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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industries

Wednesday, August 3, 2016

Today's Equipment Leasing Headlines

Top Five Leasing Company Websites—
  in North America
Sales Make it Happen by Steve Chriest
  Got a Question?
National Alliance of Commercial Loan Brokers
  Oct 4-6 Conference – Why You Should Attend
Leasing Industry Ads---Help Wanted
Ascentium Capital/Bank of the Ozarks/Channel Partners
The Age of Tech -- Chart
Market Capitalization World's Most Valuable Public Companies
Alternate Finance Association Membership
United States - Updated
Equipment Lessor Gets to Levy on Bank Accounts
  Anywhere it Chooses
  By Tom McCurnin, Leasing News Legal Editor
Bank Director Magazine Names Bank of the Ozarks
  Nation’s Top Performing Bank in its Asset Size Category
Element Adds New Truck and Equipment Team Members
Promotes Long-Time Employees
Border Terrier & Terrier Mix
  Santa Monica, California  Adopt-a-Dog
Leasing News Classified Advertising
   Back Office
News Briefs---
Wells Fargo & Co Pushes to Boost Lending;
 Completes GE Capital Business Purchase
Mobile Payments Grow: Venmo Will Soon Be Larger
    Than Any Bank P2P Service
Results: The July 2016 Senior Loan Officer Opinion Survey
    on Bank Lending Practices  (65 pages)

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Winter Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.




Top Five Leasing Company Websites—
in North America

Direct Capital and Financial Pacific fell in website visits. In fact, Direct Capital moved down to second place with its parent CIT going back to first place. TimePayment moved ahead of Balboa.

An interesting statistics has been added to Alexa, which now rates the search engine usage in finding the web site. It shows that most often the website is referred by another party, direct, not by a search engine.

Key statistics are not just the ranking, but time on site, sites linking in (who refer to the website) and % from search engine.

(The lower the rating, the higher on the list of websites
visited the most, according to

Time on Site: 2:44
      Previous: 2:39
USA Alexa Traffic Rating: 65,163
                       Previous: 82,211
   WWW: 234,516
Previous: 294,706
Sites Linking in: 527
         Previous: 474
% from Search Engine: 9.2%

Time on Site: 2:02
      Previous: 2:10
USA Alexa Traffic Rating: 73,286
                       Previous: 62,095
  WWW:  210,860
Previous:  186, 630
Sites linking in: 463
        Previous: 452
% from Search Engine: 20.2%

Time on Site: 3:52
     Previous: 3:58
USA Alexa Traffic Rating: 115,060
                        Previous: 130,706
   WWW: 523,837
Previous: 604,442
Sites Linking in: 52
          Previous: 51
% from Search Engine: 9.6%

Time on Site: 2:18
      Previous: 2:23
US Alexa Traffic Rating: 124,963
                     Previous: 135,733
   WWW: 124,963
Previous: 528,919
Sites Linking in: 147
         Previous: 149
% from Search Engine: 15.2%


Time on Site: 3:45
      Previous: 3:03
USA Alexa Traffic Rating: 240,938
                      Previous: 153,755
   WWW: 857,912
Previous: 832,271
Sites Linking In: 36
           Previous: 35
% from Search Engine: 9.3%


There also were a number of companies in the USA category that came in under 300,000, such as Ascentium Capital at 287,828.

 Working Capital and Business Loans were not included.  They do seem to have better website scores than in leasing, such as:

 Rapid Advance
Time on Site: 3:45
      Previous: 3:13
USA Alexa Traffic Rating: 97,009
                    Previous: 118,726
   WWW: 545,038
Previous: 566,645
Sites Linking in: 167
          Previous: 157
% from Search Engine: 9.3%

It appears that Alternate Finance companies really know how to work the internet.

Note: Many leasing companies affiliated with banks are included
in the bank website and therefore an independent rating of visitors is not available.


Sales Make it Happen by Steve Chriest

Got a Question?

I have been writing for Leasing News in several columns, mostly "Sales Makes it Happen," since 2006. I have a new approach that I have taken to the sales and negotiation workshops I conduct for clients.
Instead of conducting the standard training workshop, where a facilitator presents knowledge and concepts via Power Point Slides, I now ask participants if they prefer to discuss what concerns them most, or where they need the most help with the subject matter. You’re probably not surprised to find out that all the groups forego the standard workshop format for a session where they get to discuss what is most important to them.
I’m intrigued with his idea, and I want to offer something new to our leasing community. The idea is to learn what field reps., managers and executives want to learn more about or discuss in the area of sales. Questions may be submitted anonymously, and I will select questions I think may interest many of our readers.
Once I have selected a question, it will be answered and published in Leasing News the following week. I hope that we are able to answer at least one question from readers each week.

Name & Email are not required



Steve Chriest is the CEO of Open Advance and author of Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101. He recently re-named his company from Selling-Up.  He produces video and radio blogs, as well as continues as a columnist for Leasing News.

Sales Makes It Happen Articles:


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


National Alliance of Commercial Loan Brokers
  Oct 4-6 Conference – Why You Should Attend

NACLB Co-Founder Kris Roglieri

The National Alliance Commercial Loan Brokers; better known as the NACLB, is a conference hosted to bring commercial loan brokers and lenders together to start making deals. This is the first conference I have EVER attended where multiple deals were being done left and right.

At last year’s conference over $30 million in term sheets were issued over the course of the 3 day conference.

What other pitch do brokers and lenders need to attend our 2nd annual conference held at the Red Rock Casino & Resort in Las Vegas Oct 4-6, 2016 other than…come here and make deals?! If you need more of a push than that, how about these:

Top  Reasons for Brokers to Attend The NACLB

  • Build relationships with over 50 innovative commercial lenders consisting of: Commercial Real Estate, Merchant Cash Advance, SBA, Equipment Leasing, Asset Based Lending, Factoring, Specialty Finance Lenders, Hard Money, Etc.
  • Learn from industry veteran brokers on what it takes to run a successful commercial brokerage company
  • Hear from top industry keynote speakers on the state of the commercial loan broker market.
  • Learn and gain insight from the industry top reporters and journalists on the state of the industry.
  • Have an opportunity to win a free all-inclusive vacation to Punta Cana in our private Broker/Lender poker tournament!

Top 4 Reasons for Lenders to Attend the NACLB

  • Gain access to over 300 professional commercial loan brokers
  • Obtain valuable deal producing relationships
  • Expand your brand in the commercial loan broker market
  • Have an opportunity to win a free all-inclusive vacation to Punta Cana in our private Broker/Lender poker tournament!

Want to attend? Find out more information on our event & registration here:

Just watch the video from last year where multiple attendees discuss the deals they got from the conference:

Kris D. Roglieri
Commercial Capital Training Group
90 State St. Suite 1500
Albany, NY 12207
Office: 518-694-3047
Fax: 518-694-0527


Leasing Industry Help Wanted

channel partners capital top20

Channel Partners Capital was formed in 2009 by a group of leasing professionals to work exclusively in the equipment finance market helping brokers/lessors gain access to working capital solutions for their customers. As a direct lender we provide small business loans that range in size from $10,000 to $250,000.

Inc. Magazine 500/5000 fastest growing private companies for 4 consecutive years
100 Best Companies to Work for in Minnesota by Minnesota Business Magazine

channel partners capital
channel partners capital
channel partners capital
channel partners capital top20


National Sales Representative
This position will be responsible for volume growth through existing and new third party relationships (TPRs). The NSR is the primary contact with TPRs actively managing customer contact, expectations, new product/program development and the sales pipeline. Nationwide scope with travel required from 25-50% of time.

Inside Sales Representative
This position is responsible for volume growth through existing and new third party relationships (TPRs). The ISR, supports assigned TPRs actively managing customer contact, expectations, new product/program development and the sales pipeline.

Please email cover letter and resume to:

channel partners capital
channel partners capital top20 channel partners capital

Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology

Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

Bank of the Ozarks

Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).





(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)



Alternate Finance Association Membership
United States - Updated

Technically these groups are an association: "an organization of people with a common purpose and having a formal structure."  In reality, and by their own admission, they are more an association of "lobbyists": "...trying to influence legislation on behalf of a special interest."

One thing they have in common is a very small number of members; anywhere from three to eight, although they are trying to attract new members.

Coalition for Responsible Business Finance (CRBF) states, "The business sector of "alternative" or "innovative" or “non-traditional” funding mechanisms has emerged as a reliable source of capital for small businesses in the United States.  The Coalition for Responsible Business Finance (CRBF) helps ensure that this sector rises in prominence and thrives without undue state and federal regulatory burdens.  The work of CRBF proactively protects and enhances the reputation of the industry by bringing leaders in the small business community together with small business lenders and advocating their shared desire to increase access to capital for small business."

July 21, 2016 “The U.S. Department of Commerce Minority Business Development Agency (“MBDA”) and Foundation Group LLC announced today a memorandum of understanding (MOU) designed to provide U.S. minority business enterprises (MBEs) with cutting edge, digitally-enabled financing solutions and expanded access to capital.

MBDA, a bureau of the U.S. Department of Commerce, currently operates a national network of 38 business centers equipped with specialists who help the nation’s minority-owned businesses grow. Center specialists assist clients with access to capital, contracts, and new markets opportunities to create new jobs.

An Advisory Board is listed


Tom Sullivan
Executive Director

"Tom Sullivan is an attorney in the government relations practice of Nelson Mullins Riley & Scarborough, LLP in Washington, DC. Tom runs the Small Business Coalition for Regulatory Relief ( and represents several clients including the National Federation of Independent Business."

Nicholas "Nick" Owens
Strategic Partnerships

"Nicholas N. Owens is the CEO of Magnolia Strategy Partners, a bipartisan government relations and corporate strategic counseling firm. As a senior executive in the federal government, Owens was appointed as the fifth National Ombudsman for the U.S. Small Business Administration."

Commercial Finance Coalition (CFC) has hired two reportedly well-established lobbying groups.  The group reportedly has 20 members. They describe themselves as "a not-for-profit alliance of innovative financial technology companies that are working together to deploy capital to help small and mid-sized businesses grow… CFC members include lenders, commercial finance brokers, payment processors, data providers, merchant cash advance companies and recovery agencies."

Financial Innovation Now was formed to "lobby for policies important to the growing electronic payments sector." In their mission, it includes "... expanding the market for online commerce and lending and improving access for underserved populations."  Members are involved in loans and leases, including Amazon, Apple, Google, Intuit, and PayPal.  The executive Director of the coalition, Brian Peters, is also a staffer at tech lobbying powerhouse the Franklin Square Group.

July 11, 2016, the Group issued a white paper regarding examining “Regulatory Landscape of Financial Technology,” 38 pages:

Marketplace Lending Association (MLA) was launched by the CEOs of Funding Circle, Lending Club and Prosper. Reportedly between the three, about $20 billion has been loaned out, and analysts predict that, by 2020, the marketplace lending sector could represent assets totaling around $122 billion. The new association is aimed at promoting responsible business practices and “sound public policy.”  The website states they are looking for members.


One of the earlier groups is now called the Small Business Finance
Association (SBFA), who have hired an experienced "lobbyist," Stephen "Steve" Dennis. Members to date include bizfi, bfscapital, Capify, Capital for Merchants, eleveante Funding, Fora Financial, GRP Funding, Merchant Capital Sources, Merchants Capital Access, NextWave Funding, Principis Capital, Rapid Advance, Retail Capital, Strategic Funding, Swift Capital, Yalber.  By the dues set-up, this is not for individual members, but more for access to Washington.

“"We felt it was time to bring on an experienced Capitol Hill veteran to make SBFA the leading voice for alternative small business finance in Washington," said incoming President of SBFA and Chief Executive Officer of Capify, David Goldin. "It is time to come together as an industry to ensure we have a strong and unified voice on behalf of the small businesses we serve." 




Equipment Lessor Gets to Levy on Bank Accounts
Anywhere it Chooses
By Tom McCurnin
Leasing News Legal Editor

Missouri Court Correctly Holds That Deposit Accounts are “General Intangibles” Without Physical Location, So Levy Is Proper Anywhere the Bank is Located

Regions Equipment Finance Corp. v. Blue Tee Corp. (E.D. Mo. 2016) 2016 WL 695617. 

For banking nerds like me, this case presents an interesting issue of where a judgment creditor can levy on bank accounts and whether domestication of the judgment in the debtor’s home state is a precondition to levying. The answer should be “no,” and in today’s case, the federal court got it right. The facts follow.

Lessor Regions Equipment Finance filed a Missouri action against an Illinois Guarantor. The Lessor sought and obtained a writ of attachment against the Guarantor in Missouri. The Lessor then levied on the Guarantor’s accounts at a national bank, Bank of America. The Guarantor’s account was housed across the river in Illinois however, but as we know, Bank of America is everywhere.

The Guarantor sought to quash the writ based on the theory that his accounts were physically located in Illinois. The Lessor countered with the notion that accounts at a national bank have no physical location. The court agreed, and denied the motion to quash the writ. Lessor wins, Guarantor loses.

This case really has nothing to do with leasing, other than the case of characters, but it is an important decision for collection lawyers wanting to tag bank accounts of any judgment debtor.

By way of background, I’m old enough to remember the days when under Uniform Commercial Code § 4-106 or 4-107 each branch was a deemed a separate bank. In New York it was often referred to as the “separate entity” rule. Under these antiquated rules, a levy had to be made to the exact branch of the bank where the account was housed. The idea was that a bank account had a physical location.

After the National Bank Act was enacted, banks could enjoy a single national charter, rather than having multiple charters, one for each state. Starting in about 2010, banks started receiving levies from states other than where the account was housed, resulting in inconsistent results. Sometimes the bank honored the levy, sometimes it did not. Banks quickly started revising their account agreements which allowed for processing of out of state levies. As the levies were honored, depositors sued, and case law developed.

This Regions Equipment Leasing case is one in a string of decision that holds that a bank account in a national bank is an intangible personal property. As such, the account does not have a physical location. Therefore, a judgment creditor may levy on the accounts of a judgment debtor at a national bank anywhere the bank is located. The Regions Equipment Leasing case essentially holds that if a debtor can withdraw money in Missouri, then the judgment creditor can levy the money in Missouri. That door swings both ways.

What are the takeaways here?

First, this is great news for collection lawyers. Assuming you’re in New York and have a New York judgment against a California lessee, you can simply tag those accounts at a local New York branch of a national bank.

Second, for debtors, check your account agreement. My bet is the agreement will have a provision that allows the bank to process levies wherever they are received. Use a state or local bank, not a national bank, if you want to force the creditor to domesticate the judgment.

The bottom line to this case, is that it happens to be one of the better cases discussing the issue, and firmly stands for the proposition that domestication of a judgment is not necessary to tag an account held at a national bank.

Regions Equipment Finance Corp. (5 pages)

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:


(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


##### Press Release ############################

Bank Director Magazine Names Bank of the Ozarks
Nation’s Top Performing Bank in its Asset Size Category

Little Rock, Arkansas – Bank of the Ozarks has been named the top performing bank in the nation in its asset size category by Bank Director magazine. This is the bank’s fourth consecutive year to be recognized by Bank Director, and it marks the sixth consecutive year that a national organization has named Bank of the Ozarks as number one in the nation.

George Gleason
Bank of the Ozarks

“Our customers have high expectations and we work hard to help them achieve their financial goals. That requires us to constantly pursue being the best in all that we do,” said George Gleason, Chairman and Chief Executive Officer. “This latest recognition is evidence of our commitment to be a strong institution with a service-driven team of bankers second to none.”

“We are dedicated to delivering state-of-the-art banking solutions with the highest level of professionalism. At Bank of the Ozarks our goal is to excel in everything we do for our customers always,” Gleason said. 

The Bank Director 2016 Bank Performance Scorecard Highlighting America’s Best Banks has placed Bank of the Ozarks in the number one ranking in its size category in 2013, 2014, 2015 and 2016, based on five key metrics related to profitability, capital strength and asset quality. 

The Scorecard evaluates and ranks the 300 largest publicly traded US banks separated into three categories. Bank of the Ozarks is currently in the $5 billion to $50 billion asset category. 

In addition, SNL Financial in 2012, 2015 and 2016 named Bank of the Ozarks as the nation’s top performing regional bank. The ABA Banking Journal in 2011 and 2012 named Bank of the Ozarks number one among banks in its asset size category. 

Bank Director is the premier magazine written for senior officers and directors of financial institutions. Since its inception in 1991, Bank Director has become recognized as an essential resource for the top decision makers in the financial industry. The Bank Performance Scorecards highlighting America’s Best Banks appear in the 3rd Quarter 2016 edition of the magazine. The measurement criteria and analysis are prepared by Sandler O’Neill + Partners, L.P., a New York-based investment banking firm, using data provided to it by S&P Global Market Intelligence, a financial research firm in Charlottesville, Virginia.


Bank of the Ozarks, Inc. is a bank holding company which had $12.28 billion in total assets as of June 30, 2016. Following two recently completed acquisitions, the Company’s total assets have increased to approximately $18 billion. Its shares trade on the NASDAQ Global Select Market under the symbol “OZRK.” The Company owns a state-chartered subsidiary bank that conducts banking operations through 256 offices in Arkansas, Georgia, Texas, North Carolina, Florida, Alabama, South Carolina, New York and California. The Company may be contacted at (501) 978-2265 or P. O. Box 8811, Little Rock, Arkansas 72231-8811. The Company’s website is:




### Press Release ############################

Element Adds New Truck and Equipment Team Members
Promotes Long-Time Employees

SPARKS, Md.,– Element Financial Corporation (EFN: TSX), one of North America's leading fleet management and equipment finance companies, today announced the expansion of its Fleet Management Truck and Equipment team: Don Davis, regional vice president, Southwest, Truck Sales; Jeff Holtshopple, regional vice president, West, Truck Sales; Larry Galasso, regional vice president, Northeast, Truck Sales; and Don Bailey, residual value manager.

Element also bolstered the Truck & Equipment team by promoting Naeem Morris to regional vice president, Midwest, Truck Sales; Steve Byrd, CTP, to manager, Truck Services, Paola Bennett, manager, Business Development and Brad Hewitt, vice president, National Accounts.

"The expanded Element Fleet Truck and Equipment team puts together a group of talented industry veterans who will continue delivering and empowering extraordinary results for our clients," said Mike Quimby, general manager, Truck and Equipment.

More on the new hires and promotions:

  • Don Davis, Regional Vice President, Southwest, Truck Sales
    New to Element, Don Davis has more than 25 years experience in the transportation finance / fleet management industry that includes UPS, Penske, Ryder and Element Commercial Vendor Finance. He will be based in the Dallas/Fort Worth area and is a graduate of Texas A&M University.
  • Jeff Holtshopple, Regional Vice President, West, Truck Sales
    Also new to the Element team, Jeff Holtshopple brings over 20 years of finance industry experience, including stints at Capital One Equipment Finance and Citizens Business Bank. Based in California, he holds a bachelor's degree from the University of Wisconsin Madison.
  • Larry Galasso, Regional Vice President, Northeast, Truck Sales
    Larry Galasso brings over two decades of industry experience to Element, include time spent working for Ryder System and Lily Transportation. Responsible for the Northeast region, Galasso is based out of New Hampshire.
  • Don Bailey, Residual Value Manager
    Don Bailey brings extensive analytical and strategic financial planning experience to the Element team. He most recently worked for Penske and prior to that, served the U.S. Air Force as a MSgt (retired) during which time he earned several certifications, including a General Electric Six Sigma Green Belt.
  •  Naeem Morris, Regional Vice President, Midwest, Truck Sales
    Naeem Morris spent the last two years as senior vice president, Sales at GE Capital Fleet Services (now Element Fleet Management) managing high profile clients with an impressive 100 percent retention rate. Prior to that role, he worked at a variety of automotive financing companies including Fiat Chrysler Automobiles and Daimler Truck Financial. Based in Chicago, Morris is completing his MBA at DePaul University.
  • Steve Byrd, CTP, Manager, Truck Services
    Steve Byrd has over three decades of transportation experience, with 10 years working at Element. Based in Colorado, he is an active member of many industry organizations including the Technology and Maintenance Council and the National Private Truck Council. Byrd holds the distinction of Certified Transportation Professional® (CTP).
  • Paola Bennett, Manager, Business Development
    As manager of Business Development, Paola Bennett will focus on assisting the team in the growth and maintenance of key accounts and manage the efforts of streamlining the reporting and data collection. An Element employee for four years, she previously served with the Strategic Consulting organization. Bennett is based in Fort Lauderdale and earned her MBA from Florida Atlantic University.
  • Brad Hewitt, Vice President, National Accounts
    Brad Hewitt has worked in truck sales for Element since 2002 and recently earned a promotion to vice president. Hewitt resides in the Minneapolis area and is the reigning Element Sales Executive of the Year, a distinction he has earned for three consecutive years.

Rounding out the team are John Vaughn, National Account Manager, who is focused on the agricultural industry and Chris Hepler, VP Regional Manager, Southeast, Truck Sales. Hepler recently earned the CTP designation, joining a group of transportation professionals who are raising industry standards and increasing the respect and prestige of the private fleet/transportation professional.
 For more information about Element's fleet management business, visit For more information about Element Financial Corporation, visit

About Element Financial Corporation
With total assets of approximately $23C billion, Element Financial Corporation is one of North America's leading fleet management and equipment finance companies. Element operates across North America in four verticals of the equipment finance market – Fleet Management, Rail Finance, Commercial & Vendor Finance, and Aviation Finance. 


Border Terrier & Terrier Mix
Santa Monica, California  Adopt-a-Dog

(Sweet and Active)
50.2 lbs
Three Years Old
Current on Vaccinations

“Meet our love bug, AMY!

“Amy was found hobbling around in an industrial alley way. She had been hit by a car and no one stopped to help. She was found cowering in fear and crying in pain. Amy's x-rays showed that she had a fracture in her hind-leg. Despite the pain Amy was experiencing at the time of her rescue, she never stopped wagging her tail and giving kisses to her rescuers.

“Amy was treated for her injuries and she now has a clean bill of health! She is three years old and weighs 50.2 pounds. She is active, LOVES to go out on leash walks. She tends to pull forward while on her leash walks, but after a while she calms down. She will do anything to please people. And she gives great hugs and kisses. Amy thinks she is a lap dog!

“An ideal home for Amy would be an active family (without young kids) who can take her out on long, brisk walks. She needs a nurturing, responsible, and caring family. Amy is not crazy about every dog/cat she meets, but there have been a select few small dogs she absolutely adored to pieces. When she is outdoors, she is active. “

To adopt, please e-mail us:

Checklist for New Adopters

The Fuzzy Pet Foundation
Santa Monica, CA 90404

Adopt a Pet



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Orion First Financial provides comprehensive lease/loan account servicing, collection/workout solutions and strategic advisory services. Contact David T. Schaefer
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20 years experience on funder/broker sides. Looking for a relationship where I act as credit shop for smaller brokers when financial statements are involved.
Back Office: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available,
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Proactive management/administration of commercial/consumer vehicle lease/finance portfolios covering insurance, titles,
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We can run your back office from origination to final payoff. 30 years experience in commercial equipment lease and loan portfolio management.
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Portfolio Financial Servicing Company provides private label servicing, backup servicing and sales/property tax filings for commercial and consumer leases and loans in the U.S. and Canada. With over $20 Billion in assets under management we have serviced the lending community since 1982. PFSC is engaged with over 52


((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


News Briefs---

Wells Fargo & Co Pushes to Boost Lending;
 Completes GE Capital Business Purchase

Mobile Payments Grow: Venmo Will Soon Be Larger
    Than Any Bank P2P Service

Results: The July 2016 Senior Loan Officer Opinion Survey
    on Bank Lending Practices  (65 pages)


Nationwide Sales Positions Available
  Medical, Commercial and Industrial
 Transportation, FF&E, Technology

Superior pricing - Superior Buying window
 - Superior back office - Superior stability

For more info click here

Bank of the Ozarks

Recognized as the top performing bank in the United States,
based on financial performance, five years in a row
(2011, 2012, 2013, 2014, and 2015).




--You May Have Missed It

8 Qualities Of The World's First
   Michelin-Starred Street Food Chef


SparkPeople--Live Healthier and Longer

iscover More Than 500 Free Workout Videos at SparkPeople.TV


Baseball Poem

Double Play

From the book

That Sweet Diamond

by Paul B. Janeczko, Carole Katchen (Illustrator)


The runner is
a non-swimmer in deep water,
inching from the bag
returning in alarm.

The shortstop and second baseman
are schoolboys
passing secrets
behind the pitcher's back.

Moving before the pitch,
the shortstop dashes to the bag
glove up in anticipation
as runner and
peg from his partner at second
He drags the toe of his right shoe
across the bag
as the ball slaps home
and he leaps
to avoid the spikes.

Resting in air
safely above the slide
long enough to throw to first
before he tumbles to the dirt,
his eyes on the ball
the mitt
the umpire's confirmation of perfection.



Sports Briefs----

Golden State Warriors News: Updated Roster,
  Free-Agent Signings For 2017 NBA Finals Favorites

One NBA front-office simulation has Warriors
     winning 83 out of 82 games

San Jose State to revive men's track and field

49ers' Joe Staley is team's best player

How one book transformed Pete Carroll's approach with Seahawks


California Nuts Briefs---

PG&E will escape more than $500 million in penalties in criminal trial linked to San Bruno explosion

Californians cut water use in June, but not as much as last year
Read more here:

Big Sur fire delivers smoke and haze to the SF Bay Area


“Gimme that Wine”

Gallo Winery cashing in on MID’s low industrial electricity prices

How old is too old? Old vines – ask Decanter

Hot summer has southwest Ontario grape farmers ready for big crop

6 secrets to winery website success

Marin’s O’Neill Vintners buys Robert Hall Winery

Vin65 adds social-media tools to wine sales CRM

Why does Wine Cost What it Does

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

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This Day in American History

     1492 - Christopher Columbus set sail a half-hour before sunrise from the harbor of Palos, Spain. With three ships, Nina, Pinta and Santa Maria, and a crew of 90, he sailed “for Cathay” but found instead a New World of the Americas, first landing at Guanahani (San Salvador Island in the Bahamas) on October 12. He returned 224 days later, on March 14, 1493, to Lisbon, where he dispatched two letters of identical content, one to Raphael Sanchez and the other to Luis de Santangel, to describe the new world he had discovered. While he never set foot on the mainland of the United States or even called it America, he described what he thought were
islands of China. He was to return to the area three more times. During his fourth and final expedition (1502-1504) Columbus, whose Italian name was Cristo Columbo, discovered Martinique, and explored the coasts of present-day Honduras, Nicaragua, Costa Rica, and Panama.
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        1610 - Henry Hudson of England discovers a great bay on the east coast of Canada and names it for himself.
    1678 – Robert LaSalle built the “Le Griffon,” the first known ship to be built on the Great Lakes.  “Le Griffon” was constructed and launched at or near Cayuga Creek on the Niagara River as a seven-cannon, 45-ton sailing ship that LaSalle hoped would take him to the Northwest passage to Japan and China.
    1795 -  The Treaty of Greenville was signed at Fort Greenville, now Greenville, OH.  It followed negotiations after the Native American loss at the Battle of Fallen Timbers a year earlier. It ended the Northwest Indian war in Ohio Country and limited strategic parcels of land to the north and west. The parties to the treaty were a coalition of Native American tribes, known as the Western Confederacy, and US government represented by General Anthony Wayne for local frontiersman. The treaty is considered the beginning of modern Ohio history.
    1804 - US Commodore Edward Preble's squadron bombarded Tripoli, inflicting heavy damages on the city though this engagement would be indecisive. In the late summer of 1804, President Thomas Jefferson sent Preble and Captain Stephen Decatur with the Constitution, three brigs, three schooners, two bombs and six gunboats, manned by only 1,060 men to attack Tripoli. That Moorish city, at that time, was well walled, protected by judiciously constructed batteries mounting 115 pieces of heavy cannon, and defended by 25,000 Arabs and Turks. Besides, the harbor was encircled by 19 Moorish gunboats, two gallies, two schooners of eight guns each and a brig carrying 10 guns, forming a strong line of defense at secured moorings and extending more than two miles in length. Although energetically executed, Preble's attacks highlighted the difficulty of winning with bombardment. First, he had no intelligence on how the defenders were holding up under the attacks. More fundamentally, lacking any ground force to put ashore and compel capitulation, Preble had to hope that the enemy would decide to give in rather than endure. (My son Dash is a plank holder of the USS Preble, named after the Commodore.) 
    1811 – Elisha Otis (d. 1861) was born in Halifax, VT.  Founder of the Otis Elevator Company and inventor of a safety device that prevents elevators from falling if the hoisting cable fails.  The 1854 New York World’s Fair offered a great chance at publicity.  Otis amazed a crowd when he ordered the only rope holding the platform on which he was standing cut.  The rope was severed by an axe man, and the platform fell only a few inches before coming to a halt. After the World's Fair, Otis received continuous orders, doubling each year. He developed different types of engines, like a three-way steam valve engine, which could transition the elevator between up to down and stop it rapidly.
    1852 – In the first US intercollegiate event in any sport, Harvard beat Yale in a boat race.
    1882 - Congress passes the Immigration Act, banning Chinese immigration for ten years.
    1900 - Ernie Pyle (d. 1945) was born at Dana, MN, and began his career in journalism in 1923. After serving as managing editor of the Washington Daily News, he returned to his first journalistic love of working as a roving reporter in 1935. His column was syndicated by nearly 200 newspapers and often focused on figures behind the news. His reports of the bombing of London in 1940 and subsequent reports from Africa, Sicily, Italy and France earned him a Pulitzer Prize in 1944. He was killed by machine-gun fire at the Pacific island of le Shima, Apr 18, 1945.
    1900 - Central figure in a cause célèbre (the “Scopes Trial” or the “Monkey Trial”), John Thomas Scopes (d. 1970) was born today at Paducah, KY. An obscure 24-year-old schoolteacher at the Dayton, TN, high school in 1925, he became the focus of world attention. Scopes never uttered a word at his trial, which was a contest between two of America’s best-known lawyers, William Jennings Bryan and Clarence Darrow. The trial, July 10—21, 1925, resulted in Scopes’s conviction. He was fined $100 “for teaching evolution” in Tennessee. The verdict was upset on a technicality and the statute he was accused of breaching was repealed in 1967.
    1900 – The Firestone Tire & Rubber Company was founded.
    1904 - Use of “American” as an adjective instead of “United States” was officially recommended by John Hay, secretary of state, who instructed American diplomatic and consular officers to adopt it.
    1907 – Federal Judge Kenesaw Mountain Landis fined Standard Oil of Indiana a record $29.4 million for illegal rebating to freight carriers; the conviction and fine were later reversed on appeal.
    1911 - Danish woodcarver Charles Looff delivered the classic carousel to the Santa Cruz Beach Boardwalk, California. A furniture-maker by trade, Looff began carving carousel animals as a hobby after immigrating to America. His first carousel was installed at Coney Island in New York in 1875. The Boardwalk carousel features jeweled horses and a 342-pipe Ruth band organ built in 1894. The carousel and the park’s Giant Dipper roller coaster were designated National Historic Landmarks by the US National Parks Service.  Wikipedia lists 47 carousels created by Looff, all across the US.
    1921 – Major League Baseball Commissioner Kenesaw Mountain Landis banned the eight Chicago Black Sox, the day after they were acquitted by a Chicago court.  Landis: “Regardless of the verdict of juries, no player who throws a ball game, no player who undertakes or promises to throw a ball game, no player who sits in confidence with a bunch of crooked ballplayers and gamblers, where the ways and means of throwing a game are discussed and does not promptly tell his club about it, will ever play professional baseball.”  The Commissioner took the line that while the players had been acquitted in court, there was no dispute they had broken the rules of baseball, and none of them could ever be allowed back in the game if it were to regain the trust of the public. Comiskey supported Landis by giving the seven who remained under contract to the White Sox their unconditional releases. Those banned were:  Pitcher Eddie Cicotte, CF Happy Felsch, 1B Chick Gandl, LF Shoeless Joe Jackson, IF Freddy McMullin, SS Swede Risberg, 3B Buck Weaver, P Lefty Williams.  Also banned was Joe Gedeon, second baseman of the St. Louis Browns. Gedeon placed bets since he learned of the fix from Risberg, a friend of his. He informed Comiskey of the fix after the Series in an effort to gain a reward. He was banned for life by Landis along with the eight White Sox.
    1923 - Calvin Coolidge was sworn in as the 30th president of the United States, following the death of Warren G. Harding. It took several hours for the news of President Warren G. Harding's death in California to reach the small town of Plymouth, Vermont, where he was enjoying a short vacation, but by 2 a.m., Coolidge was told that Harding was dead. Traditionally, the president is sworn in by the chief justice of the Supreme Court--but he slept 500 miles away. At 2:30 a.m. on August 3, 1923, Coolidge's father, a notary public, administered the oath of office to his son by the light of a kerosene lamp.
    1925 – Marv Levy, the only NFL coach to take his team to four consecutive Super Bowls, was born in Chicago.  He served as head coach in the Canadian Football League (CFL) for the Montreal Alouettes (1973–1977) and in the NFL (NFL) for the Kansas City Chiefs (1978–1982) and the Buffalo Bills (1986–1997), coaching the Bills to four consecutive AFC championships and those Super Bowls (1990-93). He was elected to the Pro Football hall of Fame in 2001.
    1926 - Tony Bennett was born Anthony Dominick Benedetto in Astoria, Queens, NY.  As a teen, he was a teammate in sandlot baseball of Yankees Hall of Famer Whitey Ford.  After serving in the Army during the final year of World War II, Benedetto studied at the American Theater Wing where he was taught the bel canto singing discipline, which would keep his voice in good shape for his entire career.  He was discovered by Pearl Bailey who introduced him to Bob Hope who took him on the road and Americanized his name.  His first big hit was "Because of You", a ballad that started out gaining popularity on jukeboxes, then reached number one on the pop charts in 1951 and stayed there for ten weeks, selling over a million copies.  This was followed to the top of the charts later that year by a similarly-styled rendition of “Cold, Cold Heart", and the third number-one came in 1953 with "Rags to Riches” which topped the charts for eight weeks.  Later that year, the producers of the upcoming Broadway musical “Kismet” had Bennett record "Stranger in Paradise" as a way of promoting the show during a New York newspaper strike.  The song reached the top, the show was a hit, and Bennett began a long practice of recording show tunes.  "Stranger in Paradise" was also a number-one hit in the UK a year and a half later and started Bennett's career as an international artist. Also in 1962, Bennett released his recording of "I Left My Heart in San Francisco.”  Although this reached only number 19 on the Billboard Hot 100, it spent close to a year on various other charts and increased Bennett's exposure. The album of the same title was a top 5 hit and both the single and album achieved gold record status, winning Grammy awards for Record of the Year and Best Male Solo Vocal Performance. Over the years, this would become known as Bennett's signature song.  In 2001, it was ranked 23rd on an RIAA/NEA list of the most historically significant Songs of the 20th Century.  He remains an active performer in his 90th year.
    1936 – Jesse Owens won the 100-meter dash at the 1936 Summer Olympics in Berlin.  Owens went on to win three other gold medals.  He was the most successful athlete at the games and as such has been credited with "single-handedly crush[ing] Hitler’s myth of Aryan supremacy.
    1944 - WITEK, FRANK PETER, Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps Reserve. Born: December 1921, Derby, Conn. Accredited to: Illinois. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with the 1st Battalion, 9th Marines, 3d Marine Division, during the Battle of Finegayen at Guam, Marianas, on 3 August 1944. When his rifle platoon was halted by heavy surprise fire from well-camouflaged enemy positions, Pfc. Witek daringly remained standing to fire a full magazine from his automatic at point-blank range into a depression housing Japanese troops, killing 8 of the enemy and enabling the greater part of his platoon to take cover. During his platoon's withdrawal for consolidation of lines, he remained to safeguard a severely wounded comrade, courageously returning the enemy's fire until the arrival of stretcher bearers, and then covering the evacuation by sustained fire as he moved backward toward his own lines. With his platoon again pinned down by a hostile machinegun, Pfc. Witek, on his own initiative, moved forward boldly to the reinforcing tanks and infantry, alternately throwing hand grenades and firing as he advanced to within 5 to 10 yards of the enemy position, and destroying the hostile machinegun emplacement and an additional 8 Japanese before he himself was struck down by an enemy rifleman. His valiant and inspiring action effectively reduced the enemy's firepower, thereby enabling his platoon to attain its objective, and reflects the highest credit upon Pfc. Witek and the U.S. Naval Service. He gallantly gave his life for his country
    1945 - An American communiqué announces that US B-29 Superfortress bombers dropping mines over Japan have now sealed off all of the main ports, leaving the country totally blockaded. In a report by the US 20th Air Force, it is noted that every harbor of consequence in Japan and all those in Korea have been mined and it is estimated that hundreds of thousands of tons of shipping have been sunk or damaged since the mining program began in March. 
    1946 - Top Hits
“The Gypsy” - The Ink Spots
“Doin’ What Comes Naturally” - Dinah Shore
“They Say It’s Wonderful” - Frank Sinatra
“New Spanish Two Step” - Bob Wills
    1946 – Santa Claus Land, the world's first themed amusement park, opened in Santa Claus, IN.
    1948 - Before 72,434 in Cleveland, ancient (42 year-old) Negro Leaguer Leroy “Satchel” Paige made his Major League starting debut, pitching seven innings against the Washington Senators before being relieved. Paige picked up the win, 5-3, which moved the Indians (56-38) into a four-way tie for first on the way to the 1948 AL pennant and World Series championship.  He went 6-1 with a 2.48 ERA in 1948.
    1949 – The Basketball Association of America and the National Basketball League merged to form the National Basketball Association.
    1950 - Eight Corsairs of VMF-214, the famed "Black Sheep" squadron of World War II, led by squadron executive officer, Major Robert P. Keller, launched from the USS SICILY and executed the first Marine aviation mission in the Korean War in a raid against enemy installations near Inchon. After the F4Us delivered their incendiary bombs and rockets on their targets, the Marines concluded their greeting to the Communist troops with a series of strafing runs 
    1954 - For that time, a record divorce settlement was awarded to Mrs. Barbara (Bobo) Rockefeller when her ex, Winthrop Rockefeller, was ordered to pay $5,500,000 to his ex-wife. 
    1954 - Top Hits
“Sh-Boom” - The Crewcuts
“The Little Shoemaker” - The Gaylords
“Hey There” - Rosemary Clooney
“One by One” - Kitty Wells & Red Foley
    1958 - The submarine USS Nautilus began the first crossing of the Arctic Ocean under the polar ice cap. With a crew of 116 men, the Nautilus was commanded by William R. Anderson. The Nautilus was the world's first nuclear powered submarine. 
    1959 - "A Big Hunk of Love" becomes Elvis Presley's fourteenth straight Gold record. 
    1959 - Folk group The Kingston Trio is featured on the cover of Life magazine. 
    1959 - For the first time in Major League history, a second All-Star Game was played in the same season. The AL took a 5-3 victory at the Los Angeles Coliseum as the White Sox’s Nellie Fox singled in the decisive run.
    1962 - Top Hits
“Roses are Red” - Bobby Vinton
“The Wah Watusi” - The Orlons
“Sealed with a Kiss” - Brian Hyland
“Wolverton Mountain” - Claude King
    1963 - The college football all-stars beat the NFL Champion Green Bay Packers 20-17. It was a huge upset as the college team had been underdogs with odds of 50-1. 
    1963 - The Beatles appeared at The Cavern Club in Liverpool for the very last time. They had performed 274 concerts at the dingy, basement club since their debut there 2½ years earlier. Their first gig paid them £5 ($14) and their last brought in £300 ($840). 
    1963 - Capitol Records released The Beach Boys’ song, "Surfer Girl." It became one of their biggest hits, making it to number seven on the hit music charts on September 14, 1963. 
    1963 - Warner Brothers Records released comedian Allan Sherman’s summer camp parody, "Hello Mudduh, Hello Fadduh! (A Letter from Camp)." The song would go to number two on the pop charts on August 14, 1963
    1963 - The Tymes' "So Much In Love" hits #1
    1965 - No. 1 Billboard Pop Hit: “I'm Henry VIII, I Am,'' Herman's Hermits. The song was written in 1911 by Fred Murray and R.P. Weston and was popularized at the time by Cockney comedian Harry Champion. 
    1965 - CBS-TV news shows pictures of men from the First Battalion, Ninth Marines setting fire to huts in the village of Cam Na, six miles west of Da Nang, despite reports that the Viet Cong had already fled the area. The film report sparked indignation and condemnation of the U.S. policy in Vietnam both at home and overseas. At the same time, the Department of Defense announced that it was increasing the monthly draft call from 17,000 in August to 27,400 in September and 36,000 in October. It also announced that the Navy would require 4,600 draftees, the first such action since 1956.
    1966 - Lenny Bruce, 40, dies of a morphine overdose in his Hollywood, California bathroom. A tragic end to a mercurial comic/satiric genius. His death affected many in the Underground. The Bruce was an important influence on the Diggers with his searing commentaries that exposed social hypocrisy. Bruce had performed recently at the Fillmore. “Lenny” (1974) DVD Film with Dustin Hoffman, “The Lenny Bruce Performance” film DVD, “How to Talk Dirty and Influence People” by Lenny Bruce
    1967 - President Lyndon B. Johnson announces plans to send 45,000 more troops to Vietnam.
    1967 – On the way to the “Impossible Dream” season that would send them to the World Series, the Red Sox acquired Elston Howard from the Yankees in exchange for two minor leaguers.  Oddly, the Red Sox were the last team in the Majors to play an African-American and Howard was the first African-American to play for the Yanks.  Many credited Howard with stabilizing and nurturing the Sox’ young staff that took them to the Series.
    1968 - "Hello, I Love You," recorded by The Doors, jumped into the top spot on Billboard's hit record charts, and stayed there for 2 weeks.
    1969 – The Everly Brothers headlined Fillmore West show, SF. Hear this performance free courtesy of Wolfgang's Vault. Once registered for free @ Wolfgang's Vault you are welcome to listen to the many rare, never-before-heard recordings of live concerts featuring Janis Joplin, Jimi Hendrix, Led Zeppelin, Quicksilver Messenger and much more.
    1970 - Hurricane Celia struck the coast of Texas producing wind gusts to 161 mph at Corpus Christi, and estimated wind gusts of 180 mph at Arkansas Pass. The hurricane was the most destructive of record along the Texas coast causing $454 million damage, and also claimed eleven lives
    1970 - Top Hits 
“(They Long to Be) Close to You” - Carpenters
“Make It with You” - Bread
“Signed, Sealed, Delivered I’m Yours” - Stevie Wonder
“Wonder Could I Live There Anymore” - Charley Pride
    1971 - Paul McCartney announces the formation of Wings, his first band since the breakup of the Beatles. It features ex-Moody Blues singer Denny Laine and Paul's wife Linda.
    1971 - Ringo Starr receives a gold record for "It Don't Come Easy." He wrote the tune himself.
    1974 - Bad Company's Bad Company LP hits #1
    1975 - No. 1 Billboard Pop Hit: “Jive Talkin','' The Bee Gees.
    1977 – Tandy Corporation announced the TRS-80, one of the world's first mass-produced personal computers.  By 1979, the TRS-80 had the largest selection of software in the microcomputer market.  Until 1982, the TRS-80 was the best-selling PC line, outselling the Apple II series by a factor of 5 according to one analysis.
    1978 - Top Hits
“Shadow Dancing” - Andy Gibb
“Baker Street” - Gerry Rafferty
“Miss You” - The Rolling Stones
“Only One Love in My Life” - Ronnie Milsap
    1979 - "Tonight Show" host Johnny Carson, appeared on the cover of the Burbank, California telephone directory. 
    1979 - The Knack hit the top of both the album and singles charts, with their LP, "Get The Knack" and the single, "My Sharona."
    1979 - Jai-alai player Jose Ramon Areitio threw the fastest ball ever recorded at a speed of 188 mph (301 kph). Jai-alai is a sport that originated in the Basque region of Spain and France, and it consists of throwing a ball with a long, curved basket against a wall.     1981 - United States air traffic controllers went on strike, despite a warning from President Ronald Reagan that they would be fired, which they were.
    1984 - At the 1984 Olympics held in Los Angeles, American Mary Lou Retton won gold in all-around gymnastics. 
    1985 - Mail service was reinstated to Paradise Lake, Florida, a nudist colony, after residents promised they would wear clothes or at least stay out of sight when the mailperson came to deliver. 
    1985 - Bruce Springsteen's "Glory Days" peaks at #5 on the chart, while Sting's "If You Love Somebody Set Them Free" peaks at #3
    1986 - Top Hits
“Glory of Love” - Peter Cetera
“Papa Don’t Preach” - Madonna
“Mad About You” - Belinda Carlisle
“Nobody in His Right Mind Would’ve Left Her” - George Strait
    1987 - Joe Niekro got a 10-day suspension for throwing scuffed baseballs. At first, he denied the charge made by the home plate umpire, but changed his tune when an emery board fell out of his pocket during an inspection. 
    1987 - The Iran-Contra congressional hearings ended, with none of the 29 witnesses tying President Ronald Reagan directly to the diversion of arms-sales profits to Nicaraguan rebels.
    1987 - Def Leppard releases their "Hysteria" LP.
    1988 - Steve Winwood's "Roll With It" hits #1 on the chart. Billboard ranks this the top song of the year.
    1989 - Thunderstorms representing what remained of Hurricane Chantal drenched Wichita, KS, with 2.20 inches of rain in four hours during the early morning. Thunderstorms developing in Minnesota produced wind gusts to 85 mph at Baudette during the afternoon, and softball size hail at Lake Kabetogama, during the evening. Jamestown, ND, reported a record hot afternoon high of 103 degrees
    1992 – The Los Angeles Dodgers recorded their 3,000th win since moving from Brooklyn.  After winning one World Series in Brooklyn, the LA Dodgers have won 5 with 20 playoff appearances.
    1993 - Boston Ventures, the group to whom Berry Gordy had sold Motown in 1988 for $61 million, sells the label and its holdings to Dutch conglomerate Polygram for $325 million.
    2002 - In just the first four innings, Edgar Martinez ties the Major League record for sacrifice flies in a game with three. The Mariners' designated hitter becomes the 11th player in history to accomplish the feat doing it in his first three at-bats in Seattle's 12-4 victory over the Indians.
    2004 – The pedestal of the Statue of Liberty re-opened for the first time after the September 11 attacks.
    2006 - The 715th home run ball hit by Barry Bonds to pass Babe Ruth for second place on the all-time career list fetches $220,100 during a 10-day eBay auction. The money, which will go to Andrew Morbitzer, the fan who caught the ball, is much less than the $800,000 dished out in 2004 for the ball the Giants left fielder's hit for his 700th career homer.
    2014 - The Islamic State captured the Iraqi town of Sinjar, home to the country's Yazidi religious minority population.  Residents fled in advance of the extremists, who demanded that non-Muslim residents convert to Islam or face death.



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