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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Working Capital from $10,0000 to $250,000                 


Monday, August 7, 2017

Today's Equipment Leasing Headlines

Correction—New Hires: Lynn Sciog
  In Case Missed Update in Friday’s News Edition
Position Wanted – Operations
   Work Remotely or Relocate for Right Opportunity
Top Stories: July 31 - August 4
   (Opened Most by Readers)
 OnDeck Joins
 Commercial Alternative Finance Company List
Not Brought Forward in Marlin Press Release
 Marlin Business Services 10Q Quarter Ending June 30, 2017
Leasing 102 by Mr. Terry Winders, CLFP
  Sales Record Keeping for the Salesperson
Coonhound Mix
  West Seneca, New York  Adopt-a-Dog
Leasing News Classified
News Briefs---
Chesswood Reports Record Second Quarter
    Operating Earnings of $9.3 Million
Farm Machinery sales near ‘bottom of difficult cycle’
  Pluged More than 20% Compared to Last Year
US haul from credit crisis bank fines hits $150bn 
Goldman Sachs is Going Big on Lending
  Partnering with financial advisors with Fidelity to offer loans
Too Many FinTechs, Too Little Time for OCC
  How Many Can Get Processed?
Why remote working succeeds at some companies
      and not others
Boeing wins contract for two 747s
  that will become future Air Force One aircraft

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in American History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Correction—New Hires: Lynn Sciog
In Case Missed Update in Friday’s News Edition

Lynn Sciog was hired as Vice President of Operations for Blue Bridge Financial, Buffalo, New York. "As the newest member of Blue Bridge Financial’s management team, Ms. Sciog will be leading the Blue Bridge Operations team responsible for all aspects of transaction flow from loan application through funding, documentation and customer service, including the supporting technology." Prior, she was Vice President of Operations, Key Equipment Finance (August, 2016 - July, 2017). Key purchased First Niagara Bank, where she was Credit Manager, Vice President, First Niagara Leasing, Inc. She joined First Niagara Bank March, 2003, as Leasing Portfolio Manager, Vice President; promoted January, 2008, Credit Manager, Vice President, Central Underwriting; promoted, June 11, Credit Manager, Vice President, First Niagara Leasing, Inc. Prior, she was Commercial Underwriter II, Assistant Vice President, Equipment Finance Division, HSBC Bank USA, N.A. (January,  1993 -  January, 2003); Business Development Officer, HSBC Bank USA, NA. (May, 1992 - June, 1993); Credit Analyst, HSBC Bank (April, 1990 - May 1992). Education: Canisius College, Bachelor's Degree, Finance and Financial Management Services (1983 -1987).





Position Wanted – Operations
Work Remotely or Relocate for Right Opportunity

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry.  These ads also can be accessed directly on the website at:

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.


5 time Presidents Club Franchise Player with 20+ years in Logistics, Collections, Technology Pricing/Appraisal ( NAPA) Certified, Portfolio Appraisal Inventory receivable proficient, Management Control System Developer & Specialist. Proactive communications & Equipment Dealer Specialist for Healthcare/Printing/Office Equipment & Industrial portfolios. Specialist in ALL Inventory receivable channels.



Top Stories: July 31 - August 4
(Opened Most by Readers)

(1) Lease Finance Group Loses on
         Hell or High Water Clause
By Tom McCurnin, Leasing News Legal Editor

(2) LEAF "All-Cash Acquisition"
         by Christopher Menkin

(3) Northern Leasing Tagged for $200,000 for Fraudulent
        Inducement and Fair Credit Claims
 By Tom McCurnin, Leasing News Legal Editor

(4) New Hires---Promotions in the Leasing Business
            and Related Industries

(5) Leasing 102 by Mr. Terry Winders, CLFP
          Capital Lease vs. Loan Clarification

(6) Commercial Loan Broker Conference & Expo
        600 Brokers Expected to Attend

(7) Well-Known, Longtime Canadian Broker Passes Away
  Allen Abbott, Equilease Financial Services, Toronto, Canada

(8) CLFP Foundation Adds 17 New CLFPs
   Brings Total to 462 active CLFP Professionals/Associates

(9) Equipment Finance and Leasing Books

(10) Bud Selig Inducted Baseball Hall of Fame
   Owner Selig Leasing, West Allis, Wisconsin



Commercial Alternative Finance Company List

In Business Since 
Leasing Association
Products Offered

Chris Sandoval

US, Canada and Australia
$5,000 to $500,000
Term Loans, Buiness Lines of Credit


A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program| D - Also "in house" salesmen

Over 20 alternate finance companies were contacted twice for information. There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

This list will appear on the website as well as in the News Edition, from time to time, particularly when updated, as well as utilized when Leasing News is asked for a referral or has a good reputation.

To qualify for this list, the company must be a "funder" and not a "Broker."  The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company' banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

This is for commercial business only, no consumer transactions, and products offered to list include, Bridge Loans, Business Loans Factoring, Capital Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing, Working Capital.     

List to Date:




Not Brought Forward in Marlin Press Release
Marlin Business Services 10Q Quarter Ending June 30, 2017

Marlin Business Services

"During the three months ended June 30, 2017, we generated 7,704 new leases with equipment cost of $140.7 million, compared to 6,681 new leases with equipment cost of $113.6 million generated for the three months ended June 30, 2016. Approval rates decreased 3% to 55% for the quarter ended June 30, 2017, compared to 58% for the quarter ended June 30, 2016."
- page 37

"During the six months ended June 30, 2017, we generated 14,889 new leases with equipment cost of $273.3 million, compared to 12,997 new leases with equipment cost of $215.7 million generated for the six months ended June 30, 2016. Approval rates declined 5% to 55% for the six-month period ended June 30, 2017, compared to 60% for the six-month period ended June 30, 2016."
- page 43

Note Equity
Condensed Consolidate3d Balance Sheet
(in thousands)

June 30, 2017        December 31, 2016

page 3

Net Income-note six month
Three Month
2017          2017
4,553         4,468

Six Month  
2017         2016
6,093        8,119
- page 4

"Our leases are fixed-rate transactions with terms generally ranging from 36 to 60 months. At June 30, 2017, our lease portfolio consisted of 88,130 accounts with an average original term of 48 months and average original transaction size of approximately $16,000.

"MBB offers a flexible loan program called Funding Stream. Funding Stream is tailored to the small business market to provide customers a convenient, hassle free alternative to traditional lenders and access to capital to help grow their businesses. As of June 30, 2017, the Company had approximately $26.2 million, not including the allowance for credit losses allocated to loans of $1.0 million, of small business loans on the balance sheet. Generally, these loans range from $5,000 to $150,000, have flexible 6 to 24 month terms, and have automated daily, weekly, and monthly payback. Small business owners can apply online, in ten minutes or less, on Approved borrowers can receive funds in as little as two days."
- Page 35

"We anticipate that FDIC-insured deposits issued by MBB will continue to represent our primary source of funds for the foreseeable future. In the future MBB may elect to offer other products and services to the Company’s customer base. As a Utah state-chartered Federal Reserve member bank, MBB is supervised by both the Federal Reserve Bank of San Francisco and the Utah Department of Financial Institutions. As of June 30, 2017, total MBB deposits were $780.8 million, compared to $697.4 million at December 31, 2016. We had no outstanding secured borrowings as of both June 30, 2017 and December 31, 2016."
 - Page 36

"Insurance premiums written and earned. Insurance premiums written and earned increased $0.2 million to $1.8 million for the three-month period ended June 30, 2017 from $1.6 million for the three-month period ended June 30, 2016, primarily due to an increase in the number of contracts enrolled in the insurance program as well as higher average ticket size."

"Other income. Other income was $2.3 million and $0.5 million for the three-month periods ended June 30, 2017 and June 30, 2016, respectively. Other income primarily includes various administrative transaction fees and fees received from referral of leases to third parties and gain on sale of leases, recognized as earned. Effective third quarter 2016, on a prospective basis, insurance policy fees of $0.5 million are recognized in the Consolidated Statements of Operations in “Other income” and for all previous quarters were recognized net in “Insurance premiums written and earned. Additionally, the increase was also due to a $1.3 million increase of syndication related fees and increased gain on sale of leases."

"General and administrative expense. General and administrative expense increased $1.5 million, or 32.6%, to $6.1 million for the three months ended June 30, 2017 from $4.6 million for the same period in 2016."
- page 42


"Our leases offer our end user customers the option to own the equipment at lease expiration. As of June 30, 2017, approximately 70% of our leases were one dollar purchase option leases, 30% were fair market value leases and less than 1% were fixed purchase option leases, the latter of which typically contain an end-of-term purchase option equal to 10% of the original equipment cost. As of June 30, 2017, there were $26.7 million of residual assets retained on our Consolidated Balance Sheet, of which $22.5 million, or 84.4%, were related to copiers. As of December 31, 2016, there were $26.8 million of residual assets retained on our Consolidated Balance Sheet, of which $22.5 million, or 83.8%, were related to copiers. No other group of equipment represented more than 10% of equipment residuals as of June 30, 2017 and December 31, 2016. Improvements in technology and other market changes, particularly in copiers, could adversely impact our ability to realize the recorded residual values of this equipment.

"Fee income included approximately $0.9 million and $1.1 million of net residual income for the three-month periods ended June 30, 2017 and June 30, 2016, respectively. Fee income included approximately $1.8 million and $2.1 million of net residual income for the six-month periods ended June 30, 2017 and June 30, 2016, respectively. Net residual income includes income from lease renewals and gains and losses on the realization of residual values of leased equipment disposed at the end of term as further described below.

“Our leases generally include renewal provisions and many leases continue beyond their initial contractual term. Based on the Company’s experience, the amount of ultimate realization of the residual value tends to relate more to the customer’s election at the end of the lease term to enter into a renewal period, purchase the leased equipment or return the leased equipment than it does to the equipment type. We consider renewal income a component of residual performance. Renewal income net of depreciation totaled approximately $1.2 million and $1.3 million for the three month periods ended June 30, 2017 and June 30, 2016, respectively. Renewal income net of depreciation totaled approximately $2.4 million and $2.5 million for the six-month periods ended June 30, 2017 and June 30, 2016, respectively. "
- Page 52

Marlin 10Q Quarter Ending June 30, 2017
HTML  (63 pages)

Marlin Business Services Articles: 




Sales Record Keeping for the Salesperson

There are many programs out there to help sales departments maintain a network customer and prospect base ---and currently these programs are evolving into cradle to grave support. That means that once the information is entered into the marketing system, it never needs to be reentered as it follows the path from prospect, to structuring and then to pricing followed by a proposal, then when excepted by the Lessee to document preparation with a proper purchase order and when the acceptance is received, into booking with all the necessary accounting functions.

This type of program allows management the ability to keep their fingers on the pulse of the business and tract how each salesperson or area is performing. It is valuable to management.

However, I still recommend for individual salespeople their own system, as it has a different purpose. You can find aps on line or you can create your own with index cards or a loose leaf binder, or what I had was cards that slipped into a large binder or binders, which I think is easier to work with than one on a computer, and can be more convenient with a glass of wine at night.

In the old days we kept four types of reports on a weekly or monthly basis. These were the:

Log report
 A report that lists all transactions under consideration. It usually contains all the information on a single line such as name, address, equipment, cost, term, and additional information if known. Then slots for accepted, rejected, turned down, placed on hold and other comments that show when the deal was expected to be finalized. If it was lost or turned down then a large comment section is one of the ways to monitor business that does not make it through the system. On occasion there may be a special log sheet for each vendor or by sales person so an accurate look at the flow of business is possible. This report is the basis for looking at the marketing effort at year’s end to determine the effectiveness of the sales effort and the amount and number of transactions reviewed. Without this type of report a leasing company is functioning without a rudder.

Accepted Not Funded… This report controls transactions that have accepted our terms and are in the system waiting to be complete so it can be booked. This report is critical to making sure that each transaction is not lost due to a failure to complete the process or follow the actions of the Vendor, Lessee or our own documentation services.

Booked Report… This report records all the important information in one location of the business booked over a specific period of time, usually monthly. It includes a breakdown of the yield into rent value, residual value, tax value, and value of security deposits or advanced rents. It also indicates the residual as a dollar amount and as a percentage of the equipment cost. The accounting classification is noted as well as the source of the business and the person responsible. Done correctly this report can help determine where the leasing companies success has come from and an average mark up and residual assumption.

Lease Termination Report: The last report records the end of lease options selected by the Lessee and any additional income from sales or renewals. This report has taken on special meaning of late as competition heats up and the importance of retaining current customers is reviewed to analyze customer service.

I would like remind the reader that the list of equipment that can be leased is endless. Too often I speak with new sales people that tell me that all the good markets have already been covered and they are fighting an up-hill battle unless they have cheaper rates or some other advantage to squeeze out some business. Balderdash! (Sorry, profanity is not allowed in a trade publication).

It is true that some markets are crowded but every year for almost forty years I have found new markets where leasing had not penetrated. One of my favorites was the inland marina industry with floating docks, rental fleets of houseboats, dry boat storage, boat lifts etc. At first glance the equipment looked questionable and all the credits were single business environments. There were no national credit comparisons and the biggest concern was the seasonality of the business. In the end it turned out after a good deal of investigation that the equipment was long lasting and the individual credits of the marina operators was above standard. Believe me, in twenty-five years of leasing , we never had a loss.

There is numerous markets right under your nose if you would just open your eyes to it. Perhaps now out of date, one of my favorite business exercises is to take a few lease salespersons to a large industrial park and dump them off at the entrance and make them walk and call on every door in the complex. I wait for them at the other end. Much to the surprise of the sales force, each and every one of them discovered a lease opportunity or a new vendor. Many times they explained that the opportunity was behind a door that did not indicate the nature of the business in its name.

Keep records so you can make call backs or help your memory what to avoid.

Terry is now retired. The above is from a prior column which appears current today.

Previous #102 Columns:


Coonhound Mix
West Seneca, New York  Adopt-a-Dog

ID 36087706

Age: 4 years
Color: Black/Rust
Declawed: no
Location: Dog Adoptions D
Intake Date: 8/1/2017SPCA Serving Erie County
300 Harlem Road
West Seneca, NY 14224

Adoption Hours: West Seneca shelter
Monday, Wednesday and Friday: 11 a.m. until 6 p.m. (pre-approvals close at 5:30 p.m.)
Tuesday and Thursday: 11 a.m. until 8 p.m. (pre-approvals close at 7:30 p.m.)
Saturday: 10 a.m. until 5 p.m. (pre-approvals close at 4:30 p.m.)
Sunday: Closed

Adopt a Pet



Leasing News Classified


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News Briefs----

Chesswood Reports Record Second Quarter
    Operating Earnings of $9.3 Million

Farm Machinery sales near ‘bottom of difficult cycle’
  Pluged More than 20% Compared to Last Year

US haul from credit crisis bank fines hits $150bn 

Goldman Sachs is Going Big on Lending
  Partnering with financial advisors with Fidelity to offer loans

Too Many FinTechs, Too Little Time for OCC
  How Many Can Get Processed? 

Why remote working succeeds at some companies
      and not others

Boeing wins contract for two 747s
  that will become future Air Force One aircraft




You May Have Missed---

Meet the woman who prosecuted one
 of the biggest Ponzi scheme in history


Baseball Poem

Baseball Archeologists
by Tim Peeler

Hatley had 
a catcher's big hands 
and had he played 
he certainly would have caught, 
braced in the squat position 
examining the game 
from its lowest perspective 
with small dark eyes 
darting like flashy pencil points — 
Hatley never 
watched the games live, 
vcr'd them, 
invited the guys over 
to study 
inning by inning 
in reverse, 
the coffee table smothered 
with stuffed ashtrays 
and emptied crushed beer cans, 
at first the speculation 
heavy as late game drunkenness, 
what caused the score, 
the change of pitchers, 
rewinding the full swings, 
the perfect throws, 
in three out layers, 
our eyes clearing, 
cig butts disappearing, 
finally ending 
with the first taken pitch 
and the sober presentation 
of the lineups — 
when the national anthem sang itself we stood 
the words jumping 
back into our mouths.

Touching All Bases 
Poems from Baseball 
Tim Peeler


Sports Briefs----

Jay Cutler agrees to one-year, $10M deal with Dolphins

On 49ers: Why an angry but happy Carlos Hyde
    is good news for San Francisco


California Nuts Briefs---

Covered California announces 12.5% increase in 2018

Former Sunnyvale mobile home park to become 108-unit housing project

How Northern California counties got their names

A troubled inmate joined a horse program
   to get an extra lunch. It changed his life.




“Gimme that Wine”

Winegrapes propel Sonoma County ag value to $898M
   record value in 2016

Napa Valley Growers look ahead to harvest

Luxury resort, winery approved in Sonoma Valley

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

    1679-The “Le Griffon,” a two-masted armored square-rigger built by the explorer Robert Cavelier, Sieur de La Salle, at Cayuga Creek, near the Niagra River in New York, was launched in the Great Lakes, the first such ship to sail here. It was of 60 tons burden and sailed Lake Erie and Lake Michigan. It sank on September 18,1679, only a month in operation, during a gale in Mackinaw Strait and is believed to be resting in Mississagi Strait, Manitoulin Island, Canada. Road transportation was very poor, and the best, fastest means of transportation of not only people, but supplies, was by water. The great population lived around waterways. 
    1727- French Ursuline nuns first arrived at New Orleans, where they set up the first Catholic charitable institution in America. It comprised an orphanage, a girl's school and a hospital
    1742- birthday of Nathaniel Greene, born at Patowomut, RI. A statue of him was placed at the US Capitol in 1870 by Rhode Island. Many historians rank him second only to Washington as a military leader. Born to a Quaker family, who organized the Kentish Guards, and his life is right out of movie “The Patriot”, which may be been based on his life. Some trivia facts, because of a stiff knee, the men would not let him lead the troops, so he followed with the general rank of soldiers. He worked his way up to brigadier general, then major general, and commandeered the army of occupation in Boston. He was chosen by Washington to run administration, a post he did not like, and resigned to replace General Horatio Gates, whose army had been badly beaten at Camden, S.C. By skill preparation and a series of brilliant maneuvers, according to historians, Greene push the British back into Charleston and Savannah ( just like in the move “The Patriot.” Georgia was so grateful for his saving so many farms and lives they gave him a plantation near Savannah, were he went to live in 1785. He died in 1786.
    1760- in the French and Indian War (1754-1763):Captain Demere Fort Loudon, Tenn., capitulated to the Cherokee Indians at Fort Loudon, Tennessee. He surrendered under condition that his troops be allowed to retreat unimpeded. On August 10, the garrison was ambushed and massacred by Indians while retreating to Fort Prince George in South Carolina. To fully understand the life in this period, American Indians were constantly fighting and killing each tribe, very similar to Africa in the last century, as they fought for dominance. Perhaps similar to European culture as the French, English, Germans, and Spanish for centuries warred with each other. The Indians, as did the Europeans, allied with the British, the French, the Dutch, especially if another tribe had aligned themselves with the opposing side. They also did not follow the European custom of war or truce, especially fighting what was then modern warfare of armor, cannon, rifles and horses, unknown to the Indians until introduced by the Spanish and English. All Indians were not to be trusted. Physically alcohol went right to their brain and soon they became very dependent on rum whiskey, and even wine, which they had never produced before.
    1782- at Newburgh, NY, General George Washington ordered the creation of a Badge of Military Merit. It was the first honor badge for enlisted men and noncommissioned officers. The badge consisted of a purple cloth heart with silver braided edge. Only three are known to have been awarded during the Revolutionary War.: Sergeants Daniel Bissell, William Brown and Elijah Churchill of Connecticut regiments, decorated on May 9, 1783, for singularly meritorious action in the Revolutionary War. They were entitled “ to wear on facings over the left breast, the figure of a heart in purple cloth or silk, with narrow lace or bindings.” The award was re-instituted on the bicentennial of Washington's birth, Feb 22, 1932, and recognizes those wounded in action.
    1789-The first lighthouse bui8lt after American independence was located at Cape Henry, Virginia at the entrance of Chesapeake Bay. The first lighthouse keeper was Laban Goffigan. The original fuel for illumination was fish oil, followed later by whale oil, colza oil, lard oil, kerosene, gas, and finally, electricity. The advent of inexpensive radar, many lighthouses have been sold or demolished in the United States as too costly to maintain..
    1794-The Whiskey Rebellion broke out in western Pennsylvania among farmers opposed to a federal excise tax on liquor passed in 1791. Farmers of Washington and Allegheny counties attacked federal officers. This day in 1794 Washington issued a proclamation ordering the insurgents to go home and calling out a militia of 13,000 from four states. He issued another proclamation on September 24, and ordered the militia to suppress the uprising. “ The report of the commissioners marks their firmness and abilities, and must unite all virtuous men, by shewing that the means of conciliation have been exhausted. “For a time Washington led this force in person. By mid-November the trouble was over. Two men were convicted of treason, but Washington pardoned them.
    1801- The Great Religious Revival of the American West began at a Presbyterian camp meeting in Cane Ridge, Kentucky.
    1807-The first trial of the Clermont, a steamboat, designed by Robert Fulton, began its trip to Albany, NY. It made the 150-mile journey in 32 hours and returned in 30 hours. Quite a fete in its day. The Clermont was the first steamboat to make regular trips.
    1847-George Page, Washington, DC, received a patent for a plow for pulverizing the soil. Page's design used a revolving single disk on the side of the plow. This invention revolutionized farming.
    1849-Wright and Co. of San Francisco asked Gov. Riley for permission to mint $5 and $10 gold coins to relieve money famine
    1852-Birthday of Franklin L. Sheppard, Presbyterian organist and hymnbook editor. It was Sheppard who composed the hymn tune TERRA PATRIS, to which we sing "This is My Father's World."
    1856-Justice Terry was released by the Committee of Vigilance and immediately took refuge aboard the Navy vessel "John Adams" in San Francisco Bay.
    1882- Hatfields of south West Virginia & McCoys of east Kentucky feud, 100 wounded or die.
    1887-Birthday of pianist Lucky Roberts, Philadelphia, PA
1880Theophilius Van Kannel of Philadelphia, PA received a patent for a revolving door. The first building to install a revolving door was an office building in Philadelphia.
    1895-Birthday of pianist Lucky Roberts, Philadelphia, PA.
    1903-Birthday of Rudol C. Ising, co-creator with Hugh Harmon of “Looney Tunes” and “Merrie Melodies” born at Kansas City, MO. Ising and Harmon's inital production, Bosko the Talk-Ink Kid(1929) was the first talkie cartoon synchronizing dialogue on the soundtrack with the action on screen. Ising received an Academy award in 1948 for Milky Way, a cartoon about three kittens. During WWII, he headed the animation division of the Army Air Forces movie unit developing training films. Rudolf Ising died July 18, 1993, at Newport Beach, CA.
    1904-Birthday of Ralph Bunche, American statesman, UN official, Nobel Peace Prize recipient ( the first black to win the award), born at Detroit, MI. Died December 9, 1971 at New York, NY.
    1904 - A flash flood near Pueblo, CO, washed a train from the tracks killing 89 passengers. A bridge, weakened by the floodwaters sweeping through the valley below, gave way under the weight of the train dashing all but the sleeping cars into the torrent drowning the occupants. Rail service was frequently interrupted in the Rocky Mountain Region and southwestern U.S. that summer due to numerous heavy downpours which washed out the railroad beds delaying trains as much as five days.
    1905 - The mercury soared to 127 degrees at Parker, AZ, to tie the state record established at Fort Mohave on the 15th of June in 1896.
1910 Pianist/Bankleader/Boogie Woogie Champ Freddie Slack Birthday
    1913-Birthday of guitarist George Van Eps, Plainfield, NYU.
    1923-Birthday of trumpet player Idrees Sulieman, St Petersburg FL.
    1918- New York City's hottest day and night with 102 and 82 minimum. Philadelphia reached a record of 108.
    1918-Philadelphia sets record of 106.
    1926-Birthday of satirist Stan Freberg, Pasadena, CA.   He began his career doing cartoon voices, and in 1951 had a record hit with "John and Marsha," a parody of soap operas. Freberg's 1953 recording of "St. George and the Dragonet" and "Little Blue Riding Hood" was a double-sided million seller. Freberg later turned to producing radio and TV commercials.
    1929-Babe Ruth ties record by hitting grand slams in consecutive games.
    1934- US Court of Appeals upheld lower court ruling striking down government's attempt to ban controversial James Joyce novel "Ulysses".
    1936- Birthday of saxophone player Rahsaan Roland Kirk, Columbus OH.
    1937-Birthday of trombone player George Bohanon. Detroit MI. 
    1937-Trumpet player Bunny Berigan Band records classic version of “I Can't Get Started.” ( Victor 36208). It was released in a two side shellac and a large 12 inch shellac, due to his long and famous trumpet solo.
    1939-Birthday of singer Ron Holden, Seattle, WA.
    1940 -Largest amount paid for a stamp at that date ($45,000 for 1 1856 British Guiana).
    1941-Birthday of sax player Howard Johnson, Montgomery, AL. 
    1942-Birthday of singer B.J. Thomas, born in Houston, Texas. His easy, middle-of-the-road style was featured on the million-sellers "Hooked on a Feeling" in 1968 and "Raindrops Keep Fallin' on My Head," from the movie "Butch Cassidy and the Sundance Kid," in 1970. In 1975, Thomas topped both the pop and country charts,with "(Hey, Won't You Play) Another Somebody Done Somebody Wrong Song." He later concentrated on gospel, and more recently pure country material.
    1942-The U.S. Marines Landed on Guadalcanal . The American offensive in the Pacific in World War II began at Guadalcanal, Solomon Islands, by the Marines under Lieutenant General Alexander Archer Vandergrift. The Marines landed at Floria, Gavutu, Guadalcanal, Tanambogo, and Tulagi. The overall commander was Vice Admiral Robert Lee Ghormley, South Pacific Commander. This was considered the turning point of the war as US Allies had to win this geography not only for defense purposes, and raise morale at home and on the European front, but for the strategy of the War in the Pacific, this was the key and Victory at Sea has documented this very well with the music of Richard Rodgers.
    1943-Birthday of singer Lana Cantrell.
    1947- Balsa raft Kon Tiki crashes into a Polynesian archipelago reef.
    1948- Hank Williams made his first appearance on the "Louisiana Hayride" radio show over station KWKH in Shreveport. Although Williams was virtually an alcoholic, he was booked regularly on the show. And in 1949 came a contract with the Grand Ole Opry. Williams was fired from the Opry in 1952 because of his perpetual drunkeness.
    1949 - "Martin Kane, Private Eye" was first heard on Mutual radio. William Gargan starred on the Sunday afternoon program.
    1951-Birth of Randy Shilts, gay San Francisco author and journalist whose groundbreaking books in the '80s exhaustively chronicled for the first time the spread of the AIDS epidemic and the Reagan Administration's deadly indifference to it.
    1953-The first Navy-Marine Corps Medal for Heroism awarded to a woman was present to Staff Sergeant Barbara Olive Barnwell, of Pittsburgh, PA, Marince Corps Reserve, in Washington, DC. She saved Private First Class Frederick G. Romann form drowning on June 7, 1952, at Onslow Beach, Camp Lejeuene, NC>
    1953 - SSgt Barbara Barnwell was the first woman Marine awarded the Navy and Marine Corps Medal for heroism. She was from Pittsburgh Pennsylvania and a member of the Marine Reserve, saved a soldier from drowning in 1952.
    1954-Billboard magazine runs an article about Elvis Presley, calling him "a potent new chanter who can rock a tune for either the Country or the R&B markets."
    1956-57,000 people, the largest minor league baseball crowd in history, watched former Negro Leagues star and major leaguer Satchel Paige pitch of the Miami Marlines in an International League game against the Columbus Jets. The game was played at the Orange Bowl, and Miami won.
    1957-Paul Anka makes his first network TV appearance on American Bandstand where he performs his current hit, "Diana". 
    1959-Us satellite Explorer VI transmitted the first picture of Earth from space. For the first time we had a likeness of our planet based on more than projections and conjectures.
    1963-The film, Beach Party with Frankie Avalon and Annette Funicello, opens in American theatres. Music is provided by Dick Dale and the Del Tones. 
     1963- Jackie Kennedy becomes the 1st first lady to give birth since first lady Francis Cleveland's ( 1893 and 1895-she was 27 years younger than her long time bachelor president who she married in his first term, he was defeated, but won the next election, the only president to do so ) "Mrs. Kennedy gave birth to their third child, Patrick Bouvier Kennedy. He suffered from a serious lung ailment, and was rushed to the Children's Hospital in Boston. Patrick died two days later, and Mr. and Mrs. Kennedy grew closer as they grieved the death of their son. Sadly, another tragedy befell her as she was still recovering from this terrible loss. On November 22, 1963, President Kennedy and Mrs. Kennedy were in Dallas, Texas. As their car drove slowly past cheering crowds, shots rang out. President Kennedy was killed and Jacqueline Kennedy became a widow at age thirty-four. She planned the President's state funeral, which was watched by millions around the world who shared her grief and admired her courage and dignity." 
    1964-Congress approved the Gulf of Tonkin Resolution,” pertaining to the war in Vietnam, which gave President Lyndon Johnson authority “ to take all necessary measures to repel any armed attack against the forces of the Untied States and to prevent further aggression.”
    1965-Herman's Hermits reached number one in the US with a silly little song called "I'm Henry VIII, I Am". The tune was actually written in 1911 and had been popularized by Cockney comedian Harry Champion. 
    1966- Race riot in Lansing Michigan.
    1966-Third-Annual San Francisco South-of-Market and North Beach Children's Adventure Day Camp benefit with Quicksilver Messenger Service, Big Brother and the Holding Company, and The Grateful Dead held at Fillmore Auditorium. Gary Goodrow of The Committee was master of ceremonies.
    1970- Christine McVie became the first female member of the British rock band Fleetwood Mac. McVie was the wife of the group's bass guitarist, John McVie, and had previously performed with the blues rock band Chicken Shack. Christine joined Fleetwood Mac shortly after one of the group's original members, Peter Green, had left. When Fleetwood Mac was formed in 1967, it played blues classics and blues-influenced original material. But after the departure of Green, the group began performing more melodic rock songs. The band's commercial breakthrough came with the 1975 album "Fleetwood Mac," which sold four-million copies.
    1970-- Four people, including presiding judge, killed in courthouse shootout in San Rafael, California. Police charge Angela Davis provided weapons. 
    1970-Jonathan Jackson (the younger brother of George) and three others killed in attempt to seize radio station in Marin County, Calif. to expose injustice.
    1971---HAGEN, LOREN D. Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, Infantry, U.S. Army Training Advisory Group. Place and date: Republic of Vietnam, 7 August 1971. Entered service at: Fargo, N. Dak. Born: 25 February 1946, Fargo, N. Dak. Citation: 1st Lt. Hagen distinguished himself in action while serving as the team leader of a small reconnaissance team operating deep within enemy-held territory. At approximately 0630 hours on the morning of 7 August 1971 the small team came under a fierce assault by a superior-sized enemy force using heavy small arms, automatic weapons, mortar, and rocket fire. 1st Lt. Hagen immediately began returning small-arms fire upon the attackers and successfully led this team in repelling the first enemy onslaught. He then quickly deployed his men into more strategic defense locations before the enemy struck again in an attempt to overrun and annihilate the beleaguered team's members. 1st Lt. Hagen repeatedly exposed himself to- the enemy fire directed at him as he constantly moved about the team's perimeter, directing fire, rallying the members, and resupplying the team with ammunition, while courageously returning small arms and hand grenade fire in a valorous attempt to repel the advancing enemy force. The courageous actions and expert leadership abilities of 1st Lt. Hagen were a great source of inspiration and instilled confidence in the team members. After observing an enemy rocket make a direct hit on and destroy 1 of the team's bunkers, 1st Lt. Hagen moved toward the wrecked bunker in search for team members despite the fact that the enemy force now controlled the bunker area. With total disregard for his own personal safety, he crawled through the enemy fire while returning small-arms fire upon the enemy force. Undaunted by the enemy rockets and grenades impacting all around him, 1st Lt. Hagen desperately advanced upon the destroyed bunker until he was fatally wounded by enemy small arms and automatic weapons fire. With complete disregard for his personal safety, 1st Lt. Hagen's courageous gallantry, extraordinary heroism, and intrepidity above and beyond the call of duty, at the cost of his own life, were in keeping with the highest traditions of the military service and reflect great credit upon him and the U.S. Army.
    1971-After having half-a-dozen Top 20 hits in the US, The Bee Gees finally scored their first number one with "How Can You Mend A Broken Heart". Barry and Robin Gibb had written the song for crooner Andy Williams, but he turned it down. 
    1972 - Yogi Berra, Sandy Koufax, Lefty Gomez and Early Wynn were among eight players inducted into the Baseball Hall of Fame this day.
    1976 - No. 1 Billboard Pop Hit: "Don't Go Breaking My Heart," Elton John & Kiki Dee. The song is the first on which John sings to hit No. 1 on the British charts.
    1981 - After 128 years of publication, "The Washington Star" ceased operation. Only one daily newspaper remained to serve the nation's capital: "The Washington Post".
    1984 Jim Deshales becomes 1,000th playing Yankee.
    1985- Barbara Streisand records "The Broadway Album". 
    1986-A judge in Los Angeles dismissed a lawsuit against heavy metal rocker Ozzy Osbourne by the parents of a teenage suicide victim. The 19 year-old youth killed himself while listening to Osbourne's "Suicide Solution."
    1986 - No. 1 Billboard Pop Hit: "Glory of Love," Peter Cetera. Cetera was a member of the group Chicago until 1982.
    1987 - "Back to the Beach" opened at theatres around the country. The film reunited Frankie Avalon and Annette Funicello, who played middle-aged parents with rebellious kids -- kids like Frankie and Annette had played in their "Bikini Beach" movies in the 1960s.
    1987-24 years after the movie Beach Party was released, Back to the Beach opened at theatres across America. The film reunited Frankie Avalon and Annette Funicello, who this time played middle-aged parents with rebellious kids. 
    1988 - Thirty-eight cities in the north central and northeastern U.S. reported record low temperatures for the date. Youngstown, OH, hit 100 degrees, and for the second day in a row, Flint, MI, reached 101 degrees, equalling all-time records for those two cities.
    1989-Phoenix records the 62nd straight day with 100 degree plus temperatures, setting a new record. Twenty-four cities, mostly in the southwestern U.S., reported record high temperatures for the date. Afternoon highs of 105 degrees at Cedar City, UT, and 114 degrees at Moab, UT, were all-time records for those locations
    1990-Five days after the Iraqi invasion of Kuwait, US President George Bush ordered the military buildup that would become known as Desert Shield to prevent further Iraqi advances. This was a watershed day in the Middle East. Iraq announced that it had annexed the kingdom of Kuwait -- moving over 200,000 troops into the tiny, oil-rich country. As Iraq declared Kuwait to be its 19th Providence, U.S. President George Bush (I) warned Iraqi President Saddam Hussein, “A line has been drawn in the sand.” An ordered trade and financial boycott had not worked and American forces began moving into Saudi Arabia. August 9 a naval blockade would begin and by November 8, 230,000 American troops would be in Saudi Arabia. CNN would bring us the war “live” and the “see all, expose all” of satellite transmissions would bring instantaneous sight and sound to the entire world. The BBC had been doing this for years, building a worldwide audience, but CNN would bring dramatic pictures and “You Are There.”
    1991-A last-minute entry who didn't have the opportunity to play a practice round, John Daly won the PGA Championship at Crooked Stick Golf Club in Indiana by three strokes over Bruce Lietzke. Daly endured a wealth of personal problems in the ensuing years, including marital difficulties and alcoholism. but he continued to thrill tournament crowds with his prodigious drives and his “grip it and rip it” approach to the game.
    1995 - Alanis Morissette's biting "You Oughta Know" soars to No. 1 on Billboard's Modern Rock chart and is the most requested tune on rock radio.
    1997 - Garth Brooks played to a crowd estimated at between 250,000 and 900,000 -- with an HBO audience of more than 15 million. The crowd at the free concert, was the largest ever for a concert in New York's Central Park. Said Garth of the preparations required, “We rehearse indoors at a place here in New York. Then we rehearse with no sound for the camera guys, so they will hopefully be in the vicinity of what's going on. And then the rest of it's really, man, just fly by the seat of your pants. You know, once the show starts, all the rules are out the window.” Police estimated 250,000 were there - the promoters said the crowd was three times that size. Billy Joel and Don McLean made guest appearances. The show was meant to coincide with the release of Brooks' album "Sevens," but because of a dispute between the singer and his record company, EMI, it didn't come out until three months later.
    1998 - A pair of major explosions near U.S. embassies in Kenya and Tanzania killed 224 people, including 12 Americans. “Clearly, this is a terrorist attack,” U.S. State Department spokesman Lee McClenny said.
    2001--"Black Betsy," Shoeless Joe Jackson's 40-ounce warped hickory bat, is won by 30-year-old businessman Rob Mitchell in a 10-day eBay auction. The $577,610 price tag is believed to be the largest amount ever paid for a baseball bat.
    2003-- Albert Pujols joins Jose Canseco as the only other player in major league history to hit 30 home runs and drive in 100 runs during of their first three seasons.



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