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License and Registration United States
By Kenneth C. Greene, Attorney
Segment 9

South Dakota, Tennessee, Texas, Utah and Vermont

 (A State-by-State Analysis of License Requirements for Lenders and Brokers

Previous states covered Alabama through South Carolina (1)

41. SOUTH DAKOTA: At the moment, this is a bit of an enigma to me. According to the general information on the NMLS website about South Dakota:

Anyone engaged in the business of lending money, includes (sic) the originating, selling, servicing, acquiring, or purchasing of any loan involving a borrower who is a person other than a family member, or the servicing, acquiring, or purchasing of a retail installment contract a party to which is a person other than a family member (sic) to be a Money Lender and subject to the licensing requirement of South Dakota Codified Law (SDCL) 54-4.

However, S.D. Codified Laws §54-4-44.4 (2021) actually states:

The provisions of § 54-4-44 that place limitations on licensees that are engaged in the business of making loans do not apply to a licensee engaged in business-to-business lending. For purposes of this section, the term, business-to-business lending, means any lending to or in furtherance of a business, commercial, or agricultural venture that is not for personal, family, or household use and is not secured by a nonpurchase money security interest in a motor vehicle. Any business-to-business lending subject to the provisions of this section shall be in an amount not less than five thousand dollars and only to a borrower with a federal employer identification number.

In addition, the NMLS Application Checklist for a Money Lender License states that it authorizes the following activities:

· Accounting/Billing servicing · Consumer loan brokering · Consumer loan lending · Consumer loan servicing · Industrial loan lending companies · Non-private student loan lending · Non-private student loan servicing · Payday lending - online · Payday lending - storefront · Premium finance company activities · Private student loan lending · Private student loan servicing · Property Tax Lending · Refund anticipation lending · Retail installment selling · Sales finance company activities - general · Sales finance company activities - motor vehicles · Title lending

Based on the statute, and the application instructions, I am of the opinion that South Dakota does not require a license for commercial lenders. This appears to be equally true of commercial brokers. If anyone has any information to the contrary, please let us know. Mortgage lenders and consumer lenders do need licenses. S.D. Codified Laws §§54-14 (2007) and 54-4-52 (1998), respectively.
        
42. TENNESSEE: As a general rule, out-of-state commercial lenders, equipment lessors and brokers transacting business in Tennessee are not subject to licensing requirements, nor are they required to register with the Tennessee Department of Financial Institutions.  Licenses from the Department of Financial Institutions are required for:

         • Tennessee Industrial Loan and Thrift Company. Tenn. Code Ann. § 45- 5-101 et seq.(2020) The Department of Financial Institutions views these as consumer lenders, yet there is no prohibition against them making commercial loans.
         • Tennessee’s Premium Finance Company Act of 1980. Tenn. Code Ann. § 56-37-101 et seq.(2019). While a license is not required for financing insurance premiums in connection with another lending transaction, this act should be read carefully.

Mortgage lenders and brokers must also be licensed. Tennessee Residential Lending, Brokerage and Servicing Act, Tenn. Code Ann. §§ 45-13-201 et seq.(2019)
        
43. TEXAS: Generally, non-Texas based lenders, equipment lessors and brokers are not required to obtain licenses in order to engage in permissible commercial lending and leasing activities in Texas. The Texas Finance Code defines “commercial loan” to mean a loan that is made primarily for business, commercial, investment, agricultural, or similar purposes. The term does not include a loan made primarily for personal, family, or household use. Texas Finance Code Ann. § 306.001(5) (2021).

Some “Regulated Lenders” do need licenses. Regulated lenders offer consumer loans with rates of interest greater than 10%. Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the Texas Office of Consumer Credit Commissioner (OCCC).
        
44. UTAH: Utah does not require licenses for commercial lenders or brokers. Consumer lenders and brokers do not need licenses either, but they need to file a “Consumer Credit Notification” (“CCN”) with the Utah Department of Financial Institutions. The CCN is not a license or registration. The purpose of the CCN is to notify the Department that you will be conducting consumer credit transactions with Utah consumers. Unlike a license, the notification cannot be denied or revoked. For that reason there is no license number or application approval process.

You do not need to file a CCN if you are extending credit “primarily for business, commercial, or agricultural purposes.” Such extensions of credit are exempted transactions as per Utah Consumer Credit Code (aka Title 70C) 70C-1-202 (1985).

Utah Consumer Credit Code
https://le.utah.gov/xcode/Title70C/C70C_1800010118000101.pdf

45. VERMONT: Vermont, like California and Hawaii, requires that anyone making or brokering commercial loans obtain a  license.  Any company or person who engages solely in the business of making commercial loans of money, credit, goods, or things in action and charges, contracts for or receives on any such loan interest, a finance charge, discount, or consideration therefore must be licensed.  Commercial loans do not include a loan or extension of credit secured in whole or in part by an owner occupied one-to-four-unit dwelling. 

A commercial loan solicited or made by mail, telephone or electronic means to a Vermont business is still subject to licensing notwithstanding where the loan is legally made. No person may engage in the business of soliciting or making commercial loans by mail, telephone or electronic means in Vermont unless duly licensed.

There are numerous exemptions from the licensing requirement (see link below to statute at § 2201(d) through(h). Among the exemptions arelenders who make commercial loans of $1,000,000.00 or more.  8 V.S.A. § 2201(h) (2019).Also, persons who lend, other than residential mortgage loans, an aggregate of less than $250,000.00 in any one year at rates of interest of no more than 12 percent per annum are exempt. 8 Vermont Statutes Annotated § 2201 (2019).

Vermont Stattue Title 8: Chapter 073 : Licensed Lenders, Mortgage Brokers, Mortgage Loan Originators, Sales Finance Companies, And Loan Solicitation Companies

https://legislature.vermont.gov/statutes/section/08/073/02201

In our final article on this subject, we will address Virginia, Washington, West Virginia, Wisconsin, Wyoming as well as Washington, D.C. and Puerto Rico.

 (1)
Segment 1 - 06/28/21
Alabama, Alaska, Arizona, Arkansas, California
https://leasingnews.org/PDF/Alabama_California.pdf
Segment 2  – 07/06/21
Colorado, Connecticut, Delaware, Florida and Georgia
https://leasingnews.org/PDF/segment2.pdf
Segment 3  - 07/12/21
Hawaii, Idaho, Illinois, Indiana and Iowa
https://leasingnews.org/PDF/segment3_2021.pdf
Segment 4 - 07/19/21
Kansas, Kentucky, Louisiana, Maine and Maryland
https://leasingnews.org/PDF/Segment4.pdf
Segment 5 - 07/26/21
Massachusetts, Michigan, Minnesota, Mississippi and Missouri
https://leasingnews.org/PDF/segment5.pdf
Segment 6 - 08/02/21
Montana, Nebraska, Nevada, New Hampshire, and New Jersey
https://leasingnews.org/archives/Aug2021/08_02.htm#license
Segment 7 - 08/09/21
New Mexico, New York, North Carolina, North Dakota and Ohio
https://leasingnews.org/archives/Aug2021/08_09.htm#license
Segment 8 – 08/16/21
Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina https://leasingnews.org/archives/Aug2021/08_16.htm#license

Ken Greene
Law Office of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com
https://leasingnews.org/Advisory%20Board/Greene_Law.htm

This article is presented by the Law Office of Kenneth Charles Greene. All copyrightable text, the selection, arrangement, and presentation of all materials (including information in the public domain), and the overall design of this presentation are the property of the Law Office of Kenneth Charles Greene. All rights reserved. Permission is granted to download and reprint materials from this article for the purpose of viewing, reading, and retaining for reference. Any other copying, distribution, retransmission, or modification of information or materials from this article, whether in electronic or hard copy form, without the express prior written permission of Kenneth C. Greene, is strictly prohibited. The materials available from this article are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to these materials does not create an attorney-client relationship between the Law Office of Kenneth Charles Greene and the user or viewer. The opinions expressed herein are the opinions of the individual author.

 

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Help Wanted Ads

Putting the Sales Cart in Front of the Credit Horse
By Jim Acee

Are you charged with growing a new market niche but feel you are constantly swimming upstream against everyone in your company?

Does your company only dabble in certain markets because your credit team has narrowed the credit profile and or equipment types to a point where it’s almost impossible to write business (i.e. they will approve class 8 trucks but will not entertain class 4-7 trucks?)

Have you hired a top tier sale rep to go after a new equipment type (knowing that they have written tens of millions of dollars in this market with a competitor) only to find out that your credit teams approval level is less than 50% and your competitors are approving 85%?  Have you lost this new sales rep after only a few months out of their frustration over not being able to get deals done?
I call this putting the sales cart in front of the credit horse.

If you have said yes to any of the above questions, you are not alone. The likelihood of an equipment finance company organically growing a new market niche from the ground up to over $100MM successfully is difficult. The modus operandi of equipment finance companies is to dip their toe in the water for a couple of years to see if it is safe to enter the pool. After they find out that they cannot compete effectively, relegate the market niche into a hodge-podge group of other undesirables.

Nothing ventured, nothing gained, everything lost.

How much lease volume do you want to originate in the new market within the next 3-4 years: $10MM or $110MM? (If its $10MM, forget everything I’ve said above and below and keep doing what you’re doing.) If it’s the $110MM, it’s worth the time, money and effort to do it right.

If you look at most successful launches into new markets by existing finance companies, you will typically find that they have either lifted out a whole group (sales, credit and asset management) or purchased a market segment from a competitor. While this is a sure-fire way of entering a market successfully, it is also very expensive. 

Companies not wanting to spend big bucks to hire a whole team or buy a business segment from a competitor make the classic mistake of thinking they can jump into a new market niche just by adding a big hitter sales rep from a competitor. This is a formula for failure as your current credit and asset team don’t know enough about the market expectations, end users, legal requirement and asset types to be able to support your new sales rep effectively. Trying to figure it out on the run is a strategy destined to fail.  It amuses me when senior sales leaders complain that they cannot gain a foothold in new markets and want to blame the credit staff for their lack of insight. These same sales leaders throw up their hands in desperation and start looking for the next Holy Grail in the leasing business, only to repeat their same mistakes in the next new market.

It is not impossible to start a new market niche from the ground up. The alternative to spending a lot of capital is to seed your new endeavor with a few key individuals that will bring the market experience and credibility both inside and outside of your organization.

You can do this with 3 strategic hires:

1. The first of the key hires is a commercial lead that should not only know the sales side of the market but should have a high level of understanding of the credit risks, asset types, legal hurdles and finance/lease agreement types. This individual should have the resume depth, authority and credibility to affect change within your organization.

2. The second person added should be a credit manager from a competitor with deep experience in this equipment type (I find that risk management leadership is more inclined to agree to new credit parameters if championed by a seasoned credit professional from outside their organization). The classic mistake most finance companies make is assuming that one of their current credit team members that has ‘some’ experience approving this type of equipment, will be sufficient for entering a new market. The problem is that this individual does not have the credibility to change the risk leadership’s view point and risk criteria needed to effectively compete.  If there is an OLV or FMV component to the equipment, an experienced asset evaluator should be the third person hired (no, your copier asset group cannot evaluate material handling equipment correctly no matter how much they insist they can).

3. Engage a good recruiter and hire the best and brightest from your competition. Stop trying to do it on the cheap, $110MM in new business volume is worth the investment. The rest of the team can be built out as needed from new or current staff as sales grow.

The key to a successful foray into a new market is to start by hiring an experienced team to build the backroom first and then add the big hitter sales reps later, not the other way around.

Jim Acee  
Sr. EFD National Program Manager,
VP Material Handling at Bank of the West
Formerly Country Sales Manager, DLL
VP, Business Development Syndication Buy DLL
Managing Director, US Bancorp Leasing & Financial

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PPP loans through FinTech much more likely
to be suspicious, study finds
By Anna Hrushka, Bankingdive.com

• Fintech lenders were almost five times more likely to be linked to suspicious Paycheck Protection Program (PPP) loans than traditional banks, according to a study released Tuesday by researchers at the McCombs School of Business at the University of Texas, Austin. 
  
• The study scoured more than 10 million PPP loans for potential red flags such as unregistered businesses, multiple businesses at one residential address, abnormally high implied compensation per employee, and large inconsistencies in jobs reported with another government program.
  
• Nine of the 10 lenders with the highest rates of suspicious PPP loans were FinTechs, the researchers found. "While FinTech lenders likely expand PPP access, this may come at the cost of facilitating fraudulent credit," they wrote.

Due to the urgency to provide rapid relief to borrowers amid the pandemic, "the PPP did not include robust verification requirements," wrote John Griffin, Samuel Kruger and Prateek Mahajan, the study’s authors. "The lack of rigorous verification seems to have led to substantial costs to taxpayers."
Lenders' ability to collect processing fees also yielded fertile ground for lax underwriting standards, the researchers wrote.

Lenders made $36.2 billion in PPP processing fees, according to the study. Of that, $7.2 billion went to FinTechs firms.

"PPP lending had the potential to be a profitable business for lenders," the researchers wrote. "Up-front processing fees on a per-loan basis combined with no credit risk potentially created an incentive for lax underwriting standards, particularly for specialized PPP lenders."

"When you have a lot of money going out quickly, there’s the potential for fraud and misconduct," Griffin told Bloomberg. "There are a lot of differences across originators, which indicates that probably origination practices play a big role in potential misconduct."

Fraud indicators in PPP loans associated with FinTech lenders grew with each iteration of the forgivable loan program, the researchers found.

Both FinTech and traditional lenders started the PPP with suspicious loan rates of around 10%, with fintechs’ suspicious loan rates growing to 40% by the end of the program, according to the study.

The study highlighted three of the program’s largest FinTech lenders — Cross River Bank, Capital Plus Financial and Harvest Small Business Finance — as lenders that exhibited high and increasing rates of both misreporting and lending volume while receiving more than $900 million in processing fees each.
Adam Seery, chief operating officer at Harvest, told Bloomberg the company "had systems in place to monitor and catch fraud through the PPP program." 

Seery took issue with the report’s categorization of Harvest as a financial technology company, telling the wire service the company considers itself a "non-bank lender."

A spokesperson at New Jersey-based Cross River said the bank’s fraud detection standards "far exceeded" government requirements. 

By not limiting its program to existing customers or by minimum size, the lender served almost a half-million businesses, saving "more than 1.4 million American jobs," the bank said in a statement to Bloomberg.

In response to the report, Capital Plus sent a letter to the University of Texas at Austin President Jay Hartzell, saying that the firm believes the study included proposed loans that were never made, according to Bloomberg. 

Capital Plus CEO Eric Donnelly, in his letter, said the company declined more than 20% of the loans marked as approved or funded on the Small Business Administration’s website and has been working to update the information.

The university's report, which is likely to spur more pushback from FinTech lenders that were involved in the program, comes as the sector is facing scrutiny from the Justice Department (DOJ) for its handling of the PPP loans. 

The DOJ's civil division is examining whether Kabbage and other FinTech companies miscalculated how much PPP aid borrowers were entitled to, citing confusion over how to account for payroll taxes, Reuters reported in May.

A report by ProPublica in May found that 378 PPP loans totaling $7 million made by Kabbage went to fake business entities.

Not all FinTech lenders garnered high suspicious loan rates, however. Square and Intuit had misreporting rates that are "well

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Top Ten Leasing News
August 9 to August 13

(Top stories opened by readers)

(1)  Before You Start Talking Woman, Remember
    When I Need Your Opinion, I’ll ask  -- Cartoon
https://leasingnews.org/archives/Aug2021/08_16.htm#before

(2) It’s a Six…
        Cartoon
https://leasingnews.org/archives/Aug2021/08_20.htm#cartoon

(3) New Hires/Promotions in the Leasing Business
    and Related Industries
https://leasingnews.org/archives/Aug2021/08_20.htm#hires

(4) License and Registration United States
   By Kenneth C. Greene, Attorney
     Segment 8
   Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina
https://leasingnews.org/archives/Aug2021/08_16.htm#license

(5) SEC Charges Floridian, 2 Companies in
    $70 Million Merchant Cash Advance Ponzi Scheme
https://leasingnews.org/archives/Aug2021/08_20.htm#sec

(6) Funders Looking for Broker Business
   Updated
https://leasingnews.org/archives/Aug2021/08_18.htm#looking

(7) Types of Fraud
    By the late Bernie Boettigheimer, CLFP
https://leasingnews.org/archives/Aug2021/08_20.htm#types

(8) NMLS Transition and PACE Program Administrators,
    California Financing Law Now Effective October 1, 2021
https://leasingnews.org/archives/Aug2021/08_20.htm#nmls

(9) Certified Leasing and Finance Professionals Zoom Day
     Thursday, August 26, 15 Minute 2:00pm Pacific Time
https://leasingnews.org/archives/Aug2021/08_18.htm#clfp

(10) Financing Cannabis Funding Sources
    Many Work with Third Party Originators
https://leasingnews.org/archives/Aug2021/08_18.htm#cannabis

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Online Equipment Auction List
Thriving in the "New Normal"

assetiqllc.com	Recovery & Remarketing Solutions Asset IQ is designed to provide valuation, risk assessment, research, inspection, recovery, remarketing and advisory services for the leasing and finance industries. Our core business is to recover and remarket assets for our clients through a variety of solutions providing the highest return possible. Asset IQ has a broad range of experience in a variety of asset types in numerous industries. Contact us at media@assetiqllc.com today to learn more. We utilize traditional sales auctions, and hybrid techniques to maximize returns.  View our online auctions and bid at your convenience.
auctioneerexpress.com	Tractor, Mower, Dump Truck, Mower, Cutter, 13 Tire Roller
www.auctiontime.com	“Free listing of items, which also connects to other site. Powered by MachineryTrader.com, TractorHouse.com, and TruckPaper.com, AuctionTime.com brings together buyers and sellers to move equipment at auction values. Bidders pay no buyers fees whatsoever.,,“Unlike conventional auctions, bidders can discuss specifics about the auction pieces with the actual seller, or go see the actual machine themselves. Auctions come to an end each Wednesday with live bidding open every Monday at 5 pm CST and proxy bidding open 7 days prior to auction end time.”
HeavyEQ.govdeals.com	Heavy Equipment, Truck and Machinery Industry Online Gov't Surplus Auctions - Over 1,000 Government Clients
inplaceauction.com	Caters to lessors, lenders, and bankruptcy trustees, conducting both virtual and live auctions of all types of assets including:  Agricultural, Medical, Industrial, Transportation, Trucks, Construction, Real Estate, etc.  Appraisals - on site and desktop.
ironplanet.com	Cranes, Trailers, Equipment Trucks
motleys.com	Construction Equipment & Trucks
municibid.com	Municibid is an online government auctions website designed specifically for the sale of surplus and forfeited/seized goods directly by the government publicsurplus.com
salvex.com	Salvaged equipment for both re-seller and end user.
tractorhouse.com	Mostly farm equipment
usgovbid.com	Government Online Auctions - Servicing Government Agencies for over a Decade

List of many auction sites for consumer and vehicle:
http://www.100auctionsites.com/

Online auction Top Ten Most Popular Sites
(Primarily for consumers or consumer merchandise)
http://online-auction-sites.toptenreviews.com/

Auction Zip
--primarily consumer
(find auctions anywhere)
http://www.auctionzip.com/

This simple trick can help you find cheaper airfare,
according to Scott’s Cheap Flights founder

There are a number of strategies by which people swear by when buying plane tickets, from purchasing tickets months in advance to only searching for flights on certain days of the week. While the usefulness of these strategies is dubious, there’s one money-saving tip that all travelers should use when searching for flights, says Scott’s Cheap Flights founder Scott Keyes.

When buying plane tickets for a group of people, Keyes recommends always comparing the fares for the full group to the price for just one or two seats on the same flight.

Airlines typically sell their tickets in “buckets,” Keyes tells CNBC Make It. That means a flight might have 10 tickets available for $99, 15 tickets available for $129, another 30 available for $149, and so on. When a cheaper bucket sells out, customers looking for flights are then shown more expensive tickets.

That means that if a family of four is looking for a flight, the airline’s ticketing system will only show them tickets in a bucket that can still accommodate four seats.

“If there’s only two seats left in the cheapest bucket, and you need three tickets, they’re going to bump you up to the next bucket,” Keyes says. “To my knowledge, virtually all airlines do this bucket fare method of selling tickets.”

If there’s only two seats left in the cheapest bucket, and you need three tickets, they’re going to bump you up to the next bucket.

On a recent trip from Portland, Oregon, to New York, Keyes was searching for airfare for three people. When he looked at the price for three seats, he was offered a trio of tickets for $178 each. But when he changed his search to two passengers, the cost of a ticket dropped to $117 each.

This is because the system had two tickets left in the $117 bucket, and automatically bumped him up to the more expensive bucket when he had searched for all three together. He ended up buying two tickets at the $117 price, and one at $178.

“I ended up saving $120 by booking a la carte instead of as an entire group,” he says. “It’s not going to work every single time, but knowing to always check if it’s going to be cheaper booking fewer tickets at once is a simple little way to oftentimes save a bunch of money.”

Keyes also recommends that people who use this method then call the airline after purchasing their tickets to have the separate itineraries combined into a single reservation.

“That way if the flight gets canceled or delayed or you get bumped, everybody is handled together rather than two of the people maybe being put on a different flight than the third person,” he says.

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##### Press Release ############################

California Department of Tax and Fee Administration
Reports Cannabis Tax Revenues for the 2nd Quarter of 2021

Sacramento – The California Department of Tax and Fee Administration (CDTFA) reported revenue numbers today for cannabis sales for the 2nd Quarter of 2021. As of August 17, 2021, California’s cannabis excise tax generated $172.3 million in revenue reported on the 2nd Quarter 2021 returns due by August 2, 2021, and the cultivation tax generated $40.4 million.

Sales tax revenue from cannabis businesses totaled $120.5 million for the same period. Sales tax applies to sales of cannabis, cannabis products, and other tangible personal property. Certain retail sales of medicinal cannabis are exempt from sales and use taxes when the purchaser provides, at the time of purchase, a valid Medical Marijuana Identification Card issued by the California Department of Public Health and a valid government-issued identification card.

Total tax revenue reported by the cannabis industry is $333.2 million for 2nd Quarter returns. This does not include tax revenue collected by each jurisdiction. Previously reported revenue for 1st Quarter 2021 returns was revised to $304.8 million, which included $157.8 million in cannabis excise tax, $39.2 million in cultivation tax, and $107.8 million in sales tax. Revisions to quarterly data are the result of amended and late returns, and other tax return adjustments. Cannabis tax revenue data is available on the CDTFA Open Data Portal.

Since January 2018, total program revenue to date is $2.8 billion, which includes $1.4 billion in cannabis excise tax, $347.4 million in cultivation tax, and $1.0 billion in sales tax.

In November 2016, California voters approved Proposition 64, the Control, Regulate, and Tax Adult Use of Marijuana Act. Beginning on January 1, 2018, two new cannabis taxes went into effect: a cultivation tax on all harvested cannabis that enters the commercial market and a 15 percent cannabis excise tax upon purchasers of cannabis and cannabis products. In addition, retail sales of cannabis and cannabis products are subject to state and local sales tax. To learn more, visit the Tax Guide for Cannabis Businesses on the CDTFA website.

# # #

The California Department of Tax and Fee Administration (CDTFA) administers California’s sales and use, fuel, tobacco, alcohol, and cannabis taxes, as well as a variety of other taxes and fees that fund specific state programs. CDTFA-administered programs account for more than $73 billion annually which in turn supports local essential services such as transportation, public safety and health, libraries, schools, social services, and natural resource management programs through the distribution of tax dollars going directly to local communities.

### Press Release ############################

German Shepherd
Arlington, Texas  Adopt-a-Dog

Odin

Male
3.5 years old
72 lbs.
Neutered

About this Dog
Approx. 3.5 yrs. young, currently 72 lbs., adopted from shelter in mid-June 2021, neutered 6-25, highly intelligent, partially trained and treat motivated. Too much dog from me at 64 years old as he was supposed to be older according to shelter. Also, my circumstances have changed due to home issues and he deserves a happy life. Reacts to cats and other dogs, loves humans, and did well with my supervised grandchildren. Probably best as an only pet without time and training to adjust. Sweet nature dog. He will be a great dog with the proper person and training.

Fill out Form to learn more:
https://www.nokillnetwork.org/adoption/pet_detail.php?petid=150541&flag=1

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“The women's luncheon is also back this year! Lunch will be served at the stunning rooftop lounge located atop the Grand Hyatt Nashville hotel. This indoor/outdoor space offers spectacular views of downtown Nashville and is the perfect location to host this year's Women in Finance Luncheon.

Cost to attend: Only $40 per person

Registration: https://annualconference.aacfb.org/registration

News Briefs---

Nixle keeps you up-to-date with relevant information
    from your local public safety departments & schools
https://www.nixle.com/

$1.8 Billion as GM recalls all Chevy Bolts due to fire risk,
    says owners should park outside and limit charging
https://www.cbsnews.com/news/gm-recalls-chevy-bolts-fire-risk/

Delta variant is making Americans nervous
    and raising fresh worries about the economy
https://www.marketwatch.com/story/delta-variant-is-making-americans-nervous-and-raising-fresh-worries-about-the-economy-11629486833

Exclusive: First U.S. COVID deaths came earlier
    — and in different places — than previously thought
https://www.mercurynews.com/2021/08/22/exclusive-first-u-s-covid-deaths-came-earlier-and-in-different-places-than-previously-thought/

‘Very nice to be here’:
    Afghan refugees begin arriving in St. Louis
https://www.stltoday.com/news/local/very-nice-to-be-here-afghan-refugees-begin-arriving-in-st-louis/article_bd860695-dc5afa747d2.html

Hundreds of Afghans arrive at Northern Virginia Community     
    College, greeted by outpouring of support
https://www.washingtonpost.com/ova-afghans-arrivals-virginia/2021/08/21/a1fdc55c-02b7-11ec-ba7e-2c3_story.html

U.S. Warns of Islamic State Threat to Americans
     in Afghanistan
https://www.wsj.com/articles/u-s-warns-of-islamic-state-threat-to-americans-in-afghanistan-11629648314

Former Joint Chiefs chair on Afghanistan:
    ‘I thought we could turn it around, obviously, I was wrong’
https://kvia.com/your-voice-your-vote/politics/cnn-us-politics/2021/08/22/former-joint-chiefs-chair-on-afghanistan-i-thought-we-could-turn-it-around-obviously-i-was-wrong/

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You May Have Missed---

Why no one in hundreds of years
    has been able to beat the tribes in the hills.
https://www.visualcapitalist.com/map-explainer-key-facts-about-afghanistan/

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Sports Briefs---

Miguel Cabrera becomes the 28th baseball player
     to join the 500 home run club
https://www.cnn.com/2021/08/22/sport/miguel-cabrera-500-home-runs-trnd/index.html

Nick Bosa’s recovery could have the 49ers star
     ‘better than his rookie year’
https://www.mercurynews.com/2021/08/21/nick-bosas-recovery-could-have-the-49ers-star-better-than-his-rookie-year/

Colts coach Frank Reich says quarterback Carson Wentz
    will return to practice Monday
https://www.theredzone.org/Blog-Description/EntryId/17261/Carson-Wentz-set-to-return-to-practice-Monday-in-limited-capacity

49ers WR Deebo Samuel to have MRI after
    exiting practice early
https://www.theredzone.org/Blog-Description/EntryId/17242/49ers-WR-Deebo-Samuel-to-have-MRI-after-exiting-practice-early

Giannis Antetokounmpo joins
    Milwaukee Brewers ownership group
https://www.jsonline.com/story/sports/mlb/brewers/2021/08/20/giannis-antetokounmpo-joins-milwaukee-brewers-ownership-group/8216008002/

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California Nuts Briefs---

How to get emergency alerts about California
    wildfires and other disasters
https://www.mercurynews.com/2021/07/09/how-to-get-emergency-alerts-about-wildfires/

World’s largest energy storage system completes
    Phase II in Monterey County
https://www.siliconvalley.com/2021/08/20/worlds-largest-energy-storage-system-completes-phase-ii-in-moss-landing/

[headlines]
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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

From Screaming Eagle to Sine Qua Non,
    The History of Cult Wines in the U.S.
https://www.winemag.com/2021/08/19/cult-wine-guide-california-washington/

Caldor Fire Threatens Wineries in El Dorado Count
https://www.winebusiness.com/news/?go=getArticle&dataId=250344

Deadly wildfire hits vineyards in southern France
https://www.thedrinksbusiness.com/2021/08/deadly-wildfires-hit-vineyards-in-southern-france/

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

This Day in History

     1500 - Columbus’s governance of Hispaniola could be brutal and tyrannical. Native islanders who didn’t collect enough gold could have their hands cut off and rebel Spanish colonists were executed at the gallows. Colonists complained to the monarchy about mismanagement, and a royal commissioner dispatched to Hispaniola arrested Columbus in August 1500 and brought him back to Spain in chains. Although Columbus was stripped of his governorship, King Ferdinand not only granted the explorer his freedom but subsidized a fourth voyage.
    1572 - In France, Catholic conspirators began massacring thousands of Huguenots (French Protestants), under orders of Catherine de Medici, advisor to her son, Charles IX, King of France.  Huguenots, who could escape, went to other countries, many of them immigrating to the New World. 
    1775 – In response to the news of the Battle of Bunker Hill, King George III delivered his Proclamation of Rebellion to the Court of St. James, stating that the American Colonies have proceeded to a state of open and avowed rebellion.  It ordered officials of the British Empire "to use their utmost endeavors to withstand and suppress such rebellion." The Proclamation also encouraged subjects throughout the Empire, including those in Great Britain, to report anyone carrying on "traitorous correspondence" with the rebels so that they could be punished.
    1784 - The state of Franklin was formed when it seceded from North Carolina. It consisted of three counties between the Bald Mountains and the Holston River, an area that is now in eastern Tennessee.  It had been offered by North Carolina as a cession to Congress to help pay off debts related to the Revolutionary War and was founded with the intent of becoming the fourteenth state of the new United States. Its citizens established a senate and a house of commons at Jonesboro and elected John Sevier as governor for a four-year term.  Sevier was arrested in 1788 on charges of high treason.  The state was not admitted to the Union. Upon his release from jail, Sevier was elected to the House of Representatives.  He served as the first governor of Tennessee after it was admitted to the Union as the 16th state in 1796.
    1785 – Birthday of Oliver Hazard Perry (d. 1819), S. Kingstown, RI.  Perry is most noted for his heroic role in the War of 1812 during the 1813 Battle of Lake Erie.   Perry supervised the building of a fleet at Erie, PA. He earned the title "Hero of Lake Erie" for leading American forces in a decisive naval victory there, receiving a Congressional Gold Medal and the Thanks of Congress.   His leadership materially aided the successful outcomes of all nine Lake Erie military campaign victories, and the victory was a turning point in the battle for the west in the war.  He is remembered for the words on his battle flag, "Don't Give Up the Ship" and his message to General W, Henry Harrison which reads in part, "We have met the enemy and they are ours ..."
    1831 – Nat Turner’s slave rebellion was repressed at Belmont Plantation in Virginia.  Rebel slaves killed from 55 to 65 people, the highest number of fatalities caused by any slave uprising in the southern US. Although the rebellion was put down within a few days, Turner survived in hiding for more than two months afterwards.
    1834 - Britain abolishes slavery in colonies; 700,000 slaves freed. The anti-slavery abolition movement gained much strength from this, as demonstrated with the formal organization of the American Anti-Slavery Society, formed in Philadelphia, December 4.
http://www.freetheslaves.net/timeline2.html
http://www.brycchancarey.com/abolition/index.htm
http://www.religioustolerance.org/sla_hist.htm
http://www.brycchancarey.com/abolition/index.htm
    1843 - Birthday of Lillie Hitchcock Coit (d. 1929), West Point, NY.  Eccentric, cigar-smoking, pants-wearing San Francisco volunteer fire-fighter ("patron saint of all pioneer firemen of the city") and the benefactor for the construction of Coit Tower, a local monument in the shape of a fire hose. Coit Tower is built on the site of the first west coast telegraph, a semaphore completed in 1849. She commissioned another neighborhood landmark, a statue of three firefighters on the southwest corner of Washington Square Park.
    1849 - Mail service established to the interior of California. Stops included Benicia, Sacramento City and San José.
    1859 - The six-story Fifth Avenue Hotel, New York City, opened and included the first elevator. The elevator operated on the principle of an Archimedean screw. It was viewed and inspected by Albert Edward, Prince of Wales, on October 11, 1860.  The first elevator in an office building was installed in 1868 in the original Equitable Life Assurance Society building located on lower Broadway, New York City.  The first electric elevator successfully operated was installed in 1889 by Otis Brothers and Company in the Demarest Building, Fifth Avenue and 33rd Street, New York City and the age of the skyscrapers began in major cities throughout the United States.
    1863 – A ruthless band of guerillas attacks the town of Lawrence, Kansas, killing every man and boy in sight. Led by William Quantrill and William “Bloody Bill” Anderson, the guerillas were said to have carried out the brutal attack on behalf of the Confederacy. Included in their group was Jesse James’ brother Frank and Cole Younger, who would later also play a large role in the James gang. Bloody Bill Anderson got his name for his love of shooting unarmed and defenseless people. Reportedly, he carried as many as eight handguns, in addition to a saber and a hatchet. His horse was also outfitted with several rifles and backup pistols. Although he claimed to have political motives for his terrorism, Anderson more likely used the Civil War as an opportunity to kill without repercussion. Jesse James, only 17 at the time, teamed up with Bloody Bill after he split from Quantrill’s band of killers. On September 24, 1864, their small splinter group terrorized and destroyed most of the town of Centralia, Missouri. They also ambushed a small troop of Union soldiers whose train happened to stop at Centralia. Twenty-five Northern soldiers were stripped and lined up while Anderson and Arch Clement proceeded to shoot each of them down in cold blood, sparing only the sergeant. A month later, Anderson paid for his crimes when he was caught by a full contingent of Union army troops in Missouri and killed in the ensuing battle. Jesse James was never brought to justice by the North for his war crimes and went on to become the 19th century’s most infamous criminal
    1864 - The Union navy captured Fort Morgan, Alabama, breaking the Confederate dominance of the ports of the Gulf of Mexico. As the Union fleet of four ironclad and fourteen wooden ships sailed into the channel on August 5, one of the lead ships, the Tecumseh, hit a mine, at the time known as a "torpedo." In reply to the warning, "Torpedoes ahead!" given by the forward ships, commander Admiral David Farragut called out, "Damn the torpedoes!" and, taking the lead with his flagship the Hartford, sailed over the double row of mines and into Mobile Bay.
http://memory.loc.gov/ammem/today/aug23.html
    1869 - The first carload of freight, carrying boots and shoes, arrives in San Francisco from Boston.
http://www.sfmuseum.org/hist1/rail.html
    1869 – Birthday of  Edgar Lee Masters (d. 1950),  Garnett, Kansas. Author of “Spoon River Anthology,” epitaphs spoken by about 250 persons buried in the graveyard of a village in the Middle West.
http://www.outfitters.com/illinois/fulton/masters.html
    1883 – Gen. Jonathan Wainwright (d. 1953) was born in Ft. Walla Walla, WA.  A career Army officer and the Commander of Allied Forces in the Philippines at the time of their surrender to Japan during World War II, Wainwright was a recipient of the Medal of Honor for his courageous leadership during the fall of the Philippines after Gen. MacArthur evacuated to Australia.  After the surrender of the Philippines in 1942, Gen. Wainwright spent the remainder of the war in several Japanese prison camps and suffered the same indignities and abuses of non-officers, despite his rank.  After witnessing the Japanese surrender aboard the USS Missouri, together with Lieutenant-General Percival, he returned to the Philippines to receive the surrender of the local Japanese commander.  
The Medal of Honor citation reads:  Rank and Organization: General, Commanding U.S. Army Forces in the Philippines. Place and date: Philippine Islands, 12 March to 7 May 1942. Entered Service at: Skaneateles, N.Y. Birth: Walla Walla, Wash. G.O. No.: 80, 19 September 1945. Distinguished himself by intrepid and determined leadership against greatly superior enemy forces. At the repeated risk of life above and beyond the call of duty in his position, he frequented the firing line of his troops where his presence provided the example and incentive that helped make the gallant efforts of these men possible. The final stand on beleaguered Corregidor, for which he was in an important measure personally responsible, commanded the admiration of the Nation's allies. It reflected the high morale of American arms in the face of overwhelming odds. His courage and resolution were a vitally needed inspiration to the then sorely pressed freedom-loving peoples of the world.  
    1889 - The first ship-to-shore wireless message received in US (San Francisco). 
    1900 - National Negro Business League was founded in Boston, MA by Booker T. Washington.  Four hundred delegates from 34 states attended the founding conference, which promoted the growth of African-American-owned businesses. Washington was elected the first president of the organization.
http://www.lexisnexis.com/academic/2upa/Aaas/NationalNegroBusinessLeague.htm
http://www.imdiversity.com/villages/african/Article_Detail.asp?Article_ID=385
    1900 - Folk singer Malvina Reynolds was born Malvina Milder (d. 1978), San Francisco, California. She was refused her diploma by Lowell High School because her parents were opposed to US participation in World War I. Malvina earned her B.A. and M.A. in English from the University of California and later earned a doctorate there.
http://www.sisterschoice.com/mal-bio.html
http://www.sisterschoice.com/malvinamain.html
http://www.harvardsquarelibrary.org/unitarians/reynolds.html
    1902 - Fannie Merrit Farmer opened her cooking school, Miss Farmer's School of Cookery, in Boston, MA. Ms. Farmer was the leading cooking authority of her day. Known as the ‘mother of measurements,' she revolutionized food preparation throughout the world with her introduction of precise measurements -- the level teaspoon, tablespoon, cup, etc. And, in 1919, candy maker Frank O'Connor paid Fannie the ultimate compliment by naming his now famous company, Fanny Farmer Candy Shops.
    1906 - Thunderstorms deluged Kansas City, MO, with six inches of rain during the early morning, including nearly three inches in thirty minutes.
    1911 – Ishi, last member of his stone-age tribe, was discovered in California. The region is known as the Land of Ishi because this is where the last survivor of the Yahi Yana tribe escaped from settlers who exterminated the rest of the Yahis. They had lived here for at least 3,000 years before being killed off, along with the elk they had hunted, another dreadful moment in the settling of the West.  There is controversy that Ishi was not a “pure bred” and therefore was not the last of his tribe, as taught in California schools to this day.
http://www.mohicanpress.com/mo08019.html
http://college.hmco.com/history/readerscomp/naind/html/na_017600_ishi.htm
http://www.bookcrossing.com/search/?title=ishi+lastandauthor=kroeberandcategory=andisbn=andbcid=and=Wait..
http://www.berkeley.edu/news/media/releases/96legacy/releases.96/14310.html
    1912 – Actor, dancer, singer Gene Kelly (d. 1996) was born in Pittsburgh.  Best known today for his performances in musical films such as “An American in Paris” (1951), “Anchors Aweigh” (1945), and “Singin’ in the Rain” (1952).  Kelly received an Academy Honorary Award in 1952 for his career achievements. He later received lifetime achievement awards in the Kennedy Center Honors (1982), and from the Screen Actors guild and American Film Institute. In 1999, the American Film Institute also numbered him 15th in their Greatest Male Stars of Classic Hollywood cinema list. 
    1913 - Birthday of band leader Bob Crosby (d. 1993), Spokane, WA.  Bing Crosby’s brother, he had his own band known as The Bobcats, and hosted his own afternoon variety show, “The Bob Crosby Show,” that aired from 1953 to 1957.
http://www.parabrisas.com/d_crosbybob.html
http://www.kcmetro.cc.mo.us/pennvalley/biology/lewis/crosby/bobcros.htm
http://www.bobcrosbybobcats.com/
http://www.jazzbymail.com/albums_rw/rwstudy.html
    1917 - Race riot occurs in Houston, Texas, when the 24th Infantry seeks revenge on the city's white police after the brutal beating of two of the regiment's soldiers. After two hours of violence, 15 whites, including four policemen, are killed and 12 more injured. Four soldiers die. 118 soldiers are charged in connection with the riots and 19 executed, most in almost total secrecy, in one of the most infamous courts-martial ever involving African-Americans
http://www.tsha.utexas.edu/handbook/online/articles/view/HH/jch4.html
http://www.somsd.k12.nj.us/~chssocst/ssus2HoustonRiot.htm
http://www.africana.com/research/encarta/www1blacks.asp
http://www.hal-pc.org/~lfa/BB19.html
    1921 - Denver, CO, was drenched with 2.20 inches of rain in one hour, a record for that location.
    1927 - Nicola Sacco and Bartolomeo Vanzetti were electrocuted at the Charleston, MA, prison.  Convicted of a shoe factory payroll robbery during which a guard had been killed, Sacco and Vanzetti maintained their innocence to the end. Six years of appeals marked this American cause celebre during which substantial evidence was presented to show that both men were elsewhere at the time of the crime.  However, on the 50th anniversary of their execution, Massachusetts governor Michael S. Dukakis proclaimed August 23, 1977, a memorial day, noting that the 1921 trial had been “permeated by prejudice.”   Dukakis was to run for president with Lloyd Bentsen for vice-president in 1988, but to be defeated by George Bush and Sen. Dan Quayle in November, carrying only ten states. Some say it was his freeing of these gentlemen, among others, while pundits blame it on the “dirty trick” Texas campaign of the ridiculous picture of Dukakis in an oversized helmet supposedly steering a tank. (others say he was a poor choice, and history shows he basically “disappeared” from the political scene after his loss.)
    1928 - The Yankees picked up lefty Tom Zachary on waivers from Washington.  Nearly a year earlier, Zachary gained fame as the pitcher off whom Babe Ruth hit his 60th home run.
    1929 - Birthday of drummer Danny Barcelona (d. 2007), Honolulu, HI.
http://www.storyville-records.com/Oct2.html
http://www.jazzrecords.com/jazzbooks/video3.htm
    1930 – The Yankees buy shortstop Frank Crosetti from the San Francisco Seals but allow him to play another season in the Pacific Coast League before reporting. The Yankees will make a similar arrangement for Joe DiMaggio, buying him from the Seals but waiting a year before acquiring him in 1936.  Crosetti had a remarkable Major League career, most notably seventeen World Series rings - seven as a player and ten as a coach.  He holds the Yankee record for service, as a player from 1932-48 (he was a player-coach in 1947) and as third base coach from 1949-68. In all, he was on the field in a record 23 World Series.
    1931 – Birthday of “Jeannie,” actress Barbara Eden, born Barbara Jean Morehead, Tucson, AZ.
    1936 - Birthday of Rudy Lewis, born Charles Rudolph Harrell (d. 1964), one of the lead singers with the Drifters, Philadelphia, PA.  In 1988, he was posthumously inducted into the Rock and Roll Hall of Fame with the group. Lewis was the lead vocalist for a string of Drifters hits: "Please Stay, "Some Kind of Wonderful," "Up on the Roof,” and "On Broadway." On May 21, 1964, when the group was due to record” Under the Boardwalk” which had been written for Lewis, he was found dead in his Harlem hotel room from the prior night.  An autopsy was never performed and authorities ruled his death as a probable drug overdose. However, close friends and family believe he died from a mixture of a drug overdose, asphyxiation, and a heart attack.
http://www.rockhall.com/hof/inductee.asp?id=94
http://www.rhinorecords.com/Albums/72417bio.html
http://www.bol.ucla.edu/~mjzappat/drifters/drifters.html
    1936 – 17-year-old righty Bob Feller made his Major League starting debut, striking out 15 Browns in Cleveland’s 4-1 win.  
    1939 - Glenn Miller completes 14 weeks at Glen Island Casino.  Air checks make it a phenomenal summer success and makes “the Miller sound” the hit of the country.  Starin’s Glen Island Casino was a summer resort in New Rochelle, NY, developed by shipping magnate and US Congressman, John Starin in the late 1800s. Starin's resort, referred to as "America's pleasure grounds" and "Disneyworld on the Sound," was the first theme park in the country.
    1943 - "LIFE" magazine spotlighted a dance craze that was sweeping the U.S.A., the Lindy Hop. The Lindy was named after American aviation hero Charles A. Lindbergh and began its entry into the American lifestyle in 1927. The Savoy Ballroom in Harlem, New York was really jumping when George ‘Shorty' Snowden, one of the Savoy's famous dancers, started doing twists, turns, jumps and twirls to the music of greats like Duke Ellington, Cab Calloway, Count Basie and Ella Fitzgerald. Snowden told everyone he was doing the Lindy Hop. The jitterbug, swing or Lindy as it was called by white dancers, became an integral part of Hollywood's golden era and was picked up by the youth of America during World War II, as exhibited on the "LIFE" cover.
http://www.jitterbuzz.com/lifmag.html
http://www.ecsu.ctstateu.edu/depts/edu/textbooks/lindy.html
http://www.savoystyle.com/willamae_ricker.html
http://www.mcn.org/a/lindyhop/
http://dancing.org/lindy-what-is.html
http://www.geocities.com/Broadway/Balcony/1404/history.html
    1943 - Along the beaches at Cape Fear outside Camp Davis, A-24 planes flown by members of the Women Air Service Pilots are dragging training targets behind them. The targets are being shot at with live ammunition by men training to be part of anti-aircraft gun crews. Instructors are next to each man to pull a recruit's finger away who is too excited and shoots at the plane instead of the target. It happens often.  WASP Byrd Granger in “On Final Approach, the History of the Women Air Service Pilots,” wrote: "Instructor Lt. Bruce Arnold, son of General Hap Arnold is... too late (as) he reaches to snatch a gunner's hand from the trigger. Dismayed he sees a 50mm round speed with deplorable accuracy toward the A-24, not the target. It will be a direct hit."  WASP Mabel Rawlinson is piloting while in the rear cockpit is male instructor Lt. Roubillard who is checking her on night flying. Pilot Rowlinson immediately radios they have been hit. Granger writes: "The engine is rough, faltering. The landing pattern takes the plane, sputtering over the barracks where women pilots hear it. They run out of the barracks as the crippled plane coughs one last time, then plunges into the swampy wood at the north end of the runway. On impact it breaks in two and the front section blazes. Mabel struggles to release the hatch. She cannot open it.  Lt. Roubillard, emerging (almost unhurt) from the separated rear section, hears her screams as she burns to death. So do the women WASP pilots running towards the crash. It is 9:20 p.m. It is almost totally dark. And the crash will remain one of the closest guarded secrets of World War II. Roubillard says Rawlinson's flying ability saved his life.  "... She might have survived if the A-24 cockpit latch had operated. But (the latch which she had written up to be fixed) was (considered too) minor a problem to have repair priority."  To this day, Rawlinson's death as a result of friendly fire is hardly acknowledged and there are many who claim no women were ever killed. Thirty-seven women died in the WASP program.
    1946 - Humphrey Bogart movie "The Big Sleep" opens. Based on the novel by Raymond Chandler.
    1947 - Margaret Truman, daughter of U.S. President Harry S Truman, presented her first public concert. Margaret sang before 15,000 people at the Hollywood Bowl. The concert did not get great reviews. In fact, the critics didn't like Margaret's singing at all. And Margaret's dad didn't like the critics, and said so, from the White House.
    1948 – Birthday of the first designated hitter in Major League history, Ron Blomberg, Atlanta, GA.
    1950 - Top Hits
“Mona Lisa” - Nat King Cole
“I Wanna Be Loved” - The Andrews Sisters
“Play a Simple Melody” - Bing Crosby
“I'm Moving On” - Hank Snow
    1953 - Birthday of  saxophone player Bobby Watson, Lawrence, KS.
http://www.vh1.com/artists/az/watson_bobby_1_/bio.jhtml
http://www.umkc.edu/conservatory/faculty/bio_info.asp?primarykey=60
http://www.ejn.it/mus/watson.htm
    1958 - Top Hits
“Nel Blu Dipinto Di Blu” (“Volare”) - Domenico Modugno
“Little Star” - The Elegants
“My True Love” - Jack Scott
“Alone with You” - Faron Young
    1963 – Ageless Warren Spahn set a new National League record with his 601st start.
    1964 - Beatles performed at the Hollywood Bowl.
    1965 - The U.S. premiere of the motion picture "Help!", starring The Beatles, was held for thousands of moviegoers wanting to see the group's first color motion picture. Their first film, "A Hard Day's Night," had been produced in black and white.
    1966 - Top Hits
“Summer in the City” - The Lovin' Spoonful
“Sunny” - Bobby Hebb
“See You in September” - The Happenings
“Almost Persuaded” - David Houston
    1968 - Aretha Franklin's "Lady Soul" earns a gold LP while the Rascals' "People Got to Be Free" is awarded a gold 45.
    1969 - Mrs. Audrey McElmory of La Jolla, CA won the world cycling championship in Czechoslovakia.
    1969 - "Honky Tonk Women" by The Rolling Stones hits #1 on the pop chart.
    1969 - The Who's "I'm Free" peaks at #37 on the chart.
    1969 - Crosby, Stills and Nash's "Marrakesh Express" peaks at #28 on the chart, while Chicago's "Questions 67 & 68" peaks at #71
    1969 - Johnny Cash's LP “Johnny Cash At San Quentin” hits #1 
    1970 - U.S. swimmer Gary Hall broke three world records at the AAU (Amateur Athletic Union) outdoor swimming meet, held in Los Angeles, CA.
    1970 - The largest farm worker strike in U.S. history began.  Union leader César Chavez led the Salad Bowl Strike against the Teamsters Union and 5–7,000 UFW workers struck the Salinas Valley growers.
    1972 - Republican convention in Miami Beach, FL re-nominates VP Agnew but it was not unanimous as one vote went to NBC newsman David Brinkley.  President Nixon and Agnew were re-elected for a second term.  In 1973, Agnew was investigated by the US Attorney on suspicion of criminal conspiracy, bribery, extortion and tax fraud. Agnew took kickbacks from contractors during his time as Baltimore County Executive and Governor of Maryland. The payments had continued into his time as vice president; they had nothing to do with the Watergate scandal, in which he was not implicated. After months of maintaining his innocence, Agnew pleaded no contest to a single felony charge of tax evasion and resigned from office.
    1973 – In a botched bank robbery in Stockholm, Sweden, Jan Erik Olsson took four hostages and barricaded with them and a friend.  After a six-day siege, the police piped in gas and the hostages were freed.  Afterward, it emerged that the hostages were more afraid of the police than their captives and Swedish professor Nils Bejerot coined the term ’Stockholm syndrome’ to explain the phenomenon of hostages identifying and sympathizing with their captors.
    1974 - Top Hits
“The Night Chicago Died” - Paper Lace
“(You're) Having My Baby” - Paul Anka
“Tell Me Something Good” - Rufus
“As Soon as I Hang Up the Phone” - Conway Twitty & Loretta Lynn 
    1975 - War's "Why Can't We Be Friends?" peaks at #6 on the pop chart.
    1975 - Fleetwood Mac's self-titled LP enters the charts. It's the band's first album with Lindsey Buckingham and Stevie Nicks.
    1975 - Hamilton, Joe Frank and Reynolds' "Fallin' In Love" hits #1 
    1978 – Kobe Bryant (d. 2020) was born in Philadelphia.  He played his entire 20-year career with the Los Angeles Lakers, retiring after the 2016 season. He entered the NBA directly from high school and won five NBA championships with the Lakers. Bryant is an 18-time All-Star, 15-time member of the All-NBA Team, and 12-time member of the All-Defensive team. He led the NBA in scoring during two seasons, ranks third on the league's all-time regular season scoring and fourth on the all-time postseason scoring list. He holds the NBA record for the most seasons playing with one franchise for an entire career.  Bryant died, along with his daughter Gianna and seven others, in a helicopter crash in Calabasas, CA in January, 2020.   A number of tributes and memorials were subsequently issued, including renaming the All-Star MVP Award in his honor.  Widely regarded as one of the greatest basketball players of all time and ranks fourth in league all-time regular season and postseason scoring. He was posthumously voted into the Naismith Memorial Basketball Hall of Fame in 2020.
    1980 - AC/DC's "Black in Black" LP enters the charts. It's the band's first album with new lead singer Brian Johnson and their most popular, selling over 10 million.
    1982 - Top Hits
“Eye of the Tiger” - Survivor
“Hurts So Good” - John Cougar
“Abracadabra” - The Steve Miller Band
“Nobody” - Sylvia 
    1984 - South Fork Ranch, the home of the fictitious Ewing clan of the CBS-TV show "Dallas," was sold. The ranch, a 200-acre spread near Dallas, was to be transformed from a tourist site into a hotel, according to the new owners.
    1986 - Billy Joel's LP "The Bridge" enters the album charts. The album featured two top-10 hits, "Modern Woman" and "A Matter of Trust."
    1987 - A cold front brought autumn-like weather to the Northern and Central Plains Region. Afternoon highs were in the 50s and 60s across parts of Colorado, Kansas and Nebraska that just two days earlier were in the 90s or above 100 degrees. Thunderstorms produced locally heavy rain in New Mexico, Texas, Oklahoma and Arkansas.
    1989 - Thunderstorms produced heavy rain with flash flooding in West Virginia. Pickens, WV, reported 4.80 inches of rain in 24 hours. Evening thunderstorms in Mississippi deluged Alta Woods with 4.25 inches of rain in less than an hour. Thunderstorms also produced heavy rain in southeastern Kentucky, and flooding was reported along Big Creek and along Stinking Creek. The Stinking Creek volunteer fire department reported water levels 12 to 14 feet above flood stage. Fort Worth, TX hit the 100-degree mark for the first time all year. Strong winds ushering cool air into northwest Utah gusted to 70 mph, raising clouds of dust in the salt flats.
    1990 - Top Hits
“Vision of Love” - Mariah Carey
“Come Back to Me” - Janet Jackson
“If Wishes Came True” - Sweet Sensation
“Next to You, Next to Me” - Shenandoah
    1990 - Singer Billy Idol begins a tour in Montreal, just six months after almost losing his leg in a motorcycle accident
    1991 – The World Wide Web opened to the public.  An information space where documents and other web resources are identified by URLs, interlinked by hypertext links, and can be accessed via the Internet.  English scientist Tim Berners-Lee invented the World Wide Web in 1989. He wrote the first web browser computer program in 1990 while employed at CERN in Switzerland.  The Web browser was released outside of CERN in 1991, first to other research institutions starting in January 1991 and to the general public on the Internet.
    1992 - James A. Baker III, resigned as secretary of state and was appointed chief of staff to President George Bush I.  In his new post, Baker was to take over command of Bush's reelection campaign, which was seen as floundering.
    1994 - CAREY, ALVIN P., Medal of Honor
Rank and organization: Staff Sergeant, U.S. Army, 38th Infantry, 2-t Infantry Division. Place and date: Near Plougastel, Brittany, France, 23 August 1944. Entered service at: Laughlinstown, Pa. Born: 16 August 1916, Lycippus, Pa. G.O. No.: 37, 11 May 1945. Citation: For conspicuous gallantry and intrepidity at the risk of his life, above and beyond the call of duty, on 23 August 1944. S/Sgt. Carey, leader of a machinegun section, was advancing with his company in the attack on the strongly held enemy hill 154, near Plougastel, Brittany, France. The advance was held up when the attacking units were pinned down by intense enemy machinegun fire from a pillbox 200 yards up the hill. From his position covering the right flank, S/Sgt. Carey displaced his guns to an advanced position and then, upon his own initiative, armed himself with as many hand grenades as he could carry and without regard for his personal safety started alone up the hill toward the pillbox. Crawling forward under its withering fire, he proceeded 150 yards when he met a German rifleman whom he killed with his carbine. Continuing his steady forward movement until he reached grenade-throwing distance, he hurled his grenades at the pillbox opening in the face of intense enemy fire which wounded him mortally. Undaunted, he gathered his strength and continued his grenade attack until one entered and exploded within the pillbox, killing the occupants and putting their guns out of action. Inspired by S/Sgt. Carey’s heroic act, the riflemen quickly occupied the position and overpowered the remaining enemy resistance in the vicinity. 
    1996 - Restrictions intended to discourage smoking by young people were announced by President Clinton.  The new rules banned vending machines in many locations, prohibited brand-name sponsorship of sporting events, and out-lawed advertising billboards located within 1000 ft. of schools.
    1998 - Barry Bonds becomes the first player in Major League history to hit 400 home runs and steal at least 400 bases (438). The Giants slugger reached the unmatched plateau with his 26th homer of the year against Marlin southpaw Kirt Ojala in a 10-5 San Francisco victory.
    1998 - With his 50th and 51st dingers, Cubs' slugger Sammy Sosa joins Mark McGwire (53) of the Cardinals in hitting 50 home runs, making it only the second time two National League hitters have reached the plateau in the same season. Pirates outfielder Ralph Kiner and Giants first baseman Johnny Mize each hit a league-leading 51 round trippers in 1947.
    1999 - Joining Babe Ruth and Mark McGwire, Mariner outfielder Ken Griffey Jr. becomes the third player in Major League history to hit 200 homers in a four-season span. Junior's 39th helps Seattle beat the Indians, 4-1.
    2011 - A 5.8 magnitude earthquake, the most powerful since 1897, struck near Mineral, Virginia, causing a shutdown of a nearby nuclear reactor.  Damage to monuments and structures in Washington, D.C. and the resulting damage was estimated at $200–$300 million. 
    2012 - Lance Armstrong, the seven-time Tour de France winner, announced he will not contest the U.S. Anti-Doping Agency charges of doping, a result of which will include being stripped of his Tour de France victories.
    2013 - CEO of Microsoft, Steve Ballmer, announced his retirement.
    2020 – African-American Jacob Blake was shot and injured by police in front of his Kenosha, WI home, prompting violent protests.