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Independent, unbiased and fair news about the Leasing Industry

Sales Professional-Nationwide
Are you producing over $400,000 a month and
want the ability to reach $1 million a month?

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If you believe that you have what it takes, please send your cover letter and resume to:
Join a resource-rich company with over $300,000,000 in lending capacity for your customers.

Friday, February 3, 2012


Super Bowl XLVI Champions

Today's Equipment Leasing Headlines

Correction--Mary Armstrong, 2012 CLP Director
 Classified Ads--- Credit/Legal/Operations
  Inside LEAF and the Evergreen Clause
   by Christopher Menkin
     Companies who notify lessee in advance of lease expiration
     and require their discounter to also notify lessee in advance
Leasing 102by Mr. Terry Winders, CLP
  What Good is Training?
     Classified Ads---Help Wanted
 Career Crossroad— "...laid off without notice!"
  Profit in Buying Bank Branches & Flipping Them
   by Christopher Menkin
    Top Stories January 30- February 2
     Google Mobile Search Ad Requests More Than Doubled In 2011
      NetSol Net Income 2nd Quarter $0.3 Million
       Boston, Massachusetts Adopt-a-Dog
News Briefs---
 Harley to offer leasing program
  New York sues three big banks over foreclosures
   HP gave CEO Meg Whitman pay package valued at $16 million

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

List of 2011 Bank Failures Reveals Interesting Facts
  You May Have Missed
   Three Exercise Questions
    SparkPeople--Live Healthier and Longer
      Sports Briefs---
        Football Poem
         California Nuts Briefs
           "Gimme that Wine"
       This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.




Correction--Mary Armstrong, 2012 CLP Director

In the announcement of new officers and directors, Mary Armstrong, CLP, Broker Relationship Manager, Financial Pacific, Federal Way, Washington was not included in the list of 2012 Certified Leasing Professional Directors.

Leasing News wanted to make this correction not only to recognize her, but also Financial Pacific who has been a long time supporter of the CLP program where their president Paul Menzel is a CLP as well as Terry Jennings, and many others. Financial Pacific has for years supported education for their employees and encouraged them to earn the CLP distinction.

The is the CLP Foundation 2012 Board of Director elected by their peers in Good Standing or appointed by the CLP supporting associations, the National Association of Equipment Leasing Brokers (NAELB) and the National Equipment and Finance Association (NEFA):

Mary Armstrong
Broker Relationship Manager
Financial Pacific

Joseph G. Bonanno, Esq., CLP
Law Office of Joseph Bonanno

Jeffry D. Elliott, CLP
Senior Vice-President
Equipment Finance Strategy & Corporate Development
Huntington National Bank Equipment Finance

Kyle Gilliam, CLP
President, Arvest Equipment Finance

Shannon M. Green, CLP
Senior Vice-President
Credit & Operations Officer
Orion First Financial, LLC

Katherine M. Nordendahl, CLP
Marketing, Indirect Leasing
Bank of the West

David A. Normandin, CLP
President, Capital Farm Financial

Brian M. Schonfeld, CLP
Project & Information Manager
Pawnee Leasing Corporation

2012 Officers

Rosanne M. Wilson, CLP
1st Independent Leasing, Inc.
Beaverton, Oregon

Vice President
Vicki L. Shimkus, CLP
West Coast Broker Division Manager
BSB Leasing, Denver, Colorado

D. Paul Nibarger, CLP
Nibarger Associates
Palos Verdes, California

John G. Rosenlund, CLP
Director-Risk Management
Portfolio Financial Servicing Company

“The CLP Foundation is the official governing body for the Certified Lease Professional ("CLP") Program. The CLP designation sets the standard around the world having presence in the U.S. & Canada and a Certified Lease Specialist (CLS) designation in the Ukraine and Moldova for those new to the industry. The Foundation has also provided CLP handbooks to introduce the industry in India with the ultimate goal to advance professionalism in the leasing and finance industry worldwide.

“This designation identifies and recognizes individuals within the equipment leasing and finance industry who have demonstrated their competency through continued education, testing and conduct. The letters "CLP" behind their name represent a visible recognition of this professional achievement and status. The CLP Program is the only recognized certification program worldwide in the equipment leasing and finance industry”


Classified Ads--- Credit/Legal/Operations

(These ads are “free” to those seeking employment or looking
to improve their position)

Credit and Collections Manager
Seasoned Small ticket Credit Manager with remote office based out of Chicago, IL willing to relocate seeks challenging high volume challenging position. | Resume

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058; | Resume

Austin, TX
Over 20 years experience in building/managing several financial operations in US & Europe. Adept with technical skills. Available for travel or relocation.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:

Bookmark Leasing News


Inside LEAF and the Evergreen Clause
by Christopher Menkin

Leasing News for years has been requesting a statement or comment from LEAF. Any comment or statement will be published without editing and in its entirety; and again requests a response.

The recent press release from Resource America, Inc, Philadelphia, Pennsylvania does not relate to the complaints Leasing News has received over the years regarding the abuse of Evergreen Clauses, nor informing the lessee regarding the end of the initial term of the contract and continuing to bill them; one complaint on an Equipment Finance Agreement with no residual or balloon payment.

There also have been complaints about the return of security deposits from lessees and since resolved, they do not make the Complaint Bulletin Board.

During the closing of LEAF Specialty Finance in Columbia, South Carolina, the real estate agent had difficulty as LEAF did not have the cash, they told him, according to conversations with Leasing News by telephone and email, this may or may not have been part of the negotiating. Yet, they also did not pay a prominent attorney until threatened to take them to court, according to a very highly reliable source.

The following was received and has not been published while waiting for substantiation from another source; now confirmed from two highly reliable East Coast sources, as well as confirmation from a highly reliable East Coast insider:

“I have been with the company for a few years now...Leaf has been intentionally involved in unethical business practices for years. We have many lessees that we are withholding refunds from.

“If a lessee has overpaid, we aren't returning their overpayments and have are strictly prohibited from letting lessees know they've overpaid. In addition, lessees set up to have their payments automatically deducted from their accounts will continue to have those payments pulled after the end of the lease until the lessee requests that it stop. This can take quite a while in some situations. When this happens, the lessee is back in a position of having overpaid but not being given a refund.

"We have clients who have been trying to get their refunds for 2 years, doing everything we've been told to have them do, and they're not getting refunded. We aren't paying dealers as we should and employees are always getting calls about past due payments on different bills that we have to turn over to the staff accountant.

"Employee of Leaf"

The equipment leasing division was "deconsolidated" by Resource America, Philadelphia, Pennsylvania. In the latest SEC filing, Resource America has decreased $300,000 million in assets from $.08 billion to $0.5 billion in the three months ending December 31, 2011 as commercial finance revenues increased (in thousands) from $1,476 to $3,419 compared to 2010 ---commercial finance costs and expenses decreased (in thousands)$1,963 the last quarter compared to $4,273 on December31, 2010.
    (page 6 & page 12, SEC filings)

The SEC filings states: "LEAF continued to grow its lease origination and servicing operations during the first fiscal quarter ended December 31, 2011.

- LEAF's Dealer Solutions unit based in Moberly, MO added 94 new dealers as active users of its leasing programs.

- Since LEAF's January 2011 capital raise, lease originations continue to trend upward and subsequently grew to $48.2 million during the first fiscal quarter ended December 31, 2011 as compared to $40.0 million (21% increase) and $13.5 million (256% increase) during the fourth fiscal quarter ended September 30, 2011 and the first fiscal quarter ended December 31, 2010, respectively.

  • LEAF's commercial finance assets at December 31, 2011 increased to $224.5 million, an increase of $32 5 million, or 17%, from September 30, 2011.

         (Page 14, SEC filing)

The report notes that Guggenheim Securities, LLC, acted as a broker in securitizing $105 million, receiving a fee for this and further participation. The loans and leases were originated by LEAF and are backed by various equipment including office equipment such as copiers, as well as, technology, telecommunications and industrial equipment, and franchises, mostly from the LEAF Specialty Division, closed down and headed by Dwight Galloway, now in charge of the broker division for Navitas Leasing, and from the former Dolphin Capital division in Moberly, Missouri, who specialize in copier leases (Ironically, the latest named employee is director of inside sales in Moberly. Editor).
    (Page 5, Press Release)

These were also arranged for a fee as reported in both the SEC filing and press release: LEAF received a $50 0 million equity investment from Eos Partners, L.P. and its affiliates ("Eos"), a New York based private investment firm. Concurrent with the Eos investment, LEAF also expanded its warehouse credit facility with an additional $75.0 million through Versailles Assets, LLC, an asset-backed commercial paper conduit administered by Natixis. As a result of this new investment, the Company no longer controls LEAF and deconsolidated it as of November 16, 2011. With the deconsolidation of LEAF, the Company recorded an $8.7 million gain during the first fiscal quarter ended December 31, 2011. The deconsolidation reduced the Company's total assets by $228 million and its debt by $185.0 million as compared to September 30, 2011. The Company retained a 15.7% investment in LEAF and, after deconsolidation, has accounted for its investment on the equity method.
    (Page 4, Press Release)

The cost of money means profits precludes bidding for "A" and even "B" credits, leaving the "C" market place for leases or having the profits for "A" and "B" credits to come from balloon payments and evergreen clauses.

An amendment was filed by Resource America noting Donald A. Yacktman, owning 100% share of Yacktman Asset, as it appears the company is changing direction. The filing noted his shareholding percent and voting position of 1,582,434. (2)

It should be noted that the consolidated balance sheet or Resource American showed some major changes in total assets from September 30, 2011 (in thousands) $422,502 to $178,335 December 31, 2011. The liabilities dropped (in thousands) from $264,778 September 30, 2011 to $58,073 December 31, 2011 resulting in total equity of $130,262 compared to September 20, 2011: $422,506. There also was a negative (in thousands) $123,523 in principal payments on borrowings December 31, 2011.
    (Page 11, SEC filing)

"These are transformative times at Resource America. During our first quarter, we completed the recapitalization of LEAF Commercial Capital, Inc.," Jonathan Cohen, CEO and President stated in the company press release.

(1) Resource America "deconsolidates" LEAF Financial

(2) SEC Amendment:

Resource America SEC Filing:

Resource America Press Release:

Previous Stories:

Comprehensive personal property tax outsourcing services
We accept file exports and integrate personal property tax information with all lease management or accounting software. No other firm offers the combination of individual attention, software capabilities expertise, "full disclosure" and web port accessibility to information more than we do.

Click here to learn what our clients say about our service
Gary DiLillo, President 440.871.0555 or


Companies who notify lessee in advance of lease expiration
and require their discounter to also notify lessee in advance

ABCO Leasing
Advantage Funding
Agility Ventures LLC
Allegiant Partners
American Leasefund, Inc.
Balboa Capital Corp.
BancLease Acceptance Corporation
Bank of Ozarks Leasing
Bankers Capital
Bank of the West, Indirect Equipment Finance
Black Rock Capital
BSB Leasing
Capital Technology & Leasing, LLC
Cobra Capital, LLC
Commerce National Bank
Dakota Financial, LLC
Direct Capital


Five Point Capital, Inc
Forum Financial Services, Inc.
Gonor Funding
GreatAmerica Leasing
Madison Capital
Manufacturer's Lease Plans, Inc
Marquette Equipment Finance
Mesa Leasing
Maxim Commercial Capital
Mount Pleasant Capital
National Machine Tool Financial Corporation
Navitas Lease Corp.
Northwest Leasing Company
P&L Capital Corporation
Pacifica Capital
Pawnee Leasing Corporation

Standard Professional Services, LLC
TEAM Funding Solutions
Vehicle Lenders Group, LLC


(Click on name to view their statement)

Full Page:




Leasing Industry Help Wanted

Sales Professional-Nationwide
Are you producing over $400,000 a month and
want the ability to reach $1 million a month?

Ascentium Capital is self-funded equipment finance company focused on vendor programs across many industries, as well as end-user transaction sizes ranging from $10,000 to $500,000 per schedule.

We offer unlimited earnings potential based on your ability to innovate and produce results within an entrepreneurial sales environment. In addition, we offer a comprehensive benefits package which includes Medical, Dental, Vision, 401(k), Profit-Sharing as well as paid holidays.

If you believe that you have what it takes, please send your cover letter and resume to:
Join a resource-rich company with over $300,000,000 in lending capacity for your customers.


Marketing Associate
Los Angeles, California

Direct, small ticket ($10k-$250k) leasing company
looking for an energetic, intelligent quick thinker to be our Marketing Associate. 3+ years of commercial equipment leasing experience required. Daily activities include: deal previews, prospecting, managing prospect
database and other marketing support.
Contact: Michael Green,
(310) 696-3030 x 124

Dakota Financial provides equipment leasing/finance solutions to small businesses throughout the United States. We specialize in providing funding for those who can not obtain financing from traditional sources.

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.


Help Wanted Web Ad New Programs

Classified Ad Section 
(rotates chronological above headlines and 
also appears in Classified Ad section.) *

21 days in a row:
$595 four lines (a space is a line) 
($40 each additional line or space)

Design work is free. Logo is free as well as company description not to exceed the number of lines of the ad.
Also free: click to a click to a web site or a full description of the position.

Ads are placed in the "Help Wanted' section by category, alphabetical, with the ad with the most lines first in the group. They appear on the web site and in each news edition at the top in a rotation basis per issue.

* Help Wanted” ads  appear in each issue on a chronological basis above the top headline as a courtesy. This position is not available as a paid position, but is generally on a rotation basis.  At the same time, the ad continues in the classified help wanted section in the news edition and web site, so in effect appears twice.

Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board



Leasing 102
by Mr. Terry Winders, CLP

What Good is Training?

When times get rough one of the first things to get cut from the budget is any kind of training. That’s like putting a blind fold on and trying to drive your car. Commercial equipment leasing has been around since I started almost 40 years ago. I do not know of a year where we have not had some major change effect the business. So training should not be viewed as an “extra,” but a necessity to stay ahead of the competition.

Training for operating personnel begins with having for each position a list of duties and responsibilities. This is more than a job description. It is a real list and does not need to be in priority, but the important aspects should of course be at the top.

Duties are tasks that should be handled each day and a suggestion as to how to accomplish them. Responsibilities are items that the position that must be done correctly and may be daily, weekly, or monthly. This also gives the employer a good check list to use when reviewing performance reviews. I do not think performance reviews are involved with salary discussions. Performance reviews should be every three months the first year--- and every six months thereafter. I know it sounds too often; however, employees function best when they know they are performing well in their job or have good direction on how to correct mistakes. Don’t assume that a direction given is fully understood or is being followed.

The real purpose of training is to correct mistakes “before” they happen. Commercial equipment leasing is a very complex business regardless of part of it the employee is responsible for. The more they know the more eyes are on the procedure and the more mistakes can be found and corrected before they cause serious problems. Many well training employees find mistakes beyond their responsibilities and sometimes using common sense will question something that has eluded others.

Some lessors expect someone else to be liable or to be stuck with the consequences. In today’s economy everything needs to be checked and double checked before it is passed on. Fraud is at an all-time high and it never passes on so brokers and packagers need to understand their liability regardless of their non-recourse assignments. The amount of confirmation on each deal is higher today than ever before and expecting funding sources to do the job is foolhardy. Knowing what to look for and what to confirm and how to do it is an important factor going forward.

What information do you provide anyone who works for you? What information do you provide to a new funding source? How much time do you spend on learning about changes in the legal approach, the income tax changes, the accounting changes or what is required in your documentation to protect your leasing operation?

Training is a broad term in leasing because it sounds like a dirty word because you think it is going to cost you a lot of money and take time away from the business. I can tell you becoming a Certified Leasing Professional is well worth it. Training your staff may be the next best thing.

I have talked to some lessors who conduct training secessions in-house on a regular basis and tell me that it works wonders on efficiency and company morale. In addition everyone can help fill in when there is a crisis or a job replacement is necessary. The better trained the employees are, the better for job advancement and most important, the longer they stay around.

For thirty years I created and taught the principals and the advanced principal’s class for the Equipment Leasing Association, now Equipment Leasing and Finance Association, and many of the other leasing trade associations and know I do them myself but regardless of where you seek out support for the training of yourself or your associates please budget the funds each year so you can have a productive operation and not get caught in costly mistakes.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty-five years and can be reached at or 502-649-0448

He invites your questions and queries.

Previous #102 Columns:

Mr. Terry Winders, CLP
Anaheim, California

April 5 & 6

Two Day Seminar
sponsored by
Commerce National Bank
3818 E. Coronado Street, Suite 100, Anaheim, CA 92807

The seminar will contain information on how to approach leasing in 2012 with the following subjects:

  • New lease language
  • Proposed new accounting rules for lessee's
  • Structuring and pricing for competition
  • Income tax rules, Article 2A vs. Article 9
  • New reasons to lease
  • Questions to ask lessee
  • Vendor needs
  • Credit enhancements
  • Documentation issues
    and a take home assignment to see how to propose a lease.

Cost $450 per person

To request a complete outline contact: or for questions call 502-649-0448



Career Crossroad— "...laid off without notice!"

Question: Well, Emily – it happened … I was laid off without notice! What do you suggest my next steps to be … I was caught off guard!

Answer: I am sorry to hear of your situation, that is why I can NOT stress enough to ALL employees out there. STABILTY is seldom heard of these days. YOU MUST be prepared at ALL Times! ---I have written columns to have a current resume and references already in place.

Often the cuts are out of your immediate boss's hands, or a smaller company takes a rough tumble and the principal wants to call it quits.

Due to your situation, and the economy, having an immediate job ready is difficult to prepare for... If you were given severance, get on a track right away – no resting on your laurels – the competition is still fierce! Don't take a few weeks off to lick your wounds.

· Do Take a few days to really think about your next move: industry, role, relocation situation – have a written plan

· Do Take the time to set up your daily routine – finding a new role IS your new job until you find a new employer

· Do Reach out to recruiters / professionals, colleagues and previous employers to begin networking

· Begin planning your blue print on how you are going to stand out from the crowd

· Your Resume (as I keep pushing) is your calling card – your best Marketing Tool – make sure it can be used as such – you may need a professional’s help

· If your company has worked with Outsourcing Companies before, the resumes they typically put together are cookie-cutter – which is NOT the Image you should be going for

· Social Presence is as important too (there are pluses and minuses to this– but it is being used by some employers)

Please read some of my previous columns on this subject.

If there is additional advice that you need, we are always here to assist! Keep your head up and most importantly keep a positive attitude!

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567

Previous Career Crossroad columns:


Profit in Buying Bank Branches & Flipping Them
by Christopher Menkin

Beth Mooney, Chairman and CEO, said November 20, 2010 in the announcement becoming CEO of Key Bank, replacing Chairman and CEO Henry Meyer, who was retiring, she said among her goals was to make sure that Key remains focused on being a "relationship-based, community bank." She said Key wants to grow and potentially have more branches and do business in more cities. The bank has been moving in that direction. (1)

January 12, 2011 CEO Mooney announced acquire 37 retail banking branches currently owned by HSBC Bank NA, ("HSBC") in Buffalo and Rochester, NY.

January 27, 2011 US Bank acquired the ten branches from the failed bank of BankEast, Knoxville, Tennessee.

This brought the total to 47, adding to the 38 government assisted branches in 2011

There were 90 government-assisted deals for 626 branches in 2011, down from 147 deals for 1,168 branches in 2010 as there were less problem banks last year and supposedly a much lower number this year, according to SNL Financial.

Escaped notice is not only the purchase of deposits and prices paid, but the re-selling of the branches, almost as if flipping the purchase of a house in a short term basis.

First Niagara Financial let the group of banks last year with the announcement it would acquire 195 branches from HSBC Bank. At the time they announced they would pay about $1 billion for $15 billion in deposits based on May 31, 2011 financial statement, considered a 5.67% deposit premium. In November, 2011 they did not acquire 26 of the branches, according to an agreement with the U.S. Department of Justice, primarily in Western counties of Erie, Niagara, and Orleans.

First Niagara then sold 37 branches to KeyBank, who paid almost $110 million premium on deposits, picking up $2.4 billion in deposits and $400 million in loans. First Niagara then began divesting of 19 branches to Community Bank, eight branches to Five Start Bank.

Community Bank's 19 branches include 16 HSBC branches and three legacy First Niagara branches while Five Star's eight branches are split evenly between HSBC branches and legacy First Niagara branches.

Community Bank will pick up $218 million in loans and $955 million in deposits paying a blended deposit premium of 3.22% according Community Bank's merger press release.

Five Star Bank will assume $400 million in deposits and $95 million in loans for a 4.0% deposit premium per First Niagara's merger First Niagara stated that it has reached its branch divestitures target related to the HSBC deal and expects to bring on no more than $11 billion in new deposits.

The OCC and Federal Reserve have approved the acquisition of RBC Bank from the Royal Bank of Canada to PNC Bank with its 424 branches, expected to take place this march. It was reported PNC would be letting go 621 RBC employees in North Carolina.

PNC Bank also from Flagstar Bancorp. 27 Georgia branches and 19 Florida branches from BankAtlantic Bancorp.

SNL Financial reports there were 157 whole company deals for 1,631 branches announced in 2011 that have either been completed or are still pending as of January 27, 2011.


From: American History Magazine

(1) New CEO



Top Stories January 30 - February 2

Here are the top ten sorties opened by readers:

(1) Archives January 30, 2009
Marlin Shuts Down Broker Division

(2) Leasing 102 by Mr. Terry Winders, CLP
Difference between a $1 Purchase Option Lease and a Conditional Sales Contract

(Tie) (3) Archives February 1, 2001
Steve Geller Says "Goodbye" as Orix Closes Rediscount Cente

(Tie) (3) Why isn’t Sheldon Player in Jail?!” “Why aren’t they in Jail,
Jim Raeder, Mark McQuitty?” “What about the vendor Donner?”

(4) Mount Pleasant Capital
Launches Major Franchise Lending Program

(5) Disclosure Bob Rodi, a long time friend

(6) Element Financial enters the equipment financing big leagues

(7) Ten Worst Cities to Find a Job

(8) Bank Beat--Nine Month $116.1 Million Loss in Tennessee
Oldest bank in Jacksonville, Florida & Small bank in Minnesota Fail

(9) New Hires---Promotions

(Tie) (10) Garth Brooks’ courtroom battle splits star’s Oklahoma hometown

(Tie) (10) Lowest Rate for Mortgages


John Kenny Receivables Management

• End of Lease Negotiations & Enforcement

• Fraud Investigations
• Credit Investigations • Asset Searches
• Skip-tracing • Third-party Commercial Collections | ph 315-866-1167|


(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



Google Mobile Search Ad Requests More Than Doubled In 2011

Google’s mobile search and display ads are growing like crazy. Google’s mobile ad revenues are expected to more than double from an estimated $2.5 billion last year to $5.8 billion in 2012. And today, Google is revealing a number of new data on the growth of mobile search ads and formats. (Look for more ads and follow-up spots from viewing one page appearing on a new search or new page. Editor)

Google’s lead product manager for mobile search ads, Surojit Chatterjee, says that in December 2011 mobile search ad request volume was more than twice as high as it was in December 2010. Mobile search in general has grown five-fold worldwide in just the past two years, which is a rate comparable to the early days of desktop Google Search, he adds.

Since August 2011, Google has seen more than a 50 percent increase in the number of AdWords advertisers with mobile optimized sites. Proximity is also a factor in mobile search ads ranking. Basically, the distance between a user and an advertiser’s business location affects how an ad performs in AdWords on mobile devices.

As he explains, the company is looking to give advertisers better ways to connect with users on mobile search, and serve more relevant ads. Besides search, another mobile ad format that has been performing well for advertisers on mobile search is click-to-call, which allows users to click on phone number to call and connect with advertisers directly. Chatterjee says that more than half a million active advertisers are using click-to-call as a format in mobile advertising. And Google is seeing over 10 million calls per month on average from click-to-call ads on search and Google Display Network.



(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



NetSol Net Income 2nd Quarter $0.3 Million

NetSol Technologies, Inc. (Nasdaq:NTWK), a worldwide provider of global IT and enterprise application solutions, today reported financial results for its fiscal 2012 second quarter ended December 31, 2011 recording revenue increasing 38 percent to $8.6 million, from $6.2 million reported in the fiscal 2012 first quarter.

Net income for the fiscal second quarter was $0.3 million, or $0.01 per diluted share, compared with net income of $1.9 million, or $0.04 per diluted share, in the second quarter of fiscal 2011.

Maintenance revenue increased slightly to $2.1 million in the second quarter of 2012, from $2.0 million in the previous first fiscal quarter, and $2.0 million for the same period last year.

Services revenue was $4.4 million, up sequentially from $3.1 million in the first quarter of fiscal 2012, and compared with $5.3 million for the second quarter of fiscal 2011.

Fiscal 2012 Second-Quarter Highlights:

*Signed two new NetSol Financial Suite (NFS)™ projects in Asia-Pacific region, including strengthening existing agreement with Minsheng Financial Leasing;

*Completed NFS enhancement projects for two major U.S.-based auto captive finance companies, along with one of the top ten equipment leasing companies in North America;

*Initiated roll-out of next generation NFS solution with Kiatnakin Bank in Thailand;

*Embarked on automation program for a major European bank using LeaseSoft portal;

*Signed agreement with LTC Supply Source valued at approximately $1 million to implement SAP purchasing platform and smartOCI™ Marketplace, which includes license and ongoing services fees.

Operating expenses for the fiscal 2012 second quarter were $3.5 million, compared with $3.0 million for the fiscal 2011 second quarter. The increase primarily reflects operating expenses associated with the newly acquired subsidiary Virtual Lease Services (VLS).

Financial Outlook

NetSol states it has improved visibility in top line revenue for the second half of fiscal 2012, as clients continue to sign orders that were deferred from the last quarter of the previous fiscal year. The company also expects to see growth in new business and revenues for its wholly owned subsidiary, Vroozi Inc., as it secures its fifth client for smartOCI.

NetSol expects sequential second half fiscal 2012 revenue growth of 10 to 15 percent when compared with the first of the same fiscal year. The company also said that it anticipates achieving profitability for the full 2012 fiscal year.



Boston, Massachusetts -- Adopt-a-Dog


Meet the "C" Litter

The new families that adopt one of these pups are the luckiest families! Their temperaments are just like their mama's! Princess is a kind and gentle, laid back girl and her babies are just like her. Every single one of them will let us rock them in our arms and give tons of puppy kisses when held. They have been socialized with men, women and kids and loves all!

The babies are 9 weeks old and will be ready for their new families soon. Please apply today!

As always has all puppies spayed or neutered as part of our commitment to curbing the overpopulation we see everyday in our shelters. They also have had at least 2 puppy shots, 3 wormings with the best broad spectrum wormer and are always on flea/tick prevention.

There are 5 girls; Cleo, Celia, Charlotte, Colette and Chloe, and 2 boys; Clifford and Chris.

There are also other labs here and the process to adopt them by going to

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet


News Briefs----

Harley to offer leasing program

New York sues three big banks over foreclosures,0,2721607.story

HP gave CEO Meg Whitman pay package valued at $16 million


You May Have Missed---

List of 2011 Bank Failures Reveals Interesting Facts




SparkPeople--Live Healthier and Longer

Three Exercise Questions




Sports Briefs----

Giants Rally to win Super Bowl 21-17

Seattle plans new arena, eyes Sacramento Kings

49ers' Jim Harbaugh wins Coach of Year

Super Bowl ads go to the dogs



Football Poem

Man in the Glass

( The poem Bill Parcells reads to his players on Monday )
When you get what you want in your struggle for self
And the world makes you king for a day
Just go to a mirror and look at yourself
And see what that man has to say
For it isn't your father, mother or wife
Whose judgment upon you must pass
The fellow whose verdict counts most in your life
Is the one staring back from the glass
Some people may think you're a straight-shootin' chum
And call you a wonderful guy
But the man in the glass says you're only a bum
If you can't look him straight in the eye
He's the fellow to please, never mind all the rest
For he's with you clear up to the end
And you've passed your most dangerous, difficult test
If the man in the glass is your friend
You may fool the whole world down the pathway of life
And get pats on the back as you pass
But your final reward will be heartaches and tears
If you've cheated the man in the glass


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This Day in History

        1756- birthday of Aaron Burr, 3rd vice president of the US (Mar 4, 1801-Mar 3, 1805). While vice president, Burr is remembered most for challenging political enemy Alexander Hamilton to a duel and mortally wounded him July 11,1804, at Weehawken, Aaron Burr and Thomas Jefferson tied in the electoral vote and the election went to Congress. Hamilton, a leading Federalist, supported Jefferson. In those days, president and vice-present were elected separately ( Jefferson when he ran for re-election, choose his own vice-president, George Clinton, starting the tradition.) It was Hamilton who denied Burr the presidency by his one vote, and lead against Burr's politics. ( Hamilton was not familiar with firearms, but was a Man of Honor” and despite pleas from friends, his wife, sons, he felt he had to defend his honor, knowing it meant his death. ) Indicted for the challenge and for murder, Burr returned to Washington to complete his term of office (during which he presided over the impeachment trial of Supreme Court Justice Samuel Chase). Ironically, the man who was almost president joined forces, centered around land before Jefferson completed the Louisiana Purchase In 1807, one of his "partners" turned evidence against Burr to escape hanging, and Burr was arrested, tried for treason (in an alleged scheme to invade Mexico and set up a new nation in the West) and acquitted. Burr journeyed to New Orleans and entered into a conspiracy with U.S. Gen. James Wilkinson, although it is not clear what they conspired about. Wilkinson was actually in the pay of Spain at the time. This was about the time of great wars in Europe and the need for cash had France sell "the Louisiana Purchase" to the U.S. Speculation was that Burr intended either to establish an independent nation in the Southwest or to seize territory, now known as "Texas", for the same purpose in Spanish America. Burr secured financing from Harman Blennerhassett, of Blennerhassett Island in the Ohio River near present-day Parkersburg, West Virginia.. He set out from there in the fall of 1806 with about 60 well-armed men and headed downstream. The expedition aroused suspicion and Wilkinson, seeking to save his own skin, turned against Burr. He spread stories of Burr's intentions and sent dispatches to the government in Washington accusing Burr of treason. Burr was arrested and charged with of treason. Burr was arrested and charged with treason, but still had many friends in Washington and was acquitted in 1807. Born at Newark, NJ, he died at Staten Island, NY, Sept 14,1836.
    1788- by a vote of 187 to 168, Massachusetts became the sixth state to ratify the Constitution. The people of this state drafted the first constitution eight years earlier, which was utilized in the formation of the US constitution. Massachusetts is derived from two Indian words meaning ‘great mountain place'. This great mountain place in New England was one of the most important of the 13 colonies in the new America, which gave it its other nickname, Old Colony State. Boston, the capital of Massachusetts, has been the center of activity in the state since those old colony days. Massachusetts state symbols include the chickadee, state bird; American elm, state tree; ladybug, state insect; "All Hail to Massachusetts", state song; and mayflower, the state flower. Which arrived first, the ship or the flower? Unique to Massachusetts is a state beverage: cranberry juice and a state muffin; I am not making this up, the corn muffin is official. The Massachusetts state motto is: Ense petit placidam sub libertate quietem (By the sword we seek peace; but peace only under liberty).
    1788- France was the first country to recognize the independence of the United States. Treaties of amity and alliance between the United States and France were drafted in Paris this day.
    1820- US population announced at 9,638,453 (1,771,656 blacks (18.4%)) The number of college graduates in the U.S. was estimated by James Fenimore Cooper to be 8,000. A financial panic that struck the U.S. in 1819 still brought fear as many state banks were closed and much western property was turned over to the Bank of the United States. Immigration slowed to a trickle for almost two decades, especially after the new immigration law was enacted by Congress. Stained relations between the North and the South hinted at trouble to come as the Union consisted of 11 free and 11 slave states. The North, however, was rapidly outdistancing the South in population and held a grown numerical advantage in the House of Representatives. Ready for state were Main, certain to be a free state, and Missouri, part of the Louisiana Purchase and likely to be a slave state. Big time political machines were introduced in the US led by a group of New York Democrats known as the Albany Regency. Martin Van Buren was among the leaders of the group, which controlled New York politics for two decades.
    1820- The first organized emigration of U.S. blacks to Africa began when the "Mayflower of Liberia" sailed from New York City for Sierra Leone with 86 blacks aboard. The ship arrived in Sierra Leone on March 9. Twenty-two years later, it took a U.S. Supreme Court ruling for 35 former passengers of the "Amistad" to accomplish the same thing. During this period of history there was a growing movement of “free” blacks to return to their native continent. As Northern states made slavery “illegal,” the “free” Blacks number grew from a few thousand in 1760 to 319,000 by 1830. Many of the movements were for the benefit of the organizer, who received fees as a “travel agent.” Some were outright “scams,” and others started the free state of Liberia. At the turn of the century, Marcus Garvey actually bought a steamship to send his followers to Liberia, and other countries in Africa.
    1838- Samuel Morse first publicly demonstrated his telegraph, in Morristown, N.J.
    1843 - "The Virginia Minstrels", the first minstrel show in the United States, opened at the Bowery Amphitheatre in New York City.
    1862 -General Ulysses S. Grant provides the first major Union victory of the war when he captures Fort Henry on the Tennessee River. Ten days later, he captured Fort Donelson on the Cumberland River, which gave the Yankees control of northern Tennessee and paved the way for the occupation of Nashville.
    1865- Dashing Confederate General John Pegram is killed at the Battle of Dabney's Mill, Virginia, only three weeks after marrying Hetty Cary, the "handsomest women in the Southland." Pegram graduated from West Point in 1854, 10th in a class of 46. He served in various posts in the west before resigning his commission at the start of the Civil War. He was well connected, a Southern gentleman, but not considered a good military officer by the troops he served under. After leaving the US Army, Pegram received an appointment as a lieutenant colonel in the Confederate army. Sent to fight in western Virginia during the summer of 1861, he was captured by General George McClellan's men at the Battle of Rich Mountain. Pegram was exchanged in April 1862 and sent to serve with General Pierre G. T. Beauregard in Mississippi. He fought in Tennessee and Kentucky and earned a promotion to brigadier general. After the Battle of Chickamauga in September 1863, Pegram was transferred to General Robert E. Lee's Army of Northern Virginia. He was wounded at the Battle of the Wilderness in May 1864, but recovered to fight with General Jubal Early during the Shenandoah Valley campaign in the summer of 1864. That fall, he was sent to defend his native city of Petersburg. On January 19, Pegram married Hetty Cary, a prominent Richmond socialite who many called the "handsomest women in the Southland." Even in the gloom of the ongoing siege, the ceremony was a grand affair attended by nearly all of the high-ranking Confederates, including President Jefferson Davis and his wife, Varina. The bride, commented onlookers, was a vision of beauty and one said that the "happy gleam of her beautiful brown eyes seemed to defy all sorrow." Just three weeks later, Pegram's body was returned to the same church, St. Paul's Episcopal, and his young widow knelt beside his coffin as the minister who married them presided over the dashing general's funeral.
    1867-The Peabody Fund is established to promote Black education in the South.

( see the Letters of Robert C. Winthrop: 
    1891-The Dalton Gang's first attempt at train robbery was a fiasco as Bob, Grat, and Bill tried to rob a Southern Pacific train near Alila, California. While Bill kept any passengers from interfering by shooting over their heads, Bob and Grat forced the engineer to show them the location of the cash-carrying express car. When the engineer tried to slip away, one of the brothers shot him in the stomach. Finding the express car on their own, Bob and Grat demanded that the guard inside open the heavy door. The guard refused and began firing down on them from a small spy hole. Thwarted, the brothers finally gave up and rode away. The Daltons would have done well to heed the ominous signs of that first failed robbery and seek safer pursuits. Instead, they returned to Oklahoma, reunited with young Emmett, and began robbing in earnest. A year later, the gang botched another robbery, boldly attempting to hit two Coffeyville, Kansas, banks at the same time. Townspeople caught them in the act and killed Bob, Grat, and two of their gang members. Emmett was seriously wounded and served 14 years in prison. Of all the criminal Dalton brothers, only Emmett lived into old age. Freed from prison in 1907, he married and settled in Los Angeles, where he built a successful career in real estate and contracting.
    1895- George Herman “Babe” Ruth, Baseball Hall of Fame pitcher and outfielder born at Baltimore, MD. One of the baseball's greatest heroes, Ruth was raised at St. Mary's Industrial School for Boys. He was signed to a minor league baseball contract by Jack Dunn of the Baltimore Orioles and became known as “Dunn's Babe.” An out-standing pitcher, Ruth began swatting home runs in record numbers and was converted to the outfield. He hit 714 home runs in 22 major league seasons of play ( a record 60 in 1927) and played in 10 World Series. He was the game's greatest star and became an enduring legend. Inducted into the Hall of Fame in 19236. Died at New York, NY, on August 16,1948.
    1902- the Young Women's Hebrew Association was organized in New York City. Mrs. Bella Unterbergwas the founder and the first president. The first building used by the organization was at 1584 Lexington Avenue, New York City.
    1899 - The Treaty of Paris was ratified by the United States Senate by one vote, ending the Spanish-American War.
    1911- birthday of Ronald Wilson Reagan, 40th president of the US (1981-89). Former sportscaster, motion picture actor, governor of California (1967-74); he was the oldest and the first divorced person to become president. He would visit John Birch meetings down the street from us in the Pacific Palisades, CA., as I parked cars for our neighbor who held the meeting at his house. I also delivered flowers to his house when I was working for Oliver Bente Florist in Brentwood, CA. He is suffering from Alzheimer's. Born at Tampico, IL. Married actress Jane Wyman in 1940 (divorced in 1948); married actress Nancy Davis, Mar 4, 1952.
    1918-Birthday of trumpet player Howard McGhee, Tulsa, OK ;Died July 17,1987, New York City, NY
    1919- a heady display of labor's growing power concluded when a general strike was called off in Seattle, Washington. World War I had swelled the ranks of the nation's unions, while the Marxist revolution in Russia raised hopes of deliverance for the world's workers. In the days before the war, a strong alliance of craft unions enabled Seattle's 35,000 dockworkers to gain some of the highest wages in the nation. With the outbreak of war, the government placed constraints on the shipyard worker's wages, in hopes of rolling their earnings back in line with the rest of the country. In January, the dockworkers retaliated by walking off the job, and on February 1, 25,000 of Seattle's other workers joined the dockworkers on the picket line. The workers began the strikes in response to government sanctioned wage cuts. A riff occurred in the various labor unions, some say due to anarchists, Marxists, socialist and other “malcontents.” The mood definitely was to protest the wage cuts. The five-day strike effectively shut down Seattle: factories, shops and the waterfront all sat dormant, waiting for a resolution to the dispute. A General Strike Committee swiftly stepped in and established temporary systems for feeding and protecting Seattle's citizens. Although the strike was peaceful, and the Committee judged that people were rapidly "learning to manage" the city's daily operations, local government and business chiefs threatened action against the country's unions. Feeling the fire of a potential legal or political nightmare, national labor leaders stepped in and urged Seattle's workers to end their strike. Seattle's strikers had not yet gained ground on their wage demands, but they heeded the call and headed back to work, releasing the city from their grip on this day in 1919.
    1921- "The Kid", starring Charlie Chaplin and Jackie Coogan, released.
    1921-Birthday of lead trumpet player Ernie Royal, Los Angeles, CA,,487546,00.
    1922—Lead trumpet player great Conrad Gozzo birthday
( Perhaps Hollywood's Best Lead Trumpet player, title now passed down to Warren Luening, Jr. )
    1924-Birthdayof arranger Sam Nestico, Pittsburgh, PA
    1924-- Station KFSG (Kall Four Square Gospel) went on the air. One of the earliest radio stations licensed, it broadcast the services of Angelus Temple, the flagship congregation of the International Foursquare Gospel Church, founded by Aimee Semple Mc Pherson in 1923.
    1926- Norman Rockwell's Colonial Sign Painter cover for the Saturday Evening Post was the first to appear in full color. It depicted a Rockwell kindred spirit--a Colonial sign painter
    1926- Birthday of Arthur Ochs Sulzberger, longtime New York Times publisher.
    1933 - The 20th Amendment to the United States Constitution was adopted, allowing the president to take office in January instead of March.
    1933 –Birthday of Walter E Fauntroy (Representative-D-DC, 1971-1991 )
    1936 –Birthday of rocker Otis Williams rocker (Charms and the Temptations)|
    1937-John Steinbeck's novella Of Mice and Men, the story of the bond between two migrant workers, is published. He adapted the book into a three-act play, which was produced the same year. The story brought national attention to Steinbeck's work, which had started to catch on in 1935 with the publication of his first successful novel, Tortilla Flat . Steinbeck was born and raised in the Salinas Valley, where his father was a county official and his mother a former schoolteacher. A good student and president of his senior class in high school, Steinbeck attended Stanford intermittently in the early 1920s. In 1925, he moved to New York City, where he worked as a manual laborer and a journalist while writing stories and novels. His first two novels were not successful. In 1930, he married Carol Henning, the first of his three wives, and moved to Pacific Grove, California. Steinbeck's father gave the couple a house and a small income while Steinbeck continued to write. He shortly thereafter moved to Los Gatos, California, where he lived in two homes, trying to avoid visitors and celebrity status. His third novel,Tortilla Flat (1935), was a critical and financial success, as were such subsequent books as In Dubious Battle (1935) and Of Mice and Men (1937), both of which offered social commentaries on injustices of various types. In 1939, Steinbeck won the Pulitzer Prize for The Grapes of Wrath, a novel tracing a fictional Oklahoma family as they lose their family farm in the Depression and move to California seeking a better life. His work after World War II, includingCannery Row and The Pearl, continued to offer social criticism but became more sentimental. Steinbeck tried his hand at movie scripts in the 1940s, writing successful films like Forgotten Village (1941) and Viva Zapata (1952). He also took up the serious study of marine biology and published a nonfiction book, The Sea of Cortez, in 1941. His 1962 nonfiction book, Travels with Charlie, describes his travels across the United States in a camper truck with his poodle, Charlie. Steinbeck won the Nobel Prize in 1962 and died in New York in 1968.
    1938-Birthday of Isaac Hayes, one of the most important forces in the development of Memphis soul music, born in Covington, Tennessee. He played piano in the house band at Stax Records in the 1960's, and also began composing hit songs, such as "Soul Man" and "Hold On, I'm Coming" for Sam and Dave and "BABY" for Carla Thomas. Hayes's 1969 album "Hot Buttered Soul" established his reputation as a performer. The lushly orchestrated and often lengthy songs that became his trademark laid the foundation for the disco music of such artists as Barry White. Hayes himself, with tights, cape and gold chains around his bare chest was the '70s forerunner to Mr. T. Hayes's commercial peak came in 1971 with his double soundtrack album for "Shaft." "The Theme From Shaft" hit number one on the Billboard Hot 100 and made Hayes an international superstar. But by 1976, mismanagement and personal excesses had forced Isaac Hayes into bankruptcy. He made several comeback attempts, one of them in 1979 producing the gold album, "Don't Let Go." He is currently the voice of 'Chef' on the hit adult cartoon "South Park".
    1939- Elvis Presley's father Vernon is released from Parchment Penitentiary in McComb MS, after serving eight months of a 14-month sentence for check forgery.
    1940- TV media journalist Tom Brokaw birthday, Yanton, SD.
    1943 - Gen. Dwight D. Eisenhower was appointed commander-in-chief of the Allied Expeditionary Forces in North Africa.
    1943- Frank Sinatra makes his first appearance on “Your Hit Parade.”
    1943- birthday of singer Fabian ( Fabianoo Forte ), Philadelphia, PA. One of several manufactured teen idols to come out of Philly in the late 1950's, Fabian had three big hits in 1959, then disappeared from the charts. His most popular record was "Tiger," which hit number three on the Billboard Hot 100. Fabian later turned to acting, and in 1974 posed nude for Playgirl magazine.
    1943 - Swashbuckler screen actor Errol Flynn, age 33, was acquitted of three charges of statutory rape by a jury in Los Angeles Superior Court. It was well known that he had a penchant for teenage girls, and in the later years of his life lived openly in Havana, Cuba with 16-17 year old Beverly Aadland. While it is true, “In Like Flynn” became a popular expression during the 40's, the origination according to A Dictionary of Catch Phrases (Eric Partridge, 1986) came from: Edward J. Flynn (1892-1953) a New York City political boss who became a campaign manager for the Democratic party during FDR's presidency. Boss Flynn's "Democratic Party machine exercised absolute political control over the Bronx.... The candidates he backed were almost automatically 'in,' and he himself permanently so," Partridge comments.

    1943 -- US government requires the 110,000 Japanese-Americans imprisoned in internment camps to answer loyalty surveys. The first questionnaire was issued on February 3 at Tule Lake and by this date all the internment camp require their “prisoners” to answer: Question 27 asks draft-age men: "Are you willing to serve in the US armed forces on combat duty, wherever ordered?" 22% of the 21,000 second-generation respondents will answer "no" or give no response. Known as Nisei [nih-say], these U.S.-born Japanese-Americans are not expressing disloyalty but their protest against the internment. In January 1944, the Selective Service began reclassifying to 1-A the Nisei men who answered "yes" to the question and issuing draft notices. After more than 300 Nisei refuse to be inducted, authorities arrest & indict Frank Emi and six others for conspiracy to violate the Selective Service Act. The seven are found guilty and sentenced to four years at Leavenworth Federal Penitentiary in Kansas.
    1945- birthday of Bob Marley. With his group, The Wailers, Bob Marley was one of the most popular and influential performers of reggae music, an "off-beat-accented Jamaican" music closely associated with the political/religious Rastafarian movement (admirers of the late Ethiopian emperor Haile Selassie, who was formerly called Ras Tafari). Marley was born at Rhoden Hall in northern Jamaica. In 1963, Marley formed a vocal quintet, the Wailers, who achieved some success, but little financial reward, in their native country, before disbanding in 1966.  The Wailers reunited in 1968, but for several years seemed no closer than before to establishing steady careers. Then, in 1972, Chris Blackwell signed them to Island Records and advanced them the money to record an album in Jamaica. The result was "Catch a Fire," the first album by Bob Marley and the Wailers to be marketed outside Jamaica. It was the start of their climb to international fame, aided by Eric Clapton's hit single of Marley's "I Shot the Sheriff."   Over the next several years, Marley and the Wailers were largely responsible for the worldwide popularity of reggae music. Marley became a superstar in Jamaica, where he survived an assassination attempt in 1976. In 1980, a tour of the US was cancelled when Marley collapsed on stage during a concert. He had developed brain and lung cancer, which killed him in May, 1981, Maimi, FL.
    1945-JACOBSON, DOUGLAS THOMAS Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps Reserve, 3d Battalion, 23d Marines, 4th Marine Division. Place and date: Iwo Jima, Volcano Islands, 26 February 1945. Entered service at: New York. Born: 25 November 1925, Rochester, N.Y. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with the 3d Battalion, 23d Marines, 4th Marine Division, in combat against enemy Japanese forces during the seizure of Iwo Jima in the Volcano Island, 26 February 1945. Promptly destroying a stubborn 20mm. antiaircraft gun and its crew after assuming the duties of a bazooka man who had been killed, Pfc. Jacobson waged a relentless battle as his unit fought desperately toward the summit of Hill 382 in an effort to penetrate the heart of Japanese cross-island defense. Employing his weapon with ready accuracy when his platoon was halted by overwhelming enemy fire on 26 February, he first destroyed 2 hostile machinegun positions, then attacked a large blockhouse, completely neutralizing the fortification before dispatching the 5-man crew of a second pillbox and exploding the installation with a terrific demolitions blast. Moving steadily forward, he wiped out an earth-covered rifle emplacement and, confronted by a cluster of similar emplacements which constituted the perimeter of enemy defenses in his assigned sector, fearlessly advanced, quickly reduced all 6 positions to a shambles, killed 10 of the enemy, and enabled our forces to occupy the strong point. Determined to widen the breach thus forced, he volunteered his services to an adjacent assault company, neutralized a pillbox holding up its advance, opened fire on a Japanese tank pouring a steady stream of bullets on 1 of our supporting tanks, and smashed the enemy tank's gun turret in a brief but furious action culminating in a single-handed assault against still another blockhouse and the subsequent neutralization of its firepower. By his dauntless skill and valor, Pfc. Jacobson destroyed a total of 16 enemy positions and annihilated approximately 75 Japanese, thereby contributing essentially to the success of his division's operations against this fanatically defended outpost of the Japanese Empire. His gallant conduct in the face of tremendous odds enhanced and sustained the highest traditions of the U.S. Naval Service.
    1946-Birthday of Canadian folk singer Kate McGarrigle was born in St. Sauveur-des-Monts, Quebec. She and her sister Anna first attracted international attention in the 1970's as songwriters. Anna's "Heart Like a Wheel" was recorded in 1972 by McKendree Spring and served as the title song for a 1975 album by Linda Ronstadt. The duo's 1976 debut in London resulted in one British critic saying they were among "the very best voices to be heard in popular music today." The McGarrigles sing both their own songs and French-Canadian folk tunes. 
    1949---Top Hits 
A Little Bird Told Me - Evelyn Knight 
Far Away Places - Margaret Whiting 
Powder Your Face with Sunshine - Evelyn Knight 
I Love You So Much It Hurts - Jimmy Wakely
    1950-Birthday of singer Natalie Cole (“This Will Be,” “Unforgettable'), born Los Angeles, Ca.
    1955- Horace Silver Quintet records “The Preacher” ( Blue Note 5062 )
    1957---Top Hits 
Too Much - Elvis Presley 
Young Love - Tab Hunter 
Banana Boat (Day-O) - Harry Belefonte 
Young Love - Sonny James
    1957--The Del-Vikings' first and biggest hit, "Come Go with Me," debuts on the pop chart. In four weeks, it peaks at #5 while on the R&B chart, it hits #3. 1958- Ted Williams signs with Red Sox for $135,000, making him highest paid in baseball. He retired from the Boston Red Sox at the end of the 1960 season with a lifetime batting average of .344, a lifetime home run count of 521 and a reputation that will span generations to come.

    1961-- The Capris' "There's a Moon Out Tonight" enters the R&B charts.
    1962- Birthday of singer Axl Rose [William Bailey] Lafayette IN (Guns & Roses) 
    1965---Top Hits 
You've Lost that Lovin' Feelin' - The Righteous Brothers 
The Name Game - Shirley Ellis 
This Diamond Ring - Gary Lewis & The Playboys 
You're the Only World I Know - Sonny James
    1965-- The Temptations' "My Girl" hits #1 R&B.
    1965-The Righteous Brothers lead the US hit parade with "You've Lost That Lovin' Feelin". According to the RIAA, the song has now been played on US radio stations over 8 million times, more than any other record in history.
    1965-The Righteous Brothers led the US hit parade with "You've Lost That Lovin' Feelin". According to the RIAA, the song has now been played on US radio stations over 8 million times, more than any other record in history.
    1967 - Muhammad Ali retained his world heavyweight title and won the WBA heavyweight title with a 15-round decision over Ernest Terrell in the Houston Astrodome.
    1968 - Joan Whitney Payson was elected as president of the New York Mets. One year later, the ‘Miracle' Mets would become world champions.
    1968 - The Xth Winter Olympic games opened in Grenoble, France. Some 18,000 people participated in the opening ceremonies as the games were dedicated by General Charles de Gaulle. Thousands of scented paper roses were dropped from helicopters against a background of five circles drawn in the sky by the smoke of parachutists. And Olympic flags were shot into the air by cannons.
    1971 - NASA Astronaut Alan B. Shepard took a six-iron stashed inside his spacecraft took a swing at three golf balls on the surface of the moon. Shepard whiffed the first swing. The others were good shots that went a few hundred yards in space's vacuum. Because his moonwalk suit was so bulky, he didn't get enough of a swing to launch the golf balls into orbit. But he did get a couple of divots.
    1971-In a rare feat, a Country song crossed over to the Pop charts and became the best selling single in America when Lynn Anderson's "Rose Garden" climbed to the top of the Cash Box hit parade.
    1973---Top Hits 
Crocodile Rock - Elton John 
Why Can't We Live Together - Timmy Thomas 
Oh, Babe, What Would You Say? - Hurricane Smith 
She Needs Someone to Hold Her (When She Cries) - Conway Twitty
    1978 - A massive nor'easter buried the cities of the northeastern U.S. Storm totals included 18 inches at New York City, 16 inches at Philadelphia, and 14 inches at Baltimore. The Boston MA area received 25 to 30 inches in "The Great New England Blizzard", and the mayor outlawed travel in the city for an entire week. 
    1981---Top Hits 
The Tide is High - Blondie 
Celebration - Kool & The Gang 
I Love a Rainy Night - Eddie Rabbitt 
I Feel like Loving You Again - T.G. Sheppard
    1981- Paul McCartney records vocal harmonies for George Harrison's "All Those Years Ago," an oddly upbeat tribute to the recently-murdered John Lennon (the song actually started life as something else entirely). Although they were never all in the studio at the same time, the three remaining Beatles do appear on the song.
    1982- Civil rights workers begin a march from Carrolton to Montgomery, Alabama.
    1985 - For the first time in 123 years, French mineral water company, Perrier, debuted a new product. On grocery store shelves and in trendy establishments, you could find water with a twist of lemon, lime or orange.
    1985-Steve Wozniak, cofounder of Apple Computer and inventor of the best-selling Apple II computer, resigned from the company on this day in 1985. The company, which started in Wozniak's garage in 1976, had become a massive bureaucracy by the mid-1980s. Wozniak had developed his first computer, the Apple I, as a project to impress his friends in the Homebrew Computing Club. With Steve Jobs' help, he created the Apple II, which went on sale in 1977 and quickly became popular with mass-market consumers, not just electronics hobbyists. As the fastest growing company in history, Apple experienced serious growing pains, including the hiring of a professional management team. Wozniak, who preferred to remain an engineer rather than participate in management politics, objected to the tactics and strategies of Apple's management. He lives in Los Gatos, California, where he has attempted to start several companies, but basically remains a “dilettante.” The San Jose Technology Museum is located on a street named after him called “Woz Way.”
    1985- skier Dianne Roffe, 17, took first place in a giant slalom race to become the first US woman to win a gold medal in a World Alpine Skiing Championship race.
    1985-Microsoft announced it would develop a word processing program for the IBM PC on February 6, 1985. Microsoft later adapted the program, called Word, to the Macintosh. At first, Word was an underdog, competing with category dominator WordPerfect; however, Word's intuitive, user-friendly design quickly won users over, making it the most popular software in history. Word marked an important turning point for Microsoft, which moved from being an operating-systems company catering to computer manufacturers, to a consumer-oriented software company. Perhaps the best marketing ploy was the Microsoft Suite, where the software programs were bundled at a very low price and coordinated with each other: word, excel, access, money, and originally publisher ( later replaced by the browser Explore. It took up to 14 hard floppy disks to install and was quite time consuming and large for its day, but the integration between word and excel doomed the very popular word perfect and other spread sheet programs that were perhaps superior to excel at the time but more difficult to learn and more expensive, plus did not interchange with other software.
    1987 - President Ronald Reagan turned 76 years old, adding another year to his already established record as the oldest United States President. President Dwight D. Eisenhower was the previous record holder, by serving the country at age 70.
    1987-Sonny Bono declares his candidacy for mayor of Palm Springs, which he later wins.
    1988--Dusty Springfield returns to the US Top 10 for the first time in nineteen years with a duet with Pet Shop Boys called "What've I Done To Deserve This". Her last big hit in America was "Son of a Preacher Man" in December, 1968.
    1988 - Arctic cold invaded the south central and eastern U.S. Sixteen cities reported new record low temperatures for the date. Squalls in the Great Lakes Region produced a foot of snow at Arcade NY in three hours.
    1988-Dusty Springfield returns to the US Top 10 for the first time in nineteen years with a duet with Pet Shop Boys called "What've I Done To Deserve This". Her last big hit in America was "Son of a Preacher Man" in December, 1968.
    1989---Top Hits 
When I'm with You - Sheriff 
Straight Up - Paula Abdul 
When the Children Cry - White Lion 
What I'd Say - Earl Thomas Conley
    1989- The first nude musical, "Oh! Calcutta!," closed on Broadway after 5,059 performances. John Lennon was one of the writers who contributed to the show, which opened off-Broadway in 1969
    1989 - Forty-one cities in the western U.S. reported new record low temperatures for the date. Lows of -30 degrees at Ely NV and -33 degrees at Richfield UT were all-time records. Morning lows of 31 degrees at San Francisco CA and -15 degrees at Reno NV were records for February. Logan Canyon UT was the cold spot in the nation with a low of 54 degrees below zero, and Craig CO hit 51 degrees below zero.
    1990- Brett Hull of the St. Louis Blues scored his 50 th goal of the season to join his father, Hall of Fame left wing Bobby Hull, as the only father-son combination in NHL history to score 50 goals in a season. 1993 - Tennis champion Arthur Ashe died of complications brought on by AIDS that he received from a blood transfusion.
    1990 - A second cold front brought more heavy snow to the high elevations of Oregon, with 12 inches reported at Sunset Summit. Ten inches of snow blanketed Crater Lake and Mount Bachelor. Heavy snow also blanketed northeastern Nevada and parts of Washington State. In Nevada, up to a foot of snow was reported between Spring Creek and Lamoille, where my grandchildren live.
    1992- Bob Dylan made a rare TV appearance on David Letterman's 10th anniversary special. He performed "Like a Rolling Stone," backed by an all-star band that included Emmylou Harris, Chrissie Hynde and Carole King.
    1995- Keith Lockhart replaced John Williams as conductor of the Boston Pops Orchestra. Williams had led the orchestra since 1980, when he took over after the death of the legendary Arthur Fiedler.  
    1998 - Washington National Airport was renamed Ronald Reagan National Airport, for U.S. President Ronald Reagan.
    1998 - Carl Wilson, the Beach Boys' lead guitarist and youngest of the Wilson brothers, died at age 51 in Los Angeles. He'd been diagnosed with lung cancer which then spread to his brain. Despite chemotherapy, Wilson lost the battle. During the group's publicized ups and downs with drugs over the years, Carl's steady influence reportedly was responsible for keeping the group together. He went to University High School, West Los Angeles, CA. He really was a surfer, personal testimony; Zuma Beach, Malibu, rarely Santa Monica Beach.
    2000- the NFC defeated the AFC 51-31 which set an NFL record for most points scored by a conference and total points combined for a Pro Bowl.
    2000-Janice Mirikitani, wife of Rev. Cecil Williams of Glide Memorial, was named the poet laureate for San Francisco for 2000.

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