| 
       
      
        
          
          
            National Business Development Manager 
              with minimum seven years experience and  
              current book of business.  Strategically located throughout  
              US in various targeted industries.  
              Click Here for more info. 
             
           Western Equipment Finance, a subsidiary of Western State Bank  
            established in 1901, solicits originations throughout the US
              
              and  
              provides funding solutions for a wide range of industries   | 
         
       
     
        
  Friday, January 13, 2012 
        
 
  
  Patrick Willis
   
   
  Go 49ers!!! 
     
 
  Today's  Equipment Leasing Headlines 
   
  Classified  Ads---Sales 
   Who  is John Otto? 
    by  Christopher Menkin 
     2012  Leasing Association Membership Reaction 
   Funders  Looking for New Broker Business 
    Federal  Reserve Beige Book 
     —Business  Getting Better and Better 
      Classified  Ads---Help Wanted 
   New  Hires---Promotions 
     Placard—Early  Bird Gets the Worm 
       LeMay  Antique Car Collection to be Displayed June 2 
        Harvey  Evades $15 million Payroll Taxes 
     The  Girl with the Dragon Tattoo/The Iron Lady 
      On  DVD: Moneyball, Contagion/Warrior 
       Reviews  by Fernando Croce 
        Roswell,  Georgia  Adopt-a-Dog  
         Classified  ads—Funders Looking for Employees 
  News Briefs--- 
  KeyCorp agrees to buy 37 bank branches in upstate New York 
      Why Aren't Banks Lending More? What Both Sides Say 
         2011 retail sales up 7.7 percent over   2010 
          Home Depot to hire 70,000   seasonal workers 
  Amid downturn, more older Americans employed than ever   before 
    Rising mortgage fees menace super-low   rates 
      Delta considering bid for   American 
        Mag ads down, revenue is   flat 
           CIT halts loans to   Sears suppliers; reaction is   mixed 
              HP's   PC business suffered big hit last quarter
 Broker/Funder/Industry  Lists |
  Features  (collection)  
  Top  Ten Stories Chosen by Readers |
  Top  Stories last six months 
 For the Senior Readers 
  You May Have               Missed 
   Marathoners at Slim Risk of Cardiac Arrest 
      SparkPeople--Live  Healthier and Longer 
        Sports  Briefs--- 
          Football Poem 
           California Nuts Briefs--- 
             "Gimme  that Wine" 
         This Day in American History 
           SuDoku 
             Daily Puzzle 
               GasBuddy 
                 Weather, USA or specific area 
                   Traffic Live---- 
 
########  surrounding the article denotes it is a “press release”
  and  was not written by Leasing News nor information verified, but from  the source noted.  When an article is signed by the writer, it is  considered a “by line.”  It reflects the opinion and research of  the writer. It is considered “bias” as it is the writer’s  viewpoint. 
   
  
   
  
  
  [headlines] 
-------------------------------------------------------------- 
    
      Classified  Ads---Sales 
        
       
       
(These  ads are “free” to those seeking employment or looking 
  to  improve their position) 
       
  
    
      California 
        Aggressive, competitive self-starter with vendor/direct equipment  
        leasing and asset-based lending experience. Success in business banking sales and financial planning.  
        Email: dsp559@hotmail.com | Resume 
         
        | 
     
    
      
        Colorado 
        Award winning and strategic leasing sales professional with eleven years experience in Technology, Medical, Furniture, and Office Automation. Only seeking positions offering a base salary with benefits. 
        anderson_678@earthlink.net | 
     
    
      Garfield, NJ 
        15 years experience small to large ticket sales exp. All types of equipment industries. Vendor & direct. Self motivated. Work with leasing company or broker. 
        Tony Lio tonylio@optonline.net | 
     
    
      Montgomery, AL 
        Individual with 10 years advertising sales exp. & 7 years insurance sales exp. Wants independent contractor situation in Alabama. 
        Work with leasing company or broker. 334-590-5133 
        E-mail: billmcneal2003@yahoo.com | 
     
    
      Orange County, CA  
        20+ years in leasing sales & sales management.  
        Have estab. existing remote office with Lessee /Vender following.  
        Looking for a partnership w/funding source. 
        shermbp@gmail.com  | 
     
    
      Pittsburgh , PA  
        Aggressive self starter looking for leasing position w/10 plus yrs sales exp., plus banking experience 814-227-4592 
        mwiser500@hotmail.com | 
     
    
      San Francisco Bay Area: 
        15 year Vendor Program Agreement HUNTER. Currently employed at major IT manufacturer captive supporting direct and channel sales. Must have base, commission and benefit package. 
        E-mail: VdrPgmBizDev@aol.com  | 
     
    
      Stuart, FL 
        Lease professional seeking bank sub, captive or other self-funded lessor. Sales position or other. Mid ticket large territory experience. 
        David34983@att.net
  | 
     
    
      Texas/Oklahoma  
        15 year lease vet looking for plact to take business.great references. all major equipment types. open to compensation. please contact if interested. 
        E-mail: bankingdallas@yahoo.com | 
     
  
 
 
       
Free Posting for those seeking employment in Leasing: 
http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm 
 
All  “free” categories “job wanted” ads: 
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm 
       
       
      
        
       
 
       
[headlines] 
        -------------------------------------------------------------- 
         
        
      Who  is John Otto? 
        by  Christopher Menkin 
        
       
Return  with us now to those thrilling days of yesteryear! The late 1980's to  mid 1990's when the Western Association of Equipment Leasing  (WAEL--pronounced "whale") had from six to eight full time  employees and was on the verge of changing its name to Worldwide  Association of Equipment Leasing---but chose the United Association of  Equipment Leasing. The thrust was to first be coast-to-coast and then  go worldwide; to compete with the then Equipment Leasing Association,  now Equipment Leasing and Finance Association. 
Active  in WAEL leasing conferences, many of them to become presidents of the  association, Jim Merrilees, Gordon Roberts, Chuck Brazier, all three  originally from Colonial Pacific Leasing, John Colton of AT&T,  Tom Depping of Sierra Cities, and John Otto, who in late 1997 hired  Gordon Roberts and Chuck Brazier to run Centerpoint, as well as  worked with another ex-UAEL president Ben Millerbis, who founded his  own company after working for another ex-UAEL president Bob Jacobsen.  These were the golden days of "whale." 
In  running Centerpoint, Otto's main line was with Bank of America. The  bank did not allow him to have any other bank lines of credit as part  of their agreement, and he went to raising capital through private  investors, using licensed brokers in Denver, Colorado where the  company was based. In closing the company down, after theft was  charged to its president, many brokers who had leases approved and  deposits were cut off were quite unhappy.  Perhaps John Otto’s  difficulties began then. 
In  1984, he purchased a company in Fresno, California, Heritage Pacific  Leasing, where he did a lot of agriculture business, due to the  location, then as Centerpoint was growing in the indirect  marketplace, he brought in a crew to go after broker business and  reportedly built it up to a $36 million lease portfolio. In 1996, he  purchased Manufactures Acceptance and Heritage Pacific Leasing became  a division.  Heritage Pacific Leasing was licensed, audited yearly by  the California Finance Lender's Department, and growing.  During this  time he opened HL Leasing, but different from Heritage, as he ran the  internal operation out of his house near Ironwood Country Club's  North golf course, Palm Desert, where he and his wife were active in  the country club. 
       
  
      Ironwood  County Club 
It  allegedly was to keep the entities separate.  It was also not  licensed, meaning not subject to state audits. He was reportedly  visiting the country club during the day more and more than the  Fresno or Denver operations. 
HL  Leasing was supported by investors, who instead of buying a second  mortgage, bought a lease and may have gotten tax incentive, but the  main was the return of the interest on the money.  Leasing News would  get inquiries from investors, from time to time, via the internet for  a background of John Otto, over the last ten years.  His involvement  in "whale" and respect in the industry were very strong. He  was well-liked, well-known, highly regarded. The kitting of  money to pay the investors was not known at the time. 
It was  when Leasing News received inquiries, other concerns, and was told by  the investors the leases they were financing were American Express  Business Leases sold to Key Bank--- that the bank no longer wanted to  finance. The timeline did not work, there were no leases  found in a quick UCC search,  and Leasing News put a call into John  Otto at home to find out how this could be. The response was relayed  that he would call back the next day. 
August  2, 2011 a Fresno County found HL Leasing, Inc. liable for $114.5  million in a Ponzi scheme as the leases never existed.  The jury  award the 800 victims $$47.22 million and found the two top senior  executives, Dan Ramirez and Andy Fernandez guilty (Ramirez fraudulent  concealment and aiding and abetting the fraud), Fernandez (guilty of  abiding and abetting the fraud.)       
Found  not guilty was the wife of John Otto.  The FBI was brought in early,  but to date has not brought any charges as the main criminal  conspiracy was headed by John Otto, who committed suicide in the Palm  Desert Visitors Center parking lot, the morning he said he was going  to call back Leasing News.  
In the  Fresno jury decision, the jury believed that Kathleen Otto knew of  the fraud, then agreed that she encouraged or assisted in the fraud,  but checked “no” on the issue of her acts constituting a  substantial cause. 
 "27.	Did Kathy Otto know that  concealment of material facts was being committed by John Otto and/or  Dan Ramirez against Vicken Massoyan, Maggie Antaramian and the class  members? 
     X- Yes	No 
      "28. Did Kathy Otto give  substantial assistance or encouragement to John Otto and/or Dan  Ramirez? 
           X  Yes	No  
       
 "29. Was Kathy Otto's conduct a  substantial factor in causing harm to Vicken Massoyan, Maggie  Antaramian and the class members? 
      Yes      X- No” 
               (1)  Page 10 
The  plaintiffs were represented by Ara Jabagchourian and Aron K. Liang of  Cotchett, Pitre & McCarthy, LLP and Donald Fischbach of Dowling,  Aaron & Keeler, Inc.  They requested a decision holding Kathleen  Otto liable.  
The  Honorable Donald S. Black, a Fresno County Superior Court judge in  his final decision found that John Otto was the alter ego of HL  Leasing, Inc., Heritage Pacific Leasing and Air Fred.  The Court  reasoned that since Kathleen Otto obtained the benefits from her  deceased husband's fraud, who committed suicide in May of 2009, she  stood in the shoes of her husband for purposes of the lawsuit. 
This  was different than say the wife of Bernie Madoff as the accounting  operation was conducted in their house, where she was friends with  the accountants and reportedly was involved.  
With  Black's ruling, the victims now have high hopes of seizing  70-year-old Kathleen Otto's assets, which include a collection of  expensive cars, a corporate jet, more than $1.2 million in jewelry, a  $2 million home in Palm Desert and a membership to an exclusive  country club, Jabagchourian said. Reportedly much of the assists,  including AirFred, may be in a trust. The items purchased via tainted  money may be liable as well as the income and assets from the various  leasing entities, all in a wind down mode. 
       
Kathleen  Otto's attorney, Marc Miles, said Tuesday that he plans to appeal  Black's ruling, partly because the jury in August found she had done  nothing wrong. To do so, she would have to post a bond in the amount  of the award plus other coverage. 
Jabagchourian  would be looking forward to this as it would prove what assets were  available.  He is the only attorney not paid, working on a  contingency.  His staff is very much interested in finding assets. 
  
  Ara  Jabagchourian 
He  believes the FBI won't file as if it is a criminal case, it is  primarily against Otto and he is dead.  In a civil case, the bar is  much lower than a criminal case and thus he could take the case to  court. What the two officers convicted have in assets are not known. 
Many  of the victims have lost all their retirement, several have gone back  to work or tried to find employment, others report losing their home  or money that was to be for thier kids or grandkids college.  Jabagchourian looks at this not only to get paid, but to make as much  restitution as he can for the victims who reported receiving very  little justice to date.       
(Disclaimer,  during the WAEL years in questions, the writer was a member of the  membership committee and chairman for three years; he also served on  the board of directors.  Editor)       
Previous  Stories: 
http://www.leasingnews.org/Conscious-Top%20Stories/heritage_leasing.htm  
Special  Verdict (see page 10): 
  http://leasingnews.org/PDF/Special_Verdict.pdf 
History  of WAEL: 
http://www.leasingnews.org/Conscious-Top%20Stories/WAEL_Hist_I.htm 
  
[headlines] 
  -------------------------------------------------------------- 
  
 
      Reaction to   2012 Leasing Association Membership 
        http://leasingnews.org/archives/Jan2012/1_11.htm#membership         
      
        
          
            |   | 
            2012 | 
            2011 | 
            2010 | 
            2009 | 
            2008 | 
            2007 | 
            2006 | 
            2005 | 
            2003 | 
            2002 | 
            2001 | 
            2000 | 
           
          
            | AGLFA | 
            274 | 
            250 | 
            238 | 
            265 | 
            277 | 
            255 | 
            255 | 
            255 | 
            203 | 
            263 | 
            343 | 
            250 | 
           
          
            | EAEL | 
            * | 
            * | 
            * | 
            183 | 
            181 | 
            196 | 
            198 | 
            180 | 
            191 | 
            216 | 
            227 | 
            240 | 
           
          
            | ELFA | 
            565 | 
            582 | 
            604 | 
            700 | 
            741 | 
            768 | 
            817 | 
            780 | 
            732 | 
            862 | 
            873 | 
            850 | 
           
          
            | NAELB | 
            617 | 
            696 | 
            847 | 
            1021 | 
            1089 | 
            950 | 
            731 | 
            648 | 
            480 | 
            433 | 
            415 | 
            475 | 
           
          
            | UAEL | 
            * | 
            * | 
            * | 
            289 | 
            314 | 
            314 | 
            314 | 
            297 | 
            248 | 
            378 | 
            379 | 
            589 | 
           
          
            | NEFA | 
            191 | 
            210 | 
            274 | 
              | 
              | 
              | 
              | 
              | 
              | 
              | 
              | 
              | 
           
        
       
 
       
Perhaps  proving the article more factual than realized, the only comments  came not direct, but from postings on Linkedin.com in two separate  group discussions: 
Certified  Lease Professional 
       
“I  read your article yesterday, thanks. My company has been a National  Association of Equipment Leasing Broker members since 2003, before  that we were United Association of Equipment Leasing/Western  Association of Equipment Leasing members for 20 years. 
“While  it's certainly true that there has been a big decline in member  companies/lease professionals since 2008, I'm also wondering if these  organizations have not missed the mark in providing benefits that  leasing company/people need or want. When I consider whether or not  to go to a conference, I read the classes being offered and look at  the funder/suppliers that are involved. If I've attended a variation  of that class 3 times before and don't see any funder/supplier on the  list that is either (a) new or (b) a credible source providing real  resources that are different then ones I'm currently working with,  then I'm not sure my participation makes sense.       
“Finally,  regarding leasing overall, a decrease in participation with the  associations does not necessarily mean a decrease in leasing  activity. If you Google "equipment leasing companies",  there are over 4 million entries. It does raise the question about  what entities are doing equipment leasing, and how does that affect  selected parts of the industry like the broker community.” 
       
Joe  Schmitz 
  President  at F.I.T. Leasing 
       
National  Association of Equipment Leasing Brokers 
       
“The  expression ‘Nothing is forever’ fits this. Change is inevitable  and without change most things fail to keep up. You can be  progressive and replicate the good things in the past if they are  relevant. Going to giant conventions is expensive and time consuming,  taking valuable time from your daily work. Soon online conventions  will eclipse associations that are not providing the needed  requirements of the constituent members. Some associations recognize  this and think out of the box as well as ridding themselves of the  box entirely. I have belonged to NAELB since inception, one of the  longest members. I was WAEL/UAEL before you could vote east of the  Miss., and belonged to the Eastern group in our early years.       
“When  opinions rise to declaring wisdom without innovation, failure is  inevitable. In my past retail world, Retail is Detail, and one can  never blame change for failure. One must adapt to change and nurture  it and its potential. Those that recognize and embrace change ride  wave after wave of success. 
“We  have been operational for 26 years and thrive on innovation through  close working with lenders and applying the desire and buying power  of them. I came up first as a Recruiter in the Equipment leasing  desk. I met so many great and dedicated people this way.       
“Associations  that are innovative and operational through talented staff can reach  greater goals as all good companies can. We are currently members of  NEFA and NAELB and perhaps in our future Equipment Leasing and  Finance Association.       
 “If  Leasing has changed from “app only” to “app” to 150 k and  back we can change. If you do your job folks will come just as in  sales, but you must redefine your mission and adapt to it. 
       
      America  may have slowed down but you have huge opportunity. 
Neil  Roth 
  Vice  President, Key Credit Corp.  
  
2012  Leasing Association Membership 
by  Christopher Menkin 
        http://leasingnews.org/archives/Jan2012/1_11.htm#membership 
 
       
      
      Please  send Leasing News to a colleague and ask them to subscribe. 
  We are free! No log-in  requirements… 
        
      [headlines] 
  -------------------------------------------------------------- 
  
Funders Looking for New Broker Business 
Send company name, contact/email or telephone number as well as a URL to attach or description to  
  kitmenkin@leasingnews.org 
There is no advertising fee or charge for a listing. They are “free.”Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list. 
Leasing News reserves the right to not list a company who does not meet these qualifications. 
 We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers are very much encouraged. 
  
    Alphabetical list - click on company name to view more details  | 
   
 
  
    Advantage Funding 
      Agility Solutions 
      Allegiant Partners Incorporated 
      Allegheny Valley Bank Leasing  
      American Leasefund, Inc. 
      Bank of the West 
      Bankers Capital  
      Barrett Capital Corporation 
      Black Rock Capital 
      Blackstone Capital Partners, L.P. 
      Boston Financial & Equity Corp.
  | 
    BSB Leasing, Inc. 
      Calfund, LLC 
      Chesapeake Industrial Leasing Co., Inc. 
      Cobra Capital LLC  
      Dakota Financial  
        Data Sales Co., Inc. 
      Exchange Bank Leasing (formerly Dumac Leasing) 
      First Federal Leasing 
      Financial Pacific Leasing 
      Forum Financial Services, Inc. 
      Gonor Funding 
      Lease Corporation of America 
        Manufacturer's Lease Plans, Inc 
       
      | 
    Mar Vista Financial 
      Marquette Equipment Finance 
        Maxim Commercial Credit, LLC 
      National Equipment Finance 
      National Machine Tool Financial Corporation 
        Navitas Lease Corp 
      NFS Leasing, Inc 
        Northwest Leasing Company, Inc 
      P&L Capital Corporation 
      Pawnee Leasing Corporation 
      Standard Professional Services, LLC 
      Summit Leasing, Inc. 
      TEAM Funding Solutions 
      Vision Financial Group, Inc. 
      | 
   
 
 Leasing Associations: All non-profit leasing associations are abbreviated. To see the full name and learn more about the association, please click here.  
BBB - Better Business Report | CBB - Leasing News Complaint Bulletin Board  
  | CNI - Current News Information 
A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program 
  | D -"Private label Program" | E - Also "in house" salesmen 
 
  N/R (not reported) 
    * (no response---these listing do not come from the company directly, but from our research from many sources. It is our policy not to put anything in this section without confirmation.)   
 
  
    
      
        Name 
          In Business Since  
          Contact 
          Website 
          Leasing Association 
       
      | 
     | 
     | 
     | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
    Bank of the West, Indirect Leasing Group  
      1972 
      Steve Crane, CLP, Vice President & Marketing Manager 
      scrane@bankofthewest.com 
      888.244.0551 ext. 3899 
      800.473.9878 - Fax 
      www.bankofthewest.com  
      ELFA, NAELB, NEFA  
      (P)   | 
     180   | 
    National  | 
    $20,000 to $2 million  | 
     | 
    Y 
      | 
    Y  | 
    N  | 
    Y  | 
    Y  | 
   
  
    Financial Pacific Leasing 
      1975  
      Terey Jennings CLP,  
      800-447-7107, tjennings@finpac.com  
      www.finpac.com 
      ELFA, NAELB, NEFA 
      (click here for further description)   | 
    130  | 
    Nationwide  | 
    $5,000-$50,000  | 
     | 
    Y  | 
    Y  | 
    Y  | 
    Y  | 
    Y  | 
   
  
     | 
    100  | 
    Nationwide  | 
    $100,000 - 
      $3 MM  
      | 
      | 
    Y  | 
    N  | 
    Y  | 
    N  | 
    Y  | 
   
  
     | 
    65  | 
    National  | 
    $100,000 - $5,000,000   | 
      | 
    Y  | 
    N  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    55  | 
    Nationwide  | 
    $10,000  
      | 
      | 
    Y  | 
    Y  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    40  | 
    Nationwide  | 
    $1,000 - $50,000  
      | 
     | 
    Y  | 
    Y  | 
    N*  | 
    Y  | 
    N  | 
   
  
     | 
    30  | 
    Contential US  | 
    $25,00-$300,000  | 
       | 
    Y  | 
    Y  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    28  | 
    National  | 
    $3,000 plus   | 
       | 
    Y  | 
    N  | 
    N  | 
    Y  | 
    Y  | 
   
  
     | 
    28  | 
    National  | 
    $10,000 
      (most clients are doing
      monthly or quarterly schedules)  | 
       | 
    Y  | 
    Y  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    20  | 
    Nationwide  | 
    
      Vehicles Only  
      $10,000 - $1,000,000  
      | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
    National Equipment Finance 
      Norwalk, Conneticut  
      2010  
      Michael B. Tornichia  
      Vice President – Business Development  
      T  201-248-0496  
      F  415-520-5535
      mtornichia@nationsequipmentfinance.com
      www.nationsequipmentfinance.com  
      *Will work with other lenders/lessors  
      (see footnote for more information)   | 
    20  | 
    USA and Canadal  | 
     | 
     | 
    Y  | 
    N  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    20  | 
    Nationwide  | 
    $15,000  | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    20  | 
    National  | 
     | 
     | 
    Y  | 
    *  | 
    *  | 
    *  | 
    *  | 
   
  
     | 
    18  | 
    East Coast  | 
    $10,000- $1 million  | 
     | 
    Y  | 
    N  | 
    Y  | 
    N  | 
    Y  | 
   
  
     | 
    18  | 
    Nationwide  | 
    $5,000 min.  | 
     | 
    Y  | 
    N  | 
    N  | 
    N  | 
    N  | 
   
  
     | 
    15  | 
    US and Canada  | 
    $50,000 to $3MM   | 
      | 
    Y  | 
    Y  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    12  | 
    National  | 
     | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    12  | 
    National  | 
    $5,000+   | 
     | 
    Y  | 
    N  | 
    N  | 
    Y  | 
    Y  | 
   
  
     | 
    12  | 
    CA, ID, MT, OR, WA   | 
    $20,000 - $400,000   | 
         | 
     | 
     | 
     | 
     | 
     | 
   
  
    TEAM Funding Solutions  
      1992  
    Ted Reynolds – Owner and President  
          Jeff Deskins – Credit Manager  
          App Submittal:  
          Lynn Smith  – Senior Broker Development Manager 888-457-6700 x115,  
          Martin  Lacayo – Broker Development Manager 888-457-6700 x106,  
          Bill  Baskerville – Broker Development Manager 888-457-6700 x114,  
          Funding: Stephen Stuesser – CFO 
    Jamie Moore – Marketing Manager  
          Phone: 888-457-6700 x109,  
          Enrollment Fax: 512-258-2322  
      www.teamfundingsolutions.com  
       NAELB, NEFA  
      (click here for further description)  | 
    13  | 
    48 States   | 
     | 
     | 
    Y  | 
    Y  | 
    Y  | 
    N  | 
    N  | 
   
  
    
      Mar Vista Financial 
        2006 
        Jamie Chisick-President 
        714-922-0576  
        Gina Allen-V.P 
        714-408-1914  
        Denise-Funding Coordinator 
        714-408-1938  
        Cyndi-Underwriter 
        714-408-1931  
        Aaron Brown
        Sr.  
        Account Manager  
        Mar Vista Financial
        Aaron@marvistafinancial.com  
        714-631-3133 (Direct) 
        www.marvistafinancial.com/home 
          NAELB  
          (note) 
      | 
    11  | 
    Does not service:Alaska,  Arkansas,  Hawaii or Louisiana
      
      No FMV's allowed in: Connecticut,  Montana,New Hampshire,Rhode Island  
      No TRL's allowed in: Georgia 
      | 
     | 
     | 
    Y  | 
    N  | 
    Y  | 
    N  | 
    N  | 
   
  
     | 
    10  | 
    Western States  | 
    
      $15K 
        Minimum  
      Does Subprime Leases  
       
        | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    9  | 
    Nationwide, including Alaska & Hawaii  | 
    $20,000 to $275,000   | 
      | 
     | 
     | 
     | 
     | 
     | 
   
  
    Dakota Financial 
      2001 
        Mae Philpott 
        mae@dakotafin.com 
        310.696.3030 x122 
        fax 310.696.3035 
        www.dakotafinancial.com 
        NAELB, NEFA   | 
    9  | 
    Nationwide  | 
    $10,000 to $1MM   | 
     | 
    Y  | 
    N  | 
    Y  | 
    N  | 
    N  | 
   
  
     | 
    8  | 
    Nationwide 
      (except LA, AR and AK)   | 
    
      $50,000 to $2,000,000  
      Does Subprime Leases  
      | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    7  | 
    US Canada (F)   | 
    $50,000 to $3MM 
      $250,000 average transaction  | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
     7  
      | 
    Nationwide   | 
    
      $50,000 to $1.0 million. Our average size transaction is $250,000. 
        Preferred Range 
        $100,000 to $500,000  
      Does Subprime Leases  
       
      | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    6  | 
    Idaho, Montana, Oregon, Washington   | 
    
      $3,500 - $50,000  
      Does Subprime Leases  
      | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    6  | 
    50 states   | 
    $25,000 +  | 
     | 
    Y  | 
    Y  | 
    N  | 
    N  | 
    N  | 
   
  
     | 
    6  | 
    Nationwide  | 
    $50,000 to $1MM  
      $250,000 average transaction   | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    5  | 
    U.S.  | 
    
      $50,000 - $1,000,000  
        (Master Lease)  
      Does Subprime Leases  
      | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
    Exchange Bank Leasing 
      (previously Dumac Leasing) 
      1964 
      Archie Julian 
      Broker Relations Officer 
      JulianA@ExchangeBank.com 
      General (800) or (707) 546-7822  
      Direct  (707) 521-5027 
      www.exchangebank.com 
      NAELB 
      (click here for further description)   | 
    5  | 
    California  | 
    $10,000  | 
     | 
    Y  | 
    N  | 
    N  | 
    N  | 
    Y  | 
   
  
     | 
    5  | 
    National  | 
    $35,000 to $500,000   | 
     | 
    Y  | 
    N  | 
    Y  | 
    Y  | 
    Y  | 
   
  
    Barrett Capital Corporation 
      1975 
      Barry Korn 
      914-632-4200 
      Cell: 914.954.1900  
      Barrett@BarrettCapital.com  
      www.BarrettCapital.com  
      NVLA  
      (click here for further description)   | 
    4  | 
     United States   | 
    Vehicles Only  
       $10,000 minimum   | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    4  | 
    Nationwide & some offshore   | 
    $10,000 - 250,000 
      ($25,000 - $150,000 desired)   | 
     | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    3  | 
    USA  | 
    USA 
      Does Subprime Leases   | 
        | 
     | 
     | 
     | 
     | 
     | 
   
  
     | 
    3  | 
    Washington, Oregon, and Idaho  | 
    $10,000 to $75,000
      (Avg. $25K)  | 
        | 
    Y  | 
    N  | 
    N  | 
    N  | 
    Y  | 
   
  
    Allegheny Valley Bank Leasing 
      Pittsburgh, Pennyslyvania 
      Paul M. Poljak, Managing Director 
      PPoljak@avbpgh.com 
      P. 412.781.1465 
      C. 412.475.1727 
      www.avbpgh.com  
      (click here for further description)  | 
    2 (plus bank assistance)   | 
    PA, OH, WV, MD, Western NY   | 
    $5K to $50K  
      "
      app only" 
       
      Over $50k  to $3M full financials   | 
      | 
    Y  | 
    N  | 
    N  | 
    Y  | 
    Y  | 
   
 
Allegheny Valley Bank Leasing 
  "We are looking for some new  business avenues.  We are like everyone  today… cautious yet we are  somewhat optimistic about the future.  We presently have 6 approved  regional brokers and a 4 direct vendor programs.  2 small ticket and  2 larger ticket (average ticket size of $250k).  We like medical  business of all types and can be very responsive to brokers / vendors  that work with us closely.  We are looking for relationships not just  transactions." 
  "Out of Market transactions must  be at or near Investment Grade."  
* Allegiant Partners  has expanded their maximum transaction size from $250,000 to $500,000 for the 5 western states of California, Oregon, Washington, Nevada and Arizona.  
  In addition to increasing the transaction size Allegiant is offering more competitve rates for these A- and B+ transactions. Broker Qualify - For Broker qualification please  click here. 
Allegiant.pdf 
 Barrett Capital Corporation: Broker Qualify - Please Call  
 Black Rock Capital (Ireland) Limited and Black Rock Capital (UK) Limited provide the same services for small to middle market corporations in the European Economic Community and the United Kingdom.  
 Boston Financial & Equity Corporation, most of our leases are venture capital backed startups and turnarounds. We require full financial disclosures, CPA and internal statements, no tax returns. We do not required additional collateral, no PG's or RE needed. Do not send deals with large tax liens, especially if they are payroll taxes. Broker Qualify - A deal in hand and a full package  
   BSB Leasing, Inc is a direct funding  source. In addition we offer an experienced Syndication Desk that can  place transactions that fall outside of credit, equipment, geographic  or dollar amount appetite. 
 
 Calfund, LLC finances 18 wheelers and some trailers for owner operators with substandard credit.  
Cobra Capital, LLC. Comments: Our registered trademark "Solutions that work" is our designator of origin and central marketing identity for both strong and weak credits. In addition to funding strong credits, we have also developed a 15 year history, (from Cobra and my prior company GALCO), with funding specialty, non-conforming transactions and have a solid reputation for candidly responding to our originators and lessees and working diligently to mitigate deal risk rather than making excuses to turn deals down. Our originators prefer our underwriting approach to non-conforming transactions since unlike most non-conforming funders, we prefer to mitigate risk versus jacking our return. Both Originators and Lessee's prefer our candid approach as we are also frequently asked to advise lessee's and lessors on the best way to structure their bank loans and raise capital due to our 30+ year banking and accounting backgrounds as my partner and I are both former bankers and CPA's.  
Cheasapeake Industrial Leasing Co.,Inc Bank owned funder/super broker. We     fund A and B-plus credits through our network of community banks. We are a     cash flow and credit lender. Most of our programs are full financial packages     with competitive rates. Contact Taylor Brazzon @ 410-661-5000 x125  taylor@cilc.com 
   Exchange Bank  Leasing--We are an "A" credit lender  working with professional lease brokers who originate leases and  loans for companies located in California.  We are credit driven and  our list of industries and list of equipment we will not lease for a  qualified client is very short.  Our credit managers are available to  the lease professionals we work with.  We like to know the lease  professionals we work with very well - visiting with them often. 
 
   Data Sales Co.,Inc. Provide lease lines for IT equipment to  start-up, emerging growth and venture backed companies 
 
  Financial Pacific Leasing
  
  has been in  business since 1975, and supports a nationwide network of Third Party  Originators. We specialize in small ticket ($5,000 - $50,000) "B"  and "C" credits.  We are a strong and stable company  committed to the Third Party channel.  A relationship with Financial  Pacific can enhance your vendor/origination relationships by  broadening your credit window.  To Qualify - Please Call or see  "Prospective Third Party Originators" section on  www.finpac.com.   
 Forum Financial Services, Inc., prefer venture capital backed start-ups and middle market to large corporate turnaround companies including companies in bankruptcy and post bankruptcy. Our absolute minimum sales for an established business with financial problems are $10.0 million. (this does not include venture capital backed start-ups). Broker Qualify - Please visit our website at www.forumleasing.com or call 972-690-9444 ext. 225  
 Gonor Funding specializes in hard to fund leases with D credit. Collateral based with good rates and commission program. Broker Qualify - Please Call  
Lease Corporation of America in  business over 20 years  has been funding selected brokers since 2001.   We currently fund brokered  transactions from $10,000 t0 $75,000 at  LCA Bank and have placement capability up to $1MM.  We have a very  strong service platform designed to process a large volume of  small  ticket transactions.  We are particularly interested in developing  special funding programs for flow business and SBA loans in excess of  $400,000. 
  LPI-HC specializes in working Capital Loans / Equipment Financing for new and established medical professionals with our target market being dentists, medical doctors, veterinarians and physical therapists. We also offer any type of Medical Practice Refinancing for established medical professionals that want to consolidate all their practice debts and improve their cash flow position. "We have the financial solutions to help start and grow a practice with repayment programs designed for medical professionals to manage their money."  
    Broker Qualify - Please Call 
    Kurt Hess 
    770-579-2900 ext. 1100 
    Address: 
    2260 Rushmore Dr . 
    Suite B-3 
    Marietta , GA 30062  
 
 National Machine Tools---Specializing in Machine Tools only for transactions up to $750k. National has been in the Machine Tool Finance business since 1986 and has a leasing proficient staff to accommodate the most challenging transaction.  F ull financial disclosure required.   We can provide structured financing for the story marginal credits.   May require personal guarantees and/or down payments depending on the credit.   Any size business accepted.  For more information please contact Chris Chiappetta or Robert Lang at 800-669-7527.  
 National Equipment Finance---Summary NEF  
  Target Transaction:
  
  Individual transaction size: $500k - $25MM+
  Structures: Term Loan, (True) Lease, Sale Leaseback  
  Collateral: Generally critical use equipment such as manufacturing, construction, transportation, energy/mining, marine, aircraft, and up to $2MM of owner occupied real estate.   No: FF&E, telecomm, IT, high tech.  
  Term: 2 – 7 years  
  Advance rates: Generally 75% -> 100% of OLV/FMV  
  Club Deals: We will work with other lenders/lessors
  Books $36 Million First Six Months in Business  http://www.nationsequipmentfinance.com/article3.html 
 Pawnee Leasing Corporation Specializes in financing Start-Up and B credit profiles on an app-only basis.  Start-up program considers businesses with no time in business up to $35,000; less traditional "B" credit profiles for lessees over 2 years time in business up to $35,000 and B+ credit profiles from $5,000-$50,000 at risk-based pricing from 14-26%.  Brokers may qualify with 1 year time in business or demonstrate leasing industry experience. Established in 1982 and dedicates 100% of its resources to the broker/lessor community. 
 P&L Capital:  24-36 month leases on name brand desktops, laptops,
  and monitor.  
Standard Professional Services. LLC is a non-cookie cutter funder who does not credit score.  
 Summit Leasing consider ourselves to be primarily "B" credit lenders, working almost exclusively through brokers. Broker Qualify - Contact us  
 TEAM Funding Solutions  is a C-credit funder that provides a unique alternative to credit scoring. We fund new business start-ups and older businesses with weaker credits when we roll up our sleeves to understand “their story.” Equipment leases are approved and funded based on common sense, the Lessee’s ability to pay and the Broker’s input. 
  
 
Bankers Capital "We will do ANY  Type of Equipment, in ANY industry, in ANY state.  We especially  like 6-figure transactions with full financial packages no matter how  good or bad they look.  We look to structure the story C&D  credits with any kind of additional collateral that makes sense.   It could be with 2nd or 3rd mortgages on residential or commercial  Real Estate, additional equipment, cash value life insurance,  security deposits, vendor agreements.  We look for any way to  make the deal work instead of looking for any way to decline the  deal." Broker Qualify - Please contact Larry LaChance  
 
Northwest Leasing Company, Inc.  
  We focus on transportation and construction
  industry equipment leasing.  
 
Business Reports: Companies listed may make any netiquette comment about their company or reports or other information in the footnote section of their listing. Leasing News recommends readers also view the footnote as well as the section itself or searching reports on the business.  
It also should be noted that if a BBB report listing is found by a reader, as there may not have been one when this was last up-dated, please send the link to kit@leasingnews.org  so Leasing News may up-date this section. 
 Leasing Associations: All non-profit leasing associations are abbreviated. To see the full name and learn more about the association, please click here.  
BBB - Better Business Report | CBB - Leasing News Complaint Bulletin Board  
  | CNI - Current News Information 
A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program 
  | D -"Private label Program" | E - Also "in house" salesmen 
 
  N/R (not reported) 
    * (no response---these listing do not come from the company directly, but from our research from many sources. It is our policy not to put anything in this section without confirmation.)
  
      
    [headlines] 
    
  -------------------------------------------------------------- 
 
  
    Beige  Book—Business Getting Better and Better 
      
     
The  Federal Reserve 12 districts report that the pace of economic  activity around the country is picking up, with the exception of the  housing market. 
"Lending  activity edged up overall, primarily due to increased loan demand by  businesses. Most Districts that commented on lending activity  indicated little or no change in overall loan demand, but the  remaining Districts identified increases rather than decreases. New  York reported a pronounced increase in demand for commercial  mortgages, and Cleveland also noted increased demand in this  category. Both Dallas and San Francisco noted a slight uptick in  commercial and industrial lending. Consumer lending was largely flat  compared with the prior reporting period, although auto loans rose in  Cleveland. New York, Philadelphia, and Cleveland reported demand  growth or continued strength for refinancing of residential  mortgages. 
"Lending  standards were largely unchanged across all lending categories.  However, New York reported slight tightening for commercial and  industrial loans. Moreover, a few reports highlighted that small  businesses continued to struggle with credit access through banks. In  the Atlanta District, some small businesses have turned to nonbank  institutions for financing, and in the Chicago District some  manufacturers have been financing loans to their suppliers from  retained earnings. Credit quality improved in many Districts: New  York reported a decline in delinquency rates for all loan categories,  while Philadelphia, Richmond, Kansas City, Dallas, and San Francisco  all reported general improvement in loan quality." 
     
Boston 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/1.htm 
New  York 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/2.htm 
Philadelphia 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/3.htm 
Cleveland 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/4.htm 
Richmond 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/5.htm 
Atlanta 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/6.htm 
Chicago 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/7.htm 
St.  Louis 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/8.htm 
Minneapolis 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/9.htm 
Kansas  City 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/10.htm 
Dallas 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/11.htm 
San  Francisco 
www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/12.htm     
Full  report 
http://www.federalreserve.gov/FOMC/BeigeBook/2012/20120111/FullReport.htm 
     
  
  
    
        | 
     
    
      Gary DiLillo, President 440.871.0555 or gary@avptc.com 
         
        Comprehensive personal property tax outsourcing services. 
        Click here to see what our clients say about us.  | 
     
  
 
 
     
  
    [headlines] 
      -------------------------------------------------------------- 
      
      
    New  Hires---Promotions 
      
     
     
     
      
    Doug  Beebe appointed  vice-president, energy finance, Key Equipment Finance, Superior,  Colorado.  Previously he was direct, Deutsche Leasing, USA (April,  2009-December, 2011), Vice-President, National accounts Business  Development, GE Capital (August, 2008--March, 2009), vice-president,  national accounts business development, Citi ((2006-2008),  vice-president, regional sales manager, Citigroup, (2004-2006). North  Carolina State University NABCEP Certification, NABCEP Entry Level  Certification in Solar PV (2009 – 2009), North American Board of  Certified Energy Practitioners Entry Level Certification in Solar PV,  The University of North Carolina at Chapel Hill BA, Economics and  International Studies (August 1985 – May 1989), Activities and  Societies: Club Hockey Team, South Mecklenburg High School 1983 –  1985 Chairman, Georgia Solar Energy Association (January,  2011-December, 2011). 
      http://www.linkedin.com/pub/doug-beebe/0/a16/1b3  
     
  
    Steve  Crain appointed  Vice-President at Prudential Capital Group, Commercial Asset Finance,  Greater Atlanta area.  Previously he was senior managing director,  U.S. Capital Solutions, LLC (March, 2009-December, 2011), senior vice  president, corporate lending, GE Commercial Finance (21006-2009),  ORIS Financial Services, Inc. (2000-2005), Senior Vice President,  Eastern Regional Manager, Heller Financial Services (1993-2000),  senior account executive, Sanwa (1992-1993), Senior Account  Executive, Chrysler Capital Corporation (1987-1992). Florida State  University - College of Business MBA (1982 – 1984), Florida State  University BS, Business - Management (1982). 
      http://www.linkedin.com/in/stevecrain  
     
        
    Kevin  Spillane hired as Client  Manager for Northeaster US at CIT Vendor Finance. Previously he was  Express Area Manager at Avaya Financial Services A Division of The  CIT Group, Inside Sales Area Manager at The CIT Group, Financial Area  Manager for SMB Call Center at Hewlett Packard Financial Services,  Credit Analyst at Hewlett Packard Financial Services previously  Compaq Financial Services 
      Education:  California Coast University, Metropolitan State College of Denver  
      
      
  
[headlines] 
  -------------------------------------------------------------- 
    
    
  Leasing Industry Help Wanted 
      
       
        
          
            
            
               Carlsbad, California 
                 
                Vendor Account Manager  
                - Strong background w/emphasis application-only marketplace  
                - Commission Only and Results Oriented Sales Professional 
                - Relationships in place to provide immediate opportunities 
                - Vendor marketing and program development experience 
                 
                Documentation/Funding Coordinator  
                Coordination of all documents with the Lessee and Vendor,  Insurance, Vendors Invoices, Title Processing,  
                and Equipment Deliveries. 
                 
                Experience with Vision and Salesforce.com -- big plus 
                 
               
            email- resumes@ilslease.com 
               
               
              | 
           
         
     
    
    
      
        
          
          
            National Business Development Manager 
              with minimum seven years experience and  
              current book of business.  Strategically located throughout  
              US in various targeted industries.  
              Click Here for more info. 
             
           Western Equipment Finance, a subsidiary of Western State Bank  
            established in 1901, solicits originations throughout the US
              
              and  
              provides funding solutions for a wide range of industries   | 
         
       
    
		           
		            	
						 
						
 
                  
Senior Accountant NYC 
  5 Year accounting, prefer bank or finance experience.  
  CPA preferred.
Full description, please click here.  
Please send resume to:
financecompanyhr@gmail.com 
 
						 www.easternfunding.com 
						  A               Commercial Finance Subsidiary of a publicly 
						  held bank, growing               rapidly, is successful and has 
						  a dynamic, exciting               culture. 
						   
 
						 | 
			   
		  
		
     For information on placing a help  wanted ad, please click here: 
      http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm  
      Please see our Job Wanted section for possible new employees.     
      
      
      
    Leasing News Help Wanted Ad Pricing 
    
      
        
          Help Wanted Web Ad New Programs 
            Classified Ad Section  
              (rotates chronological above headlines and  
              also appears in Classified Ad section.) * 
            21 days in a row: 
              $595 four lines (a space is a line)  
              ($40 each additional line or space) 
            Design work is free. Logo is free as well as company description not to exceed the number of lines of the ad. 
              Also free: click to a click to a web site or a full description of the position. 
            Ads are placed in the "Help Wanted' section by category, alphabetical, with the ad with the most lines first in the group. They appear on the web site and in each news edition at the top in a rotation basis per issue. 
            * Help Wanted” ads  appear in each issue on a chronological basis above the top headline as a courtesy. This position is not available as a paid position, but is generally on a rotation basis.  At the same time, the ad continues in the classified help wanted section in the news edition and web site, so in effect appears twice. 
            Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board  | 
         
      
     
    
  
      
    [headlines] 
      -------------------------------------------------------------- 
      
      
      
     
     
[headlines] 
  -------------------------------------------------------------- 
 
  LeMay  Antique Car Collection to be Displayed June 2   
    
   
  LeMay-America's  Car Museum rolls out the hot wheels Saturday, June 2. The Tacoma,  Wahington venue will feature a four-story museum and up to 500 cars,  trucks and motorcycles, including the LeMay collection, which earned  a Guinness record for amassing more than 3,500 vehicles in the  mid-1990s. 
   
www.lemaymuseum.org 
 
 
  
    
      John Kenny Receivables Management 
       
        • End of Lease Negotiations & Enforcement• Fraud Investigations 
        • Credit Investigations • Asset Searches  
        • Skip-tracing • Third-party Commercial Collections 
        john@jkrmdirect.com | ph 315-866-1167| www.jkrmdirect.com  | 
     
  
 
(Leasing  News provides this ad as a trade for investigations 
  and  background information provided by John Kenny) 
   
  [headlines] 
    -------------------------------------------------------------- 
     
      ####  Press Release ############################# 
     
     
    Harvey  Evades $15 million Payroll Taxes 
     
        
     
Michael  P. Harvey of Anaheim Hills, California, pleaded guilty to evading the  payment of payroll taxes and interest assessed against him by the  Internal Revenue Service (IRS). 
According  to the plea agreement, Michael Harvey, 53, evaded the payment of  taxes by not honoring IRS levies served on Advanced Business Payroll,  Inc., Global Business Outsource Solutions, Inc., and Global  Consulting, Inc.  Michael Harvey admitted that he evaded payment of  over $15 million to the IRS.  
According  to court documents, around September 18, 2006, an agent of the IRS  served wage levies directed to Advanced Business Payroll, Inc.,  Global Business Outsource Solutions, Inc., and Global Consulting,  Inc., companies which were owned and operated by Jason M. Harvey.   The levies required those companies to pay to the IRS amounts that  became due and owing by the companies to Michael P. Harvey.  Both  Michael Harvey and Jason Harvey acknowledged service of the levies in  writing around September 27, 2006.  Michael Harvey admitted that he  caused the companies to not honor the levies, and aided Jason Harvey  to cause those companies to not honor the IRS levies.     
According  to court documents, before the service of the levies, Advanced  Business Payroll, Inc., Global Business Outsource Solutions, Inc.,  and Global Consulting, Inc. issued more than 45 checks made payable  to Michael Harvey which totaled more than $230,000.  However, after  service of the levies, the companies instead made cash payments to  Michael Harvey of at least $62,700, and also paid Michael Harvey at  least six checks made payable to “cash” totaling $22,800, without  paying such amounts to the IRS in accordance with the levies.  Also,  in December 2006, Jason Harvey and Michael Harvey caused Global  Consulting Inc, to issue two checks totaling $100,000 for the credit  of Michael Harvey which were used to make payments on a personal  judgment against Michael Harvey.     
At  time of sentencing, Michael Harvey faces a maximum sentence of five  years imprisonment; a three year period of supervised release; a fine  of $250,000 or twice the gross gain or loss resulting from the  offense, whichever is greater; and a mandatory special assessment of  $100.  Sentencing is scheduled for April 9, 2012. 
 
#####  Press Release ############################ 
    
     ((Please  Click on Bulletin Board to learn more information)) 
      (Leasing  News provides this ad “gratis” as a means 
      to  help support the growth of Lease Police) 
   
[headlines] 
  --------------------------------------------------------------
 
		Fernando's View 
		By Fernando F. Croc 
		
		  Releases both dark ("The  Girl with the Dragon Tattoo") and cozy ("The Iron Lady")  hit theaters this week, while DVD viewers can have their pick of  crowd-pleasing sports stories ("Moneyball"), skin-crawling  thrillers ("Contagion"), and robust sports dramas  ("Warrior"). 
In Theaters: 
           
        The Girl with the  Dragon Tattoo (Sony Pictures): After the uncharacteristic  lightness of Oscar-winning "The Social Network," director  David Fincher returns to dark thriller territory with this stylish  adaptation of Stieg Larsson's international best-seller. Taking place  in a Sweden of gorgeous surfaces and wicked underpinnings, the story  takes the shape of an investigation by journalist Mikael (Daniel  Craig), who's determined to get to find the truth about the  disappearance of a heiress four decades ago. His search is aided by  Lisbeth (Rooney Mara), a young computer hacker whose hostile veneer  hides a streak of wounded vulnerability. The more they investigate,  however, the more dark secrets they uncover, and the closer they get  to danger. Suspenseful and visually intoxicating, the movie is a  first-rate thriller that imbues lurid narratives with cinematic  artistry. 
          
         
        The Iron Lady (The  Weinstein Company): Arguably the greatest living actress, Meryl  Streep scores another triumph with her complex performance as  controversial British Prime Minister Margaret Thatcher. Taking place  as a series of flashbacks, the movie recounts how Thatcher (played as  a young woman by Alexandra Roach) rose from her working-class origins to  start a political career that challenged the United Kingdom's  stereotypes about gender roles. Though it touches many of her career  benchmarks (including her party's sweeping victory in the early 1980s  and the conflict over the Falkland Islands), the movie's focus is  more on the protagonist's relationship with her longtime husband Denis  (Jim Broadbent). Directed by Phyllida Lloyd ("Mamma Mia!"),  this is an elegant showcase for Streep's typically meticulous acting. 
 
         
  
  
    Netflix Tip:        
      Though David Fincher's  new version of "The Girl with the Dragon Tattoo" stands  perfectly on its own, fans of the original novel will want to see how  it compares with the Swedish adaptations of Larsson's successful  trilogy. So check out Netflix for "The Girl with the Dragon  Tattoo," "The Girl who Played with Fire" and "The  Girl who Kicked the Hornet's Nest," a triple bill of 2009  releases that riveted audiences and made a star of striking leading  lady Noomi Rapace  | 
   
 
On DVD:
  
 Moneyball (Columbia Pictures): An account of the struggles of the Oakland A’s  might seem like an odd follow-up to a stark portrait of Truman  Capote’s most famous novel, but director Bennett Miller brings to  this baseball drama the same dry intelligence he brought to his  acclaimed hit “Capote.” Brad Pitt delivers a strong performance  as the team’s real-life general manager Billy Beane, a former  aspiring ballplayer who during the early 1990s faced the challenges  of departing players and low salaries while scrambling to steer the  A’s toward the World Series. It all seems dire until he resorts to  statistical strategies with the help of an economics major (Jonah  Hill). An intense and rousing story that should please baseball fans  and non-fans alike, this is one of the season’s most satisfying  releases.
   
 
Contagion (Warner  Bros. Pictures): Versatile Oscar-winner Steve Soderbergh (“Traffic”)  takes viewers on a smart and scary thrill-ride with this all-star  thriller. Incorporating science-fiction elements into a  disaster-movie format, it follows a large group of interconnected  characters as they react to the worldwide outbreak of an epidemic  disease. Among those trying to make sense of the virulent chaos are  married couple Beth (Gwyneth Paltrow) and Mitch (Matt Damon),  clinical specialists Ellis (Laurence Fishburne) and Leonora (Marion  Cotillard), and paranoid blogger Alan (Jude Law). Pulled together  with a palpable sense of dread, these vignettes provide a chilling  snapshot of humanity during a time of crisis, dealing not just with a  devastating virus but also with their own personal problems.  Fast-paced and provocative, Soderbergh’s movie tickles the mind  even as it makes the skin crawl. 
  
 
Warrior (Lionsgate): This year gets its own “The Fighter” with this  powerful sports drama following the lives of two brothers from a  broken home into the fighting ring. Tommy (Tom Hardy) is an ex-Marine  who returns to his Pittsburg hometown in hopes of entering a  high-stakes mixed martial arts contest with the help from his father  (Nick Nolte), a former boxing coach. Though the event gives him a new  lease of life, it also strains Tommy’s relationship with his older  brother Brenan (Joel Edgerton), who has a past of his own in this  brutal sport. Will the family be split apart or brought closer?  Directed by Gavin O’Connor (“Pride and Glory”), the movie is a  moody, emotional portrait of underdog struggle and family relations  that’s sure to be remembered come time for Oscar nominations. 
     
  [headlines] 
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         Roswell,  Georgia -- Adopt-a-Dog         
         
         
          
        Marley  O. 
Breed:  Labrador Retriever/Labrador Retriever Mix 
  Color:  Brown/Chocolate  
  Age:   4 years 
  Size:  85 pounds 
  Sex:  Male 
"I  am already neutered, housetrained, purebred, up to date with shots,  good with kids, and good with dogs. 
        Marley  O.'s Story... 
"The  sun-streaked chocolate coat is the first thing you see when Marley O  enters the room.  But then, he looks at you with his loving eyes and  you are lost in his handsome Labrador face.         
"This  4-year old chocolate Lab has a rather easy-going attitude compared to  other young chocolates.  On his own, Marley O exhibits a medium  energy level.  However, when he is playing with his younger friend  Peanut, the two can get into some mischief.   Marley O was  surrendered to an area shelter along with Peanut, Sydney and his  puppy Marley when their owner fell on hard times.  
"Marley  O connects well with people and gave our volunteer a quick kiss when  he first met her, as if to say 'thanks' for saving my family.  He is  a very striking boy and now that he is spending less time outdoors  his coat will slowly take on its natural chocolate color.  We predict  that Marley will be one of those dogs that blossoms into a real  looker once he gets into his permanent home where he will receive  good nutrition and love. 
"Because  Marley O has spent so much time with other dogs, we believe he would  do fine in a home with other canines. His demeanor suggests that he  is not a dominant dog, so fitting in will not be difficult for Marley  O. On the other hand, being the center of attention might be a  situation he could enjoy.  The most important thing is that he finds  a family that will love him and commit to giving him a forever home.  " 
Rescue  Group: Atlanta Dog Squad 
  Pet ID  #:	3426609-110512MarleyO 
  Phone: 
  (404)  642-5295 
Website:  http://www.atlantadogsquad.org 
  Address:  	P.O. Box 767188 
  Roswell,  GA 
  30076 
           
         
Adopt-a-Pet  by Leasing Co. State/City 
          http://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm 
         
        Adopt  a Pet 
        http://www.adoptapet.com/ 
          
        ------------------------------------  
          
        Classified  ads—Funders Looking for Employees 
        Open Positions at Leasing Funders/Various Locations 
         
        (Most of the listing have "open positions." While you may find ones that do not, check back later, as they may have added an opening.) 
         
        Advantage Funding 
        http://www.advantagefund.com/employment.htm 
        AIG 
        http://www.aigcorporate.com/addresources/globalcareers.html 
        Altec 
        https://careers.altec.com/psc/P90HALT_APP/APPLICANT/HRMS/c/HRS_HRAM.HRS_CE.GBL? 
nocrumbs=yes& 
        Alter Moneta 
        http://www.altermoneta.com/careers/opportunities.html 
        Arrow Capital (not available at this time) 
        Atlas Copco 
        http://www.atlascopco.com/us/careers/openjobs/ 
        Balboa Capital 
        http://www.balboacapital.com/about_us/careers.aspx 
        Bank of America 
        http://careers.bankofamerica.com/overview/overview.asp 
        Bank of Ozarks 
        https://bankozarks.applicantharbor.com/jobmainlist.php?a=m 
        Bank of the West 
          https://www.bankofthewest.com/about-us/careers/job-search.html 
          (type in state, and keyword leasing or category) 
        CIT Job Openings 
        http://sj.tbe.taleo.net/SJ1/ats/careers/jobSearch.jsp?org=CIT&cws=1 
        CSI Leasing 
        http://www.csileasing.com/ViewJobPostings.aspx 
        Data Sales 
        http://www.datasales.com/open_jobs.html 
        De Lage Landen Financial 
        https://tbe.taleo.net/NA4/ats/careers/jobSearch.jsp?org=DELAGELANDEN&cws=1 
        Direct Capital 
        http://tbe.taleo.net/NA2/ats/careers/jobSearch.jsp?org=DIRECTCAPITAL&cws=1 
        Farm Credit 
        http://www.farmcreditnetwork.com/careers/opportunities 
        Financial Pacific 
        http://www.finpac.com/careers.aspx 
        Fifth-Third Bank 
        https://cvg53.cvgs.net/Main/careerportal/JobAgent.cfm 
        GE Capital 
        www.ge.com/careers 
        GreatAmerica Leasing 
        http://jobs.greatamerica.com/ 
        Hillcrest Bank 
        https://www.hillcrestbank.com/Careers.aspx 
        Home Savings Bank 
          http://www.home-savings-bank.com/careers.php 
           
          Key Bank 
          Click here 
           
              Marlin Business Services 
              Key (not available at this time) 
            https://www.marlinleasing.com/Careers/joblisting.html?location=all 
        Madi$on Capital 
        http://www.madisoncapital.com/employment.php?expandable=3&subexpandable=5 
        Meridian Bank 
        https://www.meridianbank.com/careers.html 
        Microfinancial/Timepayment 
        http://www.hirebridge.com/jobseeker2/Searchjobresults.asp?cid=5224 
        Northern California Farm Credit (office listings) 
        http://www.norcalfc.com/locations.html 
        People's United Bank 
        https://www3.ultirecruit.com/PEO1003/JobBoard/ListJobs.aspx 
        PL Capital 
        http://www.plcapital.com/careers.asp 
        Prime Alliance Bank 
        http://www.primealliancebank.com/home/careers 
        Regions Bank 
        https://regions.taleo.net/careersection/2/jobsearch.ftl 
        Republic Financial 
        http://tbe.taleo.net/NA8/ats/careers/jobSearch.jsp?org=REPUBLICFINANCIAL&cws=1 
        Sterling Bank 
          https://www.synovus.apply2jobs.com/ProfExt/index.cfm?fuseaction=m 
            External.showSearchInterface  
             
        TCF Bank 
        https://tcfbank.taleo.net/careersection/corporate/jobsearch.ftl?lang=en 
        TD Bank 
        https://tderec.ijob.com/recruit/servlet/com.lawson.ijob.util.Login 
        US Bank  
          (type position in blank space and/or state) 
        http://www.usbank.com/cgi_w/cfm/careers/careers.cfm 
        Wells Fargo 
        https://employment.wellsfargo.com/psp/PSEA/APPLICANT_NW/HRMS/c/HRS_HRAM.HRS_CE.GBL 
        Zions Bank 
        https://zionsbancorp.taleo.net/careersection/zfnbexternal/jobsearch.ftl?lang=en 
        Leasing News invites other employers to list their "open positions." The listing is free. 
 
         
 
      
       
              
        
 
         
         
          
        News  Briefs----
        
 
          KeyCorp  agrees to buy 37 bank branches in upstate New York 
          http://www.crainscleveland.com/apps/pbcs.dll/article?AID=/20120112/FREE/120119930 
        
        Why  Aren't Banks Lending More? What Both Sides Say 
  http://www.cnbc.com/id/45974140 
        
        2011  retail sales up 7.7 percent over 2010 
  http://www.upi.com/Business_News/2012/01/12/2011-retail-sales-up-77-percent-over-2010/UPI-75361326393825/ 
        
        Home  Depot to hire 70,000 seasonal workers 
  http://www.nypost.com/p/news/business/home_depot_to_hire_seasonal_workers 
_c6K0ydWDHfYknpvcAUuO4I 
        
        Amid  downturn, more older Americans employed than ever before 
  http://www.washingtonpost.com/business/economy/amid-downturn-more-older-americans-employed-than-ever-before/2012/01/11/gIQATFA5tP_story.html 
        
          
Rising  mortgage fees menace super-low rates 
http://www.bankrate.com/finance/news/rising-mortgage-fees-menace-super-low-rates.aspx?ic_id=Top_Financial  News Center_link_1 
        
        Delta  considering bid for American 
  http://www.ajc.com/business/report-delta-considering-bid-1300850.html 
        
Mag  ads down, revenue is flat 
          http://www.nypost.com/p/news/business/mag_ads_down_revenue_is_flat_ 
        L1hMdBS72nzeMbpEiXIiWN 
CIT  halts loans to Sears suppliers; reaction is mixed 
  http://www.chicagotribune.com/business/breaking/chi-cit-to-halt-loans-to-sears-suppliers20120112,0,2044062.story 
HP's  PC business suffered big hit last quarter 
  http://www.mercurynews.com/business/ci_19722357 
   
  
[headlines] 
  -------------------------------------------------------------- 
  
  You May Have Missed---  
 
For  the Senior Readers 
  http://www.tomrush.com./video_remember.html 
 
 
[headlines] 
  -------------------------------------------------------------- 
  
  SparkPeople--Live  Healthier and Longer 
  
 
 
Marathoners  at Slim Risk of Cardiac Arrest 
http://www.sparkpeople.com/resource/health_news_detail.asp?health_day=660629 
 
 
 
  
[headlines] 
  -------------------------------------------------------------- 
        
        
        Sports  Briefs---- 
       
 
  49ers  faithful relish return to playoffs 
  http://www.pressdemocrat.com/article/20120112/ARTICLES/120119813/1350?Title=49ers-faithful-relish-return-to-playoffs 
Tom  Brady vs. Tim Tebow: Clash of biblical proportions 
  http://www.bostonherald.com/news/regional/view.bg?articleid=1395246&srvc=rss 
Tim  Tebow Touchdown Illegal? Broncos Score Against Steelers Draws  Scrutiny 
  http://www.huffingtonpost.com/2012/01/12/tim-tebow-touchdown-illegal-broncos-steelers-nfl-playoffs_n_1202188.html?1326396240&ncid=webmail7 
The  Huddle--Bronco's over Patriots/Giants over Packers/ 
  http://content.usatoday.com/communities/thehuddle/post/2012/01/saracenos-scoreboard-divisional-playoff-nfl-picks/1 
Harbaugh’s  mantra – “The team, the team, the team” – means outsiders  count as the enemy. And a reporter’s place is obvious in the  us-against-them worldview.  
  http://blog.sfgate.com/49ers/2012/01/09/jim-harbaugh-keeps-player-criticism-in-house/ 
 
   
 
[headlines] 
  -------------------------------------------------------------- 
  
Football  Poems 
S.F. 49ers 
Jane Griffin 
Gold helmets shine in the sunlight.  
  The jerseys are loose and the pants are tight.  
  Those were the only things shining this year.  
  After so many losses, there's no reason to cheer.  
  That's what all thought but one loyal fan  
  Because not matter what, I believe that they can.  
  I know we could have won the Superbowl  
  If our kicker was able to make a field goal.  
  Many times when we could have won the game,  
  Because of special teams, we left the field in shame.  
  We'll have to wait until next season  
  To be the ones doing the teasin'.  
  The Superbowl will be our mission.  
  After all it's 49ers tradition. 
  
 
 
 
   
 
[headlines] 
  -------------------------------------------------------------- 
  
  
  
  California  Nuts Briefs---
  
 
 
  Number  of Californians with million-dollar incomes up sharply  
  http://blogs.sacbee.com/capitolalertlatest/2012/01/californians-with-million-dollar-incomes-up-sharply.html#MTRecentEntries 
Calif.  factories building for rebound 
  http://www.utsandiego.com/news/2012/jan/10/calif-factories-building-rebound/ 
Solyndra  asks judge to pay out $500,000 in bonuses 
  http://www.contracostatimes.com/business/ci_19730988 
 
 
 
 
 
 
[headlines] 
  -------------------------------------------------------------- 
 
 
  
 
“Gimme  that Wine” 
  http://www.youtube.com/watch?v=EJnQoi8DSE8  
 
  Using  Social Media to Promote Wine Tourism  
  http://www.winebusiness.com/news/?go=getArticle&dataid=96151 
 
US  tops global wine consumption chart 
  http://www.thedrinksbusiness.com/2012/01/us-tops-global-wine-consumption-chart/ 
Global  Wine Auctions Reach New High in 2011 
  http://www.winespectator.com/webfeature/show/id/46258 
The  case for cheaper wine, in one chart  
  http://www.washingtonpost.com/blogs/ezra-klein/post/the-case-for-cheaper-wine-in-one-chart/2012/01/11/gIQARwjtqP_blog.html 
  
Free  Mobile Wine Program 
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile 
 Wine  Prices by vintage 
http://www.winezap.com 
http://www.wine-searcher.com/ 
 US/International  Wine Events 
http://www.localwineevents.com/ 
 Winery  Atlas 
http://www.carterhouse.com/atlas/\ 
 Leasing  News Wine & Spirits Page 
http://two.leasingnews.org/Recommendations/wnensprts.htm 
 
 
    [headlines] 
      ----------------------------------------------------------------  
      
          
       
    This Day in History 
    
         1733- James Oglethorpe and 130 English colonists arrive at Charleston, SC 
        http://georgiahistory.i-found-it.net/georgiahistory1.html 
        http://www.virtualmuseumofhistory.com/internationalhall/worldleaders/ 
        JAMESOGLETHORPE.COM/ 
        http://ourgeorgiahistory.com/people/oglethorpe.html  
        http://www.cviog.uga.edu/Projects/jeo300/savanna1.htm 
            1794-Congress authorizes an “act making an alteration in the flag of the United States... that from and after the first day of May,1795, the Flag of the United States be fifteen stripes, alternated red and white; and that the union be fifteen stars, white, in a blue field. The change was made so that Vermont and Kentucky would be represented on the flag. A law passed on April 4, 1818, reduced the number of stripes to 13 to represent the original 13 states, as in the first American flag, and provided one star for each state. A new star was to be added on the Fourth of July following the admission of each new state. 
            1807- Birthday of Union General Napoleon Bonaparte Buford, born in Woodford, Kentucky. Buford held many commands in the west and was a hero at the Battle of Belmont early in the war. Buford attended West Point and graduated in 1827, sixth out of 38 in his class. After a stint with the frontier military, he was given leave to study law at Harvard. He taught at West Point before leaving the service to become a businessman. He was an engineer and banker in Illinois during the 1840s and 1850s. When the war began, the 54-year-old Buford raised his own regiment, the 27th Illinois. He was commissioned as a colonel, and his unit was sent to Cairo, Illinois, and placed in General Ulysses S. Grant's army. On November 7, 1861, Grant attacked a Confederate camp at Belmont, Missouri, and quickly drove the Rebels away. But Grant's men became preoccupied with plundering the area, and a Confederate counterattack nearly turned to disaster for the Yankees. Buford's regiment was nearly cut off from the main Union force. He rallied his men and they fought their way out of the Confederate trap. Buford was commended for his bravery After Belmont, Buford participated in the capture of Island No. 10, a Confederate stronghold in the Mississippi River, and Buford was left in command after its capture. Buford and his regiment fought at Corinth in October 1862, but the colonel fell seriously ill from sunstroke. He left field command and sat on the court martial of General Fitz John Porter in Washington. Buford returned to the west and was promoted to Brigadier General in charge of the District of Eastern Arkansas. He remained there for the remainder of the war, although his main military action came in chasing off Confederate raiders in the area. Buford generated controversy in his dealings with black troops. He had drawn earlier criticism for not helping refugee slaves, and now he proclaimed his preference for commanding white troops. He justified it by saying that black troops were not as well trained and they were more likely to fall prey to drawn attention from southern bushwhackers. It was also true that Confederate soldiers went out of their way to attack units with Black soldiers, killing all wounded men on the field and shooting prisoners. Buford silenced some of the criticism by implementing programs for freed slaves in Arkansas that generally succeeded in taking care of their immediate needs. Poor health forced his resignation in March 1865, just before the end of the war. He was brevetted to major general following his retirement. He worked in a variety of businesses after the war and died in Chicago in 1883. Napoleon Bonaparte Buford was the older half-brother of John Buford, a Union General who commanded the Union force that first engaged the Confederates. 
            1808-Birthday of Salmon Portland Chase, American statesman, born at Cornish, NH. US senator, secretary of the treasury and chief justice of the Supreme Court. Salmon P. Chase spent much of his life fighting slavery ( he was popularly known as “attorney general for runaway Negroes.”) He was one of the founders of the Republican Party and his hopes for becoming a candidate for president of the US in 1856 and 1860 were dashed because his unconcealed antislavery view3s made him unacceptable. Died at New York, NY, May 7, 1873. 
            1813 -  Captain Oliver Hazard Perry arrives in Presque Isle (Michigan) where  he will supervise the construction of a flotilla. Two brigs, a  schooner, and three gunboats will be constructed from materials  transported overland and by inland waterway from Philadelphia, by way  of Pittsburgh, in preparation for the naval battle for Lake Erie,  where he carried the flag "Don't Give Up the Ship."  
            1832- President Andrew Jackson wrote Vice President Martin Van Buren expressing his opposition to South Carolina's defiance of federal authority. South Carolinians agreed and planned to use armed force to prevent duty collection in the state after February 1, 1833. The Nullification Crisis of 1832-1833 was resolved without bloodshed in March 1833. Henry Clay and John C. Calhoun, who left the vice presidency at the end of 1832 to serve South Carolina in the Senate, drafted a reduced tariff agreement that pacified South Carolina while allowing the Federal government to stand firm. 
        ( lower half of: http://memory.loc.gov/ammem/today/jan13.html) 
            1834-Birthday of Horatio Alger, American clergyman and author of more than 100 popular books for boys ( some 20 million copies sold). Honesty, frugality and hard work assured that the heroes of his books would find success, wealth and fame. Born at Revere, MA, he died at Natick, MA, July 18,1899. 
            1846 - President James Polk dispatched General Zachary Taylor and 4,000 troops to the Texas Border as war with Mexico loomed. Mexico had severed relations with the United States in March 1845, shortly after the U.S. annexation of Texas  
            1847—“ Capitulation of Cahuenga" ended all organized resistance to American rule in California as Los Angeles surrendered officially this date. All “rebels” were pardoned by Gen. Kearny. 
        On January 14, California was controlled by the United States military. 
        http://www.aztecclub.com/campo/CapCahuenga.htm 
        http://www.militarymuseum.org/Cahuenga.html 
        http://www.campodecahuenga.com/ 
            1850-Birthday of Charlotte R. Ray, the first black lawyer in the United States who was also a woman and certified as the first woman admitted to practice in Washington, D.C., many say because she signed the application C.R. Ray without using her first name. By 1878, in the face of overwhelming sexual and racial prejudice when not even black men would consult her, she returned to teaching in Brooklyn, NY. Died January 4,1911 at the age of 61 from acute bronchitis. 
        http://www.womenshistory.about.com/library/bio/blbio_ray_charlotte.htm 
        http://www.law.howard.edu/alumni/legalgiants/huslgiantoct2k.htm 
        http://www.stanford.edu/group/WLHP/papers/CharlotteRay.pdf 
            1864 - Composer Stephen Foster was found critically ill in his hotel room three days earlier, and on this date, died in Bellevue Hospital, New York, at age 37. He only had 35 cents in his pocket, along with a little slip of paper on which he had written, "Dear friends and gentle hearts." While never a great composer, Foster wrote many of the popular songs of the era which remained a part of Americana for more than a century, including Jeannie with the Light Brown Hair, Oh! Susanna, My Old Kentucky Home, and Old Folks at Home, also known as Swanee River.Many of his songs - including "Oh! Susanna," "Camptown Races" and "Old Black Joe" - are written in black dialect. Foster gained much of his knowledge of blacks through his early experience in traveling minstrel shows. He became a heavy drinker, suffered from tuberculosis, and lapsed into obscurity. His last song, Beautiful Dreamer, which he penned just a few days before his death, joined his earlier classics 
            1869-First Convention of the Colored National Labor Union, the first Black labor convention. 
        http://www.uwm.edu/Course/448-440/national.htm 
        http://www.africana.com/Articles/tt_631.htm  
        http://www.afscme.org/about/aframlink.htm 
            1873-P.B.S. Pinchback ends service as first black governor of Louisiana. 
        http://www.africana.com/Articles/tt_1153.htm 
        http://www.sec.state.la.us/46.htm 
        http://www.huarchivesnet.howard.edu/9911huarnet/pbs1.htm 
        http://www.gnocdc.org/orleans/11/73/snapshot.html 
        http://66.216.8.84/CreoleCulture/famouscreoles/Pinchback/pinchback.htm 
            1884-Grand entertainer Sophie Tucker was born in Poland. She was known as "The Last of the Red Hot Mamas" and her career in stage, film, cabaret, radio, TV and recording lasted more than 60 years, beginning with an appearance at her father's cafe in Hartford, Connecticut in 1905. Tucker's most famous songs were "Some of These Days," recorded in 1926, and "My Yiddish Momma," cut two years later. Sophie Tucker died in 1966. 
        http://memory.loc.gov/ammem/today/jan13.html 
            1885-Birthday of Alfred Carl Fuller, founder of the Fuller Brush Company, born at Kings County, NS, Canada. In 1906 the young brush salesman went into business on his own, making brushes at a bench between the furnace and the coal bin in his sister's basement. Died at Hartford, CT, Dec. 4, 1973. 
            1886 - A great blizzard struck the state of Kansas without warning. The storm claimed 50 to 100 lives, and eighty percent of the cattle in the state. 
            1888 - The mercury plunged to 65 degrees below zero at Fort Keough, located near Miles City MT. The reading stood as a record for the continental U.S. for sixty-six years 
            1892 - An Atlantic coast storm produced a record 18.6 inches of snow at Norfolk, VA, including 17.7 inches in 24 hours. The storm also produced 9.5 inches of snow at Raleigh NC, and brought snow to northern Florida for the first time in 35 years. 
            1909-Birthday of trombonist Quentin “Butter” Jackson, born Springfield, OH. With Duke Ellington from 1948 to 1959. 
            1910-Radio pioneer and electron tube inventor Lee de Forest arranged the world's first radio broadcast to the public at New York, NY. He succeeded in broadcasting the voice of Enrico Caruso along with other stars of the Metropolitan Opera to several receiving locations in the city where listeners with earphones marveled at wireless music form the air. Though only a few were equipped to listen, it was the first broadcast to reach the public and the beginning of a new era in which wireless radio communication became almost universal. 
            1912-Delta Sigma Theta, sorority, founded on the campus of Howard University. 
        http://www.deltasigmatheta.org/history/index.htm 
            1912 - The temperature at Oakland, MD, plunged to 40 degrees below zero to establish a state record. 
            1926-Birthday of arranger/trombonist Melba Liston, Kansas City, MO, Died April 23, 1999 
        http://hardbop.tripod.com/liston.html 
        http://elvispelvis.com/melbaliston.htm 
        http://www.jazzreview.com/articledetails.cfm?ID=438 
            1926-Birthday of Gwen Verdon, born Culver City, Los Angeles, CA. One of Broadway's premier female dances and actresses, many of her most successful roles were choreographed by her husband Bob Fosse. She won Tony Awards for Can-Can, Daman Yankees, New Girl in Town and Redhead. She also acted in movies, including Cocoon and the film adaptation of Damn Yankees. She starred in the original Broadway production, which my mother and father took me to see and I will never forget her performance, especially being a Brooklyn Dodger fan. 
        http://us.imdb.com/name/nm0893862/ 
        http://www.povonline.com/cols/COL317.htm 
            1927-  - A woman takes a seat on the NY Stock Exchange breaking the all-male  tradition.         
            1929-Birthday of guitarist Joe Pass 
        http://www.riffinteractive.com/expguitar/JoePass1.htm 
        http://www.classicjazzguitar.com/albums/artists_albums.jsp?artist=55 
        http://www.gould68.freeserve.co.uk/JoePass.html 
            1930 - The comic strip "Mickey Mouse" debuted in American newspapers, with Floyd Gottfredson as its ghost writer. 
            1931  -- The bridge connecting New York and New Jersey is named the George  Washington Memorial Bridge.         
            1933 - Making her first professional basketball appearance, Babe (Mildred) Didrikson scored nine points as the Brooklyn Yankees defeated the Long Island Ducklings. 
            1936- Baptist clergyman B.B. McKinney, 50, wrote the words and tune to the gospel song, "Wherever He Leads, I'll Go," a few days before the opening of a Sunday School convention in Alabama. 
            1937--    The United States bars Americans from serving in the Civil War in  Spain.  
           1938--A  big hit of the year, recording: Allan Jones, "The Donkey  Serenade" 
            1938 - For Victor Records, singer Allan Jones recorded "The Donkey Serenade", which became the song most often associated with him. Allan also sang and acted in several Marx Brothers films including: "A Night at the Opera", "A Day at the Races". The film that made him a star was the operetta, "Firefly" with Jeanette MacDonald. Singer Jack Jones is the son of Allan and his actress wife, Irene Hervey ("The Count of Monte Cristo", "Play Misty for Me"). . 
            1941 - The four Modernaires came to sang with the Glenn Miller Band on a full time basis. In 1946, they had a ‘solo' hit with "To Each His Own". 
            1941-Charlie Spivak records with own band first time. Okey label. 
            1942 - Henry Ford patented the plastic automobile, which decreased the weight of a car by 30%. 
            1942 -  German U-Boats begin operations of the US East Coast. The move is  called operation Paukenschlag (Drum Roll). Admiral Doenitz has faced  arguments from his superiors in the German Navy who do not favor the  operation, and he has had the difficulty that only the larger 740-ton  U-Boats are really suitable for such long range patrols. When Doenitz  gives the order for the attack to begin there are 11 U-Boats in  position and 10 more en route. Together they sink more than 150,000  tons during the first month. Intelligence sources have given  reasonable warning of the attack but the U-Boats find virtually  peace-time conditions in operation. Ship sail with lights on at  night; lighthouses and buoys are still lit; there is no radio  discipline - merchant ships often give their positions in plain text;  there are destroyer patrols (not convoys with escorts) but these are  regular and predictable and their crews are naturally inexperienced.         
            1949---Top Hits  
        Buttons and Bows - Dinah Shore  
        On a Slow Boat to China - The Kay Kyser Orchestra (vocal: Harry Babbitt & Gloria Wood)  
        A Little Bird Told Me - Evelyn Knight  
        I Love You So Much It Hurts - Jimmy Wakely  
            1953-Don Barksdale becomes the first Black person to play in an NBA All-Star Game. 
        http://sports.insidebayarea.com/top50.asp?story=Don_Barksdale 
        http://thisweek.kqed.org/segments/390/ 
            1955 - Chase National Bank (founded in 1877) and the Bank of Manhattan Company (founded in 1799 as a water company) agreed to merge, becoming the second largest bank in the U.S. 
            1957 - The Wham-O Company developed the first plastic Frisbee. The most popular theory as to how this flying disc came to be dates back to the 1920s when Yale students invented a game of catch by tossing around metal pie tins from the Frisbee Baking Company in nearby Bridgeport, Connecticut. They would frequently shout “Frisbieeeee” to warn passersby of the oncoming pie plate. Building inspector Fred Morrison puttered with and refined a plastic flying disc that he sold to WHAM-O (for $1 million) on this day in 1955. The disc was introduced to the consumer market in 1957 as the Pluto Platter (the name inspired by the U.S. obsession with UFOs). Wham-O changed the name to Frisbee in 1958, upon hearing the Yale pie-tin story. (Mattel now owns the rights to Frisbee, which has become an American icon.) 
            1957 - For Victor Records in Hollywood, California, Elvis Presley recorded "All Shook Up" and "That's When Your Heartaches Begin"; which became Elvis' ninth consecutive gold record. 
            1957---Top Hits  
        Singing the Blues - Guy Mitchell  
        The Banana Boat Song - The Tarriers  
        Moonlight Gambler - Frankie Laine  
        Singing the Blues - Marty Robbins 
            1958-  Little Richard releases "Good Golly Miss Molly."         
            1961 - In the first round of the Los Angeles Open golf tournament, golfing great Arnie Palmer scored an embarrassing 12 strokes on one hole. 
            1962 - Singer Chubby Checker set a record, literally, with the hit, "The Twist". The song reached the #1 position for an unprecedented second time -- in two years. "The Twist" was also number one on September 26, 1960. The song, widely considered one of the most successful singles of all time, was on the Top 100 charts for 39 weeks, longer than any other single except "Red Red Wine" by UB40. When an early recording of "The Twist" by Hank Ballard and the Midnighters became the top dance song on Dick Clark's American Bandstand but failed to get much radio play, Clark suggested that a new artist should record a cover. Singer Ernest Evans of Cameo Records recorded the song and changed his name to Chubby Checker as a takeoff on Fats Domino. The song hit the charts in 1960 when it became immensely popular with teenagers, but adults started buying the record in 1962, after Chubby Checker sang "The Twist" on Ed Sullivan's October 22 show. 
            1962-First Operation Farm Gate missions flown . 
        In the first Farm Gate combat missions, T-28 fighter-bombers are flown in support of a South Vietnamese outpost under Viet Cong attack. 
        By the end of the month, U.S. Air Force pilots had flown 229 Farm Gate sorties. Operation Farm Gate was initially designed to provide advisory support to assist the South Vietnamese Air Force in increasing its capability. The 4400th Combat Crew Training Squadron arrived at Bien Hoa Airfield in November 1961 and began training South Vietnamese Air Force personnel with older, propeller-driven aircraft. In December, President John F. Kennedy expanded Farm Gate to include limited combat missions by the U.S. Air Force pilots in support of South Vietnamese ground forces. By late 1962, communist activity and combat intensity had increased so much that President Kennedy ordered a further expansion of Farm Gate. In early 1963, additional aircraft arrived and new detachments were established at Pleiku and Soc Trang. In early 1964, Farm Gate was upgraded again with the arrival of more modern aircraft. In October 1965, another squadron of A-1E aircraft was established at Bien Hoa. Secretary of Defense Robert McNamara approved the replacement of South Vietnamese markings on Farm Gate aircraft with regular U.S. Air Force markings. By this point in the war, the Farm Gate squadrons were flying 80 percent of all missions in support of the Army of the Republic of Vietnam (ARVN). With the build up of U.S. combat forces in South Vietnam and the increase in U.S. Air Force presence there, the role of the Farm Gate program gradually decreased in significance. The Farm Gate squadrons were moved to Thailand in 1967, and from there they launched missions against the North Vietnamese in Laos. 
            1962-Center Wilt Chamberlain of the Philadelphia Warriors set an NBA regular season record by scoring 73 points in a game against Chicago. Chamberlain had scored 78 points in the previous December, but that game had gone into three overtime periods. 
            1962--- Chubby Checker's "The Twist" hits #1 for the second time. 
            1964 - Capitol released in the United States The Beatles' single I Want to Hold Your Hand/I Saw Her Standing There . 
            1965---Top Hits  
        I Feel Fine - The Beatles  
        She's a Woman - The Beatles  
        Love Potion Number Nine - The Searchers  
        Once a Day - Connie Smith  
            1965-After the NBA All-Star game in which San Francisco Warriors center Wilt Chamberlain scored 20 points and grabbed 16 rebounds, the Warriors shocked the basketball world by announcing that they were trading Chamberlain to the Philadelphia 76ers for three minor leaguers and !150,000. 
            1965--  Bob Dylan releases "The Times They Are A-Changin'"         
            1966 - On "Bewitched," Elizabeth Montgomery's character, Samantha, gave birth to her first child, Tabitha. The witch's daughter could wiggle her nose with her finger and cause problems for daddy, Darin, just like mom. 
            1967 -- The Dead, Junior Wells' Chicago Blues Band, & the Doors at the Fillmore, San Francisco, California. 
            1968-Against the advice of Columbia Records executives, Johnny Cash visits Folsom State Prison in California to record a live album. The resulting LP, "Live At Folsom Prison" would become one of Johnny's biggest selling records, reaching #1 on the Country album chart and #13 on the Hot 200. It also produced one of his most memorable hit singles, "Folsom Prison Blues". In 2003, "Live at Folsom Prison" was certified Triple Platinum by the RIAA for sales of over three million and was ranked #88 on Rolling Stone Magazine's list of the 500 greatest albums of all time. 
            1968-- Cream's "Sunshine of Your Love" enters the pop charts. 
            1968-Dr. K.C. Pollack of the University of Florida audio lab reports tests have found that the noise generated at rock & roll concerts is harmful to teenage ears. 
            1968-In a game between the Minnesota North Stars and the Oakland Seals, Minnesota rookie center Bill Masterton was checked into the boards and fell heavily on his head. He suffered massive brain damage and died two days later, the only fatality in NHL history. 
            1969--  After his triumphant '68 "comeback" special, Elvis Presley  decides to take more control of his career and begins recording in  Memphis for the first time since he left Sun Records. Over the next  three weeks at Chips Moman's American Recording Studios, Elvis  records the songs that would return him to the top of the charts  ("Suspicious Minds" and "In The Ghetto" chief  among them). 
           1969--  The Beatles release Yellow Submarine 
            1973--- Carly Simon's album No Secrets hits #1. 
            1973- Eric Clapton came back from his three-year heroin addiction problem with a concert at the Rainbow club in London. Clapton, helped and encouraged by Pete Townshend of the Who, was back on the album charts in 1974 with "461 Ocean Boulevard." 
            1972-Nixon announces additional troop withdrawals President Nixon announces that 70,000 U.S. troops will leave South Vietnam over the next three months, reducing U.S. troop strength there by May 1 to 69,000 troops. Since taking office, Nixon had withdrawn more than 400,000 American troops from Vietnam. With the reduction in total troop strength, U.S. combat deaths were down to less than 10 per week. However, Nixon still came under heavy criticism from those who charged that he was pulling out troops but, by turning to the use of air power instead of ground troops, was continuing the U.S. involvement in Vietnam rather than disengaging from the war. The last American troops would be withdrawn in March 1973 under the provisions of the Paris Peace Accords. 
            1972- The Beach Boys' "Surfin'" is getting airplay in Los Angeles and enters Billboard, moving up the Hot 100 chart at #118. 
            1973 - Carly Simon's "No Secrets" was the #1 album in the U.S. for the first of five weeks. The tracks: "The Right Thing to Do", "The Carter Family", "You're So Vain", "His Friends are More Than Fond of Robin", "(We Have) No Secrets", "Embrace Me You Child", "Waited So Long", "It Was So Easy", "Night Owl" and "When You Close Your Eyes". 
            1973---Top Hits  
        Me and Mrs. Jones - Billy Paul  
        Clair - Gilbert O'Sullivan  
        You're So Vain - Carly Simon  
        She's Got to Be a Saint - Ray Price 
            1974-A Gallup poll on religious worship showed that fewer Protestants and Roman Catholics were attending weekly services than ten years earlier, but that attendance at Jewish worship services had increased over the same period. 
            1974- 37 people were injured in a melee outside the Tower Records store in Los Angeles after the crowd discovered that singer Steve Miller was not going to be at a post-concert party at the store. The organizers forgot to invite him. Miller's single and album "The Joker" were riding high on the charts at the time. 
            1974 - Super Bowl VIII (at Houston): Miami Dolphins 24, Minnesota Vikings 7. The Dolphins win their second straight Super Bowl. Fran Tarkenton and the Vikings are the victims. MVP: Dolphins' RB Larry Csonka; Larry Csonka's 145 yards rushing to claim their second straight championship. . Tickets: $15.00 
        http://images.nfl.com/history/images/0113.jpg. 
            1976 - Sarah Caldwell, The Divine Miss Sarah, founder of the highly successful and artistically marvelous Boston Opera Company, the second woman in the history of the New York Philharmonic to conduct its orchestra (1975) became the first woman to conduct an opera at the Metropolitan, Verdi's La Traviata . Devoted to her Boston Opera company and opera in general, she uses off-beat methods to draw customers by using stage innovations which included such things as motorcycles and circus acts. She was born 03-05-24. 
        http://www2.worldbook.com/features/whm/html/whm068.html 
        http://www.smithsonianassociates.org/programs/cassettes/caldwell.HTM 
            1978-Elvis Presley's version of Paul Anka's "My Way" goes gold in five months after the King's death. Earlier, it had become one of Presley's 78 Top Twenty-five hits. 
            1980 - The Grateful Dead, Beach Boys and Jefferson Starship are the featured acts at a benefit concert for the people of Kampuchea, held at the Oakland Coliseum. 
            1981---Top Hits  
        (Just Like) Starting Over - John Lennon  
        Love on the Rocks - Neil Diamond  
        Hungry Heart - Bruce Springsteen  
        I Think I'll Just Stay Here and Drink - Merle Haggard 
            1982 - Air Florida Flight 90, a Boeing 737, attempted to take off from Washington's National Airport in one of the worst blizzards in history. Ice had built up on the wings of the jetliner as it waited its turn to take off, preventing it from gaining altitude. After crashing into the 14th Street Bridge, the plane fell into the Potomac River. 74 of the 79 people on the aircraft were killed in the accident. Four people on the bridge were killed. 
            1982 - The worst Louisiana rainstorm in more than 100 years came to an end. More than 18 inches fell at Vinton, LA, during the three day storm. Flooding was widespread, and property damage was estimated at 100 to 200 million dollars. President Reagan visited the state and declared ten parishes in northeastern Lousiana disaster areas 
            1984 - Wayne Gretzky extended his consecutive scoring streak to 45 games, but the Edmonton Oilers winning streak ended at an unlucky 13 when Gretzky and company lost to the Buffalo Sabres 3-1. 
            1985-While not a date in American history, Otto Bucher of Switzerland became the oldest golfer to record a hole-in-one when he aced the 12 th hole at a golf course in Spain. Burcher was 99 years old. 
            1986 - NCAA member schools voted overwhelmingly in convention to adopt Proposition 48, a controversial attempt to raise the academic performance of student-athletes. Prop 48 required incoming freshmen to score 700 or more on the Scholastic Aptitude Test (SAT) or 15 on the American College Testing (ACT) exam or graduate from high school with a 2.0 grade point average in order to be eligible for athletics during freshman year. 
            1986 - For the first time in about 10 years, "The Wall Street Journal" broke with tradition and printed a real, honest-to-goodness picture on its front page. The story was about artist O. Winston Link and featured one of his works. 
            1988 - A fast moving cold front ushered arctic cold into the north central and northeastern U.S. Mason City IA reported a wind chill reading of 51 degrees below zero, and Greenville ME reported a wind chill of 63 degrees below zero. Winds along the cold front gusted to 63 mph at Rochester NY, and a thunderstorm along the cold front produced wind gusts to 62 mph at Buffalo NY, along with snow and sleet. 
            1989 - Half a dozen cities in the northeastern U.S. reported record low temperatures for the date, including Elkins, WV, with a reading of 13 degrees below zero. Watertown NY was the cold spot in the nation with a morning low of 37 degrees below zero 
            1989---Top Hits 
        Every Rose Has Its Thorn - Poison  
        My Prerogative - Bobby Brown  
        Two Hearts - Phil Collins  
        Hold Me - K.T. Oslin 
            1990 - A winter storm in the southwestern U.S. produced more than a twelve inches of snow in the mountains of California and Nevada. In northern California, Huntington Lake was buried under 40 inches of snow, and up to 20 inches was reported in northeastern Nevada. Heavy rain soaked some of the lower elevations of California. Gibraltar Dam CA was drenched with 5.33 inches of rain in two days. 
            1992 - United States serial killer Jeffrey Dahmer pleaded guilty but insane to the murders of 15 young men and boys. He had kept parts of his victim in his refrigerator, and also claimed to be a cannibal. He was later murdered in by an inmate who said, “ God had told me to do this.” 
           1992--  Japan apologized for forcing Korean women to act as sex slaves for  Japanese soldiers during WWII but refuses to pay reparations.  
            1994-- GTE, in the midst of a massive restructuring program designed to "streamline" its operations for the dawning "multimedia age." announced that it was taking a $1.8 billion pretax charge for the fourth quarter of 1993 and, in the process, planned to slash its staff by some 17,000 jobs. GTE chairman Charles R. Lee declared the moves necessary for the company's future, noting that without a "competitive structure" GTE would likely "blow up." However, this logic didn't mollify GTE's primary union, the Communications Workers of America, which derided the lay-offs as "yet another example of a highly profitable company eliminating...the people who helped build the company and created its technology to further enhance the bottom line." 
            1996-The Medals of Honor were awarded to African-American servicemen for service in World War II by President William Jefferson Clinton at a ceremony in the White House, Washington, DC. None of the 1.7 million African-Americans who served in World War II had received a Medal of Honor despite the many documented cases of bravery that were presented to officials of the armed forces. Of the seven servicemen who received the medal at the ceremony, the only one still alive was Vernon Baker, a 77-year-old retired career Army officer. Medals were awarded posthumously to staff Sergeant Edward A. Carter, J., of Los Angeles, First Lieutenant Charles L. Thomas of Detroit, Private George Watson of Birmingham, AL, First Lieutenant John R. Fox of Boston, Private First Class Willy F. James, Jr., of Kansas City, KS, and Staff Sergeant Ruben Rivers of Tecumseh, OK. 
            1998 -- Baltimore and Minnesota combine to set an NFL record with three kickoff return touchdowns in the same game, all in the first quarter of the Vikings' 38-28 victory. Corey Harris and Patrick Johnson score for the Ravens while David Palmer turns the trick for Minnesota. Vikings kicker Gary Anderson sets an NFL record when he converts his 34th consecutive field goal. 
            1999-“The Sopranos” TV Premiere. The thinking viewer's mob drama,” The Sopranos” features James Gandolfini as Tony Soprano, who's panic attacks drive him to seek out a psychiatrist ( Lorraine Bracco). The HBO drama revolves around Tony's home and crime lives. TV Guide has named the series one of the greatest TV shows of all time. 
        http://www.hbo.com/sopranos/ 
            2000 - Microsoft chairman Bill Gates announced that he would be stepping down as Microsoft chief executive and handing over the reins to longtime friend and company president Steve Ballmer. Gates assumed the title of ‘chief software architect'. 
            2011---Just  two months after The Beatles back catalogue became available on  iTunes, their sales figures topped 5 million songs according to  Hudson Square Research. During that period, the legendary group also  moved more than a million full-length albums.       
      Superbowl Champions This Date 
        1974 Miami Dolphins 
    
       
     
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