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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Friday, January 27, 2017

Today's Equipment Leasing Headlines

CLFP Memberships Reaches 401
   Seven New Graduates
New Hires---Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
    Ascentium Capital
Saluting Leasing News Advisor
   Ed Castagna
What Happens to Your Security Interest
   if Your Collateral is Sold?
by Tom McCurnin, Leasing News Legal Editor
ELFA MLFI-25 for December $12.1 Billion  -with Charts
  New Business Volume Down 3% Year over Year
Silence/20th Century Woman
Hitchcock Truffant/Heart of a Dog/His Girl Friday
Theater/Digital Movie Reviews by Fernando Croce
Shepherd Mix
Chicago, Illinois  Adopt-a-Dog
Leasing/Finance Conferences  2017
News Briefs---
Marlin Business Services Report Net Income $4.8 Million
   Up from $3.0 Million Last Year for 4th Quarter
SEC investigating Banc of California, CEO resigns
  Search Begins for New Chief Executive

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

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    California Nuts Brief---
     "Gimme that Wine"
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                 Traffic Live----

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CLFP Memberships Reaches 401
Seven New Graduates

The Certified Lease & Finance Professional (CLFP) Foundation announces that seven individuals who recently sat through the 8-hour online CLFP exam have passed.  This brings the total to 401 active members.  Joining the support of the National Association of Equipment Leasing Brokers and National Equipment Finance Association, the Equipment Leasing and Finance Association joining has made a large difference, as well as a movement of more company support and sponsorship.

The newest members are:

Briana Allen, CLFP
Funding Operations Manager
Allegiant Partners, Inc.

Rob Boyer, CLFP
President, Susquehanna Commercial Finance, Inc.
A Subsidiary Branch Banking and Trust Company (BB&T)

Matt Crawley, CLFP
Asset Manager
Arvest Equipment Finance

John Farris III, CLFP Associate
President, National Truck and Trailer Leasing

Marc Gingold, CLFP
Vice President of Syndications
Fleet Advantage, LLC

Brian McMahon, CLFP
Data Analyst
Fleet Advantage, LLC.

John Pitre, CLFP
Vice President
Equipment Finance Specialist
Arvest Equipment Finance

The CLFP designation identifies an individual as a knowledgeable professional to employers, clients, customers, and peers in the equipment finance industry.


“I joined the equipment finance industry shortly after graduating college,”  Brian McMahon, CLFP, Data Analyst, Fleet Advantages, LLC., explains. ". I was aware of the CLFP organization not long after I began my career and I knew it was something I wanted to do; not only to pursue my personal education and growth, but to be part of the lease and finance professionals’ network. I believe I am now part of a community where I can not only share ideas but also learn from others who have some illustrious years in the business under their belts.”

List of Companies with More than Two Members:

Leasing Academy Classes Schedules

Atlanta, Georgia
March 23, 2017 through March 25, 2017

Northbrook, Illinois
May 4, 2017 through May 6, 2017

Walnut Creek, California—Sold Out!
(San Francisco Area)
June 22, 2017 through June 24, 2017

For more information, please contact Executive Director
Reid Raykovich, CLFP at:


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


New Hires---Promotions in the Leasing Business
and Related Industries

Craig Ault was promoted to Executive Vice President of Sales and Marketing and Director of Global Sales Training and Development, CSI Leasing, Saint Louis. He is located in Scottsdale, Arizona. He joined the firm in 1993 and in 2011 was promoted to Executive Vice President and National Sales Manager. Previously, he was Account Manager, Bell Atlantic Systems Leasing (1985 – 1993); Account Executive, Burroughs Corporation (1984 – 1985). Education: University of Missouri, Columbia, Master of Business Education (1982 – 1984). University of Missouri-Columbia, B.A. in Education (1978 – 1982).

Lee Bergeron was hired as Vice President of Sales, United Leasing, Evansville, Indiana. He is based in Newtown, Connecticut. Previously, he was President, Taunton Commercial Credit (February, 2015 - January, 2017); Co-Founder/ President, Performance Advantage Consulting (2015 – February, 2016); President Leasing Division/Corporate Vice President Financial Services, MailFinance, an Affiliate Company of Neopost USA, Inc. (2010 – 2015); Co-Founder/ President, Performance Advantage Consulting (2009 – 2010); President/General Manager, GE Capital/GE Government Finance, Inc. (2007 – 2009); Managing Director, GE Federal Finance (2006 – 2007); Senior Vice President/Region Sales Manager, GE Commercial Equipment Finance (2001 – 2006); Vice President/Senior Account Executive, GE Commercial Equipment Finance (1997 – 2001). Organizations: ELFA/Equipment Leasing Finance Organization, starting April, 1993. AGLF/Association for Government Leasing and Finance, starting January, 2006. Certifications: Six Sigma Green Belt, GE Capital, Starting March 2002.

Jeffrey DeRosa was promoted to President, Harbour Capital Corporation, Newington, New Hampshire. He joined the firm August, 2005, and his previous position was Senior Account Executive. Education: University of New Hampshire - Whittemore School of Business and Economics, BA, Economics, History (2000 – 2004). Belmont High School (1996 – 2000).

Robert Gole was hired as Vice President- Business Development Officer at Triumph Business Capital, Coppell, Texas (invoice factoring). He is based in Atlanta, Georgia. Previously, he was Vice President, Business Development Officer, TAB Bank (July, 2010 – January, 2017); Vice President, GE Capital- Transportation Finance (April, 2004 – July, 2010); Senior Vice President, AmSouth Capital (September, 2001 – December, 2003); Vice President, CIT Credit Finance (May, 1995 – January, 2000). Education: Cornell University - Johnson Graduate School of Management, MBA, Business. State University of New York at Albany.

David Lempko, CLFP, was promoted to Senior Vice President and Middle Market Sales Director, Key Lease, Superior, Colorado. He is based in Buffalo, New York. “(He)...assumed the role of Senior Vice President and Sales Director after demonstrating innovative approaches to equipment financing as Sales Director and later President for First Niagara’s equipment finance division over the last two years." He joined First Niagara in March, 2007. Prior, he was Financial Services Manager, ADP (August, 1998 – March, 2007);
Sales Manager, AT&T Capital Corporation (November, 1994 – August, 1998). Certifications: Certified Leasing and Finance Professional. Education: Clarion University of Pennsylvania, Bachelors, Business Administration (1981 – 1985). Activities and Societies: Sigma Chi, Bishop Timon High School, College Preparatory, Business Administration and Management, General (1977 – 1981). Bishop Timon High School is a Roman Catholic college prep school for boys, serving Buffalo and western New York.

Jim Reid was promoted to Director of Syndication, at United Leasing, Evansville, Indiana. He joined the firm November, 2012, serving as Director, Business Development. Previously, he was Vice President - Business Development, Leasing Group Inc. (April, 2005 – November, 2012); Vice President, Sales & Marketing, Sony Financial Services (April, 2002 – March, 2005); Vice President. Sales, Heller Financial/ Sony Financial Services (June, 1999 – April, 2002); Vice President, Business Development, Heller Financial (January, 1999 – June, 1999); Vice President – Sales, Dana Commercial Credit/Compaq Capital (September, 1997 – January, 1999); Director, Sales & Marketing Dana Commercial Credit (1989 – 1998).

Daniel Springer was hired as Chief Executive Officer of DocuSign, San Francisco, California. He also serves as Chairman of the Boards of Ansira, December, 2015, and Heighten, September, 2015; Board Member, ICMS, September, 2016; Operating Partner, Advent International, May, 2015, and Member Board of Directors, YuMe, September, 2013 and YearUp, June, 2010. Previously, was CEO of Responsys (March, 2004 - March, 2014); Board of Directors, Eloan (2004 – 2007); Managing Director, Modem Media (April, 2002 – February, 2004); CEO, Telleo (September, 2000 – July, 2001); Chief Marketing Officer, NextCard (December, 1997 – September, 2000); Consultant, McKinsey (October, 1991 – December, 1997). Volunteer: Member Board of Trustees, San Francisco Friends School (June, 2004 – June, 2011). Board of Trustees, The Urban School of San Francisco (June, 2013 – Present). Education: Harvard University, MBA, General Management (September, 1989 – June, 1991). Occidental College, Advanced Bachelors, Economics/Math
(1981 – 1985).

Bob Trojan was hired as President & CEO at Financial Services Insights, LLC., Backing Ridge, New Jersey. Previously, he was Chief Executive Officer, Commercial Finance Association (June, 2012 – January, 2017); Principal Advisor, TechPar Group (August, 2011 – June, 2012); President & CEO, Financial Services Insights (January, 2008 – June, 2012); Chief of Staff, Senior Advisor to Vice Chairman, The CIT Group (1988 – 2007). Awards: Chairman's Award at CIT for Exceptional Performance, 
American Financial Services Association Special Contribution Award. Organizations: American Financial Services, Association Educational Foundation, Board Member,
Overseas Security Advisory Council, Member (2002 – 2007), a public/private partnership to promote security cooperation between American private sector interests worldwide and the US Department of State. Education: Washington University in St. Louis, MBA, Finance, Engineering (1980 – 1985). I hold the following degrees from Washington University, earned over a 5-year period: Bachelor of Science Degree in Computer Science, Bachelor of Science Degree in Electrical Engineering, and a Masters of Business Administration, majoring in Finance.

Edward Urbanek was promoted to Financing Solutions Manager, CDW, Madison, Wisconsin. He joined the firm July, 2006, and previous position was as Financial Services Manager. Previously, he was Purchasing Assistant, Berbee (July, 2006 – April, 2007); Service Technician, Northway Communications (February, 1998 – January, 2002). Education: Edgewood College, Bachelor, Business Management (2004 – 2006); Dean's List/Honor's List, Fall 2004, Spring 2005, Fall 2005, Spring 2006. Graduated Magna Cum Laude. Madison Area Technical College, Business (2002 – 2004). Wausau East.

Mike Zwick was hired as Vice President, Bank Partnerships at Ascentium Capital, Kingwood, Texas. He is based out of Greater New York. Previously, he was President, Lease Advisors Corp. (January, 2015 – December, 2016); EVP, Sales and Marketing, Northmill Equipment Finance (Formerly Equilease Financial Services) (January, 1997 – December, 2014); Senior Vice President, ICON Capital Group LLC. (January, 1987 – September, 1997); Executive Vice President, RTS Helicopter Services, Inc. (January, 1980 – March, 1983). Education: New York University, Bachelor of Commerce (B.Com.), Finance. Activities and Societies: AEPi. New York University, BS, Bachelor of Science-Public Accounting. Activities and Societies: Alpha Epsilon Pi.



Leasing Industry Ads---Help Wanted

For information on placing a help wanted ad, please click here:



Leasing News Advisor
Ed Castagna

Edward Castagna, CEO
InPlace Auction
68 South Service Road, Suite 100
Melville, New York 11747
Tel.  (516) 229-1968

Cell (516) 297-7775
Fax.  (516) 882-7924

Ed joined the Leasing News Advisory Board on February 4, 2004. His contributions have been centered not only on his knowledge of leasing companies or their “assets,” but his design, understanding, and use of the internet as a global sales tool.

Over 25 years ago, used equipment dealers and mechanics taught him what to look for and which questions to ask when evaluating machinery and equipment for resale. Since then, he's honed his appraisal skills through hands on experience and continuing education. InPlace Auction's appraisals contain insightful and common sense values delivered professionally. He has been an expert witness with a 100% rate of success in courtroom defense of challenged value. He has been retained as the face-to-face contact with defaulting business owners by a variety of Fortune 100 creditors, relying on his tact, expertise, and determination to resolve uncomfortable and potentially dangerous situations.

Ed has been trusted and charged with the difficult task of liquidating distressed companies to the bare walls. He's helped liquidate assets of thousands of companies in industries as varied as television, manufacturing, transportation, medical, municipal, financial, textile, automotive and commercial real estate just to name a few. "It's my responsibility to treat everyone with respect, regardless of their circumstances. That's how I've been able to successfully and peacefully defuse even the most precarious of situations. I know exactly how to resolve most situations, but also know when it's time to walk away and return promptly with a court order and appropriate authorities."

An early adopter of web based technology in 1988, he was the first in the industry to create a high volume internet enhanced recovery, remarketing and reporting web based service. He is now applying this experience in conjunction with the latest technology to the auction business and currently holds live and on line auctions. His latest auctions sold Intellectual Property, Real Estate, Machinery, & Building materials

He earned a B.A. in Psychology from Syracuse University, and is a graduate of the Mendenhall School of Auctioneering. He has been educated in appraisal procedure and ethics by The American Society of Appraisers. Ed served on the Equipment Leasing and Finance Association (ELFA) Board of Directors from 2006-2009 representing its service provider members; is on the service providers business council of the ELFA; is a member of the fair Business Practices Committee.

He is one of the founding members, and serves as the current President, of the Tender Loving Care Foundation (; is an advisory board member to South Bronx Education Foundation ( and most recently was tapped to join the board of directors of the Stewart Fund. He is also a Steward of St. Brigid's R.C. Church ( and he says his favorite place to be is anywhere with his wife Jeanine and their two boys.

Ed, Sam Castagna, 15, Jeanine Castagna, Jack Castagna, 12


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)



What Happens to Your Security Interest
if Your Collateral is Sold?

by Tom McCurnin,
Leasing News Legal Editor

General Rule is That Secured Creditor Has One Year to Figure It Out
and Re-File, But Washington Case Gets Its Wrong

DZ Bank AG Deutsche Zentral-Genossenschaftsbank v. Connect Ins. Agency, Inc., No. C14-5880JLR, 2016 WL 631574 (W.D. Wash. Feb. 16, 2016). 

Federal Judges have legions of really smart law clerks and I honestly find that Federal Judges rarely make mistakes. But in today’s case, the Court relied upon a repealed statute as controlling authority and completely misunderstood the effect of the 1994 amendments to the Uniform Commercial Code.

As most of the readers will remember, the old UCC law focused on the location of the collateral. The “new” 1994 amendments focused on the location of the debtor. Apparently, this Federal Judge and all his law clerks were out of town that week that the amendments were passed. The facts follow.

DZ Bank had a security interest in the assets of Advantage Pacific,perfected by a UCC-1 filed in the State of Washington. The assets, general intangibles, were then sold by the debtor to Connect Insurance without knowledge of the security interest of DZ Bank. Connect was a Texas corporation.  

The normal rule, contained in UCC 9-316 is this: once the collateral is sold to an out of state buyer, that buyer becomes a new “debtor” under the Code, and the secured creditor has one year under 9-316(a)(3) to re-file in the new state. Yes, it really is that simple, and yes, it works as disadvantage to secured creditors who have to monitor their collateral every year. 

DZ Bank failed to re-perfect for a year following the sale and sued Connect for conversion. Because the sale occurred without knowledge of the security interest to the buyer, the buyer was located out of state, and DZ Bank failed to re-perfect, the correct result should have been that the Bank was unperfected. The buyer should have won. 

However, the court went through a tortured and largely incorrect legal analysis to save the Bank and uphold the security interest. Bank won, buyer lost.

First, the Court resurrected the prior and now-repealed code provisions to analyze the issue as to whether the buyer bought the collateral in Washington and then moved the collateral to Texas. That Code section was 9-103, and is now repealed. Why the Court resurrected the ancient, now repealed, concept was simply amazing to me. 

Quite frankly, the location of the collateral is now irrelevant. The focus is now where the buyer is located. The Court cited the old, now-repealed statute via Anderson on the Uniform Commercial Code for this proposition, which was puzzling. If someone pointed the Court to 9-316 official comment number 5, a crystal clear example of what should happen, the result might have been different. 

To add further insult to injury, when the court discussed § 9-316, it cited as authority three pre-1994 cases which again focus on 9-103 (now repealed) and none of the 9-316 cases. The cases concerned the location of the collateral, not the location of the new debtor. Oh, by the way, the collateral was “intangibles” which have no location—they exist where the debtor is located. So why the Court was so concerned about the “location” of the collateral which doesn’t have a location was puzzling. 

In reviewing the docket and the moving and opposing papers, three reasons for the Court’s clearly mistaken ruling surfaced. First, Connect filed its papers late. The Court was obviously unimpressed with Connect’s counsel. Second, clearly 9-316 was applicable but was neither cited nor argued by the Bank, and I understand why—it would have been a losing argument. Third, Connect, the buyer, also failed to address 9-316. So the court took it upon itself to create the 9-316 issue, and sadly got it wrong.  

Although Connect initially appealed the case, for reasons not disclosed in the docket, the case was stipulated to be dismissed, probably evidencing a settlement. 

What are the takeaways here?

•  First, I will still insist that when collateral subject to a security interest is sold, the buyer is deemed to be a “new debtor” for purposes of the Code. The Court apparently missed that concept.

•  Second, as a new debtor, if the buyer is located out of state and took the collateral with knowledge of the security interest, the secured creditor has one year to figure this out and re-file in the debtor’s location. Yes, this works a slight hardship on the creditor, but most loan agreements require annual financials and most leases allow for annual inspections. 

•  Third, if the secured creditor botches the requirements of UCC 9-316, then this case may be cited as persuasive authority for the proposition that 9-316 really doesn’t mean what it says. 

The bottom line to this case is that Federal Judges can get wrong if aided by a late filing and less that crystal clear arguments. Garbage in, garbage out. 

DZ Bank v. Connect Insurance Agency  (24 pages)

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:



##### Press Release ############################

ELFA MLFI-25 for December $12.1 Billion  -with Charts
  New Business Volume Down 3% Year over Year

(Monthly—Leasing News Chart)


(Quarterly Average - Leasing News Chart)

The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25), which reports economic activity from 25 companies representing a cross section of the $1 trillion equipment finance sector, showed their overall new business volume for December was $12.1 billion, down 3 percent year-over-year from new business volume in December 2015. Volume was up 89 percent month-to-month from $6.4 billion in November in a typical end-of-year spike. Cumulative new business volume for 2016 was down 2 percent from 2015.

Receivables over 30 days were 1.40 percent, up from 1.30 percent the previous month and up from 1.10 percent in the same period in 2015. Charge-offs were 0.42 percent, up from 0.40 percent the previous month but virtually flat when compared to the year-earlier period.

Credit approvals totaled 77.4 percent in December, up from 76.0 percent in November. Total headcount for equipment finance companies was up 5.7 percent year over year.

Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) for January is 73.4, an increase from the December index of 67.5 and the highest index since the MCI was launched in May 2009 to track recovery after the 2008 downturn.

ELFA Charts

click to make larger

click to make larger

click image to make larger

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click image to make larger


ELFA President and CEO Ralph Petta said, “New business volume ends the year on a relatively high note, despite a slight decline in full-year 2015-16 originations.  Credit market metrics remain in acceptable ranges. With a seemingly business-friendly Trump Administration assuming the reins of power in Washington, business owners share a cautious optimism as they look to policies that hopefully will continue growing the U.S. economy and stimulate capital investment in the months and years ahead.”

Mike Jones, Managing Director, CIT Equipment Finance, a participating company in the MLFI-25, stated, “We finance the commercial sales for manufacturers, distributors and dealers in a number of industries. Through these relationships, we have a good overview of Main Street businesses. As a result, we are seeing greater commitment among small and medium-sized organizations to invest in capital equipment. We’re hearing that these companies are really excited about what they have to offer their customers and are making investments to support their growth. It is refreshing to hear the optimism again.”

Full Listing of MLFI Participants
BancorpSouth Equipment Finance
Bank of America Merrill Lynch
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
Citizens Asset Finance
Dell Financial Services
EverBank Commercial Finance
Fifth Third Equipment Finance
First American Equipment Finance, a City National Bank Company
Frost Bank
GreatAmerica Financial Services
Hitachi Credit America
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
LEAF Commercial Capital Inc.
M&T Bank
Marlin Leasing
Merchants Bank Equipment Finance
PNC Equipment Finance
SG Equipment Finance
Siemens Financial Services
Stearns Bank
Stonebriar Commercial Finance
SunTrust Equipment Finance & Leasing Corp.
TCF Equipment Finance
US Bancorp Equipment Finance
Volvo Financial Services
Wells Fargo Equipment Finance

### Press Release ############################


Fernando's View
By Fernando F. Croce

Personal visions, both contemplative (“Silence”) and nostalgic (“20th Century Women”), shine in theaters, while new DVD releases include fascinating documentaries (“Hitchcock/Truffaut.” “Heart of a Dog”) and a rip-roaring comedy classic (“His Girl Friday”).

In theaters:

Silence (Paramount Pictures): Faith has long been a recurring subject in the works of passionate, Oscar-winning director Martin Scorsese (“The Wolf of Wall Street”), and it takes center stage in his latest film, an adaptation of Shusaku Endo’s acclaimed novel that he’s been planning for decades. Set in 17th-century Japan, the story follows the trajectories of two Portuguese Jesuit missionaries, Sebastião (Andrew Garfield) and Francisco (Adam Driver), who see their religious conviction severely tested by a hostile environment. In search of their mentor (Liam Neeson) and clashing with the governor (Issey Ogata), they must confront physical danger as well as their own profound, spiritual doubts. Trading Scorsese’s trademark kinetic approach for an ornate and meditative style, the film is a serious, moving and fiercely personal vision of the search for grace in a world of brutality.

20th Century Women (A24): Excellent ensemble acting distinguishes this nostalgic, 1970s-set comedy-drama from writer-director Mike Mills (“Beginners”). Mills’ stand-in is Jamie (Lucas Jade Zumann), a shy teenage boy fascinated by the strong women in his life. They include his divorced mom Dorothea (Annette Benning), a young colleague named Julie (Elle Fanning), and an eccentric, fiery artist named Abbie (Greta Gerwig). With fluidity, patience, and generosity, the focus roams from one character to another, creating a flowing mosaic of unique personalities as well as a snapshot of a decade coming to an end. The result is an emotionally rich and satisfying mood piece that brings memories vibrantly to life. With a cast that also includes Billy Crudup, Alison Elliott and Alia Shawkat, it pushes beyond standard coming-of-age clichés.

Netflix Tip:A chameleonic character actor known for villainous turns, Miguel Ferrer (1955-2017) enlivened many a film with his shifty charisma. So check out Netflix for some of his best roles, which include “RoboCop” (1987), “Twin Peaks: Fire Walk With Me” (1992), “Traffic” (2000), and “Sunshine State” (2002).


Hitchcock/Truffaut (Cohen Media Group): A fascinating friendship between two very different directors is examined in this smart and engaging documentary, directed by respected film critic Kent Jones. An exacting neurotic forever known as the Master of Suspense, Alfred Hitchcock envisioned a dangerous world perpetually on the verge of chaos. More than three decades his junior, French New Wave staple Francois Truffaut favored freewheeling stories with generous characters. Yet they became friends over a series of interviews that shed light on their lives and films. With insights from a virtual who’s who of current directors (including Martin Scorsese, David Fincher and James Gray), Jones’ picture employs gorgeous clips and incisive anecdotes to illustrate how Hitchcock’s influence continues to shine strongly even to this day.

Heart of a Dog (Criterion): An experimental artist across a variety of fields, including music and cinema, Laurie Anderson returns to the screen with this moving, personal meditation sparked by the death of her rat terrier Lolabelle. Appearing throughout the film in home-movie footage over the course of the years, her beloved pooch becomes a jumping-off point for Anderson to ponder a variety of subjects, including the nature of mortality, the role of family in her art, and her life in New York City before and after 9/11. As in her previous works, Anderson employs a variety of visual stratagems to make her musings poetically visual, making the movie often play like a free flowing album of memories and ruminations. Though far from a conventional narrative, the densely layered results overflow with humor and poignancy.

His Girl Friday (Criterion): Though not the first adaptation of the famous play by Ben Hecht and Charles MacArthur to hit screens, this rip-roaringly funny 1940 hit endures as the best version, as well as an all-around comedy classic. Brilliantly switching the gender of the protagonist, it casts Rosalind Russell as Hildy Johnson, a driven newspaperwoman determined to leave the trade and settle down with a nice and dull husband (Ralph Bellamy). Her boss and ex-husband, Walter Burns (Cary Grant, in a dazzling, all-stops-out performance), has other plans—knowing of Hildy’s reporter instincts, he sends her to cover a breaking news story and triggers a kinetic battle of the sexes. Directed by the legendary Howard Hawks, the film is a pitch-perfect screwball comedy overflowing with virtuoso turns and quotable dialogue.


Shepherd Mix
Chicago, Illinois  Adopt-a-Dog


e is part of PAWS Chicago’s Featured 5 adoption program and is looking for a patient, experienced adopter who will continue the training program she began at PAWS Chicago.

As a benefit of her adoption, adopters will receive a year of free Merrick Pet Care dog food, free wellness care at PAWS Chicago Medical Center and a free private training and evaluation session at PAWS Chicago’s Training Center.

Learn more about PAWS Chicago’s Featured 5 program.

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Did someone say ‘treat’? I’ll take them all
I’m a people person!
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Adoption Process:

Adopt a Pet



Leasing/Finance Conferences 2017
Save the Dates

January 31, 2017 - February 1, 2017
Asset Based Capital Conference
Encore at Wynn
Las Vegas, Nevada

Chapter Events

Jeffery Walsh, Event Director
Commercial Finance Association
(212) 792-9399 |

March 6-7
LendIt USA
Javits Convention Center
New York, NY

Please use the code “Yodlee17VIP” at checkout to receive a 25% discount.


March 15, 2017 - March 17, 2017
2017 National Equipment Finance Summit
Renaissance Long Beach Hotel
Long Beach, California

Conference Chairperson: Frank Pretore, Esq.
Chiesa Shahinian & Giantomasi, PC

You'll Find Everything Your Need to Know

Electronic Docs & Implementation
Current Market Trends and Changes
Marketing -5 Need-to-Know Tips
Collections - Best Practices
Cyber Security- Prevention is Key
Top Sales Training Techniques
Backend Operations - Untapped Revenue
Transitioning from Broker to Lessor
Transportation Financing & State Regulation
T-Value Software & Capabilities

You'll Find it All at the Finance Summit

Super Saver Expires End of Month


March 22, 2017
16th Annual IMN/ELFA
Investor Conference
New York, New York


April 4 - April 6, 2017
29th Annual National Funding Conference
Chicago, Illinois

April 5, 2017 – April 7, 2017
National Vehicle Leasing Association
Hilton Nashville Downtown
121 Fourth Avenue South
Nashville, Tennessee 37201


Contact: Elizabeth Schlicht 

April 27, 2017 - April 29, 2017
NAELB 2017 Annual Conferences
Sheraton Memphis Downtown Hotel
& Memphis Cook Convention Center
Memphis, Tennessee

May 3, 2017 - May 5, 2017
37th Annual AGLF Conference
Omni Interlocken Resort
Broomfield, Colorado

October 4, 2017 - October, 6
2017 Funding Symposium
JW Marriott Buckhead
Atlanta, Georgia

October 11, 2017 - October 13, 2017
Fairmount Dallas, Texas

October 17, 2017 - October 19, 2017
  Third Annual Conference

October 22, 2017 - October 24, 2017
2017 56th Annual Convention
Orlando, Florida

October 22, 2017 -  October, 26, 2017
The Palazzo and Sands Convention Center
Venetian Hotel & Casino
Las Vegas, Nevada



News Briefs----

Marlin Business Services Report Net Income $4.8 Million
   Up from $3.0 Million Last Year for 4th Quarter

SEC investigating Banc of California, CEO resigns
  Search Begins for New Chief Executive



You May Have Missed---

Alibaba's Ant Financial in overseas push with MoneyGram deal



Sports Briefs----

The best Super Bowl of all time was also the greatest upset


California Nuts Briefs--- 

In a major improvement, nearly half of California
    is no longer in a drought



“Gimme that Wine”

Good Times Roll for U.S. Wine Industry

Wine shipments, sales increase in 2016

North America Winery Count Is Now 9,872

Winery Crushes Grapes and Carbon Emissions

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

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This Day in American History

     1772 - The "Washington and Jefferson Snowstorm" occurred. George Washington reported three feet of snow at Mount Vernon and Thomas Jefferson recorded about three feet at Monticello.
    1778 – Marines landed at New Providence, Bahamas and the American flag flew over foreign soil for the first time. The first American soldiers sent forth from the fledgling nation’s shores were a detachment of Marines. That amphibious raid, the first in what remains today a Marine specialty, aimed to seize guns and gunpowder from a British fort.
    1785 - The University of Georgia was founded, the first public university in the United States.  
    1805 - Southeastern New York and New England were in the middle of a 3 day snowstorm. Snow fell continuously for 48 hours in New York City where two feet reportedly accumulated.
    1810 - The third U.S. Census recorded a population of 7,239,881, an increase of 1,931,298 over the 1800 Census. The 1810 census included one new state: Ohio. Black population rose by 481,361 to 1,278,110. Of this total, 186,746 were free citizens, a group omitted in the 1800 census. The center of population moved to a point 40 miles northwest of Washington, DC.
    1825 – Congress approved Indian Territory in what is present-day Oklahoma, clearing the way for forced relocation of the Eastern Indians on the "Trail of Tears."   The Indian Removal Act of 1830 included members of the Cherokee, Muscogee, Seminole, Chickasaw, and Choctaw nations, removing them from their ancestral homelands in the Southeast to an area west of the Mississippi River.  The relocated people suffered from exposure, disease and starvation while en route, and more than ten thousand died before reaching their various destinations. 
    1830 - The landmark Webster-Hayne debates took place January 19-27. They began when Senator Samuel A. Foot of Connecticut offered a resolution to restrain sale of public lands in the West. Sen. Thomas Hart Benton of Missouri replied by declaring that eastern interests were trying to check the prosperity of the West. He was supported by Sen. Robert Y. Hayne of South Carolina, who defended states’ rights. Hayne stated that “the very life of our system is the independence of the states, and that there is no evil more to be depreciated than the consolidation of this government.” Sen. Daniel Webster of Massachusetts replied by criticizing the tendency of some senators “to habitually speak of the union in terms of indifference, or even of disparagement.” The debate evolved into a discussion of the powers of the Constitution and the nature of the Union. In his speech of Jan. 26-27, Webster declared that the states were sovereign only in that area where their power is not qualified by the Constitution, and that the Constitution and the government were sovereign over the people. “Liberty and Union, now and forever, one and inseparable!” was included in the speech delivered by Daniel Webster of Massachusetts in debate with Sen. Robert Y. Hayne of South Carolina. Webster held that the union was stronger than the separate states, and that its acts could not be nullified by them.
    1832 – Lewis Carroll (d. 1898) was born Charles Lutwidge Dodgson in England.  His most famous writings are “Alice’s Adventures in Wonderland”, its sequel “Through the Looking Glass”, which includes the poem “Jabberwocky”, and the poem “The Hunting of the Snark”, all examples of the genre of literary nonsense. He is noted for his facility at word play, logic, and fantasy.
    1850 - Birthday of Samuel Gompers (d. 1924), one of the key figures of the U.S labor movement, was born in England. In 1863, Gompers emigrated to New York with his family and soon joined his father working as a cigar maker in various New York sweatshops. Although he became heavily involved in the cigar makers' union, Gompers was hardly an advocate of labor's more left-leaning tendencies. As he rose to prominence in the union, Gompers gradually articulated his belief in strikes and boycotts tempered by responsibility and reason. In addition, he focused almost solely on economic goals and hailed binding contracts as a key to improving the lives of workers. In 1886, Gompers spearheaded the formation of the American Federation of Labor (A.F. of L.) He ruled the A.F. of L. for forty years, save for 1895, when a brief burst of socialist sentiment forced him out of office. Gompers shaped the A.F. of L. into his conservative ideal, leading the organization to eschew overt political affiliations, most notably radicalism, in favor of broad patriotic values. However, as employers and politicians increasingly marshaled tough tactics to quell the rising tide of labor, Gompers was forced to choose sides, and in 1908, he supported William Jennings Bryan's failed run for the Oval Office. A few years later, Gompers became a fierce ally of President Woodrow Wilson, and Gompers used the pulpit of the A.F. of L., as well as the recently formed Pan American Labor Federation, to push the government's policy in World War I.
    1870 - At the then Indian Asbury University, Kappa Alpha Theta, the first women's Greek letter society, or sorority, was founded. The university is now called DePauw University in Greencastle, Indiana.
    1870 – Virginia ratified the 15th Amendment and was readmitted to the Union.
    1880 - Thomas Alva Edison patented the electric incandescent lamp.
    1885 - Birthday of Jerome Kern (d. 1945), American composer, New York City. In addition to scores for stage and screen, Kern wrote many memorable songs, including “Ol' Man River,” “Smoke Gets in Your Eyes,” “I Won't Dance,” “The Way You Look Tonight,“ “All the Things You Are,” and “The Last Time I Saw Paris.”
    1888 - In Washington, D.C., the National Geographic Society was founded.
    1894 - The University of Chicago played its first basketball game, beating the Chicago YMCA Training School 19-11. The University of Chicago became the first basketball team to play a full schedule of games, ending with a 6-1 record.
    1900 - Birthday of Hyman Rickover (d. 1986) in Russia.  American naval officer, known as the “Father of the Nuclear Navy.” Admiral Rickover directed development of nuclear reactor powered submarines, the first of which was the Nautilus, launched in 1954. Rickover was noted for his blunt remarks: “To increase the efficiency of the Department of Defense,” he said, “you must first abolish it.” The four-star admiral was forced to retire at the age of 81, after 63 years in the Navy. He is buried at Arlington National Cemetery.
    1901 – Art Rooney (d. 1988) was born in Coulterville, PA.  He founded the Pittsburgh Steelers in 1933. Since the league's inception in 1920, the NFL had wanted a team in Pittsburgh due to the city's already-long history with football and when the state of Pennsylvania relaxed its blue laws against Sunday activities, they finally awarded the franchise to Rooney.  After decades as the NFL’s doormats, they won four Super Bowls while Rooney was still CEO. 
    1908 - Birthday of trumpet player Oran “Hot Lips” Page (d. 1954), Dallas.
    1918 - Birthday of bandleader Lyle Russell “Skitch” Henderson (d. 2005), Halstad, MN.  Best known as the bandleader for “The Tonight Show” with Steve Allen and then Johnny Carson.
    1918 - The first Tarzan film, “Tarzan of the Apes”, is released. The silent movie, based on Edgar Rice Burroughs' novel, was the first in a long line of Tarzan productions. Olympic champion swimmer Johnny Weissmuller starred in 11 Tarzan movies from 1932 to 1948 and contributed Tarzan's signature yodel to the TV show, which ran from 1966 to 1969. The character was also featured in a radio show starting in 1932 and in a long-running comic strip.
    1921 - Birthday of Donna Reed (d. 1986), born Donna Belle Mullenger, Dennison, IA.   She who won an Academy Award for Best Supporting Actress in “From Here to Eternity” (1954). Also remembered for her role in "It's a Wonderful Life," but perhaps best known for her TV series "The Donna Reed Show” (1958-1966), winning 1963 Golden Globe for Best TV Star--female.
    1927 - The Harlem Globetrotters opened their first tour with a game in Hinckley, IL. Founded by Abe Saperstein as a spin-off from the great Harlem Renaissance team, the Globetrotters quickly became fan favorites around the world.
    1927 - Birthday of jazz pianist Don Shirley (d. 2013), Kingston, Jamaica.
    1930 – Birthday of Bobby ‘Blue' Bland was born Robert Calvin Brooks, Rosemont, TN. Rock ‘n’ Roll Hall of Fame singer: “That's the Way Love Is,” “Call on Me,” “Turn on Your Love Light,” “Ain't Nothin' You Can Do.”  Original group: The Beale Streeters with Johnny Ace. His grainy vocal style is a mixture of gospel and blues, and he had considerable influence on singers as diverse as Rod Stewart and Al Green. "Call on Me" and "That's the Way Love Is" was a double-sided million-seller for Bland in 1963. But white audiences didn't begin to buy his records until he recorded his "California Album" and "Dreamin'" in the early '70s. They proved to be the most popular LPs of his career. When I lived in New Orleans for a long summer in 1958 with my friend Warren Luening, Jr. and his family, Bobby “Blue” Bland was number one on the radio. I could do a pretty good impression of Bobby “Blue” Bland, including imitating his stand and manners. I knew most of his songs by heart. I have never missed a chance to see him when he was in the San Francisco Bay Area, including spending my birthdays after midnight, at his New Year's Eve Show, at the San Carlos Circle Star Theater. (B.B.King also shared the stage.)
    1931 - Birthday of Rudy Maugeri (d. 2004), baritone singer and arranger for the Crew-Cuts, in Toronto, Canada. All four members of the group were students at St. Michael's Cathedral Choir School in Toronto. They were discovered in 1954 by Mercury Records while they were singing in Cleveland under the name of the Canadaires. They became the Crew-Cuts after the popular hair style of the time. One of the first white groups to record rock 'n' roll versions of black rhythm-and-blues hits, the Crew Cuts are best known for their 1954 million-seller "Sh-Boom."
    1933 – Jerry Buss (d. 2013) was born in Salt Lake City.  He was the majority owner of the LA Lakers NBA championship team, winning 10 titles that were highlighted by the team's Showtime era during the 1980s. He is a member of the Naismith Memorial Basketball Hall of Fame as a contributor. Buss also owned other professional sports franchises in Southern California.
    1936 – Actor Troy Donahue (d. 2001) was born Merle Johnson, Jr. in NYC.  Donahue became a popular male sex symbol of the 1950s and 1960s.
    1939 – Birthday of Julius Lester, re-teller of legends and folklore of the American South, born St. Louis, Missouri. Since the early 1970's, Lester has served as a professor at the University of Massachusetts at Amherst.
    1941 - Birthday of vibe player Bobby Hutcherson, Los Angeles, CA 
        1943 - The first air attack on Germany by the Army Air Force in World War II was made by the 8th Air Force led by Brigadier General Haywood Shepherd Hansell III from bases in England. The targets were naval bases and docks at Wilhelmshaven and factories in Emden in northwest Germany. The Americans lost three planes on the mission, two Liberators and one Flying Fortress. Of 64 planes participating in the raid, 53 reached their targets. The German loss was 22 fighter airplanes and 3 bombers. The B-17 Flying Fortresses, capable of sustaining heavy damage while continuing to fly, and the B-24 Liberators, long-range bombers, became famous for precision bombing raids. The premier example was the raid on Wilhelmshaven, commanded by Brig. Gen. Newton Longfellow. The 8th Air Force was amazingly effective and accurate in bombing warehouses and factories in this first air attack against the Axis power. 
    1944 - The siege of Leningrad began with German bombing of the city. The bombing continued for 430 hours. The suffering of the people of Leningrad during the 880 day siege was one of the greatest tragedies of World War II. More than half the population of Russian’s second largest city died during the winter of 1942. The siege finally ended on January 27, 1944.
    1944 - The Boston Braves fired manager Casey Stengel, who becomes the victim of an ownership change.  After Stengel achieved success at the helm of the Oakland Oaks of the Pacific Coast League, he went on to become manager of the New York Yankees in 1948. He won the World Series in each year from 1949-53, the only manager to do so in Major League history. He took the Yankees to the World Series every year but 1954 and 1959 during his tenure that ended after the 1960 Series. Famous Stengelisms include: "The Yankees don't pay me to win every day - just two out of three"; "The secret of managing a club is to keep the five guys who hate you away from the five guys who are undecided"; and "You have to draft a catcher, because if you don't have one, the ball will roll all the way back to the screen." When he was fired after losing the 1960 World Series, he quipped, “I’ll never make the mistake of being 70 again.”  He was elected to the Baseball Hall of Fame in 1966.
    1945 - The Russians liberated the Auschwitz concentration camp, where the Nazis had murdered 1.5 million men, women and children, including more than one million Jews.
    1947 - Top Hits 
For Sentimental Reasons - Nat King Cole 
A Gal in Calico - Johnny Mercer 
Ole Buttermilk Sky - The Kay Kyser Orchestra (vocal: Mike Douglas & The Campus Kids) 
Rainbow at Midnight - Ernest Tubb
    1948 - Wire Recording Corporation of America unveiled the first magnetic tape recorder, the ‘Wireway' machine containing a built-in oscillator. It sold for $149.50.
    1951 – Nuclear testing began at the Nevada Test Site with a one-kiloton bomb dropped on Frenchman Flat.
    1955 - Birthday of John G. Roberts, Jr., Chief Justice of the US, born Buffalo, NY.
    1955 - Top Hits 
“Mr. Sandman” - The Chordettes 
“Let Me Go, Lover!” - Teresa Brewer 
“Earth Angel (Will You Be Mine)” - The Penguins 
“Loose Talk” - Carl Smith
    1956 - Elvis Presley, "Heartbreak Hotel" released today.
    1958 - Birthday of country singer Tracy Lawrence, Atlanta, TX.
    1958 - Little Richard enters Oakwood College in Huntsville, Alabama. It's a school for blacks run by the Seventh Day Adventist Church. Little Richard explains while flying over the Philippines on tour, the wing on his plane caught fire and his prayers that the flames go out were answered. As a result, he says he's giving up rock and roll so he can serve God.
    1959 - Birthday of Anthony Cris Collinsworth, sportscaster, former football player, born Dayton, OH.
    1961 - Leontyne Price debuted at New York's Metropolitan Opera House, singing the role of Leonora in "Il Trovatore". Price was the seventh black singer to make a debut at the Met, the first was Marian Anderson in 1955.
    1962 - Elvis Presley received his 29th gold record for “Can't Help Falling in Love”, just weeks after receiving one for the soundtrack to his seventh movie, “Blue Hawaii”.
    1962 - Joey Dee and the Starliters' "Peppermint Twist" hits #1
    1962 - Benny Goodman Band enplanes for Soviet tour; first jazz band to play Russia.
    1963 - Top Hits 
“Walk Right In” - The Rooftop Singers 
“Hey Paula” - Paul & Paula 
“Tell Him” - The Exciters 
“The Ballad of Jed Clampett" - Flatt & Scruggs
    1964 - Senator Margaret Chase Smith (R-MA) announces her candidacy for President of the United States at a Women's National Press Club luncheon. In her statement, she acknowledged that many think that "No woman should ever dare to aspire to the White House - and that this is a man's world and should be kept that way." She received 27 votes at the national convention which nominated Barry Goldwater.
    1966 - Oswego, NY, was in the midst of a five day lake effect storm which left the town buried under 102 inches of snow.
    1967 - During a preflight test for what was to be the first manned Apollo mission, a fire claimed the lives of three U.S. astronauts; Gus Grissom, Ed White and Roger Chaffee. After the disaster, the mission was officially designated Apollo 1. The Apollo program was designed to land humans on the Moon and bring them safely back to Earth. Six of the missions (Apollo 11, 12, 14, 15, 16, and 17) achieved this goal. Apollo 7 and 9 were Earth orbiting missions to test the Command and Lunar Modules, and did not return lunar data. Apollo 8 and 10 tested various components while orbiting the Moon, and returned photography of the lunar surface. Apollo 13 did not land on the Moon due to a malfunction, but also returned photographs. The six missions that landed on the Moon returned a wealth of scientific data and almost 400 kilograms of lunar samples. Experiments included soil mechanics, meteoroids, seismic, heat flow, lunar ranging, magnetic fields, and solar wind experiments.
    1967 - EVANS, DONALD W., JR., Medal of Honor
Rank and organization: Specialist Fourth Class, U.S. Army, Company A, 2d Battalion, 12 Infantry, 4th Infantry Division. Place and date: Tri Tam, Republic of Vietnam, 27 January 1967. Entered service at: Covina, Calif. Born: 23 July 1943, Covina, Calif. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. He left his position of relative safety with his platoon which had not yet been committed to the battle to answer the calls for medical aid from the wounded men of another platoon which was heavily engaged with the enemy force. Dashing across 100 meters of open area through a withering hail of enemy fire and exploding grenades, he administered lifesaving treatment to 1 individual and continued to expose himself to the deadly enemy fire as he moved to treat each of the other wounded men and to offer them encouragement. Realizing that the wounds of 1 man required immediate attention, Sp4c. Evans dragged the injured soldier back across the dangerous fire-swept area, to a secure position from which he could be further evacuated. Miraculously escaping the enemy fusillade, Sp4c. Evans returned to the forward location. As he continued the treatment of the wounded, he was struck by fragments from an enemy grenade. Despite his serious and painful injury he succeeded in evacuating another wounded comrade, rejoined his platoon as it was committed to battle and was soon treating other wounded soldiers. As he evacuated another wounded man across the fire covered field, he was severely wounded. Continuing to refuse medical attention and ignoring advice to remain behind, he managed with his waning strength to move yet another wounded comrade across the dangerous open area to safety. Disregarding his painful wounds and seriously weakened from profuse bleeding, he continued his lifesaving medical aid and was killed while treating another wounded comrade. Sp4c. Evan’s extraordinary valor, dedication and indomitable spirit saved the lives of several of his fellow soldiers, served as an inspiration to the men of his company, were instrumental in the success of their mission, and reflect great credit upon himself and the Armed Forces of his country.
    1967 - Residents of Chicago, IL, began to dig out from a storm which produced 23 inches of snow in 29 hours. The snow paralyzed the city and suburbs for days, and business losses were enormous
    1967 - The United States, United Kingdom, and Soviet Union signed the Outer Space Treaty in Washington, DC, banning deployment of nuclear weapons in space, and limiting use of the Moon and other celestial bodies to peaceful purposes.  “Gort, Klaatu barada nikto.”
    1968 - Seven weeks after singer Otis Redding's death, his song "(Sittin' on) The Dock of the Bay" was released. It hit #1 on March 16, 1968, staying at the top for a month. In 1960, Redding began his recording career with Johnny Jenkins and The Pinetoppers on Confederate Records. He sang duet with Carla Thomas and charted 11 hits. Redding, from Dawson, Georgia, died in a plane crash at Lake Monona near Madison, Wisconsin. The crash also killed four members of the Bar-Kays. "The Dock of the Bay", Redding's only number one song, was recorded three days before his death.
    1968 - The Bee Gees gave their first American concert as a group, earning $50,000 to play at the Anaheim Convention Center in California. The Beatles were paid the same amount to perform at the Hollywood Bowl a few years prior.
    1971 - The first US postage stamp depicting a Jew was the three-cent bright red-violet postage stamp to commemorate the centenary of the birth of labor leaser Samuel Gompers, one of the founders of the American Federal of Labor. The stamps were printed by rotary press, 70 stamps to the pane.
    1971 - Top Hits 
“Knock Three Times” - Dawn 
“Lonely Days” - Bee Gees 
“Stoney End” - Barbra Streisand 
“Rose Garden” - Lynn Anderson
    1972 - The New Seekers received a gold record for “I'd Like to Teach the World to Sing” on this date. The song was an effective campaign tool for Coca-Cola television commercials. 
    1973 - DVN Day. The US and North Vietnam, along with South Vietnam and the Viet Cong, signed the official "Agreement on ending the war and restoring peace in Vietnam." Signed at Paris, France, to take effect January 28 at 8 AM Saigon time, thus ending US combat role in a war that had involved American personnel stationed in Vietnam since defeated French forces had departed under terms in the Geneva Accords in 1954.  Thus ended the longest war in US history. This is the same agreement as was drafted the previous October.
3 million Americans were enlisted in the military 
47,366 Americans died in combat in the Vietnam war
· 275,000 Americans experience a death in their family
· 1.4 million saw someone in their family wounded
· 6.5 million served in armed forces, 1 million+ saw combat
Peace negotiations between the United States and North Vietnam had been ongoing since 1968. Richard Nixon was elected President that year, largely on the basis of his promise to find a way to "peace with honor" in Vietnam. Four years later, after the deaths of thousands more American servicemen, South Vietnamese soldiers, North Vietnamese soldiers, and Viet Cong fighters, the Paris Peace Accords were signed, and America's participation in the struggle in Vietnam came to a close. Most Americans were relieved simply to be out of the Vietnam quagmire. At home, the war seriously fractured the consensus about the Cold War that had been established in the period after World War II--simple appeals to fighting the red threat of communism would no longer be sufficient to move the American nation to commit its prestige, manpower, and money to foreign conflicts. For Vietnam, the accords meant little. The cease-fire almost immediately collapsed, with recriminations and accusations flying from both sides. In 1975, the North Vietnamese launched a massive military offensive, crushed the South Vietnamese forces, and reunified Vietnam under communist rule. Contrary to popular belief, both the Korean War and Viet Nam War were bad for the economy, resulting in areas of high unemployment, high inflation, and a larger disparity in income between the wealthy and not wealthy. Richard Nixon inherited this from Lyndon Johnson who in turn took over from John F. Kennedy who inherited it from Dwight Eisenhower. Whether President Kennedy would have listened to the public, or not have been fooled by the military as history has shown Johnson was fooled, is debated by historians. It cost Johnson the election, and he shortly thereafter died a broken man. Ironically, within weeks of the departure of American troops, the war between North and South Vietnam resumed. For the Vietnamese that remained and did not flee to the United States, the war didn't end until April 30, 1975, when Saigon fell to Communist forces. Today we not only trade
with the country, but have built American industrial plants in North Viet Nam.
    1973 - The UCLA Bruins, led by center Bill Walton, beat Notre Dame, 82-63, to set an NCAA record with their 61st consecutive victory. The Bruins broke the record set by the University of San Francisco in 1956 when Bill Russell played center for the Dons.
    1976 - “Laverne and Shirley” premiered on TV. This ABC sitcom was a spin-off of the popular TV show “Happy Days” that was also set during the 50's in Milwaukee, WI. Penny Marshall, sister of series co-creator, Garry Marshall, starred as Laverne DeFazio with Cindy Williams as Shirley Feeney. The two friends worked at a brewery and shared a basement apartment. Also featured in the cast were Phil Foster as Laverne's father, Frank DeFazio; David L. Lander as co-worker Andrew ‘Squiggy” Sguiggman; Michael McKean as co-worker Lenny Kosnowski; Betty Garrett as landlady Edna Babis and Eddie Mekka as Carmine Ragusa, Shirley's sometime boyfriend.
    1979 - Top Hits 
“Le Freak” - Chic 
“Y.M.C.A.” - Village People 
“Da Ya Think I'm Sexy?” - Rod Stewart 
“Why Have You Left the One You Left Me For” - Crystal Gayle
    1979 - Rod Stewart's album "Blondes Have More Fun" became number one on the Billboard chart. Sales of the album were spurred by the single "Do Ya Think I'm Sexy?" and the success represented a comeback for Stewart.
    1980 - Through cooperation between the U.S. and Canadian governments, six American diplomats secretly escaped Iran in the culmination of the ‘Canadian Caper’.  They had evaded capture during the seizure of the United States embassy in Tehran and the taking of embassy personnel as hostages on November 4, 1979.  
    1984 - Center Wayne Gretzky of the Edmonton Oilers scored a goal against the New Jersey Devils to extend his streak of scoring either a goal or an assist to 51 games, an NHL record. The Great One was stopped by the Los Angeles Kings, a team he later played for, the next night.
    1984 – Michael Jackson suffered second degree burns to his scalp during the filming of a Pepsi commercial.
    1987 - Top Hits
“At This Moment” - Billy Vera & The Beaters 
“Open Your Heart” - Madonna 
“Control” - Janet Jackson 
“Cry Myself to Sleep” - The Judds
    1989 - Michael Jackson gave what was billed as his last concert performance in Los Angeles. The show marked the end of Jackson's "Bad" world tour, which had begun 16 months earlier in Japan. In the audience at the LA concert were such stars as Elizabeth Taylor, Jane Fonda, Phil Collins, Tiffany and members of Motley Crue. The "Bad" tour included 123 concerts in 15 countries, with a total attendance of 4.4-million and a box office gross of over 125-million dollars, both record figures. Jackson's "Bad" LP sold more than 20-million copies worldwide.
    1989 - The last half of January was bitterly cold over most of Alaska. Nearly thirty stations established all-time record low temperatures. On this date Tanana reported a low of -76 degrees. Daily highs of -66 degrees were reported at Chandalar Lake on the 22nd, and at Ambler on the 26th.
    1990 - Another in a series of cold fronts brought high winds to the northwestern U.S., and more heavy snow to some of the higher elevations. The series of vigorous cold fronts crossing the area between the 23rd and the 27th of the month produced up to 60 inches of snow in the Cascade Mountains of Washington State.
    1991 - The New York Giants defeated the Buffalo Bills 20-19, to win Super Bowl XXV. Buffalo kicker Scott Norwood saw his 47-year field goal attempt sail wide right with eight seconds to play. It is perhaps one of the most remembered losses in NFL history.
    1991 - Whitney Houston performed "The Star-Spangled Banner" at the Super Bowl game - sort of. What the crowd heard was a pre-recorded version while Houston and an orchestra performed on the field. A blend of Houston's live vocals and the pre-recorded version, released as a single, became a hit because of patriotism sparked by the Persian Gulf War. 
    1992 - Country singer Wynonna Judd made her debut as a solo artist on the American Music Awards show on ABC TV. The Judds, the award-winning duo of Wynonna and her mother Naomi, broke up in 1991 because of Naomi's ill health. 
    1993 - Warner Brothers announced it was releasing Ice-T from his recording contract. The company cited "creative differences" for the decision, which followed the previous year's controversy over Ice-T's "Cop Killer." Police and others said the track advocated the killing of police. Several of Ice-T's concerts had to be cancelled when off-duty police refused to provide security for the shows. Ironically he went from a regular detective on “Homicide,” Baltimore, MD., to a key detective on “Law and Order, Criminal Intent”, New York City.
    1993 - Fans at a Clovis, New Mexico club, expecting to see a group called Yukon Jack, got a shock when Garth Brooks and his band walked on stage. The surprise performance was arranged by Brooks' booking agent - a longtime friend of the club's owner. 
    1994 - A frigid arctic air was in place over New England and New York as a massive 1052 millibar high pressure provided ideal radiational cooling. Crown Point, NY dipped to 48 degrees below zero and Shoreham, VT shivered with 46 degrees below zero. Burlington, VT broke its old record daily low by 9 degrees with a reading of 29 degrees below zero and Caribou, ME set a record low for the third day in a row with a temperature of 23 degrees below zero 
    1997 - National Semiconductor agreed to sell its Fairchild Semiconductor business to the unit's management. The separation of the two companies would allow National Semi to focus on expensive custom chips instead of high-volume, low-cost chips, which Fairchild specialized in.
    1997 - Ottawa native Alanis Morissette's "Jagged Little Pill" was named favorite album at the American Music Awards in Los Angeles. Presenter Paula Abdul accepted the award for Morissette, who was on vacation in India. Morissette was also picked as favorite female artist. Timmins, Ontario, native Shania Twain captured the trophy for best female country artist.
    1998 - The Spice Girls' "Girl Power: Live in Istanbul" video was released by Virgin Music Video, and was later certified platinum.
    2005 - Month-to-date snowfall at Boston Logan International Airport totaled 43.1 inches, making January the snowiest month on record.
    2006 – Western Union discontinued its telegram and Commercial Messaging services.
    2010 – Steve Jobs CEO of Apple, unveiled a new invention, a tablet PC called the iPad, at a press conference in San Francisco.
    2014 - Edward Snowden, the former National Security Agency contractor who had been granted temporary asylum in Russia, claimed that his decision to leak classified NSA documents about mining emails and telephone call logs has resulted in several significant threats to his life.
    2014 - The U.S. Postal Service will soon implement a rate hike in postage, approved last December the price of first-class postage stamps to 49 cents from 46 cents.

Super Bowl Champions:
    1991 - New York Giants



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