Thursday, January 19, 2006
Headlines--- Alert—CBIZ –Property Tax Payments ######## surrounding the article denotes it is a “press release”
Alert—CBIZ –Property Tax Payments “I was informed by Lynn Lane (972-715-7571) of CBIZ that effective December 2005, they will no longer handle tax (business Personal Property) payments for leasing companies. “This comes as a complete shock because I have been working with many of their representatives on delinquent tax accounts for many of the better known national leasing companies. We only have the mailing address for CBIZ: 2009 Chenault Drive, Suite 100, Carrollton, Texas 75006 or 820 South Macarthur Blvd., Ste. 105, Coppel, Texas 75019 and for the lessee which leaves us with no alternative but to contact the lessee for the taxes or to levy on the equipment and sell it at tax sale. “It is unfortunate that the leasing companies do not have a central organization that could keep up information on addresses, name changes and acquisitions. With out this information, it is impossible to locate and contact the companies that have collected the property tax. CBIZ has put us in a position with no options. We will be forced to sell the leased equipment to satisfy the tax bills or have the customer satisfy them by paying again what they already have paid. If you have a suggestion, it would be greatly appreciated. Thank you,” Jon L. Guerry Sr. “CBIZ, one of the nation's leading providers of business services. From accounting* and tax to benefits and insurance to a wide range of consulting services, we offer national caliber business solutions. In fact, in the U.S., we are one of the largest accounting service providers, the #1 benefits specialist, the 13th largest business insurance firm and among the ten largest valuation and medical practice management companies. “With offices in major cities throughout the United States, CBIZ offers the resources of a national company with the personal service you expect from a local partner.” Corporate Office 6050 Oak Tree Boulevard South
--------------------------------------------------------------- Classified Ads---Documentation Manager / Finance / Legal Documentation Manager / Finance / Legal
For a full listing of all “job wanted” ads, please go to: To place a free “job wanted” ad, please go to: Oh, No, Mr. Bill! EFG Still in Business!!!
http://www.mrbill.com/mb-fun.wav Brian Constantino, Sales Manager for EFG Leasing, Fresno, California states the company has moved their office, actually closing down Suite H, and consolidating into Suite F, and in doing so, SBC needs to come in and install new lines. Their new telephone number will be 559-227-2531. They will then also up-date their web site: http://efg.artco.com/about.shtml
The president of the company, Ken Wheeler, has been in the hospital since the beginning of the week, he states, at St. Agnes Medical Center, 1303 E. Herndon Ave. Fresno, California. He is not able to come to the telephone, Mr. Constantino adds. Donald Coleman remains as the chief operating officer, he continues, and they are “moving forward” as best they can. He was not aware of any leasing deals and asked those who have spoken to Ken Wheeler earlier, give him a telephone call. Should he not be in, ask the receptionist, Tamara, to make sure he gets the message. http://www.wavsource.com/snds_2006-01-17_204955136471187/tv/snl/dog_show.wav This is the second time that moving offices is claimed for the reason telephones were http://tvland.classictvhits.com/Dragnet/Sounds/DragnetTheme.WAV http://www.leasingnews.org/Conscious-Top%20Stories/EFG_Rumors.htm --------------------------------------------------------------- Ken Goodman joins Financial and Training List Financial and Sales Training Second Column: YCS - Year Company Started | YELB - Years in equipment Leasing Business
Here is the list to date. There is no charge and all lists are “free.” http://www.leasingnews.org/Training/Financial_sales_trainer.htm ---------------------------------------------------------------
Funder List ( for funders specializing in “Story Credits," please click here There is no advertising fee or charge for a listing. They are “free.”Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list. There are an estimated 15,000 "funders" of leases in the the United States, including 7,640 FDIC insured banks, 1,226 FDIC insured Savings & Loans, and related companies such as corporations such in the business of insurance, investments, financial groups, and manufacturing. Many establish a minimum dollar amount, creating a line of credit ( portfolio) and specific requirements, accepting business both from a "broker/lessor" or "super broker/lessor" with "representations and warranties" or other "recourse" arrangements. To qualify for this list, the company must be a "funder" and not a "Broker/Lessor" or "Super Broker/Lessor", along with an acceptable Better Business Bureau Rating and no history of complaints at Leasing News. The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves. Leasing News reserves the right to not list a company who does not meet these qualifications. We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers are very much encouraged. ( To apply to be listed, please fill in our Funder Form and fax to 408.374.3843 or you A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program
COMMENTS: (A) Pioneer Capital originates all it's paper from brokers - 100%. Pioneer is a full service funding company that holds 100% of its transactions internally. We have over $150 million in small ticket leasing lines. We offer "A", "B" and in some circumstances "C+" credit coverage. We also offer franchise, medical, and new business leasing programs. Accepts Broker Business - to apply for to http://www.pioneerfunding.com/becomebroker.html. Private Label Program - Pioneer offers private label documents and discounting programs to eligible brokers. (B) BWC Equipment Leasing only funds deals in Northern California. Sub-broker accepted only is disclosed up-front. Broker must sign "Representation and Warranty" broker agreement. (C) Dolsen Leasing, see our Broker Application at www.dolsenleasing.com . While we do not require brokers to be licensed, we do a background check on all prospective brokers. While we have both inside and outside sales people, we are always open to expanding our broker network. (D) TFC Equipment Finance is a wholly owned subsidiary of TCF National Bank (TCF). TCF is a subsidiary of TCF Financial Corporation. (E) NetBank Business Finance accepts sub-brokered transactions only from a select, pre-approved group of broker/lessors. NBF is a wholly owned subsidiary of NetBank, Inc. and will occasionally accept lease and loan referrals from other NetBank companies. (F) Madison Capital - Broker should be in business at least 2 years. Private Label program requires six months positive experience working with them; and only after the 6 month term we offer the brokers or discounter a contract that allows them to put their name on it, primarily for marketing purposes. We originate business through both direct sales and indirect sales. However, we offer broker protection and are extremely vigilant about it. One clarification. We do offer financing to restaurants, but not for their exhaust hoods, an item we are frequently asked about. (G) ICB Leasing - Business is conducted only with approved brokers. In addition, Brokers must not only be approved by ICB but licensed where appropriate. We will permit use of ICB Leasing Corp. lease docs in approved originators name and purchase/take assignment of lease. (H) Balboa Capital:
(I) BUTLER CAPITAL – For nearly three decades, Butler has purchased loans and leases – individually or in portfolios – from lessors and brokers nationally. Butler 's inclusion in the 2005 edition of the “Monitor 100” underscores the firm's commitment to funding deals quickly, structuring deals professionally, and avoiding the limitations of app-only credit scoring. As a direct lender with wholesale lines of credit ready to be tapped for our broker/lessor clients, we pride ourselves on common-sense, individualized credit decisions on a wide variety of equipment. We invite no-obligation calls! Butler does not require brokers be licensed except those in states that require such licensing. We welcome both opportunities to fund brokers' transactions under our name or create private-label programs to enable brokers to market their own services more broadly. Although Butler has in-house sales personnel, we do not solicit the customers of our broker/lessor clients; rather, we work to preserve and enhance a broker's relationship with his/her customer. (J) American Bank Leasing provides fast responses and high touch service for small ticket transactions. Our online system provides “almost instant” approvals up to $100,000 and the ability for you and your vendor to view transaction status. Our experienced staff is empowered to use a common sense approach to lending. Private label program reserved for our top producing partners. (K) Allco Leasing was purchased in April 2005 by LEAF Financial Corporation, a wholly-owned subsidiary of Resource America Corporation (NASDAQ: REXI). Allco Leasing provides a middle market leasing product for LEAF. We are not collateral oriented and are industry generalists. Allco specializes in rapid responses to difficult to understand credits operating within the “A- to B+“ arena. Startups are considered with experienced management and strong guarantors. (L) SunBridge Capital is a direct funding source. We specialize in commercial equipment such as construction equipment, work trucks, titled vehicles and more. Because we understand the value of the assets we fund, we are able to approve a wider range of customers than most other lenders, and deliver approvals in one business day or less. We are committed to providing unprecedented sales tools to the Broker community. We give you the flexibility and control that you need to best serve your customers and to realize your business goals. This includes our on-line broker financing application at www.sunbridgecapital.com/apply . Approvals are delivered as parameters, which allows our brokers to structure the most appropriate deal for their customers and increases their likelihood of closing. *We are in the process of developing our private label program. Some documents can be customized for our regular brokers. **We work direct with vendors who prefer to do business with a direct funding source; and those with whom we have a long standing relationship. We will never attempt to develop a vendor relationship as a result of information obtained from one of our brokers. (M) Centennial Bank - Prompt service, quick review, new & use equipment. No outside sales force - "Brokers Preferred." Brokers must be approved. (N) Commonwealth Capital Corporation does not directly originate, we do not compete with Lessors. We only buy deals from Lessors. (O) Enterprise Funding equipment restrictions: (P) Bank of the West - Lessor and/or Broker Requirements: (Q) First Federal Leasing Equipment restrictions – Listed on our web site.
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Web Seminar Healthcare Trends and the U.S. Market Outlook February 8, 2006 Presented by the Equipment Leasing & Finance Foundation Healthcare, in the 25-year period from 2005 to 2030, will be shaped by the interaction of a growing demand for healthcare from an aging population and the limit on the resources of society. This interaction will put a premium on productivity, and productivity gains will be driven by a wide variety of technology applications in the healthcare sector, many of which will be financed by leasing. This session highlights the findings of two studies, one funded by the Equipment Leasing and Finance Foundation entitled, Long-Term Trends in Healthcare: Implications for the Leasing Industry, the other supported by the Equipment Leasing Association entitled, Healthcare Equipment Leasing Market Dynamics and Outlook. The former study analyzes the projected growth in healthcare equipment, and identifies a number of factors that are converging to make the healthcare sector more receptive to lease financing. It also provides insight into three major risks to the leasing industry will encounter in trying to fill the potential demand for leased equipment. The latter study addresses market segments, size and growth; leasing market drivers at the provider and vendor levels; leasing competitors; and opportunities and strategy considerations. Presenters: Cindy E. Collier President Lighthouse Capital Corporation Time of Web Seminar (depending upon your time zone): 1:30p.m. - 3:00 p.m. Eastern Format: Attendees will listen to the presenters via telephone, and will view the presentation directly from their computers. The event will consist of a brief formal presentation and be followed by a question period. Questions can be submitted in advance by sending them via email to Lisa A. Levine, CAE at llevine@elamail.com or can be submitted "live" via your telephone or computer on the day of the event. You will be given instructions on how to submit your questions from the conference moderator on the day of the event. The panelists will make every effort to address your questions. In addition, through polling questions, you may be asked to contribute your knowledge, which will be shared with the entire group. You will be able to view the results of these polls as soon as the voting is completed. Registration Information Register Online at : http://online.krm.com/iebms/reg/reg_p1_form.aspx?oc=10&ct=0016738&eventid=1 1471 The site license tuition makes this a great investment for your company. You pay one fee and you can ask as many people to listen in on your one connection, via speakerphone, as you wish. The tuition fee includes the following Seminar Materials, URL for access, one toll-free telephone connection to the live web seminar, Name and password to log on to the Internet. You will be able to follow the presentation, ask questions, and participate in polling questions directly from your computer! Registration Fee: ELA members: $175 U.S. Dollars Non-members: $225 U.S. Dollars International Participants: Additional phone charges may apply. Please call KRM Information Services at 715-833-5426 for exact costs Want the Audio CD of the Telephone Seminar? Attendees may purchase an audio CD of the entire telephone seminar for $50 US Dollars. Please check the appropriate box on the registration form. Can't Make the Telephone Seminar, but want the Audio CD and Materials? If you can't attend the telephone seminar, you are still in luck! The audio CD and seminar materials can be purchased for $225 US Dollars (ELA members), $275 US Dollars Non-Members. International Participants: Please add additional $15 US Dollars for shipping. You may use the enclosed order form to order the audio CD/materials package. To purchase: Please note: Audio CDs will be shipped to interested parties approximately two weeks following the program. Questions? Call KRM at 715-833-5241 or ELA at 703-527-8655. ---------------------------------------------------------------### Press Release ########################### Interchange Financial Services Increases Quarterly Dividend 11%; SADDLE BROOK, N.J.--( Interchange Financial Services Corporation (NASDAQ:IFCJ), the holding company for Interchange Bank, declares a quarterly cash dividend of $0.10 per common share payable on February 7, 2006, to holders of record as of January 30, 2006. This dividend represents $0.40 per share on an annualized basis, an 11.1% increase over the prior year. Based upon the stock's $18.10 closing price as quoted on January 17, 2006, the yield is 2.21%. "This is the 12th consecutive year we've increased our regular quarterly dividend," said Anthony S. Abbate, President and CEO of Interchange. "It once again demonstrates our ongoing commitment to enhancing shareholder value." About Interchange Headquartered in Saddle Brook, NJ, Interchange Bank is one of Bergen County's largest independent commercial banks and a wholly owned subsidiary of Interchange Financial Services Corporation (Nasdaq:IFCJ). A thought leader in the industry, the Bank was among the first to implement a broad range of innovative services, including 24-hour, 7-day-a-week online banking and bill paying services, online stock trading, and the ability to apply for a loan online with an instant credit decision. Mutual funds and annuities are offered by Sorrento Pacific Financial, LLC, through the Bank's investment department services. With $1.6 billion in assets and 30 branches, the Bank focuses its efforts on the local communities from which it derives deposits and generates loans. Through Interchange Bank's subsidiary, Interchange Capital Company, L.L.C., cost effective equipment leasing solutions are available to small- and middle market companies. For additional information, please visit the company's Web site at www.interchangebank.com. Interchange Financial Services Charles Field, 201-703-2265 or Keating Vicki Banner / Rich Larris, 973-966-1100 vbanner@keatingco.com rlarris@keatingco.com ### Press Release ########################### Synovus Reports 15.6% Increase in Net Income for Fourth Quarter 2005 COLUMBUS, Ga.-----Synovus' (NYSE:SNV) fourth quarter net income grew 15.6% over the fourth quarter 2004 to $137.3 million, which represented earnings per share growth of 14.9% to $.44 per share, Synovus' President and Chief Executive Officer Richard E. Anthony announced today. For the full year, net income grew 18.2% and earnings per share increased 16.5% over 2004. "Throughout 2005, the excellent growth momentum at both TSYS and Synovus' Financial Services segment combined for a very solid 16.5% growth in earnings per share over 2004," said Anthony. "Expanding margin, strong loan growth, and excellent credit quality drove the earnings momentum for the Financial Services segment. TSYS' results were driven by the continued strong growth in its fundamental core business, expanding merchant services, and stronger than expected growth in value added services." Anthony concluded, "Synovus exceeded its expectations for 2005 with excellent growth momentum in both the Financial Services segment and TSYS. As we look into 2006, an important initiative is the acceleration of our commercial and industrial loan growth. Our focus for this initiative is to broaden existing relationships with the cross sales and penetration of specialty products such as corporate cash management, asset-based loans, and capital markets products. Our retail banking initiative, which we implemented in 2005, is expected to expand core deposit growth and fee income from retail product sales this year. Synovus will continue to focus on growing deposits, managing the loan growth, quality and mix, maintaining a strong margin, expanding fee income and continuing to refine our processes to improve efficiencies. With our very dedicated and highly motivated team members and our strong balance sheet, we believe we are in position to achieve higher earnings performance throughout the year and beyond. In 2006, we expect that short-term interest rates will increase slightly, the credit environment will remain favorable, and TSYS will perform within its range of guidance. Based on these assumptions, we expect 2006 earnings per share growth of 12 - 14% over reported amounts for 2005, which equates to a range of $1.84 to $1.87 for 2006. This expectation includes the estimated impact of expensing the fair value of stock options beginning in 2006 as well as expenses associated with restricted stock awards. The incremental (as compared to 2005) after-tax expense for both options and restricted stock awards in 2006 is estimated at $17 million which represents approximately 5 cents per diluted share or 3.2% of reported 2005 diluted earnings per share." Full press release with financial statements at: http://www.synovus.com/index.cfm?catID=newsrelease&set=synovus&nrid=595 ### Press Release ########################### Greater Community Bancorp Reports 2005 EPS of $1.11 (Highland Capital Corp.) TOTOWA, N.J.------Greater Community Bancorp (Nasdaq:GFLS) today announced 2005 net income of $8.9 million, compared with $7.8 million reported for 2004. Diluted earnings per share were $1.11 for the year, compared with $1.00 reported for the prior year. For the fourth quarter of 2005, net income was $2.2 million, equal to that reported for the prior-year quarter. Fourth quarter 2005 diluted earnings per share were $0.27, compared with $0.28 for the prior-year quarter. The fourth quarter and full year 2005 results included $0.02 per share of incremental charges related to the previously announced internal mergers of two of the Company's banking subsidiaries as of December 31, 2005. Anthony M. Bruno, Jr., Chairman and CEO of Greater Community Bancorp, commented, "We are pleased with Greater Community's operating performance this past year. Significant improvements to the management team and to policies, processes, and business strategy deployment are reflected in the 2005 results. Steps that were taken in 2005 included the mergers of Bergen Commercial Bank and Rock Community Bank with and into Greater Community Bank and the introduction of several new services, including personal income tax preparation, title insurance and a broad array of insurance products. These important steps will provide the Company with opportunities for continued growth and enhanced shareholder value." Total revenue, consisting of net interest income and non-interest income, was $38.3 million for 2005, an increase of 12.2% over 2004. Net interest income improved 16.1% to $32.1 million, reflecting growth of 15.4% in average loans and leases. Non-interest income for 2005 was $6.2 million, compared with $6.5 million for 2004. The reduction in non-interest income was primarily attributable to a $511,000, or 45.6%, decline in gains from the sale of investment securities coupled with an increase of $155,000 in loan fee income. Excluding securities gains, non-interest income rose $243,000 or 4.5%. Non-interest expense totaled $24.1 million for 2005, reflecting an increase of $2.9 million, or 13.4%, from a year ago. Increases in compensation costs, and merger and conversion charges related to the internal merger of two banking subsidiaries, contributed to much of the increase. At December 31, 2005, total assets were $925.7 million, an increase of 12.2% over 2004. Average assets grew $77.4 million, or 9.8%, to $871.0 million. In 2005, total deposits increased $132.1 million or 21.9% over 2004, and average deposits increased $70.4 million, or 11.6%. Mr. Bruno also noted, "Asset quality remains sound. We continue to maintain a relatively low level of non-performing assets, which were 0.22% of total assets at December 31, 2005. The allowance for loan and lease losses was 1.41% of period-end loans and leases, and net charge-offs for 2005 were $338,000 or 0.05% of average loans and leases." Shareholders' equity totaled $64.5 million at December 31, 2005, increasing 10.1% from the prior year-end, primarily due to net earnings and the issuance of common stock pursuant to stock option exercises. Common shares outstanding at year-end were 7,988,182. Cash dividends paid during the year were $0.51 per share. About the Company Greater Community Bancorp is a financial holding company headquartered in Totowa, New Jersey. The Company operates fifteen full-service branches in the northern New Jersey counties of Bergen, Passaic and Morris through its state-chartered commercial bank subsidiary, Greater Community Bank. Greater Community Bank provides traditional commercial and retail banking services to small businesses and consumers, and operates an equipment leasing and financing subsidiary, Highland Capital Corp. Greater Community Financial, a division of Greater Community Bank, provides a wide range of investment products and services exclusively through Raymond James Financial Services, Inc., member NASD/SIPC. (Securities are not FDIC insured or bank- guaranteed, and are subject to risk and may lose value). The Company offers traditional insurance products through its Greater Community Insurance Services, LLC subsidiary, and also offers title insurance and settlement services through its Greater Community Title, LLC subsidiary and personal income tax return preparation services through its Greater Community Tax Services, LLC subsidiary. ### Press Release ###########################
The Bank of New York Company, Inc. Reports 18% Increase in ( Other expenses in the 2004 fourth quarter included the $30 million reserve associated with the RW Leasing matter.) NEW YORK------The Bank of New York Company, Inc. (NYSE:BK) reported today fourth quarter net income of $405 million compared with $351 million in the year-ago quarter and diluted earnings per share of 53 cents, up 18% over the 45 cents earned in the fourth quarter of 2004. Third quarter 2005 earnings were $389 million and 51 cents. Full-year 2005 net income was $1,571 million compared to $1,440 million in 2004 while diluted earnings per share was up 10% to $2.03 from $1.85 in 2004. Chairman and Chief Executive Officer Thomas A. Renyi stated, "Our fourth quarter and full-year results reflect the accelerating earnings power of our franchise. We are achieving double-digit revenue growth in many of our key business lines and are positioned to generate positive operating leverage on a consistent basis - a primary goal for us. "We have good momentum entering 2006 and continue to position our Company for long-term growth and success. During 2005 we formed strategic alliances to penetrate faster-growing markets in France, Germany, the Nordic and Baltic region, Japan, Australia, and India. We also continued to expand our market presence in high-growth areas such as hedge fund servicing and collateral management, while extending our capabilities in the rapidly growing area of alternative investments. Through these initiatives, our strengthened marketing programs, and the gains we are making in service quality and client-focused technology, we will create new growth opportunities in the year ahead." On a year-to-date basis, other expenses included $14 million (both pre- and after-tax) of expenses set aside for the settlement of the previously disclosed Russian funds transfer matter in the third quarter of 2005, while the second quarter included $10 million ($7 million after-tax) for the potential settlement of certain regulatory matters. In the fourth quarter of 2004, other expenses included $30 million ($22 million after-tax) of expenses accrued for the settlement of the RW Leasing matter. During the fourth quarter of 2005 the Company charged-off $139 million of leases with two bankrupt airline customers... (a) An after-tax charge of $32 million resulting from a cumulative adjustment to the leasing portfolio was triggered under Statement of Financial Accounting Standards No. 13 "Accounting for Leases" ("SFAS 13") by the combination of a reduction in state and local taxes and a restructuring of the lease portfolio completed in the first quarter. The SFAS 13 adjustment impacts the timing of lease income reported by the Company, and resulted in a reduction in net interest income of $145 million, offset by tax benefits of $113 million. An after-tax benefit of $52 million resulted from a SFAS 13 cumulative adjustment to the leasing portfolio for customers exercising their early buy-out ("EBO") options. The Company's leasing portfolio contains a number of large cross-border leveraged leases where the lessee has an early buy-out option to purchase the leased assets, generally railcars and related assets. Given a confluence of economic factors, the value of the leased equipment currently exceeds the exercise price of the early buy-out option. The Company offered financial incentives to these lessees to accelerate the exercise of their early buy-out options. As a result, several lessees agreed to this proposal, triggering the after-tax $52 million gain. The gain results from the recognition of lease income over a shorter time frame, since the term of the lease has been shortened to the early buy-out date. Net investment in aircraft leases was impacted by a $6 million after-tax adjustment related to aircraft leased to two airlines. The Company recorded a $7 million reduction in the provision for credit losses which largely reflects release of reserves on the aircraft leases. The Company recorded an after-tax expense of $22 million in connection with the settlement of the RW Professional Leasing Services Corp. matter ("RW Matter"). This expense is only partially tax deductible. Full Press Release located here: http://www.bankofny.com/htmlpages/data/4q05.pdf ### Press Release ###########################
News Briefs---
Inflation Hit Five-Year High of 3.4% Last Year Feds want Google search records Citigroup to start its own exchange High winds leave thousands without power in Northeast Oracle outlines ambitious business software plans Advocates of Wi-Fi in Cities Learn Art of Politics 'Idol' opens at all-time high First draft of Kerouac's Beat bible, 'On the Road,' arrives in San Francisco, the very city it sanctified Think you can beat the analysts in forecasting '06? ---------------------------------------------------------------
You May Have Missed Doctors edge toward electronic records http://www.ajc.com/business/content/business/stories/0117bizmedtech.html ---------------------------------------------------------------
Sports Briefs---- Al Davis' latest State of the Raiders http://www.contracostatimes.com/mld/cctimes/13655990.htm ----------------------------------------------------------------
“Gimme that Wine” Rolling Out Those Chewy Behemoths---Frank J. Prail Napa Valley Mustard Festival Wine drinkers 'follow their own path in life,' a survey says Lodi wine grape growers certified Farmers giving up on farmland protection If you want to know if you got a value for your wine, or what the wine price is today, go to www.winezap.com Type in the vintage (year) and name of the producer with wine type or geographic area, such as 1995 Chateau Lynch Bages Pauillac. Even 1995 Lynch Bages will work, or 1999 Viader ----------------------------------------------------------------
Restaurant Review
Fleur de Lys Nob Hill Considered the best true French restaurant in San Francisco with a very high Zagats rating in food, decor, service, and expense. Opening dishes of caviar, foie gras, truffles are spectacular and can begin at $75. Escargot, superb. Even the vegetables taste great. The restaurant decor is now in Las Vegas as Chef Hubert Keller has re-created the “tent-like” romantic setting. This is traditional French cooking at its peak on the West Coast with a friendly staff. Many believe only the rich eat here. Others come here for the romantic atmosphere and ambiance of culinary pleasure and delicious wine. A place to spoil yourself. Come early, such as 5:30pm, if you have an 8pm show near-by (suggest a cab, and either have the cab geared up to come back, or if you are driving, park at the Hilton on Market Street and take a cab back and forth to the restaurant. Geary Theater patrons can park at the Hilton for $9.00.) Don't spoil the theater without an “escape plan” as it is a scramble afterwards, worse than New York City. Some hotels will pick you up afterwards if you are visiting the city. Hours are 5:30pm to 9pm,Monday to Thursday Reservations recommended. (for other reviews: please go here: http://two.leasingnews.org/Recommendations/rstrnt.htm 0 ----------------------------------------------------------------
Calendar Events This Day Whisper "I Love You" Day Popcorn Day Penguin Awareness Day Brew A Potion Day Tin Can Day Icebox Days (Minnesota) ----------------------------------------------------------------
Today's Top Event in History 1953 - Sixty-eight percent of televisions in the United States tuned to CBS-TV, to see Lucy Ricardo, of "I Love Lucy", give birth to a baby boy, as she actually did in real life. The program's audience was larger than that watching the inauguration of President Dwight D. Eisenhower next day. In fact, in many papers, the Lucille Ball baby story kicked the inauguration off the front page. ----------------------------------------------------------------
This Day in American History 1770--- Battle of Golden Hill (Lower Manhattan). Although no one was killed, the Battle of Golden Hill was the first significant clash between citizens and British troops as the colonies moved toward revolution. Several New Yorkers had been wounded in a similar confrontation three years earlier, but Golden Hill was a more direct challenge to the British and the wounds suffered by the patriots were more severe. --------------------------------------------------------------
American Football Poem The Road Not Taken by Robert Frost Two roads diverged in a yellow wood, Then took the other, as just as fair, And both that morning equally lay I shall be telling this with a sigh
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