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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Monday, July 23, 2018

Today's Equipment Leasing Headlines

Position Wanted – Credit
   Work Remotely or Relocate for Right Opportunity
Top Stories:  July 16 - July 20
   (Opened Most by Readers)
Leasing News Complaints Bulletin Board
    BBB Ratings
BBB Leasing & Alt. Finance Company Ratings
   July 22, 2017
Leasing Industry Ads---Help Wanted
  Centra Funding/Dakota Financial
Aggregate Funding Sources - Updated
   (Online: connects lessees, lessors, and vendors)
10 Highest-Paid in US Banking Industry
   Ranked by Total Adjusted Compensation in 2017(#M)
People's United Bank Acquires Vend Lease Company,
 Leading Equipment Finance Business Joins Bank Purchase of LEAF
Akita & Labrador Retriever Mix
  New Haven, Connecticut   Adopt-a-Dog
Canadian Finance and Leasing Association
  Conference September 25-27, Montreal, QC
News Briefs---
California Commercial Financing Disclosures Bill
   June 25 CA Assembly Debate, Video, and Transcript
The Cost of Rent in 140+ North American Cities
  Average Rent Chart with Cities

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer,
it is considered a “byline.” It reflects the opinion and research of the writer.

Please send a colleague and ask them to subscribe. We are free
Email and in subject line: subscribe




Position Wanted – Credit
Work Remotely or Relocate for Right Opportunity

Orlando, Florida - Will work remotely
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk.
407 430-3917

Work Remotely from Portland, Oregon
Experienced commercial banker and former commercial equipment leasing industry professional seeking full-time or part-time work out of my home in Portland, Oregon. Over twenty years’ experience in credit analysis, underwriting, sales and collections. Known for creative problem solving and strong quantitative & qualitative analytical skills.  Demonstrated ability to gather information, evaluate and make informed strategic business decisions to maximize profit and mitigate risk. Well known for ability to develop strong business relationships with Clients and large list of national equipment leasing Brokers. Please see attached resume and contact me below if interested. 

Seattle, WA – Will Work Remotely
A highly skilled credit expert.  Extensive underwriting background in small ticket leasing and commercial banking.  Managing equipment finance credit operations, performing daily credit tasks, spreading/analyzing financial statements, preparing monthly reports.  Exceptional organizational, analytical, communication skills.  I excel at making sound credit decisions in a fast paced environment.


Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers. 



Top Stories:  July 16 - July 20
(Opened Most by Readers)

(1) New Hires/Promotions in the Leasing Business
          and Related Industries

(2) Marlin Business Services Files Equipment Finance ABS
          with Securities and Exchange Commission (SEC)

(3) Story Credit Lessors - Lenders List
  "C" & "D" Lessees, Business Loans, Working Capital

(4) July 18, 2000: Bob Fisher, CLFP
   Embraces FinTech with CapitalStream

(5) Industry Survey: Compensation
    Leasing and Finance Originators

(6) Equipment Finance Merger & Acquisition Interest Strong
          As Worldwide Sales Hit Record Levels

(7) “What Do They Mean by Casual Attire?”
   Career Crossroads---By Emily Fitzpatrick/RII

(8) California Bill May Disadvantage Small Brokers
     Interview with Attorney Tom McCurnin

(9) Xerox explores sale of leasing finance unit
   would relieve Xerox of roughly $3.6 billion in debt

(10) Finance and Leasing Industry Recruiters
  These companies have experience in the finance and leasing industry




Leasing News Complaints Bulletin Board
BBB Ratings

The following companies appear on the Leasing News “Complaints” Bulletin Board:

Also may appear on Evergreen Abuse List

Ability Capital Solutions, Long Beach, California: C
  Principal noted: Brian Acosta, also principal of Matrix Business Capital
Anuva Capital, Buena Park, Ca.: A-
Assurance Partners LLC, aka Trust Capital, San Diego, Ca.:  A+
Balboa Capital, Costa Mesa, California: A
  Balboa 50 Customer Complaints, 1 neutral review
  “Our commitment to fast, dependable funding and great service has helped us achieve full    accreditation with the Better Business Bureau.” But they don’t mention the A on
Blue Bridge Financial, LLC, Buffalo, New York: A+
De Lage Landen, Wayne, Pennsylvania: A+
Integrity Financial Groups, Midvale, Utah: C
Jules and Associates, Los Angeles, California:  A+
Leasing Innovations, Inc., Solano Beach, CA:  A+
Liberty Capital, Aliso Viejo, California:  N/R
MAC Financial Services, Scottsdale, Arizona: A+
Marlin Leasing, Mount Laurel, New Jersey: A+
Jules and Associates, Los Angeles, California:  A+
Matrix Business Capital, Long Beach, California: A
  Principal noted: Brian Acosta, also principal of Ability Capital Solutions
Mazuma Capital Corporation, Draper, Utah A+
Newport Financial Partners, Newport Beach, California: N/R
Onset Financial, South Jordan, Utah: A+
Platinum Financial, Orange, California  NR
Proviso Financial Services, Coquitlam, British Columbia: N/R
Radiance Capital, Tacoma, Washington:  A+
Tetra Financial Group, Salt Lake City, Utah: N/R
US Business Funding, Santa Ana, California: A+




BBB Leasing & Alt. Finance Company Ratings
May 1, 2019

To list your company in the next listing, please email rating to

A number of companies have changed names, but this has not caught up with BBB.  Companies like Marlin and Allegiant Partners are listed under their previous name with their current ratings. Editor

Full List


--Accredited 12/16/1997
21st Century Leasing, San Diego, California

--Accredited 9/10/2000
Advantage Leasing Corporation Milwaukee, Wisconsin

--Accredited 4/01/2002
Allegiant Partners, Walnut Creek, California
(now AP Financing Financing)

---Accredited 03/24/2017
Alliance Capital, Minneapolis, Minnesota

--Accredited 1/22/1999
Alliance Funding Group, Orange, California

--Accredited 8/27/1999
Amur Equipment Finance, Inc., Grand Island, Nebraska
(Formerly Axis Capital)

--Accredited 9/01/2008
Arvest Bank Leasing, Fayetteville, Arkansas

Atel Capital, San Francisco

Bankers Capital, Northborough, Massachusetts 

Biz2Credit, Inc ., New York, New York

---Accredited since 12/15/2014
Blue Bridge Financial, Buffalo, New York

Bluevine, Redwood City, California

BSB Leasing, Englewood, Colorado 

---Accredited since 12/14/1998
CAN Capital New York City

---Accredited since 6/03/2011
Channel Partners, Maple Grove, Minnesota

--Accredited 6/20/1996
Charter Capital, Scottsdale, Arizona

---Accredited since 7/23/2013
CMS Funding, Wayne, New Jersey

--Accredited 4/6/2010
Cornerstone Medical & Technology Finance, Lees Summit, Missouri, -lees-summit-mo-99153606

CSI Leasing, St. Louis, Missouri 

---Accredited since 11/07/2016
Currency Capital, LLC., Los Angeles, California

Dakota Financial, LLC., Los Angeles, California

De Lage Landen Financial Services, Incorporated, Wayne, Pennsylvania

--Accredited 07/29/2015
Direct Capital, Portsmouth, New Hampshire (now a CIT Bank company)

Equilease Financial Services, Norwalk, CT (who were purchased by North Mill Equipment Finance, a subsidiary of Colford Capital. Colford Capital was recently sold to Solar Senior Capital LTD).

--Accredited 3/10/2011
Financial Pacific, Federal Way, Washington

First Federal Leasing, Richmond, Indiana

---Accredited since 01/20/2011
Fora Financial, New York, New York

---Accredited since 04/29/2014
FundBox, San Francisco, California

---Accredited since 12/03/2013
Forward Finance, Boston, Mass.\\

---Accredited since 11/07/2016
Fundera, New York, New York

---Accredited since 12/23/2013
Funding Circle USA, Inc.

--Accredited 12/27/2010
Great America Leasing, Cedar Rapid, Iowa

---Accredited since 01/31/2014
Kabbage, Atlanta, Georgia

--Accredited 8/19/2011
iFinancial Group, San Clemente, California

---Accredited since 7/29/2013
Innovative Leasing Services, Inc. Carlsbad, California carlsbad-ca-10008827/

--Accredited 7/20/2011
Jules & Associates, Los Angeles, California

---Accredited 1/2/1993
Key Equipment Finance aka KeyBank Headquarters Location

--Accredited 5/9/2003
Lease Corporation of America, Troy, Michigan

---Accredited 12/11/2012
LeaseQ, Inc., Burlington, Massachusetts

Lease $mart, Ocala, Florida (Tucson, Arizona) 

 --Accredited 6/14/2001
Leasing Innovations, Inc., Solano Beach, California  

Manufacturers' Lease Plans, Inc., Phoenix, Arizona

Mazuma Capital Corp., Salt Lake City, Utah

---Accredited 2/22/2011
Marlin Leasing, Mount Laurel, New Jersey 

---Accredited 02/14/2013
National Funding, San Diego, California 

---Accredited 8/12/2010
Navitas Lease Finance Corp
., Ponte Vedra Beach, Florida

---Accredited since 08/09/2007
North Mill Capital, LLC, Minneapolis, Minnesota

---Accredited since 05/08/2008
OnDeck, New York City

Onset Financial, South Jordan, Utah

Orion First Financial, Gig Harbor, Washington

P&L Capital, Omaha, Nebraska

Padco Financial Services, Inc., Crete, Illinois

Pawnee Leasing, Fort Collins, Colorado

Platinum Financial, Orange, California

---Accredited since 08/21/2007
Portfolio Financial Servicing Company, Portland, Oregon

---Accredited 8/20/2009
Providence Capital Funding, Brea, California

Radiance Capital, Tacoma, Washington

---Accredited 9/07/2010
RapidAdvance, Bethesda, Maryland 

Reliant Funding, Redwood City, California

Somerset Capital Group, Milford, Connecticut

Steelcase Financial Services, Grand Rapids, Michigan

---Accredited 3/11/2015
Strada Capital Corporation, Laguna Hills, California
(BBB report being updated.  Note: Brad Kissler, founder is now Executive Vice President, Current, Los Angeles, California

---Accredited 12/19/2007
Summit Funding Group, Cincinnati, Ohio    

---Accredited since 07/15/2010
Swift Capital, Wilmington, Delaware

Taycor Financial, Los Angeles, California

TCF Equipment Finance, Minnetonka, Minnesota

--Accredited since 5/2/2015
Tetra Financial Group, Salt Lake City, Utah

TimePayment Corporation

United Leasing, Evansville, Indiana

--Accredited 2/19/2016
US Business Funding, Santa Ana, California
(13 closed complaints, now reduced)

Varilease Finance, Inc., Salt Lake City, Utah


--Accredited since 12/13/1999
Balboa Capital Corporation, Costa Mesa, California



LEAF Financial Corporation, Philadelphia, PA
The reasons, according to BBB: "Failure to respond to a complaint--no reviews."

---Accredited since 01/01/2008
Lending Club, San Francisco, California
33 positive reviews/77 negative reviews.  BBB notes in detail the case with Federal Trade Commission; Lending Club defends, saying the complaints are due to others operating under the name Lending Club and loans do not proceed; do not involve their company.

Matrix Business Capital, Long Beach, California 

Southern California Leasing, Tustin, California  BBB states reason:  Failure to be transparent about ownership, location, or products/services offered. No Reviews.   Company has 14 good reviews via Google, website nots member of Certified Women's Business Enterprise, members  of two leasing associations, notes established 1992, President is Barbara Griffith, well-known in the industry with  many accolades, with many testimonies, going back to when the company was founded (a lot of repeat business.)

Susquehanna Commercial Finance, Pottstow Southern California Leasing, Tustin, California


Ability Capital Solutions, Long Beach, California  Principal noted: Brian Acosta, also principal of Matrix Business Capital


Integrity Financial Groups, Midvale, Utah (Many Complaints in Leasing News, Dallin Hawkins, Principal, BK,  vendors not paid, deposits not returned).


Newport Financial Partners, Newport Beach, California



Help Wanted

Leasing Funding Coordinator
Los Angeles, California

Visit: Recent Transactions
Visit: Leasing Program

Job Description
Asset-Based Direct Funding Source



Aggregate Funding Sources - Updated
(Online: connects lessees, lessors, and vendors)

These are online companies that connect via Financial Technology to funders of business loans, leasing, working capital, and other finance methods to secure credit approval that meets the criteria of the funder that they represent as well as being the most attractive rate and terms for the applicant.

Capital Relay accepts broker business (third party originators) and claims to have a current network of 752 brokers and current network of 117 Lenders.

These companies have several funders "where funders compete."

This company appeals to vendors, sellers of equipment.






##### Press Release ############################

People's United Bank Acquires Vend Lease Company,
Leading Equipment Finance Business Joins Bank Purchase of LEAF

BRIDGEPORT, Conn.,  -- People's United Bank, N.A., a subsidiary of People's United Financial, Inc. (NASDAQ: PBCT), has acquired Vend Lease Company, a nationwide provider of equipment financing to suppliers and vendors primarily in the hospitality industry. Headquartered in Baltimore, MD, Vend Lease will become a division of the bank's operating subsidiary, LEAF Commercial Capital, Inc.

Jack Barnes, Chairman and CEO of People's United Financial, said,” We are pleased to welcome Vend Lease to People's United Bank," said . "They share our client-centric approach, have a highly specialized skill-set, and a recognized brand in the markets they serve. The strength of our combined expertise will provide for an exceptional client experience, foster positive growth and be a valuable addition to our growing equipment finance business."

Crit DeMent, Chairman & CEO of LEAF, said, "Our goal is to create a deep network of specialty finance experts who understand the evolving equipment finance industry, to generate an environment that drives growth. The addition of Vend Lease will help us achieve that goal."

Michael Paszkiewicz, President of Vend Lease, commented,”With People's United and LEAF, we are confident in our ability to accelerate growth from expanded sales resources, strong marketing capabilities and sophisticated technology automation,". "Leveraging the bank's expertise in equipment leasing and access to capital will allow us to better serve our clients."

Established in 1979, Vend Lease will maintain their existing brand and operate under LEAF, a $1 billion equipment finance company. Since its founding in 2002, LEAF has financed over $6 billion for more than 250,000 customers nationwide. People's United's combined equipment finance units have over $4 billion of assets and rank as the 16th largest bank-owned equipment finance entity in the U.S.

Keefe, Bruyette & Woods served as financial advisor and Simpson Thacher & Bartlett LLP served as legal counsel to People's United.Crest Mount Advisors served as financial advisor and Baker Donelson served as legal counsel to Vend Lease.

About People's United Bank
People's United Bank, N.A. is a subsidiary of People's United Financial, Inc. (NASDAQ: PBCT), a diversified financial services company with approximately $45 billion in assets. People's United Bank, founded in 1842, is a premier, community-based, regional bank in the Northeast offering commercial and retail banking, as well as wealth management services through a network of nearly 400 retail locations in Connecticut, New    York, Massachusetts, Vermont, New Hampshire and Maine.

About LEAF Commercial Capital, Inc.
LEAF Commercial Capital, Inc. is headquartered in Philadelphia, PA, with offices in Moberly, Missouri and Orange, California. From the server room to the office to the factory floor, wherever customers need equipment, we make it affordable. Trusted by nearly 250,000 companies of all sizes across the U.S., LEAF Commercial Capital, Inc., with the expanded strength of People's United Bank, offers customized financing that helps customers solve real problems. When businesses need financing, or need to offer financing – they achieve more with LEAFLearn more at

About Vend Lease Company
Founded in 1979 and headquartered in Baltimore, Maryland, Vend Lease is a premier financial services company that provides nationwide equipment leasing services across many industries, focusing in the hospitality sector. With a commitment to helping its customers obtain the equipment they need to grow their business, Vend Lease strives to satisfy customers beyond expectations with a focus on integrity, professionalism and quality. For more information on Vend Lease, please visit

### Press Release ############################


Akita & Labrador Retriever Mix
New Haven, Connecticut   Adopt-a-Dog

Coat Length: Short
House-Trained: Yes
Health: Vaccinations up to date/Neutered
Prefers a Home without Cats, Children

Meet Paws

"Hi everyone! My name is Paws! I am one handsome fella don't you think? I love to be outside and I love to play! I've been here for a little while which has been great, but I am ready to find my furever home! I am a very happy boy that always has a smile on my face! I prefer a family that is willing to work with me because I'm still learning how sharing works, I am Heartworm negative, Up to date on Rabies vaccines, Kennel cough vaccine, Distemper Vaccines and neutered! I cannot wait to find my furever home and I cannot wait to meet you!"

The Animal Haven
89 Mill Road
North Haven, CT 06473

Ask about Paws

Adopt a Pet


Canadian Finance and Leasing Association
Conference September 25-27, Montreal, QC

Program with Schedule

Hotel Accommodation

Frequently Asked Questions

Charlene Forde
Director, Events & Member Services
Telephone: (416) 860-1133
Toll-free: 1(877) 213-7373
Ext. 21


News Briefs----

California Commercial Financing Disclosures Bill
   June 25 CA Assembly Debate, Video, and Transcript

The Cost of Rent in 140+ North American Cities
  Average Rent Chart with Cities

Leasing Funding Coordinator
Los Angeles, California

Visit: Recent Transactions
Visit: Leasing Program

Job Description
Asset-Based Direct Funding Source



You May Have Missed---

World’s Largest Megacities by 2100




By Charles Ghigna ©
Published: Boyd Mills Press (2003)

The slits of his eyes
hidden in shadows
beneath the bill of his cap,
he watches and waits
like a patient cat
to catch what comes
his way.

and he pounces
upon the ball,
his hands flying
above the grass,
flinging his prey
on its way
across the diamond
into a double-play.


Sports Briefs---

Francesco Molinari Tops Rory McIlroy
   and More Stars to Win 2018 British Open

Fan noise at The Open disrupts Tiger Woods' swing
   and angers spectators

Former Raiders coach Tony Sparano dies at 56

Patriots sign first-round RB Sony Michel

Jon Gruden vows to “find a way to get Khalil Mack back”

49ers coach Katie Sowers breaks new ground, fulfills her NFL dream


California Nuts Briefs---

Santa Clara County job market booms in June,
  outstrips state and Bay Area  

Seattle again reigns in cranes
 tops the nation with 65 tower cranes

Yountville shootings claim another casualty:
   Veterans’ help home won’t reopen

Big Buildings Help San Francisco Tax Revenue Soar
  Home of Tech Companies 

Santa Rosa's Exchange Bank reports 2Q profits jump 36%,
   boosted by wildfire insurance deposits

Ferguson Fire expands to 30,493 acres.
  Time until full containment still unknown



“Gimme that Wine”

Oregon Wineries Step Up, Outside Players Move In

Sommelier Roundtable: Most Common Mistakes

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in History

     1637 - King Charles of England hands over the American colony of Massachusetts to Sir Fernando Gorges, one of the founders of the Council of New England. 
    1664 – Four British ships arrived in Boston to drive the Dutch out of NY.
    1788 - A weather diary kept by George Washington recorded that the center of a hurricane passed directly over his Mount Vernon home. The hurricane crossed eastern North Carolina and Virginia before moving into the Central Appalachians. Norfolk, VA reported houses destroyed, trees uprooted, and crops leveled to the ground.
    1829 - William Austin Burt of Mount Vernon, Michigan, patented the first typewriter on July 23, 1829. The design of the keyboard was changed several times without much thought, but the most common was the one designed basically so you could use the keys on one line to type out “typewriter.”
    1827 - The first swimming school in the US opened at Boston, MA. Its pupils included John Quincy Adams and James Audubon. 
    1834 - Birthday of Roman Catholic Cardinal James Gibbons (d. 1921), Baltimore.  Advocate of the separation of church and state, he also defended the rights of labor and helped convince Pope Leo XIII to give his consent to labor unions. In 1886, he was appointed to the College of Cardinals, becoming only the second cardinal in the history of the United States.  There are several schools in the US named after Cardinal Gibbons, including one in Baltimore that began as St. Mary’s Industrial School for Boys, among whose alumni was Babe Ruth. 
(lower part of:
    1850 - Congregation Emanu-el founded in San Francisco.
    1862 - Henry Halleck takes command of the Union Army. For a year and a half, he will serve as serve as General-in-Chief of all Union armies during the Civil War.  Halleck, a noted expert in military studies, is known as “Old Brains” for his scholarly pursuits, but in time the nickname will become derogatory.
    1865 - William Booth founds the Salvation Army in England.
    1874 - James Edward "Sunny Jim" Fitzsimmons (d. 1966) was born in Sheepshead Bay, NY.  He went on to have one of the most successful careers in racing history that spanned seventy years from 1894 to 1963 and produced 2,275 race wins. he trained three Kentucky Derby winners, four Preakness winners, and six Belmont winners. Included were two U.S. Triple Crown champions: Gallant Fox in 1930 and Omaha in1935. His total of thirteen Classic wins was broken by D. Wayne Lukas in 2013. Five times, Fitzsimmons was the season's top money-winning trainer.  In 1923, Fitzsimmons took over training at Belair Stud. Following the death of Belair's owner, in 1955 and the dispersal of its stock, Fitzsimmons continued to train for the Wheatley Stable, where he conditioned Preakness winner and 1957 American Horse of the Year Bold Ruler who sired the great Secretariat.
    1885 - Ulysses S. Grant died at 63 and was buried this day in a mausoleum on Riverside Drive, New York City, overlooking the Hudson River. The funeral of Gen. Grant was designated a day of national mourning. The body was taken to New York City on a special train shrouded in black curtains. The former president lay in state at City Hall, where citizens who wished to pay their last respects gathered in a line a mile long, day and night for two days the mourners filed past. The funeral procession to the tomb was enormous and people packed the sidewalks and rooftops along its route.
    1885 - The first state banking association was the Texas Bankers’ Association, which was organized at Lampasas, TX, with an initial membership of 31. The first president was James Francis Miller.
    1886 - A 23-year-old unemployed Irish immigrant Stephen Brodie was pulled from the East River, claiming that he had just jumped off the Brooklyn Bridge. The newspapers of the day headlined his survival. Although Brodie was unable to produce any objective witnesses to say he had performed the feat---he was accused of having his friends drop a dummy from the bridge while he slipped unnoticed into the water from the riverbank---the newspapers made him famous. In 1894, he starred in a play called “On the Bowery,” during which he rescued the heroine by jumping off a bridge built onstage.
    1888 - Birthday of one of my favorite authors: Raymond Chandler (d. 1959), at Chicago, IL. He did not start writing until later in his life, publishing his first novel, “The Big Sleep” (1939), the first to feature the detective Philip Marlowe. It has been adapted for film twice, in 1946 and 1978.  It brought him fame and to Hollywood as Marlowe, a Los Angeles private eye, liked “liquor and women and chess and a few other things.” Chandler was known for spare prose that featured gripping similes: “The wet air was as cold as the ashes of love” or “She had eyes like strange sin.” He authored and co-authored several Hollywood screenplays and had a popular detective cartoon series. Perhaps one of the best books about Chandler is “The Long Embrace: Raymond Chandler and the Woman He Loved” by Judith Freeman. Perhaps you need to be a fan to really appreciate this book, which I am.
    1891 - Harry Cohn (d. 1958) was born in NYC.  He was the co-founder, president, and production director of Columbia Pictures.
    1903 - The first two-cylinder Ford Model A was delivered to its owner, Dr. Ernst Pfenning of Chicago. The Model A was the result of a partnership between Henry Ford and Detroit coal merchant Alexander Malcomson. Ford had met Malcomson while working at Edison Illuminating Company where Malcomson sold him coal. The Model A, designed primarily by Ford’s assistant C. Harold Wills, was the affordable runabout that Ford needed to begin marketing his company’s stock.  In the next year, Ford raised enough stock to release a line of cars and to incorporate as the Ford Motor Company. The company was capitalized at $100,000 at that time, but by 1927, the Ford Motor Company was valued at $700 million. Ford’s company grew quickly but it wasn’t until the release of the Model T that Ford took the position of our nation’s largest carmaker.  Henry Ford was the father of mass production. His idea of reducing the cost of automobiles by manufacturing them on an assembly line revolutionized industry.  The Model T kept Ford number one in the industry until production was stopped in 1927 and Ford relinquished its place to Chevrolet. The second Model A, released in November of 1927, was a great success. Between 1927 and 1931, 4.3 million Model A Fords were made. The stylish, dependable, and affordable Model A reaffirmed Ford’s position as a premier automaker at the time. Sales for the Model A would never approach those of its forerunner the Model T, due to the onset of the Depression. As sales slumped, Henry Ford decided to release a new car model in 1932. He introduced the speedy Ford V-8, known as the fastest car in the land at the time.
    1904 - Charles E. Menches of Akron, Ohio, Missouri “discovers” the ice cream cone. The City of Akron gives him credit for hamburgers and corn snacks. While many give him credit, there are others who also have claim.
The Official Day in History gives the credit to Menches:
As does the official website for the City of Akron, Ohio
It also may be that he invented the hamburger as we know it, too:
    1908 - Birthday of Charles Melvin “Cootie” Williams (d. 1985), Mobile, AL.,,510077,00.html?artist=Cootie+Williams
    1915 - Birthday of trumpet player Emmett Berry (d. 1993), Macon, GA.
    1916 - American composer Ben Weber (d. 1979) was born St. Louis, MO. One of the first Americans to use twelve tone Technique, in a very melodic way.
    1918 - Birthday of Harold Henry “Pee Wee” Reese (d. 1999), Ekron, KY.  Hall of Fame shortstop and captain for the Brooklyn Dodgers, who I saw play often. Reese is also famous for his support of his teammate Jackie Robinson, the first modern African American player in the Majors, especially in Robinson's difficult first years.  During his career, all with the Dodgers, they went to the World Series seven times, finally winning the only Brooklyn World Championship in 1955. 
(perhaps my favorite personal baseball player, captain of the team, shortstop. Readers probably get sick of me saying how baseball players would stay after games to autographs balls or pictures for free, thank you for coming to the game.)
    1924 - Birthday of African American physician Louis Tompkins Wright (d. 1952), LaGrange, GA. As a young physician interning at Freedmen’s Hospital in Washington, DC, he created a way to observe the Schick test on darkly pigmented skin. His discovery opened the way for the immunization of people of color against diphtheria and contributed to saving countless lives.
    1925 - Lou Gehrig of the New York Yankees hit the first grand slam of his career as the Yankees defeated the Washington Senators, 11-7. Gehrig hit 22 other grand slams and held the Major League record until it was broken by Alex Rodriguez.
    1930 - Tenor saxophone player Richie Kamuca (d. 1977) birthday, Philadelphia.
    1934 - Birthday of soprano sax player Steve Lacy, born Steven Norman Lackritz (d. 2004), New York, NY.
    1935 - Birthday of Cleveland Duncan (d. 2012), lead singer of the 1950's rhythm-and-blues group, the Penguins, was born in LA. The Los Angeles-based Penguins were responsible for one of the great r-and-b songs of the decade, 1954's "Earth Angel," which, by 1966, had sold four-million copies. The record went to number eight on the Billboard pop chart, but a white Canadian group, the Crew Cuts, had an even bigger pop hit when they covered "Earth Angel" in 1955. "Earth Angel" hit the Billboard Hot 100 again in 1986 in a revival by the New Edition.  The Penguins’ hit eventually sold in excess of 10 million copies. The original recording of the song remained an enduring hit single for much of the 1950s and it is now considered to be one of the definitive doo-wop songs. It is also highly recommended for listening while watching submarine races.  In 2005, it was one of 50 recordings chosen by the Library of Congress to be added to the National Recording Registry, deeming it "culturally, historically, or aesthetically important."
    1936 - Birthday of Don Drysdale (d. 1993), Van Nuys, CA.  Elected to the Baseball Hall of Fame in 1984. He was a pitcher for the Brooklyn and Los Angeles Dodgers from 1956 to 1969, compiling a Won-lost record of 209—166 with a career ERA of 2.95. He teamed with Sandy Koufax during the late 1950s-mid 1960s to form one of the most dominating pitching duos in history. Drysdale used high and tight fastballs and a sidearm delivery to intimidate batters.  His 154 hit batsmen remains a modern National League record. Following his playing career, he became successful and popular broadcast announcer for the Chicago White Sox and then the Dodgers.  He entered the Baseball Hall of fame in 1984.
    1941 - Sonny Dunham records big band version of “Memories of You.” 
    1943 - Birthday of guitarist/song writer Tony Joe White, Oak Grove, LA
    1944 - BOYCE, GEORGE W. G., JR., Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army, 112th Cavalry Regimental Combat Team. Place and date. Near Afua, New Guinea, 23 July 1944. Entered service at: Town of Cornwall, Orange County, N.Y. Birth: New York City, N.Y. G.O. No.: 25, 7 April 1945. Citation: For conspicuous gallantry and intrepidity at risk of his life above and beyond the call of duty near Afua, New Guinea, on 23 July 1944. 2d Lt. Boyce's troop, having been ordered to the relief of another unit surrounded by superior enemy forces, moved out, and upon gaining contact with the enemy, the two leading platoons deployed and built up a firing line. 2d Lt. Boyce was ordered to attack with his platoon and make the main effort on the right of the troop. He launched his attack but after a short advance encountered such intense rifle, machinegun, and mortar fire that the forward movement of his platoon was temporarily halted. A shallow depression offered a route of advance and he worked his squad up this avenue of approach in order to close with the enemy. He was promptly met by a volley of hand grenades, 1 falling between himself and the men immediately following. Realizing at once that the explosion would kill or wound several of his men, he promptly threw himself upon the grenade and smothered the blast with his own body. By thus deliberately sacrificing his life to save those of his men, this officer exemplified the highest traditions of the U.S. Armed Forces. 
    1944 - *EUBANKS, RAY E., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company D, 503d Parachute Infantry. Place and date: At Noemfoor Island, Dutch New Guinea, 23 July 1944. Entered service at: LaGrange, N.C. Born: 6 February 1922, Snow Hill, N.C. G.O. No.: 20, 29 March 1945. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty at Noemfoor Island, Dutch New Guinea, 23 July 1944. While moving to the relief of a platoon isolated by the enemy, his company encountered a strong enemy position supported by machinegun, rifle, and mortar fire. Sgt. Eubanks was ordered to make an attack with 1 squad to neutralize the enemy by fire in order to assist the advance of his company. He maneuvered his squad to within 30 yards of the enemy where heavy fire checked his advance. Directing his men to maintain their fire, he and 2 scouts worked their way forward up a shallow depression to within 25 yards of the enemy. Directing the scouts to remain in place, Sgt. Eubanks armed himself with an automatic rifle and worked himself forward over terrain swept by intense fire to within 15 yards of the enemy position when he opened fire with telling effect. The enemy, having located his position, concentrated their fire with the result that he was wounded and a bullet rendered his rifle useless. In spite of his painful wounds he immediately charged the enemy and using his weapon as a club killed 4 of the enemy before he was himself again hit and killed. Sgt. Eubanks' heroic action, courage, and example in leadership so inspired his men that their advance was successful. They killed 45 of the enemy and drove the remainder from the position, thus effecting the relief of our beleaguered troops.
    1947 - Birthday of Don Imus, radio personality, Riverside, CA.   His nationally-syndicated talk show, “Imus in the Morning,” was broadcast throughout the United States by Cumulus Media Networks.  Imus was one of the earliest shock jock radio hosts, pioneering a style of entertainment that is considered irreverent and, to many, offensive. His programs have been both popular and controversial throughout his career.  Imus retired in March 2018 after nearly 50 years on the air.
    1947 - David Essex was born David Cook in London. His biggest hit is the million-selling No. 5 single, “Rock On.''
    1948 - Top Hits
“You Can’t Be True, Dear” - The Ken Griffin Orchestra (vocal: Jerry Wayne)
“Woody Woodpecker Song” - The Kay Kaiser Orchestra (vocal: Gloria Wood & The Campus Kids)
“It’s Magic” - Doris Day
“Bouquet of Roses” - Eddy Arnold
    1950 - The “Gene Autry Show” premiered on television. The popular CBS western ran for six years starring movie actor Gene Autry. Along with sidekick Pat Buttram. His horse’s name was Champion. Autry helped bring criminals to justice. He later founded the California Angels baseball team (a statue of him is at the Anaheim Stadium). He has a museum of Western History in Palm Springs
    1951 - No. 1 Billboard Pop Hit: “Come on-a My House,'' Rosemary Clooney.
    1951 - American composer John Carbon born Chicago, IL.
    1956 - Top Hits
“The Wayward Wind” - Gogi Grant
“Hound Dog/Don’t Be Cruel” - Elvis Presley
“Whatever Will Be Will Be” (“Que Sera Sera”) - Doris Day
“I Walk the Line” - Johnny Cash 
    1960 - Betsy Rawls became the first golfer to win the US Women’s Open four times, adding the 1960 title to those won in 1951, 1953 and 1957.
    1962 - The "Telstar" communications satellite sent the first live TV broadcast to Europe. It was used to send TV programs between the United States and Europe
    1963 - High school student Neil Young and his band, the Squires, enter a Winnipeg, Manitoba, Canada studio to record their first single, a surf instrumental called "The Sultan."
    1964 - Top Hits
“Rag Doll” - The 4 Seasons
“Can’t You See that She’s Mine” - The Dave Clark Five
“The Girl from Ipanema” - Stan Getz/Astrud Gilberto
“Dang Me” - Roger Miller
    1965 - In a 5-1 win over the Mets, Phillies' first baseman Dick Stuart homers at Shea Stadium, becoming the first player to have gone deep in 23 Major League ballparks
    1965 - President Lyndon B. Johnson, in the course of discussions about what to do concerning the deteriorating situation in Vietnam, is told by some that he should give the American public all the facts, ask for an increase in taxes, mobilize the reserves, and declare a state of national emergency in the United States. Johnson rejected this approach and informed his staff that he wanted any decisions implemented in a "low-key manner" in order to avoid an abrupt challenge to the communists, and to avoid undue concern and excitement in Congress and in domestic public opinion. During these discussions, Secretary of Defense Robert McNamara urged the president to "expand promptly and substantially" the U.S. military presence in South Vietnam. Johnson, not wanting to "lose" Vietnam to the communists, ultimately accepted McNamara's recommendation and authorized a total of 44 U.S. battalions in South Vietnam, which led to a massive escalation of the war.
    1966 - Frank Sinatra hit the top of the pop album chart with his "Strangers in the Night." It was the first #1 Sinatra LP since 1960. The album’s title song had made it to number one on the pop singles chart on July 2nd. 
    1966 - A recording engineer named Jerry Samuels, who billed himself as Napoleon XIV, hit the top of the Billboard chart with a novelty song called "They're Coming to Take Me Away, Ha-Haaa!" The song was banned by many US radio stations because it seemed to make fun of the insane.
    1967 - Forty-three killed in racial rebellion in Detroit that ended on July 27. 1,189 injured, over 7,200 arrests, and more than 2,000 buildings destroyed. The scale was the worst in the US since the 1863 New York City draft riots during the Civil War, and was surpassed by the 1992 Los Angeles riots 25 years later.
    1969 - James Brown walked out of Los Angeles Mayor Sam Yorty's office when the mayor failed to show up on time to present him with a proclamation for James Brown Day
    1970 - *LUCAS, ANDRE C., Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Army, 2d Battalion, 506th Infantry, 101st Airborne Division. place and date: Fire Support Base Ripcord, Republic of Vietnam, 1 to 23 July 1970. Entered service at: West point, N.Y. Born: 2 October 1930, Washington D.C. Citation: Lt. Col. Lucas distinguished himself by extraordinary heroism while serving as the commanding officer of the 2d Battalion. Although the fire base was constantly subjected to heavy attacks by a numerically superior enemy force throughout this period, Lt. Col. Lucas, forsaking his own safety, performed numerous acts of extraordinary valor in directing the defense of the allied position. On 1 occasion, he flew in a helicopter at treetop level above an entrenched enemy directing the fire of 1 of his companies for over 3 hours. Even though his helicopter was heavily damaged by enemy fire, he remained in an exposed position until the company expended its supply of grenades. He then transferred to another helicopter, dropped critically needed grenades to the troops, and resumed his perilous mission of directing fire on the enemy. These courageous actions by Lt. Col. Lucas prevented the company from being encircled and destroyed by a larger enemy force. On another occasion, Lt. Col. Lucas attempted to rescue a crewman trapped in a burning helicopter. As the flames in the. aircraft spread, and enemy fire became intense, Lt. Col. Lucas ordered all members of the rescue party to safety. Then, at great personal risk, he continued the rescue effort amid concentrated enemy mortar fire, intense heat, and exploding ammunition until the aircraft was completely engulfed in flames. Lt. Col. Lucas was mortally wounded while directing the successful withdrawal of his battalion from the fire base. His actions throughout this extended period inspired his men to heroic efforts, and were instrumental in saving the lives of many of his fellow soldiers while inflicting heavy casualties on the enemy. Lt. Col. Lucas' conspicuous gallantry and intrepidity in action, at the cost of his own life, were in keeping with the highest traditions of the military service and reflect great credit on him, his unit and the U.S. Army.
    1971 - No. 1 Billboard Pop Hit: “Indian Reservation (The Lament of the Cherokee Reservation Indian),'' The Raiders (formerly Paul Revere and the Raiders). It is the group's biggest hit and last to hit the top 20.
    1972 - Top Hits
“Lean on Me” - Bill Withers
“Too Late to Turn Back Now” - Cornelius Brothers & Sister Rose
“Alone Again (Naturally)” - Gilbert O’Sullivan
“It’s Gonna Take a Little Bit Longer” - Charley Pride
    1977 - Foreigner's "Cold As Ice" is released.
    1977 - "Looks Like We Made It" becomes Barry Manilow's third US chart topper. The song had been written by Richard Kerr, the same man who wrote the music for Manilow's first number one, "Mandy."
    1977 - Judas Priest begins its first U.S. tour in Oakland, CA as the opening act for Led Zeppelin.
    1980 - Top Hits
“It’s Still Rock & Roll to Me” - Billy Joel
“Little Jeannie” - Elton John
“Cupid/I’ve Loved You for a Long Time” - Spinners
“True Love Ways” - Mickey Gilley
    1981 - Billy Squier earns his first gold album. He has a big hit with his second solo record, "Don't Say No."
    1981 - No. 1 Billboard Pop Hit: “The One That You Love,'' Air Supply. The group is the first from Australia to hit Billboard's Hot 100.
    1983 - "Synchronicity" by The Police went to #1 on the Billboard album chart for the first of seventeen weeks.
    1984 - Miss America, Vanessa Williams, turned in her crown. It had been discovered that she had posed nude for "Penthouse" magazine. Williams, the first black Miss America, relinquished her title to Suzette Charles, the pageant’s runner-up.
    1987 - Thunderstorms produced a record ten inches of rain in six and a half hours at Minneapolis, MN, including 5.26 inches in two hours. Flash flooding claimed two lives and caused 21.3 million dollars damage. Streets in Minneapolis became rushing rivers, parking lots became lakes, and storm sewers spouted like geysers. A tornado hit Maple Grove, MN, causing five million dollars damage. Baseball size hail was reported at Olivia, MN
    1988 - Saskatchewan's Dave Ridgway kicks record 8 field goals vs. Edmonton in the CFL. 
    1988 - No. 1 on the Billboard Hot 100 is Richard Marx's "Hold on to the Nights." It is the fourth single from his debut album, and it remains at No. 1 for one week.
    1988 - Top Hits
“Hold on to the Nights” - Richard Marx
“Pour Some Sugar on Me” - Def Lappard
“New Sensation” - INXS
“Set ’Em Up Joe” - Vern Gosdin
    1989 - FOX-TV tops ABC, NBC & CBS for 1st time (America's Most Wanted)
    1989 - Ringo Starr begins his first tour since the Beatles stopped touring in 1966, introducing his "All-Starr Band" of Seventies icons in Dallas, TX.
    1992 - Bruce Springsteen opens his first U.S. tour since 1988 at The Brendan Byrne arena in the Meadowlands complex in New Jersey. The Boss plays 10 sold out shows in the 21,000-seat arena, with some of the shows going until 1AM
    1995 - Two astronomers, Alan Hale in New Mexico and Thomas Bopp in Arizona, almost simultaneously discover a comet.
    1996 - The first television station to regularly broadcast high-definition television was WRAL, a CBS affiliate in Raleigh, NC. Prime-time television shows now broadcast in HD are common as the number of HD sets sold has increased annually since.    
    1997 - Netware International Bank was shut down by the FBI. The bank had been accused of improperly making loans and collecting deposits over the Internet.
    1999 - NASA's first space mission commanded by a woman. Air Force Colonel Eileen Collins blasted off from Cape Canaveral in a rare night takeoff (12:26 am) and ended five days later (07-27-99) in a rarer night time landing (11:20 pm). On 07-24-99, mission specialist Catherine "Cady" Coleman was in charge of efforts to successfully deploy the $1.55 billion Chandra X-ray Observatory and did most of the delicate deployment herself. It wasn't until the next day that the public learned a fuel leak almost resulted in a highly dangerous, forced night landing. It would have been the first "forced landing" of a U.S. space ship. Captain Eileen Collins handled the crisis perfectly and the mission continued as scheduled.
    2000 - Joining his grandfather Gus and father Buddy, Reds' third baseman Mike Bell becomes part of the first three-generation family to play for the same team.
    2000 - The Astros hit four homers off Cardinal hurler Andy Benes to tie the Major League record for homers allowed by one pitcher in an inning. The second inning uprising help Houston set a team record for homers in one inning and tie a team record with six home runs for the game.
    2000 - After rejecting a trade to the Mets, Reds' All-Star shortstop Barry Larkin agrees three-year, $27 million contract extension that will keep him Cincinnati until 2003.
    2000 - Tiger Woods won the British Open at St. Andrews, Scotland to become the youngest player (24 years of age) to win the career ‘Grand Slam’ of golf (The Masters, PGA Championship, U.S. Open and British Open) and the first to win all four majors since Jack Nicklaus’ victory in the 1966. Woods not only was the youngest player to win the career Grand Slam, he completed it faster than any of the four greats who did it before him. The other players to win the Grand Slam were Gene Sarazen in 1935, Ben Hogan in 1953, Gary Player in 1965 and Jack Nicklaus in 1966 (age 26) at Muirfield. (Nicklaus went on to win the Grand Slam two more times.) Woods finished the British Open at 19-under-par 269, the best score ever at St. Andrews (Nick Faldo shot an 18-under in his 1990 win), and the lowest score ever at a major championship.
    2002 - Celebrating his 29th birthday by hitting three homers in Boston's 22-4 rout of the Devil Rays, Nomar Garciaparra ties the Major League record becoming the 26th player to hit five home runs in two games. It was Red Sox shortstop’s second three-homer game, who also accomplished the feat against the Mariners on May 10, 1999.
    2003 - Massachusetts' attorney general issued a report saying clergy members and others in the Boston Archdiocese probably sexually abused more than 1,000 people over six decades.  In 2002, criminal charges were brought against five Roman Catholic priests in the Boston area (John Geoghan, John Hanlon, Paul Shanley, Robert V. Gale and Jesuit priest James Talbot) who were all convicted and sentenced to prison.   The ongoing coverage of these cases by The Boston Globe thrust the issue of "sexual abuse of minors by Catholic priests" into the national limelight.  The Boston Archdiocese agreed to pay $10 million to victims of Geoghan, and in 2003, it paid an additional $85 million to 552 victims and parents who had filed civil lawsuits over the ignored abuse.  In some cases, insurance companies balked at meeting the cost of large settlements, claiming the actions were deliberate and not covered by insurance.  This caused additional financial damage to the Archdiocese, which already faced the need to consolidate and close parishes due to changing attendance and giving patterns. In June 2004, much of the land around the Archdiocese of Boston headquarters was sold to Boston College, a Catholic institution, in part to raise money for legal costs associated with the scandal.
    2005 - At San Francisco SBC Park, uniform number 36 is added to the second deck of the left field bleachers joining nine others as the Giants honor Gaylord Perry. The Hall of Famer, who won 134 of his 314 career victories with San Francisco, remembers his 37-year old son, Jack, who died last month of complications from leukemia.
    2006 - It was predicted to hit 110 degrees in Los Gatos/Saratoga. We have never experienced more than one day over a triple digit weather, especially so high, so we took off early for the beach area, driving to Carmel, where it was 68 when he got there, and never went over 70 degrees. We took the dog, who really enjoyed Carmel-by-Sea, where dogs are welcome and most stores have water bowls and treats for dogs and welcome them into the store, and restaurants.



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