Breaking News: All California Licensing Law Licenses
Must Transition to NMLS by December 21, 2021
By Kenneth C. Greene, Attorney

In a critically important announcement, the Department of Financial Protection and Innovation (“DFPI”), formerly known as the Department of Business Oversight (“DBO”), now operating under a new name and under new leadership, made the following announcement:

The Department of Financial Protection and Innovation (Department) is in the process of amending the rules under the California Licensing Law (CFL) to transition all CFL licensees onto the Nationwide Multistate Licensing System and Registry (“NMLS”). Upon final approval, the regulations will require all licensees to be on NMLS by December 31, 2021.

Effective immediately, a licensee not already on NMLS may transition onto NMLS. To begin the process, select “Getting Started” from the NMLS Resource Center.

https://nationwidelicensingsystem.org/Pages/default.aspx

I have communicated directly with the DFPI about two issues which are not readily answered by this new announcement:

• Do existing applications (those pending review) need to be resubmitted electronically?
  The answer, fortunately, is no.

• Can prospective licensees still submit the paper application until the end of the year?
  This is unclear. I was told initially that the answer to this question was “no”, and that all new applications had to be submitted electronically. I was directed to a link which led me to the following information:

NMLS is now available for all new CFL applicants, including applicants not engaged in residential mortgage lending. For new applicants filing through NMLS, surety bonds must be submitted through the NMLS electronic surety bond process. To begin the process of applying through NMLS, select “Getting Started” on the NMLS Resource Center page. Existing CFL licensees not on NMLS may transition onto NMLS beginning in July 2021. Watch for more information coming soon!

Note: If an applicant wants to apply in paper rather than through NMLS, the applicant may do so until the use of NMLS is mandatory. The applicant will be required to transition its application and bond onto NMLS when NMLS is mandatory, which is anticipated to be before the end of the year. The paper application is available here.

I wrote to the DFPI for clarification and received this response:

We were instructed to advise new applicants to apply through the NMLS, as ultimately, all license(s) will be required to be on NMLS when effective or will be mandated later this year as expected. Currently, we’re still accepting paper applications for branch applications for the existing non-NMLS transitioned licensee(s). 

You may submit the paper application and citing the information on our website, but the examiner may also ask the applicant to resubmit application through the NMLS. I hope this will answer your question. 

It didn’t answer my question, so this remains confusing. My advice, for now at least, would be to file new applications via NMLS. Otherwise, you face the possibility of having your paper application rejected and having to do it again through the NMLS system. Hard enough having to go through the process once, but if you have to do it twice, you will not be happy about it.

For those of you who have not had the pleasure of working through the present CFL application system, the old system entailed sending an application by mail or courier, along with numerous exhibits, directly to the DFPI office. It appears this will no longer be the way it is done, starting (possibly) now, and certainly not after December 31, 2021.

Here are the new guidelines for filing CFL applications through the NMLS system:

To transition an existing company license: PDF

To transition an existing branch license:PDF

Here is additional information about how to access NMLS:

• Note: If your company already has a record in NMLS, you do not need to do this step.
• In order to gain access to NMLS for the first time, you must complete a Company Account Request Form and identify a Primary Account Administrator and a Secondary Account Administrator. This form can be submitted electronically through the NMLS website in the Getting Started section. This form needs to be submitted only once per company, regardless of the number of NMLS participating states in which you are licensed.
• Within three days of completing and submitting the Company Account Request Form, the Primary Account Administrator will receive NMLS login information. The Primary Account Administrator for your company will have full rights to access the system, submit information to this agency and other participating state regulators, and set up other company users in the system. Instructions and tutorials on how to access and use the system are also available on the NMLS Resource Center. (link above)

FORMS TO COMPLETE:

• Once you are able to access NMLS, you must submit the following through NMLS to the Department to transition to NMLS.
• Company (MU1) Form
• Submitted by Licensed Companies
• For more information, see the Submitting a Company (MU1) Form Quick Guide.
• See the Company (MU1) Form Filing Instructions if you are completing the Company (MU1) Form for the first time.
• Transitioning licensees need not resubmit much of the supporting documentation required of an initial application that is already on file with the Department. Review the CFL Company Transition Checklist and the CFL NMLS Transition FAQs for guidance.
• Biographical Statement and Consent Form
• Submitted by Licensed Companies for each Control Person (i.e., individual owner, executive officer, qualified individual, or branch manager)
• For more information, see the Submitting an Individual (MU2) Form Quick Guide.
• Branch (MU3) Form
• Submitted by Licensed Companies for each Licensed Branch
• For more information, see the Submitting a Branch (MU3) Form Quick Guide.

Fees
NMLS will annually charge a processing fee of $100 per company license and $20 per licensed branch location renewed through the system. These fees are also required to transition onto NMLS.

NMLS Website
The NMLS Resource Center provides step-by-step instructions on how to access the system, guides on how to complete the forms, each state’s transition checklists and requirements, tutorials, current and future participating agencies, system alerts, system processing fees, and general background information. Training opportunities are also available in the News & Events section and from the home page.

CFL Licensees Already on NMLS
If you are a CFL licensee already on NMLS, you will need to grant authority to your surety bond issuer to convert your surety bond to an electronic surety bond through NMLS. Refer to the NMLS Electronic Surety Bond web page for more instructions on this process.

Action Required by December 31, 2021
Upon the effective date of the regulations, a licensee will be required to transition onto NMLS by December 31, 2021.

Need Additional Assistance?
For questions related to the NMLS system, contact the NMLS Call Center at 1-855-NMLS-123 (1-855-665-7123). For questions about California-specific requirements, contact the Department at (866) 275-2677 or CFL.Inquiries@dfpi.ca.gov.

Ken Greene
Law Office of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com
https://leasingnews.org/Advisory%20Board/Greene_Law.htm

This article is presented by the Law Office of Kenneth Charles Greene. All copyrightable text, the selection, arrangement, and presentation of all materials (including information in the public domain), and the overall design of this presentation are the property of the Law Office of Kenneth Charles Greene. All rights reserved. Permission is granted to download and reprint materials from this article for the purpose of viewing, reading, and retaining for reference. Any other copying, distribution, retransmission, or modification of information or materials from this article, whether in electronic or hard copy form, without the express prior written permission of Kenneth C. Greene, is strictly prohibited. The materials available from this article are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use of and access to these materials does not create an attorney-client relationship between the Law Office of Kenneth Charles Greene and the user or viewer. The opinions expressed herein are the opinions of the individual author.

 

[headlines]
--------------------------------------------------------------

New Hires/Promotions in the Leasing Business
and Related Industries

Megan Allen was hired at Tandem Finance, Fort Collins, Colorado to lead the franchise segment as Brand Ambassador. She is located in the Denver Metropolitan Area. She remains as Market President, Colorado, USA Territory, FranNet since September, 2020 and Chief Problem Solver FranPromise since April, 2014. Previously, she was at Camp Bow Wow starting September, 2010, as Executive Director, 2010, as Executive Director, Bow Wow Buddies Foundation, promoted May, 2011, Chief Operations Officer. Prior she was President, FranProp, LLC (January, 2006 - August, 2011), Director for Strategic Development AKA Strategy (2000-3005). "She then worked for Michael Sheehan, our Tandem Finance President with American Express Business Finance as an Account Manager serving Enterprise Franchisors as an account manager for the Intercontinental Hotels Group (Holiday Inn), McDonald’s and Dairy Queen." (2000 -2005). She served as Board Member, the Bow Wow Buddies Foundation (January, 2007 - August, 2014).  Education: Metropolitan State University of Denver, English Language and Literature, General (1992 - 1997). https://www.linkedin.com/in/allenmegan/
IFA Women's Franchise Committee Podcast - Megan Allen
https://www.youtube.com/watch?v=uRW53_OmP-I

Greg Larson was hired as Account Manager, Franchise, Balboa Capital, Costa Mesa, California.  He is located in Greater Minneapolis. Previously, he was at TCF Bank, starting September, 2010, as Branch Manager, Officer; promoted February, 2015, Account Manager, Officer; promoted Officer, Account Executive, Franchise, June, 2017;  Assistant Area Director, Corner Bakery Cafe (May, 2007 - May, 2010); General Manager, Panera Bread (April, 2001 - May, 2007). Volunteer: Walker, Animal Humane Society (May, 2015 - Present). Team Captain, Animal Human Society (May, 2016 - Present). Volunteer, Packaging Food, Feed My Starving Children (November, 2016 - Present). Volunteer, The Sheridan Story (November, 2018 - Present). eMentor, BestPrep (October, 2010 - Present). Education: Scottsdale Community College, Hospitality Administration/Management (2000 - 2001). Mesa Community College, Business/Commerce, General (1998 - 2000); Illinois State University, General Studies (1997 - 1998).
Normal Community West High School, General Studies (1993 - 1997). Activities and Societies: Entertainment writer for the school newspaper "The Paw Print," Wrestling, Technology Club. https://www.linkedin.com/in/franchisefinanceguy23/

Stephen O'Leary was named Chief Executive Officer and President, Clarus Capital, Boston Massachusetts. Previously, he was Executive Vice President, Radius Bank (December, 2015 - July, 2020); Managing Director, NewStar Financial (June, 2010 - December, 2016); Director of Syndication, NewStar Financial (June, 2010 - December, 2015); Director of Syndication, Greystone Equipment Finance (October, 2007 - January, 2009); Senior Vice President, Eastern Bank (May, 1998 - January, 2006).  Education: American International College, BS, Accounting (1977 - 1981). Activities and Societies: Member of the Varsity Baseball Team, Matignon High School, College/University Preparatory and Advance High School, Secondary Diploma Program (1973 - 1977). https://www.linkedin.com/in/stephen-o-leary-a02b6b16/

[headlines]
--------------------------------------------------------------

Help Wanted Ads

Sales Make it Happen --- Linda P. Kester

The Evolving Internet

(This is a column Linda wrote for Leasing News which appeared January 14, 2009. It more relevant today in the changing in the FinTech world where many are working remotely and not in an office location.)

Think back to ten years ago.

Did you have a web site? Were you marketing with email?

Most likely you weren't. It took many leasing companies four to five years after the initial internet boom to get on-board.

Do you want to be left behind again? We are at a new crossroads with the internet and (Financial Technology).

More lessees and vendors are Googling you before they consider doing business with you. You used to have 90 seconds to make a good first impression. Now your impression is made online BEFORE you get to meet someone. In the leasing industry, it's critical for you to have a positive online reputation.

Hire a firm or put together yourself your own profile, then comment on vendors’ and lessees’ sites, and to be a part of an online conversation.

Here are five tips to get more out of the internet:

• Register on three social networking sites. Good ones to start with are LinkedIn.com or Facebook.com
• Comment on a lessee or vendor's blog.
• Get registered on news sites. It's a reputation networking site.
• YouTube has more searches than Google. Consider posting a video.
• Google your company's name and put the word "complaint" after it.
• Now is the time to claim your space on the web and expand your internet footprint.

Make sure you are using all the tools out there and if you find some "digital dirt" about you or your company, take the time to clean it up

To contact Linda:

Institute For Personal Development
Palm Beach Gardens, Florida
Linda P. Kester
linda@lindakester.com
516-724-1922
linkedin.com/in/lindakesterlindakester.com/about-lind

 

[headlines]
--------------------------------------------------------------

ELFF Monthly Confidence Chart Creeps Up
for the Month of July to 72.9 from 71.3

The Equipment Leasing & Finance Foundation (the Foundation) releases the July 2021 Monthly Confidence Index for the Equipment Finance Industry, showing confidence in the equipment finance market is 72.9, an increase from the June index of 71.3.

David Normandin, CLFP, President and CEO,
    Wintrust Specialty Finance
“The volatility of business re-opening continues, and the struggle to maintain a consistent workforce and supply chain challenges are very real. As an industry, it will be valuable to lean on our heritage of being flexible and disciplined to ensure we continue to grow through this volatile environment and thrive with healthy performing portfolios as the economic environment improves.”

Michael Romanowski, President, Farm Credit Leasing
“We are seeing good demand for equipment and structure financing to take advantage of the low-rate environment. The main headwind we are facing is supply chain challenges which has delayed delivery of new equipment and is impacting the completion of facility construction.”

Adam Warner, President, Key Equipment Finance
“Key is seeing equipment demand increasing and we are optimistic about the second half of 2021. Frequently, we find we are competing against cash as often as we are another bank.”

Bruce J. Winter, President, FSG Capital, Inc.
 “Many industries served by the equipment finance segment are back to full throttle, with only certain negatively impacted industries still working towards recovery. This has created growing demand for our products and services and all signs point to increasing activity over the next few quarters. Inflation concerns, driven by unprecedented federal stimulus spending, are front and center and the jury is out as to whether the Fed has correctly forecasted only a short-term bump in inflation.”

Full ELFF Report:
https://www.leasefoundation.org/industry-resources/monthly-confidence-index/

 

[headlines]
--------------------------------------------------------------

### Press Release ############################

Maxim Commercial Capital Reports
Strong Results for 2Q 2021

Hard asset-secured lender continues to fuel
the economic recovery by funding SMBs

Los Angeles, California – Maxim Commercial Capital (“Maxim”) continued to fuel the economic recovery during the second quarter of 2021 by fulfilling strong demand for its Cash Out Financing, Heavy Equipment Purchase Financing, Real Estate Secured Working Capital and Truck Financing programs.
Maxim funded deals in 32 states for borrowers ranging from start-up truck owner-operators with challenged credit to established technology companies with high net worth shareholders. 

Michael Kianmahd, Executive Vice President, said, “Our portfolio performance together with borrowers’ appetite for financing is a good barometer for the economy’s trajectory.

“Based on the first half of the year, we are looking forward to a strong second half. We anticipate continued recovery of the supply chains, which hopefully will result in normalization of equipment prices.”

Fundings submitted by finance brokers during the quarter included a $600,000, 60-month, cash out term loan for a growing SaaS company in Pennsylvania, secured by a first lien on business FF&E and the principal’s residence; $61,000 in purchase financing secured by a new 2022 Peterbilt 337 tow truck for an operator in New Hampshire with strong contracts; and, 90% purchase financing secured by a $30,200 2016 Ford F650 Rollback Tow Truck and 2011 Dodge 5500 Wrecker Tow Truck for a subprime California towing company. 

Start-up truck owners, non-CDL fleet owners and experienced owner-operators successfully purchased the trucks they wanted with Maxim’s help. New borrowers funded during the second quarter included a first-time buyer with a recent medical collection who purchased a 2016 Freightliner Cascadia for $55,300; a first-time buyer with past slow pays who bought a 2016 Hino 268 Box Truck with 142,000 miles for $49,000; and, a non-CDL fleet owner who bought a 2016 Freightliner Cascadia with 410,000 miles for $57,900. 

Behzad Kianmahd, Chairman and CEO, commented, “It’s our mission to help entrepreneurs succeed by providing the growth capital they need,

“We are grateful for the thousands of finance brokers and equipment vendors across the nation who think of Maxim for their clients who don’t fit traditional lenders’ credit boxes.”

About Maxim Commercial Capital 
Maxim Commercial Capital helps small and mid-sized business owners seize opportunity by providing financing in amounts from $10,000 to $3,000,000 secured by heavy equipment and real estate. Maxim facilitates equipment purchases, provides working capital, and refinances debt for companies across all industries located nationwide. Through Maxim’s tailored financing programs, businesses unlock capital tied up in underleveraged assets, often replacing expensive short-term debt and daily repayment working capital loans with longer term capital. As a leading provider of transportation equipment finance, Maxim funds up to 75% of the acquisition cost of class 8 and class 6 trucks, trailers and reefers for owner-operators and small businesses. Learn more at www.maximcc.com or by calling 877-776-2946.

#### Press Release #############################

[headlines]
--------------------------------------------------------------

Watch at Home: Fernando's Views
by Fernando Croce

A lost film finally discovered, the latest films from prolific filmmakers, a vibrant documentary and a fierce star’s return—a wide variety of genres and moods awaits the viewer in the latest batch of streaming releases.

The Amusement Park (Amazon Prime): Long unavailable, this rare work from late, great George A. Romero (“Night of the Living Dead”) has the horror maestro in ferocious peak form. Commissioned (and then shelved) in 1973 by the Lutheran Church, this is a “Twilight Zone” style parable that follows an elderly man (Lincoln Maazel) who experiences a most bizarre time at the titular amusement park. Promising wonders, the place quickly turns into a den of horrors, where rollercoasters and bumper cars are part of a nightmarish ride. In less than an hour of running time, Romero gives audiences quite a fierce tour of human torment and rotting morality. Using nonprofessional actors as part of a marvel of surrealistic filmmaking, this harrowing, powerful film is a must for Romero fans.

No Sudden Move (HBO Max): Tireless director Steven Soderbergh adds to his oeuvre of distinguished capers (“Out of Sight,” “The Limey,” “Ocean’s Eleven”) with this all-star, noirish crime drama. Set in Detroit in the 1950s, the story follows several characters entangled in a heist to steal a valuable document. There’s a desperate businessman (David Harbour) whose wife (Amy Seimetz) learns about his shady dealings while being held hostage. There’s a mismatched pair of gunmen (Don Cheadle, Benicio Del Toro) hired by a crime boss (Ray Liotta), whose mistress (Julia Fox) is seeing one of his hitmen. And there are corrupt cops (Jon Hamm), smooth henchmen (Brendan Fraser), and a city torn by racial tensions. Soderbergh keeps it all spinning with characteristic élan, serving up a layered, darkly humored view of a den of thieves.

Summer of ’85 (iTunes): Tales of languid desire tinged by danger are the forte of French director François Ozon (“Swimming Pool”) so this story of doomed young romance in the mid-Eighties plays to his strengths. Set in coastal Normandy, it follows the friendship between two teenagers, Alexis (Felix Lefebvre) and David (Benjamin Voisin). After they meet in the middle of a deadly situation, the specter of death hovers gently but persistently over their summer, even during its sunniest moments. When the bored David begins seducing an English tourist, tragedy looms in the horizon. Mixing gorgeous cinematography with contemporary music, Ozon conjures up a heady atmosphere that spikes warm nostalgia with bittersweet rue. The results have reminded more than one critic of the Oscar-winning “Call Me by Your Name.” With subtitles.

Summer of Soul (Hulu): At around the same period as the more famous Woodstock Music Festival, there was 1969’s Harlem Cultural Festival, a moment of equal historical importance vibrantly explored in this revelatory documentary, subtitled “When the Revolution Could Not Be Televised.” A series of remarkable performances staged in a park in Harlem, the festival brought together such luminaries as Stevie Wonder, BB King, Nina Simone, and Mahalia Jackson. The footage by itself is priceless, yet director Ahmir Thompson (best known as Questlove, frontman for hip-hop band The Roots) is astute enough to fill the audience in on the cultural and political relevance of the event. Making use of interviews with musicians and attendees, he offers an illuminating snapshot of Black power, pride, and conscience at a crossroads in American history.

Those Who Wish Me Dead (iTunes): Screenwriter-turned-filmmaker Taylor Sheridan (“Sicario”) serves up an engrossing action-drama that gives Angelina Jolie her most robust role in years. Jolie stars as Hannah Faber, a tough firefighter who, haunted by memories of a failed mission, is stationed at a Montana observation tower. Her life takes a sudden turn when she crosses paths with Owen (Jake Weber), an accountant on the run with his son Connor (Finn Little). On his trail is a couple of brutal killers (Aidan Gillen, Nicholas Hoult), who didn’t count on Hannah’s fierceness to stand in their way. A satisfyingly straightforward survival tale told with lean muscularity, the film benefits from an offbeat supporting cast, and above all from a long-overdue reminder of Jolie’s intense charisma.

Hound Mix
Charlotte, North Carolina  Adopt-a-Dog

Claudio

Male
3 Years
35 lbs.
Adoption Fee: $150

Humane Society of Charlotte
2700 Toomey Avenue
Charlotte, NC 28203
(704) 377-0534
https://humanesocietyofcharlotte.org/

[headlines]
--------------------------------------------------------------

2021 NEFA Funding Symposium Registration Open
October 13-15, 2021 | The Westin, Charlotte NC

Don’t miss a moment of the National Equipment Finance Association Funding Symposium, arrive in Charlotte on Wednesday, October 13th and stay through Friday, October 15th!

"We are planning the 2021 Funding Symposium with the objective of offering real, immediate, practical takeaways to grow your business and the businesses of all NEFA members. Each engagement and event has been carefully curated to ensure that this conference is worth every penny. And what a great opportunity to get out to see your friends and colleagues! As our first in-person conference in two years, we have a robust program designed to maximize ROI for attendees like never before."

2021 NEFA Funding Symposium Planning Committee

Co-Chair: Jacklynn Manning, CLFP, Amur Equipment Finance, Inc.
Co-Chair: Mae Philpott, CLFP, Quality Leasing Co.
Committee: Anne Dalgaard, CPA, CLFP, Dynamic Rentals
Committee: Beth McLean, CLFP, Northland Capital
Committee: Andre Olaofe, Select Funding
Committee: Evan Brown, Bluevine

Agenda
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/websitePage:645d57e4-75eb-4769-b2c0-f201a0bfc6ce

Registration:
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/regProcessStep1:a1208612-b9a4-4f7a-81bc-98cb43c1109a

Hotel ($219 per night special discount)
https://web.cvent.com/event/096ff210-f46e-4488-b91d-ddd3e2231aa4/websitePage:6372c50c-1b4f-4665-b566-04d3ab93e439

News Briefs---

Tokyo Olympics: 5 new sports will debut
    at the 2021 Games
https://www.foxnews.com/sports/tokyo-olympics-new-sports-debut

San Francisco Bay Area counties urge employers
    to require universal COVID-19 vaccination policies
https://www.sfchronicle.com/health/article/Bay-Area-counties-urge-employers-to-require-16332986.php

Mercedes-Benz will go all-electric by 2025,
    and has big plans for electric vehicles
https://www.techradar.com/news/mercedes-benz-will-go-all-electric-by-2025-and-has-big-plans-for-electric-vehicles

Tesla’s Factory in Berlin Runs into Activists,
      Red Tape and Lizards
https://www.nytimes.com/2021/07/22/business/tesla-berlin.html

Florida, Missouri and Texas now account for 40%
    of new coronavirus cases in U.S.
https://www.yahoo.com/news/florida-missouri-and-texas-now-account-for-40-percent-of-new-us-coronavirus-cases-172032337.html

Nation’s largest hospital group supports mandatory
     coronavirus vaccines for health workers
https://www.northbaybusinessjournal.com/article/news/nations-largest-hospital-group-supports-mandatory-coronavirus-vaccines-for/

For Airlines, It’s Looking More  Like 2019 Again
    domestic air travel has exceeded forecasts
https://www.nytimes.com/2021/07/22/business/airlines-united-american-southwest-delta.html

State Attorneys General Reach A $26 Billion
    National Opioid Settlement
https://www.npr.org/2021/07/21/1018881195/state-attorneys-general-26-billion-opioid-settlement

 

[headlines]
--------------------------------------------------------------

You May Have Missed---

Tokyo Games boasts highest percentage of
    women participants in Olympic history
https://www.pressdemocrat.com/article/sports/tokyo-games-boast-equal-gender-participation-for-first-time/

[headlines]
--------------------------------------------------------------

Sports Briefs---

NFL coach Greg Knapp passes away
    from injuries sustained in San Ramon bike crash
https://www.mercurynews.com/2021/07/22/nfl-coach-greg-knapp-passes-away-from-injuries-sustained-in-san-ramon-bike-crash/

SF 49ers, Fred Warner finally strike an enormous, long-term deal
https://www.sfgate.com/49ers/article/Report-SF-49ers-Fred-Warner-have-finally-struck-16330066.php

NFL warning: COVID-19 outbreaks among unvaccinated players could lead to forfeited games
https://www.espn.com/nfl/story/_/id/31863308/nfl-warning-teams-covid-19-outbreaks-unvaccinated-players-lead-forfeited-games

14 teams have 85% of players vaccinated
https://www.theredzone.org/Blog-Description/EntryId/16699/14-teams-have-85--of-players-vaccinated

[headlines]
--------------------------------------------------------------

California Nuts Briefs---

Evacuation orders expand on Dixie Fire, now 91,628 acres
https://www.eastbaytimes.com/2021/07/22/745-a-m-update-dixie-fire-now-at-85479-acres/

PG&E vows to bury 10,000 miles of
    California power lines, as the Dixie Fire explodes
https://www.sacbee.com/news/california/fires/article252927498.html

North Bay credit unions have record deposit growth
    in Q1, while loans grow 13%: report
https://www.northbaybusinessjournal.com/article/article/north-bay-credit-unions-have-record-deposit-growth-in-q1-while-loans-grow/

[headlines]
--------------------------------------------------------------

“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Napa Valley winery Far Niente buys Carneros
     vineyard, plans to plant 73 acres
https://www.northbaybusinessjournal.com/article/industrynews/napa-valley-winery-far-niente-buys-carneros-vineyard-plans-to-plant-73-acr/

A Wine Worth Waiting For
   By Eric Asimov
https://www.nytimes.com/2021/07/15/dining/drinks/2005-bordeaux.html

DtC Shipments Strong as On-Premise Recovers
https://www.winebusiness.com/news/?go=getArticle&dataId=249272

Canadian Winemaking Veteran Howard Soon Receives Award
https://www.winebusiness.com/news/?go=getArticle&dataId=249279

Pandemic brings California wine marketing,
     M&A deal-making back to basics
https://www.northbaybusinessjournal.com/article/industrynews/pandemic-brings-california-wine-marketing-ma-deal-making-back-to-basics/

Provence Rosé: Quality, Cash and Celebrity
https://www.wine-searcher.com/m/2021/07/provence-rose-quality-cash-and-celebrity

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

This Day in History

     1637 - King Charles of England hands over the American colony of Massachusetts to Sir Fernando Gorges, one of the founders of the Council of New England. 
    1664 – Four British ships arrived in Boston to drive the Dutch out of NY.
    1788 - A weather diary kept by George Washington recorded that the center of a hurricane passed directly over his Mount Vernon home. The hurricane crossed eastern North Carolina and Virginia before moving into the Central Appalachians. Norfolk, VA reported houses destroyed, trees uprooted, and crops leveled to the ground.
    1829 - William Austin Burt of Mount Vernon, Michigan, patented the first typewriter on July 23, 1829. The design of the keyboard was changed several times without much thought, but the most common was the one designed basically so you could use the keys on one line to type out “typewriter.”
http://www.michmarkers.com/Pages/S0570.htm
    1827 - The first swimming school in the US opened at Boston, MA. Its pupils included John Quincy Adams and James Audubon. 
    1834 - Birthday of Roman Catholic Cardinal James Gibbons (d. 1921), Baltimore.  Advocate of the separation of church and state, he also defended the rights of labor and helped convince Pope Leo XIII to give his consent to labor unions. In 1886, he was appointed to the College of Cardinals, becoming only the second cardinal in the history of the United States.  There are several schools in the US named after Cardinal Gibbons, including one in Baltimore that began as St. Mary’s Industrial School for Boys, among whose alumni was Babe Ruth. 
(lower part of: http://memory.loc.gov/ammem/today/jul23.html)
    1850 - Congregation Emanu-el founded in San Francisco.
    1862 - Henry Halleck takes command of the Union Army. For a year and a half, he will serve as serve as General-in-Chief of all Union armies during the Civil War.  Halleck, a noted expert in military studies, is known as “Old Brains” for his scholarly pursuits, but in time the nickname will become derogatory.
    1865 - William Booth founds the Salvation Army in England.
    1874 - James Edward "Sunny Jim" Fitzsimmons (d. 1966) was born in Sheepshead Bay, NY.  He went on to have one of the most successful careers in racing history that spanned seventy years from 1894 to 1963 and produced 2,275 race wins. he trained three Kentucky Derby winners, four Preakness winners, and six Belmont winners. Included were two US Triple Crown champions: Gallant Fox in 1930 and Omaha in 1935. His total of thirteen Classic wins was broken by D. Wayne Lukas in 2013. Five times, Fitzsimmons was the season's top money-winning trainer.  In 1923, Fitzsimmons took over training at Belair Stud. Following the death of Belair's owner, in 1955 and the dispersal of its stock, Fitzsimmons continued to train for the Wheatley Stable, where he conditioned Preakness winner and 1957 American Horse of the Year Bold Ruler who sired the great Secretariat.
    1885 - Ulysses S. Grant died at 63 and was buried in a mausoleum on Riverside Drive, New York City, overlooking the Hudson River. The funeral of Gen. Grant was designated a day of national mourning. The body was taken to New York City on a special train shrouded in black curtains. The former president lay in state at City Hall, where citizens who wished to pay their last respects gathered in a line a mile long, day and night for two days the mourners filed past. The funeral procession to the tomb was enormous and people packed the sidewalks and rooftops along its route.
http://www.nps.gov/gegr/
http://starship.python.net/crew/manus/Presidents/usg/usgobit.html
http://gi.grolier.com/presidents/nbk/bios/18pgran.html
http://saints.css.edu/mkelsey/facts.html
    1885 - The first state banking association was the Texas Bankers’ Association, which was organized at Lampasas, TX, with an initial membership of 31. The first president was James Francis Miller.
    1886 - A 23-year-old unemployed Irish immigrant Stephen Brodie was pulled from the East River, claiming that he had just jumped off the Brooklyn Bridge. The newspapers of the day headlined his survival. Although Brodie was unable to produce any objective witnesses to say he had performed the feat---he was accused of having his friends drop a dummy from the bridge while he slipped unnoticed into the water from the riverbank---the newspapers made him famous. In 1894, he starred in a play called “On the Bowery,” during which he rescued the heroine by jumping off a bridge built onstage.
    1888 - Birthday of one of my favorite authors: Raymond Chandler (d. 1959), at Chicago, IL. He did not start writing until later in his life, publishing his first novel, “The Big Sleep” (1939), the first to feature the detective Philip Marlowe. It has been adapted for film twice, in 1946 and 1978.  It brought him fame and to Hollywood as Marlowe, a Los Angeles private eye, liked “liquor and women and chess and a few other things.” Chandler was known for spare prose that featured gripping similes: “The wet air was as cold as the ashes of love” or “She had eyes like strange sin.” He authored and co-authored several Hollywood screenplays and had a popular detective cartoon series. Perhaps one of the best books about Chandler is “The Long Embrace: Raymond Chandler and the Woman He Loved” by Judith Freeman. Perhaps you need to be a fan to really appreciate this book, which I am.
    1891 - Harry Cohn (d. 1958) was born in NYC.  He was the co-founder, president, and production director of Columbia Pictures.
    1903 - The first two-cylinder Ford Model A was delivered to its owner, Dr. Ernst Pfenning of Chicago. The Model A was the result of a partnership between Henry Ford and Detroit coal merchant Alexander Malcomson. Ford had met Malcomson while working at Edison Illuminating Company where Malcomson sold him coal. The Model A, designed primarily by Ford’s assistant C. Harold Wills, was the affordable runabout that Ford needed to begin marketing his company’s stock.  In the next year, Ford raised enough stock to release a line of cars and to incorporate as the Ford Motor Company. The company was capitalized at $100,000 at that time, but by 1927, the Ford Motor Company was valued at $700 million. Ford’s company grew quickly but it wasn’t until the release of the Model T that Ford took the position of our nation’s largest carmaker.  Henry Ford was the father of mass production. His idea of reducing the cost of automobiles by manufacturing them on an assembly line revolutionized industry.  The Model T kept Ford number one in the industry until production was stopped in 1927 and Ford relinquished its place to Chevrolet. The second Model A, released in November of 1927, was a great success. Between 1927 and 1931, 4.3 million Model A Fords were made. The stylish, dependable, and affordable Model A reaffirmed Ford’s position as a premier automaker at the time. Sales for the Model A would never approach those of its forerunner the Model T, due to the onset of the Depression. As sales slumped, Henry Ford decided to release a new car model in 1932. He introduced the speedy Ford V-8, known as the fastest car in the land at the time.
    1904 - Charles E. Menches of Akron, Ohio, Missouri “discovers” the ice cream cone. The City of Akron gives him credit for hamburgers and corn snacks. While many give him credit, there are others who also have claim.
http://www.zingersicecream.com/history.htm
http://www.idfa.org/facts/icmonth/page8.htm
http://www.icescreamers.com/NewsletterArticle.html
The Official Day in History gives the credit to Menches:
http://memory.loc.gov/ammem/today/jul23.html
As does the official website for the City of Akron, Ohio
http://www.ohwy.com/oh/a/akron.htm
It also may be that he invented the hamburger as we know it, too:
http://ph.infoplease.com/askeds/11-28-00askeds.html
http://www.iabeef.org/fun/trivia.htm
    1908 - Birthday of Charles Melvin “Cootie” Williams (d. 1985), Mobile, AL.
http://www.blackhistory.eb.com/micro/727/46.html
http://www.artistdirect.com/music/artist/bio/0,,510077,00.html?artist=Cootie+Williams
http://www.savoystyle.com/cootie_williams.html
    1915 - Birthday of trumpet player Emmett Berry (d. 1993), Macon, GA.
http://www.harlem.org/people/berry.html
http://www.harlem.org/oldsite/greatday.html
    1916 - American composer Ben Weber (d. 1979) was born St. Louis, MO. One of the first Americans to use twelve tone Technique, in a very melodic way.
    1918 - Birthday of Harold Henry “Pee Wee” Reese (d. 1999), Ekron, KY.  Hall of Fame shortstop and captain for the Brooklyn Dodgers, who I saw play often. Reese is also famous for his support of his teammate Jackie Robinson, the first modern African American player in the Majors, especially in Robinson's difficult first years.  During his career, all with the Dodgers, they went to the World Series seven times, finally winning the only Brooklyn World Championship in 1955.
http://www.baseballhalloffame.org/hofers_and_honorees/hofer_bios/reese_pee_wee.htm 
(perhaps my favorite personal baseball player, captain of the team, shortstop. Readers probably get sick of me saying how baseball players would stay after games to autographs balls or pictures for free, thank you for coming to the game.)
    1924 - Birthday of African American physician Louis Tompkins Wright (d. 1952), LaGrange, GA. As a young physician interning at Freedmen’s Hospital in Washington, DC, he created a way to observe the Schick test on darkly pigmented skin. His discovery opened the way for the immunization of people of color against diphtheria and contributed to saving countless lives. 
http://www.africana.com/Facts/bl_fact_237.htm
    1925 - Lou Gehrig of the New York Yankees hit the first grand slam of his career as the Yankees defeated the Washington Senators, 11-7. Gehrig hit 22 other grand slams and held the Major League record until it was broken by Alex Rodriguez.
    1930 - Tenor saxophone player Richie Kamuca (d. 1977) birthday, Philadelphia.
http://shopping.yahoo.com/shop?d=product&id=1927005865&clink=dmmu.artist&a=b
    1934 - Birthday of soprano sax player Steve Lacy, born Steven Norman Lackritz (d. 2004), New York, NY.
http://www.furious.com/perfect/stevelacy.html
http://stevelacy.free.fr/
http://www.northwestern.edu/jazz/artists/lacy.steve/discog.html#lacy_discography
    1935 - Birthday of Cleveland Duncan (d. 2012), lead singer of the 1950's rhythm-and-blues group, the Penguins, was born in LA. The Los Angeles-based Penguins were responsible for one of the great r-and-b songs of the decade, 1954's "Earth Angel," which, by 1966, had sold four-million copies. The record went to number eight on the Billboard pop chart, but a white Canadian group, the Crew Cuts, had an even bigger pop hit when they covered "Earth Angel" in 1955. "Earth Angel" hit the Billboard Hot 100 again in 1986 in a revival by the New Edition.  The Penguins’ hit eventually sold in excess of 10 million copies. The original recording of the song remained an enduring hit single for much of the 1950s and it is now considered to be one of the definitive doo-wop songs. It is also highly recommended for listening while watching submarine races.  In 2005, it was one of 50 recordings chosen by the Library of Congress to be added to the National Recording Registry, deeming it "culturally, historically, or aesthetically important."
http://www.alldoowop.com/ps.html
http://members.tripod.com/~arty85/penguins.html
    1936 - Birthday of Don Drysdale (d. 1993), Van Nuys, CA.  Elected to the Baseball Hall of Fame in 1984. He was a pitcher for the Brooklyn and Los Angeles Dodgers from 1956 to 1969, compiling a Won-lost record of 209—166 with a career ERA of 2.95. He teamed with Sandy Koufax during the late 1950s-mid 1960s to form one of the most dominating pitching duos in history. Drysdale used high and tight fastballs and a sidearm delivery to intimidate batters.  His 154 hit batsmen remains a modern National League record. Following his playing career, he became successful and popular broadcast announcer for the Chicago White Sox and then the Dodgers.  He entered the Baseball Hall of fame in 1984.
    1941 - Sonny Dunham records big band version of “Memories of You.” 
    1943 - Birthday of guitarist/song writer Tony Joe White (d. 2018), Oak Grove, LA.  Nicknamed the Swamp Fox, he was an American singer-songwriter and guitarist, best known for his 1969 hit "Polk Salad Annie" and for "Rainy Night in Georgia," which he wrote but which was first made popular by Brook Benton in 1970. He also wrote "Steamy Windows" and "Undercover Agent for the Blues," both hits for Tina Turner in 1989.
http://www.tonyjoewhite.net/
    1944 - BOYCE, GEORGE W. G., JR., Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army, 112th Cavalry Regimental Combat Team. Place and date. Near Afua, New Guinea, 23 July 1944. Entered service at: Town of Cornwall, Orange County, N.Y. Birth: New York City, N.Y. G.O. No.: 25, 7 April 1945. Citation: For conspicuous gallantry and intrepidity at risk of his life above and beyond the call of duty near Afua, New Guinea, on 23 July 1944. 2d Lt. Boyce's troop, having been ordered to the relief of another unit surrounded by superior enemy forces, moved out, and upon gaining contact with the enemy, the two leading platoons deployed and built up a firing line. 2d Lt. Boyce was ordered to attack with his platoon and make the main effort on the right of the troop. He launched his attack but after a short advance encountered such intense rifle, machinegun, and mortar fire that the forward movement of his platoon was temporarily halted. A shallow depression offered a route of advance and he worked his squad up this avenue of approach in order to close with the enemy. He was promptly met by a volley of hand grenades, 1 falling between himself and the men immediately following. Realizing at once that the explosion would kill or wound several of his men, he promptly threw himself upon the grenade and smothered the blast with his own body. By thus deliberately sacrificing his life to save those of his men, this officer exemplified the highest traditions of the U.S. Armed Forces. 
    1944 - *EUBANKS, RAY E., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company D, 503d Parachute Infantry. Place and date: At Noemfoor Island, Dutch New Guinea, 23 July 1944. Entered service at: LaGrange, N.C. Born: 6 February 1922, Snow Hill, N.C. G.O. No.: 20, 29 March 1945. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty at Noemfoor Island, Dutch New Guinea, 23 July 1944. While moving to the relief of a platoon isolated by the enemy, his company encountered a strong enemy position supported by machinegun, rifle, and mortar fire. Sgt. Eubanks was ordered to make an attack with 1 squad to neutralize the enemy by fire in order to assist the advance of his company. He maneuvered his squad to within 30 yards of the enemy where heavy fire checked his advance. Directing his men to maintain their fire, he and 2 scouts worked their way forward up a shallow depression to within 25 yards of the enemy. Directing the scouts to remain in place, Sgt. Eubanks armed himself with an automatic rifle and worked himself forward over terrain swept by intense fire to within 15 yards of the enemy position when he opened fire with telling effect. The enemy, having located his position, concentrated their fire with the result that he was wounded and a bullet rendered his rifle useless. In spite of his painful wounds he immediately charged the enemy and using his weapon as a club killed 4 of the enemy before he was himself again hit and killed. Sgt. Eubanks' heroic action, courage, and example in leadership so inspired his men that their advance was successful. They killed 45 of the enemy and drove the remainder from the position, thus effecting the relief of our beleaguered troops.
    1947 - Birthday of Don Imus (d. 2019), radio personality, Riverside, CA.   His nationally-syndicated talk show, “Imus in the Morning,” was broadcast throughout the United States by Cumulus Media Networks.  Imus was one of the earliest shock jock radio hosts, pioneering a style of entertainment that is considered irreverent and, to many, offensive. His programs have been both popular and controversial throughout his career.  Imus retired in March 2018 after nearly 50 years on the air. http://talkshows.about.com/cs/donimus/tp/fangifts.htm
    1947 - David Essex was born David Cook in London. His biggest hit is the million-selling No. 5 single, “Rock On.''
    1948 - Top Hits
“You Can’t Be True, Dear” - The Ken Griffin Orchestra (vocal: Jerry Wayne)
“Woody Woodpecker Song” - The Kay Kaiser Orchestra (vocal: Gloria Wood & The Campus Kids)
“It’s Magic” - Doris Day
“Bouquet of Roses” - Eddy Arnold
    1950 - The “Gene Autry Show” premiered on television. The popular CBS western ran for six years starring movie actor Gene Autry. Along with sidekick Pat Buttram. His horse’s name was Champion. Autry helped bring criminals to justice. He later founded the California Angels baseball team (a statue of him is at the Anaheim Stadium). He has a museum of Western History in Palm Springs
http://www.autry-museum.org
    1951 - No. 1 Billboard Pop Hit: “Come on-a My House,'' Rosemary Clooney.
    1951 - American composer John Carbon born Chicago, IL.
http://www.johncarbon.com/biography.html
    1956 - Top Hits
“The Wayward Wind” - Gogi Grant
“Hound Dog/Don’t Be Cruel” - Elvis Presley
“Whatever Will Be Will Be” (“Que Sera Sera”) - Doris Day
“I Walk the Line” - Johnny Cash 
    1960 - Betsy Rawls became the first golfer to win the US Women’s Open four times, adding the 1960 title to those won in 1951, 1953 and 1957.
http://www.reedsweb.com/drtbird/golf/html/brawls.htm
http://www.ajga.org/ResultsArchive/1998/BetsyRawls/Results.htm
    1962 - The "Telstar" communications satellite sent the first live TV broadcast to Europe. It was used to send TV programs between the United States and Europe.  Telstar 1 launched on July 10 atop a Thor-Delta rocket. It successfully relayed through space the first television pictures, telephone calls, and telegraph images, and provided the first live transatlantic television feed. Telstar 2 launched May 7, 1963. Telstar 1 and 2—though no longer functional—still orbit the Earth.
    1963 - High school student Neil Young and his band, the Squires, enter a Winnipeg, Manitoba, Canada studio to record their first single, a surf instrumental called "The Sultan."
    1964 - Top Hits
“Rag Doll” - The 4 Seasons
“Can’t You See that She’s Mine” - The Dave Clark Five
“The Girl from Ipanema” - Stan Getz/Astrud Gilberto
“Dang Me” - Roger Miller
    1965 - In a 5-1 win over the Mets, Phillies' first baseman Dick Stuart homers at Shea Stadium, becoming the first player to have gone deep in 23 Major League ballparks
    1965 - President Lyndon B. Johnson, in the course of discussions about what to do concerning the deteriorating situation in Vietnam, is told by some that he should give the American public all the facts, ask for an increase in taxes, mobilize the reserves, and declare a state of national emergency in the United States. Johnson rejected this approach and informed his staff that he wanted any decisions implemented in a "low-key manner" in order to avoid an abrupt challenge to the communists, and to avoid undue concern and excitement in Congress and in domestic public opinion. During these discussions, Secretary of Defense Robert McNamara urged the president to "expand promptly and substantially" the U.S. military presence in South Vietnam. Johnson, not wanting to "lose" Vietnam to the communists, ultimately accepted McNamara's recommendation and authorized a total of 44 U.S. battalions in South Vietnam, which led to a massive escalation of the war.
    1966 - Frank Sinatra hit the top of the pop album chart with his "Strangers in the Night." It was the first #1 Sinatra LP since 1960. The album’s title song had made it to number one on the pop singles chart on July 2nd. 
    1966 - A recording engineer named Jerry Samuels, who billed himself as Napoleon XIV, hit the top of the Billboard chart with a novelty song called "They're Coming to Take Me Away, Ha-Haaa!" The song was banned by many US radio stations because it seemed to make fun of the insane. http://www.drdemento.com/catalog/napoleon.html
    1967 - Forty-three killed in racial rebellion in Detroit that ended on July 27. 1,189 injured, over 7,200 arrests, and more than 2,000 buildings destroyed. The scale was the worst in the US since the 1863 New York City draft riots during the Civil War, and was surpassed by the 1992 Los Angeles riots 25 years later.
http://www.geneseo.edu/~jle5/
http://www.templeton-interactive.com/lest15.htmhttp://detnews.com/specialreports/2002/segregation/b06-390063.htm
http://www.icpsr.umich.edu:8080/ABSTRACTS/07312.xml
    1969 - James Brown walked out of Los Angeles Mayor Sam Yorty's office when the mayor failed to show up on time to present him with a proclamation for James Brown Day
http://www.funky-stuff.com/jamesbrown/
    1970 - *LUCAS, ANDRE C., Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Army, 2d Battalion, 506th Infantry, 101st Airborne Division. place and date: Fire Support Base Ripcord, Republic of Vietnam, 1 to 23 July 1970. Entered service at: West point, N.Y. Born: 2 October 1930, Washington D.C. Citation: Lt. Col. Lucas distinguished himself by extraordinary heroism while serving as the commanding officer of the 2d Battalion. Although the fire base was constantly subjected to heavy attacks by a numerically superior enemy force throughout this period, Lt. Col. Lucas, forsaking his own safety, performed numerous acts of extraordinary valor in directing the defense of the allied position. On 1 occasion, he flew in a helicopter at treetop level above an entrenched enemy directing the fire of 1 of his companies for over 3 hours. Even though his helicopter was heavily damaged by enemy fire, he remained in an exposed position until the company expended its supply of grenades. He then transferred to another helicopter, dropped critically needed grenades to the troops, and resumed his perilous mission of directing fire on the enemy. These courageous actions by Lt. Col. Lucas prevented the company from being encircled and destroyed by a larger enemy force. On another occasion, Lt. Col. Lucas attempted to rescue a crewman trapped in a burning helicopter. As the flames in the. aircraft spread, and enemy fire became intense, Lt. Col. Lucas ordered all members of the rescue party to safety. Then, at great personal risk, he continued the rescue effort amid concentrated enemy mortar fire, intense heat, and exploding ammunition until the aircraft was completely engulfed in flames. Lt. Col. Lucas was mortally wounded while directing the successful withdrawal of his battalion from the fire base. His actions throughout this extended period inspired his men to heroic efforts and were instrumental in saving the lives of many of his fellow soldiers while inflicting heavy casualties on the enemy. Lt. Col. Lucas' conspicuous gallantry and intrepidity in action, at the cost of his own life, were in keeping with the highest traditions of the military service and reflect great credit on him, his unit and the U.S. Army.
    1971 - No. 1 Billboard Pop Hit: “Indian Reservation (The Lament of the Cherokee Reservation Indian),'' The Raiders (formerly Paul Revere and the Raiders). It is the group's biggest hit and last to hit the top 20.
    1972 - Top Hits
“Lean on Me” - Bill Withers
“Too Late to Turn Back Now” - Cornelius Brothers & Sister Rose
“Alone Again (Naturally)” - Gilbert O’Sullivan
“It’s Gonna Take a Little Bit Longer” - Charley Pride
    1977 - Foreigner's "Cold As Ice" is released.
    1977 - "Looks Like We Made It" becomes Barry Manilow's third US chart topper. The song had been written by Richard Kerr, the same man who wrote the music for Manilow's first number one, "Mandy."
    1977 - Judas Priest begins its first U.S. tour in Oakland, CA as the opening act for Led Zeppelin.
    1980 - Top Hits
“It’s Still Rock & Roll to Me” - Billy Joel
“Little Jeannie” - Elton John
“Cupid/I’ve Loved You for a Long Time” - Spinners
“True Love Ways” - Mickey Gilley
    1981 - Billy Squier earns his first gold album. He has a big hit with his second solo record, "Don't Say No."
    1981 - No. 1 Billboard Pop Hit: “The One That You Love,'' Air Supply. The group is the first from Australia to hit Billboard's Hot 100.
    1983 - "Synchronicity" by The Police went to #1 on the Billboard album chart for the first of seventeen weeks.
    1984 - Miss America, Vanessa Williams, turned in her crown. It had been discovered that she had posed nude for "Penthouse" magazine. Williams, the first black Miss America, relinquished her title to Suzette Charles, the pageant’s runner-up.
http://www.celebritycd.com/vanessawilliams/ 
http://www.vanessawilliams.de/
    1987 - Thunderstorms produced a record ten inches of rain in six and a half hours at Minneapolis, MN, including 5.26 inches in two hours. Flash flooding claimed two lives and caused 21.3 million dollars damage. Streets in Minneapolis became rushing rivers, parking lots became lakes, and storm sewers spouted like geysers. A tornado hit Maple Grove, MN, causing five million dollars damage. Baseball size hail was reported at Olivia, MN
    1988 - Saskatchewan's Dave Ridgway kicks record 8 field goals vs. Edmonton in the CFL. 
    1988 - No. 1 on the Billboard Hot 100 is Richard Marx's "Hold on to the Nights." It is the fourth single from his debut album, and it remains at No. 1 for one week.
    1988 - Top Hits
“Hold on to the Nights” - Richard Marx
“Pour Some Sugar on Me” - Def Lappard
“New Sensation” - INXS
“Set ’Em Up Joe” - Vern Gosdin
    1989 - FOX-TV tops ABC, NBC & CBS for first time (America's Most Wanted)
    1989 - Ringo Starr begins his first tour since the Beatles stopped touring in 1966, introducing his "All-Starr Band" of Seventies icons in Dallas, TX.
    1992 - Bruce Springsteen opens his first U.S. tour since 1988 at The Brendan Byrne arena in the Meadowlands complex in New Jersey. The Boss plays 10 sold out shows in the 21,000-seat arena, with some of the shows going until 1AM
    1995 - Two astronomers, Alan Hale in New Mexico and Thomas Bopp in Arizona, almost simultaneously discover a comet.
    1996 - The first television station to regularly broadcast high-definition television was WRAL, a CBS affiliate in Raleigh, NC. Prime-time television shows now broadcast in HD are common as the number of HD sets sold has increased annually since.    
    1997 - Netware International Bank was shut down by the FBI. The bank had been accused of improperly making loans and collecting deposits over the Internet.
http://www.fraud.org/news/old/120897.htm
http://www.cbintel.com/fraudbanking.htm
    1999 - NASA's first space mission commanded by a woman. Air Force Colonel Eileen Collins blasted off from Cape Canaveral in a rare night takeoff (12:26 am) and ended five days later (07-27-99) in a rarer night time landing (11:20 pm). On 07-24-99, mission specialist Catherine "Cady" Coleman was in charge of efforts to successfully deploy the $1.55 billion Chandra X-ray Observatory and did most of the delicate deployment herself. It wasn't until the next day that the public learned a fuel leak almost resulted in a highly dangerous, forced night landing. It would have been the first "forced landing" of a U.S. space ship. Captain Eileen Collins handled the crisis perfectly and the mission continued as scheduled.
    2000 - Joining his grandfather Gus and father Buddy, Reds' third baseman Mike Bell becomes part of the first three-generation family to play for the same team.
    2000 - The Astros hit four homers off Cardinal hurler Andy Benes to tie the Major League record for homers allowed by one pitcher in an inning. The second inning uprising help Houston set a team record for homers in one inning and tie a team record with six home runs for the game.
    2000 - After rejecting a trade to the Mets, Reds' All-Star shortstop Barry Larkin agrees three-year, $27 million contract extension that will keep him Cincinnati until 2003.
    2000 - Tiger Woods won the British Open at St. Andrews, Scotland to become the youngest player (24 years of age) to win the career ‘Grand Slam’ of golf (The Masters, PGA Championship, U.S. Open and British Open) and the first to win all four majors since Jack Nicklaus’ victory in the 1966. Woods not only was the youngest player to win the career Grand Slam, he completed it faster than any of the four greats who did it before him. The other players to win the Grand Slam were Gene Sarazen in 1935, Ben Hogan in 1953, Gary Player in 1965 and Jack Nicklaus in 1966 (age 26) at Muirfield. (Nicklaus went on to win the Grand Slam two more times.) Woods finished the British Open at 19-under-par 269, the best score ever at St. Andrews (Nick Faldo shot an 18-under in his 1990 win), and the lowest score ever at a major championship.
    2002 - Celebrating his 29th birthday by hitting three homers in Boston's 22-4 rout of the Devil Rays, Nomar Garciaparra ties the Major League record becoming the 26th player to hit five home runs in two games. It was Red Sox shortstop’s second three-homer game, who also accomplished the feat against the Mariners on May 10, 1999.
    2003 - Massachusetts' attorney general issued a report saying clergy members and others in the Boston Archdiocese probably sexually abused more than 1,000 people over six decades.  In 2002, criminal charges were brought against five Roman Catholic priests in the Boston area (John Geoghan, John Hanlon, Paul Shanley, Robert V. Gale and Jesuit priest James Talbot) who were all convicted and sentenced to prison.   The ongoing coverage of these cases by The Boston Globe thrust the issue of "sexual abuse of minors by Catholic priests" into the national limelight.  The Boston Archdiocese agreed to pay $10 million to victims of Geoghan, and in 2003, it paid an additional $85 million to 552 victims and parents who had filed civil lawsuits over the ignored abuse.  In some cases, insurance companies balked at meeting the cost of large settlements, claiming the actions were deliberate and not covered by insurance.  This caused additional financial damage to the Archdiocese, which already faced the need to consolidate and close parishes due to changing attendance and giving patterns. In June 2004, much of the land around the Archdiocese of Boston headquarters was sold to Boston College, a Catholic institution, in part to raise money for legal costs associated with the scandal.
    2005 - At San Francisco SBC Park, uniform number 36 is added to the second deck of the left field bleachers joining nine others as the Giants honor Gaylord Perry. The Hall of Famer, who won 134 of his 314 career victories with San Francisco, remembers his 37-year-old son, Jack, who died last month of complications from leukemia.
    2006 - It was predicted to hit 110 degrees in Los Gatos/Saratoga. We have never experienced more than one day over a triple digit weather, especially so high, so we took off early for the beach area, driving to Carmel, where it was 68 when he got there, and never went over 70 degrees. We took the dog, who really enjoyed Carmel-by-Sea, where dogs are welcome and most stores have water bowls and treats for dogs and welcome them into the store, and restaurants.
    2019 – Senate passed a bill championed by comedian Jon Stewart to ensure that the fund for 9/11 first responders never runs out of money.  Under the bill, $10.2 billion will be authorized for the fund for the next 10 years, then additional billions until 2090, essentially covering the surviving 9/11 responders for the rest of their lives. This is a major win for first responders, who have been pushing for permanent funding for over a decade.  That battle had been newly highlighted: Jon Stewart went viral on June 11 for blasting Congress for their “callous indifference” toward the men and women who handled the aftermath of 9/11. During a hearing on extending of the September 11th Victim Compensation Fund, the former Daily Show host angrily addressed the empty committee seats in front of him.  President Donald Trump signed a bill that permanently reauthorized the September 11th Victim Compensation Fund, which pays out claims for deaths and illnesses related to the attack.
    2020 – President Trump contemplated sending 75.000 federal troops to quell violence in US cities, drawing backlash.