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Monday, July 18, 2022

Today's Leasing News Headlines

Update on Disclosure Laws from Coast to Coast (July 2022)
    Ken Greene, Leasing News Legal Editor
North Mill Equipment Finance Announces
    New Rate Card Program
Leasing and Finance Industry Help Wanted
  Vendor Sales Managers Make More Money   
If not interested, do I still follow-up about the job?
    Career Crossroads---By Emily Fitzpatrick/RII
 Half of All Small Businesses Report
   Unfilled Job Positions
    By Delaney Sexton, Coleman Report Contributing Editor
Amazon Prime Day Sales Up 8.1%
    Consumer Spending Breaks 8 Year Record
CLFP Foundation Adds 16 New CLFPs
    Hosted by AP Equipment, Bend, Oregon
Academy for Certified Lease & Finance Professionals
    August, October
Tibetan Terrier (mixed)
    Boca Raton, Florida  Adopt-a-Dog
Marty Gutter Passed Away
    Founder, Grammercy Leasing Services
News Briefs---
Americans Not in the Mood for a Recession:
    Splurging on Goods, Flocking to Restaurants
From $25 billion to $167 million: How a major crypto lender
    Collapsed and dragged many investors down with it
Texas is the second-worst state to live in,
    but it's the fifth-best for business, new report finds

You May have Missed---
Soaring dollar could help Fed in fight against inflation
    Putting imported goods on sale here at home

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.



Update on Disclosure Laws from Coast to Coast (July 2022)
by Ken Greene, Leasing News Legal Editor

The following is a summary of the status of the new disclosure laws, regulations, and bills across the nation.

  1. CALIFORNIA: On 9/30/18, California enacted Senate Bill 1235, introduced by Sen. Stephen Glazer and signed into law by then Gov. Jerry Brown. Not until June 9 of this year did the Department of Financial Protection and Innovation (“DFPI”), formerly known as the Department of Business Oversight (“DBO”), finalize the implementing regulations, rendering the bill effective on 12/9/22. This will be a first in the nation implementation and may provide guidance to other states as to what works and what does not.

  2. NEW YORK: A Commercial Finance Disclosure Law was signed into law by former Gov. Cuomo on 12/23/20, intended to take effect on 1/1/22. On 12/31/21, the Dept. of Financial Services (“DFS”) issued guidance stating that “the obligations do not arise until the DFS issues final implementation regulations and those regulations take effect.” This has not happened to date. At this point, the earliest these laws and regulations will become operative is the summer of 2022.

  3. NEW JERSEY: New Jersey’s commercial finance disclosure bill was introduced for the fifth time on 1/18/22. This is a general commercial finance disclosure bill, not one directed primarily towards sales-based financing (aka merchant cash advances). The bill is in legislative review with no projected effective date.

  4. CONNECTICUT: A commercial financing disclosure bill was introduced back in March, died in the Senate, was reintroduced in May of this year, and stalled again. It appears that the proposed law will return in 2023.

  5. UTAH: Senate Bill 183 was introduced in February 2022. The bill, entitled “Financial Services Modifications,” became law in March of this year.

  6. MARYLAND: Senate Bill 825 was introduced in February 2022. It passed the Senate, was extremely controversial, and died in the Senate in April of this year. It is likely to be resurrected in the next session in a revised form.

  7. MISSISSIPPI: A Senate Bill was introduced in early 2022 and died there on 2/1/22.

    House Bill 1178 was also introduced in early 2022, but it died in committee.

  8. MISSOURI:  Senate Bill 963 was introduced in January 2022, to become effective 8/28/22.  It appears to still be under consideration for refinement and, as best I can tell, has not passed as of this date.

  9. NORTH CAROLINA: Introduced on 5/11/21, North Carolina’s “Small Truth in Financing Act”, was slated to go into effect on 5/1/22. However, I have been advised by representatives of the NC Commissioner’s office that this bill is apparently stuck in committee.

  10. VIRGINIA: On March 7, 2022, the Virginia State legislature unanimously passed House Bill 1027 which will require brokers or providers of sales-based financing to provide certain disclosures at the time of extending a specific offer. It took effect on July 1, 2022, although it only applies to merchant cash advances.

To summarize, there are new, operative disclosure laws in California, but the bills in the other eight states have either failed or are still under consideration (with the exception of Virginia, which pertains to merchant cash advances only). We will keep you updated on this continually changing landscape.

Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464

Ken Greene Leasing & Finance Observations



##### Press Release ############################

North Mill Equipment Finance Announces
New Rate Card Program

NORWALK, CT – North Mill Equipment Finance LLC (“NMEF”), a leading independent commercial equipment lessor headquartered in Norwalk, Connecticut, announced that the company has implemented major enhancements to its pricing scheme, simplifying its buy rate structure and connecting each price point directly to the credit parameters company analysts use to assess each transaction.

The upgrades provide a decisive benefit to the hundreds of referral agents with whom NMEF partners. Brokers can now identify the credit variables NMEF reviews when analyzing a deal. As such, they can determine readily whether a borrower’s credit background matches the parameters associated with a particular buy rate outlined on the new price cards. Moreover, the revised pricing is configured in a “waterfall” format. If a borrower does not meet all the credit requirements outlined in one price panel, the transaction will generally flow to the next price panel, and so on. 

Paul Cheslock, Vice President, Customer Relations, North Mill, said, “The feedback we receive from our broker partners often provides the blueprint for change.

“As a lender that remains totally committed to the third-party channel, we take the recommendations we receive from referral agents very seriously. In this case, imparting a level of transparency and connectivity between our pricing and credit review methodology was cited as an opportunity. They spoke, we listened.”

The new pricing scheme comprises two sets of rate classifications based on equipment type. One class includes buy rates for most of the equipment that NMEF will consider financing while the other class is designed solely for heavy duty Class 8 sleeper trucks, logging equipment, and printers. Additionally, the cards have rates for borrowers with better credit backgrounds and more time in business vs. those with more challenged credit histories and/or less business experience. For questions on North Mill’s rate card program, please contact Don Cosenza at (203) 354-1710 or

About North Mill Equipment Finance

North Mill Equipment Finance originates and services small to mid-ticket equipment leases and loans, ranging from $15,000 to $1,000,000 in value.  A broker-centric private lender, the company accepts A – C credit qualities and finances transactions for many asset categories including construction, transportation, vocational, medical, manufacturing, printing, franchise, renovation, janitorial and material handling equipment. North Mill is majority owned by an affiliate of WAFRA Capital Partners, Inc. (WCP).  The company’s headquarters is in Norwalk, CT, with regional offices in Irvine, CA, Dover, NH, Voorhees NJ, and Murray, UT.  For more information, visit

### Press Release ############################


Help Wanted Ads


If not interested, do I still follow-up about the job?

Career Crossroads---By Emily Fitzpatrick/RII

Question:  Is follow-up necessary, even if I am not interested in pursuing a job opportunity?

Answer:  Follow-up is an ABSOLUTE necessity. This includes following up (closing the loop) with your point of contact (may be multiple individuals) at the hiring company AND your recruiter(s).  Unfortunately, many applicants fail to do this and it makes a difference in the long run.  

For example, I had a Candidate interview recently with a long-standing client. The interview went well. However, a personal issue would not support his candidacy at this time. This would eventually cease to be an issue and he would be eligible for employment in the near future. As such, the company would have hired this individual on a contract basis in the interim.  The hiring manager wanted to discuss with the Candidate directly and left a message. The Candidate failed to return the hiring manager’s call, thus, losing the opportunity.

If you want to leave a good impression and maintain your reputation in the industry, YOU MUST follow up with your recruiters and your interviewers AND RETURN CALLS/emails. This can be handled in a variety of ways :

The standard thank-you note (email will suffice) to everyone with whom you interviewed (contact us for samples).

If a hiring manager contacts you (or a recruiter) directly after an interview – by all means necessary, you return their call (NOT via email). Return all calls even if you choose to pass on the opportunity,

Recent Event
I had a Candidate who was made an offer and we both agreed another opportunity would better suit her career goals.  I lost a large fee but a Candidate’s career goals and personal goals must be the number-one priority. We parted on very good terms and agreed to stay in touch.  I opened the mail the other day and there was such a lovely thank-you note with a gift card.  It meant the world to me to know she appreciated our assistance.  Next time she is in the market, she will be a top priority. 

Make sure you leave a positive and lasting impression by making sure you follow up with everyone you have been in contact with in your search …

NOTE: if you are corresponding with your hiring manager (s) / interviewers via email – make sure you monitor your spam, bulk, trash and junk folders – may emails wind up in those folders

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567

Invite me to connect on LinkedIn

Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns


Half of All Small Businesses Report
Unfilled Job Positions
By Delaney Sexton, Coleman Report Contributing Editor

NFIB Chief Economist Bill Dunkelberg reported: “The labor force participation rate has been slowly rising this year, with more people taking jobs.

“However, the labor shortage continues to be a difficult problem for small businesses. A few more good months of increased employment might get total employment back to pre-pandemic levels.”

The NFIB June 2022 Jobs Report shows that half of all small business owners reported job openings that they could not fill.

During the Coleman Report Live! show, 78% of our viewers voted “Yes” when responding to the question, “Do you have positions at your lending institution that are unfilled?"

Industry- Percent with Job Openings
Construction 62
Manufacturing 60
Services 56
Retail 55
Transportation 50
Wholesale 41
Professional services 36
Agriculture 29

Further Statistics:

• 42% of small businesses have openings for skilled workers, and 22% of small businesses have openings for unskilled labor.

• The industries with the highest number of job openings are Construction (62%), Manufacturing (60%), and Services (56%).

• The industries that least reported job openings are Wholesale (41%), Professional Services (36%), and Agriculture (29%).

• Almost two-thirds of small business owners reported hiring or trying to hire in June.

• 60% of owners reported few to no qualified applicants for the positions they were trying to fill.

• 19% of owners are planning to create new jobs in the next three months, down 7 points from the May Jobs Report.

• Nearly half (48%) of owners reported raising compensation, and a net 28% are planning to raise compensation during the next three months.

• About a quarter of small businesses (23%) reported that labor quality was their top business problem.

• 8% of the small business owners surveyed stated that labor costs were their top business problem.

“The number of unfilled job openings far exceeds the 48-year historical average of 23 percent. Nationwide, the number of job openings continues to exceed the number of unemployed workers (those looking for a job), producing a tight labor market and pressure on wage levels,” reads the report.

Source: NFIB June Jobs Report  (5 pages)

Coleman Report
28081 Marguerite Pkwy.
#4525, Mission Viejo, CA 92690


Amazon Prime Day Sales Up 8.1%
Consumer Spending Breaks 8-Year Record


CLFP Foundation Adds 16 New CLFPs
Hosted by AP Equipment, Bend, Oregon

AP Equipment Financing, Bend, Oregon, hosted a private, virtual Academy for 16 individuals, who recently sat through the 8-hour online proctored Certified Leasing and Finance Professional exam, have passed. They are:

Chase Aiken, CLFP
Merrick Equipment LLC

Blake Anderson, CLFP
Relationship Management Lead
Amur Equipment Finance

Kristopher Brown, CLFP
Vice President
Account Executive, Key Equipment Finance

Sam Bugas, CLFP Associate
Account Manager
West Coast, DLL

Zuzanna Capozzi, CLFP Associate
Treasury Manager
North Mill Equipment Finance

Michele DeBoer, CLFP
Vice President, Operations
okyo Century (USA), Inc.

Cole Farmer, CLFP
Blue Street Capital, LLC

Tomomi Ichinose, CLFP
Tokyo Century (USA) Inc.

Jessica Link, CLFP
Contracts Administrator
North Mill Equipment Finance

Sydni Martines, CLFP
Customer Implementation Specialist II
LTi Technology Solutions

Connor Means, CLFP
Vice President of Sales
MAZO Capital Solutions

Joshua Metcalf, CLFP
Vice President
Tokyo Century (USA) Inc.

Robert Moore, CLFP
Senior Director Commercial Operations
Santander Bank, N.A.

Ryan Porter, CLFP
Credit Analyst
North Mill Equipment Finance

Adam Ramirez, CLFP
Chief Risk Officer/EVP
Tokyo Century (USA) Inc.

Motofumi Tohda, CLFP
Vice President of Information Systems
Tokyo Century (USA) Inc.

Moto Tohda, CLFP, Vice President of Information, Tokyo Century (USA) Inc., stated, “As a technology leader working closely with business teams, having a deep understanding of business flows is essential. I took the CLFP challenge to reinforce my knowledge from experience with all the new valuable information. That worked, even better than I expected! Now I feel more confident when pursuing technology solutions for the business.

“Hopefully, I can give back to the industry more as I actively participate in innovation discussions.”

The event for the Academy for Lease and Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. A trend has begun in having virtual online sessions.

During the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered but is not mandatory and may be taken on another day.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.

For further information, please contact Reid Raykovich, CLFP, Chief Executive Officer, or visit:

New CLFP "Frequently Asked Question" Guide:


Academy for Certified Lease & Finance Professionals
August, October

The Academy for Lease and Finance Professionals (ALFP) is a three-day event designed to fully prepare an individual to sit for the CLFP exam assuming the attendee has already self-studied. A trend has begun in having virtual online sessions.

During the first two days, all of the required sections of the CLFP exam are covered in-depth. On the third day, the exam is offered but is not mandatory and may be taken on another day.

Students are strongly advised to have read and studied The Certified Lease & Finance Professionals' Handbook prior to attending the class in order to ensure success.

U.S. Bank Host Online Public ALFP
August 1 - August 3
Public Invited

Great American Insurance Host – In Person
August 18 - 19
Public ALFP

Stryker Host Private ALFP
August 22 - August 23

Amur Equipment Finance
Private Person ALFP
October 5 -6, 2022

The National Huntington Bank Private
October 12 – 14

Professional Handbook for Taking the Test in 2022
Eighth Edition:
(Note: for taking test in 2023 Ninth Edition, available.)

About Academy

If you are interested in attending, please contact Reid Raykovich, Executive Director:


Tibetan Terrier (mixed)
Boca Raton, Florida  Adopt-a-Dog


1 year old
25 lbs.
Chesnut with Black
Shots Currenrt

About the Breed:

Tri-County Animal Rescue
Boca Raton, Florida 33433


Adoption Process and Protocols:


Marty Gutter Passed Away
Founder, Grammercy Leasing Services

"My father, Marty, passed away this week. He founded Gramercy Leasing in 1979 and sold it to Atlantic Bank of New York in 1997. He was very famous in the industry for his hobby of magic."

Michael Gutter
Office 201-567-8989


"Marty Gutter passed away on July 11th in Boca Raton, FL. He began his career as a copier salesman and soon realized that the leasing guys made more money and didn’t get ink all over themselves. In 1979 he founded Gramercy Leasing Services. He grew the business and eventually sold it to Atlantic Bank of New York in 1997. Marty was best known for being a magician. That is what differentiated himself from everyone else and helped with his success.

"Marty is survived by his wife, Joan; his sons, Stuart, and Michael; and four granddaughters"


News Briefs---

Americans Not in the Mood for a Recession:
    Splurging on Goods, Flocking to Restaurants

From $25 billion to $167 million: How a major crypto lender
collapsed and dragged many investors down with it

Texas is the second-worst state to live in,
but it's the fifth-best for business, new report finds


You May Have Missed---

Soaring dollar could help Fed in fight against inflation
     Putting imported goods on sale here at home



Sports Briefs---

Cameron Smith Wins the 150th British Open at St. Andrews

A’s finish first half with series win over Astros

What 49ers legend Steve Young identifies
     as Trey Lance's best quality

Thirty women settle with Houston Texans over
     claims related to Deshaun Watson

Complete week-by-week schedule for 18-week,
    17-game 2022 NFL regular season


California Nuts Briefs---

Almost 9 in 10 Californians live in areas with
     high COVID-19 levels as BA.5 fuels infections




"Gimme that wine"

11 Bucket List–Worthy Restaurants Where Wine Wows

A curious thing: Every Wine Advocate-rated sake from one exporter

Wineapawlooza Auction Raises $2.2 Million for Animal Rescue

Drought Affects Petaluma Viticulture

“Gimme that Wine”

Free Wine App

Wine Prices by vintage

US/International Wine Events


This Day in History

      1753 - Birthday of Lemuel Haynes (1753 – 1833), West Hartford, CT.  Colonial American Congregational clergyman. In 1785, Haynes, 32, was ordained to a church in Torrington, Connecticut, making him the first African-American to pastor a white church.
    1768 - “Liberty Song,” also known as “In Freedom We’re Born,” was published by John Mein and John Fleming in the Boston Gazette and became the first popular American patriotic song.
    1775 - The first Revolutionary War volunteer detachment to arrive in Cambridge, MA, to fight the British was the Reading Rifleman of Reading, PA. On my mother’s side of the family, her great-great grandfather was in this unit. The Riflemen of York, PA, arrived on July 25.
    1792 - Today in History salutes John Paul Jones who died in Paris, France.  A Scottish-American sailor and the United States' first well-known naval fighter in the Revolutionary War, his actions in British waters during the Revolution earned him an international reputation which persists to this day. As such, he is sometimes referred to as the "Father of the American Navy" (an epithet he shares with John Barry).
(lower half of:
    1890 - Birthday of Charles (Chick) Evans, Jr., (d. 1979), golfer born at Indianapolis, IN. Evans competed as an amateur against the best professionals in the early 20th century, winning the US Open in 1916. In the 1920s, he established the Chick Evans Caddie Foundation, later called the Evans Scholarship Fund, that has helped send more than 4,000 people to college.
    1863 - In a second attempt to capture Fort Wagner, outside Charleston, SC, Federal troops were repulsed after losing 1,515 men as opposed to Southern losses of only 174. The attack was led by the 54th Massachusetts Colored Infantry, commanded by Colonel Robert Gould Shaw, who was killed in the action. This was the first use of black troops in the war. The film “Glory” was based on the Massachusetts 54th and this was the attack featured in the film. Fort Wagner was never taken by the Union. The 54th Massachusetts Infantry was, perhaps, the most famous regiment of African-American troops during the war. Fort Wagner stood on Morris Island, guarding the approach to Charleston Harbor. It was a massive earthwork, 600 feet wide and made from sand piled 30 feet high. The only approach to the fort was across a narrow stretch of beach bounded by the Atlantic on one side and a swampy marshland on the other. Yankee troops had to march 1,200 yards down the beach to the stronghold, facing a hail of bullets from the Confederates. Shaw's troops and other Union regiments penetrated the walls at two points but did not have sufficient numbers to take the fort. Despite the failure, the battle proved that African-American forces could not only hold their own but also excel in battle.
    1893 - The first 18-hole golf course in America, the Chicago Gold Club, laid out by Charles Blair MacDonald, was incorporated at Wheaton, IL. MacDonald was the architect of many of the early US courses which he attempted to model on the best in Scotland and England. It was his belief that at each tee a golfer should face a hazard at the average distance of his shot.
    1896 - John M. Shippen, a caddie, age 16, played in a tournament held at the Shinnecock Hills Golf Club, Southampton, NY, becoming the first African-American to play in an official amateur tournament. His score was 159 (78 and 81). First prize of $200 went to James Foulis of Chicago, IL, with a score of 152 (78 and 74).
    1905 - Birthday of Greta Garbo, born Greta Lovisa Gustafsson (d. 1990) in Stockholm, Sweden.  Swedish-American actor of the almost perfect face, and one of the great stars of cinema. She made 24 films in Hollywood and was nominated for Academy Awards four times. She was finally awarded a special Academy award in 1954 "for her unforgettable screen performances." Although she retired in 1941 to live in seclusion in New York, the paparazzi continued to chase her and the gossip newspapers printed photos of her when she was in her 70s and 80s - even while swimming. 
      She hated making movies and condemned their superficialities as well as the burden of being portrayed a beautiful thing rather than a human being. 
      She left school at 14 to work after her father died. A film director saw her, admired her beauty and gave her a small part in a movie. She then studied at the Royal Dramatic Theater School in Stockholm for two years where she met Mauritz Stiller, the foremost Swedish film director of his time who renamed her Garbo. When he went to the United States to work for MGM, he took her along. Garbo's fame soon eclipsed his. 
      One of the few stars who were able to move from silent films to talkies, she made “The Torrent” (1926), “Flesh and the Devil” (1927), “Love” (1927), “A Woman of Affairs” (1929), and “Wild Orchids” (1929). Garbo starred in "talkies" for the next 14 years before walking away from movies, some say because her box office draw was dwindling, others because she was aging and didn't want the world to watch the process. Others noted her hatred of the Hollywood superficiality. 
      The Hollywood publicists blared "Garbo Talks!" as she starred in her first talkie, “Anna Christie” (1930), followed by “Mata Hari” (1932), “Grand Hotel” (1932), “Queen Christina” (1933), “Anna Karenina” (1935), “Camille” (1936), and “Ninotchka” (1939). "I said I wanted to be left alone, not I want to be alone. There is a great difference," Garbo explained about the misquote that is universally attributed to her.
    1905 - Birthday of Agnes DeMille (d. 1993), NYC, as part of a well-connected and celebrated family of theater professionals.  She was a major U.S. ballet choreographer whose ballet “Rodeo” (1942) for the Ballet Russe de Monte Carlo, revolutionized ballet by using modern dance techniques and movements from life rather than just the standard ballet movements. As an honored Broadway and screen choreographer of legendary proportions, she created ballets seen in such plays and movies as “Oklahoma,” “Carousel,” “Fall River Legend,” and “Brigadoon.” Her greatest contributions that revolutionized musical drama were to use American themes and folk dancing and gestures an integral part of her choreographing, and to incorporate dance as a part of the action, not just a diversion. Her dance routines moved the action along and developed the story line rather than being pleasant interruptions.
    1906 - Clifford Odets (1906-63) began his writing career as a poet before turning to acting. He helped found the Group Theatre in 1931. In 1935, he returned to writing with works for the Group Theatre such as “Waiting for Lefty,” “Awake and Sing!” and “Golden Boy.” His proletarian views helped make him a popular playwright during the Depression years. He spent his later years in Hollywood as a “script doctor.”
    1906 – S.I. Hayakawa (d. 1992) was born in Vancouver, BC.  He was an English professor, and served as president of San Francisco State and then as US Senator from California from 1977 to 1983. In 1968–69, there was a bitter student and Black Panthers strike at San Francisco State in order to establish an ethnic studies program. The strike proposed fifteen "non-negotiable demands", including a Black Studies department chaired by sociologist Nathan Hare independent of the university administration and open admission to all black students to "put an end to racism", and the unconditional, immediate end to the War in Vietnam and the university's involvement. It was threatened that if these demands were not immediately and completely satisfied the entire campus was to be forcibly shut down.  Hayakawa became popular with conservative voters in this period after he pulled the wires out from the loud speakers on a protesters' van at an outdoor rally.  Hayakawa relented on December 6, 1968, and created the first-in-the-nation College of Ethnic Studies.
    1909 – Harriet Nelson was born Peggy Lou Snyder in Des Moines, IA.  She frequented the Cotton Club in Harlem, was briefly married to an abusive comedian, then joined the Corps de Ballet at the Capitol Theater, later dancing and working as a straight woman for comedians.  By 1932, she was still performing in vaudeville when she met the saxophone-playing bandleader Ozzie Nelson who hired her to sing with the band, under the name Harriet Hilliard. They married three years later. In 1944, the Nelsons began a domestic-comedy series for radio, “The Adventures of Ozzie and Harriet.”   It was highly popular and made a successful transition to television. It was one of the stalwarts of the ABC-TV schedule from 1952 to 1966. The Nelsons' two sons, Ricky and David, were featured continuously on the show. She was included in Yahoo’s Top 10 TV Moms from Six Decades of Television for the time period 1952-1966. 
    1913 – Comedian Red Skelton (d. 1997) was born Richard Bernard Skelton in Vincennes, IN.  He was best known for his national radio and television acts between 1937 and 1971, and as host of the television program “The Red Skelton Show.”. Skelton, who has multiple stars on the Hollywood Walk of Fame for his work in radio and television, also appeared in vaudeville, films, nightclubs, and casinos, all while he pursued an entirely separate career as an artist.
    1913 - At the Polo Grounds, Christy Mathewson finally yielded a base on balls, ending a record string of 68 innings pitched without a walk. The record stood until 1962.
    1914 – Congress formed the Aviation Section, US Signal Corps, giving official status to aircraft within the US Army for the first time.
    1918 - KOCAK, MATEJ, (Army Medal) Medal of Honor
Rank and organization: Sergeant, U.S. Marine Corps, 66th Company, 5th Regiment, 2d Division. Place and date: Near Soissons, France, 18 July 1918. Entered service at: New York, N.Y. Born: 31 December 1882, Gbely (Slovakia), Austria. G.O. No.: 34, W.D., 1919. (Also received Navy Medal of Honor.) Citation: When the advance of his battalion was checked by a hidden machinegun nest, he went forward alone, unprotected by covering fire from his own men, and worked in between the German positions in the face of fire from enemy covering detachments. Locating the machinegun nest, he rushed it and with his bayonet drove off the crew. Shortly after this he organized 25 French colonial soldiers who had become separated from their company and led them in attacking another machinegun nest, which was also put out of action.
    1918 – Although not American, Nelson Mandela (d. 2013) was born in Mvezo, South Africa.
    1921 – The trial of the Black Sox began in Chicago.  On the field, Babe Ruth became the Majors’ career home run leader, hitting his 139th.  The blast off the Tigers’ Bert Cole at Navin Field in Detroit, was estimated by some to have traveled upwards of 575 feet, the longest in Major League history.  Ruth would hold this distinction until 1974 when he was passed by the Braves’ Hank Aaron.
    1921 – Astronaut and former senator John Glenn was born in Cambridge, OH.  He was selected as one of the "Mercury Seven" group of military test pilots selected in 1959 by Nasa to become America's first astronauts. On February 20, 1962, Glenn flew the Friendship 7 mission and became the first American to orbit the Earth and the fifth person in space. He won election to the Senate in 1974 and served through January 3, 1999. With the death of Edward Brooke, Glenn became the oldest living former United States Senator.
    1927 - Ty Cobb records his 4,000 hit.  Research later revealed that he had two fewer hits than was thought at the time, and that number 4,000 actually three days later, on July 21.  At the time, Cobb was the only batter to pass 4000 hits. 
    1928 – Jazz trombonist Carl Fontana was born in Monroe, LA.
    1929 - Birthday of eccentric rock 'n' roller Screamin' Jay Hawkins, born Jalacy Hawkins (d. 2000) in Cleveland. Hawkins, more renowned for his stage antics than his music, had such 1950's hits as "I Put a Spell on You" and "Feast of the Mau Mau." Anticipating such later rock theatrics as those of Arthur Brown and Alice Cooper, Hawkins used to be carried on stage in a flaming coffin.
    1932 - Louis Armstrong opened at London Palladium, first time.
    1932 – The US and Canada signed an agreement to build the St. Lawrence Seaway.  The first proposals for a bi-national comprehensive deep waterway along the St. Lawrence were made in the 1890s.  In the following decades, developers proposed a hydropower project as inseparable from the seaway; the various governments and seaway supporters believed that the deeper water to be created by the hydro project was necessary to make the seaway channels feasible for ocean-going ships. United States proposals for development up to and including the First World War met with little interest from the Canadian federal government.  Although the Liberal Prime Minister William L.M. King was reluctant to proceed, in part because of opposition to the project in Quebec, in 1932 he and the United States representative signed a treaty of intent. This treaty was submitted to the United States Senate in November 1932 and hearings continued until a vote was taken on March 14, 1934. The majority voted in favor of the treaty, but it failed to gain the necessary two-thirds vote for ratification. By 1941, President Roosevelt and Prime Minister Mackenzie King made an executive agreement to build the joint hydro and navigation works, but this failed to receive the assent of the U.S. Congress. Proposals for the seaway were met with resistance; primary opposition came from interests representing existing harbors on the Atlantic and Gulf coasts and internal waterways, and from the railroads associations. The railroads carried freight and goods between the coastal ports and the Great Lakes cities.  Canadian Prime Minister Louis St. Laurent advised U.S. President Harry Truman on September 28, 1951 that Canada was unwilling to wait for the United States and would build a seaway alone; the Canadian Legislature authorized the founding of the St. Lawrence Seaway Authority on December 21 of that year.  U.S. Senate debate on the bill began on January 12, 1953, the bill emerged from Committee February 22, 1954, and received approval by the Senate and the House by May, 1954.  The seaway opened in 1959 and cost C$470 million, C$336.2 million of which was paid by the Canadian government. 
    1935 - Birthday of Tenley Albright, Newton Centre, MA.   U.S. figure skater who won the figure skating gold medal at the 1956 Olympics, won the world amateur figure skating championship in 1953, and won the U.S. championships, 1951-1956. Harvard Medical School required she retire from competition before she could attend classes. She received her M.D. in 1961 and became a surgeon. She had a mild form of polio when she was 11 and exercised to strengthen her body. In 1979, she became the first woman officer of the U.S. Olympic Committee.
    1936 - The Spanish Civil War begins as a revolt by right-wing Spanish military officers in Spanish Morocco and spreads to mainland Spain. From the Canary Islands, General Francisco Franco broadcasts a message calling for all army officers to join the uprising and overthrow Spain's leftist Republican government. Within three days, the rebels captured Morocco, much of northern Spain, and several key cities in the south. The Republicans succeeded in putting down the uprising in other areas, including Madrid, Spain's capital. The Republicans and the Nationalists, as the rebels were called, then proceeded to secure their respective territories by executing thousands of suspected political opponents. In 1931, Spanish King Alfonso XIII authorized elections to decide the government of Spain, and voters overwhelmingly chose to abolish the monarchy in favor of a liberal republic. Civil war broke out. General Franco crushed the so-called October Revolution on behalf of the conservative government, and in 1935, he was appointed army chief of staff. In February 1936, new elections brought the Popular Front, a leftist coalition, to power, and Franco, a strict monarchist, was sent to an obscure command in the Canary Islands off Africa. Fearing that the liberal government would give way to Marxist revolution, army officers conspired to seize power. After a period of hesitation, Franco agreed to join the military conspiracy. Up to a million lives were lost in the conflict, the most devastating in Spanish history. Franco subsequently served as dictator of Spain until his death in 1975.
    1936 - Carl Mayer, nephew of Oscar Mayer, invented a quaint entry into Americana: the Oscar Mayer Wienermobile. The first Wienermobile rolled out of General Body Company's factory in Chicago on this day. The Wienermobile tours around the U.S., fascinating children of all ages as it promotes the famous Oscar Mayer wiener.
    1939 - Birthday of Dion Francis DiMucci, The Bronx, NY.  Singer-songwriter whose work has incorporated elements of doo-wop, rock and R&B styles—and, most recently, straight blues, he was one of the most popular early rock and roll performers of the pre-British Invasion era. He, both as the lead singer of Dion and The Belmonts and as a solo act, had more than a dozen Top 40 hits in the late 1950s and early 60s. Dion was inducted into the Rock & Roll Hall of Fame in 1989.
    1939 - Erskine Hawkins records “Tuxedo Junction,” (Bluebird 10409)
    1940 - Former manager and player, Joe Torre, was born in Brooklyn.  Since 2011, he has been Major League Baseball’s Chief Baseball Officer.  Torre ranks fifth all-time in MLB history with 2,326 wins as a manager. With 2,342 hits as a player, Torre is the only Major Leaguer to achieve both 2,000 hits and 2,000 wins as a manager. Torre won the NL MVP in 1971 as a St. Louis Cardinal C/3B.  From 1996 to 2007, he managed the New York Yankees, whom he guided to four World Series championships and 10 post-season appearances including six World Series.  Oddly enough, when he took over as manager of the Yanks, he held the distinction of having been involved in more games, whether as a player and/or manager, without having been to the Series.  It was on this success that he was inducted into the Baseball Hall of Fame with colleagues Tony LaRussa and Bobby Cox in 2014.
    1941 - Birthday of Martha Reeves, of the Motown group Martha and the Vandellas, born in Eufaula, AL.  She was raised in Detroit. The trio - sort of a harder-sounding Supremes - had a series of hit dance records in the 1960's, including "Heat Wave," "Quicksand" and their biggest, "Dancing in the Streets," which went to number two on the Billboard Hot 100 in 1964. "Dancing in the Streets" was revived in 1985 as a duet for Mick Jagger and David Bowie. By 1967, when they hit the charts with "Honey Chile" and "Jimmy Mack," the group was being billed as Martha Reeves and the Vandellas. The trio broke up in 1973 and Martha Reeves went on to a solo career.
    1942 - A record deluge occurred at Smethport in northern Pennsylvania, with 30.7 inches in just six hours. The downpours and resultant flooding in Pennsylvania were devastating.
    1944 – Hideki Tojo was removed as Prime Minister of Japan, citing numerous military setbacks in World War II.
    1947 - President Harry S Truman signed an Executive Order determining the line of succession should the President be temporarily incapacitated or die in office. The Speaker of the House and President Pro-Tempore of the Senate are next in succession after the Vice President. This line of succession became the 25th Amendment to the Constitution, which was ratified Feb 10, 1967.
    1951 - Top Hits
“Too Young” - Nat King Cole
“Mister and Mississippi” - Patti Page
“The Loveliest Night of the Year” - Mario Lanza
“I Wanna Play House with You” - Eddy Arnold
    1951 - Jersey Joe Walcott won the heavyweight championship of the world when he knocked out Ezzard Charles in the seventh round of a fight at Forbes Field in Pittsburgh. Walcott, at 37, the oldest fighter to win the crown, kept the title until he was knocked out by Rocky Marciano on September 23, 1952.
    1953 - An eighteen-year-old truck driver from Memphis, Elvis Presley, visits the Memphis Recording Service at 706 Union Avenue, later to be known as Sun Studios, in order to record a novelty 45 for his mother's birthday. The two recordings, "My Happiness" and "That's When Your Heartaches Begin," were thought to be lost for decades; Elvis later admits that he made the records to see "what I sounded like," since his mother's birthday was actually in April. Presley pays $3.98 for the privilege. Marion Keisker, assistant to label head Sam Phillips, likes what she hears; she takes down Presley's information and notes that he is a "good ballad singer." As she recalled years later: "I said, 'What kind of singer are you?' He said, 'I sing all kinds.' I said, 'Who do you sound like?' He said, 'I don't sound like nobody.'"
    1954 - Birthday of country singer Ricky Skaggs, born in Cordell, Kentucky. Skaggs' success heralded a revival of traditional country music in the early 1980's. His first solo LP on a major label, 1981's "Waitin' For the Sun to Shine," produced two number-one singles, "I Don't Care" and "Cryin' My Heart Out Over You." Skaggs was recognized by the Nashville music establishment in 1982 when he won Country Music Association awards for male vocalist and newcomer of the year. His chart-topping singles since then have included "Heartbroke," "Honey (Open That Door)" and "Country Boy."
    1957 – Giants’ owner Horace Stoneham announced that this is the team’s last season in New York.  Mentioning nothing about San Francisco nor the Dodgers’ move to LA, he cited a new stadium or joint occupancy with the Yankees as the only solution that could convince the Giants to stay in New York.
    1959 - Top Hits
“Lonely Boy” - Paul Anka
“Waterloo” - Stonewall Jackson
“Tiger” - Fabian
“The Battle of New Orleans” - Johnny Horton
    1960 - Elvis Presley releases "It's Now or Never."
    1960 - Brenda Lee's "I'm Sorry" hits #1
    1964 - Pete Rose of the Cincinnati Reds connected for the only grand-slam home run of his career. It came against the team he would later play for -- the Philadelphia Phillies. Rose had been in the major leagues for only two years and was just 22 at the time. Dallas Green (later to become manager of the Phillies) gave up the gopher ball to Rose. 
    1964 - The Four Seasons reached the top spot on the record charts with "Rag Doll", the group’s fourth hit to climb to the #1 position. The song stayed on top for two weeks. Other #1 hits by Frankie Valli and company include, "Big Girls Don’t Cry", "Walk Like a Man", and "December, 1963 (Oh, What a Night)".
    1964 - The Rolling Stones make their first hit on the American charts with their cover of Buddy Holly's "Not Fade Away." 
    1966 - McGINTY, JOHN J. III, Medal of Honor
Rank and organization: Second Lieutenant (then S/Sgt.), U.S. Marine Corps, Company K, 3d Battalion, 4th Marines, 3d Marine Division, Fleet Marine Force. place and date: Republic of Vietnam, 18 July 1966. Entered service at: Laurel Bay, S.C. Born: 2 1 January 1940, Boston, Mass. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. 2d Lt. McGinty's platoon, which was providing rear security to protect the withdrawal of the battalion from a position which had been under attack for 3 days, came under heavy small arms, automatic weapons and mortar fire from an estimated enemy regiment. With each successive human wave which assaulted his 32-man platoon during the 4-hour battle, 2d Lt. McGinty rallied his men to beat off the enemy. In 1 bitter assault, 2 of the squads became separated from the remainder of the platoon. With complete disregard for his safety, 2d Lt. McGinty charged through intense automatic weapons and mortar fire to their position. Finding 20 men wounded and the medical corpsman killed, he quickly reloaded ammunition magazines and weapons for the wounded men and directed their fire upon the enemy. Although he was painfully wounded as he moved to care for the disabled men, he continued to shout encouragement to his troops and to direct their fire so effectively that the attacking hordes were beaten off. When the enemy tried to out-flank his position, he killed 5 of them at point-blank range with his pistol. When they again seemed on the verge of overrunning the small force, he skillfully adjusted artillery and air strikes within 50 yards of his position. This destructive firepower routed the enemy, who left an estimated 500 bodies on the battlefield. 2d Lt. McGinty's personal heroism, indomitable leadership, selfless devotion to duty, and bold fighting spirit inspired his men to resist the repeated attacks by a fanatical enemy, reflected great credit upon himself, and upheld the highest traditions of the Marine Corps and the U.S. Naval Service.
    1966 - MODRZEJEWSKI, ROBERT J., Medal of Honor
Rank and organization: Major (then Capt.), U.S. Marine Corps, Company K, 3d Battalion, 4th Marines, 3d Marine Division, FMF. place and date: Republic of Vietnam, 15 to 18 July 1966. Entered service at: Milwaukee, Wis. Born: 3 July 1934, Milwaukee, Wis. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. On 15 July, during Operation HASTINGS, Company K was landed in an enemy-infested jungle area to establish a blocking position at a major enemy trail network. Shortly after landing, the company encountered a reinforced enemy platoon in a well-organized, defensive position. Maj. Modrzejewski led his men in the successful seizure of the enemy redoubt, which contained large quantities of ammunition and supplies. That evening, a numerically superior enemy force counterattacked in an effort to retake the vital supply area, thus setting the pattern of activity for the next 2 1/2 days. In the first series of attacks, the enemy assaulted repeatedly in overwhelming numbers but each time was repulsed by the gallant marines. The second night, the enemy struck in battalion strength, and Maj. Modrzejewski was wounded in this intensive action which was fought at close quarters. Although exposed to enemy fire, and despite his painful wounds, he crawled 200 meters to provide critically needed ammunition to an exposed element of his command and was constantly present wherever the fighting was heaviest, despite numerous casualties, a dwindling supply of ammunition and the knowledge that they were surrounded, he skillfully directed artillery fire to within a few meter* of his position and courageously inspired the efforts of his company in repelling the aggressive enemy attack. On 18 July, Company K was attacked by a regimental-size enemy force. Although his unit was vastly outnumbered and weakened by the previous fighting, Maj. Modrzejewski reorganized his men and calmly moved among them to encourage and direct their efforts to heroic limits as they fought to overcome the vicious enemy onslaught. Again he called in air and artillery strikes at close range with devastating effect on the enemy, which together with the bold and determined fighting of the men of Company K, repulsed the fanatical attack of the larger North Vietnamese force. His unparalleled personal heroism and indomitable leadership inspired his men to a significant victory over the enemy force and reflected great credit upon himself, the Marine Corps, and the U.S. Naval Service.
    1966 - Bobby Fuller, leader of the rock group The Bobby Fuller Four, was found dead in his car outside his Hollywood apartment. The Los Angeles deputy medical examiner performed the autopsy. According to the report, "…Bobby's face, chest, and side were covered in ‘petechial hemorrhages’ probably caused by gasoline vapors and the summer heat. He found no bruises, no broken bones, no cuts. No evidence of beating." Some commentators believe Fuller was murdered. A small cult follows this singer, best known for his 1966 hit song “I Fought the Law,” which was written by Sonny Curtis, a member of Buddy Holly’s Crickets.
    1967 - Top Hits
“Windy” - The Association
“Little Bit o’ Soul” - The Music Explosion
“Can’t Take My Eyes Off You” - Frankie Valli
“All the Time” - Jack Greene
    1968 - Hugh Masekela struck gold with the breezy, Latin-soul instrumental "Grazing in the Grass," while Gary Puckett and The Union Gap received a similar honor for the hit, "Lady Willpower." Masekela, a trumpeter since age 14, saw "Grazing in the Grass" go to number one for two weeks (July 20/27). "Grazing" was his only entry on the pop music charts. The Union Gap scored three more million-sellers in the late 1960s: "Woman, Woman," "Young Girl" and "Over You." The Union Gap was formed in 1967 and named after the town of Union Gap, Washington.
    1968 - Intel was founded in Mountain View, CA by semiconductor pioneers Robert Noyce and Gordon Moore.  Intel was an early developer of SRAM and DRAM memory chips, which represented the majority of its business until 1981. Although Intel created the world's first commercial microprocessor chip in 1971, it was not until the success of the PC that this became its primary business. During the 1990s, Intel invested heavily in new microprocessor designs fostering the rapid growth of the computer industry. Intel is one of the world’s largest and highest-valued semiconductor chip makers, based on revenue.
    1969 - After a party on Chappaquiddick Island, Massachusetts Sen. Ted Kennedy drove his car off a bridge and his passenger, Mary Jo Kopechne, died.
    1969 - ‘Broadway’ Joe Namath got out of the restaurant/nightclub business after agreeing to terms suggested by then NFL commissioner Pete Rozelle. Namath owned half of Bachelors III in New York City.
    1970 - Willie Mays of the San Francisco Giants got the 3,000th hit of his career, a single off pitcher Mike Wegener of the Montreal Expos in a 10-1 Giants’ victory. Mays played in the Majors from 1951 through 1973 and finished with 3,283 hits. 
    1972 - Thanks to the efforts of Kevin White, then-mayor of Boston, the Rolling Stones' Mick Jagger and Keith Richards are freed from their Warwick, RI jail cell in time for their Boston show. (The pair had been held for assault on a photographer from Providence.) 
    1975 - Top Hits
Love Will Keep Us Together - The Captain & Tennille
The Hustle - Van McCoy & The Soul City Symphony
Listen to What the Man Said - Wings
Movin’ On - Merle Haggard
    1975 - The trial of Boston Bruins hockey player Dave Forbes, indicted for excessive force during a game on January 4 when he hit Henry Boucha of the Detroit Red Wings with his stick, ended in a hung jury. The prosecution decided not to seek a retrial.
    1976 - Nadia Comaneci, the 14-year-old star gymnast from Romania, stunned those watching the Olympic Games by executing perfect form to collect a perfect score of ‘10’ from the judges. This was the first perfect score ever recorded on the uneven parallel bars. Nadia went on to collect seven perfect scores, three gold medals, a silver and a bronze. She also won two gold and two silver medals in the 1980 Olympics. 
    1977 - No. 1 Billboard Pop Hit: "Looks Like We Made It," Barry Manilow.
    1978 - John Travolta and Olivia Newton-John's "You're The One That I Want" is certified platinum 
    1980 - Billy Joel's “Glass Houses” album tops charts
    1983 - Top Hits
“Every Breath You Take” - The Police
“Electric Avenue” - Eddy Grant
“Never Gonna Let You Go” - Sergio Mendez
“The Closer You Get” - Alabama
    1983 - Paul Simon and Art Garfunkel took to the road to begin a 19-city tour beginning in Akron, OH. It was the first tour by the popular singing duo since their success in the 1960s.
    1985 - Jack Nicklaus II, son of the legendary ‘Golden Bear’, made his playing debut on the pro golf tour at the Quad Cities Open in Coal Valley, IL. The 23-year-old golfer played as an amateur while his father was playing in the British Open. 
    1986 - One of the most "photogenic" tornadoes touched down in the northern suburbs of Minneapolis, MN, during the late afternoon. The very slow moving tornado actually appeared live on the evening news by way of an aerial video taken by the KARE-TV helicopter crew. The tornado, unlike most, was quite the prima donna, staying visible to tens of thousands of persons for thirty minutes. It was moderate in intensity, with winds of 113-157 mph, and caused $650 thousand damage.
    1986 - Videotapes released showing Titanic's sunken remains.
    1987 - First baseman Don Mattingly of the New York Yankees hit a home run in his eight consecutive game, thereby tying the Major League record set in 1956 by first baseman Dale Long of the Pittsburgh Pirates. 
    1988 - No. 1 Billboard Pop Hit: "Hold on to the Nights," Richard Marx.
    1988 - Sweltering heat continued in California, with record highs of 111 degrees at Redding and 112 degrees at Sacramento. Death Valley, CA, hit 127 degrees. Late afternoon and evening thunderstorms in the Central Plains Region produced baseball size hail at Kimball, NE, wind gusts to 79 mph at Colby, KS, and six inches of rain near Lexington, NE.
    1990 - Arbitrator George Nicolau ruled in favor of the MLB Players Association saying that the 26 Major League owners colluded and were aware of a databank that detailed 1987 salary offers. The owners will be forced to pay significant damages to the affected players.
    1991 - Top Hits
“Rush, Rush” - Paula Abdul
“Unbelievable” - EMF
“Right Here, Right Now” - Jesus Jones
“Don’t Rock the Jukebox” - Alan Jackson
    1992 - Singers Whitney Houston and Bobby Brown were married at Houston's estate in Mendham, New Jersey. Among the guests - Dionne Warwick, Patti LaBelle, Gloria Estefan and Donald Trump.
    1999 - David Cone pitched a perfect game for the New York Yankees on Yogi Berra Day. Cone befuddled the Montreal Expos, throwing the 16th perfect game in baseball history, while leading the Yankees to a 6-0 victory. In pre-game ceremonies, Don Larsen threw out the ceremonial first pitch to Yogi commemorating his 1956 World Series perfect game, still the only one in World Series play. 
    2000 - The City and County of San Francisco issued its first anonymous medical marijuana ID cards.
    2001 - A 60-car train derailed in a Baltimore train tunnel. The fire that resulted lasted for six days and virtually closed downtown Baltimore for several days.
    2008 - Billy Joel, in the last concert to be hosted at Shea Stadium, gets a little help from his friends as Paul McCartney joins him on stage and sings “I Saw Her Standing There,” to a tremendous ovation from the sold-out crowd of 55,000 very surprised fans. 'Sir Paul' tells the crowd the 'Beatles’ had a 'blast' playing at Shea that night in 1965, the year after the Mets home ballpark opened.
    2013 – Detroit, with up to $20 billion in debt, filed for the largest municipal bankruptcy in U.S. history.



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