Vendors and Unlicensed Brokers Are Referring
Deals for Commissions to Licensed Brokers and Companies
  By Ken Greene, Leasing News Legal Editor

It was recently brought to my attention by none other than our estimable editor, Kit Menkin, that certain unethical people believe they have figured out a way to circumvent the California Finance Law (“CFL”).

Kit reports this occurred with an unlicensed broker who sent a deal to licensed brokers, who then put the deal together with the application and paperwork provided by the borrower provided by the unlicensed broker. His complaint to Leasing News was he wasn’t paid the commission that he was told he would originally receive. He wanted to put the complaint in Leasing News.
As an attorney who has represented the equipment finance industry for more than four decades, an officer of the Courts, and General Counsel to the American Association of Commercial Finance Brokers (“AACFB”), I feel a duty to notify these bad apples that they will not spoil the bunch, but, instead, will find themselves in a world of hurt.

Here is how the scam works. An unlicensed broker or a vendor (let’s call him “Clyde”) has a customer who needs financing. Clyde is not licensed to make or broker loans, so he finds a licensed broker or lender (“Bonnie”) who processes the application. Clyde may negotiate the rate, obtain financial statements, and handle the applications, for which Clyde receives a kickback or “spiff” (sales program incentive fund) from Bonnie.
Is this a loophole? No. Is it legal? No. Can Bonnie get in trouble too? Yes. Here’s why:

1. Is Clyde’s conduct governed by the CFL?
   
   Yes! “Broker” includes any person who is engaged in the business of negotiating or performing any act in connection with loans made by a finance lender. [emphasis added]. In our example above, Clyde is doing just that in that he is acting as a broker.
   
   
2. Is Clyde exempt from the CFL?
   
   No! The exemptions to the CFL are quite comprehensive. Cal. Finance Code §22050 et seq. Clyde does not fall within any of those categories, unless perhaps he can avail himself of the 12 or under, or single transaction, exemption. In any event, the burden of proving an exemption is on the person claiming it. Cal. Finance Code §22053.
   
   
3. Is Clyde a “referral source” who does not need a CFL license?
   
   No! The statutory scheme for what constitutes a referral source prohibits a party claiming to be a referral source from participating in loan negotiations, advising the borrower about the loan, participating in the preparation of loan documents, contacting the licensee for any reason other than to refer the borrower, gathering loan documentation, obtaining signatures, and otherwise getting involved in the application process. Cal. Finance Code §22602. Licensees must also disclose the referral source. Cal. Finance Code §22603.
   
   
4. Can Clyde and/or Bonnie be penalized for this type of conduct?  
   
   Yes! The Department of Financial Innovation and Protection (“DFPI”) can issue a cease and desist order to an unlicensed person, and can suspend or revoke the license of a licensee for violating the CFL law. Cal. Finance Code §22712-22714. In addition, a person who violates any provision of the CFL law, licensed or not, can be punished for a fine up to $10,000 or imprisonment for up to a year. Cal. Finance Code §22780.

Is it worth the risk? You be the judge. Remember what happened to Bonnie and Clyde.

Ken Greene Leasing & Finance Observations
https://leasingnews.org/Pages/greene_observations.html

Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464
ken@kengreenelaw.com
Alternate: kengreenelaw@outlook.com

 

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Marlin Leasing changing name to PEAC Solutions
Entering the International Market Place

Marlin Leasing Corporation was created in June, 1997 from senior managers from Advanta Business Services, a unit of Advanta Corporation which started out in the early 1950s as a family-run credit union and became a major provider of credit cards and other services to small businesses.  Gary Shivers was the first leader, now founder of Navitas, followed by several other leaders, including George Pelose, now at NewLane Finance. From our viewpoint, he was the man behind the operation, including the formation of Marlin Bank as a means of capital for leasing.

Leasing News has been writing about the Evergreen abuse (primarily copiers), which was reported in their financial statements when the company started stock reports. It has gone through presidents, sales managers, top sales people, over the years.

In 2021, the company went through the process of selling to HPS Investment Partners LLC, New York, New York, which acquisition became effective January 10 1011 for $23.50 a share making the executive staff rich as well as original investors.

Full Press Release on the announcement:
https://marlincapitalsolutions.com/resources/marlin-leasing-corporation-unveils-upcoming-rebrand-as-peac-solutions/

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Additional Regulations on the Horizon for
Motor Vehicle Lessors, Lenders, and Dealers
By Edward P. Kaye, Esq. and Sloan Schickler, Esq.

On June 23, 2022, the Federal Trade Commission (“FTC”) issued a 126-page Notice of Proposed Rulemaking (“NRPM”) seeking comment regarding misleading advertising, add-on products, additional new consumer disclosures, and certain fees motor vehicle lessors, lenders and dealers may have to comply with. It could have a major impact on auto sales, leasing, financing and Lease Here Pay Here dealers.

Specifically, the proposed rule would (i) prohibit motor vehicle dealers from making certain representations in the course of selling, leasing, or arranging financing for motor vehicles, (ii) require accurate price disclosures in dealers’ advertising and sales discussions, (iii) require dealers to obtain consumers’ express, informed consent for charges, (iv) prohibit the sale of any add-on product or service that confers no benefit to the consumer, and (v) require dealers to keep records of advertisements and customer transactions.

If the rules are approved, among other things, vehicle lessors, lenders and dealers may not be able to include warranties, along with several other products, in the lease or loan without additional disclosures. And the likelihood is the expense for additional disclosure requirements will be passed along to the consumer making the vehicle price more expensive.

This NRPM is far reaching as it will impact not only new and used car dealers, of which there are over 45,000 in the U.S., it will also impact independent and captive vehicle leasing companies, direct and indirect auto lenders, credit unions and Lease Here Pay Here dealers, as well as many participants in the auto sales chain, including sellers and underwriters of motor vehicle protection products.

With an established lengthy and confusing disclosure heavy regimen dealers, leasing companies and lenders currently are required to comply with, if the proposed NRPM is adopted will it create more harm than good? Will it place an economic burden on business without significantly benefitting consumers?

Comments to the FTC are due by the end of August. The full text of the proposed rule is available here: https://www.ftc.gov/legal-library/browse/federal-register-notices/16-cfr-part-463-motor-vehicle-dealers-trade-regulation-rule-nprm

Ed Kaye and Sloan Schickler are partners in the vehicle finance law firm, Schickler Kaye LLP (www.skfinancelaw.com).

Schickler, a veteran vehicle leasing, finance, and bank attorney, has been the NVLA Legal and Legislative counsel since 2017 and
currently sits on the board of directors.

 Kaye is the former CEO and General Counsel of a prominent independent vehicle leasing company and past president of the NVLA. He currently sits on the NVLA board of directors.

 Together, they provide decades of experience representing and protecting lessors, banks, finance companies in all facets of the vehicle leasing and financing business. They can be reached at sschickler@skfinancelaw.com, ekaye@skfinancelaw.com or 212-262-6400.

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New Hires/Promotions in the Leasing Business
and Related Industries

Susan (Fischer Cloud) Baker was hired as VP/ABL Relationship Manger, Wells Fargo, Portland, Oregon. Previously, she was Vice President, Underwriting, CNH Finance (March, 2018 - July, 2022); Vice President, Underwriting, Triumph Healthcare Finance; Examiner, Cascade Credit Services (November, 2014 - August, 2016). https://www.linkedin.com/in/susan-baker-ab00a11/details/experience/

Noah Breslow was promoted to Partner, Bain Capital Ventures, New York, New York. He started as Operator in Residence, May, 2021, promoted Operating Partner, October, 2021. Previously, he was Board Observer, Linear Financial Technologies (March, 2021 - February, 2022). He joined OnDeck, June, 2007, as SVP, Products and Technology, promoted September, 2009, Chief Product Officer, promoted October, 2011, Chief Operating Officer, promoted Chairman, June, 2012. VP, Engineering, Kokua Communications (August, 1999 - December, 2000); Network Design Engineer, Telegenic LLC (1997 - 1999); Software Engineer, Netscape Communications (May, 1996 - August, 1996). Education: Harvard Business School (MBS-with distinctions).  Massachusetts Institute of Technology, BS, Computer Science and Engineering. Activities and societies: President, Beta Theta Pi Fraternity, Member Sigma Xi, Beta Kappa Nu, and Tau Beta Pi honor societies. https://www.linkedin.com/in/noahbreslow/

Emil Cakardic has rejoined Ascentium Capital, Kingwood, Texas as Vendor Origination Consultant.  He is located in Chicago, Illinois. Previously, he was at Buildout, Inc., starting 2018 as BDR, promoted 2019, Sr. BDR, promoted 2020, Account Executive; Finance Manager Ascentium Capital (2018); Sales, Beacon Funding (2017 - 2019). Education: Indiana University Bloomington, Bachelor of Arts (B.A.), Slavic Languages and Literatures (2012 -2016). https://www.linkedin.com/in/emilcakardic/

Gary Crawford was promoted to Vice President of Sales, NewLane Finance, Philadelphia, Pennsylvania. He joined the firm October 2020, as Sales Manager, promoted October, 2021, Vice President. He joined Marlin Capital Solutions January, 2015, as National Business Development Manager, promoted January, 2015, National Sales Manager, promoted March, 2018, National Sales Director.  Previously, he was Senior Loan Officer, Champion Mortgage (2002 - 2007); Executive Recruiter, Emerson Personnel Group (1999 - 2002). Education: Rowan University, Bachelor of Arts, Elementary Education and Psychology (1996 - 1998). Burlington County College, Associate in Arts, Psychology/General (1993 - 1996).  Moorestown High School (1989 - 1993).
https://www.linkedin.com/in/gcrawford75/

Gianna Priolo was hired as Vice President of Business Development, SLR Equipment Finance, Philadelphia, Pennsylvania. Previously, she was at DLL, starting April, 2015, Financial Account Executive, Technology Solutions, promoted October, 2015, Fleet Solutions Sales Specialist Construction, Transportation and Industrial, promoted October, 2019, U.S. Regional Sales Executive, Construction, Transportation and Industrial.
https://www.linkedin.com/in/gianna-priolo-76481a111/

Jason Shinkunas was hired as Vice President, Financial Planning and Analysis, Marlin Capital Solutions, Mt. Laurel, New Jersey. He is located in Riverside, New Jersey. Previously, he was Finance Manager (FP&A), Fiserve Lending Solutions (February, 2018 - June, 2017), Manager, Financial Planning and Analysis (FP&A), Lockheed Martin IS&CS (July, 2008 - February, 2016); Fund Accounting Supervisor, Rydex Investments (July, 2004 - July, 2008). Education: University of Maryland, Robert H. Smith School of Business, MBA, Finance (2000 - 2004).
https://www.linkedin.com/in/jason-shinkunas-2a24572/

Help Wanted Ads

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 Rising Interest Rate Opportunity

Sales Makes it Happen by Scott Wheeler, CLFP

Most originators in the commercial equipment finance and leasing industry have never sold in a rising interest rate environment and they are overreacting rather than leaning into the market. It is true that rising interest rates will slow down the economy. The point of the Fed raising interest rates is to slow down an over-heated economy and to keep inflation in check. Originators and companies have little control over the yields they require - the free market sets the rates, not individual participants. You are not alone. All yields are rising for all your competitors.

The good news for originators who understand the market and are value-added professionals is that:

• Rising prices and yields create a sense of urgency for many borrowers and lessees. "I need to buy equipment now rather than waiting for equipment prices and the cost of funds to rise even farther."
• Rising interest rates can deflate your competition. They become complacent and less aggressive because they perceive it is harder to find and win transactions.
• Rising interest rates will cause commodity participants to review their business models. Much of the "crazy" offerings that have been in the market over the past few years will be eliminated. The market will reset and value-added offerings will be rewarded.
• In a rising interest rate environment, stakeholders (vendors and end-users) will require originators who can articulate market changes, who lead by being forthright, explaining changes rather than timidly recoiling with non-answers and excuses.
• There is plenty of business in the market for top originators to exceed their goals. Do not worry about others - focus on your opportunities and your success.

The current market has created many new opportunities for the best originators. They are winning new relationships, taking their current relationships to new levels of production, and outperforming their competition at every level. They are leaning into new opportunities and flaunting their advisory skills as a long-term player in an ever-changing market.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.htm

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ELFA June Monthly Report up 10% from May
Year-Over-Year Down 1%

(Leasing News Chart)

The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25), which reports economic activity from 35 companies representing a cross section of the $900 billion equipment finance sector, showed their overall new business volume for June was $10.3 billion, down 1 percent year-over-year from new business volume in June 2021. Volume was up 10 percent from $9.4 billion in May. Year-to-date, cumulative new business volume was up 6 percent compared to 2021.

click to make larger
(ELFA Chart)

ELFA President and CEO Ralph Petta said, “Respondents to the June report indicate another strong month in originations and credit quality. Inflation continues to provide a headwind in an otherwise benign economy. The Fed has signaled its resolve to meet these inflationary pressures by steadily increasing short-term interest rates, without throwing cold water on our post-pandemic economic recovery. Providers of equipment finance have risen to the occasion, enabling businesses, both large and small, to acquire the productive assets they need to grow their businesses to meet their customers’ needs.”

Brad Peterson, CEO, Channel, said, “Channel volume versus last month and last year significantly exceeds the MLFI-25, mainly driven by two new business units and product development. Like most, our portfolio is also outperforming expectations and historical levels in both delinquency and write-offs. We monitor performance data intensely to identify potential economic-driven deterioration by industry, geography and equipment type, among others. The primary business challenges we face today are the rapidly changing cost of funds, an uncertain economic environment, and dramatic growth compounded by the complexity of finding new employees.”

Receivables over 30 days were 1.5 percent, down from 1.6 percent the previous month and down from 1.8 percent in the same period in 2021. Charge-offs were 0.15 percent, up from 0.12 percent the previous month and down from 0.22 percent in the year-earlier period.

Credit approvals totaled 78.1 percent, up from 76.8 percent in May. Total headcount for equipment finance companies was down 3.5 percent year-over-year.

Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) in July is 46.1, a decrease from 50.9 in June.

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(ELFA Charts)

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##### Press Release ############################

Ascentium Capital LLC Reports Second Quarter 2022
Funding Volume of $480.8 Million

KINGWOOD, Texas –  Ascentium Capital LLC, a national commercial lender, continued its positive momentum in the second quarter of 2022, achieving $480.8 million in financed volume. The company saw a record number of applications and approvals in this time frame, exceeding Q2 2021 volume by $122.9 million or 34.3%.

David Lyder, Senior Vice President of Ascentium Sales & Marketing, said, “Demand for financing continues to be strong across the markets we serve,” said. “Bolstered by competitive products, streamlined operations, and strong relationships, Ascentium Capital continues to elevate our customers’ potential. Small and mid-sized businesses are finding ways to adapt and thrive in any situation.”

Ascentium Capital offers specialized equipment financing and business loans to commercial entities nationwide facilitated by a fast, frictionless process. The company also provides customized finance programs for equipment manufacturers and distributors with simplified application procedures to help businesses in a broad array of industries including commercial vehicles, energy, franchise, healthcare, industrial, and technology.

Thomas Depping, Executive Vice President and Ascentium Group Manager, commented,  “I’m proud of the hard work and client focus that our Ascentium Capital associates exhibit day in and day out. Consistently hitting our targets in not only origination volume, but also portfolio performance, is a testament to the dedication of this team. The passion that our folks have for helping our clients succeed is one of our greatest strengths.”

About Ascentium Capital LLC
Ascentium Capital LLC, a subsidiary of Regions Bank, specializes in providing a broad range of business equipment financing, leasing, and loans across the United States. The Company’s offering is designed to benefit equipment manufacturers and distributors as well as direct to businesses nationwide. For additional information about Ascentium and its business financing products and services, please visit AscentiumCapital.com.

About Regions Financial Corporation
Regions Financial Corporation (NYSE:RF), with $161 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates approximately 1,300 banking offices and more than 2,000 ATMs. Regions Bank is an Equal Housing Lender and Member FDIC. Additional information about Regions and its full line of products and services can be found at www.regions.com.

### Press Release ############################

Labrador Retriever/Border Collie
Mt Laurel, New Jersey  Adopt-a-Dog

Wilbur

ID #18281954
Male
Young
45 lbs.
Black with White
Neutered
Shots current
House Trained
Good with Kids
Good with Dogs

He is a sweet, lovable guy, about 45 lbs.

Wilbur is 16 month and 45 lbs. He is a bit timid but warms up quickly. He is a very friendly, sweet. lovable guy who just wants a home to call his own. He gets along great with other dogs too and will make a great family pet. Please fill out an application to meet Wilbur at www.animalsanctuarysociety.org

Animal Sanctuary Society, Inc.
PO Box 24
Mt. Laurel, New Jersey 08054
856-642-0004
http://www.animalsanctuarysociety.org/

Application:
https://www.animalsanctuarysociety.org/webform/adoption-application

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National Vehicle Leasing Association Conference
October 12-14, 2022 Tucson, Arizona

Join NVLA for our 2022 Annual Conference in beautiful Tucson, Arizona
as we navigate the future of vehicle leasing!

Golf includes lunch and cart. Club rentals are available upon request and at the golfer's expense

Register:
https://www.nvla.org/Login.aspx?optional=1&store=1&returl=%2fstore%2fRenewMembership.aspx

Loews Ventana Canyon Resort
7000 N. Resort Drive
Tucson, AZ 32233
520-299-2020
https://www.loewshotels.com/ventana-canyon

Hotel Reservations:

Remember to book your room at Loews Ventana Canyon Resort. NVLA has negotiated a special rate for conference attendees. Availability is limited, and rates are only guaranteed until September 8, 2022.

Golf Outing
NVLA will host a golf outing on Wednesday, October 12 at 12:30 p.m. This outing will take place at the resort's golf course, The Lodge at Ventana Canyon with lunch prior. Golf outing includes lunch and a golf cart. Club rentals are available upon request and at the golfer's expense.

News Briefs---

CFPB penalizes Hyundai Capital America
    $19M over credit reporting
https://www.autoremarketing.com/subprime/cfpb-penalizes-hyundai-capital-america-19-million-over-credit-reporting

GM just secured enough cathode material
for 5 million electric vehicles
https://www.theverge.com/2022/7/26/23278733/gm-lg-chem-cathode-deal-ev-battery-earnings

Hobbled by chip, other shortages, GM Q2 profit slides 
40%, but expects pretax income of $13 billion
https://www.chicagotribune.com/business/ct-biz-general-motors-results-ap-20220726-byl5euzukjgn5n3xhyxv3pknym-story.html

Exclusive: Thousands of U.S. cattle buried,
dumped at Kansas landfill
https://www.reuters.com/world/us/exclusive-thousands-us-cattle-buried-dumped-kansas-landfill-after-deadly-2022-07-26/

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You May Have Missed---

Why did the Big Ten add UCLA and USC?
Takeaways from commissioner’s remarks
https://www.latimes.com/sports/story/2022-07-26/takeways-big-ten-commissioner-kevin-warren

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Sports Briefs---

Shanahan adamant 49ers are ‘Trey’s team’
     regardless of Garoppolo status
https://www.mercurynews.com/2022/07/26/49ers-adamant-this-is-treys-team-regardless-of-garoppolo-status/

Deebo Samuel reports to 49ers camp on time
https://www.theredzone.org/Blog-Description/EntryId/24130/Deebo-Samuel-reports-to-49ers-camp-on-time

Jerry Jones explains whether Cowboys head coach
Mike McCarthy is on the hot seat
https://www.usatoday.com/story/sports/nfl/cowboys/2022/07/26/dallas-cowboys-mike-mccarthy-hot-seat-coach-jerry-jones/10157807002/

'Dramatic improvement': Bill Belichick praises
Patriots quarterback Mac Jones
https://www.usatoday.com/story/sports/nfl/patriots/2022/07/26/mac-jones-bill-belichick-new-england-patriots/10152880002/

Buccaneers to sign WR Julio Jones
https://www.theredzone.org/Blog-Description/EntryId/24132/Buccaneers-to-sign-WR-Julio-Jones

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California Nuts Briefs---

California militia helping Oak Fire evacuees
    creates furor in Mariposa
https://www.mercurynews.com/2022/07/25/militia-helping-oak-fire-evacuees-creates-furor-in-mariposa/

Richer people left San Francisco in the pandemic.
And they took billions of dollars with them
https://www.sfchronicle.com/realestate/article/san-francisco-economy-exodus-17324874.php

Trucker blockade ends at Oakland Port,
protesters see no movement on labor law
https://www.mercurynews.com/2022/07/25/trucker-blockade-ends-at-oakland-port-protesters-see-no-movement-on-labor-law/

Oakland Settles Lawsuit by Former Police Chief
$1.5 million sum includes severance, litigation costs
https://www.mercurynews.com/2022/07/25/oakland-to-settle-lawsuit-by-former-police-chief/

This Day in History

     1586 – Sir Walter Raleigh delivered tobacco for the first time to England from Virginia. It would soon be a major crop and source of money for the new country.
    1655 - Jews of New Amsterdam petition for a Jewish cemetery and it was located in lower Manhattan.
    1686 - Birthday of Mary Peck Butterworth (1686-1775) in Rehoboth, MA.  She was a colonial counterfeiter. In 1722, Mary Peck Butterworth's husband bought her a huge, fancy house that aroused the suspicion of authorities. (She couldn't buy the house herself because the law forbade married women owning anything on their own. It all belonged to the husband.) Even though the couple was investigated by the authorities - and two of their "gang" turned state's evidence - there were no convictions.   It seems that Mrs. Butterworth developed a currency-counterfeiting process that used cloth that was immediately burned instead using the usual counterfeiting tell-tale copper plates. The cloth "plate" evidence went up in flames after each use so the prosecution's evidence disappeared in smoke. According to the evidence given against her by her relatives who assisted her, she used a hot iron to press a piece of starched cotton over a bill to transfer the pattern. Using the same method, she transferred the pattern to paper from the cloth. Then with a series of quills, she inked the note by hand into an almost perfect note. She organized a true kitchen-cottage industry, using her family including her brother and his wife who turned state's evidence. She was said to be a tough task boss. She got so good at the business that she expanded her operation into wholesaling bogus bills at half price.  Members of the organization were arrested, but all were acquitted. It is said she gave up counterfeiting after that.
http://www.upenn.edu/pennpress/book/13384.html
    1775 - Dr. Benjamin Church (1734-78) was named Surgeon General of the Continental Army. He was a traitor and spy who was caught passing information and jailed on November 7, 1775. He had passed on information regarding several battles, including the Battle of Lexington, and was privy to troop movement, strength, and strategy. On a second attempt of sending information to the enemy via a lady friend, his letter was intercepted and the decoded. General Washington conducted the court martial. Church was sentenced to a life term in prison. He began his incarceration, but ill health enabled him to return to Boston where he was paroled. Church received permission to immigrate to the West Indies; the ship that provided his passage was lost at sea. It was later learned with certainty that Church had been in the pay of General Gage and had furnished the British with a detailed description of colonial military plans and equipment several weeks before Lexington and Concord.
http://www.u-s-history.com/pages/h1245.html
http://members.aol.com/tjoschultz/baker.html beautiful Jane McCrea (1752-77) was murdered and scalped for her long blond hair supposedly by Indians allied with the British General Burgoyne. McCrea left her brother's home and was travelling to join her fiancé at Ticonderoga. She was staying at the home of Sara McNeil, another Loyalist, and an elderly cousin to the British General Simon Fraser. On that morning, a group of Native Americans, an advance party from Burgoyne's army led by a Wyandot known as Le Loup or Wyandot Panther, descended on the village of Fort Edward. They massacred a settler and his family, then killed Lieutenant Tobias Van Vechten and four others when they walked into an ambush.   What happened next is a subject of some dispute; what is known is that Jane McCrea and Sara McNeil were taken by the natives and separated. McNeil was eventually taken to the British camp, where either she or David Jones recognized McCrea's supposedly distinctive scalp being carried by a native. Subsequent investigation indicated she might have been killed by a stray shot
    1777 - The and not by Indians. The scalping horrified everyone and helped unite the colonies against British rule. A monument now marks the spot where she was originally buried.   The story of her life and death entered American folklore, and was used by James Fenimore Cooper in “The Last of the Mohicans” and Kenneth Lewis Roberts in “Rabble in Arms.”
http://www.4peaks.com/fkmcrea.htm
    1777 - The Marquis of Lafayette arrived in New England to help the rebellious colonists fight the British.
    1789 - Department of State founded. The first presidential cabinet department, called the Department of Foreign Affairs, was established by the Congress. In September, the name was changed to Department of State.  This original legislation remains the basic law of the State Department.
    1806 - Attempting to stop a band of young Blackfoot Indians from stealing his horses, Meriwether Lewis shoots an Indian in the stomach.  Lewis awoke to the shouts of one his men as the Indians were attempting to steal their rifles and horses. Lewis sped after two Indians who were running off with several of the horses, calling out for them to stop or he would shoot. One Indian, armed with an old British musket, turned toward Lewis. Apparently fearing that the Indian was about to shoot, Lewis fired first and hit him in the stomach. The Indians retreated, and the men quickly gathered their horses. Lewis then learned that one of his men had also fatally stabbed another of the Blackfoot. Fearing the survivors would soon return with reinforcements, Lewis and his men immediately broke camp. They rode south quickly and managed to escape any retribution from the Blackfoot. Lewis' diplomatic mission, however, had turned into a debacle. By killing at least one Indian, and probably two, Lewis had guaranteed that the already hostile Blackfoot would be unlikely to deal peacefully with Americans in the future.
    1816 - US troops destroyed the Seminole Fort Apalachicola to punish the Indians for harboring runaway slaves.
    1837 – US Mint opened in Charlotte, NC.  Only raw gold was processed and refined until March 28, 1838, when the first $5 gold half eagle was struck in Charlotte. Later that year, $2½ quarter eagles were minted and, 1849, production started on a small gold dollar. The Charlotte Mint issued over $5 million in gold coins.
    1841 - Linda Richards (1841-1930) birthday in W. Potsdam, NY.  U.S. nurse and educator. She received the first diploma from the first school of nursing opened in the U.S. This pioneering school was run by Dr. Susan Dimock at the New England Hospital for Women and Children in Boston. She went on to establish training schools for nurses as well as directing several hospitals.  She retired in 1911 at age 70 when she wrote her autobiography, “Reminiscences of Linda Richards.”
http://www.northnet.org/stlawrenceaauw/richards.htm
http://www.nurses.info/personalities_linda_richards.htm
http://www.aahn.org/gravesites/richards.html
1853 - Birthday of Architect Cyrus Lazelle Warner Eidlitz (d. 1921), NYC.  He is best known for designing One Times Square, the former New York Times Building on Times Square. He is founder of the architecture firm presently known as HLW International, one of the oldest architecture firms in the United States.
http://memory.loc.gov/ammem/today/jul27.html
    1857 - Birthday of Jose Celso Barbosa (1857-1921) at Bayamon, Puerto Rico.  Puerto Rican physician and patriot, his birthday is a holiday in Puerto Rico.
    1861 - Union General George McClellan took command of the Army of the Potomac from McDowell.  A graduate of West Point, McClellan served with distinction during the Mexican-American War, and later left the Army to work in railroads until the outbreak of the Civil War.  Early in the war, McClellan was appointed to the rank of major general and played an important role in raising a well-trained and organized army, which would become the Army of the Potomac; he served a brief period (November 1861 to March 1862) as general-in-chief of the Union Army.  After the defeat of the Union forces at Bull Run on July 21, 1861, Lincoln summoned McClellan and appointed him commander of the Military Division of the Potomac, the main Union force responsible for the defense of Washington.
    1868 - Uniforms for mail carriers were authorized by Congress. Before this date, mail carriers could dress in any manner.
    1878 - Birthday of Genevieve Rose Cline (1878-1959) in Warren, OH.  She was the first woman appointed a U.S. federal judge. She earned her law degree at 44. President Harding appointed her as an appraiser of merchandise shipped through customs in Cleveland, Ohio. In spite of strong objections because she was a woman, she won confirmation in the U.S. Senate as Judge in the Customs Court and served in that capacity 1928-1953.
    1898 - Marines from the USS Dixie were the first to raise the American flag over Puerto Rico.
    1904 – John McGraw and John Brush said they have no intention of playing a post-season series with the American League champions. "Ban Johnson [American League president] has not been on the level with me personally and the American League management has been crooked more than once." says McGraw. "When we clinch the National League pennant, we'll be champions of the only real Major League." Ban Johnson fires back: "No thoughtful patron of baseball can weigh seriously the wild vaporings of this discredited player who was canned from the American League." As the New York Highlanders battle for the AL pennant, local pressure mounts, but Brush, still angry over the inter-league peace treaty, and McGraw, who despises Ban Johnson, are adamant. Accordingly, there was no 1904 World Series.
    1905 - Birthday of Leo Durocher (1905-91) at West Springfield, MA. He began his Major League baseball career with the New York Yankees in 1925. He also played for the St. Louis Cardinals' "Gashouse Gang" and the Brooklyn Dodgers, where he first served as player-manager in 1939. It was during that season that he used the phrase "Nice guys finish last," which would become his trademark. As a manager, he guided the New York Giants into two World Series, winning in 1954. Following a five-year period away from baseball, he resurfaced as a coach with the Los Angeles Dodgers in 1961. In 1966, he signed with the Chicago Cubs as manager.   After leaving the Cubs, he spent one season with the Houston Astros, and then retired from baseball in 1973.  Durocher was elected into the Baseball Hall of fame in 1994.
    1909 - The record for the longest airplane flight was set by Orville Wright (1871-1948) who was testing the United States Army’s first airplane. Wright kept the craft aloft for 1 hour, 12 minutes and 40 seconds over Fort Myer, Virginia.
    1919 - The Chicago race riot of 1919 began and ended on August 3.  During the riot, thirty-eight people died (23 African American and 15 white) and over five hundred were injured.  It is considered the worst of the approximately 25 riots during the Red Summer, so named because of the violence and fatalities across the nation.  The combination of prolonged arson, looting, and murder was the worst race rioting in Illinois history.
    1921 - Dr. Frederick Banting and his assistant at the University of Toronto Medical School, Charles Best, gave insulin to a dog whose pancreas had been removed. In 1922, insulin was first administered to a diabetic, a 14-year-old boy.
    1921 - Baseball fan Reuben Berman brought suit in New York County Supreme Court against the New York Giants, alleging that on May 16 the Giants had “wrongfully and unlawfully imprisoned and detained” him and threatened him with arrest. Berman further alleged that he was “greatly humiliated before a large crowd of people…and thereby was caused mental and bodily distress and was thereby greatly injured in his character and reputation and in his physical health” Berman’s crime? He refused to return a foul ball he had caught to a stadium attendant. Allowing fans to keep foul balls was not a general practice, but the court awarded Berman $100 and thus fans were allowed to keep a caught foul ball.
Thank you, Reuben Berman.
    1922 - Birthday of Julius “Papa Cairo” Lamperez (1922-99) in New Orleans. Louisiana Hall of Fame member played steel guitar with Cajun and Western swing bands for 64 years.  The New Orleans native sang on Chuck Guillory & His Rhythm Boys' 1949 hit, "Big Texas;" he later toured with Ernest Tubb and recorded with Harry Choates and Chuck Guillory.
    1922 – Norman Lear was born in New Haven, CT.  Lear is a prolific television writer and producer who produced such 1970s hit sitcoms as “All in the Family,” “Sanford and Son,” “One Day at a Time,” “The Jeffersons,” “Good Times,” and “Maude.”  Lear enlisted in September 1942, serving in the Mediterranean Theater as a radio operator/gunner on B-17 bombers.  He flew 52 combat missions, for which he was awarded the Air Medal with four Oak Leaf Clusters.
    1927 – 18-year-old Mel Ott hit his first Major League homer, an inside-the-parker. It is the only inside-the-park homer the Hall of Famer hit of his 511 career homers.
    1928 - At Chicago's Comiskey Park, A’s outfielder Ty Cobb started for the last time in a regular-season game. The 41-year-old "Georgia Peach" singled and doubled before being hit in the chest with a pitch.  He left the game hitting .332 and he retired at season’s end at age 41.
    1929 – Harvey Fuqua (d. 2010), lead singer of The Moonglows, was born in Louisville, KY.  The group, billed as Harvey and the Moonglows, had immediate success with "Ten Commandments of Love" (number 22 on the Billboard Hot 100). Fuqua left the group in 1958.  The Moonglows reunited temporarily in 1972 and were inducted into the Rock and Roll Hall of Fame in 2000.  He is notable as one of the key figures in the development of the Motown label. His group gave Marvin Gaye a start in his music career. Fuqua and his wife at the time, Gwen Gordy, distributed the first Motown hit single, Barrett Strong’s “Money (That’s What I Want)," on their record label, Anna Records. Fuqua later sold Anna Records to Gwen's brother Berry Gordy and became a songwriter and executive at Motown.
    1933 - By the summer of 1933, the Great Depression had long since spread from the shores of the United States to vast chunks of Europe. Earlier in the decade, the US decision to raise revenues by adopting hefty tariffs had shattered Europe's fragile finances. Awash in red ink, Europe's leaders imposed their own stringent set of duties on US goods, causing international trade to grind to a halt and both the US and Europe to sink further into the depths of the Depression.
    1933 – Nick Reynolds (d. 2008), one of the founding members of The Kingston Trio, was born in San Diego.  At Menlo College in 1954, he met Bob Shane, who introduced him to Dave Guard.  The Kingston Trio was largely inspired by The Weavers and carried the concept of a folk-group, especially one featuring a guitar/banjo combination, further into the mainstream of mid-to-late 50s popular music. They are generally credited with the immense popularity of the genre at that time and since.  In turn, the Trio became an early inspiration to countless groups, including The Beach Boys — whose striped shirts, on their first album cover, intentionally emulated what the Kingston Trio wore — and Peter, Paul, and Mary — who owe their fundamental concept as a mainstream, folk/pop group, to its originators, The Kingston Trio and The Weavers.
    1937 - Birthday of jazz vibraphonist Charlie Shoemake in Houston, TX.
http://www.vh1.com/artists/az/shoemake_charlie/bio.jhtml
http://talsanmusic.com/charlie/
http://www.allaboutjazz.com/reviews/r0703_060.htm
http://ubl.artistdirect.com/store/artist/album/full/
0%2C%2C492644%2C00.html
http://ubl.artistdirect.com/store/artist/album/0,,1131096,00.html
    1940 - Bugs Bunny made his official debut in the Warner Bros. animated cartoon "A Wild Hare." Three years later, Bugs would be made an honorary Corporal of the US Marine Corps after the release of the short “Super Rabbit” in which he is portrayed a parody of Superman. Bugs abandons his colorful costume, faces the camera, and proclaims that "This looks like a job for a real Superman!" Then he reappears from the phone booth wearing a uniform of the United States Marine Corps. His former antagonists snap to attention and salute Bugs as he marches into the horizon singing the Marine Corps Hymn.
    1942 - In New York City, Peggy Lee (1920-2002) recorded her first hit record. With instrumentals provided by the Benny Goodman band, Peggy sang "Why Don’t You Do Right" for Columbia Records.
    1943 - *PETRARCA, FRANK J., Medal of Honor.
Rank and organization: Private First Class, U.S. Army, Medical Detachment, 145th Infantry, 37th Infantry Division. Place and date: At Horseshoe Hill, New Georgia, Solomon Islands, 27 July 1943. Entered service at: Cleveland, Ohio. Birth: Cleveland, Ohio. G.O. No.: 86, 23 December 1943. Citation: For conspicuous gallantry and intrepidity in action above and beyond the call of duty. Pfc. Petrarca advanced with the leading troop element to within 100 yards of the enemy fortifications where mortar and small-arms fire caused a number of casualties. Singling out the most seriously wounded, he worked his way to the aid of Pfc. Scott, lying within 75 yards of the enemy, whose wounds were so serious that he could not even be moved out of the direct line of fire Pfc Petrarca fearlessly administered first aid to Pfc. Scott and 2 other soldiers and shielded the former until his death. On 29 July 1943, Pfc. Petrarca. during an intense mortar barrage, went to the aid of his sergeant who had been partly buried in a foxhole under the debris of a shell explosion, dug him out, restored him to consciousness and caused his evacuation. On 31 July 1943 and against the warning of a fellow soldier, he went to the aid of a mortar fragment casualty where his path over the crest of a hill exposed him to enemy observation from only 20 yards distance. A target for intense knee mortar and automatic fire, he resolutely worked his way to within 2 yards of his objective where he was mortally wounded by hostile mortar fire. Even on the threshold of death he continued to display valor and contempt for the foe, raising himself to his knees, this intrepid soldier shouted defiance at the enemy, made a last attempt to reach his wounded comrade and fell in glorious death.
    1943 - On a whim, and flying a single engine AT-6, Lieutenant Ralph O'Hair and Colonel Duckworth were the first to fly into a hurricane. It started regular Air Force flights into hurricanes
    1943 - Birthday of soul and gospel singer Mary Love (d. 2013), born Mary Ann Varney, Sacramento, CA
http://www.soulfulkindamusic.net/mlove.htm
http://www.musicstack.com/search/love,_mary.html
    1944 – Bobbie Gentry was born Roberta Lee Streeter in Chickasaw County, MS.  One of the first female country artists to compose and produce her own material, she rose to international fame with her "Ode to Billy Joe" in 1967.  The track spent four weeks as the No. 1 pop song on the Billboard Hot 100 chart, was fourth in the Billboard year-end chart of 1967, and earned her Grammy Awards for Best New Artist and Best Female Pop Vocal Performance in 1968.
    1948 - Birthday of skater/television personality Peggy Fleming in San Jose, California. She won the national ice skating championships five straight years and won the 1968 Olympic singles title in the most spectacular performance of a woman on ice to that date. She included leaps and maneuvers that no woman had ever done before in competition. She'd spent nearly 20,000 hours in years before age 10 to age 20 to realize her dream, but the victory-memory will always be terribly bruised because her father died of a heart attack only minutes after her victory. Today she is TV commentator and a wine maker along with her husband in Los Gatos, California.
http://www.life.com/Life/covers/1968/cv022368.html
http://www.peggyfleming.net/
    1949 - Singer Maureen McGovern is born in Youngstown, Ohio. Her biggest hit is the million-selling No. 1 song “The Morning After.''
    1949 – The first jet-powered airliner, the deHaviland Comet, took off on its maiden flight from its UK headquarters.  A year after entering commercial service, the Comets began suffering problems, with three of them breaking up during mid-flight in well-publicized accidents. These were later found to be due to catastrophic metal fatigue that were not well understood at the time. The Comet was withdrawn from service and extensively tested to discover the cause. Design flaws, including dangerous stresses at the corners of the square windows and installation methods, were ultimately identified. As a result, the Comet was extensively redesigned with oval windows, structural reinforcement, and other changes. Rival manufacturers meanwhile heeded the lessons learned from the Comet while developing their own aircraft. 
    1953 - Air Force Captain Ralph S. Parr, 4th Fighter-Interceptor Wing, achieved the last air victory of the Korean War when he destroyed a Soviet Il-12 transport plane. In addition, the victory qualified him as the 11th and last double ace of the war, with a total of 10 kills.  He also flew in World War II and the Vietnam War, and is the only person to have been awarded the Distinguished Service Cross and the medal that replaced it, the Air Force Cross.
    1953 - The Armistice agreement ending war that had lasted three years and 32 days was signed at Panmunjom, Korea (July 26, US time), by US, China, and North Korean delegates. Both sides claimed victory at conclusion of two years, 17 days of truce negotiations.  South Korea President Syngman Rhee refused to sign but pledged to observe the armistice.
    1955 - Chuck Berry's “Maybellene,” entered the R & B charts.  It was Berry's first single and his first hit. "Maybellene" is considered one of the pioneering rock-and-roll songs: Rolling Stone magazine wrote, "Rock & roll guitar starts here."  The record is an early instance of the complete rock-and-roll package: youthful subject matter; a small, guitar-driven combo; clear diction; and an atmosphere of unrelenting excitement.
    1955 - Billboard claims that only two singing stars can be considered guaranteed hit makers these days: Nat King Cole and country star Webb Pierce. Throughout his long and illustrious career, one that extended into 1982, Webb Pierce charted 96 singles, 54 Top Ten songs and 13 No.1 singles. In 1955, three of his tunes topped the charts for an unprecedented 46 weeks... almost the entire year. Using a point scale that takes into account both chart positions and longevity, Joel Whitburn ranks Webb Pierce as the No.1 artist of the 50’s, leagues ahead of Jim Reeves (No.14), Eddy Arnold (No.2), Hank Williams (No.6), and Lefty Frizzell (No.16). It is estimated that his record sales to date total over 65 million copies and his influence can still be felt throughout the world at every age level and in every musical genre.
http://www.slipcue.com/music/country/webbsite/webbintro.html
http://www.webbpierce.net/
http://hammer.prohosting.com/~coollz/webbwords.htm
    1957 - The Bobbettes' first and only Top Forty single, "Mr. Lee," enters the pop charts. The tune is about the trio's high school principal.
    1959 - The brothers, Santo and Johnny Farina, of Brooklyn, New York released their one and only hit record, the instrumental "Sleepwalk." It reached Billboard magazine's No. 1 position for two weeks during September 1959 and earned Santo & Johnny a Gold Record. The follow-up single "Tear Drop" (spelled "Teardrop" on the album Encore).  “Sleep Walk" continues to be popular due to consistent radio airplay as well as its usage for commercials, television programs, and movies. Santo & Johnny were inducted into the Steel Guitar Hall of Fame in 2002. 
    1962 - During the unsuccessful Albany, Georgia movement, Dr. Martin Luther King, Jr. is arrested and jailed for the third time. During months of protests, Albany's police chief jailed hundreds of demonstrators without visible police violence. Eventually the protesters' energy, and the money to bail out protesters, ran out. The movement was lost, until the spring of 1963 in Birmingham, Alabama.
http://www.africana.com/research/encarta/mlk.asp
http://www.stanford.edu/group/King/publications/autobiography
/chp_16.ht     
    1964 - It is announced that the United States will send an additional 5,000 U.S. troops to Vietnam, bringing the total number of U.S. forces in Vietnam to 21,000. While some advisers, such as Undersecretary of State George Ball, recommended a negotiated settlement, Secretary of Defense Robert McNamara urged the president to "expand promptly and substantially" the U.S. military presence in South Vietnam. Johnson, not wanting to "lose" Vietnam to the communists, ultimately accepted McNamara's recommendation. This decision led to a massive escalation of the war.
    1965 - The Beach Boys' "California Girls," written by Brian Wilson and Mike Love, is released.  It reached No. 3 on the Billboard Hot 100.  The song is considered emblematic of the 1960s “California Sound.”   The Rock and Roll Hall of Fame included it as one of “500 Songs That Shaped Rock and Roll.”   In 2010, the Beach Boys' recording was inducted into the Grammy Hall of Fame. In 2011, Rolling Stone magazine ranked it No. 72 on its list of the “500 Greatest Songs of All Time. "

    1966 - The Wisconsin Supreme Court overrules a lower court decision and holds that the state doesn't have the jurisdiction to keep the Braves from moving to Atlanta.
    1968 - The Rascals switched from light rock to making a political statement when they released "People Got to Be Free." The song entered the Hot 100 six weeks after Bobby Kennedy was assassinated and would go on to number one for five weeks, ending up the fifth most popular song of the year.
    1968 - Cass Elliot releases her first solo single following the breakup of The Mamas and Papas. "Dream a Little Dream of Me" had been around since 1931 and had been recorded by Frank Sinatra, Kate Smith, Frankie Laine and many others. Cass' version would be the most successful as it rose to number 12 on Billboard's Hot 100.
    1974 - The House Judiciary Committee voted 27-11 to recommend President Nixon's impeachment on a charge that he had personally engaged in a "course of conduct" designed to obstruct justice in the Watergate case.
    1974 - "Annie's Song," John Denver’s biggest hit song, written for his wife, reached the top of the "Billboard" singles charts. Denver enjoyed three other number 1 songs: "Sunshine on My Shoulders," "Thank God I’m a Country Boy" and "I’m Sorry."
    1974 - Lynyrd Skynyrd's "Sweet Home Alabama" is released.
    1975 – Former Major Leaguer Alex Rodriguez was born in NYC. 
    1976 - Former Beatle John Lennon won formal permission to remain in the United States as a permanent resident and would be eligible for United States citizenship in five years.
    1976 - Bruce Springsteen sued his manager Mike Appel in Manhattan’s U.S. District Court for fraud and breach of contract.  The legal battle kept Springsteen out of the studio for nearly a year, during which time he kept the E Street Band together through extensive touring across the US.  Despite the optimistic fervor with which he often performed, his new songs had taken a more somber tone than much of his previous work. Reaching settlement with Appel in 1977, Springsteen returned to the studio and the subsequent sessions produced “Darkness on the Edge of Town” (1978). Musically, this album was a turning point in Springsteen's career. Gone were the raw, rapid-fire lyrics, outsized characters and long, multi-part musical compositions of the first three albums; now the songs were leaner and more carefully drawn and began to reflect Springsteen's growing intellectual and political awareness.
    1979 - Little Richard, billed as the Reverend Richard Penniman, spoke to a revival meeting in San Francisco about the dangers of rock ‘n’ roll.
    1981 – Adam Walsh, 6-year-old son of John Walsh, was kidnapped near a Sears store in Hollywood, FL and was found murdered two weeks later.  This prompted John to begin a crusade on behalf of missing children and the TV show “America’s Most Wanted.”  Initially, Walsh was considered a prime suspect, later cleared when police concluded that Adam was abducted by a drifter named Ottis Toole, who eventually confessed.
    1984 - Prince's first movie, "Purple Rain" opens nationally.
    1984 – Birthday of Max Scherzer, Chesterfield, MO.  Currently the ace of the Washington Nationals, he has won 3 Cy Young Awards, the 10th in MLB history to do so.  He became the sixth pitcher in Major League Baseball history to win the award in both the American and the National Leagues, having won his first with the Detroit Tigers in 2013. He has also authored two no-hitters and has also tied the Major League single-game strikeout record with 20.  He, Steven Strasburg, Howie Kendricks and Anthony Rendon led the Nationals to the 2019 World Series Championship, the team’s first and the first by a Washington baseball team since 1924.
    1986 - Cyclist Greg Lemond became the first American to win the Tour de France, the most important bicycle race in the world.
    1987 - Freeway shooting incidents were all the news in Los Angeles, California. There had been nine incidents involving vehicles and guns since June 18, 1987. There were two motorists shot to death and four others injured.
    1988 - Hot weather prevailed in the north central U.S. Williston, ND reported a record high of 108 degrees. Thunderstorms produced severe weather in the eastern U.S., and in southeastern Texas. Richland County, SC, was soaked with up to 5.5 inches of rain.
    1988 - Boston's worst traffic jam in 30 years. “People in Boston either talk about how the Red Sox are doing or the traffic. But since the I-90 tunnel extension to South Boston opened in January and the I-93 northbound tunnel beneath downtown opened in March—two major elements of the now infamous "Big Dig" project—they only have one of the two to complain about. Rush hour, which used to span 10 to 12 hours, has been cut in half.”
http://www.keepmedia.com/ShowItemDetails.do?itemID=264504
    1988 - Radio Shack announces the Tandy 1000 SL computer.
    1989 - Thunderstorms produced severe weather from Wisconsin and northern Illinois to New England, with 103 reports of large hail and damaging winds through the day. Thunderstorms in Wisconsin produced hail three inches in diameter near Oshkosh, and wind gusts to 65 mph at Germantown
    1995 – The Korean War Veterans Memorial was dedicated in Washington, DC.
    1996 - During the Olympic Games in Atlanta, a bomb exploded in an entertainment park killing two and wounding 110. A man was convicted in the newspapers, then let free, and no other suspect nor the person who set off the bomb has been found to this date.
    1996 - Canadian sprinter Donovan Bailey won the 100 meters at the 1996 Summer Olympics in Atlanta in the world record time of 9.84 seconds. The previous mark, set on July 6, 1994 by Leroy Burrell, was 9.85 seconds.
    1998 - Sammy Sosa hits his first career grand slam, establishing the mark for most career homers before hitting a grand slam (247).  Sosa went to bat 4,428 times before drilling the sacks-full homer.    
    2000 - Toronto skipper Jim Fregosi wins his 1,000th game as a big league manager as the Blue Jays beat the Mariners, 7-2.
    2006 – Five-day San Francisco Bay Area heat wave comes to an
end. While it didn't set many all-time temperature records in the Bay Area, it did set records for the number of consecutive days with temperatures above 110." According to Pechner, who uses data from the National Weather Service and Bay Area Air Quality Management District, there were five consecutive days this month with temperatures above 110: July 21 (111 degrees, Vacaville); July 22 (114 degrees, Morgan Hill); and July 23-25 in Rio Vista (110 degrees, 113 degrees, and 111 degrees, respectively). ((Los Gatos/Saratoga had neighborhoods reporting 108 to 110. And in 2015,
Wednesday it is expected to hit 107 to 110.
    2014 - Real estate website company Zillow will buy rival Trulia for $3.5 billion in stock; the company will dominate the market for online searches of real estate.
    2016 - At a news conference, Presidential Candidate Donald Trump publicly appealed to Russia to find and release private emails from Democratic opponent Hillary Clinton.  A Special Counsel investigation later alleged that Russian operatives began hacking into Democratic National Committee servers on that same day, leading to the July 13, 2018 indictment of 12 Russian intelligence officers.