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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

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Funding Coordinators and Credit Analysts

1 year experience preferred, salary/benefits
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Lenders Law, license #603G469


Wednesday, June 26, 2013

Today's Equipment Leasing Headlines

Luckiest Man in California
 Our Tom McCurnin
  Leasing News Legal Editor
New Member of Leasing News Advisory Board
 Ralph Mango, ComScore, Reston, Virginia
  Classified Ads---Collections
    by Christopher Menkin, Publisher
Companies who notify lessee
in advance of lease expiration
  Classified Ads---Help Wanted
   Sales Makes it Happen by Steve Chriest
    Building Customer Loyalty
  Cities with the Most Abandoned Homes
   --You May Want to Avoid Marketing Here
     Fed Funds Rate Hike Likely in 12 Months
      Market Rates Insight Report
       Two Women Convicted of Conspiracy to Defraud
U.S. in Quarter Billion Dollar Tax Fraud Scheme
       Classified ads—Operations/Remarketing/Repossessions
  Boxer/American Staffordshire Terrier Mix
   West Los Angeles, California Adopt-a-Dog
News Briefs---
Berkshire Bank Recruits Experienced Leasing Business Unit
 Small Businesses Seethe-Credit Service Using Dun & Bradstreet Name
  90% of Community Banks Report Business Loan Fund Success
   How small business credit has changed since the Great Recession
    Oracle partners with Salesforce, looks for future among old rivals
     Commerce Secretary Penny Pritzker confirmed by Senate
      New Insights From Google On Recruiting and Hiring
       Liam Neeson Enters Exclusive $20 Million Club With 'Taken 3'
        Scores of new Chevys stored for decades undriven finally up for sale
         9 American Idol Summer Tour dates axed
          Paula Deen's ratings had taken hit before controversy
           HoneyBaked Ham expanding to Asia

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Luckiest Man in California
Our Tom McCurnin
Leasing News Legal Editor

(Tom is not a couch potato and is quite an active traveler...I asked him to give you his latest, as it is a true story. Editor)


I am the luckiest man in California. No, I haven’t won the lottery, nor been asked to spend 20 minutes with Kate Upton—it’s better than that.

I take what many would call risky vacations in third world countries. I’ve hiked the Andes at 20,000 feet munching coca leaves, I’ve been mugged in Rio, been to Cuba, camped in the desert about 10 miles from Iraq during the 2nd Bush-Iraq war, and drove to Tehran, Iran to see their nuclear weapons site.

So the idea that I might want to hike the Himalayan Mountains in Northern Pakistan seemed intriguing to me, and over the past year planned the event. I was scheduled to leave June 15, 2013 to the Nanga Parbat base camp, the world’s ninth highest mountain. I planned to hike amongst big horn sheep, waterfalls, glaciers and spring flowers between June 20-24, 2013.

In late May, I blew out my elbow at the gym doing one arm pushups, and had to cancel the trip on June 1, 2013.

On June 23, a friend called me and said that 10 tourists in Pakistan were murdered by the Taliban. “OK, I said, it’s a big country, and the Taliban have traditionally stayed very clear of the Northern Areas in Pakistan, and have never bothered hikers and climbers.”

“No,” my friend said, “It was one of their biggest mountains, Nanga Parbat.”

“Which camp?” I asked.

“The base camp,” my friend answered.

I gleaned the newspaper and ascertained that the Taliban had indeed ventured far afield, hiked up the side of this mountain at 1 a.m., and snuck into my base camp, killing all the hikers and my guide.

So the bottom line is that I was scheduled to be at this base camp on Nanga Parbat on June 23, and but for those stupid one arm pushups, which forced me to cancel, I would have been a news story.

Post Script: My wife is trying to convince me that a Disney Cruise might be a better choice for the next vacation.

Pakistan suspends expeditions after tourist massacre


New Member of Leasing News Advisory Board
Ralph Mango, ComScore, Reston, Virginia

Leasing News Advisor
Ralph Mango

Ralph is Project Management Coordinator for comScore, Inc., Reston, Virginia; a global digital analytics company providing online and mobile data and analytical tools to many of the world's largest enterprises, carriers, agencies, and publishers.

His role has been focused upon the telecom and mobile verticals and has included diverse projects involving FASB revenue recognition, process analytics, CRM effectiveness, marketing response analysis, training, knowledge sharing, and sales and client service support. 

Project Management Coordinator
comScore, Inc.
11950 Democracy Dr., Suite 600, Reston, VA 20190
telephone 703-234-8623; (c) 732-642-5008

As a reader of Leasing News, Ralph has been a long time contributor and a resource of history . His background is quite unique to his present position as his equipment leasing past includes: region manager, Ingersoll-Rand Financial Services; vice president, NCR Credit; vice president of sales, AT&T Capital Corporation; sr. vice president, sales & marketing, Newcourt Financial; co-founder, vice president, general manager, Dell Financial Services; v.p. & general manager, Western Star Finance; director, Canon Financial Services; and vice-president, broker services, Marlin Leasing. He has broad and successful business unit general management experience in both indirect and direct equipment leasing as a captive lessor and vendor provider that began as a credit manager. He has also made the change into analytics as it relates to consumer demographics, adoption, and behavior in this digital age.

Ralph and Beth recently celebrated their 46th wedding anniversary, surrounded by their three daughters, four grandchildren, and two sons-in-law. An avid reader, Ralph also has been a lifelong baseball fan dating back to Ebbets Field and the Polo Grounds, and remains a die-hard Yankees fan. He also believes in getting his money's worth on the golf course as measured by the number of strokes!

Chairman, Advisory Board
Bob Teichman, CLP Teichman Financial Training, Sausalito, CA.
Advisory Board
Ed Castagna InPlace Auction, Melville, NY
Steve Crane, CLP CLP, Bank of the West, San Ramon, CA
Endeavor Financial Services, Costa Mesa , CA
Phil Dushey Global Financial Services, Manhattan, NY
Ken Greene, Esq. Hamrick & Evans, Universal City, CA
Shawn D. Halladay The Alta Group, Salt Lake City, UT
Robert S. Kieve Empire Broadcasting, San Jose, CA
Bruce Kropschot Kropschot Financial Services, The Villages, FL
Bruce Lurie Douglas-Guardian Services Corporation, Houston, TX
Andrew Lea HCL CapitalStream, Pt. Richmond, CA
Allan Levine Madison Capital, LLC., Owings Mills, MD
Ralph Mango ComScore, Reston, Virginia
Don Myerson BSB Leasing, Colorado, Hawaii
Armon L. Mills, CPA J.H. Cohn, LLP, San Diego, CA
Tom McCurnin Barton, Klugman & Oetting, Los Angeles, CA
Hugh Swandel The Alta Group, Canada
Paul Weiss Panthera Leasing, San Francisco, CA
Rosanne Wilson, CLP 1st Independent Leasing, Beaverton, OR
Ginny Young former Brava Capital, Orange, CA

Christopher Menkin Saratoga, California



Classified Ads---Collections

(These ads are “free” to those seeking employment
or looking to improve their position)

Long Grove, Illinois

Financial services professional with a proven track record of positively impacting corporate finances through effective management of cash flow, collections and financial assets. Strategic thinker capable of analyzing financial issues and processes in order to implement changes that improve efficiency and profit margins. Well-versed in all aspects of corporate financial affairs. | Resume

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:



by Christopher Menkin, Publisher

With the growing success of that connect to the Complaint Bulletin Board, a new url is introduced to promote the call for notifying all leases regarding the termination of the original lease stream of payments. It follows Leasing News Editorial June 30, 2011 editorial (1)

The Danger of Automatic Renewal

The inclusion of automatic renewal (or “evergreen”) clauses in true leases has been a fairly common practice from time immemorial. It is included in most company leasing contracts, whether "fair market value, " 10%, or even $1.00 (Yes, companies will continue payments if not notified and there have been several cases where the residuals is $1.00)

There is no question that these clauses provide important protections to the lessor to obtain their residual. If the lessee has no intent to renew, the lessor has in interest in knowing it before the end of the term so that he can start planning for remarketing or some other disposition of the equipment.

However, the question of whether a lessee should be reminded by the lessor of the notice deadline in plenty of time for the lessee to react is an entirely different question. These states have statutes requiring commercial equipment lessors to provide a written notice – a fair warning – before the notice deadline date arrives:

This is an unofficial list:
New York
Rhode Island
(Consumer, may affect commercial,
especially a proprietorship,
partnership or personal guarantee)

Most of the abuses occur in the small-ticket world. Larger lessees often overlook the notification clause in the contract or do not have “tickler” systems to remind them. Consider the corner dry-cleaner. He signs up for a five year lease in 2013. Does he mark it 90 days before the expiration in his computer calendar for 2018, or more important, did he overlook this as the residual is 10% or a $1.00. And the more apt question is: What possible interest does a lessor have in not voluntarily reminding its customer of the notice deadline – unless it’s to create a chance that the lessee will slip up and get trapped in a renewal it does not want?

Companies who utilize Evergreen Clauses
for Extra Lease Payments

These companies use language in their purchase options to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. Often they win transactions with lower monthly payments as the lessee is not aware of the practice at the end of the initial term of the lease.

Several have continuation of payments and the requirement of replacing the equipment for a new lease. Leasing News has had complaints involving companies who invoke the twelve months on a $1.00 purchase option, as well as on an Equipment Finance Agreements.

ACC Capital, Midvale, Utah
Balboa Capital, Irvine, California
IFC Credit, Morton Grove, Illinois
Jules and Associates, Los Angeles, California 
LEAF Financial Group
, Philadelphia, Pennsylvania
Marlin Business Leasing, Mount Laurel, New Jersey
Marquette Equipment Finance, Midvale, Utah 
Mazuma Capital Corporation, Draper, Utah
Onset Financial, South Jordan, Utah
Pacific Western Equipment Finance, Cottonwood Heights, Utah 
Republic Bank, Bountiful, Utah
Tetra Financial Group, Salt Lake City, Utah

(Click on name to learn more about the company on this list)

(1) Editorial
Put a Clause Requiring Notification in Your Lease Contract




Companies who notify lessee
in advance of lease expiration

These companies do not use language to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.

In its editorial of June 30, 2011, Leasing News recommends that the equipment lessor send a certified letter with return receipt; however, at this time, the acceptance of the word of the president of the company will be accepted until proven otherwise.

ABCO Leasing
Advantage Funding
Agility Ventures LLC
Allegiant Partners
American Leasefund, Inc.
BancLease Acceptance Corporation 
Bank of Ozarks Leasing 
Bankers Capital
Bank of the West, Indirect Equipment Finance 
Black Rock Capital
BSB Leasing
Capital Technology & Leasing, LLC
Cobra Capital, LLC
Commerce National Bank
Dakota Financial, LLC
Direct Capital

Financial Pacific Leasing 


Five Point Capital, In
Forum Financial Services, Inc. 
Gonor Funding
GreatAmerica Leasing
Innovative Lease Services, Inc.
Madison Capital
Macrolease Corporation 
Manufacturer's Lease Plans, Inc
Mesa Leasing
Maxim Commercial Capital
Mount Pleasant Capital
National Machine Tool Financial Corporation
Navitas Lease Corp. 
Northwest Leasing Company
P&L Capital Corporation 
Pacifica Capital 
Pawnee Leasing Corporation
Southern California Leasing, Inc 
Standard Professional Services, LLC
Stoddard & Associates 
TEAM Funding Solutions


Full List:




Leasing Industry Help Wanted

Leasing Coordinator
West Los Angeles, California

Grow with us: coordinate credit, documents, funding,
and all processing--- helping small to medium size
businesses survive as well as improve their profit.
Dakota Financial is a small family style run company.
Speak directly to the person in charge:
Michael Green (310) 6969 3030 x 124
We fund traditional leases as well as sale-leasebacks,
private party sales, start-ups, and owner/operators
from $10,000 up to $250,000.

Positions Available in Irvine and San Diego
Funding Coordinators and Credit Analysts

1 year experience preferred, salary/benefits
Funding Coordinator description: click here
Credit Analyst description: click here
Commercial Finance & Leasing Bank of Cardiff, Inc, a
finance lender licensed pursuant to the California Finance
Lenders Law, license #603G469

Small Ticket Leasing Sales Reps

No Book/Relationships Required
No Need for Relocation
Chicagoland/Northeast/Southern Cal
"Committed to our Clients to
Produce Timely and Effective Results"

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.



Sales Makes it Happen by Steve Chriest

“Building Customer Loyalty”

Building and promoting customer loyalty in highly competitive industries, like equipment financing, is no walk in the park. What worked yesterday, from advertising to the strength of personal relationships, is no longer sufficient in gaining customer loyalty.

First, we need get real about the current perception of loyalty in business. Employees no longer expect or want to remain employed by one company for their entire careers, and employers manage their enterprises expecting an ever increasing annual churn in their personnel.

So, maybe working for a company for three or four years, or retaining employees for a like period of time, is, for many employees and companies, “success” in today’s world. Someone recently said, “I’d rather have a star performer for three or four years than an underperformer for a career!” Maybe we should view customers through the same lens. Few would disagree that it would be better to have a short-term, profitable customer than a long-term, unprofitable one.

Even though customer loyalty may last only a few short years, the same components drive loyalty today as they did in the past. Consistency, predictability, and reliability all contribute to customer loyalty. When your customers can predict with confidence that they can rely on you for consistent delivery of excellent service, they are less likely to jump onto the ship of another supplier or provider. Unless another supplier provides dramatically lower costs or pricing, why would loyal customers abandon certainty for uncertainty?

While consistency, predictability and reliability are contributors to customer loyalty, there is something else you can do to sustain loyalty for as long as possible. You can become a “knowledge broker.” Do you have specialized knowledge, perhaps a unique perspective you can share with your customers? Could this knowledge or perspective make your customers smarter? Could they leverage this knowledge to satisfy business or personal wants or needs?

No one wants to lose directions to the location of a valuable oracle. Once you are perceived as a knowledge broker by your customers, instead of a salesperson who simply runs with the herd, your customers are not likely to abandon you without some compelling reason. Customer loyalty may not be as long-lived today as in the past, but it is still a worthwhile pursuit for the professional salesperson.

About the author: Steve Chriest is the founder of Selling UpTM (, a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling The E-Suite, The Proven System for Reaching and Selling Senior Executives and Five Minute Financial Analyst, Basic CREDIT & Analysis Tools for Non-Accountants. He was the CEO of a very successful leasing company and executive at a major company. You can reach Steve at




Cities with the Most Abandoned Homes
--You May Want to Avoid Marketing Here

Lakeland, Fla.
Pct. foreclosures vacated: 27.7%
Total vacated homes: 2,010
Median home price: $90,000 (13th lowest)

Nearly 28% of homes in foreclosure in the Lakeland area are vacant. Among the possible reasons why homeowners gave up on their properties is the 41.7% housing price drop from the end of 2007 through the end of 2012, one of the worst declines in the nation. The foreclosure process in Florida takes nearly 900 days on average, among the most in the nation. This may also be an explanation for why so many homeowners in foreclosure have moved out.

Atlanta-Sandy Springs-Marietta, Ga.
Pct. foreclosures vacated: 28.1%
Total vacated homes: 3,071
Median home price: $145,600 (48th lowest)

Home prices in Atlanta fell by 26% from the end of 2007 to the end of last year. According to RealtyTrac, of the 10,931 homes in foreclosure in the area, roughly 28% have been vacated.

Boise City-Nampa, Idaho
Pct. foreclosures vacated: 28.2%
Total vacated homes: 361
Median home price: $94,001 (15th lowest)

The median home price in Boise was just $94,001 in April, and foreclosure activity fell by nearly 37% from the year before during the first quarter of 2013. The homes in the area are fairly inexpensive, yet many are still in foreclosure or have even been abandoned. Home prices in Boise are down by 31.1% from the end of 2007 to the end of 2012, despite a rebound during 2012

Detroit-Warren-Livonia, Mich.
Pct. foreclosures vacated: 28.7%
Total vacated homes: 1,000
Median home price: $75,000 (7th lowest)

Home prices fell nearly 36% between 2007 and the end of 2012, a period that covers much of the U.S. housing crisis and recession. But from the end of 2009 to the end of 2012, prices rose at a faster clip than any other major metro area. Still, the Detroit area has suffered from massive population declines and the city proper is on the brink of bankruptcy as many residents and homeowners have left. Few metro areas have lower home prices than Detroit, where the median home price was just $75,000 in April.

Las Vegas-Paradise, Nev.
Pct. foreclosures vacated: 28.8%
Total vacated homes: 3,089
Median home price: $146,357 (49th lowest)

Home prices in the Las Vegas area fell between the fourth quarter of 2007 and the fourth quarter of 2012 by 47.7%, more than in any other metro area. But even with a 17.6% decline in foreclosure activity in the first quarter of this year — better than about half of the nation’s large metro areas — Las Vegas remains a hub for foreclosures. Also in the first quarter of 2013, nearly 8,400 properties had foreclosure filings against them, while at last count there were roughly 10,700 total homes in foreclosure. The relatively long foreclosure process of 447 days on average may also lead to homeowners ditching their properties.

Wichita, Kan.
Pct. foreclosures vacated: 30.4%
Total vacated homes: 90
Median home price: $140,000 (43rd lowest)

Based of the most recently available data, 30.4% of foreclosed homes in Wichita were abandoned. The area also had less than 300 total homes in foreclosure at last count, fewer than all but five of the nation’s largest metro areas.

Birmingham-Hoover, Ala.
Pct. foreclosures vacated: 30.6%
Total vacated homes: 375
Median home price: $155,000 (44th highest)

Many homeowners likely made the choice to vacate quickly once the foreclosure process had begun. During the first quarter of 2013, it took just 186 days, on average, to foreclose a home in Alabama, less than the average time required in all but four other states.

St. Louis, Mo.
Pct. foreclosures vacated: 31.0%
Total vacated homes: 1,581
Median home price: $135,000 (38th lowest)

As of the most recent count, the St. Louis metro area had more than 5,000 homes in foreclosure, with more than 1,500 of these sitting vacant. During the recession, home prices in St. Louis did not slide as much as they did in many other areas where foreclosures and vacated properties are abundant. Home prices declined by 11.4%, versus 20.8% nationwide, between the fourth quarter of 2007 and the end of last year. Still, home prices in St. Louis did not have as far to decline compared to other large cities. According to RealtyTrac, the median home price in the area was just $135,00

Jacksonville, Fla.
Pct. foreclosures vacated: 31.3%
Total vacated homes: 5,475
Median home price: $142,099 (46th lowest)

Jacksonville area home prices dropped by 32.4% between the fourth quarters of 2007 and 2012, one of the larger drops in the nation during that time. But even as home prices began to rise in 2012, many residents still found themselves unable to afford or sell their homes. While the number of foreclosure filings in the majority of large metro areas fell from the year before during the first quarter of 2013, in Jacksonville it jumped 17.3%. According to the most recently available data, there were nearly 17,500 homes in foreclosure in the area, of which nearly 5,500 were empty. Possibly contributing to the rising number of vacant homes is that the average foreclosure takes nearly 900 days in Florida, giving residents ample time to leave their homes.

Indianapolis-Carmel, Ind.
Pct. foreclosures vacated: 31.8%
Total vacated homes: 2,488
Median home price: $150,000 (48th highest)

Nearly one-third of foreclosed properties in the Indianapolis metro area were vacant. Among the likely contributors to this is that in the first quarter of 2013, it took 607 days, on average, to foreclose a property in Indiana. There are more than 7,800 homes in foreclosure in Indianapolis, with nearly 2,500 of them vacant. Foreclosure filings in the first quarter of 2013 were down by nearly 25% from the year before, although there were still 3,858 foreclosure filings in the quarter.

24/7 Wall St. reviewed the 10 metropolitan areas with the highest vacancy rate among homes in foreclosure, based on data provided by RealtyTrac for the 101 most populous metropolitan areas. RealtyTrac also provided on a metropolitan statistical area (MSA) level median home price for the total number of housing units in the area, population, institutional purchases information and foreclosures for these areas, all of which are for most recent available period. They also provided average time to foreclose on a state level, as of the first quarter of 2013.

Cities with the Most Abandoned Homes By Mike Sauter

Working Capital Loans $10,000-$250,000



##### Press Release ############################

Fed Funds Rate Hike Likely in 12 Months
Market Rates Insight Report

The Fed generally raises interest rates within 12 months after deposit rates cease declining and begin turning up; such a turning point appears to be in sight.

SAN ANSELMO, Calif. – Intuitively, we think that interest rates on deposits follow increases in the Fed funds but the reverse is actually true: the Fed increases the funds rate after an initial increase in deposits rates. Why? Because the Fed constantly monitors multiple economic indicators, one of which is lending activities. When loan demand increases, it suggests an economic expansion related to housing, automobiles, business growth and hiring. Financial institutions respond by building up needed liquidity to fund these loans, which in turn creates higher demand for deposits and therefore higher deposits rates.

Dan Geller, Ph.D.
Exec. VP, Market Rates Insight

“It appears that we are now nearing the turning point in deposit rates based on the variance analysis that I provide on a monthly basis” said Dan Geller, Ph.D. Executive Vice President at Market Rates Insight, “May or June may represent that turning point, which means that we may see a gradual increase in the national average rate for deposits in the second half of this year followed by a likely increase in the Fed funds rate by mid-2014.”

The latest analysis from Market Rates Insight ( shows that twice in the past twenty years the Fed initiated a cycle of decrease and increase in the funds rate. In both cases, the Fed increased the funds rate by 25 basis points (bps) 12 months after the national average rate of deposits reached its turning point, or the point at which the national average rate ceased to decline and began turning upwards.

The first incident occurred in April 1993, when the national average rate hit a turning point at the 0.00 variance mark (at 2.28% actual APY) while the Fed funds rate stood at 3.25%. Once the national average rate of deposits started increasing after the April turning point, it took the Fed exactly 12 months (March 1994) to boost the funds rate by 25 bps – from 3.25% to 3.50%. While the April 1993 rates look very high by today’s standards, this actually represented a very sharp decline in rates relative to the Fed funds rate of 8.0% experienced a few years earlier.

A very similar pattern occurred in August 2003, when the national average rate reached its turning point at 0.00 variance while at 1.38% actual APY and then started climbing. The Fed funds rate at that time stood at 1.25%; 12 month later, in July 2004, the central bank increased the funds rate by 25 bps, from 1.25% to 1.50%.

This turning point of deposit rates is tracked by a variance analysis, which measures changes in the national average rate for deposits on a monthly basis. When the analysis shows a gradual decline in the rate variance, it means that the national average is nearing its turning point. When the variance reaches 0.00, no further decrease in the national average rate from the previous month to the current month has occurred, thus signaling a turning point.

About Market Rates Insight
Market Rates Insight (MRI, is a reputable provider of competitive-pricing information and analysis to financial institutions. MRI’s competitive data is complete, detailed and timely, which allows for the highest level of pricing precision. Therefore, the use of MRI’s competitive data ensures greater pricing optimization, and subsequently, improved profitability. In addition to competitive-pricing data, MRI also conducts pricing analysis and provides tracking of industry indexes. MRI’s indexes, published weekly in the National Pricing Indicators, are the industry standard for deposit pricing, and are viewed weekly by executives of banks and credit unions through video, audio and print channels.

#####Press Release ##########################


#####Press Release ##########################

Two Women Convicted of Conspiracy to Defraud
the U.S. in a Tax Fraud Scheme That Illegally Sought
Quarter Billion Dollars in Fraudulent Tax Refunds

SANTA ANA– Two Inland Empire women employed in the Fontana-based Old Quest Foundation have been convicted of conspiracy to defraud the United States and/or filing false claims against the United States in a tax fraud scheme that resulted in more than 400 fraudulent federal income tax returns being filed with the IRS that cumulatively sought more than $250 million in fraudulent refunds and filing false claims against the United States.

Suemy L. Gongora, 55, an Old Quest tax return preparer who filed her own false tax return, was found guilty today of one count of conspiracy to defraud the United States and nine counts of filing false claims against the United States, including her own federal tax return.

Sandra Kay Lynch, 60, an Old Quest bookkeeper, was also found guilty today of two counts of filing false claims against the United States. Lynch continued with the scheme after search warrants were executed at the Old Quest offices in September 2009.

The case against Suemy Gongora and Sandra Lynch stems from “Operation Stolen Treasures,” an investigation conducted by Special Agents with IRS Criminal Investigation that led to 55 people being indicted by a federal grand jury in the fall of 2011. Throughout most of 2009, Gongora, Lynch and others operated a company known as Old Quest Foundation, through which hundreds of false tax returns were filed, collectively claiming approximately $200 million in excessive withholdings and tax refunds due. To date, 28 defendants charged have pleaded guilty to charges (seven defendants have been sentenced and the remaining 19 defendants are awaiting sentencing); 22 defendants are scheduled for trial beginning in July; five defendants have been convicted at trial; and one defendant remains a fugitive.

Old Quest employees prepared fraudulent IRS forms 1099-OID which purported to be issued by the banks holding the Old Quest customers’ mortgages. The 1099-OID falsely claimed that the banks paid the customers hundreds of thousands of dollars in interest in 2008, but that the payments had been withheld from the customers and paid to the IRS. Other employees, including defendant Gongora then prepared fraudulent tax returns or amended tax returns incorporating such false income and withholding information and claiming large refunds, in some cases worth over $1 million per return. The customers were instructed to sign the tax returns, which were later filed with the IRS, without reviewing the returns or given a copy.

Defendant Lynch and others recruited customers to Old Quest for purposes of the scheme. The customers were often charged thousands of dollars in fees, but received no tax refund. Instead, many of the customers were fined by the IRS for their false submissions.

Evidence introduced at trial, included Old Quest files, correspondence from defendants, IRS records, and testimony from customers IRS employees, and Old Quest employees, established that both defendants were active participants in Old Quest’s operations. Both defendants and the other scheme participants were repeatedly warned that the refund claims were fraudulent and the scheme was unlawful.

Gongora was an experienced, licensed, professional tax return preparer who had worked for several years at a major national tax preparation firm. In addition to preparing false returns for Old Quest customers, she filed a false tax return in her own name, claiming a refund of over $460,000. Gongora admitted to investigators that she knew the Old Quest program was fraudulent, but kept participating in it because she needed the money.

Lynch, also a trained and licensed tax preparer, was the Old Quest bookkeeper and recruited a number of customers. On September 30, 2009, IRS CI investigators executed a search warrant on the Old Quest offices, seizing numerous documents, shutting down the tax preparation business. Lynch continued working for Old Quest after the search warrants continuing to help customers prepare responses to IRS frivolous filing letters. She also encouraged another customer to file a 1099-OID based return and referred him to another tax preparer for that purpose.

The two defendants, both of whom are currently released on bond, are scheduled to be sentenced by United States District Judge Josephine Staton Tucker on February 28, 2014. As a result of this week’s convictions, Gongora faces a statutory maximum sentence of 55 years in federal prison, and Lynch faces a statutory maximum sentence of 10 years in federal prison.

The investigation of defendants in Operation Stolen Treasures was conducted by IRS-Criminal Investigation in Los Angeles in conjunction with the U.S. Attorney’s Office for the Central District of California.

### Press Release ############################


((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Classified ads—Operations/Remarketing/Repossessions

Leasing Industry Outsourcing
(Providing Services and Products)

Operations: Houston, TX
Silverlake Inspections LLC is an independent contracting company for real estate and equipment verification with pictures. 
Operations: Portland , OR
Portfolio Financial Servicing Company provides state of the art portfolio servicing for portfolios of all sizes. 800-547-4905
Operations: Roseburg, OR 
Tired of paying a full time documentation person? Try outsourcing. Ideal for anywhere in the USA. E-mail or Call Trina Drury
541-673-4116 or 541-784-7973.
Repossessions: Southern California (except San Diego).
Full service repossession agency. All vehicles, big rigs, boats, heavy equipment and machinery. Licensed and insured 818-786-7376.
Repossessions: Canada 
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada
Phone 613 898 7376
Fax 613 225 2452

Remarketing: Los Angeles, CA
Video, Audio, Film, Computer, IT, Test, Presentation Equipment
We pay cash / 3 million in buying power /Quick Quotes
UBG 800-570-5224

Portsmouth, NH
Six Sigma Processes. Unique Approach. Pride. Professionalism. Skip tracing, legal, storage, logistics. lowest cost, industry leading recovery rates/amounts. 855.EENGINE

Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna 516-229-1968
South East US- AllState Asset Management 
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services. 
Call Brian @ 704-671-2376

All kinds of vehicles, equipment and machinery. Anywhere in the United States. Anything, Anywhere, Professionally 

Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket. Email:

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John Kenny Receivables Management

• End of Lease Negotiations & Enforcement• Fraud Investigations
• Credit Investigations • Asset Searches 
• Skip-tracing • Third-party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



Boxer/American Staffordshire Terrier Mix
West Los Angeles, California Adopt-a-Dog

Age: 2 years
Size: Medium

"I am already spayed, housetrained, up to date with shots, good with dogs, and good with cats."

Missy's Story...

"Missy is a 2 year old Boxer/American Staffordshire Terrier mix and weighs about 35 pounds. When missy was found on the streets she was pregnant and a couple of days later she had 9 puppies. All the pups have been adopted and now Missy is looking for her forever home.

"Missy gets along with all the dogs in her foster home, and she is okay with their cats too. Missy is very playful and affectionate once she gets to know you, even though at first she is shy and submissive. She is housetrained with a doggy door. Missy is spayed, vaccinated, dewormed, fecal test done, frontlined, and microchipped.

To meet Missy please contact: or 323-385-8993.

Contact This Rescue Group...
Rescue Group: The Nature Network, Inc.
Let 'em know you saw "Missy" on!
Address: West Los Angeles, CA 90066

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet


News Briefs----


Berkshire Bank Recruits Experienced Leasing Business Unit

Small Businesses Seethe-Credit Service Using Dun & Bradstreet Name

90% of Community Banks Report Business Loan Fund Success

How small business credit has changed since the Great Recession

Oracle partners with Salesforce, looks for future among old rivals

Commerce Secretary Penny Pritzker confirmed by Senate,0,1275679.story

New Insights From Google On Recruiting and Hiring

Liam Neeson Enters Exclusive $20 Million Club With 'Taken 3'

Scores of new Chevys stored for decades undriven finally up for sale

9 American Idol Summer Tour dates axed

Paula Deen's Food Network ratings had taken hit before controversy,0,2017067.story?track=rss

HoneyBaked Ham expanding to Asia



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Baseball Poem

“In the family pictures,
my brother stands at the plate
forever waiting on a pitch,
my dad squats hy the dugout fence,
his chin resting on his hands;
somewhere beyond the eye or the camera,
I hold a huge scarlet plum behind my back,
left leg kicked high in a pitching motion,
as near to the spirit or the game
as I'd ever be.”

(with permission of the author from his book:
“Touching All the Bases”
Poems from Baseball
available from Amazon or direct from the publisher at:

Tim Peeler celebrates with candor and wit both the overlooked and the standout as he merges the topics of personal and baseball rediscovery. The poet reconsiders events and people from his adolescence, offering the reader new takes on old memories, gracefully relating the foibles of family and friends, and cataloging the heroic feats and tragic flaws of players he watched, read about — or merely imagined.

English lecturer, journal editor, essayist and poet, TlM PEELER lives in Hickory, North Carolina. He is a winner of the Jim Harrison Award for his contributions to baseball poetry.



Sports Briefs----

Blackhawk Rally Set for Friday

People have wanted to punch Jim Harbaugh for nearly five decades

Pete Carroll: Seahawks will emphasize running game again in 2013

Yanks GM to A-Rod: 'Shut the (bleep) up'


California Nuts Briefs---


Top 100 Restaurants comes to SFGate---along with new restaurants that should be included


“Gimme that Wine”

Predicting Wine Club Member Behavior

Truett-Hurst raises $14.1 million in IPO

Monterey County farmers score again

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History

     1604 - French explorer Samuel de Champlain, Pierre Dugua and 77 others landed on the island of St. Croix and made friends with the native Passamaquoddy Indians. It later became part of Maine on the US-Canadian border.
    1819- birthday of Abner Doubleday, who served in the US Army during the Mexican War and the Seminole War in Florida prior to his service in the American Civil War. He was stationed at Charleston, SC, where he manned the first of Fort Sumter's guns to fire back at the Confederates. His service found him at the battle of Second Bull Run, Antietam, Fredericksburg and as a major general commanding a division at Gettysburg. A commission set up to investigate the origins of baseball by sporting goods manufacturer Albert Spaulding credited Doubleday with inventing the game in the year 1839. Subsequent research has debunked the commission's finding. In researching the letter from a person who later was committed to an insane asylum, Doubleday would have been 18 years old and the writer five years old at the time the writer claimed he witnessed Doubleday “invent” baseball. Alexander Joy Cartwright, an umpire and member of the New York Knickerbockers team set up the first formal rules, laid out the diamond-shaped field and established its nine playing positions. Early versions of baseball, based on the English games of rounders and crickett, were played in the English Colonies of American as far back as the early 1700's. It can be considered America's oldest sport. The History Channel has a documentary on Spaulding, who was quite a promoter and businessman.
    1862--Battle of Beaver Dam Creek-Union repulse Confederacy in Virginia
    1862- Day two of the Seven Days-Battle of Mechanicsville
see second one:
    1870-The Atlantic City, NJ, Boardwalk was dedicated. To finance it, $5,000 was obtained by the sale, at a 10 percent discount, of scrip which could be used to pay taxes. The boardwalk was eight feet wide a mile long. It was built in eight-foot-collapsible sections, which for 18 years were removed in September and stored for the winter. The idea for the boardwalk was conceived by a hotel man, Jacob Keim of the Chester County House, and Alexander Boardman, a railroad conductor on the Camden and Atlantic Railroad.
    1888 - Residents of New York suffered through a record heat wave. Daily average temperatures were above 80 degrees for fourteen straight days. The heat wave was a sharp contrast to the severe blizzard in March of that year, which buried the city under nearly two feet of snow.
    1892-Birthday of Pearl S. Buck was one of the first writers to try to explain the Far East to Western readers. She won the Nobel Prize for literature in 1938 for her many novels of Chinese life, especially among the peasantry. She had won the 1932 Pulitzer Prize for her classic novel The Good Earth which was made into a terrible movie. . She adopted nine children and established the Pearl S. Buck Foundation to support or find homes for "Amerasian" children who are abandoned by their American fathers throughout Asia and for abandoned children worldwide. Family pressures had forced her to turn to writing when she was almost 40 and in all, she published more than 100 books, innumerable articles and delivered hundreds of speeches.
    1893-Illinois Governor John Peter Altgeld pardoned Samuel Fielden, Michael Schwab and Oscar Neebe, three of the anarchists who had been convicted in the violence connected with the Haymarket Riot on May 4, 1886. At a protest meeting at Haymarket Square an unknown individual three a bomb which caused the death of several policemen. Eight anarchists were tried and convicted of the bombing. Of those one committed suicide the day before he was to be hanged, three were hanged,; and Fielden, Schwab and Neebe were imprisoned. In 1893 the newly elected Altgeld, at the urging of Clarence Darrow, reviewed the transcripts of the trial of these men and concluded that they had been railroaded. The pardon was widely criticized. It was an act of political suicide for Altgeld.
    1898-Birthday of singer/guitarist Big Bill Broonzy Birthday
    1909-birthday of Tom “Colonel” Parker, Breda, Holland, known mostly for his management of Elvis Presley as a musician.
    1911-Birthday of Babe Didrikson Zaharias, named the world's greatest woman athlete for the first half of the 20th century. The Babe was named top woman athlete in the U.S. for 1931, 1945-47, and 1950, and 1954. She won two gold medals at the 1932 Olympics in track and field and set the world records in the javelin throw and in the 80-meter hurdles. Babe won a total of 114 golf tournaments, 83 amateur golf tournaments, 31 on the P.G.A. tour, with a string of seventeen consecutive major women's tournaments. She won an AAU championship in 1932, was on the amateur all-American basketball team from 1930-32, and even pitched exhibition for the St. Louis Cardinals. The 1911 birth date is according to her sister and baptismal records.
    1913-birthday of Willard Jessie Brown, baseball player born at Shreveport, LA. Brown played with the Kansas City Monarchs in the Negro National League and with the St. Louis Browns in 1947 when he was 34. He was the first African-American to hit a home run in the American League. Died at Houston, TX, Aug., 1996.
    1914- Born Mildred Ella Didrikson at Port Arthur, TX, the great athlete was nicknamed “Babe” after legendary baseball player Babe Ruth. She was named to the women's All-America basketball team when she was 16. At the 1932 Olympic Games, she won two gold medals and also set world records in the javelin throw and the 80-meter high hurdles; only a technicality prevented her from obtaining the gold in the high jump. Didrikson married professional wrestler George Zaharias in 1938, six years after she began playing golf casually. In 1946 Babe won the US Women's Amateur tournament, and in 1947 she won 17 straight golf championships and became the first American winner of the British Ladies' Amateur Tournament. Turning professional in 1948, she won the US Women's Open in 1950 and 1954, the same year she won the All-American Open. Babe also excelled in softball, baseball, swimming, figure skating, billiards—even football. In a 1950 Associated Press poll she was named the woman athlete of the first half of the 20th century. She died of cancer, Sept 27, 1956, at Galveston, TX. 1916-When the Cleveland Indians walked onto the field for their game for their game against the Chicago White Sox, their home uniforms were adorned for the first time with numbers on the left sleeve. This innovation was abandoned after a short while, and uniform numbers did not appear again until the New York Yankees adoo9pted them in 1929, not on the sleeves but on the backs of their jerseys.
    1926-US Troops pulled out of the Dominican Republic, which had received earlier, 1844, independence from Spain. After years of discussing it, Congress decided not to annex the Dominican Republic, or Haiti, and to allow the countries to become sovereign republics.
( lower half of: )
    1934- President Franklin Delano Roosevelt signed into law the Federal Credit Union Act, thus enabling the formation of credit unions anywhere in the US.
    1944-the only time the Brooklyn Dodgers, New York Yankees and New York Giants played together, at a special exhibition game at the Polo Grounds before 50,000 fans. In the six-inning contest, each team played successive innings against the other two and then sat out a frame. The combined final score was Dodgers 5, Yankees 1, Giants O). The proceeds of the game went to purchase war bonds.
    1944--MURANAGA, KIYOSHI K. Medal of Honor Private First Class Kiyoshi K. Muranaga distinguished himself by extraordinary heroism in action on 26 June 1944, near Suvereto, Italy. Private First Class Muranaga's company encountered a strong enemy force in commanding positions and with superior firepower. An enemy 88mm self-propelled gun opened direct fire on the company, causing the men to disperse and seek cover. Private First Class Muranaga's mortar squad was ordered to action, but the terrain made it impossible to set up their weapons. The squad leader, realizing the vulnerability of the mortar position, moved his men away from the gun to positions of relative safety. Because of the heavy casualties being inflicted on his company, Private First Class Muranaga, who served as a gunner, attempted to neutralize the 88mm weapon alone. Voluntarily remaining at his gun position, Private First Class Muranaga manned the mortar himself and opened fire on the enemy gun at a range of approximately 400 yards. With his third round, he was able to correct his fire so that the shell landed directly in front of the enemy gun. Meanwhile, the enemy crew, immediately aware of the source of mortar fire, turned their 88mm weapon directly on Private First Class Muranaga's position. Before Private First Class Muranaga could fire a fourth round, an 88mm shell scored a direct hit on his position, killing him instantly. Because of the accuracy of Private First Class Muranaga's previous fire, the enemy soldiers decided not to risk further exposure and immediately abandoned their position. Private First Class Muranaga's extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army. 
    1945-The United Nations Charter was signed at San Francisco by representatives of 50 nations.
    1945---Top Hits
Sentimental Journey - The Les Brown Orchestra (vocal: Doris Day)
Dream - The Pied Pipers
Laura - The Woody Herman Orchestra
At Mail Call Today - Gene Autry
    1947-the first transatlantic mobile telephone between two cards was made by U.S. Ambassador James Clement Dunn from Milan, Italy, to Vincent R. Impellitteri, president of the New York City Council, on the occasion of Marconi Day at the Milan Fair.
    1947 - No. 1 Billboard Pop Hit: "Chi-Baba, Chi-Baba," Perry Como.
    1950- Garry Moore hosted many programs which aired at various times: his first was this date , and it became the longest lasting. Moore was the host, with his sidekick Durward Kirby, of a show blending singing, joking and talking with guests and regulars. Regulars included Ken Carson and Denise Lor. Guest performers included Don Adams, George Gobel, Don Knotts, Jonathan Winters, Leslie Uggams and Carol Burnett. Animals also appeared on the show. This was before Ophray and others.
    1953---Top Hits
Song from Moulin Rouge - The Percy Faith Orchestra
April in Portugal - The Les Baxter Orchestra
Ruby - Richard Hayman
Take These Chains from My Heart - Hank Williams
    1954 - Sam Phillips, head of Sun Records, calls a young singer named Elvis Presley, who had recorded a few songs there earlier in the year, and asks him to record two songs, "Without You" and "Rag Mop." He sings the first, attempting to match a demo made by an unknown person hanging around the studio, but it proves too much for him, and, according to Dave Marsh's book Elvis, beats the walls of the studio, repeatedly shouting "I hate him! I hate him!" The singer whom Elvis could not match is lost to history. Phillips mollifies the young Elvis by asking him to sing something else, and Presley impresses him anyway, to the point that he makes plans to set the singer up with musicians for a future date.
    1955--Decca Records announces that Bill Haley and His Comets have sold more than 3 million records in thirteen months. Both "Rock Around The Clock" and "Shake Rattle and Roll" sold a million copies, while "Dim, Dim the Lights" and "Mambo Rock" sold about 500,000. 
    1956--In an article in LOOK Magazine entitled, The Great Rock 'n' Roll Controversy, swing band leader Benny Goodman makes this comment about Rock 'n' Roll; "I guess its okay, man. At least it has a beat
    1957-Hurricane Audrey strikes Louisiana claiming 500 lives
    1959- President Dwight D. Eisenhower and Queen Elizabeth II jointly dedicated the St. Lawrence Seaway in formal ceremonies held at St. Lambert, Quebec, Canada. A project undertaken jointly by Canada and the US, the waterway ( which provides access between the Atlantic Ocean and this Great Lakes) had been opened to traffic April 25, 1959.
    1959-Ingemar Johannson of Sweden knocked out Floyd Patterson in the third round of a fight at Yankee Stadium to win the heavyweight championship. Patterson and Johannson fought twice more with Patterson regaining the title in June, 1960 and defending it successfully in March, 1961.
     1964 - "A Hard Day's Night" was released by United Artists Records. The album featured all original material by The Beatles and became the top album in the country by July 25, 1964.
    1961---Top Hits
Quarter to Three - U.S. Bonds
Raindrops - Dee Clark
Tossin' and Turnin' - Bobby Lewis
Hello Walls - Faron Young
    1961-- The Yankees beat the Angels, 8-6, and Yogi Berra collects his 2000th career hit, all as a Bronx Bomber. To celebrate the achievement a huge cake is rolled out in Wrigley Field in Los Angeles.
    1961-Gary U.S. Bonds had his only US number 1 hit, "Quarter to Three". Bonds and Gene Barge (Daddy G.) added lyrics to an instrumental called, "A Night With Daddy G". Although he released several more singles in the US including "Dear Lady Twist", Bonds found more success in England than his homeland. After years of touring the oldies circuit, Bonds would have another Top 40 hit in the early 1980s with "This Little Girl is Mine". 
    1963- singer George Michael, one of the biggest rock stars of the late 1980's, was born in London. Michael and Andrew Ridgeley formed the pop duo Wham!, which hit the British chart in 1982 with "Young Guns (Go For It)." North American success followed in 1984, with three straight number-ones - "Wake Me Up Before You Go- Go," "Careless Whisper" and "Everything She Wants." Michael was clearly the mastermind behind the duo. When they broke up in 1986, he began a highly successful solo career. He duetted with Aretha Franklin on "I Knew You Were Waiting (For Me)," which went to number one. Then came the multi-million selling "Faith" album, which yielded such charttoppers as the title song, "Father Figure" and "One More Try." The album also contained "I Want Your Sex," which some radio stations refused to play despite Michael's claim it endorsed monogamy. In 1990, Michael released "Listen Without Prejudice, Volume One." Although it made the top 10, the album did not match the sales figures of his solo debut
    1963-- After a Beatles performance at the Majestic Ballroom, Newcastle-upon-Tyne, England, John Lennon and Paul McCartney write "She Loves You" in their hotel room, originally an answer song of sorts to the Bobby Rydell hit "Forget Him."
    1964- the first Beatles album on which they wrote all the songs, "A Hard Day's Night," was released in North America.
    1964- "It's All Over Now" by the Rolling Stones was released. The song, written by American soul singer Bobby Womack, was the first Stones' record to reach number one in Britain.
    1965 - "Mr. Tambourine Man", by The Byrds, reached the number one spot on the pop music charts. The song was considered by many to be the first folk-rock hit. The tune was written by Bob Dylan, as were two other hits for the group: "All I Really Want to Do" and "My Back Pages". The group of James Roger McGinn, David Crosby, Gene Clark, Chris Hillman and Mike Clarke charted seven hits. The Byrds were inducted into the Rock and Roll Hall of Fame in 1991.
    1966- Sopwith Camel opened for the Rolling Stones in performance at the Daly City Cow Palace. Jefferson Airplane also performed. 
    1966 --Sutro Baths, The famous San Francisco oceanside landmark burns down 
    1966 -- Lenny Bruce & the Mothers of Invention appear in concert at the San Francisco Fillmore Auditorium. KFRC Beach Boys' Summer Spectacular at the Cow Palace.
    1966 -- Sopwith Camel opens for the Rolling Stones in performance at the San Francisco Cow Palace. Jefferson Airplane also performs
    1966 -Sutro Baths, The famous San Francisco oceanside landmark burns down.
    1967 - No. 1 Billboard Pop Hit: "Windy," The Association.
    1969---Top Hits
Get Back - The Beatles
Love Theme from Romeo & Juliet - Henry Mancini
Bad Moon Rising - Creedence Clearwater Revival
Running Bear - Sonny James
    1970-A committee formed by US grocers and food manufacturers recommended in 1973 a Universal Product Code (i.e., a bar code) for supermarket items that would allow electronic scanning of prices. On this day in 1974 a pack of Wrigley's gum was swiped across the first checkout scanner at a supermarket in Troy, OH. Today bar codes are used to keep track of everything from freight cars to cattle.
    1971- promoter Bill Graham announced the closing of his Fillmore East and West concert halls in New York and San Francisco. The Fillmore East had operated for three years, and its last concert the following night included performances by the Beach Boys and the Allman Brothers Band. Graham had begun producing rock concerts at the Fillmore West in 1965. The San Francisco club was a prime venue for such psychedelic superstars.
    1971 -- WNEW-FM in New York becomes the first radio station to play Don McLean's new single, "American Pie," which it features in its 8:36 entirety.
    1973 -- Model and singer Marsha Hunt, inspiration for the Rolling Stones song "Brown Sugar," names Mick Jagger in a paternity suit, claiming the singer fathered her two-year-old daughter Karis. That same day, Stones guitarist Keith Richards is busted, along with girlfriend Anita Pallenberg, in his Chelsea home for possession of heroin, illegal pharmaceuticals, guns, and ammo.
    1975 -- Cher's divorce from Sonny Bono becomes final, leaving her free to marry Gregg Allman of the Allman Brothers just four days later.
    1975-The rules of football were amended: the divisional winners with the highest won-loss percentage were made the home team for the divisional playoffs, and the surviving winners with the highest percentage made home teams for the championship games. 1976 - The CN Tower opened in Toronto, Ontario, Canada. At 1,815 feet, 5 inches high, the tower is the world's tallest building and the tallest freestanding structure.
    1977---Top Hits
Got to Give It Up (Pt. I) - Marvin Gaye
Gonna Fly Now (Theme from "Rocky") - Bill Conti
Undercover Angel - Alan O'Day
Luckenbach, Texas (Back to the Basics of Love) - Waylon Jennings
    1977 - Elvis Presley performs what would be his last concert, performing at the Market Square Arena in Indianapolis, IN for a crowd of 18,000. Although Elvis appears pale, weak, and overweight, as he had with increasing regularity, there is nothing to suggest his impending death -- indeed, there is nothing unusual about this show on the tour, except that Elvis for some reason introduces practically everyone from his life while on stage. Some take this as "proof" Elvis knew he was in his final days; others maintain that he was worried about the imminent publication of Elvis: What Happened?, a tell-all biography by former bodyguards Sonny and Red West that publicly broke the story of his drug abuse, and what those revelations might do to his image. The last song he performs from the stage is "Can't Help Falling In Love." Footage of the final concert is taken but has not been widely seen since; the audio portion can be heard on the LP The Last Farewell (released on CD as Adios: The Final Performance, A.J. Records CD 92-2002). Presley's father, Vernon, will pass away two years later to the day.
    1977 - The Human Lightning Conductor, park ranger Roy C. Sullivan, was struck by lightning for the seventh time. He was first hit in 1942, then again in 1970, 1972, 1973 and 1976.
    1983 - Record heat prevailed from Texas to Michigan. Alpena MI hit 98 degrees.
    1985---Top Hits
Heaven - Bryan Adams
Sussudio - Phil Collins
Raspberry Beret - Prince & The Revolution
Little Things - The Oak Ridge Boys
    1986 -Hurricane Bonnie made landfall on the upper Texas coast. A wind gust to 98 mph occurred at Sea Rim State Park. The town of Ace recorded 13 inches of rain.
    1987 - Hot weather prevailed in the Pacific Northwest. Afternoon highs of 88 degrees at Seattle, WA, 103 degrees at Medford, OR, and 111 degrees at Redding, CA, were records for the date. Cloudy and cool weather prevailed in the northeastern U.S. The high at Boston, MA, was just 60 degrees
    1988 - Thirteen cities in the southeastern U.S. reported record high temperatures for the date. In Montana, the record high of 102 degrees at Billings, MT, was their fifteenth of the month, and the high of 108 degrees at Glasgow MT equalled their record for June. Thunderstorms in the Atlantic Coast Region produced wind gusts to 102 mph at Tall Timbers MD
    1988 - No. 1 Billboard Pop Hit: "Dirty Diana," Michael Jackson.
    1989 - Thunderstorms produced severe weather from the Central Plains to the Middle Mississippi Valley. There were 129 reports of severe weather during the day and night. Thunderstorms in Kansas produced wind gusts to 90 mph at Liberal, and hail four inches in diameter at Quinter. Thunderstorms in Wisconsin spawned a tornado at Lake Delton injuring four persons. Lightning struck and killed a woman at Junction City, KS, who had gotten out of her car to photograph the lightning
    2003-Record temperatures hit the Bay Area with 97 in SF and 102 in San Jose. This year while 45 miles away in San Jose and inland reach 103 degrees, the city stays at 65 high due to the fog rolling in.
    2003-- Edgar Martinez, who already holds the Mariners all-time records for games played, at-bats, hits, doubles, total bases, extra-base hits, walks and runs scored, passes Ken Griffey Jr.'s mark for team career RBIs. His two-run homer in the Mariners 10-6 victory over the Angels gives the All-Star designated hitter 1,153 RBIs -- one more than Junior.



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