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(Leasing News provides this ad "gratis" as a means to help support the growth of Lease Police)

Monday, June 8, 2009

(1989) South Chicago. On Houston Avenue
where V I Warshawski grew up.
Hard boiled detective writer Sara Paretsky born June 8, 1947, Ames, Iowa. In 1982, she introduced V.I. Warshawski, a female private investigator, in "Indemnity Only." She is credited with transforming the role and image of women in the crime novel.
Her books:


    Remembering Leah Marks/Wear Your Seat Belt
        Classified Ads---Asset Management
Leasing Industry Melt Down?
    by Christopher Menkin
Leasing Industry Influence-Two New Nominees
    Classified Ads---Help Wanted
Leasing 102 by Mr. Terry Winders, CLP
    Accounting Discussion Paper- Act Now!!!
Leasing News Top Stories--June 1-June 5
    Cartoon-HL Leasing Leases
Bank Beat--#37/Major Loss to Community Banks
    Not Money, Your Visit Counts: Animal Rescue
An Advertising Campaign Works on Leasing News
    Classified ads-Software
Déjà Vu-TimePayment to Offer Software/Service Leases
    New Portfolio Risk Group at
News Briefs---
N. Korea Sentences 2 U.S. Journalists 12 Yrs hard Labor
    Toyota to lease 500 plug-in hybrids Worldwide
        World's Airlines to Lose $9 billion in 2009
Las Vegas gaming revenues dip 15.8%
    "Billy Elliot" wins best musical
    You May have Missed---
        California Nuts Brief---
    Sports Briefs---
"Gimme that Wine"
    Today's Top Event in History
        This Day in American History
Baseball Poem
Daily Puzzle
        Weather, USA or specific area
Traffic Live----

######## surrounding the article denotes it is a “press release”


Correction-Remembering Leah Marks and Wear Your Seat Belt

This did not open fully in some browsers, for some reason, and is being re-created here:



Classified Ads---Asset Management

Massachusetts, MA
Started in credit and collections 30 years ago with a private agency. My skills are negotiating with Attorney's, Insurance Companies & Large & small companies. | Resume

Minneapolis, MN
16 years leasing experience from micro to large ticket market, variety of equipment. Most recently calling on vendor telecom dealers in Upper Midwest.

United States
Multi- talented individual looking to relocate back to mainland. Over 20 years of experience in Asset Management, Venture Leasing, Operations and Senior Management Positions.
RESUME | Email:

United States
Portfolio Management/Collections/Workouts. 12 yrs + management $1B lease portfolio, administration, EOT negotiations, buyouts, extensions, workouts, collections, bankruptcy, property valuation/ litigation, results orientated:

For a full listing of all "job wanted" ads, please go to:

To place a free "job wanted" Leasing News ad:



Leasing Industry Melt Down?
by Christopher Menkin

" a result of the significant decline in the marketplace for originating and funding small-middle market equipment finance transactions," Larry Turner of Vision Capital announced the ceasing of his operation with he and his partners Manny Montanez and Gil Evans, going their separate way. These are industry veterans. His choice to join Bette Kerhoulas' Pacifica Capital.

He is far from being alone in this decision as the list of those no longer in leasing or accepting broker business is getting longer and longer each month. Readers send emails wanting to know is it as slow for them as it is for others, most saying they have never experienced this before. They are running scared. This cuts across all companies and captive lessors and independents as well. The membership decline in all leasing associations is another barometer.

The industry has also been hit with a lot of frauds, write-offs, subprime leasing problems, and now better credits are slow with their payments.

"We had people in our industry, enamored with credit scoring who never understood that their credit models never took into account what real estate people knew as a 100 year flood," Bernie Boettigheimer, CLP, President, Lease Police, said." Most of them still don't know what hit them and they may never find out.

"The Industry right now is in a total melt-down. Even the good guys don't know where they can get funds."

Although Bernie sees fraud, vendor problems, and even good people getting desperate, doing desperate things they would not do in good days, he remains optimistic:

"The small business has been abandoned by the banks but its no different than Texas in the mid 80's with the Kinard decision and the Texas Controller attacking every leasing company, " he said. "We will all survive and hopefully only the good ones."

There are those connected with the right funding sources in their niche, while most struggle as not only does credit tighten, but sources now want financial statements and tax returns, something many of those who entered the business in the early 1990's are not used to collecting or even understanding.

Telemarketing works wonders with a credit score requirement, but not when it falls below the number or misses other marks. It appears those companies who are willing to submit other information not only do it reluctantly, but often will go somewhere else where they are promised not only a fast approval, but large line of credit. Often they send in advance rentals or deposits only to find their request is not approved, but their money will not be refunded.

Leasing News in investigating Bulletin Board Complaints has been running into more and more companies not returning funds. In investigating, the funders involved often know quite a bit, some have already cut these sources off. The trick of closing down and then operating under a "false" principal does not work all the time.

The slowing down of applications gives more time to concentrate, perform due diligence, and while upper managements wants more business, they don't want more delinquencies even more than putting on more business.

Changes in administration at larger banks and leasing institution seems to be the most common, to not only cut down expenses, but to prove to upper management that changes are being made.

It appears that many are depressed and did not expect the down turn to last this long.

Leasing Companies Out of Broker Business

Mergers, changes, other news all companies:

Story Credits (click to view description: )

Alphabetical list - click on company name to view more details
ABCO Leasing, Inc. Calfund, LLC Pawnee Leasing Corporation
Advantage Funding Cobra Capital LLC Standard Professional Services, LLC
Agility Solutions Dakota Financial Summit Leasing, Inc.
Allegiant Partners Incorporated Dolsen Leasing Company TEAM Funding Solutions
American Leasefund, Inc. Financial Pacific Leasing TechLease, L.L.C.
Bankers Capital Forum Financial Services, Inc.  
Barrett Capital Corporation Gonor Funding  
Black Rock Capital    
Blackstone Capital Partners, L.P.  
Boston Financial & Equity Corp. National Machine Tool Financial Corporation  

(click on ad to learn more)
(Leasing News provides this ad "gratis" as a means to help support the growth of Lease Police)



Leasing Industry Influence-Two New Nominees

"Influential" as "a person whose actions and opinions strongly influence the course of events" {Online Dictionary}. They must be alive, and do not need to be active any longer in the leasing or finance industry.

Send nominations to:

New nominees to appear in the next list:

Lisa A, Levine, CAE--Executive Director of the Equipment Leasing & Finance Foundation, who has continually attracted an active board of trustees, as well as conducting and commissioning " credible, unbiased future-focused research about the equipment lease financing industry. To date, the Foundation has funded more than $1.6 million in research grants." The Journal of Equipment Lease Financing, published three times a year

Mr. Terry Winders, CLP---He writes the column Leasing #102 every week since 2006, which I never miss for the information that it provides, always topical. The column states he has been a teacher, consultant, expert witness for the leasing industry for thirty years. He has given seminars for the Equipment Finance and Leasing Association for years, as well as other groups, including the Certified Leasing Professional Foundation. I could not find a biography, but he definitely has been an influence on keeping my staff abreast on leasing and financing in's and outs and how it affects my company.

June 5 List:

Jim Adler
Sudhir P. Amembal
A.J. Batt
Joe Bonnano, CLP
Bernie Boettigheimer, CLP
Clark Covert
John C. Deane
Thomas Depping
Michael J. Fleming
Al Gamper, Jr.
Bruce Kropschot
John Kruse
Paul A. Larkins
Elaine Litwer
Charlie Lester
Barry Marks

Dan Michalek
Jim Merrilees, CLP
Paul Menzel, CLP
Ben Millerbis, CLP/Brad Peterson, CLP
Alan J. Mogol
Ned Mundell
Deborah Monosson
David Murray
Walter Rabin
Jim Renner
Gary Shivers
Robert W. Stubbs
Ron Wagner, CLP
Paul Weiss
David Wiener
Joe Woodley, CLP



Classified Ads---Help Wanted


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Enjoy international financing programs?
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Leasing 102
by Mr. Terry Winders, CLP

Accounting Discussion Paper- Act Now!!!

Written comments on the "discussion Paper should be addressed to: Technical Director. File Reference No. 1680-100 by July 17, 2009. You need to encourage your CPA, accounting firm or interested parties to respond quickly to this document. After reading it, I can tell you that if it continues, and is enacted, all leases will be on the balance sheet and the benefits of operating leases will cease to exist. You need to act now!

Many lessor's think the value of operating leases was the off balance sheet nature of the requirements, when in fact many lessees were attracted to the ability to charge the rent expense, as it occurred, as it was paid. This was a form of margin control for small businesses because they could establish an irregular rent to match their actual use, and seasonality, to the revenue the equipment generated. Their books then reflected the actual cost next to the actual revenue so they could see a true margin instead of an accounting mirage.

Accounting usually requires a straight line approach to the expensing of depreciation. Depreciation occurs in accounting to establish income that can be used at a later time to replace worn out equipment. No one disputes the need to do this but it does not match the reality of placing the expense in the same time period as the revenue to protect and discover a true return on the equipment use. How many times have we heard the company looked fine on paper but went bankrupt? Small business needed the help of operating leasing to understand and control margin to properly price their wares.

Also, I think the board does not understand the true nature of the term "non-cancelable". It means the Lessor has the power to request the remaining rent payments as an early termination requirement plus the return of the equipment. The board wants to discount the rent payments and place the discounted amount on the balance sheet to represent the "proper asset and liability amounts". In fact, the actual liability is the total rent, due to the non-cancelability and according to the new thought on "use value" the true asset is the same amount. I know that there are many among us that believe putting the actual amount of the rent on the balance sheet as an asset and a liability would hurt the industry however making us look like loans will clearly do it quicker. Regardless of your option if you just sit idly by and let this happen, leasing as we know it, will be cut to a fraction of our former glory.

We must remember that Tax law, and Article 2A have not changed and there is no movement for any future changes to this set of requirements. A true legal or tax lease will soon look like a loan for accounting purposes so there will be a lot of confusion with lessees. May be the answer lies in shorter term leases and residuals. One of the problems faced by the accounting board is the large number of leases that are disguised conditional sales contracts. We also have moved away from taking realistic residuals because we have been dependent on financial institutions for funding. There should be a clearer division between a lease and a loan so proper accounting can reflect the true nature of our lease product. I for one suggest that we require a minimum residual as a requirement for lease accounting so a clear equipment risk exist and the accounting profession would have something to sink its teeth into for allowing operating leases to expense rent as it occurs.

Whatever your thoughts please mount an offensive and sent comments to the accounting board in the next couple of weeks or prepare for a major reduction in true lease business. Be part of our salvation and not part of our funeral.

The Accounting Discussion Paper--Part 1

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666. He invites your questions and queries.

Previous #102 Columns:



Leasing News Top Stories--June 1-June 5

Here are the top ten stories opened by readers:

(1) Vision Capital Ceases Operation

(2) John Otto letter to Investors on HL Leasing

(3) (You gotta read this one!)

(4) Top 25 Most Influential Leasing People-June 3

(5) Top 25 Most Influential Leasing People-June 1

(6) HL Leasing Blog discovers UCC's
by Christopher Menkin

(7) Leasing Industry Influence-full list/June 5

(8) Correction---CLP Circular

(9) Remembering Leah Marks-Wear your Seatbelt

(10) What happens to my GM warranty in BK





Bank Beat--#37/Major Loss to Community Banks

Bank of Lincolnwood, Lincolnwood, Illinois became the 37th bank to fail this year with Republic Bank of Chicago, Oak Brook, Illinois, to assume all of the deposits of Bank of Lincolnwood, and the two bank branches to open under their name.

As of May 26, 2009, Bank of Lincolnwood had total assets of approximately $214 million and total deposits of $202 million. Republic Bank of Chicago agreed to purchase approximately $162 million in assets. The FDIC will retain the remaining assets for later disposition. As of May 26, 2009, Bank of Lincolnwood had total assets of approximately $214 million and total deposits of $202 million. Republic Bank of Chicago agreed to purchase approximately $162 million in assets. The FDIC will retain the remaining assets for later disposition. Bank of Lincolnwood was the sixth Illinois bank to be closed this year.

A major blow to the small bank industry, Silverton Bank, Atlanta, Georgia, taken over by the FDIC on May 1, the FDIC declares they will now shut down. There were several buyers interested, but the FDIC believes it will save more money by shutting the "wholesale" bank down.

"We will ensure that sufficient time is given to smoothly transition correspondent banking services to other providers," FDIC spokesman Andrew Gray said in a statement.

Founded in 1986, Silverton Bank did not take deposits directly from the general public nor did it make loans to consumers. It was a wholesale commercial bank that provided correspondent banking services to its client banks, serving 1,500 small banks in 44 states and operated six regional offices.

The bank grew largely on providing lines of credit and other services to banks, but also by selling customers so-called loan participations, or pieces of larger loans parceled out into smaller chunks. Loan participations allow small banks in deposit-rich, loan-poor areas to grow by buying into loans from other areas. It provided a variety of services for its clients, including credit card operations, clearing accounts, investments, consulting, purchasing loans, and selling loan participations. Since the FDIC created a new bank to take over the operations of Silverton Bank, there is not expected to be any meaningful impact on the bank's clients.

Silverton was cooperatively owned by community banks throughout the Southeast. The bank was heavily invested in loans to real estate developments in Florida, Georgia, plus other parts of the Southeast.

At the time of its closing, Silverton Bank had approximately $4.1 billion in assets and $3.3 billion in deposits, all of which are expected to be within the FDIC's insurance limits.

The FDIC estimates that the cost to the Deposit Insurance Fund will be in excess of $1.3 billion.

Ken Lewis days as CEO of Bank of America appear numbered, He lost his second long time director when O. Temple Sloan retired after 13 years the week before, and earlier Meredith Spangler, a large shareholder who had been a director for two decades. This last week Chief Risk Officer Amy Woods Brinkley replaced Gregory L. Curl, a three-decade bank veteran who helped Lewis arrange acquisitions including Countrywide Financial Corp. Replacing the two other directors were ex-Federal Reserve Board Governor Susan Bies,62, and Donald Powell,67, former chairman of the Federal Deposit Insurance Corp. It is reported Lewis had a strong vote in selecting two new board members: William Boardman, 67, a retired executive of Bank One Corp. and Visa International Inc.; and D. Paul Jones, 66, who was CEO of Compass Bancshares Inc., Charlotte, North Carolina.

Bank of America Chairman Walter E. Massey promised to reconstitute the board in April after stockholders voted to oust Lewis as chairman and said he would consider directors with financial service backgrounds.

List of Bank Failures:



Not Money, Your Visit Counts: Animal Rescue

The Animal Rescue Site is having trouble getting enough people to click on it daily so they can meet their quota of getting free food donated every day to abused and neglected animals. It takes less than a minute (about 15 seconds) to go to their site and click on the purple box 'fund food for animals for free'. This doesn't cost you a thing.

Their corporate sponsors/advertisers use the number of daily visits to donate food to abandoned/neglected animals in exchange for advertising.

Here's the web site! Please pass it along to people you know.



An Advertising Campaign Works on Leasing News

Most of the banner ads that you see on Leasing News are from advertisers who sign up for a six month or one year lease banner contract. It is not only to get the discount,
but to make a campaign.

Several have been advertising for several years because the banner ads get them results, attention for the company and services, and what they are seeking.

The editor tries to place banner ads where they will be read by those the advertisers want to reach, rather than placed at random. News stories that will have an “ill” effect are avoided as best as possible. Often it is the position of the banner ad that attracts more response.

To learn more, send an email with the most convenient time to speak with you about what banner ads can do for your company on Leasing News.




Classified ads-Software

Software: Edmonds, WA
Preferred Broker Solutions offers software support (also custom templates & reports) for the System 1 and CapitalStream Advantage products. Ask about our Web Application interface.

Leasing Industry Outsourcing (Providing Services and Products)

All "Outsourcing" Classified ads (advertisers are both requested and responsible to keep their free ads up to date:

How to Post a free "Outsourcing" classified ad:



#### Press Release ###########################

(Déjà Vu-TimePayment to Offer Software/Service Leases)

(Lease 360 virtual tour camera, complete with software, website and marketing support programs, guaranteed territory---does this sound familiar? Oh, boy!!! editor)

Small Ticket Financing Now Available for REALTORS, Brokers, 360 Photographers

Voyager International is now able to offer low monthly financing on any real estate marketing dream system, 360 virtual tour cameras or custom lead management software package.

Santa Fe, NM - Today Voyager announced their partnership with Time Payment Corp. "This allows us to offer so many financing options to customers we had to once turn away," says Bart Wilson, Chief Marketing Officer at Voyager.

"There's a lot of people who have been pink slipped and right now, these same people want to get into a small business that can start generating money right away.

We've had many calls from would be customers asking if we could finance a turnkey 360 virtual tour camera, complete with software, website and marketing support programs within a protected territory. Up until last week, we were not able to offer an affordable solution. We can now thanks to Time Payment Corp."

"We're excited to be working with Voyager International," says Jon McBride Business Development Manager at Time Payment Corp. "We offer flexible financing arrangements with several levels of credit for consumer or company leases."

Time Payment Corporation focuses on providing financial solutions for micro-ticket transactions, or equipment ranging from $500 to $25,000. Most other leasing companies simply won't consider Micro-ticket leasing because they are focused on more expensive equipment transactions.

"We're pleased that we can now offer leasing services to our clients which will be valuable to entrepreneurs starting up their own 360 virtual tour business or for a real estate broker who simply wants a customized real estate marketing system and wants a low, affordable, monthly payment," says William Barrett, CFO at Voyager.

"Thanks to Time Payment Corp, we're finally able to offer any of our Do It Yourself virtual tours kits bundled with a custom IDX, broker agent website and one of our lead management packages. They come complete with a year's worth of training, hosting and VIP support," adds Bart Wilson.

For details, call Bart Wilson in their Santa Fe office at 866-902-3600 or visit their website at

About Voyager International Voyager has been the leading source of virtual tour camera kits, virtual tour hosting and ad agency marketing - advertising services which is what keeps our clients at the very top of the real estate food chain. Our work has been favorably reviewed by Inman, the Wall Street Journal, Business Week and ABC's Nightline. We own and operate the first Open MLS International real estate portal ( that is 100% free from MLS politics and generates more than 82,000 fee-free leads a month for our subscribers.

Established in 1997, Voyager is a privately held corporation with headquarters in Santa Fe, NM and has offices and affiliates in Canada, the United Kingdom and Dubai. Voyager begins franchising in late 2009.

About Time Payment Corp. Time Payment Corporation provides small ticket financing to small and large businesses so they in turn can better serve their customers with affordable and flexible leasing programs. Time Payment Corp uses their own Credit scoring system so they can approve startup businesses with no credit and those with challenging credit situations.

For more information contact Jon McBride at

### Press Release ##########################



### Press Release ############################

(New Portfolio Risk Group at Announces the Formation of its Portfolio Risk Management Group Lead by Mr. Stephen Smith

SALT LAKE CITY,, the leading provider of independent inspections and verifications for finance companies, banks, and manufacturers, announces the formation of its Portfolio Risk Management Group which will be lead by Mr. Stephen Smith. "Since acquiring the company last November, we have wanted to expand our services beyond the traditional inspections and business verifications. We are pleased Stephen has joined us," said Mr. Lindsay Jones,'s CEO.

In today's challenging economic times, independent leasing companies and leasing divisions of small and regional banks cannot justify the expense of a full-time, experienced portfolio manager. In many cases the portfolio managers have been terminated to reduce costs, leaving senior management, or whoever is left, to deal with the end-of-term negotiations, collections, and workouts. It is a natural progression for these companies to outsource these functions to professional, experienced portfolio managers on a negotiated fee basis, reducing collection time and maximizing asset values.

"LeaseInspection can now provide these resources," said Steve Smith, a 20 year veteran in equipment financing and portfolio management. "We see a natural synergy between the inspection business and all functions of portfolio management - valuation and remarketing, for example. Most funding sources typically inspect collateral pre-funding. However, many do not inspect the collateral during the term of the lease or loan nor at the end of the agreement - probably the most critical time to understand the collateral's condition."

Smith says, "Look at the photos on the portfolio risk management page of our website. I personally witnessed something similar at a Washington D.C. law firm. In these days of greater due diligence, more stringent credit policies and maximizing portfolio values, inspections of collateral on a regular basis should be a key policy mandated for all lenders to preserve their assets."

Stephen Smith has experience in the equipment financing industry both here and abroad. He has extensive experience in portfolio management, credit workouts, and collections, including responsibility for a $1 billion bank portfolio, and will bring these skills to bear on all your challenging collections, workouts and buyouts.

Stephen Smith (801) 523-8449

### Press Release ############################



News Briefs----

N. Korea Sentences 2 U.S. Journalists to 12 Years of Hard Labor

Toyota to lease 500 plug-in hybrids in Japan, U.S., Europe

World's Airlines to Lose $9 billion in 2009

Las Vegas gaming revenues dip 15.8%

"Billy Elliot" winning best musical



You May have Missed---

Treasury Details Program to Buy Toxic Assets
"Green Shoots?" Where?



Sports Briefs----

Lakers Slip Past Magic in a Tense Thriller

Tiger's final-round 65 helps him rally for victory at Memorial



California Nuts Briefs---

Schwarzenegger suggests state consider flat tax

Two-thirds vote not there for raising taxes



“Gimme that Wine”

$10,000 to Twitter about wine? It's a 'Really Goode Job',1,7312662.story

Napa winery gets help from an `insider'

Wine Prices by vintage
US/International Wine Events
Winery Atlas\
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Today's Top Event in History

1867- The birthday of perhaps the greatest American architect Frank Lloyd Wright, born at Richland Center, WI. In his autobiography Wright wrote: "No house should ever be on any hill or on anything. It should be of the hill, belonging to it, so hill and house could live together each the happier for the other." Wright died at Phoenix, AZ, April 9, 1959.


This Day in American History

    1670- A Virginia slavery act decreed that slaves who had become Christians before their importation were not liable to lifelong servitude. This law reflected the moral concern felt in America over the enslavement of Christians.
    1697- The husband of Hannah Duston was awarded the sum of 25 pounds (equivalent to today dollar about $10,000) for her heroic efforts, the first public award to a woman in America. On March 16 of the same year, in an attack on Haverhill, Massachusetts, Indians captured Hannah Duston and killed her baby, killing or capturing 39 others in addition. After being taken to an Indian camp, she escaped on April 29 after killing 10 Indians with a tomahawk and scalping them as proof of her deed.
    1786-The first ice cream to be made commercially was sold by Mr. Hall of 76 Chatham Street (now Park Row), New York City, who advertised its sale.
    1789- James Madison proposed the Bill of Rights, which led to the first 10 amendments of the U.S. Constitution.
    1816- Mary Lucinda Bonney birthday; educator and reformer who organized and headed a successful women's school in Philadelphia as well as the Central Indian Committee which campaigned for the U.S. to honor its Indian treaties. Under her leadership, the plan to allot land to individual Indians was developed and approved by Congress.
    1851-The "Alta" published a proposal for a citizens committee of safety following an outbreak of lawlessness and arson.
    1852-Chinese laborers on the three-story granite Parrott Building, first fireproof structure in town, went on strike in 1852, demanding more pay; since only they could read the characters on the building's granite blocks, which had been cut, dressed, and numbered in China, they got it.
    1861-Tennessee seceded from the Union in a two to one vote in the state.
(lower half of: )
    1862- The Army of the Potomac defeats Confederate forces at Battle of Cross Keys, Virginia.
    1863 - Residents of Vicksburg flee into caves as General Ulysses S. Grant's army begins shelling the town.
    1867- The birthday of perhaps the greatest American architect Frank Lloyd Wright, born at Richland Center, WI. In his autobiography Wright wrote: "No house should ever be on any hill or on anything. It should be of the hill, belonging to it, so hill and house could live together each the happier for the other." Wright died at Phoenix, AZ, April 9, 1959.
    1869- Ives W. McGaffey of Chicago, Illinois obtained a patent on a "sweeping machine," a light hand-powered suction device for surface cleaning. Although he did not coin the word "Vacuum Cleaner," he is credited with its invention. Melville Reuben Bissell of Grand Rapids, MI, in 1876 received a patent on a "broom action: variable pressure sweeper, responsive to different grades of floor covering. The first vacuum cleaner driven by a motor was invented by John S. Thurman of the General Compressed Air and Vacuum Machinery Company, St. Louis, MO, in 1899 for a "pneumatic carpet renovator." Vacuum Cleaner came into the American language as a shorter name of maker, it was a "Vacuum" cleaner.
    1869-Pioneer Japanese immigrants establish a tea & silk farm colony at Gold Hill, California. Americans of Japanese ancestry (Nisei) lived in this country & struggled courageously for freedom & equality. This heritage was attacked following Pearl Harbor as they were shipped off to concentration camps & their homes, businesses, & property stolen from them.
    1893-Birthday of Dorothy Deming, author of the Penny Marsh books on nursing as a career.
    1906-Pianist Frank "Sweet" Williams
    1906-Birthday of guitarist Willie Morris, Bolton, MS. Boogie-woogie piano player with a distinctive blues shouting style that was reportedly unforgettable.
    1906-Birthday of Pianist Billie Pierce, known best for performing with DeDe Pierce, born Marianna, Florida
    1907-Birthday of Billie Pierce - U.S. boogie-woogie piano player with a distinctive blues shouting style that was unforgettable.
    1916- Birthday of Canadian trumpeter and bandleader Johnny Holmes, in Montreal.
    1917-Birthday of Byron Raymond (Whizzer) White, Retired associate justice of the Supreme Court of the US, nominated by President Kennedy Apr 3, 1962. (Oath of office, Apr 16, 1962.) and former football player. Justice White was born at Fort Collins, CO.
    1921-Birthday of Alexis Smith - U.S. actress who starred with many of Hollywood's most sought-after leading men including Cary Grant, Clark Gable, and Errol Flynn in the 1940s and 50s. She won a Tony in 1972 for her sensational performance as the cynical and aging former showgirl in Follies. She was the patron for U.S. novelist Rita Mae Brown.
    1925-Birthday of Barbara Pierce Bush, former First Lady, born Rye, NY.
    1936-Birthday of actor-singer James Darren, born Philadelphia, PA
    1937 -- Eight-and-one-half-foot giant Calla Lily blooms, New York Botanical Gardens.
    1939-Soprano saxophone player Sidney Bechet records "Summertime," (Blue Note 6)
    1940-Birthday of singer Nancy Sinatra, born Jersey City, NJ, graduate of University High School in West Los Angeles. After forming an association with producer Lee Hazelwood, she made number one on the Billboard Hot 100 in 1966 with "These Boots Are Made for Walkin'." Nancy Sinatra also had several hit duets with Hazelwood, and one with her father, "Somethin' Stupid," in 1967.
    1940-Neptunium(Element 93, Symbol Np, Atomic weight 237) was created at the University of California at Berkeley, CA, by Edwin Mattison McMillan and Philip Hauge Abelson. Their announcement was made this day. Neptunium was the first element created that was heavier than uranium, the heaviest naturally occurring element.
    1942- Chuck Negron, lead vocalist for Three Dog Night, was born in New York City. Three Dog Night, formed in Los Angeles in 1968, became one of the most commercially successful American rock bands of the 1970's. Negron had been a session vocalist before he was recruited by group founder Danny Hutton. Three Dog Night's first album in 1969 yielded a million-seller, "One," and after that they were seldom absent from the charts. Among their other hits were "Easy to Be Hard," "Joy to the World" and "An Old-Fashioned Love Song." The group also had a number of best-selling albums. Three Dog Night's commercial magic had waned by 1975, and the group gradually broke up. The three original vocalists of Three Dog Night - Chuck Negron, Danny Hutton and Cory Wells - reunited in 1981.
    1944-Birthday of Boz Scaggs, singer, musician, songwriter (Silk Degress, Middle Man), born Dallas, TX, Following two albums with the Steve Miller Band in the late 1960's, he spent nearly a decade trying to make it as a solo act. Scaggs finally made it in 1976 with the album "Silk Degrees," which sold five-million copies. A single from the LP, "Lowdown," made it to number three on the Hot 100.
    1944-*PEREGORY, FRANK D. Medal of Honor Rank and organization: Technical Sergeant, U.S. Army, Company K 116th Infantry, 29th Infantry Division. Place and date: Grandcampe France, 8 June 1944. Entered service at: Charlottesville, Va. Born. 10 April 1915, Esmont, Va. G.O. No.: 43, 30 May 1945. Citation: On 8 June 1944, the 3d Battalion of the 116th Infantry was advancing on the strongly held German defenses at Grandcampe, France, when the leading elements were suddenly halted by decimating machinegun fire from a firmly entrenched enemy force on the high ground overlooking the town. After numerous attempts to neutralize the enemy position by supporting artillery and tank fire had proved ineffective, T/Sgt. Peregory, on his own initiative, advanced up the hill under withering fire, and worked his way to the crest where he discovered an entrenchment leading to the main enemy fortifications 200 yards away. Without hesitating, he leaped into the trench and moved toward the emplacement. Encountering a squad of enemy riflemen, he fearlessly attacked them with hand grenades and bayonet, killed 8 and forced 3 to surrender. Continuing along the trench, he single-handedly forced the surrender of 32 more riflemen, captured the machine gunners, and opened the way for the leading elements of the battalion to advance and secure its objective. The extraordinary gallantry and aggressiveness displayed by T/Sgt. Peregory are exemplary of the highest tradition of the armed forces. 1945--*LESTER, FRED FAULKNER Medal of Honor Rank and organization: Hospital Apprentice First Class, U.S. Navy. Born: 29 April 1926, Downers Grove, Ill. Accredited to: Illinois. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a Medical Corpsman with an Assault Rifle Platoon, attached to the 1st Battalion, 22d Marines, 6th Marine Division, during action against enemy Japanese forces on Okinawa Shima in the Ryukyu Chain, 8 June 1945. Quick to spot a wounded marine Iying in an open field beyond the front lines following the relentless assault against a strategic Japanese hill position, Lester unhesitatingly crawled toward the casualty under a concentrated barrage from hostile machineguns, rifles, and grenades. Torn by enemy rifle bullets as he inched forward, he stoically disregarded the mounting fury of Japanese fire and his own pain to pull the wounded man toward a covered position. Struck by enemy fire a second time before he reached cover, he exerted tremendous effort and succeeded in pulling his comrade to safety where, too seriously wounded himself to administer aid, he instructed 2 of his squad in proper medical treatment of the rescued marine. Realizing that his own wounds were fatal, he staunchly refused medical attention for himself and, gathering his fast-waning strength with calm determination, coolly and expertly directed his men in the treatment of 2 other wounded marines, succumbing shortly thereafter. Completely selfless in his concern for the welfare of his fighting comrades, Lester, by his indomitable spirit, outstanding valor, and competent direction of others, had saved the life of 1 who otherwise must have perished and had contributed to the safety of countless others. Lester's fortitude in the face of certain death sustains and enhances the highest traditions of the U.S. Naval Service. He gallantly gave his life for his country.
    1947-Birthday of detective writer Sara Paretskey, (Killing Orders, Burn Marks), born Ames, IA. Best known as the author of the Chicago- based detective series featuring the opera singing, liberal feminist, Victoria Warshawski who lacks house cleaning and cooking abilities, but is "hard boiled."
    1946-Harmonica player, composer, band leader James Harman birthday, born Anniston, AL.
    1947- Birthday of Sara Paretsky - author of the Chicago- based "hard boiled" detective series featuring, V.I. Warshawski, a female.
    1948-The first commissioned officer in the Marine Corps who was African American was John Earl Rudder, a midshipman in the regularly Naval Reserve Officers' Training Corps at Purdue University, Lafayette, IN, who was commissioned as a second lieutenant. He had served as an enlisted man in the Marine Corps Reserve from July 24, 1943 to June 26, 1946.
    1948 - Milton Berle starred on the "Texaco Star Theatre." He soon earned the nickname "Mr. Television", and he continued to be America's top TV comedian until 1956. In 1948, only about one percent of America's homes had TV. However, by 1956, thanks in large part to Berle, the percentage was much higher. When Berle was on, theatres often closed and neighborhood taverns noted a big decrease in business.
    1950 - The Boston Red Sox defeated the St. Louis Browns, 19-4. It was a one game baseball record for scoring. Al Zarilla of the Sox scored four doubles in the game.
    1951----Top Hits
Too Young - Nat King Cole
On Top of Old Smokey - The Weavers (vocal: Terry Gilkyson)
How High the Moon - Les Paul & Mary Ford
I Want to Be with You Always - Lefty Frizzell

    1951-Birthday of rock singer Bonnie Tyler, born Gaynor Hopkins in Skewen, near Swansea, South Wales.
    1953 - The U.S. Supreme Court ruled that restaurants in the District of Columbia could not refuse to serve blacks.
    1953 -A 1/2 mile wide tornado struck Flint, Michigan. 115 people were killed making it the worst tornado in the state's history. This tornado, rated F5 on the Fujita scale, was the last single tornado in the U.S. to kill over 100 people.
    1953 - Bonnie Tyler (Gaynor Hopkins) is born in Skewen, Wales. Her biggest hit is the million-selling ``Total Eclipse of the Heart'' in 1983. The single tops Billboard's Hot 100 for four weeks.
    1957-Birthday of Scott Adams, cartoonist, creator of "Dilbert," born Windham, NY.
    1959----Top Hits
Dream Lover - Bobby Darin
Personality - Lloyd Price
Quiet Village - Martin Denny
The Battle of New Orleans - Johnny Horton
    1961 - A major league baseball record was set when four Milwaukee Braves batters hit consecutive home runs in the game's seventh inning. They were playing against the Cincinnati Reds.
    1961-Elvis Presley's seventh film, "Wild in the Country" premiers.
    1962-Birthday of Nick Rhodes of Duran Duran who was born Nicholas James Bates.
    1963--The Essex release "Easier Said Than Done", a song that will climb to #1 on both the US Pop and R&B charts.
    1963--The Crystals' "Da Doo Ron Ron" peaks at #3 on the Billboard Pop chart. The effort is the brain child of Phil Spector, who uses a multi-track recording system to build the song layer upon layer to achieve a result that will become known as a "wall of sound". Backing musicians include Glen Campbell on guitar, Hal Blain on drums, Leon Russell on piano and Nino Tempo on sax.
    1965 - President Johnson authorizes commanders in Vietnam to commit U.S. ground forces to combat.
    1966- Merle James Smith, Jr. of Baltimore, MD, part of the class of 113 cadets who were graduated this day, became the first Coast Guard Academy graduate who was African-American. The ceremony was held at Jones Field, New London, CT. His commission was presented to him by his father, a colonel in the regular army.
    1966 - A tornado ripped right through the heart of the capitol city of Topeka KS killing sixteen persons and causing 100 million dollars damage. The tornado, which struck during the evening, cut a swath of near total destruction eight miles long and four blocks wide. It was the most destructive tornado of record up until that time.
    1966-The group, The Essex releases "Easier Said than Done". It climbs to #1 on both the pop and R&B charts.
    1966 - The Elvis Presley film ``Paradise Hawaiian Style'' premieres.
    1967----Top Hits
Respect - Aretha Franklin
Release Me (And Let Me Love Again) - Engelbert Humperdinck
Croquet Alley - The Mamas & the Papas
It's Such a Pretty World Today - Wynn Stewart
    1967-Attack on the USS Liberty. At 2 PM local time, the unescorted US intelligence ship USS Liberty, sailing in international waters off the Egyptian coast, was attacked without warning by Israeli jet planes and three Israeli torpedo boats. She was strafed and hit repeatedly by rockets, cannon, napalm and finally a torpedo. Casualties: out of a crew of 294 Americans, there were 34 dead and 171 wounded. Israel apologized, claiming mistaken identity, but surviving crew members charged deliberate attack by Israel and cover-up by US authorities.
    1968- The Rolling Stones release "Jumpin' Jack Flash."
    1968 - Don Drysdale, pitcher for LA Dodgers, lost his major league streak of scoreless innings pitched, when it was stopped at 58-2/3 by Howie Bedell, of the Philadelphia Phillies, who hit a sacrifice fly in the fifth inning. The Dodgers did beat the Phillies 5-3 that day. Until 1987, Drysdale's record stood, when it was broken by Orel Hersheiser, also of the Dodgers, at that time. During a meeting on Midway Island in the Pacific, US President Richard M. Nixon and South Vietnamese President Nguyen Van Thieu announce the imminent withdrawal of 25,000 US troops from Vietnam, and emphasize that all remaining US grounds troops will eventually be replaced by South Vietnamese forces. In 1961, US President John F. Kennedy had sent the first large force of US military personnel to Vietnam to bolster the ineffectual autocratic regime of South Vietnam against the Communist North. Three years later, with the South Vietnamese government crumbling, President Lyndon B. Johnson ordered limited bombing raids on North Vietnam and Congress authorized the use of US troops. By 1965, North Vietnamese offensives left President Johnson with two choices: escalate US involvement or withdraw. Johnson ordered the former, and troop levels soon jumped to over 300'000 as US air forces commenced the largest bombing campaign in history. Over the next few years, the extended length of the war, the high number of US casualties, and the exposure of US involvement in war crimes such as the massacre at My Lai helped to turn many in the United States against the Vietnam War, and created a perilous national division. In the spring of 1969, as protests in the United States against the war escalated, US troop strength in the war-torn country reached its peak at nearly 550'000. In June, Richard Nixon, the new US president, announced the beginning of US troop withdrawal, but intensified bombing in an effort to salvage the embattled war effort. Large US troop withdrawals continued in the early 1970s, but President Nixon expanded air and ground operations into Cambodia and Laos in attempts to block enemy supply routes along Vietnam's borders. This expansion of the war, which accomplished few positive results, led to new waves of protests in the United States and elsewhere. Finally, in 1973, representatives of the United States, North and South Vietnam, and the Vietcong signed a peace agreement in Paris, ending the US military involvement in the Vietnam War. By the end of 1973, the US contingent in Vietnam had shrunk to only fifty military advisors. On 30 April 1975, the last of these and other US nationals were airlifted out of Vietnam as Communist forces launched their final triumphant offensive into South Vietnam. The Vietnam War was the longest and most unpopular foreign war in US history, cost fifty-eight thousand American lives, many more lives of Vietnamese soldiers from both North and South, uncounted lives of Vietnamese civilians, and long-lasting damage to the environment in Vietnam.
    1969-New York Yankees honored Mickey Mantle by retiring his number 7 in a ceremony preceding a double-header against the Chicago White Sox. 60,096 fans came out to salute Mantle and to watch the Yankees sweep the Sox, 3-1 and 11-2. The Yankees have retired 12 numbers in all, more than any other baseball team.
    1970 - No. 1 Billboard Pop Hit: ``Long and Winding Road,'' The Beatles.
    1973 - After quarterbacking for the Baltimore colts for 16 of the NFL's most exciting season ever, Johnny Unitas signed a two-year contract to finish out his football career with the San Diego Chargers.
    1974 - Severe thunderstorms spawned at least twenty-three tornadoes in Oklahoma during the afternoon and evening hours. One of the tornadoes struck the town Drumright killing sixteen persons and injuring 150 others. A tornado struck the National Weather Service office in Oklahoma City, and two tornadoes hit the city of Tulsa. Thunderstorms in Tulsa also produced as much as ten inches of rain. Total damage from the storms was around thirty million dollars. It was the worst natural disaster of record for Tulsa.
    1974-Paul McCartney and Wings had the top spot on the Billboard singles chart with "Band On The Run", a song on which Paul played bass, guitar and drums.
    1975----Top Hits
Thank God I'm a Country Boy - John Denver
Sister Golden Hair - America
Bad Time - Grand Funk
Window Up Above - Mickey Gilley
    1978-- Through the voice of its president Spencer W. Kimball, the Mormon Church reversed a 148-year- long policy of spiritual discrimination against African- American leadership within the denomination. The declaration extended priesthood and temple blessings to all worthy male members of the Church The Mormon attitude about Black church members is little understood outside their church, but here is a site chronically a group trying to bring "fair" information concerning the LDS.
The Official Decision as recorded by the
About this site:
    1982- A re-united Simon & Garfunkel leave for a nine date European tour starting at the Hippodrome d'Auteuil in Paris. It ends June 19th in London.
    1983----Top Hits
Flashdance...What a Feeling - Irene Cara
Overkill - Men at Work
Time (Clock of the Heart) - Culture Club
Lucille (You Won't Do Your Daddy's Will) - Waylon Jennings
    1986- In the longest nine inning game in American League history, the Orioles beat the Yankees 18-9 in four hours and sixteen minutes.
    1986 - No. 1 Billboard Pop Hit: ``On My Own,'' Patti LaBelle & Michael McDonald.
    1988 - Overnight thunderstorms in Iowa produced 5.20 inches of rain at Coon Rapids. Thunderstorms in the Florida Keys drenched Tavernier with 7.16 inches of rain in 24 hours. Eleven cities in the central U.S. reported record high temperatures for the date.
    1989- After the Pirates take a 10-0 lead in Philadelphia by sending 16 batters to the plate in the first inning, Pirate broadcaster Jim Rooker announces if the Bucs lose the game he'll walk back to Pittsburgh. True to his word, the radio by-by-play man organizes a charity walk from Philadelphia to Pittsburgh after the season as a result of the Phillies comeback win over the Pirates, 15-11.
    1989 - Thunderstorms produced severe weather over the Central Gulf Coast Region during the day and evening. Severe thunderstorms spawned 17 tornadoes, including one which injured ten persons and caused a million dollars damage at Orange Beach, AL. Thunderstorm winds gusting to 90 mph killed three persons and injured four others at Mobile AL. Thunderstorms also deluged Walnut Hill and Avalon Beach, FL, with eight inches of rain.
    1990 - CDR Rosemary Mariner becomes first Navy women to command fleet jet aircraft squadron.
    1991 - General Norman Schwarzkopf, commander of Allied forces in Operation "Desert Storm" leads the National Victory Parade up Pennsylvania Avenue past the reviewing stand holding President George H.W. Bush and other dignitaries in the first such military parade held in the nation's capital since the end of World War I. Among the contingents of military units are composite battalions of Air and Army Guard personnel who served in theater.
    1991----Top Hits
More Than Words - Extreme
I Wanna Sex You Up - Color Me Badd
Rush, Rush - Paula Abdul
Meet in the Middle - Diamond Rio
    1991--Paula Abdul started a two-week run at #1 on the US album chart with "Spellbound".
    1991- Bruce Springsteen married longtime girlfriend Patti Scialfa in a private ceremony at the couple's mansion in Beverly Hills, California. Bob Dylan was among the guests. It was the second marriage for Springsteen, who divorced model Julianne Phillips in 1988, and the first for Scialfa, who used to sing in Springsteen's E Street Band.
    1998 - Former LA Laker Earvin "Magic" Johnson's new late-night talk show averaged a 3 Nielsen rating in its opening night in 40 major cities. It dropped to a 2.1 rating the next two nights, and was soon cancelled.
    1998 - The National Rifle Association elected Charlton Heston its president.
    2001- For the first time in major league history, the two Texan teams play one another in the regular season. The Astros beat their interstate rivals, the Rangers, 5-4 in the first game of the Lone Star Series played in Arlington, Texas.
    2004---Tampa Bay Holds Off the Flames for Its First Stanley Cup: Lightning 2, Flames 1
    2003---Billy Joel won a Tony award for the orchestration of his musical, Movin' Out.
    2005 --Going yard twice in his 4-for-4 day, Alex Rodriquez becomes the 40th and youngest big leaguer to hit 400 career home runs. On the 316th day of 29th year of his life, the Yankee superstar third baseman, who surpasses Ken Griffey Jr. for the honor, connects for a solo shot off Brewers' southpaw Jorge De La Rosa in the eighth inning for the milestone marker.
    Stanley Cup Champions this Date
Tampa Bay Lightning
NBA Finals Champion This Date
1982 Los Angeles Lakers G MVP
Los Angeles Lakers Philadelphia 76ers 4-2 Magic Johnson, L.A.
1986 Boston Celtics G MVP
Boston Celtics Houston Rockets 4-2 Larry Bird, Bos.



Baseball Poem

When I go to a Red Sox Baseball Game.(Arts and Lifestyle)

The Boston Herald; 10/13/2003; Tardiff, Nicole

Byline: Nicole Tardiff

I can't explain
the feeling I get
when I go to
a Red Sox
baseball game.

It's like this
BANG of energy that rushes through my veins.
I'm free.
The air is filled with
the spices of
hot dogs, pizza,
Fenway freshly cut grass.

I love it.
everyone is like me,
cheering on my fave
Red Sox players.
I'm not different.
I fit in.

Nicole Tardiff, 17, is a senior at Lexington High School. This poem was originally published in "2:25 P.M.," a book of poetry and prose from Lexington High School's participation in the Student Publishing Program.

Lexington's Student Publishing Program has been selected as one of the top high school writing programs in the country by Web del Sol, the largest nonprofit publisher of periodical contemporary literature in the United States.

See for more information about the Student Publishing Program and its free online literary magazine and writing resources




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