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Business Development Officer
Baltimore-Washington DC Area

Existing client base a plus, work from
corporate office as needed.
Salary plus commission structure,
benefits, expense plan.
Allan Levine 443 796 7337
Nancy Pistorio 443 796 7325
A great place to work
35 years equipment & vehicle financing full service direct funder
for small to mid-ticket transactions,
with syndication abilities for large ticket.


Monday, March 25, 2013

MAC Financial Services, Scottsdale, Arizona
 Bulletin Board Complaint
  Classified Ads---Legal
New York City Investors’ Conference Equipment Finance
 By Bruce Kropschot, The Alta Group
  ELFA-MFLI-25 Reports 20% Drop
   New Business in February
Leasing 102 by Mr. Terry Winders, CLP
 Credit Turnaround Time
  Copier Leases Got a Little Harder in California
   ---Cannon Business System Loses Appeal
    By Tom McCurnin & Kit Menkin, Editor
     Classified Ads---Help Wanted
"How do I handle 'age' in an interview?"
  Career Crossroad---By Emily Fitzpatrick/RII
   Comcast Increases Internet Speeds, Drops Prices, too
    ELFA/NAELB/NVLA Conference Up-Dates
     Cut-off Today, March 25, special NAELB rate at Tropicana
      Top Stories March 11--March 15
       (You May Have Missed)
         Classified ads— Operations/Remarketing/Repossessions
    Labrador Retriever/Golden Retriever Mix
     Scottsdale, Arizona Adopt-a-Dog
News Briefs---
 Calendar may say spring, but forecast says snow Midwest
  (75 degrees in Saratoga, Ca; enjoyed the spa late afternoon)
   Cyprus bailout: 'Draft deal reached' in Eurogroup talks
    Bell tolls on Dell foes
     10 Ways Samsung's Galaxy S4 Is Better Than The iPhone 5

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months

  You May have Missed---
   SparkPeople--Live Healthier and Longer
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      California Nuts Brief---
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MAC Financial Services, Scottsdale, Arizona
Bulletin Board Complaint

"My name is Tony Martinez Sr. I am a small business owner in Fontana, Ca... Previously I was attempting to acquire a loan from MAC financial in Scottsdale, Az. After approximately five weeks of waiting to gets loan doc’s from them I started to look elsewhere...Irvine Trailer who I was trying to buy the equipment from gave me a deadline or else they were going to release the trailers... and now they won’t refund my deposited."

T.M.T Industries, Fontana California signed a "Loan Proposal" on February 14, 2013. (1). It was for 36 payments at 6% fixed interest for $120,000 for eight 2007 trailers. It states in it: ". If the Loan is not approved in whole or in part, the money paid to MAC will be returned in its entirety."

There are many emails from Mark Cantarella of MAC Financial to Tony Martinez, Sr., showing his difficulties in getting the loan, actually saying he was unable to get a loan at the terms in the proposal, requesting to keep the $7300 for a new lease or loan, in which Mr. Martinez kept stating he wanted his deposit returned.

Leasing News was unable to reach Mr. Cantarella by telephone and what followed were a series of emails.

The proposal and complaint was sent and there were a series, asking for a comment, as he had notified Mr. Martinez he was unable to get an approval for the terms in the proposal. In addition, MAC Financial was not licensed as a California Finance Lender, which would invalidate the proposal or any loan; in addition, MAC Financial was not licensed in Arizona (2).

Mr. Cantarella was asked for a comment or statement, and replied "If you are going to quote me , allow me to review the file and I'll respond. Thanks, As far as my license and standing, my accountant handles these matters and I will discuss it with him."

There was no reply and in the course, reminded Mr. Cantarella:

"You are not licensed in California, which invalidates any contract, by the way, as well as if you are not licensed in Arizona, you have also broken the advance payment/deposit law...

"If you can't return the $7300 as one, Mr. Martinez may accept payments such as 30-60-90 and maybe even six months...I don't know.”

His reply:
"Do you really have nothing better to do? The term sheet says approved in whole or in part, which it was. The bottom line is he misrepresented the application and the transition was approved. Yes the terms were changed due ... In any event, write what you want. I don't care. Please do not contact me again"

From Leasing News:

"There is no doubt you were trying to put this together, but there is no agreement for employment or independent contractor to be paid for this effort. There is a proposal and its says if you can't meet the terms of the proposal, you will return the money.

"That you ran into difficulties, spent more time, or there are other changes, a new proposal should have been signed for any changes as the applicant wanted the original and you were trying to get something else, that he obviously did not want as it did not meet the signed proposal."

Mark Cantarella reply:
"I will ask you one last time do not contact me again. If you do I will file harassment charges."

BBB rates the company A+, although there are four complaints listed (3): "BBB found business made good faith effort to resolve complaint but customer not satisfied with business response (2 complaints)"

"MAC Financial Services, Inc. was founded by Mark Cantarella after ten years of financing and leasing experience. While working for companies such as First Sierra Financial and American Express Business Finance...MAC Financial is a member of the EAEL, UAEL & local Chamber of Commerce."

(1) Proposal (Please note: not signed by MAC Financial)

(2) All “advance fee loan brokers” must register annually with the state. Arizona Revised Statutes, sec. 06-1303-1310 (1996)
Registration process:

(3) BBB Report


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Classified Ads---Legal

(These ads are “free” to those seeking employment
or looking to improve their position)

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058; | Resume


Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:

• Contract Negotiations • Fraud Investigations 
• Credit Investigations • Skip-tracing 
• Third-party Commercial Collections
John Kenny 
Receivables Management

For flat fee or commissions basis | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



New York City Investors’ Conference Equipment Finance
By Bruce Kropschot
The Alta Group

The 12th annual Investors’ Conference on Equipment Finance was held in New York City on March 21, 2013. The conference was organized by Information Management Network (IMN) in partnership with the Equipment Leasing and Finance Association (ELFA.) The attendance of about 300 was comparable to that of last year. This conference attracts senior executives of independent equipment leasing and finance companies, funders and service providers to such companies, and organizations such as private equity firms and hedge funds that are interested in acquiring or investing in the equity or debt of equipment leasing and finance companies.

ELFA President & CEO William G. ("Woody") Sutton
(Photo: Bruce Kropschot)

The conference was kicked off by ELFA President & CEO William G. (“Woody”) Sutton whose opening remarks included a review of ELFA activities. Next came an overview of the equipment finance sector with ELFA COO Ralph Petta serving as moderator. ELFA Chairman/Huntington Equipment Finance President Rick Remiker gave an upbeat summary of current industry conditions, citing increasing equipment leasing and finance volume, modest growth in capital expenditures, reduced delinquencies and credit losses, and abundant liquidity.

ELFA COO Ralph Petta and ELFA Chairman Rick Remiker
(Photo: Bruce Kropschot)

Mr. Remiker noted that equipment leasing businesses outperformed banks during the recession, aided by better pricing and structuring. Panelist John Detweiler of Standard & Poor’s Ratings Services commented on the very high interest rate margins currently enjoyed by the industry; he expects 2013 asset backed securitizations for equipment and fleet leasing businesses to come close to last year’s $15 billion level. Detweiler also noted that the low net loss rates in 2010 – 2012 static pool vintages were even better than the very favorable loss rates experienced in 2005 – 2006 vintages.

The morning sessions concluded with a capital markets update session moderated by Wells Fargo Capital Finance EVP Andrea Petro and an investor roundtable assessing investment opportunities in the equipment finance sector moderated by LEAF Commercial Capital President Miles Herman. These sessions continued the generally upbeat attitude evident in the earlier equipment finance sector overview session. In fact, one attendee posed the question to our table at the luncheon, “If the equipment finance business is going so good, shouldn’t we start worrying?”

Moderator David D'Antonio and the panel
discussing startups and early stage finance companies.
(Photo: Bruce Kropschot)

The afternoon sessions covered risk management, transportation equipment financing, and startups and early stage finance companies. Late afternoon sessions often fall off in attendance, but the last session was well-attended with private equity investors and independent equipment leasing and finance companies seeking capital both being interested in learning more about the current investment market for companies in the sector. The panelists painted a generally positive picture of capital availability for early stage companies

The conference presenters included senior executives from the equipment finance sector, investors in equipment leasing and finance companies, and service providers to the industry. Their remarks were informative and well-received by the attendees.

The greatest value for many of the attendees was the opportunity to network. Many attendees had pre-arranged meetings to discuss equity or debt investment opportunities. The conference enables parties interested in investing in the equipment finance sector to interact with executives of many of the leading independent equipment leasing and finance companies in one location. The conference concluded with a cocktail reception, and a relatively high percentage of attendees stayed in order to continue their networking. For many of us in the capital markets sector, the Investors’ Conference is a “must go” event, and this year’s conference did not disappoint.

Bruce Kropschot, Senior Managing Director and             
Merger & Acquisition Advisory Practice Leader
The Alta Group, LLC
2352 Clearwater Run
The Villages, FL 32162
(352) 750-3588

The Alta Group is the leading provider of consulting serivces to equipment leasing and financing companies worldwide.  Kropschot Financial Services, the leading M&A advisory firm for equipment leasing and financing companies, became part of  The Alta Group in 2008.  Our combined organization has arranged over 200 mergers and acquisitions of specialty finance businesses, and we also sell equipment lease portfolios, perform business valuations and arrange debt and equity financing for our clients.  We utilize The Alta Group's worldwide resources of more than 80 equipment leasing and financing experts to better serve our Merger & Acquisition Advisory Practice clients.


ELFA-MFLI-25 Reports
20% Drop New Business in February

(Chart: Leasing News)

February became the slowest for new business in two years, falling almost 20% from January, according to the Equipment Leasing and Finance Association (ELFA) MLFI-25. February, 2012, was $5.0 billion and February, 2011 $4.1 billion. March may lower the first quarter to below 2012, a change in the trend as noted by others.

(Chart: Leasing News)

The Equipment Leasing & Finance Foundation saw a drop in the March confidence level.


Valerie Hayes Jester
President, Brandywine Capital Associates

When asked about the outlook for the future, MCI survey respondent Valerie Hayes Jester, President, Brandywine Capital Associates, Inc., said, “In the short term we see continued demand for equipment at a lessened pace than we did in the fourth quarter of 2012. Until the issues in Washington regarding the budget are resolved, we don't expect the economy to move forward at a pace that sustains strong demand for equipment acquisition.”

Paul Menzel, President, Financial Pacific

“Economic and political headwinds continue to swirl, “observed Paul Menzel, President & CEO, Financial Pacific Leasing."Small business confidence is still very cautious and wary. Are we nearing the Groundhog Day of investment rather than austerity?”

ELFA issued a press release on the MFLI-25 Report.


William Sutton, CAE,
ELFA President and CEO

“Our economic outlook said we would have a sluggish first half of the year and then a better second half,” William Sutton . “Hopefully we will pick up steam.”


Richard "Rick" Remiker,
President Huntington Equipment Finance
Chairman, ELFA

"“Creditworthy borrowers have ample access to funding, and there is a ton of liquidity in this sector," Richard J. Remiker, President of Huntington Equipment Finance and chairman of ELFA, said. "“I think that we are in an environment where [volume] is going to be a little bit up and a little bit down, until we see clarity in the economy and from Washington"

It appears business wants to move ahead, he said, "then there is something in Washington, Europe, or – this week ­– Cyprus, and the CFO says he is going to wait.”

CFO magazine reported: "Independents, captives, and financial institutions have plenty of reasons for a renewed appetite for these loans, says Remiker.

"For banks, which make up 28% of ELFA’s membership, the attraction is that an equipment finance loan is a 'fully funded asset,' says Remiker. 'All the money goes out the door.” That’s in contrast to commercial lines of credit.

LOCs are committed money on banks’ balance sheets but largely remain untapped by corporations--and thus the banks only earn interest on the money being used by the borrower.

"As a class, equipment loans can also perform better than commercial and industrial loans because of the assets they finance. 'The last thing the company is going to do is stop paying on equipment that is producing revenue or saving them money,' Remiker says.

"Equipment-loan portfolios are also performing exceedingly well, with delinquent loans (past due 30 days or more) at only 2%, according to the MLFI-25 index, and charge offs reaching historic lows at 0.4%.

'The problem loans of 2008 to 2010 have been 'flushed through the system,” Remiker points out.

"The 25 companies that make up the MLFI index represent a cross-section of equipment lenders and lessors, a market that funds about $725 billion in capital purchases yearly, says ELFA. Independent finance companies constitute half of ELFA’s membership, followed by banks (28%), and captive financing arms (18%)."

2013 2012 2011 2010
Company Type Number

Accountant 9 7 6 7
Bank 97 81 77 92
Broker/Packager 8 9 11 13
Captive 64 60 65 56
Collection Agency 5 6 11 6
Consultant 27 21 28 34
Equipment Management 48 55 51 48
Executive Recruiter 2 2 3 3
Multi-line Commercial Finance Company 54 62 69 72
Investment Bank 7 7 8 6
Insurance Company 6 4 5 7
Independent Finance Company 140 129 125 142
Law Firm 91 93 95 90
Publisher 2 2 1 1
Software Provider 23 24 26 27

583 565 582 604

1 University/government (2013 member)

Membership types

Participants in the ELFA MLFI-25:

1.ADP Credit
2.BancorpSouth Equipment Finance
3.Bank of America
4.Bank of the West
5.BB&T Bank
6.BMO Harris Equipment Finance
7.Canon Financial Services
8.Caterpillar Financial Services
10.De Lage Landen Financial Services
11.Dell Financial Services
12.EverBank Commercial Finance
13.Fifth Third Equipment Finance
14.First American Equipment Finance
15.GreatAmerica Financial Services
16.Hitachi Credit America
17.HP Financial Services
18.Huntington Equipment Finance
19.John Deere Financial
20.Key Equipment Finance
21.M&T Bank
22.Marlin Leasing
23.Merchants Capital
24.PNC Equipment Finance
25.RBS Asset Finance
26.SG Equipment Finance
27.Siemens Financial Services
28.Stearns Bank
30.Susquehanna Commercial Finance
31.US Bancorp Equipment Finance
32.Verizon Capital
33.Volvo Financial Services
34.Wells Fargo Equipment Finance


Leasing 102
by Mr. Terry Winders, CLP

Credit Turnaround Time

One of the most talked about problems by the sales force is the time it takes to get credit approval. The banter between sales and credit revolves around how much financial information is available and how much information there is on the proposed equipment. Credit feels it is asked to make a decision on just the name and address and sales feels like credit wants to know what color underwear the lessee’s wear.

The speed of the decision does rest on the quality of information received and the amount of qualification on the financials that can be done quickly. It is not uncommon for the credit department to ask for additional information which sends the sales staff into orbit.

Credit should have monthly meetings to explain not only why they need “complete” financial information but to explain the difficulty of determining cash flow and determining the lessee’s ability to pay. The sales staff needs constant training on how to ask for financial information and how to realize an obvious turn down and how to handle it.

When personal guarantees are required because of closely held ownership or lack of financial information the sales staff needs training on how to cover the additional credit requirements with the lessee.

However, I have preached on numerous occasions that leasing is a flexible form of financing “if” you know the lessee’s cash flow and financial needs. To arrange a lease with the lessee it is important to know how the lease payments fit into their expense base and when they would have the cash to make them. So, if you have arranged the lease properly, the financials must be reviewed to see how your lease terms meet the lessee’s needs which means you have most of the information that credit would require .

Remember, a lease properly made is half collected!

Generally speaking if the credit department has all the information it needs they can give a preliminary reading knowing that final approval requires a complete review and verification. This means the sales staff can give a qualified approval. The same goes for turn-downs. The faster you know rejections, the easier it is to retain the good will of vendors and lessee’s

One of the real problems with sales people that clog the credit department is the refusal to accept a turn-down and constantly arguing the merits of the transaction. Once a deal is dead--- it’s a good idea to move on.

Even if the sales team and credit group have worked together a long time, I always recommend credit meetings to foster communication with the sales staff. Both the sales staff and the credit group learn more about how they can work together to create more sales and good will.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty-five years and can be reached at or 502-649-0448

He invites your questions and queries.

Previous #102 Columns:


Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


Copier Leases Got a Little Harder in California
Cannon Business System Loses Appeal
By Tom McCurnin & Kit Menkin, Editor

Captive Lessor Tagged for Bogus Test Copies Made by Servicer.

Aryeh v. Canon Business Solutions, Inc., 55 Cal.4th 1185 (Cal. 2013).

Photocopier leases are not exciting, unless one considers the risks of litigious lessees (lawyers are one example), the risks of a manufacturer blind-siding the lessor (with discounts and promises), and the lack of any meaningful residual to be exciting. Add a layer of a razor thin IRR, and well that might be exciting to some. Me I’d rather take a trip to Iran. (Which Tom did with his wife and Iranian driver, visiting ancient sites not seen by many tourists. He has a PowerPoint of the trip. Editor)

Today’s case demonstrates how an equipment lessor can get snared by alleged illegal conduct by a bundled service contract on a copier, and how that risk cannot be quantified until many years after the lease has expired.

In this case, a captive lessor got sued for the acts of a third party servicer, got the case thrown out at the trial court level and it got affirmed on appeal. All was right with the world until the California Supreme Court decided to take the case up (they have discretionary review) last month. The California Supreme Court ruled that even though the lessee knew the servicer was cheating him over four years earlier, the unfair practice was “continuing” and therefore the lessee could make a claim against the lessor. The facts follow.

Canon Business Systems is a captive equipment lessor of copier products and leased a number of copiers to the Plaintiff, ABC Copy & Print. The lease was based on a set monthly payment on the condition that the ABC Copy & Print did not use over a ceiling number of copies per month, after which the lessor surcharged the lessee on a per-copy basis. Also included in the lease payment was a service contract.

The lessee noticed that its internal copy count (probably from a copy track machine) and the copiers’ internal meter count were at odds and the lessee started keeping a log of the excess copies in 2002. The lessee felt that the servicer was running an extraordinary amount of test copies (or ginned up the internal meter), for which the lessor surcharged the lessee. The lessor denied the charge and the lessee finally got around to commencing a lawsuit in 2008, long after the statute of limitations had expired.

Canon filed a Motion to Dismiss, claiming that the statute of limitations barred the suit, and the trial court agreed. The lessee appealed to the California Court of Appeal which affirmed. Undeterred, the lessee applied for a discretionary appeal to the California Supreme Court, claiming that the unfair conduct was “continuing” and therefore the statute really never expired. The lessee further argued that although it had a suspicion of the unfair conduct, it did not discover the truth of the over-billing until well within the four year statute.

The California Supreme Court reinstated the case and sent it back down to the trial court, ruling that the unfair business practice was subject to two exceptions, discovery rule, and a “continuing violation” rule, both of which were sufficient to send the case back down to the trial court. I think the decision is a correct one, in that most torts, both in California and other States, have a “discovery” rule which commences the statute of limitations on knowing all the facts necessary to file suit. The lessee here, while suspicious, was not apprised of the facts until about 2005, when its suspicions of an illegal surcharge were confirmed.

The bottom line to the result is that the case was returned to the trial court, and the whole process starts over again. Just imagine what the attorney fees for the Trial Court, Court of Appeals, and California Supreme Court were!

What does this decision mean for creditors?

First, if the lessor is leasing services in addition to equipment, and the services affect the revenue stream, lessors are at continual risk for four years after the last payment on the equipment lease.

Second, if the lessor is not a captive, then the lessor should consider getting indemnity agreement (often in the form of a purchase order) from the vendor or manufacturer-distributor to the lessor. As I’ve stated in the past, in the world of copier leasing, distributors are loathe to give any form of promise to the lessor, other than delivery. So good luck with that.


The above was written by Tom, and as editor, I decided to look further in on this with Tom’s permission. His only request: to add my name to the article as co-writer. This is the only part I wrote:

Jamshid Aryeh, ABC Copy & Print, 1551 Westwood Blvd., Los Angeles, web site shows a small family run business that started in 1979 (1). I couldn't understand why he would bring a suit over a couple hundred dollar discrepancy. Was he that angry? I was then led to R. Duane Westrup, Westrup Klick, Long Beach, California, who had a very impressive website (1). It said on top "California Class Action Trial Attorneys."

Mr. Westrup was kind enough for an interview. He told me this is a class action suit that he has started and will be in the works for the next three to four years. Westrup said the cost of the 5,000 extra copies was not significant by itself, but was a legal unfair business practice. He didn't know the price of the copies, I threw out 3 cents to 5 cents and he said what was important was the number of people in the class action suit.

Part of Tom's reaction to this information was to include it in his article: " This fills in some holes as to the motivation. I would think the contract for maintenance would cover the extra copies as responsibility of either the lessor or lessee...The Lessor should throw some money at this and make it go away."



Canon Case

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:




Leasing Industry Help Wanted

Orange, California

Funding Coordinator

Generate documents & addendum's, approve all signed documents, process, working closely with sales team; responsible for developing positive and strong working relationships both internally and externally.
This is a key position, important for
the growth of Quick Bridge funding

For more description of duties and requirements,
please click on position
Quick Bridge Funding provides working capital loans
to small and mid-sized companies throughout
the United States. With an innovative program
we provide capital to an to an under-served market.



Business Development Officer
Baltimore-Washington DC Area

Existing client base a plus, work from
corporate office as needed.
Salary plus commission structure,
benefits, expense plan.
Allan Levine 443 796 7337
Nancy Pistorio 443 796 7325
A great place to work
35 years equipment & vehicle financing full service direct funder
for small to mid-ticket transactions,
with syndication abilities for large ticket.



For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.


"How do I handle 'age' in an interview?"
Career Crossroad---By Emily Fitzpatrick/RII

Question: I am an older candidate in the job market. How do I handle any “age” questions that an employer may ask me?

Answer: It is illegal to discriminate against a job candidate because of age; many questions about age in an interview can be considered illegal. However, that does not stop them being asked – so how do you handle this?

You could actually say “That’s an illegal question and I’m not going to answer it.” HOWEVER, a response like this isn’t going to get you a job offer – which is the goal! I recommend in response to make a positive statement about yourself.

First, if this question is asked, it usually means that the interview is going well: the interviewer is looking at your favorably, probably thinks you can do the job. You could reply “I’m ….. (age)” – okay that doesn’t assist you. The best way would be to reply with a version of the following: “That’s interesting you should ask, I’m …… That gives me …… years in the industry (role, etc...) and …… years doing exactly the job you are trying to fill. The benefit to my experience and energy level is ……” – finish with a benefit statement about what you bring to the position and company. Make it positive, not a negative answer.

If in sales – all you need is a proven track record of success – IDEALLY, business / relationships / deals to bring to the table – express this!

I recommend another option: even if the interviewer doesn’t bring up the topic, broach the topic yourself (as it may be an unspoken question) – take the initiative.

When asked if you have any questions, reply “Mr./Mrs. ……(interviewer) if I were sitting in your chair looking at a seasoned pro, I would be considering issues like energy, manageability and professional currency, let me tell you something about my …..” and add some benefits you would bring to the table / employer.

By doing this, you will prove yourself to be perceptive, to the point and will eliminate any unspoken concerns.

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns


Comcast Increases Internet Speeds, Drops Prices, too

In many areas of the United States, Comcast has introduced increasing two of its most popular XFINITY internet plans, Blast! and Extreme 50.

Note prices vary per county and city. There are for Saratoga, California:

Existing customers

Get download speeds up to 50 Mbps and upload speeds up to 10 Mbps. first six months $29.99; after $59.95 per month

New Customers
First six months $29.95
Then 74.95

Also available:
$114.95 to $199.95 105 mbps

“Specifically, the Blast! plan is increasing download speeds from up to 25 Mbps to speeds up to 50 Mbps and upload speeds from up to 4 Mbps to up to 10 Mbps, while Extreme 50 customers will receive download speeds up to 105 Mbps (formerly 50 Mbps) and upload speeds up to 20 Mbps (formerly 15 Mbps). The Performance plan is increasing to speeds up to (20 or 25) Mbps from 15 Mbps downstream and to (4 or 5) Mbps from 2 Mbps upstream. To activate the new speeds, customers just need to re-start their cable modem.”

There are also special bundle pricing including VOIP phone and TV.




ELFA/NAELB/NVLA Conference Up-Dates
Cut-off Today, March 25, special NAELB rate at Tropicana

Leasing Association 2013 Conferences


Paul Menzel, CLP, President, Financial Pacific, will be covering the
National Funding Conference for Leasing News


April 9-11, 2013
25th Annual National Funding Conference
Fairmont, Hotel, Chicago

This is the top "A" funding conference, many do not attend other conferences, and registered meetings are always "over booked" followed by much networking in and out of meetings

For More Information:


Cut-off Today, March 25
for special NAELB rate at Tropicana Hotel

Dwight Galloway, CLP, RLC Funding, will be covering
the Annual Conference for Leasing News. Be sure to look for him with any
news you want to share with Leasing News readers.

April 18-20, 2013
Annual Conference
Las Vegas, Nevada

Early Reports are Optimistic for a large turn-out,
 don’t miss this action packed agenda
as well as the great Las Vegas with its shows
and adventures.

(37 Exhibitors as of 3/14/2013)

360 Equipment Finance
AIG Commercial Asset Finance
Allegiant Partners Incorporated
Amerisource Funding
Axis Capital, Inc.
Bankers Capital
Baystone Financial Group
Belvedere Equipment Finance
Blackstone Equipment Leasing, LLC
Blue Bridge Financial, LLC
Bryn Mawr Funding
BSB Leasing, Inc.
Capital Relay, LLC
Channel Partners, LLC
CLP Foundation
Commerce National Bank
Dakota Financial, LLC
Diversified Lenders, Inc.
Financial Pacific Leasing
FirstLease, Inc.
Maxim Commercial Capital, LLC
Merchant Cash and Capital, LLC
NFS Leasing
On Deck Capital
Onset Financial, Inc.
PacTrust Bank
Pawnee Leasing Corporation
Preferred Business Solutions
RLC Funding
Summit Leasing
TEAM Funding Solutions
TimePayment Corporation
Varilease Finance, Inc.

Schedule of Events
Schedule PDF

Registration (includes registration fees)

Hotel Reservation

Book Your Flight

There is still time to get reasonable airfares for the conference in April. Check out the low fares we found to Las Vegas from popular cities:

Atlanta - $361
Chicago - $289
Dallas - $218
Denver - $218
Los Angeles - $158
Nashville - $299
Pittsburgh - $382
Portland, OR - $228
St. Louis - $314

Keynote Presentation: How to Have Your Best Year Ever
Presented by: Bryan Dodge, Dodge Development, Inc.

Building a Team That Works Without You
Presented by: Bryan Dodge, Dodge Development, Inc.

Work/Life Balance
Presented by: Bryan Dodge, Dodge Development, Inc.

Professional Development
Presented by: Patrick Sponsel, Sharpe Equipment Leasing, Inc

Broker 101: The Foundation (Part 1) [CLP-CPE Credit]
Presented by: Charles (Bud) Callahan, Jr., CLP, BPB,
National Equipment Leasing, Inc.

Broker 101: The Foundation (Part 2) [CLP-CPE Credit]
Presented by: Charles (Bud) Callahan, Jr., CLP, BPB,
National Equipment Leasing, Inc.

There’s Gotta be a Pony Under Here Somewhere! [CLP-CPE Credit]
Presented by: Bob Teichman CLP, Teichman Financial Training

7th Annual Women in Leasing Luncheon, April 18th 2013
Please contact Katie or Marci for more details at 801-733-8100

Look For:
What Does Your Face Reveal?

Mac Fulfer
2013 Featured Presenter - Mac Fulfer

Face reading gives you an advantage before you even finish shaking hands. Acclaimed face reader Mac Fulfer will explain how the face is a road map with a language of its own, and how understanding its meaning will build relationships that will transform your business. Attendees will receive information that they can see and use immediately. The presentation will cover the scientific basis for face reading and give participants interactive information about what is being said but not spoken. Mac promises "You will never look at another person the same way again!"

About Mac: Mac Fulfer practiced law for nearly 22 years and initially became interested in the practice of face reading for the purpose of jury selection. He quickly discovered that face reading changed his perspective, allowing him to see people more compassionately through the experiences reflected on their faces. Since then, he has researched and developed these skills and presented ideas in workshops across the country. His workshops are in great demand from lawyers, educational institutions, Fortune 500 companies and other venues that have an interest in understanding people.

National Vehicle Leasing Association
April 23-24, 2013 Annual Conference
Worthington Renaissance Hotel
Fort Worth, Texas

NVLA Conference Agenda

Registration fee: $595
($395 for each additional from same company)

To Register:

Reserve Hotel

The conference provides the most comprehensive program for the auto leasing industry with speakers, sessions and valuable discussions on issues relevant to independent consumer and commercial fleet lessors.

Session highlights:

  • Mike North, Katz, Sapper & Miller, NVLA Accounting Counsel will share an update on both financial reporting and tax issues impacting the leasing industry.

  • Tom Webb, Economist,Chief Economist with Manheim to present the economic outlook for the used car market and vehicle leasing.

  • Tom Webb, Chief Economist with Manheim and David Blassingame, AutoFlex Leasing managing partner will share their insights on residual setting strategies.

  • Ed Kaye, president and CEO of Advantage Funding will lead the funding strategies discussion.

  • Roger J. Camping, CVLE, President, RC Auto Corporation, to lead a discussion on brokered leasing.

  • Kelly Kirkendoll, Founder and President, Thrive PR, will present tactics for keeping your leasing company’s name foremost in the marketplace.

  • Ricky Beggs, Senior Vice President, Editorial Director, Blackbook, will give an analysis of market segments for new car fleet lessors.

  • Angela Maynard-Shovein, Partner, Hudson Cook, LLP - legal climate facing fleet and consumer lessors.

  • Michael Cardello, Partner, Morritt Hock Hamroff & Horowitz LLP - legal climate facing fleet and consumer lessors.

  • Melinda Zabritski, Director of Automotive Credit for Experian Automotive to share overview of the current trends in vehicle leasing.

  • Jim Holman, President of Pinnacle Auto Leasing presenting,
    ”To Lease or Not To Lease?”-- That is the Question

  • Angela Maynard Shovein, partner, Hudson Cook LLP to provide a legal overview for ”Lease Here Pay Here” operations

Those “buy here/pay here” dealers involved with leasing will have the opportunity to participate in a specialized lease here/pay here program track. The track will comprehensively cover insurance, legal, accounting technology and funding aspects of the market.


September, 2013
Sep 12, 2012
2013 Funding Symposium


September 27-28, 2013
2013 NAELB Western Regional
Irvine, California

October 20-22
ELFA 52nd Annual Convention
JW Marriott Grand Lakes-Orlando, Florida

November 1-2, 2013
2013 Eastern Regional
Nashville, Tennessee




Top Stories March 11--March 15
(You May Have Missed)

Here are the top ten stories opened by readers:

(1) Balboa Capital, Irvine, California
Bulletin Board Complaint

(2) NEFA National Equipment Finance Summit Report
by Dwight Galloway, CLP

(3) Archives—March 20, 2002
BancPartners Announces Resignation of James R. Lahti

(4) LinkedIn: the Good, the Bad, and the Ugly
by Christopher "Kit" Menkin

(5) Direct Capital Releases Guide to Close More Sales
(10 Page Guide Included)

(6) Leasing 102 by Mr. Terry Winders, CLP
How Much Does it Cost?

(7) Seven States with No Income Tax
By Mike Sauter,24/7 Wall St.

(8) PacTrust Bank Equipment Finance
Iowa Equipment Lessor Gets Revenge on Lessees Who
Converted Video Equipment
By Tom McCurnin

(9) “Besides a Suit-What should I or should not wear?”
Career Crossroad---By Emily Fitzpatrick/RII

(10) Independent Community Bankers of America Convention
By Neil Morstad, OneWorld Business Finance





Classified ads— Operations/Remarketing/Repossessions

Leasing Industry Outsourcing
(Providing Services and Products)

Operations / Remarketing / Repossessions

Operations: Houston, TX
Silverlake Inspections LLC is an independent contracting company for real estate and equipment verification with pictures. 
Operations: Portland , OR
Portfolio Financial Servicing Company provides state of the art portfolio servicing for portfolios of all sizes. 800-547-4905
Operations: Roseburg, OR 
Tired of paying a full time documentation person? Try outsourcing. Ideal for anywhere in the USA. E-mail or Call Trina Drury
541-673-4116 or 541-784-7973.
Repossessions: Southern California (except San Diego).
Full service repossession agency. All vehicles, big rigs, boats, heavy equipment and machinery. Licensed and insured 818-786-7376.

Repossessions: Canada 
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada
Phone 613 898 7376 ; Fax 613 225 2452

Remarketing: Los Angeles, CA
Video, Audio, Film, Computer, IT, Test, Presentation Equipment
We pay cash / 3 million in buying power /Quick Quotes
UBG 800-570-5224

Portsmouth, NH
Six Sigma Processes. Unique Approach. Pride. Professionalism. Skip tracing, legal, storage, logistics. lowest cost, industry leading recovery rates/amounts. 855.EENGINE
Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna
South East US- AllState Asset Management 
Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services. 
Call Brian @ 704-671-2376

All kinds of vehicles, equipment and machinery. Anywhere in the United States. Anything, Anywhere, Professionally 

Bulldog Asset Management provides recovery and remarketing services with a difference. Contingent repos, free storage and industry experts to remarket.

All "Outsourcing" Classified ads (advertisers are both requested
and responsible to keep their free ads up to date:

How to Post a free "Outsourcing" classified ad:

Why Choose Advanced Property Tax Compliance?

Dedicated to the leasing industry
click here to learn more. 

Hear What Our Clients say about us 
click here

Gary DiLillo, President 440.871.0555 or


Labrador Retriever/Golden Retriever Mix
Scottsdale, Arizona Adopt-a-Dog

1 year old

I am already neutered, up to date with shots, and good with kids.

Cubby's Story...

"Cubby was rescued from a neglectful situation:( He was originally rescued by Animal Rescue Corps from a hoarding situation that made national news. Cubby survived the chaotic and dangerous environment that he was subjected to. Now that he has been freed from that life of pain he is now looking to share a home with new loving owners. He wants nothing more than food ,love and to please his owners with his loving companionship. . This 1 year old is ready to start a new life with a special family!

Contact this Rescue Group...
Rescue Group: Luv of Dogz Fund Inc
Contact: Hillary Brose
Let 'em know you saw "Cubby" on!
Address: Scottsdale, AZ 85258


Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet






News Briefs----


Calendar may say spring, but forecast says snow
(75 degress in Saratoga,Ca;enjoyed the spa)

Cyprus bailout: 'Draft deal reached' in Eurogroup talks

Bell tolls on Dell foes

10 Ways Samsung's Galaxy S4 Is Better Than The iPhone 5



---You May Have Missed

Higher retail salaries boost bottom line



SparkPeople--Live Healthier and Longer

SparkPeople--Live Healthier and Longer

Are You Able to Interpret Food Labels? SparkPeople Nutrition Quiz



Basketball Poem

Basketball Practice 
Justin G.

Basketball Practice

I sprint to the end of the court
my legs cutting through the oppressive air,
desperately trying to reach the endline.

I take off, this time not as fast
wondering why I bother to give up
two hours each night to be commanded
like a remote control car.

I walk slowly to the line
happy for the time to catch my breath.
I pick up the ball and begin.

Again I sprint to the end of the court
mouth wide open
sweat dripping from my face.

As I run up the court
for what I hope will be the last time tonight,
I glance over my shoulder
to see my coach, red-faced and grinning,
remote control
gleaming in his hand.

by J. G., Houlton, ME



Sports Briefs----

Best and worst of the opening weekend of the tourney

Baltimore Ravens agree to terms with Elvis Dumervil

49ers coach Jim Harbaugh doesn’t want Colin Kaepernick getting “too jacked up”

• Contract Negotiations • Fraud Investigations 
• Credit Investigations • Skip-tracing 
• Third-party Commercial Collections
John Kenny 
Receivables Management

For flat fee or commissions basis | ph 315-866-1167|





California Nuts Briefs---

San Jose set to approve $7 million in Samsung incentives

Stockton Heads for Bankruptcy Court

FasTrak for dummies, as the Golden Gate Bridge prepares for all-electronic tolling


“Gimme that Wine”

Wine production falls worldwide

Why Vintners Can't Sign Wine Labels

Canadian Wine Industry Impact and Taxes

Treasury Wine Sees China as World’s Largest Market in 10 Years

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History


    1584 - Sir Walter Raleigh, English explorer, courtier, and writer, renewed Humphrey Gilbert's patent to explore North America. He went on to settle the Virginia colony on Roanoke Island, naming it after the virgin queen.
    1609 - Henry Hudson embarked on an exploration for Dutch East India Co.
    1634- Lord Baltimore arrived in Maryland.
    1655 - Puritans jailed Governor Stone after a military victory over Catholic forces in the colony of Maryland.
    1751-New Year's Day was celebrated in Great Britain and its North American colonies this was the beginning of the new year up through 1751, when with the adoption of the Gregorian calendar the beginning of the year was changed to Jan 1.
    1775- George Washington planted pecan trees (some of which still survive) at Mount Vernon. The trees were a gift to Washington from Thomas Jefferson, who had planted a few pecan trees from the southern US at Monticello, VA. The pecan, native to southern North America, is sometimes called "America's own nut." First cultivated by American Indians, it has been transplanted to other continents but has failed to achieve wide use or popularity outside the US.
    1813 - The first U.S. flag flown in battle was on the frigate Essex in the Pacific. USS Essex takes Neryeda, first capture by U.S. Navy in Pacific. Early in 1813, the USS ESSEX, under the Command of Captain David Porter, USN, rounded Cape Horn and became the first Navy ship to carry the American flag into the Pacific Ocean. The ESSEX began operating in Pacific waters and captured a British commerce raider, several British merchantmen, and several large British whaling ships.
    1843 - Seventeen Texans, who picked black beans from a jar otherwise filled with white beans, were executed by a Mexican firing squad. After months of raiding, captivity and escapes in Northern Mexico, Mexican president Antonio Lopez de Santa Anna ordered the execution of one tenth of the 176 Texas freebooters of the Mier Expedition.
    1848-News item in the "California Star" about the discovery of gold did not stir excitement in San Francisco.
    1856 - A.E. Burnside patented the Burnside carbine.
    1865 - Confederate General Robert E. Lee makes Fort Stedman his last attack of the war in a desperate attempt to break out of Petersburg, Virginia. The attack failed, and within a week Lee was evacuating his positions around Petersburg. For nine months, Petersburg was under siege by the Army of the Potomac and the overall Union commander, General Ulysses S. Grant. The two great armies had fought a bloody campaign in the spring of 1864, and then settled into trenches that eventually stretched for fifty miles around Petersburg and the Confederate capital of Richmond. Lee could not win this war of attrition, but his men held out through the winter of 1864 to 1865. Now, Lee realized the growing Yankee army could overwhelm his diminishing force when the spring brought better weather for an assault. After a desperate battle, the rebels could not overun the Union soldiers, who not only were in superior number, but continual reinforcement. The Rebels were unable to hold the captured ground, and they were driven back to their original position. The Union lost 1,000 men killed, wounded, and captured, while the Lee lost probably three times that number, including 1,500 captured during the retreat. Already outnumbered, these loses were more than Lee's army could bear. Lee wrote to Confederate President Jefferson Davis that it would be impossible to maintain the Petersburg line much longer. On March 29, Grant began his offensive, and Petersburg fell on April 3. Two weeks after the Battle of Fort Stedman, Lee surrendered to Grant at Appomattox Court House in Virginia.
    1872- Dr. Zabdiel Boylston inoculated his six year old son, Thomas, and two African-American servants with human smallpox pustules. He then went out to inoculate 247 individuals. The public acceptance in his area of acceptance of the inoculation was due in large measure to the efforts of Cotton Mather, the Boston minister and scientist, who persistently advocated it. Small pox as a dreaded disease around the world. In 1800, Dr. Edward Jenner of England introduced to Dr. Benjamin Waterhouse of Cambridge, MA, professor of theory and practice of medicine at Harvard University, who inoculated his son, Daniel, three children, and three servants, with smallpox using cowpox. It was not until this day in 1802, that a smallpox clinic was open and free distribution of the vaccine to the poor. This was started by Dr. James Smith in Baltimore, Maryland. This is a major event as small pox was the epidemic of the new world.
    1880-Birthday of Aline Bernstein - U.S. stage and costume designer, author and unofficial agent for Thomas Wolfe. After doing costumes and scenery for the Henry Street Settlement for almost ten years she applied for membership in the brotherhood of Painters, Decorator and Paperhangers of the AFL but was turned down until 1926 when she became the first female member of the union. For the next 20 years she worked as resident designer for Eva Le Gallienne's Civic Repertory Theatre in New York. At age 71 she won the Tony for her costume designs for the opera Regina (1949). Following their well-known affair, Thomas Wolfe based the character of Esther Jack in two of his novels on her. She supported Wolfe who was 20 years younger, helped turn him into a novelist, found a publisher - and he left her.
    1894 -- Coxey's Army of ragtag bums (Common-Wealth Army) heads for Washington DC, demanding economic reform. Coxey, a well-to-do businessman who was a Populist and quite untypical of his class in other ways, proposed a plan of federal work relief on public roads to be financed by an issue of Treasury notes--thus ending the depression of 1893 by means of monetary inflation and work relief for the unemployed. When Congress refused to pass this bill, Coxey stated, "We will send a petition to Washington with boots on." Thus Coxey's Army marched peacefully from Ohio to Washington, D.C. where they were cheered by crowds, but Coxey & his lieutenants were arrested by police & about 50 people were beaten or trampled. Library of Congress.John M. Blum et al, The National Experience, Part Two: A History of the United States since 1865 (New York: Harcourt, BraceJovanovich, ., 1981), p. 515.
    1898 - Assist. SECNAV Theodore Roosevelt proposes Navy investigate military application of Samuel Langley's flying machine, beginning naval aviation. Langley had been experimenting for over a decade with steam powered flying machines and was attempting to adapt a working steam model to an internal combustion powered design.
    1906—birthday guitarist Curley Weaver, Covington, GA
    1911- at about 4:30 PM, fire broke out at the Triangle Shirtwaist Company at New York, NY, minutes before the seamstresses were to go home. Some workers were fatally burned while others leaped to their deaths from the windows of the 10-story building. The fire lasted only 18 minutes but left 146 workers dead, most of them young immigrant women. It was found that some of the deaths were a direct result of workers being trapped on the ninth floor by a locked door. Labor law forbade locking factory doors while employees were at work, and owners of the company were indicted on charges of first- and second-degree manslaughter. The tragic fire became a turning point in labor history, bringing about reforms in health and safety laws.
    1913 - The Palace Theatre opened its doors in New York City. Ed Wynn was first on the vaudeville bill. Some 20 years later, Wynn would be named as radio's top entertainer. He later became popular on early television, as did his son, Keenan Wynne.
    1914 - Society Hill, SC, was buried under 18 inches of snow, establishing a state record.
    1916-Ishi dies, last of his California-based Yahi Yana, his Native American tribe in Northern California. Captured in 1911, he had escaped from settlers who exterminated the rest of the Yahis, along with the elk they had hunted, only to spend his last years in captivity, studied by anthropologists as a freakish curiosity.
    1917—birthday of drummer Armand “Jump” Jackson, New Orleans, LA
    1918-Howard Cosell, broadcaster, born at New York, NY. After earning a law degree, Cosell began his broadcasting career as the host of "Howard Cosell Speaking of Sports." He achieved national prominence and a great deal of notoriety for his support of Muhammad Ali's stand against the Vietnam War and then as co-host of ABC's Monday Night Football. Died at New York, Apr 23, 1994.
    1931- Scottsboro Boys arrested, Point Rock, Alabama
    1933—birthday of guitarist Clarence “Swamp Blues” Edwards, Lindsay, LA

    1934 - Horton Smith won the first Masters golf tournament under the magnolia trees of Augusta National in Georgia.
    1938—birthday of guitarist/songwriter/actor Hoyt Axton, Duncan, OK
    1942- singer Aretha Franklin born Memphis, TN
Mrs. Murphy: Help you two?
Elwood: Do you have any white bread ma'am?
Mrs. Murphy: Yeah.
Elwood: I'll have some toasted white bread please.
Mrs. Murphy: You want butter or jam on that, honey?
Elwood: No ma'am, dry.
Jake: Do you have any fried chicken ma'am?
Mrs. Murphy: Best damned chicken in the state.
Jake: Bring me four fried chickens and a Coke.
Mrs. Murphy: You want chicken wings or chicken legs?
Jake: Four fried chickens and a Coke.
Elwood: And some dry white toast please.
Mrs. Murphy: Ya'all want anything to drink with that?
Elwood: No ma'am.
Jake: A Coke.
Mrs. Murphy: Be right back. 
Blues Brothers, 1980
    1943 - A second great snowstorm hit the northeastern U.S. The storm produced snow from Maine all the way to the Gulf of Mexico. Natchez MS received three inches of snow, and up to 15 inches buried eastern Tennessee. Coastal Maine received 204 inches of snow that winter.
    1945 - After 35 days of bitter fighting, the amphibious assault on the rocky fortress of Iwo Jima finally appeared over. On the night of 25 March, however, a 300-man Japanese force launched a vicious final counterattack in the vicinity of Airfield Number 2. Army pilots, Seabees and Marines of the 5th Pioneer Battalion and 28th Marines fought the fanatical Japanese force till morning but suffered heavy casualties --more than l00 killed and another 200 American wounded. Nearly all of the Japanese force was killed in the battle.
    1946-the first “Jazz at the Philharmonic”. One of the most influential solos of jazz alto saxophonist Charlie “Bird” Parker's career was his rendition of “Lady Be Good,” performed at the Los Angeles Philharmonic Auditorium. Every aspect of the performance became part of the language of modern jazz. There are many albums of the various years produced by Norman Granz on Emarcy records.
    1946-Woody Herman band premiers Igor Stravinsky's Ebony Concerto at Carnegie Hall.
    1947—singer/composer Elton John Birthday
    1948 - For the second time in less than a week airplanes were destroyed by a tornado at Tinker AFB in Oklahoma City OK. A March 20th tornado destroyed fifty planes at Tinker AFB causing more than ten million dollars damage, and the March 25th tornado destroyed another thirty-five planes causing six million dollars damage. The first tornado struck without warning, and caused more damage than any previous tornado in the state of Oklahoma. The second tornado was predicted by Fawbush and Miller of the United States Air Force, and their accurate tornado forecast ushered in the modern era of severe weather forecasting
    1952-Bill Mosienko of the Chicago Blackhawks set an NHL record by scoring three goals in 21 minutes in a game against the New York Rangers. Mosienko scored at 6:09, 6:20 and 6:30 of the third period against goalie Lorne Anderson. Chicago won 7-6.
    1954 -- RCA manufactures the first COLOR television set.
    1954 –26th Annual Academy Awards, RKO Pantages Theater in Los Angeles. Actor/singer/dancer Donald O'Connor and actor Fredric March (in New York) kept the audience informed on who won what. "From Here to Eternity" (Buddy Adler, producer) won best picture of the year, also picking up the Oscar for Best Director for Fred Zinnemann, Best Supporting Actor for Frank Sinatra and Best Supporting Actress for Donna Reed, in addition to Best Writing/Screenplay (Daniel Taradash); Best Cinematography/Black-and-White (Burnett Guffey); Best Sound/ Recording (John P. Livadary, Columbia SSD); and Best Film Editing (William A. Lyon). The Best Actor award for the films of 1953 went to William Holden for "Stalag 17" while the Best Actress award went to Audrey Hepburn for "Roman Holiday". "Secret Love" from "Calamity Jane" was the Best Music/Song of the Year (Sammy Fain, music, Paul Francis Webster, lyrics). An interesting note: The Best Writing/ Story and Screenplay went to the 1953 version of "Titanic" (Charles Brackett, Walter Reisch, Richard L. Breen). Other memorable movies that year (some Oscar winners, some not): "The Robe", "Shane", "Mogambo", "The Moon is Blue" and "Hondo". ". .
    1955-U.S. Customs confiscate 520 copies of Allen Ginsberg's "Howl" as they enter the U.S. It will then be published by City Lights publishers in San Francisco, leading to the arrest of publisher (and prominent poet) Lawrence Ferlinghetti. Customs also seized and destroyed another shipment of Ginsberg's poetry sent from Canada in the 60s.
    1956---Top Hits
Lisbon Antigua - Nelson Riddle
The Poor People of Paris - Les Baxter
A Tear Fell - Teresa Brewer
Heartbreak Hotel - Elvis Presley
“Here's That Rainy Day,” Los Angeles,CA.
   Collector of Customs Chester McPhee confiscates 520 copies of a volume of poetry titled "Howl and Other Poems" by Allen Ginsberg with an introduction by William Carlos Williams. "The words and the sense of the writing is obscene," MacPhee declares "You wouldn't want your children to comer across it."
    1958--Elvis Presley received the regulation short haircut from army barber James Peterson.
    1961-Elvis Presley appears in concert at a benefit for the U.S.S. Arizona memorial in Hawaii. Following his 17 song set, the King would not play another live date for the next eight years.
    1964---Top Hits
She Loves You - The Beatles
Fun Fun Fun - The Beach Boys
Twist and Shout - The Beatles
Saginaw, Michigan - Lefty Frizzell
    1965 -- US: Martin Luther King Jr., leads 25,000 into Montgomery, completing civil rights march begun in Selma. After a weeks-long struggle against local police, the civil rights march ends triumphantly with a 50,000 person demonstration in Montgomery.
    1966-Poll taxes were declared unconstitutional by the Supreme Court on grounds that they represented an economic barrier to voting.
    1967-The Doors debut album, featuring "Light My Fire", enters the Billboard LP chart. 
    1967-Although they had cracked the Top 40 on three previous occasions, The Turtles enjoyed their first and only Billboard number one hit with "Happy Together."
    1969--*DOANE, STEPHEN HOLDEN Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, Company B, 1st Battalion, 5th Infantry, 25th Infantry Division. Place and date: Hau Nghia Province, Republic of Vietnam, 25 March 1969. Entered service at: Albany, N.Y. Born: 13 October 1947, Beverley, Mass. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. First Lt. Doane was serving as a platoon leader when his company, engaged in a tactical operation, abruptly contacted an enemy force concealed in protected bunkers and trenches. Three of the leading soldiers were pinned down by enemy crossfire. One was seriously wounded. After efforts of 1 platoon to rescue these men had failed, it became obvious that only a small group could successfully move close enough to destroy the enemy position and rescue or relieve the trapped soldiers, 1st Lt. Doane, although fully aware of the danger of such an action, crawled to the nearest enemy bunker and silenced it. He was wounded but continued to advance to a second enemy bunker. As he prepared to throw a grenade, he was again wounded. Undaunted, he deliberately pulled the pin on the grenade and lunged with it into the enemy bunker, destroying this final obstacle. 1st Lt. Doane's supreme act enabled his company to rescue the trapped men without further casualties. The extraordinary courage and selflessness displayed by this officer were an inspiration to his men and are in the highest traditions of the U.S. Army .
    1971 - Tom Jones went gold with his single, "She's a Lady"
    1972 - The group, America, rode to the top of the pop music charts with their LP, "America", and the single (included on the LP), "A Horse with No Name". "A Horse With No Name" would be the group's only gold record and one of two number one songs (the other was "Sister Golden Hair", 6/14/75). America placed 11 tunes on the pop music charts between 1972 and 1983.
    1972---Top Hits
A Horse with No Name - America
Puppy Love - Donny Osmond
Mother and Child Reunion - Paul Simon
My Hang-Up is You - Freddie Hart
    1972-Roberta Flack started a five-week run to the top of the Billboard album chart with "First Take". 
    1975 - The town of Sandberg reported a wind gust to 101 mph, a record for the state of California
    1977--After a decade of having only local success in the Michigan area, 33 year old Bob Seger gets his big break. His 7th album, "Night Moves" goes Platinum on the strength of three Top Forty hits: "Night Moves", "Mainstreet" and "Rock and Roll Never Forgets".
    1980---Top Hits
Another Brick in the Wall - Pink Floyd
Working My Way Back to You/Forgive Me, Girl - Spinners
Him - Rupert Holmes
Why Don't You Spend the Night - Ronnie Milsap
    1982-“9 to 5 ” premiered on TV. This half-hour sitcom was based on the 1980 movie of the same name about three working women in dead-end jobs in a larger corporation. The three women were played by Rita Moreno, Valerie Curtin and Rachel Dennison ( in the role her sister Dolly Parton had played in the movie.”
    1982-"Cagney & Lacey" premiered on TV, breaking new ground as the first TV crime show in which the central characters were both female. The series was based on a made-for-TV movie that aired Oct 8, 1981, starring Loretta Swit and Tyne Daly. Meg Foster played Swit's character, Chris Cagney, but after one season she was replaced by Sharon Gless. Daly and Gless won six Emmys together for their roles. The last telecast aired on Aug 25, 1988.
    1983--Motown Records celebrates its 25 anniversary with a concert in Pasadena, featuring The Supremes, Stevie Wonder, The Temptations, The Four Tops, Martha Reeves, Jr. Walker, The Commodores, Marvin Gaye, Smokey Robinson and The Jackson 5.
    1985 - 57th Academy awards, Dorothy Chandler Pavilion, Los Angeles, no less. Host for the big show was actor/director Jack Lemmon .. The Best Picture of 1985 was "Amadeus", produced by Saul Zaentz. T It also won Oscars for Best Director for Milos Forman and Best Actor for F. Murray Abraham. The film also won top honors for Best Writing/Screenplay Based on Material from Another Medium (Peter Shaffer); Best Costume Design (Theodor Pistek); Best Sound (Mark Berger, Thomas Scott II, Todd Boekelheide, Christopher Newman); and Best Makeup (Paul LeBlanc, Dick Smith). Sally Field was pronounced Best Actress for "Places in the Heart", Best Supporting Actor was Haing S. Ngor for "The Killing Fields", and the Best Supporting Actress Oscar was given to Peggy Ashcroft for "A Passage to India". Stevie Wonder's "I Just Called to Say I Love You" from "The Woman in Red" took the honors for Best Movie/Song. And the Academy gave an honorary Oscar to Jimmy Stewart in recognition of more than 70 films in his 50-year career. Stewart earned one Oscar for Best Actor in "Philadelphia Story" (1940), and nominations for Best Actor in "Mr. Smith Goes to ". Washington", "Harvey", "It's a Wonderful Life" and "Anatomy of a Murder". ".
    1988---Top Hits
Never Gonna Give You Up - Rick Astley
I Get Weak - Belinda Carlisle
Man in the Mirror - Michael Jackson
Life Turned Her that Way - Ricky Van Shelton
    1988 - An early season heat wave prevailed in the southwestern U.S. The high of 93 degrees at Tucson AZ was a new record for March. Windy conditions prevailed across the central and eastern U.S. Winds gusted to 60 mph at Minneapolis MN, and reached 120 mph atop Rendezvous Peak WY
    1990 - Temperatures dipped below zero in the Northern Rocky Mountain Region. Hardin MT was the cold spot in the nation with a morning low of 10 degrees below zero. Freezing drizzle was reported in the Southern Plains Region, with afternoon highs only in the 30s from the Southern High Plains to Missouri and Arkansas.
    1991- the World League of American Football, part of the marketing attempt by the National Football League to extend the game's popularity in Europe, made its debut as the London Monarchs defeated the Frankfurt Galaxy, 24-11.
    1991 – 63rd , Academy Awards Celebration, Dorothy Chandler Pavilion. Host was Billy Crystal, wearing an Armani tuxedo as did actors Jeff Goldblum, Tom Hanks, Dennis Hopper, Steve Martin and Denzel Washington. Also clad in Armani ... gowns ... were Oscar nominees Michelle Pfeiffer, Julia Roberts and Jessica Tandy, prompting "Women's Wear Daily" to refer to the occasion as the “Armani Awards”. Best Picture of the year (1990) was "Dances with Wolves" (Jim Wilson, Kevin Costner, producers). Costner also won for his Best Direction of "Dances with Wolves". The Best Actor Oscar went to Jeremy Irons for "Reversal of Fortune". Best Actress was Kathy Bates for "Misery". The prize for Best Supporting Actor was claimed by Joe Pesci for "GoodFellas" and Best Supporting Actress was Whoopi Goldberg for "Ghost". The Best Music/Song was presented to Stephen Sondheim for "Sooner or Later (I Always Get My Man)" from "Dick Tracy". ".
    1995----Top Hits
Take A Bow- Madonna
Candy Rain- Soul For Real
Creep- TLC
Red Light Special- TLC
    1998-The National Football League awarded an expansion franchise to the City of Cleveland. The team, to be called the Browns, as was Cleveland's former team, now the Baltimore Ravens. Dwight Clark and Carmen Policy left the San Francisco to help manage the new franchise. Many local fans were glad to see them go.
    2000---Top Hits
Say My Name-- Destiny s Child
Maria Maria- Santana Featuring The Product G
Breathe- Faith Hill
Amazed- Lonestar
    2001-Steve Martin hosts the Academy Awards at the Shrine Auditorium, Los Angeles. Gladiator wins the best picture, Russell Crowe for the Gladiator,Julia Roberts for Erin Brockovich,
Benicio Del Toro best supporting actor for Traffic, Best supporting actress Marcia Gay Harden 
for Pollock, Steven Soderbergh best director for Traffic, Best Writer Stephen Gaghan for
Traffic,Bob Dylan wins the Best Original Song Oscar for "Things Have Changed" from the movie Wonder Boys.

NCAA Basketball Champions This Date

    1948 Kentucky
    1957 North Carolina
    1963 Loyola (IL)
    1968 UCLA



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