Monday, May 22, 2006
Headlines--- Classified Ads---Doc. Mgr./Finance/Legal ######## surrounding the article denotes it is a “press release”
---------------------------------------------------------------- Classified Ads---Documentation Manager / Finance / Legal
http://members.cox.net/egill5/country/Images/silvoak.gif Silver Oak Winery, Napa Valley, California available as print 8x10, $20 16x20 $40*
For a full listing of all “job wanted” ads, please go to: To place a free “job wanted” ad, please go to: * Water Colors by Ed Gill http://members.cox.net/egill5/index.html ---------------------------------------------------------------- R&K Financial Services Joins “Broker/Lessor List” Third Column: YES - Year Company Started | YELB - Years in equipment Leasing Business A - City Business License | B- State License | C - Certified Leasing Professional |
(DD) R&K Financial Services, Inc. - State License under the name Exotic Imports of South Florida, Inc., owned by the principals with the same address and telephone number. To view the entire list, please go here:
---------------------------------------------------------------- Studebaker-Worthington Leasing joins “Funder List”
A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program
(HH) Studebaker-Worthington Leasing Corporation - We will accept sub-broker business provided that it is disclosed at the time the application is submitted. We are a subsidiary of State Bank of Long Island. To view the full list, please go here: ---------------------------------------------------------------- Marlin Amends Warehouse Line
“Marlin Business Services Corp. and its affiliates Marlin Leasing Corp., Marlin Leasing Receivables Corp. II and Marlin Leasing Receivables II LLC on March 15 amended and restated the series 2002-A $100 million warehouse financing facility with JPMorgan Chase Bank NA and Wells Fargo Bank NA, “ the SEC filing reported. “Marlin Business said in a Form 8-K filed March 17 that the amendment extended the termination date of this facility to March 15, 2009, and removed the requirement that the facility be credit enhanced by a third-party insurance policy.” The company also disclosed Daniel P. Dyer will act as principal Chief Financial Officer, until the new one “who is expected to join Marlin shortly,” will become a non-voting member of the Office of the Chairman. The company's previous CFO, Bruce Sickel, announced his resignation in December 2005. Leasing News has left messages for an on the contact for the press release,(Daniel P.Dyer, numerous times, but it is obvious they do not want to answer questions regarding this or why a successful company officers are selling stock, instead of purchasing more. In a press release, the company was described: “About Marlin Business Services Corp. “Marlin Business Services Corp. is a nationwide provider of equipment leasing solutions primarily to small businesses. The company's principal operating subsidiary, Marlin Leasing Corporation, finances over 60 equipment categories in a segment of the market generally referred to as "small-ticket" leasing i.e. transactions less than $250,000 ( Their 2005 SEC filing discloses: “the average original lease transaction was $9,032, with an average remaining balance of $6,401.” Editor) “The company was founded in 1997 and completed its initial public offering of common stock on November 12, 2003. In addition to Mount Laurel, NJ, Marlin also has regional offices in or near Atlanta, Chicago, Denver, Philadelphia and Salt Lake City (and has an application pending for an industrial bank in Salt Lake City. editor ) ”
---------------------------------------------------------------- Who is First Guardian Financial?
their website graphic First Guardian Financial Corporation announced in a press release printed verbatim by other leasing trade publications that their board of directors has approved the establishment of a wholly owned leasing division. The stock exchange listing shows stock at: 0.0072 - 0.0084 Yahoo Finance Summary shows 2 employees located in Brooklyn, NY: Most of the company's web site is under construction, but it does state: "First Guardian Financial Corporation a Holding Company, currently provides Commercial Real Estate Financing & Invests for its own portfolio in small to mid sized businesses. Its primary goal is to provide short term financing within the commercial real estate market and investment/financing to businesses either in the start up stage or early growth stage throughout the United States. "First Guardian also works with a diverse network of independent professionals, together with a network of leading financial institutions, reits and investor/equity groups that enables us to draw upon additional resources if needed above and beyond that of our own." www.guardianfinancialcorp.com/index.html Calls to the company went unanswered, but in the press release to leasing industry media, it was stated: "The company's executive management had requested board approval to establish a leasing division as the company receives requests for equipment leasing and for other items required by businesses; management views this as another opportunity to cross market to clients along with its other services while adding an additional revenue stream. "The company has yet to determine the name for the leasing company, several brand able names are under consideration and a decision will be made within the next two weeks. A search for the executive to head up the division is underway at this time and the company expects to have the position filled within the next thirty days. The company will announce the progress as it becomes available. "About First Guardian Financial Corporation: "The company provides Commercial Real Estate Financing & Invests/Lends for its own portfolio in small to mid sized businesses. Its primary goal is to provide short term financing within the commercial real estate market and invest in businesses either start up or growth wise throughout the United States." ----------------------------------------------------------------
Alexa Ranks Leasing Media Web Sites
David G. Mayer's Business Leasing News is not included in the Alexa report list as it does not have its own individual site and Alexa finds Patton Boggs, LLP Attorneys at Law. The rating is not valid as it includes all those who visit and communicate with the law firm. When Business Leasing News has its own individual web site, it will be included in the Alexa survey. These comparisons are compiled by Leasing News using Alexa and should be viewed as a "sampling," rather than an actual count from the website itself. Other than as noted above, we believe the ratings are reflective as most have stayed in the same position, basically, for over a year. The Alexa tool bar works on most browsers. You may download their free tool bar A graph and analysis of the last three months are available. ( Note: the lower the number, the higher you are on the list. It is based on all web sites. Leasing is only a very small part of the various sites such as Yahoo, MSN, Google, etc. )
---------------------------------------------------------------- Top Stories--May-15-18
Here are the top ten stories most "opened" by readers last week. (1) Judge Montgomery Rules What a surprise!!! (2) Orix USA Lease Financing “flat” (3) Cartoon— Kit Menkin in Pocket of Mike Fleming (4) Sales makes it Happen---by T.Winders, CLP (5) Two Corrections: Ron Lear and Bull Dog (6) U.S. Bank Equipment Finance Realigns Machine Tool Finance Group (7) Cartoon--- IFC VP Operations Patrick A. Witowski (8) Why I Became a CLP ---tie (8) Why I Became a CLP ---tie • Halladay to Moderate Vendor Financing Program Roundtable (10) Pawnee Stock Closing, Monday, May 15
---------------------------------------------------------------- Classified Ads---Help Wanted Jr. Analyst
Operations Manager
Senior Secondary Market Officer
VP-Manager of Equipment Lease Division
---------------------------------------------------------------- Why I Became a CLP Three Attorneys
This is the eighth in a series about the Certified Lease Professional program, explaining why individuals decided to become a CLP, the process, and their reaction to the knowledge and other benefits gained. Since there are only three attorneys who are Certified Lease Professionals, this will be in three parts. Part 3 Joseph Bonanno, CLP "NAELB Legal Counsel" Joseph Bonanno (MBA, JD), is admitted to the Massachusetts Bar and Federal Bar for the District of Massachusetts, specializing in the representation of those in the equipment leasing industry. In addition to maintaining his own practice, he is General Counsel to the National Association of Equipment Leasing Brokers (NAELB). In 1998, he succeeded Barry Marks, CLP as NAELB Legal Counsel. Bonanno states, "There are many people that put in long hours to contribute to the growth of the NAELB, which is approaching 800 members and is now the largest equipment leasing association." He has served on the Massachusetts Governor's Council task force for the Adoption of Article 2A and for revision to Article 9 to the Massachusetts Uniform Commercial Code. Mr. Bonanno has published in The Monitor, The Lease Closer, The International Leasing Resource Exchange and Leasing Logic, as well as Lawyer Journal Newsletters, "Equipment Leasing Newsletter." He is a co-author of UCC Article 2A Personal Property Leasing, and a contributing author for "Power Tools for Successful Leasing," having written a chapter on Broker/Funder Relations. He also serves on the faculty of the Leasing Institute of America: http://www.leasinginstitute.org and is a present member of the Board of Directors of the Certified Leasing Professional Foundation: www.clpfoundation.org The CLP designation is something that is valuable to all those in the leasing industry, including licensed professionals such as myself that take pride in their level of service to the industry. There are a few topics pertaining to the CLP that I would like to touch on: • The exam and studying. If you are committed to this industry, then the exam is something that you can successfully pass. Yes, it is work and study time, but it can be done at your leisure. I spent most of my time studying for the exam at the beach on Sunday afternoons. The study process was similar to what I went through in law school: read the material, create your own outline and condense that outline. That way, the night before the exam you are studying perhaps 15 – 20 pages of material, not looking through the entire handbook in a panic. Like any other test, study and preparation are keys to success. I am convinced that anyone that has experience in the industry, studies seriously for the exam and takes the exam seriously will be successful in the exam. The exam was a full day exam, but the most important thing to remember about the exam was that you could always try again. In fact, I looked at the exam not as intimidating, but as something that was fun, a chance to show exactly what I knew about leasing. • The reasons to become a CLP. There are both personal and industry reasons for becoming a CLP. In a selfish way, I can address the personal reasons. Passing the CLP examination demonstrates a mastery of the body of knowledge that is required to be proficient in the leasing industry. From the perspective of the industry as a whole, an industry – wide designation of proficiency in the industry is a much better alternative than industry – wide regulation. Therefore, it is beneficial to the industry as a whole to encourage industry participants to participate in the CLP program. Think of it as your contribution to helping avoid industry regulation. • Why I took the CLP. Professional Development, that's key to any business ranging from the practice of law to equipment leasing. It is important for anyone in any industry to continue to educate themselves, to obtain knowledge that makes them more competitive in what they do and to have a finer appreciation for the reasons why an industry functions the way that it does. Equipment leasing by definition is multi-disciplined and multi-dimensional. The CLP credential demonstrates that the CLP has an understanding of the multi-disciplines that are required to be proficient in the leasing industry. This understanding is what, in my opinion, leads to professional development in the leasing industry. And selfishly, the CLP designation helps me to better serve my leasing industry clients. And it can do the same for those in the industry that want to serve their customers, vendors funding sources or brokers. I recommend the CLP program for individual professional development and advancement in the industry. ---------------------------------------------------------------- Shawn Halladay in China
Greetings from Beijing! Just so you don't view this post as just a travelogue, you should know that I have been busy doing things other than climbing the Great Wall and visiting the Forbidden City. One of these is teaching a leasing class on Selling Leasing to the CFO. There were 25 lease sales professionals in the class from Beijing, Shanghai, Singapore, Kuala Lumpur, Singapore, Hong Kong, and Taipei. It was a great experience, especially given the burgeoning growth of leasing in China. During the last year alone, for instance, there have been 10-15 new foreign leasing companies established in China, including Societe Generale, Deutsche Leasing, Xerox, Caterpillar, GE, and Siemens. Leasing is becoming a truly global industry, which brings me to the other purpose of my visit to China. In addition to teaching the seminar, I also am attending our Alta Group meetings while I am here. This spring our US, European, Latin American, and Asian partners decided to gather in Beijing due to the rapidly expanding equipment leasing opportunities that are being created in China. As you know, China's growing market presents tremendous opportunities for exporters of goods and services throughout the world. US exports to China alone totaled $35 billion in 2004 and a tremendous amount of goods are flowing the other way. It only makes sense that leasing will follow this growth. Like any growing leasing industry, there are still unanswered questions as to how to conduct leasing business in China. The National Peoples' Congress, for instance, currently is working on a new leasing law to provide better structure to the industry. We met with members of the committee working on this law to provide them with comments, additional insights, and perspective gleaned from many years of experience throughout the world. Alta also has had meetings with the financial press, several Chinese lessors, leasing association officers, and key government figures, including those from the Ministry of Finance, the Department of Taxation, and the National Development and Reform Commission. Well, I have to get back to work. There are copious amounts of Peking duck to be consumed at our dinner with the Ministry of Finance officials tonight and I need to be ready for the challenge. If you are interested in China and want to get a good overview of how leasing works there, you can read the Equipment Leasing & Finance Foundation report that I and several other Alta principals authored. that I and several other Alta principals authored: http://leasingnews.org/PDF/China_Report_FINAL.pdf Subscribe to Leasing Notes: www.leasingnotes.com ---------------------------------------------------------------- Leasing Association Events-Meetings Open to All
May 23,2006, Tuesday Eastern Association of Equipment Lessors Please contact the EAEL office at 212 809 1602 or alison@eael.org for pricing and a registration form. --------------------------------------------------------------------------
AN ANNUAL BALTIMORE TRADITION CONTINUES This event has grown from a small gathering of leasing professionals into an event that is greatly anticipated not only by the local Baltimore leasing community but leasing professionals as far away as California. This event can be attended by anyone connected to the leasing industry: Owners of companies, sales representatives, operational staff, accountants, funders, attorneys, bankers, spouses, seasoned CLP's and brand new professional trying to break into the industry. There is something magical about rolling up your sleeves and indulging in the messy process of picking hot Steamed Blue Crabs and sharing your leasing stories. This year's event is being hosted by: Dennis Horner- The Equipment Leasing Company Nancy Pistorio- Madison Capital Bruce Winter- FSG Leasing The event has been moved to a new location this year: The event is growing to a weekend get away for out of town leasing professionals. Obyrcki's is a Baltimore institution, and is known across the country for its famous steamed crabs. The event is close to the Baltimore Inner Harbor, Fells Point, the National Aquarium, Fort McHenry and many other Baltimore attractions. For more information and to register for this event visit: www.eael.org or contact Dennis Horner at 800 365 6566 Don't miss it! ---------------------------------------------------------------
June 20th Regional Meeting Lunch To register or learn more, please go here: ---------------------------------------------------------------
June 22th, Thursday Registration: 11:45am Please contact the EAEL office at 212 809 1602 or alison@eael.org for pricing and a registration form. ---------------------------------------------------------------
------------------------------------------------------------------
August 17th Rock Spring Country Club To register or learn more, please go here: -----------------------------------------------------------------------------
Wyndham Orange County Hotel To learn more, please call: ------------------------------------------------------------------
September 18, Monday Please contact the EAEL office at 212 809 1602 or alison@eael.org for pricing and a registration form. ------------------------------------------------------------------
NAELB Eastern Regional Meeting
---------------------------------------------------------------- Leasing Schools/Franchisors
(does not include those specifically employed in training or education, but who have a similar program as the following entities:) “...we advertised this opportunity on Ebay and offered a protected territory of their home state. They would pay $500 for a security deposit on the training materials and when they booked $50,000 in business, they would get a refund of their security deposit plus a bonus of $200. They get a 60 page manual, four CDs and samples of marketing pieces. They would sign a 10 page Agency Agreement which clearly spelled out what they could or could not do and how their commissions would be paid including splitting commissions between territories in case of an overlap. “ The first month we had 4000 hits on the Ebay listing and over 90 people who were interested enough to ask for more information.” http://www.leasingnews.org/Conscious-Top%20Stories/Corp_cap_grows.htm Program cost: $19,950.00 In 2003, broker/lessor Global Leasing founder Phil Dushey created a new division to train independent salesmen in all the aspects of finance, including leasing ,accounts receivable financing, business acquisitions, debt restructuring, working and venture capital. His students have found great success and he spends most of his time now developing entrepreneurs, who also utilize his knowledge and sources of funds.“ " We are not superbrokers and have never been one. Occasionally we will co-broker a transaction ,but generally we function as a lessor for our own accounts. 2. Our website address for our training is www.globalbrokersystems.com 3 When we train our students we do not have them send transactions through Global. We set them up to deal directly with the lenders. We also require that all lenders who work with our students will automatically approve them to do business with them. Also our current price for the program is $24,950 We also model our training program from the experience we have from being in the business for about 25 years that a broker needs to serve all of the financial needs of their clients ,whether it be equipment leasing ,factoring,acquisitions,SBA Loans or debt restructuring, we do it all." Philip Dushey Global Financial Services17 State Street New York NY 10004 Email phil@globaleasing.com Phone 212-480-4900 Mr. Dushay is also on the Leasing News Advisory Board http://www.leasingnews.org/Advisory%20Board/Dushay_Phil.htm Lease One, Lynnfield, Massachusetts “Our program has been operating for 14 years, we charge $19,900 for a three day training, & offerlifetime support , ongoing marketingasst. plus complete underwriting which allows the associate more time to market there company& we provide everything from materials, airfare, hotel , food, equipment etc...” http://www.leaseone.com/equipment-leasing-opportunities.html Sudhir Amembal, Chairman and CEO of Amembal & Associates, a pioneer of lease education and author or coauthor of 14 books specific to the leasing industry including the industry bestseller The Handbook of Equipment Leasing , announce the reduction in cost to their hugely successful Executive Lease Broker Training Program. Due to the unprecedented successes of the first 14 months of the program and significant streamlining to the program, The Leasing Institute of America has lowered the cost of the program from $30,000 to $12,500. Mr. Amembal explained: “The significantly lower cost enables us to serve a larger number of those aspiring to become successful lease brokers”. The program is more that just a “how-to” in leasing. LIA offers individuals state-of-the-art lease specific tools, funding source access, a weeks worth of intensive training, an additional three-month coaching program and a life time of mentoring. Mr. Lowder explained: “The main aim of this program is to inevitably trim several years off the start up time for a new brokerage”. Mr. Amembal's pioneered techniques in lease education is the best foundation for anyone wishing to enter leasing. Designed for today's entrepreneur, the Executive Lease Broker Training Program fast tracks education and practical principles into a cutting edge comprehensive five-day intensive in class training. For more information contact: Jason Smith, General Manager at 1-800-429-3335 or via email at Fort Lauderdale, Florida Formed December 1, 1969, this is a sole proprietorship, according to the Better Business Bureau, who many consider quite controversial. Mr. Parker has advertised in USA Today perhaps since the paper started in 1982, offering to train those in his office for $5,000. Former students have said today it is a one person office with an answering service and the manual was a mimeograph. Today most of his business appears to be of international nature where he also raises investor money, it is claimed. There are no claims against his company in the Better Business Bureau. He is not a member of any equipment leasing association. http://www.bbbsoutheastflorida.org/nis/newsearch2.asp?ID= Leasing News has one Bulletin Board Complaint and has not been able to reach him regarding a situation in Indonesia. Wildwood Financial---$34,950 To Get Into Leasing The oldest, most experienced school-program run by Wildwood also acts a super broker, a middle man for their graduates. "It is very important to understand we only do this for their first 2 or 3 deals as part of their suppor. More importantly, we do not get any of the income, NONE. Helping them through their first few deals is part of what they paid $34,950 for. This is one of the reasons funders like Net Bank allow us to send in deals from our graduates when normally they do not allow super broker deals. We only submit transactions from Wildwood graduates. No exceptions. Wildwood is a training company, period. " Mr. Baker is on the Leasing News Advisory Board (If we have left out your company and its “franchise” or “like” program, please contact us: Equipment Leasing License Most banks in California require those who send leases to them have a license, and if they are discounters, also have a State Board of Equalization license. * The above is from our archives, and needs to be up-dated. If any one can help us up-date it, please send to : kitmenkin@leasingnews.org ---------------------------------------------------------------- Fitch Affirms Citigroup & Subsidiaries IDR's at 'AA+' Fitch Ratings-Chicago-19 May 2006: Fitch affirms all ratings of Citigroup Inc. and its subsidiaries. The Rating Outlook is Stable. A complete list of ratings is included below. Fitch's ratings for Citigroup incorporate an expectation of strong financial performance accompanied by a high level of stability. The sustainability of this performance will depend on many factors, including market share expansion in global consumer and investment banking, the maintenance of good asset quality, efficient operations, and accretive acquisitions. The breadth of Citigroup's products and its disciplined credit and market risk management are also integral to the ratings. Fitch believes these factors also contribute to its strong financial performance. ---------------------------------------------------------------- Foreclosures Up 72 Percent from Last Year jeffreyarizona@aol.com National foreclosure filings continued to climb in the first three months of 2006, evidence that more U.S. homeowners are struggling to stay current on their monthly mortgage payments. A total of 323,102 properties nationwide entered some stage of foreclosure in the first quarter of 2006, a 72 percent year-over-year increase from the first quarter of 2005 and a 38 percent increase from the previous quarter, according to the RealtyTrac. The nation's quarterly foreclosure rate of one new foreclosure for every 358 U.S. households was higher than in any quarter of last year. Georgia documented the highest state foreclosure rate in the first quarter of 2006 — one new foreclosure for every 127 households. Colorado's quarterly foreclosure rate of one new foreclosure for every 138 households registered as the nation's second highest state foreclosure rate. With one new foreclosure for every 165 households, Indiana documented the nation's third highest state foreclosure rate in the first quarter of 2006. Other states with first-quarter foreclosure rates ranking among the nation's 10 highest included Nevada, Michigan, Texas, Ohio, Tennessee, Utah and Florida. Texas reported the most first-quarter foreclosures of any state, 40,236, and Florida reported the second most with 29,636. California was a close third with 29,537 properties entering some stage of foreclosure in the first quarter of 2006, but the state's quarterly foreclosure rate of one foreclosure for every 414 households was below the national average. ---------------------------------------------------------------- Yahoo goes after Google PC calling that's affordable (or free!)* Enjoy free worldwide PC-to-PC calling and voicemail, plus call regular phones from your computer for as low as 1¢/min.** The sound quality is great! More info Get a phone number for your PC Receive calls on your PC wherever you and your computer go. You also get free voicemail and access to fun ringtones. More info IM on your mobile phone Take Yahoo! Messenger to go on your mobile phone. Stay connected with friends even when you're away from the PC. More info ---------------------------------------------------------------- ******Announcement************************************* 2nd Annual Global Debt Collection Summit NEW YORK, -- Strategic Research Institute and The Columbia Law List present the 2nd Annual Global Debt Collection Summit, June 7-9 at the Grand Hyatt Buckhead in Atlanta. This year's programs will once again be led by the true leaders of the Collection Industry. A thorough and comprehensive agenda covering the entire spectrum of debt collection issues, presented by prominent sector professionals. Topics to be covered include: -- Why Collection Professionals Should Join All Associations: The Times They Are A'Changing This forum is supported and endorsed by the American Lawyers Quarterly; Clearing House Quarterly; Lawyers Referral Directory; The Commercial Bar; The Columbia Law List; The Forwarders List; The General Bar; Wright Holmes Law List Sponsorship and exhibiting opportunities are available. Current sponsors and exhibitors include: The American Board of Certification (ABC) For more information on sponsorship and exhibiting opportunities, Rita Karsadi For Complete Conference Details and *Registration Information: Log onto: http://www.srinstitute.com/CA322 *Please mention keycode DPR001470 when registering. George Kent Head, ABS and Capital Markets Group http://www.srinstitute.com/CA322 ***Announcement************************************ ---------------------------------------------------------------### Press Release ########################### Key Equipment Finance names Clif Gottwals Executive Vice President, North America
SUPERIOR, CO, -- Key Equipment Finance, one of the nation's largest bank-held equipment financing companies, has announced that H. Clifton Gottwals has been named executive vice president, North America, within Key's global vendor services business. In this role Mr. Gottwals will have day-to-day operational responsibility for Key's largest vendor leasing business unit. His office is located at Key Equipment Finance's worldwide headquarters outside Boulder, Colorado. “Clif's operational experience, global program work and leadership skills provide him with an excellent background to take our North American business to the next level,” said Karen L. Larson, president and chief operating officer, Key Equipment Finance, global vendor services.
H.Clifton Gottwals Mr. Gottwals joined Key Equipment Finance in 2001 as senior vice president of Operations in Key's global vendor services group. During this time he also lead Key Equipment Finance's European organizational redesign team. In 2003 he was named executive vice president, Global Programs and Strategic Planning, where he built a best-in-class global program management team. Prior to joining Key, he held operations positions of increasing responsibility with G.E. Capital Corp., Signet Bank and BancOne Leasing Corporation. Mr. Gottwals earned his bachelors of science degree in economics from the Washington and Lee University and his masters of science in economics from the London School of Economics. Key Equipment Finance is an affiliate of KeyCorp (NYSE: KEY) and provides business-to-business equipment financing solutions to businesses of many types and sizes. They focus on four distinct markets: · businesses of all sizes in the U.S. and Canada (from small business to large corporate); · equipment manufacturers, distributors and value-added resellers worldwide; · federal, provincial, state and local governments as well as other public sector organizations; and · lease advisory services for manufacturers' captive leasing and finance companies. Headquartered outside Boulder, Colorado, Key Equipment Finance manages a $12.6 billion equipment portfolio with annual originations of approximately $5.7 billion. The company has major management and operations bases in Toronto, Ontario; Albany, New York; Chicago, Illinois; Houston, Texas; London, England; and Sydney, Australia. The company, which operates in 26 countries and employs 1,100 people worldwide, has been in the equipment financing business for more than 30 years. Additional information regarding Key Equipment Finance, its products and services can be obtained online at KEFonline.com. Cleveland-based KeyCorp is one of the nation's largest bank-based financial services companies, with assets of approximately $93 billion. Key companies provide investment management, retail and commercial banking, consumer finance, and investment banking products and services to individuals and companies throughout the United States and, for certain businesses, internationally. ### Press Release ###########################
News Briefs---- Greenspan says housing boom 'over' but sees stable prices Boomers bet on property for support Jury indicts N.Y. law firm Microsoft Unveils Pay-As-You-Go Personal Computing Designed for Emerging Market Consumers Da Vinci Brings in $77 Million-Here are all time weekend box holders 1 in 136 U.S. Residents Behind Bars ---------------------------------------------------------------
You May have Missed--- Buying on line, how to find codes to save money ----------------------------------------------------------------
“Gimme that Wine” Two Buck Chuck creator ups the ante in wine feud OREGON'S EMERGING PINOT-SCAPE Wine Prices by vintage US/International Wine Events Winery Atlas Leasing News Wine & Spirits Page ----------------------------------------------------------------
Calendar Events This Day Canada Immigration Day A day to celebrate and discuss immigration and the Canadian policy. Find Your Soul Mate Day Put on your best suit, best dress, best smile or sweetest smile. Mr. Right or Miss Right are walking around out there and you don't want them to pass you by. National Maritime Day Anniversary of the departure of the first steamship crossing from Atlanta, Georgia to Liverpool, England, “Savannah.' Sri Lanka: Heroes Day Celebrating the struggle for international independence from colonial rule in 1971. United Nations: National Biological Difference Day Yemen: Independence Day Celebrates the reunification of Yemen in 1990. ----------------------------------------------------------------
Today's Top Event in History 1967-Premeire of “Mr. Rogers” on TV. “Won't You Be My Neighbor? “Presbyterian minister, Fred Rogers, hosted this long-running PBS children's program Puppets and human characters interacted in the neighborhood of make-believe. Rogers played the voices of many of the puppets and educated young viewers on a variety of important subjects. the last episodes of the program were filmed in 2001. Almost 2,000 episodes were produced over the show's history. ----------------------------------------------------------------
This Day in American History 1798 -- Canada: Chippewa cede 28,000 acres in Ontario, including present-day site of Toronto, for 101 British pounds. --------------------------------------------------------------
Spring Poem John Steinbeck The Snake It was almost dark when young Dr. Phillips swung his sack to his shoulder and left the tide pool. He climbed up over the rocks and squashed along the street in his rubber boots. The street lights were on by the time he arrived at his little commercial laboratory on the cannery street of Monterey. It was a tight little building, standing partly on piers over the bay water and partly on the land. On both sides the big corrugated-ion sardine canneries crossed in on it. Dr. Phillips climbed the wooden steps and opened the door. The white rats in their cages scampered up and down the wire, and the captive cats in their pens mewed for milk. Dr. Phillips turned on the glaring light over the dissection table and dumped his clammy sack on the floor. He waked to the glass cages by the window. The snakes were bunched, and resting in the corners of the cage, but every head was clear; the dusty eyes seemed to look at nothing, but as the young man leaned over the cage the forked tongues, black on the ends and pink behind, twittered out and waved slowly up and down. Then the snakes recognized the man and pulled in their tongues. from a collection of short stories. |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Ten Top Stories each week chosen by readers (click here) |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Top Stories chosen by editor Kit Menkin (chronological order) |
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
 |
| 
