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We are looking for experienced business development
 professionals with established vendor / client
 contacts in general manufacturing equipment,
 road maintenance, material handling , radio/TV broadcasting
and other hard collateral.
We have openings for in-house business development positions 
and Independent Sales Associates.

Contact or send resumes to: John Martella SVP
800 800 8098 ext 5209 or direct: 248 743 5209

Friday, May 21, 2010

Marian McPartland interviews Ramsey Lewis
on her radio show, Marian McPartland's Piano Jazz in 2009

Jazz pianist Marian McPartland OBE born March 20, 1918 Slough, England, UK. In 1964, Marian McPartland launched a new venture on WBAI-FM (New York City), conducting a weekly radio program that featured recordings and interviews with guests. Pacifica Radio's West Coast stations also carried this series, which paved the way for Marian McPartland's Piano Jazz, a National Public Radio series that began on June 4, 1978. It is the longest-running cultural program on NPR as well as being the longest-running jazz program ever produced on public radio.


Corrections: Donner Medical Marketing
 Classified Ads---Credit
  Leasing Company stocks hold their own
FDIC First Quarter Bank Profits Raps Leasing
 by Christopher Menkin
  Housing and Economy Report
   from Al Schuler, USDA Forest Service Economic Advisor
  Classified Ads---Help Wanted
 Letters?!---We get eMail!!
  Site Inspection Services
   Help Wanted Ads Work---Testimonial
Sales makes it Happen—by Scott Wheeler
 “Improving Your Odds”
   Cartoon---Surprise in the Kitchen
 Shrek Forever After/Please Give
  The Road/Silver Lode/Stagecoach
   Fernando Croce Movie/DVD Reviews
 Commercial Risk Scores Up 1.8%
  “Sal the 1040 Gal” arrested
    Portland, Oregon---Adopt-a-Dog
     Banner Ads Work---It’s the Position that counts
News Briefs ---
 Mortgage rates plunge to all-time low
  Senate approves financial overhaul
   Fed Governor Says U.S. Could Feel Europe’s Pain
 You May have Missed---
   California Nuts Brief---
    Sports Briefs---
  "Gimme that Wine"
     Today's Top Event in History
      This Day in American History
      Poem by Barry S. Marks, Esq.
      Daily Puzzle
   Weather, USA or specific area
     Traffic Live----

######## surrounding the article denotes it is a “press release”


Corrections: Donner Medical Marketing

In Tuesday’s story, the following was added to the article on line:

(1018 Oak Street, Roselle, New Jersey; Google)

The website shows a 1018 Oak St. Roselle, New Jersey 07203 warehouse address and states the company was incorporated 25 years ago, 1990 went into servicing, and 1995 in distribution completing over $40 million in sales since inception. Incorporation shows September 4, 1986.

Allied Health and Donner Medical/LPV 102
 by Christopher Menkin

Kingsbridge Files Against Allied Health for $1 Million


Classified Ads---Credit

Atlanta, GA
9 Years experienced small ticket Credit Analyst seeking full-time position with equipment broker/lessor. Resume available. Email at or

For a full listing of all “job wanted” ads, please go to:

Other e-Mail Posting Sites:


Leasing company stocks hold their own

None of the publically held leasing companies stock is at its highest; however, the Thursday downturn did not hit them as hard as others. GE, a large conglomerate was hit the hardest, and Resource America, parent of LEAF Financial, did not move very much. It should be noted that most leasing company stock had a higher movement of stock trading than the last three month average, and considering the down market of the stock market on Thursday, are doing very well, definitely holding their own when others were unloading other industries, especially if they were doing business in Europe.

Last Trade: 34.88
Prev Close: 36.67
Open: 35.92
Day's Range: 34.20 - 36.15
52wk Range: 24.83 - 42.94
Volume: 3,522,865
Avg Vol (3m): 2,401,540

Last Trade: 28.65
Prev Close: 30.04
Open: 29.16
Day's Range: 28.50 - 29.33
52wk Range: 22.74 - 35.75
Volume: 898,357
Avg Vol (3m): 485,617

Last Trade: 16.26
Prev Close: 17.26
Day's Range: 16.25 - 16.83
52wk Range: 10.50 - 19.70
Volume: 153,789,763
Avg Vol (3m): 85,622,500

Marlin Business Services Corp.(NasdaqGS: MRLN)
Last Trade: 12.28
Prev Close: 12.39
Open: 12.29
Day's Range: 11.76 - 12.60
52wk Range: 3.57 - 13.36
Volume: 18,965
Avg Vol (3m): 27,003

MicroFinancial Incorporated (NasdaqGM: MFI)
Last Trade: 3.70
Prev Close: 3.73
Day's Range: 3.68 - 3.82
52wk Range: 2.25 - 4.20
Volume: 32,600
Avg Vol (3m): 15,662

Chesswood Income Fund (Pawnee Corp.) (CHW.UN)
(Canadian monetary,
Close:4.220 Yield: 10.000
Open: 4.200 P/E Ratio: 11.053
52 Week High: 4.680
52 Week Low: 2.02

Resource America, Inc.(NasdaqGS:Rexi)
(LEAF Corp; Leaf Specialty Group) Last Trade: 4.17
Prev Close: 4.26
Open: 4.23
Day's Range: 4.17 - 4.30
52wk Range: 3.60 - 6.86
Volume: 36,360
Avg Vol (3m): 24,524


FDIC First Quarter Bank Profits Raps Leasing
by Christopher Menkin

Don’t look for banks to start opening their doors to leasing companies yet. While their profit is up, many cut leasing products, as well as also experienced leasing portfolios loses, and want to have little to do with leasing, especially if they were stung by the recent frauds and mismanagement. Leasing is considered “risky” and those still in the marketplace have placed their interest rates accordingly to the problems they have experience, or have learned from their colleagues.

This is not to imply that all banks have this position, but there are fewer of them. Notably active are Arvest where Kyle W. Gilliam, president of Arvest Equipment Finance, made an announcement looking for more business; Bank of the West Leasing very aggressive, Key Corp Chairman and CEO Henry Meyer III saying his bank is “looking to expand businesses that have synergy with its community bank, such as its equipment leasing business,” or US Bancorp expanding not only its branches but wanting to increase leasing. And there are others such as Commerce National or Bank of Richmond, but at the same time, many are leaving the industry and others become more leery due to all the write-offs and outright fraud.

This growing not taking on leasing discounters and brokers can be seen in the Leasing News “out of broker/discounter list” (1) as well as the first quarter FDIC statistic showing the percentage of loans and leases that were noncurrent (90 days or more past due or in nonaccrual status) rose from 5.38 percent to 5.45 percent at the end of the first quarter, the highest level in the 27 years that insured institutions have reported these data.

At the same time, the FDIC reported commercial banks and savings institutions insured by the FDIC show an aggregate profit of $18.0 billion in the first quarter of 2010, a $12.5 billion improvement from the $5.6 billion the industry earned in the first quarter of 2009.

It does not match prior year earnings and it doesn't consider the almost doubling the first quarter of this year in bank closures to date.

It appears the closing of a record number of banks in the last two years as well as the increase in auditing and "cease and desist" is having a positive affect on the banks that are still in business as earnings are up, but much of it comes from exiting unprofitable products such as construction loans, land development loans, as well as residential loans direct and indirect, as well as getting out of leasing.

The number of institutions on the FDIC's "Problem List" rose to 775, up from 702 at the end of 2009. In addition, the total assets of "problem" institutions increased during the quarter from $403 billion to $431 billion. These levels are the highest since June 30, 1993, when the number and assets of "problem" institutions totaled 793 and $467 billion, respectively, the FDIC reported.

The number of banks at risk of failing climbed to 775 during the first quarter. The list a year ago was 350.

The first quarter report for the first time the decline in the number of institutions insured by the FDIC is now below 8,000. It is the first time that has happened in the FDIC's 76 year history. Two decades ago, the FDIC insured more than 16,000 institutions nationwide. It seems there are larger banks today than smaller banks of yesterday.

Further indication of the economy can be seen in the next report on housing and unemployment effects.

Leasing Companies Out of Broker/Discounting Business

Full FDIC First Quarter Report


Housing and Economy Report
from Al Schuler, USDA Forest Service Economic Advisor

The April housing numbers were good “on the surface”. Total starts were up 5.8%, with an annual rate of 672,000, while single family starts were up 10.2% at an annual rate of 593,000. The strength was due to single family activity as multifamily was down almost 19%. However, permits, an indicator of future building activity, were down 11.5% (single family permits were off 10.7%).

March to April permits actual starts
Northeast --7% -23.9%
South -14.3%    7%
Midwest    0% -16.7%
West -16% -13.3%

Regionally, there was strength in all regions except the West which saw a 13% fall in starts. What do I mean by “on the surface”? Well, most of the strength in housing over the past several months (my opinion) has been due primarily to the homebuyer tax credit which expired the end of April. It will be interesting to see if building activity continues to strengthen in the absence of the tax breaks.

One of the best indicators of an improving economy (which is the key to a stronger housing market) is the jobs picture, and that is clearly improving, but we have a deep hole to get out of. At the current rate of job creation (April ~290,000), it will take about 24 months to recover the 7 million jobs lost in the past two years.

The good news is unemployment situation is clearly improving - If this continues, the economy will rebound and housing will eventually strengthen – probably the best single metric to watch for signs of improvement, as noted, the predictions is it will take at least two years more to get to “normal.”

Little Rock, Ark.


Meet and learn from Mr. Terry Winders, CLP

Leasing #102 columnist for Leasing News,
long time educator and trainer

Sales and Operations
click here for course information and to register

June 9, 10, until Noon on the 11th
Little Rock, Arkansas
Hosted by Arvest Equipment Finance

$395.00 Paid in Advance for first person from company
$345 with each additional attendee 

"Certified Leasing Professionals attending this seminar will earn CPEs (Continuing Professional Education)
Credits toward their recertification"

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


Leasing Industry Help Wanted


Interviewing Leasing Professionals With Proven Track Record and Established Book of Business. Envision Provides: 1) Established Funding Sources, 2) Fun Working Environment, 3) Full Benefits (Health Insurance, 401k), 4) Aggressive Commission Structure.
Resumes To:, Contact: Jeff Edwards (949) 225-1712

Envision Capital Group is dedicated to providing the best in class products and service to our employers, customers, vendors and partners in the small and middle ticket commercial finance industry. With over 50 years of combined experience we have the knowledge, skills, abilities and relationships to help you reach your goals.

We are looking for experienced business development
 professionals with established vendor / client
 contacts in general manufacturing equipment,
 road maintenance, material handling , radio/TV broadcasting
and other hard collateral.
We have openings for in-house business development positions 
and Independent Sales Associates.

Contact or send resumes to: John Martella SVP
800 800 8098 ext 5209 or direct: 248 743 5209

Seeking originators with 5+ years small ticket and/or
middle market experience and with established
customer and vendor relationships. Remote
office and on site positions are available.

Please send resumes to:
Attn: Mike Lockwood or Russ Runnalls CLP

Please see our Job Wanted section for possible new employees.


Letters?!---We get eMail!!

“First of all (and I'll say it one more time) my hat is again off to you, this time for apparently connecting the dots on Allied Health Care Services.

“As I mentioned in my earlier note, we were approached to do a lease with Allied last fall. In spite of several requests for additional information and for explanations about obvious anomalies, we simply could not get comfortable with Allied and decided to pass. While we had a number of unanswered questions, various e-mails to the broker cited five worth repeating:

“The company has provided only internally prepared financial statements and does not have audited financial statements. This is particularly surprising given the very substantial annual income, net equity, and total assets indicated in Allied’s internally prepared financials. A company of this size and with this income level would normally have transitioned to audited financial statements – for the potential of reducing its borrowing costs, if for no other reason.

“No Lessee Website. That Allied has achieved its size and remarkable growth without having a website is difficult to fathom in today's business environment.

“Lessee’s facilities are suspect – location, etc. [Kit: A Google search last fall brought up the same photo of the same (very “tired”) building that was in last Friday’s Leasing News.]

“Vendor on transaction does not have a website either and does not appear to have any established place of business – other than the residence of the principal. [Kit: This due diligence step involved a two-minute search on Google.]

“Allied was a bit too receptive to ‘C’ credit terms, even though their financials suggested an ‘A’ credit status.

“The recurrences of situations such as this never cease to surprise me. If we all followed fundamental principles of due diligence and paid more attention to obvious ‘red flags’, lessors and funders in our industry would not only save a lot of money, but they would improve the image of our industry in the process.

Best regards,
--Roger Marce
Manufacturers’ Lease Plans, Inc.
Phoenix, Arizona
Off.:602-944-4411, ext. 11

(Roger was the only one who when asked if Leasing News could print his experience said, “yes.” The lack of vendor web site went on until March, could be later, as the site is new. While Leasing News appreciates what others have told us “off the record,” Roger is the first “on the record.” Thank you.

(Allied Health Care Services first got Leasing News attention when asked to look further. It seems Donner Medical Marketing as funder for a $1 million lease to Allied was turned down, and the broker came back with an equipment dealer who would be selling the equipment and providing an invoice. The funder on service with Lease Police ran the program which was negative, turn the deal down. The funder afterwards called Lease Police to see if they could learn more. Of course, they turned the deal down. Bernie Boettingheimer, CLP, contacted Leasing News to learn if we had ever heard of Allied Health Care Services who was to be the lessee. Thus Leasing News queried its readers, got a major response, including reports of slowness in payments and much information to follow-up. The research became public with the law suit of Kingsbridge Holding, LLC, Lake Forest, Illinois. Perhaps they may get lucky and paid in full. Editor)


James J. “Jim” Kalinski, General Partner,
Christopher “Kit” Menkin, Managing Partner
American Leasing,
Santa Clara, California

“Saw your picture in today’s Leasing News. were a handsome young man. What happened?”

Rick Wilbur
Managing Partner
Office 480-874-5400
Cell    602-402-8409

(Got older. Editor)


“Those were good times to remember.....any updates for the picture.”

120 East Ogden Ave.
Suite 23
Hinsdale, IL 60521
Gene Callison

(I have run a more current picture with my son, and as well on my biography in the advisory board section. I really don’t like the newer ones as they make me look bald and overweight. Editor.)


“What ever happened to Jim Kalinski?

“We used to live pretty close to each other in the Cambrian Park area.”

Larry Blazek
Director of Sales
Office: 408-879-2215
Pentech Financial Services, Inc.
240 E. Hacienda Ave, Suite 100
Campbell, CA 95008

(Jim followed his daughter to Boston College on a basketball scholarship. He was always very close to his only child, who was an excellent basketball player (as Jim was, too. Played “pick-up” basketball in all areas of San Jose.) He grew up in the Boston area. Stayed there, and I think now sells ATM set-ups to businesses, has been out of leasing for over 15 years, I believe. Perhaps close to retirement as many of us are who were active in the early 1970’s in leasing. Editor)


Paul Menzel, Leasing News 2006 Person of the Year

“Thank you for investigating and reporting on the Bulletin Board Complaint re Structured Business Capital. This type of unethical behavior is what is giving the "broker" segment of our industry a bad name and is ultimately restricting access to capital to all brokers … even the honest and legitimate ones.

“One of the key risks that funders must manage is that of "third party originators" or brokers. FinPac has been doing it effectively for 20 years. The fact that Leasing News serves the industry as a "clearing house" for complaints makes it easier for funders to separate the bad actors from the good sources.

“I know it puts a lot of pressure on you to adequately and appropriately investigate all the circumstances of a particular complaint. I trust you do so given the cooperation of all parties and their intent on doing the right thing for the customer and our industry. If anyone is wondering why funding sources have exited the third party origination channel, it is due in part by this type of activity and risk.

“FinPac is totally committed to the TPO marketplace and have built systems around managing the risk of that channel. Your bulletin board helps us do so effectively.”

Paul J. Menzel, CLP
President & CEO
3455 South 344th Way
Suite 300
PO Box 4568
Federal Way, WA 98063-4568
Phone: 253-568-6121 or 877-222-8558 x121


“The complaint board contains yet another example of what will lead our industry into strict policing and reform from the outside if we don't get it under control from within.”

Steve Brooks

(As long as the majority of funders continue to do business with companies of questionable ethics, as known to them through Leasing News Bulletin Board Complaints, as well as the difficulties they learn through other sources, too, from Lease Police to the Better Business Bureau, there will be no changes. When a company owned by a person convicted five years in the State of Washington and not allowed back to do business for 20 years, gets involved in a mortgage bankruptcy following with many similar traits, starts a leasing company, joins a leasing association and then starts emailing, faxing, telephoning the leasing association membership for business, having salesmen bombard LinkedIn, Twitter, nothing will happen. Lessors say "I don't have any exposure, I sold the deal non-recourse."

Best Practice Broker and CLP's hide behind these symbols of trust as the industry looks the other way, just as Wall Street justifies on one side betting one way, telling clients to move in this direction, while the other side says the opposite to other clients, it will continue "business as usual." The lessee should have known what they were signing, so evergreen, lying on residuals, inflating personal property tax, that's there business to catch. I can hear it now: “Yeah, we need to regulate our industry before someone else does something about it. Let's bring this topic up again at the next leasing conference?” Editor.)


Penske orders 600 Swedish Volvo's-Buy American?

“I found your headline a little misleading re: ‘Buy American’. Volvo builds a great truck and they’re built in the USA. If a company bought Macks (built in the same plant) would you have the same headline?

“In 2009, Volvo began to relocate the operations of its Mack Trucks subsidiary to Greensboro, where the North American operations of Volvo Trucks have been headquartered.

“Today, Volvo produces Volvo and Mack class 8 truck models at plants in Dublin, Virginia, and Macungie, Pennsylvania. Affiliate Volvo Powertrain produces engines and transmissions at its Hagerstown, Maryland, facility, for use exclusively in the North American market.

“I enjoy Leasing News and look forward to each issue.”

Best regards,
Richard Tunnell
Tel: 772.600.5954

(In News Briefs, just put a question behind headline of purchase of trucks. To verify what Mr. Tunnel said, queried Volvo, and Jim McNamara, Manager - Media Relations Volvo Trucks North America, Greensboro, North Carolina emailed back: "These trucks are produced in Dublin, Virginia at Volvo Trucks' New River Valley Plant. All Volvo trucks sold in North America are built in the U.S. at this plant." It is apparent they did buy "American!" Editor)


"Just a little bragging on a proud Dad’s part. This is from my daughter Kristin. She filmed four Old Navy commercials and she was the featured model in this one. They have been showing all over the country on many networks:

Brian Ofria
Antares Leasing Corporation
Woodland Hills, CA 91367
Tel: (818) 519-8258

((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Site Inspection Services

Asset Appraisals Services Nassau Asset Management
Bee-Line Corporation QuikTrak, Inc.
C&C Asset management, Inc. RTR Services, Inc.
Douglas Guardian Services Corp. Railroad Technology Corporation
Dover Management Group, Inc. Randolph Lynn Associates SecureTrac, Inc.
Morgen Industries, Inc. Your Key 2 Business Solutions

( To apply to be listed, please fill in this form and fax to 408.374.3843 or you
may e-mail to:
Site Inspection Form

Company Name
Year Founded
Employees or Ind. Contractors
Douglas Guardian Services Corp.
Bruce Lurie, President
Pre-Funding Inspections, Post-Funding Inspections, Vendor Verifications, Collection Inspections, Collateral Management and Floor Plan Inspection Services
801.523.8449 - Phone
801.820.8223 - Fax
Associations: NAELB
Pre-Funding and Post-Funding Equipment Inspections, Business Verifications, Door Knocks, Condition Reports, and Vendor Inspections.
Bee-Line Corporation
Jay Caron, President & CEO
413-737-3114 - Phone
413-733-6666 - Fax
Specializing in truck & trailer inspections, appraisals, investigations and remarketing.
(23) banks & leasing companies with s footprint in Canada to Chile & Argentina
Randolph Lynn Associates
Dick Mitchell
727-302-9144 - Phone
Prompt professional pre-funding equipment inspections, collateral "visits", and related lessee/vendor contacts. (Florida Locations)
Your Key 2 Business Solutions
714-996-6767 - Phone
714 996-6738 - Fax
On site verification, document signing or collections. Quick, accurate and professional.
Asset Appraisals Services
Mathew Cox - Inspection and Appraisals Manager
402-390-0505 - Phone
402-390-0489 - Fax
Remarketing Systems, Appraisal & Legal
C&C Asset Management, Inc.
904-821-9186 - Phone
904-821-9187 - Fax
Appraisals, Repossession and remarketing services.
Dover Management Group, Inc.
Christopher J. Condon
508-785-1277 - Phone
508-785-3008 - Fax
North America coverage for all services, inspections, appraisals and consulting. Accredited senior appraiser - American Society of Appraisers, providing USPAP Appraisals, desktop appraisals, general equipment consulting, equipment portfolio management.
Banks, insurance companies, financial product placement entities, equipment finance and leasing companies, public companies.

Morgen Industries, Inc
201-223-0071 - Phone
201-223-0071 - Fax

Remarketing & resale, Data center relocation, Valuation & Appraisals, Disk Sanitizing and hard drive destruction
Nassau Asset Management
Edward Castagna, President
1-800-462-7728 - Phone
516.625.1981 - Fax

QuikTrak, Inc.
Matt McCoy
Director of Business Development
(503)214-3073 - Phone
(503)214-3973 - Fax
+1 503-968-9800 - Phone
+1 503-968-9801 - Fax

Vendor Verification, Mystery Shopper Inspection, Collection/Quikcheck inspection, pre-fund or post-fund equipment inspections, refinancing/end of lease condition reports.
RTR Services, Inc
Mike Smith, President
Lynne Wicker,
National Remarketing Manager
Becky Braun,
Remarketing Manager
Central & Eastern Division
800-467-0690 - Central & Eastern Division
803-399-9655 - Corporate Offices

Site Visits, collections, recovery, remarketing, recovery, remarketing and appraisal - FMV

Railroad Technology Corporation
Robert M. Ness - Founder & Chief Executive Officer
Technical evaluations, logistics, documentation and funding.
SecureTrac, Inc.
Shannon Waters
866-283-6771 ex 3
Blaine Conti
866-283-6771 ex 2
Michael Vogt - Sales Manager
866-283-6771 ex 4
Jennifer Miller - Inspection Relations
866-283-6771 ex 5
SecureTrac proudly services banks, leasing companies,
brokers, auctioneers and equipment dealers.

(A) "Douglas Guardian has probably been doing site inspections longer than any other company in the market today. This is our 75th year in business. We even do inspections for some of the people on your editorial board. Please include Douglas Guardian in your survey. We do not subcontract our inspections to independent contractors like many of our competitors. We utilize a network of over 300 company trained and certified employees. We operate throughout the US and Canada performing pre-funding inspections, post-funding inspections, collection inspections and vendor verifications."

Bruce Lurie, President

(B) SecureTrac, Inc. - Additional Services

- SecureTrac, Inc is a nationwide provider of collateral inspections for banks, leasing companies, equipment brokers and equipment vendors.
- A picture is worth a thousand words but an on-site inspection is worth 10 times more.
- We give you a snapshot of your customers business in real time, not just on paper.
- Our field consultants are experts and are nationally recognized by leading Professional Associations as ethically and technically qualified to perform equipment consulting services for third parties.

Services Include:

Pre/Post Fund Collateral Inspections
Business and Merchant Site Inspections
Vendor Inspections
Vehicle Condition Reports
Check/Title Exchanges
Lease Signings
Inventory & Audits
Collection Inspections
Delinquency Interviews
Drive by Inspections

Benefits of choosing SecureTrac:

Real Time Status Updates
Online Reporting
Online Report Archive
Free Digital Photographs
Volume Discounts
Multi- Lease Discounts
Online Monthly Invoices/Early Pay Invoice Discounts

SecureTrac is proud to offer Same Day Service Requests.

Associations are abbreviated. See our Associations page full name and information.


Help Wanted Ads Work-Testimonial

"We have had an overwhelming response to the Leasing News ad, with 48 resumes by day number 2. With all the resumes totaled, we received, 86 resumes! Leasing News Job ads really work, and we are happy to be putting people to work in this tough economic climate. We are going to finalize all the interviews next week, and depending on what talent versues what we can offer sales people, we may run it again by next week."

Matt Williams
949-204-9901 Direct
949-612-3820 Fax

Help Wanted Ad Pricing Criteria
Smaller Ads
$595.00 minimum for four lines
Larger Ads
$100 per line thereafter
(skipped line will be counted as a line)
Additional Options

- Design work to help create the ad is free.

- Description of your company is free
(company description cannot have more lines than your ad)

- Contract and repeat discounts are available.

All rates are subject to change.

Ads run a minimum of 21 days on the web site ( holidays not included.)  There are placed in the "Help Wanted' section by category, alphabetical, with the largest ad in the category first. Copy may be amended without any extra charge.

It is also our policy to place "help wanted" ads above the news edition headlines. This position is not available as a paid position, but appear on the top of the news edition in a rotation basis. This position is not guaranteed,but is a practice to give advertisers more attention to their ad. 

Please send an email to to post a Help Wanted Ad.

Here are some samples of various size ads:

If you prefer a " non-employment" ad, we sell a banner ad, please click here for pricing.

If you would like more information, please contact:

We reserve the right to refuse any advertising.

Ads for employment should be placed in the classified ad section, where it is possible to also appear at the top of the headlines.

No changing or alternating banner ads.

Ad copy may be up-dated or changed at any time during the time period.

No charge for artwork or design.

To see sample size of ads, please go here.


Sales makes it Happen
by Scott Wheeler

“Improving Your Odds”

I have studied success in our industry over the past few months. There are five consistent attributes which every top performing financing/leasing originator possessed that other less performing originators are lacking to some degree. I encourage every originator to score themselves on a scale of one to five in each of the following categories:

  • Total customer knowledge

  • Broad and comprehensive understanding of financing/leasing structures and pricing

  • Equipment knowledge

  • Financial analysis and credit knowledge

  • Ability to consistently and aggressive market to the "RIGHT" vendors and end-users

Customer Knowledge: Successful originators understand the challenges, needs and want of his/her customers (vendors and end-users). Superficial knowledge is not enough in today's environment; a strong originator needs to do his/her homework and understand the industry that is being served. The originator should have firsthand knowledge by being fully engaged in the industry. Being a generalist is more difficult in the current economy, because clients want financial partners who fully understand their business.

Financial Structures and Pricing: Successful originators have a broad and complete understanding of all financial options which are available in the market. Savvy originators are capable of analyzing other financial products and are capable of dissecting the strengths and weaknesses of different products, structures and pricing which are being offered by a broad range of financial institutions. It is no longer enough to have a complete understanding of the products being offered by your company or your industry - a strong originator must know how his/her products fit into the mix of all available capital. Our industry was built upon creativity and flexibility and successful originators are moving beyond” plain vanilla" transactions and are tailoring their financial products to the needs of each customer.

Equipment: Thankfully, the market has returned to its sanity and the equipment once again matters in the overall evaluation of a transaction. Successful originators are actively inquiring about the equipment which is being funded and verifying whether or not the securing collateral is essential to the daily operation of the customer. Successful originators are pursuing transactions which include income producing or cost reduction equipment. Originators are taking the time to understand the equipment, its value, and its purpose. General, meaningless descriptions of equipment are no longer acceptable. Successful originators are addressing the equipment in their initial due diligence of a transaction to save both time and effort.

Financial Analysis: The greatest source of frustration for financing/leasing originators over the past two years is their lack of experience and knowledge in regards to financial analysis and credit underwriting. Successful originators have embraced the challenge and have educated themselves about the current rules of engagement. Successful originators have moved beyond an "application only" mentality, beyond gatherers of information. Successful originators are able to evaluate financial statements and tax returns, they are able to point out the strengths and possibly mitigate the weaknesses of an organization. Financial trends matter and originators need to be able to speak intelligently about the financial information which is provided. Strong originators have spent time with their credit departments to understand why transactions are approved, declined or placed on hold. It is the responsibility of every originator to have strong credit awareness. Credit understanding will eliminate frustrations and allow an originator to concentrate on being more effective in the marketing of his/her products.

Marketing to the "RIGHT" vendors and end-users: The key word is "RIGHT". Our economy has changed and many of our past clients are no longer viable future customers. Many of the stronger prospects, who in the past were nearly impossible to approach because of fierce competition, are today seeking our services and products. Successful originators are re-shuffling their data bases and spending additional time and effort aggressively marketing to businesses which will drive future business. The market has created a window of opportunity for successful originators who are actively pursuing new relationships with stronger vendors and end-users. Prospecting needs to be priority number one in order to capture the "right" future business. Databases need to be purged and rebuilt. Successful originators are aggressively and consistently campaigning to new and improved prospecting lists on a daily basis. Marketing to the "right" prospects is the most important attribute and is the key contributor toward success.

There is a window of opportunity which exists in the market. However, success is not being realized by the masses. Those individuals who excel in each of the above attributes are leading the charge toward success and maximizing their personal incomes. If an originator wants to improve his/her odds of success, then he/she needs to maintain a rating of five (on a scale of 1-5) in each of the above attributes. A rating of three or below is just not good enough in today's financial environment. If an originator is not satisfied with his/her current performance - I would suggest that they need to do a self evaluation of each attribute and strive to improve those areas of weakness.

Wheeler Business Consulting works with individuals and companies to improve their performance in the market through webinars, executive one-on-one coaching, strategic planning, and on-site training.

Comments and suggestions are always welcome at

Wheeler Business Consulting works with individuals and companies to improve their performance in the market through webinars, executive one-on-one coaching, strategic planning, and on-site training.


Scott A Wheeler
Wheeler Business Consulting
Phone: 410 877 0428



Fernando's View
By Fernando F. Croce

Shrek in 3-D (“Shrek Forever After”) and a tart comedy of manners (“Please Give”) highlight new theater releases, while DVD viewers can try a Cormac McCarthy adaptation (“The Road”) or discover a couple of masterful classic westerns (“Silver Lode,” “Stagecoach”).

Shrek Forever After (DreamWorks Animation): The fourth installment in the popular animated series shows that you can’t keep a good ogre down. This time around, Shrek (voiced by Mike Myers) is happily married to Fiona (Cameron Diaz), with a nice house and a brood of little ogres. But something is missing. Has he been housebroken? Hoping to regain the fire in his belly, he makes a pact with Rumpelstiltskin to imagine a different life. Unfortunately, the plan backfires and Shrek finds himself fighting for his beloved wife and kingdom, with the help of faithful pals Donkey (Eddie Murphy) and Puss in Boots (Antonio Banderas). Fans of the original will delight to find the series’ usual mix of irreverent humor and pop-culture references here.

Please Give (Sony Pictures Classics): After such gems as “Lovely & Amazing” and “Friends with Money,” writer-director Nicole Holofcener has crafted a unique niche as creator of witty and human variations of what some might call “chick flicks.” In her latest, she teams up once more with her favorite leading lady, Catherine Keener, for an amusing and often resonant comedy of manners. Keener plays Kate, a busy Manhattan woman who specializes in buying furniture on the cheap before reselling it. But business is just one of her worries; there’s also her husband (Oliver Platt), who has different ideas for how to deal with sales, plus her teenage daughter and the granddaughters of her elderly tenant. The results are a sharp, well-acted mix of humor and melancholy.

Netflix tip: The recent death of Lena Horne (1917-2010) saw the passing of one of classic Hollywood’s most timelessly lovely and talented performers. Check with Netflix to revisit the legendary Horne’s song-and-dance talents in such movies as “Cabin in the Sky,” “Stormy Weather,” “Ziegfeld Follies” and “The Wiz.”

New on DVD:

The Road (Sony): As “No Country for Old Men” proved, movies taken from the novels of Cormac McCarthy can be pretty grim affairs. This adaptation of his acclaimed, post-apocalyptic epic tale is no exception. Viggo Mortensen delivers an intense performance as a man determined to keep himself and his young son (Kodi Smit-McPhee) alive in a ravaged world where the human race’s animalistic instincts have long taken over. Over the course of their long trip to safety, they have hair-raising encounters with other survivors (including a blind old man, superbly played by Robert Duvall) while hanging on to memories of their earlier, happier lives. The unrelieved gloom may make the film rough-going for some viewers, but McCarthy fans may savor the strong cast and John Hillcoat’s direction.

Silver Lode (VCI): Though unfairly unforgotten these days, Allan Dwan was one of Hollywood’s most well-kept secrets, a director who started out in the silent era and for several decades delivered highly likable, beautifully put together films. Though Dwan tackled everything from swashbucklers to musicals, this 1954 western, which is finally getting a DVD release, may very well be his strongest movie. John Payne stars as Dan Ballard, a respected citizen in a frontier town whose life takes a nightmarish turn when he’s accused by a slimy federal marshal (Dan Duryea). Can he stay alive long enough to clear his name? Some critics have found hidden criticism of the McCarthy era in the plot, but, more than anything, Dwan’s mini-classic remains a heck of a yarn.

Stagecoach (Criterion): Another old master, John Ford is in no danger of being forgotten by movie buffs. Long hailed as the greatest of all directors of westerns, he hit an early peak with this unmissable 1939 classic, now available in a lovely restored transfer by Criterion releases. Set in the untamed Old West, it follows a microcosm of American values as a group of characters interact during a perilous journey through wild territory. Inside the stagecoach are a saloon girl (Claire Trevor), a disgraced doctor (Thomas Mitchell), a Southern gentleman (John Carradine), and a noble outlaw (John Wayne, in his breakthrough role). As affecting and dynamic today as when it was first released, it offers the perfect primer for cinema lovers interested in John Ford’s West.


#### Press Release ##########################

Commercial Risk Scores Up 1.8 Percent since Beginning of the Year,
According to Experian's Latest Business Benchmark Report

COSTA MESA, Calif., -- Experian®, the leading global information services company, announced the results of its monthly Business Benchmark Report. Findings from the April report show that the national average commercial risk score is up by 1.8 percent since January 2010. This month's report also shows that beleaguered industry sectors such as Construction and Retail showed the first improvement in their average risk scores since mid- 2009. Additionally, April's data indicates that midsize businesses have shown the greatest improvement in the percentage of delinquent dollars since the beginning of the year.

Other key findings from this month's Business Benchmark Report include the following:

Risk score:

•The national average commercial risk score was 58.15* in April, which was down only slightly from March. However, the national average is still up 1.8 percent year to date, indicating a continuing positive trend overall for 2010.

•Year-to-date improvement in risk score has been driven mostly by improvement in the non-employer firm category, which has improved 4.2 percent thus far in 2010. In addition, businesses with more than 1,000 employees have also seen a big improvement year-to-date, jumping 13.3 percent. This is a positive sign for the economy, as large businesses continue to show a significant upward trend in meeting obligations in a more timely fashion.

•Construction, Utilities, Wholesale Trade and Retail were the only industry groups that saw a slight improvement in risk score over last month. This change marks the first increase in commercial risk score seen in the Construction and Retail sectors since August and June 2009, respectively.

•The Plains states continue to have the highest risk score average of all geographic areas (61.84), while the Northeast has the lowest (55.43). Average risk scores for some of the states with large metropolitan areas include: California (57.24); Texas (57.11); Washington, D.C. (56.83); New York (54.55); and Florida (53.19).

*Based on a 100-point scale

Average days beyond terms (DBT):

Average days beyond terms have increased slightly in recent months, and overall are up 1.5 percent in 2010, with the exception of those midsize businesses in the 50- to 250-employee range. Those businesses are flat with our January results.

•Payment performance from all industry groups continued to stabilize in April. Industries such as Health Services (4.90 DBT) and Public Administration (5.07 DBT) are among those with the best payment performance - well below the national average.

•Another positive note: Hospitality, Retail and Construction, which have struggled during the downturn, have seen the greatest improvements in payment behavior over the last two months, improving by 2.9, 1.2 and .67 percent, respectively.

•The Mountain states showed the greatest change in payment performance over last month, improving by 1.5 percent. Some states with large metropolitan areas, such as Texas (5.66), California (5.23) and New York (4.19), all came in well below the national average of 6.24 DBT.

Percentage of dollars delinquent:

•In April, the national average percentage of dollars delinquent continued to decline, improving by 1 percent over the last six months. As well, the percentage of dollars severely (91-plus days) delinquent has improved slightly since the beginning of the year (-0.1 percent year to date).

•Businesses of all sizes have remained stable in the average percentage of dollars delinquent, with midsize businesses in the 100- to 249-employee range showing a 0.3 percent improvement year to date.

•Although a bit higher than the national average, the Retail sector has shown a continual decrease in the percent of delinquent dollars over the last two months, improving by 11 percent since February. The Real Estate and Hospitality industries have remained stable in the percentage of dollars severely delinquent since the beginning of the year, coming in at 3.01 and 1.88 percent respectively - both well below the national average.

•The Mid-Atlantic and Southeast regions both saw a 7.7 percent improvement in the percent of dollars delinquent in April, and all U.S. regions remained stable in the percentage of dollars severely delinquent. Additionally, Texas (10.2 percent), Arizona (9.79 percent) and California (8.95 percent) remain among the areas with the lowest percentage of dollars delinquent. California improved 3.5 percent over last month. In terms of percentage of dollars severely delinquent, California, Massachusetts, Pennsylvania and Texas were among the areas falling well below the national average.

To download the full report or to see a visual representation of this data and other information broken down by state in an interactive map, visit

About the Business Benchmark Report
Experian's Business Benchmark Report is a monthly look at how businesses are faring in the United States. Designed to monitor the progress of business recovery, the report looks at four key indicators of business health, including commercial risk score, days beyond payment terms, percentage of dollars delinquent and percentage of dollars severely delinquent.

### Press Release ############################

“Sal the 1040 Gal” Arrested

The United States District Court in Santa Ana, A federal grand jury in United States District Court in Santa Ana, California, handed up a nine-count indictment charging a woman with five counts of preparing false tax returns and four counts of theft of government money.

Sally Louise Crystal, a/k/a Sally Hernandez, who previously resided in Costa Mesa, California, was arrested earlier and made her initial appearance before United States Magistrate Judge Joseph Spero in the Northern District of California.

The indictment alleges that for a period of time, Crystal operated a tax preparation business called “Sal the 1040 Gal.” While operating this business, the indictment goes on to allege, Crystal prepared returns for her clients and include fictitious expenses and deductions on her clients’ tax returns, knowing that they were not entitled to them, and in order to decrease her clients’ tax liability and increase the clients’ refund amounts.

"Today’s indictment shows IRS-Criminal Investigation and the Treasury Inspector General’s Office for Tax Administration’s joint commitment in investigating those individuals who choose to undermine the honesty of our tax system for their personal financial gain," said Leslie P. DeMarco, Special Agent in Charge for IRS-Criminal Investigation in Los Angeles.

#### Press Release #############################


Portland, Oregon---Adopt-a-Dog

Baby Ginger

Kelpie/Cattle Dog/Australian Shepherd/Boxer Mix
9 weeks old
10 pounds

"Hi, as you can see I am one pretty little Baby, I came here looking for a nice family to take me in and give me all the love I deserve. I ‘m about 9 weeks old and will probably grow to be a medium large size dog. My momma was a real beauty, a black with a touch of white, Kelpie/Cattle Dog mix only 37 pounds. I’m a lot like my momma- sweet and happy and beautiful. So here I am, just waiting for a family to raise me into the wonderful pet I am destined to be!"

9 weeks old-10lbs. My adoption fee is $260 and it includes; microchip, reduced cost spay/neuter and $25 rebate, reduced cost Training Class, free veterinary exam, 1 month pet health insurance, leash/collar, food sample, toy & Treat packet.

For More Information:

Family Dogs New Life Shelter
9101 SE Stanley Ave.
Portland OR 97206

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet


Banner Ads Work---It’s the Position that counts

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Today in History

1819-imported bicycles made their first appearance in New York City. The Common Council met on August 19 and passed a law “ to prevent the use of velocipedes in public places and on the sidewalks of the City of New York.” In their early years, bicycles were called velocipedes, curricles, or swift walkers.


This Day in American History


        1796-birthday of attorney and statesman Reverdy Johnson was born in Annapolis, Maryland. Johnson Although he personally opposed slavery, Johnson represented the slave-owning defendant in the 1857 Dred Scott case in which the U.S. Supreme Court decided that slaves could not be citizens of the United States. The court's decision increased antislavery sentiment in the North and fed the antagonism that sparked the Civil War. He was a key moderate during the days of reconstruction and deserves a strong place in history than he has received.
    1819-Victoria Day, Canada commemorates the birth of Queen Victoria, May 24, 1891
    1819-imported bicycles made their first appearance in New York City. The Common Council met on August 19 and passed a law “ to prevent the use of velocipedes in public places and on the sidewalks of the City of New York.” In their early years, bicycles were called velocipedes, curricles, or swift walkers.
    1832- Baltimore, MD, the Democratic conventional was held under the name Republican Party. Delegates from 21 states and DC nominated Andrew Jackson for president and Martin Van Buren for vice-president.  The party was officially the “Democratic-Republican Party, “ and remained so until 1840.  The Whig and the Whip parties eventually became the Republican Party, but not as we know it today.  The Republican party then was more “liberal” and the “ National Democratic Party” was considered the “conservative wing.”
    1833-Black students enroll in classes at Oberlin College, Ohio
    1881- let's set the record straight and get away from the public relations story. The first meeting of what was to become the American Red Cross happened at the home of Adolphius Simeon Solomons in Washington, D.C., where he and Clara Barton founded the American Association of the Red Cross, as part of an international humanitarian movement to provide help to victims of war and natural disasters. It was thought the organization would have a better chance of growth with a woman as president, which Mr. Solomons made an official motion.  It was made part of the International Red Cross on March 16, 1882 ( started in Switzerland, 1864).
    1881-the United Sates Lawn Tennis Association was formed at the Fifth Avenue Hotel, New York City, by 34 clubs.  It formulated the rules of play, standardized the height of the net and the size of the ball, and ruled on such matters as the service line and the size of the court.  The first president was Robert Shaw Oliver of the Albany Tennis Club. In 1975, the name was changed to the United States Tennis Association.
    1878-birthday of Glenn Hammond Curtis, American inventor and aviator, born at Hammondsport, NY. The aviation pioneer died at Buffalo, NY, July 23, 1930.
    1901- Connecticut passed the first speeding driver's law, “ the speed of all motor vehicles should not exceed 12 miles per hour on country highways and eight miles per hour on highways within city limits.”
    1904-birthday of great singer/pianist Thomas ”Fats” Waller, New York City, NY. Perhaps the first jazzman I listened to as a young man as my father collected his vinyl records, and often played his jazz organ playing. More than 40 years after his death, he remains one of the most popular of all jazz musicians, admired even by those who say they don't like jazz. Many of his tunes, such as "Honeysuckle Rose," "Ain't Misbehavin' " and "Blue Turning Grey Over You," are considered popular music standards. Waller's commercial success and international fame did not begin until 1934, although he began recording 12 years earlier. It was in '34 that he formed the first of the "Fats Waller and His Rhythm" bands. The five-piece group provided the setting for Waller's lighthearted and often humorous vocals, which by then overshadowed his piano playing. Fats Waller died of natural causes on December 15th, 1943 while traveling aboard the Sante Fe Express train.,+Fats
    1909- Massachusetts approved the first credit union, sponsored by Pierre Jay, the first bank commissioner of the state.
    1912-Monty Franklin Pierce Stratton, baseball player born at Celeste, TX. Stratton's five-year career in the major leagues was ended when his leg was amputated after he accidentally shot himself in a hunting accident.  Jimmy Stewart played Stratton in a very successful moving based roughly on his life. Died at Greenville, TX, Sept 29,1982.
    1917-birthday of Raymond Burr, stage, film and TV actor best known for the role of Perry Mason in the series of the same name ( my late father Lawrence Menkin was the story editor, and also wrote many of the episodes.)   Burr was born at New Westminster, British Columbia, and died near Healdsburg, CA, September 12,1993.
    1921-birthday of arranger/songwriter, trumpet play Henry Glover, Hot Springs, AR
    1929-birthday of drummer Lawrence Marable, Los Angeles, Ca.
    1927 - Charles A. Lindbergh arrived to a hero's welcome in Paris, in his spindly monoplane, "The Spirit of St. Louis" (the famous plane is now displayed in the Smithsonian Institute in Washington, DC). Lindbergh's flight marked the first time that a person had flown across the Atlantic Ocean. The event got more press coverage than any other single even in history to that time. In American newspapers alone, it was estimated that some 27,000 columns of words were used to describe Lindbergh's epic journey. A depiction of that famous flight was portrayed by one of America's great motion picture actors, Jimmy Stewart, in the film, "The Spirit of St. Louis". Upon his return to American soil, Lucky Lindy was given another hero's welcome.
    1927- Arranger Bill  Holman Birthday
    1932-birthday of bandleader Bob Florence, and one of my high school idols, as saw his band many times locally and patterned my after his,  Los Angeles, Ca.
    1936- E.I. du Point de Nemours, Wilmington, DE, began production of Lucite, or polymethylmethacrylate, “ a plastic that is low in moisture absorption, highly nonconducting, and crystal clear, and that possesses the interesting property of bending light rays as the pass through.  In 1938, the produced Teflon, but did not start commercial production until 1954.
    1940-Will Bradley (Wilbur Schwichtenberg) cuts “Beat Me Daddy, Eight to the Bar,” (Columbia 35530)
    1941-birtthday of singer Ronald Isley (The Isley Brothers), Cincinnati, OH The group first hit the charts in 1959 with "Shout," which has since become a rhythm-and-blues standard recorded by such artists as Lulu, Tom Petty and the Blues Brothers. The Isleys were still on the charts in the early 1980's. Their 1981 album "Grand Slam" earned a gold record.
    1941-Claude Thornhill Band records their theme, “Snowfall.”
    1942-Freddie Slack with Ella Mae Morse records “ Cow Cow Boogie,” Los Angeles.
    1945 - Lauren Bacall and Humphrey Bogart were married. Legend has it that the couple fell in love in 1943 during making of the film, "To Have and Have Not". Theirs would become one of Hollywood's most enduring marriages
    1949---Top Hits
Riders in the Sky - Vaughn Monroe
Again - Gordon Jenkins
Forever and Ever - The Russ Morgan Orchestra (vocal: The Skylarks)
Lovesick Blues - Hank Williams
    1955 - Chuck Berry went into a recording session for Chess, performing a restyled version of "Ida Red". What came out of that hot session was Ida Red's new name and Chuck Berry's first hit, "Maybellene". "Maybellene" topped the R & B charts at #1, and the pop charts at #5. And Beethoven rolled over...
    1957- Reaffirming their decision to bar females from the Fenway Park's male-only press box, Boston baseball writers deny a seat to Doris O'Donnell, a feature writer following the Indians.
    1957---Top Hits
All Shook Up - Elvis Presley
School Day - Chuck Berry
Love Letters in the Sand - Pat Boone
A White Sport Coat (And a Pink Carnation) - Marty Robbins
    1959 - Ethel Merman played the lead role in the musical, "Gypsy", which opened at the Broadway Theatre in New York City. The popular show ran for 702 performances. It was based on the memoirs of Gypsy Rose Lee, the famous burlesque queen. 1969-Henry “Hank” Aaron of the Atlanta B raves was lifted for a pinch hitter for the first time in his career. Mike Lum batted for Aaron in the seventh inning of a game against the New York Mets after Aaron had come to the plate, 9,015 times.  Lum doubled, and the Braves won,15-3.
    1961-"Every Beat of My Heart" enters the Hot 100 in two versions. One is on the Fury label by Gladys Knight and the other by the Pips on the Vee Jay label. They are not the same recording but are rendered by the same act, victims of a contract dispute. The Vee Jay single will be more successful, rising to #6 on the pop chart and Number One R&B. Both groups will eventually sign to Motown's soul label.
    1963-Little Stevie Wonder who turned 13, just eight days ago, records his second album. "The Twelve Year- Old genius," live at a Detroit ballroom. One tune off the album, "Fingertips, Part Two," will become Wonder's first hit, topping both the R&B and the pop charts.
    1965---Top Hits
Ticket to Ride - The Beatles
Help Me, Rhonda - The Beach Boys
Back in My Arms Again - The Supremes
Girl on the Billboard - Del Reeves
    1973 - The sensual "Pillow Talk", by Sylvia (Sylvia Vanderpool), earned a gold record. The artist first recorded with Hot Lips Page for Columbia Records back in 1950 and was known as Little Sylvia. She was half of the singing duo Mickey & Sylvia, who recorded "Love is Strange" in 1957. "Pillow Talk" was her only major solo hit and made it to number three on the pop music charts.
    1973---Top Hits
You are the Sunshine of My Life - Stevie Wonder
Little Willy - The Sweet
Frankenstein - The Edgar Winter Group
What's Your Mama's Name - Tanya Tucker
    1974- One year after his firing from Columbia Records, Clive Davis is hired by Bell Records as a consultant.
    1976- Aerosmith receives a gold LP for "Rocks." The album will eventually go to #3 on the album chart.
    1981---Top Hits
Bette Davis Eyes - Kim Carnes
Just the Two of Us - Grover Washington, Jr./Bill Withers
Being with You - Smokey Robinson
I Loved 'Em Every One - T.G. Sheppard
    1985 - Marvin Gaye's last album was released. "Dream of a Lifetime" featured songs that critics considered too offensive, such as the controversial, pop version of "The Lord's Prayer". Three of the songs from the album were completed after Gaye's death. Marvin Gaye was inducted into the Rock and Roll Hall of Fame in 1987.
    1985-Septuplets were born in Orange CA, to Patti Frustaci, a 30-year-old schoolteacher. It was the largest multiple birth in the history of the Untied Sates. One child was stillborn and three more died within a month. Two boys and one girl survived. At the age of 2, the surviving infants -- Richard, Patricia and Stephen -- were found to have cerebral palsy. A year later, more bad news. The children also were diagnosed as mentally retarded. Sam and Patti Frustaci -- who already had a healthy son named Joseph but wanted more children -- sued the fertility clinic and the physician that treated the wife with Pergonal, the same drug used by Bobbi McCaughey Frustaci and her husband later filed a malpractice suit against her doctors and the infertility clinic where she had been treated. They won a $2.7 million settlement on behalf of the surviving septuplets, now 12 years old. Little has been heard from the Frustacis since then, but apparently there have been changes.  Late last week, CNN spoke with Sam Frustaci, who said he still lives in Southern California with all the children. All are okay, he said, but Patti Frustaci now lives elsewhere. He did not elaborate.
    1986- with a few gaps, millions of Americans held hands from Battery Park in New York City to Long Beach, CA, a distance of 4,150 as a fund-raising event sponsored by a consortium of charities and corporations.
    1987 - Severe thunderstorms, developing along a sharp cold front crossing the central U.S., produced 60 mph winds and golf ball size hail at Sedalia, MO, and drenched Hagerstown, IN, with six inches of rain in one hour. Temperatures soared into the 90s ahead of the cold front. Paducah, KY, hit 94 degrees for the second day in a row. Light snow blanketed Montana, with three inches reported at Butte
    1989---Top Hits
Forever Your Girl - Paula Abdul
Real Love - Jody Watley
Soldier of Love - Donny Osmond
If I Had You – Alabama
    1990 - Thunderstorms produced severe weather across the southeastern U.S. for the second day in a row. Severe thunderstorms spawned five tornadoes, including one which injured a person at Richmond KY. There were eighty-seven reports of large hail or damaging winds, with hail three inches in diameter reported at Austin TX. Thunderstorms produced up to five inches of rain in Macon County GA, and heavy rains left nearly eight feet of water over roads near Stepstone KY.
    1995- the Recording Industry Association of America reported that Bruce Springsteen's 1984 album "Born in the USA" had sold more than 15- million copies. That tied it with Boston's self-titled album as the number-three all-time best-selling album. Only Michael Jackson's "Thriller" - at 24 million - and Fleetwood Mac's "Rumours" - at 17 million - had sold more.
    2000- Major League Baseball has its first six grand-slam day less than one year after establishing the mark with 5. Angel Garret Anderson, Giant J.T. Snow, Phillie Brian Hunter, A's Jason Giambi and Dodgers Adrian Beltre and Shawn Green all contributed to the record. The NL also set a record with four of the six base-loaded homers.  

Stanley Cup Champions This Date
    1979  Montreal Canadiens
    1981  New York Islanders



by Barry S. Marks, Esq.

My sister and I thought he was a bear—

usually surly, returning home only

to hibernate, feed and growl.

A bear with a belt in his hand

that one time she sassed him.

He really put his back into it.

I resolved to be careful with words

and later went to law school.

But we never lacked for direction,

and when the house was dark,

after he kissed us good night with his

ursine beard and ordered us to sleep,

when our lesser fears rose

from coffin or castle to lurk at our windows,

it was good to know he was outside the door.

That was fifty years ago, and tonight, as I debate

a third martini, not really wanting

to go home to my wife,

Crystal the cocktail waitress

winks at me.

And Dad, 0l' Bear, I hear you growl

and of course I ask for the check.

from Possible Crocodiles
Poems by Barry Marks




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