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Wednesday, May 26, 2021

Today's Leasing News Headlines

ELFA Reports April Saw Almost 5% Increase
    from Previous High Month of March, 2021
Will Disclosing Rates Kill the MCA Business
  and Equipment Financing?
    By Kit Menkin
Leasing Industry Ads
    ---Help Wanted---Excellent Positons Available
On the Road Again
    Sales Make it Happen by Scott Wheeler, CLFP
Hiring a Credit Analyst
    By Ben Carlile
The List - March, 2021
    The Good, the Bad, and the Ugly
The Most Popular Paid Online Subscription News Websites
    Number of Paid Subscribers in the millions
Alaskan Husky/Mix
    Roseville, California  Adopt-a-Dog
Power of the Past/Force of the Future
  2021 AACFB Annual Conference
    September 8-20, Nashville, Tennessee
News Briefs---
Federal Reserve Board announces approval of application
     By Huntington Bancshares Incorporated to Acquire TCF Financial
With key tax held hostage by Republicans,
    Missouri Medicaid chief warns of ‘crippling’ cuts
Man who refused to wear a mask on Oakland flight
    faces $9,000 fine
Southwest flight attendant loses two teeth
    in alleged attack by passenger
Apple mega deal: tech titan launches huge Sunnyvale
    California expansion that could accommodate thousands
Biden administration opens California
    coast to offshore wind turbines
CDC finds breakthrough infections rare
    among the vaccinated

You May have Missed---
What to do if you lose your vaccine card
    You’ll need a vaccine card to get into summer activities

Broker/Funder/Industry Lists
| Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
  "Gimme that Wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.



ELFA Reports April Saw Almost 5% Increase
from Previous High Month of March, 2021

(Leasing News Chart)

The Equipment Leasing and Finance Association Monthly report show capital investments for business was $9.8 billion, up almost 5% from March; up 19% from a year earlier.

ELFA President and CEO Ralph Petta declared, "An increasing number of businesses are opening up, as more Americans are receiving a vaccination, traveling and otherwise trying to return to some semblance of normalcy.

"What we see so far in terms of capital equipment investment is indeed encouraging as we head into the summer months."

No other information was available at press time.


Will Disclosing Rates Kill the MCA Business
and Equipment Financing?
By Kit Menkin

I was asked by Kevin Travers, a reporter for deBanked, if I thought both the California and New York laws and those under construction by legislators in Connecticut, New Jersey, and North Carolina, regarding disclosing rates on Merchant Cash Advance, would hurt the industry. I think I surprised him by saying I didn't think it was going to be as serious as those in the industry fear.

I ran into Merchant Cash Advance deals about 20 years ago. At American Leasing, we were doing many internet deals for various companies, many based out of Silicon Valley. I remember one from Vallejo, small, setting up connections and selling computers and equipment that was really not making much of a profit, had little net worth, but was using his credit card payments to pay back a loan with a Merchant Cash Advance company. Like factoring, these were helping many companies to not only survive but grow. I couldn't help him, but he said he would just increase his credit card payments as there were a lot of clients who could grow their business using the internet.

I think Financial Technology programs advanced this with its quick availability and easy access. The changes in depreciation laws and quicker, easier response brought more equipment finance agreements as was as other types of financing. A busy restaurateur doesn't have the time to get financial statements, tax returns, providing an insurance certificate, landlord agreement, verification or inspection of delivery and working equipment, trying to answer all the questions by a distant credit grantor. Making it easier without a signed commitment agreement or other paperwork. As to interest rate, with the internet available, many companies have interest programs online to disclose the rate and costs. Merchant Cash Advance companies, as noted in Leasing News many times at:

The top credits most often go to the bank which discloses everything but has limits and requirement. Larger profitable companies with net worth have staff that provides all the information needed. 

So, disclosing the interest rate may not turn an applicant off and it may make things more competitive to those interested more in the rate than the speed or ease in getting the approval.

The smart originator will know what it takes to close a deal. As FDR originally was quoted as saying in his 1933 inaugural address: "So, first of all, let me assert my firm belief that the only thing we have to fear is...fear itself — nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance..."



Help Wanted Ads




On the Road Again

Sales Make it Happen by Scott Wheeler, CLFP

Over the past fifteen months, originators have had limited opportunities to meet vendors and end-users in person. It is a fact that in-person meetings are the most effective means of developing long lasting business relationships. Many times over the past year, originators have claimed that their deep relationships sustained them in the depths of the pandemic. They were thankful that they had engaged in in-person meetings prior to the pandemic and realized the power of an in-person meeting once that ability was temporarily eliminated. Many originators have resumed in-person meetings for some time, others are slowly re-entering the mix. Below are factors to consider:

    An in-person meeting is the best mean of solidifying a relationship.

  • It has been a while since you have met with your network. Now is the time to hit the road and see those who have supported you over the last year.
  • The summer of 2021 will be the official full reopening of the US economy. Plan to participate - your vendors and end-users are ready to take the relationship to the next level and will be delighted to sit down and discuss the possibilities.
  • Be prepared. In-person meetings should have a set objective and purpose. This is your opportunity to flaunt your services and products. This is your opportunity to gain commitments and deliver results.
  • The associations are planning in-person events for later in the year. It is more important than ever to engage with other industry participants.
  • Be fully vaccinated and respect others who are not.

Wheeler Business Consulting is fully vaccinated, and it has been uplifting to resume in-person meetings, training sessions, and real handshakes.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


Hiring a Credit Analyst
By Ben Carlile

Here’s the scenario: Our application volume has been building all year. Now, our auto-scoring system is referring a record number of “gray area” applications out for manual review. Our team can’t keep up with the workload but competition is fierce and we need to improve our turnaround times….so we look to hire another underwriter.

We want an analyst who can get up to speed quickly but there’s only room in the budget for a beginner. We’re not a large entity with an infrastructure of resources available to us. How do we sort through the hundreds of applications? What do we look for?

1. Curiosity. Beyond the bachelor’s-degree-in-business graduate with a 3.5 GPA, curiosity is a very valuable trait. Credit analysis is part forensics detective work, especially as we move up in exposure levels. The ability to see something irregular − something that may not make sense − is very important. Some of this comes with experience but a fundamental inclination to be curious and challenge assumptions gives the analyst a head start. During the interview, give candidates some simple yet revealing credit files to review. See if they catch the irregularities.

2. Organization. During the interview consider giving the candidates a sample to-do list and ask each of them to organize their work. What would they do to get things done efficiently today and how would they set things up to stay organized and meet deadlines going forward? We may learn a bit about how their minds think regarding organization. Do they prioritize it? Is it easy for them? Do they understand the importance of being organized? If a credit analyst is not organized, there is little chance that her/his work will be done efficiently and that deadlines will be met on a consistent basis.

3. Common sense. This is the foundation for exercising good judgment. Again, by offering each candidate a sample credit decision to make, we can begin to assess their ability to reach logical decisions. And by reviewing their reasons for making their decisions, we can get a taste of their thoroughness, their thought process, their existing knowledge and their ability to effectively articulate their decisions; and can they understand and follow instructions and guidelines?

4. Creativity. Yes, credit people can be creative and our competitive environment demands it. In addition to the underwriting process, credit analysts interact with origination, systems, funding, booking, customer service, collections, compliance, accounting, and portfolio management/buy/sell groups. An analyst who can understand the bottlenecks and see what’s behind the curtain – envision more efficient ways of accomplishing our goals − is a great asset. One who can effectively collaborate in teams and projects is essential today. Beyond the ability to structure good deals, the ability to employ creativity in improving workflows and processes is an absolute must for every employee.

5. Drive. We all want credit analysts who learn quickly and who are self-starters – those who can work without a lot of close supervision. We also seek mature and loyal employees who exhibit the drive to continually improve their skills and rise to greater roles of responsibility. Credit analysis can be a great way to start a career in various areas: sales, operations, risk management, portfolio management and senior management. Beyond asking a candidate where she/he sees herself/himself in 5 years, ask about what she/he has done within the last 5 years that shows drive and initiative. Listen carefully to the answer. Is there substance to her/his response? Were the examples challenging? Were they taken on voluntarily? What were the results?

Every entity has its own way of doing this and automated tools are helping to speed up this process. What has worked for me – in addition to applying the standard hiring criteria − is to concentrate on these five basic intangibles.

Although appraising these intangibles can be a subjective process, we can create a simple scale with which to measure each candidate in each of these areas. Indeed, many recruiters have interviewing techniques and personality tests that can tease out characteristics like these. The import thing to remember, in my experience, is to make sure we give these traits sufficient weight in the hiring process.

Ben Carlile
S.V.P Portfolio Management
Maxim Commercial Credit
Formerly Managing Director, Chief Credit Officer
Allegiant Partners
V.P. Credit Administration
Trinity Capital Corporation
Leasing News Advisor since Nov., 2014



The List  - March 2021
The Good, the Bad, and the Ugly

People's Bank Acquires North Star Leasing Business,
   Operating as a Division of People's Bank, Plus Premier Bancorp

As Lessor Have You Read Your Vehicle Lease Lately?
     By Edward P. Kaye, Esq. and Sloan Schickler, Esq.

North Mill Equipment Finance Announces
    It's Largest Securitization Ever at $268 Million

Equipment Finance Industry Confidence
    Reaches Highest Level in Three Years

Section 179 at a Glance for 2021

Marlin Business Services 2009 Compared to 2020
    Perhaps Missed by Readers

Chesswood Announces Strong Year End 2020 Results
    Parent of Pawnee, Blue Chip & Tandem Financial

Amur Equipment Finance Announces Record Growth in Q4
    Originations Increase 27% YOY; 34% Increase Applications

Money Can Buy Happiness After All
    New Research Suggest Yes, it Does

No Longer taking Broker/Discounting Business
    plus Leasing Companies Out of Business

NY Attorney General James Shuts Down Northern Leasing
    Spinoffs for Continuing to Prey on Small Businesses



By Claire Jenik, Statista


Alaskan Husky/Mix
Roseville, California  Adopt-a-Dog


ID 47691319
Age: 6 years
Size: Large
Color: Black/White
Declawed: No
Intake Date: 5/22/2021

Lokota is an active boy that loves to play. He is looking for a family that will understand the needs of his breed. He can be selective with certain dogs. *Required introduction with any resident dogs.

Adoption Price: $300

Adoption by Appointment/Procedure

Placer SPCA
200 Tahoe Avenue
Roseville, CA 95678
(916) 782 -7722

Fill out a Companion Request Form and submit to prior to your appointment. Appointments are for the animals we have available for adoption at the time of your appointment. Animals are available on a first come, first served basis only.

NOTE: For animals in foster care, please call (916) 782-7722 ext. “0”and let the Customer Care Representative know who you would like to meet.

No more than two people from the home will be allowed in the building for the appointment. Masks are required upon arrival and during the duration of your appointment. No exceptions. (Children two years and under are not required to wear a mask.)


Agenda at a Glance
(All times are Central Time Zone)

Wednesday, September 8
7:00 a.m. – 3:00 p.m.  Golf Tournament
9:00 a.m. – 6:30 p.m.  Registration Desk Open
9:30 a.m. – 11:30 a.m. Brokering Essentials - Part 1
12:00 p.m. – 2:00 p.m. Women in Finance Luncheon
2:00 p.m. – 4:00 p.m.  Brokering Essentials - Part 2
2:00 p.m. – 4:00 p.m.  Sponsor Presentations
4:15 p.m. – 5:00 p.m.  First-Timers/New Member Orientation
4:15 p.m. – 5:00 p.m   Introduction to the CLFP
5:00 p.m. – 6:30 p.m   Speed Dating Reception
7:00 p.m. – 10:00 p.m.   Opening Reception

Thursday, September 9
7:30 a.m. – 5:00 p.m.      Registration Desk Open
7:30 a.m. – 9:00 a.m.      Breakfast
9:00 a.m. – 10:00 a.m.    General Session - Keynote Speaker
10:00 a.m. – 2:30 p.m.    Exhibit Hall Open
12:00 p.m. – 1:30 p.m.    Working Lunch

2:45 p.m. – 3:45 p.m.
 - Legal Panel: Fraud Detection
 - Using Digital Marketing to Fuel Broker Growth
- Risk Management

4:00 p.m. – 5:00 p.m.
 - Exploring the Emerging Cannabis Market
 - Equipment Finance Technology
 - Commercial Real Estate versus SBA

Friday, September 10
8:00 a.m. – 12:30 p.m.   Registration Desk Open
8:00 a.m. – 9:00 a.m.     Breakfast
9:00 a.m. – 11:00 a.m.   Exhibit Hall Open

11:00 a.m. – 12:00 p.m.
 - Underwriting in the New Normal
 - Legal Panel - Broker Agreements
12:15 p.m. – 1:45 p.m.
         Annual Business Meeting Lunch & Auction
2:00 p.m. – 3:30 p.m.  Happy Hour & a Half

Nashville (1:12)



News Briefs---

Federal Reserve Board announces approval of application
     By Huntington Bancshares Incorporated to Acquire TCF Financial

With key tax held hostage by Republicans,
    Missouri Medicaid chief warns of ‘crippling’ cuts

Man who refused to wear a mask on Oakland flight
    faces $9,000 fine

Southwest flight attendant loses two teeth
    in alleged attack by passenger

Apple mega deal: tech titan launches huge Sunnyvale,
    California expansion that could accommodate thousands

Biden administration opens California
    coast to offshore wind turbines

CDC finds breakthrough infections rare
    among the vaccinated



You May Have Missed---

What to do if you lose your vaccine card
    You’ll need a vaccine card to get into summer activities


Sports Briefs---

Oakland A’s set to explore Portland
    as potential relocation option, per reports

Aaron Rodgers skips Packers' first OTA practice session
    amid standoff with team

Eight sensible NFL trades: Which team
    would be Julio Jones' best landing spot?

By keeping James Wiseman, Warriors will be playing it smart

MLB Power Rankings: Where All 30 Teams Stand
    After 2 Months

NBA Teams Facing a Decline Next Season

49ers offseason workout: Nick Bosa among absentees,
    plus a first look at Garoppolo alongside Lance


California Nuts Briefs---

US warns Americans not to travel to Japan as Olympics near

California to Require Vaccination, Negative Test
    For Indoor 'Mega' Events

The Central California Town That Keeps Sinking

Major Bay Area art festival canceled
    over homeless camp controversy



“Gimme that Wine”

Paso Robles adventures: 5 awesome things to do in wine country

How Good Are ‘Better for You’ Wines?

In Santa Clara Valley, 111-Year-Old Vines Lie
    Just Beyond the Outlet Malls

What's the difference between red and white wine glasses?

Michigan wine shipping lawsuit targets Napa vintner, 3 others

Free Wine App

Wine Prices by vintage


This Day in History

    1637 – A combined Protestant and Mohegan force under the English Captain John Mason attacked a Pequot village in Connecticut, massacring approximately 500 Native Americans.
    1649 - A ban on Jesuits was enacted by the Puritan Massachusetts Bay colony. Contrary to what is taught in elementary and middle schools, the Puritans were quite prejudiced to other religions and did not escape England for persecution.  Rather, they wanted to ensure their own religion above any others. The ban provided that “No Jesuit or ecclesiastical person obayned by the authoritie of the pope shall henceforth come within our jurisdiction” excepting survivors of shipwrecks and trades who “behave themselves inoffensively during their abode here.” A second offense was punishable by death.
    1647 - Alse Young became the first person executed as a witch in the American colonies, when she was hanged in Hartford, Connecticut.
    1736 - The Battle of Ackia was fought near the present site of Tupelo, MS. British and Chickasaw soldiers repelled a French and Choctaw attack on the then-Chickasaw village of Ackia. This was one of two such battles of the Chickasaw Campaign of 1736 fortified villages in northeast Mississippi. The French, short of ammunition and provisions, and worried that they could not carry any more wounded, and with no information from d'Artaguette, retreated the way they came having lost roughly two hundred men (roughly 100 killed and 100 wounded) in an ultimately futile campaign. 
    1771 - A famous Virginia flood occurred as heavy rains in the mountains brought all rivers in the state to record high levels.
    1781 – The Bank of North America incorporated in Philadelphia
    1805 - Lewis & Clark saw the Rocky Mountains for the first time.
    1830 – The Indian Removal Act was passed by Congress and was signed into law by President Andrew Jackson two days later.
    1836 - The power of the Southern pro-slavery Congress voted the first gag rule when they voted 117 to 68 to ban any consideration of the contentious subject of slavery. The resolution read: “Whereas it is extremely important and desirable that the agitation of this subject should be finally arrest, for the purpose of restoring tranquility to the public mind, your committee respectfully recommend the adoption of the following additional resolution: Resolved that all petitions, memorials, resolutions, propositions, or papers relating in any way, or to any extent whatever, to the subject of slavery, or the abolition of slavery, shall without being either printed or referred, be laid upon the table and that no further action whatever shall be had thereon.”
    1836 – Jay Gould (d. 1892) was born in Roxbury, NY.  Seen by many as a Robber Baron, he joined the Erie Railroad Board of Directors in 1867 and made millions by manipulating Erie stock.  In 1869, he conspired to control the price of gold by buying up all the gold in New York City, thereby causing the Black Friday Panic of September 24.  He began developing railroads in the west in 1872 and by 1880, he controlled over 8,000 miles of track. He also gained control of Western Union and several elevated railroads in NYC. 
    1857 – Dred Scott and his family were freed by owner Henry Taylor Blow three months after the Supreme Court ruled against them.
    1864 - The Territory of Montana was formed by Congress from the Territory of Idaho.
    1865 – Confederate General Edmund K. Smith was the last full general of the Confederate Army to surrender, at Galveston, TX.
    1868 - President Andrew Johnson avoids impeachment by 1 vote. When Johnson removed his Secretary of War Edwin M. Stanton over plans for Reconstruction, the opposing party, Republicans, voted to impeach him on February 24 at the House of Representatives. A trial then was brought against him by the US Senate. Both times the vote was 35 for conviction and 19 for acquittal. Because a two-thirds vote was needed to convict, Johnson was judged not guilty. As a side note, on May 21, the Republican National Convention nominated Gen. Ulysses S. Grant for the presidency, and at the same meeting, the convention adopted the name National Republican Party.
    1869 – Boston University was chartered by the Commonwealth of Massachusetts.  Three trustees of the Boston Theological Institute obtained from the Massachusetts Legislature a charter for a university by name of "Boston University." They were Isaac Rich (1801–1872), Lee Claflin (1791–1871), and Jacob Sleeper (1802–1889), for whom Boston University's three West Campus dormitories are named. Lee Claflin's son, William, was then Governor of Massachusetts and signed the University Charter after it was passed by the Legislature.
    1883 - Jazz singer Mamie Smith (d. 1946) was born in Cincinnati, OH.
    1886 - Al Jolson’s (d. 1950) birthday, born Asa Yoelson at St. Petersburg, Russia. Actor, singer who was the first performer to sing in a sound movie “The Jazz Singer.”  After the Japanese attack on Pearl Harbor in December 1941, he was the first star to entertain troops overseas during World War II.
    1887 – New York legalized racetrack betting
    1895 – Famous “America” photographer Dorothea Lange (d. 1965) was born Hoboken, New Jersey.
    1896 - An F5 tornado hit Oakwood, Ortonville, and Thomas, Michigan. 47 people were killed and 100 were injured. Trees were debarked "even to the twigs, as though done by the careful hand of an experienced artisan." Parts of houses were found up to 12 miles away.
    1896 – Charles Dow published the first edition of the Dow Jones Industrial Average
    1898 – The charter for the City of San Francisco was approved, allowing municipal ownership of utilities.
    1907 - Birthday of John Wayne (d. 1979), born Marion Robert Morrison at Winterset, IA. An Academy Award-winner (“True Grit”), Wayne was among the top box office draws for three decades. Between 1926 and 1976, Wayne appeared in over 170 motion pictures. An enduring American icon, he epitomized rugged masculinity and is famous for his demeanor, including his distinctive calm voice, walk, and height. “Talk low, talk slow and don't say too much,” was his advice on acting.  Growing up in Glendale, CA, a local fireman at the station on his route to school started calling him "Little Duke" because he never went anywhere without his huge Airedale Terrier, “Duke.”  He was recognized by the Congress on May 26, 1979, when he was awarded the Congressional Gold Medal. On June 9, 1980, Wayne was posthumously awarded the Presidential Medal of Freedom by President Carter.  John Wayne Airport in Orange County, where he lived, is named after him.
    1908 - At Masjed Soleyman in southwest Persia, the first major commercial oil strike in the Middle East was made. The rights to the resource were quickly acquired by the United Kingdom.
    1911 – Joe Friday’s first partner, Nicholas Benton "Ben" Alexander (d. 1969) was born in Goldfield, NV.  Alexander played Officer Frank Smith in “Dragnet,” first in the radio series and then on television.
    1912 - Jay Silverheels (d. 1980) was born Harold J. Smith on the Six Nations of the Grand River First Nation, near Brantford, Ontario, Canada. He achieved enduring fame for his role as Tonto, the faithful Indian companion of the character, “The Lone Ranger” (1949-57) in the long-running TV series.  
    1913 - Actors' Equity Association was formed in NYC.
    1914 - Trumpet player Ziggy Elman born Harry Aaron Finkelman (d. 1968), Philadelphia.
    1916 - Composer/author Louis Thomas Hardin (d. 1999), better known as “Moondog,” born Marysville, KS

    1917 - A tornado touched down near Louisiana, MO about noon and remained on the ground for a distance of 293 miles, finally lifting seven hours and twenty minutes later in eastern Jennings County, IN. The twister cut a swath of destruction two and a half miles wide through Mattoon, IL. There were 101 persons killed in the tornado, including 53 at Mattoon, and 38 at Charleston, IL. Damage from the storm totaled 2.5 million dollars.
    1920 - Peggy Lee (d. 2002) was born Norma Deloris Egstrom at Jamestown, ND.  Singer, songwriter and actress, she got her start singing on a Fargo, ND, radio station, and was soon hired by Benny Goodman to sing with his band. Known for her simple, jazzy style as well as her sex appeal, her biggest hits were 1958’s “Fever” and 1969's “Is That All There Is?,” both of which are now considered standards. She is perhaps best remembered for the songs that she co-wrote and performed in Disney's “Lady and the Tramp.” She continued to perform until the 1990's, when poor health forced her to retire.
    1923 - James Arness (d. 2011) was born in Minneapolis, MN. He was our neighbor and was starring in the long-running TV western "Gunsmoke" as Marshal Matt Dillon. “Gunsmoke” ran 1955-75 and 635 episodes.  My father wrote a few of the episodes. Mr. Arness also took my brother Michael and I to University High School for almost two years (until I learned to drive). He would pick us up at the bus stop on Sunset Blvd. in his Oldsmobile station wagon. Perhaps at times he would get up to 80 to 100 miles an hour down Sunset Blvd. He would zoom in and out of traffic, laughing, and give us advice on life. My brother told my mother the speed and she told us not to ride with him anymore (we did, as we always beat the bus to school). If he was late, he would drop off us a few blocks from the high school, but if he was really making time, he would drop us off right in front. He was a very nice man. Right across from where we lived was James Whitmore. He was offered the Gunsmoke role first, but turned it down, recommending Arness, who was tall (6’ 7”) as Whitmore was short. Whitmore thought Arness was better for the role.
    1923 - The first 24 Hours of LeMans was held and has since been run annually in June. It is the world's oldest active sports car race, held annually near the town of LeMans, France.  It is one of the most prestigious automobile races in the world and is often called the "Grand Prix of Endurance and Efficiency." The event represents one leg of the Triple Crown of Motorsport with the Indianapolis 500 and the Monaco Grand Prix.
    1924 – President Coolidge signed a restrictive Immigration law
    1925 – After ulcer surgery and a five-week convalescence, Babe Ruth left the hospital.  Ty Cobb became the first Major Leaguer to 1000 extra-base hits and would finish his career with 1,138.
    1926 – Miles Davis (d. 1991) was born in Alton, IL.  Widely considered one of the most influential musicians of the 20th century, he was, together with his musical groups, at the forefront of several major developments in jazz music.  In 2006, Davis was inducted into the Rock and Roll Hall of Fame which recognized him as "one of the key figures in the history of jazz".       
    1927 - Ford Motor Company produced the last and 15th million Model T Ford, known as Tin Lizzie.
    1928 – ‘Dr. Death,’ Jack Kevorkian (d. 2011) was born in Pontiac, MI.
    1930 – The Supreme Court ruled that buying liquor does not violate the Constitution
    1932 - The kindly bequest of Lillie Hitchcock Coit, who desired to leave a memorial to her beloved city, has precipitated a bitter war among the art elements of that same city. With the memorial, a $100,000 tower atop Telegraph Hill, ready for erection, the air is filled with criticism and friction. The San Francisco Federation of Art, an organization composed of representatives of 22 groups interested in the arts, declared that the memorial tower was not suitable, that its erection would ruin Telegraph Hill and that it would spoil the city's silhouette.  The 210 foot tower was built in 1931 after five years of construction.
    1938 - William Bolcom, American pianist, composer and writer, born Seattle, Washington.
    1938 – House Un-American Activities Committee began its first session to investigate alleged disloyalty and subversive activities on the part of private citizens, public employees, and those organizations suspected of having communist ties.  Congressman Hamilton Fish III (R-NY), who was a fervent anti-communist, introduced on May 5, 1930, a resolution to establish a committee to investigate communist activities in the United States. The resulting committee, commonly known as the Fish Committee, undertook extensive investigations of people and organizations suspected of being involved with or supporting communist activities in the United States.  Among the committee's targets were the ACLU and communist presidential candidate William Foster.  The committee recommended granting the US Department of Justice more authority to investigate communists and strengthening of immigration and deportation laws to keep communists out of the United States.  Think they’d be busy today?
    1940 - The evacuation of 200,000 British and 40,000 French and Belgian soldiers began. The British Force had become trapped by advancing German armies at Dunkirk, the port on the northern coast of France. Sailing on every kind of transport available, including fishing boats and recreational craft, these men were safely across the English Channel by June 2.
    1941 – Betsy Ross’ home was given to the City of Philadelphia.
    1942 - Lionel Hampton's big band, with Illinois Jacquet, records “Flyin' Home,” (Decca 18394)
    1945 – Garry Peterson, drummer for The Guess Who and Bachman-Turner Overdrive, was born in Winnipeg.
    1946 - Top Hits
The Gypsy - The Ink Spots
All Through the Day - Perry Como
Laughing on the Outside - The Sammy Kaye Orchestra (vocal: Billy Williams)
New Spanish Two Step - Bob Wills
    1948 – Stevie Nicks of Fleetwood Mac was born Stephanie Lynn Nicks in Phoenix.
    1949 - Singer Hank Williams, Jr. ("All for the Love of Sunshine," "I Fought the Law"), was born in Shreveport, LA.
    1949 – Ward Cunningham, who developed the first wiki, was born in Michigan City, IN.  A pioneer in both design patterns and extreme programming, he started coding the WikiWikiWeb in 1994, and installed it on the website of the software consultancy, Cunningham & Cunningham, he started with his wife, Karen, on March 25, 1995, as an add-on to the Portland Pattern Repository.
    1951 - Birthday of Sally Kristen Ride (d. 2012) in Encino, CA. Dr. Ride was one of the first women in the US astronaut corps and the first American woman in space. Her flight aboard the space shuttle Challenger was launched from Cape Canaveral, FL, June 18, and landed at Edwards Air Force Base, CA, June 24, 1983. The six-day flight was termed “nearly a perfect mission.”
    1954 - Top Hits
“Wanted” - Perry Como
“Little Things Mean a Lot” - Kitty Kallen
“Man Upstairs” - Kay Starr
“I Really Don't Want to Know” - Eddy Arnold
    1956 - Althea Gibson (d. 2003) won the French Open, becoming the first Black tennis player to win a major tennis title, 1956.
    1959 - In another of Bill Veeck's stunts, 3-feet, 7-inch Eddie Gaedel returns to a Major League field along with three other midgets. Arriving by helicopter and dressed as Martians, the quartet shake hands with Nellie Fox and Luis Aparicio near second base on Comiskey Park's infield and gave them toy ray guns as the PA announcer informs fans the crowd the ETs have arrived to help the somewhat short keystone combo in their struggle with giant earthlings.  In 1951, in the second game of a St. Louis Browns doubleheader, Gaedel became the shortest player in the history of the Major Leagues. He made a single plate appearance and was walked with four consecutive balls before being replaced by a pinch-runner at first base.
    1959 – Harvey Haddix of the Pittsburgh Pirates threw a 12-inning perfect game against the Milwaukee Braves, only to lose 1-0 in the 13th inning.  An error by third baseman Don Hoak ended the perfect game in the bottom of the 13th, allowing Felix Mantilla to reach first base. Mantilla was advanced to second on a sacrifice by Eddie Mathews, which was followed by an intentional walk to Hank Aaron. Joe Adcock then hit a home run, ending the no-hitter and the game. However, in the confusion, Aaron left the base paths and was passed by Adcock for the second out and the Braves won 2-0. Eventually the hit was changed from a home run to a double by a ruling from NL President Warren Giles; only Mantilla's run counted, for a score of 1-0, but the Pirates and Haddix still lost.  Haddix's 12 2/3-inning, one-hit complete game, against the team that had just represented the NL in the previous two World Series, is considered by many to be the best pitching performance in Major League history.
    1961 – Dave Garroway told the NBC-TV brass that he was ready to retire. “I want to give up the Today show,” he said, “to stop talking awhile and start looking, thinking and listening to people.” Garroway voiced his trademark, “Peace,” with palm facing the camera, for the last time, after 10 years of early morning informing and entertaining.
    1962 – Top Hits
“Stranger on the Shore” – Mr. Acker Bilk
“I Can’t Stop Loving You” – Ray Charles
“Old Rivers” – Walter Brennan
“She Thinks I Still Care” – George Jones
    1963 – Wes Stock of the Baltimore Orioles won both games of a doubleheader, the only Oriole pitcher to do so.
    1964 – Lenny Kravitz birthday, Actor, singer, born New York.
    1965 - The Rolling Stones appear on "Shindig!" along with Jackie De Shannon, Sonny and Cher and Jimmy Rodgers.
    1967 - A slow moving nor'easter battered New England with high winds, heavy rain, and record late season snow. Winds 70 to 90 mph in gusts occurred along the coast. Over 7 inches of rain fell at Nantucket, Massachusetts with 6.57 inches falling in 24 hours to set a new 24-hour rainfall record. Severe damage occurred along the coast from very high tides. 24.9 inches of snow fell at Mount Washington, New Hampshire to set a new may snowfall record. 10 inches of snow fell near Keene, New Hampshire and 6 inches was recorded at Dublin, New Hampshire.
    1967 - "Sgt. Pepper's Lonely Hearts Club Band," by The Beatles, was released. It took the Fab Four only 12 hours to record their first album, "Please, Please Me." It took them 700 hours to complete "Sgt. Pepper's."
    1967 - The Charlatans, The Salvation Army Banned, and Blue Cheer at the Avalon Ballroom in San Francisco.
    1970 - Top Hits
“American Woman/No Sugar Tonight” - The Guess Who
“Turn Back the Hands of Time” - Tyrone Davis
“Everything is Beautiful” - Ray Stevens
“My Love” - Sonny James
    1978 - The first legal casino in the eastern United States opened in Atlantic City, New Jersey.  The owners of the Chalfonte-Haddon Hall Hotel opened as the Resorts International.
    1978 - Top Hits
With a Little Luck - Wings
Too Much, Too Little, Too Late - Johnny Mathis/Deniece Williams
You're the One that I Want - John Travolta & Olivia Newton-John
She Can Put Her Shoes Under My Bed (Anytime) - Johnny Duncan
    1980 – The Phillies’ Steve Carlton became the only NL hurler with six one-hitters.
    1984 - Thunderstorms during the late evening and early morning hours produced 6 to 13 inches of rain at Tulsa, OK in six hours (8.63 inches at the airport). Flooding claimed fourteen lives and caused 90 million dollars property damage. 4600 cars, 743 houses, and 387 apartments were destroyed or severely damage in the flood.
    1984 – President Reagan ruled out US involvement in the Iran-Iraq war.
    1986 - Top Hits
“Greatest Love of All” - Whitney Houston
“Live to Tell” - Madonna
“On My Own” - Patti LaBelle & Michael McDonald
“Tomb of the Unknown Love” - Kenny Rogers
    1987 - Severe thunderstorms spawned 15 tornadoes in west Texas. In Louisiana, a man in a boat on Lake Bistineau was struck and killed by lightning, while the other 3 people aboard were unharmed. The man reportedly stood up in the boat and asked to be struck by lightning.
    1988 - There was "frost on the roses" in the Upper Ohio Valley and the Central Appalachian Mountain Region. Thirteen cities reported record low temperatures for the date, including Youngstown, OH with a reading of 30 degrees. Evening thunderstorms in North Dakota produced wind gusts to 75 mph at Jamestown.
    1990 – The #20 worn by Michael Jack Schmidt was retired by the Philadelphia Phillies.
    1993 – You’ve seen this on TV numerous times…A long fly ball hit by the Indians' Carlos Martinez bounced off Jose Canseco's head and over the fence for a home run.
    1994 - Elvis Presley's daughter Lisa Marie marries the self-proclaimed "King of Pop," Michael Jackson in the Dominican Republic. Presley files for divorce in January of 1996.
    1997 – In the same game, Sammy Sosa of the Cubs and Tony Womack of the Pirates hit inside the park HRs.
    1998 – The Supreme Court ruled that Ellis Island, the historic gateway for millions of immigrants, is mainly in New Jersey, settling dispute with New York that dated to 1664.
    2004 - The New York Times published an admission of journalistic failings, claiming that its flawed reporting and lack of skepticism towards sources during the buildup to the 2003 war in Iraq helped promote the belief that Iraq possessed large stockpiles of weapons of mass destruction.
    2004 - Army veteran Terry Nichols was found guilty of 161 state murder charges for helping carry out the Oklahoma City bombing.
    2015 - Hackers stole personal data of about 100,000 taxpayers after breaking into a U.S. Internal Revenue Service system that allows taxpayers to retrieve previous tax returns; the data can be used to file tax refund claims and commit identity theft.
    2020 - The George Floyd protests against police brutality and racism began in Minneapolis.  The civil unrest and protests began as part of international responses to the murder of George Floyd, a 46-year-old African American man who was killed during an arrest after Minneapolis police officer Derek Chauvin knelt on Floyd's neck for 9 minutes and 29 seconds as three other officers looked on and prevented passers-by from intervening.  Chauvin and the other three officers involved were later arrested.   On April 20, 2021, Chauvin was found guilty of second-degree murder, third degree murder and second-degree manslaughter.  
Stanley Cup Champions
    1988 - Edmonton Oilers




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