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                      3 years leasing exp., commission only first year or               until quota met. You should earn $75,000  first year, work from home office. Sandra Tieh, HR 512.458.1300 or stieh@onesourcefinancial.com
 
  OneSourceFinancial.com a OneWorld Business Finance Co-Op Member
 |  Monday, November 15, 2010 Today's Equipment  Leasing Headlines
 
 Classified  Ads---Credit/Legal/Operations
 First Premier loses "Reps and  Warrants" Case: $5.62 Million
 
 Affiliated Investment Group
 joins “Broker/Lessor” Looking  Broker List
 Varion Capital Corp. Joins  “Broker/Lessor” List
 Pawnee: First Leasing Company to Report  Snow this Season!
 Classified Ads---Help Wanted
 Leasing 102 by Mr. Terry Winders, CLP
 "Equipment ‘use’"
 --Small Banks continue to fall from  losses and noncurrent loans
 Top Stories---November 8—November 12
 ACORD 23 Insurance Documentation Web  Seminar
 Test Advantage Capital Surpasses the  $100 million mark
 Fountain Partners Adds Venture Capital  Veteran John Van Hooser
 Queens, New York---Adopt-a-Dog
 Leasing---Outsourcing
 News Briefs---
 Fitch Affirms GreatAmerica Leasing  Receivables
 Holiday spending boost expected
 Broker/Funder/Industry  Lists |
        Features  (collection) Top  Ten Stories Chosen by Readers |
        Top  Stories last six months
     Magnesium Helps DiabeticsYou May Have Missed---
 California Nuts Briefs---
 "Gimme that Wine"
 This Day in American History
 Baseball Poem
 SuDoku
 Daily Puzzle
 GasBuddy
 Weather, USA or specific area
 Traffic Live----
 
 ########  surrounding the article denotes it is a “press release”
      and  was not written by Leasing News nor information verified, but from  the source noted.  When an article is signed by the writer, it is  considered a “by line.”  It reflects the opinion and research of  the writer. It is considered “bias” as it is the writer’s  viewpoint.
 
 
        [headlines]--------------------------------------------------------------
 
  [headlines]--------------------------------------------------------------
 
 
  Classified  Ads---Credit/Legal/Operations 
 
 (These  ads are “free” to those seeking employment or lookingto  improve their position)
 
 
    
      | East Coast 30  yrs. exp UK, mainly middle ticket last 11 yrs credit officer, seeking
 position in NY, CT, NJ, Available immediately for interviews carrsculling@gmail.com
 
 |  
    
      | Seasoned  finance attorney w/broad experience incl. vendor programs, lease  doc., syndication & securitization; in-house or private, NYC, LI  or willing to relocate rdusch@att.netResume
 |  
      | San Diego , CA Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
 Cell Phone: 760-533-4058;
 Email: sandidq@msn.com
 Resume
 
 |  
    
      | N. Phoenix, ArizonaKathleen Gibbons-Erler. Eleven years experience in all office  operations, including but not limited to lease processing. Excellent  follow up skills. References on Linkedin.com.
 kgibbons-erler@cox.net
 Resume
 
 |  
      | SF Bay  Area Contract  Administrator. Formerly Documentation  /Compliance , Pentech;
 American  National Leasing, VP-Operations. 30 years Experience. Available now.
 Resume
 gbflinn@gmail.com
 |  
      | Acton, MA Strong experience   in lease accounting, operations, & systems.
 Implemented   lease plus, Great Plains, networks.
 Excellent financial reporting and   analysis skills. Looking for new opportunity.
 LinkedIn
 alexanderzlenz@gmail.com| Resume
 |  
   Free Posting for those seeking employment in Leasing:
 http://www.leasingnews.org/Classified/Jwanted/Jwanted-post.htm
 All  “free” categories “job wanted” ads:http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm
 
      
      
        [headlines]--------------------------------------------------------------
 
 
        
 First  Premier loses "Reps and Warrants" Case: $5.62 Million  
 First  Premier Capital, Edina, Minnesota, was ordered to pay $5.62 million  in a "representation and warranty" case regarding Equipment  Acquisition Resources, Palatine, Illinois to Minnwest Capital  Corporation , Minnetonka, Minnesota,(subsidiary of Minnwest Bank  Metro), according to the Minneapolis/St. Paul Business Journal.  First  Premier Capital also has discounted many leases with Allied Health  Care Service, Orange, New Jersey. In the  MinnWest case, according to the Minneapolis/St. Paul Business Journal,  the judge found that First Premier Capital did not disclose the  person behind Equipment Acquisition Resources was a convicted  criminal and that the entire transactions were part of an alleged  Ponzi scheme. Whether this was legal misrepresentation or a violation of a  “representation and warranty” agreement was not covered in the  news story.         More  details to appear in the next edition of Leasing News.
 
 
        [headlines]--------------------------------------------------------------
 
 
        Affiliated  Investment Groupjoins  “Broker/Lessor” Looking Broker List
  
 A -  City Business License | B- State License | C - Certified Leasing  Professional | D -  State(s) sales/use tax license |E - Named as "lessor" on  50% or more of lease contract signed. | F - Accepts sub-broker  business l G -Back Room - has a dedicated back room operation Footnotes:Affiliated  Investment Group, Inc. is the proud continuation of more than 25  years of serving the broker community. We are a balance sheet, cash  flow, credit lender. The primary question on every transaction is  ‘what is the likelihood of being paid back?’ Affiliated is also  known as "The Flexible Funding Source" as we look at a deal  with the philosophy of ‘what's right’ about it ‘how can we make  it work’. We have significant sources of funds from A to B credits.
 We  recently agreed to be the exclusive broker services group for  Alliance Commercial Capital. In addition to our normal programs, we  are excited about marketing their vast array of product lines that  will greatly increase our funding capability. Broker Qualify – Yes Full  List to Date:http://www.leasingnews.org/Brokers/brokerlessor_bussiness.html
 
 
      [headlines]--------------------------------------------------------------
 
 
        Varion  Capital Corp. Joins “Broker/Lessor” List 
 
  
              |  | 2003 | 10 | Canada (except Quebec) | $1,000 to $75,000  | N | N | N | N | Y |  A  - City Business License | B- State License | C - Certified Leasing  Professional | D - State(s) sales/use tax license | E  - Named as "lessor" on 50% or more of lease contract  signed. | “Although  our market is exclusively Canada, we have in the past done some deals  for US based brokers working with US based vendors selling equipment  into Canada.  Recently due to the current market there have been some  issues with the US brokers obtaining funding for these specific  transactions. “At  this moment is there a huge value for us being listed, probably not,  as it is a very niche market, and we are a micro ticket funder, so  opportunities are limited.  However, we are a relatively young  organization and one of our main challenges is exposure so we’re  always looking for avenues to increase our brand recognition.  In  terms of immediate business to be gained, it will probably be  limited, but over time as we expand across Canada, I’m sure our  foray’s into the US market will become more so.” Geoff  SmileyRegional  Manager - Western Canada
 gsmiley@varion.ca
 Direct   604-982-3002
 Mobile  604-999-8245
 Fax      604-990-9675
 Full  List:http://www.leasingnews.org/Brokers/broker_Lessor.htm
 
 Canadian  Finance & Leasing Association Canadian  Industry Overview:
 http://leasingnews.org/PDF/Canada_Overview.pdf
  
 
      
    [headlines]--------------------------------------------------------------
 
 
        Pawnee:  First Leasing Company to Report Snow this Season! 
 
 Pawnee  Leasing, Fort Collins, Colorado "We  wanted to report that the first significant snow is falling this  morning at Pawnee Leasing!  "All  continues to go well for us.  We're receiving great support from the  broker community, especially following our recent expansion to  $50,000 of our 14-26% "B+ Credit" product; there continues  to be a strong need from our brokers as the traditional lenders  remain more reserved in their credit appetite.  We also expanded our  long-time "Start-Up" and "B Credit" underwriting  up to $35,000.  While it continues to be a challenging environment  we've be pleased to be able to expand our relationships with many of  our brokers in 2010 "Be  well and an early Happy Thanksgiving to you!" Gary  H. SouvereinPresident
 Pawnee  Leasing Corporation
 700  Centre Avenue
 Fort  Collins, CO  80526
 (800)  864-4266 ext. 222
  
 
 [headlines]--------------------------------------------------------------
 
 
		Leasing Industry Help Wanted
 Sales
         
          
            | 
              
              
                 Interviewing Leasing Professionals With Proven Track Record and Established Book of Business. Envision Provides: 1) Monthly Base Salary 2) Established Funding Sources 3) Fun Working Environment  
                  4) Full Benefits (Health Insurance, 401k)
 5) Aggressive Commission Structure.
 Resumes To: careers@envisioncapitalgroup.com, Contact: Jeff Edwards (949) 225-1712
  Envision Capital Group is dedicated to providing the best in class products and service to our employees, customers, vendors and partners in the small and middle ticket commercial finance industry.  With over 50 years of combined experience we have the knowledge, skills, abilities and relationships to help you reach your goals.  |  
          
            | 
              
              
                 Vehicle Lenders Group, LLC is looking for dynamic sales associate. Either work out of one of our offices in Calif. , Dayton, or Oyster Bay, NY or your own office. Draw w/benefits after three month probation period.
 Must have excellent references, honest, self motivated, able to generate $500,000 a month by the end
 of 12 months of employment.
 Curt Webster, CVLE  516-922-7447 ext 104
  http://www.trucklendersusa.com/ |  
          
            | 
              
              
                 Account Executive – Inside SalesSan Francisco, CA
 Base salary, a lucrative uncapped commission plan and an environment conducive to your success.
 Click here to learn more.
  www.atel.com |  
          
            | 
              
              
                 Min 1 year leasing exp., commission only You should earn $65,000 plus first year,
 work from
                  our Boston Office or home office.
 Mark Gallagher 781-636-0202 or markg@integrityleasing.com
  Integrity Leasing and Financing Inc. started in 1998 and works directly with Vendors and Lessees.
 
 |  
              
                | 
                    
                    
                      3 years leasing exp., commission only first year or               until quota met. You should earn $75,000  first year, work from home office. Sandra Tieh, HR 512.458.1300 or stieh@onesourcefinancial.com
 
  OneSourceFinancial.com a OneWorld Business Finance Co-Op Member
 |   Please see our Job Wanted section for possible new employees. 
 [headlines]--------------------------------------------------------------
 
 
        
 Leasing  102by  Mr. Terry Winders, CLP
  
 “Equipment  ‘use’ ” The  understanding of how the lessee intends to use the equipment is  important as well as a proper description of the leased equipment.  Not only for equipment return or repossession, but for legal and tax  reasons, recording that use and placing it in your lease folder so  you look like a Lessor and not equipment finance.  As FASB changes  the rules, documentation will become more important, not less. This  may not be as important as micro and small leases, but it may help,  and certainly should be performed for middle market leases without  question.  If handled correctly, it can also be used as a marketing  tool.
 As our  rules change and the rule makers try and find ways to separate  leasing from lending they will expect us to act more like equipment  owners than lien holders. In addition knowing how the lessee expects  to use the equipment helps your determine your residual assumption  and place good maintenance language in the lease.  Some  of you are going to scoff at asking the lessee all of the equipment  use question and believe it is too much work or over kill. However  the impact it has on funding sources, or credit committees, makes the  quality of your portfolio look professional instead of slip shod. The  more you know about the equipment you lease comes from better contact  with both the lessee and the vendor. This allows you to structure a  better lease with more information and lowers the risk by better  qualifying the collateral value against the term of the lease. Better  credit decisions come from “complete” information and knowing the  actual use of the equipment and qualifying that use with proper and  complete documentation improves your credit function and lowers the  potential for loss. You also can prevent fraud from learning more  about the equipment and demonstrating this due diligence. The  kind of information you need to determine how the equipment is going  to be used comes from filling out an equipment description and use  form as follows: 
 EQUIPMENT  DESCRIPTION AND USE FORM EQUIPMENT  DESCRIPTION: including: Manufacturer, Model, Serial Number, Size, Shape, Color,  Purpose, and all Accessories (If multiple items please place in  groups of like equipment on separate pages)   If available, attach  complete description to this form as schedule A  ____________________________________________________
 MANUFACTURER  INFO: [ ] USA [ ] foreign [ ] single purpose [ ] multiple purpose [ ]  current tech. [ ] new tech How  many made this year ___________    Is it a [ ] new addition [ ]  replacement   Does it require: [ ] attachments to function or have [  ] foreign attachments.  Spare  Parts: [ ] local, [ ] out of state, [ ] foreign [ ] special order [ ]  short term [ ] long term [ ] not available, Resale/release [ ]  limited market [ ] broad market  [ ] open market
 VENDOR:  _______________________________________________________________________ Address:__________________________________________________________________ Contact:  ________________________________Ph #______________________________   LOCATION  OF EQUIPMENT: (necessary for sales tax, property tax and other  assessed taxes) Street  location: _______________________________________________________  ____________________________________________________________________ City:  __________________County: ______________State: ________________ zip:  ____________ Contact  at Location:  _____________________________________Phone:_________________________ Does  it [ ] stay at this location [ ] move within the State [ ] move  outside the State [ ] subject to a rental Storage: [ ] inside [ ]  outside [ ] protected [ ] unprotected [ ] on premises [ ] off  customer’s premises [ ] remote location 
 EQUIPMENT  USE: Describe use in terms of hours, days, years, shifts, mileage,  rotations, seasons etc.  ___________________________________________________ Duty  Cycle: Days Per Week __ Running Hours Per Shift____ Est. Running  Hours._____ Seasonal [ ] yes [ ] no Requires:  [ ] labor operator [ ] trained operator [ ] licensed operator [ ]  special handling  [  ] special transportation  Requires:  [ ] no installation [ ] some installation [ ] special installation [  ] expensive installation [ ] permanent installation Requires:  [ ] no dis-installation [ ] minimal dis-installation [ ] costly  dis-installation   [  ] cannot be moved  Location:  [ ] owned [ ] mortgaged [ ] rented [ ] term of lease_______ Mo/Yr  Anticipated  useful life based on reported use____________ LL/Mortgageholder______________________________________________________
 INSURANCE: Agent:  ___________________________________________________________ Insurance  Company:__________________________________________________ Address:___________________________________________________________ Phone:_______________fax:__________________e-mail:____________________   This  form is only a generic presentation and needs to be adjusted, or  changed, to fit the market you are calling on. Many of the questions  are necessary for all types of equipment but as you move into data  processing, medical, food processing and many others there are a  series of questions that need to be asked. I have  mentioned many times that equipment inspections during the term of  the lease are necessary to determine if the facts on this form have  changed. It also gives you a way to contact the lessee and make a  good marketing call instead of just stopping by. It would be wise to  send a copy of your inspection report to the vendor to keep him  informed as to the condition of the equipment. Many vendors look upon  this service as an excellent reason to do business with you. You want  to make sure the equipment is in good order, and being maintained  properly as per the contract and your company wants to insure this.   The more you know about the equipment you lease the more professional  you look. Mr.  Terry Winders, CLP, has been a teacher, consultant, expert witness  for the leasing industry for thirty-five years and can be reached at  leaseconsulting@msn.com or   502-649-0448 He  invites your questions and queries. Previous  #102 Columns:http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm
 (This  ad is a “trade” for the writing of this column. Opinionscontained  in the column are those of Mr. Terry Winders, CLP)
 [headlines]--------------------------------------------------------------
 
 
        Bank  Beat---Small  Banks Continue to fall from losses and noncurrent loans
  
 Real  estate, construction and land development, with large losses and  noncurrent loans closed the fourth bank in Arizona and two more in  Georgia to make 18 banks to fail here this year.  
 The  146th FDIC-insured institution to fail in the nation this year, and  the fourth in Arizona was Copper  Star Bank, Scottsdale, Arizona.  The three branches with 47 full time employees of Copper Star Bank,  Scottsdale, Arizona, were closed with Stearns Bank National  Association, St. Cloud, Minnesota, to assume all of the deposits, and  opened under their name on Saturday.  Bank equity was minus $2.3  million.
  
 Formed  May 22, 2000, the bank has a branch in Peoria, Phoenix, and  Scottsdale.  Year-end the bank equity had gone from $21 million June  30, 2008 to $14.7 million 2009 and September 30, 2010 a minus $2.3  million.  2009 loss was $6.3 million and September 30,2010 loss was  $17.8 million with $7.5 million in charge offs ($3.59 million in 1-4  multi-family residential property, $453,000 in other real estate  loans, $451,000 in opened ended real estate loans, $1.5 million in  loans nonfarm nonresidential property, and a host of other write  offs. Tier 1 Risk capital was a minus 1.49%. As of  September 30, 2010, Copper Star Bank had approximately $204.0 million  in total assets and $190.2 million in total deposits. Stearns Bank  N.A. will pay the FDIC a premium of 1.0 percent to assume all of the  deposits of Copper Star Bank. In addition to assuming all of the  deposits, Stearns Bank N.A. agreed to purchase essentially all of the  failed bank's assets. The  FDIC and Stearns Bank N.A. entered into a loss-share transaction on  $165.2 million of Copper Star Bank's assets.  Stearns  Bank N.A. will share in the losses on the asset pools covered under  the loss-share agreement.         The  FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will  be $43.6 million.http://www.fdic.gov/news/news/press/2010/pr10250.html
  
 Darby  Bank & Trust Co., Vidalia, Georgia was closed with Ameris Bank, Moultrie, Georgia, to acquire the  banking operations, including all the deposits.  Established January  1, 1927 with 141 full time employees the bank had even branches:  Lyons, Pooler, 3 Savannah, 2 Vidalia.  
  
 Originally  the J.F. Darby Bank as it started by J. Frank Darby, it  incorporated June 22, 1934 under the name of Darby Banking Co.,  surviving the Great Depression. Net  equity June 30, 2009 was $43 million, December 31, 2009 $30.9  million.   At year end the bank had lost $28.6 million with charge  offs of $23.6 million ($15.3 million real estate, primarily  construction and  land devolvement of $8 million,  1-4 multifamily homes $1 million,   $1.7 million secured by non arm-non residential property, and $7.9  million in commercial and industrial loans.)  September 30, 2010 the  income was minus $22.8 million with bank equity at $9 million after  $18.2 million in charge offs $7.7 million first liens, $447,000  second liens, $735,000 5 multi-family properties, $2.79 million nonfarm  nonresidential property, $1.9 million commercial and industrial  loans.)  Non-current loans June 30, 2010 were $69.3 million. Tier 1  Rick Capital was 1.9%. As of  September 30, 2010, Darby Bank & Trust Co. had total assets of  $654.7 million and total deposits of $587.6 million. The  FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will  be $136.2 million.http://www.fdic.gov/news/news/press/2010/pr10249.html
 
  
 Tifton  Banking Company, Tifton, Georgia was closed with Ameris Bank, Moultrie, Georgia, to acquire the  banking operations, including all the deposits. Formed October 12,  2004 they had 15 full time employees. 360 community embers lost their  investment; wiped out.  
 Bank  equity year-2009 was $12.8 million with net loss of $3.48 million due  to $2.7 million in real estate loans, $611,000 loans to individuals,  and $179,000 commercial and industrial loans.  September 30, 2010 the  bank had a $11,000 loss and the net equity had gone down to $1.75  million after charge offs of $7.5 million ($2.1 million construction  and land development, $1 million secured by farmland, $1.5 million  secured by first liens, $582,000 secured by second liens, $1.38  million in commercial and industrial loans plus a host of others.   Tier 1 Risk capital was 1.5%         As of  September 30, 2010, Tifton Banking Company had total assets of $143.7  million and total deposits of $141.6 million. The  FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will  be $24.6 million for Tifton Banking Companyhttp://www.fdic.gov/news/news/press/2010/pr10249.html
 
 K  Capital, Baltimore, Maryland,  the parent of K Bank which was closed last Friday and sold to M&T Bank, has filed  bankruptcy. K Capital reported $1 million to $10 million in assets  and $10 million to $50 million in liabilities in the bankruptcy  filing. Unofficial  List of Problem Banks:http://calculatedriskimages.blogspot.com/2010/11/unofficial-problem-bank-list-nov-5-2010.html
 
 Tracking  Bank Failures Map:http://graphicsweb.wsj.com/documents/Failed-US-Banks.html
 List  of Bank Failures:http://www.fdic.gov/bank/individual/failed/banklist.html
 Bank  Beat:http://www.leasingnews.org/Conscious-Top%20Stories/Bank_Beat
 
 
 [headlines]--------------------------------------------------------------
 
 [headlines]--------------------------------------------------------------
 
 
        *****Announcement************************************* 
 ACORD  23 Insurance Documentation Web Seminar
  
 What:  Equipment Leasing and Finance Association Web Seminar: ACORD 23  Insurance Documentation – Positive changes for Equipment Lessors When:  Tuesday, November 16, 2010, 1pm-2:30pm ET Where:  Online Conference  Website: http://webinars.elfaonline.org/session.php?id=5109
 Highlights: 
Some  recent changes in insurance documentation for leased and financed  vehicles and equipment are a significant positive change for leasing  and financing companies seeking coverage on their assets.  With the  mid-summer release of a new "Vehicle or Equipment Certificate of  Insurance" by ACORD, lessors and lenders can now gain greater  certainty that all their leased and financed assets are fully  protected.  The new certificate has been designated as the ACORD 23  "Certificate of Insurance" by ACORD, the insurance  industry's standard setting organization.  Lessors  and lenders should attend this web seminar to learn why and how to  change their insurance requirements in their documentation and what  assurances the new ACORD 23 gives to lessors and lenders with  insurable interest in covered assets.  For the first time on any  certificate of insurance, the ACORD 23 shows a "Lenders Loss  Payable" endorsement that is available to lessors and lenders  that goes far beyond the simple "Loss Payee" endorsement  most lenders and lessors are familiar with.  This new ACORD 23 is a  culmination of changes that have been discussed for the last 3+ years  between the insurance industry and representatives from the lender  and lessor communities - it represents the most significant changes  in insurance documentation over the last 25 years.  Objectives:By the  end of this session attendees will understand:
 •	Why  the ACORD 23 should always be requested of customers by  lessors/lenders when seeking "proof of insurance".  •	How  the ACORD 23 can provide lessors/lenders with real documentation for  coverage in force.  •	The  significance of the "Lender's Loss Payable" endorsement to  lessors/lenders and why it should always be required in insurance  documentation.         Who  Should Attend?Corporate  executives and operations managers, although sales and other  personnel will find the web seminar of interest.
 Learn  more at  http://webinars.elfaonline.org/session.php?id=5109.
 *****Announcement***************************************        
 ###  Press Release ############################
 Test  Advantage Capital  Surpasses the $100 million mark  
 Singapore,– Test  Advantage Capital Pte. Ltd. (TAC) announces it has surpassed the $100  million of originations mark in less than two years.  The company,  which initiates and services individual equipment lease transactions  and portfolios throughout the region, achieved this milestone ahead  of schedule.  This is a testament to the long-term and mutually  beneficially relationships TAC maintains with its customers.  As an  independent equity funding source, the company is well capitalized  and uniquely positioned to significantly contribute to the growth and  continued success in this region.
 
 Evan  M. BokorPresident,  Chief Executive Officer
  “Our  approach to our Asian activities is the same as the approach we  employ with all of our business units, “ said Evan Bokor, President  and Chief Executive Officer of Somerset Capital Group, Ltd., TAC’s  parent company. We have avoided the transactional mentality common to  this area and instead are dedicated to developing and nurturing  long-term relationships. With the infrastructure, the funding  capacity, and a well developed background to draw on, we believe that  we are well positioned for long-term success in this arena, despite  the current market challenges.” Under  the leadership of Adam Simon, Executive Vice President of Sales, the  company has expanded its presence within the region over the past  several years.  Adam commented, “TAC and our entire servicing  platform allow us to support our lessees and vendors throughout the  Pacific Rim.  I am excited to be a part of the growth and success of  this group.  Embracing our strategy of developing long-term business  partnerships, and providing efficient administrative support around  those partnerships, continues the spirit of service that built the  foundation for equipment leasing.” About  Test Advantage Capital Pte. Ltd.Test  Advantage Capital Pte. Ltd is a wholly-owned subsidiary of Somerset  Capital Group, Ltd.  TAC was established to support the global  financing needs of Somerset’s Lessee’s, Vendors, Lenders, and  Investors.  Somerset was established in 1984 and offers equipment  leasing and asset management solutions through operating lease,  capital lease, and sale-leaseback products. Somerset’s depth of  experience, flexibility and dedication provides a value proposition  to its business partners well beyond the competitively  priced lease transactions that Somerset offers its clients.  Somerset’s financial strength provides the company with the  capabilities to execute on global transactions, ranging in size from  $25,000 to $25 million, covering a broad array of asset types  including, but not limited to high tech, material handling, medical,  and manufacturing equipment with each transaction tailored to the  specific and evolving requirements of its clients. Somerset  maintains a staff of qualified professionals to handle, in house, all  of the servicing functions. The company operates on a global  platform.
 
  
    |  |  ####  Press Release #############################
  Fountain Partners Adds Venture  Capital Veteran John Van Hooser as Managing Partner  Fountain Partners announced the  addition of John Van Hooser as Managing Partner. Mr. Van Hooser joins  Fountain Partners founder Tom Carter in managing its third fund,  Fountain Leasing 2010 LP which is dedicated to equipment leasing  needs of venture, growth and expansion stage companies. John Van  Hooser brings over 15 years of venture capital and private equity  experience most recently as a General Partner at M/C Venture  Partners.  "I am very excited to join  Fountain and to work with Tom to continue to build on the company's  success," said John Van Hooser. "In my years as an equity  investor, I have had first hand exposure to the challenges growth and  venture stage companies face when it comes to financing meaningfully  sized capital equipment purchases. In recent years I witnessed  Fountain's ascension as a go-to source of equipment financing for  equity sponsors and management teams in the communications sector  based on its customer centric culture and ability to customize terms  to fit clients' needs without requiring warrants, covenants or  additional security; terms that are complimentary to existing equity  and debt partners alike."          Fountain Partners has successfully  invested two equipment leasing funds and is near the end of its fund  raising for its third fund. Since 2006 Fountain has been exclusively  focused on the needs of businesses that are generating cash losses  from operations as they ramp development or expand sales rapidly.  Despite the economic chaos of 2008 and 2009, Fountain has had only  one surprise lease default.  "John has been a highly  regarded investor not only for being astute in his business judgments  but for being an individual that CEO's and other equity managers  respect for his integrity, fairness and effectiveness," said Tom  Carter. "The partnership is fortunate and proud to have John as  a Managing Partner of its funds."          In addition to M/C Venture Partners,  John Van Hooser was an investment professional at J.P. Morgan Capital  and prior to that held positions at The Walt Disney Company and Bain  and Company. John is a graduate of Harvard Business School and  Dartmouth College. John will work from Fountain Partners' San  Francisco office.          About Fountain PartnersFountain Partners is a trusted  funding source specializing in equipment leasing for venture, growth  and expansion stage businesses throughout the United States of  America. By focusing on financing fixed assets, the San  Francisco-based investment firm can complement any existing debt or  equity capital structure and do so without requiring equity  enhancements or blanket liens. Fountain Partners considers  investments in companies at any stage, from pre-revenue to large  publicly traded companies sourced from a broad network of  entrepreneurs, angel investors, venture capitalists, interim CFOs,  equipment leasing brokers, venture debt funds and other traditional  and non-traditional lenders and equipment leasing companies. For  additional information, please visit www.fountainpartners.com or  contact Stephanie Breslin by e-mail at s.breslin@fountainpartners.com  or by phone at 650-248-9590
  ### Press Release  ##############################   [headlines]--------------------------------------------------------------
 
 
        Queens,  New York---Adopt-a-Dog
 
   Sammy Pet  ID #: 	2775971Breed: Shih  Tzu
 Location: Rego  Park, NY
 Size: Small  25 lbs (11 kg) or less
 Color:  Unknown
 Sex:  	Male
 Age:  	Adult
 Sammy  is:
 already  neutered
 housetrained
 purebred
 good  with kids
 good  with dogs
 good  with cats
 up to date with shots
 "Sammy  is 9 years old and very very lovable. He is friendly, calm and a lap  dog who loves being petted and nuzzled. "Sammy  also has the cutest face/expression we've ever seen. Look at those  eyes - aren't they breath-taking? "He  probably will be nicely groomed by the time you visit him but don't  wait, come see this sweetheart soon "Please  contact Laurie (Angeleyes121473@aol.com) for more information about  this pet." Shelter:  	Animal Center of QueensPhone:  	(718) 424-3340
 - Let  'em know you saw "Sammy" on Adopt-a-Pet.com!
 E-mail:  	borisbowwow@aol.com
 
 Animal  Center of Queens89-10  Eliot Avenue
 Rego  Park, NY 11374
 (718)  424-3340
 borisbowwow@aol.com
 http://www.ACQ.Petfinder.com
 http://www.adoptapet.com/adoption_rescue/74250.html
 Adopt-a-Pet  by Leasing Co. State/Cityhttp://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm
 
 Adopt  a Pethttp://www.adoptapet.com/\
 
   Leasing---Outsourcing 
      
        | (Providing Services and Products)           Accounting / Aircraft / Appraisals
 
            
              | 
                  
                  Appraisals:  Boston, MANationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.
 Call Chris @ 508-785-1277. Email:chris@dovermanagementgroup.com
 
 
 | Appraisals: National Equipment Appraisal prepares Certified Machinery and Equipment Appraisals. IRS qualified, USPAP Compliant. Nationwide - fast turnaround. Visit www.nationalequipmentappraisal.com or
 call 714-282-1525.”
 |  
              | Accounting: Dallas, TX Provide cost effective Sales and Use Tax and Property Tax consulting and administration Services to the leasing industry. Many leasing industry referrals available.
 E-mail: mattm@osgsolutions.com
 
 | Accounting: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available, (216) 658-5618, E-mail gary@avptc.com
 
 |  
              | Aircraft Delivery: Seattle, WA Global Aircraft Delivery ferries all types of aircraft all over the world. We are a unique ferry company moving your aircraft with our expert turnkey operation. www.globalaircraftdelivery.com
 E-mail:info@globalaircraftdelivery.com
 | Asset Management: Canada Cease Bailiff Services Incorporated:
 Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
 Asset Liquidations/Sales; Ottawa, Canada; www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452
 |  
              | Asset/Recovery & Collections:Charlotte, NC
 IRTC Continencies: Commercial Collections-Skip Trace- Repossessions-judgment enforcement-Investigations- Asset Re-marketing& No Cost Warehousing East Coast USA. Call 336-877-3077 ask for Robert or
 E-mail to Robert@mbsfinancial.com
 | Nationwide Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com
 |  
              | Asset/Recovery: NorthWest Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact rossr@sequentam.com
 | Asset Marketing/Recovery: 
                Remarking solutions for big rigs assets and trucking related companies including collections, recovery, repair and re-sales. North South
                Leasing  cell # 586-909-8797 bob@nsleasing.com |    Asset Management
 
            
              |   
                
                Asset Management: Atlanta, GApremier provide accounts receivable management functions from 3rd Party contingency collections to Portfolio Purchasing. Contact George Elliott, National Account Manager. 678-694-9063,
 www.westassetmanagement.com
 
 | Asset Management:  Boston, MA Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services.
 Call Chris @ 508-785-1277. Email:chris@dovermanagementgroup.com
 
 |  
              |    Asset Management: Minneapolis, MNNetSentric provides services to leasing companies: Inspection, Appraisals, Auditing, Warehousing, Repossession, Asset Management, Repairs, Remarketing and Field Service for Electronics and Computing Technology.
 Email: jcahill@netsentricinc.com
 
 | Asset Management: Monroe, NC Recover a greater return on your investment.  We specialize in the woodworking, pallet, sawmill and forestry industries.  Carolinamachinerysales.com/  Melinda Meier (704)288-1904 x103
 |  
              | Asset Management: Nationwide BUYER/LENDER BEWARE. Don't sign anything until Collateral Verifications Inc. goes onsite, knocks on the door and gets the facts.
 http://www.i-collateral.com
 Email: mark@i-collateral.com
 | Nationwide Seasoned and fair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com
 
 |  
              | Asset Management: NorthWest Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contact rossr@sequentam.com  | Asset Management: Orange City, FL We help Lessors Liquidate un-wanted Assets valued at $750,000+. It's an effective method of Liquidating Assets such as Jets, Planes, Helicopters, Freighters, etc.
 Eric R. Sanders
 Tel  386-789-9441
 www.ValuedAssetSales.com
 www.The-RandolphCapital.com
 EQPMNTLEASING@aol.com
 |  
              | Asset Storage/Re-Marketing: Ohio & surrounding states. Providing no cost warehousing, condition reports, digital photos and remarketing of off-lease forklifts & industrial equipment.  NAFTA wide dealer network. Email to GCochran@OhioLift.com | Asset Management: Oxnard-Hollywood Beach, CA 20 Years Exp. w/Equity Analysis/Placement- Residual Forecasting Methodologies Computer Equipment Assets. Portfolio Mgr. Two Major Leasing Companies/Strong Analyst Background w/Leading Info Services Firm.
 E-mail: GregoryMLorenz@aol.com
 |  
              | Asset Management: South East US- AllState Asset Management
 Recovery, remarketing, inspections. 25 years experience, dedicated to deliver, prompt, professional services.
 Call Brian @ 704-671-2376. brian.buchanan@allstateassetmgmt.com
 | Asset Management: Global Specializing  in Semiconductor and Electronic Test Equipment collateral. Lender  services include Consignment Sales, Remarketing, Portfolio Purchases, Inspections, De-installation, Repairs and Warehousing.
 www.testequipmentconnection.com
 mnovello@testequipmentconnection.com
 |    Back Office
 
            
              | Back Office: Atlanta, GA Let Tax Partners handle your sales and use tax compliance duties w/less risk and cost than in-house. Largest tax compliance firm
 in US
 E-mail:sales@taxpartners.com
 | Backoffice: Dallas, TX Property Tax and sales and use tax administration services performance is guaranteed and we will save you time and money or our service is free.
 E-mail: info@osgsolutions.com
 |  
              | Back Office: Laughlin, NV 20 years experience on funder/broker sides. Looking for a relationship where I act as credit shop for smaller brokers when financial statements are involved.
 E-mail:batarista@laughlin.net
 
 | Backoffice: New Rochelle, NY Proactive management/administration of commercial/consumer vehicle lease/finance portfolios covering insurance, titles,
 registrations, sales/property taxes, tickets, collections, accounting, vehicle disposition. Since 1975
 E-mail: Barrett@BarrettCapital.com
 |  
              | Back Office: Northbrook, IL Our staff of CPA's and lease professionals can handle any or all portfolio responsibilities incl. portfolio mgmt, invoicing, sales/property/income tax, accounting, etc.
 800-826-7070
 E-mail:
                
                
                ngeary@ecsfinancial.com
 | Back Office: San Rafael, CA We can run your back office from origination to final payoff. 30 years experience in commercial equipment lease and loan portfolio management.
 E-mail:gmartinez@phxa.com
 |  
              | Back Office - Portland, OR Keep more of your hard-earned commissions! Middle-Market, Small-Ticket for brokers, nationwide, 20+years experience, negotiable splits. Contact us for more information at (888)745-9481 or
 bev@alliedpacific.net
 |  Back Office -Portland Portfolio Financial Servicing Company is a leading provider of private label primary and backup servicing for lease and loan contracts.  800-547-4905
 sales@pfsc.com
 |  
              | Back Office: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available, (216) 658-5618,
 E-mail gary@avptc.com
 | Back  Office – NationalSpending  too much time on processing credit applications, preparing lease  documents and other administrative tasks and not enough time  marketing and growing your business? Call us!  407.964.1232
 dee@leasebrokerassistant.com
 |  
              |     | Back  Office: Gig Harbor, WAOrion  First Financial provides comprehensive lease/loan account servicing,  collection/workout solutions and strategic advisory services. Contact  David T. Schaefer
 253-857-9610
 dtschaefer@orionfirst.com
   |    Collector / Collections / Consultant /  Communications
 
            
              | Collector: Atlanta, GA Asset Recovery Specialist. We get your money or we get your > equipment back for you. Physical Asset Recovery Experts!
 E-mail: mcrouse911@joimail.com
 | Collector: Cleveland, OH Huntley Capital & Associates is your solution to late payments, no payments, and asset recovery. Call 216-337-7075.
 Email: ghpatey@msn.com
 
 |  
              | Collections: Dallas, Texas Contingency Fee basis. Receivables Outsourcing. We are a fully bonded nationwide licensed agency. We collect for nationally  known banks and leasing companies.
 800-886-8088.
 | Collector: Los Angeles, CA Expert skiptracers covering Southern California. We locate skips, judgment debtors and collateral. When you can't get the job done in house, give us a call at
 1-800-778-0794.
 E-mail: ceo@interagencyLA.com
 |  
              | Collector: Louisville, KY We are a full service collection agency with attorney network. 21 years experience. Please call Jon Floyd, VP at 1-800-264-6850
 email: jfloyd@collectcsg.com
 | Collector: Louisville, KY Euler Hermes/UMA 92 year old Global Receivables Outsourcing. Presence in 143 Countries. Work w/ 4 out of 5 Fortune 500 firms. Contingency Fee Structure.
 20% off first time clients.!
 Andrew.Newton@eulerhermes.com
 1-800-237-9386 x 205.
 |  
              | Collector: Mandeville, MI International commercial collection services all fees are on contingency on line access.
 E-mail: rmelerine@collect-now.com
 www.drspay.com
 www.collect-now.com
 
 | Collector: Milwaukee, WI
 We specialize in ATM machine reposession and remarketing. We can get you top dollar for your inventory.
 E-mail: bdperry1@yahoo.com
 |  
              | Collector: NationwideEnd of lease negotiations & enforcement. Third-party collections. Skip-tracing. Background checks. Credit & asset investigations. 15+ years in leasing industry. Providing services to clients nationwide.
 800-824-0234
 johnkenny2@verizon.net
 | Collector: Saint Louis, MO Complete commercial collection agency. Licensed bonded in all states and will out performed any other agency!
 Call 1-800-659-7199 ext.315
 E-mail: jfloyd@lindquistandtrudeau.com
 |  
              |  | Consultant: Burlington, CT We provide our clients with a full range of consulting services such as portfolio conversions, reconciliation, custom programming and leasing operations utilizing InfoLease.
 Email: info@new-millennium-assoc.com
 |  
              | Consultant: Europe 15 years doing deals/running own technology leasing company – looking to advise/ lead new entrants to take advantage the European market opportunity.
 www.clearcape.co.uk  or  kevin.kennedy@clearcape.co.uk
 
 | Consultant: Henderson, NV Focus on new business development and process efficiencies to create incremental revenue and profitability. Executive level vendor experience, and satisfied outsourcing clients. Incredible track record.
 E-mail: rbutzek@cox.net
 |  
              | Consultant: Sausalito, CALease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
 E-mail:BoTei@aol.com
 | Consultant: North of Detroit, MI INFOLEASE EXPERT - 18 years experience. Since being downsized in 2002, working as a consultant for several leasing companies. Seeking consulting projects nationwide.
 E-mail: darwint@prodigy.net
 |  
              | Consultant: Ridgefield CT.Lisa Lersner w/20 years exp. specializing in leasing technology now providinglessor selection andmanagement services, includingthe securing of debt and equity and acquisition guidance services.
 Email: LLersner@leasefinanceconsulting.com  Go to www.leasefinanceconsulting.com
 |  
 
                  mail projects etc. Fees are negotiable.
                    |  | Communications: Chassell, MI Cartoons on business, finance & computers. Use for your presentations, website, newletter, direct |  Email: dan@danscartoons.com
 Go to http://www.danscartoons.com
    |  Top Credit
 
              
                | 
                  
                  
                  
                   IRSRetrieve/verify  a corporation and personal tax information (1040, 1120, 1065)  electronically directly from the source. Results delivered in 24-48  hours. 678-393-1988 Scott or sscher@recruitscreen.com
 |  |    Finance / Human Resources
 
            
              | 
 
                  JD, LLM (Tax), structuring specialist. Inbound and outbound transactions. Email:pal108381@comcast.net
                    |  | Finance: Chicago, IL Experienced in big ticket origination, syndication, valuation and workout.
 Twenty five years, MBA, CPA,
 |  Transaction Summary | The Lechner Group
 Website: www.tlgattorneycpa.com
 
 
 | Finance: Naperville, IL Your guide to the right questions and answers in finance. Expert in capital raising, GAAP, acquisitions, lease economics. CPA. MBA.
 E-mail: m.willow@ameritech.net
 |  
              | Finance: Charlotte, NC 15 Years of Equipment Leasing Experience and Recruiting with Business Aviation niche. Visit us at www.turningpointgrp.com
 E-mail: info@turningpointgrp.com
 | Human Resource Consultant: New York, NY Employee Relations, Recruiting, Benefits, employee customer surveys, plus payroll administration "ON-LINE" services-- AND IN PERSON at your location Please visit: www.adviceonhr.com
 |  
              | Information System: North Detroit, MI INFOLEASE EXPERT - 18 years experience.  Since being downsized in 2002, working as a consultant for several leasing companies.
 Seeking consulting projects nationwide.
 email: darwint@prodigy.net
 |  Finance: New York, NY “Think  Outside the Bank”. Barrett Capital is a merchant banking and  consulting firm, specializing in asset based financing: equipment,  vehicles, receivables and real estate.
 
 Email: bkorn@barrettcapital.com
 Web: www.barrettcapital.com
 
 |    Investigator
 
            
              | Los Angeles
                - Licensed Private Investigators, specializing Collateral  Recovery Field Investigation for the Lending industry since 1998 - Our clients include Banks, Credit Unions, Automotive and Equipment Lenders. JohnHarmonPI@aol.com | Collections,  Investigations & Asset Recovery Midwest: Tierra  Investigations & Consultants, LLC
 Commercial  collections, repossessions, bankruptcy fraud, theft &  conversion claims.
 605-647-1700 Fax 605-647-0534
 troy@tierrainv.com
 |    Job Search
 Lease Portfolio / Legal
 
            
              | Lease Portfolio: Stilwell, KS Looking to buy or sell lease portfolio? 20+ year lease consultant specializing in portfolio placement. Free initial consultation. References available on request.
 Contact today
 E-mail:MLOST@aol.com
 
 
 | Legal: http://www.leaselawyer.com/ "I enjoy brainstorming about all aspects of leasing. I'll be back to you within 24 hours of your call or e-mail!" Barry S. Marks, Esq.
 E-mail: poetbarry@aol.com
 
 |  
              | Legal: Los Angeles, CA Challenge me with your legal question about leasing. No charge for a "free" consultation. Richard Wagner, Esq. www.wzlawyers.com .
 E-mail: rwagner@wzlawyers.com
 | Legal: Westport, CT We represent finance companies, banks, lessors, etc., in replevins/seizures, collections and bankruptcy matters in Connecticut and New York. Flat fee, contingency and hourly rates.
 Email: rchinitz@replevinlawyer.com
 |  Marketing 
            
              | Marketing services creative boutique: ads, flyers, premiums, trade show support and much more. Over 15 years experience working with CIT and ORIX. Currently seeking new relationships: http://www.tollinadvertising.com/
 |  |  Operations / Remarketing / Repossessions
 
            
              | Operations: Houston, TX Silverlake Inspections LLC is an independent contracting company for real  estate and equipment verification with pictures.
 Email: jimh05@sbcglobal.net
 
 | Operations: Portland , OR Portfolio Financial Servicing Company provides state of the art portfolio servicing for portfolios of all sizes. 800-547-4905 sales@pfsc.com
 |  
              | Operations: Roseburg, OR Tired of paying a full time documentation person? Try outsourcing. Ideal for anywhere in the USA. E-mail or Call Trina Drury
 541-673-4116 or 541-784-7973.
 email: doc_prep@yahoo.com
 
 
 | Remarketing: Nassau Asset Management Specializing in: Repossession, remarketing, plant and fleet liquidation, skip tracing and collections. All types of equipment. Over 160 locations nationwide. We will tailor any remarketing program to your specific requirements.  www.nasset.com Contact: ECast@nasset.com
 ELA,NAB T ,EAEL,NAELB,UAEL
 |  
              | Repossessions: Canada Cease Bailiff Services Incorporated:
 Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
 Asset Liquidations/Sales; Ottawa, Canada; www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452
 | Remarketing: Los  Angeles, CAVideo,  Audio, Film, Computer, IT, Test, Presentation Equipment
 We pay  cash / 3 million in buying power /Quick Quotes
 UBG 800-570-5224
 jon@usedvideo.org
 
 |  
              | Repossession: South  East US- AllState Asset Management
 Recovery, remarketing,  inspections. 25 years experience, dedicated to deliver, prompt,  professional services.
 Call Brian @ 704-671-2376
 brian.buchanan@allstateassetmgmt.com
 |  |    Re-Seller / Sales
 
            
              |  Re-Seller: Orem, UTCVI is an asset recovery company that collects on accounts,repossesses equipment and remarkets throughout the united states. For more information call David at
 801-765-9939
 E-mail:canyonviewinc@juno.com
 | Sales: Glen St. Mary, FL Southeast Sales Rep,To Promote Specialty Pasture-Turf Agricultural Equipment. Will Find Aggressive Dealers and Locations. North Florida Area Between 2 Major Interstate.
 E-mail: kenneth@thompsonaeration.com
 |  
              | Sales: Seasoned and fair priced workforce (Nationwide)  is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management 800-462-7728   dcastagna@nasset.com | Remarking Trucks/Big Rigs Remarking solutions big rigs assets and trucking
                related companies including collections, recovery, repair
                and re-sales     contact: Robert Anderson     
                cell # 586-909-8797  www.nsleasing.com
                
                 |    Signing Service
            
            / Site Inspection
 
            
              | Signing Service: New Jersey Mobile NJ Lease Signing Service
 We are New Jersey mobile lease signers and Notaries.We bring lease to clients, expedite signing and return docs. Same day.
 Jim Lissemore, Pres www.Flexo-Notaries.com
 
 | Site Inspection: Placentia, CA On site verifications, document signing or collections. Quick, accurate and professional. Reports with photographs e-mailed direct. Agents throughout US. Contact for coverage and rates.
 E-mail:pwright@yk2bizsolutions.com
 |  
              | Site Inspection: US & Canada
 Quiktrak performs equipment inspections within 24 hours of your job placement anywhere in the US. Order, check status & receive reports & photos online.
 E-mail:sdresser@quiktrak.com
 | Site Inspection: National Property Tax Compliance Services to the leasing industry. Over 60-years experience and fifty Lessors as clients. References and free quotes available, (216) 658-5618,E-mail gary@avptc.com
 |  
              | Inspection: Tampa /St. Pete, FL Contact Dick Mitchell @ Randolph Lynn Associates for prompt professional pre-funding equipment inspections, collateral "visits", and related lessee/vendor contacts. (Florida locations) 727-302-9144
 E-mail:dmrla@gte.net
 | Site Inspection plus: Greater Baltimore  area C.  and A. Courier Services™, TA / Andreas Klepp-Egge Jr., Baltimore  MD  21229.Field Appraisal  Inspection Service,  410-746-6355, candacourier22@aol.com.
 |    Software
 
            
              | Software: Edmonds, WA Preferred Broker Solutions offers software support (also custom templates & reports) for the System 1 and CapitalStream Advantage products. Ask about our Web Application interface.
 E-mail:support@pbs4u.com
 |  |    Training
 
            
              | Trainer: Atlanta, GA Able to provide training to dealers on financial merchandising as well as provide asset management service
 E-mail:kingcole@mindspring.com
 | Trainer: Sausalito, CA Lease trainer and consultant. 38 years in equipment leasing. Expert in transaction analysis, financial statement analysis, credit, packaging, structuring. Presents highly popular classes and workshops.
 E-mail: BoTei@aol.com
 |    Syndicator
 
            
              | Syndicator: Overland Park, KS
 Top Syndicator from single deal to portfolios. 20+ yrs exp. Available for contract work or full time position. Nationwide contacts.
 E-mail: FFLLeasing@aol.com
 
 
 |  |  Verification
 
            
              | 
                
                
                
                 IRSRetrieve/verify  a corporation and personal tax information (1040, 1120, 1065)  electronically directly from the source. Results delivered in 24-48  hours. 678-393-1988 Scott or sscher@recruitscreen.com
 |  |    Web Sites
 
            
              | Web Design & Marketing
 Why spend your time and money teaching some 
                marketing firm how the leasing industry works? 
                Leasing websites, secure applications & marketing. DFCO, LLC  www.dfco.com/leasing
 Dana Freeman
 dana@dfco.com
 
 
 |  |  
 Please click the e-mail address or copy and paste the e-mail address to contact the person for more information. We encourage you to talk on the telephone, or if possible, and the applicant is local, to have a personal visit than rely on a piece of paper. Post a Job Wanted 
 |  [headlines]---------------------------------------------------------------
 
 [headlines]----------------------------------------------------------------
 
 This Day in American History     
            1492 --Christopher Columbus notes first recorded reference to tobacco. His main crop was bringing slaves back to Spain, but he also introduced tobacco, first to chew, and then to smoke, addicting Europe to nicotine, which became the new world's major export, as grown and harvested by African slaves.1598 -- Juan de Onate declares possession of Hopi land (northern Arizona) in name of Spanish crown.
 1626-- The original Mayflower "pilgrims" (Separatists), having lived in their American colony for six years, bought out their London investors for 1,800 pounds.
 1660 --First kosher butcher (Asser Levy) licensed in NYC (New Amsterdam)
 1763--- Charles Mason and Jeremiah Dixon begin surveying Mason-Dixon Line between Pennsylvania and Maryland
 1777--The Articles of Confederation were adopted in Philadelphia, PA. South Carolina was the first of the 13 state to ratify them, on February 5, 1778, and Maryland was the last, on January 30, 1781. The articles were formally announced to the public on March 1, 1781.
 http://memory.loc.gov/ammem/today/nov15.html
 1805 -- Explorers Lewis & Clark reach the mouth of the Columbia River. Accompanying them is a black slave, York, who, while technically Clark's valet, distinguished himself as a scout, interpreter, and emissary to the Native Americans encountered (they had never seen a “black” man and considered him “a medicine man of the spirits.”
 1806 - Lt. Zebulon Montgomery Pike sighted a mountain peak that now bears his name. The massive, towering (elevation 14,110 feet) behemoth had been called “The Long One” by Ute Indians. Its name was changed to honor the young army lieutenant. Lt. Pike was leading a survey party into the newly acquired Louisiana Purchase when he spotted the snowcapped peak in the distance. “Pike's Peak or Bust!” was the familiar slogan of many a wagon train settler traveling west in the 1800s. Visitors to the Pikes's Peak region (near Colorado Springs) continue to be captivated, inspired, and enthralled by Colorado's most famous mountain.
 1869--- Free postal delivery formally inaugurated.
 1873-Birthday of Sara Josephine "Jo" Baker, doctor and public-health worker, founded the Bureau of Child Hygiene. Her revolutionary methods of teaching hygiene, providing nutrition, and prenatal care reduced infant mortality by 1200 a year, making New York City's infant mortality rate the lowest in the U.S., dropping infant deaths from 144/1000 live births in 1908 to 66/1000 in 1923. Going door-to-door with a team of 30 nurses, Dr. Baker taught basic hygiene, nutrition, ventilation. She established free milk stations, devised a simple baby formula, created training for older children who had to care for younger when the mother went to work to earn food for the family, invented the "obvious but previously unthought- of, system of making baby clothes all open down the front that eliminated suffocation, Under her guidance the infant mortality rate of 1,500 per week dropped to 300 and soon New York could claim the lowest infant mortality rate in the world. She retired in 1923 after all 48 states had copied her methods.
 1886--Believed to be the anniversary of George Spelvin's theatrical birth—in Charles A. Gardiner's play Karl the Peddler on Nov 15, 1886, in a production at New York, NY. The name (or equivalent Georgina, Georgetta, etc) is used in play programs to conceal the fact that an actor is performing in more than one role. The fictitious Spelvin is said to have appeared in more than 10,000 Broadway performances.
 1885-Birthday of Forrest Clare “Phot” Allen, basketball player and Basketball Hall of Fame coach born at Jamesport, MO. Allen met Dr. James Naismith, inventor of basketball, while Allen was a student at the University of Kansas and Naismith was coaching there. Allen played for Naismith and then became a coach himself, primarily at his alma mater until 1956 when he was forced to retire. Over 46 years, his team won 771 games and lost only 233. He wrote three books about the sport and was instrumental in having basketball added to the Olympic program in 1936. Inducted into the Hall of Fame in 1959. died Lawrence ,KS, Sept. 16, 1974.
 1887--Birthday of George O'Keefe, described as one of the greatest American artists of the 20th century, Georgia O'Keeffe was born at Sun Prairie, WI. In 1924, she married the famous photographer Alfred Stieglitz. His more than 500 photographs of her have been called “the greatest love poem in the history of photography.” She painted desert landscapes and flower studies. She died at Santa Fe, NM, Mar 6,1986.
 1887 -- The American newspaper columnist, translator, poet, & radio personality, F.P.A. (Franklin Pierce Adams) born Chicago, Illinois. His humorous syndicated column will earn him the reputation of godfather of the contemporary newspaper column.
 1887 -- Marianne Moore, poet and Yankee baseball fan, born near St. Louis, Missouri.
 http://www.kirjasto.sci.fi/mmoor.htm
 1889-- Alonzo Stagg at Yale University, New Haven, CT, created a football dummy for tackling purposes. He used an old gymnasium mat for the purpose.
 1900 - A lake effect snowstorm dropped 45 inches of snow in 24 hours at Watertown, NY
 1904 - One of Broadway's most famous phrases was first spoken when Ethel Barrymore, appearing in the play, "Sunday", said the line, "That's all there is. There isn't any more," as the curtain fell.
 1913-- Drummer Gus Johnson birthday, played with Count Base and Duke Ellington, among others Died February 6, 2000.
 http://elvispelvis.com/gusjohnson.htm
 http://www.centrohd.com/biogra/j1/gus_johnson.htm
 1932-Birthday o f Petula Clark, Dwell, Surrey, England, best known for hits “Downtown,” “I Know a Place” “This is my Song.”
 1926 - Network radio was born. 24 stations carried the first broadcast from (bong-bing-bong) NBC, the National Broadcasting Company. The program was a gala 4½-hour broadcast from the Waldorf-Astoria Hotel in New York City. Two remote pickups were also on the program. Opera star Mary Garden sang from Chicago and Will Rogers presented a humorous monologue from Independence, Kansas. Charles Lindbergh was among the luminaries who attended the broadcast.
 1934—The Dorsey Brothers record their theme, Sandman.
 1939 - President Roosevelt laid the cornerstone of the Jefferson Memorial in Washington, D.C.
 1940 - The first 75,000 men were called to United States Armed Forces duty under peacetime conscription.
 1950--Wen Arthur Dorrington signed a contract to play hockey with the Atlantic City Seagulls of the Eastern Amateur League, he became the first African-American to play organized hockey in the US. He played for the Seagulls during the 1950 and 1951 seasons.
 1952--I an NBA Overtime game between the Baltimore Bullets and the Syracuse Nationals, a record 13 players, five Bullets, and eight Nats, fouled out. The referees let some of the Syracuse players back into the game and called a technical foul every time one of them committed an additional personal foul. Baltimore won, 97-91.
 1954---Top Hits
 I Need You Now - Eddie Fisher
 Hold My Hand - Don Cornell
 Mr. Sandman - The Chordettes
 More and More - Webb Pierce
 1954 - CBS-TV's "Studio One", had Joan Weber singing "Let Me Go, Lover". The song enjoyed a bit of popularity before the television show aired, but skyrocketed to fame after.
 1956 - Elvis Presley's first film, "Love Me Tender", premiered.
 1962---Top Hits
 He's a Rebel - The Crystals
 Big Girls Don't Cry - The 4 Seasons
 All Alone Am I - Brenda Lee
 I've Been Everywhere - Hank Snow
 1964--The first bridge player to win more than 1,000 master points in one year was Oswald Jacoby of Dallas, Texas, who passed the 1,000 mark in a tournament this day held at Edgewater Park, MS. His total points for 1963 were 1,034.
 1965 - Craig Breedlove, set a world speed record at Utah's Bonneville Salt Flats with a speed of 600.601 mph.
 1966 - The flight of Gemini 12 ended successfully as astronauts James A. Lovell and Edwin ``Buzz'' Aldrin Jr. splashed down safely in the Atlantic.
 1966 –One of the major stories in San Francisco at the time occurred when the SFPD raided the Psychedelic Shop and arrested Allen Cohen, 26, the store clerk, for selling "The Love Book" by Lenore Kandel, a small pamphlet of 8 pages with 4 poems, on grounds of obscenity. It was 1966, the dawn of the psychedelic age in the Haight-Ashbury neighborhood of San Francisco . Ronald Reagan had just been elected Governor of California on a platform that included harassment of hippies, and so the Psychedelic Shop, the most famous head shop on Haight St. (and perhaps the first head shop in the world) The subsequent trial of Cohen, Ron Thelin and a City Lights Bookstore clerk becomes the longest criminal trial in San Francisco history to that point. A San Francisco jury convicts all three and finds the Love Book to be obscene (Lenore Kandel's first appearance in literary history is as a character: the sexy Ramona Swartz, who spends a spooky weekend in a cabin with Jack Duluoz ( Jack Kerouac ), Dave Wain ( Lew Welch), and Duluoz's girlfriend Billie in Kerouac's novel ' Big Sur .'.)
 http://www.litkicks.com/BeatPages/page.jsp?what=LenoreKandel
 http://www.amazon.com/exec/obidos/tg/detail/-/0966531310/
 102-1955754-7540966?v=glance
 http://www.worldhistory.com/wiki/L/Lenore-Kandel.htm
 http://www.superstitionstreet.com/vesuvio.html
 1969 - A quarter of a million protesters staged a peaceful demonstration in Washington, D.C., against the Vietnam War.
 1969 - The first album featuring musical brother and sister act Karen and Richard Carpenter, "Offering", was released by A&M Records. While this Carpenter's tune was not a big seller, a single on the album, a remake of The Beatles' "Ticket to Ride", gained national attention. Their next album, would establish them as international stars with "Close to You".
 1969 - Rock singer Janis Joplin was accused of vulgar and indecent language and was arrested in Tampa, Florida. She was later released on a fifty-dollar bond.
 1970---Top Hits
 I'll Be There - The Jackson 5
 We've Only Just Begun - Carpenters
 I Think I Love You - The Partridge Family
 I Can't Believe That You've Stopped Loving Me - Charley Pride
 1974--The pressure-sensitive adhesive postage stamp was introduced. It was a 10-cent Dove of Peace pre-canceled Christmas stamp, depicting a dove weather vane.
 1978---Top Hits
 MacArthur Park - Donna Summer
 Double Vision - Foreigner
 How Much I Feel - Ambrosia
 Sleeping Single in a Double Bed - Barbara Mandrell
 1980 - Kenny Rogers got his first #1 solo song after years of success on the charts with the New Christy Minstrels and First Edition. The song was "Lady", written by Lionel Richie, which stayed at the top for six weeks.
 1986 - Ivan F. Boesky, reputed to be the highest-paid person on Wall Street, faced penalties of $100 million for insider stock trading. This was the highest penalty ever imposed by the SEC. In 1987, he was sentenced to jail for three years beginning in 1988, plus barred from dealing in securities, and ordered to pay $100 million in penalties. Boesky cooperated with the SEC in an insider-trading probe that rocked Wall Street.
 http://eightiesclub.tripod.com/id316.htm
 1986---Top Hits
 Amanda - Boston
 Human - Human League
 True Blue - Madonna
 Diggin' Up Bones - Randy Travis
 1988 - A strong F2 tornado hit Topeka, KS injuring 22 and doing $4 million damage. Another strong F2 tornado ripped a 43 mile path through Saline, Pulaski, Lonoke and Prairie counties in central Arkansas and killed 5, injured 60 and did $15 million damage. Hail to 3.5 inches in diameter fell near Denton, TX.
 1989 - an F4 tornado hit Huntsville, AL with winds estimated between 207 and 260 mph. The tornado had a damage path 18 miles long and up to 1/2 mile wide. It killed 21 and injured 463. Total damage was $100 million.
 2002 -- "Harry Potter & the Chamber of Secrets" movie opens in the US.
 
 
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 American Football Poem S.F. 49ers Jane Griffin Gold helmets shine in the sunlight. The jerseys are loose and the pants are tight.
 Those were the only things shining this year.
 After so many losses, there's no reason to cheer.
 That's what all thought but one loyal fan
 Because not matter what, I believe that they can.
 I know we could have won the Superbowl
 If our kicker was able to make a field goal.
 Many times when we could have won the game,
 Because of special teams, we left the field in shame.
 We'll have to wait until next season
 To be the ones doing the teasin'.
 The Superbowl will be our mission.
 After all it's 49ers tradition.
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