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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industry

Wednesday, November 4
, 2015

Today's Equipment Leasing Headlines

RBC Completes Acquisition of City National
 Parent of First American Equipment Finance
Marlin Cites Third Quarter Net and Originations
  Announces Thrust into Commercial Truck and Specialty Vehicles
Alternate Financing: Friend or Foe
 to the Bank, Finance, and Leasing Industry?
  by Christopher Menkin
FinTech #102 by Charles Anderson—Part III
Who Cares About Instant Decisioning? Should I?
Leasing Industry Ads---Help Wanted
Sales/Credit Manager/Collection Representative/Join Us
Letters?  ---We get Email!
(Mostly chronological order)
Placard---If You are Searching
  for the…
November 13-15 NAELB Western Regional Meeting
Agenda Finalized/Exhibitors Finalized
Ascentium Capital Announces $281 Million Securitization
Fourth Securitization
Latin American Equipment Leasing Industry Expands
Despite Economic and Geopolitical Headwinds
Labrador Retriever Mix
Toronto, Canada  Adopt-a-Dog
Leasing News Classified Ads
Back Office
News Briefs---
CIT Reports Jump in Profit
   Following OneWest Acquisition
Expansion Capital Group Closes
  $25 Million Credit Facility
Farmers Shift to Leases,
 Threatening to Swell Machinery Glut
Google, Amazon, Apple, PayPal and Intuit
 Form Tech Financial Lobby Group
Parent Monitor/ABF Journal Relaunch Molloy Associates
  Lead by Jim Gavaghan, Formerly with GE Capital
Federal Reserve Raises Financial Services
  Product and Fee Changes

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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RBC Completes Acquisition of City National
Parent of First American Equipment Finance

The Royal Bank of Canada’s acquisition of City National Bank, parent of First American Equipment Finance, is complete. Based on the closing price on the New York Stock Exchange of RBC's common shares on Oct. 30 of US $56.83, the total transaction value is US $5 billion and will be paid with US $2.6 billion in cash and 41.6 million RBC common shares. In addition, RBC will issue US $275 million of RBC first preferred shares in exchange for all outstanding shares of City National preferred stock. 

The bank was Los Angeles’ biggest bank, founded in 1953 in Beverly Hills. After the acquisition, City National will keep its name and its downtown L.A. headquarters, and Russell Goldsmith will stay on, leading both the bank and RBC’s wealth management business in the U.S.  The bank has had only two chief executives: Bram Goldsmith, the son-in-law of one of the bank’s founders, and his son Russell Goldsmith.

In 2012, City National purchased First American Equipment Finance, Fairport, New York, that reportedly owned and serviced $325 million in assets at that date. Co-founder and President William Verhelle signed on to stay for a period of time, retiring in May, 2015; shortly thereafter announced the founding of Harvard Partners. (1)

In August, 2015, CIT Group closed its acquisition of Pasadena’s OneWest Bank, the third-largest local lender. And in 2013, PacWest Bancorp bought CapitalSource Inc. and is now the fourth-largest bank in town.

According to a bank press release:
"Royal Bank of Canada is Canada's largest bank, and one of the largest banks in the world, based on market capitalization. We are one of North America's leading diversified financial services companies, and provide personal and commercial banking, wealth management, insurance, investor services and capital markets products and services on a global basis. We employ approximately 79,000 full- and part-time employees who serve more than 16 million personal, business, public sector and institutional clients through offices in Canada, the U.S. and 38 other countries."

Side Note: First American Equipment Finance has 42 Certified Equipment Leasing and Finance Professionals, the far most of any
company, according to the CLFP Foundation.

  1. Verhelle Founds Harvard Partners LLC


Marlin Cites Third Quarter Net and Originations
  Announces Thrust into Commercial Truck and Specialty Vehicles

Marlin Business Service Corp, Mount Laurel, NJ (NASDAQ-MRLN) reported "Lease and loan origination volume was $100.5 million for the third quarter 2015, compared to $92.6 million for the quarter ended June 30, 2015."  Net Income was $4.8 million compared to $4.9 million for third quarter, 2014. (1)

Ed Siciliano, Chief Sales Officer and Interim CEO, in the company's Conference Call, as recorded by Seeking Alpha, stated:

"We continue to execute on our hiring plan and we are on track to reach a sales force of approximately 135 reps by year end. Our hiring for the remainder of 2015 will be focused on our newer initiatives by capital loan, franchise and transportation.

"With respect to transportation, we have formed the team of experienced commercial truck and specialty vehicle professionals focused on serving small business customers. We saw an opportunity in an underserved market, which matched our ticket, pricing and credit risk appetite.

"In the quarter we booked $2.3 million in capital loans at a 36% yield. We are encouraged by the high demand from our existing customers for our FundingStream product, which allows businesses to conveniently and expeditiously fund and accelerate their growth...So for this new market, we went ahead and hired a new VP, following our transportation funding group about 90 days ago and we’ve been building out a team. It’s a dealer-based model with our team calling our regional truck dealers, new and used vehicles, kind of specialty vehicles with average tickets that are above our standard about $70,000 to $80,000.

"And of course, AMB credit is what we’re looking for. Now, GE and Wells Fargo are happy to be in that space. They do floor planning and they're looking for the multi-unit, multi-truck opportunities in that $0.25 million to $2 million range and we’re going to operate below that.

"So it’s an example of kind of playing where in a market that’s just below where GE and some of the bigger guys are playing, Chris. But we feel like it’s a great opportunity for us. And we’re going to continue to look for more opportunities like that to expand our business and the channels that make sense for us. GE by the way is also -- I think there is some talent on the street as a result of what’s going on with General Electric and we have three full time recruiters and I will share that we are talking to a number of GE folks that are searching for a permanent home given the disruption there." (2)

(1) Third Quarter Press Release

Seeking Alpha Transcript



Alternate Financing: Friend or Foe
to the Bank, Finance, and Leasing Industry?
by Christopher Menkin

*Peninsula Party

First, the answer is yes to both. Although the change is becoming dramatic to third party originators, this is similar to Uber entering the use of commercial taxis. Uber started off in San Francisco more a limousine service, but grew. The same is happening with Alternate Financing.

A good example of this is the passage of SB 197 in California. While it changes the licensing requirements for unlicensed professional third party originators, it really reaches further and affects all those who do business in the State, whether located here or not.

The key is the backers of the bill, mostly governmental agencies and those private organizations who are exempt from the bill, according to the bill itself:

Is a business assistance organization recognized by the United States Small Business Administration.” (1)

Backers of SB 197

Note the board members:

Note the groups behind:

The groups behind this wanted more business, as well as to help their existing clients. In their nonprofit marketplace, they are dealing with those with little business experience, as well as assets to fall back upon. They are often turned down by banks. They are inexperienced. However, they do have cash flow, according to microlenders, especially businesses who accept credit cards, or have other criteria alternate lenders discover.

People who work in the various non-profit agencies can make a recommendation to these companies. Earning a referral is a great inducement - especially since the referrer does nothing but make a recommendation (no application, no negotiation, no work, nothing). To top it off, like insurance agent earn automatic repeat business, when the first term is over, and it is renewed, the referrer gets another fee.  This is a great incentive...and it also applies to pay day loans now, too by SB 235 (2)

What this is all about is more competition to the professional broker. There is no skill in learning to make a referral. There is discovering a client to learn. There is knowing where to go. However, the bottom line is to make some extra money just by making a referral---that doesn't take much work compared to explaining the value of an operating lease or its tax ramifications, as well as reading financial statements and tax returns and discussing terms and conditions. And most of all, they are helping their client.

Basically, the commissioner has not issued a ruling on this; meaning SB 197 is a law but awaits the commissioner to "activate it" and set the parameters.  It will affect unlicensed third party originators.

On the positive side, Alternate Financing puts more money to work, giving those businesses that seek to grow, the ability to survive. As they become more successful, they then need a larger facility, helping out landlords, insurance agents, accounts, equipment providers, and employing more people, even able to pay a higher wage. And as they grow, they become more rate conscious and look elsewhere. They become finance, bank, and leasing clients.

To the third party originator now feeling the added competition from direct alternate financing sources, the approach should be to become more professional; have more knowledge, more sources, and a reputation that bring repeat business. Don’t fight it. Go with it as it puts more people into business and gives them the opportunity to succeed and grow.

* A success story from Opportunity Fund:

  1. SB 197 as Amended
  2. SB 235 




FinTech #102 by Charles Anderson—Part III

Who Cares About Instant Decisioning? Should I?

In the last of a three-part series on the instant credit decision, we’ll discuss your real return – and ultimately the purpose thereof. We have defined the instant credit decision and discussed the pitfalls and challenges. But ultimately we’re left with the question: what is the point? What is the value-add of the instant credit decision?

The elusive instant credit decision is merely a tool that can (at least in theory) increase the efficiency of your process flow by screening more customers at the underwriting stage, generate more revenue with more funded deals, and create a better customer experience overall. The idea is that instant credit decisions will generate revenue and bring in more customers. But this theory becomes complicated in the context of your process flow. 

Instant credit decisioning drives much more value when paired with instant funding. Without a streamlined instant funding process, instant credit decisioning is only a cost-saving filter at best, and an expensive, far-fetched goal at worst. Think about the instant prescreen in the context of your company’s pipeline. First, the sales team brings in customers to your underwriting team. Next, your instant credit decision pumps out approved customers faster than ever before, and … that’s where your deals get stuck, in the complicated twists and turns of paperwork and stipulations required in equipment financing. Your efficient credit prescreen is only as efficient as the funding process.

That’s not to say we should give up on the instant credit decision. On the contrary, we see several examples of the instant credit decision working to its full potential in practice. Take, for example, the newfound explosion of alternative lenders and merchant cash advances. Lenders offering fast cash and same-day funding (OnDeck, National Funding, Windset Capital, to name a few) have expedited underwriting with a robust data set and instant credit decisioning software. However, the key is their instant funding, backed by a “dumbed-down” documentation process. Several household names see the volume driven by these alternative lenders, and are looking to jump into the game – for example, PayPal Credit and Amazon Lending offer three- to six-month loans of up to $85,000 and $600,000 respectively to online merchants looking for short-term financing. And there are many more on the way – Square Capital, iZettle, and Telmex are fresh names looking to join merchant financing, with the same underwriting model and expedited funding.

In the context of equipment financing, the asset and the vendor complicate the underwriting and funding process, introducing a third-party (and inherent risk) into the funding process. However, consumer auto financing and captive vendor financing have managed to overcome these challenges with internal financing. Take, for instance, John Deere financing. John Deere is inherently highly protected from vendor fraud, as the vendor and the lender are one and the same. The vendor also brings in-depth, expert asset knowledge to the table (aiding instant credit), and there is clear ownership at the point of sale (allowing instant funding). When John Deere sells a tractor to its customer, there is no concern regarding proof of ownership of the tractor, approving the vendor and the asset, or following proper invoicing procedures. Internal financing cuts down the risk associated with equipment leasing and facilitates a streamlined funding process overall.

We see that alternative lending and captive vendor financing have simplified and streamlined the funding process. However, as a third-party equipment leasing company, valuing and protecting the asset is critical to the underwriting and funding process. With this inherent risk to equipment leasing, how is instant credit/instant funding possible? Thankfully, several FinTech developments on the horizon look to simplify and streamline the funding process.

Fraud protection is the first priority for many FinTech startups looking to simplify banking – particularly with regard to financial statements and identity verification. New developments to bank account authentication confirm cash flow and eliminate fraudulent bank statements in real-time, without the need for clients to email or fax bank statements. The biggest name here is Microbilt, which sends a link to customers via e-mail, then instantly confirms bank account information for up to 90 days of transactional data. Identity verification has been the subject of huge interest in FinTech, with names like Lenddo and IDchecker seeking out-of-the-box methods of verifying identity in financial transactions. Lenddo leverages social networks to evaluate creditworthiness and identity in real-time, while IDchecker uses facial recognition technology to match the facial image on a driver’s license to the user’s actual face. Big names like Kabbage and Personal Capital use tools powered by Yodlee to cut down on fraud and process funding. Their instant account verification allows lenders to process advanced payments immediately (now no need to wait for an ACH to clear or a check to arrive in the mail), and includes geo-location information with its account verification to verify bank accounts and business locations. 

These fresh faces in FinTech all promise the same elusive dream – secure transactions and instant funding. These are tools that equipment financing must look to for its own white paper; because after all, instant credit decisions only drive disruptive value in the context of instant funding.

Instant Credit Decisions-Introduction- Part I

Instant Credit Decisions – Part II

Charles Anderson
CEO – IMCA Capital, Enverto Investment Group, Express-Tech 
Previous Financial Technology Articles





Leasing Industry Help Wanted


Press Release    
WE'RE HIRING at Our Minneapolis Headquarters
Credit Manager
This position will be responsible for underwriting small ticket working capital applications up to $250,000 in a fast paced and high volume environment. The candidate will make independent decisions on commercial credit applications through evaluation of business and personal credit reports, financial statements and other credit information. More
Collections Representative
This position will function as the primary contact for customer concerns regarding loan collection issues. The candidate will act as a liaison between the customer, Channel Partners Capital and 3rd Party Collection Agencies. More
Please email cover letter and resume to:



Logo on top is free, as well as the web address and information about the address at the bottom. Lines are $595 for the first four and $40 for each additional line or space. The ad will appear for 21 days. For returning advertisers during the year, Leasing News offers 30 days and a reduced rate.

Note: most ads point to a full job description as well as click to an email address.

Our competitors still use a "classified ad" section, which basically is the company's full job description. It often is "hidden," meaning you have to search for the section.

This does not attract attention because you must go to the classified ad site to find the jobs listed. The advertiser is basically missing those who are employed, not actively looking for a job. This is the group the advertiser should be looking for as a primary target.

There are at least one hundred websites that offer the same approach, and work great for general jobs, but not the leasing and finance niche, especially for those already employed who may want to improve their position.

Leasing News puts a "help wanted" on top of the "masthead" so it is the first thing that a reader sees when they open the news edition or go to the website. The ad is changed in each news edition. It is designed to be a "display ad," not a "classified ad."

In addition to the masthead position, the "help wanted" ad also appears in the "news briefs" section, the second most-read section, and it is rotated in each news edition. It is not hidden. It is clearly visible.

The full section of "help wanted ads” also appears in each news edition, in each edition, as well as appears on the web site. It also is not “hidden.”

The idea of the ad is to draw attention, and have the reader interested in what the company offers from the advertisement rather than a "job description."

Most ads then direct the reader to their website for a full job description, if interested, or to a separate flyer. The main idea is to get the reader to make an inquiry.

Oh, yes, Alexa states Leasing News is read eight times more than our competitors, and they stay on our website longer to read industry news stories. The “help wanted” ad does not hide.

Leasing News reserves the right to refuse advertising,
particularly to a company that has appeared in the complaint bulletin board or evergreen abuse list.



Letters?  ---We get Email!
(Mostly chronological order)

(In Chronological Order as Received)

 Valerie Jester Receives 2014 Award
        Leasing Person of the Year

 "Thanks again for honoring me with the Leasing Person of the Year award. It meant the world to have Bruce Kropschot do the honors! I truly appreciate Leasing News' recognition! This industry is my home - have truly loved the work and most importantly the people these past 33 years! Here's to 33 more God willing! (I hope to become the Betty White of the equipment leasing and finance industry!)"

Happy Halloween!



Who Needs a Desk? Watch the Change

"I loved watching the changes to the "desk" over the years.  Very cool."

Rosanne Wilson, CLFP, BPB
1st Independent Leasing, Inc.


"You have probably heard from other Leasing News readers that the edition we received by email this morning was the Wednesday edition. Of course, I satisfied my Leasing News reading habit by finding the Friday edition online

Bruce Kropschot, Senior Managing Director and          
Merger & Acquisition Advisory Practice Leader


"My name is Matt. I work for Checkmate Inspections, based out of Savannah, GA. I would like to subscribe to your newsletter. My manager is subscribed currently and it has proven to be a great potential tool for our business. Thank you in advanced."

Thank you,
Matthew Hill

(Welcome aboard! Editor)




November 13-15 NAELB Western Regional Meeting
Agenda Finalized/Exhibitors Finalized

November 13-15, 2015 at the Doubletree by Hilton Hotel Anaheim-
Orange County, California, the National Association of Equipment Leasing Brokers have finalized their Agenda and Exhibitors:

Western Regional Meeting Exhibitors

360 Equipment Finance
Amerisource Funding
Ascentium Capital LLC
Banc of California, N.A.
Blue Bridge Financial LLC
Bryn Mawr Funding
BSB Leasing Inc.
Channel Partners LLC
CLFP Foundation
Dakota Financial, LLC
Financial Pacific Leasing, Inc.
Fora Financial
Funding Circle
Huntington Technology Finance
Marlin Business Services Corp.
Maxim Commercial Capital
Nations First Capital, LLC dba Go Capital
NCMIC Finance Corporation
North Mill Equipment Financing LLC
Orange Commercial Credit
Pacific Western Equipment Finance
Paradigm Equipment Finance
Pawnee Leasing Corporation
Preferred Business Solutions
Quality Leasing Co., Inc.
Quiktrak, Inc.
RapidAdvance, LLC
TEAM Funding Solutions
VFI Corporate Finance
World Business Lenders


List of Attendees
(As of Monday, Nov. 2)


(Note: NAELB is offering a special promotion for new members (must be a new member, never having been a member before). Fifty percent of the conference registration fee will be credited towards first year dues!)




##### Press Release ############################

Ascentium Capital Announces $281 Million Securitization
Fourth Securitization

KINGWOOD, TX, –Ascentium Capital issued a $281 million small ticket equipment securitization of Ascentium Equipment Receivables LLC, Series 2015‐2.

This represents Ascentium Capital’s fourth securitization and third transaction since 2012 featuring both Moody’s “Aaa” and DBRS’ “AAA” ratings on the company’s senior class of notes. The ratings are based on several performance indicators including the quality of the equipment contracts, strong historical and expected performance, as well as the expertise of Ascentium Capital.

Tom Depping
CEO, Ascentium Capital

“We are very pleased with the execution of this securitization and it further strengthens the company’s stability and growth plans,” Depping said.

Evan Wilkoff, Executive Vice President of Capital Markets, stated, “It is exciting to be able to continually expand and diversify our funding sources, especially as we continue our programmatic asset-backed securities issuances.”  

As a direct lender, Ascentium Capital specializes in providing business financing, leasing, and loans for equipment manufacturers and distributors as well as direct to businesses nationwide. The company is backed by the strength of leading private investment firms Vulcan Capital and LKCM Capital Group, LLC. Ascentium Capital has obtained the ranking as the third largest private-independent finance company by volume in the United States. For more information, please visit


### Press Release ############################

Latin American Equipment Leasing Industry Expands
Despite Economic and Geopolitical Headwinds

FORT LAUDERDALE , FL , - The equipment leasing and asset finance industry in Latin America grew 18.7% in US dollars, or 38% in local currencies, in 2014, according to the latest Alta LAR 100 report.  Growth was significant given the negative forces affecting economies in many Latin American countries, said Rafael Castillo-Triana, CEO of The Alta Group Latin American Region (Alta LAR), which has produced the report annually since 2004.
Results of the report will be discussed at the XIII Latin American Leasing Conference Nov. 12-13 in Miami.

Rafael Castillo-Triana
CEO, The Alta Group Latin

“Latin American economies experienced headwinds driven by the overall decline in the price of commodities, in particular those related to oil, coal and other mining. This led to a sharp and unexpected devaluation of some Latin American currencies,” Castillo-Triana explained. “Therefore, the Latin American leasing industry’s calculated growth in US dollars in 2014 must be contrasted with the growth rate expressed in local currencies to obtain an accurate view.”
“The leasing industry's growth rate in real terms, for example purchasing power parity, was 26% – more than six times the average GDP growth of the Latin American economies,” he noted.
The Alta LAR 100 report also estimates portfolio values and new volume origination per country, tracks leasing trends, and ranks the top 100 leasing companies in the region. Key findings of the most recent report include the following:

  • Colombia, with the second largest leasing industry in the region, generated impressive 66% growth in 2014. In fact, the largest leasing company in Latin America is a Colombian lessor, Leasing Bancolombia.
  • Other countries experiencing growth included Mexico, Chile, Argentina, Bolivia and Venezuela.
  • Despite its rank as the region’s largest leasing industry, Brazil’s industry continues to decline. Portfolio values dropped an estimated 15% in 2014. The Alta LAR 100 report explores reasons why and some bright spots.
  • Other countries with declining leasing portfolio values included Peru, Puerto Rico, and Ecuador.
  • “Multilatinas” – multinational groups from within the region – lead the industry. European multinational groups show a mixed performance, and the presence of multinationals with US headquarters has continued to decline.
  • Chinese companies increased their leasing investments in Latin America through the acquisition of two banks in the top 100.
  • Four of the 100 largest leasing companies in Latin America are government owned.

For Further Information
A detailed report summary is posted at . To inquire about additional information in the Alta LAR 100 database that is available for purchase, contact:
Katrin Förster
954 632 0922
954 370 0493 FAX
For additional information about the Latin American Leasing Conference please visit
About The Alta Group
The Alta Group is the leading global consultancy dedicated exclusively to the business of equipment leasing and asset finance. Since 1992, Alta has represented equipment leasing and finance companies, financial institutions, manufacturers and service providers, offering management consulting and expertise in global market entry, vendor and captive finance, professional development, legal services, asset management, mergers and acquisitions, and application consulting. For information on the group’s services in the United States and Canada, Latin America, Europe, the Middle East and Africa, and Asia Pacific, visit

#### Press Release #############################



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Animal ID: 29897293
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Adopt a Pet



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News Briefs---

CIT Reports Jump in Profit Following OneWest Acquisition

Expansion Capital Group Closes $25 Million Credit Facility

Farmers Shift to Leases, Threatening to Swell Machinery Glut

Google, Amazon, Apple, PayPal and Intuit Form Tech Financial Lobby Group

Parent Monitor/ABF Journal Relaunch Molloy Associates
Lead by Jim Gavaghan, Formerly with GE Capital

Federal Reserve Raises Financial Services Product and Fee Changes




--You May Have Missed It

Automakers post big Oct. sales gains; record year in sight


SparkPeople--Live Healthier and Longer

25 Cheap Foods that are Good for You!
Get BIG Nutrition for Less Dough


Football Poem

S.F. 49ers

Jane Griffin (revised)

Gold helmets shine in the sunlight.
The jerseys are loose and the pants are tight.
Those were the only things shining this year.
After so many losses, there's no reason to cheer.
That's what all thought but one loyal fan
Because not matter what, I believe that they can.
I know we could have won the Superbowl
If our kicker was able to make a field goal.
Many times when we could have won the game,
Because of special teams, we left the field in shame.
We'll have to wait at least ten more years
To be the ones doing the teasin'.
The Superbowl will be our mission.
After all it was a 49ers tradition.



Sports Briefs----


Kaepernick benched, Falcons to face Gabbert

Tony Dungy: Colin Kaepernick benching
   'won't end well' for 49ers

Cowboys officially release running back
  Joseph Randle after turbulent 2 weeks




California Nuts Briefs---

Virgin’s new Hawaii flights spur fare war


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)


“Gimme that Wine”

The dry Riesling revival

Penfolds Grange 'very ordinary' this year,
 Perth wine seller tells punters

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


This Day in American History

    1646 - The Massachusetts Bay Colony passed a law making it a capital offense to deny that the Bible was the Word of God. Any person convicted of the offense was liable to the death penalty.
    1791 - General Arthur St. Clair, governor of Northwest Territory, was badly defeated by a large Indian army.  Miami Indian Chief Little Turtle led the powerful force of Miami, Wyandot, Iroquois, Shawnee, Delaware, Ojibwa and Potawatomi that inflicted the greatest defeat ever suffered by the U.S. Army at the hands of North American Indians. Some 623 regulars were killed and 258 wounded on the banks of the Wabash River near present day Fort Wayne, Indiana. The staggering defeat moved Congress to authorize a larger army in 1792.
    1798 - Congress agreed to pay a yearly tribute to Tripoli, considering it the only way to protect U.S. shipping. The US has no appreciable Navy as yet. This is the most expedient and assured way to protect American shipping in the Mediterranean.  Thus the part of the Marine Corps hymn, “…to the shores of Tripoli…”
    1856 - James Buchanan was elected President. Stephen A. Douglas coveted the Democratic nomination in 1856, but his reputation had been badly tarnished by ongoing violence in Kansas. In his place, the Democrats turned to James Buchanan, who had been the minister to Britain from 1853 to 1856 and was not linked to the Kansas issue. The Republicans ran their first presidential campaign in 1856, choosing noted Western explorer John C. Frémont, “The Pathfinder." Frémont had no political record (regarded as a plus), but held abolitionist views (a negative in the eyes of many moderates). The Republicans ran a campaign calling for repeal of the hated Kansas-Nebraska Act, opposition to the extension of slavery into the territories and support for internal improvement projects. They also took every opportunity to blame the Democrats for the horrors of “Bleeding Kansas." Buchanan emerged the victor, but failed to gain a majority of the popular vote. In fact, a shift of a small number of votes in several states would have tipped the electoral tally to the Republicans. Mirroring the sectional feelings of the day, the Democrats were strong in the South, the Republicans in the North. The election in 1856 brought a weak President to leadership in a badly divided nation.
    1873 - Dentist John Beers of San Francisco patents the gold crown
    1898 - The first church to bear the Pentecostal Holiness name was organized at Goldsboro, NC, under the leadership of Methodist evangelist Ambrose Blackman Crumpler, 35.
    1864 - Battle of Johnsonville, Tennessee. In the summer of 1864, Sherman captured Atlanta, and by November, he was planning his march across Georgia. Meanwhile, the defeated Confederates hoped that destroying his line would draw Sherman out of the Deep South. Nobody was better at raiding than Confederate Gen. Nathan Bedford Forrest, but Union pursuit had kept him in Mississippi during the Atlanta campaign. Johnsonville was an important transfer point from boats on the Tennessee River to a rail line that connected with Nashville to the east. When Sherman sent part of his army back to Nashville to protect his supply lines, Forrest hoped to apply pressure to that force. Forrest began moving part of his force to Johnsonville on October 16, but most of his men were not in place until early November. Incredibly, the Union forces, which numbered about 2,000, seem to have been completely unaware of the Confederates just across the river. Forrest brought up artillery and began a barrage at 2 p.m. on November 5. The attack was devastating. One observer noted, "The wharf for nearly one mile up and down the river presented one solid sheet of flame." More than $6 million worth of supplies were destroyed, along with four gunboats, 14 transports, and 20 barges. General George Thomas, commander of the Union force at Nashville, had to divert troops to protect Johnsonville. After the raid, Forrest's reputation grew, but the raid did not deter Sherman from embarking on the March to the Sea, his devastating expedition across Georgia.
    1879 - Birthday of Will Rogers at Oologah, Indian Territory (now Oklahoma).  American writer, actor, humorist and grassroots philosopher, he was killed in an airplane crash with aviator Wiley Post near Point Barrow, AK, August 15, 1935. “My forefathers,” he said, “didn't come over on the Mayflower, but they met the boat.”
    1879 - African-American T. Elkins patents the refrigerating apparatus.
    1884 - Grover Cleveland was elected President of the United Sates; Thomas A. Hendricks was elected Vice-President. The electoral vote was Cleveland, 219; James G. Blaine, Republican of Maine, 182. The popular vote was Cleveland 4,911,017; Blaine 4,848,334. In congressional elections, the Republicans gained five seats in the Senate to gain a 43-34 majority. In the House, the Republicans gained 22 seats, but the Democrats held a 183-140 majority. Robert M. La Follette, Republican of Wisconsin, was elected to his first term in the House of Representatives. A celebrated presidential campaign slogan aimed at Grover Cleveland was, “Ma, Ma, where's my Pa?”---a reference to Cleveland's admission that he fathered a child out of wedlock. To this query the Democrats would reply, “Gone to the White House, ha, ha, ha.”
    1889 - After a formal meeting of representatives from all National League chapters, the Brotherhood issued a "manifesto" in which it claimed that "players have been bought, sold and exchanged as though they were sheep instead of American citizens." This led to a declaration of war between the Brotherhood and Major League officials which soon exploded into the formation of the Players League.  The Brotherhood of Professional Baseball Players represented the first serious effort to organize a labor union consisting of baseball players. It was launched in 1885 with the aim of raising player salaries in recognition of the growing popularity of professional baseball and the growth in revenues generated by the game. It also aimed to combat the reserve clause which restricted player movement and helped to keep salaries down. The organization gained official recognition when NL owners first met with the Brotherhood's representatives in 1887. However, relations between the two soon became difficult as owners were unwilling to make significant concessions.  The impasse led to the creation of the Players League in 1890, which included many of the most famous stars of the time and which was owned and operated by the players themselves.  
    1897 - The first Library of Congress building opened its doors to the public. Previously, the Library had been housed in the Congressional Reading Room in the U.S. Capitol.
    1906 - Birthday of Robert Bernard “Bob” Considine (d. 1975), sportswriter and author, at Washington, DC.  Considine parlayed some early success as a tennis player and a job as a federal government clerk into a career as a sportswriter. He covered baseball starting in 1933 and soon became a columnist for the Hearst newspapers. He branched out into politics and national affairs and served as a war correspondent during World War II. He wrote or coauthored more than 25 books, including the screenplay for “Pride of the Yankees,” the film biography of Lou Gehrig. 
    1916 - Birthday of Walter Leland Cronkite, Jr., (d. 2009), St. Joseph, MO.  Journalist, war correspondent, former anchor for “CBS Evening News”.  During the heyday of CBS News in the 1960s and 1970s, he was often cited as "the most trusted man in America" after being so named in an opinion poll.  In mid-February 1968, Cronkite journeyed to Vietnam to cover the aftermath of the Tet Offensive.  Upon return, Cronkite wrote an editorial report based on that trip. On February 27, 1968, Cronkite closed that editorial report:  “We have been too often disappointed by the optimism of the American leaders, both in Vietnam and Washington, to have faith any longer in the silver linings they find in the darkest clouds…”  Following Cronkite's editorial report, President Lyndon Johnson is claimed by some to have said, "If I've lost Cronkite, I've lost Middle America.”
    1918 - Birthday of Art Carney (d. 2003), Mount Vernon, NY.
An actor, he won an Oscar for “Harry and Tonto” and six Emmys for “The Honeymooners” as Ralph Kramden’s (Jackie Gleason) sidekick, Ed Norton.       
    1919 - Birthday of bass player Joe Benjamin (d. 1974), Atlantic, City, NJ
    1920 - Women voted nationally for the first time, enabled by the 19th Amendment which prohibits any United States citizen from being denied the right to vote on the basis of sex.
    1922 - Birthday of pianist Ralph Sutton (d. 2001), Hamburg, MO.,,499089,00.html?artist=Ralph+Sutton
    1924 - Calvin Coolidge was elected to the top office of the United States. Coolidge was already in the office as President having to complete Warren G. Harding's term (Harding died in office). The electoral vote was Coolidge 382; John W. Davis, Democratic candidate, 13. The popular vote was Coolidge 15,725,016; Davis 8,385,503, La Follette, 4,822,856. The huge Republican victory in the presidential election was anticipated.  The Democrats had torn themselves apart in a struggle for the nomination. Gov. Alfred E. Smith of New York represented the East and the big cities, and William G. McAdoo of Tennessee, the southern and western parts of the country. The eventual nominee was John W. Davis, an able man but almost unknown to the voters. The Republicans, on the other hand, could point with pride to Calvin Coolidge and a record of prosperity. The Democrats tried to make much of the scandals of the Harding administration but failed to stir the electorate. In fact, despite a strong third party in the field, only about half of those eligible to vote did so.
    1924 - The first woman governor was Nellie Taylor Ross, Wyoming, elected to fill the unexpired term of her late husband, William Bradley Ross. From 1933 to 1935, she served as Director of the Mint, the first woman to do so.
    1926 - Birthday of percussionist Carlos “Patato” Valdez (d. 2007), Havana, Cuba
    1927 - A great Vermont flood occurred. Tropical rains deluged the Green Mountain area of Vermont causing the worst flood in the history of the state. Torrential rains, up to 15 inches in the higher elevations, sent streams on a rampage devastating the Winooski Valley. Flooding claimed 200 lives and caused 40 million dollars damage. The town of Vernon reported 84 deaths. Flooding left up to eight to ten feet of water in downtown Montpelier. (2nd-4th)
    1928 - Arnold Rothstein, New York's most notorious gambler, is shot and killed during a poker game at the Park Central Hotel in Manhattan. After finding Rothstein bleeding profusely at the service entrance of the hotel, police followed his trail of blood back to a suite where a group of men were playing cards. Reportedly, Rothstein had nothing good in his final hand. In the 1920's, Rothstein began purchasing nightclubs, racehorses, and brothels. He had such a formidable presence in the criminal underworld that he was reportedly once paid half a million dollars to mediate a gang war. As Rothstein's fortune grew to an estimated $50 million, he became a high-level loan shark, liberally padding the pockets of police and judges to evade the law. He is fabled to have carried around $200,000 in pocket money at all times.  Rothstein's luck finally ran out in 1928 when he encountered an unprecedented losing streak. At a poker game in September with "Hump" McManus, "Nigger Nate" Raymond, and "Titanic" Thompson, Rothstein lost a cool $320,000 and then refused to pay on the grounds that the game had been rigged. Two months later, McManus invited Rothstein to play what would be his final poker game. Police were never able to identify Rothstein's murderer. Asked who had shot him before dying, Rothstein reportedly put his finger to his lips and kept the gangsters' code of silence.  Rothstein was widely reputed to have organized corruption in professional athletics, including conspiring to fix the 1919 World Series.
    1928 - Birthday of drummer Larry Bunker (d. 2005), Long Beach, CA.
    1935 - The so-called Yankee Hurricane hit Miami with winds of 95 mph. It was unusual in that it moved into the area from the northeast
    1936 - Future U.S. Senate Chaplain Rev. Peter Marshall, 34, married Catherine Wood, 22. Following Peter's premature death at age 46, Catherine immortalized his name through her 1951 best-selling biography, "A Man Called Peter."
    1939 - The Packard Motor Car Company, Detroit, publicly exhibited the first air-conditioned car at the 40th Automobile Show, Chicago, IL. Air in the car was cooled to the temperature desired, dehumidified, filtered, and circulated. The refrigerating coils were located behind the rear seat in an air duct, with heating coils into another compartment of the same duct. The capacity of the unit was equivalent to 1.5 tons of ice in 24 hours when the car was driven at 60 miles per hour, or 2 tons at 80 miles per hour. The invention was first offered to the Ford Motor Company, invented by the Greenberg Brothers. It was a sweltering August day when the three Greenberg Brothers entered the posh Dearborn, Michigan offices of the notoriously anti- Semitic carmaker, Henry Ford. "Mr. Ford," announced Hyman Greenberg, the eldest of the three, "we have a remarkable invention that will revolutionize the automobile industry."
Ford looked skeptical, but their threats to offer it to the competition kept his interest piqued. Hi Greenberg continued, "We would like to demonstrate it to you in person." After a little cajoling, they brought Mr. Ford outside and asked him to enter a black car that was parked in front of the building. Norman Greenberg, the middle brother, opened the door of the car. "Please step inside, Mr. Ford." "What!" shouted the tycoon, "are you crazy? It must be one hundred degrees in that car!" "It is," smiled the youngest brother, Max, "but sit down, Mr. Ford, and push the white button." Intrigued, Ford pushed the button. All of a sudden a whoosh of freezing air started blowing from vents all around the car, and within seconds the automobile was not only comfortable, it was quite cool! "This is amazing!" exclaimed Ford. "How much do you want for the patent?" Norman spoke up. "The price is one million dollars." Then he paused, "And there is something else. We want the name 'Greenberg Brothers Air Conditioning' to be stamped right next to the Ford logo." "Money is no problem," retorted Ford, "but no way will I have a Jewish name next to my logo on my cars!" They haggled back and forth for a while and finally they settled. One and one half million dollars, and the name Greenberg would be left off. However, the first names of the Greenberg brothers would be forever emblazoned upon the console of every Ford air conditioning system. And that is why today, whenever you enter a Ford vehicle you will see those three names clearly defined on the air-conditioning control panel: Max-Hi-Norm
    1946 - Birthday of Laura Bush, born Laura Lane Welch, Midland, TX.  Former First Lady, wife of President George W. Bush, she attended Southern Methodist University in Dallas, Texas, where she earned a Bachelor of Science degree in education in 1968. After college, she worked as a teacher at Longfellow Elementary School in the Dallas Independent School District until 1969 and then moved to Houston, Texas, where she taught at John F. Kennedy Elementary School in the Houston Independent School District until 1972. Later, she enrolled at the University of Texas at Austin and earned a Master of Library Science degree in 1973. Afterward, she worked at the Houston Public Library, Kashmere Gardens Branch until she moved back to Austin in 1974.  She worked as a librarian at Dawson Elementary School until 1977, when she met George Walker Bush at the home of mutual friends. They married in November, 1977 and made their home in Midland. In 1981, George and Laura Bush became the proud parents of twin girls, who are named Barbara and Jenna, after their grandmothers.
    1946 - UNESCO, the United Nations Educational, Scientific and Cultural Organization formed.
    1949 - “One Man's Family” premiered on TV and is the longest-running uninterrupted dramatic serial in the history of American radio. This series occurred at the same time as the popular radio drama of the same name.  In the first season, the cast included Bert Lytell as Henry Barbour, a wealthy San Francisco stockbroker and Majorie Gateson as his wife, Fanny. Also included were Eva Maria Saint and Tony Randall. The second time the show came to TV it was a 15-minute serial and had an entirely new cast.  It debuted as a radio series on April 29, 1932 in Los Angeles, Seattle and San Francisco, moving to the full West Coast NBC network the following month and ended in 1959.
    1950 - *POYNTER, JAMES I., Medal of Honor
Rank and organization: Sergeant, U.S. Marine Corps Reserve, Company A, 1st Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Near Sudong, Korea, 4 November 1950. Entered service at: Downey, Calif. Born: 1 December 1916, Bloomington, Ill. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a squad leader in a rifle platoon of Company A, in action against enemy aggressor forces during the defense of Hill 532, south of Sudong, Korea. When a vastly outnumbering, well-concealed hostile force launched a sudden, vicious counterattack against his platoon's hasty defensive position, Sgt. Poynter displayed superb skill and courage in leading his squad and directing its fire against the onrushing enemy. With his ranks critically depleted by casualties and being critically wounded himself, as the onslaught gained momentum and the hostile force surrounded his position, he seized his bayonet and engaged in bitter hand-to-hand combat as the breakthrough continued. Observing 3 machineguns closing in at a distance of 25 yards, he dashed from his position and, grasping hand grenades from fallen marines as he ran, charged the emplacements in rapid succession, killing the crews of 2 and putting the other out of action before he fell, mortally wounded. By his self-sacrificing and valiant conduct, Sgt. Poynter inspired the remaining members of his squad to heroic endeavor in bearing down upon and repelling the disorganized enemy, thereby enabling the platoon to move out of the trap to a more favorable tactical position. His indomitable fighting spirit, fortitude, and great personal valor maintained in the face of overwhelming odds sustain and enhance the finest traditions of the U.S. Naval Service. He gallantly gave his life for his country.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Down Yonder” - Del Wood
“Slow Poke” - Pee Wee King
    1952 - America said, “I Like Ike”. The Dwight D. Eisenhower/Richard M. Nixon ticket won a sweeping (55%-44%) victory over Democrat Adlai E. Stevenson and running mate John J. Sparkman. Eisenhower became the 34th President of the U.S. The electoral vote was Eisenhower, 442-89. The popular vote was Eisenhower, 36,938,285; Stevenson 27,312,217; Vincent Hallinan, Progressive, 140,138. The Republicans gained one Senate seat for a 48-47 majority with one seat going to a minor party. In the House, they gained 22 seats for a 221-211 majority, one seating to a minority party. On Election Day, 1952, UNIVAC, the world's first commercially available electronic computer, predicted a landslide for Eisenhower. In a test televised by CBS, the computer used early returns from key states to predict the election, based on voting patterns from 1944 and 1948. However, the computer's predictions were radically different from polls taken by Gallup and Roper, which predicted a close race, and the computer's programmers made adjustments so that the computer's first broadcast prediction corresponded more closely to the polls. Only an hour after the polls had closed with less than ten percent of the votes had been counted, the CBS TV Network, which employed the computer, was able to predict Eisenhower's landslide victory, trumping human experts who had predicted a close race. Ironically, the computer's original prediction of 438 electoral votes for Eisenhower and 93 for Stevenson was only off by four votes. The nation watched with interest as a Republican administration took over the reins of government for the first time in 24 years. The most explosive internal problem was Joseph R. McCarthy. Republican of Wisconsin, charging Soviet espionage activities in the U.S. The administration’s most outstanding success was a peace agreement in Korea. Pres. Eisenhower announced the agreement to a relieved country, but warned, “We have won armistice on a single battleground, but not peace in the world.”
    1953 - Hulan Jack elected first Black Borough President of Manhattan, NYC.
    1953 - “How to Marry a Millionaire” premiered, starring Marilyn Monroe, Betty Grable and Lauren Bacall.  One of the most popular films with the most beautiful women, it is about three women whose goal in life was to marry a rich man. The ending: love triumphs over all, and to the surprise of all, the richest man of the group.
    1954 - Florence Henderson, who was all of 20 years old, joined with Ezio Pinza and Walter Slezak in "Fanny". The show lit up Broadway 888 times.
    1954 - Philadelphia A's move to Kansas City.  In 1901, the Western League had been renamed the American League and declared itself the second Major League.  New franchises in the east were created and some franchises were eliminated in the West.  Philadelphia had a new franchise created to compete with the National League’s Phillies. Former catcher Connie Mack was recruited to manage the club. Mack in turn persuaded Phillies minority owner Ben Shibe and others to invest in the team called the Philadelphia Athletics. Mack himself bought a 25 percent interest.  In the early years, the A’s established themselves as one of the dominant teams in the new league, winning the A.L. pennant six times (1902, 1905, 1910, 1911, 1913 and 1914), and winning the World Series in 1910, 1911 and 1913.  They won over 100 games in 1910 and 1911, and 99 games in 1914.  In 1909, the A's moved into the Majors' first concrete-and-steel ballpark, named Shibe Park.  Lean years followed but a ‘second dynasty’ emerged in 1927-33 when, in 1927 and 1928, the Athletics finished second to the Yankees, then won pennants in 1929, 1930 and 1931, winning the World Series in 1929 and 1930.  In each of the three years, the A's won over 100 games.  The Depression took its toll and many of the ‘dynasty’ players were sold off to reduce expense in an era of low attendance.  This continued to decimate A’s teams and finally forced the sale to Arnold Johnson, who moved the team to KC.  They have been the Oakland A’s since new owner Charlie Finley moved them there in 1968.
    1956 - The top six songs on the pop and R&B charts are identical: Elvis Presley's "Jailhouse Rock," the Everly Brothers' "Wake Up Little Susie," Sam Cooke's "You Send Me," the Rays' "Silhouettes," Rickie Nelson's "Be-Bop Baby" and Jimmie Rodgers' "Honeycomb."
    1958 - African-American Shirley Verrett, world renowned opera singer, makes her debut in New York City.
1958 - No. 1 Billboard Pop Hit:  “It's Only Make Believe,'' Conway Twitty.
    1959 – Cubs SS Ernie Banks won his second consecutive MVP award on the strength of his 45 home runs and 143 RBI.
    1959 - Top Hits
“Mack the Knife” - Bobby Darin
“Mr. Blue” - The Fleetwoods
“Put Your Head on My Shoulder” - Paul Anka
“The Three Bells” - The Browns
    1959 - After 17-year-old gang member Salvador Agron fatally stabbed two teens in New York, radio station WCBS banned the Bobby Darin hit "Mack the Knife."
    1961 - Bob Dylan makes his debut at the Carnegie Chapter Hall in New York City. Most of the fifty people in attendance are his friends who paid two bucks to get in. Dylan was paid twenty dollars for the night.
    1963 - The Beatles appear at the Royal Command Performances at the Prince of Wales Theatre in London. In attendance are the Queen Mother, Princess Margaret and Lord Snowden. It was here that John Lennon made his now famous announcement: "For our last number, I'd like to ask for your help. The people in the cheaper seats clap your hands and the rest of you, if you'd just rattle your jewelry. We'd like to sing a song called Twist and Shout."
    1967 - Smokey Robinson and the Miracles' "I Second That Emotion" is released.
    1967 - Top Hits
“To Sir with Love” - Lulu
“Soul Man” - Sam & Dave
“It Must Be Him” - Vikki Carr
“You Mean the World to Me” - David Houston
    1968 - Shirley Chisholm became the first black woman elected to the House of Representatives.
    1970 - King Peter II of Yugoslavia became the first European king to be buried in the United Sates. His Serbian name was Petar Karadjordjevic. He became King on October 11, 1934. He left Yugoslavia in 1941 after it was invaded by Germany, and headed the exiled Yugoslav government during World War II. After 1945, when Yugoslavia became a republic, he lived in New York City.
    1972 - "I Can See Clearly Now" by Johnny Nash topped the charts and stayed there for 4 weeks.
    1973 - The Chicago Bears set a National Football League record by holding the Green Bay Packers to a minus 12 passing yards.
    1973 - The De Franco Family enjoyed their biggest hit when "Heartbeat - It's a Lovebeat" topped out at #3 on the Billboard chart.
    1975 - Top Hits
“Island Girl” - Elton John
“Lyin' Eyes” - The Eagles
“They Just Can't Stop It” (“Games People Play”) - Spinners
(“Turn Out the Lights And”) “Love Me Tonight” - Don Williams
    1975 – The Orioles’ Jim Palmer won his second consecutive Cy Young award after pacing the AL in wins (23), shutouts (10), and ERA (2.09).     
    1976 - Major league baseball held its first draft of players who had declared themselves free agents. 24 players from 13 clubs were available for selection. Reggie Jackson eventually signed the most lucrative contract in this group, $2.9 million over five years, to play with the New York Yankees.
    1978 - "You Needed Me" by Anne Murray topped the charts and stayed there for a week.
    1979 - 500 Iranians seized the US Embassy in Teheran, taking some 90 hostages, of whom about 60 were Americans. They vowed to hold the hostages until the former Shah, Mohammed Reza Pahlavi, who was in the US for medical treatments, was returned to Iran for trial. The Shad died July 27, 1980, in an Egyptian military hospital near Cairo. The remaining 52 American hostages were released and left Teheran on January 20, 1981, after 444 days of captivity.
    1980 - Republican Ronald Reagan won the White House defeating President Jimmy Carter. Reagan was the 40th President of the U.S., carrying 44 states winning by a landslide (489 electoral votes to Carter's 49). The popular vote was Reagan, 42,797,153; Carter 34, 424,100, John Anderson, independent candidate 5,533,927. In congressional elections, the Republicans picked up 12 Senate seats for a 53-46 majority, with one independent seat. In the House, the Democrats lost 33 seats but kept a majority of 242-192, with one seat going to an independent.  On January 20, as Ronald Reagan was being inaugurated, Iran released the 52 captives seized at the U.S. embassy in Teheran, in Nov. 1979, thus ending the Iranian hostage crisis.
    1980 - Japan's all-time HR hitter, Sadaharu Oh, retires from professional baseball. The Tokyo Yomiuri Giants' first baseman hit a record 868 home runs in his 22-year playing career.
    1980 – Steve Carlton of the Philadelphia Phillies won his second consecutive Cy Young Award. He posted a 24-9 record with a 2.34 ERA and a league-leading 286 strikeouts.  He joined Sandy Koufax, Tom Seaver and Jim Palmer as the only three-time Cy winners to that point.
    1981 - “The Fall Guy” premiered on TV. An hour-long adventure series, the story centered around a Hollywood stuntman, Colt Seavers, played by Lee Majors, who also moonlighted as a bounty-hunter, catching bail-jumpers. It also starred Douglas Barr, Heather Thomas, Jo Ann Pflug, Marie Post and Negra Volz. Lee Majors also sang the theme song for the show.
    1983 - Top Hits
“All Night Long” (“All Night”) - Lionel Richie
“One Thing Leads to Another” - The Fixx
“Telefone” (“Long Distance Love Affair”) - Sheena Easton
“Islands in the Stream” - Kenny Rogers with Dolly Parton
    1983 - The temperature at Billings, MT soars to 77, a new record for the data and month
    1984 - Seattle sets an NFL record by returning four interceptions for touchdowns in a 45-0 victory over Kansas City. Dave Brown scores twice while Kenny Easley and Keith Simpson also return interceptions for touchdowns. All of the scores are longer than 50 yards.
    1987 - The NBA announces four new franchises; Charlotte (Hornets) and Miami (Heat) for 1988 and Minneapolis (Timberwolves) and Orlando (Magic) for 1989.
    1987 - Thirty-two cities in the eastern and south central U.S. reported record high temperatures for the date. Highs of 74 degrees at Portland ME and 86 degrees at Fort Smith, AR equaled November records. It was the fourth day of record warmth for Beckley, WV, Memphis, TN and Paducah, KY. A cold front ushered much colder air into the north central U.S. Gale force winds lashed all five Great Lakes.
    1989 - Snow and high winds plagued parts of Colorado and Wyoming. Winds gusted to 71 mph near Wheatland, WY, and reached 80 mph west of Fort Collins, CO. Up to five inches of snow blanketed Yellowstone Park, WY closing many roads. Snow also blanketed northern Minnesota, with seven inches reported at Baudette.
    1991 - The Ronald Reagan Presidential Library & Museum was dedicated by five American presidents (the first gathering of five U.S. presidents). Reagan, President George Bush, and former presidents Jimmy Carter, Gerald R. Ford and Richard M. Nixon attended the ceremonies in Simi Valley, California.
    1991 - Top Hits
“Romantic” - Karyn White
“Cream” - Prince & The N.P.G.
“Can't Stop This Thing We Started” - Bryan Adams
“Anymore” - Travis Tritt
    1991 - Bobby "Blue" Bland, Booker T. & The M.G.s, Johnny Cash, Jimi Hendrix, The Isley Brothers, Sam & Dave and The Yardbirds are elected to the Rock & Roll Hall Of Fame.
    1992 - Elton John and his songwriting partner Bernie Taupin sign a $39 million publishing contract with Warner-Chappell music -- the largest music publishing firm.
    1993 - The NBA Board of Governors accepted a recommendation from the Expansion Committee to award a franchise to a Toronto group headed by John Bitlove, Jr. The team, later named the Raptors, began play in the 1995-96 season.
    1997 - After an 18 month delay, Capitol Records releases The Beach Boys' "The Pet Sounds Sessions", a 4-CD boxed set which details the creation of The Beach Boys' album "Pet Sounds". Overseen by producer Brian Wilson, the collection allows the listener to hear a capella vocals from the master tapes and alternate mixes of the songs.
    2001 - In Game 7 of a classic World Series, Arizona rallies for two runs in the bottom of the ninth, defeating the Yankees and their usually unbeatable closer, Mariano Rivera, 3-2. The four-year old Diamondbacks, the youngest franchise to win a Fall Classic, end New York's string of three consecutive World Championships.
    2002 - Colorado Rockies right-hander Jason Jennings (16-6, 4.52) becomes first member of the Rockies to be selected by the BBWAA as the National League Rookie of the Year. The 24-year old right-hander receives 27 first-place votes from the 32 writers participating in the balloting.
    2003 - Miami-Dade County Commissioners approved a plan committing $73 million in tax money toward a new Major League ballpark for the Marlins. The World Champions, who have agreed to change their name to the Miami Marlins if the city builds the ballpark, want to begin playing in the $325 million new park in 2007, but still doesn't have a plan for raising $137 million needed as part of their commitment.
    2008 - Democrat Barack Obama was elected the first black President of the United States, defeating Republican John McCain; Democrats gained seats in the Senate and House.
    2013 - A successor to the SR-71 Blackbird is being built by Lockheed Martin. The company's Advanced Development Programs, known by the alias Skunk Works, has taken on the challenge to build the SR-72, capable of flying at Mach 6 with expected delivery in 2023.

World Series Champions
    2001 - Arizona Diamondbacks.



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