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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank
, finance and leasing industry

kitmenkin@leasingnews.org
   


 

Wednesday, November 12, 2015



Today's Equipment Leasing Headlines

Archives – Nov. 12, 2005 --Lease Corporation of America
  Receives Approval for Industrial Bank in Utah
Article on Where to Get a California
 Finance Lenders License
Not Licensed Funders “Looking for Brokers”
   in California
Leasing News Placard
  Do It
LeaseQuery Joins Lease Software List
  Has Blog on Lease Accounting Rules
New Hires---Promotions in the Leasing Business
  and Related Industries
Recruiters Find US Economy
 Turning into a Nightmare for Them
Leasing Conferences Register at Site
Ken Greene Esq. covering NAELB/ Steve Geller, CLFP covering NEFA
Mae Philpott Husband Chef Ben Philpott
  on The Food Network this Friday and Saturday
White Paper on “Changes in Lease Accounting”
  Equipment Leasing and Finance Association 
Fresh View Solutions, Square Two Financial
  2015 ARM Best Places to Work in Collections
      Paul Larson President/CEO
Spectre/Steve Jobs
The End of the Tour/She's Funny that Way/Wolf Pack

Film/Digital Reviews by Leasing News' Fernando Croce
Bulldog
Troy, Michigan  Adopt-a-Dog
News Briefs ---
FASB Votes 6-1
  Bring Lease Assets/Liabilities to Balance Sheets
Leases to Put New Weight on Corporate Balance Sheets
   Dow Jones Business News
Element Financial Corp. (TSE:EFN) Powers Up
  on GE Fleet Acquisition, Q3 Revenue
ELFA Announces 2016 Business
   Council Steering Committees
Regulators Propose New Rules to Ease
   Strain of Bank Failures
Bank of the Ozarks (OZRK), C1 Financial (BNK)
   to Merge
Triton and TAL International Announce Merger
Creating World’s Largest Intermodal Container Lessor
World Bank: Climate change could result
  in 100 million poor
The Next Internet? Marijuana Delivered
   as Easy as Pizza

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
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######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.




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[headlines]

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Archives – Nov. 12, 2005 --Lease Corporation of America
      Receives Approval for Industrial Bank in Utah

"Lease Corporation of American, Troy, Michigan (11/05) Receives approval from the State of Utah for an industrial bank. Lease Corporation of America, founded in 1988, is a private multi-million dollar full service commercial leasing company providing financial solutions for distributors and manufacturers of equipment, funding for a select group of equipment lease brokers and delivering quality assets to financial institutions and other investors throughout the United States. Since its inception, Lease Corporation of America has funded in excess of $405 million of equipment leases involving more than 45,000 transactions."

 



TODAY

Since inception, LCA has booked and serviced over 88,000 leases,
 with an original equipment cost of over $1 billion
https://www.leasecorp.com/

 

 


[headlines]
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Article on Where to Get a California
Finance Lenders License

Although many articles have been written on where to go, as well as attorneys recommended to help in this chore, Leasing News is still getting many emails and telephone calls asking questions.

For those that missed it:

Here is the application:
http://www.dbo.ca.gov/forms/Finance_Lenders/DBO_CFLL_1422.pdf

Main Page: California Finance Lenders Law
http://www.dbo.ca.gov/Licensees/Finance_Lenders/Default.asp

You can fill out the form yourself, or you can work with a leasing attorney who can go over it with you to make sure everything is correct and complete.  It is not a simple application. In-state and out-of-state-companies have different requirements. The form requires Department of Business Oversight for fingerprints, although in-state may have other avenues: getting a $25,000 bond (if your insurance agency can't help you, send me an email and I will send you a recommendation for an agency that issues a lot of these Finance Lender bonds that are available (one year or every three years); Fictitious Name Certificate from County if doing business under that name; business plan; copies of advertising used or intened; balance sheet. There is a checklist for the 31 page application.

If you don't have a California attorney, Leasing News can make recommendations on attorneys who may have the time and knowledge to help you with the form.

Several readers have not been able to find a copy of California SB 197, although the link was noted in all the stories on the subject by Leasing News:

http://leginfo.legislature.ca.gov/faces/
billTextClient.xhtml?bill_id=201320140SB197

 


[headlines]
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Not Licensed Funders “Looking for Brokers”
in California

These are commercial equipment funders, who have so qualified, to be on the Leasing News "Funders Looking for New Broker Business” list. (1) While they may have an application into the California Department of Business Oversight, at this time, they are not licensed finance lenders to do business in California for Capital Leases, nor are their branches in California licensed, according to a record search (2):

Allstate Leasing
Towson, Maryland
American Leasefund, Inc.
 dba American Leasing & Financial
Portland, Oregon
Bankers Capital
Northborough, Massachusetts
Barrett Capital Corporation
New York, New York
Black Rock Capital
Bridgeport, Connecticut
Chesapeake Industrial Leasing Co. Inc.
Baltimore, Maryland
Cobra Capital
Darien, Illinois
Gonor Funding
Encino, California
Madison Capital
Ownings Mills, Maryland
MicroFinancial Corp.
Burlington, Massachusetts
Manufacturer’s Lease Plans, Inc.
 Phoenix, Arizona
Northwest Leasing Company, Inc.
Bellevue, Washington
Padco Financial Services
Crete, Illinois
TEAM Funding Solutions
Austin, Texas
TimePayment Corp.
Burlington, Massachusetts
Vision Financial Group
Pittsburgh, Pennsylvania

If the Business Oversight list is incorrect, please contact:
kitmenkin@leasingnews.org

There are many other funders, including those in California, who are not licensed, as well as many third party originators. The new law also applies to those unlicensed companies, as well as licensed companies, who label payments to third parties as a “referral” or a “consulting fee,” such as a seller of the equipment who wants a spiff. It requires all such transactions to provide a letter to the lessee or debtor about the financial arrangement
as well as report each transaction separately to the California Department of Business Oversight on an annual basis.

Note: Operating Leases, often known as "true leases" are exempt from the law for the broker or funder to be licensed.

Banks and Bank Subsidiaries appear exempt for commercial transactions using their bank and bank subsidiary documents (but not private label contracts.)  Companies such as CIT, subsidiary of CIT Bank, Direct Capital, subsidiary of CIT Bank, Financial Pacific, subsidiary of Umpqua Bank, First American Equipment Finance, subsidiary of RBC Bank, are several examples.

In the future, Leasing News will include other funders and third party originators who do not have a California Finance Lender’s License.

  1. Funders Looking for New Broker Business
    http://www.leasingnews.org/Funders_Only/New_Broker.htm
  2. Search for a Financial Service Licensed in California
    http://www.dbo.ca.gov/fsd/licensees/default.asp

 


[headlines]
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[headlines]
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LeaseQuery Joins Lease Software List
Has Blog on Lease Accounting Rules



"As part of our testing procedures, we enlisted the help of 13 and 14 year olds to enter leases into the LeaseQuery system. Whatever they did not understand was further simplified. Our underlying belief was that perfection is attained not when there is nothing more to add, but when there is no more complexity to remove."

 

LeaseQuery, LLC 
2010 
George Azih george.azih@leasequery.com www.LeaseQuery.com 
(800) 880 7270 
Blog about the lease 
accounting rules atwww.accountingforleases.com

5

George Azih - Director of Operations

LeaseQuery sends alerts for critical dates (renewals, etc), calculates the straight-line amortization of the lease and TI allowances per GAAP, provides you with the required monthly journal entries for Operating and Capital Leases and provides the commitment disclosure reports required in the notes and the MD&A.
Privately held
LeaseQuery, LLC provides a cloud-based, lease accounting software system which enables companies who lease real estate and/or equipment to easily comply with lease accounting guidelines. The company is privately held and based in Atlanta Georgia.

 

LeaseQuery, LLC provides a cloud-based, lease accounting software system which enables companies who lease real estate and/or equipment to easily comply with lease accounting guidelines. The company is privately held and based in Atlanta Georgia.

LeaseQuery, LLC provides a cloud-based, lease accounting software system which enables companies who lease real estate and/or equipment to easily comply with lease accounting guidelines. The company is privately held and based in Atlanta Georgia. 

LeaseQuery enables financial accounting professionals and supply chain analysts to:

  • Effectively manage and minimize financial risk associated with lease portfolios;
  • Instantly generate error-free lease journal entries for posting;
  • Always be prepared for external or internal financial audits and/or reviews;
  • Automatically perform lease versus buy analyses when evaluating equipment or real estate purchases;
  • Segregate lease entry and lease approval duties to ensure accuracy;
  • Ensure critical dates (lease renewals, journal entry postings, etc.) are never missed;
  • Organize all lease documentation to ensure full document control;
  • Build unlimited reports including the commitments disclosure report in seconds;
  • Immediately transition to new lease accounting rules when finalized;
  • Determine impact of new lease accounting rules on the lease portfolio;
  • 24-7 access to lease documents/information from any location.

Leasing Software Companies
http://www.leasingnews.org/Ag_leasing/software.htm

 

[headlines]
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New Hires---Promotions in the Leasing Business
and Related Industries

 


Roger Beil was promoted to Assistant Vice President of Sales, Transportation Finance, Marlin Leasing, Mount Laurel, New Jersey; based in Kansas City, Missouri. He joined the firm June, 2015. Previously, he was Regional Sales Manager, Hitachi Capital America Corp. (August, 2014-June, 2015); District Sales Manager, Equity Financial, LLC (January, 2012–February, 2013); Territory Manager, Trans Lease, Inc. (May, 2011–January, 2012); District Sales Manager, TCF Equipment Finance (September, 2006–May, 2011); District Sales Manager, The CIT Group/Equipment Financing, Inc. (September, 2003–September, 2006); District Sales Manager, CitiCapital Commercial Corp. (f/k/a Associates Commercial Corp.) (June 1998–September 2003); Branch Credit Manager, Associates Commercial Corporation (June, 1994–June, 1998); Education: University of North Texas, Bachelor of Science (B.S.), Accounting and Finance.
www.linkedin.com/in/rogerbeil


Jim Gavaghan was hired as Senior Vice President, Molloy Associates, Rosemont, Pennsylvania.  He joined GE Capital Corporate Finance January, 1989 as Collection Manager; promoted January, 1981 to Senior Account Executive; promoted January, 1983, Managing Director/Region Manager, Mid-Atlantic Region; promoted 2006 to Senior Managing Director. Certifications: Certified Six Sigma Green Belt. Awards: Pinnacle Club, GE Capital Corporate Finance, 7 time Pinnacle Award winner for outstanding performance.
Education: Edinboro University of Pennsylvania. Bachelor's degree, Economics (1975 – 1979).
https://www.linkedin.com/in/jim-gavaghan-42137b12


John Hays was hired as Vice President, Product Development at CIT, Greater Denver Area. Previously, he was Senior Vice President, Business Development, GSG Financial (October, 2013 – October, 2015.)  He had started at CIT January, 1997, as Area Manager; promoted to Channel Area Manager, January, 2004; promoted January, 2007, Area Vice President, US Channel Sales; promoted VP channel Development/Marketing, January 2009. Prior, he was Credit Manager, AT&T Capital (January, 1993-January, 1997).  Awards:
Eagle Scout, Boy Scouts of America (May, 1980). Honors: Treasurer, Advancement Coordinator, Assistant Scoutmaster, Boy Scouts of America (October, 2006). Courses:  Jeffery Taylor: Leasing and Financial Excellence.  Amembal & Dean- Leasing: The Creative Financing Alternative I & II. Education: Mount St. Mary's University, BS, Business and Finance (1984 – 1987). Salesianum College Prep (1979 – 1983).
https://www.linkedin.com/in/john-hays-16334910


Andrew Saad was hired as Logistics Coordinator at Leanlogistics, Holland, Michigan. He joined Lease Corporation of American April, 2013 as Documentation Analyst; promoted September, 2013, as Account Executive. Prior, he was Manager, Andiamo, March, 2009; promoted to General Manager (June, 2011-January, 2013). Education: Walsh College of Accountancy and Business Administration, Master of Science in IT Leadership (MSITL), Master of Business Administration (MBA) (2013 – 2016). Central Michigan University,
B.S. in B.A., Marketing and Logistics Management (2000 – 2005).
https://www.linkedin.com/in/andrew-saad-a3032722

 

 

[headlines]
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Leasing Industry Help Wanted



For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees. 

[headlines]
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Recruiters Find US Economy
Turning into a Nightmare for Them
by Elena Holodny, www.businessinsiders.com

Recruiters report they just can't find enough qualified people to fill jobs. They report the US Economy is turning into a nightmare for them.
        
Macquarie Research analyst David Doyle cites a HR survey conducted by the Society of Human Resource Management that firms are having an increasingly difficult time recruiting workers and filling positions.

Both the manufacturing and the services sectors are having a harder time recruiting people today than they did during the credit bubble in the mid-2000s. HR folks are particularly struggling in the services sector, which follows the larger trend of the US services sector outperforming US manufacturing as of late.

As Doyle points out, the net share of services firms that are reporting difficulty is almost triple that of 2005-2007's average, which can be seen in the chart below:

This is a high-quality problem in that it's the result of an improving economy in which the unemployment rate is collapsing and all of the qualified labor available to work is now working.

For quite some time now, small businesses have been pointing out the difficulty in attracting qualified workers.

In the most recent NFIB report, 48% of respondents reported that there are "few or no qualified applications" for the positions they were trying to fill, slightly up from September's 45%. This number has been hovering in the mid-to-upper 40s since May 2014, and has trended higher since 2009.

Additionally, many small businesses have increasingly singled out "labor quality" as a bigger concern than "sales." This shift toward labor quality becoming the most important problem for more employers suggests that economic concerns are shifting from weak demand to tight supply.

Theoretically, this suggests that American workers could be seeing higher wages soon. To put it simply, if HR people can't find qualified workers on the market, then they could try and incentivize a broader field people by offering more money.

On a related note, the BLS's latest Job Openings & Labor Turnover Survey report showed that the ratio of unemployed job seekers to job openings had plunged significantly from its financial-crisis peak, which David Rosenberg, chief economist and strategist at Gluskin Sheff previously pointed out.

"Wage acceleration either starts real soon or we can simply take the laws of supply and demand and throw them in the dustbin," Rosenberg wrote at the time.

Notably, the latest jobs report last Friday suggested that we might finally be at that point: Average hourly earnings grew 2.5% from October 2014 to October 2015 — the highest growth rate since the recession.

 

 

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Leasing Conferences Register at Site
Ken Greene Esq. covering NAELB/ Steve Geller, CLFP covering NEFA




 

2015 Western Regional Meeting
November 13-14, 2015
Doubletree by Hilton Anaheim - Orange County
Anaheim, CA


Attorney Kenneth Green will attending, as well as on a panel with  NAELB Legal Counsel Joseph G. Bonanno, CLFP, and longtime NAELB funding source member Steve Crane, CLFP. A founding member of the Leasing News Advisory Board, he will contribute a Conference Report for readers.

Western Regional Meeting Exhibitors

360 Equipment Finance
Amerisource Funding
Ascentium Capital LLC
Banc of California, N.A.
Blue Bridge Financial LLC
Bryn Mawr Funding
BSB Leasing Inc.
Channel Partners LLC
CLFP Foundation
Dakota Financial, LLC
Financial Pacific Leasing, Inc.
Fora Financial
Funding Circle
Huntington Technology Finance
InstaCOVER
LeasePath
LoanMe
Marlin Business Services Corp.
Maxim Commercial Capital
Nations First Capital, LLC dba Go Capital
NCMIC Finance Corporation
North Mill Equipment Financing LLC
OnDeck
Orange Commercial Credit
Pacific Western Equipment Finance
Paradigm Equipment Finance
Pawnee Leasing Corporation
Preferred Business Solutions
Quality Leasing Co., Inc.
Quiktrak, Inc.
RapidAdvance, LLC
TEAM Funding Solutions
VFI Corporate Finance
World Business Lenders

Agenda
http://leasingnews.org/PDF/NAELBWesternAgenda.pdf

Registration is available at the conference site.

(Note: NAELB is offering a special promotion for new members (must be a new member, never having been a member before). Fifty percent of the conference registration fee will be credited towards first year dues!)


 

 



EXPO NJ Super Regional
11/15/2015 to 11/16/2015
Sunday/Monday

Teaneck Marriott at Glenpointe
100 Frank Burr Blvd
Teaneck, New Jersey  07666
United States


Steve Geller, CLFP, Leasing Solutions, will have a report for Leasing News
readers on the NEFA Conferences.

Event Schedule and Registration
http://www.nefassociation.org/events/Sessions.aspx?id=625126

Registration List
http://www.nefassociation.org/events/RSVPlist.aspx?id=625126


Contact:
 Kim King, NEFA Sr. Association Coordinator 
KKing@NEFAssociation.org 
 Phone: (847) 380-5053

 


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)

[headlines]
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Mae Philpott Husband Chef Ben Philpott
on The Food Network this Friday and Saturday

The husband of Mae Philpott, Business Development Director, Maxim Commercial Credit, Chef Ben Philpott of Block & Grinder in Charlotte, North Carolina is going to be on Food Network.

Carolina Cook-Off
Friday, November 13
10:30pm EST

Saturday, November 14
11:30pm PST

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##### Press Release ############################

White Paper on “Changes in Lease Accounting”
Equipment Leasing and Finance Association

New Resource Will Aid Equipment Finance Firms in Educating
Sales Teams, Vendor Partners and End-Users About the Impending Rules

Washington, DC,—The Equipment Leasing and Finance Association has released a new educational tool that addresses impending changes to the lease accounting standard. The white paper, “Changes in Lease Accounting: The Benefits of Equipment Lease Financing Remain,” is designed to help ELFA members understand what’s expected in the new accounting rules; educate their sales teams, vendor partners and end-users about the rules; and allay any potential customer fears about the forthcoming changes.

The Financial Accounting Standards Board is expected to release the new lease accounting standard in December 2015 or January 2016, with an implementation year of 2019 for public companies—private companies will be allowed another year before transitioning is required. Although the new standard will change how leases are accounted for on corporate balance sheets, ELFA’s new white paper emphasizes that most of the lease accounting changes are expected to be relatively neutral in their impact. Further, the paper reveals that the core benefits of leasing transactions will not go away under the new standard. In fact, lessees will continue to enjoy a myriad of benefits, including:

•       An immediate source of lower-cost capital
•       Flexible terms and structures
•       Payment plans aligned with cash-flow needs
•       Convenient and efficient execution
•       Industry expertise and regulatory knowledge
•       and more.

Highlights

The “Changes in Lease Accounting” white paper encourages ELFA members to maintain a dialogue with their customers about the impending change and offers pointers for providing educated guidance to their sales teams, vendor partners and end-user customers. The reader-friendly white paper includes:

•  A summary of the anticipated final guidelines, including a chart outlining key provisions of the expected final standard.

• Talking points for sales people and end-user customers on key provisions of the rules, including (1) Dealers/Vendor Partner Impact: Revenue Recognition and (2) End-User Customer Impact: Balance Sheet and P&L Impact.

• A chart outlining the benefits of leasing before and after implementation of the new standard, which demonstrates that the core benefits of leasing will remain intact.

• A “Lessee FAQ” featuring answers to questions that lessees may pose about the new rules.


William G. Sutton, CAE
President/CEO
Equipment Leasing and Finance Association

“With a new lease accounting standard imminent, ELFA members are engaging their customers and other stakeholders regarding the new rules,” said ELFA President and CEO William G. Sutton, CAE. “We are pleased to offer this white paper to assist in that education process. We especially thank the members of our association’s Captive and Vendor Finance Business Council Steering Committee who helped develop the white paper. The good news is that there are many reasons to lease, and the primary reasons to lease will remain intact under the new rules, from maintaining cash flow, to preserving capital, to obtaining flexible financial solutions, to avoiding obsolescence. Under the new standard, ELFA members will continue to offer practical and profitable solutions to help their customers acquire productive assets to grow their businesses.”

Download the White Paper
The “Changes in Lease Accounting” white paper is available on the ELFA website at
http://www.leasingnews.org/PDF/AcctgWhitePaperLeasing.pdf

For more information and resources on this topic, visit ELFA’s Lease Accounting Project webpage at www.elfaonline.org/Issues/Accounting/.

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1.046 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit www.elfaonline.org. Follow ELFA on Twitter@ELFAonline.

 

[headlines]
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### Press Release ############################

Fresh View Solutions, Square Two Financial
2015 ARM Best Places to Work in Collections

Paul Larson President/CEO

Fresh View Solutions, the collections agency of SquareTwo Financial, a leader in the $100 billion asset recovery and management industry, has been selected for the 2015 insideARM Best Places to Work in Collections award, its second consecutive year to receive the honor. Fresh View Solutions was among 47 agencies recognized by the program.


Paul A. Larkins
President/CEO
SquareTwo Financial
        

“We are excited that Fresh View Solutions is being honored again as one of the best places to work in our industry,” said Paul A. Larkins, president and CEO of SquareTwo Financial. “Our employees are our most important asset, so I’m pleased to see that our benefits and programs are contributing to a work environment that our employees consider positive, professional and rewarding.”

Now it its eighth year, Best Places to Work in Collections was designed to identify, recognize and honor the best places of employment in the collections industry. As a whole, the industry benefits the nation’s economy and its workforce by recovering more than $55 billion owed to businesses and providing more than 230,000 jobs. The industry’s employees pay nearly $2 billion in local, state, and federal taxes, contribute over $130 million to charities, and spend over 2 million hours volunteering their time annually (source: ACA International/Ernst & Young 2014 Impact study).


Stephanie Eidelman
CEO of insideARM

“It’s so important to celebrate what’s positive and acknowledge the fact that – just like any other industry – the collection industry is comprised of human beings who value connection, opportunity for advancement, healthy company culture, and a good relationship with their supervisor,” said Stephanie Eidelman, CEO of insideARM.

Companies from across the U.S. entered the two-part survey process to determine the Best Places to Work in Collections. The first part consisted of evaluating each nominated company's workplace policies, practices, philosophy, systems and demographics. The second part consisted of an employee survey to measure the employee experience.

“The Fresh View Solutions team works hard to delivery an exceptional customer experience, so it is an honor to be chosen as an exceptional workplace by such a thorough award program,” said Dan Martella, vice president, call center operations, Fresh View Solutions.

The Best Places to Work in Collections list is divided into three size categories: Small (15-49 employees), Medium (50-149 employees) and Large (150+ employees). The combined scores determined the top companies, and will determine a final ranking by size, to be published in December by insideARM.

About SquareTwo Financial
SquareTwo Financial is a leader in the $100 billion asset recovery and management industry. Since 1994, the company and its subsidiaries have helped more than two million individuals and businesses resolve their outstanding financial obligations. The SquareTwo Financial collection agency, Fresh View Solutions, works with consumers to repay their financial obligations. The company’s Fresh View Funding debt ownership team works with banks and other issuers of credit to purchase unpaid debt. SquareTwo Financial and all of its subsidiaries are committed to delivering the Fair Square Promise — the company’s internal commitment to treat every customer with fairness and respect. SquareTwo Financial is based in Denver, Colorado. Visit http://www.squaretwofinancial.com for more information.

#### Press Release #############################

 

 

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Fernando's View
By Fernando F. Croce

The return of Bond ("Spectre") and a robust biopic ("Steve Jobs") make for a contrasting box-office double-bill, while DVD releases offer absorbing drama ("The End of the Tour"), a screwball throwback ("She's Funny That Way") and an uplifting documentary ("The Wolfpack").

In Theaters:


Spectre (Columbia Pictures): Daniel Craig returns as James Bond in the action-packed newest chapter of the long-running spy franchise. Picking up where “Skyfall” left off, the story follows the world’s most famous secret agent as he’s faced with an enigmatic note after his latest mission in Mexico. Clashing with his superiors, Bond flies to Europe and infiltrates a group of criminals known as Spectre. A veteran in this dangerous field, he knows how to handle lethal women and ingenious gadgets—but can he deal with the surprising connection between himself and the evil Spectre leader (Christoph Waltz)? Oscar-winning filmmaker Sam Mendes, who also directed the previous Bond hit “Skyfall,” brings plenty of sleek style to the twisty, globe-trotting story, with Craig surrounded by a strong cast that also includes Ralph Fiennes and Monica Bellucci.


Steve Jobs (Universal Pictures): An icon of business creativity, the late Steve Jobs has recently been a favorite screen subject, whether in documentaries or in biopics. Add to the Jobs subgenre this robust and invigorating portrait of the American businessman, played in a sure-to-be-Oscar-nominated performance by Michael Fassbender. Divided between two different time periods, the plot follows Jobs as he works towards unveiling the first Macintosh computer in 1984 with the help of his partner Steve Wozniak (Seth Rogen), then contrasts his struggles with his advances of ten years later. Versatile British director Danny Boyle (“Slumdog Millionaire”) brings visual vigor to the storytelling, while acclaimed scriptwriter Aaron Sorkin (“The Social Network”) adds tantalizing links between the driven protagonist’s work and his personal life. The result is a crack view of obsession and creativity.

Netflix Tip: A screenwriter of noted delicacy and sense of wonder, Melissa Mathison (1950-2015) left her mark in some of the most enchanting films of the past few decades. So put together a Netflix tribute from some of her best films, which include "The Black Stallion" (1979), "E.T. the Extraterrestrial" (1982), and "Kundun" (1997).

On DVD:

The End of the Tour (Lions Gate): Following in the steps of last year's "Foxcatcher," this Sundance-approved biography likewise features the acclaimed dramatic debut of a comic actor, namely Jason Siegel. Siegel plays the late author David Foster Wallace, who in 1996 published his most famous novel "Infinite Jest." As part of the publicity tour, he agrees to a five-day interview with "Rolling Stone" magazine reporter David Lipsky (Jesse Eisenberg). The profile piece soon turns into a road trip as the two very different men head off into the wintry Midwest for a journey of junk food, cigarettes, and unexpected personal discoveries. Directed by James Adam Ponsoldt, who had previously shown a gift for weaving tales of delicate emotional beats ("Smashed." "The Spectacular Now"), the film is a thoughtful, often funny and ultimately poignant portrait of fame, creativity and friendship.


She's Funny That Way (Lions Gate): In his first theater release in over a decade, director Peter Bogdanovich returns to the screwball vein he mined previously in "What's Up, Doc" with this breezy, enjoyable New York comedy. The story follows Isabella (Imogeen Poots), a young call girl and aspiring Broadway actress who finds herself at the center of a dizzy romantic triangle when her client Arnold (Owen Wilson) and playwright Josh (Will Forte) both fall for her. Add to that a temperamental stage star (Kathryn Hahn), a sly actor (Rhys Ifans), and a testy psychiatrist (Jennifer Aniston), and the comic complications multiply. A dedicated nostalgist with a fondness for classical Hollywood, Bogdanovich keeps this cinematic soufflé bubbling with slapstick, surprise cameos, and a palpable affection for his dreamer characters.



The Wolf Pack (Magnolia): What if our knowledge of the world were exclusively shaped by the movies we saw? That's the question asked in Crystal Moselle's critically acclaimed documentary, one of the most popular releases at this year's Sundance Film Festival. Centering in an apartment in the Lower East Side of Manhattan, the film examines the lives of the Angulo kids, six homeschooled brothers who for fourteen years got their information about the outside world from watching cinema classics like "The Godfather" and "Reservoir Dogs." Their secluded existence took a sharp turn when one of the boys decided to venture into the neighborhood, leading the others into their own path of discovery. With a light, humorous and empathetic touch, the movie portrays this perplexing as an uplifting human portrait.

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Bulldog
Troy, Michigan  Adopt-a-Dog


Penelope Peanut
Female
Young
Medium Weight
Spayed
Up-to-date with shots
Housetrained

My Story

Hi ya! My name is Penelope Peanut. I am a 1-year-old, spayed female mutt in need of a forever home. I am friendly and loving. If you let me, I will kiss your whole face clean. I am a wiggle worm who is full of life. I am active, energetic and playful. I am a very affectionate little girl, as you can see. When I'm not playing and running in the yard, I like to soak up some rays of sunshine. Please give me a chance to be your newest dog and family member. You'll be so glad you did. Adoption fee: $75. Adopt a pair: $115. Fee includes testing, deworming, vaccinations, spay/neuter, 60 days of free pet insurance and microchip.

I live at the Oakland County Animal Control and Pet Adoption Center at 1700 Brown Rd in Auburn Hills. You can visit me there any time the shelter is open. The shelter will not put me up for adoption because of my appearance, so my only way out of the shelter alive is through a rescue.

UPCOMING EVENT:
Saturday, November 14, 2015: Adoption event at Oakland County Animal Control and Pet Adoption Center at 1700 Brown Rd in Auburn Hills. At 11 a.m., volunteers will be at the shelter to adopt out the rescue-only dogs.

Paws for Life Contact Form:
http://www.adoptapet.com/paws-for-life-rescue/contact/

Email
info@pawsforliferescue.org
Telephone
(248) 906-8752

Application:
http://form.jotform.us/form/20777160946157


Adopt a Pet
http://www.adoptapet.com/

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News Briefs---


FASB Votes 6-1
  Bring Lease Assets/Liabilities to Balance Sheets
http://www.journalofaccountancy.com/news/2015/nov/fasb-leases-standard-201513356.html

Leases to Put New Weight on Corporate Balance Sheets
http://www.nasdaq.com/article/leases-to-put-new-weight-on-corporate-balance-sheets-20151110-01545

Element Financial Corp. (TSE:EFN) Powers Up on GE Fleet Acquisition, Q3 Revenue
http://www.midasletter.com/2015/11/element-financial-corp-tseefn-powers-up-on-ge-fleet-acquisition-q3-revenue/

ELFA Announces 2016 Business Council Steering Committees
http://www.leasingnews.org/PDF/ELFABusinessCouncil.pdf

Regulators Propose New Rules to Ease Strain of Bank Failures
http://www.nytimes.com/2015/11/10/business/dealbook/regulators-propose-new-rules-to-ease-strain-of-bank-failures.html?_r=0

Bank of the Ozarks (OZRK), C1 Financial (BNK) to Merge
http://www.streetinsider.com/Corporate+News
/Bank+of+the+Ozarks+%28OZRK%29,+C1+Financial+%
28BNK%29+to+Merge/11054627.html

Triton and TAL International Announce Merger
Creating World’s Largest Intermodal Container Lessor
http://www.businesswire.com/news/home/20151109006824/en/Triton-TAL-International-Announce-Merger-Creating-World%E2%80%99s

World Bank: Climate change could result in 100 million poor
http://www.seattletimes.com/nation-world/world-bank-climate-change-could-result-in-100-million-poor/ 

The Next Internet? Marijuana Delivered as Easy as Pizza
http://www.nytimes.com/2015/11/12/technology/marijuana-start-ups-see-an-industry-on-the-cusp-of-a-breakthrough.html


 

 
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--You May Have Missed It

Frisco family launches annual push to remember their son,
other veterans at D-FW National Cemetery-Wreaths for Xmas
http://friscoblog.dallasnews.com/2015/11/frisco-family-launches-annual-push-to-remember-their-son-other-veterans-at-dfw-national-cemetery.html/


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SparkPeople--Live Healthier and Longer



Quiz: When Does Food Turn into Fat
http://www.sparkpeople.com/resource/quizzes_start.asp?quizid=60


[headlines]
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Football Poem

   (Dedicated to the Philadelphia Eagles)


Time keeps on slippin'
Into the future...
Sayin'
Time keeps on slippin', slippin', slippin'
Into the future.........oohhh
Said I wanna fly like an eagle... to the sea
Fly like an eagle let my spirit carry me, I wanna...
fly.............
Fly right into the future....
I wanna feed the babies... said, who can't get enough to eat
Wanna shoe the children... no shoes on their feet
I wanna house the people... livin' in the street
Oh yeah there's a solution
...gimme the reasons baby
Let me fly like and eagle... to the sea
Fly like an eagle let that spirit carry me, I wanna
fly....... ... oh yeah
Fly right into the future
Time keeps on slippin', slippin', slippin'
Into the future...
Time flies don't it baby?
... oohh
Time keeps on slippin', slippin', slippin'
... doo...doo...du-doooo
Into the future... ...Ohhh.
... doo...doo...du-doooo
Time flies don't it baby?

---Fly Like An Eagle
(Steve Miller)


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Sports Briefs----

 

Roger Staubach hopes Greg Hardy is getting help for 'sickness'
http://espn.go.com/nfl/story/_/id/14098502/roger-staubach-says-dallas-cowboys-de-greg-hardy-deserved-harsher-penalty

Short takes: This Falcons’ loss is on Dan Quinn
http://jeffschultz.blog.myajc.com/2015/11/08/short-takes-this-falcons-loss-is-on-dan-quinn/

Derek Carr is the real deal
http://www.usatoday.com/story/sports/nfl/2015/11/11/qb-rank-week-9-derek-carr-oakland-raiders/75608736/

Disney CEO adds heft to Oakland Raiders push for Los Angeles
http://www.insidebayarea.com/breaking-news/ci_29103885/disney-ceo-adds-heft-oakland-raiders-push-los

San Diego leaders address 'engaged' NFL owners
http://www.sandiegouniontribune.com/news/2015/nov/11/chargers-san-diego-stadium-nfl-owners-engaged/

Panthers owner says viable St. Louis stadium plan could thwart Rams' move
http://www.stltoday.com/sports/football/professional/panthers-owner-says-viable-st-louis-stadium-plan-could-thwart/article_3a1b7de9-b46d-5216-bf0d-4c65e06f9bde.html

 


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

 

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California Nuts Briefs---

Help wanted: California medical marijuana chief
http://www.sacbee.com/news/politics-government/the-state-worker/article43835334.html

Carol Doda, who helped introduce topless entertainment, dies
http://www.sacbee.com/entertainment/celebrities/article44277546.html

 

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Northwest pinot gris wines are a hit with Times readers
http://www.seattletimes.com/pacific-nw-magazine/northwest-pinot-gris-wines-are-a-hit-with-times-readers/

Napa ‘ecstatic’ Culinary Institute buys Copia
http://www.northbaybusinessjournal.com/northbay/napacounty/4712536-181/napa-ecstatic-culinary-institute-buys#H6mA1ShVM0sISeUe.97

Uber targets tourists in Wine Country 
http://www.pressdemocrat.com/business/4697304-181/uber-targets-tourists-in-wine?gallery=4724483

James Suckling Top 100 Wines in 2015
http://www.jamessuckling.com/my-top-100-wines-in-2015-.html

Northbay Business Journal Wine Industry Awards
http://www.northbaybusinessjournal.com/industrynews/wineindustry
/4712598-181/2015-wine-award-winners-named#page=0#SbKVLjPLiHIA7aUK.97

Nancy Pelosi's vineyard makes her fourth-richest Californian in Congress
http://www.latimes.com/politics/la-pol-ca-richest-nancy-pelosi-vineyard-story.html


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

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This Day in American History

       1602 - The Vizcaino expedition held Mass on the feast day of San Diego de Alcala. He named the California landing port after the saint.
    1701 - The Carolina Assembly passed a Vestry Act making the Church of England the official religion of the Carolina Colony. Strong opposition by Quakers and other resident Nonconformists forced the colony's proprietors to revoke their legislation two years later.
    1751 - Margaret Molly Corbin (d. 1800) birthday, Franklin County, PA.  Revolutionary War hero who was near her husband at a battle when he was killed (women were on the battlefields of the war both as participants and as water, food, and munitions suppliers) and she immediately took over the cannon until she was wounded by enemy fire. Disabled, she lost the use of her left arm.  She was granted a soldier's half-pay as a pension and she was considered a full member of the military until mustered out in 1783. In 1926, the Daughters of the American Revolution had her remains moved from an obscure grave and re-interred with other soldiers behind the Old Cadet Chapel at West Point where they also erected a monument to her. Near the place of the battle, in Fort Tryon Park in New York City, a bronze plaque commemorates Margaret Corbin "the first American woman to take a soldier's part in the War for Liberty".
http://www.hhoc.org/hist/
http://www.thejukejoint.com/cabcalloway1.htmlmc_corbin.htm
http://www.distinguishedwomen.com/biographies/corbin.html
    1775 - General Washington forbids recruiting officers enlisting blacks who were not “free men.” He later rescinds this as many blacks enlist in the British Army to earn their freedom from slavery.  Washington was from Virginia and was one of the largest land owners and slave owners in the state. As a side note, his best friends included the father of Robert E. Lee, who was to become a Confederate general. Henry Lee was to be the main drafter of the Declaration of Independence as he was very popular, very well respected and educated, but due to a family emergency at his farm, he suggested Thomas Jefferson fill his stead. Coda: In the 1800's, Washington freed many of his slaves, who continued to work the land as “free men” and after his death granted land to those remaining.
http://www.americanrevolution.org/blk.html
    1815 - Birthday of Elizabeth Cady Stanton (d. 1902) at Johnstown, NY. American woman suffragist and reformer.  “We hold these truths to be self-evident,” she said at the first Women's Rights Convention, in 1848, “that all men and women are created equal.” For 54 years, she was the women's rights movement's principal leader, organizer, theorist, and writer. She preserved the early women's movement  and her story in the first three volumes of the monumental “History of Woman Suffrage (1881-1922)”, written along with Susan B. Anthony and Joseyln Gage. You can read some of Stanton's works in the WiiN Library:
http://www.womenshistory.about.com/library/bio/blstanton.htm
http://www.nps.gov/wori/ecs.htm
http://www.pbs.org/stantonanthony/.
http://memory.loc.gov/ammem/today/nov12.html
    1864 - Union General William T. Sherman orders the business district of Atlanta destroyed before he embarks on his famous March to the Sea.  When Sherman captured Atlanta in early September, 1864, he knew that he could not remain there for long. His tenuous supply line ran from Nashville, Tennessee, through Chattanooga, then one hundred miles through mountainous northern Georgia. The army he had just defeated, the Army of Tennessee, was still in the area and its leader, John Bell Hood, swung around Atlanta to try to damage Sherman's lifeline. Of even greater concern was the Confederate cavalry of General Nathan Bedford Forrest. Forrest was a brilliant commander who could strike quickly against the railroads and river transports on which Sherman relied. During the fall, Sherman conceived of a plan to split his enormous army. He sent part of it, commanded by General George Thomas, back toward Nashville to deal with Hood while he prepared to take the rest of the troops across Georgia. Through October, Sherman built up a massive cache of supplies in Atlanta. He then ordered a systematic destruction of Atlanta to prevent the Confederates from recovering anything once the Yankees had abandoned the city. By one estimate, 37 percent of the city was ruined. This was the same policy Sherman would apply to the rest of Georgia as he marched to Savannah. Before leaving on November 15, Sherman's forces had burned the industrial district of Atlanta and left little but a smoking shell. In retaliation, the Confederates attempt to burn New York City on November 25.  As a side note: Historians believe much of the destruction of Atlanta was also caused by Confederate soldiers leaving no supplies for the invading Union Army, causing fires in residential areas.
    1889 – DeWitt Wallace (d. 1981), American publisher who co-founded “Reader’s Digest’, was born in St. Paul, MN.
     1892 - William “Pudge” Heffelfinger became the first generally-acknowledged professional football player when he was paid $25 for expenses and a cash bonus of $4500. It was the cash bonus that made him professional. Scoring the winning touchdown for the Allegheny Athletic Association, he helped his team beat the Pittsburgh Athletic Club, 4-0.
    1898 - Birthday of Flora Belle Ludington, Huron County, MI.  Innovative librarian of Mount Holyoke College who advanced the cooperative inter-library system that allows students and researchers use of the entire library system of the United States.
    1906 - The mercury soared to 106 degrees at Craftonville, CA, a November record for the U.S.
    1910 – The first movie stunt saw a man jump into Hudson River from a burning balloon.
    1911 - Trumpet player Buck Clayton, born Wilbur Dorsey Clayton (d. 1991) birthday, Parsons, KS.
http://www.harlem.org/people/clayton.html
http://www.umkc.edu/lib/spec-col/clayton.htm
http://www.harlem.org/people/clayton.html
http://www.thejukejoint.com/cabcalloway1.html
    1912 – Explorer Robert Falcon Scott’s dead body and diary were found in Antarctica.  He was an English Royal Navy officer and explorer who led two expeditions to the Antarctic: the Discovery Expedition (1901–04), and the ill-fated Terra Nova Expedition (1910–13). On the first expedition, he set a new southern record by marching to latitude 82°S and discovered the Polar Plateau, on which the South Pole is located. During the second venture, Scott led a party of five which reached the South Pole on 17 January 1912, only to find that they had been preceded by Roald Amundsen’s Norwegian Expedition. On their return journey, Scott's party discovered plant fossils, proving Antarctica was once forested and joined to other continents. At a distance of 150 miles from their base camp and 11 miles from the next depot, Scott and his companions died from a combination of exhaustion, starvation and extreme cold.
    1915 - Harvard University's Theodore W. Richards became the first American to be awarded the Nobel Prize for chemistry. He was given his award in Stockholm, Sweden.
http://www.nobel.se/chemistry/laureates/1914/richards-bio.html
    1917 – Jo Stafford (d. 2008) was born in Coalinga, CA.  A traditional pop music singer and occasional actress, whose career spanned five decades through the early 1980s, her 1952 song "You Belong to Me” topped the charts in the United States and United Kingdom, the record becoming the first by a female artist to reach number one on the UK Singles Chart.
    1920 - In the wake of the growing scandal surrounding accusations that members of the Chicago White Sox conspired to fix the 1919 World Series, baseball owners appointed Federal Judge Kennesaw Mountain Landis, the game's first commissioner with extremely broad powers. Landis replaced the National Commission, a three man governing board, to a seven-year term from 1921 to 1928. He received a salary of $42,500 a year plus $10,000 for expenses to rule the 16 American and National League baseball clubs. He was re-elected three times and died in office on November 24, 1944.
      1920 - An underwater highway tunnel with twin tubes was started this day to run from New York City to Jersey City under the Hudson River. It was named after its chief engineer, Clifford Milburn Holland. It was opened on
November 12, 1927 by President Calvin Coolidge, who gave the signal from the presidential yacht Mayflower, anchored in the Potomac River off Washington, DC. In that first hour, 20,000 people walked through the tunnel from shore to shore. Vehicular traffic was allowed through on November 13, 1927.
    1921 - The first conference of great powers to be held on American soil and affecting American interests was the Conference on the Limitation of Armaments, which was assembled at Memorial Continental Hall in Washington, DC, from this day to February 6, 1922. Nine nations took part in this conference: The United States, Great Britain, France, Italy, Japan, China, Holland, Belgium, and Portugal. The American delegation was headed by Secretary of State Charles Evans Hughes.
    1925 - Louis Armstrong Hot Five makes their first recording,
Chicago, ILL Okeh
    1928 – SS Vestris sunk approximately 200 miles off Hampton Roads, VA, killing at least 110 passengers, mostly women and children who die after the vessel was abandoned.
    1929 - Birthday of Grace Kelly (d.1982) at Philadelphia, PA.  American award-winning actress (“Rear Window”, “To Catch a Thief”) who became Princess Grace of Monaco when she married that country's ruler, Prince Rainier Ill, in 1956.  She died of injuries sustained in an automobile accident, Sept 14, 1982, at Monte Carlo, Monaco.
    1930 – Bob Crewe (d. 2014) was born in Newark, NJ.  A prolific songwriter, dancer, singer, manager, and record producer, he was known for producing and co-writing with Bob Gaudio, a string of Top 10 singles for The Four Seasons.  He also had hit recordings with The Rays (“Silhouettes”), Diane Renay (“Navy Blue”), Mitch Ryder and the Detroit Wheels (“Devil With the Blue Dress”), Freddy Cannon (“Tallahassee Lassie”), Lesley Gore (“California Nights”), Oliver (“Jean”), Michael Jackson, Bobby Darin, Roberta Flack, Patti LaBelle (“Lady Marmalade”), Barry Manilow, and his own Bob Crewe Generation (“Music to watch Girls By”).  1985 inductee to the Songwriters Hall of Fame.
    1933 - First Sunday football game in Philadelphia (previously illegal).
    1933 – The first known photo of the Loch Ness Monster was taken.
    1936 – The San Francisco-Oakland bay Bridge opened across San Francisco Bay, linking the two cities.
http://www.lib.berkeley.edu/Exhibits/Bridge/sfobay.html
http://www.sfmuseum.org/assoc/bridge00.html

    1939 - The youngest of the three DiMaggio brothers, Dominic, was bought for $40,000 by the Boston Red Sox from the San Francisco Seals of the Pacific Coast League.
    1941 - Madame Lillian Evanti, opera singer, founds the National Negro Opera Company.
http://www.aaregistry.com/african_american_history/223/
Americna_Negro_Theatre_formed

    1942 - The naval battle of Guadalcanal began between Japanese and American forces during World War II. The battle lasted until November 15. The U.S. scored a major victory, inflicting heavy losses on a Japanese task force and preventing Japanese reinforcements from reaching the island. The early TV series “Victory at War” captures much of the famous battle.
http://www.friesian.com/history/guadal.htm
    1943 – Singer Brian Hyland, “Itsy Bitsy Teenie Weenie Yellow Polka Dot Bikini” was born in Woodhaven, NY. 
    1944 – Booker T. Jones, of Booker T. and The MGs, was born in Memphis.
    1945 - Singer Neil Young, of Crosby, Stills, Nash and Young, was born Toronto, ON, Canada.
    1946 - Drive-in banking service was instituted by the Exchange National Bank of Chicago, IL. Ten tellers' windows protected by heavy bulletproof glass and impregnable corrugated steel were equipped with automatic slide out drawers to enable motorists to transact business without leaving their cars.
    1948 - Japanese premier Hideki Tojo was sentenced to death with several others by an international war crimes tribunal.   
    1951 - Top Hits
“Because of You” - Tony Bennett
“Sin (It's No)” - Eddy Howard
“And So to Sleep Again” - Patti Page
“Slow Poke” - Pee Wee King
    1953 - U.S. District Court Judge Grim ruled in favor of the NFL, allowing the TV blackout of home games.
    1954 – Ellis Island was closed as a US immigration port
    1955 - Billboard began its "Top 100" chart, with the first Number One listed as "Love Is a Many-Splendored Thing" by the Four Aces. The magazine wouldn't combine all its pop charts into one until 1959.  
    1955 - The worst recorded attendance to a football game occurred in the Washington State vs. San Jose State game at Pullman, Washington. The game was played as scheduled, despite high winds and a temperature of 0 degrees F. The total paid attendance was 1.
    1957 - "Jamboree," the first movie starring Jerry Lee Lewis, previews in Hollywood. Among those featured in the flick are Fats Domino (with whom Lewis shares top billing), Carl Perkins, Frankie Avalon, Slim Whitman and Connie Francis.  Perkins rejects a song called "Great Balls Of Fire" that Jerry Lee has already recorded, and Lewis' version, released along with the film, becomes a hit. Perkins instead opts to sing a song called "Glad All Over" in the film, which goes nowhere.
    1958 - A team of rock climbers led by Warren Harding completed the first ascent of The Nose on El Capitan in Yosemite Valley.
    1959 - Top Hits
“Mack the Knife” - Bobby Darin
“Mr. Blue” - The Fleetwoods
“Don't You Know” - Della Reese
“Country Girl” - Faron Young
    1959 - Between Noon on the 11th and Noon on the 12th, a winter storm buried Helena, MT, under 21.5 inches of snow, which surpassed their previous 24 hour record by seven inches.
    1964 - Shirley Ellis records "The Name Game" as a follow-up to her #8 hit, "The Nitty Gritty". Her latest effort would reach #3.  “…if the first two letters are ever the same drop them both, then say the name…like Bob, Bob, B, O Ob…”
    1966 - Donovan's "Mellow Yellow" is released, and begins its climb to #2 in the US. It was long rumored that the song is about smoking dried banana skins, which was believed to be a hallucinogenic drug in the 1960s, but this rumor has since been debunked. The song's title actually refers to the fact that Donovan had suffered from liver disease in early 1966 and had become severely jaundiced. He originally says it refers to his trip in the Greek Isles and remembers Sapho the poetess and safron in the food making it yellow.
http://en.wikipedia.org/wiki/Mellow_Yellow
http://www.alohatropicals.com/mb-01.html
    1967 - On Broadway, Pearl Bailey took over the lead role in the musical, "Hello Dolly". "Pearlie Mae", as Bailey was called, was a hit.
    1967 - The Detroit Lions set an NFL record by fumbling the football 11 times and losing 5.
    1967 - Top Hits
“To Sir with Love” - Lulu
“Soul Man” - Sam & Dave
“It Must Be Him” - Vikki Carr
“You Mean the World to Me” - David Houston
    1967 - BARNES, JOHN ANDREW III, Medal of Honor
Rank and organization: Private First Class, U.S. Army, Company C, 1st Battalion, 503d Infantry 173d Airborne Brigade. Place and date: Dak To, Republic of Vietnam, 12 November 1967. Entered service at: Boston, Mass. Born: 16 April 1945, Boston, Mass. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Pfc. Barnes distinguished himself by exceptional heroism while engaged in combat against hostile forces. Pfc. Barnes was serving as a grenadier when his unit was attacked by a North Vietnamese force, estimated to be a battalion. Upon seeing the crew of a machine gun team killed, Pfc. Barnes, without hesitation, dashed through the bullet swept area, manned the machine gun, and killed 9 enemy soldiers as they assaulted his position. While pausing just long enough to retrieve more ammunition, Pfc. Barnes observed an enemy grenade thrown into the midst of some severely wounded personnel close to his position. Realizing that the grenade could further injure or kill the majority of the wounded personnel, he sacrificed his life by throwing himself directly onto the hand grenade as it exploded. Through his indomitable courage, complete disregard for his own safety, and profound concern for his fellow soldiers, he averted a probable loss of life and injury to the wounded members of his unit. Pfc. Barnes' extraordinary heroism, and intrepidity at the cost of his life, above and beyond the call of duty, are in the highest traditions of military service and reflect great credit upon himself, his unit, and the U.S. Army.
    1967 – In the final season of Vince Lombardi as coach of the green Bay packers, Travis Williams returned 2 kickoffs for TDs against the Cleveland Browns, setting the largest margin of a Browns defeat (48), winning 55-7.
    1968 - Supreme Court voids Arkansas law banning teaching of evolution in public schools. Alabama continues warning high school students that evolution is 'controversial', putting stickers on biology books.
    1968 - A severe coastal storm produced high winds and record early snows from Georgia to Maine. Winds reached 90 mph in Massachusetts, and ten inches of snow blanketed interior Maine.
    1969 - U.S. Army announced its investigation of Lt. William Calley for the alleged massacre of civilians at the village of My Lai, Vietnam.  Independent investigative journalist Seymour Hersh broke the story.
    1971 - President Nixon set February 1, 1972 as the deadline for the removal of another 45,000 American troops from Vietnam as part of his “Vietnamization” of the war.
    1972 - Don Shula of the Miami Dolphins became the first NFL coach to win 100 regular season games in only 10 seasons as the Miami Dolphins defeated the New England Patriots, 52-0.
    1974 - A great Alaska storm in the Bering Sea caused the worst coastal flooding of memory at Nome, AK with a tide of 13.2 feet. The flooding caused 12 million dollars damage, however no lives are lost.
    1974 – South Africa was suspended from the United Nations General Assembly over its apartheid racial policies.
    1975 – New York Mets P Tom Seaver won his third Cy Young Award.  He posted 243 strikeouts with a 2.38 ERA and led the NL with 22 victories.
    1975 - Top Hits
“Island Girl” - Elton John
“Lyin' Eyes” - The Eagles
“Who Loves You” - Four Seasons
“I'm Sorry” - John Denver
    1979 - Jefferson Starship singer Marty Balin's rock opera "Rock Justice" opens a four-day run at San Francisco's Old Waldorf night club. Balin stars in and co-directs the musical, about a rock star who dreams he's on trial for not having a hit record.
    1979 – Kenny Rogers began filming the CBS-TV movie The Gambler, based on his 1978 smash tune of the same name. It will spawn four sequels.   
    1979 – Responding to the taking of American hostages, President Jimmy Carter announced the immediate halt to all imports of Iranian oil.
    1980 – NASA space probe Voyager I made its closest approach to Saturn and took the first images of its rings.
    1981 - The space shuttle Columbia was launched for the second time; it was the first space vehicle to be used more than once.
    1983 - Lionel Richie started the first of four consecutive weeks at #1 on the music charts as "All Night Long (All Night)" became the United States most popular song.
    1983 - Top Hits
“Islands in the Stream” - Kenny Rogers & Dolly Parton
“All Night Long (All Night)” - Lionel Richie
“One Thing Leads to Another” - The Fixx
“Somebody's Gonna Love You” - Lee Greenwood
    1984 - Madonna releases the "Like A Virgin" LP.
    1986 - For the first time in the history of the NBA, both head coaches were absent from the game when coaches K.C. Jones and Don Nelson were too sick to be at the Boston-Milwaukee game. The Boston Celtics had their 44th straight home victory as they defeated the Milwaukee Bucks 124-116.
    1986 - Red Sox Roger Clemens becomes only the second American League pitcher to unanimously win the Cy Young Award. Denny McLain was the first to accomplish the feat in 1968.
    1987 - Heavy snow spread across much of New England. Totals in Massachusetts ranged up to 14 inches in Plymouth County. The seven inch total at the Logan Airport in Boston was their highest of record for so early in the season, and the 9.7 inch total at Providence, RI was a record for November. Roads were clogged with traffic and made impassable as snowplow operators were caught unprepared for the early season snowstorm.
    1988 - "Rattle and Hum", the album by U2, started a six-week run at the top of the U.S. album charts. Hum along now, as we list the tracks on the "Rattle and Hum": "Helter Skelter", "Van Diemen's Land", "Desire", "Hawkmoon 269", "All Along the Watchtower", "I Still Haven't Found What I'm Looking For", "Freedom for My People", "Silver and Gold", "Pride (In the Name of Love)", "Angel of Harlem", "Love Rescue Me", "When Love Comes to Town", "Heartland", "God Part II", "The Star Spangled Banner", "Bullet the Blue Sky", "All I Want is You".
    1989 - Thirty-three cities reported record high temperatures for the date as readings soared into the 70s and 80s from the Southern and Central Plains to the Southern and Middle Atlantic Coast Region. The afternoon high of 80 degrees at Scottsbluff, NE was a record for November, and highs of 76 degrees at Rapid City, SD and 81 degrees at Chattanooga, TN were the warmest of record for so late in the season.
    1990 – Tim Berners-Lee published a formal proposal for the World Wide Web.
    1991 - Top Hits
“Cream” - Prince & The N.P.G.
“Can't Stop This Thing We Started” - Bryan Adams
“Real, Real, Real” - Jesus Jones
“Someday” - Alan Jackson
    1995 - Miami quarterback Dan Marino passes Fran Tarkenton (47,003 yards) to become the NFL's all-time passing yards leader on a 9-yard toss to Irving Fryar in the Dolphins' 34-17 loss to New England. Marino finishes his career with 61,361 yards passing.
    1996 - Reverend Jesse Jackson threatened to lead a potentially crippling boycott against Texaco if the oil giant failed to settle a lingering racial- discrimination lawsuit. Six Texaco employees initially filed the $520 million suit in 1994; the ensuing years saw the case mushroom into a complaint backed by some 1,400 workers. Despite growing pressure, Texaco was slow to respond to the case. However, Jackson's involvement, coupled with the revelation of a "secret" audio tape that captured Texaco executives making racial slurs and plotting to derail the lawsuit, helped bring the case to a close. On November 15, Texaco announced what was believed to be a $ 175 million settlement to the case, which included a one-time salary boost for minority employees, as well as the establishment of "diversity training and sensitivity programs".
    1997 – Carly Simon is hospitalized with breast cancer, undergoing both chemo and a mastectomy.
    1997 – Ramzi Yousef was found guilty of masterminding the 1993 bombing of the World trade Center.
    1998 - Top Hits
“Doo Wop (That Thing)” - Lauryn Hill
“Lately” - Divine
“The First Night” - Monica
“One Week” - Barenaked Ladies
    2001 - American Airlines flight 587 crashed in Belle Harbor, New York, just after takeoff from Kennedy Airport and mere weeks after 9/11, killing 265.
    2001 – Seattle Mariners RF outfielder Ichiro Suzuki, who led the AL with a .350 batting average, was named Rookie of the Year. Chris Assenheimer of the Elyria, OH Chronicle-Telegram voted for C.C. Sabathia, the only one not for Ichiro, stating the nine years of professional experience in Japan made Suzuki less of a rookie than Sabathia.
    2002 - Miguel Tejada, who receives 356 points from the Baseball Writers' Association, including 21 first-place votes of the 28 cast, is selected as the American League's Most Valuable Player. The A's shortstop joins countrymen Sammy Sosa and George Bell as Dominican Republic natives to win the award.
    2007 – The Yankees re-signed C Jorge Posada for $52.4 million over four years. This made Posada the highest-paid catcher in Major League history, edging out Mike Piazza’s $13 million average from 1999-2005.

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