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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
, finance and leasing industry


Wednesday, November 18, 2015

Today's Equipment Leasing Headlines

Englewood, Colorado Weather Report
  Not as Bad as Reported
Ken Greene, Esq. Report on NAELB Conference
 Attendance:  60 Brokers/100 Funder/Associates
Steve Geller on NEFA Conference
 Long Time Leasing Veteran Report
Credit/Collections #102 by Ben Carlile
Ace Your Performance Review and Earn Your Raise!
Leasing Industry Ads---Help Wanted
Ascentium Capital/IMCA Capital
Sales Make it Happen by Steve Chriest
Believe it! The Best Profession: Sales
Christmas Book for the Sales Professional
  Time to Buy Now!
Comcast Ups Business Class Speed
Installer Says Fastest He has Seen!
House Prices Continue to Rise
 Cost of Qualified Workers
OnDeck Generates $11 Billion in Economic Impact
  and 74,000 Jobs Nationwide
Labrador Retriever, Purebred
Columbus, Ohio  Adopt-a-Dog
Attorneys Who Specialize in
 Banking, Finance, and Leasing
News Briefs---
Four Members Congress Request Impact Marketplace
  re: Alternate Small Business Lending
Mogo Finance Technology Stock Is Crashing
   FinTech Lending Platform Company
Lot of Contacts in Your Mobile Phone
    May Get You Loans
New crowdfunding rules seen as wine-direct boon
  To Take Effect May, 2016
Why leasing solar panels may not be a good idea
 if you’re planning a home sale
10 states where bank-owned homes
   will soon flood the market

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
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                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.





Englewood, Colorado Weather Report
Not as Bad as Reported

Ron Gonzales, EVP of Operations, BSB Leasing, Englewood, Colorado, reports “Snow gone, sunny and melting fast."

His boss Don Myerson in Kauai, Hawaii, sent a photo and reports, "Sunny and about 78 degrees here..."



Ken Greene, Esq. Report on NAELB Conference
Attendance:  60 Brokers/100 Funder/Associates

The NAELB 2015 Western Regional meeting was held on November 13-14, 2015 at the Doubletree by Hilton in Orange, California. By all accounts, the meeting was an overwhelming success. There were approximately 60 brokers attending as well as 100 funder/associates.

I was told there were 22 more than last year for this conference; however, in years past the number was much higher. I thought this was a very interesting turnout, especially from alternative financing companies, like factoring, business loans, and merchant cash advance companies, all looking explain their programs to brokers with the hopes of getting business.

I enjoyed reconnecting with some of the industry's veterans like Jim Merrilees (Channel Partners Capital), Richard Walker (Capital Equipment Leasing), Russ Runnalls (TEQLease), Steve Crane (BSB Leasing, Inc.), Archie Julian (Exchange Bank Leasing), Terey Jennings and Steve Reid (Financial Pacific Leasing) and Mohammed Ahsan (Quail Capital Corp.). I also enjoyed seeing new colleagues like Rodney Blecha (Precision Leasing, Inc.), Ryan Gonzalez and Vicki Shimkus (BSB Leasing, Inc.), Steve Lewis (BayCap), and Tyler Deters (Paradigm Equipment Finance).

It was interesting to note the presence of companies at the session, as well as the conference, like Amerisource and RapidAdvance, which specialize in factoring and merchant cash advance, respectively. This could be a response to the 2011 Richard B. Clark v. AdvanceMe case, which appears to have settled based on a merchant cash advance company's concerns that certain types of "non-loan" financing might be judicially “recharacterized” as loans, with an attendant exposure to usury laws, leading many alternative finance lenders to seek solace in the California Finance Lenders License, which provides an exemption from usury claims.

The session I moderated, and which included Steve Crane of BSB, formerly with Bank of the West, and Joe Bonanno, CLFB, long time NAELB director as well as legal counsel, was standing room only. It appeared to be very well-received. We discussed the existing California Lenders License Law as well as the recent amendments, and some of the more practical aspects of having or not having a license. The discussion was extremely lively and interactive. It was obvious to me that there is still a great deal of confusion about the scope of the existing law, the necessity for having a license if you make loans in California, the application process, the "5 loans or under" exemption, and the new "referral" exception process.

Also on Friday, Sherri Bancroft (Bancroft Leasing), Mike Parker (Credential Leasing & Financial) and Pete Sawyer (Sun South Equipment Leasing, Inc.) conducted a panel on the value of being an NAELB member. I wish more prospective brokers were present. Great presentation from veterans.

There were many exhibitors and I heard in the hallway the wish there were more new members in attendance, as most of those here were long time members.

In general, everyone I spoke to told me business is still improving, and the mood of the conference was upbeat. I was personally impressed with the economics of the conference, which provided several high-value presentations in a very nice hotel for a very affordable price. The after hour’s events were congenial and enjoyable. All in all, a very successful event. And great to see some of my old friends again.

I think the big event will be April 28-30, 2016 at the Tropicana Las Vegas. This location always draws a very big crowd. Hope to see you there.

Ken Greene
Law Offices of Kenneth Charles Greene
Westlake Village, California
Tel: 818.575.9095

 Left to Right: First Row: Joan Modes, BPB, Gem Commercial Credit; Mike Parker, President-Elect, Credential Leasing & Finance; Sheri Bancroft, Bancroft Leasing; Jaime A. Kaneshina, CLFP, BPB, Secretary/Treasurer, Gem Commercial Credit. Second Row: Peter Sawyer, CLFP, President, Sun South Equipment Leasing; Rodney Blecha, Vice President, Precision Leasing; Joseph Bonanno, CLFP, Legal Counsel. Third Row: Henry Grace, I.F.S. Equipment Financing.


Steve Geller on NEFA Conference
Long Time Leasing Veteran Report

I attended the National Equipment Finance Association (NEFA) Expo held at the Teaneck Marriot at Glenpointe in Teaneck, New Jersey on November 15 and 16. Here are my findings: This event originated at this or close-by venues in Northern New Jersey as the “Fall Expo”, which was the “jewel in the crown” for the former Eastern Association of Equipment Lessors (EAEL), one of the predecessor organizations that are now merged into NEFA.  The event has been held continuously for over forty years, of which I probably attended most if not all of them.

It was the most important event of the year for the EAEL as it was a spectacular revenue-producer for the association. Times have now changed and it seems to be only one of many regional events for NEFA as it thought to be competition for the annual funding conference held each fall and does not attract enough members from west of the Mississippi. All who attend always enjoy the visit and comradery and gain valuable knowledge.

The expo got underway with a cocktail reception on Sunday evening at the hotel which I did not attend (having just returned, along with about twenty other attendees, from the Western regional meeting of National Association of Equipment Leasing Brokers (NAELB) in Anaheim and a night’s sleep in my own bed was needed after a red-eye flight from the coast Saturday evening). I was told that the reception was a fun event and people enjoyed the opening frivolity.

The theme of the meeting on Monday, which was chaired by Scott Lipka of Conestoga Bank, was cybersecurity. Panels were held throughout the day, led by attorneys Bob Cohen, of Morrit Hock and Hamroff, and Matt Evans,  Marx and Associates. Dr. Ross Federgreen, an industry expert who has advised private companies and governmental agencies on cyber-security, provided the meat and potatoes portion of the information.

Scott Wheeler, CLFP, Wheeler Business Consulting, took part providing real world insight on the impact on the industry.  The essence of the sessions, from my perspective, is that current use of email and internet communications between brokers and funders is insecure and vulnerable to hacking and that a more secure method of communications that is needed to be utilized.

I am sure more of this will become an important topic of interest in the near future as our business and use of computer information is changing in our new world. Joe Faccibene, J.A. Faccibene & Associates, a commercial and risk management solutions business, also discussed operating procedures. 

The heart of the event, as it usually is, is the funding exhibits.  There were nineteen exhibitors, composed of funding sources providing equipment financing, ten companies, three merchant and working capital cash advance providers, five service providers and one company, TradeRiver Finance represented by industry vet Chuck Brazier,  who provides purchase order financing. Although there were only about one hundred attendees the exhibitors seemed to be busy most of the day. 

The event was capped by an optional trip into New York City and a walking tour of the High Line on Manhattan’s west side, an old abandoned CSX elevated rail line that runs from near the Javitts Convention Center at 34th St. south to the West Village, around 14th Street at the Standard Hotel. It has been converted into a walking park under the rails to trails program more commonly used to convert old abandoned surface rail lines into walking trails in the suburbs. Just completed after a five year construction project, it is periodically opening up three sections of the park.

The Top of the Standard bar, which is becoming a must-see on any visit to New York with its spectacular views of New York and the Hudson, across to New Jersey, completed that part of the visit. For anyone interested, please visit the website for a history, information and pictures about this unique experience. The evening completed with a bus ride up to West 44th Street, near Times Square for dinner at the famous Joe’s Pizzeria.

The late evening ended with a return to Teaneck, and for me a half hour drive to my home, and now catching up on three days out of the office.

Steve Geller
Leasing Solutions



Credit/Collections #102 by Ben Carlile


Ace Your Performance Review and Earn Your Raise!

Step 1- Job Journal
Oh no! It’s almost December. Here comes that special day. No, it’s not the holiday you’re thinking about. It’s your annual performance review! But you’ve performed well this year−so why does this meeting with your boss always feel more like a trip to the dentist? Ouch!

Well, it doesn’t have to be that way. Stop the pain! There are steps you can take to feel confident about this review and actually look forward to the meeting.

Employees earn raises and promotions by consistently delivering great value, and then effectively communicating that value to the appropriate stakeholders.

It sounds simple, but it may take more effort than you realize. And in a job market like todays, the results can be well worth the effort.

Step 1:
You mentored the newly hired credit analysts to get them up to speed ahead of schedule. You made sure they quickly understood the new credit policies, procedures and goals, and how to use the new system efficiently. You taught them the firm’s preferred ways of calculating cash flow. You showed them how to improve their turnaround times. Then you formalized this work into a better training program that improves department productivity. Your training resulted in an additional $2.7 million in qualified transactions being booked during Q2, with a corresponding increase in gross income for the quarter.

These increases meant that the department and the company met its quarterly goals for new volume and gross income−results that were well received by your colleagues, senior management and company shareholders. Your achievement was definitely valuable.

Wow! That’s impressive! So how do you identify and keep track of all you’ve accomplished? From your first day on the job, start keeping your own personal “job journal” to record key achievements, experiences and observations as they happen. This content will help you improve. And it will be your go-to resource for what you choose to communicate about your performance during the year. (If you haven’t started a job journal yet, you can start now. Begin by going back through each month since your last review and write down what you’ve done, experienced and observed.)

And how do you organize your job journal? Yes! Do it! It should reflect your role. Here are four categories that have worked well for me:

(A) Key achievements (both your official objectives and those like the training program that you created on your own).

(B) Meaningful observations. Describe your positive experiences with your colleagues, subordinates, your boss, customers and other third parties. What are their strongest attributes? Why do you enjoy working with them and why do they like working with you? What are the best ways to approach them to gain their cooperation? How have you anticipated their needs? Did you go the extra mile to serve a customer? Write down examples.

(C) New ideas. What ideas do you have to improve efficiency, accuracy, compliance, growth prospects and customer satisfaction (for both internal and external customers)?

(D) Personal growth. What are you learning from your boss, your colleagues, customers and third parties? What do your colleagues and you see as your strengths and weaknesses now versus the beginning of the year? How are you improving your analytical skills, leadership skills, management skills, persuasive skills, etc.? What are you doing to advance your career and prepare for future roles of greater responsibility?

And now for the high five! You’ve finished Step 1 and your job journal is up to date. Take a breath and relax. Kick it. You’re not going to the dentist after all! You’re well on your way to a better performance review experience this year.

Next up, Step 2 (communication) and Step 3 (negotiation). These will be covered in the next article in this series.

Ben Carlile


Credit and Collections 102 Previous Articles




Leasing Industry Help Wanted

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.



Logo on top is free, as well as the web address and information about the address at the bottom. Lines are $595 for the first four and $40 for each additional line or space. The ad will appear for 21 days. For returning advertisers during the year, Leasing News offers 30 days and a reduced rate.

Note: most ads point to a full job description as well as click to an email address.

Our competitors still use a "classified ad" section, which basically is the company's full job description. It often is "hidden," meaning you have to search for the section.

This does not attract attention because you must go to the classified ad site to find the jobs listed. The advertiser is basically missing those who are employed, not actively looking for a job. This is the group the advertiser should be looking for as a primary target.

There are at least one hundred websites that offer the same approach, and work great for general jobs, but not the leasing and finance niche, especially for those already employed who may want to improve their position.

Leasing News puts a "help wanted" on top of the "masthead" so it is the first thing that a reader sees when they open the news edition or go to the website. The ad is changed in each news edition. It is designed to be a "display ad," not a "classified ad."

In addition to the masthead position, the "help wanted" ad also appears in the "news briefs" section, the second most-read section, and it is rotated in each news edition. It is not hidden. It is clearly visible.

The full section of "help wanted ads” also appears in each news edition, in each edition, as well as appears on the web site. It also is not “hidden.”

The idea of the ad is to draw attention, and have the reader interested in what the company offers from the advertisement rather than a "job description."

Most ads then direct the reader to their website for a full job description, if interested, or to a separate flyer. The main idea is to get the reader to make an inquiry.

Oh, yes, Alexa states Leasing News is read eight times more than our competitors, and they stay on our website longer to read industry news stories. The “help wanted” ad does not hide.

Leasing News reserves the right to refuse advertising,
particularly to a company that has appeared in the complaint bulletin board or evergreen abuse list.



Sales Make it Happen
by Steve Chriest

Believe it! The Best Profession: Sales

A vendor partner we worked with a few years ago provided us with some revealing research information about the sales profession. Among working professionals, it appears that salespeople, generally, are a well-balanced, stable group.

In their work as purveyors of sales excellence, this vendor maintains a database of over 300,000 sales candidates, 100,000 business decision-makers, and 1500 sales forces. Understanding salespeople, and formulating actuarial tools that predict success in sales, is a core part of their business. Here is some of the interesting information they have discovered:

Among doctors, lawyers, athletes and salespeople, which profession would you guess has the highest average return for their investment in education? According to the Bureau of Labor Statistics, it is salespeople, not doctors, lawyers or athletes, who enjoy the highest average return for their investment in education.

Who has the highest suicide rate among dentists, psychologists, business executives, laborers and salespeople? If you guessed dentists, you would be right. With all the rejection most salespeople endure on a daily basis, you might think salespeople rank high on this list. In reality, salespeople have the lowest rate of suicide among these groups.

When comparing politicians, TV personalities, building maintenance workers and salespeople, it's salespeople who have the lowest rate of early heart or other stress related diseases. Maybe even onerous, unrealistic sales quotas aren't enough to overly stress most salespeople.

Which profession, among surgeons, entrepreneurs, writers and dentists has the highest divorce rate? For some reason that I'll let you speculate about, dentists again top this list. The sales profession is second lowest on the list, and only Catholic Priests have a lower rate of divorce!

This should all be good news for sales managers and senior managers. It should be comforting to know that most salespeople enjoy a high average return for their investment in education, do themselves in much less often that other professionals, are less likely to succumb to stress and other stress related diseases than many other professionals, and stay married longer than many groups of top professionals.

It's no wonder salespeople successfully endure constant rejection from customers, uncomplimentary skits on Saturday Night Live, and the blame for lagging sales, even when their company's product or service offering are at fault. It seems that well-adjusted, optimistic, stable people just naturally gravitate to the business of sales!


Steve Chriest is the CEO of Open Advance and author of Selling to the E-Suite, The Proven System for Reaching and Selling Senior Executives and Business Acumen 101. He recently re-named his company from Selling-Up.  He produces video and radio blogs, as well as continues as a columnist for Leasing News.

Sales Makes It Happen Articles:




Christmas Book for the Sales Professional
Time to Buy Now!

Scott A. Wheeler, CLFP, a thirty-four year veteran in the commercial equipment leasing and finance industry, has compiled his favorite sales tips into an easy-to-read format for veteran and novice commercial equipment leasing and finance professionals.

"'Call to Action,' 134 pages, is designed to assist individuals to think outside of their current comfort zone, to increase their productivity, and to enhance their personal value proposition," Scott Wheeler explains. "Each chapter in this book touches upon a significant area in the finance and leasing industry. The sales tips are followed by call to action exercises to stimulate group discussions and individual reflection.

"Professionals throughout the equipment finance and leasing industry will benefit greatly from using this book as a reference guide and workbook for self-improvement."

Note the Frequently Bought Together:
$19.95 at Amazon

A portion of each sale will be donated to the Chris Walker Educational Fund – dedicated to the education of professionals in the commercial equipment leasing and finance industry.

Scott is a well-known author for several leasing publications, including Leasing News, plus issues a weekly newsletter as well as conducts a school for training entrepreneurs to become independent leasing brokers.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161


Comcast Ups Business Class Speed
Installer Says Fastest He has Seen!

As a long time Comcast user, Leasing News was offered a faster connection as a “loyalty member,” as they called it. No change in price. No sign-up commitment on length of time for the contract. From a 100 Mbps speed down and 10 Mbps speed up to 250Mbps and 20Mbps up. Plus a new wireless connected modem, fastest on the marketplace that could handle the speeds as well as increase the wireless speeds.

When the modem was installed, taking time to boot up several times like a computer does, the speed test from Saratoga to Palo Alto, California on showed 300.51 Mbps down and 30.33 Mbps. The Comcast installer took a photo with his smartphone, saying this was the fastest Comcast speed he had ever seen in all his installations.

Wireless on my Droid was past the 50Mbps dial down and 30Mbs up.

It sure is a difference from the 56k using the AOL dialup that I started out at, and then one of the first California ISDN users, where I thought 112k was really fast! It was also over twice as expensive as the Business Comcast.

I think this new internet connection is faster and has made my custom game player CyberPower 42ram computer even faster. I am amazed not only how fast the connection, but how my computer is also now faster. Thank you Comcast!

- Kit Menkin


House Prices Continue to Rise
Cost of Qualified Workers


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)



##### Press Release ############################

OnDeck Generates $11 Billion in Economic Impact
and 74,000 Jobs Nationwide

Study Shows OnDeck is Increasing Main Street's Access to Capital
 and Driving Small Business Activity

 OnDeck® (NYSE: ONDK), the leader in online lending for small business, today announced the results of an updated report analyzing the economic impact from the company's first $3 billion lent to small businesses. The report estimates that these loans have powered $11 billion in business activity and created 74,000 jobs nationwide. This impact represents a substantial increase from when the study was first conducted last year: the 2014 economic impact analysis estimated $3.4 billion in business activity and 22,000 jobs created from $1 billion in loans.

Conducted by top economic consulting firm Analysis Group, the study measures the impact of business activity funded by OnDeck loans on U.S. economic output and employment. The study combined OnDeck customer survey results with an established input-output model measuring the direct, indirect and induced economic effects of OnDeck's lending. Among other things, the study observes that while small business lending by traditional lenders has dropped since the great recession, small business owners are becoming more comfortable engaging in banking activities online.

Highlights from the study include:

    OnDeck's first $3 billion in loans has generated an estimated $11 billion in U.S. economic impact.

  • For every $1 OnDeck lends, there is $3.62 in economic output (up from $3.42 in the 2014 study).
  • An estimated 74,000 jobs were added in the U.S. (up from 22,000 jobs in the 2014 study).
  • The most frequent uses for OnDeck loans include buying inventory, employee hiring and retention and purchasing new equipment.

The U.S. Small Business Administration estimates that 28 million small businesses in America account for 54 percent of all U.S. sales. Furthermore, they provide 55 percent of all jobs and have created 66 percent of all net new jobs since the 1970s. Yet small business owners seeking capital have been vastly underserved by traditional lenders.

Noah Breslow
CEO, OnDeck

"Over the last eight years, OnDeck has been working to solve a critical public policy challenge to enable small businesses to grow and thrive: efficient access to capital," said Noah Breslow, chief executive officer, OnDeck. "Our technology platform and OnDeck Score have transformed the way small businesses get financing, and it's gratifying to see the tangible impact this has on the U.S. economy and its workers. We will continue to build a sustainable, scalable and responsible credit model that serves the broadest range of small business financing needs."

OnDeck's innovative data-driven model has substantially increased the flow of capital to Main Street year-over-year, expanding growth opportunities for small business. Through the company's proprietary technology and fifth-generation OnDeck Score®, OnDeck has delivered over $3 billion in small business loans across approximately 700 industries in all 50 U.S. states to date.

For more information and to view a summary of the 2015 economic impact study, please visit

About OnDeck
OnDeck (NYSE: ONDK), the leader in online lending for small business, is committed to powering Main Street's growth through lending and technology innovation. Using advanced technology, analytics and the OnDeck Score® – the company's proprietary small business credit scoring system – OnDeck makes real-time lending decisions based on thousands of data points and a business' individual needs. By combining its proven credit platform with outstanding customer service, OnDeck offers small businesses a complete financing solution, including a range of term loans and lines of credit as well as a streamlined process that respects a small business owner's time.

OnDeck also partners with small business service providers, enabling them to seamlessly connect their customers to OnDeck financing. OnDeck's diversified loan funding strategy enables the company to fund small business loans from various credit facilities, securitization and the OnDeck Marketplace®, a platform that enables institutional investors to purchase small business loans originated by OnDeck.

Since 2007, OnDeck has deployed more than $3 billion to more than 700 different industries in all 50 U.S. states and Canada. The company has an A+ rating with the Better Business Bureau and operates the website which provides credit education and information about small business financing. OnDeck is a publicly traded company on the New York Stock Exchange.

For more information, please visit and follow OnDeck on Twitter @OnDeckCapital.

About Analysis Group
Analysis Group's more than 500 professionals provide economic, financial, and business strategy consulting to leading law firms, corporations, and government agencies. The firm's 11 offices are located nationally in Boston, Chicago, Dallas, Denver, Los Angeles, Menlo Park, New York, San Francisco, and Washington, D.C.; and internationally in Montreal and Beijing. For more information, visit

### Press Release ############################

(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


Labrador Retriever, Purebred
Columbus, Ohio  Adopt-a-Dog

Animal ID: 29682662
Breed: Retriever, Labrador/Purebred
Age: 4 years 1 month 3 days
Sex: Male
Size: Large
Color: Black
Declawed: No
Site: CHA Animal Shelter
Location: Large Dog Room

"Banjo was abandoned at the shelter along with his friend, Piccolo. He absolutely adores Piccolo but has not been around other dogs yet. Banjo is a 70 lb., purebred, black Labrador Retriever. He's a fun-loving, active boy who loves to explore and lean into people for pets. Banjo would do best with an active family who will take him for daily walks or play with him in a fenced in yard. He loves toys and is super bouncy and playful. We think that Banjo is an excellent boy who is sure to brighten up any family.

"We don't know Banjo's age. Our vets believe Banjo appears older than he actually is due to poor care and neglect. Our best guess middle-aged. He has an old eye injury that causes him no discomfort and requires no medical attention.

"If you have any questions about Banjo, please email"      

Adopt and protect this pet with the 24PetWatch Gift of Pet Insurance.

Visit us at or call 1-877-291-1524.

C*H*A Animal Shelter
3765 Corporate Drive
Columbus, OH 42331
Phone: 614-891-5280

Adopt a Pet


(Please Click on Bulletin Board to learn more information)
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
California, National: city: Riverside 
Ellen Stern - get results, reasonable pricing; numerous industry contacts, nearly 30 yrs SoCal, 20 yrs equip.: CFL license specialist, documentation, work-outs, litigated collections, recoveries; deal-maker. 

Kenneth C. Greene

Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production inLA.  Mention "Leasing News" for a free consultation.
Skype: 424.235.1658
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605or email:

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email:   

Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide. Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000

Trabaris, P.C.: Finance attorney with 24 years’ experience with transactional, documentation, secured financing and workouts /restructurings. 
Kevin Trabaris

Law Firm - Service, Dallas, TX. "ELFA"
Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance. 
Massachusetts (collection/litigation coast to coast) 
Modern Law Group focuses its practice on collections, lease enforcement and asset recovery. For the past five years, our attorneys have helped clients recover millions of dollars. We are able to cover your needs coast to coast.
 phone 617-855-9085

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067

National:  The OMEGA Network Group-nationwide legal representation of small and mid ticket equipment lessors-flat fee bankruptcy & replevin, contingent collection, 
billable litigation (704-969-3280)

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108
NJ,De,Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, /
New York and New Jersey
Peretore & Peretore, P.C. documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy.  Aggressive. Over 25 years

Thousand Oaks, California: 
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Football Poem

Football Poem
Spinning Records with Spinoza
    Spinning records with Spinoza
Kicking footballs with Lou Groza
Doesn't care for rhythm and blues
Drinks a lot of booze
Country's not his style
Wants to change the turnstile
Spinning records with Spinoza
Reading law books with Cardoza
Thinks classical is hip
Forget Gladys Knight & the Pips
Lawrence P. Murren, Jr.




Sports Briefs----

Raider’s linebacker Aldon Smith suspended a year

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Donald Sterling Kept Away From LA Clippers

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Leasing News Wine & Spirits Page


This Day in American History

     1493 - Columbus first sighted the island now known as Puerto Rico.
    1797 - Birthday of Sojourner Truth (d. 1883), abolitionist and orator, born into slavery as Isabella Baumfree at Swartekill, NY.  She escaped with her infant daughter to freedom in 1826. After going to court to recover her son, in 1828, she became the first black woman to win such a case against a white man.  She gave herself the name Sojourner Truth in 1843. Her best-known speech was delivered extemporaneously, in 1851, at the Ohio Women's Rights Convention in Akron. The speech became widely known during the Civil War by the title, "Ain’t I a Woman", a variation of the original speech re-written by someone else. During the Civil War, Truth helped recruit black troops for the Union Army.  After the war, she tried unsuccessfully to secure land grants from the federal government for former slaves.  In 2014, Truth was included in Smithsonian Magazine's list of the "100 Most Significant Americans of All Time".
    1803 - Battle of Vertieres, in which Haitians defeat French. In the battle for independence, a fierce fight took place in the town of Vertieres, where the French army led by Napoleon, was defeated by Haitians. This huge defeat of Napoleon's army led to the end of the war and to Haiti's eventual march towards independence on 1st January, 45 days later. American Black slaves escape to Haiti for freedom. Southern states introduce legislation for "runaway slaves."
    1805 - Female Charitable Society, first woman's club in America, was formed in Newburyport, MA.
    1820 - American Captain Nathaniel Brown Palmer in the "Hero”, a sloop of 44 tons, with a crew of six including the captain and the mate, discovered Antarctica. His discovery is now called Palmer's Peninsula. The first American to set foot on Antarctica was probably John Davis, a seal hunter, who went ashore at Hughes Bay on February 7, 1821. Antarctica had already been seen from a distance by the English explorer James Cook and the crew of his ship, The Endeavor, which circumnavigated the continent between 1773 and 1775.
    1825 - Birthday of Susan Lincoln Tolman Mills (d. 1912), Enosburgh, VT.  Educated at Mount Holyoke College, she used the training methods in a school in Hawaii where she taught with her husband. Back in California, the couple opened a school that became Mills College, again using the Mount Holyoke philosophy as well as several of its teachers. At her husband's death in 1884, she was principal and, for a time, acting president. She was finally named president (after two male presidents) in 1890. Mills was the first woman's college on the west coast and under her guidance it became one of the major colleges of the nation. In 1991, an effort to convert it to admit men was defeated by the students and it continues to be an all-woman college.
    1848 - Edward Cleveland Kemble resumed publishing the combined "California Star" and the "Californian" in San Francisco as the "Star and Californian"; both closed when employees quit to rush to the gold fields.
    1849 - John and Amanda Pelton open first tuition-free public school in San Francisco.
    1850 - Col. Charles L. Wilson was granted a concession to build a planked toll road from San Francisco to Mission Dolores.
    1857 - Birthday of Rose M. Knox (d. 1950), Mansfield, OH.  Within seven years of taking over the management of the Knox Gelatin Company, she developed it into a multi-million-dollar firm. On the first day of her management following her husband's death, she locked the back door and ordered everyone from president to janitor to use the front door. She managed the business for more than 40 years, changed its emphasis to nutrition, and made it a thriving business. Her management style was pro- worker and layoffs were unheard of with a five-day work week with vacations and sick pay. She stepped aside as the company's president only when she reached her 90th birthday, retaining her position as chairperson. She was recognized as one of the nation's outstanding businesswomen.
       1863 - President Lincoln boards a train for Gettysburg, Pennsylvania, to deliver a short speech at the dedication for the cemetery of soldiers killed during the battle there on July 1-3, 1863. While he did not know it at time, the battle was the turning point of the Civil War. He also was not aware that the address he was about to give became perhaps the most famous speech in American history. Lincoln had thought about what he wanted to say, but he nearly missed his chance to say it. On November 18, Lincoln's son, Tad, became ill with a fever. Abraham and Mary Lincoln were, sadly, no strangers to juvenile illness: they had already lost two sons. Prone to fits of hysteria, Mary Lincoln panicked when the President prepared to leave for Pennsylvania. Lincoln felt that the opportunity to speak at Gettysburg and present his defense of the war was too important to miss, though. He had a great sense that there was a turning point in the long, deadly war about to be made. He was accompanied by an entourage that included Secretary of State William Seward, Postmaster General Montgomery Blair, Interior Secretary John Usher, Lincoln's personal secretaries John Hay and John Nicolay, several members of the diplomat corps, some foreign visitors, a Marine band, and a military escort. A reporter wrote that during one stop, a young girl lifted a bouquet of flowers to his window. Lincoln kissed her and said, "You're a sweet little rose-bud yourself. I hope your life will open into perpetual beauty and goodness." When Lincoln arrived in Gettysburg, he was handed a telegram that lifted his spirits: Tad was feeling much better. Lincoln enjoyed an evening dinner and a serenade by Fifth New York Artillery Band before he retired to finalize his famous Gettysburg Address.
    1865 - Mark Twain has instant success with his first fictional piece, "The Celebrated Jumping Frog of Calaveras County" (New York Saturday Press).
    1883 - Charles Ferdinand Dowd, a Connecticut school teacher, and one of the early advocates of uniform time, proposed a time zone plan of the US.  It included four zones of 15 degrees which he and others persuaded the railroads to adopt and place in operation. It did not become law until March 19, 1918, when Congress passed the Standard Time Act, authorizing the Interstate Commerce Commission to establish time zones. It also established "Daylight Savings Time" to save fuel.
    1887 - The National League adopted a new contract that spells out reserve provisions for the first time. The NL refused to accept the players' demand that the salary be written out on all contracts, however.
    1888 - The great baseball promoter Albert G. Spalding began his world tour to introduce baseball to the world. He, the Chicago White Stockings and a group of all-star players set sail from San Francisco for Honolulu, the first stop on their round-the-world tour.
    1888 - Birthday of Frances Marion (d. 1973), San Francisco.  Screenwriter, novelist, director who at her peak earned $17,000 a week as a Hollywood screen writer, writing the original “Stella Dallas” and winning academy awards for “The Big House” (1930) and “The Champ” (1931). In all she wrote more than a hundred film scripts.
    1901 – Pollster George Gallup (d. 1984) was born in Jefferson, IA.  He was a statistician and a pioneer of survey sampling techniques.  He invented of the Gallup poll, a successful statistical method of survey sampling for measuring public opinion.
    1908 – One of early television’s biggest stars and one of the first female TV stars, comic actress Imogene Coca (d. 2001) was born in Philadelphia.  She is best known for her role opposite Sid Caeser on “Your Show of Shows” which was immensely popular from 1950 to 1954, winning the Emmy for Outstanding Variety Series in 1952 and 1953. The 90-minute show was aired live on NBC every Saturday night in prime time. She won the second-ever Primetime Emmy Award for Outstanding Lead Actress in a Comedy Series in 1951 and was nominated for four other Emmys for her work in the show. She was also singled out to win a 1953 Peabody Award for excellence in broadcasting.
    1909 - Birthday of John Herndon "Johnny" Mercer (d. 1976), Savannah, GA.  American songwriter, singer, radio performer and actor, Mercer wrote lyrics (and often the music ) for some of the great American popular music from the 1930's through the 1960's, including "Autumn Leaves”, "One for My Baby”, "Satin Doll”, "On the Atchison, Topeka, and the Santa Fe”, "You Must Have Been a Beautiful Baby”, "Come Rain or Come Shine", “Hooray for Hollywood", "Jeepers Creepers" and countless more.
    1916 - Birthday of the late Jimmy Lyons, born Peking, China; jazz disc jockey, founder of the Monterey Jazz Festival, who I worked with at KFRC in the early 1970's.

    1923 - Fifty-four inches of snow and sleet blocked the Columbia River Highway in The Dalles, Oregon. Railroads were stopped for days in both Washington and Oregon
    1923 - Birthday of Alan Shepard (d. 1998), East Derry, NY. Former astronaut and the first American in space (in 1961), he was one of the only 12 Americans who have walked on the moon and was America's only lunar golfer, practicing his drive in space with a six iron. He was awarded the Medal of Honor in 1979.
    1927 - Bix Biederbecke cuts first date with Paul Whiteman Orchestra, "Washboard Blues," with Hoagy Carmichael, vocal. Victor.
    1928 - The comical activity of squeaky-voiced Mickey Mouse first appeared on the screen of Colony Theater at New York City. The film, Walt Disney's "Steamboat Willie", directed by Disney and Ub Iwerks, featuring the third appearances of cartoon characters Mickey and Minnie Mouse, was the first animated cartoon and fully synchronized talking picture.   This is considered by the Disney organization to be Mickey's birthday.
    1928 - Birthday of singer Sheila Jordan, born Sheila Jeanette Dawson, Detroit, MI.
    1932 - For the first time, a tie occurred for the Best Actor Academy Award. Wallace Beery and Fredric March were only one vote apart so the Academy of Motion Picture Arts and Sciences ruled it a tie. Both received an Oscar at the Fifth Annual Academy Awards, March for his performance in "Dr. Jekyll and Mr. Hyde" and Beery for his role in "The Champ". March thought it rather funny that the two were honored for "best male performance of the year" when they each had adopted a child that year. "The Champ" also was honored when Frances Marion received the Writing/Original Story Academy Award for the film. There was only one Best Actress Award and it was presented to Helen Hayes for her performance in "The Sin of Madelon Claudet". Host Lionel Barrymore greeted the film industry in the Fiesta Room at LA's grand hotel, The Ambassador. The movie, "Grand Hotel" (Metro-Goldwyn-Mayer), earned the top honors as Outstanding Production. It was also a grand night for the film, "Bad Girl". Its director, Frank Borzage, and its writer (adaptation), Edwin Burke, were both presented with Academy Awards. Walt Disney also received two awards: an honorary award for the creation of Mickey Mouse and for the cartoon short subject "Flowers and Trees". Short Subject awards were presented to two other well-known Hollywood talents on this evening. Hal Roach won his prize for the comedy, "The Music Box" and Mack Sennett for the novelty short, "Wrestling Swordfish". Both were first-time Academy Award winners as were Gordon Wiles for Art Direction ("Transatlantic") and Lee Garmes for Cinematography ("Shanghai Express").
    1936 - Ella Fitzgerald, 18, cuts first disc, "My Last Affair”. Decca.
    1936 - Birthday of Trumpet Player Don Cherry (d.1995), Oklahoma City.
    1938 – Union members elected John L. Lewis as the first president of the Congress of Industrial Organizations, the CIO.
    1939 - Artie Shaw, at the peak of his success, splits for Mexico.  Shaw throughout the autumn and winter of 1938 was often heard from the Blue Room of New York's Hotel Lincoln. Following tours throughout the spring and summer of 1939, Shaw and his band were resident at the Cafe Rouge of the Hotel Pennsylvania in New York. That same period of the fall of 1938 into much of 1939, was the period of his only regular radio series as headliner. Shaw broadcast on CBS from November 20, 1938, until November 14, 1939. It was at the Cafe Rouge where Shaw literally "quit" his own band and "escaped" to Mexico. The band carried on without Shaw into January but ultimately broke up without him.  Described often as intense, competitive and emotionally abusive, those close to him were not surprised at this abrupt behavior.  He returned in 1940, got steady work but was never the big star he had been.
    1942 - Thornton Wilder's play, "The Skin of Our Teeth", opened in New York City. The play was Wilder's sequel to "Our Town". "The Skin of Our Teeth" starred Tallulah Bankhead, Fredric March, Montgomery Clift and E.G. Marshall. One critic wrote, "As of last evening, the theatre was looking up."
    1943 - Two days after the American raid on the power station in Vermork, Norway, 440 British bombers swooped down on Berlin at night. The raid was not overly successful. Though 131 Berliners were killed, the Royal Air Force struck very few of the industrial areas they intended to hit. Even worse, nine British bombers were shot down, and fifty-three aircrew members killed. One of the victims was Wing Commander John White, who had played a significant role in the successful bombing of Peenemunde.
    1946 - Birthday of sax player Bennie Wallace, Chattanooga, TN,

    1949 - Jackie Robinson became the first African-American baseball player to win the "Most Valuable Player Award" in the Majors, as second baseman of the National League's Brooklyn Dodgers. He won the Kenesaw Mountain Landis Memorial plaque from the Baseball Writers Association. The first African-American player in the American League to win the award was Elston Howard, catcher for the New York Yankees, on November 7, 1963.
    1949 - Top Hits
“That Lucky Old Sun” - Frankie Laine
“Don't Cry, Joe” - The Gordon Jenkins Orchestra (vocal: Betty Brewer)
“I Can Dream, Can't I?” - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
“Slipping Around” - Margaret Whiting & Jimmy Wakely
    1950 - "Harbor Lights" by Sammy Kaye topped the charts and stayed there for 4 weeks.
    1950 - Marine Corp jet Captain Major John F. Bolt of Sanford, Florida, became a double ace. He led a four-plane Saber flight in an attack on four enemy fighters east of Sinuiju, Korea, on his 37th mission, and downed his fifth and six MIG-15s. He first qualified as an ace in World War II, when he shot down six Zekers between September 23, 1943 and January 4, 1944, while serving with Boyington's Black Sheep Squadron. John Bolt was the only Marine to become an ace in World War II and Korea. In World War II, he flew with 'The Black Sheep', VMF-214, best known for its CO, Pappy Boyington.
    1951 - The television show "See It Now" premiered, doing unrehearsed interviews, covering relevant and newsworthy stories of its time, including desecration, lung cancer and anti-Communist fervor. The show was hosted by Edward R. Murrow, who also produced it jointly with Fred W. Friendly. Its premiere was the first live commercial coast-to-coast broadcast.  It ran through 1958, won four Emmy Awards and was nominated three other times. It also won a 1952 Peabody Award.  In the control room was Don Hewitt who, years later, drove the success of “60 Minutes”, still running today.  One of the most notable shows focused on Senator Joseph McCarthy, leading to McCarthy's appearance on the show which damaged his creditability. The broadcast provoked tens of thousands of letters, telegrams and phone calls to CBS headquarters, running 15 to 1 in favor of Murrow. McCarthy’s demise soon followed.  The show's probe of the McCarthy-led anti-Communist era is the focus of the 2005 film “Good Night and Good Luck”, Murrow’s sign-off line for each show.
    1951 - Wanting to stay in California, PCL Los Angeles Angels first baseman Chuck Connors becomes the first player to refuse to participate in the Major League draft. The former Cub first baseman’s, and future star of the TV series “The Rifleman”, refusal allows the minor leagues to ask for more money for big league talent.
    1952 – Rock ‘n’ Roller Bill Haley marries his pregnant girlfriend just four days after he divorces his first wife. In all, Bill would marry three times and have eight children.
    1954 - ABC Radio stations ban Rosemary Clooney's "Mambo Italiano" due to what it considers "offensive lyrics," more than likely the exaggerated Italian patois and words "goombah" and "gidrool."
    1954 – In one of the biggest trades in MLB history, begun on Nov. 14, the Yankees and Orioles completed an exchange of 17 players. Included are first baseman Dick Kryhoski, pitchers Bob Turley and Don Larsen (both of whom would later produce big-time in the World Series), catcher Darrell Johnson and shortstop Billy Hunter, from Baltimore. To the Orioles went outfielder Gene Woodling, shortstop Willie Miranda, pitchers Harry Byrd and Jim McDonald, and catchers Gus Triandos and Hal Smith.
    1955 - An early season cold snap finally came to an end. Helena, MT, experienced 138 consecutive hours of subzero temperatures, including a reading of 29 below zero, which surpassed by seven degrees their previous record for the month of November. Missoula, MT broke their November record by 12 degrees with a reading of 23 below zero, and Salt Lake City, UT smashed their previous November record of zero with a reading of 14 below. Heavy snow in the Great Basin closed Donner Pass, CA, and total crop damage from the cold wave amounted to eleven million dollars
    1955 - Carl Perkins recorded "Blue Suede Shoes" at Sun Studios in Memphis. It became his biggest Pop hit, reaching #2 on the Billboard chart. Elvis Presley's version, which gets more air-play these days, only managed to get to #20.
    1956 - Birthday of football player Harold Warren Moon, born Los Angeles, CA.  He was the first African American quarterback inducted to the Pro Football Hall of Fame. After his college career at the University of Washington, Moon went undrafted and played with Edmonton in the Canadian Football League, 1978-83.  After a bidding war got him to the Houston Oilers in 1984, he began the career that would lead him the Hall.  When Moon retired, he held several all-time professional passing records, including most pass attempts, pass completions, passing yards, and touchdowns, all of which have since been broken. 
    1956 - Fats Domino appears on the Ed Sullivan show singing his hit "Blueberry Hill."
    1957 - Top Hits
“Jailhouse Rock” - Elvis Presley
“You Send Me” - Sam Cooke
“Little Bitty Pretty One” - Thurston Harris
“Wake Up Little Susie” - The Everly Brothers
    1957 - Ricky Nelson records "Stood Up", which will reach #2 early the following year.
    1957 - A tornado, 100 yards in width, travelled a nearly straight as an arrow 27-mile path from near Rosa, AL to near Albertville, AL, killing three persons. A home in the Susan Moore community in Blount County was picked up and dropped 500 feet away killing one person.
    1958 - DALLAS, Texas - Former city councilwoman Laura Miller easily won the hotly contested race for mayor of the nation's ninth largest city Saturday night.
    1963 - Push-button telephones went into service as alternatives to rotary-dial phones.  Touch-tone service was available as an option at an extra charge.  This option was only available in two Pennsylvania cities.
    1963 - Beatles manager Brian Epstein asks the group's fans to please refrain from pelting the group with "jellybabies" (jellybeans) at their concerts. (The Beatles had made the mistake of remarking how much they liked them.) On the same day, the newspapers reveal that the head of the Church of England has requested that the group write a Christmas song.
    1963 – Len Bias (d. 1985) was born in Landover, MD.  A first-team All-American forward at the University of Maryland, he was selected by the Boston Celtics as the second overall pick in the 1986 NBA Draft and died two days later from cardiac arrhythmia induced by a cocaine overdose.
    1964 - J Edgar Hoover describes Martin Luther King as "most notorious liar"
    1964 - The Supremes appear on "Shindig!" singing "Baby Love" and "Come See About Me." The Righteous Brothers are also on the show and perform "Little Latin Lupe Lu."
    1965 - Top Hits
“Get Off of My Cloud” - The Rolling Stones
“1-2-3” - Len Barry
“You're the One” - The Vogues
“Hello Vietnam” - Johnny Wright
    1966 - This was the last required meatless Friday for American Roman Catholics, in accordance with a decree made by Pope Paul VI earlier this year.  Regardless, my grandmother still only cooked fish on Fridays until she died in 1971.
    1966 – Arguably one of the game’s greatest pitchers, Sandy Koufax announced his retirement, at age 30.  In his 1966 season, he pitched 323 innings to a 27–9 record and a 1.73 ERA. Since then, no left-hander has had more wins, nor a lower ERA, in a season. In the final game of the regular season, the Dodgers had to beat the Phillies to win the pennant. In the second game of a doubleheader, Koufax, on two days’ rest, pitched a complete game, 6–3 victory to clinch the pennant.  He started 41 games for the second year in a row.  The Dodgers’ ace peaked with a run of six outstanding years from 1961-6 before arthritis in his left elbow, aggravated by years of abuse on short rest, ended his career prematurely.  He was an All-Star for six seasons and was the NL’s MVP in 1963. He won three Cy Young awards in 1963, 1965, and 1966, by unanimous votes, making him the first three-time Cy Young winner in baseball history.  He is the only one to win three times when one overall award was given for all of Major League Baseball instead of one award for each league. Koufax also won the NL Triple Crown for pitchers those same three years by leading the NL in wins, strikeouts, and ERA.  Koufax was the first major league pitcher to pitch four no-hitters and the eighth pitcher to pitch a perfect game in baseball history. Despite his comparatively short career, Koufax's 2,396 career strikeouts ranked 7th in history as of his retirement, trailing only Warren Spahn (2,583) among left-handers. Koufax, Randy Johnson, Pedro Martinez, and Nolan Ryan are the only four pitchers elected to the Hall of Fame who had more strikeouts than innings pitched.  His World Series ERA is 0.95.
    1967 - DAVIS, SAMMY L., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Battery C, 2nd Battalion, 4th Artillery, 9th Infantry Division. Place and date: West of Cai Lay, Republic of Vietnam, 18 November 1967. Entered service at: Indianapolis, Ind. Born: 1 November 1946, Dayton, Ohio. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life and beyond the call of duty. Sgt. Davis (then Pfc.) distinguished himself during the early morning hours while serving as a cannoneer with Battery C, at a remote fire support base. At approximately 0200 hours, the fire support base was under heavy enemy mortar attack. Simultaneously, an estimated reinforced Viet Cong battalion launched a fierce ground assault upon the fire support base. The attacking enemy drove to within 25 meters of the friendly positions. Only a river separated the Viet Cong from the fire support base. Detecting a nearby enemy position, Sgt. Davis seized a machine gun and provided covering fire for his gun crew, as they attempted to bring direct artillery fire on the enemy. Despite his efforts, an enemy recoilless rifle round scored a direct hit upon the artillery piece. The resultant blast hurled the gun crew from their weapon and blew Sgt. Davis into a foxhole. He struggled to his feet and returned to the howitzer, which was burning furiously. Ignoring repeated warnings to seek cover, Sgt. Davis rammed a shell into the gun. Disregarding a withering hail of enemy fire directed against his position, he aimed and fired the howitzer, which rolled backward, knocking Sgt. Davis violently to the ground. Undaunted, he returned to the weapon to fire again when an enemy mortar round exploded within 20 meters of his position, injuring him painfully. Nevertheless, Sgt. Davis loaded the artillery piece, aimed and fired. Again he was knocked down by the recoil. In complete disregard for his safety, Sgt. Davis loaded and fired 3 more shells into the enemy. Disregarding his extensive injuries and his inability to swim, Sgt. Davis picked up an air mattress and struck out across the deep river to rescue 3 wounded comrades on the far side. Upon reaching the 3 wounded men, he stood upright and fired into the dense vegetation to prevent the Viet Cong from advancing. While the most seriously wounded soldier was helped across the river, Sgt. Davis protected the 2 remaining casualties until he could pull them across the river to the fire support base. Though suffering from painful wounds, he refused medical attention, joining another howitzer crew, which fired at the large Viet Cong force until it broke contact and fled. Sgt. Davis' extraordinary heroism, at the risk of his life, is in keeping with the highest traditions of the military service and reflects great credit upon himself and the U.S. Army.
    1968 - Glen Campbell, a former session musician for Frank Sinatra, Nat "King" Cole and the Beach Boys, receives two gold records - one for "By The Time I Get To Phoenix" and one for "Gentle On My Mind."
    1968 - The Jimi Hendrix Experience's third album, "Electric Ladyland," earns the group its third gold LP. "Crosstown Traffic," a version of Bob Dylan's "All Along the Watchtower" and "Voodoo Chile" are the two-record set's highlights.
    1968 - The Spiral Staircase record "More Today than Yesterday", which will reach #12 in the US the following spring.
    1968 - Randy Meisner, Jim Messina, Richie Furay, George Grantham, and Rusty Young, folk-rock vets of the Los Angeles scene, debut at the Troubadour under the name Pogo, in honor of Walt Kelly's famous comic strip character. When Kelly files suit later, however, the group is forced to change to the similar-sounding Poco. The members would later go on to even greater success as members of The Eagles, Loggins and Messina, and the Souther-Hillman-Furay Band.
    1973 - Top Hits
Keep on Truckin' - Eddie Kendricks
Heartbeat - It's a Lovebeat - The DeFranco Family
Photograph - Ringo Starr
Paper Roses - Marie Osmond
    1974 - Frank Sinatra emerged from retirement to do a TV special with dancer Gene Kelly. The show was a smash hit and revived Sinatra's career.
    1975 - John Denver received a gold record for "I'm Sorry".
    1975 – David Ortiz, the Red Sox’ Big Papi, was born in Santo Domingo, Dominican Republic.  Ortiz is a nine-time All-Star, a three-time World Series champion and he holds the Red Sox single-season record for home runs with 54, set during the 2006 season.  Ortiz has hit 503 career home runs, which ranks 27th on the MLB all-time home run list. He is the all-time leader in MLB history for home runs (447), RBIs (1,442), and hits (2,023) by a DH.  He is widely regarded as a first ballot Hall of Famer and would thus become the first DH in the Hall.
    1978 - Congressman Leo J Ryan of Burlingame, California was killed along with four others in his group in Jonestown, Guyana by members of Peoples’ Temple, followed by ritual mass suicide of 913 members. (I served as his first state assembly administrative assistant and legislative aide in the late 1960's. His personal secretary of many years was murdered in her house during a robbery of the family's coin collection). People’s Temple leader Jim Jones led hundreds of his followers in a mass murder-suicide at their agricultural commune in remote northwestern Guyana. The few cult members who refused to take the cyanide-laced fruit-flavored concoction were either forced to do so at gunpoint or shot as they fled. The final death toll was 913, including 276 children. Jim Jones was a charismatic churchman who founded the Peoples’ Temple, a Christian sect, in Indianapolis in the 1950s. He preached against racism, and his integrated congregation attracted mostly African Americans. In 1965, he moved the group to northern California, settling in Ukiah and, after 1971, in San Francisco. In the 1970s, his church was accused by the press of financial fraud, physical abuse of its members, and mistreatment of children. In response to the mounting criticism, Jones led several hundred of his followers to South America in 1977 and set up a utopian agricultural settlement called Jonestown in the jungle of Guyana. A year later, a group of ex-members convinced U.S. Congressman Leo Ryan, a Democrat of California, to travel to Jonestown and investigate the commune. On November 17, 1978, Ryan arrived in Jonestown with a group of journalists and other observers. At first the visit went well, but the next day, as Ryan's group was about to leave, several People's Church members approached members of the group and asked them for passage out of Guyana. Jones became distressed at the defection of his members, and one of Jones' lieutenants attacked Ryan with a knife. Ryan escaped from the incident unharmed, but Jones then ordered Ryan and his companions ambushed and killed at the airstrip as they attempted to leave. The congressman and four others were murdered as they attempted to board their charter planes. Back in Jonestown, Jones directed his followers in a mass suicide in a clearing in the town. With Jones exhorting the "beauty of dying" over a loudspeaker, hundreds drank a lethal cyanide and Kool-Aid drink. Jones died of a gunshot wound in the head, probably self-inflicted. Guyanese troops, alerted by a cult member who escaped, reached Jonestown the next day. Only a dozen or so followers survived, hidden in the jungle. Most of the 913 dead were lying side by side in the clearing where Jones had preached to them for the last time.
    1978 - Billy Joel topped the Billboard Hot 200 album chart with "52nd Street", his first US #1 LP. In 1982, it would become the first commercial album to be released on compact disc (by Sony Music Entertainment).
    1979 - Paul McCartney releases "Wonderful Christmastime", a tune on which he plays all the instruments himself.
    1981 – Phillies’ 3B Mike Schmidt won his second consecutive MVP award, joining Ernie Banks and Joe Morgan as the only National Leaguers to do so.  He hit .316 and led the league in home runs (31), RBI (91), runs (78), walks (73), on-base percentage (.435) and slugging percentage (.644).
    1981 - Top Hits
“Private Eyes” - Daryl Hall & John Oates
“Start Me Up” - The Rolling Stones
“Physical” - Olivia Newton-John
“My Baby Thinks He's a Train” - Rosanne Cash
    1986 - The Roseland Ballroom reopened in New York City. The 67-year-old home for those wanting to dance cheek to cheek featured America's dean of society music, Lester Lanin. He played for patrons who wanted to cut a rug on the 112-by-55-foot, maple wood dance floor.
    1986 - For the first time since his departure from his own late-night TV show, Jack Paar was a guest of Johnny Carson on "The Tonight Show". One of TV's great lines came from the show, when Carson quipped (after one of Paar's long, long spiels), "Why is it that I feel I'm guesting on your show?"
    1986 - The first of two successive snowstorms struck the northeastern U.S. The storm produced up to 20 inches of snow in southern New Hampshire. Two days later a second storm produced up to 30 inches of snow in northern Maine.
    1986 - Roger Clemens was named the American League's Most Valuable Player. He was the first American League starter to be so named in 15 years. The Boston Red Sox hurler won the honor one week after earning the Cy Young Award. 
    1986 - "Amanda" by Boston topped the charts and stayed there for 2 weeks.
    1987 - Cub outfielder Andre Dawson (.287, 49 HR, 137 RBI) becomes the first player to win the MVP award as a member of a last place club.
    1987 - After nearly a year of hearings into the Iran-Contra scandal, the joint Congressional investigating committee issues its final report. It concluded that the scandal, involving a complicated plan whereby some of the funds from secret weapons sales to Iran were used to finance the Contra war against the Sandinista government in Nicaragua, was one in which the administration of Ronald Reagan exhibited "secrecy, deception, and disdain for the law." Naming several members of the Reagan administration as having been directly involved in the scheme (including National Security Advisor John Poindexter and deceased CIA Director William Casey), the report stated that Reagan must bear "ultimate responsibility." A number of government officials were charged and convicted of various crimes associated with the scandal.
    1988 - An Anti-Drug bill of large scope was signed into law by President Ronald Reagan. It called for the death penalty for drug-related murders, a $10,000 fine for the possession of even small amounts of controlled substances and provided for the expansion of treat facilities. A cabinet-level office was established for a drug "czar" to oversee the nation's fight on drugs.
    1989 - Top Hits
“When I See You Smile” - Bad English
“Blame It on the Rain” - Milli Vanilli
“Love Shack” - The B-52's
“Bayou Boys” - Eddy Raven
    1989 - A second surge of arctic air brought record cold to parts of the north central U.S. Eleven cities in the Upper Midwest reported record low temperatures for the date, including Rochester, MN with a reading of 4 degrees below zero. Strong winds ushering the arctic air into the north central U.S. produced squalls in the Lower Great Lakes Region. Snowfall totals in northern Ohio ranged up to twenty inches in Ashtabula and Geauga Counties.
    1990 - The Righteous Brothers saw their popularity surge when the movie, “Ghost”, (starring Patrick Swayze and Demi Moore) featured their 1965 hit, "Unchained Melody." Their original version and a re-recorded cut both made it into the US top 20, while three Greatest Hits albums made the Billboard chart.
    1990 - Art Monk becomes only the third player in NFL history to amass 700 career receptions when he makes four catches against the Saints.
    1993 – The North American Free Trade Agreement (NAFTA) is approved by the House of Representatives.
    1995 - The Rolling Stones become the first act to broadcast a concert on the Internet.
    1995 - "Goldeneye" the latest James Bond movie, opens, featuring a title song by Tina Turner.
    1996 - Four hardware makers unveiled hand-held computers at an electronics show. The computers were all designed to run Microsoft Windows CE, an operating system introduced at the show the previous day. The machines offered remote and wireless connections for checking e-mail and surfing the Web and allowed users to synchronize data with Windows programs. By 1999, the market for hand-held computers had grown to an estimated 5.7 million units, nearly fifty percent greater than 1998 sales, according to the research firm Dataquest. Today, they are incorporated into wireless telephones the size of a pack of cigarettes that also include the ability to take pictures, surf the Net, operate home appliances remotely, and text.
    1997 - John Denver's last recordings are released as “The Unplugged Collection”, a selection of stripped-down acoustic performances of his hits.
    1997 – In an expansion draft for the new teams, the Arizona Diamondbacks and Tampa Bay Devil Rays began player selections.  Two pitchers who appeared in the World Series a month earlier, Tony Saunders of the Florida Marlins and Brian Anderson of the Cleveland Indians were selected by the Rays and D’backs respectively.
    2003 - The Supreme Judicial Court of Massachusetts ruled 4–3, in Goodridge v. Department of Public Health, that the state's ban on same-sex marriage is unconstitutional and gave the state legislature 180 days to change the law, making Massachusetts the first state in the United States to grant marriage rights to same-sex couples.
    2003 - Acting on the sexual abuse allegations of a 12-year-old boy who had visited the home, approximately 70 members of California's Santa Barbara County sheriff's and district attorney's offices raided Michael Jackson's Neverland Ranch. The singer was in Vegas filming a video at the time.
    2008 - Joining Cal Ripken Jr. (Orioles-1983) and Ryan Howard, (Phillies-2006), Dustin Pedroia (.326, 17 HR, 83 RBI) becomes the third player in Major League history to win the Most Valuable Player award a season after being selected as the Rookie of the Year. The scrappy Gold Glove second baseman, the 10th Red Sox player to earn the American League honor, received 16 of the 28 first-place votes to easily outdistance heavy-hitting Twins first baseman Justin Morneau (.300, 23, 129).
    2008 - Secretary of State Condoleezza Rice introduces Ken Griffey, Jr. as an American Public Diplomacy Envoy, a position in which the future Hall of Famer will represent the "values of the United States, not the government of the United States." The free-agent outfielder, who played for the Reds and White Sox last season, joins Cal Ripken Jr. as a Major Leaguer serving his country in the U.S. State Department's Bureau of Educational and Cultural Affairs.
    2013 - NASA launched the MAVEN to study the Mars atmosphere in depth.  The data from the MAVEN will help researchers construct a history of the climate on Mars and help them understand how the water on Mars disappeared.



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