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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   


Press Release    
WE'RE HIRING at Our Minneapolis Headquarters
Credit Manager
This position will be responsible for underwriting small ticket working capital applications up to $250,000 in a fast paced and high volume environment. The candidate will make independent decisions on commercial credit applications through evaluation of business and personal credit reports, financial statements and other credit information. More
Collections Representative
This position will function as the primary contact for customer concerns regarding loan collection issues. The candidate will act as a liaison between the customer, Channel Partners Capital and 3rd Party Collection Agencies. More
Please email cover letter and resume to: careers@channelpartnersllc.com


Monday, October 19
, 2015



Today's Equipment Leasing Headlines

Women in Leasing LinkedIn Group
 Luncheon in Atlanta, Georgia
Position Wanted---Senior Management
  Seeking New Opportunities
Top Stories October 12 -- October 15
(Opened Most by Readers)
Court Finds Casino Not Responsible for
  Sheldon Player's Fraud or Debt to Creditors
“How do I stand out/impress?”
Career Crossroad---By Emily Fitzpatrick/RII
Leasing Industry Ads---Help Wanted
Great Opportunities
Leasing 102 by Mr. Terry Winders, CLFP
Sales Compensation
Iowa Court Bails Out GECC for its Failure
   to Give Notice of Foreclosure Sale
by Tom McCurnin, Leasing News Legal Editor
Labrador Retriever Mix
Atlanta, Georgia  Adopt-a-Dog
Attorneys Who Specialize in
Banking, Finance, and Leasing
News Briefs---
Northern Leasing Settles $3 Million
  Accused in Racketeering Suit
Electric Car Market
  Seven Leasing Deals Less $200 per month/36 months
Boeing Co, Airbus Group Shares Fall As
 Delta Airlines Off Lease Wide-Body Passenger Planes
Class Action Asks for Permission to Stop Making
 Payments to Volkswagen Until Issue Resolved

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.






Leasing News Monday -  Charles Anderson in FinTech #102
What does “instant credit decision” mean?



[headlines]

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Women in Leasing LinkedIn Group
Luncheon in Atlanta, Georgia

Left to right back to front: Theresa Kabot, CLFP (Kabot Commercial Leasing), Tina Cawthorn, CLFP (Orange Commercial Credit), Peg Maloney, Jacklynn Manning (Mora Financial), Stephanie Hall, CLFP (Bryn Mawr Funding), Shari Lipski, CLFP (ECS Financial Services), Lovern Augustine (Boston Financial), Kim Haffey (IOU Central), Linda Tiers (Kansas State Bank), and Callie Davis (IOU Central).

The Women In Leasing LinkedIn Group met at Seasons 52 in Atlanta, Georgia, just before the National Equipment Finance Association (NEFA) Funding Symposium. We enjoyed a fantastic restaurant with wonderful food, gorgeous weather, and a few hours to chat about business and what we’ve been doing over the summer.

I would like to thank everyone for a perfect afternoon and look forward to our next meeting at NEFA this spring in New Orleans!

Sincerely,

Shari L. Lipski, CLFP
ECS Financial Services, Inc.


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Position Wanted---Senior Management
  Seeking New Opportunities



Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at: 
http://www.leasingnews.org/Classified/Jwanted/Jwanted.htm

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.

Senior-level leasing executive accomplished in sales, finance, operations and marketing. Seeking new opportunity to capitalize on my strategic, ideation, communication and analytical strengths to identify opportunities, formulate solutions and articulate strategies that inspire cross-functional teams to enhance corporate performance and shareholder value. Adept negotiator of multi-million dollar lease program agreements and contracts. Driver of increased sales productivity, incremental revenue, operating expense reductions and customer acquisition/retention.
reg.lindholm@gmail.com


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Top Stories October 12 -- October 15
(Opened Most by Readers)

(1) California Gov. Brown Signs SB 197 and SB 235
      Better Be a Licensed Finance Lender to do Business Here
http://leasingnews.org/archives/Oct2015/10_13.htm#california

(2) Credit/Collections #102 by Ben Carlile
         Hiring a Credit Analyst
http://leasingnews.org/archives/Oct2015/10_15.htm#cc102

(3) New Hires---Promotions in the Leasing Business
          and Related Industries
http://leasingnews.org/archives/Oct2015/10_15.htm#hires

(4) Report on the NEFA Atlanta, Georgia Conference
        by Dwight Galloway, CLFP, RLC Funding
http://leasingnews.org/archives/Oct2015/10_13.htm#nefa

(5) Forum Selection Clause in Lease Struck Down
          by Tom McCurnin, Leasing News Legal Editor
http://leasingnews.org/archives/Oct2015/10_15.htm#forum

(6) FinTech #102 by Charles Anderson
          Your “Return on Investment” on eDoc
http://leasingnews.org/archives/Oct2015/10_13.htm#fintech

(7) Leasing 102 by Mr. Terry Winders, CLFP
           "Vendor Invoices"
http://leasingnews.org/archives/Oct2015/10_13.htm#vendor

(8) Funders Looking for New Broker Business
           Updated
http://leasingnews.org/archives/Oct2015/10_13.htm#funders_broker

(9) Twelve Attorneys Against Evergreen Abuse
            Updated
http://leasingnews.org/archives/Oct2015/10_13.htm#12

(10) Special American Banker Report FinTech
           Funding of FinTech Companies Continues to Proliferate
http://leasingnews.org/archives/Oct2015/10_15.htm#fintech




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Court Finds Casino Not Responsible for
Sheldon Player's Fraud or Debt to Creditors

Horseshoe Casino, Hammond, Indiana, 20 minutes from Chicago, is a 400,000-square-foot, Wikipedia the number one destination for 21 and over gambling, dining, and casino entertainment.

William Brandt, in charge of the Equipment Acquisition Resources, Palatine, Illinois, going to all lengths to get creditors paid for the fraud $190 million from banks, financing, and leasing companies. Looking for money and responsibility, he sought "red flags" Horseshoe Hammond Casino may have had on Equipment Acquisition Resources’ alleged fraudulent transfers for the company of over $17 million, much of which Player spent at the casino. According to records, Player made over $8 million in payments to Horseshoe, and was reported to have spent over fifty hours per week at the casino.

Perhaps Leasing News Editor Tom McCurnin can go more into the legal
aspects.

Player did not cash in the chips, but most often gave them to his driver and body guard Donald Larson to cash or give away.  This avoids the $10,000 reporting requirement. He was very clever, and accordingly, when he passed away from prostate cancer, had a closet full of cash.

Donald Lawson told Leasing News he spent three years working for Equipment Acquisition Resources (EAR), Palatine, Illinois, at the plant changing serial number tags on equipment that was not working, as well as traveling with Sheldon Player on his gambling sprees across the United States. He told Leasing News Sheldon had the right last name: "Player."

In the story about the FBI stopping Player at the Denver airport, coming from Las Vegas, Nevada with $900,000 in cash in his duffle bag, Lawson said Sheldon called him and wanted him to drive the cash up from Las Vegas, but Lawson's wife was sick, and he could not. He further says the FBI let the money go back to Sheldon Player as they verified he had won the money in Las Vegas. It was legally his.

His favorite game was when he gambled, according to Larson, was baccarat, but he mostly played roulette.  He said Player was using casino markers and seemed to always win. He once saw him win a special prize of $200,000 on the first spin.

Player visited other Casinos where Brandt also sought money for creditors. The Las Vegas Sun reported, "The suit against Wynn sought return, for the benefit of EAR creditors, of the $1.785 million. The trustee also sought $236,500 from the Luxor, $471,000 from the Rio and $30,000 from Harrah's.

“Court records show the administrator has also been looking into at least $4.3 million in payments to the Horseshoe Casino in Hammond, Ind., $584,000 in payments to the Ameristar Casino in East Chicago, Ind., and at least 30,000 to the Palms hotel-casino in Las Vegas. Complaints, however, have not been filed against those properties.

“Among the casinos sued, Wynn so far is the first and only defendant to answer the complaint and last week it disputed the assertions the $1.785 million should be paid back.”

In the Horseshoe Casino case, U.S. Seventh Circuit Judge Joel Flaum wrote in the opinion for the three judge panel, ""We are not convinced that these red flags are sufficient to impose a duty on Horseshoe to investigate transfers from EAR to Player. Most of these red flags only relate to Player and lack a clear connection to EAR. Even Brandt's own experts testified that nothing about Player's gambling activities would have alerted Horseshoe to EAR's fraud."

Previous Sheldon Player/EAR Stories
http://www.leasingnews.org/Conscious-Top%20Stories/Sheldon_Player.htm

 


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Leasing Industry Help Wanted



 

Press Release    
WE'RE HIRING at Our Minneapolis Headquarters
Credit Manager
This position will be responsible for underwriting small ticket working capital applications up to $250,000 in a fast paced and high volume environment. The candidate will make independent decisions on commercial credit applications through evaluation of business and personal credit reports, financial statements and other credit information. More
Collections Representative
This position will function as the primary contact for customer concerns regarding loan collection issues. The candidate will act as a liaison between the customer, Channel Partners Capital and 3rd Party Collection Agencies. More
Please email cover letter and resume to: careers@channelpartnersllc.com

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.


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“How do I stand out/impress?”
Career Crossroad---By Emily Fitzpatrick/RII

 

Q: How can I stand out/impress an interviewer or hiring manager?

A: We know your resume is the initial barrier you must cross to move forward in the interview process … the next step is the interview itself, and you MUST make a good first impression. When meeting a hiring manager/interviewer, they will know “…within the first 30 seconds if a person is a viable candidate…” This emphasizes the importance of original impressions, which will be established within minutes of the meeting. 

Points to Consider to make a Great First Impression

  • In many previous columns,  I have stressed the importance of preparing, practicing and conducting mock interviews
  • Wear appropriate and professional attire, view previous columns for more details
  • Research the organization, industry, hierarchy of employees, and the career history of those you will be meeting with … this will demonstrate your true interest in the organization; you may even check out LinkedIn and other social media sites
  • Understand the job description inside and out and know what the employer is looking for in a candidate … if you have not done this, the reality of you landing the role is nil
  • Avoid heavy perfumes and makeup … by all means, avoid sweaty palms … use a tissue to make sure your hands are dry (deodorant lightly applied can assist, there are many tips on the net)
  • Develop some relaxing techniques that will calm your nerves … yes, interviewing is very stressful and can cause shaking, excessive sweat, dry mouth, etc.; the key “don’t let them see you sweat”… (e.g. meditate, deep breathes)
  • A good handshake is also essential; when greeted by the interviewer, offer to shake hands and introduce yourself, this will demonstrate confidence
  • Show your enthusiasm and passion for your work and let the interviewer know are excited about the opportunity you are applying for
  • Storytelling is a great way to ace an interview … it will demonstrate your qualifications and achievements, but will also engage the interviewer and build rapport
  • It is detrimental to follow up after your interview… thank-you notes via email or phone will rate you high on the short list

    For more tips, contact us at info@riirecruit.com

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
emily@riirecruit.com
Invite me to Connect on LinkedIn
www.linkedin.com/pub/emily-fitzpatrick/4/671/76
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns
http://www.leasingnews.org/Conscious-Top%20Stories/crossroad.html



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Leasing 102 by Mr. Terry Winders, CLFP

 

(Terry retired January 1, 2015.  To honor him and his many years of writing for readers of Leasing News, is repeating several of his columns that are still meaningful today. Here is October 1, 2007.)

Sales Compensation

The most difficult subject to write about is sales compensation. Clearly sales wants more and management wants less. Where is the middle ground? It is hard to say because it depends on so many factors such as size of transaction, markets serviced, margin capabilities, volume requirements, ease or difficulty in reaching the market, and perhaps the most important …competition.

There is a great difference between an order taker and a professional sales person. The sad issue is that about the time a salesperson learns how to sell a lease, obtains a CLFP and really knows the product called leasing, in its entirety, they move on to sales management. We do not grasp that there are a large number of professional sales persons that do not want to take on other jobs just to make more money. But we force them to do that by not compensating them properly or putting a cap on how much they can make. I have even seen companies increase the volume requirement because some sales people look to be making more money than management.

Good compensation is a base strong enough to help in the lean months and not so strong as to allow poor performers to stick around. Plus a good commission tied to margin, term and credit quality. I still like commissions instead of bonuses because individual performance should be encouraged and cultivated. Bonuses tend to be tied to annual performances of the group and usually to the ability of management to perform on funding and credit turnaround time. And, worst of all, focusing on the wrong markets and spending too little time analyzing company performance.

Good management of the sales effort comes from controlling and using commissions to direct the selling effort. By increasing the basic commission in one area and decreasing it another you encourage your sales staff to go after the best markets. By tying the commissions to the margin you encourage sales to maximize rates. By tying the commissions to the lease term you keep the commissions in direct proportion to real margins. When the company's objectives and the sales objectives are in the same direction, you have a better chance of being successful.

To create and maintain a strong consistent sales force you will need to offer some additional incentives so a salesperson can show his peers badges of success. Sales needs recognition almost more than money! Banking has proved this with the hundred or so titles they pass out instead of money.

Titles, special recognition, trips, president clubs, achievement clubs, prizes and bonuses help a sales person to hold their head up high and walk around with their friends who have chosen to climb the corporate ladder to higher social status.

Previous #102 Columns:
http://www.leasingnews.org/Conscious-Top%20Stories/Leasing_102/Index.htm

 

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Iowa Court Bails Out GECC for its Failure
to Give Notice of Foreclosure Sale

by Tom McCurnin
Leasing News Legal Editor

Everyone Knows That the Secured Creditor Is Required to
 Give Notice of the Sale.  Here the Court Used a Prior Sale,
Which Was Commercially Reasonable, to Establish Value
 and Overcome the Presumption of No Deficiency

GECC v FPL Service 2014 WL 360114 (N. D. Iowa 2014). 

Readers may recall this case, the lessee which leased industrial copiers, only to find Hurricane Sandy wiped out its business.  The lessee unsuccessfully argued that the hurricane excused its breach, and the lessor won that case. 

In a follow up, GECC apparently failed to give notice of the disposition of the copiers to the debtor.  According to Iowa law, and the law of most states, this puts the secured creditor’s deficiency at issue, and imposes a presumption that the value of the collateral was equal to the secured debt. 

GECC argued that it sold identical copiers previously, and in that sale GECC actually did provide notice, and the sale proceeds were substantially identical to the disposition of the second sale of FPL copiers.  In addition, GECC provided evidence of the marketing efforts, the sales and the proceeds received for both sales. 

Accordingly, the court held that GECC overcame the presumption against the deficiency and awarded GECC $258,424.39 plus attorney fees and costs

What are the lessons for the equipment lessor here?

First, provide notice of the sale to the lessee. 

Second, whether the lessor provides notice or not, the lessor should engage the services of a professional equipment remarketer for the particular type of equipment and should make sure that the remarketer can testify as to value (based on prior sales) and its procedure in remarketing the equipment.  This is not the time to save money.

The bottom line to this case is that the lessor got bailed out by the Court.  It would have better to do the foreclosure sale right.

GECC FPL2 Case
http://www.leasingnews.org/PDF/GECCFPL2Case2015.pdf

Tom McCurnin is a partner at Barton, Klugman & Oetting in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Email: tmccurnin@bkolaw.com
Visit our web site at www.bkolaw.com
Previous Tom McCurnin Articles:
http://www.leasingnews.org

Previous Tom McCurnin Articles:
http://www.leasingnews.org/Conscious-Top%20Stories/leasing_cases.html

 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

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Labrador Retriever Mix
Atlanta, Georgia  Adopt-a-Dog


Molly
Animal ID   29908742
Age: 2 months 16 days
Sex: Female
Size: Medium
Color: Black/White
Spayed
Declawed
Site: Mansell Road
Location: MC-Adoption
Intake Date: 10/13/2015
Adoption Price     $200.00


Adoption Process:
http://atlantahumane.org/adopt/adoption-information/

Atlanta Humane Society
Mansell Campus
1565 Mansell Road
Alpharetta, GA 30009
404.875.5331 (main)

Hours for Adoption
Monday – Friday 12 pm – 7 pm
Saturday – Sunday 11 am – 6 pm

Adopt a Pet
http://www.adoptapet.com/

 

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Attorneys Who Specialize in
Banking, Finance, and Leasing

Birmingham, Alabama
The lawyers of Marks & Associates, P.C. have over 30 years experience in dealing with virtually every type of equipment financing and are recognized throughout the industry for prompt, practical solutions and exemplary service. They offer cost-conscious, effective lease enforcement and good counsel. 
Email: Barry@leaselawyer.com
Website: www.leaselawyers.com
California, National: city: Riverside 
Ellen Stern - get results, reasonable pricing; numerous industry contacts, nearly 30 yrs exp.in SoCal, 20 yrs equip.: CFL license specialist, documentation, work-outs, litigated collections, recoveries; deal-maker. 
Email: leaselaw@msn.com

Kenneth C. Greene




California
Leasing and Financial consultant, active in several leasing
associations, as well as involved in music and film production inLA.  Mention "Leasing News" for a free consultation.
818.575.9095
Skype: 424.235.1658
ken@kengreenelaw.com
Connecticut, Southern New England: 
EVANS, FELDMAN & BOYER, LLC Collections, litigation, documentation, portfolio sales and financing, bankruptcy. We represent many of the national and local leasing companies doing business in this state. Past chairman EAEL legal committee. Competitive rates. 
email: rcfeldman@snet.net  
Los Angeles/Santa Monica
Hemar & Associates, Attorneys at Law
Specialists in legal assistance, including debt collection, equipment recovery, litigation for 35 years. Fluent in Spanish. 
Tel: 310-829-1948 
email: phemar@hemar.com
 
Los Angeles, Southern CA 
Seasoned attorney representing secured creditors in auto finance and truck/equipment lease industry.  Bankruptcy and State Court litigation.   Vincent V. Frounjian (818) 990-0605or email: vvf@pacbell.net.

Encino, California: Statewide “ELFA” 
Hemar, Rousso & Heald, LLP 30 yr excellent reputation Lessor representation commercial litigationdebt collection, and bankruptcy.
Call Stephen E. Jenkins Esq (818) 501-3800

Los Angeles, Statewide: CA.     "ELFA" Aggressive creditors rights law firm specializing in equipment leasing handling collection matters on a contingency, fixed fee or hourly cbasis. email:RGarwacki@prodigy.net 

Los Angeles, Statewide: CA      "ELFA"
Practice limited to collections, bankruptcy and problem accounts resolution. Decades of experience. 10-lawyer firm dedicated to serving you. Call Ronald Cohn, Esq. (818)591-2121 or email. Email: rrcohn@aol.com   


Los Angeles- Statewide, CA
Lawyer specializing in banking and leasing issues statewide. Documents and litigation. 
Tom McCurnin, Barton, Klugman & Oetting. Voice: (213) 617-6129 
Cell:(213) 268-8291
Email: 
tmccurnin@bkolaw.com

California & National

Paul Bent – More than 35 years experience in all forms of equipment leasing, secured lending, and asset based transactions. Financial analysis, deal structuring, contract negotiations, documentation, private dispute resolution, expert witness services. 
(562) 426-1000
www.paulbentlaw.com
pbent@paulbentlaw.com

Illinois
Trabaris, P.C.: Finance attorney with 24 years’ experience with transactional, documentation, secured financing and workouts /restructurings. 
Kevin Trabaris
Phone:(847)840-4687 
Email: kevin@trabaris.com
Website: www.trabaris.com.   
Blog: trabaris.com/info/blog/

Law Firm - Service, Dallas, TX. "ELFA"
Mayer regularly practices in leasing, secured financing, project development and finance and corporate finance. 
email: dmayer@pattonboggs.com
Website: 
www.pattonboggs.com
Massachusetts (collection/litigation coast to coast) 
Modern Law Group focuses its practice on collections, lease enforcement and asset recovery. For the past five years, our attorneys have helped clients recover millions of dollars. We are able to cover your needs coast to coast.
Email
 phone 617-855-9085www.modernlawgroup.com

Michael J. Witt, experienced bank, finance, and leasing attorney, also conducts Portfolio Audits. Previously he was Managing Counsel, Wells Fargo & Co. (May, 2003 – September, 2008); Senior Vice President & General Counsel, Advanta Business Services (May, 1988 – June, 1997) Tel: (515) 223-2352 Cell: (515) 868-1067
E-mail: MWitt@Witt-Legal.com
Web: www.witt-legal.com

National:  The OMEGA Network Group-nationwide legal representation of small and mid ticket equipment lessors-flat fee bankruptcy & replevin, contingent collection, 
billable litigation (704-969-3280)
tong_92@yahoo.com

National: Coston & Rademacher: Business attorneys serving the lease-finance industry since 1980. Transactional, documentation, corporate/finance, workouts, litigation, bankruptcy, portfolio management. Chicago-based national practice. Jim Coston, CLP (Members: ELFA, NEFA). 
email: Jcoston@costonlaw.com
Website:www.costonlaw.com

St. Louis County , MO. - statewide: 
Schultz & Associates LLP., collections, negotiation, and litigation. Also register and pursue recovery on foreign judgments. Contingency and reasonable hourly rates. 
Ronald J. Eisenberg, Esq.
(636) 537-4645 x108 
reisenberg@sl-lawyers.com
www.sl-lawyers.com
NJ,De,Pa: Specializing in leased equipment/secured transactions. Collections, replevins/workouts reasonable rates. Sergio Scuteri/Capehart & Scratchard, PAsscuteri@capehart.com / www.capehart.com
New York and New Jersey
Peretore & Peretore, P.C. documentation, portfolio purchase & sale, replevin, workouts, litigation, collection, bankruptcy.  Aggressive. Over 25 years experience.www.peretore.com

Thousand Oaks, California: 
Statewide coverage Spiwak & Iezza, LLP 20+ years experience,Representing Lessors banks in both State/ Federal Courts/ all aspects of commercial leasing litigation.
Nick Iezza 805-777-1175
niezza@spiwakandiezza.com


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)

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News Briefs---

Northern Leasing Settles $3 Million Accused in Racketeering Suit
http://www.nbcnewyork.com/news/local/Northern-Leasing-systems-accusations-forgery-fraud-i-team-333078211.html

Electric Car Market Seven Leasing Deals Less $200 per month/36 months
http://www.cnbc.com/2015/10/17/why-75-of-electric-car-buyers-dont-buy-electric-cars.html

Boeing Co, Airbus Group Shares Fall As Delta Airlines Off Lease Wide-Body Passenger Planes
http://www.chinabusinessnews.com/1610-boeing-co-airbus-group-shares-fall-as-delta-airlines-off-lease-widebody-pas/

Class Action Asks for Permission to Stop Making Payments to Volkswagen Until Issue Resolved
http://www.courthousenews.com/2015/10/16/class-asks-for-permission-to-stop-making-payments-to-volkswagen.htm


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--You May Have Missed It

The 25 highest-paid executives in America
http://www.sfgate.com/business/article/The-25-highest-paid-executives-in-America-6574269.php


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SparkPeople--Live Healthier and Longer



Improve Your Balance in 3 Simple Steps
Easy Ways to Strengthen Your Core and Prevent Falls
http://www.sparkpeople.com/resource/fitness_articles.asp?id=1377


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Budweiser!

Budweiser! he calls
between innings, between pitches,
between breaths

These come from a  soft cover 128 pages
with index published by www.mcfarlandpub.com
( they take two weeks to send, but you are helping
  this company stay alive, or you can buy from
 Amazon, for the same price, but perhaps faster
delivery.  While they are all mostly baseball,
some are not.  He is a unique American poet.
He lives in Hickory, North Carolina.


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Sports Briefs----

No blowout, but Patriots beat Colts to remain undefeated
http://www.boston.com/sports/football/patriots/2015/10/18/patriots-colts-updates-from-indianapolis/v2JL9GScjMv1eaxDKgG8hO/story.html

Panthers cement status in comeback win that leaves Seahawks shaken
http://www.si.com/nfl/2015/10/18/panthers-seahawks-cam-newton-richard-sherman

49ers 25, Ravens 20: Niners pick on ex-teammate to pick up second win
http://www.sfgate.com/49ers/article/49ers-25-Ravens-20-Niners-pick-on-ex-teammate-6576687.php

The Seahawks led every game this season in the 4th quarter. They’re 2-4.
http://www.sbnation.com/2015/10/18/9564999/seahawks-panthers-meltdown-4th-quarter-cam-newton

The Ravens missed a field goal because the 49ers' field is so terrible
http://www.sbnation.com/nfl/2015/10/18/9565073/the-ravens-missed-a-field-goal-because-the-49ers-field-is-so-terrible

Packers hold on to beat Chargers
http://www.sandiegouniontribune.com/news/2015/oct/18/san-diego-chargers-green-bay-packers/

Titans rip Olivier Vernon for low hit on Mariota
http://www.theredzone.org/BlogDescription/tabid/61/EntryId/52471/Titans-rip-Olivier-Vernon-for-low-hit-on-Mariota/Default.aspx

If anything curses the Cub this year it will be the Mets rotation
http://www.nytimes.com/2015/10/19/sports/baseball/if-anything-curses-the-cubs-this-year-it-may-be-the-mets-rotation.html

 

(Please click on ad to learn more)
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

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California Nuts Briefs---

Siemens aims to make Sacramento a bullet train hub
http://www.sacbee.com/news/local/transportation/article39709233.html

30 Vehicles Still Stuck in Mud on California Highway
http://abcnews.go.com/US/wireStory/30-vehicles-stuck-mud-california-highway-34559179



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“Gimme that Wine”

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San Francisco Wine School Opens Doors
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Harvest draws to an early end in Sonoma County
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Zinfandel Advocates & Producers Celebrates
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This Day in American History

     1739 - England declared war on Spain over borderlines in Florida. The War is known as the War of Jenkins' Ear because a Member of Parliament waved a dried ear and demanded revenge for alleged mistreatment of British sailors. British seaman Robert Jenkins had his ear amputated following a 1731 barroom brawl with a Spanish Customs guard in Havana and saved the ear in his sea chest.
    1781 - Washington takes Yorktown. By 1780, the Continental Army had suffered its worst privations, it greatest defeats, and its darkest hours. October was a terrible month in 1780. It would continue to lose battles but, by this time turned into a well-trained fighting force by European officers and aided by allied French forces, it endured and historians consider the American Revolutionary War ended this day in 1781 when more than 7,000 English and Hessian troops, led by British General Lord Cornwallis, surrendered to General George Washington at Yorktown, Virginia, effectively ending the war between Britain and her American colonies. The military phase of the conflict ended at Yorktown as there were no more major battles, but the diplomatic struggle continued. Preliminary articles of peace were secured on November 30, 1782, after long and difficult negotiations. The Treaty of Paris, by which the war was officially ended and independence formally acknowledged by Great Britain, was not signed until September 3, 1783. Adding to the disagreements was communication by ship and even meetings locally were delayed as the pace of public transportation in the U.S. was painfully slow. It took Thomas Jefferson five days to travel from Philadelphia to Baltimore. The time delay also gave over 100,000 loyalists the time to fled the U.S. Also known as Tories, they had suffered various penalties for their loyalty to the Crown, including confiscation of property, removal from public office, and punitive taxation. Probably no more than 10% of the colonials were Tories, who were generally well-to-do, engaged in commerce or the professions, or public officials. Many fled to Canada, some to England. Some returned after the peace treaty was actually signed. After the conflict, many were also able to recover at least some of their confiscated property. The estimated colonial population was 2,781,000
http://xroads.virginia.edu/~CAP/ROTUNDA/york_1.html
http://bluehawk.monmouth.edu/~library/mumford.html
    1829 - The monument to George Washington was completed in Baltimore, MD. The cornerstone was laid on July 4, 1815, with a Masonic ceremony.
    1833 - Edgar Allen Poe's "Ms. Found in a Bottle" appears in "Baltimore Sunday Visitor".
    1842 - Military forces, believing war has begun, occupy Monterey, Mexico.
    1844 - The famous "Lower Great Lakes Storm" occurred. Southwesterly winds were at hurricane force for five hours, driving lake waters into downtown Buffalo NY. The storm drowned 200 persons.
    1848 - John "The Pathfinder" Fremont moved out from near Westport, Missouri, on his fourth Western expedition--a failed attempt to open a trail across the Rocky Mountains along the 38th parallel. It was not until scout Christopher "Kit" Carson did Fremont find passage West.
    1850 - Annie Smith Peck, shocks society by wearing trousers when she climbed mountains. She had conquered every large mountain in the Western Hemisphere and at age 85 she climbed Mount Madison in New Hampshire.
    1876 - Birthday of Mordecai Peter Centennial “Three Finger” Brown (d. 1948) at Nyesville, IN.  Baseball Hall of Fame pitcher, Brown won 239 games. His nickname came from a childhood injury that cost him one finger and misshaped others. Inducted into the Hall of Fame in 1949.
    1895 - Historian Lewis Mumford Birthday.
    1901 - Arleigh A. Burke, admiral (WW II, Solomon Islands, Navy Cross), was born in Colorado. Although unable to complete his high school education because the school was closed during the flu epidemic in 1917, he competed successfully for an appointment to the U.S. Naval Academy. Convinced that the inadequacies of his secondary education put him behind other Midshipmen in his class, Burke decided that he could only overcome this deficiency by working more diligently at his studies than the others. This plan paid great dividends, and he graduated in 1923 in the top sixth of his class. Taking this lesson strongly to heart, he remained a believer in the benefits of sustained hard work throughout his Navy career. During the interwar years, Arleigh Burke honed his skills as a surface warfare officer, serving initially in the battleship USS Arizona, obtaining a postgraduate degree in ordnance engineering, and rising eventually to command a destroyer. It was in this formative period of his career that he learned the importance of the Navy adage "loyalty up, loyalty down"--if you expect loyalty from your people you must be loyal to them in return. During World War II, Burke commanded Destroyer Squadron 23 (the "Little Beavers") during combat in the South Pacific. Developing successful tactics to overcome Japanese advantages in night surface operations, he earned fame as "31-knot" Burke during the 1943 battles of Empress Augusta Bay and Cape St. George. It was in this period that his belief in the importance of thorough training was validated--as he explained to his subordinates, in combat your outfit could expect to do only about as well as it had trained to do beforehand. During Dwight Eisenhower's terms as President in the 1950s, Arleigh Burke served as Chief of Naval Operations (CNO) for six years. While CNO he initiated efforts such as the submarine-launched Polaris ballistic missile program that tremendously strengthened the U.S. Navy's military capabilities.
    1915 - Establishment of Submarine Base at New London, Connecticut. In 1868, Connecticut gave the Navy land and, in 1872, two brick buildings and a "T" shaped pier were built and officially declared a Navy Yard. Today the Naval Submarine Base New London (SUBASE NLON), located on the east side of Thames River in Groton, CT, proudly claims its motto to be "The First and Finest."
    1917 - The first doughnut was fried by Salvation Army (who would found the United Service Organization) volunteer women for American troops in France during World War I. The first of a group of 250 Officers and Soldiers of The Salvation Army to be posted to France to serve with General John Pershing's American expeditionary force sailed from New York on August 12, 1917. General Pershing was far from convinced that The Salvation Army's presence at the Front Line would benefit his troops and at first the Salvationists were treated with total indifference. At Demange, in the American first division sector, Salvationists toiled in pouring rain to build a hut 25 feet wide by 100 feet long for the troops benefit. No one gave them the time of day, much less a hand. What swung the troops to The Army's side was their practical example. No task was too menial, none too dangerous or difficult. But The Salvation Army won pride of place in American hearts by a brain wave born of sheer necessity. At Montiers, after 36 days of rain, supplies were almost exhausted. Only flour, lard and sugar remained. Ensign Margaret Sheldon, from the Chicago slums made a suggestion which was to go down in history. "Why don't we make them doughnuts?" They had no rolling pins or cake cutters and gales had blown down their tent but Salvationists thrive on challenges. Along with Ensign Helen Purviance, Margaret Sheldon crouched in the rain to prepare the dough. An empty bottle did duty as a rolling pin and in place of a cutter they used a knife to twist the doughnuts into shape. The first doughnuts cooked over a wood fire were triumph of improvisation. On the first day they served up some 150 doughnuts. The following days batch topped 300. The traditional hole now being punched out with the inner tube of a coffee percolator. The doughnuts made by The Salvation Army Lassies were an instant success with the troops. Some lining up for hours in appalling conditions for their daily supply. Soon the troops came to realize that even in the firing line The Salvationists would not neglect them. When Lassies like Ensign Florence Turkington crawled under shell fire to deliver coffee and doughnuts to troops in the trenches, letters praising the work of The Salvation Army began flooding back home. Over night the bewildered lassies found themselves national heroines. Although often in great danger The Salvationists displayed tremendous courage. At Baccarat they worked so close to the German lines that they couldn't even whisper for fear of being heard by the listening posts. The sermon that came with the coffee and doughnuts was a friendly squeeze on the shoulder. The Doughnut became a symbol of The Salvation Army in the U.S.A. Outside many of The Army rest rooms and hostels were hung giant "doughnuts". The Army, by selfless example, had won the hearts of a nation. At the end of the war the American people subscribed an unprecedented 13 million dollars to meet the debts incurred by The Salvation Army in its' war work.
     1926 - John C. Garand patented a semi-automatic rifle. Civil Service employee John Garand was in a class all by himself, much like the weapons he created. Garand was Chief Civilian Engineer at the Springfield Armory in Massachusetts. Garand invented a semiautomatic .30 caliber rifle, known as the M-1 or "the Garand," which was adopted in 1936 after grueling tests by the Army. It was gas-operated, weighed under 10 pounds, and was loaded by an 8-round clip. It fired more than twice as fast as the Army's previous standard-issue rifle and was praised by General George S. Patton, Jr., as "a magnificent weapon" and "the most deadly rifle in the world."
    1938 - For Decca records, the Bob Crosby Orchestra recorded "I'm Free". Trumpet was provided by Billy Butterfield. A few years later the song would be retitled, "What's New".
    1939 - One of Frank Capra's finest films, Mr. Smith Goes to Washington, opened in the United States. Starring James Stewart, Jean Arthur, Claude Rains, Harry Carey, Sr., and Edward Arnold, the film about a young idealist who discovers nothing but corruption in the government did well at the box office. It received many Oscar nominations, including Best Picture, Best Actor, Best Supporting Actor, and Best Director, but was knocked out of most at awards' time due to Gone with the Wind's sweep; it did snag, however, Best Writing, Original Story for writer Lewis R. Foster, and Stewart received the New York Film Critics Circle Awards for Best Actor.
    1949 - No. 1 Billboard Pop Hit: “That Lucky Old Sun,'' Frankie Laine.
    1944 - US Navy opened to Black women.
    1944 - HAJIRO, BARNEY F., Medal of Honor
for conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty.  Private Barney F. Hajiro distinguished himself by extraordinary heroism in action on 19, 22, and 29 October 1944, in the vicinity of Bruyeres and Biffontaine, eastern France. Private Hajiro, while acting as a sentry on top of an embankment on 19 October 1944, in the vicinity of Bruyeres, France, rendered assistance to allied troops attacking a house 200 yards away by exposing himself to enemy fire and directing fire at an enemy strong point. He assisted the unit on his right by firing his automatic rifle and killing or wounding two enemy snipers. On 22 October 1944, he and one comrade took up an outpost security position about 50 yards to the right front of their platoon, concealed themselves, and ambushed an 18-man, heavily armed, enemy patrol, killing two, wounding one, and taking the remainder as prisoners. On 29 October 1944, in a wooded area in the vicinity of Biffontaine, France, Private Hajiro initiated an attack up the slope of a hill referred to as "Suicide Hill" by running forward approximately 100 yards under fire. He then advanced ahead of his comrades about 10 yards, drawing fire and spotting camouflaged machine gun nests. He fearlessly met fire with fire and single-handedly destroyed two machine gun nests and killed two enemy snipers. As a result of Private Hajiro's heroic actions, the attack was successful. Private Hajiro's extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit upon him, his unit, and the United States Army.
    1944 - Marlon Brando made his New York stage debut at age 20 in the hit Broadway play, “I Remember Mama”. Playwright John Van Druten adapted Kathryn Forbes' novel, “Mama's Bank Account”. The show will become one of television’s first big hits in the late 1940's.
    1950 - "The Adventures of Ellery Queen" premiered. My father, Lawrence Menkin, wrote many of the episodes. In each of the shows Queen talked to the home audience at the show's climax to see if they were able to identify the killer. These people played Ellery Queen during the several year TV series: Lee Bowman, Hugh Marlowe, George Nader, Lee Phillips, Peter Lawford and Jim Hutton.
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Cold, Cold Heart” - Tony Bennett
“Always Late (With Your Kisses)” - Lefty Frizzell
    1953 – One of the most Popular singers of his time, Julius LaRosa, was fired on the air by Arthur Godfrey. "Julie lacks humility," Godfrey told the stunned audience, while putting his arm around LaRosa adding, "So, Julie, to teach you a lesson, you're fired!" This ended his career, and Godfrey also was never the same.
    1955 - For the first and only time, Elvis Presley and Pat Boone share the bill for a performance at the Circle Theatre in Cleveland, OH.
    1956 - The U.S. Supreme Court unanimously strikes down two Alabama laws requiring racial segregation on public buses.
    1957 -  Maurice 'The Rocket' Richard of the Montreal Canadiens became the first player in the National Hockey League to score 500 goals when he tallied against the Chicago Blackhawks in a 3-1 Montreal victory. Richard finished his career with 544 goals and entered the Hockey Hall of Fame in 1961.
    1957 - No. 1 Billboard Pop Hit: “Jailhouse Rock,'' Elvis Presley.
    1959 – “The Miracle Worker”, based on the childhood training of deaf and blind Helen Keller, and starring Anne Bancroft and 12-year-old Patty Duke, opened on Broadway to favorable reviews.
    1958 - Brenda Lee records "Rockin' Around The Christmas Tree". The song will be released as a single but will fail to chart in either 1958 or 1959. When it was re-released in 1960, it rose to #14 and has since become a Christmas standard, being ranked at #4 in the Top 10 All Time Christmas Songs. 
    1959 - Top Hits
“Mack the Knife” - Bobby Darin
“Put Your Head on My Shoulder” - Paul Anka
“Mr. Blue” - The Fleetwoods
“The Three Bells” - The Browns
    1960 - The United States State Department embargoed the shipment to Cuba of all goods except medicine and food.
    1960 - Martin Luther King, Jr. and 35 students choose jail after arrest for sit-in requesting service at the snack bar of Atlanta's Rich's department store.
    1963 - Buck Owens started a 16-week run at top of the U.S. Country chart with "Love's Gonna Live Here". It eventually became the biggest of all the Buck Owens hits.
    1967 - Top Hits
“The Letter” - The Box Tops
“To Sir with Love” - Lulu
“Little Ole Man (Uptight-Everything's Alright)” - Bill Cosby
“I Don't Wanna Play House” - Tammy Wynette
    1967 - The Jefferson Airplane perform at Loews Warfield Theatre on Market Street, San Francisco.
http://en.wikipedia.org/wiki/Jefferson_Airplane
http://grove.ufl.edu/~number6/Jefferson.Airplane/airplane.html
    1967 - Tamla-Motown releases Smokey Robinson & the Miracles "I Second That Emotion." The record climbs to #4 on the pop chart and Number One of the R&B, making it their biggest hit since "Shop Around" in 1960.
    1969 – Daryle "Mad Bomber" Lamonica passes for six touchdowns vs Buffalo as the Oakland Raiders won, 50-21.
http://members.aol.com/FreeVee/index.html
    1969 - No. 1 Billboard Pop Hit: “I Can't Get Next to You,'' The Temptations.
    1970 - Working from a design sketched out by his wife and himself, Elvis Presley orders a dozen 14-karat gold pendants from a Beverly Hills jeweler featuring the letters "TCB" set around a lightning bolt. Designed as totems for the Memphis Mafia (and also for security issues), the symbol stands, in Elvis' words, for "Taking Care of Business in a Flash." They would eventually come to symbolize the '70s era for Presley.
    1970 - The film “Ned Kelly”, starring Mick Jagger in the lead role, is released and the critics wasted no time in telling Mick he should stick to singing. One reviewer wrote: "He looks about as lethal as last week's lettuce." Predictably, the movie bombed at the box office. 
    1973 - Elvis and Priscilla Presley divorced after six years and one child, Lisa Marie.
    1974 - Billy Preston went to the top of the US singles chart with "Nothing from Nothing", the singer's second and final number one.
    1974 - Bachman-Turner Overdrive's “Not Fragile” hits #1
    1975 - Dickie Goodman had the best selling single in the US with the novelty tune, "Mr. Jaws", which mixed his rapid-fire mock interviews with answers that were snipped from contemporary hit singles. Goodman first entered the US charts in 1956 when he and his partner Bill Buchanan used a similar format on a record called "The Flying Saucer".
    1975 - Top Hits
“Bad Blood” - Neil Sedaka
“Calypso/I'm Sorry” - John Denver
“Miracles” - Jefferson Starship
“Hope You're Feelin' Me (Like I'm Feelin' You)” - Charley Pri
    1981 - LA Dodger Rick Monday hit a two-out homer in the ninth inning, leading the Dodgers to a 2-1 win over the Montreal Expos in the 5th game of their championship series. The Dodgers would win the World Series title against the Yankees.
    1981 - Martin Luther King, Jr. Library & Archives opens in Atlanta. Founded by Coretta Scott King, it is the largest repository in the world of primary resource material on King, nine major civil rights organizations, and the American civil rights movement.
    1983 - The United States Senate passed a bill making Martin Luther King's birthday a public holiday.
    1983 - Top Hits
“Total Eclipse of the Heart” - Bonnie Tyler
“Making Love Out of Nothing at All” - Air Supply
“Islands in the Stream” - Kenny Rogers & Dolly Parton
“Paradise Tonight” - Charly McClain & Mickey Gilley
    1985 - "Take on Me", by a-ha, hit number one on the pop music charts. The video for the song was in regular rotation at MTV. The group is the first from Norway to have a No. 1 hit in the United States.
    1986 - No. 1 Billboard Pop Hit: “True Colors,'' Cyndi Lauper.
    1987 - The worst stock crash in the history of the New York Stock Exchange occurred when the Dow Jones industrial average fell 508 points, closing at 1738.74, a decline of 22.6%, nearly double the decline in 1929 that ushered in the Great Depression. The volume of stocks traded, 604,330,000, was nearly twice the previous record of 338,500,000 set on October 16.  Computerized program trading and various factors in the national and international economy were blamed for the collapse of the market that had exhibited a case of the jitters in recent weeks. On October 23, the Dow Jones rose 102.27 points and trading set another new record for volume with 608,120,000 shares.  In spite of the gain, largely confined to blue chip issues, many more stocks fell than rose.  The Dow gained another 186 points the following day but dropped 77.42 points on October 22. The major markets set temporarily shorter hours in hopes of easing the tension, but on October 26, there was another drop
of 158.83 points. After a short period of relative quiet, the Dow fell 5.052 on Nov 3, ending a five day
rally, and on Nov. 9 the average was down another 58.85 points, closing at 1900.20.
http://www.stocksatbottom.com/index2.html
    1981 - Though it yielded only one minor hit single in "Backfired," "Koo Koo," the solo album by Blondie's Deborah Harry, goes gold today.
    1989 - Record breaking snows fell across northern and central Indiana. Totals ranged up to 10.5 inches at Kokomo, and 9.3 inches was reported at Indianapolis. The 8.8 inch total at South Bend was a record for the month as a whole. Up to seven inches of snow fell in extreme southern Lower Michigan, and up to six inches fell in southwestern Ohio. The heavy wet snow downed many trees and power lines. Half the city of Cincinnati was without electricity during the morning hours. Temperatures dipped below freezing across much of the Great Plains Region. Twenty cities, including fourteen in Texas, reported record low temperatures for the date. North Platte, NE reported a record low of 11 degrees. In Florida, four cities reported record high temperatures for the date. The record high of 92 degrees at Miami also marked a record fourteen days of 90 degree weather in October, and
116 such days for the year.
    1991 - Top Hits
“Emotions” - Mariah Carey
“Do Anything” - Natural Selection
“Romantic” - Karyn White
“Keep It Between the Lines” - Ricky Van Shelton
    1998 - Microsoft and prosecutors for the U.S. Department of Justice and twenty states met in federal court. It was the beginning of the antitrust case against the Microsoft Corporation.
    2000 - Dusty Baker, who led the Giants to a National League West flag with baseball's best record (97-65), reaches agreement with the Giants on a two-year contract extension. The pact makes, the two-time National League Manager of the Year the second highest-paid skipper in the majors.
    2006 - Rod Stewart's CD, "Still the Same...Great Rock Classics of Our Time" entered the Billboard Hot 200 album chart at #1.

 

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