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Friday, October 1, 2021

Today's Leasing News Headlines

Effective October 1, 2021, new regulations under
    the California Financing Law become operative
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing Industry Ads
    Top Sales Individuals Who Want to Improve their Career
Who Are You?
    Sales Makes it Happen by Scott Wheeler, CLFP
Two More Books to be added to
    Leasing and Finance Books
How Do US Adults Feel About a Cashless Society?
    % of Respondents August, 2021
In One View: How the Savings Account
    Became a Destroyer of Wealth
Amazon Voices Support for Federal Cannabis
    Legalization, Ends Employee Drug Testing
New York Acting Superintendent of Financial Services
  Adrienne A. Harris Announces New Proposed Regulation
    Promoting Transparency in Lending to Small Businesses
First Citizens, CIT Extend Merger Agreement
    From Oct 15, 2021 to March 1 2022
Late Masterpieces Inspirited by 91-Year Old Clint Eastwood:
  Gertrud, Frenzy, Rich and Famous, The Dead
    The Strange Case of Angelica - Fernando Croce Reviews
German Shepherd
    Lafayette, California   Adopt-a-Dog
$399 Special Offer for First-time NEFA Broker/Lessor
    Members Attending Symposium for the First Time
News Briefs---
Congress passes bill to avert partial government shutdown
   Sent to President Biden to Sign
North Carolina Joins States Proposing
    Commercial Financing Disclosures
Chris  Enbom - Doing the Right Thing
   — For Employees, the Business, and the Market
Multi-Unit Franchise Group HV Restaurants Opens
    90th Jack in the Box - 2,200 Restaurants in 21 states
US, California exploring vehicle-miles-traveled
    'user fee’ to replace gas tax
Majority of restaurant operators say business conditions
    are worse now than three months ago, survey finds

You May have Missed---
COVID Delta Variant Spooks Consumers,
    Slows California Recovery -  (perhaps many other states, too)

Broker/Funder/Industry Lists
| Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
  "Gimme that Wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


Effective October 1, 2021, new regulations under
the California Financing Law becomes operative

In general, the regulations provide as follows:

  • All new license applications under the California Financing Law must be submitted through NMLS on and after October 1, 2021.
  • All licensees not yet on NMLS must transition onto NMLS by December 31, 2021.
  • PACE program administrators must comply with new regulatory provisions.

The text of the regulations and the final statement of reasons may be found through the following links:

PRO 02/17 - Text of Final Rules (157 pages)

PRO 02/17 - Final Statement of Reasons (353 pages)

For new applicants applying for a license through NMLS and licensees transitioning to NMLS, begin by selecting "Getting Started" from the NMLS Resource Center page. NMLS has state-specific checklists to assist new applicants and licensees transitioning onto NMLS, and FAQs for guidance on transitioning a license onto NMLS.  

Questions may be directed to  (866) 275-2677


New Hires/Promotions in the Leasing Business
and Related Industries

Bryan Anderson, CLFP, was hired as Senior Sales Manager, Tandem Finance, Fort Collins, Colorado. Previously he was at ENGS Commercial Finance, starting August, 2018 as Business Development Manager, promoted November, 2020, Regional Director. National Account Manager, Amur Equipment Finance (March, 2021 - July, 2018). Licenses and Certifications: Financial Statement Analysis Training, Equipment Leasing and Finance Association,  Issued June, 2021.  Certified Lease & Financial Professional, CLFP Foundation, March, 2018. Education:  University of Nebraska at Kearney, Master of Business Administration (MBA), Business Administration and Management, General (2010 - 2013).  University of Nebraska at Kearney, Bachelor of Science (BS), Industrial Distribution (2006 - 2010).

Irene Duffy was announced back by Marlin Capital Services, although LinkedIn shows her starting date was June, 2021.  She is located in Sewell, New Jersey. Previously, she was Business Development Executive, Horizon Keystone Financial (January, 2009 - February, 2021). She joined Marlin Capital Solutions January, 2005, as Sales Executive, promoted January, 2009, Senior Business Development Manager; Business/Marketing, AT&T Global Services (January, 1999 - May, 2005); Operations Marketing, ORIX Financial Services, Inc. (July, 1998 - January, 2005); Senior Documentation Specialist, AT&T Capital Leasing (August, 1986 - March, 1998); Marketing Administrator, Eaton Financial (January, 1992 - January, 1995). Education: Washington Township, Business (1978 - 1980). Pensacola Junior College, Business (1981 - 1982).

Jän Hultslander was hired as Senior Vice President, Commercial Underwriting, CFO Capital, Markham, Ontario, Canada. He is located in Oro-Medonte, Ontario, Canada.  Previously, he was at Meridian Credit; Union, joining September, 2014, Director Commercial Services, promoted Mary, 2017, Senior Manager, CBC Commercial Credit.; Senior Associate Director, Roynat Capital (April, 2004 - September, 2014. Education: Institute of Chartered Accountants of Ontario, Chartered Accountant, Accounting (2003). McMaster University, Bachelor of Commerce (BCom) (1992 - 1996).

Valerie (Valerie Woods) Leinfelder was hired as Vice President, Operations, Encina Equipment Finance, LLC, Westport, Connecticut. Previously, she was Assistant Vice President, Global Vendor Operations, Century Tokyo Leasing (USA) Inc. (July, 2014 - August, 2021); Transaction Analyst, GE Capital (August, 2008 - June, 2014); Senior Documentation Specialist, CitiCapital (September 4, 2003 - July, 2008). Education: William Woods University, BA, Theater Arts (1980 - 1984). Activities and Societies: Member Alpha Mu Gamma, Foreign Language Honor Society; Member, Delta Gamma Sorority, Teacher's Assistantship as Master Electrician, Scholastic Achievement Scholarship.  Double Minor in Business and Equestrian Science.

Christina Magnotta was hired as Managing Director, Sales, Utica Equipment Finance, LLC., Utica, Michigan. She is located in New York City Metropolitan Area. Previously, she was Regional Sales Manager for New York, Connecticut, and Western Massachusetts, representing Commercial Credit Group, Inc.; Vice President of Sales, National Equipment Finance (May, 2018 - February, 2021). She joined Bruce Bennett Nissan March, 2004, as Business Manager, promoted December, 2015, General Sales Manager.  Education: SUNY Cortland. State University of New York College of Agriculture and Technology at Cobleskill.

Frank Souder was hired as Senior Vice President, Acquisitions and Syndications, First Commonwealth Equipment Finance, a subsidiary of First Commonwealth Bank, Indiana, Pennsylvania. Previously, he was Vice President, TCF Capital Solutions (February, 2021 - September, 2021); Vice President, Syndications, BB&T Capital Solutions (acquired by TCF Capital Solutions) (February, 2021- February, 2021); Vice President, Syndications, Susquehanna Commercial Finance, Inc. (June, 2007); Vice President, Syndications, Town & Country Leasing (May 2003 - June, 2007); VP Syndications, American Equipment Leasing, Inc. (1998 - 2004); AVP Syndications, CoreStates Leasing (1990 - 1998); Credit Analyst, CIT (1986 - 1990).  Education: Elizabethtown College. BS. Management/Marketing (1980 - 1984).

Ryan Thompson was hired as Managing Director, Originations, Trinity Capital, Inc., Austin, Texas.  Previously, he was Senior Vice President, Silicon Bank (August, 2020 - August, 2021); Investment Director, Columbia Lake Partners (May, 2019 - June, 2020). He joined Silicon Valley Bank June, 2011, as Private Equity Services, promoted January, 2012, Associate, Specialty Finance Division (January, 2012), promoted February, 2014,Vice President, Global Markets, promoted January, 2017 Senior Vice President. Business Development, Global Resource Holdings (May, 2009 - October, 2010); Wealth Management Intern, Morgan Stanley Smith Barney (June, 2010 - August, 2010). Education: University of Denver, Daniels College of Business, MS, Finance (2010 - 2012). Activities and Societies: Daniels Consulting Firm. Said Business School, University of Oxford, Oxford FinTech Program (2019). Dallas Baptist University, B.B.A., Management (2006 - 2010). Activities and Societies: NCAA Division 1 Baseball, Who's Who Among Students, Honor Roll.

Sandra VanBuren was promoted at TimePayment, Burlington, Massachusetts as Vice President, Sales, Restaurant and Franchise. She joined the firm October, 2020, as Director of Strategic Business Development F&B, She joined SEFA, Supply and Equipment Foodservice Alliance, LLC., February, 2018, as Director of Strategy and Business Operations. Business Operations Manger Central Salt LLC (July, 2015 - August, 2017); Operations Officer, Interoceanic Corporation (2010 - December, 2014); Controller, Interoceanic Corporation (2008); Manager, Jewish Board of Family and Children's Services (2006 - 2008); Accountant, Glencore Ltd. (2002 - 2004); Accountant, Intern, Arthur Andersen (2001 - 2002). Education: Pace University, Pleasantville/Briarcliff Campus, Bachelor of Business Administration (BBA), Accounting (1999 - 2002).


Help Wanted Ads


Who Are You?

Sales Makes it Happen by Scott Wheeler, CLFP

Successful originators know exactly who they are in the market and are unapologetic when explaining themselves to their vendors and end-users.

"I am an 'A' funder and balance sheet lender. I require full financial disclosure on every transaction because I offer some of the lowest priced products in the market and have the ability to structure each transaction to meet the specific needs of each particular acquisition."

"I am a high risk, small ticket lender. I place the majority of my decisions on the strength of individual guarantors and the value of the equipment as security for my investment."

"I am a fifteen-year seasoned originator in the construction arena. 80% of my transactions involve "yellow iron" equipment that is new or less than 5 years old."

"I am new to the business and have learned that my willingness to listen to my clients and react quickly has allowed me to fund multiple transactions each month over the past 6 months. My company is a generalist and we fund all types of essential equipment under $100,000.00. However, I have invested most of my time calling on office furniture dealers because I sold office furniture for the past 7 years."

Individuals want to deal with others who are comfortable in their own skin, those who have the confidence to explain who they are and why. There is no shame in being a generalist, or a specialist. There is no shame in being an "A" player or a "D" player. There is no shame in having limitations. The shame is not being comfortable with who you are and the services that "YOU" provide.

Flaunt Your "True" Self

Order via Amazon:

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


Two More Books to be added to
Leasing and Finance Books

Hugh Swandel, President, Meridian OneCap Credit Corp., recommended two books to be added.  He emailed: "Great piece on Industry Books.  It would be great to add more titles such as these two:"

Workouts and Enforcement for the Secured Creditor and Equipment Lessor
 By Frank Peretore
Paperback $79.99 and hardback  $99.88 four sellers authors

Secured Transaction for the Practitioner
  By Frank Peretore and Robert Hornby
Paperback   $29.95

Leasing and Finance Books



Has saving money ever been less rewarding? The average U.S. personal savings account now returns about $100 or 0.1% per $100,000 in interest income on deposits. This is well below the $1,283 per $100,000 required to beat inflation.

In fact, savings accounts have been eroding household wealth for some 13 years. This data from JP Morgan reveals that the interest income needed to beat inflation has consistently fell short tracking back to 2008-2009.

This is a result of ultra-low interest rates, as the amount needed to beat inflation has remained fairly steady. When interest rates took a nosedive during the Great Recession, so too did the earnings potential on savings accounts.

Can The Savings Account Be Saved?

If interest rates do pick back up, the returns on the typical savings account should follow.

Interestingly, one factor that could buoy returns on savings is inflation itself, which is starting to rise. Given one of the Fed’s mandates are to control inflation, any prolonged and serious uptick could mean opening the monetary policy tool box and influencing matters to offset this. This includes raising rates, possibly well above inflation.

An ultra-low rate environment has become the status quo for over a decade now, though some market commentators say rates could have a reversion to the mean moment. But the macro environment is highly unpredictable, so how and when that happens is truly anybody’s guess.



Amazon Voices Support for Federal Cannabis
Legalization, Ends Employee Drug Testing

Amazon recently let up on its screening policies for cannabis, with company officials vocalizing their support for the federal legalization of the plant. Beth Galetti, who is the company’s HR boss, stated that the company had restored employment eligibility for applicants and past employees who had been denied employment or fired during cannabis screenings.

Galetti added that pre-employment cannabis testing had disproportionately impacted communities of color by impeding job placement and, by extension, the growth of the economy. She noted that this inequitable treatment was unacceptable.

Earlier in June, company officials stated that they would no longer screen their workers for cannabis. This is excluding job candidates who are applying for positions that involve the operation of heavy equipment or truck drivers, as those positions are regulated by the federal Department of Transportation.

Amazon also revealed that following an incident, it would continue to conduct tests for alcohol and drugs and impairment checks on the job.

The international e-commerce company decided to let up on its cannabis standards after a growing number of states in the U.S. began legalizing the plant. Galetti notes that the loosened standards are expected to bring more job applicants into the company.

Thus far, marijuana has been legalized for recreational use in 18 states as well as in Guam, the Northern Mariana Islands and the District of Columbia. Medical marijuana is also legal in 36 states across the United States, as well as in the Virgin Islands, Puerto Rico, Guam and the District of Columbia.



##### Press Release ############################

New York Acting Superintendent of Financial Services
Adrienne A. Harris Announces New Proposed Regulation
Promoting Transparency in Lending to Small Businesses

Kenneth Charles Greene emailed Leasing News: “I think you should republish the press release. The modifications are significant, and look a lot like the ones California made. The definitions are virtually identical.

“The one big change, an important one, is the change in the financing threshold from $500,000 to $2.5 million. We knew this was coming but when I wrote the first disclosure article, NY still had a $500k threshold. I will need to make some comments about this as well in the article I am working on.”

Press Release:

Proposed Regulation Ensures Small Businesses Have Adequate Information to Make Informed Decisions about Credit Offers Proposed Rule Implements New York State’s Commercial Finance Disclosure Law

Acting Superintendent of Financial Services Adrienne A. Harris today announced a new proposed regulation that will improve transparency for small businesses seeking commercial financing. The new proposed regulation requires companies that offer commercial financing in amounts under $2.5 million to make standardized disclosures about the terms of credit. These standardized disclosures will help businesses and individuals understand and compare the terms of different commercial financing offers. These disclosures are especially important as small businesses, hit hard by the pandemic, fight to regain their footing. 

Adrienne A. Harris, New York Acting Superintendent of Financial Services said, “Small businesses are the lifeblood of New York’s economy and the engines of the recovery; they need transparent access to capital now more than ever.

“This proposed regulation helps to ensure Main Street small businesses have the ability to obtain clear and detailed information in terms of credit financing opportunities, helping small employers make informed financial decisions to grow their businesses.” 

There is no standardized federal framework for how lenders provide information about offers of commercial financing. This is in contrast to the federal laws and regulations that prescribe how lenders make disclosures about loans to individuals for personal or household purposes. As small businesses work to recover from the financial crisis caused the pandemic, increased transparency can help them make better decisions.

To address the lack of standardized disclosures in the commercial context, the New York State legislature passed a law earlier this year, codified at Article 8 of the New York Financial Services Law (the “Commercial Finance Disclosure Law” or “CFDL”), mandating disclosures for commercial financing effective January 1, 2022. The New York State Department of Financial Services’ (DFS) proposed regulation implements the CFDL.

As statutorily required, DFS is issuing the proposed regulation now in order to facilitate implementation of the CFDL in time for the January 1, 2022 deadline. 

The proposed regulation provides specific instructions to commercial financing providers on how to comply with the CFDL. 

Among its provisions, the regulation: 

  • Provides detailed definitions for terms used in the CFDL, and in the regulation itself; 
  • Explains how providers should calculate the finance charge and annual percentage rate;
  • Sets forth formatting requirements for disclosures required by the CFDL, both generally and specifically for the following types of financing: 
  • Sales-based financing; 
  • Closed-end financing;  
  • Open-end financing; 
  • Factoring transaction financing; 
  • Lease financing; and 
  • General asset-based financing; 
  • Describes how the CFDL’s disclosure threshold of $2,500,000 is calculated; 
  • Details certain duties of financers and brokers involved in commercial financing; and 
  • Prescribes a process under which certain providers calculating estimated annual percentage rates will report data to the Superintendent relating to the actual retrospective annual percentage rates of completed transactions, in order to facilitate accurate estimates for future transactions. 

The proposed regulation is subject to a 60-day comment period following publication in the State Register, which is forthcoming. The Department of Financial Services will then review all received comments and issue a final regulation. 

In the interim, a copy of the proposed regulation can be found on the DFS website (45 pages)

### Press Release ############################


### Press Release ############################

First Citizens, CIT Extend Merger Agreement
From Oct 15, 2021 to March 1 2022

RALEIGH, N.C. and NEW YORK,  -- First Citizens BancShares, Inc. (NASDAQ: FCNCA) ("First Citizens"), the parent company of First-Citizens Bank & Trust Company, and CIT Group Inc. (NYSE: CIT) ("CIT"), the parent company of CIT Bank, N.A., jointly announced that the two companies have agreed to extend the merger agreement from October 15, 2021, to March 1, 2022.

The merger has already received approval from the Office of the North Carolina Commissioner of Banks and the Federal Deposit Insurance Corporation. Action by the Federal Reserve Board is the remaining regulatory approval required to complete the merger, and both parties are committed to continuing to seek such approval.

The parties have responded to all questions issued by the Staff of the Federal Reserve Board, and the Staff has informed us that they do not have further questions at this time. The parties have been informed that the application is presently at the Governor level. The Board of Governors has not provided a timeframe for its decision on the application.

When completed, the combined company will operate under the First Citizens name and establish a top 20 bank based on assets among U.S.-headquartered banks. The merger will bring together complementary strengths of both organizations with First Citizens' robust retail franchise and full suite of banking products and CIT's strong market positions, nationwide commercial lending franchise and direct online bank.

About First Citizens
First Citizens BancShares, Inc. is the financial holding company for Raleigh, North Carolina-headquartered First-Citizens Bank & Trust Company ("First Citizens Bank"). As one of the largest family-controlled banks in the United States, First Citizens Bank (Member FDIC, Equal Housing Lender) is known for building financial strength that lasts for personal, business, commercial and wealth management clients. Founded in 1898, the bank provides a broad range of financial products and operates a network of branches in 19 states that include many high-growth markets. For more information, visit First Citizens' website at First Citizens Bank. Forever First®.

About CIT
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). CIT's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at

#### Press Release #############################


Watch at Home:
Fernando's Reviews

In preparation for Clint Eastwood releasing his latest movie, “Cry Macho,” at the tender age of 91, we’ve put together a list of some of the finest works by mature filmmakers. So check out Netflix for these late masterpieces.

Gertrud (Carl Theodor Dreyer, 1964): From the very beginning, Danish master Carl Theodor Dreyer was obsessed with the emotions of women in a patriarchal society. That obsession reached its purified apex in this meditative study of aging and pride, a work of concentrated emotion made at the age of 75. Living amid artists, Gertrud (Nina Pens Rode) has a unique belief in romanticism that is often at odds with the real world. Determined to pursue her dreams, she puts her relationships to the test by mixing desire and spirituality. Her rich husband (Bendt Rothe), a concert pianist (Baard Owe) and an old lover (Ebbe Rode) are the men who ultimately fall short of Gertrud’s ideals. At once classical and experimental, austere yet exhilarating, Dreyer’s film is an unforgettable experience. With subtitles.

Frenzy (Alfred Hitchcock, 1972): Experimenting with cinematic forms to the very end, Alfred Hitchcock made arguably his most graphic film at the age of 73, showing his young acolytes how well he could play their game. Echoing the plot of his early silent “The Lodger,” the film chronicles the search for a serial killer terrorizing London, leaving a trail of women strangled with a necktie. The film quickly reveals the culprit, fruit merchant Bob (Barry Foster), all the better to depict the plight of his friend Richard (Jon Finch), who’s wrongly accused by the police. With an innocent man on the run and a guilty one getting closer to his next victim, the hunt is on. Brimming with the Master’s stylistic vigor and mordant humor, this is one of Hitchcock’s strongest later films.

Rich and Famous (George Cukor, 1981): Having been born in 1899 and worked with virtually every actress in Hollywood, George Cukor closed his career with this tart comedy-drama, which showed he had lost little of his wit or verve. A remake of the 1940s stage hit “Old Acquaintance,” the story traces the ups and downs in the friendship between two women whose friendship is tested by their different career paths. Liz (Jacqueline Bisset) hopes to become a writer, while her college pal Merry (Candice Bergen) is happy to live an opulent married life in Malibu. While Liz struggles with relationships (and with writer’s block), Merry achieves success with a lurid tell-all book. Anchored by the performances of the two actresses, Cukor’s film showcases his speed and humor, qualities he had polished to perfection over the decades.

The Dead (John Huston, 1987): A longtime adventurer, John Huston had excelled at picaresque projects for decades, tackling film noir, crime thrillers, and mordant yarns. One of his most challenging films, however, came at the very end of his career, when the 80-year-old director brought Irish writer James Joyce’s short story to the screen. No stranger to literary adaptations, Huston often sought tales of exotic quests. This time, however, he had to burrow deep into the thoughts and gestures of characters in a restricted setting, a new territory into which he ventured with sublime confidence. Taking place at a holiday dinner in early 1900s Ireland, the story charts the joys and regrets of a family gathering. Starring his daughter Anjelica, Huston’s film is a serene, emotive, ultimately beautiful conclusion to a remarkably varied career.

The Strange Case of Angelica (Manoel De Oliveira, 2010): When it comes to experienced filmmakers, however, nobody can match legendary Portuguese auteur Manoel de Oliveira, who directed this beguiling drama-slash-ghost-story at the age of 101. The enigmatic story follows a photographer named Isaac (Ricardo Trepa) whose latest assignment involves taking a picture of a deceased young woman named Angelica (Pilar Lopez de Ayala). The strange thing, however, is that, when Isaac looks through the camera’s viewfinder, he sees Angelica opening her eyes and smiling at him. He grows obsessed with the possibility of Angelica beckoning him from the beyond. Filmed with the painterly visuals and droll humor that were De Oliveira’s trademarks, this is an abstruse metaphor for cinema offered lovingly by someone who was there at the beginning. With subtitles.


German Shepherd
Lafayette, California   Adopt-a-Dog

1.5 Years Old
65 lbs.
Bicolor, Sable
Coat Length: Medium
House Trained
Vaccinations up to date
Good in a home with
   Other Dogs, Children
Friendly Smart, Loyal, Gentle
Dignified, Affectionate, Curious,  Athletic

Meet Tim

Meet 1.5yr old, 65lb Tim the handsome GSD mix. He is a loving boy who wants nothing more than your attention and affection. He is easy going and loyal. He is very smart and food motivated. He was likely a yard dog prior to coming to us with little love or attention. He is fostered with kids and does fine. He needs an active home with plenty of exercise. He loves long walks and is improving daily on leash. He can be a bit shy with new people and would thrive with confident leader. He is doing great on house and crate training. He likes to romp with other dogs big and small.

Thank you for reading about our awesome dog. All dogs came to us from different situations and we often do not know much about their past, but they are rescue dogs who deserve a second chance and need patience on their journey. All of our dogs are in foster homes all across the bay area. The first step of the process is you must submit an application in order to set up a meet and great or talk with the foster family.

Once application is submitted the foster parents will contact you to chat more about the dog and make sure they're a good fit and can answer any further question. The application answers most of all of our questions and can best match you.

 If you do not get the dog you apply for we can use your same application for 90 days towards another dog in our care and simply forward your app to that foster parent.

 All dogs will be fully vetted (Spay/ Neutered, Micro chipped, DHPP and Rabies Vaccinated) and other possible vet care prior to adoption. The adoption fee is $300, which is considered a nonrefundable donation visit us at or follow us on Facebook and IG @underdogca

Underdog Animal Rescue
Lafayette, California

Reminder we are all volunteers working hard to save these dogs, some dogs may receive 20+ applications to all be reviewed. We do our best to respond to all apps as we can. Please be patient and feel free to send us a follow up email if needed.



If your company is a new NEFA member or, not yet a member of NEFA, and have not attended a NEFA Conference previously, you may register for the 2021 NEFA Funding Symposium at a special rate of $399 per person.

Please contact Chad Sluss at (616) 204-9599 or via email at to learn about this special conference offer.

Note - your company must join NEFA, at the 2021 prorated dues rate, to receive the special conference registration offer.

About the Event and to Register:


News Briefs---

Congress passes bill to avert partial government shutdown
   Sent to President Biden to Sign

North Carolina Joins States Proposing
    Commercial Financing Disclosures

Chris  Enbom - Doing the Right Thing
 — For Employees, the Business, and the Market

Multi-Unit Franchise Group HV Restaurants Opens
    90th Jack in the Box - 2,200 Restaurants in 21 states

US, California exploring vehicle-miles-traveled
    'user fee’ to replace gas tax

Majority of restaurant operators say business conditions
    are worse now than three months ago, survey finds

Backlog Cargo Ships



You May Have Missed---

COVID Delta Variant Spooks Consumers
    Slows California Recovery



Sports Briefs---

Ted Cruz 'stands with' unvaccinated Andrew Wiggins,
     tells LeBron James to boycott Warriors games

Bleacher Report's Expert Week 4 NFL Picks

The Biggest Busts of the NFL's First Month of 2021 Season

Frank Thomas heads group that buys “Field of Dreams” site

Buccaneers add Richard Sherman to injury-ravaged secondary

Raiders fan honors team with spirited landscaping
     at Santa Rosa home

Giants earn 103rd win to tie third-most wins in team history


California Nuts Briefs---

How California turned the tide and achieved the lowest
    coronavirus transmission rate in the U.S.

California gets money for wildfire, drought
     as Congress temporarily funds government again

Oakland NAACP calls for Somerville’s reinstatement at KTVU
    Organization cites Somerville’s ‘integrity.’

Gov. Newsom Approves Sweeping Reforms
    to Law Enforcement in California

Map: 1 of every 8 acres that has burned in the last 10 years.
    Here’s where the biggest fires spread — and are burning now

Bruce’s Beach can return to descendants of Black family
    in landmark move signed by Newsom

San Francisco loves It's-It ice cream sandwiches.
    Just don't eat them like this person on Reddit.



“Gimme that Wine”

Cabernet-Syrah at Trader Joe's for $4.99
    Reviewer notes Medium body and lots of fruit

“This is very good Cabernet-Syrah blend from France that costs about as much as a large latte. It was recommended by the wine buyer at Trader Joe’s and, at only $4.99 a bottle, what did I have to lose? I was pleasantly surprised at the quality of this wine. Very drinkable with medium fruit and notes of oak, jam and a little hint of cherry. The finish is smooth, too. It is not an intense fruit-forward blend by any means, but it is a steal at $4.99 a bottle.” 

Wine of the week: Newton, 2018 Napa Valley Chardonnay

August Rains Affect Finger Lakes Grape Harvest

US Wine Sales Looking Up

Albertsons Companies Will Now Offer Napa Valley Wine
     Academy Certification Nationwide to Associates

Free Wine App

Wine Prices by vintage


This Day in History

     1730 – One of the signers of the Declaration of Independence, Richard Stockton (d. 1781), was born near Princeton, NJ.   His father, John Stockton, was a wealthy landowner who donated land and helped bring what is now Princeton University (then known as the College of New Jersey located in Newark) to Princeton.  He was a longtime friend of George Washington. In 1776, Stockton was elected to the Second Continental Congress, where he took a very active role. That August, when elections were held for the state governments of the new nation, Stockton and William Livingston each received the same number of votes to be the Governor of New Jersey on the first ballot. Although Livingston later won the election by one vote, Stockton was unanimously elected to serve as the Chief Justice of the New Jersey Supreme Court but he turned down that position to remain in the Congress. Stockton was the first person from New Jersey to sign the Declaration of Independence.
    1803 - The first Roman Catholic Church in Boston was formally dedicated. Catholics had not been permitted any religious freedom within this predominantly Puritan colony prior to the Massachusetts Constitution of 1780.
    1850 - Pres. Millard Fillmore named Mormon leader Brigham Young as the first governor of the Utah Territory
    1862 - Union General Jefferson C. Davis mortally wounds his commanding officer, General William Nelson, in Louisville, Kentucky. Davis had been upset by a reprimand handed down by Nelson. After quarreling in a hotel lobby, Nelson slapped Davis. Davis then chased him upstairs and shot him. Davis was never court-martialed, and it is thought that the influence of Indiana Governor Oliver Morton, who was with Davis at the time of the shooting, was instrumental in preventing a trial. Davis went on to serve with distinction at the Battles of Stones River, Chickamauga, and Chattanooga. 
    1879 - Baseball's reserve clause was created. National League owners meeting in Buffalo, seeking to limit player salaries and led by Boston’s Arthur Soden, came to a secret agreement whereby five players on each team will be "reserved" - off-limits to all other clubs, effective with the 1880 season.  The owners told the newspapers that they have agreed upon a uniform contract with no salary advances.
    1881 – William E. Boeing (d. 1956) was born in Detroit.  Boeing moved to the Pacific Northwest and purchased extensive timberlands and into lumber operations around the Olympic Peninsula.  He made a success of the venture, in part by shipping lumber to the East Coast via the new Panama Canal, generating funds that he would later apply to a very different business.  While president of Greenwood Timber Company, Boeing, who had experimented with boat design, traveled to Seattle where, during the Alaska-Yukon-Pacific Exposition in 1909, he saw a manned flying machine for the first time and became fascinated with aircraft. Boeing decided to take lessons in Los Angeles and he purchased a plane.  William Boeing became a pilot. Boeing's test pilot, Herb Munter, soon damaged the plane. When he was told that replacement parts would not become available for months, Boeing told his friend, "We could build a better plane ourselves and build it faster." Westervelt agreed. They soon built and flew the B&W Seaplane, an amphibian biplane that had outstanding performance. Boeing decided to go into the aircraft business and bought an old boat works on the river near Seattle for his factory.  In 1916, Boeing went into business with George Westervelt as "B & W" and founded the Pacific Aero Products Co. When America entered World War I, a little more than a month later, Boeing changed the name from Pacific Aero Products Co. to Boeing Airplane Company and obtained orders from the US Navy for 50 planes. At the end of the war, Boeing began to concentrate on commercial aircraft. He secured contracts to supply airmail service and built a successful airmail operation and later passenger service that evolved into United Airlines.
    1890 – Yosemite Valley and Mariposa Big Tree Grove were combined into Yosemite National Park in California.
    1893 – The Bayou Hurricane killed 2,000 in Louisiana.
    1903 - The visiting Pittsburgh Pirates beat the Boston Americans 7-3 in the first World Series game. The best-of-nine series was won by Boston, 5 games to 3.  Two of the game’s greatest stars led their respective teams:  Honus Wagner of the Pirates and Cy Young of Boston.
       1913 – Walter Johnson won his 36th game of the year as the Washington Senators defeated the Philadelphia Athletics, 1-0.
    1918 - EGGERS, ALAN LOUIS, Medal of Honor
Rank and organization: Sergeant, U.S. Army, Machine Gun Company, 107th Infantry, 27th Division. Place and date: Near Le Catelet, France, 29 September 1918. Entered service at: Summit, N.J. Birth: Saranac Lake, N.Y. G.O. No.: 20, W.D., 1919. Citation: Becoming separated from their platoon by a smoke barrage, Sgt. Eggers, Sgt. John C. Latham and Cpl. Thomas E. O'Shea took cover in a shell hole well within the enemy's lines. Upon hearing a call for help from an American tank, which had become disabled 30 yards from them, the 3 soldiers left their shelter and started toward the tank, under heavy fire from German machineguns and trench mortars. In crossing the fire-swept area Cpl. O'Shea was mortally wounded, but his companions, undeterred, proceeded to the tank, rescued a wounded officer, and assisted 2 wounded soldiers to cover in a sap of a nearby trench. Sgt. Eggers and Sgt. Latham then returned to the tank in the face of the violent fire, dismounted a Hotchkiss gun, and took it back to where the wounded men were, keeping off the enemy all day by effective use of the gun and later bringing it, with the wounded men, back to our lines under cover of darkness. 
    1918 - LEMERT, MILO, Medal of Honor
Rank and organization: First Sergeant, U.S. Army, Company G, 119th Infantry, 30th Division. Place and date: Near Bellicourt, France, 29 September 1918. Entered service at: Crossville, Tenn. Birth: Marshalltown, lowa. G.O. No.: 59, W.D., 1919. Citation: Seeing that the left flank of his company was held up, he located the enemy machinegun emplacement, which had been causing heavy casualties. In the face of heavy fire he rushed it single-handed, killing the entire crew with grenades. Continuing along the enemy trench in advance of the company, he reached another emplacement, which he also charged, silencing the gun with grenades. A third machinegun emplacement opened up on him from the left and with similar skill and bravery he destroyed this also. Later, in company with another sergeant, he attacked a fourth machinegun nest, being killed as he reached the parapet of the emplacement. His courageous action in destroying in turn 4 enemy machinegun nests prevented many casualties among his company and very materially aided in achieving the objective.
    1918 - LUKE, FRANK, JR., (Air Mission) Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army Air Corps, 27th Aero Squadron, 1st Pursuit Group, Air Service. Place and date: Near Murvaux, France, 29 September 1918. Entered service at: Phoenix, Ariz. Born: 19 May 1897, Phoenix, Ariz. G.O. No.: 59, W.D., 1919. Citation: After having previously destroyed a number of enemy aircraft within 17 days he voluntarily started on a patrol after German observation balloons. Though pursued by 8 German planes which were protecting the enemy balloon line, he unhesitatingly attacked and shot down in flames 3 German balloons, being himself under heavy fire from ground batteries and the hostile planes. Severely wounded, he descended to within 50 meters of the ground, and flying at this low altitude near the town of Murvaux opened fire upon enemy troops, killing 6 and wounding as many more. Forced to make a landing and surrounded on all sides by the enemy, who called upon him to surrender, he drew his automatic pistol and defended himself gallantly until he fell dead from a wound in the chest. 
    1918 - Captain GH Wilkins, official AIF photographer, rallies United States troops at the battle of the Hindenburg Line while taking photographs for this action.  He is awarded a bar to his Military Cross, becoming the only Australian official photographer to be decorated for bravery in the field.
    1919 – Gambler Arnold Rothstein decided to finance the fix of the 1919 World Series.  The plan called for Nat Evans to give a $40,000 advance to Sport Sullivan to give to the players, with an additional $40,000 to be put in a safe at the Hotel Congress in Chicago.  Evans kept $29,000 and bet on the Cincinnati Reds, giving White Sox player Chick Gandl only $10,000.
    1920 – Babe Ruth hit his Major League record 54th home run on the last day of the season, his first with the Yankees. Only one other team in the American league hit more than 44 homers.
    1920 – Actor Walter Matthau (d. 2000) was born in NYC.  He won two Tony Awards, one for his role as Oscar Madison in “The Odd Couple.”  He won the Oscar for Best Supporting Actor in “The Fortune Cookie.” 
    1923 - On the same 1923 day as Lombard Street opened across town, the “crookedist street” in San Francisco, the Steinhart Aquarium in Golden Gate Park opened its sculpted bronze doors to the public. Ignatz Steinhart, a wealthy entrepreneur, donated the money to build the place in honor of his deceased brother Sigmund.
    1924 – Former president Jimmy Carter was born in Plains, GA.
    1924 – Former Chief Justice William Rehnquist (d. 2005) was born in Milwaukee, WI.  He wrote the dissenting opinion in Roe v Wade, d over the impeachment trial of President Clinton, and ruled on the outcome of the 2000 election in Bush v Gore.
    1927 - An outbreak of tornadoes from Oklahoma to Indiana caused 81 deaths and $25 million damage. A tornado (possibly two tornadoes) cut an eight-mile-long path across Saint Louis, MO, to Granite City, IL, killing 79 persons. The damage path at times was a mile and a quarter in width. The storm followed a similar path to tornadoes which struck in 1871, 1896, and 1959.
    1932 – In the fifth inning of game 3 of the World Series, Chicago Cubs fans were mercilessly riding Babe Ruth with epithets.  Ruth then pointed to the center field bleachers in Wrigley Field and hit the next pitch from Cubs pitcher Charley Root to that very spot.  It has forever more been known as “The Called Shot.”  The Yankees went on to win the game and swept the Cubs in four games.  Considerably skepticism abounds regarding one of the game’s most storied players and events.  Root, when asked about it said to the effect, “if he had pointed like that, I’d have knocked him on his fat ass with the next pitch.”  Several papers the next day confirmed the extraordinary gesture while others made no mention at all.
    1932 – Blues guitarist Albert Collins (d. 1993) was born in Leona, TX.    He won a Grammy for “Showdown” in 1985 which he recorded with Robert Cray and Johnny Copeland.  He was inducted into the Blues Hall of Fame in 1989.       
    1938 - Charleston, SC was hit with 5 tornadoes, which killed 32 people and did $2 million in damage
    1939 - Germany and the Soviet Union agree to divide control of occupied Poland roughly along the Bug River--the Germans taking everything west, the Soviets taking everything east.
    1942 - Hugh Mulzac, first Black captain of a US merchant ship, launches with the Booker T Washington,
    1942 – Satchel Paige, believed to be 36, of the Kansas City Monarchs, pitched 5 2/3 innings of hitless relief against the Homestead Grays, winning 9 - 5 in Philadelphia in the 1942 Colored World Series, finishing a four-game sweep of the Grays.    1949 - Mao Zedong proclaimed the People's Republic of China, a single-party state controlled by the Communist Party of China, during a ceremony in Beijing.  In the following years, he solidified his control through land reforms and through a psychological victory in the Korean War.  His reforms also included campaigns against landlords, people he termed “counter-revolutionaries," and other perceived enemies of the state. In 1957 he launched the Great Leap Forward that aimed to rapidly transform China's economy from agrarian to industrial. This campaign led to the deadliest famine and the deaths of an estimated minimum of 45 million people between 1958 and 1962. In 1966, Mao initiated the Cultural Revolution, a program to remove "counter-revolutionary" elements in Chinese society that lasted 10 years and was marked by violent class struggle, widespread destruction of cultural artifacts, and an unprecedented elevation of Mao's personality cult. It is now officially regarded as a "severe setback" for the PRC.  A controversial figure, Mao is regarded as one of the most important and influential individuals in modern world history.  He is also known as a political intellect, theorist, military strategist, poet, and visionary.  Supporters credit him with driving imperialism out of China, modernizing the nation and building it into a world power, promoting the status of women, improving education and health care, as well as increasing life expectancy as China's population grew from around 550 million to over 900 million under his leadership.  Conversely, his regime has been called autocratic and totalitarian, and condemned for bringing about mass repression and destroying religious and cultural artifacts and sites. It was additionally responsible for vast numbers of deaths with estimates ranging from 30 to 70 million victims.
    1950 - CHRISTIANSON, STANLEY R., Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps, Company E, 2d Battalion, 1st Marines, 1st Marine Division (Rein.). Place and date: Seoul, Korea, 29 September 1950. Entered service at: Mindoro, Wis. Born: 24 January 1925, Mindoro, Wis. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with Company E, in action against enemy aggressor forces at Hill 132, in the early morning hours. Manning 1 of the several listening posts covering approaches to the platoon area when the enemy commenced the attack, Pfc. Christianson quickly sent another marine to alert the rest of the platoon. Without orders, he remained in his position and, with full knowledge that he would have slight chance of escape, fired relentlessly at oncoming hostile troops attacking furiously with rifles, automatic weapons, and incendiary grenades. Accounting for 7 enemy dead in the immediate vicinity before his position was overrun and he himself fatally struck down, Pfc. Christianson, by his superb courage, valiant fighting spirit, and devotion to duty, was responsible for allowing the rest of the platoon time to man positions, build up a stronger defense on that flank, and repel the attack with 41 of the enemy destroyed, many more wounded, and 3 taken prisoner. His self-sacrificing actions in the face of overwhelming odds sustain and enhance the finest traditions of the U.S. Naval Service. Pfc. Christianson gallantly gave his life for his country.     1953 - The American League announced that Bill Veeck's controlling interest in the St. Louis Browns has been sold to a Baltimore group headed by mayor Tom D’Alesandro (Nancy Pelosi’s father). The new owners got immediate approval to move the team to Baltimore, something Veeck had been trying in vain to get approved. The team took the name Orioles and began play for the 1954 season in Memorial Stadium.   
    1955 - Top Hits
“The Yellow Rose of Texas” - Mitch Miller
“Love is a Many-Splendored Thing” - The Four Aces
“Tina Marie” - Perry Como
“I Don't Care” - Webb Pierce
    1955 - Arthur Miller's play, “A View from the Bridge,” opened on Broadway on this date, and received mixed reviews from critics.
    1956 - So far, RCA Victor has received over 856,327 advance orders for Elvis Presley's "Love Me Tender."
             1961 – One of baseball’s most revered records was broken when the Yankees’ Roger Maris hit his 61st HR, breaking the record of Babe Ruth set in 1927.  Maris hit his fourth-inning homer in his second time at bat, off Tracy Stallard, a 24-year-old Boston rookie right-hander.  The Yankees won the game, 1-0.
    1962 - President John F. Kennedy authorized use of federal troops in integration of University of Mississippi. James H. Meredith, an Air Force veteran, was escorted onto the University of Mississippi campus by U.S. marshals. Two men were killed in the ensuing mob violence, which was quelled with the aid of 3000 federal soldiers. The next day, Meredith was enrolled and began to attend classes amid continuing disruption by protestors. On June 6, 1966, James Meredith was shot and wounded while on a lone march from Memphis, Tenn. to Jackson, Miss. to encourage black voter registration. On June 26, 26 groups from across the country joined with Meredith to complete the march. From 1989 to 1991, Meredith served as a policy advisor to conservative Republican Senator Jesse Helms, who only ten years earlier had opposed the establishment of Martin Luther King, Jr. Day. He is an author and businessman today.    1962 – Johnny Carson debuted as regular host of NBC's "Tonight" show.  Carson is the longest-serving host to date although not the host with the most episodes.  The show aired for 30 seasons between October, 1962 and May, 1992.
    1963 - Top Hits
“Blue Velvet” - Bobby Vinton
“Sally, Go 'Round the Roses” - The Jaynetts
“Be My Baby” - The Ronettes
“Abilene” - George Hamilton IV
    1965 - Hanoi publishes the text of a letter it has written to the Red Cross claiming that since there is no formal state of war, U.S. pilots shot down over the North will not receive the rights of prisoners of war (POWs) and will be treated as war criminals.
    1967 - ”Alice” premiers on TV. Linda Lavin played the title role in this CBS comedy that was based on the 1975 film “Alice Doesn't Live Here Anymore.” Alice Hyatt was the new girl in town, a widow raising her son while trying to make ends meet by waitressing at a diner. She also had dreams of making it big as a singer. Nine years later, Alice was able to leave her "temp" job for a gig. Lavin's co-stars were: Vic Tayback as diner owner Mel Sharples, Philip McKeon as Alice's son, Tommy, Beth Howland as waitress Vera Gorman, Polly Holliday as sassy waitress Flo Castleberry, Diane Ladd as Flo's replacement Belle Dupree, Celia Weston as waitress Jolene Hunnicut, Martha Raye as Mel's mother, Carrie and Marvin Kaplan as customer Henry Beesmyer. The last episode was on August 31, 1976.
    1967 - Motown's Soul label released Gladys Knight and the Pips' “I Heard It Through the Grapevine.” It ultimately reached Number 2 on the pop charts and Number 1 on the rhythm and blues charts.
    1967 - Mickey Hart joins the Grateful Dead.
    1970 - The New American Bible was published by the St. Anthony Guild Press. It represented the first English version Roman Catholic Bible to be translated from the original Biblical Greek and Hebrew languages. (The Rheims-Douai Version of 1610 had been based on Jerome's Latin Vulgate.)
    1971 - Top Hits
“Go Away Little Girl” - Donny Osmond
“Maggie Mae/Reason to Believe” - Rod Stewart
“The Night They Drove Old Dixie Down” - Joan Baez
“The Year That Clayton Delaney Died” - Tom T. Hall
    1973 - "We're an American Band" by the Grand Funk Railroad topped the charts and stayed there for a week.    1975 - WGPR-TV Detroit, first Black-owned station in US, begins broadcasting.

    1977 - No. 1 Billboard Pop Hit: "Star Wars Theme/Cantina Band," Meco. The 15-minute song is a disco version of several themes from the top movie of 1977.
    1979 - Cheap Trick's "Ain't That A Shame" peaks at #35 on the singles chart, while Robert Palmer's "Bad Case Of Loving You" peaks at #14, Nick Lowe's "Cruel To Be Kind" peaks at #12 and Dave Edmunds' "Girls Talk" peaks at #65.
    1979 - Gold hits record $400.20 an ounce in Hong Kong.
    1979 - Top Hits
“My Sharona” - The Knack
“Sad Eyes” - Robert John
“Rise” - Herb Alpert
“It Must Be Love” - Don Williams
        1983 - Heavy rains began in central and eastern Arizona which culminated in the worst flood in the history of the state. Eight-to-ten-inch rains across the area caused severe flooding in southeastern Arizona which resulted in thirteen deaths and $178 million damage. President Reagan declared eight counties of Arizona to be disaster areas.    1984 - "Let's Go Crazy" by Prince & the Revolution topped the charts and stayed there for 2 weeks.
    1984 - The Cars' "Drive" peaks at #3 on the pop singles chart.
    1985 – “MacGyver,” starring Richard Dean Anderson, debuted on ABC.  Fortunately, the last detail is unimportant when compared to his astounding mind. Drawing on a vast practical knowledge of science, Macgyver is able to make use of any mundane materials around him to create unorthodox solutions to any problem he faces. The enemies of world peace and justice continually learn that underestimating this man is a fatal mistake for their plans. The popular series lasted seven years, perhaps making MacGyver a verb in our language for turning something simple into a major tool.
    1987 - No. 1 Billboard Pop Hit: "Didn't We Almost Have It All," Whitney Houston.
    1987 - Top Hits
“Didn't We Almost Have It All” - Whitney Houston
“Here I Go Again” - Whitesnake
“Lost in Emotion” - Lisa Lisa & Cult Jam
“Three Time Loser” - Dan Seals
        1987 - A slow moving cold front produced rain from the Great Lakes Region to the Central Gulf Coast Region. A late afternoon thunderstorm produced wind gusts to 62 mph at Buffalo, NY. Warm weather continued in the western U.S. In Oregon, the afternoon high of 96 degrees at Medford was a record for the date.
    1989 - Seven cities reported record high temperatures for the date, as readings soared into the 80s and low 90s in the Northern Plateau and Northern Plains Region. Record highs included 91 degrees at Boise, ID, and 92 degrees at Sheridan, WY. The high of 100 degrees at Tucson, AZ marked their 51st record high of the year, and their 92nd day of 100-degree weather.
    1990 - In Washington, DC, the National Cathedral (officially, the Cathedral Church of St. Peter and St. Paul) was completed after 83 years of construction. Begun in 1907, the Gothic edifice had been used in its incomplete form since 1912.
    1991 - Snow began in Caribou, ME at 8:35 p.m. on the29th and ending at 2 am on the 30th with 2.5 inches accumulating.
    1994 - The Pointer Sisters receive a star on the Hollywood Walk of Fame. The star on Hollywood Boulevard was originally set to be unveiled in January, but an earthquake struck Los Angeles three days before the scheduled ceremony. The Pointers are the first African-American female music group to receive the honor.
    1996 - Astros Retire Ryan's Number. The Houston Astros retired uniform number 34 in honor of their former pitcher, Nolan Ryan, who played for Houston for nine seasons.
The ceremony made Ryan the only player to have his number retired by three teams, the California Angeles and the Texas Rangers having previously accorded him the honor.
    2001 - Some 7,000 people marched for peace in Washington, DC while an estimated 7-10,000 marched in San Francisco. They marched to mourn terrorist victims and to urge the nation to heal poverty and injustice that fuels global violence instead of focusing on military revenge.
    2001 - The Supreme Court suspended former President Bill Clinton from practicing before the high court.  On January 19, 2001, Clinton's law license was suspended after he acknowledged to an Arkansas circuit court that he had engaged in conduct prejudicial to the administration of justice in the Paula Jones Case.
    2002 - Barry Bonds sets a new season mark for on-base percentage with a .582 OBP. The 38-year-old Giant left fielder, who became the oldest first-time winner of a batting title hitting .370, easily surpassed the 1941 mark established by Ted Williams with a .553 OBP.
    2004 - Major League Baseball announces Washington D.C. will become the new home of the Montreal Expos in time for the 2005 season. The nation's capital, which was chosen over finalists including Las Vegas and Northern Virginia, will have baseball first time in 33 years since the expansion Senators left in 1971 to become the Texas Rangers.
    2005 - John G. Roberts is confirmed as the Chief Justice of the Supreme Court.
    2008 – At the outset of the Great Recession, a $700 billion financial industry bailout won lopsided passage in the Senate, 74-25, after it was loaded with tax breaks and other sweeteners.
    2014 - eBay Inc. announced that it will split its PayPal unit into a separate company, raising the possibility of a PayPal buyout by mobile payment operators such as Google.  The spin-off was completed in 2015.
    2017 – 64-year-old Steven Paddock opened fire on 22,000 country music fans at an open-air festival in Las Vegas, NV from a 32d-floor suite at the Mandalay Bay Hotel before taking his own life. 58 people died and 700 more were inured in the deadliest such massacre in US history.   The cause was never determined.



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