New Hires/Promotions in the Leasing Business
and Related Industries

Jamie Cue was promoted at Rhino to Senior Recovery Associate, Denver, Colorado. She is located in the greater Denver Metropolitan Area. She joined the firm May, 2021, as Support Associate, promoted November, 2021, Recovery Associate.   Previously, she was at OnDeck, starting April, 2018, Senior Loan Operations, promoted September, 2019, Associate Lending Advisor, promoted September, 2020, Associate Partnerships, Account Manager. Senior Project Manager, Armstrong Steel (August, 2016 - March, 2018).
https://www.linkedin.com/in/jamiecue/

Michael Lefkowitz, CLFP, was hired as Portfolio Manager, Leasing Division, Presidential Bank, Bethesda, Maryland. He is located in Swedesboro, New Jersey. Previously, he was Small Business Credit Manager, WSF Bank (March, 2019 - October, 2022). He joined Marlin Business Services, June, 2013, Senior Credit Analyst, promoted May, 2016, Credit Manager, promoted January, 2018, AVP, Mid-Ticket Credit Leader. Prior, he was at TD Bank, starting July, 2008, AVP, Small Business Underwriter I & II, promoted July, 2012, Assistant Vice President, Small Underwriter Lead I; Junior Credit Analyst, Marlin Business Services (September, 2006 - July, 2008; Marketing Intern, MetLife Financial Services (May, 2005 - August, 2005).

Matthew Lewis was hired as Senior Underwriting Analyst, Trio Capital, Mount Laurel, New Jersey. Previously, he was Credit Analyst, Marlin Capital Solutions (May, 2015 - October, 2022). Prior, he was at Rivera Finance, starting November, 2008, as Account Executive Assistant, promoted January, 2014, Account Executive.
https://www.linkedin.com/in/matthew-lewis-72069a87/

Keith Reilly was hired as Senior Vice President, Capital Markets, Wintrust Commercial Finance, Chicago, Illinois.  He is located in Towson, Maryland. Previously, he was Vice President, Encina Equipment Finance, LLC (April, 2021 - October, 2022); Director, Equipment Finance, Truist Securities (January, 2020 - April, 2021). He joined BB&T July, 2020 Leadership Development Program Associate, promoted May, 2011, Commercial Credit Officer, promoted January, 2014, Assistant Vice President, promoted November, 2016, Vice President.
https://www.linkedin.com/in/keith-reilly-62b3787/

Harrison Schettler was hired as Operation Analyst, PEAC Solutions, Philadelphia, Pennsylvania. Previously, he was at Marlin Capital Solutions, starting February, 2021, Sales Development Representative, promoted October, 2021, Business Finance Advisor.  Account Executive, PLS Logistics Services (January, 2020 - April, 2020). He joined Prime Pay February, 2018, Market and Brand Associate, promoted February, 2019 Client Relationship Representative.
https://www.linkedin.com/in/harrisonschettler/

Zach Thibault was promoted to Manager, Credit (Equirex) at Bennington Financial Corporation, Hamilton, Ontario, Canada. He joined the firm September, 2013, as Customer Service/Insurance Coordinator; promoted February, 2014, Lease Transaction Analyst; promoted June, 2017, Junior Credit Analyst; promoted December, 2018, Credit Analyst, promoted Senior Credit Analyst, April, 2021, Team Lead, Credit (Equirex), January, 2022. 
https://www.linkedin.com/in/zach-thibault-8b7923a3/

Victoria Wallace was hired as Talent Acquisition Manager, NewLane Finance, Philadelphian, Pennsylvania. Previously, she was Talent Acquisition Manager, Marlin Capital Solutions (October, 2021 - September, 2022); Talent Acquisition Specialist, St. Francis Medical Center (March, 2021 - October, 2021); Recruitment Consultant, Investigator (September, 2019 - March, 2021); Clinical Research Recruiter, Randstad USA (May, 2018 - August, 2019).
https://www.linkedin.com/in/victoria-wallace-3711b2220/

Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work

 

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Positive Attitude

Sales Makes it Happen by Scott Wheeler, CLFP

Originators in the commercial equipment finance and leasing industry are working harder and smarter to win new opportunities. Those with a positive attitude and advisory approach are winning more than their fair share of quality assets. The following account emphasizes the power of a positive attitude in winning a key vendor relationship.

An originator was a secondary source of funding for a large high-profile vendor in his territory. The originator was funding just a few transactions a month and was well aware that the primary financial partner was funding five to ten times more business each month. The primary and secondary partners  recently increased their yield requirements and both companies have tightened their credit requirements. However, the two originators representing the financial partners approached the situation differently.

The originator representing the primary financial partner was more apologetic. He projected that volume with this vendor would decrease over the coming months. He pulled back in his communication, because he saw each conversation as a negative experience. Each call was strictly for follow-up purposes and to work on active transactions.

The originator representing the secondary financial source saw the changing situation as an opportunity to pick up additional business from this regional vendor. He offered to meet with the entire vendor sales team and explain the current financial situation. He explained the current economics of approving, documenting, and funding transactions. He explained how he was willing to provide additional services and work more closely with the sales team to close more business in the face of changing conditions.

The originator representing the secondary financial source was leaning into the new reality with a positive approach to working with the vendor, working with their end-users, working harder to keep communications open and positive, and to helping both the vendor and end-users navigate a changing environment.

Both financial partners remain active with the regional vendor. Both financial partners have similar financial products. The previous primary source has seen its business decrease by nearly 50% while the secondary source has seen its business nearly double in the last three months. One company has treated the relationship as half empty and results followed their expectations.

The more aggressive, positive originator treated the relationship as an opportunity being half full and has doubled his volume. More importantly the more aggressive originator is well on his way to winning a new position as the primary financial partner for a high-profile, regional vendor.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.htm

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Lawmakers Push for PPP Forgiveness For Good Faith Loan Amount Errors
300,000 PPP Loans with Excess
Loan Amount Errors Totaling $3.775 Billion
By Delaney Sexton, Contributing Editor Coleman Reports

On January 15, 2021, SBA announced that amounts of PPP loans received due to ‘excess loan amount errors’ are not eligible for loan forgiveness and must be repaid,” reads a letter sent to Administrator Isabella Guzman by 40 lawmakers (1). “Multiple witnesses before the Committee on Small Business have testified these loan amounts should be eligible for forgiveness because, in many cases, loan amount miscalculations were caused by confusion over the evolving program rules, especially early in the program.”

The letter mentions the frequency of rule changes and guidance updates throughout the PPP program, which made it hard for lenders and borrowers to keep up with regulations. For smaller businesses that have less access to accountants and attorneys, this easily allowed for good faith loan amount miscalculations.

There are over 300,000 PPP loans with excess loan amount errors totaling $3.775 billion. The average excess PPP loan amount error is $12,403, and even in cases where the borrower used the loan proceeds for eligible and forgivable purposes or the lender made a good faith error, the borrower is still required to pay the PPP loan back. Many of the smallest businesses cannot sustain the unexpected debt that comes from this issue.

In the letter, the lawmakers ask that the SBA rescind the policy to allow excess amounts received due to good faith errors to be eligible for loan forgiveness. Addressing this issue would “represent the federal government making good on its promise” to small businesses that their PPP loans would be forgiven if spent correctly.

Sunny Glottmann, a researcher at the Center for Responsible Lending, explained, “Despite their best efforts to comply with rapidly changing PPP rules, many of the smallest businesses now owe an unexpected debt that threatens their very survival.

“This burden is disproportionately shouldered by microbusinesses and businesses owned by people of color. Congress and the SBA should rescind the Good Faith Error rule and remove additional barriers to loan forgiveness.”

(1) Letter:
https://colemanreport.com/wp-content/uploads/2022/10/stop_unfairly_penalizing_ppp_borrowers.pdf

Coleman Report
28081 Marguerite Pkwy.
#4525, Mission Viejo, CA 92690
bob@colemanreport.com

Top Hurricane Landfall  Wind Speed
Since 1936, Name and State

Continental U.S. landfalling hurricanes with max winds of 150+ mph.

 

 

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Mississippi Collects Millions in Revenue
from Medical Cannabis Licenses, Fees

The state of Mississippi announced that it had brought in millions in revenues from its new medical cannabis program. Information on the state’s Department of Health website shows that the state raked in roughly $5.7 million in one-off application and license fees from cultivators, dispensaries, processors and transportation companies as well as testing activities within the state.

In specific figures, the state of Mississippi has thus far brought in $25,000 for testing facilities; $37,500 and $12,500 for transportation and disposal licenses respectively; $110,000 and $175,000 for micro-cultivation and processor licenses respectively; and $905,000 for cultivation licenses.

Sales are set to start in November with more than 100 licensed dispensaries’ applications with Mississippi’s Department of Revenue, which is in charge of tax and fee collection. It is expected that the state’s revenues will increase as sales start toward the end of the year.

Under Senate Bill 2095, which was signed into law in February 2022, patients in the state of Mississippi will be able to purchase concentrated cannabis products, flower, extracts and other products infused with cannabis, including beverages, edibles, oil, ointments and topical products.

Source: Cannisnewswire.com

[headlines]
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Financing Cannabis Funding Sources
Many Work with Third Party Originators

Alliance Commercial Capital
Alternative Finance Network
Cannabis Equipment Leasing
International Financial Services (IFS)
NEC Financial Services
Number One Enterprise
Prime Commercial Lending
Slim Capital
Vertical Companies
XS Equipment Leasing Solutions

 

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##### Press Release ############################

Rapid Finance Acquires Digital Lending
Technology Provider, Thrive

BETHESDA, Md.-- Rapid Finance, a market leader in helping small businesses find sustainable and customized financing solutions through a fast and simple application process, announced today its acquisition of digital lending platform provider, Thrive, at American Banker’s Small Business Banking conference.

Kunal Sehgal, Co-Founder and CEO of Thrive, explained, “By becoming part of an established industry leader like Rapid Finance, we are well positioned to build on that foundation and accelerate our growth.”

As part of Rapid Finance’s recent corporate rebrand and restructuring, the Thrive acquisition represents a significant addition to the company’s new Rapid Finance Technology business unit. Thrive’s true, end-to-end digital lending platform enables banks, non-bank lenders and credit unions to realize meaningful operational efficiencies through a streamlined origination process and more efficient underwriting for both consumer and SMB lending.

Kunal Sehgal continued, “Since its inception, Thrive was purpose built to address the need for more efficient lending through intelligent automation of application, origination, underwriting, decisioning and servicing,” said, co-founder and CEO of Thrive. “By becoming part of an established industry leader like Rapid Finance, we are well positioned to build on that foundation and accelerate our growth.”

Will Tumulty, CEO of Rapid Finance, exclaimed, “We are excited to bring Thrive into the Rapid Finance suite of solutions to support the growing market need for fast, simple and trusted loan options,” said Will Tumulty, CEO of Rapid Finance. “This acquisition is a natural fit and in line with our team’s thoughtful approach to modernizing business finance and generating value for our clients and their business.”

About Rapid Finance

Rapid Finance has a proven track record of helping small businesses (and those who support them) succeed and since 2005, has been offering fast, simple, and trusted financing options that provide small businesses with access to capital when they need it most. Using a thoughtful combination of technology, speed and deep industry expertise, Rapid Finance has helped millions of small business clients find financing plans that meet their unique business needs. Visit www.rapidfinance.com.

### Press Release ############################

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### Press Release ############################

AP Equipment Financing Achieves 46% Q3 Growth
and Wins Top Workplaces Award

BEND, OR. – AP Equipment Financing was awarded “The Oregonian: 2022 Regional Top Workplace Award” and funded a record-breaking $92.5 Million in Q3 2022, a 46% year-over-year increase from Q3 2021.

Chris Lerma, CLFP, President of AP, said, "Over the past year, we have made strategic changes to our sales strategy alongside continual updates to our operational and technology platforms.

 “We have diversified our target markets with complimentary niches resulting in consistent and planned volume growth, while maintaining the exceptional service our customers have become accustomed to."

AP Equipment Financing has been awarded a Top Workplace 2022 award by The Oregonian. The list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage LLC. The anonymous survey uniquely measures 15 culture drivers that are critical to the success of any organization, including alignment, execution, connection, and more.

"I'm extremely grateful to our employees for their continuous hard work and dedication. This award wouldn’t have been possible without their voices." Says Lauren Mann, Human Resources Director of AP. "Our employees are truly the heroes of this company and deserve the credit for emulating our House Rules and maintaining our amazing work culture during the trying times of the pandemic.”

To inspire an inclusive and collaborative culture, AP leadership and employees created the “AP House Rules”:

1. Attitude is everything.
2. We are intellectually curious innovators and disruptors.
3. Our workplace is a drama-free zone.
4. We communicate openly, kindly, efficiently and effectively.
5. We are empathetic, friendly and strive to be happy at work.
6. We stand behind our word – we do what we say we will.
7. We are passionate and professional at the same time.
8. Process is the lifeblood of the company: Know it, embrace it, respect it, improve it.
9. We take pride in the work we do for our community and employees.
10.We don’t waste time, and we respect others’ time.

About AP Equipment Financing
AP Equipment Financing was founded in 1998 to provide businesses with a fast, easy, and more personalized way to access and finance the specialized equipment financing they need. In 2019, AP Equipment Financing became a wholly owned subsidiary of Tokyo Century USA

### Press Release ############################

Siberian Husky
Mission Vallejo, California  Adopt-a-Dog

Costa

A248826
Female
Tan
2 Years, 3 months
Adopton fee: $100

City of Mission Viejo
Animal Services Center
200 Civic Center
200 Civic Center
28095 Hillcrest
Mission Viejo, CA 92692
(949) 470-3045

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From the Leasing News Past:
Advanta Leasing Ceases Business

Advanta Leasing (10/2001 ) Advanta Leasing Division Net Loss $44 Million "These included a $44 million charge associated with discontinued operations, principally reflecting a revision to the valuation of leasing assets and a decrease in the estimated pretax operating results over the remaining life of the lease portfolio. The leasing revision results primarily from the impact of a former leasing vendor's bankruptcy. The Company also recorded asset valuation charges of $10 million on its venture capital portfolio due to the continued weakness in the current market for venture capital investments.  As a result of these charges, the Company reported a net loss for the quarter of $41.7 million or $1.59 per share for Class A and Class B shares combined on a diluted basis."  (7/2001) Advanta Corp: 2nd quarter shows $4 million loss in leasing biz (1/2001) Advanta ceases leasing business announcement Chris Ciarrocchi says "goodbye".  Mortgage Division sold, re-affirms Leasing Division still for sale (9/2000) for sale, former prez now at eOriginals, others let go like Kaye Lee.

https://leasingnews.org/List_Chron/2001.htm

News Briefs---

Report: Elon Musk proposes going ahead
   with Twitter deal/Stocks Jump 13% then Halted
     But Twitter Sales Surge 33%
https://www.mercurynews.com/2022/10/04/report-musk-proposes-going-ahead-with-twitter-deal/

Dow rallies more than 1,500 points in two days,
     S&P 500 posts best 2-day gain since 2020
https://www.cnbc.com/2022/10/03/stock-market-futures-open-to-close-news.html

Rivian production accelerates in third quarter.
   Normal plant on pace to build 25,000 EV trucks this year
https://www.chicagotribune.com/business/ct-biz-rivian-ev-production-accelerates-third-quarter-20221004-ipbuzkbu6raahk5pfkklflkobi-story.html

‘Concussion’ doctor Bennet Omalu says Tua Tagovailoa
     should give up football forever
https://nypost.com/2022/10/04/tua-tagovailoa-should-retire-after-concussion-bennet-omalu/

Chess Investigation Finds That U.S. Grandmaster
     ‘Likely Cheated’ More Than 100 Times
https://www.wsj.com/articles/chess-cheating-hans-niemann-report-magnus-carlsen-11664911524

Senate Confirms Saltzman to be Space Force’s
     next Chief of Space Operations
https://www.aerotechnews.com/blog/2022/10/03/senate-confirms-saltzman-to-be-space-forces-next-chief-of-space-operations/

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Credit Suisse Is in Deep Trouble
    succession of financial scandals
https://www.thestreet.com/investing/credit-suisse-is-in-deep-trouble

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Sports Briefs---

Cowboys QB Dak Prescott (thumb) won’t play
    vs. Los Angeles Rams
https://www.dallasnews.com/sports/cowboys/2022/10/04/cowboys-qb-dak-prescott-thumb-wont-play-vs-los-angeles-rams/

Portland Thorns owner Merritt Paulson responds to
    U.S. Soccer report: ‘The darkest day I have experienced’
https://www.oregonlive.com/portland-thorns/2022/10/portland-thorns-owner-merritt-paulson-responds-to-us-soccer-report-the-darkest-day-i-have-experienced.html

Overreaction Tuesday: Jimmy Garoppolo is back
https://49ers.pressdemocrat.com/overreaction-tuesday-jimmy-garoppolo-is-back/

Rams left reeling as regular-season slide
    against 49ers continues in loss
https://www.latimes.com/sports/rams/story/2022-10-03/rams-san-francisco-49ers-loss-nfl-matthew-stafford-recap

Pac-12 bowl projections: We’re saying Arizona has
    a chance, which isn’t something we’ve said in years
https://www.eastbaytimes.com/2022/10/04/pac-12-bowl-projections-were-saying-arizona-has-a-chance-which-isnt-something-weve-said-in-years/

NFL Power Rankings: Eagles take top spot
    with Bills, Chiefs close behind
https://theathletic.com/3655264/2022/10/04/nfl-power-rankings-week-4/

Tony Kemp's RBI single in 10th lifts A’s past Angels 5-4https://www.pressdemocrat.com/article/sports/tony-kemps-rbi-single-in-10th-lifts-athletics-past-angels-5-4/

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California Nuts Briefs---

Employers must post salary ranges
     under new California law
https://www.mercurynews.com/2022/10/04/employers-must-post-salary-ranges-under-new-california-law/

Here’s how San Francisco Bay Area residents
    really feel about returning to the office
https://www.sfchronicle.com/bayarea/article/return-to-office-17479272.php

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"Gimme that wine"

Wine of the week: Olema, 2019
    Cabernet Sauvignon, Sonoma County
https://www.pressdemocrat.com/article/lifestyle/wine-of-the-week-olema-2019-cabernet-sauvignon-sonoma-county/

Duckhorn reports drop in net income
for the fourth quarter/ 27% decrease 2021
https://www.pressdemocrat.com/article/business/duckhorn-reports-drop-in-net-income-for-the-fourth-quarter/

Cabernet Can Survive Climate Change
https://www.ucdavis.edu/food/news/cabernet-can-survive-climate-change

A New Documentary Will Put Missouri Wine
In Front Of A National Audience
https://kansascitymag.com/things-to-do/arts-entertainment/a-new-documentary-will-put-missouri-wine-in-front-of-a-national-audience/

How the Manischewitz gets made — a behind-the-scenes
taste of America’s most iconic kosher wine
https://forward.com/culture/519721/how-the-manischewitz-gets-made-a-behind-the-scenes-taste-of-americas-most-iconic-kosher-wine/

The $25,000 Rookie Dinner Has N.F.L. Players Divided
https://www.nytimes.com/2022/09/26/dining/nfl-rookie-dinner.html

“Gimme that Wine”
http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

This Day in History

     1632 - While they did not find a passage to Asia or gold and riches, they did discover tobacco being grown by the American Indians. It became a very valuable crop to the new colonies, in fact so much so, the Massachusetts Court of assistants and General Court, which ruled in Boston, enacted the Tobacco Tax “that no person shall take any tobacco publicly, under pain of punishment; also that everyone shall pay 1d. for every time he is convicted of taking tobacco in any place, and that any Assistant shall have power to receive evidence and give order for the levying of it, as also to give order for the levying of the officer's charge.“
    1692 - In Massachusetts, Increase Mather published his "Cases of Conscience Concerning Evil Spirits." It allegedly had influence in eventually stopping the Salem witch hunt that began in March when some children called unto explain their odd behavior, claimed that three old women had bewitched them. The women were tried, convicted, and condemned on the testimony of the children. Although Gov. William Phips halted the trails in October, 1692, by January 1693, twenty persons condemned for witchcraft had been executed and two had died in prison. which effectively brought an end to the Salem Witch Trials which had begun earlier this year.
    1693 - The earliest description of buffalo or bison hunting in America appeared in French traveler Fr. Louis Hennepin's account of Louisiana. Coming upon a large group of buffalo, the Indians would surround them with a circle of grass fire, leaving a few openings where they waited to ambush the escaping animals.
  1780 - Great Hurricane of 1780 kills 20,000 to 30,000 in Caribbean.
http://www.jamaica-gleaner.com/pages/history/story008.html
    1789 - George Washington proclaimed the 1st national Thanksgiving Day to be Nov 26: “Whereas it is the duty of all nations to acknowledge the providence of Almighty God, to obey His will, to be grateful for His benefits, and humbly to implore His protection and favor; and Whereas both Houses of Congress have, by their joint committee, requested me to "recommend to the people of the United States a day of public thanksgiving and prayer, to be observed by acknowledging with grateful hearts the many and signal favors of Almighty God, especially by affording them an opportunity peaceably to establish a form of government for their safety and happiness: Now, therefore, I do recommend and assign Thursday, the 26th day of November next, to be devoted by the people of these States to the service of that great and glorious Being who is the beneficent author of all the good that was, that is, or that will be; that we may then all unite in rendering unto Him our sincere and humble thanks for His kind care and protection of the people of this country previous to their becoming a nation; for the signal and manifold mercies and the favorable interpositions of His providence in the course and conclusion of the late war; for the great degree of tranquility, union, and plenty which we have since enjoyed; for the peaceable and rational manner in which we have been unable to establish constitutions of government for our safety and happiness, and particularly the national one now lately instituted for the civil and religious liberty with which we are blessed, and the means we have of acquiring and diffusing useful knowledge; and, in general, for all the great and various favors which He has been pleased to confer upon us. And also that we may then unite in most humbly offering our prayers and supplications to the great Lord and Ruler of Nations and beseech Him to pardon our national and their transgressions; to enable us all, whether in public or private stations, to perform our several and relative duties properly and punctually; to render our National Government a blessing to all the people by constantly being a Government of wise, just, and constitutional laws, discreetly and faithfully executed and obeyed; to protect and guide all sovereigns and nations (especially such as have shown kindness to us), and to bless them with good governments, peace, and concord; to promote the knowledge and practice of true religion and virtue, and the increase of science among them and us; and, generally to grant unto all mankind such a degree of temporal prosperity as He alone knows to be best.”    
    1790 - Birthday of John Ross, Chief of the United Cherokee Nation from 1839 to 1866, near
Lookout Mountain , Tennessee. Remembered as a great leader of his people, died August 1, 1866.
(lower half of: http://memory.loc.gov/ammem/today/oct03.html )
    1841 - The 'October Gale' hit New England raising havoc with the Cape Cod fishing fleet. 40 ships were washed ashore and 57 men lost their lives from the town of Truro alone. Inland the storm brought heavy snow with 3 inches at Concord, MA and 18 inches at Middletown, CT
    1862 - Battle of Corinth Confederates under General Earl Van Dorn suffer a major defeat when they fail to recapture Corinth, a vital rail center in Mississippi. Van Dorn hurled his army at the outer defenses of Corinth on the morning of October 3. Over the course of the spring and summer, both Union and Confederate occupiers of Corinth had constructed concentric rings of trenches around the city. The Confederates were initially successful at capturing the outer defenses, driving the 23,000 defenders back nearly two miles. The battle lasted all day, and only nightfall brought relief to the battered Yankees. The next day, the Confederates made a series of desperate assaults on the inner trenches. They suffered heavy losses and began to withdraw from Corinth by early afternoon. The Confederate defeat was devastating. The Union losses included 315 dead, 1,812 wounded, and 232 prisoners, while the Confederate losses included 1,423 dead, 5, 692 wounded, and 2,268 prisoners. The Confederate defeat at Corinth allowed the Union to focus attention on capturing Vicksburg, Mississippi, the last major Rebel stronghold on the Mississippi River.
    1863 - Thanksgiving Day was proclaimed a national holiday by President Abraham Lincoln, to be observed on the last Thursday in November. In 1939 President Franklin D. Roosevelt moved Thanksgiving Day one week back to stimulate Christmas shopping. In 1941 Congress adopted a joint resolution confirming the Fourth Thursday, not the last Thursday, as Thanksgiving Day. 1875- Hebrew Union College was founded in Cincinnati, Ohio under Jewish auspices. It was the first Jewish college in America to train men for the rabbinate.
http://www.huc.edu/about/history.shtml
    1863 - Mary Jackson led more than a thousand women in bread riots in Richmond, Virginia. The women wanted food at affordable prices. Confederate President Jefferson Davis attempted to disperse the crowd with words and money from his pocket, but when the women didn't accept his excuses, the Southern gentlemen called in the city police to disperse the women with clubs. It is not reported that the men of the city accepted less food on their tables in an era when the men of the family ate first and women got the leftovers.
    1895 - Stephen Crane's The Red Badge of Courage is published in book form.
    1899 - John S. Thurman of the General Compressed Air and Vacuum Machinery Company, St. Louis, MO, obtained a patent on a ‘pneumatic carpet renovator. It was a vacuum cleaner driven by a motor.
    1900 - Birthday of author Thomas Wolfe, born Ashville, North Carolina. He is considered one of American's top writers. “You Can't Go Home Again” is a classic, along with his epic autobiographical novel, “Look Homeward, Angel.” He died in Baltimore at age thirty-seven of tuberculosis of the brain.
http://www.wolfememorial.com/
http://www.lib.unc.edu/ncc/wolfe/about.htm
http://library.uncwil.edu/wolfe/wolfe.html
    1901 - The first record company, The Victor Talking Machine Company, is incorporated, later merging with the Radio Corporation of America to become RCA-Victor.
    1902 - Birthday of Harvey Kurtzman (“What? Me Worry?) Cartoonist and founder of Mad magazine, born Brooklyn, NY. At the age of 14 he had his first cartoon published, and he began his career in comic books in 1943. His career led him to ED (Educational Comics) and with the support of William Gaines, he created Mad magazine, which first appear in 1952. He died February 21, 1993, at Mount Vernon, NY.
    1902 - President Theodore Roosevelt becomes the first US president to intervene in a strike by workers when he met with miners and coal field operators in Washington, DC. He appointed a commission that settled the strike later in the month.
http://memory.loc.gov/ammem/today/oct03.html
    1904 - Cookman College opens in Daytona Beach, Florida
http://www.cookman.edu/index.html
    1906 - One of the nation's pioneer retailers, W.T. Grant, opened a 25-cent department store. It would go bankrupt, the largest retailer to do so, the day before its 74th anniversary, 1975.
http://fcit.coedu.usf.edu/florida/photos/business/misc/0453.htm
http://www.goantiques.com/texis,grant_company_preferred,3be9cfe128.html
    1908 - Birthday of song writer Johnny Burke, Antioch, CA.
    1916 - Birthday of Trigger Alpert, born Indianapolis, IN
    1925 - Birthday of jazz promoter George Wein, born Boston, MA. Originated Newport Jazz Festival, 1954, among other contributions to promoting jazz.
    1935  -Louis Armstrong Band cuts “I'm in the Mood for Love,” New York City, ( Decca).
    1941 - Birthday of Chubby Checker (Ernest Evans, musician, singer, best known for “The Twist”, born Philadelphia, PA.
    1942 - Whirlaway, Horse racing's Triple Crown winner in 1941, won the 1942 running of the Jockey Club Gold Cup and became the first horse who win more than $500,000 in career earnings.
    1945 - Stan Kenton and his orchestra recorded "Painted Rhythm" for Capitol Records.
    1947  -New York Yankees pitcher Floyd “Bill” Bevens carried a no-hitter into the ninth inning of Game 4 of the World Series against the Brooklyn Dodgers. With two out and runners on first and second as the result of walks, pinch-hitter Harry “Cookie” Lavagetto doubled off the right-field wall in Ebbets Field. Two runs scored, the no-hitter evaporated and the Yankees lost the game.
    1949 - WERD, first Black radio station, begins operating in Atlanta, GA. 
http://www.blackseek.com/bh/2001/177_werd.htm
    1951 - Bobby Thomson hit a three-run home run with one out in the bottom of the ninth inning off Ralph Branca to give the New York Giants a 5-4 victory over the Brooklyn Dodgers in the deciding game of the 1951 National League playoff. My Dad had taken my brother and I to this game. The Giants entered the ninth trailing, 4-1, Whitey Lockman drove in one run, and then Thomson came to bat with runners on second and third. The home run has gone down in baseball legend as “the Shot Heard Round the World. It was a very disappointing game as I was a Brooklyn Dodger fan and my brother a New York Giant's fan. The Giants' comeback in the pennant race to tie the Dodgers at the end of the regular season is known to baseball buffs as “The Miracle of Coogan's Bluff.”
    1951 - Top Hits
“Because of You” - Tony Bennett
“I Get Ideas” - Tony Martin
“Cold, Cold Heart” - Tony Bennett
“Always Late (With Your Kisses)” - Lefty Frizzell
    1952 - The first video recording on high-definition magnetic tape was made when the electronics division of Bing Crosby Enterprises, Los Angeles, CA, recorded images on magnetic tape, rewound the tape, and immediately reproduced the picture through a standard television monitor tube. A one-inch tape with 12 tracks, 1 for sound, and 11 for pictures, was used. The cost was one-third that of photographic processes.
    1952 - “Mr. and Mrs. North“ premiered on TV. This half-hour murder mystery show began as a comedy radio show based on stories by Richard and Frances Lockridge. A pilot program was released in 1949, but the TV series didn't begin until 1952. It starred Richard Denning as Jerry North and Barbara Britton as his wife Pamela, a New York cou­ple who investigated unsolved murders. Francis De Sales was also featured as Lieutenant Bill Weigand.
    1952 - “Our Miss Brooks” premiered on television. . This half-hour sitcom began on the radio, and unlike many radio programs that moved to TV, most of the original radio cast was retained. It was about a favorite high school English teacher named Connie Brooks (played by Eve Arden). Also featured were Gale Gordon, Richard Crenna, Gloria McMil­lan and Jane Morgan. In the fall of 1955, the setting was changed, and some regulars left.
    1952 - The long-running radio hit The Adventures Of Ozzie and Harriet, now featuring a 12-year-old Ricky Nelson, debuts on CBS-TV, where it will run for another 14 years, bringing the total life of the show to 22 years!
    1954 - Singer Stevie Ray Vaughn Birthday
http://www.hotshotdigital.com/WellAlwaysRemember.4/
StevieRayVaughan.html
http://www.austinlinks.com/Music/srv.html
http://www.texasflood.com/
    1955 - "LIFE" magazine's cover displayed Hollywood's most handsome bachelor, Rock Hudson. He died of aids October 2, 1985 in Beverly Hills, Ca.
http://www.cmgww.com/stars/hudson/rock.html
    1955 - “Captain Kangaroo” made his first appearance. He was on the air until 1985; this was the longest-running children's TV show until “Sesame Street” surpassed it. Starring Bob Keeshan as Captain Kangaroo, it was broad­cast on CBS and PBS. Other characters included Mr. Green Jeans Grandfather Clock, Bunny Rabbit, Mr. Moose and Dancing Bear. Keeshan was an advocate for excellence in children's program­ming and even supervised which commercials would appear on the program. In 1997 “The All New Captain Kangaroo” debuted, starring John McDonough.
    1955 - “Mickey Mouse Club” premiered. This afternoon show for children was on ABC. Among its young cast members were Mouseketeers Annette Funicello and Shelley Fabares. A later version, “The New Mickey Mouse Club,” starred Ken Russell and Britney Spears.
    1957 - “The Real McCoy's premiered on TV. This first successful rural comedy program was one of the most popular, predating similar shows such as “The Beverly Hillbillies” by many seasons. It was set in rural California and featured the McCoys, played by Walter Brennan, Richard Crenna, Kathleen Nolan, Michael Winkelman and Lydia Reed.
    1957 - The Pat Boone Chevy Showroom TV show premieres on ABC-TV. It would last until 1960.
    1959 - Birthday of golfer Fred Couples, Seattle, WA
    1960 - ”The Andy Griffith Show” premiered. This day marks the airing of the first of 249 episodes. Set in rural Mayberry, NC, the show starred Grif­fith as Sheriff Andy Taylor, Ron Howard as his son Opie, Frances Bavier as Aunt Bee Taylor and Don Knotts as Deputy Barney Fife. Although the last telecast aired Sept 16, 1968- more than 12,000 members of “The Andy Griffith Show” Rerun Watchers Club and others celebrate this day with festivities every year.
    1957 - “The Pat Boone Show” premiered on TV. Clean-cut singer Pat Boone hosted three shows between 1957 and 1969. The first was a prime-time variety series with the McGuire Sisters, and the Mort Lindsey Orchestra as regulars. The second show featured the Paul Smith Orchestra and was a daytime variety and talk show. “Pat Boone in Hollywood” was the title of the third, a 90-minute talk show.
    1959 - Top Hits
“Sleep Walk” - Santo & Johnny
“Mack the Knife” - Bobby Darin
“Put Your Head on My Shoulder” - Paul Anka
“The Three Bells” - The Browns
    1961 - “Dick Van Dyke Show”. This sitcom wasn't an imme­diate success but soon became a hit. It starred Dick Van Dyke as Rob Petrie, a TV show writer, and Mary Tyler Moore as his wife Laura, a former dancer. This was one of the first shows revolv­ing around the goings-on at a TV series. Other cast members included: Morey Amsterdam, Rose Marie, Richard Deacon, Carl Reiner, Jerry Paris, Ann Morgan Guilbert and Larry Matthews. The last episode aired Sept 7,1966 but the show remains popu­lar in reruns. Carl Reiner created the series.
    1962 – 11 years to the day after “The Shot Heard ‘Round the World,” the San Francisco Giants came from behind to defeat the Los Angeles Dodgers, 5-4, in the deciding game of their three-game National League playoff. The Giants scored four runs in the ninth inning to advance to the World Series where they lost to the New York Yankees, four games to three.
    1964 - Hurricane Hilda crossed the Louisiana coastline with sustained winds of 120 mph at Franklin, LA. Hilda killed 38 and produced a total damage of $125 million. An F4 tornado spawned by Hurricane Hilda cut a 2 mile path through Larose, LA, killing 22 people and injuring 165.
    1967 - Top Hits
“The Letter” - The Box Tops
“Never My Love” - The Association
“Apples, Peaches, Pumpkin Pie” - Jay & The Techniques
“Laura (What's He Got That I Ain't Got)” - Leon Ashley
    1971 - Billie Jean King won the Virginia Slims Thunderbird tournament in Phoenix to become the first woman tennis player to win more than $100,000 in prize money in a single year.
    1973 - The World Football League was formed as a challenge to the National Football League, but it played less than two full seasons before folding.
    1974 - The only Major League player selected Most Valuable Player in both the American and National Leagues, Frank Robinson was hired by the Cleveland Indians as baseball's first black major league manager. During his playing career, Robinson represented the American League in four World Series playing for the Baltimore Orioles, led the Cincinnati Reds to a National League Pennant and hit 586 home runs in 21 years of play.
    1975 - Top Hits
“I'm Sorry” - John Denver
“Fight the Power” - The Isley Brothers
“Run Joey Run” - David Geddes
“Daydreams About Night Things” - Ronnie Milsap
    1976 - “Quincy” premiered on TV. This medically-oriented crime show starred Jack Klugman as Dr. Raymond Quincy, a medical examiner for the L.A. coroner's office. Quincy's curiosity about his cases led to investigative work which often solved them. Later in the series the show focused on social issues that were unrelated to forensic medicine. IN the final season, Quincy got married to Dr. W. Emily Hanover (Anta Gillette). The last telecast aired on September 5, 1983.
    1977 - The TV event “Elvis in Concert,” filmed just weeks before the King's death, is shown on CBS, with good friend Ann-Margret hosting. It shocks many with the depiction of a bloated and drug-addled Elvis Presley in his final days.
    1979 - An F4 tornado ripped through Windsor Locks, CT. The storm ripped through the Bradley Air Museum totally destroying 16 vintage aircraft. 3 died and damage topped $200 million. As the storm passed 1 mile east of Bradley International Airport, the National Weather Service office reported a wind gust to 86 mph.
    1983 - Top Hits
“Total Eclipse of the Heart” - Bonnie Tyler
“Making Love Out of Nothing at All” - Air Supply
“(She's) Sexy + 17” - Stray Cats
“New Looks from an Old Lover” - B.J. Thomas
    1983 - A five day rain event triggered by moisture from Pacific Tropical Storm Octave finally came to an end over the eastern 2/3rds of Arizona after dropping from 2 to 12 inches of rain. The storm produced the most destructive flooding ever in Arizona with 13 deaths, 1300 homes destroyed. Damage was estimated at $178 million. 20 main highways had to be closed, isolating dozens of towns.
    1986 - “LA Law” premiered on television. Set in the Los Angeles law firm of McKenzie, Brack­man, Chaney and Kuzak, this drama had a large cast. Divorce lawyer Arnie Becker was played by Corbin Bernsen, public defender Victor Sifuentes by Jimmy Smits and managing partner Douglas Brackman by Alan Rachins. Other cast members included Harry Hamlin as Michael Kuzak, Richard Dysart as Leland McKenzie, Susan Dey as Grace Van Owen, Jill Eikenberry as Ann Kelsey, Michael Tucker as Stuart Markowitz and Susan Ruttan as Roxanne Melman. The last telecast was May 19, 1994.
    1991 - Top Hits
“I Adore Mi Amor” - Color Me Badd
“Good Vibrations” - Marky Mark & The Funky Bunch/Loleatta Holloway
“Emotions” - Mariah Carey
“Where Are You Now” - Clint Black
    1992 - A strong low pressure system moved out of the Gulf of Mexico spawning several tornadoes in the Tampa, FL area. One person was killed and 23 homes destroyed as one tornado moved through Largo. 3 people were killed and 75 injured in Pinellas Park as an F3 tornado passed through. Total damage was $32 million. Heavy rains also occurred across North Florida and Georgia with the storm with 8.69 inches at Jacksonville, FL and 10.14 at Brunswick, GA. Strong winds and a long fetch pushed tides 4 to 5 feet above normal along the west coast of Florida. Major beach erosion occurred along the coast of Hillsborough County and at Egmont Key.
    1993 - GORDON, GARY I.,  Medal of Honor
Rank and organization: Master Sergeant, U.S. Army. Place and date: 3 October 1993, Mogadishu, Somalia. Entered service at: ----- Born: Lincoln, Maine. Citation: Master Sergeant Gordon, United States Army, distinguished himself by actions above and beyond the call of duty on 3 October 1993, while serving as Sniper Team Leader, United States Army Special Operations Command with Task Force Ranger in Mogadishu, Somalia. Master Sergeant Gordon's sniper team provided precision fires from the lead helicopter during an assault and at two helicopter crash sites, while subjected to intense automatic weapons and rocket propelled grenade fires. When Master Sergeant Gordon learned that ground forces were not immediately available to secure the second crash site, he and another sniper unhesitatingly volunteered to be inserted to protect the four critically wounded personnel, despite being well aware of the growing number of enemy personnel closing in on the site. After his third request to be inserted, Master Sergeant Gordon received permission to perform his volunteer mission. When debris and enemy ground fires at the site caused them to abort the first attempt, Master Sergeant Gordon was inserted one hundred meters south of the crash site. Equipped with only his sniper rifle and a pistol, Master Sergeant Gordon and his fellow sniper, while under intense small arms fire from the enemy, fought their way through a dense maze of shanties and shacks to reach the critically injured crew members. Master Sergeant Gordon immediately pulled the pilot and the other crew members from the aircraft, establishing a perimeter which placed him and his fellow sniper in the most vulnerable position. Master Sergeant Gordon used his long range rifle and side arm to kill an undetermined number of attackers until he depleted his ammunition. Master Sergeant Gordon then went back to the wreckage, recovering some of the crew's weapons and ammunition. Despite the fact that he was critically low on ammunition, he provided some of it to the dazed pilot and then radioed for help. Master Sergeant Gordon continued to travel the perimeter, protecting the downed crew. After his team member was fatally wounded and his own rifle ammunition exhausted, Master Sergeant Gordon returned to the wreckage, recovering a rifle with the last five rounds of ammunition and gave it to the pilot with the words, "good luck." Then, armed only with his pistol, Master Sergeant Gordon continued to fight until he was fatally wounded. His actions saved the pilot's life. Master Sergeant Gordon's extraordinary heroism and devotion to duty were in keeping with the highest standards of military service and reflect great credit upon him, his unit and the United States Army.
    1993 - SHUGHART, RANDALL D., Medal of Honor
Rank and organization: Sergeant First Class, U.S. Army. Place and date: 3 October 1993, Mogadishu, Somalia. Entered service at: ----- Born: Newville, Pennsylvania. Citation: Sergeant First Class Shughart, United States Army, distinguished himself by actions above and beyond the call of duty on 3 October 1993, while serving as a Sniper Team Member, United States Army Special Operations Command with Task Force Ranger in Mogadishu, Somalia. Sergeant First Class Shughart provided precision sniper fires from the lead helicopter during an assault on a building and at two helicopter crash sites, while subjected to intense automatic weapons and rocket propelled grenade fires. While providing critical suppressive fires at the second crash site, Sergeant First Class Shughart and his team leader learned that ground forces were not immediately available to secure the site. Sergeant First Class Shughart and his team leader unhesitatingly volunteered to be inserted to protect the four critically wounded personnel, despite being well aware of the growing number of enemy personnel closing in on the site. After their third request to be inserted, Sergeant First Class Shughart and his team leader received permission to perform this volunteer mission. When debris and enemy ground fires at the site caused them to abort the first attempt, Sergeant First Class Shughart and his team leader were inserted one hundred meters south of the crash site. Equipped with only his sniper rifle and a pistol, Sergeant First Class Shughart and his team leader, while under intense small arms fire from the enemy, fought their way through a dense maze of shanties and shacks to reach the critically injured crew members. Sergeant First Class Shughart pulled the pilot and the other crew members from the aircraft, establishing a perimeter which placed him and his fellow sniper in the most vulnerable position. Sergeant First Class Shughart used his long range rifle and side arm to kill an undetermined number of attackers while traveling the perimeter, protecting the downed crew. Sergeant First Class Shughart continued his protective fire until he depleted his ammunition and was fatally wounded. His actions saved the pilot's life. Sergeant First Class Shughart's extraordinary heroism and devotion to duty were in keeping with the highest standards of military service and reflect great credit upon him, his unit and the United States Army.
    1995 - In a Los Angeles courtroom, O.J. Simpson was acquitted of the June 12, 1994 stabbing deaths of his wife, Nicole Brown Simpson, and waiter, Ronald Goldman. Simpson smiled and nodded toward the jury, saying “Thank you, thank you.”  O.J. Simpson was found liable for the 1994 death of Ronald Goldman and committed battery against his ex-wife Nicole Brown Simpson in a civil trial jury ruled February 4, 1997. The Superior Court jury awarded $8.5 million in compensatory damages to the Goldman family and to Ron Goldman's biological mother. The jury ruled against Simpson on each of the eight technical questions of liability it was asked to consider. It effectively found Simpson liable for his ex-wife's death, though the Brown family did not seek such a verdict.
http://www.courttv.com/casefiles/simpson/
    1995 - Top Hits
“Jagged Little Pill” - Alanis Morissette
“Dangerous Minds”--Soundtrack 3
“Cracked Rear View”--Hootie
“All I Want”- Tim McGraw
    1998 - "The First Night" by Monica topped the charts and stayed there for 2 weeks.
    2005 - Top Hits
“Gold Digger” - Kanye West Featuring Jamie Foxx
“Shake It Off” - Mariah Carey
“Like You” - Bow Wow Featuring Ciara
“Photograph” - Nickelback
    2007 - The Rolling Stones' "A Bigger Bang" tour, named after their latest album, sets a new world record for grosses when the two-year jaunt rakes in nearly 560 million dollars.
    2010 - The Giants return to the playoffs for the first time in six years when they beat the Padres on the last day of the season. After losing the first two games of the week-end series to San Diego, San Francisco avoids ending the season tied with their West Division foe with a 3-0 victory at AT&T Park.