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Wednesday, October 19, 2022

Today's Leasing News Headlines

California DFPI Auditor Says State Bank
  Subsidiaries Need CFL License
    By Ken Greene, Leasing News Legal Editor
Commercial Alternative Finance Company List
    Free Listing to Those Who Qualify
Leasing and Finance Industry Help Wanted
    Equipment Vendor Sales Managers/Work Remote
Your Money Supply
    Sales Makes it Happen by Scott Wheeler, CLFP
Largest Public companies
    by Market Cap (2000 - 2022)
Quality Leasing Names Hall as Vice President of Sales
    Stephanie Hall, CLFP Leada Sales & Marketing Efforts
Labrador Retriever
    Carmel, Indiana Adopt-a-Dog
NEFA Funding Symposium, Two Weeks Away
    Nashville, Tennessee, November 2-4
News Briefs ----
United Airlines reaps $942 million profit
    on strong summer
Netflix Gains 2.4 Million New Subscribers,
    Reversing Trend
Tesla to open massive warehouse in Metro East
     Best Selling cars in the Marketplace
The Fed, Staring Down Two Big Choices
     Charts an Aggressive Path

You May Have Missed ---
How would the Kroger-Albertsons merger
    impact independent grocers?

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Brief----
 California Nuts Brief---
   "Gimme that wine"
    This Day in History
      Daily Puzzle
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


California DFPI Auditor Says State Bank
Subsidiaries Need CFL License!
By Ken Greene, Leasing News Legal Editor

Does the licensing exemption afforded by Financial Code §22050 apply to federally chartered banks and their subsidiaries, but not state bank subsidiaries? The answer to this question could mean that state bank subsidiaries need to be licensed in states that require commercial finance licenses or, at least for now, in California.   

In the course of a routine examination of a very reputable, established broker, a DFPI examination concluded that the licensing exemption afforded by Financial Code §22050 applies to federally chartered banks and subsidiaries, but not state bank subsidiaries, cutting the broker off from one of its funding sources.

I have been trying (but failing) to understand the logic behind this decision. Let’s take a look at the language of the exemption:

(a) This division does not apply to any person doing business under any law of any state or of the United States relating to banks,  . . . when acting under federal law or other state authority. . . [emphasis added]

In a 1988 opinion, the Commissioner held that a wholly owned subsidiary of a national bank would be exempt from the licensing requirements under the exemption applicable to “any doing business under any law . . . of the United States . . . relating to banks. Op. Commissioner, Cal.  Dept. Corp., OP 5792C (12/1/88). The Commissioner’s apparent rationale was that the operating subsidiary, like its parent bank, would be sufficiently regulated by the OCC, and, as such, the operating subsidiary of a bank constituted an entity “that does business under the laws of the United States.”

The Commissioner apparently believed that since the federal government provides sufficient oversight over federal banks, there is no need for the DFPI to replicate that task. I would presume the state bank exemption, though not addressed in that opinion, is based on logic parallel to the rationale about federal banks, conceding to state banking regulators the responsibility of maintaining oversight over state banks, obviating the necessity of DFPI regulation.

The DFPI examiner did not assert that state banks are not able to avail themselves of the Section 22050 exemption. That implies that the state regulators are equally qualified to provide adequate oversight as the federal regulators. But if state banks are sufficiently regulated by state law, and wholly owned state bank subsidiaries are overseen by those same regulators, how is it that state bank subsidiaries are still not exempt when federal subsidiaries are? In my humble opinion, this is why this finding is wrong.

I am by no means casting shade on the regulator (a very nice man) who rendered this potentially devastating decision. He is just doing his job and it is not always easy, given the new and changing laws and personnel. Perhaps he was confusing this with the consumer loan exemptions, which are much more limited, as, in 2016, the regulators reversed the prior stance of the DBO and repealed the exemption for all (state and federal) non-depository subsidiaries engaged in consumer lending. 10 C.C.R.§1422.3(a). Of course the regulators could repeal the exemption for commercial transactions but that has not happened.

Until this troublesome issue is resolved, which could take some time, what does a state chartered subsidiary do? The cautious companies will apply for a CFL license and comply with the new disclosure laws. Equally important, if the DFPI exams some of the larger unlicensed subsidiaries, the penalties could be severe.

To be clear, this is not a judgment, a ruling, or an order. It is an examiner’s opinion. If it is the incorrect opinion of one man, perhaps it will disappear of its own accord. But if this is the new position of the DFPI on the state court subsidiary exemption, there will certainly be a tidal wave of discontent within the industry that will soon flood the backwaters of the DFPI offices.

Ken Greene
Tel: 818.575.9095
Fax: 805.435.7464

Ken Greene Leasing & Finance Observations


Commercial Alternative Finance Company List
Free Listing to Those Who Qualify

This is for commercial business only, no consumer transactions, and products offered to list include, Bridge Loans, Business Loans Factoring, Capital Leasing, Lines of Credit, Merchant Advance, Trade/PO Financing, and Working Capital.

It is for funders, not “brokers” or “super brokers.” There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

To qualify for this list, the company must be a "funder" and not a "Broker" or “Super Broker.”  The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where they are on "recourse." Every non-public company' banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

This list will appear on the website as well as in the News Edition, from time to time, particularly when updated, as well as utilized when Leasing News is asked for a referral or has a good reputation.

In Business Since
Leasing Association
Products Offered

Channel Partners Capital
Adam Peterson

$10,000 to $250,000
Working Capital Products

A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program| D - Also "in house" salesmen


Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work



Your Money Supply

Sales Makes it Happen by Scott Wheeler, CLFP

Successful originators in the commercial equipment finance and leasing industry protect the interest of their money supply. They sell those products which are in the best interest of their employers, funding sources, investors, and/or stockholders. In a period of rising interest rates and potential increases in delinquencies, successful originators are taking the time to fully understand the objectives, challenges, and opportunities of their money supply.

I recently met with an originator who flaunted that he worked for his vendors and end-users. He believed that it was his responsibility to force his employer and funding sources to offer below market rates to marginal end-users for the longest term possible. (He believed locking in low fixed rates for five, six, and seven years for his vendors and end-users was a good personal strategy.) This originator is fighting a losing battle. He is frustrated with the industry. He is trying to endanger the long-term sustainability of his employer and his money supply.

I asked the originator if he would invest his own money in a transaction to a marginal customer at 2021 rates for a seven-year term. His answer was a resounding, "Absolutely not." Why is he asking his money supplier to do what he would never consider with his own funds?

The above originator is a perfect example of an originator who does not know how to sell in a rising interest rate environment. This is an example of an originator who is moving backward rather than forward. This is an originator who is allowing savvy well informed, aggressive competitors to replace him in the market.

Top performing originators:

  • Place the interest of their employers, funding sources, and money supply as a top priority.
  • Set realistic expectations based upon the current market conditions.
  • Are willing and capable of explaining changing market conditions and the importance of having a financial partner with a long-term sustainable strategy.
  • Are capturing market share by aggressively selling against competitors who continue to sell in the past rather than building a network of vendors and end-users for the future.

The opportunity has never been greater for well-informed, aggressive, and professional originators in the commercial equipment finance and leasing industry.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


Largest Public companies
by Market Cap (2000 - 2022)

The 10 largest public companies in the world had a combined market capitalization of nearly $12 trillion as of July 2022.

But two decades ago, the players that made up the list of the largest companies by market capitalization were radically different—and as the years ticked by, emerging megatrends and market sentiment have worked to shuffle the deck multiple times.


Full Article:


##### Press Release ############################

Quality Leasing Names Hall as Vice President of Sales
Stephanie Hall, CLFP, to Lead Quality’s Sales & Marketing Efforts

CARMEL, Ind. – Quality Leasing Co., Inc. proudly announces the addition of Stephanie Hall, CLFP, to the company’s senior management team as Vice President of Sales.  In her new role, Hall is charged with spearheading Quality’s marketing efforts and leading the firm’s sales team to grow funding volume and market presence.

Quality CEO & Managing Director, G. Paul Fogle, CLFP, commented, “We are thrilled to add Stephanie to the team.  She brings extensive knowledge and experience in all aspects of commercial equipment finance.” Fogle went on to add, “She is a fantastic fit within our company culture.  Stephanie leads by example with her active industry volunteerism, stellar network reputation, and a track record of proven success.”

Hall is a past President/Chairman of the National Equipment Finance Association. She currently sits on the advisory council for Equipment Finance Cares, serves on the Small Ticket Business Council Steering Committee for the Equipment Lease & Finance Association, and is a STRIPES Leadership program Master Talk leader. Stephanie maintains active involvement in both the NEFA and the American Association of Commercial Finance Brokers (formerly NAELB) as a member, educational speaker, and a 2022 Conference Chair for each association.

“I’m thrilled to be joining an organization with the core values held by Quality and its leadership team,” says Hall.  “Stepping into this position with such a seasoned, already successful sales team is an amazing opportunity to focus on growth, continuous improvement and service to our originators and customers.“  Hall is a Certified Lease & Finance Professional (CLFP) with over 16 years’ experience specializing in small-ticket equipment finance.  Prior to joining Quality, she served as EVP of a Chicago-based bank, where she created the small-ticket group.  Her new contact info is: Shall@QualityLeasingCo.Com or (215) 703-8496.

About Quality Leasing Co.

For more than 65 years, Quality Leasing Co., Inc. has offered business owners across the U.S. commercial equipment financing with flexible terms, convenient structures, and personalized service. Funding equipment from aesthetic lasers to titled vehicles—and everything in between—Quality focuses on A- to C credit transactions from $30,000 up to $3,000,000.  The Quality team strives to make the financing process fast and easy for every customer, every time. How do we do it?  By adhering to Quality's core values of being passionately driven, staying humbly confident, showing uncompromising integrity, and maintaining a sincere desire to help others. For more information, please visit us at

### Press Release ############################




Labrador Retriever
Carmel, Indiana   Adopt-a-Dog


Six Years Old
61.1 lbs.
Black w/White
Shots Current
Good with cads
Good with dogs

Blueberry is a very sweet and loving 6 year old girl. She gets along well with cats and calm dog friends. She loves to cuddle and have belly rubs. She has had some anxiety with the energy of our new puppy, so we are trying to find her a new home where she can rest and relax. She would do well in a calm home with a loving family. Older children preferred.

Adopt a Dog in Carmel, Indiana
Private Home

Apply to Adopt:

This pet is available for adoption by a private owner. An adopter fee will be paid by the adopter and go towards helping other pets in need. Adoption Fee: $199.00


Two Weeks Away, NEFA Funding Symposium
Nashville, Tennessee, November 2-4

Randy Haug - Executive Vice President / Co-Founder, Vice Chair
Tara Aasand - VP, Sales & Relationship Management
Kirsten Dargy - Marketing Manager

We are extremely excited to welcome attendees to the November 1-4, 2022 Funding Symposium in Nashville, Tennessee. At the time of this update, the Funding Symposium attendance is currently at 347 and growing daily. This attendance represents the highest in NEFA’s history for a Funding Symposium (highest previously was 314). The exhibit hall is sold out along with most of the sponsorships!
Special thanks to the planning committee and NEFA’s team member, Kale Tissue – Director of Events and Operations, for their outstanding work in developing a memorable conference. The committee included:

  • Co-Chair - Stephanie Hall, CLFP, Quality Leasing Co., Inc.
  • Co-Chair - Jena Morgan, CLFP, JDR Solutions
  • Committee Member - Kyle Bergeron, Blue Bridge Financial
  • Committee Member - Jeffrey Bilbrey, Leasepath
  • Committee Member - Anne Dalgaard, CPA, CLFP, Dynamic Rentals
  • Committee Member - Beth McLean, CLFP, Northland Capital
  • Committee Member - Kim Riggs, Orion First Financial
  • Committee Member - Shawn Smith, Dedicated Financial GBC

Below are conference highlights:

  • Tuesday, November 1st 
    • Charity Axe Throwing Event with proceeds going to Safe Haven Family Shelter
  • Wednesday, November 2nd 
    • Leaning into Leadership – A STRIPES Leadership Introductory Workshop
    • Women in Leasing Luncheon
    • CEO Townhall – Back to the Future
    • Ambassadors & New Member Reception
    • Welcome Reception
  • Thursday, November 3rd 
    • Keynote Speaker – Mark Scharenbroich
    • Commercial Financial Disclosures Panel & Update
    • Strategic Planning Panel
    • Collections – Be Prepared Before the Market Changes
    • Technology Tips & Updates in 45 Minutes
    • Section 1071 Update
    • President’s Reception
    • Whiskey River Saloon Networking event with live music and dancing
    • Sponsorship proceeds support the Chris Walker Education    

        Fund Thursday, November 4th

    • Networking Breakfast & Prize Drawing

Throughout the conference, attendees will have the opportunity to connect, learn and network with NEFA members, exhibitors & sponsors.

To learn the agenda or if you still need to register for the Funding Symposium, here is link:

Hotel Update
Due to the large number of registrants for the 2022 Funding Symposium, rooms at the Omni Hotel have sold out. To best accommodate the high demand for rooms, we have added two additional hotels.  Please find the links to book your room below.




Chad Sluss, MSA
Executive Director / CEO
National Equipment Finance Association
P.O. Box 69 | Northbrook, IL 60065
P: 616-204-9599


News Briefs---

United Airlines reaps $942 million profit
     on strong summer

Netflix Gains 2.4 Million New Subscribers
    Reversing Trend

Tesla to open massive warehouse in Metro East
    Best Selling cars in the Marketplace

The Fed, Staring Down Two Big Choices
    Charts an Aggressive Path



How would the Kroger-Albertsons merger
   impact independent grocers?




Sports Briefs---

NBA season predictions:
    Will the Warriors repeat as champs?

Marcus Mariota: I’m ‘forever grateful’ to the
Atlanta Falcons for getting a second chance

Overreaction Monday: Kyle Shanahan
should be on the hot seat

'We are in a tough situation': Broncos offense
running out of time to turn things around

Tom Brady on sideline outburst vs. Steelers: 'It's a
bad day when there's more F-bombs than touchdowns'

Colts owner Jim Irsay: 'There's merit to remove'
Dan Snyder as owner of the Commanders

NFL Owners challenged on Diversity Woes,
this Time by White Coaches

Here’s everything we know about Robert Kraft and
Dana Blumberg’s surprise wedding celebration

Nearly 4,000 athletes coming to Sacramento
for Ironman California. Here are the details

Pac-12 playoff chances get muddled
with Utah’s win over USC


California Nuts Briefs---

Kaiser reaches deal to end 10-week strike;
     mental health employees to vote on new contract

Sale closed in Saratoga $4 million
     for a four-bedroom home



"Gimme that wine"

New movie parodies Wine Country’s affordability problem

Napa Valley is recovering from pandemic in ‘sustainable’ way

Beverly Hills billionaires give UC Davis $50 million
to build agricultural research hub

“Gimme that Wine”

Free Wine App

Wine Prices by vintage

US/International Wine Events


This Day in History

     1770 – Benjamin Wright (d. 1842) was born in Wethersfield, CT.  Chief engineer of the Erie Canal and the Chesapeake and Ohio Canal.  In 1969, the American Society of Civil Engineers declared him the "Father of American Civil Engineering."
    1798 - Secretary Benjamin Stoddert, first Secretary of the Navy, sent the first instructions to cutters acting in cooperation with the Navy in support of the Quasi-War with France, via the various collectors of customs. 
    1802 – The first non-Indian settlement is established in Oklahoma.
    1804 - A famous snow hurricane occurred. The unusual coastal storm caused northerly gales from Maine to New Jersey. Heavy snow fell across New England, with three feet reported at the crest of the Green Mountains. A foot of snow was reported in the Berkshires of southern New England, at Goshen
    1845 - The Naval Academy was established as The Naval School at Windmill Point, Fort Severn, Annapolis, MD, on a nine-acre site. It officially opened with 56 students. On July 1, 1850, the name was changed to the United States Naval Academy. The following year, the academy instituted a standard four-year program. From May 9, 1861 to September 9, 1865, while Maryland was part of the Confederacy, the academy was transferred to Newport, RI .
(Lower half of:
    1846 – Triton, the largest moon of Neptune is discovered by English astronomer William Lassell.
    1850 - The Chesapeake & Ohio Canal was completed and opened for business along its entire 184.5 mile length from Washington, DC to Cumberland, Maryland. Sections of the canal opened for navigation as they were completed: from
Georgetown in Washington, DC to
Seneca, Maryland in 1831; then to
Harpers Ferry, WV in 1833; to
Hancock, MD in 1839; and finally to
Cumberland, MD in 1850.  
Commerce traveled primarily on the water, not roads which were subject to weather and “poor” even in the best of times as they were nothing more than unpaved, old footpaths that had been repeatedly driven over by horses and by wagon train. 
    1855 - A mob in Columbia hanged John S. Barclay. The sheriff there tried to save the unfortunate man from the noose, but was repulsed. 
    1865 - The billiard ball was patented by John Wesley Hyatt.
    1874 - Beatrice Moses Hinkle (d. 1953) birthday, San Francisco.  As San Francisco's city physician, she was the first U.S. woman to hold a public health post. She was one of the two physicians who established the nation's first psychotherapeutic clinic. She was among the earliest Jungian analysts in America, having rejected Freud with whom she'd personally studied. She contributed to the conceptual framework of the theory. Her “Recreating of the Individual” (1923) took a strong stand regarding women’s individuality. It was noted particularly for its chapters on women and artists. 
    1881 - U.S. fashion designer Ethel Traphagen’s birthday, born Ethel Leigh (d. 1963) in NYC.  Influential founder of Traphagen School of Fashion design. 
    1886 - Gris­wold Lorillard of Tuxedo Park, NY, fashioned the first tuxedo for men. Pierre Lorillard IV, heir to a tobacco fortune and the biggest landowner in town, asked his tailor to create four new formal black jackets modeled after the tailless red wool coats worn by English for hunters. Lorillard declined to wear the result, but his son Griswold Lorillard and three of his friends did along with waistcoats of scarlet satin, and the look caught on. Some say this is more fiction than fact, but history records the Tuxedo Club and Lorillard responding on wearing it that it was a Tuxedo. 
    1887 - Thomas Edison organized the Edison Phonograph Company. 
    1900 – America’s First Lady of the Theater, Helen Hayes birthday, born Helen Hayes Brown (d. 1993), Washington, DC.  The winner of every award possible for an actor on the stage, in the movies, and TV. She began her acting career at age 5 and continued it for more than 85 years winning Academy Awards, Tonys, and Emmys. She received The Medal of Freedom (1986), the Kennedy Center Honors (1981), and even had a Broadway Theater was named after her. An award in her name established for achievement in professional theater.  Hayes's adopted son, James MacArthur (1937–2010), went on to a career in acting, starring in “Hawaii Five-O” as Danny Williams on television. 
    1901 – Birthday of Frederic Douglass Patterson (d. 1988) in Washington, DC.  Orphaned at the age of two, by the age of 31, Patterson had attained three educational degrees: a Doctorate of Veterinary Medicine and Master of Science from Iowa State, and a Doctorate of Philosophy from Cornell University.  He would later become President, at age 33, of what is now Tuskegee University (1935–1953) and Founder of the United Negro College Fund (1944). In 1987, President Ronald Reagan awarded Dr. Patterson the Presidential Medal of Freedom, the nation’s highest civilian honor.   
    1902 - Kalamazoo, MI, mandolin maker Orville Gibson founds the Gibson Mandolin-Guitar Mfg. Co, Ltd. In 1936, it would create the first commercially successful electric guitar. 
    1902 – The bicycle frame is patented by I.R. Johnson.
    1904 – The New York Yankees, two games out of first, played the first-place Red Sox on a final day doubleheader.  The Yanks’ 41-game winner, Jack Chesbro, loses the first game and the chance at the pennant.  Chesbro’s win total remains the modern era single season record in the Majors. 
    1904 – The Liberty Theater opens at 234 W 42nd St. New York City.
    1905 - Birthday of Willie “The Devil” Wells (d. 1989), Baseball Hall of Fame shortstop, Austin, TX. Wells is generally considered the greatest shortstop to play in the Negro Leagues. As manager of the Newark Eagles, he developed several players who became Major Leaguers and taught Jackie Robinson how to turn the double play. Inducted into the Hall of Fame in 1997. 
    1910 – Tau Epsilon Phi Fraternity is founded at Columbia University in NYC.
    1913 – President Woodrow Wilson triggered the explosion of the Gamboa Dike that ended the construction of the Panama Canal. 
    1914 – Ivory Joe Hunter’s (d. 1974) birthday in Kirbyville, TX.  After moving to LA, Hunter founded Pacific Records.  After signing with MGM Records, he recorded "I Almost Lost My Mind," which topped the 1950 R&B charts and would later (in the wake of Hunter's success with "Since I Met You Baby") be recorded by Pat Boone whose version became a number one pop hit. By 1954, he had recorded more than 100 songs and moved to Atlantic Records. His first song to cross over to the pop charts was "Since I Met You Baby" (1956). It was to be his only Top 40 pop song, climbing to # 12.  But since his death and the rise of Oldies nostalgia for 50s music, both songs are among the most-requested.  
    1915 - Famous Count Basie trumpeter and soloist Harry “Sweets” Edison (d. 1999) was born, Columbus, Ohio
    1917 - Pianist/composer Thelonious Monk (d. 1982) birthday, Rocky Mount, NC.   “Little Rootie Tootie,” “’Round Midnight” are among his most famous compositions 
    1920 - Indians' Bill Wambsganss becomes the only player in World Series history to complete an unassisted triple play as he makes a leaping catch, steps on second base and then tags the runner from first base.  Also in this Series, the Indians’ Bill Smith hit the first grand slam HR in Series history.
    1921 - Birthday of bass player William Howard “Monk” Montgomery (d. 1982), Indianapolis, IN.
    1923 - In the first World Series game ever played at Yankee Stadium, veteran Giant outfielder and future Yankees’ manager Casey Stengel breaks a 4-4 deadlock in the top of the ninth inning with an inside-the-park HR off Joe Bush. This is the first World Series HR in Yankee Stadium history.  It is the first World Series game to be broadcast nationally.
    1924 – Birthday of writer James Clavell, born Charles Edmund Dumaresq Clavell (d. 1994), Sydney, Australia. Prolific novelist, screenwriter, director, and World War II veteran and prisoner of war. Clavell wrote the novel “King Rat” (1962) and “Shogun” (1975), scripted the science-fiction horror movie “The Fly” (1958) and wrote a war movie, “Five Gates To Hell” (1959).  Clavell was nominated for a Writers Guild Award for “The Great Escape” (1963).   He also screenwrote, directed, and produced the box office success, “To Sir, With Love” (1967).
    1924 – The Washington Senators won their only World Series, defeating the New York Giants, 4-3, in 12 innings. With the Senators behind 3–1 in the eighth, Bucky Harris hit a routine ground ball to third which hit a pebble and took a bad hop over Giants third baseman Freddie Lindstrom. Two runners scored on the play, tying the score at three. Walter Johnson then came in to pitch the ninth and held the Giants scoreless into extra innings. The winning run scored when a ball hit by Earl McNeely hit a pebble and bounced over Lindstrom’s head…again. 
    1926 – In one of baseball’s storied World Series games, a day after picking up his second complete-game victory of the Series, 39-year-old Grover Cleveland Alexander saved Game 7 and the World Series for the St. Louis Cardinals, fanning Tony Lazzeri with the bases loaded in the 7th inning, then proceeding to no-hit New York the rest of the way. Out much of the night celebrating his victory in Game 6 and suffering from seizures, Alexander had no expectation of pitching without rest.  He was summoned when the starter, Jess Haines, developed a blister and left the game.  During the Lazzeri at-bat, on the pitch before the strikeout, “Poosh ‘em Up” hit a screaming liner that just went foul.  The Series concluded with Babe Ruth, inexplicably being thrown out trying to steal.   
    1928 - The temperature at Minneapolis, MN, reached 90 degrees, their latest such reading of record. 
    1928 - Birthday of piano player Junior Mance, Chicago, IL
    1933 - Procter and Gamble, Cincinnati, OH developed the first synthetic laundry detergent, whose formula included a surfactant to emulsify dirt, and called it Dreft. The first effective powdered detergent made for use in washing machines, and the first to contain a phosphate compound as a water softener, was Tide, developed by Procter and Gamble in 1946.
    1933 - A United Airlines Boeing 247 is destroyed by sabotage, the first such proven case in the history of commercial aviation. 
    1935 - Premiere of jazz opera “Porgy and Bess,”by George Gershwin. One of Gershwin's greatest works, the opera blended African American folk music, jazz, Tin Pan Alley, and classical styles. The show included the classic song "Summertime," among other classics, brought modern by Gil Evans and Miles Davis.
    1939 - The real Eleanor Rigby died in her sleep of unknown causes at the age of 44. The 1966 Beatles' song that featured her name wasn't really written about her, as Paul McCartney's first draft of the song named the character Miss Daisy Hawkins. Eleanor Rigby's tombstone was noticed in the 1980s in the graveyard of St. Peter's Parish Church in Woolton, Liverpool, a few feet from where McCartney and Lennon had met for the first time in 1957. 
    1941 - The destroyer USS Kearney is attacked by a German submarine. In the attack, ten sailors are killed and scores injured. America suffers its first war casualties in World War II. Pearl Harbor is still seven weeks away. 
    1941 – Actor Peter Coyote, the narrative voice in many of Ken Burns’ television productions and 60s counter-culturist, was born Rachmil Pinchus Ben Mosha Cohon in NYC.  You’ll love this:  While at Grinnell College, Peter ingested peyote and had an hallucination in which he saw his footprints as coyote paw-prints. A few years later, he came across “Coyote's Journal,” a poetry magazine and recognized its logo as the same paw-prints he has seen during his drug-induced experience. It was this that caused him to change his name to Coyote, after meeting Rolling Thunder John Pope, a self-styled shaman, who felt that the experience was spiritually significant. 
       1944 - BONG, RICHARD I., (Air Mission).
Rank and organization: Major, U.S. Army Air Corps. Place and date: Over Borneo and Leyte, 10 October to 15 November 1944. Entered service at: Poplar, Wis. Birth: Poplar, Wis. G.O. No.: 90, 8 December 1944. Citation: For conspicuous gallantry and intrepidity in action above and beyond the call of duty in the Southwest Pacific area from 10 October to 15 November 1944. Though assigned to duty as gunnery instructor and neither required nor expected to perform combat duty, Maj. Bong voluntarily and at his own urgent request engaged in repeated combat missions, including unusually hazardous sorties over Balikpapan, Borneo, and in the Leyte area of the Philippines. His aggressiveness and daring resulted in his shooting down 8 enemy airplanes during this period.
    1944 - Nearly two hundred of Admiral Halsey's planes struck Naha, Okinawa's capital and principal city, in five separate waves. The city was almost totally devastated. The American war against Japan was coming inexorably closer to the Japanese homeland. 
    1948 - The largest crowd to this date to attend a Major League game, 86,288 fans, jams Cleveland's Municipal Stadium to witness Boston Braves hurler Warren Spahn beat Bob Feller and the Indians, 11-5 in Game 5 of the Fall Classic.  This was the only World Series between 1947 and 1958 that did not include a New York team.  Also, in this game, Indians’ pitcher Satchel Paige became the first African-American to play in a World Series, relieving in the 7th and getting the two batters he faced.
    1950 - Top Hits
“Goodnight Irene” - The Weavers
“La Vie En Rose” - Tony Martin
“Bonaparte's Retreat” - Kay Starr
“I'm Moving On” - Hank Snow
    1953 - Stan Freberg's "St. George and the Dragonet" hits #1 
    1953 – The US and The Republic of Korea agree to a Mutual Defense Treaty in Washington, DC.
    1954 – Ho Chi Minh enters Hanoi after the French troops leave.
    1956 - Elvis Presley's "Love Me Tender" entered the Billboard chart for a 19 week stay. It was #1 for 5 of those weeks. The song, from Presley's first film of the same name, was adapted from the tune "Aura Lee," written in 1861. 
    1957 - “Zorro” premiered on TV. Originally, he appeared in a McCulley novel and several films. Don Diego de la Vega (Guy Williams), a Spanish nobleman, is summoned to California by his father, Don Alejandro (George J. Lewis), to fight for the people. Diego's alter ego is Zorro, a dashing and assertive defender of the people. My father, Lawrence Menkin, wrote several of these episodes. He was well known as a TV Western writer, serving as story editor for “Wagon Train,” writing for “Bonanza,” “Death Valley Days,” “Cisco Kid,” among many others. Although the last telecast of “Zorro” was Sept 24, 1959, the series reappeared in later years, first as a remake and then as a sequel, and once again was made as a movie, titled “The Mask of Zorro,”in 1998.
    1957 – President Eisenhower apologized to Komla Agbeli Gbdemah, the finance minister of Ghana, after the official had been refused service in a Dover, DE, restaurant. 
    1957 -  Starting Game 7 on just two days’ rest, Lew Burdette pitches the Milwaukee Braves to a World Championship as he blanks the Bronx Bombers at Yankee Stadium, 5-0. The 30-year old right-hander, named the Series MVP, tosses 24 consecutive scoreless innings and posts a 0.64 ERA in his three Fall classic victories.  Turnabout… Burdette was signed by the Yanks in 1947 and, after making two relief appearances for the team in September, 1950, he was traded to the Braves in 1951 for four-time 20-game winner Johnny Sain. 
    1958 - Top Hits 
“It's All in the Game” - Tommy Edwards 
“Rock-in Robin” - Bobby Day 
“Tea for Two Cha-Cha” - The Tommy Dorsey Orchestra 
“Bird Dog” - The Everly Brothers
    1959 - Paul McCartney helps to force the last non-Beatle member of the Quarrymen, Ken Brown, from the skiffle group after Brown gets paid for an engagement at Liverpool's Casbah Club for which he was too sick to perform. This leaves the Quarrymen as John, Paul, and George; by May of the following year, the group, now featuring Stu Sutcliffe and Pete Best, would be known as the "Beatals." 
    1959 - Stan Kenton, June Christy, Four Freshman record “Road Show” album at Purdue University. 
    1959 - Pan American World Airways announced the beginning of the first global airline service.     
    1960 - A silly novelty song called "Mr. Custer" by Larry Verne was the number one single in America. The record told a story about a US cavalry trooper who tries to talk his way out of fighting the Sioux Indians at Little Big Horn in 1876. 
    1962 – “The Bob Newhart Show” premiered on TV. This half-hour variety series was hosted by Bob Newhart, a successful stand-up comedian famous for his trademark “telephone conversation” monologues. Regu­lars included Jackie Joseph, Kay Westfall, Jack Grinnage, Mickey Manners, Pearl Shear, June Ericson, Andy Albin and announcer Dan Sorkin. The show was critically acclaimed, winning both an Emmy and a Peabody in its short time on the air. Newhart later starred in situation comedies. In “The Bob Newhart Show,” which aired 1972—78, he played a psychologist.
    1962 -  In Game 5 of the World Series, Tom Tresh belts an eighth-inning homer off Jack Sanford to give the Bronx Bombers a 5-3 comeback win over the Giants at Yankee Stadium. The rookie shortstop's dad, Mike Tresh, who hit only two home runs in his dozen big league seasons, prior to the at bat left his seat behind home plate and moved to the standing-room section in Candlestick Park hoping to bring his son good luck.
    1963 – Birthday of journalist Daniel Pearl (d. 2002) at Princeton, NJ.  Pearl had dual US and Israeli citizenship. While working for “The Wall Street Journal,” he was kidnapped by Pakistani militants and later murdered in 2002 by Al-Qaeda member Khalid Sheikh Mohammed in Pakistan. 
    1964 - At Yankee Stadium, Mickey Mantle, facing Barney Schultz, slams the first pitch of the bottom of the ninth inning into the right field bleachers, giving New York a dramatic 2-1 walk-off victory and two games to one advantage over St. Louis in the Fall Classic. The Mick's game-winning round-tripper, his 16th Fall Classic round-tripper, breaking the previous mark set by Babe Ruth, makes him the fifth Major Leaguer to end a World Series game with a home run.
    1965 - Ronald Reagan spoke at Coalinga Junior College and called for an official declaration of war in Vietnam.
    1965 - The Supremes make the first of many appearances on “The Ed Sullivan Show.” 
    1965 – The Red Baron debuted in ”Peanuts.”
    1966 - Top Hits 
“Cherish” - The Association 
“Reach Out I'll Be There” - Four Tops 
“96 Tears - ?(Question Mark)” & The Mysterians 
“Almost Persuaded” - David Houston 
    1966 – The Beach Boys released “Good Vibrations.”
    1967 - The Outer Space Treaty, signed on January 27 by more than sixty nations, takes effect.
    1968 - Cardinal fireballer Bob Gibson sets the mark for total strikeouts (35) in a World Series, but loses the seventh and deciding game to Tigers, 4-1.
    1969 – Much-traveled, oft-retired former Green Bay Packers’ QB Brett Favre’s birthday in Gulfport, MS.  Favre is the only player to win the NFL MVP Award three consecutive times (1995–97), and is one of only six quarterbacks to have won the award as well as the Super Bowl in the same season. He has led teams to eight division championships, five NFC Championships, and two Super Bowls, winning one (Super Bowl XXXI).  Favre holds many NFL records, including.  At the time of his retirement, he was the NFL's all-time leader in passing yards and touchdown passes, although both records have since been broken by Peyton Manning.  Favre was inducted into the Pro Football Hall of Fame in 2016.
    1970 - Neil Diamond reached the #1 spot on the pop music charts for the first time with "Cracklin' Rosie." In 1972, Diamond would reach a similar pinnacle with "Song Sung Blue."
    1971 - “Up-Stairs, Downstairs” premiered on TV. The 52 episodes of this “Mas­terpiece Theatre” series covered the years 1903 to 1930 in the life of a wealthy London family (“Upstairs') and their many ser­vants (“Downstairs”). Produced by London Weekend Television, cast members included Angela Baddeley, Pauline Collins, Gordon Jackson and Jean Marsh. Won a Golden Globe for Best Drama TV Show in 1975 and an Emmy for Outstanding Limited Series in 1976.  The last episode aired May 1, 1977, though the series has been rerun several times on PBS. 
    1971 – Sold, dismantled, and shipped, London Bridge re-opens at lake Havasu City, AZ.
    1973 –  Spiro Theodore Agnew became the second person to resign the office of Vice President of the United States. Agnew entered pleas of no contest to charges of income tax evasion for contract kickbacks received while he was Governor of Maryland and after he became Vice President. He was sentenced to pay a $10,000 fine and serve three years’ probation Agnew was elected vice president twice, serving under President Richard M. Nixon.
    1973 - Top Hits 
“I Honestly Love You” - Olivia Newton-John 
“Nothing from Nothing” - Billy Preston 
“Then Came You” - Dionne Warwicke & Spinners 
“I Love My Friend” - Charlie Rich.
    1973 – “Dancing With The Stars” champ and TV host Mario Lopez was born in San Diego.
    1974 - Birthday of Dale Earnhardt, Jr., race car driver, born Concord, NC.
    1979 - Fleetwood Mac receives a star on the Hollywood Walk of Fame.
    1979 - A motion picture called “The Rose,” starring Bette Midler as a rock singer, (transparently based on Janis Joplin) premieres in Los Angeles. 
    1979 – “Broadway Joe” Namath played his final NFL game, with the LA Rams.  Namath, a Hall of Fame QB largely on the strength of his career as NY Jets’ QB, engineered and predicted one of sports’ biggest upsets in 1969 in Super Bowl III.  The NFL Baltimore Colts were 18 ½ point favorites.  In the week leading to the game, Namath in front of an audience, stated clearly, “…let me tell you something.  We’re gonna beat ‘em, I guaranty it!”  Then he went out and did it, 16-7, in a game that was not nearly as close as the score would indicate, and one in which this famous passer did not throw a pass in the fourth quarter.  Many believe it was this game that provided the impetus for the AFL and NFL to merge.
    1979 – The Republic of Panama assumes control over the Panama Canal from the US.
    1979 – Hall of Famer Wayne Gretsky made his NHL debut with the Edmonton Oilers.
    1982 - Top Hits 
“Jack & Diane” - John Cougar 
“Eye in the Sky” - The Alan Parsons Project 
“I Keep Forgettin' (Every Time You're Near)” - Michael McDonald 
“Yesterday's Wine” - Merle Haggard/George Jones
    1984 – Birthday of Colorado Rockies’ SS Troy Tulowitski, Santa Clara, CA.
    1985 – US Navy jets intercept an Egyptian plane carrying the hijackers of the “Achille Lauro” cruise ship, and force it to land at a NATO base in Sicily where they are arrested. 
    1986 – Birthday of 2013 NL MVP, the Pittsburgh Pirates’ Andrew McCutcheon, Ft. Meade, FL.
    1987 – “The Boss,” Bruce Springsteen, released his ninth album, “Tunnel of Love.” 
    1987 – The SF Giants’ LF, Jeffrey Leonard, hits a HR in his fourth consecutive playoff game, a record.
    1989 - Thunderstorms produced torrential rains along the northeast coast of Florida. Augustine was deluged with 16.08 inches of rain. The heavy rain caused extensive flooding of homes and businesses, and left some roads under three feet of water. Ten cities from South Carolina to New England reported record low temperatures for the date, including Concord, NH with a reading of 23 degrees. Temperatures dipped into the 30s in the Carolinas. 
    1990 - Top Hits 
“Close to You” - Maxi Priest 
“Praying for Time” - George Michael 
“Something Happened on the Way to Heaven” - Phil Collins 
“Friends in Low Places” - Garth Brooks 
    1994 – The New York Football Giants retire LT’s #56 to honor Lawrence Taylor’s brilliant career as a linebacker.
    1996 – The cornerstone was laid for the US Holocaust Museum in Washington, DC.
    1999 - A charity auction selling Elvis Presley's belongings was held at The Grand Hotel in Las Vegas. His wristwatch sold for $32,500, a cigar box $25,000, an autographed baseball sold for $19,000 and his 1956 Lincoln Continental went for $250,000. 
    1999 - Scoring more than 19 NFL teams, the Red Sox establish a Major League record for most runs and biggest margin of victory in a post-season game as they rout the Indians, 23-7 to tie the 5-game AL Division Series at two games apiece.
    2003 – Conservative radio personality Rush Limbaugh announced that he was addicted to painkillers and that he was going to check into a rehab center.
    2006 - Google buys YouTube for $1.6B! 
    2015 - The Mets were cruising along with a 2-1 lead in the 7th inning of Game 2 of the NLDS when the Dodgers’ Chase Utley barreled into SS Ruben Tejada to break up a potential inning-ending double play. He not only succeeded, but also broke Tejada's leg in the process while the Mets vainly argued for an interference call. Major League Baseball ultimately suspended Utley for his unnecessarily violent slide, but in the meantime, Los Angeles took advantage of the controversial play to score four runs in the inning and ended up a 5-2 winner, evening the series.  The aftermath of this play broke with long-standing baseball traditions that allowed practically anything in pursuit of breaking up a double play.  MLB changed the rule, restricting the runner to the baseline and not allowing sliding beyond the bag to do so.  It also changed the long-standing “in the neighborhood” unwritten rule that allowed the out at second if the fielder was close to the bag during the relay to first. 

World Series Champions:
    1924 - Washington Senators 
    1926 - St. Louis Cardinals 
    1931 - St. Louis Cardinals 
    1937 - New York Yankees 
    1945 - Detroit Tigers 
    1951 - New York Yankees 
    1956 - New York Yankees 
    1957 - Milwaukee Braves 
    1968 - Detroit Tigers



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