Add me to mailing list    |           |      Search

Advertising | All Lists | Archives | Classified Ads | This Day In American History



5 years experience with established vendor relationships. We offer great funding capacity for transactions $10k to $10MM. Quail Company's established for over 30 years. Submit resume to:

About the company: Quail Equipment Leasing 17 years in business with the ability to develop specialized programs for vendors and unique industries: $10K to $10MM.

Monday, October 26, 2009

Slick at 27 (1967)

Singer/Songwriter Grace Slick (born Grace Barnett Wing) on October 30, 1939 Evanston, Illinois; one of the lead singers of the rock groups The Great Society, Jefferson Airplane, Jefferson Starship, and Starship, and as a solo artist, for nearly three decades. Her first big hits were "White Rabbit" (which she is purported to have written in an hour), and "Somebody to Love." "We Built This City" reached #1 on November 16, 1985, shortly after her 46th birthday. At age 47 in 1987 "Nothing's Gonna Stop Us Now" topped the U.S. charts. In a 1998 interview she was asked why she retired after two major hits. She answered that the main reason was that "all rock-and-rollers over the age of 50 look stupid and should retire."

Slick at 69 (2008)


Heavy Snow Hits Colorado Leasing Companies
    Classified Ads---Sales
Equipment Acquisition Resources Bankruptcy--Up-Date
New Hires---Promotions
     Classified Ads---Help Wanted
        Placard-Everything I learned from Star Trek
Halloween Movie in Theaters/DVD
    by Fernando Croce
View from the Top--by Steve Chriest
    Prepare Front-Line Sales Leaders
St. Louis, Missouri --Adopt a Pet
Leasing Associations Meetings Open to All
        Leasing Association Conference 2009
     Bluestar Financial Group/Small Ticket Leasing
NACM Launches Web-based Tools Credit and Finance
     28 Trade Associations Join IFA unfreeze credit
News Briefs----
Evans Bank to Keep $36.2 million Leasing portfolio
     Mortgage rates rise for 3rd week
        U.S. economy grew in 3rd quarter
Madoff Ponzi losses clear $21.2B
Receiver looks to get $1.5BB Stanford Investors
    Crude oil price climbs sharply
Collection Portfolio Recovery Q3 Income Down 12%
    Burger King profit slides 6% in latest quarter
        Massachusetts economy is shrinking
Birmingham Mayor Guilty of All Charges
You May have Missed---
   The Internet at 40: The First Crash
        Sports Brief---
"Gimme that Wine"
    Today's Top Event in History
        This Day in American History
      California Nuts Brief---
Baseball Poem
Daily Puzzle
        Weather, USA or specific area
Traffic Live----

######## surrounding the article denotes it is a “press release”


Heavy Snow Hits Colorado Leasing Companies

"Morning snow report from outside our office this morning....18 inches and still snowing!"

Message and photo from Gary H. Souverein, President, Pawnee Leasing Corporation, 700 Centre Avenue, Fort Collins, Colorado.

Received a report from BSB Leasing, Englewood, Colorado that they closed their office early Wednesday...and on Thursday Joy Dellis sent an email to all:

"Burrr!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! BSB Leasing is closing early today due to the blizzard of October 2009. It's still snowing like crazy! It's been 12 years since this happened in October!

"We appreciate your business.

"We will be back on Friday October 30, 2009...Tomorrow."

Asked if Pawnee was open, Gary responded:

"Yes, we're open...all hands on deck! Who would want to close their office when we're having so much leasing fun!"



Happy Halloween



Classified Ads---Sales

Boston, MA
Senior leader in companies of varying size and scope, including start-ups. My current focus is sales, as a leader or as an individual contributor.
Carlisle, PA
"17+ years of successful sales experience in the lease finance industry to vendors and broker business partners.
Cherry Hill, NJ
College grad seeking entry level sales position for equipment leasing and financing in small to mid-size ticket markets. Have 6 months experience in the industry and self-motivated. Contact Matt at 609-280-2178 or
email at
Voorhees, New Jersey
Alpha sales leader capable of exceeding set quotas & keeping pipeline fresh & full with good business. 7 + years of accomplished finance background.
Dublin, PA
Over 20 years successfully generating vendor business, most recently in medical equipment. Willing to travel.

Fort Myers, Florida
Very experienced and strong skills with both Captive and Specialty Sales and  Sales Management. Over 20 years, will relocate and travel- successful and team player . 

Fresno, CA
Aggressive, competitive self-starter w/successful vendor/direct equipment
leasing and asset-based lending experience seeks return to leasing industry
after successful stint in business banking sales.

Minneapolis, MN
16 years leasing experience from micro to large ticket market, variety of equipment. Most recently calling on vendor telecom dealers in Upper Midwest.

Montgomery, AL
Individual with 10 years advertising sales exp. & 7 years insurance sales exp. Wants independent contractor situation in Alabama.
Work with leasing company or broker.334-590-5133

Many years of successful experience in niche leasing. Seek position with bank or other self-funded entity. Position and/or location secondary to company profile.

Orange County, CA
In excess of 20+ years sales experience in the lease finance industry. Looking to work with a direct lender to help increase their profitability!

Orange County, CA
19+ years of successful marketing to the broker/lessor community representing one funding source owned by several parent companies.

Over 30 years of financing experience, resume posted at, phone 580-351-2531

Philadelphia Metro Area - 30 Years experience Healthcare sales/ management- 3 years experience newly create "small-ticket" healthcare division. Good success - Mitch Utz 215-460-4483
Pittsburgh , PA
Aggressive self starter looking for leasing position w/10 plus yrs sales exp., plus banking experience 814-227-4592

Pittsburgh, PA
Over 25 years of leasing experience including Captive, Dealer, Broker, and Third Party. Multiple equipment types. Seeking a Territory or National Sales position.

San Francisco Bay Area:
Business Development “Hunter” with transferable book of business in multiple segments: commercial construction, technology, fitness, etc. Years of managerial experience: can also be a “player/coach”.

Award winning commercial leasing salesman, middle market Georgia , Alabama , Tennessee , and Florida in addition to originating leases nationally. 26 years experience.

For a full listing of all "job wanted" ads, please go to:

Other e-Mail Posting Sites:



Equipment Acquisition Resources Bankruptcy--Up-Date

Creditors have told Leasing News the bankruptcy has moved from Chapter 11 to a Chapter 7, although a filing as of October 28th has not been recorded.

Mr. Terry Winders, CLP, in Leasing #102 describes a Chapter 7:
"In Chapter 7, a debtor surrenders his or her non-exempt property to a bankruptcy trustee who then liquidates the property and distributes the proceeds to the debtor's unsecured creditors. In exchange, the debtor is entitled to a discharge of some debt; however, the debtor will not be granted a discharge if he or she is guilty of certain types of inappropriate behavior (e.g. concealing records relating to financial condition) and certain debts..."

"In Chapter 11, the debtor retains ownership and control of its assets and is re-termed a debtor in possession ("DIP"). The debtor in possession runs the day to day operations of the business while creditors and the debtor work with the Bankruptcy Court in order to negotiate and complete a plan. Upon meeting certain requirements (e.g. fairness among creditors, priority of certain creditors) creditors are permitted to vote on the proposed plan. If a plan is confirmed the debtor will continue to operate and pay its debts under the terms of the confirmed plan. If a specified majority of creditors do not vote to confirm a plan, additional requirements may be imposed by the court in order to confirm the plan."

The meeting of creditors has been moved to November 5, 2009 at 09:30 AM at 219 South Dearborn, Courtroom 680, Chicago, Illinois 60604.

The date for debtors to file "its schedules and statement of financial affairs" has been sent for November 24, 2009.

There is a meeting of creditors on December 1, 2009.

A "Plan of Reorganization and Disclosure Statement" is to be filed on or before February 22, 2010.

At this time there has been no news about the Illinois U.S. Attorney arresting Sheldon Player and his wife Donna Malone, who were operating Equipment Acquisition Resources.

The latest news is a suit by the EAR representative William Brandt suit against ICON Capital EAR trust funds who are claiming $21 million plus, who have started foreclosure proceedings on property pledged by Donna Malone and Sheldon Player in Wyoming: three parcels at the same street address in Jackson (2800 Horse Creek Road), one at 2240 Horse Credit Road, Parcel 3 at 8455 Henrys Rod, and "a vacant lot end of Rodeo Road to dead end."

Interesting to note that on the documents they are signed by Sheldon Player and Donna Malone (it has been thought by those introduced that she is his wife, but evidently may not be legally correct. editor)

Tom Nars Vice-President Sales at Coach Capital, Wheeling, Illinois, on October 20 visited Equipment Acquisition Resources in Palatine, Illinois and reported the operation basically closed, no one in the building, only a sole truck parked in the lot.

In a telephone interview with Sheldon Player, May, 2007,"He admitted to one instance of double-collateral from a site inspection, but said he paid it immediately and there was no UCC filing on the equipment as the first lease did not go through, he claimed. He had no answer as to when the site inspector was examining the equipment (still mostly in the crate,) he discovered a blank post-it note and unpeeled it, which revealed another leasing companies identification label.

"He said he was 'young and foolish' and served his time what happened at Greyhound Leasing, which basically was sub-leasing non-existent equipment, making rental payments, investing in real estate, and leasing the same piece of equipment many times."

Don Blody with Butler Capital, at the time May, 2007, now with Madison Capital reported: "The tax returns we were supplied with showed sales of $19MM for the year ended 12/31/04 with taxable income of $5.8MM. The IRS verification showed taxable income of $347M."

At the time, a funder reported to Leasing News:

"I have met Sheldon and his bride Donna at their offices in Palatine IL. This was when I was at ******. One of my brokers ****** was very strong to me on getting this transaction for Sheldon done. I had the deal approved and went out to have the documents signed. I was told the equipment was delivered and in the back. I said I would like to look at it. I was granted access.

"In the back were a lot of busy people preparing equipment to be shipped to various locations. My thought is they were sub-leasing or renting the equipment to other companies that may be not credit worthy or want some type of special treatment. No telling were all the equipment is. If you check out the public filings you will see some of the best in the market place have lent to Sheldon under his company name Equipment Acquisition Resources."

Bankruptcy--Leasing #102 by Mr. Terry Winders, CLP

Nov. 5 Hearing Announcement:

February 22 Reorganization and Disclosure Date:

ICON EAR Foreclosure Filing:

Previous Stories:



New Hires---Promotions

Reid Allen was appointed a Major Account Manager concentrating on the West Coast Region, as well as managing relationships with key National Accounts, for Graphic Savings Group LLC, Fairfield, Connecticut. He previously was an Assistant Vice President with Bank of America Leasing, where he managed and developed vendor relationships in 33 states across the US. He was a 45-time sales award winner with Bank of America. He received a BS in Business Marketing and Management from Northern Michigan University.

Keelean Burkhalter was appointed vice president Wells Fargo Equipment Finance for the territory of Northern Florida and the panhandle cities of Florida. He previously was with Wachovia Bank, supporting a portfolio of over 200 business bank clients.

John F. Harders has been hired by Arvest Bank, Fayetteville, Arkansas (Chairman of the Board is Jim Walton, son of Sam Walton, founder of Wal-Mart) as sales support and asset manager in their Arkansas-based equipment finance division. He previously was a leasing sales representative for Synous Capital Finance.

Jeff Hayes has joined Latitude Equipment Leasing, Marlton, New Jersey, as a territory manager. Mr. Hayes will work out of the newly established Latitude's 31st sales office located in New Albany, Indiana, a suburb of Louisville, KY. He has spent the past nine years involved in commercial finance, including owning and operating two online financial service businesses.

François-Xavier Meurville was appointed as an Associate for The Alta Group French EMEA Region. He will be based in Paris. He is a senior banker and an innovative professional with more than 25 years' leasing and corporate banking experience across four continents, most recently at Groupe Crédit Agricole. He has worked internationally in a variety of senior management roles. Whilst at Locafrance International, he founded Afribail-CI in Abidjan, Côte d'Ivoire, and, later, based in New York, he worked closely on vendor programmes with several machine tool manufacturers.

Mr. Meurville was Managing Director of BLS Leasing, a joint venture between Calyon, Tokai Bank and Bapindo, and based in Indonesia and then moved to Calyon's affiliate bank in Saudi Arabia, where he was in charge of the financing of Aramco and the oil-related industry.

Adam Seaver, Jon Muller, Darren Voage, Adam Nguyen, Dave Anderson and Chris Harris, the former sales team for Nationwide Business Credit, Hermosa Beach, California, along with their president, Rob Addison, have joined Balboa Capital, Irvine California. Nationwide Business Credit remains in business, according to Rob Addison. (Burt Walker is listed as the contact at National Association of Equipment Leasing Brokers, but not listed as moving to Balboa. Leasing News is aware of Nationwide Business Finance, and at least one party was allegedly formerly with Union Capital, Irvine and Beaverton, Oregon, also familiar to Leasing News.)

"We warmly welcome Rob and his team to Balboa," said Phil Silva, Balboa Capital president. "I have known him for some time and have appreciated his high integrity and balanced approach to doing business…"

Dave Stuart has been hired as a sales person for Creekridge Capital LLC, Edina, Minnesota. He previously has been with companies such as Citigroup, CIT and MarCap, where he served most recently as regional sales director for the Southeast.



Classified Ads---Help Wanted

Vendor/Dealer Leasing Professional, generous commission's package that can lead to base salary and benefits. Join a sales team that has all the right sales tools for developing a successful vendor program in many different industries.

Chris Chiappetta, Phone: 800-669-7527 ext. 1208,

National Machine Tool Financial Corp., funding vendor
programs since 1986. We offer competitive rates and a
credit staff dedicated to vendor programs.


5 years experience with established vendor relationships. We offer great funding capacity for transactions $10k to $10MM. Quail Company's established for over 30 years. Submit resume to:

About the company: Quail Equipment Leasing 17 years in business with the ability to develop specialized programs for vendors and unique industries: $10K to $10MM.





Fernando's View
By Fernando F. Croce

Halloween is here again, and it's time to dig up more choice cinematic scares. Last year we had a top-shelf array of spine-tinglers, from "Psycho" to "Night of the Living Dead." This year, we're offering a new batch of movies that combine giggles and chills and put the recent "Paranormal Activity" to shame. So pull up a chair and a bowl of trick-or-treat candy, and get ready to be scared.

In Theaters:

Halloween (1978): It may sound like an obvious choice, but John Carpenter's original slasher classic retains its chilling qualities even after years of being ripped off by inferior horror movies such as "Friday the 13th" and "Saw." Introducing one of horror cinema's most enduring boogeyman in Michael Myers, the escaped psychopath carving his way through a small-town's festivities (and meeting his match in plucky scream-queen Jamie Lee Curtis), the movie nevertheless remains a marvel of suspense and ingenuity over blood and guts. Modern horror directors can still learn a thing or two from it.

Rosemary's Baby (1968): Surely one of the most frightening movies for expecting mothers, this darkly comic horror movie has often been imitated but never equaled. Mia Farrow plays Rosemary, a young woman who moves with her husband (John Cassavetes) into a spooky old building in New York City, and starts having strange feelings after she becomes pregnant. Is it all in her imagination, or do her odd neighbors have anything to do with it? Director Roman Polanski creates a unique atmosphere that mixes genuine dread with eccentric humor, building up to an unforgettable conclusion. And keep an eye out for Ruth Gordon's Oscar-winning, movie-stealing performance.

A Nightmare on Elm Street (1984): After so many sequels, remakes, and spoofs, it's easy to forget how terrifying Freddy Krueger originally was. The prune-faced fellow with the striped shirt and razors for fingernails (played by Robert Englund) made his first appearance in Wes Craven's creepy story of a wronged man taking revenge on people by invading and terrorizing their dreams. The 1980s was for the most part a bleak time for horror movies, but Craven's fierce ideas and a strong cast (which includes a very young Johnny Depp) make this a visually striking, truly shocking ride.

Night of the Demon (1957): Proof that less is more, this terrific, unfairly forgotten gem should be watched by anybody who complains that horror movies can only rely on gore to get thrills. Like "Rosemary's Baby," it depicts a world in which the supernatural exists next to (and sometimes within) our normal lives. Dana Andrews stars as an American psychologist who travels to England to investigate rumors of occult gatherings, and gets more than he bargained for when he learns about the ancient demonic curse hanging over the local village. The great director Jacques Tourneur gives a master class on how to quicken pulses by using powers of suggestion rather than violence.

The Thing (1982): Okay, so this is technically a science-fiction rather than a horror movie. Still, I have never met anyone who hasn't been chilled to the bone by it. Director John Carpenter, who gave us "Halloween," heads to the South Pole for even stronger shocks. A group of scientists think they have a great discovery when they find an ancient alien spaceship frozen in the ice, but they never counted on having the shape-shifting visitor take over their compound. Thanks to an exceptional cast led by Kurt Russell, incredible special-effects, and Carpenter's amazing use of screen space, the film works up a remarkable feeling of paranoia. Make sure to watch this one with the lights on!



Prepare Front-Line Sales Leaders

I've written before that front-line sales leaders are the red-headed step-children in most business organizations today. This must change if there is any hope of redesigning the sales organization for an uncertain, volatile future.

Once the right sales leaders are selected for your organization, they must be educated on the true work of managers, and they must be given tools and a management system in which to operate.

While educating and training the front-line leaders on the primary work of managers is vitally important, providing a management system that guides their leadership activities is key to developing a highly successful sales organization.

Education without management structure always results in what I call "random strategy execution." For example, if you have ten front-line sales leaders, each of whom is responsible for organizing priorities for their team members, each will undoubtedly perform this task differently than their counterparts, both in terms of quantity of the work performed and the quality of the work.

Without an action plan that specifies performance standards for setting team member priorities, and that delineates the steps required to execute this important tactical work, there will be no consistency in how the task is performed by individual sales leaders, and the cumulative results will be as haphazard as the individual execution!

Installing a management system for front-line sales leaders, what we call a Sales Management Operating System™, may at first appear to be a daunting initiative. It can, however, be accomplished one step at a time, and the actual work can be started and expanded by the front-line leaders themselves as they learn new strategic and tactical responsibilities and as they perform their daily work.

Inspect What You Expect

Finally, a crucial component of any strategy to redesign the sales organization for new economic times must include a mechanism for measuring and evaluating execution of the strategy.

Our military has operated for decades understanding that you must "inspect" what you "expect." A process for continuous inspection of the company's sale process, sales methodologies and all functions associated with the sales organization is an integral part of a management system for front-line sales leaders.

We call this process Systems Review. It is one component of our Sales Management Operating System™. In as little as fifteen minutes a month, front-line leaders can review and inspect all operational areas of the selling organization, and they can report their findings and make recommendations up line to their superiors.

This one process will do more than any other single component of a sales management system to avoid entropy, keep important new initiatives alive, and protect your investment in a continually improving sales organization.

An Unprecedented Opportunity

Redesigning the sales organization for a new economic reality may at first appear like sitting down to a meal and noticing that an elephant is the main course. The old adage that advises "the best way to eat an elephant is with a spoon" applies here.

This economic reset provides all of us with an unprecedented opportunity to redesign our sales organizations for a new economic normal, and there is no better time than now to start the process.

If you want to learn more about our approach to tuning up the sales organization for new economic times, contact us today to discover how to reboot your sales systems.

Steve Chriest, CEO

Steve Chriest is the former president of a successful national leasing company.

Steve is a regular contributor to executive-level publications such as Customer Think and Customer Management IQ. Steve recently completed his first book, Selling The E-Suite, The Proven System For Reaching and Selling Senior Executives, in which he translates his experiences as a CEO into a practical guide for selling to senior executives. Steve can be reached at:

Previous Columns:



St. Louis, Missouri --Adopt a Pet

Gender: Female
Breed: Shepherd/Rottweiler mix
Size: 40pounds
Age: 1 year
Ovaltine is one very special girl. She was rescued several months ago with her puppy, Nesquick. From the very beginning we knew Ovaltine was destined for great things. She is extremely friendly with everyone she meets, and gets along great with cats and other dogs. It was her outgoing, friendly nature that has made the difference in a very sad, scared dog's life. Carlos (see story below) was rescued from Oman where he had been treated not so nicely. He was so afraid of people he wouldn't let any of us pet him. But once he saw Ovaltine it was love at first sight. Ovaltine has shown Carlos what it's like to be happy and just live a normal dog's life. Her work with him has been nothing, if not amazing. Although Ovaltine was easily adoptable from Day One, she knew she had a mission to complete first. Carlos has now gotten over his fears (for the most part) and it's time for Ovaltine to move on. She would be perfect for any home setting. You couldn't ask for a better dog. Whoever is lucky enough to adopt her wil
l have a loyal friend for life. She truly is an awesome dog. If you would like to meet Ovaltine please fill out one of the online applications and we'll be in touch.
Please go here:

*Carlos and his story:

Main Page:



Leasing Association Events-Meetings Open to All

Calendar: Equipment Leasing and Finance Events & Training

(Many events and meetings are open to non-members, in addition, prospective members are invited, questions may be directed to Donald Ethier VP - Membership and Marketing 202.238.3418 )


November 6-7
NAELB 2009 Western Regional Meeting
Hilton Orange County / Costa Mesa
- Costa Mesa, CA

For more information, please go here:


To view Leasing Association Conferences in 2009, please click here.



Leasing Association Conference 2009

November 9, 2009
National Equipment Finance Association
2009 Super Regional Conference
Newark, New Jersey

For more information, please go here:



To view Leasing Association Events-Meetings Open to All, please click here.




#### Press Release ########################

Bluestar Financial Group to Expand Small Ticket Leasing, Inc. Appoints New Interim CEO

(NASDAQ Financial Statement: )

RICHLAND, Wash.---Bluestar Financial Group, Inc. (OTCBB:BSFG - News), an early stage small ticket electronic equipment leasing company, announced that it has appointed Richard Papworth as interim Chief Executive Officer for the Company.

"We selected Mr. Papworth as our interim CEO based on his extensive financial and public company experience which we will leverage effectively as we roll out our aggressive, re-positioned growth and acquisition strategy focused in the Green Tech and e-Waste sector," stated Jeffrey Rassas, Chairman of the Board of Bluestar Financial Group, Inc.

"I am pleased to join this very progressive organization and plan to facilitate Bluestar's relocation from Richland, Washington to Scottsdale, Arizona in preparation of rolling out the repositioned growth strategy focused in the Green Tech sector to provide a solution to the ever growing environmental challenges of e-Waste. The Board of Directors of Bluestar are recruiting a world-class management team to lead and execute this brilliant strategy," stated Richard Papworth, Interim Chief Executive Officer.

About Bluestar Financial Group, Inc.

Bluestar Financial Group, Inc. intends to provide small ticket item leasing to small and middle market companies primarily within the hospitality, spa, and resort communities. It plans to lease equipment, such as audiovisual, computer systems, and laundry and health spa equipment. The company was founded in 2002 and is based in Richland, Washington.

(Leasing News provides this ad "gratis" as a means
to help support the growth of Lease Police)

#### Press Release ########################



#### Press Release ########################

NACM Launches Web-based Tool for Credit and Finance Professionals

Columbia, MD: -The focus on credit and credit availability in today's business world could not be greater. Now, with the economy edging back into expansion, credit and finance professionals need to better situate themselves and their companies for growth, while at the same time keeping their largest asset - accounts receivable - stable. The National Association of Credit Management (NACM) is now offering a self-paced, cost-efficient, easily accessible and highly relevant educational resource to accommodate this need: the Credit Learning Center (CLC).

Jointly organized and developed by NACM and its international partner, FCIB (an association of Executives in Finance, Credit and International Business), the Credit Learning Center is poised to recalibrate the parameters of web-based learning. The CLC offers diverse and timely learning modules in nine categories, allowing students to build knowledge and skills required of professionals in today's highly skilled field of credit. Modules comprise a 45- to 50-minute audio session that runs concurrently with a slide presentation; useful links to supplementary material are also provided. All CLC modules have been developed by carefully selected expert instructors and credit professionals.

The nine CLC modules available are accounting basics, credit in the building and construction arena, day-to-day operations, designation exam preparation, financial analysis, general business, international business, legal and professional development.

Credit Learning Center participants choose the desired module and also choose when to take it - viewing the module at his/her convenience. After finishing the module, the participant takes a 10-question quiz to complete the module, which earns .1 CEU.

Participants will also have the opportunity to pursue two value-added options. First, NACM's Business Credit Principles course may be completed through the CLC. Participants will be able to complete this core academic requirement for the Credit Business Associate (CBA) designation in a fluid and self-directed manner. Second, a CLC participant may earn a specialty certificate by successfully completing a specific group of modules; for example, one may earn specialty certificates in commercial collections, commercial construction and commercial bankruptcy. Participants must post a passing quiz score of seven out of 10 correct answers in order for the module to count toward a course or specialty certificate.

As a web-based resource, the CLC provides a user-friendly interface for all participants. Current modules offerings can be viewed online and are "browsable" in three convenient ways: view all modules, view by category or view by course/specialty course.

Visit for a more detailed introduction to NACM's outstanding new web-based educational resource, the Credit Learning Center!

Credit and financial professionals who recognize the uncertainty of today's business environment and are driven to learn from, and network with, the best practitioners and experts in the nation are invited to attend NACM's 114th Annual Credit Congress & Exposition in Las Vegas, Nevada, May 16-19, 2010. During this premier event, NACM will host dozens of educational sessions, industry-specific programming and an Expo showcasing the latest credit-based tools and services from leading vendors. Attendees will also enjoy countless networking and relationship-building activities. Visit for more information about NACM, its myriad publications, educational offerings and the 114th Credit Congress.

About NACM

The National Association of Credit Management (NACM), headquartered in Columbia, Maryland, supports more than 18,000 business credit and financial professionals worldwide with premier industry services, tools and information and is the source of the Credit Managers' Index monthly economic report. NACM and its network of Affiliated Associations are the leading resource for credit and financial management information and education, delivering products and services, which improve the management of business credit and accounts receivable. NACM's collective voice has influenced legislative results concerning commercial business and trade credit to our nation's policy makers for more than 100 years, and continues to play an active part in legislative issues pertaining to business credit and corporate bankruptcy.

(This ad is a "trade" for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)



### Press Release ############################

Support for Small Business Credit Access Grows Among Business Group

WASHINGTON,-Twenty eight national trade associations have joined the International Franchise Association in urging Congress to move forward on key provisions to help unfreeze credit markets for small businesses.

"There is a growing chorus of support among key business groups to increase access to credit for small businesses, a top issue for the franchise industry," said IFA Vice President of Government Affairs David French. "Working with other business organizations to increase the volume is critical to eventually getting legislation passed."

In a coalition letter signed by IFA and 28 other national trade associations, the groups urged members of Congress to support extension of the Small Business Administration (SBA) loan guaranty provisions of the America Recovery and Reinvestment Act (ARRA) through Fiscal Year 2010.

"These stimulus provisions are essential as our nation's credit-worthy entrepreneurs continue to search for needed capital while the economy begins to recover," the groups said. "Lenders are returning to the SBA program and providing loans of all sizes to the nation's small businesses, and this momentum must continue until the economy is completely into recovery. Small businesses need access to capital more than ever for working capital, inventory, expansion, real estate and ultimately new job creation."

The groups also reiterated support for an increase in the maximum loan size and the maximum guaranteed portion of SBA loans, and expressed support for legislation introduced by Sens. Landrieu ( D-LA) and Snowe (R-ME), the Chair and Ranking Member of the Senate Small Business Committee, that would increase the maximum SBA loan size from $2 million to $5 million. The groups also urged House members to increase the loan limits to at least $5 million in the House bill and provide an increase in the statutory maximum guarantee amount.

"There are many small businesses that could take advantage of a $5 million loan size to expand and create new jobs and a commensurate increase in the statutory maximum guaranteed portion will help ensure that lenders are willing to participate," the groups said. "Small businesses are the foundation of our economy, and they can create hundreds of thousands of new jobs if they have access to reasonably priced credit. We urge your timely support of these critical provisions."

In addition to the IFA, the other organizations supporting these measures include: American Apparel & Footwear Association, American Foundry Society, American Hotel & Lodging Association, American International Automobile Dealers Association, American Nursery & Landscape Association, Associated Builders & Contractors, Associated General Contractors, Automotive Aftermarket Industry Association, Heating, Air-conditioning & Refrigeration Distributors International, International Council of Shopping Centers, Kitchen Cabinet Manufacturers Association, Marine Retailers Association of America, Motor & Equipment Manufacturers Association, National Club Association, National Restaurant Association, National Association of Convenience Stores, National Association of Manufacturers, National Automobile Dealers Association, National Council of Chain Restaurants, National Council of Textile Organizations, National Marine Manufacturers Association, National Ready Mixed Concrete Association, National Small Business Association, Printing Industries of America, SPI: The Plastics Industry Trade Association, The Hosiery Association, Tree Care Industry Association, and the United States Hispanic Chamber of Commerce.

About the International Franchise Association
The International Franchise Association, the world's oldest and largest organization representing franchising, is the preeminent voice and acknowledged leader for the industry worldwide. Approaching a half-century of service with a growing membership of nearly 1,300 franchise systems, 10,000-plus franchisees and more than 500 firms that supply goods and services to the industry, IFA protects, enhances and promotes franchising by advancing the values of integrity, respect, trust, commitment to excellence, honesty and diversity. For more information, visit the IFA Web site at


News Briefs----

Evans Bank to Keep $36.2 million Leasing portfolio

Mortgage rates rise for 3rd week

With big government boost, U.S. economy grew in 3rd quarter

Madoff Ponzi losses clear $21.2B

Receiver looks to get $1.5 billion to return to Stanford investors

Crude oil price climbs sharply

Collection Portfolio Recovery Q3 Net Income Drops 12%

Burger King profit slides 6% in latest quarter

Massachusetts economy is shrinking

Birmingham Mayor Guilty of All Charges



You May have Missed---



Sports Briefs----



California Nuts Briefs---



"Gimme that Wine"

Wine Prices by vintage
US/International Wine Events
Winery Atlas
Leasing News Wine & Spirits Page
The London International Vintners Exchange (Liv-ex) is an electronic exchange for fine wine.



Today's Top Event in History

1929 -- A little boy explodes some firecrackers on La Salle Street in Chicago and rumors quickly spread that gangsters who have lost heavily on the stock market are shooting up the street. Squad cars of police arrive to find a very bewildered little kid.
"Despite the fact that there is a cherished legend in American folklore that pedestrians on Wall Street had to scurry out of the way of falling financiers, no such wave of suicides took place. Those (and there were countless) whose life savings had been wiped out were far too stunned & depressed to think of anything so violent as suicide."
- Robert Goldston, The Great Depression


This Day in American History

     1734- birthday of John Adams, second president of the US (term of office: Mar 4, 1797—Mar 3, 1801), had been George Washington's vice president, and was the father of John Quincy Adams (6th president of the US). Born at Braintree, MA, he once wrote in a letter to Thomas Jefferson: “You and I ought not to die before we have explained ourselves to each other.” John Adams and Thomas Jefferson died on the same day, July 4,1826, the 50th anniversary of adoption of the Declaration of Independence. Adams's last words: “Thomas Jefferson still survives.” Jefferson's last words: “Is it the fourth?”
     1768 -The Wesley Chapel on John Street in New York City was dedicated. It was the first Methodist church building to be erected in the American colonies, and was restored in 1817, and again in 1840.
    1815-Birthday of José Manuel Gallegos was born in Spanish colonial Mexico, in the town of Abiquiú, Nuevo México. Suspended from the priesthood for refusing to accept the authority of French religious superior, Bishop Jean Baptiste Lamy (who became the subject of Willa Cather's novel, Death Comes for the Archbishop), Gallegos put increasing energy into his political life. Subsequently, he was elected to the New Mexico Territorial House of Representatives, served as treasurer of the territory, and was superintendent of New Mexico Indian affairs. Gallegos returned to the U.S. House of Representatives for a second term in 1871.
   1838 -- The Mormon War of Missouri ended when over 200 state militiamen attacked the LDS settlement of Huan's Mill. Eighteen Mormons were killed, and a dozen wounded, in reprisal for Mormon militia attacks on several communities since August of that year. Joseph Smith then led his followers to Illinois.
   1862 - Dr. Richard Gatling patented a machine gun. The Gatling gun consisted of six barrels mounted in a revolving frame. A later version with ten barrels fired 320 rounds a minute. The United States Army purchased these guns in 1865 and over the next few years most major armies in Europe purchased the gun. In 1870 Gatling opened a new factory in Hartford, Connecticut to produce his gun. He continued to improve the Gatling gun and by 1882 it could fire up to 1,200 rounds per minute. However, sales of the gun declined after Hiram Maxim began producing his automatic Maxim Machine Gun. As well as guns, Gatling manufactured machines for sowing and breaking hemp, a steam power and a marine steam ram.
    1862-Yellow fever hits the Union Army .Union General Ormsby MacKnight Mitchell, commander of the Department of the South, is one of those who dies; at Beaufort, South Carolina. Born in Kentucky in 1809, Mitchell grew up in Lebanon, Ohio. He attended West Point and graduated in 1829 along with future Confederate leaders Joseph Johnston and Robert E. Lee. When the war erupted in 1861, Mitchell used his West Point education as a brigadier general in the Army of the Ohio under General Don Carlos Buell and participated in operations in Kentucky and Tennessee in 1862. Mitchell also directed raids into northern Alabama, capturing Huntsville in April 1862. Mitchell was a critic of the "soft war," or limited approach, of many northern generals, and his actions made him a target of conservative northern newspapers. Advocating a tougher stance against Southern civilians and the institution of slavery, he confiscated the property of prominent Confederates and protected slaves who escaped to his lines well before the practice was mandated by Federal policy. In July 1862 he was named commander of the Department of the South. He moved to headquarters on the Sea Islands of South Carolina, where he oversaw the building of schools and homes for slaves in the captured territory. This movement, begun by his predecessor, General David Hunter, is considered the first experiment in the reconstruction of the South. However, Mitchell's death from yellow fever cut short his participation in the experiment.
    1864- The town of Helena, Montana, is founded by four gold miners who struck it rich at the appropriately named "Last Chance Gulch." The first major Anglo settlement of Montana had begun just two years before in the summer of 1862, when prospectors found a sizeable deposit of placer gold at Grasshopper Creek to the west. When other even richer deposits were soon discovered nearby, a major rush began as tens of thousands of miners scoured the territory in search of gold. In 1864, four prospectors spotted signs of gold in the Helena area while on their way to the Kootenai country, but they were eager to reach the reportedly rich gold regions farther to the north and did not to stop. But after striking out on the Kootenai, they decided to take "one last chance" on finding gold and returned. When the signs turned out to mark a rich deposit of placer gold, they staked their claims and named the new mining district Last Chance Gulch.
Eventually, Last Chance Gulch would prove to be the second biggest placer gold deposit in Montana, producing some $19 million worth of gold in just four years. Overnight, thousands of miners began to flood into the region, and the four original discoverers added to their fortunes by establishing the town of Helena to provide them with food, lodging, and supplies. But unlike many of the early Montana mining towns, Helena did not disappear once the gold gave out, which it inevitably did. Located on several major transportation routes, well supplied with agricultural products from an adjacent valley, and near to several other important mining towns, Helena was able to survive and grow by serving the wider Montana mining industry. In 1875, the city became the capital of Montana Territory, and in 1894, the capital of the new state of Montana.
    1872- Emily Post was born at Baltimore, MD. Published in 1922, her book Etiquette: The Blue Book of Social Usage instantly became the American bible of manners and social behavior and established Post as the household name in matters of etiquette. It was in its 10th edition at the time of her death Sept 25,1960, at New York, NY. Etiquette inspired a great many letters asking Post for advice on manners in specific situations. She used these letters as the basis for her radio show and her syndicated newspaper column, which eventually appeared in more than 200 papers.
    1882-Birthday of William “Bull” Halsey, American admiral and fleet commander who played a leading role in the defeat of the Japanese in the Pacific naval battles of WWII, William Halsey was born at Elizabeth, NJ. In April 1942, aircraft carriers under his command ferried Jimmy Doolittle's B-25s to within several hundred miles of Japan's coast. From that location the aircraft were launched from the decks of the carriers for a raid on Tokyo. In October 1942, as commander of all the South Pacific area, Halsey led naval forces in the defeat of Japan at Guadalcanal, and in November 1943, he directed the capture of Bougainville. He supported the landings in the Philippines in June 1944. In the great naval battle of Leyte (Oct 23—25,1944
    1888-The ball-point pen was patented by John J. Loud of Weymouth, MA.  The patent was on a pen having a spheroidal marking point capable of revolving in all directions.
   1893-Birthday of Charles Atlas, bodybuilder born Angelo Siciliano at  Acri, Italy. Atlas created a popular mail order bodybuilding course, pegged to his own youthful troubles as a “97-lb weakling.” The legendary sand-kicking episode used later in advertising for his course occurred at Coney Island when a lifeguard kicked sand in Atlas's face and stole his girlfriend. There generations of comic book fans read his advertisements. Died at Long Beach, NY, December 24, 1942
    1893-After a rousing success, the Columbian Exposition held “American Cities Day” Oct 28, and Chicago Mayor Carter Harrison gave a speech before the visiting mayors. This was the highlight of the greatest new technology in America and hope was the economy would turn around. After he arrived home, Harrison's doorbell rang. When the mayor answered the door he was shot by Patrick Eugene Pendergast, who had been disappointed when his request for a Position with the city as corporation counsel was turned down. Instead of the elaborate ceremony that had been planned to close the exposition on Oct 30, a single speech was given and the flags lowered to half-mast.
   1894- Daniel M. Cooper of Rochester, NY, received a patent for a card time recorder.  The employee pressed a lever on the machine to record the time on specially printed cards divided by horizontal lines into seven equal spaces for the days of the week. The recorder, known as the Rochester, was manufactured by the Willard and Frick Manufacturing Company.
    1917-The first US Navy chaplain who was Jewish was Rabbi David Goldberg of Corsicana, TX, who was appointed with the rank of lieutenant.  He was advanced to lieutenant commander on January 1,1938, and retire don March 1, 1941. 1925-Birthday of tenor sax player/composer/arranger Teo Macero, Glens Falls, NY.
    1925-Birthday of tenor sax player/composer/arranger/producer Teo Macero, Glens Falls, NY.
   1929 - John D. Rockefeller announced he was buying sound, common stocks to help stem the massive sell-off at the New York Stock Exchange, but it did no good. Over 10.7 million shares were dumped the day before and the market was in a free fall. The Great Depression was beginning and even a Rockefeller could not stop it.
    1930 –The great trumpet player Clifford Brown Birthday .Died  June 26, 1956
    One of his finest albums:

   1930 -- Duke Ellington records "Mood Indigo".
   1935- Woody Herman cuts first vocals with Isham Jones Band
    1938- “War of the Worlds” was broadcast as part of a series of radio dramas based on famous novels, Orson Welles with the Mercury Players produced H.G. Wells's War of the Worlds. Near panic resulted when listeners believed the Simulated news bulletins, Which described a Martian invasion of New Jersey, to be real.  People went into a panic as they believed the world was invaded and the end was near.
    1941-The U.S. destroyer “Reuben James” was torpedoed and sunk off the coast of Iceland by a German submarine during the night of October 30-31.  Some 100 lives were lost.  It was the first American warship to be sunk in the war. Despite the passage of “Lend Lease” in support of Britain and other “free” countries in Europe, congress and the United States did not want to enter a war they thought “European.”  This attitude lost many lives and war preparation.  The fact is December 8th the US declared war against Japan due to its sneak attack at Pearl Harbor, which wiped out most of the Pacific Navy force. On December 11, in obvious collusion, Germany and Italy declared war against the U.S. and Congress adopted a resolution recognizing a state of war.
   1945--ROSS, WILBURN K. Medal of Honor Rank and organization: Private, U.S. Army, Company G, 350th Infantry, 3d Infantry Division. Place and date: Near St. Jacques, France, 30 October 1944. Entered service at: Strunk, Ky. Birth: Strunk, Ky. G.O. No.: 30, 14 April 1945. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty near St. Jacques, France. At 11:30 a.m. on 30 October 1944, after his company had lost 55 out of 88 men in an attack on an entrenched. full-strength German company of elite mountain troops, Pvt. Ross placed his light machinegun 10 yards in advance of the foremost supporting riflemen in order to absorb the initial impact of an enemy counterattack. With machinegun and small-arms fire striking the earth near him, he fired with deadly effect on the assaulting force and repelled it. Despite the hail of automatic fire and the explosion of rifle grenades within a stone's throw of his position, he continued to man his machinegun alone, holding off 6 more German attacks. When the eighth assault was launched, most of his supporting riflemen were out of ammunition. They took positions in echelon behind Pvt. Ross and crawled up, during the attack, to extract a few rounds of ammunition from his machinegun ammunition belt. Pvt. Ross fought on virtually without assistance and, despite the fact that enemy grenadiers crawled to within 4 yards of his position in an effort to kill him with hand grenades, he again directed accurate and deadly fire on the hostile force and hurled it back. After expending his last rounds, Pvt. Ross was advised to withdraw to the company command post, together with 8 surviving riflemen, but, as more ammunition was expected, he declined to do so. The Germans launched their last all-out attack, converging their fire on Pvt. Ross in a desperate attempt to destroy the machinegun which stood between them and a decisive breakthrough. As his supporting riflemen fixed bayonets for a last-ditch stand, fresh ammunition arrived and was brought to Pvt. Ross just as the advance assault elements were about to swarm over his position. He opened murderous fire on the oncoming enemy; killed 40 and wounded 10 of the attacking force; broke the assault single-handedly, and forced the Germans to withdraw. Having killed or wounded at least 58 Germans in more than 5 hours of continuous combat and saved the remnants of his company from destruction, Pvt. Ross remained at his post that night and the following day for a total of 36 hours. His actions throughout this engagement were an inspiration to his comrades and maintained the high traditions of the military service.
    1945- June Christy, with Stan Kenton, records “Just A-Sittin' and A-rockin'.    
    1946—Top Hits
Five Minutes More - Frank Sinatra
South America, Take It Away - Bing Crosby & The Andrews Sisters
Rumors are Flying - The Frankie Carle Orchestra (vocal: Marjorie Hughes)
Divorce Me C.O.D. - Merle Travis
    1947- The Donora, PA, smog disaster finally came to an end. For five days an inversion trapped impurities in the lower atmosphere over the Monongahela Valley killing 20 persons, and leaving more than 2000 others sick.
   1954 ---Top Hits
Hey There - Rosemary Clooney
Shake, Rattle and Roll - Bill Haley & His Comets
Smile - Nat King Cole
More and More - Webb Pierce
     1962---Top Hits
Monster Mash - Bobby “Boris” Picket
He's a Rebel - The Crystals
Only Love Can Break a Heart - Gene Pitney
Mama Sang a Song - Bill Anderson
   1958 - Quiz show, "Concentration", was part of daytime television's lineup from August 1958 to March 1973, but this night it appeared on television at 8:30 p.m. "Concentration" was a temporary replacement for "Twenty-One", after its sudden cancellation due to the quiz show scandals of the time. Jack Barry, host of "Twenty-One", was transferred to host "Concentration" for its four-week nighttime run.
    1960-Elvis Presley attends RCA studios in Nashville where he records fourteen Gospel songs for his upcoming LP "His Hand in Mine".
   1963 - Sandy Koufax, who unanimously won the CY Young Award six days ago, is also named the National League's MVP. The Dodger legend out points Pirates' infielder Dick Groat, 237-190.
    1964 - Roy Orbison went gold with his hit single, "Oh, Pretty Woman".
     1964-Twenty-two-year-old Cassius Clay, who later changed his name to Muham­mad All, became world heavyweight boxing champion by defeating Sonny Liston. All was well known for both his fighting ability and his personal style. His most famous saying was “I am the greatest!” Convicted of vio­lating the Selective Service Act in 1967, he was stripped of his title; the Supreme Court reversed the decision, though, in 1971. Au was the only fighter to win the heavyweight boxing title three separate times (and he defended that title nine times) until Evander Holyfield defeated Mike Tyson in 1996.
    1965 - I Hear A Symphony, recorded by The Supremes, debuted on Billboard's Top 40 charts, and became the Motown female group's sixth Number 1 hit.
   1966 - Baltimore quarterback Johnny Unitas throws for 252 yards to pass Y.A. Tittle (28,339 yards) as the NFL's all-time passing yards leader. Unitas finished his career with 40,239 yards passing.
   1967--The Nitty Gritty Dirt Band, Clear Light, Blue Cheer, S.F.Fillmore Auditorium

Artist: Bonnie MacLean
    1967 – The Supreme Court upholds the contempt-of-court convictions of Dr. King and seven other black leaders who led the 1963 marches in Birmingham. Dr. King and his aides enter jail to serve four-day sentences.
"I must confess that over the last few years I have been gravely disappointed with the white moderate. I have almost reached the regrettable conclusion that the Negro's great stumbling block in the stride toward freedom is not the White Citizen's Council-er or the Ku Klux Klanner, but the white moderate who is more devoted to "order" than to justice; who prefers a negative peace which is the absence of tension to a positive peace which is the presence of justice; who constantly says "I agree with you in the goal you seek, but I can't agree with your methods of direct action;" who paternalistically feels he can set the timetable for another man's freedom; who lives by the myth of time and who constantly advises the Negro to wait until a "more convenient season." Shallow understanding from people of goodwill is more frustrating than absolute misunderstanding from people of ill will. Lukewarm acceptance is much more bewildering than outright rejection."
— Dr. Reverend Martin Luther King, Jr., "Letter from the Birmingham Jail", 1963
    1967 -- Benefit at the Fillmore for KPFA radio station. Pink Floyd and the Sopwith Camel performed.
    1970---Top Hits
I'll Be There - The Jackson 5
We've Only Just Begun - Carpenters
Fire and Rain - James Taylor
Run, Woman, Run - Tammy Wynette
    1972 -- Worst US rail accident in 14 years; 45 die in Chicago.
     1974- Muhammad Ali regained the heavyweight title by knocking out defending champion George Foreman in the eight round of a fight in Kinshasa, Zaire, first heavyweight championship fight ever held in Africa. Ali was named fighter of the year1976 by Ring magazine.
     1975- Winger Johnny Bucyk of the Boston Bruins scored the 500th goal of his career in a 3—2 Bruins' victory over the St. Louis Blues. Bucyk finished his career with 556 goals and entered the Hockey Hall of Fame in 1981
     1976 -Dr. Joseph H. Evans was elected president of the United Church of Christ. It made him the first African-American leader of this predominantly white denomination.
    1976 - The group, Chicago, started its second (and final) week at number one on the pop singles charts with, "If You Leave Me Now". The hottest LP was Stevie Wonder's "Songs in the Key of Life". The album was number one for a total of 14 weeks.
     1976 -Jane Pauley becomes news co-anchor of the Today Show.
    1978---Top Hits
Hot Child in the City - Nick Gilder
You Needed Me - Anne Murray
Reminiscing - Little River Band
Let's Take the Long Way Around the World - Ronnie Milsap
     1979-Richard Arrington elected first Black mayor of Birmingham, Alabama.
    1982-Melbourne, Australia's Men At Work had the number one song in the US with "Who Can It Be Now?". They would follow with three more Top 10 hits, "Down Under" (#1), "Overkill" (#3) and "It's A Mistake" (#6)
    1984 - Barry Manilow opened at Radio City Music Hall, New York. His concerts sold out to the tune of $1.9 million, besting (by $100,000) the record set by Diana Ross.
    1984 - Dan Ackroyd and John Belushi, aka The Blues Brothers (Jake and Elwood), hit the two-million-dollar sales mark with their LP, "Briefcase Full of Blues".
    1986---Top Hits
True Colors - Cyndi Lauper
Typical Male - Tina Turner
I Didn't Mean to Turn You On - Robert Palmer
Cry - Crystal Gayle
     1988 - Ten cities in the Upper Midwest reported record low temperatures for the date. The morning low of 20 degrees at South Bend IND was a record for October, and lows of 18 degrees at Grand Rapids MI and 20 degrees at Fort Wayne IND equaled records for October. The low of 2 degrees at International Falls MN smashed their previous record for the date by 11 degrees. Syracuse NY received 2.9 inches of snow to establish a record for October with 5.7 inches for the month.
     1989 - Temperatures soared into the 70s in the northeastern U.S. The record high of 73 degrees at Alpena MI marked their sixth straight day of record warmth. In the western U.S., Klamath Falls OR reported a record low of 19 degrees.
     1995-David Bowie, Tom Donahue, Gladys Knight & The Pips, Jefferson Airplane, Little Willie John, Pink Floyd, Pete Seeger, The Shirelles and The Velvet Underground are inducted into the Rock And Roll Hall Of Fame.
     1996-IBM subsidiary Lotus said it would include a Web browser in its Lotus Notes software, a popular groupware program that allowed users to share data and collaborate on documents. The browser would allow users to store Web pages and work with them offline. In a surprise takeover, IBM had purchased Notes in July 1995, in an attempt to shore up its offerings in networking and Internet software. The takeover was the largest-ever deal for a software company. Companies
such as System1,later to become CapitalStream, partnered with Lotus notes
and offered a “seamless” technology from application to funding and documents
via the Web through Nation's Capital ( never got off the prototype stages as
leasing companies fought having their documents shared in System1 software.)
    2001 - George W. Bush becomes the eighth president to attend a World Series game and the first since Dwight D. Eisenhower to throw out the ceremonial first pitch. Wearing a New York Fire Department windbreaker in honor of the heroes of the September 11 attacks, the Commander in Chief walks to the mound by himself, gives a thumbs up, and throws a perfect strike to the Yankees' backup catcher much to the delight of the stadium faithful.
    2001- Matt Williams becomes the first player in World Series history to hit home runs with three different teams. He homered in the Fall Classic for the Indians in 1997 and the Giants in 1989.



Baseball Poem

End of Millennium World Series 2000
by Mark H. Young ©

Published: Baseball Almanac (11-15-2000)

Yankee tradition, can they be beat?
Year 2000 was their latest three-peat.
Steeped in history, chalk up another
During the lifetime of your father and brother.
Many had already written them off
Said they were old, no good, no stuff.

The Yankees did win, as they should
The Metropolitans tried, as hard as they could.
It wasn't the Braves or Cardinals this time
But one giant step up, to the varsity nine.
Benny and the jets called it in five
But wrongly for his Mets, ain't no jive.

Mayor Giuliani had school kids play hooky
One day before Halloween spooky.
Rudy led them in ticker-tape glory
Fourth in five years, just standard story.
Out in front was Grand Marshall Yogi,
Fans cheered MVP Jeter and manager Torre.

Fourteen consecutive games in a row
Another record to post in the Show.
Piazza had Clemens too much on his mind
The Mets' All-Star catcher just cried and whined.
The Rocket threw Mike's bat in vain
But purposely missed, causing more pain.
With their $322 thousand per, winner's shares
Roger's $50 grand fine, with barrel, who cares.

The number 4 and 7 trains
Got New York fans to all the games.
The SUBWAY Series really pumped up New York
With the Bronx Bombers popping champagne cork.
As the clock chimed midnight, Piazza flied out
To Bernie in center, who then knelt about
He thanks God for victory, they all jump and shout.
New York City experienced World Series frenzy
When the Yankees clinched it a day after Wednesday.

As the 'Ol Perfessor Casey, would say in Stengeleeze,
The Metsies are Amazin'.....but against the Yankees, Puh-lease !!!!!




The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?



Daily Puzzle

How to play:

Refresh for current date:






See USA map, click to specific area, no commercials



Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live



Independent, unbiased and fair news about the Leasing Industry.
Ten Top Stories each week chosen by readers (click here)

Bank Beat
Computer Tips
Fernando's Review
Leasing 102
Online Newspapers
Sales Make it Happen
To Tell the Truth

Editorials (click here)