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entertainment for the commercial bank, finance and leasing industry


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Thursday, September 10, 2015

Today's Equipment Leasing Headlines

Reader Says Too Many Telephone Calls to Client
  All Generated from UCC Filings
Sales Makes it Happen by Christopher Menkin
  Use UCC's to Call on Lessees Whose Lessor is Gone
New Hires---Promotions in the Leasing Business
     and Related Industries
Leasing Industry Ads---Help Wanted
  Ascentium Capital/Channel Partners/Quail Financial Solutions
Leasing Conferences/Updated:  NAELB This Weekend
    CFLA Next Week/NEFA 4 Weeks/ELFA 6 weeks
'The surge in the number of job openings
  in recent months is now taking on epic proportions'
Chart -- Top Ten One Bedroom Median Rents
  San Francisco, $3,530, September, 2015
Instills a Feeling on Wonder
PayNet App Launches Credit History via Salesforce
   Reports at Your Fingertips
ELFA Compensation Equipment Finance Industry Report
   “Up 3% at Median for Key Origination Functions”
Mistress America/The Man from U.N.C.L.E.
Good Kill/Two Days, One Night/Blind Chance
Film/Digital Reviews by Fernando Croce
Labrador Retriever
Columbus, Ohio  Adopt-a-Dog
Classified Ad
News Briefs---
President of Office Equipment Leasing Co. Arrested
 For Engaging In Multi-Million Dollar Fraud Scheme
50 Best Banks to Work For
  According to
New iPhones, iPad unveiled,
 but Apple TV steals the show
New Justice Dept. Rules Aimed
   at Prosecuting Corporate Executives

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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Reader Says Too Many Telephone Calls to Client
All Generated from UCC Filings

“I am getting a number of complaints from customers that I have funded the last six months.  Most have come within the last two months. Once a UCC is filed and becomes public record, some equipment financing companies avail themselves of this information, and then begin their onslaught of solicitation calls to the “recordees.”

“I have a customer that owns a business not to be named,  in a state not to be named, who has since last November, been besieged by 5-10 unwanted calls per day—yes, per day.  

“I asked him to text me one day’s worth of calls. From Wednesday at 3:06 PM to Thursday at 4:49 PM, last week, he received eight calls. Almost one call per business hour.  It would not be discreet for me to mention the companies involved, one of which actually called twice, --*********, **************, ***** *****, ******  ******, ******* Funding, ********** Capital (twice), ** ******* ********, ****** *****, ********, ******* Funding. They have the audaciousness to tell the customer that they have all of their information-sometimes saying personal information-- have them pre-approved, etc. 

“I have been told that these callers are mostly very unsophisticated. Some of the customers actually asked if my funding source sold their information. That is a reasonable assumption for sure.

“I hope we all realize that this gives the Industry a real black eye. These unconscionable sales tactics are ‘beyond the pale’, and represent “bottom feeding” at its worst.  

“I hope we can reach out to these companies and implore them to cease and desist as they are dishonoring our industry.”

Bob Borden
Universal Leasing Services




Sales Makes it Happen
by Christopher Menkin

     Use UCC's to Call on Lessees Whose Lessor is Gone

Leasing News started "The List" (companies out of business) in the 1990's, and when collecting the first ones, posted it in 1998. The late Adrian Bulman sent Leasing News a memo from Tom Depping, then CEO of Sierra Cities, to his salesmen, saying look at all these companies not in business, salesmen should be calling their lessees and vendors, and stop complaining that there is not enough business out there.

It has been a practice for many years for leasing companies to obtain UCC filings on their competitors, and call, some even pretending to be a representative of the company. Do not recommend this as it is unethical. Depping was ethical: here were companies no longer in business, or sold, or merged, and these prospects already were sold on leasing; why not call them today?

Before the internet, lists needed to be purchased directly from the department of corporations or a service provider. Today, it is much simpler as almost all states have it on line, and much less expensive, and with a lot more information.

When companies are purchased, the new company calls on the previous lessees and vendors. It is easy for them as they have the records.  It has been happening for years. Also, many companies, who get out of the broker business, as soon as they do, go after the brokers lessees and vendors.  When this happens, the brokers say they will never come back---but they do, as Marlin Business Service is just one example.

In today's internet, you do not need a large staff to do this or a lot of money.  You go online, either save or copy the name address of the UCC signer, put it in Excel, sort by zip code if you are going to divide the list, and then use Google to obtain the telephone number by just copying and pasting the address in Google. It is fast.

You can sort the list by zip code, by state and recommend starting where you are located and then moving more and more out of the area.

If you discover many in one specific street or industrial complex, you can use this for calling on them in person.  Call them up first, and making an appointment.  It beats just knocking on the door to see if the person who makes the decisions is available.

Many of the UCC's also have the name and address of vendors.  It is very common in UCC's to include the list of equipment from the Exhibit "A" which often has the name and address of the vendor.  Many companies, such as Bank of the West Leasing ,on their documents.  It is quite common.
You can also sort this information in Excel by type of equipment. It  can give you leads to other like vendors, once you get the experience from learning the demands of the equipment provider.

You can also take this a step further and find out who the collector of the payments, meaning the funder who is the assignee.  You may not only want to call the lessees first as they are further removed from where the lease started, but you may find a new funding source that you can use as well.

You can find who your competitor is doing business with. In the early years, I would collect the daily UCC filings and weekly look at key cities near me to learn if I lost a customer, and as important, who was the lease assigned to as it might be a new source to fund transactions, too.  Sometimes when it was a high rate house, I would call them and pick up a new customer.

It's easy to do, type in UCC and the State, such as UCC California in your browser and you get:

You don't need to call against your competitor still active in the business. 

Take Depping’s advice: Call those customers whose lessor is no longer active in the business first. Then maybe one who has merged or been bought by another is one of my ideas, or better yet, call a customer of a company on the Evergreen list:

or Complaint Bulletin Board, but be prepared to overcome their poor experience in leasing:




New Hires---Promotions in the Leasing Business
and Related Industries

Donna (Patton) Hinrichs was hired as Strategic Partnerships Manager at Rapid Advance; she is based out of the Greater Chicago area.  Previously she was Director of Lender Relations, Connect Lending, LLC (October 2014–August 2015); Director of Lender Relations, Connect Lending, LLC (October 2014–August 2015); Vice President, LSQ Funding Group, L.C. (February 2006–June 2009). Education: Southeast Missouri State University, Harrison College of Business Communications (1982–1986).

Michael "Mike" Kendro was hired as Regional Sales Manager, Advantage Funding, Lake Success, New York. He is based in Greensboro, North Carolina, and "...will serve as Regional Sales Manager, handling vocational sales in the company’s Southeastern Region. 'Mike will deepen our sales presence and servicing ability in North Carolina, South Carolina and Virginia,' said Don Coolbaugh, chief sales officer...Prior to his appointment with Advantage Funding, Kendro served as Outside Leasing and Rental Manager for Transource Truck and Trailer, based in Greensboro, N.C. There he produced hundreds of thousands of dollars in new truck sales leads and full service leases, and made significant contributions to the company’s parts, service, and truck-rental business.

Before Transource, Kendro was National Sales Manager for Fortegra Financial-Universal Equipment Recovery Group of Jacksonville, Fla. There he led national marketing and sales efforts, including the negotiation of a $500,000 private-label portfolio purchase. He also spent more than 10 years with Volvo Financial Services, helping to establish their independent brand.  During his time there, he held several significant positions, including Regional Sales Manager. Earlier, Kendro held commercial-finance sales positions with CitiCapital and Navistar Financial. Kendro is a graduate of Michigan State University in East Lansing, where he received his B.A. in Marketing."

Bryan Mernaugh was hired as National Sales Manager, Trust Capital, LLC, Sioux City, South Dakota. Previously, he was Regional Sales Manager, Ascentium Capital (2013–2014); Franchise Business Consultant, Chester's International (2011–2013); District Sales Representative, Farner-Bocken Co. (2011–2011); National Accounts Executive, Persona, Inc. (2009–2011); Regional Sales Manager, Grandview Financial (2007–2009); Finance & Insurance Manager, Anton Chevrolet (2004–2007). Education: Northern State University.

Brian Porter was hired as Business Development Officer at VFI Corporate Finance, Salt Lake City, Utah. Previously, he was Commercial Account Manager, CenturyLink (Formerly Qwest) (December 2013–June 2015); Senior Account Manager, England Logistics (October 2011–October 2013); Senior Loan Officer, Legend Financial Services (July 2005–September 2011);
Education: Salt Lake Community College, Marketing (1992–1994).

John Rizzi was hired as Director of Capital Markets, InterContinental Beverage Capital Inc. Previously, he was Senior Vice President De Lage Landen International B.V. (March 2005–June 2014); SVP - National Sales Manager, GE Capital (September 2001–March 2005); SVP - Vendor Financial Services, Heller Financial (December 1993–September 2001). Education: State University of New York, College at Oneonta, BS, Biology (1974 – 1977). Clarkson University, Chemistry, Pre Med (1973 – 1974).

Sandra Skeens was hired as President and CEO, International Commercial Credit, LLC; she is based in Augusta, Georgia. Previously, she was Marketing and Sales Director, MCB Business Credit Services (July 2001–August 2015); Outside Sales Executive, Aqua Koolers of Atlanta (April, 2000 – March 2001); Sales Representative, IKON Office Solutions (February, 1993 – March, 2000).Organizations: CFA Carolinas Chapter;  Board of Directors, Secretary, NFA National Funding Association; Ambassador NAPBS, National Association of Professional Background Screeners; American Collection Association; Augusta Chamber of Commerce; Former Secretary, Piedmont Credit Club - Charlotte NC Greater Greenville Credit and Finance Association; Former Chairman, Consumer Advisory Panel for Richmond County, Georgia; 1988 Delegate to Republican National Convention from Georgia. Education: Beacon College and Graduate School, Bachelors, Theology (2003–2008). Graduated Suma Cum Laude

Kelly Ward was hired as Director of Funding, BridgePoint Capital; she is based in Orange County, California.  Previously, she was Senior Funding Coordinator, Capital Alliance Group (October, 2013 – August, 2015); State Coordinator, Quest Preservation (July, 2010 – July, 2012); Office Manager, TCB Marketing Solutions (November, 2008 – June, 2010). Education: Truckee Meadows Community College, Business Administration and Management, General. Centennial High School, High School Diploma (1994 – 1999).



Leasing Industry Help Wanted


Press Release    
WE'RE HIRING at Our Minneapolis Headquarters
Credit Manager
This position will be responsible for underwriting small ticket working capital applications up to $250,000 in a fast paced and high volume environment. The candidate will make independent decisions on commercial credit applications through evaluation of business and personal credit reports, financial statements and other credit information. More
Collections Representative
This position will function as the primary contact for customer concerns regarding loan collection issues. The candidate will act as a liaison between the customer, Channel Partners Capital and 3rd Party Collection Agencies. More
Please email cover letter and resume to:

Join Our Incredible Sales Team

The right candidate will have 5+ years of sales experience in the equipment finance industry, current relationships and opportunities, and experience originating, building, and managing vendor programs. For more information, and to find out if Quail is a good fit for you,
click here.

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.  


 Leasing Conferences/Updated:
NAELB This WeekendLeasing Conferences 2015



2015 Eastern Regional Meeting
September 11-12, 2015
Atlanta Marriott Marquis
Atlanta, GA

Registration Available on Site

Hotel Availability


360 Equipment Finance
Amerisource Funding
Bankers Capital
Blue Bridge Financial LLC
Bryn Mawr Funding
Channel Partners Capital
CLFP Foundation
Equipment Data Associates (EDA)
Financial Pacific Leasing, Inc.
First Federal Leasing
Fora Financial
Huntington Technology Finance
Marlin Business Services Corp.
Maxim Commercial Capital
NCMIC Finance Corporation
North Mill Equipment Financing LLC
Pacific Western Equipment Finance
Pawnee Leasing Corporation
Preferred Business Solutions
Quality Leasing Co., Inc.
RLC Funding
TEAM Funding Solutions
TradeRiver USA
VFI Corporate Finance
World Business Lenders

In addition, non-members who attend will get 50%
of Conference Registration Fee towards the cost of dues
if they join NAELB with 30 days of the conference.

Registration Fees:
Broker Member: $125.00
Additional Broker Member: $115.00
Associate Member: $260.00
Additional Associate Member: $200.00
Funder Member: $260.00
Additional Funder Member: $200.00

Broker Non-Member: $200.00
Associate Non-Member: $360.00
Funder Non-Member: $360.00

Dwight Galloway
SVP Broker Funding
RLC Funding
Columbia, South Carolina

Dwight Galloway will be covering the conference for
 Leasing News with a report to follow for readers not attending.



Canadian Finance and Leasing Association
 Annual Conference 2015
September 16 - 18, 2015
Gatineau - Ottawa

Hugh Swandel
Senior Managing Director - Canada
The Alta Group

Hugh Swandel, who will be making a presentation at
the conference, will be writing a report for Leasing News readers/



Hilton Hotel Registration





The Women in Leasing LinkedIn Group would like to cordially invite you to our October luncheon at Season’s 52 in Buckhead (Atlanta), Georgia on Wednesday October 7th, from 1:00pm – 3:30pm. The lunch is being co-sponsored by ECS Financial Services and Financial Pacific Leasing.

Space is limited to 40 attendees so if you would like to attend please RSVP no later than September 15th to Shari Lipski at 847.897.1711 or via email

If you plan on attending the 2015 NEFA Funding Symposium, the restaurant is about two miles from the host hotel. 

2015 Funding Symposium
10/7/2015 to 10/9/2015
Wed through Friday
J W Marriott Atlanta Buckhead Hotel
3300 Lenox Road Northeast
Atlanta, Georgia  30326
United States
Contact: Kim King
Phone: 847-380-5053

Full Information including pricing, schedule, and reservation:


Dwight Galloway
SVP Broker Funding
RLC Funding
Columbia, South Carolina

Dwight Galloway will be covering the conference for
 Leasing News with a report to follow for readers not attending.



2015 54th Annual Convention
10/25/2015 - 10/27/2015
JW Marriott Hill Country
San Antonio, TX

733 individuals signed to attend to date with 
six weeks to go.


Brochure with Schedule of Events

Keynote Speakers

ELFA President and CEO Woody Sutton invites you 
to connect, engage and grow in San Antonio! (1:43)


The 2015 Fall Conference will be held at the Loews Don CeSar Hotel in St. Pete Beach, FL on November 4 through November 6, 2015. 



2015 Western Regional Meeting
November 13-14, 2015
Doubletree by Hilton Anaheim - Orange County
Anaheim, CA



71st Annual Convention
November 11 - 13, 2015
JW Marriott Austin
Austin, TX

More Information



EXPO NJ Super Regional
11/15/2015 to 11/16/2015

Teaneck Marriott at Glenpointe
100 Frank Burr Blvd
Teaneck, New Jersey  07666
United States  

 Kim King, NEFA Sr. Association Coordinator 
 Phone: (847) 380-5053

CFLA Next Week/NEFA 4 Weeks/ELFA 6 weeks




'The surge in the number of job openings
in recent months is now taking on epic proportions'

By Akin Oyedele,

Job openings in America are at a record high.

The latest Job Openings and Labor Turnover Survey (JOLTS) showed that job openings jumped to 5.75 million in July, the highest since the series began in December 2000.

This crushed economists' expectations for a print of 5.3 million.

The quits rate — which reflects people who are comfortable leaving their current jobs — came in at 1.9% for a fourth straight month.

The layoffs and discharges rate fell to 1.1%.

This report is one of Federal Reserve Chair Janet Yellen's favorites when it comes to assessing the pulse of the labor market.

And at its meeting next week, the JOLTS report will be one of the things the Fed weighs as it decides whether to raise rates for the first time in nine years.

The pace of jobs growth has been solid, overall, in recent months. Although Friday's jobs report for August came in below expectations, at 173,000, it is likely to be revised higher, economists say.

We also learned that the unemployment rate fell to a seven-year low of 5.1%.

The big laggard in the labor market during the recovery has been wage growth.

In a note to clients, Pantheon Macroeconomics' Ian Shepherdson wrote:

"The surge in the number of job openings in recent months is now taking on epic proportions, with the three-month annualized rate now at 35% and accelerating. The data in absolute terms, and relative to the level of unemployment and the population, now signal unambiguously that the labor market is unable to supply the people companies need."






##### Press Release ############################

PayNet App Launches Credit History via Salesforce
Reports at Your Fingertips

(Minneapolis, MN) — Organizations are continuing to see the power, flexibility, and security of credit adjudication of leases and loans in

Tamarack Consulting worked with PayNet Inc., the nation’s leading provider of small business credit ratings, to release PayNet for Salesforce.

James Brown
Director of Operations
PayNet, Inc.

 “As more lenders choose the Salesforce platform for managing their customers, this new application will allow Salesforce users to access PayNet Credit History Reports within Salesforce,” states James Brown Director of Operations, PayNet, Inc. "This PayNet integration combines scores and data into a unified customer management solution with Salesforce that will enable efficient credit underwriting for our customers.”

Raquel O'Leary
Vice President, Operations
Allegiant Partners, Inc.

"Being able to access our PayNet reports all in one single place (Salesforce) allows us to be more efficient and accurate at credit adjudication and reporting – not to mention it has allowed us to quickly streamline our process," said Raquel O'Leary Vice President of Operations at Allegiant Partners. "We can now view fully formatted PayNet reports, as well as utilize key report data in workflow, docs, and eventually scoring."

Kristin Dolan
Solution Architect
Tamarack Consulting

"This solution will help further automate credit adjudication. As well, our customers are looking to analyze and build scoring models based on PayNet data. This integration enables this in," says Kristian Dolan, Solution Architect at Tamarack Consulting.



(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)


### Press Release ############################

ELFA Compensation Equipment Finance Industry Report
“Up 3% at Median for Key Origination Functions”

WASHINGTON, D.C. - Compensation in the equipment finance industry increased modestly in 2014, according to the 2015 Equipment Leasing and Finance Compensation Survey from the Equipment Leasing and Finance Association (ELFA) and McLagan. For the fifth consecutive year, a year-over-year increase in new business volume contributed to an increase in overall compensation.

The 2015 Equipment Leasing and Finance Compensation Survey measures compensation rates for the 2014 fiscal year as reported by more than 70 equipment finance companies representing a cross section of the equipment finance sector, including independent, bank and captive leasing and finance companies. Firms provide data for more than 90 executive, front-office and support positions, including a breakdown of salary (for 2014 and 2015), incentives (including cash bonuses and commissions), long-term awards and total compensation by company type. The survey is a collaborative initiative between ELFA and McLagan, a performance/reward consulting and benchmarking firm for the financial services industry.

Highlights from the 2015 Equipment Leasing and Finance Compensation Survey include:

  • Total Compensation: On a “same-store” basis (constant incumbents in multiple survey years), total compensation was up 3% at median for key origination functions from 2013 to 2014. Infrastructure (middle- and back-office staff directly supporting the equipment leasing and finance sector) received comparable increases at ~2% of the median. Notably, the direct origination function fared better than the other functions with the highest total compensation increases. There were meaningful differences by firm, function and individual due to the impact of firm, divisional and individual performance and competitive compensation positioning. For example, the “head of” position experienced the greatest year-over-year variability, with many individuals receiving decreases of ~10% while others received increases of ~7%.
  • Salary: Salary budgets remained very tight across financial services, including the equipment leasing and finance sector. Across the sector, salaries increased by only 2.8%, with larger increases granted to infrastructure staff vs. originators.
  • Differences by Firm Type: Generally, banks awarded higher levels of compensation relative to captives and independents. At more junior levels in infrastructure and origination roles, however, total compensation and salary rates tended to be comparable (+/- 5%).
  • Long-Term Award Eligibility: The majority of firms in the study had long-term award programs (e.g., restricted stock, deferred cash) in addition to annual cash incentives. On a firm-by-firm basis, ~70% of banks paid long-term incentives, significantly higher than ~60% of captives and ~30% of independent firms.

Industry Trends
In 2014, ELFA’s Monthly Leasing and Finance Index (MLFI-25) reported that cumulative new business volume rose 8% over 2013. Overall, U.S. commercial lending performed well in 2014, with top-line originations rising for C&I, equipment leasing and finance, commercial finance and commercial real estate finance. Nonetheless, the banking sector continued to experience pressure from the low interest rate environment, which put pressure on margins, and from regulatory scrutiny, which resulted in increased compliance costs and litigation expenses. Despite an increase in loan loss provisions, overall portfolio quality remains strong as measured by the low levels of net charge-offs.

Learn More
For a complete copy of the 2015 Equipment Leasing and Finance Compensation Survey report, please contact Bill Choi at or 202-238-3413.

$4500 ELFA member
$5500 nonmember 

 Note: Those who purchase the survey this year must agree to participate in the survey starting next year.

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $903 billion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit

#### Press Release #############################



Fernando's View
By Fernando F. Croce

A breezy screwball comedy ("Mistress America") and a sleek retro thriller ("The Man from U.N.C.L.E.") come to theaters, while new DVD releases offer thoughtful drama ("Good Kill"), a woman's poignant journey ("Two Days, One Night"), and a fascinating portrait of fate ("Blind Chance").

In Theaters:

Mistress America (Fox Searchlight Pictures): After a healthy dose of vinegar earlier this year with "While We're Young," writer-director Noah Baumbach re-teams with his "Frances Ha" star Greta Gerwig for another fluffy, breezy New York comedy. Gerwig plays Brooke, an outgoing and impulsive young woman who takes Tracy (Lola Kirke), the lonely college freshman who's about to marry her brother, under her wing. Juggling men and jobs while harboring fancy dreams, Brooke glides through Manhattan with a merry nonchalance that dazzles her future sister-in-law, who's trying her best to overcome her own insecurities. Paced with a brittle energy that has reminded critics of classic screwball comedies from the 1930s, Baumbach's portrait of the ups and downs of friendship benefits once again from Gerwig's winning likability.

The Man from U.N.C.L.E. (Warner Bros.): The spy thriller goes retro in this enjoyable big-screen version of the 1960s TV series, directed with a surprisingly deft hand by British action specialist Guy Ritchie ("Sherlock Holmes"). Set in Europe during the Cold War era, the fast-moving plot follows the uneasy alliance between CIA agent Napoleon Solo (Henry Cavill), KGB agent Illya Kuryakin (Armie Hammer), and German mechanic Gaby Teller (Alicia Vikander). Though coming from very different backgrounds and political agendas, the three find themselves working together to halt a looming nuclear threat. Movie adaptations of TV shows are a dime a dozen, but Ritchie's light-fingered thriller rises above most others with a refreshing mix of stunts and wit, capturing the original's cleverness while updating it as a sleek blockbuster.

Netflix Tip: Netflix Tip: A member of the group of horror filmmakers to emerge and flourish in the 1970s and 1980s, Wes Craven (1939-2015) left us with many a memorable fright. So check out some of his best films, which include "Last House on the Left" (1972), "The Hills Have Eyes" (1977), "A Nightmare on Elm Street" (1984), and "Scream" (1997).


Good Kill (Paramount): No stranger to thorny moral issues, writer-director Andrew Niccol ("Gattaca") takes a look at wartime dilemmas in this serious drama. Set mainly in the Las Vegas desert, the story focuses on Thomas Egan (Ethan Hawke), a U.S. Air Force Major whose days as a pilot are behind him, now that government drones have taken over as the preferred mode of airborne combat. Disillusioned with his position controlling attacks in the Middle East from the inside of a secret bunker, he has trouble connecting with his wife Molly (January Jones). After he learns of questionable business involving his superior (Bruce Greenwood), however, Thomas must make a choice that may forever change his life. An intelligent discussion of a complicated subject, the film benefits greatly from Hawke's appropriately haunted performance.

Two Days, One Night (Criterion): Marion Cotillard earned a well-deserved Oscar nomination for her sensitive performance in this emotional drama from acclaimed Belgian brothers Jean-Pierre and Luc Dardenne. She plays Sandra, a young wife and mother trying to hang on to her job after a long struggle with depression. Unfortunately, her coworkers have voted for a pay increase in exchange for her dismissal. With the help of her husband (Fabrizio Rongione), she has only two days left to meet her colleagues and convince them to change their votes so she can stay at the company. What follows is a thorny, often wrenching but always humanistic journey that depicts the tough competition required from capitalism while building toward heart-rending moments of transcendence. Not to be missed. With subtitles.

Blind Chance (Criterion): From the late Polish master Krzysztof Kieslowski ("The Decalogue") comes this haunting philosophical drama, made in 1981 but suppressed for six years by authorities. The unconventional structure centers on Witek (Bogusław Linda), a medical student who decides to take the train to Warsaw following the death of his father. What follows is a metaphysical theory in film form, as we see three different possibilities of what happens next based on Witek's decisions. In one scenario, he manages to get on the train and meets an old flame. In another, he fails to get on board and gets in trouble with the police. And on the third... well, it's best not to spoil the surprises. Mixing personal turns with historical shifts, Kieslowski's film paints a fascinating portrait of fate. With subtitles.


Labrador Retriever
Columbus, Ohio  Adopt-a-Dog

Breed: Labrador Retriever Mix
Color: Black - With White
Age: Two Years
Size: 50lbs.
Sex: Female

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Daisy's Story...

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Adoption fee $250

Please contact with questions or for an adoption application.

Rescue Group: Cause for Paws
 Columbus Chapter
Contact: Eva Woods

Adopt a Pet


Classified Ads

Outsource Lease Syndications
Add a capital markets independent contractor and offer world-class syndications (buy and/or sell) capability for commission-based compensation. 30+ Years’ experience with major lessors (BofA, Chase, Fleet, Verizon).  Sales, underwriting, capital markets and executive background. Ivy League undergrad and MBA. Well known in industry.  Impeccable references. or (203) 652-1387


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


News Briefs---

President of Office Equipment Leasing Co. Arrested
 For Engaging In Multi-Million Dollar Fraud Scheme 

50 Best Banks to Work For, According to

New iPhones, iPad unveiled, but Apple TV steals the show

New Justice Dept. Rules Aimed at Prosecuting Corporate Executives




--You May Have Missed It

Portland man wins PETA award for catching dog after 14-floor fall



SparkPeople--Live Healthier and Longer

The Secret Benefits of Massage
The Easiest Way to Combat Stress & Fight Fat


Baseball Poem

Listening to Baseball

This morning I argued with a friend
about angels. I didn't believe
in his belief in them-- I cannot
believe they're not a metaphor. 
Our argument, affectionate, 
lacking an animus, went nowhere. 
We promised to talk again soon. 
Now, when I'm driving away 
from Boston and the Red Sox 
are losing, I hear the announcer 
say, 'No angels in the sky today' -
baseball-ese for a cloudless afternoon
no shadows to help a man
who waits in the outfield 
staring into the August sun. 
Although I know the announcer's 
not a rabbi or a sage (no, 
he's a sort of sage, disconsolate
philosopher of batting slumps 
and injuries), still, I scan 
the pale blue sky through my
polarized windshield, fervently 
hopeful for my fading team
and I feel something a little 
foolish, a prayerful throbbing
in my throat, and remember
being told years ago that men
are only little lower
than the angels. Floating ahead of me 
at the Vermont border, I see
a few wispy, horse mane clouds 
which I quietly pray will drift 
down to Fenway Park, where 
a demonic opponent has just 
slammed another Red Sox pitch, 
and the centerfielder - call him 'Jim' - 
runs back, back, back,
looking heavenward, 
and is shielded and doesn't lose 
the white ball in the glare.




Sports Briefs----

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Tim Tebow is back with ESPN and the SEC Network

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Tony Romo and Dallas Cowboys miss playoffs in the 2015 Bold Predictions

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This Day in American History

     1565 - Billiards was played in St. Augustine, Florida, brought to America by the Spaniards who were the first to settle the area.
    1608 - English adventurer John Smith is elected council president of Jamestown, Virginia, the first permanent English settlement in North America.
    1718 - The Collegiate School at New Haven, CT, changed its name to Yale.  Congregationalists, unhappy with an increasing religious liberalism at Harvard, had founded Yale, the third oldest college in America, in 1701.
    1776 - George Washington asks for a spy volunteer and Nathan Hale stepped forward.
    1794 - Blount College, the first nondenominational church was charted at Knoxville, TN.  Now the University of Tennessee, the charter provided that the college “take effectual care that students of all denominations may and shall be admitted to the equal advantages of a liberal education and to the emoluments and honors of the college, so that they shall receive a like, fair, generous, and equal treatment during their residence therein.” The first president was Samuel Carrick.
    1813 - The American naval officer Oliver Hazard Perry left Erie, PA, with a fleet of nine ships and encountered a squadron of six British warships off Put-in-Bay, Ohio, today, which history calls “The Battle of Lake Erie”.  Perry’s attack was hampered by his short-range guns, and his ship was battered to a hulk with only a handful of capable men left. He left his flagship Lawrence and renewed the fight from a sister ship, the Niagara, and had the satisfaction of seeing the British strike their colors. He returned to the Lawrence to accept the British surrender, then sent to Gen. William Henry Harrison, commander in the west, the victory dispatch containing the words, “We have met the enemy and they are ours”. The Americans gained control of Lake Erie, and the British were obliged to withdraw from Detroit, further strengthening the U.S. position in the Great Lakes.
    1820 - Missouri entered the Union under the Missouri Compromise of 1820, admitting Missouri as a slave state while admitting Maine as a free state, and prohibiting slavery in Louisiana Territory north of the parallel 36º 30', Missouri's southern border.
    1846 - Following the failure of all Mormons to leave Nauvoo, Illinois in May as agreed to after the assassination of Joseph Smith and his brother in Carthage, Illinois two years ago, a thousand anti-Mormon "Regulators" led by Colonel Thomas Brockman order the first assault on the remaining Mormons at Nauvoo. Regulator cannon fire drives Mormon families from their homes towards the Mississippi River.
    1848 - Gold dust price set at $16 per ounce; San Francisco citizens demanded that the United States open a branch mint in San Francisco.
    1852 - Birthday of Alice Brown Davis (1853-1935) at Park Hill, OK.  She was a leader and, for a short time, the chief of the Seminole Indians. She married a white man who deserted her and their 11 children when the youngest was three. They had operated a trading post for the Seminoles in Oklahoma where her family had settled after the Civil War. Most of the children became prominent community and government leaders. She reportedly became an amazing symbol of strength among her people who resided near the Cherokee in Oklahoma. She even went with a group as an interpreter to seek land in Mexico. Her people's self-government was effectively abolished when the State of Oklahoma set up counties that submerged the Indian population with white voters. Because the U.S. government needed a chief's signature for a piece of Florida property, President Warren G. Harding appointed her chief of the Seminoles. She had previously visited the "lost" group of Seminole who had hidden in the Florida Everglades to escape the forced migration that became the Trail of Tears and established a dialogue between the two groups. Instead of signing, Davis demanded reparations and she was summarily removed and a U.S. government illegally signed the deed. The Seminoles, under her guidance, took the matter to court and finally won a settlement in 1946, 11 years after Davis' death.
    1857 - Mountain Meadows Massacre. Mormons offered to escort to safety from the Indians a Gentile train passing through Utah.  They then lined up all the adult males in single file with a Mormon guide on each side, and, at a prearranged signal, massacred them all in cold blood. Mormon Militia, disguised as Indians and the real Indians, moved in on the women and older children, shooting, clubbing and tomahawking them to death.
    1862 - Rabbi Jacob Frankel (1808-87) of Philadelphia, PA became the first Jewish Army chaplain, four months after Congress amended its law of 1861 requiring chaplains to be Christians. Frankel served from 1863 through 1865 at the United States Hospital in Philadelphia. 
    1877 - Katherine Sophie Dreier (1877-1952) was born in Brooklyn.  U.S. painter and modern art museum founder. Instead of focusing on her considerable artistic talent, Dreier turned most of her energies towards gaining acceptance in the United States for modern art. Independently wealthy, she and artist Marcel Duchamp established Societe Anonyme in 1920, New York City's first museum of modern art. She published material and held lectures and the like to encourage acceptance of the new art forms. When the Museum of Modern Art opened in 1928, it eclipsed her museum and she later donated the collection to Yale University. Her sisters were Mary Elizabeth Dreier and Margaret Dreier Robins, both active in art and in social concerns. All three were active in the women's suffrage and rights movements.
    1884 - Mississippi Congressman John R. Lynch (1847-1939), an African-American, was temporary chairman of the Republican National Convention, presiding over the meeting for a short period and becoming the first African American to chair a National Convention.  Born into slavery, he became free in 1863. In 1873, he was elected as the first African-American Speaker of the Mississippi House of Representatives. During Reconstruction, he was among the first generation of African-Americans elected to the US House, serving 1874-1877 and again in the 1880s.,john_lynch_autograph,3d09410a0.html
    1908 - Composer/Band Leader/Inventor Raymond Scott (1908-94) Birthday, Brooklyn. 
    1908 – Bull Durham of the minor league Indianapolis Indians pitched and won both ends of a doubleheader against the Toledo Mud Hens. This was the 5th doubleheader this season in which Durham accomplished this feat.
    1909 - Dr. Judith Kaplan Eisenstein birthday: U.S. author, musicologist, and composer. In 1922, Dr. Eisenstein was the first woman to have a bat mitzvah.  "No thunder sounded,” she said in 1992, recalling the ceremony. "No lightning struck." Allowing women the rite that had long marked the passage of Jewish males into religious adulthood proved to be the first of many changes broadening the role of women in Judaism. The changes now included their ordination as rabbis. She was the oldest daughter of Rabbi Mordecai Kaplan, the founder of the Reconstructionist branch of Judaism. Today the bat mitzvah ceremony (bar mitzvah is for boys) is an established practice within the Conservative, Reform and Reconstructionist branches of Judaism, and parallel celebrations are common in some quarters of Orthodox Judaism as well. Ceremonies like bar mitzvahs were often overshadowed by lavish parties.  "Bat mitzvah began not just as a statement of feminism,” she said, "but as a statement of dedication to something larger than oneself."
From 1929 to 1954, Dr. Eisenstein taught music education and the history of Jewish music at Jewish Theological Seminary's Teacher's Institute, now known as the Albert A. List College of Jewish Studies in New York City. While there, she published a Jewish songbook for children, “Gateway to Jewish Song”, which was followed by other books of Jewish music and musical history for young people. From 1942 to 1974, she wrote seven cantatas on Jewish themes, among them the frequently performed, “What Is Torah”, which she wrote with her husband, Rabbi Ira Eisenstein. In 1959, at the age of 50, Dr. Eisenstein, who had earned a Master's degree in music education at Columbia University's Teachers College, began work for her Ph.D. at the School of Sacred Music of Hebrew Union college-Jewish Institute of Religion in New York. After receiving her degree, she taught there from 1966 to 1979, and also taught at the Reconstructionist Rabbinical College in Philadelphia.
    1910 - Great Idaho Fire destroys 3 million acres of timber
    1913 - The Lincoln Highway, a 3,300 mile highway stretching from New York City to San Francisco, CA was opened, becoming the first coast-to-coast paved road. It was originally proposed by Carl Graham Fisher. The highway traversed 13 states—New York, New Jersey, Pennsylvania, Ohio, Indiana, Illinois, Iowa, Nebraska, Colorado, Wyoming, Utah, Nevada, and California ---and cost about $10 million. The first complete coast-to-coast run over the official route was made by Neil Patterson.
    1913 – Honus Wagner was given a souvenir bat carved from a piece of wood taken from naval hero Oliver Perry's flagship Niagara, which was sunk in Lake Erie 100 years earlier.
    1918 – A year before the infamous Black Sox, players on both sides, Cubs and Red Sox, of the World Series threatened to strike unless they were guaranteed $2,500 to the winners and $1,000 each for the losers. They backed off, however, when told they will appear greedy while their countrymen are fighting a war. There were no fines, but no World Series rings or mementos were given out.
     1919 - A hurricane struck the Florida Keys drowning more than 500 persons.
    1922 – The Yankees played their last game at the Polo Grounds, before moving to the original Yankee Stadium in 1923.
    1924 - Leopold and Loeb found guilty of murder
    1929 - Birthday of golfer Arnold Palmer, Latrobe, PA.
    1934 - Birthday of Roger Eugene Maris (1934-85), Hibbing, MN. In 1961, Maris broke one of baseball’s sacred records, hitting 61 home runs to surpass the mark of 60 set by Babe Ruth in 1927. He won the American League MVP award in 1960 and in 1961 and finished his career with the St. Louis Cardinals.
    1939 - Charlie Barnet records “The Duke’s Idea.” (Bluebird 10453)
    1941 - Woody Herman records “Blues in the Night” 1950 - Eddie Cantor moved from radio to TV, as he hosted the "Colgate Comedy Hour" on NBC. 
    1945 - Birthday of Jose Feliciano, singer, musician “Light My Fire, “Hi-Heel Sneakers), Lares, Puerto Rico.
    1950 - Aerosmith guitarist Joe Perry is born in Boston.
    1950 - Lefty Al Lien of the PCL San Francisco Seals threw a 17-inning, 1 - 0, shutout over the Hollywood Stars.
    1951 - Florence Chadwick of San Diego, CA, became the first American woman to swim the English Channel from both coasts. 
    1952 - Top Hits
“Auf Wiedersehn, Sweetheart” - Vera Lynn
“Walkin’ My Baby Back Home” - Johnnie Ray
“Wish You Were Here” - Eddie Fisher
“Jambalaya (On the Bayou)” - Hank Williams
    1954 - Swanson sells its first "TV dinner,” turkey and gravy. Chicken came a few years later; remember no microwave in the early days.  In 1962, Swanson stopped calling them TV dinners but we didn’t.
    1954 - “Gunsmoke” premiered on TV. “Gunsmoke” was TV’s longest-running western, moving from radio to TV. John Wayne turned down the role of Marshall Dillon. James Whitmore was then chosen, but he declined, recommending his neighbor James Arness (Whitmore lived across the street from us and Arness a few blocks away---Arness drove my brother and I to high school for several years in his station wagon on his way to work). Other regulars included Amanda Blake as Kitty Russell, saloon-owner, Dennis Weaver as Chester B. Goode, Dillon’s deputy, and Milburn Stone as Doc Adams. In 1962, a fifth character was added---the “rugged male.” Burt Reynolds played Quint Asper, followed by Roger Ewing as Thad Greenwood, and Buck Taylor as Newly O’Brien.   In 1964, Ken Curtis was added as funnyman Festus Haggen, the new deputy. “Gunsmoke” was incredibly popular, both as a half-hour and hour-long show, as the number-one rated series for four seasons, and top ten hit for six seasons. The last telecast was September 1, 1975.  My father Lawrence Menkin wrote several “Gunsmokes.”
    1955 - Bert Parks began a 25-year career as host of the "Miss America Pageant" on NBC. The show became a TV tradition as Parks sang to the newly-crowned beauty queen, “There She is ... Miss America”. The song was composed by Bernie Wayne and was sung for the first time on this day. Sharon Kay Ritchie was the first Miss America to be honored with the song. When she married singer Don Cherry ("Band of Gold"), "There She Is" was part of the wedding ceremony. 
    1955 - Chuck Berry's "Maybellene" peaks at #5 on the pop chart.
    1956 - Record stores are swamped with requests for Elvis Presley's "Love Me Tender." The song, which is the title track of his next movie, had not been released.
    1960 - Hurricane Donna struck the Florida Keys with winds gusting to 180 mph and a thirteen foot storm surge. The hurricane then moved north along the eastern coast of Florida and inundated Naples before moving out to sea. Hurricane Donna claimed fifty lives, injured 1800 others, and caused more than 300 million dollars damage. The Marathon/Tavernier area was almost completely destroyed, and in the Citrus Belt, most of the avocado crop was blown from the trees. Hurricane Donna wreaked havoc from Florida to Maine, with wind gusts to 100 mph along much of the coast. Hurricane Donna produced wind gusts to 121 mph at Charleston, SC on the 11th, and wind gusts to 138 mph at Blue Hill Observatory, MA on the 12th. The hurricane finally died over Maine two days later, producing more than five inches of rain over the state.
    1960 – Mickey Mantle unloaded one of his longest HRs, clearing the RF roof at Detroit’s Briggs Stadium and landing in the lumber yard across Trumbull Avenue.   In June, 1985, Mantle's blow will retroactively be measured at 643 feet, and will be listed in The Guinness Book of World Records at that distance.
    1960 - Top Hits
“It’s Now or Never” - Elvis Presley
“The Twist” - Chubby Checker
“Volare” - Bobby Rydell
“Alabam” - Cowboy Copas
    1961 – Mickey Mantle belted HR #53, moving closer to teammate Roger Maris, at 56.
    1962 - Mickey Mantle hit his 400th career round-tripper. 
    1963 - Twenty black students entered public schools in Alabama.
President John F. Kennedy federalizes Alabama's National Guard to prevent Governor George C. Wallace from using guardsmen to stop public-school desegregation.'s/Birmingham.htm
    1964 - Rod Stewart recorded his first tune, titled "Good Morning Little Schoolgirl", for Decca. It was not one of his more successful recordings.
    1965 - Hurricane Betsy slammed Louisiana with winds gusting to 130 mph at Houma. There were 58 deaths and over 17,500 injured. The storm surge and flooding from torrential rains made Betsy the first billion dollar hurricane was losses exceeding $1.4 billion
    1966 - “Star Trek” premieres on TV. The first of 79 episodes aired on the NBC network. Although the science fiction show set in the future only lasted a few seasons, it has remained enor­mously popular through syndication reruns. It has been given new life through six motion pictures, a cartoon TV series and the very popular TV series “Star Trek: The Next Generation” and “Star Trek: Deep Space Nine.” It has consistently ranked among the biggest titles in the motion picture, television, home video and licensing divisions of Paramount Pictures.
        1966 - Beatles' "Revolver," album goes #1 and stays #1 for 6 weeks.
        1966 - “The Road Runner Show” premiered on TV. Meep! Meep! The Road Runner, a clever bird who always outwitted Wile E. Coyote and his Acme schemes, had his own cartoon series for three seasons. Other times, this character was on a show with Bugs Bunny called “The Bugs Bunny/Road Runner Hour.”
    1966 - The Monkees' "The Last Train to Clarksville" is released.
    1966 - Wilson Pickett's "Land of 1000 Dances" peaks at #6 on the chart while The Troggs' "With A Girl Like You" peaks at #29 on the chart.
    1967 - “Gentle Ben” premiere on TV. This show was about the adventures of a boy, Mark Wedloe (Clint Howard) and his pet bear, Ben. Also featured were Dennis Weaver as his father, Tom, a game warden. Beth Brickell as his mother Ellen, Jack Worley as Tom’s friend Spencer and Angelo Rutherford as his friend Willie. It was filmed on location in Florida.
    1968 - Top Hits
“People Got to Be Free” - The Rascals
“Born to Be Wild” - Steppenwolf
“Light My Fire” - Jose Feliciano
“Mama Tried” - Merle Haggard
    1971 - At Metropolitan Stadium in Minneapolis, Harmon Killebrew becomes the tenth player to join the 500 home run club as hits the historic homer in the first inning off Mike Cuellar. Later in the game the 36-year old first baseman connects for #501, but Killer's two round-trippers are to no avail as the Twins lose to the Orioles in 10 innings, 4-3.
    1972 - Muhammad Ali defeated Ken Norton in a heavyweight boxing match and avenged a loss to Norton the previous March. 
    1972 - The United States lost its first basketball game in Olympic history, snapping a streak going back to 1935, when the Soviet Union won the gold medal game at the Munich Summer Games, 51-50. The game was quite controversial. After the clock expired with the US ahead, International Amateur Basketball Federation officials intervened and required the referees to replay the last three seconds. This time, the Soviets scored to eke out the victory. US officials protest in vain. The American team refused to accept the silver medal.
    1973 - No. 1 Billboard Pop Hit:  “Delta Dawn,'' Helen Reddy. Reddy is the fifth female vocalist to record the song.
    1974 - Lou Brock of the St. Louis Cardinals broke Maury Wills’ 1962 major-league record for stolen bases in a season. ‘Lightning’ Lou stole his 105th base on his way to a career total of 938 stolen bases. 
    1976 - Top Hits
“You Should Be Dancing” - Bee Gees
“You’ll Never Find Another Love like Mine” - Lou Rawls
“Let ’Em In” - Wings
“(I’m A) Stand by My Woman Man” - Ronnie Milsap
    1978 – The Yankees topped the Red Sox, 7 - 4, outhit the Red Sox 67-21, and outscored them 42-9, in a four-game sweep that became known as the "Boston Massacre". It left the teams in a tie for first place, and capped a remarkable Yankee march to the top from 4th place and 14 games out in early August.  They would finish tied forcing a playoff that was won on Bucky Dent’s 3-run HR of the Sox’ Mike Torrez.  In the bottom of the ninth, with the tying and winning runs on base, Carl Yastrzemski popped up to end the game.
     1980 - The Rolling Stones release "She's So Cold."
    1983 - Jackson Browne's "Lawyers in Love" peaks at #13 on the singles chart while Peter Gabriel's "Solsbury Hill" peaks at #84.
    1983 - AC/DC's "Flick of the Switch" LP enters the chart.
    1984 - The Federal Communications Commission changed the rules. The FCC allowed broadcasters to own 12 AM and 12 FM radio stations. The previous limit was 7 of each. 
    1984 - Top Hits
“What’s Love Got to Do with It” - Tina Turner
“Missing You” - John Waite
“She Bop” - Cyndi Lauper
“Tennessee Homesick Blues” - Dolly Parton
    1986 - During Billy Martin Day at Yankee Stadium, the Bronx Bombers retire uniform #1 to honor their scrappy second baseman and four-time manager.
    1986 - Birthday of American Composer Jason Rudolf, Decatur, Illinois
    1988 – Steffi Graf wins US Open, 1st woman Grand Slam since Court (1970)
    1988 - Robert Palmer's "Simply Irresistible" peaks at #2 on the singles chart while Guns N' Roses' "Sweet Child O' Mine" hits #1 and Van Halen's "When It's Love" hits #5.
    1989 - After fifteen months of recovery from cancer surgery to his arm, Dave Dravecky pitches one-hit baseball for seven innings blanking the Reds to get the victory. The Giant bullpen holds on for a 4-3 win at Candlestick Park.
    1989 - Light snow fell in Montana overnight, with three inches reported at Fairfield. Billings, MT reported a record low of 33 degrees. Unseasonably warm weather prevailed in the northeastern U.S., with record highs of 86 degrees at Caribou, ME and 90 degrees at Burlington, VT.
    1990 - 19 year old Pete Sampras beats Andre Agassi to win the US Open
    1990 - First time in NY Yankee history they are completely swept in a season series, Oakland A's beat them 12 games to 0 
    1990 - Hard Rock Cafe opens in Las Vegas Nevada.
    1993 - “The X-Files” TV Premiere. “The Truth is Out There” was the mantra of Fox’s scary and brainy sci-fi drama. Special FBI agents Fox Mulder (David Duchovny) and Dana Scully (Gillian Anderson) solved cases too weird for the Bureau and also uncovered a vast conspiracy 9nvovling aliens and human-alien hybrids. TV Guide named “The X-Files” one of the greatest TV shows of all time. A feature-length file was created as well. The series ended in 2002.
    1995 - Cyndi Lauper wins an Emmy for her guest appearance on "Mad About You”.
    1997 - In a 7-6 loss to the Giants, Cardinal Mark McGwire becomes only the second player in major league history to hit 50 home runs in consecutive seasons. Babe Ruth accomplished the feat twice in 1920-21 and 1927-28 seasons.
    2002 - Sammy Sosa hits three home runs in consecutive at bats in the third, fourth and fifth innings tying a Cubs' record with nine RBIs established by Heinie Zimmerman in 1911. With his sixth career three-homer game performance, the Chicago right fielder also ties the major league record set by Johnny Mize and he also becomes only the fifth player in big league history to homer in three straight innings.
    2003 - Rafael Furcal becomes the 12th player to turn an unassisted triple play in big league history. With runners on Cardinals on first (Orlando Palmeiro) and second (Mike Matheny) in the fifth inning, the Braves shortstop makes a leaping catch of pitcher Woody Williams' liner steps on second base to double up Matheny before tagging out Palmeiro who is attempting to get back to first base.




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