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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries


Friday, September 16, 2016

Today's Equipment Leasing Headlines

Channel Partners - August's Last 20 Deals
FICO/TIB/Annual Revenues/Term/Funding Amount
New Hires/Promotions in the Leasing Business
  and Related Industries
Leasing Industry Ads---Help Wanted
Why You Should Never Purchase Email Lists
For Your Marketing Campaign
   FinTech #102 by Brittney Holcomb
Woman Who Seeks to Be Equal with Men…
New York Court Refuses to Enforce Forum Selection
Clause Where No State is Named
   By Tom McCurnin, Leasing News Legal Editor
Leasing/Finance Conferences –Update
Attendance: ELFA 786/CFLA 465/NACLB 409/NEFA 232
Compensation in the Equipment Finance Industry
  Shows Modest Growth, According to ELFA Survey
The Light Between Oceans/Dekalog
The Jungle Book/A Bigger Splash/Night Train to Munich
Film/Digital Reviews by Leasing News' Fernando Croce
Labrador Retriever/Beagle Mix
Minnetonka, Minnesota  Adopt-a-Dog
LinkedIn Advice on Passwords
   Four Suggestions
News Briefs---
Mortgage rates head higher after 6 weeks of quiet
30yr fx 3.64%  15tyr fx 2.91%   5 yr ARM 3.13%
Wells Fargo Subpoenaed in Sham Account Case
  Three Different United States Attorneys
The Fintech Honeymoon Is Over — Now What?
"Optimizing for experience, not just efficiency, is the winning strategy in FinTech. In the end, banking is a relationship business. No one should forget that and everyone should take advantage of the technology available today to enhance those relationships."
Financial Technology Purveyors, Banks
      Can Peacefully Co-Exist
Who Lives Largest? The Growth of Urban American Homes
      in the Last 100 Years----Charts
Intelligence Engine Helps Companies Meet Deadline
      For Lease Accounting Standard
Statistics for More Than 40 Demographic and Economic Topics
  Provide Detailed Profiles of Communities Nationwide
Oregon settles bitter legal fight with Oracle for $100 million
 Only $25 million will come in the form of cash
Digital's impact on sales soars
 52% of purchases now on mobile

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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New Hires/Promotions in the Leasing Business
and Related Industries

Stuart Alderoty was hired as Executive Vice President, General Counsel and Corporate Secretary, CIT Group, New York, New York. Since December 3, 2010, he was Senior Executive Vice President & General Counsel at HSBC USA, Inc., Senior Executive Vice President & General Counsel at HSBC North America Holdings, Inc., and Senior Executive Vice President & General Counsel at HSBC Bank USA, NA. He joined American Express in February, 2002, as Chief Litigation Counsel and served as its Managing Counsel since 2006. He also served on the leadership team of the President and Chief Executive Office of the U.S. Consumer Business. Prior to joining American Express, he was a Litigator in private practice for 17 years, the last 13 of which with a national law firm, Leboeuf, Lamb, Greene and MacRae, where he was a Partner since 1996. He is on the Board of Directors at Count Basie Theatre Foundation, Red Bank, New Jersey, The Institute for Inclusion in the Legal Profession, and Minority Corporate Counsel Association.

Scott Bain was hired as National Account Executive for Crestmark Equipment Finance, Troy, Michigan. He is based out of Orange County, California. Previously, he was Senior Regional Manager, Summit Funding Group, Inc. (January, 2014 – September, 2016); National Account Manager, MB Financial Bank/Celtic Commercial Finance (February, 1997 – December, 2013); Associate, Rancon Group (August, 1992 – August, 1993); Associate, Grubb & Ellis (July, 1989 – July, 1991). Education: University of Southern California, Bachelor of Science (B.S.), Business Administration & Finance (1987 – 1989).

Mark Belanger was hired as Vice President of Operations, Beacon Funding, Northbrook, Illinois.  Previously, he worked at Deutsche Leasing USA for nine years. "As ('Senior Vice President, Chief Risk Officer'), he managed all operational functions for the German equipment leasing company."

Mark Bonanno, CPA, was hired by North Mill Equipment Finance, Norwalk, Connecticut. He previously was CFO, Advantage Funding (2015-September, 2016).  He joined GE Capital 1997, serving as Assistant Controller, Structured Finance; promoted, 1999, Integration Manager, Consumer Finance; promoted, 2004, Operational Controller, GE Energy Finance Services; promoted, 2007, CFO, GE Capital Xerox Financial Services; promoted, 2010, Staff Executive, Corporate Initiative Group, 2010. Prior, he was Audit Manager, Price Waterhouse, LLC (1992-1997); Audit Senior, David Berdon & Co., LLP (1989-1992). Certification: CPA, New York. Black Belt, Six Sigma. Education: Isenberg School of Management, University of Massachusetts at Amherst, BBA, Accounting (1985 – 1989).

Thomas Casey was hired as Chief Financial Officer, Lending Club.  He previously was EVP & CFO, Acelity (2014 – September, 2016); CFO,
Clear Channel (January, 2010 – 2013); CFO, JP Morgan Chase (October, 2008 – December, 2008); CFO, Washington Mutual, (2002 – 2008); CFO, GE Capital (1992 – 2002).  Education: King's College, Newburgh Free Academy.

Kevin Michael Cunningham was as hired as Senior Leasing Consultant by Quality Leasing Co., Inc. (QL), Indianapolis, Indiana, the commercial equipment financing subsidiary of the Tom Wood Automotive Group. "Cunningham will be working remotely from Spokane, WA—an area known for industries including construction, logging, mining, and agriculture.  With over 26 years in the equipment finance industry, he has held executive positions in capital markets, credit and sales.” He was the Managing Director of Enterprising Capital Partners, Inc. dba Enterprise Capital.  “Kevin earned a BA in History and an MA in Business from Gonzaga University."

Scott Deadrick was hired as National Business Development Officer at Summit Funding Group, Inc., Greater Minneapolis-St. Paul Area. Previously, he was Business Development, Major Accounts, Marlin Equipment Finance (March, 2013 –September, 2016); Leasing Specialist, Americor Capital (June, 2009 – February, 2013); Sales Manager, Goldleaf Financial (May, 2007 – June, 2009); Account Executive, Preferred Accounts, Dell Financial Services (April, 2006 – July, 2007); VP Sales, Carlton Financial Corporation (January, 2003 – April, 2006); VP Sales / Apple Financial Services, GE Capital (February ,1998 – January, 2003); Business Development, GE Capital VFS (1998 – 2001); Sales, Dana Commercial Credit (1988 – 1993). Education: Northern State University, Bachelors, Business Admin. (1981 – 1985). Activities and Societies: Northern State University Basketball.)

Samantha W. Foster was rehired as Managing Director at ZRG Partners, LLC; based in Hartford, Connecticut. Previously, she was Partner, Odgers Berndtson (October, 2014 – September, 2016); Managing Director, ZRG Partners (October, 2011 – October, 2014); Sales and Program Manager, SPX Corporation - Precision Components (March, 2010 – September, 2011); Vice President, Technical Division, Management Search (2004 – 2010); Sales and Program Manager, CTL Aerospace (1995 – 2003); Mechanical and Systems Engineer, Lockheed Martin (1991 – 1995). Organizations: Women Leaders In Aerospace, Founder, starting 2010 (This group is a LinkedIn Group I created so that successful business women in the Aerospace sector can network to help increase the overall promotion of women in this very male dominated sector.) Additional Organizations: SAE, SWE, INCOSE, AIAA, ASME, SPE, WID. Education: The Johns Hopkins University, Materials Science (1991 – 1995); Hofstra University, BSME, Mechanical Engineering (1987 – 1991). Activities and Societies: SWE, AIAA, ASME Recent Keynote Speaker SWE Regional Conference. Middletown High School.

Scott Hinson was hired as Compensation Specialist, Raymond James Financial, Inc., Baltimore, Maryland. Previously, he was AVP-Operations Officer, Deutsche Bank (July, 2014 – September, 2016); AVP- Financial Analyst, Deutsche Banc Alex Brown (January, 1996 – February, 2011); Finance, Westinghouse Defense (1985 – 1995). Certifications: NY Institute of Finance, Starting March 1996. Honors: Eagle Scout, Boy Scouts of America (May, 1978). Organizations: Eagle Scout, Boy Scouts of America, May, 1978. Courses: SunTrust Leasing and Equipment Finance, Principals of Equipment Leasing and Finance. Deutsche Banc Alex Brown, Negotiating and Effective Communication. Sellinger School of Business. Education: James Madison University, Bachelor of Business Administration (B.B.A.), Accounting and Finance, 3.0 (1980 – 1984).

John A. Hurt has been hired as Director, Digital Business Advisory Practice, the Alta Group, Glenbrook, Nevada.  He is based in Baltimore, Maryland.  Previously, he was Senior Vice President, Technology, Cole Taylor Equipment Finance (June, 2012 – January, 2016); Principal, Creek View Consulting Group, LLC (February, 2008 – June, 2012); Senior Vice President, LaSalle Bank (April, 1999 – February, 2008); Vice President I/T, Fieldstone Mortgage Company (1994 – 1999); Director I/T, The Time Group (1992 – 1994). Education: Towson University (1981 – 1985).

Nicholas Joseph was hired as Vice President, Franchise Finance at Ascentium Capital, Kingwood, Texas. He is based out of Orange County, California.  Previously, he was Finance Manager, LEAF Commercial Capital, Inc. (February, 2010 – September, 2016); Director of Broker Relations, MVF (February, 2007 – February, 2010); National Account Manager, Nationwide BC (June, 2001 – December, 2006); Assistant to Corporate Controller, Western National Group (January, 1999 – June, 2001). Organizations: Boys & Girls Club of America, Volunteer & Past Member. Education: University of California Irvine, Economics (2000 – 2005).

Susan Krieger was hired as Vice President, F.N.B. Corporation, Greater Pittsburgh Area.  Previously, she was Vice President, FirstMerit Bank (December, 2011 – September, 2016); Vice President, Contractual Sales and Marketing Consulting, (Independent) (January, 2009 – December, 2011); Vice President, Citizens Bank (November, 2007 – January, 2009); Vice President, Contractual Sales and Marketing Consulting, (Independent) (April, 2003 – November, 2007); Vice President, LINC Capital, Inc. (February, 1999 – March, 2003); Lease Officer, PNC (April, 1996 – May, 1998); Sales and Operations Manager, XTRA Lease LLC (March, 1993 – April, 1996). Organizations: Sandler Sales Institute, Sales, Starting November, 2007-Ongoing formal Sales training. Volunteer: Ongoing fundraising efforts for Cancer research and support, Education: Robert Morris University, Bachelor’s Degree, Business, Management, Marketing, and Related Support Services (1992).

Lex Lane was hired as Vice President, Sale, at City National Capital Finance, Franchise Lending; based in Portland, Oregon.  He continues as a Franchisee, Wingstop Restaurants, Portland, Oregon. "Currently a successful two-unit franchisee, we are on our way to having 6 stores by the end of 2018.” (2006-Present). Previously, he was Vice President, Business Development Officer, Bridge Funding Group (f/k/a United Capital Business Lending) (April, 2011 – August, 2016); National Sales Manager, Franchise Finance, Main Street Bank, Kingwood, Texas (March 2008-April, 2011), Senior Vice-President, , Pinnacle Commercial Capital, Portland, Oregon (January, 2006-January 2008), Vice-President, CitiCapital Franchise Finance, Portland, Oregon (January, 2005-January,2006), Vice-President and National Account Manager, Imperial Capital Franchise Finance, Boise, Idaho, (May, 2003-January, 2005), Director-Retail Energy Finance, Amresco Commercial Finance in Boise, ID (November, 1993-December, 2001), Analyst-Financial Institutions Group, Dean Witter Reynolds (1992-1993). Languages: Spanish Education: Indiana University, Bloomington with a major in Finance and minors in Economics and Spanish (1987-1992).

John McClean was hired as Managing Director at ZRG Partners, LLC
Greater Chicago Area. Previously, he was President, McClean Consulting (August, 2015 - September, 2016); Managing Partner, Central Region/ Global Practice Leader, Life Sciences, Witt/Kieffer (July 2012 – July 2015); Executive Vice President, DHR International (November, 2003 – June, 2012). Education: The University of Chicago Booth School of Business, MBA (1991 – 1993). St. Cloud State University, BS.

Lindsey McLorg was hired as Executive Director, Structured Finance
Hitachi Capital America Corp.; based in the San Francisco Bay Area.
Previously, she was Vice President, Secondary Markets, Equipment Finance Division, Bank of the West (September, 2004 – August, 2016); Vice President, Syndications, Mellon US Leasing (1996 – 2001); Vice President, Concord Asset Management (1988 – 1993). Volunteer: Member, Board of Directors, Ross Valley Ecumenical Housing, Association, Social Services (August, 2004 – Present.) Organizations: Equipment Leasing and Finance Association, Ross Valley Ecumenical Housing Association. Board Member, Education: Colorado College, BA, English. Activities and Societies: Delta Gamma. Institute of European Studies, now known as IES Abroad, Vienna, Austria, Junior Year Abroad. Palo Alto High School.

Peggy Nelson was hired as Business Development Director at OnePlace Capital, West Des Moines, Iowa, as well as to manage the development of the company's Chicago office.  She is considered a veterinary financing specialist. Previously, she was Account Executive, Highland Capital Corporation (November, 2000 – August, 2016); Inside Sales, GE CAPITAL Vendor Financial Services (1999 – 2000). Education: Lewis University, BA, Marketing (1992 – 1996).

Mae Philpott, CLFP, was hired as Senior Leasing Consultant for Quality Leasing Co., Inc., Indianapolis, Indiana. She is based in Charlotte, North Carolina. She previously was Business Development Director, Maxim Commercial Capital, LLC (May, 2013 - September, 2016); Sales & Marketing Director, Dakota Financial (September, 2005 - May, 2013). Certifications: CLFP.  Associations: Commercial Finance Association, National Association of Equipment Leasing Brokers, National Equipment Finance Association.  Education: Tulane University, BA, Communication & Psychology, with minor in Business (1997 – 2001). Leon High School (1993 – 1997).

Ken Regalia, CPA, was hired as Division Control, JCM Partners, Concord, California. Previously, he was Fund Controller, ATEL Capital Group (2006-January, 2016); Portfolio Controller, Divco (June, 2003-April, 2006). Certifications: CPA.

Robert Rohner was hired as VP of Sales at Ascentium Capital, Kingwood, Texas. He is based out of Portsmouth, New Hampshire. Previously, he was Senior Finance Manager, Direct Capital Corporation (January, 2013 – September, 2016); Fraud Analyst, CashStar (October, 2012 – January, 2013); Bartender, Peteys (May, 2012 – September, 2012). Tutor: University of Southern Maine, January, 2011 – June, 2011) Bartender, Panther Pub (2010 – 2010). Education: University of Southern Maine, Bachelor of Science (BS), Finance, 3.91/4.0 GPA (2010 – 2012). Majored in finance with an emphasis on investment management and risk analysis. Graduated Summa Cum Laude. Activities and Societies: Society of Financial Service Professionals, Enactus (SIFE), Phi Kappa Phi Honors Society, Golden Key Honors Society (Open)7 courses. Eastern Washington University,
Bachelor of Science (BS), Finance, General (2004 – 2006).

Michael Saello, ASA ARM-MTS, was promoted to Manager, Global Equipment Evaluations, Greater Philadelphia Area.  He joined the company July, 1987 as Contract Administrator; promoted April, 1988, Personal Property Tax Analyst; promoted, July, 1989, Portfolio Administrator; promoted September, 1991, Residual Sales Representative; promoted February, 1993, Asset Specialist, Commercial Equipment Group; promoted, August, 1988, Middle Market Residual Sales Manager; promoted December, 2000, Equipment Evaluation Specialist II. Education: West Chester University of Pennsylvania, BS, Business Administration, Concentrating in Marketing
(1980 – 1985). Minor in Psychology. Activities and Societies: Accredited by the American Society of Appraisers (ASA) as a Senior Appraiser and Appraisal Review & Management in Machinery and Technical Specialties: Machinery and Equipment. Current for USPAP. Have taken and passed all four Core Courses for Machinery & Equipment Valuations as well as: Life Cycle Costing Appraisal Report Writing Performing Machinery & Equipment Valuations for Financial Reporting Purposes and both Appraisal Review and Management courses. Downingtown High School.

Bill Tsiobanos was hired as Managing Director at Armada Credit Group Inc., Toronto, Canada.  Previously, he was Vice President, Business Development, EcoHome Financial Corporation (May, 2015 – July, 2016); Vice President Business Development, Northstar Leasing Corporation,  Chesswood Group (February, 2014 – May, 2015); Global Director of Leasing Services, Syneron (November, 2006 – November, 2013); National Manager Business Development, Reliance Comfort Limited, formally Union Energy (2003 – 2006); Director of Business Development, Electronic Financial Group (2000 – 2001); National Sales Manager & Business Development Manager, CIT formally Newcourt Credit Group (1993 – 2000); National Manager, Business Development, Newcourt Credit Group (1993 – 2000). Languages: Greek. Education: University of Toronto, Woodsworth College.





Leasing Industry Ads---Help Wanted Opportunity


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middle market full service equipment finance company.
Our compensation programs are aggressive and include full insurance benefits, matching 401k, etc.

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five years in a row, 2011-2015.
• Rated as “well capitalized” –
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• Publicly traded company on the
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256 Offices, $18.5 billion in assets, second quarter
2016 net income of over $54 million

Bank of the Ozarks

We are an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, sexual orientation, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.




Why You Should Never Purchase Email Lists
For Your Marketing Campaign

FinTech #102 by Brittney Holcomb

Purchasing an email list can seem very enticing. However, it really should not be viewed as a short cut to telephone calls or cold calling.

Too many executives want the quick solution for marketing because they spend their time actually running business operations. However, marketing is one of those tasks that you can’t rush or not put the effort in. Plus, you can never truly believe email list providers are selling you a “good” list. Some things to ask: are they all targeted directly to your business? And most importantly, are they opt in?

For email marketing campaigns these days, “Opt-In” is a must. Those who you solicit must opt in to receive emails and further information from your business. If you don’t get the permission to receive email from you, and you choose to solicit them anyway, you may run into numerous issues, including being placed on a spam list. Coming across as a spammer will not only prevent your campaign from succeeding, but it will damage your business’ reputation.

Email marketing platforms have strong polices against spammers. Any reputable email marketing software will keep track of the amount of times users have declared you as spam. Once you hit their limit, they will remove your account from their software. No matter how much more money you throw at them, they will refuse to continue any more campaigns for your business.  Some countries even have laws against email spammers, including the CAN-SPAM Act.

To combat these known issues, email list providers will promise they only sell ‘opt in’ or ‘organic’ lists. While this could very well be a sales trick, even if it were true, those users never opted in to receive emails from YOUR company specifically.

A lot of other issues that come with buying lists include missing or incorrect contact information or even outdated information. Also most email lists that are sold have generally already been scrapped through a few times by various other companies who bought the same list.

That’s right, you’re most likely not the only person who bought that email list. No email list provider sells a list to just one person, they continually resell until the emails are blacklisted. 

Good email lists are somewhat of a prized possession these days in the marketing world, nobody is going to share or resell a solid email list.

The email lists that these providers are selling you most likely have terrible conversion and response rates, so what is it really worth to your business when you know it’s going to perform poorly?

There are various ways you can build your email list organically and avoid the issues surrounding purchased emails.

Creating regularly published content that offers value to your audience is probably the most cost effective way to start building your list. The only cost is your time to write and produce it on a consistent basis.

“Pay per Click” (PPC) or social ad campaigns also help build email lists organically, but they come with an external cost, that depends on volume and the going rate for those services.

Not only will PPC campaigns help you develop your email list organically, but those emails that belong to users that are purest form of a target you could possibly capture. A majority of the users that come in from PPC are at the last stage in the sales cycle, ready to make a decision and if you choose your keywords wisely, they will be users that are specifically looking for what you offer. How does it get any better than that?

The truth is: there is no “quick fix” or shortcut to properly running an email marketing campaign. In order for marketing campaigns to succeed, they need one important element – trust. The only way to gain trust from the audience you’re marketing to, is to allow them to connect with you and opt in on their own terms.

Brittney Holcomb is the Director of Paid Search at The Finance Marketing Group. She works exclusively with finance companies and banks to help better develop their business online through digital marketing strategies. Brittney has been trained by some of the top leaders in the industry giving her a vast knowledge she is able to pass along to her client base.


Previous Financial Technology Articles






New York Court Refuses to Enforce Forum Selection
Clause Where No State is Named

By Tom McCurnin
Leasing News Legal Editor

Case Calls into Question Open Ended Forum Selection Clauses Used
 in Equipment Leases

Gordian Grp., LLC v. Syringa Expl., Inc., No. 15-CV-1312 (RA), 2016 WL 1047392 (S.D.N.Y. Mar. 10, 2016)

I’ve always hated those forum selection clauses in equipment leases which say that suit can be brought anywhere the assignee to the lease is located.  What surprises me is that some courts actually enforce them. Well, a New York Federal Court wasn’t fooled. I hope to see the day where these types of clauses are routinely outlawed. The facts follow. 

Plaintiff, Gordian Group, is an investment bank “specializing in financial and advisory services in complex and distressed situations.”

Defendant Syringa Exploration is an Idaho corporation with its principal place of business in Idaho, and it owned an 80 percent membership interest in an Idaho mine.

In 2013, Gordian entered into a letter agreement with a third party which owned the Utah mine, which entitled Gordian a fee in the event of a “financial transaction.”

Gordian alleged that Greg Stewart of the third party was also Syringa's president and therefore had authority to bind Syringa to the Letter Agreement. The Agreement contained a forum selection clause that provided that “the parties consent to venue and jurisdiction in any court in which Gordian sued or otherwise found or brought.”

The third party foreclosed on the mine, and Gordian claimed that the foreclosure was a “financial transaction” which entitled Gordian to a fee.  Gordian sued in the Southern District of New York. 

Syringa argued that it is not a New York corporation and that New York has no jurisdiction over it. Gordian argued that the murky forum selection clause constituted consent to jurisdiction in New York because it could be “found” there. 

The Court examined the forum selection clause relative to the following issues:

• Was the clause was reasonably communicated to the party resisting enforcement?
• Is the clause mandatory or merely permissive?

The court concluded that the clause merely obligated Syringa to litigate “in any court,” a ridiculous notion. The court also concluded that the clause was impermissibly vague, and failed to provide certainty about where a suit may be brought. Although one of the officers visited New York, the visits had nothing to do with Syringa. 

Therefore, the court granted Syringa’s motion to dismiss. Syringa wins, Gordian loses—all on the basis of a murky forum selection clause which did not mention a particular state. 

What are the lessons here?

•  Many leases have similar clauses obligating the lessee to litigate in any state in which the assignee of the lease may be located. Viewed under the prism of this case, this Federal judge might not enforce such a lease provision. 

• While I understand that lessor-assignees want to sue the lessee in faraway home states, I have always questioned that position. You’ll have to domesticate the judgment anyway, so why not start out in the lessee’s home state?

• If the lessor-assignor really wants to make it inconvenient, put a forum selection clause for the assignor’s home state and throw in an arbitration provision. Arbitrations are generally faster than a lawsuit. 

The bottom line to this case is that murky forum selection clauses which do not identify a particular state may be subject to attack, and are not generally playing fair with the lessee. 

Gordian Group Case (13 pages)

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:



Leasing/Finance Conferences --- 2016

CFLA 2016 Program

Attendance to Date: 465

Hotel Accommodations

First delegate $1,390
Second delegate $1,325
Third delegate $1,260
Fourth delegate FREE
Additional delegate $1,260
Daily rate - Wednesday $585,
Thursday $775, Friday $295
Chairman's Banquet Only $185
Companion’s registration $365

First time $1,390
Second-time + $1,810
Daily rate - Wednesday $715,
Thursday $905, Friday $425
Chairman's Banquet Only $285
Companion's registration $525
Students $25



Banks and Investors  Conference to be held at the Marriott Marquis,
September 27-28, 2016, New York City

American Banker states this is a “who’s who” in Financial Technology as speakers.  They invite business friends and colleagues with a special “promo code” that gives them a good discount on the registration price.

Scroll down from the first page of the website to learn alphabetically who the “featured speakers” are:



Second Annual Conference
October 4th - 6th, 2016
Red Rock Casino & Resort
Las Vegas, Nevada

Attendance 409 (09/08/16)
312: Brokers  72: Lenders   4: Service Providers

Brokers - Get Recognized For Your Achievements
Nominate yourself today. Must be registered to 
attend conference in order to be considered

Kris D. Roglieri

National Alliance of Commercial Loan Brokers
by Kris Roglieri, Co-Founder of NACLB


Go to our website for more information:


Christopher “Kit” Menkin, Editor/Publisher,, along with
Bob Coleman, Editor, Coleman Report  and Sean Murray, President and Chief Editor of deBanked, will be on a panel regarding reporting on the leasing and loan industry. Kit says he hopes to see some of his readers in attendance.


Go to our website for more information:


October 5 – 7
Chicago Marriott Magnificent Mile
Chicago, Illinois

Attendee Registration Rate


List of Exhibitors


October 6-8, 2016
NEFA 2016 Funding Symposium
Radisson Blu Mall of America

Today, Friday, Last Day for Discount Room Block at Hotel

"The Women in Leasing LinkedIn Group would like to cordially invite you to our October luncheon at Cedar + Stone, Urban Table in the JW Marriott Hotel (Bloomington, MN) on Thursday, October 6th from 12:00pm – 2:00pm. The lunch is being co-hosted by ECS Financial Services and Financial Pacific Leasing, an Umpqua Bank company.

"If you plan on attending the 2016 NEFA Funding Symposium, the restaurant is located on the opposite side of the host hotel in the Mall of America.

"Please RSVP no later than Thursday, September 22nd to Shari Lipski @"

232 Attendees to Date:


Information on 2016 Funding Symposium

The NEFA conference hotel is just five miles from the Minneapolis-Saint Paul International Airport which has direct flights to one hundred and fifty-five other cities and connections to hundreds more. It’s also convenient to both downtown Minneapolis and downtown Saint Paul.

Chairperson for the 2016 Funding Symposium is Jim Peach, CLFP, VP/Sales Manager, Stearns Bank, in Albany, Minnesota. Working with a dedicated team of volunteers, the Chairperson pulls together the educational lineup of the conference.

Said Jim Peach, “we get great feedback from the attendees following each NEFA conference and we’ve used that to focus our educational sessions on things that are both timely and important to NEFA Members.”


Bonus Workshop, October 6, 10:00am to 3pm
Funding Symposium Lead by Scott Wheeler, CLFP
Free: $750 Values

For more information, visit: 
or call: 847-380-5050.


October 23 -25th
2016  55th Annual Conference
Palm Desert Springs
Palm Desert, California

Attendance: 786 (09/15/16)

17 timely sessions have been included on the agenda for the ELFA Annual Convention, scheduled October 23-25, 2016 at the JW Marriott Desert Springs in Palm Desert, CA. Topics are wide ranging, which should provide something of interest to everyone. For a complete review of the breakout sessions, please go here:

The Annual Convention is also host to 25 companies who will be exhibiting this year. More are expected to participate. For a complete list of the exhibiting companies, please go here:

More Information plus Register 

Monday, September 19, 2016
Last day to receive the special ELFA convention rate for your accommodations at the JW Marriott Desert Springs.

Monday, October 10, 2016
Last day for mail-in and online registrations. After this date registrations can be made on-site. Please note: There are no refunds of registration fees after this date.

Keynote speaker Joe Scarborough will provide timely analysis 
and insight into the upcoming presidential and congressional elections.


October 23 – 26
Las Vegas, Nevada
(85% of exhibit space/sponsorship booked)

October 24-26, 2016
100th Anniversary Annual Meeting
American Financial Services Association
The Breakers Palm Beach
Palm Beach, Florida

Join us for the latest on the political landscape, compliance and regulatory challenges, business trends, and enjoy plenty of networking opportunities.

Sessions will cover the overall industry challenges as well as operational issues relevant to specific market sectors. The final day of the meeting - called Spotlight Compliance - will shine light on the ever changing legal, regulatory and compliance realms that are so important in today's financial businesses.

 AFSA’s 350 members include consumer and commercial finance companies, vehicle finance/leasing companies, mortgage lenders, credit card issuers, industrial banks and industry suppliers. The association was founded in 1916 as the American Association of Small Loan Brokers. The group formed to promote state laws that would make small loans more readily available to average Americans, who had few options at the time to receive small personal loans.


November 11-12, 2016
2016 Western Regional Meeting
Doubletree by Hilton Hotel Anaheim-Orange County
Orange, CA

 (Sorry, no further information available)

(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)




##### Press Release ############################

Compensation in the Equipment Finance Industry
Shows Modest Growth, According to ELFA Survey


WASHINGTON, D.C. - Compensation in the equipment finance industry increased modestly in 2015, according to the 2016 Equipment Leasing and Finance Compensation Survey from the Equipment Leasing and Finance Association (ELFA) and McLagan. For the sixth consecutive year, a year-over-year increase in new business volume contributed to an increase in overall compensation, even though increases were more modest relative to recent years.

The 2016 Equipment Leasing and Finance Compensation Survey measures compensation rates for the 2015 fiscal year as reported by more than 70 equipment finance companies representing a cross section of the equipment finance sector, including independent, bank and captive leasing and finance companies. Firms provide data for more than 90 executive, front-office and support positions, including a breakdown of salary (for 2015 and 2016), incentives (including cash bonuses and commissions), long-term awards and total compensation by company type. The survey is a collaborative initiative between ELFA and McLagan, a performance/reward consulting and benchmarking firm for the financial services industry.

Highlights from the 2016 Equipment Leasing and Finance Compensation Survey include:

  • Total Compensation: Total compensation was up slightly on a year-over-year basis for most functions and levels. On a “same-store” basis (constant incumbents in multiple survey years), total compensation was up slightly (~3 - 5%) at median for key revenue generating functions from 2014 to 2015. Infrastructure functions received comparable, albeit slightly lower, increases at median (~2%).
  • Salary: Salaries were up slightly on a year-over-year basis, comprising most of the increase observed in total compensation. On a “same store” basis, origination roles tended to have increases around 2% at the median and 2–3 % for infrastructure roles. Firms did not grant salary increases to all employees during 2015. Within origination, for example, more than 25% of incumbents did not receive a salary increase at all.
  • Differences by Level: Increases tended to be larger at the Junior and Intermediate levels across both the infrastructure and revenue generating functions.
  • Differences by Firm Type: Generally, banks and independents tended to award higher increases in total compensation relative to captives.
  • Long-Term Award Eligibility: The majority of firms in the study had long-term award (LTA) programs (e.g., restricted stock, deferred cash) in addition to annual cash incentives. This type of compensation is typically only awarded to management positions. For example, ~15% of senior producers received LTA whereas ~80% of group managers received LTA at firms that awarded this type of compensation. On a firm-by-firm basis, ~75% of banks paid long-term incentives, significantly higher than ~40% of captives and ~60% of independent firms.

Learn More
For a complete copy of the 2016 Equipment Leasing and Finance Compensation Survey report, please contact Bill Choi at or 202-238-3413. Note: Survey results are only available for purchase by firms who commit to participation in the 2017 survey.

About ELFA
The Equipment Leasing and Finance Association (ELFA) is the trade association that represents companies in the $1 trillion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. ELFA members are the driving force behind the growth in the commercial equipment finance market and contribute to capital formation in the U.S. and abroad. Its 580 members include independent and captive leasing and finance companies, banks, financial services corporations, broker/packagers and investment banks, as well as manufacturers and service providers. For more information, please visit


### Press Release ############################


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


Fernando's View
By Fernando F. Croce

New theatrical releases include sweeping romance (“The Light Between Oceans”) and a sprawling masterpiece (“Dekalog”), while family adventure (“The Jungle Book”), a striking thriller (“A Bigger Splash”) and classic wartime intrigue (“Night Train to Munich”) come to DVD.

In Theaters:

The Light Between Oceans (Walt Disney Motion Pictures): With “Blue Valentine” and “The Place Beyond the Pines,” Derek Cianfrance established himself as a director unashamed of earnest emotions, which makes him just the person to adapt this gorgeously shot melodrama from novelist M.L. Stedman. Set in Australia after the first Great War, the story stars Michael Fassbender and Alicia Vikander as Tom and Isabel Sherbourne, a married couple who maintain a coastal lighthouse and whose lives take a sudden turn one day by the arrival of a mysterious baby girl. As they are unable to have children, Tom and Isabel promptly adopt the infant and raise her as their own daughter, naming her Lucy. With the passage of time, however, their happiness is complicated by an enigmatic woman (Rachel Weisz). The weighty sweep of the film is buoyed by Cianfrance’s old-fashioned romanticism and the actors’ committed performances.

Dekalog (Janus Films): Monumental is perhaps the only word to describe this legendary, ten-part drama, based on the Ten Commandments and originally made for Polish TV in 1989 by the late, great director Krzysztof Kieslowki. Told as a series of independent stories that eventually emerge as part of a larger existential mosaic, the film uses the commandments to illustrate and explore the questions which have plagued humanity since the beginning. These modern-day parables include the struggle to connect with people, the need to seek meaning in an often chaotic world, the horrors of crime and punishment, and the poisonous role of greed in relationships. Filmed with a stark style that allows for glimpses of grace to peek through the severity, Kieslowski’s sprawling opus overflows with unforgettable moments. To be able to see it on the big screen is a chance no cinephile should miss. With subtitles

Netflix Tip: A familiar face with a knack for joyous venality, character actor Jon Polito (1950-2016) was an always welcome screen presence. So check out some of his best roles on Netflix, which include “Miller’s Crossing” (1990), “Barton Fink” (1991) and “The Man Who Wasn’t There” (2001).


The Jungle Book (Walt Disney): After a slew of superhero blockbusters, director Jon Favreau ("Iron Man") returns to the family fantasy ways of "Zathura" with this vivid adaptation of Rudyard Kipling's famous storybook, set in the jungles of India. The story follows the journey of Mowgli (Neel Sethi), a boy who, raised by wolves since birth, sees his peaceful existence threatened by the marauding tiger Shere Khan (voiced by Idris Elba). Suspended between human and animal realms, the young protagonist must venture into the unknown with the help of fun-loving bear Baloo (Bill Murray). Though the narrative may be familiar to readers of Kipling's storybook, this version instills humor and emotion to give it a fresh, genuinely majestic flavor. The all-star voice cast includes Ben Kingsley, Lupita Nyong'o, Scarlett Johansson, and Christopher Walken.

A Bigger Splash(Fox): Italian director Luca Guadagnino re-teams with his “I Am Love” star Tilda Swinton for this arresting and sensual drama-thriller. Swinton stars as Marianne, a famous rock star who seeks an escape from her hectic lifestyle by vacationing to a tiny Sicilian island with her boyfriend Paul (Matthias Schoenaerts). The peaceful interlude is soon interrupted, however, when they’re joined by Marianne’s old friend Harry (Ralph Fiennes), a former flame who arrives with his daughter Penelope (Dakota Johnson). What follows is a shifting set of personal intrigue and jealousy in which mood and ambiguity take over from conventional plot. Directed with virtuosic lushness and featuring superbly stylized performances by Swinton and Fiennes, Guadagnino’s sinuous film is a pleasure to behold.

Night Train to Munich (Criterion): Though not as well known as fellow British virtuoso Alfred Hitchcock, director Carol Reed (“The Third Man”) was a specialist in beautifully crafted dramas that often hinged on audience-implicating suspense. This 1940 thriller was one of the first films to make the critics take notice, using wartime narrow escapes to study shifting relationships between characters. Rex Harrison, in one of his earliest roles, stars as Dickie Randall, a British undercover agent who helps a young Czech woman named Anna (Margaret Lockwood) when she flees her German-invaded nation. In hopes of helping her captured father, Anna join forces with Karl (Paul Henreid), a mysterious man who may or may not be using her. Reminiscent of “The Lady Vanishes” but with its own pace and humor, Reed’s film is ripping entertainment.


Labrador Retriever/Beagle Mix
Minnetonka, Minnesota  Adopt-a-Dog

4 Years Old
50 Pounds
Up-to-Date All vaccinations

You may wonder, “Did they name her JOY for a reason?”     YES!!!

This sweet wonderful girl is nothing but pure “JOY!”

We want to say she is a perfect dog, we can’t think of a single negative about this gem!

She came to us as a stray, she is microchipped and so we know she is a 4 year old Lab/Beagle mix, about 50 pounds, is spayed and up to date on all vaccines.

Joy must have had a wonder life as she is so well adjusted,
and has great manners!  She seems to be quite a smartie too… as knows all of her basic cues.

When you get out her harness and leash, lookout!!!  She does zoomies and jumps in the air and then waits by the door knowing it is WALK TIME!!!   She is a wonderful walker, loves to sniff and check out everything.   When she meets other dogs she nods a friendly hello and continues on her way.

She does great with other dogs and cats as is really most interested in her people….whoever they may be …… as she seems to love everyone.  We think she will stick pretty close to you but would love a fenced yard for her so she can roam free.  Her favorite oJoy1utside activity is lounging in the shade and sniffing all the scents!

Her favorite overall activity is BELLY RUBS!!  Lots of BELLY RUBS!!

She is quiet and calm in the house, does well with her crate and we have yet to hear her bark. 

Because of her calm and quiet demeanor, she will do best with children over 10 years old.

She rides well in the car and watches out the window ……. checking out what is going on in the world.

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© Adopt Me! Dog Rescue
P.O. Box 1750
Minnetonka MN 55345

Adoption Form:



LinkedIn Advice on Passwords

Make sure you update your password on LinkedIn (and any site that you visit on the Web) at least once every few months.
(Most of us will never do this, until we are hacked.)

Do not use the same password for multiple sites or accounts.
(I have many multiple passwords, as well as do not save any passwords or let the computer do so. I keep them in a "flash stick" as well have them printed out should the "flash stick" fail

(it happened to me once, and won't forget that.) I have heard from many readers about their email address book being hacked and reports of intrusions. Don't save passwords at sites, have many multiple passwords, even though it is a big hassle. )

Create a strong password for your account, one that includes letters, numbers, and other characters.
( I go to Google, create passwords, and they have web site programs that create these to the security situation choose. I use these on all financial and sites I consider very important. I know a hacker can get in anywhere, but the more difficult, it will keep the amateurs out, is my thinking.)

Watch out for phishing emails and spam emails requesting personal or sensitive information.
(Most of the tricks are very obvious, so be very careful in what you open. As well as have an up-dated anti-virus/malware program.)

Kit Menkin





News Briefs---

Mortgage rates head higher after 6 weeks of quiet
30yr fx 3.64%  15tyr fx 2.91%   5 yr ARM 3.13%

Wells Fargo Subpoenaed in Sham Account Case
  Three Different United States Attorneys

The Fintech Honeymoon Is Over — Now What?
"Optimizing for experience, not just efficiency, is the winning strategy in FinTech. In the end, banking is a relationship business. No one should forget that and everyone should take advantage of the technology available today to enhance those relationships."

Financial Technology Purveyors, Banks
Can Peacefully Co-Exist

Who Lives Largest? The Growth of Urban American Homes
      in the Last 100 Years----Charts

Intelligence Engine Helps Companies Meet Deadline
      For Lease Accounting Standard

Statistics for More Than 40 Demographic and Economic Topics
  Provide Detailed Profiles of Communities Nationwide

Oregon settles bitter legal fight with Oracle for $100 million
 Only $25 million will come in the form of cash

Digital's impact on sales soars
 52% of purchases now on mobile


We are a premier self-funded small ticket and
middle market full service equipment finance company.
Our compensation programs are aggressive and include full insurance benefits, matching 401k, etc.

Positions are available for well experienced industry
professionals with a minimum production level
of $400k per month in funded business.

Please email your resume to
or call directly at 973-768-7501

Bank of the Ozarks was recognized as the top performing bank
in the United States, based on financial performance,
five years in a row, 2011-2015.
• Rated as “well capitalized” –
the highest available regulatory rating
• Publicly traded company on the
NASDAQ Global Select Market, symbol OZRK
• Headquartered in Little Rock, Arkansas
• Chartered in March 1903, a 111-year heritage

256 Offices, $18.5 billion in assets, second quarter
2016 net income of over $54 million

Bank of the Ozarks

We are an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, sexual orientation, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.





--You May Have Missed It

NBCU made $250M from Rio Olympics, despite huge ratings shortfalls


Baseball Poem

That is the Question?

2B or not 2B,
to take second
or be picked
off in disgrace
To be the
king of steal
or wander on
the baselines

Written by Robert L. Harrison
"Green Fields and White Lines," baseball poems,
McFarland & Company



Sports Briefs----

Committee recommends $750M in public financing for Vegas stadium

Local Viewpoint on Las Vegas Raider Stadium

Bill Belichick pats himself on the back for outsmarting NFL rule



California Nuts Briefs---

'California welcomed nearly 1 million Chinese visitors in 2014'

The Collapse of a Major Shipping Firm
   is Causing a Trailer Shortage in California


“Gimme that Wine”

9 Piping-Hot Pizza Places with Terrific Wine Lists

The Best Pairing for Indian Food? It’s Not Beer

Spending on alcohol continues to rise
    at almost $230 billion yearly

A to Z Wineworks Recognized by B the Change Media
   as a 'Best for the World' Leader

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

      1620 - The Mayflower departs from Plymouth, England with 102 passengers and a small crew. On board were 48 crew members and 101 colonists (including 35 Separatists from Leiden, Holland, known afterward as the Pilgrims). During the three-month voyage, two passengers died and two babies were born. Vicious storms were encountered en route which caused serious doubt about the wisdom of continuing, but she reached Provincetown, MA, Nov 21, and discharged the Pilgrims at Plymouth, MA, Dec 26, 1620.
    1672 - This is the official date proclaimed by the governor of the Commonwealth of Massachusetts to honor Anne Bradstreet (1612-70), America's first poet, who is also recognized as the first published woman poet in the English language. Anne Bradstreet was born Mar 20, 1612 in England and came to America in 1630. Unbeknownst to Anne, her brother-in-law took some of her poetry back to England where it was published in 1630 as “The Tenth Muse Lately Sprung Up in America.” Subsequent editions were also published in Boston.
    1776 - The Battle of Harlem Heights was fought in what is now Morningside Heights in Harlem in NYC.  The Continental Army under Generals George Washington, Nathaniel Greene and Israel Putnam totaled around 9,000 men opposed by the British Army under Gen. Henry Clinton. The overconfident British light troops, having advanced too far from their lines without support, had exposed themselves to counter-attack. Washington, seeing this, ordered a flanking maneuver which combined with pressure from troops arriving from the Harlem Heights position, and succeeded in driving them back. After two hours, with ammunition running short, the British force began to pull back to their lines. Washington cut short the pursuit, unwilling to risk a general engagement with the British main force, and withdrew to his own lines. The battle helped restore the confidence of the Continental Army after suffering several defeats. It was Washington's first battlefield success of the war.
    1782 - Continental Congress President John Hanson along with Secretary Charles Thomson made the first impression of the Great Seal of the United States on a document authorizing General George Washington to negotiate and sign an agreement with the British for the exchange, subsistence, and better treatment of prisoners of war.
    1810 - Mexican Independence Day. Father Miguel Hidalgo y Costilla summoned the largely Indian and mestizo congregation of his small Dolores parish church and urged them to take up arms and fight for Mexico's independence from Spain.
(lower half of: )
    1857 - The song "Jingle Bells" by James Pierpont was copyrighted under its original title, "One Horse Open Sleigh." It is an unsettled question where and when James Pierpont originally composed the song that would become known as "Jingle Bells". A plaque at 19 High Street in the center of Medford Square in Medford, MA commemorates the "birthplace" of "Jingle Bells," and claims that Pierpont wrote the song there in 1850, at what was then the Simpson Tavern. According to the Medford Historical Society, the song was inspired by the town's popular sleigh races during the 19th century.
    1857 – James Cash Penney (d. 1971) was born in Hamilton, MO.  An astute businessman and entrepreneur, he found J.C. Penney in 1902.   
    1863 – Robert College, the first American educational institution outside the United States, was founded in Istanbul, Turkey by Christopher Robert, an American philanthropist.
    1880 – The Cornell Daily Sun was first published.  The Sun is the nation's oldest, continuously-independent college daily.  It was founded by William B. Hoyt to challenge Cornell's original and leading publication, the weekly Cornell Era (founded 1868). The Sun is currently the number one college newspaper in the United States, according to The Princeton Review.  Among its past editors:  Frank E. Gannett, founder of Gannett Company; Oscar G. Mayer, Jr., of the meat company; Dick Schaap, editor of Sport Magazine and late ESPN sports commentator, and his son, Jeremy, now an ESPN reporter and host; author Kurt Vonnegut (“Slaughter House Five”); E. B. White, 1978 Pulitzer special award winner and publisher with William Strunk of “The Elements of Style,” the seminal source of correct grammar, spelling and punctuation.  The April Fool’s Day issues are legendary!
    1881 - An early snowfall across northwestern Iowa and southern Minnesota dropped up to 6 inches (at Stuart, Iowa)
    1887 - Birthday of Louise Arner Boyd (1887-1992) in San Rafael, CA. American geographer who led eight Arctic expeditions. A part of Greenland was named after her. In 1960, became the first woman councilor in the 108-year history of the American Geographical Society. During World War II, she became a valued and irreplaceable technical expert with the War Department by utilizing her encyclopedic scientific knowledge, her experiences, and her thousands of maps and photographs of the entire Arctic region from Greenland to Scandinavia. She was indispensable in locating little-known fjords which had become safe havens for German U-boats. She was the first woman to fly over the North Pole and she wrote several authoritative books on the Arctic.
    1889 - Birthday of Claude A. Barnett (1889-1967) in Sanford, FL.  Founder of the Associated Negro Press and ranked by Ebony magazine as among the one hundred most influential black Americans.  Remained its director through nearly half a century of social change. By providing its member newspapers with coverage of activities within black communities across the country and current national trends and events, the ANP helped create a national black culture and increased black awareness of national news.

    1893 - The largest land run in history begins with more than 100,000 people pouring into the Cherokee Strip of Oklahoma to claim valuable land that had once belonged to Native Americans. No more eager than the whites to leave their green and well-watered lands for the arid plains, some Indians resisted and had to be removed by force.  Most tragically, the 4,000 Cherokee died during the brutal overland march known appropriately as the "Trail of Tears." Pressure steadily increased to open the Indian lands to settlement, and in 1889, President Benjamin Harrison succumbed and threw open large areas of unoccupied Indian lands to white settlement. The giant Cherokee Strip rush was only the largest of a series of massive "land runs" that began in the 1890s, with thousands of immigrants stampeding into Oklahoma Territory and establishing towns like Norman and Oklahoma City almost overnight.
    1903 - Birthday of Buck McFarland (Barrelhouse Buck) (1903-62), Alton, IL
    1903 - Birthday of violinist Joe Venuti (1903-78), Philadelphia, PA
    1908 - General Motors was founded by William Crapo “Billy” Durant, a Flint, Ml, entrepreneur.
    1914 – Allen Funt (d. 1999), the creator of “Candid Camera,” was born in NYC.  From the 1940s to 1980s, it ran as either a regular television show or a series of specials.  On February 3, 1969, Funt, his then wife, and his two youngest children boarded Eastern Airlines Flight 7 in Newark to Miami. The plane never made it to Miami because two men hijacked the airplane and demanded passage to Cuba.  Some of the passengers, having spotted Funt, took the whole thing to be a Candid Camera stunt.  Funt repeatedly attempted to persuade his fellow passengers as to the reality of the hijacking, but to no avail. The plane later landed in Cuba, finally convincing the passengers. 
    1919 – The American Legion was established in Paris, France by veterans of the AEF, American Expeditionary Force.  Of concern to Lt. Col. Theodore Roosevelt, Jr., in January 1919, Roosevelt had a discussion at General Headquarters with a mobilized National Guard officer named George A. White, a former newspaper editor with the Portland Oregonian. After long discussion, Roosevelt suggested the establishment at once of a new servicemen's organization.  Roosevelt and White advocated ceaselessly for this proposal until ultimately they found sufficient support at headquarters to move forward with the plan. General John J. Pershing issued orders to a group of 20 non-career officers to report to the YMCA headquarters in Paris on February 15, 1919. The selection of these individuals had been made by Roosevelt. They were joined with a number of regular Army officers Pershing selected himself.
    1920 - A bomb in a horse wagon explodes in front of the JP Morgan building in New York City killing 38 and injuring 400.  The bombing was never solved, although investigators and historians believe the Wall Street bombing was carried out by Galleanists, a group of Italian anarchists responsible for a series of bombings the previous year. The attack was related to postwar social unrest, labor struggles, and anti-capitalist agitation in the United States.
    1921 - Birthday of singer/composer Jon Hendricks, Newark, OH
    1922 – This explains why drinks are no longer sold in bottles at Major League ballgames.  The Yankees visited the Browns in St. Louis in the midst of a tight pennant race.  While chasing a fly ball in the 9th, New York OF Whitey Witt was hit in the head and knocked cold by a soda bottle thrown from the bleachers. AL President Ban Johnson initially offered a $1,000 reward for the name of the bottle-thrower. Then, to calm the crowds, the League offered the theory that Witt stepped on the bottle and it flew up and hit him. The incident led to a ban on the sale of bottled drinks in ballparks.  
    1924 - Birthday of Lauren Bacall (1924-2014) in The Bronx.  Model, film and stage actress, and writer - and national icon. LB won the 1970 Tony Award for her work in the musical “Applause”. She wrote several autobiographies beginning with the best-selling “Lauren Bacall by Myself” (1978). An ingénue, she shot into film stardom opposite the much older Humphrey Bogart whom she married. She developed into a fine actor and her personal dignity through the years has made her a much respected and loved figure.
    1925 - Singer/guitarist Riley “BB” King (1925-2015) birthday, Berclair, MS.  Rolling Stone magazine ranked King No. 6 on its 2011 list of the 100 greatest guitarists of all time.
    1925 - Birthday of jazz bossa nova guitarist Charlie Byrd (1925-99), Suffolk, VA.
    1927 – “Colombo,” actor Peter Falk (d. 2011) was born in NYC.  The long-running television series ran from 1968-2003. In 1996, TV Guide ranked Falk number 21 on its 50 Greatest TV Stars of All Time list.
    1927 – Actor Jack Kelly (d. 1992) was born is Astoria, Queens, NYC.   Most noted for the role of Bart Maverick in the television series “Maverick,” which ran on ABC from 1957 to 1962.  Kelly later became a politician, serving from 1983-86 as the mayor of Huntington Beach, CA.  
    1928 - The San Felipe hurricane struck Palm Beach, FL with enormous damage.  Peak winds were near 150 mph and storm waves broke the eastern dike on Lake Okeechobee, inundating flat farmland. 1836 people drowned and damage exceeded $25 million
    1933 – “Emperor Jones,” starring Paul Robeson as Brutus Jones, is released by United Artists. It is Robeson's first starring movie role and the first major Hollywood production starring an African-American with whites in supporting roles.
    1933 - "Are You Makin' Any Money?" by Chick Bullock & His Levee Loungers. This pervasive question of the era was first sung in the film, “Moonlight & Pretzels.” The clever Herman Hupfeld wrote the tune two years after 1931's "As Time Goes By." Vocalist Chick Bullock was featured on over 500 titles in the 1930s, often accompanied by New York's finest jazzmen. Worthy of note in this performance are trumpeter Manny Weinstock and Jimmy Dorsey on clarinet.
    1933 - The Carolina-Virginia hurricane hit Cape Hatteras with winds to 76 mph. Great winds damage was done in Virginia and Maryland. 21 died.
    1934 – Elgin Baylor was born in Washington, DC.  Drafted #1 in 1958, he played 13 seasons in the NBA for the Minneapolis/Los Angeles Lakers, appearing in eight NBA Finals.  1959 Rookie of the Year.  The 71 points Baylor scored on November 15, 1960 was a record at the time. The 61 points he scored in game 5 of the NBA Finals in 1962 is still an NBA Finals record. A 10-time All-NBA First Team selection and 11-time All-Star, Baylor was elected to the Naismith Memorial Basketball Hall of Fame in 1977. He was named to the NBA 35th Anniversary All-Time Team in 1980 and the NBA 50th Anniversary All-Time Team in 1996. in 2009, SLAM Magazine ranked him number 11 among its Top 50 NBA players of all time. He is often listed as the greatest NBA player never to win a championship.
    1938 - Dorsey Band records “Boogie Woogie.”
    1940 - The Burke-Wadsworth Act is passed by Congress by wide margins in both houses and the first peacetime draft in the history of the United States is imposed. Selective Service was born. The registration of men between the ages of 21 and 36 began exactly one month later, as Secretary of War Henry L. Stimson, who had been a key player in moving the Roosevelt administration away from a foreign policy of strict neutrality, began drawing draft numbers out of a glass bowl. The numbers were handed to the president, who read them aloud for public announcement. There were some 20 million eligible young men.  50 percent were rejected the very first year, either for health reasons or illiteracy (20 percent of those who registered were illiterate). In November 1942, with the United States now a participant in the war, and not merely a neutral bystander, the draft ages expanded; men 18 to 37 were now eligible. Blacks were passed over for the draft because of racist assumptions about their abilities and the viability of a mixed-race military. But this changed in 1943, when a "quota" was imposed, meant to limit the numbers of blacks drafted to reflect their numbers in the overall population, roughly 10.6 percent of the whole.
    1940 - Rep. Samuel T. Rayburn, D-Texas, the longest-serving (17 years) House speaker in history, was first elected to the post.
    1941 - Concerned that the Shah of Iran was about to ally his petroleum-rich empire with Nazi Germany, the United Kingdom and the Soviet Union invaded Iran in late August and forced the Shah to abdicate in favor of his son, Mohammad Reza Pahlavi, who remained in power until his overthrow in 1979.
    1944 - PRESTON, ARTHUR MURRAY, Medal of Honor
Rank and organization: Lieutenant, U.S. Navy Reserve, Torpedo Boat Squadron 33. Place and date. Wasile Bay, Halmahera Island, 16 September 1944. Entered service at: Maryland. Born: 1 November 1913, Washington, D.C. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as commander, Motor Torpedo Boat Squadron 33, while effecting the rescue of a Navy pilot shot down in Wasile Bay, Halmahera Island, less than 200 yards from a strongly defended Japanese dock and supply area, 16 September 1944. Volunteering for a perilous mission unsuccessfully attempted by the pilot's squadron mates and a PBY plane, Lt. Comdr. (then Lieutenant) Preston led PT-489 and PT-363 through 60 miles of restricted, heavily mined waters. Twice turned back while running the gauntlet of fire from powerful coastal defense guns guarding the 11-mile strait at the entrance to the bay, he was again turned back by furious fire in the immediate area of the downed airman. Aided by an aircraft smokescreen, he finally succeeded in reaching his objective and, under vicious fire delivered at 150-yard range, took the pilot aboard and cleared the area, sinking a small hostile cargo vessel with 40-mm. fire during retirement. Increasingly vulnerable when covering aircraft were forced to leave because of insufficient fuel, Lt. Comdr. Preston raced PT boats 489 and 363 at high speed for 20 minutes through shell-splashed water and across minefields to safety. Under continuous fire for 2l/2 hours, Lt. Comdr. Preston successfully achieved a mission considered suicidal in its tremendous hazards, and brought his boats through without personnel casualties and with but superficial damage from shrapnel. His exceptional daring and great personal valor enhance the finest traditions of the U.S. Naval Service.
    1945 – Japanese forces surrendered in Hong Kong to Royal Navy Admiral Harcourt more than a month after Japan surrendered to the US.  Harcourt became the head of a provisional military government in Hong Kong from September 1945 to April 1946, serving as administrator until civilian rule could be established.
    1946 - Les Brown cuts “I've Got My Love to Keep Me Warm.”
    1946 - Banjoist Earl Scruggs first recorded with Bill Monroe and his Blue Grass Boys. His three-fingered picking style became one of the trademarks of bluegrass music. Scruggs and guitarist Lester Flatt left Monroe in 1948 to form their own group, the Foggy Mountain Boys. Flatt and Scruggs's partnership lasted for more than 20 years.
    1948 - Joe DiMaggio hits his 300th career home run joining Babe Ruth, Lou Gehrig, Mel Ott, Jimmie Foxx, Rogers Hornsby, Chuck Klein and Hank Greenberg as the only major leaguers to reach this milestone.  DiMaggio finished his Hall of Fame career with 361.
    1950 - Birthday of Author/Outstanding Critic Henry Louis Gates Jr. in Keyser, WV.

    1950 - Top Hits
“Mona Lisa” - Nat King Cole
“Goodnight Irene” - The Weavers
“Tzena, Tzena, Tzena” - The Weavers
“Goodnight Irene” - Red Foley-Ernest Tubb
    1951 - VITTORI, JOSEPH, Medal of Honor
Rank and organization: Corporal, U.S. Marine Corps Reserve, Company F, 2d Battalion, 1st Marines, 1st Marine Division (Rein.). Place and date: Hill 749, Korea, 15 and 16 September 1951. Entered service at: Beverly, Mass. Born: 1 August 1929, Beverly, Mass. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as an automatic-rifleman in Company F, in action against enemy aggressor forces. With a forward platoon suffering heavy casualties and forced to withdraw under a vicious enemy counterattack as his company assaulted strong hostile forces entrenched on Hill 749, Cpl. Vittori boldly rushed through the withdrawing troops with 2 other volunteers from his reserve platoon and plunged directly into the midst of the enemy. Overwhelming them in a fierce hand-to-hand struggle, he enabled his company to consolidate its positions to meet further imminent onslaughts. Quick to respond to an urgent call for a rifleman to defend a heavy machine gun positioned on the extreme point of the northern flank and virtually isolated from the remainder of the unit when the enemy again struck in force during the night, he assumed position under the devastating barrage and, fighting a single-handed battle, leaped from 1 flank to the other, covering each foxhole in turn as casualties continued to mount manning a machine gun when the gunner was struck down and making repeated trips through the heaviest shellfire to replenish ammunition. With the situation becoming extremely critical, reinforcing units to the rear pinned down under the blistering attack and foxholes left practically void by dead and wounded for a distance of 100 yards, Cpl. Vittori continued his valiant stand, refusing to give ground as the enemy penetrated to within feet of his position, simulating strength in the line and denying the foe physical occupation of the ground. Mortally wounded by the enemy machine gun and rifle bullets while persisting in his magnificent defense of the sector where approximately 200 enemy dead were found the following morning, Cpl. Vittori, by his fortitude, stouthearted courage, and great personal valor, had kept the point position intact despite the tremendous odds and undoubtedly prevented the entire battalion position from collapsing. His extraordinary heroism throughout the furious nightlong battle reflects the highest credit upon himself and the U.S. Naval Service. He gallantly gave his life for his country.
    1951 - ”Sky King” TV premiere. This half-hour children's adventure series began on radio in 1947. Kirby Grant starred as Schuyler J. (Sky) King, owner of the Flying Crown.
    1954 - Birthday of guitarist Earl Klugh, Detroit, MI
    1955 - The United States Auto Club (USAC) was formed to supervise four major categories of auto racing.
    1958 - Top Hits
“Nel Blu Dipinto Di Blu” (“Volare”) - Domenico Modugno
“It's All in the Game” - Tommy Edwards
“Rock-in Robin” - Bobby Day
“Bird Dog” - The Everly Brothers
    1959 - Dick Clark's first "Caravan of Stars" tour opens in New York, featuring The Coasters, The Drifters, Lloyd Price, LaVern Baker, Duane Eddy, Paul Anka and Annette Funicello.
    1959 - The first successful photocopier, Xerox 914, was introduced in a demonstration on live television from New York City.
    1960 - Johnny Burnette records the original version of "You're 16" which will rise to #8 in the US. Fourteen years later, Ringo Starr would take the same song to #1.
    1960 - College football coach Amos Alonzo Stagg age 95 (1864-1965) announced his retirement after seventy-one years on the field. Stagg's career coincided with the evolution of the game from an amalgam of soccer and rugby into American football as we know it.  His career record is 314–199–35 in football and 266–158–3 in baseball.
    1960 - At the age of 39, Warren Spahn pitched a no-hitter over the Phillies, 4-0. The crafty lefty set an all-time Braves record with 15 strikeouts.
    1963 - "She Loves You" was recorded by The Beatles on the Swan label. It was the first record recorded by The Beatles; but the second single by the ‘Fab Four' to hit #1. "I Want to Hold Your Hand" was the group's first #1 song and million seller (on Capitol). It beat "She Loves You" to the top spot by just a few weeks. Other Beatles hits were also recorded on Capitol (Capitol had rejected "She Loves You") and Swan labels; but the Beatles liked variety -- so add these record companies to the Beatles list of recording labels: Vee-Jay, MGM, Tollie, United Artists, Atco, E.M.I., Parlaphone and Apple.
    1964 - Concord, NH drops to 27 degrees ending the shortest growing season on record at 100 days.
    1964 - The rock 'n' roll TV show "Shindig" premiered on ABC. Guests on the first show were Sam Cooke, Bobby Sherman, the Everly Brothers and the Righteous Brothers. The house band, the Shindogs, included such musicians as Leon Russell and Delaney Bramlett. And among the Shindig Dancers was future actress Teri Garr. Such was the drawing power of the show that the Beatles were paid only $1,400 to appear during the first season - at the height of Beatlemania. "Shindig" began its second season with a bang, snagging the Rolling Stones for the first show and expanding to two nights a week. But it was downhill after that, with such guest hosts as Zsa Zsa Gabor, Hedy Lamarr and Boris Karloff. "Shindig" was cancelled in January 1966.
    1965 - The Beatles' "Eight Days a Week" is certified gold
    1965 - San Francisco's Grace Cathedral became the site of the first concert of sacred music presented by Duke Ellington.
    1965 - "The Dean Martin Show" debuted on NBC-TV. It was a weekly variety show that continued on the network for nine years. Regulars over the years were The Goldiggers, Ken Lane, The Ding-a-Ling Sisters, Tom Bosley, Dom DeLuise, Nipsey Russell, Rodney Dangerfield and Les Brown and His Band. The theme song? "Everybody Loves Somebody."
    1966 - Grateful Dead and Oxford Circle play @ The Avalon BallroomPost    1966 – The Metropolitan Opera house opened in NYC at Lincoln Center.
    1966 - Top Hits
“You Can't Hurry Love” - The Supremes
“Yellow Submarine” - The Beatles
“Land of 1000 Dances” - Wilson Pickett
“Almost Persuaded” - David Houston
    1967 - Jimi Hendrix's debut LP, "Are You Experienced?" enters the Billboard Hot 200 album chart, where it will stay for 106 weeks, including 77 weeks in the Top 40.
    1967 - “Mannix“ premiered on CBS. Mike Connors starred as Joe Mannix, a Los Angeles private investigator working for the computer organization Intertect, in this long-running crime series. Joseph Campanella played his boss, Lou Wickersham, during the first season. The show then changed format with Mannix setting up his own agency. The new cast members were Gail Fisher as Peggy Fair, his secretary, Robert Reed as Lieutenant Adam Tobias and Ward Wood as Lieutenant Art Malcolm.
    1968 - Richard Nixon appears on "Laugh-in." In “Who Wants to be a Millionaire?” television show, this was a $1 million question. The contestant got it right, by the way.
    1970 - Jimi Hendrix makes his final public appearance, jamming with Eric Burdon & War at Ronnie Scott's club in London.
    1971 - The first Technical school for Native Americans was the Southwestern Indian Polytechnic Institute, Albuquerque, NM, a coeducational school that opened with 700 Native American students from 64 tribes. It comprised 12 buildings on a 164-acre campus and cost $13 million. John L. Peterson was the first superintendent.
    1971 - “Owen Marshall” premieres an hour-long ABC drama with Arthur Hill as the title character, a widowed attorney in Santa Barbara. Lee Majors, Reni Santoni and David Soul played his associates. Also featured were Joan Darling as Marshall's secretary and Christine Matchett as his daughter.
    1972 - "Black & White" by Three Dog Night topped the charts and stayed there for a week.
    1974 - President Ford announced a conditional amnesty program for Vietnam War deserters and draft-evaders. Limited amnesty was offered to Vietnam-era draft resisters who would now swear allegiance to the United States and perform two years of public service.
    1974 - Top Hits
“I Shot the Sheriff” - Eric Clapton
“Rock Me Gently” - Andy Kim
“I'm Leavin It (All) Up to You” - Donny & Marie Osmond
“Please Don't Tell Me How the Story Ends” - Ronnie Milsap
    1974 – BART, the Bay Area Rapid Transit, begins regular trans-bay service. In 1962, Marin and San Mateo County withdrew from the plan,
not wanting to raise sales tax or get involved.  This then affected
Santa Clara.  Bay Area Government expected Napa to grow, not Santa Clara
County, so there was no effort on San Mateo County. When the city and county of Napa read the Bay Area Plan, they started enacting laws and prohibitions for growth, wanting to keep the area agriculture. Thus expansion headed down San Mateo County to Santa Clara County. Construction began in 1965 for BART. The 3.2-mile bore through the hard rock of the Berkeley Hills was completed in February, 1967, after 466 work days, to become the fourth longest vehicular tunnel in the U.S. In 1969, the state legislature authorized another tax to finish the project. In subsequent years, the line moved from Daly City (in San Mateo County without a tax initiative) to the San Francisco International Airport, located in Millbrae (San Mateo County). Recently monies were granted for a line to continue from Fremont to San Jose and Santa Clara in the near future. The original idea was to circle the entire San Francisco Bay. One of the key opponents in San Mateo who changed the course of history is Les Kelting of San Bruno, California. He was against raising any taxes to pay for rapid transit, which he claimed would help the San Francisco Airport more than the residents of San Mateo County.
   1975 – Rennie Stennet tied the Major League mark established in 1892, going 7 for 7 in a nine-inning game. The Pirates’ second baseman got two hits in one inning twice (in the 1st and 5th innings) as the Bucs crushed the Cubs at Wrigley, 22 - 0.
    1976 - In Minneapolis, the 65th Triennial General Convention of the Episcopal Church, after years of condemnation, officially recognized the ordination of the 15 women priests who had previously been ordained by consecrated bishops without the hierarchy's official approval.
    1978 - The Grateful Dead played a concert in front of the Egyptian Pyramids. The show was recorded but has never been released.
    1978 - Boston's LP “Don't Look Back” hits #1
    1979 - At Yankee Stadium, the Bronx Bombers hold Catfish Hunter Day to honor their future Hall of Fame pitcher who will be retiring at the end of the season at the age of 33. A 20-year-old left-hander named Dave Righetti makes his Major League debut for the home town team. Catfish was elected to the Baseball Hall of Fame in 1987.  Hunter died in 1999 after falling to ALS, Lou Gehrig’s Disease.
    1979 - What is generally considered to be the first rap record, "Rapper's Delight" by the Sugar Hill Gang, was released. Rap developed in the black ghettos of New York City, and consists of rhymed and rhythmical verses chanted over pre-recorded instrumental dance tracks. "Rapper's Delight" confounded the prevailing industry view that rap was an amateur fad with no commercial appeal. The record sold two-million copies.
    1980 - Louise M. Davies Symphony Hall officially opened in S.F.
    1981 - Boxer ‘Sugar' Ray Leonard, at age 25, knocked out Thomas ‘The Hit Man' Hearns. Leonard won the welterweight boxing championship -- and the richest payday in boxing history.
    1982 - Top Hits
“Hard to Say I'm Sorry” - Chicago
“Jack & Diane” - John Cougar
“You Should Hear How She Talks About You” - Melissa Manchester
“She Got the Goldmine (I Got the Shaft)” - Jerry Reed
    1983 - Arnold Schwarzenegger becomes a US citizen.
    1984 - "Miami Vice" premiers on TV.
    1987 - Stealing his 30th base, a career-high, Indian Joe Carter becomes the ninth Major Leaguer to hit 30 home runs and to swipe 30 bases in the same season.
    1988 - Reds' Tom Browning pitches a perfect game against the Dodgers, striking out eight and allowing only eight balls to be hit out of the infield in his 1-0 victory. Over three starts including the perfect game, he retires 40 consecutive batters - one shy of a Major League record.
    1988 - (12th -16th) Hurricane Gilbert tore through the Caribbean. On the 12th, it cut through Jamaica with Kingston recording 116 mph sustained winds and gust to 140. 45 people were killed and damage topped $2 billion. Despite 7000 foot mountains, Gilbert didn't weaken at all and after exiting Jamaica, underwent incredible deepening - 72 Mb in 24 hours to 888 Mb (26.22 inches). Sustained winds were recorded at 185 mph with gusts over 200 mph in the Caribbean west of Jamaica. On the 16th, the storm came ashore near Las Pesca, Mexico about 125 miles south of Brownsville, TX. Mexico was hard hit with 202 killed and 60,000 homes destroyed. Total damage reached 2 billion dollars. In the U.S., the damage of $50 million was mostly from tornadoes spun off by Gilbert, two in San Antonio and one at Kelly AFB which did $28 million dollars in damage.
    1989 - "Don't Wanna Lose You" by Gloria Estefan topped the charts and stayed there for a week.
    1990 - Top Hits
“Release Me” - Wilson Phillips
“Do Me!” - Bell Biv DeVoe
“Have You Seen Her” - M.C. Hammer
“Jukebox in My Mind” – Alabama
    1993 - The TV premiere of “Frasier.” In this spin-off from “Cheers,” psychiatrist Dr. Frasier Crane (Kelsey Grammer) has moved to Seattle where he dispenses advice on the radio. He lives with his father Martin (John Mahoney) and Martin's physical therapist Daphne Moon (Jane Leeves). His brother, Dr. Niles Crane (David Hyde Pierce), frequently asks for Frasier's advice about his love life. Roz Doyle, the producer of Frasier's show, is played by Pen Gilpin.
    1993 - Top Hits
“Dreamlover” - Mariah Carey
“Whoomp!” (“There It Is”) - Tag Team
“Can't Help Falling In Love” (From "Sliver") - UB40
“If” - Janet Jackson
    1995 - Lynn Hill climbs the "nose" of Yosemite's El Capitan with her bare hands. She carries a rope to catch her in case she falls. The world champion rock climber commented: "Society's contrived image of what a woman should be is something I've never agreed with."
    1996 - Paul Molitor of the Minnesota Twins got the 3,000th hit of his career, a triple against Jose Rosado of the Kansas City Royals.  The Twins lost, 6-5.  Molitor became either the 20th or 21st player to reach the 3,000-hit plateau (depending on whether the list includes Adrian “Cap” Anson, who statistics are in dispute). He was the first to triple for No. 3000.
    1998 - In front of 49,891 patrons at San Diego's Jack Murphy Stadium, Sammy Sosa ties Mark McGwire by hitting his record-setting 63rd home run. The 434-foot eighth inning two-out blast off Brian Boehringer is a tie-breaking grand slam as 'Slammin' Sammy collects all six RBIs as the Cubs beat the Padres, 6-3.
    1998 - Top Hits
“I Don't Want To Miss A Thing” - Aerosmith
“The First Night” - Monica
“Crush” - Jennifer Paige
“My Way” - Usher
    1999 - Hurricane Floyd stormed ashore, pounding North Carolina with 110 mph winds, dumping more than a foot of rain, damaging 12,000 homes and claiming more than 50 lives. Floyd also caused the largest peacetime evacuation in U.S. history, with 2.6 million people ordered away from the shores in the hurricane's path.
    2000 - Cubs outfielder Sammy Sosa joins Mark McGwire (1997-99) as the only Major Leaguer to hit 50 HRs three consecutive seasons.
    2002 - Giants left fielder Barry Bonds walks three times breaking his own record for base on balls in a season with 178. Approximately one-third of the free passes given to the San Francisco slugger have been intentional (60 out of 178)
    2006 - Sixty-five-year-old Bob Dylan held the #1 spot on the US album chart with "Modern Times," making him the oldest living musician to ever top the Billboard album chart.
    2013 - A gunman killed 12 people at the Navy Yard in Washington, DC.  The Yard serves as a ceremonial and administrative center for the U.S. Navy, home to the Chief of Naval Operations, and is headquarters for several Navy Departments and other more classified facilities.  Officials said the gunman, Aaron Alexis, a 34-year-old civilian contractor from Queens, New York, was killed during a gunfight with police.
    2013 - The brain-eating amoeba, Naegleria fowleri, is found in tap water near New Orleans, the first time ever detected in the U.S. water supply.
    2015 – Washington’s Bryce Harper, who would go on to be named the NL MVPO, hit his 40th HR, becoming only the 7th player to do so before age 23.



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