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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

kitmenkin@leasingnews.org
   


SALES POSITIONS AVAILABLE

We are a premier self-funded small ticket and
middle market full service equipment finance company.
Our compensation programs are aggressive and include full insurance benefits, matching 401k, etc.

Positions are available for well experienced industry
professionals with a minimum production level
of $400k per month in funded business.

Please email your resume to sschachtel@bankozarks.com
or call directly at 973-768-7501

Bank of the Ozarks was recognized as the top performing bank
in the United States, based on financial performance,
five years in a row, 2011-2015.
• Rated as “well capitalized” –
the highest available regulatory rating
• Publicly traded company on the
NASDAQ Global Select Market, symbol OZRK
• Headquartered in Little Rock, Arkansas
• Chartered in March 1903, a 111-year heritage

256 Offices, $18.5 billion in assets, second quarter
2016 net income of over $54 million

www.bankozarks.com/equipment

Bank of the Ozarks


We are an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, sexual orientation, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.

 


Friday, September 23, 2016




Today's Equipment Leasing Headlines

First Federal Goes with DocuSign
  All On Board
New Hires/Promotions in the Leasing Business
  and Related Industries
Leasing Industry Ads---Help Wanted
Time for a Better Opportunity
Checking Applicant's Bank Statements Online
FinTech #102 by Christopher Menkin
Are You Taking Advantage of The Section 179 Deduction?
You Should Be!  by Ray Sheley III
Leasing Conferences – October a Busy Month
ELFA 829/NACLB 429 (326 Brokers, 76 Lenders)/NEFA 244
Equipment and Finance Industry September Confidence Eases
  Reports Equipment Leasing & Finance Foundation
Sully/Snowden/Love & Friendship
De Palma/The Story of the Last Chrysanthemum
Movie/Digital Reviews by Leasing News' Fernando Croce
Boxer/Terrier Mix
Richmond, Indiana  Adopt-a-Dog
News Briefs---
Claims for unemployment aid drop
    to lowest level in months
The Samsung Galaxy Note 7 is officially back on sale
   500,000 Safe Phones Available

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device 

You May have Missed---
  Baseball Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

 



Please send a colleague and ask them to subscribe. We are free.
Email kitmenkin@leasingnews.org and in subject line: subscribe


[headlines]

--------------------------------------------------------------

 

*****Announcement***************************************

First Federal Goes with DocuSign
All On Board

Since 1989, First Federal Leasing, a division of First Bank Richmond, NA, Richmond, Indiana, has been a small ticket “A” funding source dedicated to 100% broker driven business.


Kristi Herig, Vice President of Leasing, announced, "In our continuing efforts to streamline the leasing experience, we are proud to announce the use of electronic documents through Docusign.  With the introduction of e-docs, we feel confident that our brokers will be able to fund deals quicker and with half the fuss. 

 “As the leasing division of a small Midwestern locally owned bank, a high level of customer service and timely responses are at the top of our list of values.  We also strive to stay current with technology, so implementing e-docs was a natural fit.

"The funding turnaround time has shortened and the parameters of the Docusign program increase accuracy and require completion of every field to progress. 

"We are excited to offer this to our customers and hope that this simplifies processes for everyone involved.”

****Announcement****************************************

[headlines]
--------------------------------------------------------------

 

New Hires/Promotions in the Leasing Business
and Related Industries


Quentin Cote was hired as Executive Vice President, Mintaka Financial, LLC, Gig Harbor, Washington.   Previously, he was Advisor, RedCapLabs.com (September, 2013-September, 2016); Special Advisor, LeaseQ, Woburn, Massachusetts; Director, Sherman Financial Group (October, 2012-August, 2013), Principal, Colonnade Advisors, LLC (February, 2012-October, 2012), Managing Director, Babson Capital Management (August, 2008-August, 2011), Consultant, Scottish Re (February, 2008-August, 2008), Head of Private Investments, Cambridge Place Investment Manager (March, 2005-Octobeer, 2008), Vice President, State Street Bank (October, 1997-March, 2005), Senior Manager, Renaissance Worldwide (August, 1994-October, 1997), Summer Associate, McKinsey & Company (June, 1993 - August, 1993). Education: Massachusetts Institute of Technology - Sloan School of Management SM Management (1992 – 1994), Dartmouth College, AB, Government (1984 – 1988), Tilton School (1982 – 1984), Princeton High School (1980 – 1982).
www.linkedin.com/in/quentincote


Steve Hansen was promoted to First Vice President, Western Division Sales Manager, from Regional First Vice President, Business Development Officer, by Crestmark Bank, Houston, Texas. He joined the firm May, 2009.  Previously, he was Vice President, Summit Financial Resources (July, 2004 – April, 2009); Vice President/Business Development, Transaction Based Services (January, 2002 – April, 2009). Education: University of Oklahoma, Master of Accountancy, Accounting (1973 – 1975). Oklahoma State University, BA, Finance (1968 – 1972).
https://www.linkedin.com/in/steve-hansen-037b74 


Loren Pease was hired as Senior Vice President, Sales, Bank of America, Orange County. Previously, he was VP of Sales, Zions Credit Corp. (March, 2003 – September, 2016); VP of Sales, GE Capital (1998 – 2003). Education: Iowa State University, College of Business (1985 – 1988).
https://www.linkedin.com/in/loren-pease-4824744


Paul J. Phillips is returning to Pawnee Leasing Corporation, Fort Collins, Colorado, after serving as Business Development Manager, Windset Capital Corporation, Riverton, Utah (July, 2014 - September, 2016).  He joined Pawnee, March 2009, with the last position as Regional Market Manager. Previously, he was Operations Director, First Pacific Funding (2006-2009).
https://www.linkedin.com/in/paul-j-phillips-0377411a


Garrett Reetz was hired as Credit Officer in the Equipment Finance Department of First Foundation Bank. He previously was a Credit Analyst, Financial Pacific Leasing (June, 2014- August, 2016).
Education: California Polytechnic State University-San Luis Obispo
Bachelor of Science (BS), Business Administration (2009 – 2012).
https://www.linkedin.com/in/garrett-reetz-247a2145


Evan Rowley was hired as Vice President, BB&T Equipment Finance, Greater Salt Lake area. Previously, he was VP/Area Manager, US Bank Equipment Finance (August, 2003 – August, 2016). Languages: Spanish. Education: Brigham Young University (1985 – 1990). Provo High School (1978 – 1980).
https://www.linkedin.com/in/evan-rowley-0441721

 

[headlines]
--------------------------------------------------------------

Leasing Industry Ads---Help Wanted Opportunity

SALES POSITIONS AVAILABLE

We are a premier self-funded small ticket and
middle market full service equipment finance company.
Our compensation programs are aggressive and include full insurance benefits, matching 401k, etc.

Positions are available for well experienced industry
professionals with a minimum production level
of $400k per month in funded business.

Please email your resume to sschachtel@bankozarks.com
or call directly at 973-768-7501

Bank of the Ozarks was recognized as the top performing bank
in the United States, based on financial performance,
five years in a row, 2011-2015.
• Rated as “well capitalized” –
the highest available regulatory rating
• Publicly traded company on the
NASDAQ Global Select Market, symbol OZRK
• Headquartered in Little Rock, Arkansas
• Chartered in March 1903, a 111-year heritage

256 Offices, $18.5 billion in assets, second quarter
2016 net income of over $54 million

www.bankozarks.com/equipment

Bank of the Ozarks


We are an equal opportunity employer and give consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, sexual orientation, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.



 

[headlines]
--------------------------------------------------------------

 

Checking Applicant's Bank Statements Online
FinTech #102 by Christopher Menkin

A very good example of Financial Technology comes from DecisionLogic, which claims they can obtain reports online from over 14,700 financial institutions in the USA, UK, Australia and New Zealand. They provide instant proof of identity, verification, current balances, and up to 90 days of bank transactions over the internet.

The account details report helps make informed funding decisions:

 

The company states, "It is the mission of the company to improve subprime asset verification for both the borrower and lender, improving the industry and creating opportunities for a large portion of the population to access financial assets which can be so critically important to their well-being."

The company uses 256-bit encryption, monitored by Verisign, and is "read-only" service. It cannot be used to move funds in in out of any account.

A demonstration of their service can be scheduled, and more information is available at their website: www.decisionlogic.com

 


[headlines]
--------------------------------------------------------------

 

Are You Taking Advantage of The Section 179 Deduction?
You Should Be! 
by Ray Sheley III

What is the Section 179 Deduction?

Simply stated, the Section 179 Deduction is an incentive created by the U.S. government to encourage businesses to buy equipment and invest in themselves. It is a section of the IRS tax code that allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year.

What does it mean to me?

For business owners and managers, that means that if your business buys (or leases) qualifying equipment, it can deduct the FULL PURCHASE PRICE from your gross income. Almost all types of “business equipment” that your company buys or finances qualifies for the 179 deduction.

2016 Section 179 Deduction Example

Total Equipment Purchases....................$650,000

First Year Write-off.................................$500,000
($5000,000 maximum in 2016)

50% Bonus First Year Deduction.............$75,000
(updated to 50% via PATH Act of 2015)

Normal First Year Depreciation.................$15,000

Total First Year Deduction........................$590,000
($500,000 + $75,000 + $15,000)

Cash Savings..........................................$206,500
($590,000 x 35% tax rate)
_____________________________________________

Equipment Cost After Tax.......................$443,500
(assuming 35% tax bracket)

That's the whole purpose behind Section 179 - to motivate the American economy (and your business) to move in a positive direction. If a business could write off the entire amount, they might add more equipment this year instead of waiting over the next few years. For most small businesses, the entire cost can be written-off on the 2016 tax return (up to $500,000).


Ray Sheley III
(585) 254-8710 or rsheley@info-adv.com
https://www.linkedin.com/in/raysheley

 

[headlines]
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Leasing Conferences – October a Busy Month
ELFA 829/NACLB 429 (326 Brokers, 76 Lenders)/NEFA 244

Leasing/Finance Conferences --- 2016




Banks and Investors  Conference to be held at the Marriott Marquis,
September 27-28, 2016, New York City

American Banker states this is a “who’s who” in Financial Technology as speakers.  They invite business friends and colleagues with a special “promo code” that gives them a good discount on the registration price.

Scroll down from the first page of the website to learn alphabetically who the “featured speakers” are:

http://www.americanbanker.com/conferences/marketplace-lending-investing/

 


 

Second Annual Conference
October 4th - 6th, 2016
Red Rock Casino & Resort
Las Vegas, Nevada

Attendance 429 (09/22/16)
326: Brokers  76: Lenders   4: Service Providers

Brokers - Get Recognized For Your Achievements
Nominate yourself today. Must be registered to 
attend conference in order to be considered 
https://www.linkedin.com/pulse/naclb-2016-
commercial-loan-broker-awards-brittney-holcomb



Kris D. Roglieri

National Alliance of Commercial Loan Brokers
by Kris Roglieri, Co-Founder of NACLB
http://leasingnews.org/archives/Aug2016/08_03.htm#national

Register
http://www.eventbrite.com/e/naclb-2016-registration-24321457133

Go to our website for more information: www.naclb.org

 

Christopher “Kit” Menkin, Editor/Publisher, www.leasingnews.org, along with
Bob Coleman, Editor, Coleman Report  and Sean Murray, President and Chief Editor of deBanked, will be on a panel regarding reporting on the leasing and loan industry. Kit says he hopes to see some of his readers in attendance.


Go to our website for more information: www.naclb.org

 



Lend360
October 5 – 7
Chicago Marriott Magnificent Mile
Chicago, Illinois

Attendee Registration Rate
$2,400

Lenders/Venders/Investors
Agenda
http://www.lend360.org/

List of Exhibitors
http://www.lend360.org/exhibitors/



October 6-8, 2016
NEFA 2016 Funding Symposium
Radisson Blu Mall of America
Minnesota

Bonus Workshop, October 6, 10:00am to 3pm
Funding Symposium Led by Scott Wheeler, CLFP
Free: $750 Values
http://www.nefassociation.org/?page=BonusWorkshop

update:
244 Attendees to Date:
https://eventmobi.com/fundingsymposium2016/attendees/171553

Registration
https://nefassociation.site-ym.com/general/register_member_type.asp?

Information on 2016 Funding Symposium
http://www.nefassociation.org/events/
EventDetails.aspx?id=702539&group
=

The NEFA conference hotel is just five miles from the Minneapolis-Saint Paul International Airport which has direct flights to one hundred and fifty-five other cities and connections to hundreds more. It’s also convenient to both downtown Minneapolis and downtown Saint Paul.

Chairperson for the 2016 Funding Symposium is Jim Peach, CLFP, VP/Sales Manager, Stearns Bank, in Albany, Minnesota. Working with a dedicated team of volunteers, the Chairperson pulls together the educational lineup of the conference.

Said Jim Peach, “we get great feedback from the attendees following each NEFA conference and we’ve used that to focus our educational sessions on things that are both timely and important to NEFA Members.”

  


For more information, visit: www.NEFAssociation.org 
or call: 847-380-5050.


 

October 23 -25th
2016  55th Annual Conference
Palm Desert Springs
Palm Desert, California

Attendance: 829 (09/22/16)
 http://www.elfaonline.org/events/2016/ac/attend.cfm

17 timely sessions have been included on the agenda for the ELFA Annual Convention, scheduled October 23-25, 2016 at the JW Marriott Desert Springs in Palm Desert, CA. Topics are wide ranging, which should provide something of interest to everyone. For a complete review of the breakout sessions, please go here: http://www.elfaonline.org/events/2016/AC/sched.cfm

The Annual Convention is also host to 25 companies who will be exhibiting this year. More are expected to participate. For a complete list of the exhibiting companies, please go here:http://www.elfaonline.org/events/2016/AC/exhib.cfm

More Information plus Register
http://www.elfaonline.org/events/2016/ac/reg.cfm 

Monday, October 10, 2016
Last day for mail-in and online registrations. After this date registrations can be made on-site. Please note: There are no refunds of registration fees after this date.

Keynote speaker Joe Scarborough will provide timely analysis 
and insight into the upcoming presidential and congressional elections.

  








Money20/20
October 23 – 26
Las Vegas, Nevada
(85% of exhibit space/sponsorship booked)

http://www.money2020.com/

October 24-26, 2016
100th Anniversary Annual Meeting
American Financial Services Association
The Breakers Palm Beach
Palm Beach, Florida

Join us for the latest on the political landscape, compliance and regulatory challenges, business trends, and enjoy plenty of networking opportunities.

Sessions will cover the overall industry challenges as well as operational issues relevant to specific market sectors. The final day of the meeting - called Spotlight Compliance - will shine light on the ever changing legal, regulatory and compliance realms that are so important in today's financial businesses.

 AFSA’s 350 members include consumer and commercial finance companies, vehicle finance/leasing companies, mortgage lenders, credit card issuers, industrial banks and industry suppliers. The association was founded in 1916 as the American Association of Small Loan Brokers. The group formed to promote state laws that would make small loans more readily available to average Americans, who had few options at the time to receive small personal loans.

info@afsamail.org


 

November 11-12, 2016
2016 Western Regional Meeting
Doubletree by Hilton Hotel Anaheim-Orange County
Orange, CA

 Join Us in California for the Western Regional Meeting to Fine Tune
Your Skills and Revisit the California Lenders Law!

Join Ken Greene, Esq. and Jaime Kaneshina, CLFP, BPB
as they revisit the California Lenders Law
and discuss the following topics:

1. Updates to the Application Process
2. DBO Email
3. Doing business with banks and other exempt institutions
4. Annual Reports
5. Audits            
For More Information, please click here

 


[headlines]
--------------------------------------------------------------

##### Press Release ############################

Equipment and Finance Industry September Confidence Eases
Reports Equipment Leasing & Finance Foundation

Washington, DC, –- The Equipment Leasing & Finance Foundation (the Foundation) released the September 2016 Monthly Confidence Index for the Equipment Finance Industry (MCI-EFI.)  Overall, confidence in the equipment finance market is 53.8, a decrease from the August index of 54.8 as equipment finance executives cite customers’ concerns over the November election.

When asked about the outlook for the future, MCI-EFI survey respondent Thomas Jaschik, President, BB&T Equipment Finance, said, “It appears U.S. companies have put their plans for growth on hold pending the outcome of the presidential election. Capital investment levels continue at diminished levels. As such, the equipment finance industry will experience a reduction in new business volumes as compared to the last several years.” 

September 2016 Survey Results
:
The overall MCI-EFI is 53.8, a decrease from the August index of 54.8.

•   When asked to assess their business conditions over the next four months, 18.8% of executives responding said they believe business conditions will improve over the next four months, an increase from 10.0% in August.  62.5% of respondents believe business conditions will remain the same over the next four months, a decrease from 80.0% in August.  18.8% believe business conditions will worsen, an increase from 10.0% the previous month.

•   28.1% of survey respondents believe demand for leases and loans to fund capital expenditures (capex) will increase over the next four months, an increase from 13.3% in August.  53.1% believe demand will “remain the same” during the same four-month time period, down from 70.0% the previous month.  18.8% believe demand will decline, an increase from 16.7% who believed so in August.

•   None of the respondents expect more access to capital to fund equipment acquisitions over the next four months, a decrease from 13.3% in August.  96.9% of executives indicate they expect the “same” access to capital to fund business, an increase from 80.0% the previous month.  3.1% expect “less” access to capital, a decrease from 6.7% last month.

•   When asked, 21.9% of the executives report they expect to hire more employees over the next four months, a decrease from 40.0% in August.  71.9% expect no change in headcount over the next four months, an increase from 50.0% last month.  6.3% expect to hire fewer employees, down from 10.0% in August.

•   None of the leadership evaluate the current U.S. economy as “excellent,” unchanged from last month.  100.0% of the leadership evaluate the current U.S. economy as “fair,” an increase from 90.0% last month. None evaluate it as “poor,” a decrease from 10.0% in August.

•   6.3% of the survey respondents believe that U.S. economic conditions will get “better” over the next six months, an increase from none in August.  75.0% of survey respondents indicate they believe the U.S. economy will “stay the same” over the next six months, a decrease from 96.7% the previous month. 18.8% believe economic conditions in the U.S. will worsen over the next six months, an increase from 3.3% who believed so last month.

•   In September, 40.6% of respondents indicate they believe their company will increase spending on business development activities during the next six months, relatively unchanged from 40.0% in August.  53.1% believe there will be “no change” in business development spending, a decrease from 60.0% the previous month.  6.3% believe there will be a decrease in spending, an increase from none who believed so last month.

September 2016 MCI-EFI Survey Comments from Industry Executive Leadership:

Independent, Small Ticket
“The industry remains strong and dynamic. My concerns in the near team are for inconsistent demand levels in the small ticket marketplace caused mostly by anxiety about the presidential election, hostile world events, and a somewhat volatile stock market. We have seen many transactions placed “on hold" by small and midsize business owners due to lack of confidence. I would have expected that more than eight years past the ‘Great Recession’ we would not be dealing with a manic equipment acquisition pattern.” Valerie Hayes Jester, President, Brandywine Capital Associates

Bank, Small Ticket
“Financial stress increasing in small business is producing increased delinquency and defaults. The U.S. economy is the best place to be, although under stress.” David Normandin, Managing Director, Commercial Finance Group, Banc of California

Bank, Middle Ticket
“Is it good or is it bad? I think neither. In general the industry is motoring along at a steady pace. Industries needing capital for expansion are few and most users of equipment financing are purchasing for replacement or efficiency reasons. Economic and political uncertainties are factors that will take months to understand, thus continuing to suppress capital spending.” Harry Kaplun, President, Specialty Finance, Frost Bank 

Independent, Middle Ticket

“There seems to be a slowdown of equipment acquisitions in the smaller ticket market place, especially in truck transportation, both Class 8 and some medium duty. Not sure if it is temporary or a precursor of something else.” William H. Besgen, Senior Advisor, Vice Chairman Emeritus, Hitachi Capital America Corp.

Bank, Large Ticket
“I am concerned about how companies are responding to the election cycle. A rate increase could have a negative impact on exchange rates, which will impact those clients exporting.” Thomas Partridge, President, Fifth Third Equipment Finance

### Press Release ############################


(Leasing News provides this ad as a trade for appraisals
and equipment valuations provided by Ed Castagna)


[headlines]
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Fernando's View
By Fernando F. Croce

A pair of very different true-story dramas (“Sully,” “Snowden”) come to theaters, while DVD releases include delicious comedy (“Love & Friendship”), a fascinating documentary (“De Palma”), and a devastating classic (“The Story of the Last Chrysanthemum”).

In Theaters:


Sully (Warner Bros.): The hardships of heroism are a constant theme in Clint Eastwood’s films as a director, a theme crystallized in this poignant dramatization of the true-life 2009 ordeal that made Capt. Chesley “Sully” Sullenberger a national figure. Plagued with problems that threaten to bring down his plane, Sully (played by Tom Hanks with splendid gravity and humbleness) manages to exhibit grace under pressure and makes a successful emergency landing in New York’s Hudson River. Heralded as a hero and thrust into the national spotlight, he sees his career and private life affected by his newfound fame. Using his trademark spare and eloquent cinematic technique, Eastwood crafts a profoundly moving portrait of professionalism that, with the help of Hanks’ performance, cuts right through the complacent pitfalls of biopics to get to the protagonist’s human fragility.


Snowden (Open Road Films): Never one to shy away from tackling a hot-button subject, Oliver Stone (“Born on the Fourth of July”) directs this engrossing account of controversial CIA whistle-blower Edward Snowden. Structured as a secretive interview given by Snowden (portrayed by Joseph Gordon-Levitt), the story follows his beginnings in the military and at the National Security Agency, where his prodigious cyber-talent is plugged right into the post-9/11 world of global surveillance. The more he finds out about the government’s questionable use of new technology, however, the more disillusioned he becomes. When the time comes for him to take a stand, it’s a decision that might endanger his life with his girlfriend Lindsay (Shailene Woodley). No matter where viewers stand on Snowden’s actions, Stone’s film remains a robust and informative entertainment.

Netflix Tip: Best-known for his recurring role on the TV series “Law & Order,” Steven Hill (1922-2016) was a durable actor who for decades lend his roles a rock-solid sense of emotional urgency. So check out some of his best films, which include “A Child Is Waiting” (1963), “The Slender Thread” (1964), “Yentl” (1983), “Legal Eagles” (1986) and “The Firm” (1993).

On DVD:

Love & Friendship (Sony): Writer-director Whit Stillman ("Metropolitan," "Damsels in Distress") has long displayed an affinity with Jane Austen's gentle yet sharp character studies, so it's no surprise to see him adapt the British author for the big screen in this warm and delectable comedy of manners. Based on Austen's novel "Lady Susan" and set in the late 18th-century, the story follows recently widowed Lady Susan Vernon (Kate Beckinsale), navigating high society with her daughter (Morfydd Clark) while seeking a new husband. Setting her sights on the prestigious if oblivious Reginald DeCourcy (Xavier Samuel), Lady Susan employs a series of devious tactics, leading to seduction as well as heartbreak. With a wondrously deft touch and a supporting cast that includes Chloë Sevigny and Stephen Fry, Stillman gives Austen the impeccable style she deserves.


De Palma (Lions Gate): From his beginnings as an underground upstart to his peak as a Hitchcockian engineer of gleeful suspense, veteran director Brian De Palma has amassed an amazingly rich and varied career. So he's fully deserving of the spotlight in this engaging documentary by Noah Baumbach ("Mistress America"), which spans several decades as the filmmaker looks back at every single one of his films. De Palma's early years as a political shake-up artist in "Greetings" and "Hi, Mom!" are covered, along with such breakout hits as "Carrie" and "Dressed to Kill," which put him on the 1970s map of young auteurs alongside Spielberg and Scorsese. Discussing his successes, failures and cult favorites, De Palma exudes honesty, wisdom and mischievous humor. Brimming with clips and anecdotes, this documentary is a first-rate look at a great director's life and art.



The Story of the Last Chrysanthemum (Criterion): Hailed by many critics as the greatest of all Japanese filmmakers, Kenji Mizoguchi applied a highly developed cinematic style to stories of tragic love and strife. This powerful 1939 drama is a beautiful example of his bold vision, using the theatrical world of Kabuki to follow a couple’s emotional and class struggles. Set in the 19th-century, the story centers on the love between Kiku (Shotaro Hanayagi), a pampered Tokyo stage actor, and Otoku (Kakuro Mori), a servant who dares to prick his protective bubble and tell him about his shortcomings. Following his family’s disapproval, they travel to Osaka, where their closeness is threatened by Kiku’s nostalgia for the stage. Featuring Mizoguchi’s patented complex camera movements and piercing human insight, this classic’s arrival on DVD is cause for celebration. With subtitles.

 

[headlines]
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Boxer/Terrier Mix
Richmond, Indiana  Adopt-a-Dog


Pet ID #:    D2016491
Bertie
Adoption Fee: $95

To adopt go to www.helptheanimalsinc.com and submit an application. Hey Ya All, they call me Bertie around these parts. I been through a rough patch but I know the sun is shinin just around the corner. I aint too fussy bout my new home. I just gotta have me a furrever friend. Why together we could have more fun than a tornado in a trailer park. I am a youngin, bout a year or so. My bail here is $95. This includes my fixin and shots. I ain't got no fleas or worms neither.

To adopt one of our animals, please visit our shelter, open Tuesday-Saturday from Noon-5pm.

You may also submit an application online from our website at http://www.HelpTheAnimalsINC.com or our Facebook page at http://www.facebook.com/HelpTheAnimalsInc

Help the Animals Inc.
2101 West Main Street
Richmond, IN 47374-5011
(765) 962-6811
HelpTheAnimalsInc@comcast.net
http://www.HelpTheAnimalsInc.com

HOURS
Open:
Tuesday through Saturday
12:00 PM to 5:00 PM
Closed:
Sunday & Monday
Appointments for other hours available upon request

http://www.adoptapet.com/

[headlines]
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News Briefs---

Claims for unemployment aid drop
    to lowest level in months
http://nypost.com/2016/09/22/claims-for-unemployment-aid-drop-to-lowest-level-in-months/

The Samsung Galaxy Note 7 is officially back on sale
   500,000 Safe Phones Available
http://www.businessinsider.com/the-samsung-galaxy-note-7-back-on-sale-2016-9


[headlines]

--------------------------------------------------------------


--You May Have Missed It

Famous Attorney Joe Cotchett Sues Wells Fargo
  for Creation of Over 2 Million Phony Accounts
http://www.cpmlegal.com/news-Lawsuit-Filed-Against-Wells-Fargo-Executives-And-Board-Members-For-Creation-Of-Over-2-Million-Phony-Accounts-Which-Defrauded-Consumers.html


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Baseball Poem

If I were the teacher


If I were the teacher
My students would confirm
I spend all day talking about
Important things to learn:

Math
    Statistics, Batting Averages and
    the confusing ERA.

History
    Who invented baseball?
    Was it really Doubleday?

Biology
    How does photosynthesis affect
    the left field grass.

Spelling
    "Nite Game" is
    close enough to pass.

English
    Never say, he slided";
    Always say, "he slid."

Geography
    Which country has a ballpark
    next to a pyramid?

If I were the teacher
My students would confirm
They spend all day hearing about
Important things to learn.

 

Written by Dan Zamudio,
“Catcher in the Wry,” baseball poems,
published by McFarland & Company

 

(with permission of the author from his book:
“Touching All the Bases”
Poems from Baseball available from Amazon 
or direct from the publisher at: www.mcfarlandpub.com

 


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Sports Briefs----

The Patriots Are Still the Patriots,
No Matter How Many Options You Take Away
https://theringer.com/the-patriots-are-still-the-patriots-no-matter-how-many-options-you-take-away-80b4a449240e

Carolina Panthers will play Sunday's game
    at home amid Charlotte protests
http://www.usatoday.com/story/sports/nfl/panthers/2016/09/22/charlotte-protests-carolina-panthers-nfl-game-schedule/90831090/

L.A. Rams Owe Season Tickets Despite Move
http://www.courthousenews.com/2016/09/22/l-a-rams-owe-season-tickets-despite-move.htm

Colin Kaepernick set to appear on the cover of Time magazine
http://www.espn.com/blog/san-francisco-49ers/post/_/id/19783/colin-kaepernick-set-to-appear-on-the-cover-of-time-magazine

The 15 Best-Selling NFL Jerseys of the 2016 Season
http://www.businessinsider.com/best-selling-nfl-jerseys-2016-8

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California Nuts Briefs---

Benicia Nixes Valero Plan to Run Crude Oil Trains
  through  Sacramento, Davis, Roseville
http://www.sacbee.com/news/local/article103108307.html

 


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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Wine Distributor Mel Dick Wins Wine Spectator's
    2016 Distinguished Service Award
http://www.winespectator.com/webfeature/show?id=53786

Napa’s Copia will reopen as CIA culinary campus
http://www.mercurynews.com/2016/09/21/napas-copia-will-reopen-as-cia-culinary-campus/

ABQ's biggest winery debuting Santa Fe tasting room (Slideshow)
http://www.bizjournals.com/albuquerque/news/2016/09/22/gruet-winery-debuting-santa-fe-tasting-room.html

Winejobs.com Summit Focuses on Retention,
    not Recruiting
http://www.winesandvines.com/template.cfm?section=news&content=174828

Brad Pitt and Jolie split puts Miraval rosé future in doubt
http://www.decanter.com/wine-news/brad-pitt-jolie-divorce-miraval-rose-331432/


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----------------------------------------------------------------

This Day in American History

  

    1595 - Spain launched an intensive missionary campaign in the American Southeast. During the next two years, about 1,500 Indians were converted to the Catholic faith.
    1642 – The first commencement exercises for Harvard College.
    1779 - John Paul Jones, commanding the “Bonhomme Richard,” defeated and captured the “Serapis,” a British man-of-war commanded by Capt. Richard Pearson. It was during the engagement that Jones, when asked if he had struck his colors, (surrendered), replied, “I have not yet begun to fight”. After three hours of brutal fighting, Pearson surrendered to Jones. The Americans transferred the Serapis from their own ship, which sank a day later.
    1780 - British spy John Andre was captured along with papers revealing Benedict Arnold's plot to surrender West Point to the British.
    1800 - Birthday of William Homes McGuffy (1800-73) at Washington County, PA.  American educator and author of the famous, “McGuffey Readers.”
    1806 - Lewis & Clark return to St Louis from the Pacific Northwest
    1815 - The Great September Gale moved through New England on a path similar but just east of the Great 1938 Hurricane. The storm made landfall on Long Island and again at Old Saybrook, CT. Extensive structural damage was done. Providence, RI was flooded and 6 people were killed. This hurricane is rivaled only by the 1938 hurricane in New England History.
    1838 - Birthday of Victoria Chaflin Woodhull (1838-1927) at Homer, OH. American feminist, reformer and first female candidate for the presidency of the US.
    1845 - The Knickerbocker Club of New York was officially organized by Alexander Joy Cartwright, the man who laid out the diamond-shaped baseball field and gave the game its modern form. Duncan F. Curry was the club's first president. The club played its first game in June, 1846, losing 23-1. A previous team that played an earlier form of baseball was the Olympic Club of Philadelphia, PA, which played “cat ball,” also known as town ball, from July 4, 1833 to 1860, when they changed to standard baseball. Town ball, a game similar to the British game of rounders, was the immediate forerunner of regular baseball in the United States.
      1862 - Lincoln's Emancipation Proclamation was published in Northern newspapers. It declared that “all persons held as Slaves” in all the Confederate states, excepting a number of counties under federal control, were considered “forever free.” It also enjoined members of the federal armed forces from returning fugitive slaves to their owners. The Emancipation Proclamation in its final form was signed on January 1, 1863.
    1863 - Birthday of Mary Church Terrell (1863-1954), Memphis, TN.  Educator, political activist, and first President of the National Association of Colored Women.
http://memory.loc.gov/ammem/today/sep23.html
    1867 - Birthday of John Lomax (1867-1948), Goodman, MS.  American folk-song collector and founder of the American Folklore Society at the Library of Congress
    1879 - Richard S. Rhodes of River Park, IL, received a patent for the Audiphone, a hearing aid other than ear trumpets. It was a fanlike device held against the teeth.
    1905 – Detroit Tigers rookie, Ty Cobb, hit the first HR of his career, an inside-the-park homer against Washington.
    1907 - Birthday of piano player Albert Ammons (d. 1949), Chicago, IL
    1908 - In the decisive game between the Chicago Cubs and the New York Giants, the National League pennant race erupted in controversy during the bottom of the ninth with the score tied 1—1, at the Polo Grounds, New York, NY. New York was at bat with two men on. The batter hit safely to center field, scoring the winning run. Chicago claimed that the runner on first, Fred Merkle, seeing the winning run scored, headed toward the dugout without advancing to second base.  The Chicago second baseman, Johnny Evers, attempted to get the ball and tag Merkle out, but was prevented by the fans streaming onto the field. Days later, Harry C. Pulliam, head of the National Commission of Organized Baseball, decided to call the game a tie. The teams were forced to play a post-season playoff game which the Cubs won 4—2. Fans invented the terms “boner” and “bonehead” in reference to the play and it has gone down in baseball history as “Merkle's Boner.  Lost in all this was the matchup of two of the game’s greatest pitchers:  the Giants’ Christy Mathewson and the Cubs’ Three-Finger Brown.    
    1926 - Birthday of Tenor Saxophone player John Coltrane (d. 1967), Hamlet, NC.
    1926 – Gene Tunney beat Jack Dempsey in 10 rounds in Philadelphia for the heavyweight boxing title.
    1928 - Birthday of Tenor-composer Frank Foster (d. 2011), Cincinnati, Ohio.  Foster collaborated frequently with Count Basie, wrote “Shiny Stockings” and “Blues Backstage,” and worked as a bandleader from the early 1950s.
    1930 - Birthday of singer/piano player Ray Charles Robinson (d. 2004), Albany, GA.  He pioneered the genre of soul music during the 1950s when he recorded for Atlantic Records.  He also contributed to the integration of country, rhythm and blues and pop music during the 1960s with his crossover success on ABC Records, most notably with his two “Modern Sounds” albums.  While he was with ABC, Charles became one of the first African-American musicians to be granted artistic control by a mainstream record company.  Charles cited Nat King Cole as a primary influence, but his music was also influenced by country, jazz, blues, and rhythm and blues artists of the day.  In the late forties, he became friends with Quincy Jones, to whom he learned the ropes of arranging jazz music. Their friendship would last till the end.  Frank Sinatra called him "the only true genius in show business." In 2004, Rolling Stone ranked Charles at number ten on their list of the "100 Greatest Artists of All Time," and number two on their November 2008 list of the "100 Greatest Singers of All Time."  Billy Joel observed: "This may sound like sacrilege, but I think Ray Charles was more important than Elvis."
http://www.history-of-rock.com/ray_charles.htm
    1935 - Birthday of jazz piano/organ player Les McCann, Lexington, KY.
He was very popular in the late 1950's and early 1960's, and my friends and I saw him often in jazz clubs in Hollywood. My trumpet friend Warren Luening could listen once and play his music with solos on the piano the next day. I remember it added to our enthusiasm to go see him and Mose Allison more often.
http://www.lesmccann-officialwebsite.com/biography.html
    1939 - Jan Savitt records “720 in the Books” (Decca 2771).
    1942 - SLATON, JAMES D., Medal of Honor
Rank and organization: Corporal, U.S. Army, 157th Infantry, 45th Infantry Division. Place and date: Near Oliveto, Italy, 23 September 1943. Entered service at: Gulfport, Miss. Born: 2 April 1912, Laurel, Miss G.O. No.: 44, 30 May 1944. Citation: For conspicuous gallantry and intrepidity at the risk of life above and beyond the call of duty in action with the enemy in the vicinity of Oliveto, Italy, on 23 September 1943. Cpl. Slaton was lead scout of an infantry squad which had been committed to a flank to knock out enemy resistance which had succeeded in pinning 2 attacking platoons to the ground. Working ahead of his squad, Cpl. Slaton crept upon an enemy machinegun nest and, assaulting it with his bayonet, succeeded in killing the gunner. When his bayonet stuck, he detached it from the rifle and killed another gunner with rifle fire. At that time he was fired upon by a machinegun to his immediate left. Cpl. Slaton then moved over open ground under constant fire to within throwing distance, and on his second try scored a direct hit on the second enemy machinegun nest, killing 2 enemy gunners. At that time a third machinegun fired on him 100 yards to his front, and Cpl. Slaton killed both of these enemy gunners with rifle fire. As a result of Cpl. Slaton's heroic action in immobilizing 3 enemy machinegun nests with bayonet, grenade, and rifle fire, the 2 rifle platoons who were receiving heavy casualties from enemy fire were enabled to withdraw to covered positions and again take the initiative. Cpl. Slaton withdrew under mortar fire on order of his platoon leader at dusk that evening. The heroic actions of Cpl. Slaton were far above and beyond the call of duty and are worthy of emulation.
    1943 - Birthday of singer Julio Iglesias, Madrid, Spain.  He alternated playing professional football with studying law at the CEU San Pablo University in Madrid. In the earliest years of his young adulthood, he was a goalkeeper for Real Madrid Castilla. His professional football career ended when he had a serious car accident, due to which he was unable to walk for two years.  His recording career has easily eclipsed these early endeavors.
    1943 - Birthday of Martin Edward “Marty” Schottenheimer, football coach and former player, born Canonsburg, PA.
    1946 - Al Couture recorded the quickest knockout in boxing history, flooring Ralph Walton with only half a second gone in the first round. Couture threw the knockout punch while Walton was still sitting in his corner adjusting his mouthpiece.
    1949 - Top Hits
“You're Breaking My Heart” - Vic Damone
“Let's Take an Old Fashioned Walk” - Perry Como
“Someday” - Vaughn Monroe
“Slipping Around” - Ernest Tubb
    1949 - Birthday of singer/songwriter Bruce Springsteen, Long Branch, NJ. “The Boss” was lead singer of The Castilles, then the E-Street Band: “Born in the U.S.A.,” “Born to Run,” “Hungry Heart,” “Dancing in the Dark,” “Cover Me,” “I'm on Fire,” “Glory Days,” “My Hometown,” “War;” songwriter: “Blinded by the Light” [Manfred Mann's Earth Band], “Fire” [The Pointer Sisters].  Inducted into the Rock and Roll Hall of Fame and the Songwriters Hall of Fame in 1999.
    1952 - Rocky Marciano became the world heavyweight boxing champion by knocking out Jersey Joe Walcott in the 13th round in Philadelphia PA. It was Rocky's 43rd consecutive victory. He is the only heavyweight boxing champ to go undefeated, with a pro record of 49 bouts and 49 victories, including 43 by knockout.  This was the first Pay Television for sporting events, coast to coast, in 49 theatres in 31 cities.
    1952 - The first use of television in a national campaign occurred when Vice-Presidential candidate Richard M. Nixon gave his famous “Checkers Speech.” Nixon was found “clean as a hound's tooth” in connection with a private fund for political expenses, and he declared he would never give back the cocker spaniel dog, Checkers, which had been a gift to his daughters. Other dogs prominent in American politics: Abraham Lincoln's dog, Fido; Franklin D. Roosevelt's much-traveled terrier, Fala; Harry S. Truman's dogs, Mike and Feller; Dwight D. Eisenhower's dog, Heidi; Lyndon Johnson's beagles, Him and Her; Ronald Reagan's dogs, Lucky and Rex; and George Bush's dog, Millie.
    1955 - The first world heavyweight boxing champion to retire undefeated was Rocky Marciano, who won all his 49 professional bouts, notably the heavyweight championship in Philadelphia, PA. Marciano retired following the sixth defense of his heavyweight title, in which he knocked out Archie Moore at Yankee Stadium on September 21, 1955.
    1957 - Nine black students at Little Rock Central High School in Arkansas are forced to withdraw because a white mob had formed outside. The following day racial violence in Little Rock prompted Pres. Eisenhower to send a force of some 1000 U.S. Army paratroopers to enforce the desegregation of Central High School. The President said that violence had caused the removal of nine black students in the newly integrated school. The students eventually entered the guarded school on September 25.
    1957 - Top Hits
“Tammy” - Debbie Reynolds
“Diana” - Paul Anka
“Mr. Lee” - The Bobbettes
“My Shoes Keep Walking Back to You” - Ray Price
    1957 - Buddy Holly and The Crickets scored their only number one hit with their first Billboard chart maker, "That'll Be the Day," issued today. Holly would later reach the Top Ten with "Peggy Sue" and "Oh, Boy!" and crack the Top 20 with "Maybe Baby" and "It Doesn't Matter Anymore."
    1962 - Maury Wills of the Los Angeles Dodgers stole his 96th and 97th bases of the season to tie and then broke Ty Cobb's record for most stolen bases in a season, set in 1915. Wills finished the year with 104 stolen bases and won the National League’s Most Valuable Player award.
    1962 - “The Jetsons” premiered on television. “Meet George Jetson, His boy Elroy, Daughter Judy, Jane his wife...” These words introduced us to the Jetsons, a cartoon family living in the twenty-first century, The Flintstones of the Space Age. We followed the exploits of George and his family, as well as his work relationship with his greedy, ruthless boss Cosmo Spacely.   And who can forget Astro, the family dog. New episodes were created in 1985, which also introduced a new pet, Orbit.
    1965 - Top Hits
“Help!” - The Beatles
“Eve of Destruction” - Barry McGuire
“You Were on My Mind” - We Five
“Is It Really Over?” - Jim Reeves
    1967 - The Box Tops from Memphis hit #1 with "The Letter." Though the song was #1 for four weeks and remained on the charts for 13 weeks. The Box Tops reorganized right after that first hit and never made it to #1 again.
    1967 - The song "To Sir with Love" by Lulu, from the film of the same name, entered the Billboard Hot 100, where it eventually reached #1.
    1970 - The first New York City Marathon was held. Queens fireman Gary Muhrcke won the race, which consisted of four laps around Central Park. The course was later changed to run from Staten Island to Central Park.
    1972 - It was announced that for the first time in U.S. history, the birth rate dropped to 2.1 children per family.
    1972 - "Baby Don't Get Hooked on Me" by Mac Davis topped the charts and stayed there for 3 weeks.
    1973 - Top Hits
“Let's Get It On” - Marvin Gaye
“We're an American Band” - Grand Funk
“Loves Me like a Rock” - Paul Simon
“You've Never Been This Far Before” - Conway Twitty
    1975 - Hurricane Eloise made landfall between Fort Walton Beach and Panama City, FL with sustained winds of 125 mph and a peak gust of 155 mph. This was the first direct hit by a storm in that area this century. Tides were 12 to 16 feet above normal. A total of 21 people were killed and damages mounted to $490 million. The remains of Hurricane Eloise merged with a stationary front over New York, Pennsylvania and Maryland producing major flooding.
    1976 - The first presidential election debate between an incumbent president a challenger to be televised as three networks pooled their efforts to telecast a debate between President Gerald Rudolph Ford, a Republican, and Jimmy Carter, the Democratic candidate, at the Walnut Street Theatre, Philadelphia, PA. The debate, limited to domestic issues, was sponsored by the League of Women Voters. A second debate took place on October 6, 1976 from the Palace of Fine Arts Theatre, San Francisco, CA. A third was held at Phi Beta Kappa Hall on the campus of the College of William and Mary, Williamsburg, VA. Each confrontation was 90 minutes long.
    1981 - Top Hits 
“Endless Love” - Diana Ross & Lionel Richie
“Queen of Hearts” - Juice Newton
“Stop Draggin' My Heart Around” - Stevie Nicks with Tom Petty & The Heartbreakers
“You Don't Know Me” - Mickey Gilley
    1983 - The earliest report of measurable snow at Snowshoe, WV.
    1983 – The Phillies’ Steve Carlton became the 16th 300-game winner in MLB history, defeating the team that traded him to Philadelphia, the St. Louis Cardinals.  Lefty finished with a 326-244 record, 11th highest win total in history, and four Cy Young Awards.
    1984 - San Francisco SF 49er QB Joe Montana misses his 1st start in 49 games.
    1984 – Manager Sparky Anderson became the first manager in Major League history to win 100 games in each league.  Anderson managed the Cincinnati Reds (1970-78) and the Detroit Tigers (1979-95), winning three World Series championships.  His 2,194 career wins are the 6th most for a manager in Major League history. He was named American League Manager of the Year in 1984 and 1987. Anderson was elected to the Baseball Hall of Fame in 2000.
    1986 - NBC-TV won the ratings race for the 52-week season (1985-1986). "The Cosby Show" and "Family Ties" rated #1 and #2 respectively that year. NBC repeated the feat the following year and "The Cosby Show" remained number one through the 1989-1990 season.
    1988 - Jose Canseco of the Oakland A''s became the first player ever to hit 40 home runs and steal 40 bases in the same season. In a game against the Milwaukee Brewers, he hit his 41st homer of the season and stole two bases, #s 39 and 40. The A's won, 9-8, in 14 innings.
    1989 - "Girl I'm Gonna Miss You" by Milli Vanilli topped the charts and stayed there for 2 weeks.
    1989 - Top Hits
“Girl I'm Gonna Miss You” - Milli Vanilli
“Heaven” - Warrant
“If I Could Turn Back Time” - Cher
“Above and Beyond” - Rodney Crowell
    1990 - PBS begins an 11 hour miniseries on The Civil War.
    1992 - 20-year-old Manon Rheaume became the first woman to play in an NHL game when the Tampa Bay Lightning took on the St. Louis Blues in an exhibition. Rheaume led the Lightning onto the ice, made seven saves in one period of action and left with the game tied, 2-2.
    1996 - Montreal Expos outfielder Moises Alou flied out to right field against the Atlanta Braves to make the final out in the final regular season game ever played at Atlanta-Fulton County Stadium. The Braves won, 3-1. Alou's out completed an unusual family coincidence. In the first game played at the same park on April 12, 1966, Moises’ uncle, Matty Alou, was the first batter for the visiting Pittsburgh Pirates. His father, Felipe Alou, was the Brave's first batter. Pittsburgh won that game, 3-2, in 13 innings.
    2001 - Hitting his 66th round tripper off rookie Jason Middlebrow, Barry Bonds ties Sammy Sosa for the second-most home runs in a season. The Giants' left fielder also sets a Major League record with 34 road homers passing Babe Ruth (1927) and Mark McGwire (1998), who both had 32 dingers away from home.
    2001 - Hitting #'s 56, 57, and 58 off Astros' rookie Tim Redding, Sammy Sosa sets a Major League record with his third three-homer game of the season. Sammy also accomplished the feat against August 9 (Rockies) and August 22 (Brewers).
    2001 – The Texas Rangers’ SS Alex Rodriguez’ 48th home run breaks Ernie Banks' Major League record for most in a season by a shortstop which 'Mr. Cub' established in 1957. The homer also tied A-Rod with Frank Howard (1969 as a Senator) for the franchise record for home runs in a season.  The Senators moved to Texas in 1961.
    2001 - By saving New York's 5-4, 10-inning win over the Orioles at Camden Yards, Yankee closer Marino Rivera establishes a franchise single-season record with his 47th save. The previous record was held by Dave Righetti who has 46 saves in 1986.
    2002 - In the last public event in 32-year old Cinergy Field, over 40,000 fans attend a softball game featuring Reds greats of the 'Big Red Machine' against an all-star team of players made up from the same era. Because the game is not affiliated with Major League Baseball, Pete Rose is allowed to play and he receives a tremendous ovation from the Cincinnati fans.
    2002 - The first public version of the web browser Mozilla Firefox ("Phoenix 0.1") is released.
    2012 - Four genetically different types of breast cancer are identified by researchers; the study, part of the Cancer Genome Atlas, will help scientists understand how to cure breast cancer in the future.
    2014 - Sulaiman Abu Ghayth, son-in-law of Osama bin Laden, was sentenced in the U.S. to life in prison for providing support to al-Qaeda after the 9/11 attacks.  Abu Ghayth commented that hundreds of young Muslims would rise up as a result of his imprisonment.

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SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

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