| 
 
          
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                 Interviewing Leasing Professionals With Proven Track Record and Established Book of Business.  Envision Provides: 1) Established Funding Sources, 2) Fun Working Environment, 3) Full Benefits (Health Insurance, 401k), 4) Aggressive Commission Structure. Resumes To: careers@envisioncapitalgroup.com, Contact: Jeff Edwards (949) 225-1712
  Envision Capital Group is dedicated to providing the best in class products and service to our employers, customers, vendors and partners in the small and middle ticket commercial finance industry.  With over 50 years of combined experience we have the knowledge, skills, abilities and relationships to help you reach your goals.  |  
 Wednesday, May 26, 2010  (photo from 1961)
 
 
        
          | Actor  James Arness (born James Aurness) May 26, 1923, Minneapolis,  Minnesota. Best known as Marshal Matt Dillon on Gunsmoke, a top TV  show for 20 years (617 episodes, 1955-1975). He also was a hit in  several other TV shows and series," "How the West Was Won"  and "McClain's Law". He also received three Bronze service  stars, Purple Heart. In our neighborhood in the Pacific Palisades,  CA, he drove my brother and I to junior high school and University  High School almost every school day in his station wagon on his way  to work down Sunset Boulevard. I think he felt sorry for the two of  us standing at the bus stop, but also my brother was six-five, and  Arness six-seven, so he may have had some connection due to also how  tall my brother was. My father also wrote some "Gunsmoke"  TV shows. Arness used to  race down Sunset Blvd. and the times we were pulled over, he  never got a ticket when the policeman saw who was the  driver.http://www.jamesarness.com/
 |  Headlines---
   Complaint  re: Merrimac has been resolvedClassified  Ads---Operations
 Readers  and Statistics Show Leasing Business Up
 Classified  Ads---Help Wanted
 Minnwest  sues Allied for $2 million
 Dash  in Dragonboat Race
 Sales  makes it Happen---by Odds and Ends
 "Hiring  a New Sales Person, the Interview"
 Halladay  to Respond to FASB Accounting Rules
 FinPac  Announces New Scorecard
 Ponzi  Scheme gets El Segundo Woman Jail Time
 Deerfield  Beach, Florida---Adopt-a-Dog
 News Briefs---
 Consumer  confidence rose in May
 Europe  Pain May Impede U.S. Upturn
 89  deaths may be linked to Toyota, NHTSA says
 Did  Crystal Bowersox KO Lee DeWyze?
 Scherzinger  wins on 'Dancing with the Stars
 You  May have Missed---
 California  Nuts Brief---
 Sports  Briefs---
 "Gimme  that Wine"
 Today's  Top Event in History
 This  Day in American History
 'Lay Lake'
 Poem by Barry S. Marks, Esq.
 SuDoku
 Daily Puzzle
 GasBuddy
 Weather, USA or specific area
 Traffic Live----
 ########  surrounding the article denotes it is a “press release”
    and  was not written by Leasing News nor information verified, but from  the source noted.  When an article is signed by the writer, it is  considered a “by line.”  It reflects the opinion and research of  the writer. It is considered “bias” as it is the writer’s  viewpoint.
 
 
     
 
 [headlines]--------------------------------------------------------------
 
 
        Complaint  re: Merrimac has been resolved
 
  
 “I  am contacting you about Vince Barauskas at Merrimac Capital Services.  Our lease transaction has been completed and Vince has worked well  with myself and the vendors involved in getting this completed. I  understand that Leasing News was going to send out a letter reference  this matter and I want to make sure that it is not negative or puts  Merrimac or Vince in a bad light.  “I  appreciate your assistance in helping me to get in contact with Vince  a couple of months ago, but since that time everything has gone well  with no further issues. I have talked with other entities who have  gone through Merrimac and they all had a good experience with the  company. I believe our issues were isolated and numerous factors  involved created a situation where communication broke down.  “Vince  has not only taken care of the lease and made sure the vendors were  paid, but he also paid the interest that accrued during February,  March and April with no costs to our County.   “Again,  I appreciate your assistance but I see no need in publishing any  negative letters or information about Vince or Merrimac Capital as  our transaction has been completed.  “Thank  you,”  Sheriff  JP Semrad 
 “After  being in the finance industry for over 35+ years, I look forward  towards booking more business as the market seems to be correcting  itself and successfully work with past and future customers along  with our small, medium and large ticket funding sources."  Thank  you Mr.  Vincent Barauskas, managing memberMerrimac  Capital Services, LLC
 11  Liana Street   *   Woburn, MA 01801
 ph:  781-933-1381   *   fax: 1-866-583-6340
 email:  merrimacap@yahoo.com
 
  [headlines]--------------------------------------------------------------
 
 
      [headlines]--------------------------------------------------------------
 
 
        Readers  and Statistics Show Leasing Business Up 
  (Leasing  News Chart) 
 During  May, many independent brokers reporting see more lease applications  that they could take to their bank sources, they told Leasing News.   It seems the pent up demand was seeing a turn  around. The  Equipment Leasing & Finance Foundation monthly confidence for May  was 67.4 from April of 65.4. 
 
 The  Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing  and Finance Index (MLFI-25) reported new business volume for April  grew 15 percent when compared to the same period in 2009.  When  compared to the prior month, the MLFI-25 volume increased by nine  percent, from $4.3 billion to $4.7 billion.  April originations  showed year-over-year growth for the first time since July 2008. 
  click image for larger view
 (ELFA  Chart)
 
 "Delinquencies  improved as well, the report cited” Receivables over 30 days  declined to 3.7 percent, from 4.2 percent in the prior month and 4.0  percent in the year-earlier period.  Charge-offs increased slightly  to 1.6 percent, up from 1.5 percent in the prior month, but improved  over the year-earlier period.  "Credit  approvals remained flat when compared to March data, but, at 68  percent, increased from same period the prior year.  Of participating  organizations, 46 percent reported submitting more transactions for  approval during the month." “April’s  new business volume data is encouraging even though demand is still  soft,” said David Merrill, President, Fifth Third Leasing Company,  located in Cincinnati, OH. 
  David  Merrill, President, Fifth Third Leasing
  “Companies  are still searching for signs of a sustained economic recovery before  they invest heavily in capital equipment, “he said. “When  viewed in conjunction with the continued improvement in charge-off  and delinquency metrics, April’s data provides reason for optimism  that additional growth will occur in the second half of 2010.”  ELFA  President William G. Sutton
 
  “April’s  new business volume is indeed a positive sign that businesses are  starting to invest in capital assets,” said US Navy Rear Admiral  (retired) ELFA President William G. Sutton.  “The April data  support anecdotal evidence from ELFA members that a growth trajectory  is beginning to take shape, as pent-up demand gives way to equipment  acquisition by business, both large and small.” 
  New ELFA President  ExclusiveInterview  by Bernie Boettigheimer, CLP
 http://leasingnews.org/archives/Apr2010/4_30.htm#elfa_interview
 
      [headlines]--------------------------------------------------------------
 
 
        Minnwest  sues Allied for $2 million
 
  
 In  addition to Kingsbridge Holding, LLC, Lake Forrest, Illinois, filing  a suit against Allied Health Care Services, Inc., 89 Main St.,  Orange, New Jersey for $1,051,207.74 plus attorney and court fees.  Minnwest Capital Corporation , Minnetonka, Minnesota,(subsidiary of  Minnwest Bank Metro) has filed a $2,070,690 suit against Allied as  well as the Charles Schwartz, president of the company, as  personal guarantor to the corporation. "...Minnwest  and Allied entered into three supplements to the MLA, under which  Minnwest leased $2 million of equipment to Allied. Specifically, on  or about December 22, 2008, the parties executed the first supplement  to the MLA (the "First Supplement"). (A true and correct  copy of the First Supplement is annexed hereto as Exhibit B.)  Pursuant to the First Supplement, Allied leased 150 LifeCare Products  PLV 102 Home Care Ventilators from Minnwest for a total lease amount  of $750,000, under the terms and conditions set forth therein.10.	Also  on or about December 22, 2008, defendant Schwartz executed an  absolute and unconditional personal Guaranty (the "December 2008  Guaranty") of Allied's obligations under the MLA and all  supplements thereto, including the First Supplement. (A true and  correct copy of Schwartz's December 2008 Guaranty is annexed hereto  as Exhibit C.)
 11.	Then,  on or about January 16, 2009, the parties executed a second  supplement to the MLA (the "Second Supplement"). (A true  and correct copy of the Second Supplement is annexed hereto as  Exhibit D.) Pursuant to the Second Supplement, Allied leased an  additional 150 L LifeCare Products PLV 102 Home Care Ventilators from  Minnwest for a total lease amount of $750,000, under the terms and  conditions set forth therein.
 12.	Also  on or about January 16, 2009, defendant Schwartz executed another  absolute and unconditional personal Guaranty (the "January 2009  Guaranty") of Allied's obligations under the MLA and all  supplements thereto, including the Second Supplement. (A true and  correct copy of Schwartz's January 2009 Guaranty is annexed hereto as  Exhibit E.)
 13.	Finally,  on or about February 5, 2009, the parties executed a third supplement  to the MLA (the "Third Supplement," and, together with the  First and Second Supplements, the "Supplements"). (A true  and correct copy of the Third Supplement is annexed hereto as Exhibit  F.) Pursuant to the Third Supplement, Allied leased an additional 100  LifeCare Products PLV 102 Home Care Ventilators from Minnwest for a  total lease amount of $500,000, under the terms and conditions set  forth therein.
 14.	Also  on or about February 5, 2009, defendant Schwartz executed a third  absolute and unconditional personal Guaranty (the "February 2009  Guaranty," and, together with the December 2008 and January 2009  Guaranties, the "Guaranties") of Allied's obligations under  the MLA and all supplements thereto, including the Third Supplement.  (A true and correct copy of Schwartz's February 2009 Guaranty is  annexed hereto as Exhibit G.)"
 "37.	Accordingly,  Minnwest is entitled to take possession of the equipment it leased to  Allied under the MLA and the Supplements.WHEREFORE,  Minnwest demands judgment on all Counts in favor of it and against  defendants Allied and Schwartz as follows:
 A.	On  Count One, awarding Minnwest actual, compensatory and consequential  damages in an amount to be determined by the trier of fact but in no  event less than $2,070,690;
 B.	On  Count Two, awarding Minnwest actual, compensatory and consequential  damages in an amount to be determined by the trier of fact but in no  event less than $2,070,690;
 C.	On  Count Three, a directive that Allied immediately turn over the leased  equipment to Minnwest, a writ of replevin for possession of the  equipment, and compensatory damages in an amount to be determined by  the trier of fact;
 D.	On  all Counts, awarding Minnwest its attorneys' fees, applicable  interest and costs..."
 Upon  closer inspection of the Kingsbridge Holding invoice, as well as  those in the Minnwest exhibits, and the 2010 invoice in the first  report, all from Donner Medical Equipment. Throughout  the invoices seen, all the "used" or "refurbished"  equipment is the same price ( no sales tax or personal property tax  on this medical equipment in New York and New Jersey by state code), the  invoices do not spell out much information, as units appear to have  different motor sizes and other criteria, this was quite casual,  particularly for a $1 million lease. In  addition to more information not be included, the numbers are not all  put in, but put as 170130-170136,  170319-170329. In  addition for used/refurbished equipment, it would be more common to  have some breaks in the serial numbers due to lost or bad units or  whatever.   In  all the schedules Leasing News saw from leasing companies they were  all in sequence as well as not all spelled out in description and  down in the same manner, not individually,  but yet all in sequence,’ which  is very unusual for “refurbished equipment.” Also only counted  190 units when supposed to be 200.  If wrong, please let me know. The  Kingsbridge 200 units’ serial numbers 153859 through 154184 have a  spread of 325 numbers, not all in sequence, although in groups of  sequence.  
 Kingsbridge  Exhibit “A”
 
 Here  is a count for the Minnwest invoices, unusual for "refurbished"  equipment. Or if “almost new” as claimed to one lessor (“new"  because they were still in the original box, was description to the  lessor, Leasing News was told).  Also note the sequence  of numbers on the 2010 invoice:  
  
 In  each of the invoices there were 50 units, and the numbers in  sequence show how many different serial numbers used, meaning  most were in sequence: 
  
 Minnwest  #1  50 units serial numbers  152079 through 152140 ( 61 numbers for  50 units) Minnwest  #1  50 units serial numbers  151945 through 151999 ( 54 numbers for  50 units) Minnwest  #1  50 units serial numbers  152150 through 152213  (63  numbers used for 50 units)    
 Minnwest  #2   100 units serial numbers  153667 through 153788(121  numbers used for 100 units)
 
 Minnwest  #2     50 units serial numbers  152739 through 152797 (58  numbers for 50 units)
 
  
 Minnwest  #3  100 units  serial numbers  154278 through 154393(115  numbers for 100 units)
 
 MinnWest  did not view the current invoice or Kingsbridge invoice or  vice-versa and were apparently not aware on how many leases that this  procedure was the same.         Note:  Minnwest Bank and Highland Bank have  filed suit against First Premier Capital, after they lost nearly $8  million on deals FPC arranged with Equipment Acquisition Resources  Inc. (EAR), a Palatine, Illinois. Complaints filed against EAR  stating it was a Ponzi scheme of Sheldon Player, convicted in 1986  for running a Ponzi scheme.  This one may involved more money.   Leasing News put out an alert in 2007 on EAR  and Sheldon Player. ----- For  readers who did not see this in “We get eMails” and the response on how  this was brought to Leasing News’ attention:
  
 “First  of all (and I'll say it one more time) my hat is again off to you,  this time for apparently connecting the dots on Allied Health Care  Services.  “As  I mentioned in my earlier note, we were approached to do a lease with  Allied last fall. In spite of several requests for additional  information and for explanations about obvious anomalies, we simply  could not get comfortable with Allied and decided to pass. While we  had a number of unanswered questions, various e-mails to the broker  cited five worth repeating:  “The  company has provided only internally prepared financial statements  and does not have audited financial statements. This is particularly  surprising given the very substantial annual income, net equity, and  total assets indicated in Allied’s internally prepared financials.  A company of this size and with this income level would normally have  transitioned to audited financial statements – for the potential of  reducing its borrowing costs, if for no other reason.  “No  Lessee Website. That Allied has achieved its size and remarkable  growth without having a website is difficult to fathom in today's  business environment.  “Lessee’s  facilities are suspect – location, etc. [Kit: A Google search last  fall brought up the same photo of the same (very “tired”)  building that was in last Friday’s Leasing News.]  “Vendor  on transaction does not have a website either and does not appear to  have any established place of business – other than the residence  of the principal. [Kit: This due diligence step involved a two-minute  search on Google.]  “Allied  was a bit too receptive to ‘C’ credit terms, even though their  financials suggested an ‘A’ credit status.  “The  recurrences of situations such as this never cease to surprise me. If  we all followed fundamental principles of due diligence and paid more  attention to obvious ‘red flags’, lessors and funders in our  industry would not only save a lot of money, but they would improve  the image of our industry in the process.  Best  regards,--Roger Marce
 Manufacturers’ Lease Plans,  Inc.
 Phoenix, Arizona
 Email:  Rmarce@Leaseplans.com
 Off.:602-944-4411, ext. 11
 (Roger  was the only one who when asked if Leasing News could print his  experience said, “yes.” The lack of vendor web site went on until  March, could be later, as the site is new (Domain name registered  February 29, 2010.)  While Leasing News appreciates what others have  told us “off the record,” Roger is the first “on the record.”  Thank you. (Allied  Health Care Services first got Leasing News attention when asked to  look further. It seems Donner Medical Marketing as funder for a $1  million lease to Allied was turned down, and the broker came back  with an equipment dealer who would be selling the equipment and  providing an invoice. The funder on service with Lease Police ran the  program which was negative, turn the deal down. The funder afterwards  called Lease Police to see if they could learn more. Of course, they  turned the deal down. Bernie Boettingheimer, 	CLP, contacted Leasing  News to learn if we had ever heard of Allied Health Care Services who  was to be the lessee. Thus Leasing News queried its readers, got a  major response, including reports of slowness in payments and much  information to follow-up. The research became public with the law  suit of Kingsbridge Holding, LLC, Lake Forest, Illinois. Perhaps they  may get lucky and paid in full. Editor)
 Minnwest  Capital Complaint against Allied Health:http://leasingnews.org/PDF/Minnwest.pdf
 
 Kingsbridge  Files against Allied Health for $1 Million:http://leasingnews.org/archives/May2010/5_14.htm#kingsbridge
 
 Allied  Health and Donner Medical/LPV 102:http://leasingnews.org/archives/May2010/5_18.htm#allied_donner
 
 
(This  ad is a “trade” for the writing of this column. Opinionscontained  in the column are those of Mr. Terry Winders, CLP)
 
      [headlines]--------------------------------------------------------------
 
 
        Leasing Industry Help Wanted Sales 
          
            | 
              
              
                 Interviewing Leasing Professionals With Proven Track Record and Established Book of Business.  Envision Provides: 1) Established Funding Sources, 2) Fun Working Environment, 3) Full Benefits (Health Insurance, 401k), 4) Aggressive Commission Structure. Resumes To: careers@envisioncapitalgroup.com, Contact: Jeff Edwards (949) 225-1712
  Envision Capital Group is dedicated to providing the best in class products and service to our employers, customers, vendors and partners in the small and middle ticket commercial finance industry.  With over 50 years of combined experience we have the knowledge, skills, abilities and relationships to help you reach your goals.  |  
          
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                We are looking for experienced business                   developmentprofessionals with established vendor /                   client
 contacts in general manufacturing                   equipment,
 road maintenance, material handling ,                   radio/TV broadcasting
 and other hard collateral.
 We                   have openings for in-house business development                   positions
 and Independent Sales   Associates.
 Contact or send resumes to: John Martella                   SVP800 800 8098 ext 5209 or direct: 248 743 5209
 jmartella@leasecorp.com
 
 
 |  
          
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                 Seeking  originators with 5+ years small ticket and/or middle market  experience and with established
 customer and vendor  relationships. Remote
 office and on site positions are available.
  Please  send resumes to: jobs@teqlease.com Attn:  Mike Lockwood or Russ Runnalls CLP
 www.TEQlease.com
 
 |  
  Please see our Job Wanted section for possible new employees.       
      [headlines]--------------------------------------------------------------
 
 
        Dash  in Dragonboat Race 
 
 My son  Dashiell accepted a special assignment in Singapore as he has five  combat missions in Iraq and the area, three times as a "Dirt  Soldier" (he tells the R.A. that he is a sailor not an  infantryman and the  R.A.'s know where he has been and don't argue with him.)  He is now  on Swift Boat duty as well as other duties, but he seems to be  enjoying Singapore where he is stationed. He has been able to telephone  and also sends emails on a regular basis, which he was unable  to do in Iraq. 
 
 (far  right, he sent to his girlfriend in Norfolk along with hisfriends  and myself; females are accepted as part of the crew)
 
 He and  group from the base participated in the Singapore Dragonboat race,  which appears to be an annual event.  It a sport the English brought  to the islands,  and he says their influence is quite predominant in  Singapore. 
  (He  is the first rower from left to right)
 ((click on ad to  learn more))(Leasing  News provides this ad “gratis” as a means
 to  help support the growth of Lease Police)
 
 
      [headlines]--------------------------------------------------------------
 
 
        
  
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          Sales  makes it Happenby Odds and Ends
 
 “Improving  Your Odds”
 "Hiring  a New Sales Person, the Interview"
 #1 Before  you start with the interview, introduce yourself and tell your  applicant a little bit about your company such as, how it got  started, how long you have been in business, what your growth plans  are for the future, etc. Hopefully, they will have already done some  research on your company, but if you are a new small business the  chances are great that they were unable to find out too much about  you. This introduction also will help you to take control of the  interview because you are making a statement of what you are all  about. Next, it will be their turn.
 #2 Begin  by asking your applicants questions from your prepared list of  questions. Be as relaxed and informal as you can without being  unprofessional. There should be no need to hurry through your  interview. Your applicant is most likely to be a bit nervous and  keeping the atmosphere relaxed will make for a better interview. Why?  Because a relaxed applicant will talk more and the more they talk,  the more you will learn about them #3   *  Tell me about a little bit about yourself.  *  What type of experience do you have in sales and for how long?  *  Do you have any experience in finance or leasing?  *  Think of one of your most successful sales you've ever achieved. With  that sale in mind, tell me about it and what you did to successfully  achieve the sale.  *  Which vendors do you work best with---and then why, if not explained.  *  What are the best things that your co-workers say about you? What are  the worst things?  *  Why do you want to work for ************ and how will you add to its  success? #4 After  asking your questions, have an office tool within your reach, such as  a stapler, ruler or calculator. Ask your applicant to try and sell it  to you. If the applicant starts to list off benefits and features to  you, then this is a clue that, most likely, they are good at  presenting products but not actually "selling" them. A good  sign of someone who can sell is someone who will ask you questions  about your and your business first before they present to you the  benefits and features of a product. This is the way a good  salesperson makes a more accurate assessment of a problem before  offering a solution. A  good salesperson should be:
 
  
    Positive  	Self ImageHaving  the attitude that they can do just about anything that they put their  mind to is usually very common among sales people. They do not cower  from meeting or talking to people or trying something new. They  rarely allow negatives that are either spoken to them or about them  to effect what they are trying to accomplish because they know who  they are and what they are capable of doing. 
  
    Naturally  	PersuasiveAnother  very common inherent skill with great salespeople is that they are  very persuasive or know how to get what they want. They focus on what  they want and they are persistent to keep chipping away until they  get what they want. They almost never give up or give in. Tips:  1.  List  of the most common things to listen for while interviewing a sales  person that will alert you that you may want to avoid hiring this  sales person.  *  Is there a sales quota?  *  What is the minimum that I must sell to meet that quota?  *  How many sales people do you have?  *  I'm a real "people" person. You  may be wondering why someone stating that they are a "people  person" is a problem. It is because sales people who describe  themselves in this way have a difficult time in sales. They want to  please people so much that they allow the customer to control the  sale. In the end they will never be able to ask for the order.  2.  Most  common positive things to listen for in an interview that tell you  that this may be a great choice to add to your sales team.  *  Approximately how much does your most successful salesperson earn a  year?  *  How soon can I start?  *  Is there a cap on how much I can earn?  These  remarks indicate a person who is competitive but not worried about  how many others they are competing with and also, they are ready to  start selling and hopefully with no limits to how much they can earn.
 
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      [headlines]--------------------------------------------------------------
 
 
        ###  Press Release ############################
  Halladay  to Respond to FASB Accounting Rules  
 RENO,  NEV., --The Alta Group, a global consulting firm, announced  it has  launched a practice focused on helping the $600 billion equipment  finance industry cope with the upcoming changes to the lease  accounting rules.  Author,  Alta Principal Shawn Halladay
 
  Headed  by Shawn Halladay, an Alta principal, educator and noted expert on  lease accounting, member of the Leasing News Advisory Board,  the division will focus on accounting compliance and implementation. Alta’s  worldwide capabilities uniquely position it to address these new  rules, which are being proposed by both the Financial Accounting  Standards Board (FASB) and the International Accounting Standards  Board.  The new division will be backed by the full team of  management consultants who comprise The Alta Group, which has  exclusively served the equipment leasing and finance industry since  1992.  Little  information has been available to date on how equipment leasing  companies will need to adjust to conduct business under the upcoming  guidelines, Halladay said, but the current direction of the  standard-setters will have a profound effect on lessors’ business  activities, financial statement presentation, financial metrics,  internal controls, and lease accounting systems. Lessors will need to  revamp risk and asset management strategies, accounting processes,  corporate governance, and even marketing and sales approaches to  continue creating value for their customers. Alta’s  new division will create value for its clients by helping them  understand the new lease accounting rules, design customer  strategies, develop appropriate business processes, maximize revenue  recognition, and assess and implement needed system changes.
 -----
 About  AltaThe  Alta Group, LLC, is a global consultancy serving equipment leasing  and finance companies, investment professionals, manufacturers,  banks, and government organizations. Founded in 1992, The Alta Group  supports clients in North America; Latin America; Western, Central  and Eastern Europe; Australia; and China. For more information,  please visit http://www.thealtagroup.com
 ####  Press Release ############################# FinPac  Announces New Scorecard 
 
 Financial  Pacific Leasing Announces New Generation Scorecard.  FinPac has  implemented its latest generation custom scorecard as of March 1st.  A  veteran of credit scorecard management since 1999, FinPac has been  able to use its historical performance data to build a custom  scorecard that better predicts performance in the risk niche of the  small-ticket, commercial leasing market.  In association with the  latest generation scorecard, FinPac has also widened its range of  risk based pricing in order to include slightly higher quality  lessees.  As a result, FinPac has experienced a 25% increase in  approval rates in March and April over prior months, which has  resulted in a 50% increase in the amount of approved backlog. 
 
 President,  Financial Pacific, Leasing News Person of Year 2005 "For  almost a year, we have worked diligently to incorporate more robust,  public commercial credit data on small and micro businesses into our  custom scorecard.  Loss experience during the down cycle, while  painful lessons for all, have provided invaluable insight into lessee  performance during a period of high economic stress. This has allowed  us to identify those credit attributes that best predict performance  by our unique type of customer.  The result is a scorecard that will  let us approve more applications with improved efficiency and within  acceptable risk parameters.  There is more reason to do business with  FinPac than ever before.", reported Paul Menzel, President &  CEO. Financial  Pacific Leasing was founded in 1975, having always specialized in the  second tier credit niche.  FinPac is able to serve their unique  profile of client by accessing the broader small ticket market  through third party originators (TPOs) across the U.S.  Their TPO  relationships date back over twenty years and comprise of  brokers/lessors who serve direct customers and equipment vendors.
 ####  Press Release #############################
  El  Segundo Woman Faces Federal  Prison after Pleading Guilty to Ponzi  Scheme Related Charges
 Los  Angeles – an El Segundo woman pleaded guilty in United States  District Court in Los Angeles to wire fraud and money laundering  charges detailed in a criminal information filed by prosecutors last  month.  Clelia  Flores, 43, of El Segundo, pleaded guilty to two counts of wire fraud  and two counts of conducting transactions in criminally derived  property related to her operation of a $6 million Ponzi scheme from  late 2006 through November 2007.  According  to her plea agreement, Flores operated Maximum Return Investments,  with offices originally located in Downey and later in El Segundo.   Through Maximum Return Investments, Flores purported to offer  individuals investment opportunities in real estate, gold, silver,  and guaranteed bank programs.  As a  part of her solicitation of money from potential investors, Flores  falsely promised that the principal they invested would remain in a  bank at all times, that the investors could receive their principal  back at any time, and that the investors’ principal would be used  as collateral for investments in real estate or commodities.  Flores  also falsely promised investors that investors would receive a 25%  return on their principal every 45 days.  Flores  admitted that she only invested a small portion of the money she  received from investors, but not in the manner that she had promised.   Flores admitted that she invested some of the money in risky  investments that did not produce any investment returns and used a  substantial portion to make Ponzi type payments to other investors.  Additionally,  Flores admitted that she used approximately $315,000 of investor  funds to purchase a personal residence in El Segundo.         In her  plea agreement, Flores agrees that the applicable amount of  restitution is no more $7,000,000. When  sentenced, Flores a statutory maximum 60 years in federal prison and  fines totaling $1,000,000.  United  States District Judge Margaret M. Morrow ordered Flores to appear for  sentencing on October 18, 2010.  The  investigation and prosecution of Flores was conducted by IRS -  Criminal Investigation and the Federal Bureau of Investigation in  conjunction with the United States Attorney’s Office in Los  Angeles. ####  Press Release ##############################       
      [headlines]--------------------------------------------------------------
 
 Deerfield  Beach, Florida---Adopt-a-Dog
 
 
  
 "Chi  Chi is a young female Chihuahua. She is housebroken, gets along with  other dogs, and very sweet. Chi Chi is just a joy she will make a  wonderful companion."
 For  Introductions & Interviews
 Please  Call (754)  367-0355 or  (954) 570-9507
 1520  SE 14 Court
 Deerfield  Beach, FL 33441
 ADOPTION  DONATION FEE INCLUDESSpay/Neuter  	First Set Of Immunization
 Canine  Infectious Disease Testing 	Deworming
 Flea  Treatment 	Micro Chipping
 First  2-Week Veterinarian Service
 http://www.floridahumanesociety.org/index.html
 
 
 Adopt-a-Pet  by Leasing Co. State/Cityhttp://www.leasingnews.org/Conscious-Top%20Stories/Adopt_Pet.htm
 
 Adopt  a Pethttp://www.adoptapet.com/
 
      
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 Today in History 
         1868-  President Andrew Johnson avoids impeachment by 1 vote. When Johnson  removed his Secretary of War Edwin M. Stanton over plans for  Reconstruction, the opposing party, Republicans, voted to impeach him  on February 24 at the House of Representatives. A trial then was  brought against him by the US Senate. Both times the vote was 35 for  conviction and 19 for acquittal. Because a two-thirds vote was needed  to convict, Johnson was judged not guilty. As a side note, on May 21,  the Republican National Convention nominated Gen. Ulysses S. Grant  for the presidency, and at the same meeting, the convention adopted  the name National Republican Party. [headlines]----------------------------------------------------------------
 
 This Day in American History     1637 - During the Pequot War, an allied Puritan and Mohegan force   under English Captain John Mason attacks a Pequot village in   Connecticut, burning or massacring some 500 Indian women, men, and   children. As the Puritans of Massachusetts Bay spread further into   Connecticut, they came into increasing conflict with the Pequots, a   war-like tribe centered on the Thames River in southeastern Connecticut.   By the spring of 1637, 13 English colonists and traders had been killed   by the Pequot, and Massachusetts Bay Governor John Endecott organized a   large military force to punish the Indians. On May 26, 1637, two hours   before dawn, the Puritans and their Indian allies marched on the Pequot   village at Mystic, slaughtering all but a handful of its inhabitants. On   June 5, Captain Mason attacked another Pequot village, this one near   present-day Stonington, and again the Indian inhabitants were defeated   and massacred. On July 28, a third attack and massacre occurred near   present-day Fairfield, and the Pequot War came to an end. Most of the   surviving Pequot were sold into slavery, though a handful escaped to   join other southern New England tribes. 1649-A ban on Jesuits was enacted by the Puritan Massachusetts   colony. Contrary to what is taught in elementary and middle schools, the   puritans were quite prejudiced to other religions and did not escape   England for persecution, but wanted for the opposite reason, to ensure   their own religion above any others. The ban provided that “No Jesuit or   ecclesiastical person obayned by the authoritie of the pope shall   henceforth come within our jurisdiction” except ting survivors of   shipwrecks and trades who “ behave themselves inoffensively during their   abode here.” A second offense was punishable by death.
 1736 - In northwestern Mississippi, British and Chickasaw Indians   defeated a combined force of French soldiers and Choctaw Indians at the   Battle of Ackia, thus opening the region to English settlement.
 1771 - A famous Virginia flood occurred as heavy   rains in the mountains brought all rivers in the state to record high   levels.
 1819 - The first steam-propelled vessel to attempt a   trans-Atlantic crossing, the 350-ton Savannah, departed from Savannah,   Ga., May 26 and arrived in Liverpool, England, Jun 20.
 1836-The power of the Southern pro-slavery Congress voted the   first gag rule when they voted 117 to 68 to ban any consideration of the   contentious subject of slavery. The resolution red: “Whereas it is   extremely important and desirable that the agitation of this subject   should be finally arrest, for the purpose of restoring tranquility to   the public mind, your committee respectfully recommend the adoption of   the following additional resolution; Resolved that all petitions,   memorials, resolutions, propositions, or papers relating in any way, or   to any extent whatever, to the subject of slavery, or the abolition of   slavery, shall without being either printed or referred, be laid upon   the table and that n further action whatever shall be had thereon.”
 1864-The Territory of Montana was formed by   Congress from the Territory of Idaho.
 1868- President Andrew Johnson avoids impeachment   by 1 vote. When Johnson removed his Secretary of War Edwin M. Stanton   over plans for Reconstruction, the opposing party, Republicans, voted to   impeach him on February 24 at the House of Representatives. A trial   then was brought against him by the US Senate. Both times the vote was   35 for conviction and 19 for acquittal. Because a two-thirds vote was   needed to convict, Johnson was judged not guilty. As a side note, on May   21, the Republican National Convention nominated Gen. Ulysses S. Grant   for the presidency, and at the same meeting, the convention adopted the   name National Republican Party.
 1883-Jazz singer Mamie Smith born Cincinnati, OH.   Died October 30, 1946
 http://www.redhotjazz.com/mamie.html
 http://www.oafb.net/once186.html
 http://us.imdb.com/name/nm0809197/
 1886-Al Jolson birthday, Actor, singer, born Asa   Yoelson at St. Petersburg, Russia. Died at San Francisco, CA, Oct 23,   1950. The first performer to sing in a sound movie ( The Jazz Singer).
 http://www.britannica.com/eb/article-9043911?source=RSSOTD
 http://www.jolson.org/
 http://www.hollywoodlegends.com/al-jolson.html
 1895 – famous “America” photographer Dorothea Lange   born Hoboken, New Jersey.
 http://www.americaslibrary.gov/cgi-bin/page.cgi/aa/writers/lange/power_3
 http://xroads.virginia.edu/~UG97/fsa/lang.html
 http://www.museumca.org/global/art/collections_dorothea_lange.html
 http://www.loc.gov/exhibits/wcf/wcf0013.html
 1896 -An F5 tornado hit Oakwood, Ortonville, and   Thomas, Michigan. 47 people were killed and 100 were injured. Trees were   debarked "even to the twigs, as though done by the careful hand of an   experienced artisan". Parts of houses were found up to 12 miles away.
 1907-Birthday of John Wayne, American motion   picture actor, most famous “macho man,” born Marion Michael Morrison at   Winterset, IA. He died at Los Angeles, CA., June 11,1979. The Orange   County airport where he lived in Los Angeles is named after him. “ Talk   low, talk slow and don't say too much,” was his advice on acting.
 http://www.imdb.com/name/nm0000078/
 http://www.angelfire.com/oh2/writer/johnwayne.html
 http://www.seeing-stars.com/StarIndexes/JohnWayne.shtml
 http://www.johnwaynebirthplace.org/
 1914—Trumpet player Ziggy Elman born. Died June 26,   1980,Los Angeles.
 http://www.decadesign.com/scptest/ziggyelman.jpg
 http://www.vh1.com/artists/az/elman_ziggy/bio.jhtml
 http://us.imdb.com/name/nm0255382/
 1916—Composer/author Louis Thomas Hardin, better   known as “Moondog,” born Marysville, KS
 http://www.moondogscorner.de/press/lex4.htm
 http://www.vh1.com/artists/az/moondog/bio.jhtml
 http://www.moondogscorner.de/biography/index_de.html
 http://www.jazzdigger.com/z/Ziggy_Elman_His_Orchestra/1938_39_B000001NSU.htm
 1917 - A tornado touched down near Louisiana MO   about noon and remained on the ground for a distance of 293 miles,   finally lifting seven hours and twenty minutes later in eastern Jennings   County, IN. The twister cut a swath of destruction two and a half miles   wide through Mattoon, IL. There were 101 persons killed in the tornado,   including 53 at Mattoon, and 38 at Charleston IL. Damage from the storm   totaled 2.5 million dollars.
 1920-Peggy Lee birthday, singer, songwriter and   actress Peggy Lee was born Norm Deloris Egstrom at Jamestown, ND. She   got her start singing on a Fargo, ND, radio station, and was soon hired   by Benny Goodman to sing with his band. Known for her simple, jazzy   style as well as her sex appeal, her biggest hits were 1958”s “Fever”   and 1969's “Is That All There Is?_---both of which are now considered   standards. She is perhaps best remembered for the songs that she   co-wrote and performed in Disney's Land and the Tramp.” She continued to   perform until the 1990's, when poor health forced her to retire. She   died January 21, 2002 at Los Angeles, Ca.
 http://www.peggylee.com/
 http://us.imdb.com/name/nm0498007/
 1923---James Arness birthday, born Minneapolis, MN.   He was our neighbor and was starring in "Gunsmoke". My father wrote a   few of the episodes. Mr. Arness also took my brother Michael and I to   University High School for almost two years ( until I learned to drive   ). He would pick us up at the bus stop on Sunset Blvd. in his Oldsmobile   station wagon. Perhaps at times he would get up to 80 to 100 miles an   hour down Sunset Blvd. He would zoom in and out of traffic, laughing,   and give us advise on life. My brother told my mother the speed and she   told us not to ride with him anymore (we did, as we always beat the bus   to school ). If he was late, he would drop off us a few blocks from the   high school, but if he was really making time, he would drop us off   right in front. He was a very nice man. Right across from where we lived   was James Whitmore. He was offered the Gunsmoke role first, but turned   it down, recommending Arness, he was at least twice as tall as he was.   Whitmore thought Arness was better for the role.
 1937 - Lionel Hampton and his band recorded the   classic, "Flying Home", for Decca Records.
 http://www.riverwalk.org/profiles/hampton.htm
 1938- William Bolcom, American pianist, composer   and writer, born Seattle, Washington.
 http://sai-national.org/phil/composers/wbolcom.html
 1940- The evacuation of 200,000 British and 40,000   French and Belgian soldiers began. The British Force had become trapped   by advancing German armies at Dunkirk, the port on the northern coast of   France. Sailing on every kind of transport available, including fishing   boats and recreational craft, these men were safely across the English   Channel by June 2.
 1942—Lionel Hampton's big ban, with Illinois   Jacquet, records “Flyin' Home,” (Decca 18394)
 1943--MARTINEZ, JOE P .  Medal of Honor  	Rank and organization: Private, U.S. Army, Company K, 32d Infantry, 7th   Infantry Division. Place and date: On Attu, Aleutians, 26 May 1943.   Entered service at: Ault, Colo. Birth: Taos, N. Mex. G.O. No.: 71, 27   October 1943. Citation: For conspicuous gallantry and intrepidity above   and beyond the call of duty in action with the enemy. Over a period of   several days, repeated efforts to drive the enemy from a key defensive   position high in the snow-covered precipitous mountains between East Arm   Holtz Bay and Chichagof Harbor had failed. On 26 May 1943, troop   dispositions were readjusted and a trial coordinated attack on this   position by a reinforced battalion was launched. Initially successful,   the attack hesitated. In the face of severe hostile machinegun, rifle,   and mortar fire, Pvt. Martinez, an automatic rifleman, rose to his feet   and resumed his advance. Occasionally he stopped to urge his comrades   on. His example inspired others to follow. After a most difficult climb,   Pvt. Martinez eliminated resistance from part of the enemy position by   BAR fire and hand grenades, thus assisting the advance of other   attacking elements. This success only partially completed the action.   The main Holtz-Chichagof Pass rose about 150 feet higher, flanked by   steep rocky ridges and reached by a snow-filled defile. Passage was   barred by enemy fire from either flank and from tiers of snow trenches   in front. Despite these obstacles, and knowing of their existence, Pvt.   Martinez again led the troops on and up, personally silencing several   trenches with BAR fire and ultimately reaching the pass itself. Here,   just below the knifelike rim of the pass, Pvt. Martinez encountered a   final enemy-occupied trench and as he was engaged in firing into it he   was mortally wounded. The pass, however, was taken, and its capture was   an important preliminary to the end of organized hostile resistance on   the island.
 1944--NEWMAN, BERYL R.  Medal of Honor  	Rank and organization: First Lieutenant, U.S. Army, 133d Infantry, 34th   Infantry Division. Place and date: Near Cisterna, Italy, 26 May 1944.   Entered service at: Baraboo, Wis. Birth: Baraboo, Wis. G.O. No.: 5, 15   January 1945. Citation: For conspicuous gallantry and intrepidity above   and beyond the call of duty on 26 May 1944. Attacking the strongly held   German Anzio-Nettuno defense line near Cisterna, Italy, 1st Lt. Newman,   in the lead of his platoon, was suddenly fired upon by 2 enemy   machineguns located on the crest of a hill about 100 yards to his front.   The 4 scouts with him immediately hit the ground, but 1st Lt. Newman   remained standing in order to see the enemy positions and his platoon   then about 100 yards behind. Locating the enemy nests, 1st Lt. Newman   called back to his platoon and ordered 1 squad to advance to him and the   other to flank the enemy to the right. Then, still standing upright in   the face of the enemy machinegun fire, 1st Lt. Newman opened up with his   tommygun on the enemy nests. From this range, his fire was not   effective in covering the advance of his squads, and 1 squad was pinned   down by the enemy fire. Seeing that his squad was unable to advance, 1st   Lt. Newman, in full view of the enemy gunners and in the face of their   continuous fire, advanced alone on the enemy nests. He returned their   fire with his tommygun and succeeded in wounding a German in each of the   nests. The remaining 2 Germans fled from the position into a nearby   house. Three more enemy soldiers then came out of the house and ran   toward a third machinegun. 1st Lt. Newman, still relentlessly advancing   toward them, killed 1 before he reached the gun, the second before he   could fire it. The third fled for his life back into the house. Covering   his assault by firing into the doors and windows of the house, 1st Lt.   Newman, boldly attacking by himself, called for the occupants to   surrender to him. Gaining the house, he kicked in the door and went   inside. Although armed with rifles and machine pistols, the 11 Germans   there, apparently intimidated, surrendered to the lieutenant without   further resistance, 1st Lt. Newman, single-handed, had silenced 3 enemy   machineguns, wounded 2 Germans, killed 2 more, and took 11 prisoners.   This demonstration of sheer courage, bravery, and willingness to close   with the enemy even in the face of such heavy odds, instilled into these   green troops the confidence of veterans and reflects the highest   traditions of the U.S. Armed Forces.
 1946---Top Hits
 The Gypsy - The Ink Spots
 All Through the Day - Perry Como
 Laughing on the Outside - The Sammy Kaye Orchestra   (vocal: Billy Williams)
 New Spanish Two Step - Bob Wills
 1949-Singer Hank Williams ,Jr. ("All for the Love   of Sunshine," "I Fought the Law"), born Shreveport, LA, May 26, 1949.
 http://www.hankjr.com/
 http://www.hankwilliams.com/hankbio_1.html
 1951-Birthday of Sally Kristen Ride. Dr. Ride, one   of the first women in the US astronaut corps and the first American   woman in space, was born at Encino, CA. Her flight aboard the space   shuttle Challenger was launched from Cape Canaveral, FL., June 18, and   landed at Edwards Air Force Base, Ca., June 24, 1983. The six-day flight   was termed “nearly a perfect mission.”
 1954---Top Hits
 Wanted - Perry Como
 Little Things Mean a Lot - Kitty Kallen
 Man Upstairs - Kay Starr
 I Really Don't Want to Know - Eddy Arnold
 1956-Althea Gibson, tennis champion, wins the   French Open, becoming the first Black tennis player to win a major   tennis title, 1956. Died September 28, 2003
 http://espn.go.com/sportscentury/features/00014035.html
 http://www.altheagibson.com/
 http://www.altheagibson.com/gallery.html
 http://us.imdb.com/name/nm0316836/
 1959- In another of Bill Veeck's stunts, 3-feet 7   inch Eddie Gaedel returns to a major league field along with three other   midgets. Arriving by helicopter and dressed as Martians, the quartet   shake hands with Nellie Fox and Luis Aparicio near second base on   Comiskey Park's infield and give them toy ray guns as the PA announcer   informs fans the crowd the ETs have arrived to help the somewhat short   keystone combo in their struggle with giant earthlings.
 1961 - Dave Garroway told the NBC-TV brass that he   was ready to retire. “I want to give up the Today show,” he said, “to   stop talking awhile and start looking, thinking and listening to   people.” Garroway voiced his trademark, “Peace,” with palm facing the   camera, for the last time, after 10 years of early morning informing and   entertaining.
 1962--The Isley Brothers' "Twist and Shout" is released on Wand   Records. It will rise to #17 on the US Pop chart and will be covered   two years later by the Beatles, whose version rose to #2.
 1962-Mr. Aker Bilk became the first British artist to have a   number one record in America when his clarinet laden instrumental   "Stranger On The Shore" topped the Hot 100. It made #2 in the UK.
 1962---Top Hits
 Stranger on the Shore - Mr. Acker Bilk
 I Can't Stop Loving You - Ray Charles
 Old Rivers - Walter Brennan
 She Thinks I Still Care - George Jones
 1964-Lenny Kravitz birthday, Actor, singer, born   New York.
 http://www.alwaysontherun.net/lenny.htm
 1965-The Rolling Stones appear on "Shindig!" along   with Jackie De Shannon, Sonny and Cher and Jimmy Rodgers.
 1967 -a slow moving nor'easter battered New England   with high winds, heavy rain, and record late season snow on this day   and into the 26th. Winds 70 to 90 mph in gusts occurred along the coast.   Over 7 inches of rain fell at Nantucket, Massachusetts with 6.57 inches   falling in 24 hours to set a new 24 hour rainfall record. Severe damage   occurred along the coast from very high tides. 24.9 inches of snow fell   at Mount Washington, New Hampshire to set a new may snowfall record. 10   inches of snow fell near Keene, New Hampshire and 6 inches was recorded   at Dublin, New Hampshire.
 1967-- "Sgt. Pepper's Lonely Hearts Club Band", by   The Beatles, was released. It took the Fab Four only 12 hours to record   their first album, "Please, Please Me". It took them 700 hours to   complete "Sgt. Pepper's".
 1967--The Charlatans, The Salvation Army Banned,   and Blue Cheer at the Avalon Ballroom in San Francisco.
 1969-John Lennon recorded "Give Peace a Chance" in a   room at Hotel La Reine Elizabeth, in Montreal, Canada. The voices of   Tommy Smothers and Petula Clark can be heard on the chorus. The song was   credited to Lennon / McCartney, even though Paul had nothing to do with   the record. Lennon may have been showing his appreciation for   McCartney's help on "The Ballad of John and Yoko" single, which the two   of them recorded without George and Ringo.
 1970-George  Harrison begins recording his landmark album "All Things Must  Pass" at EMI's Abby Road studios. The results will produce his  biggest hit single, "My Sweet Lord".
 1970---Top Hits
 American Woman/No Sugar Tonight - The Guess Who
 Turn Back the Hands of Time - Tyrone Davis
 Everything is Beautiful - Ray Stevens
 My Love - Sonny James
 1971-Don  McLean records "American Pie". Although he has never  actually said so, most music lovers assume he is singing about  February 3rd, 1959, when Buddy Holly, Ritchie Valens, and J. P.  Richardson were killed in a plane crash, as 'the day the music died.'
 1973-The  Edgar Winter Group held down Billboard's top spot with an  instrumental track that had been over-dubbed and patched so many  times in the studio, the band ended up calling it "Frankenstein".
 1973-Deep  Purple's "Smoke on the Water" is released. The song is  based on the true story of how someone had fired a flare gun into the  ceiling of the Casino in Monteux, Switzerland, during a concert by  Frank Zappa and the Mothers of Invention. The resulting fire  destroyed the building where Deep Purple was set to record a live  album the next day. The single will reach #5 in the US.
 1974-14-year  old Bernadette Whelan is crushed by the crowd at a London concert of  teen idol David Cassidy. She would die four days later. Cassidy is so  shaken by the incident, he wouldn't tour again for 11 years.
 1978 - The first legal casino in the eastern United   States opened in Atlantic City, New Jersey.
 1978---Top Hits
 With a Little Luck - Wings
 Too Much, Too Little, Too Late - Johnny Mathis/Deniece   Williams
 You're the One that I Want - John Travolta & Olivia   Newton-John
 She Can Put Her Shoes Under My Bed (Anytime) - Johnny   Duncan
 1984 - Thunderstorms during the late evening and   early morning hours produced 6 to 13 inches of rain at Tulsa OK in six   hours (8.63 inches at the airport). Flooding claimed fourteen lives and   caused 90 million dollars property damage. 4600 cars, 743 houses, and   387 apartments were destroyed or severely damage in the flood.
 1986---Top Hits
 Greatest Love of All - Whitney Houston
 Live to Tell - Madonna
 On My Own - Patti LaBelle & Michael McDonald
 Tomb of the Unknown Love -Kenny Rogers
 1987 -Severe thunderstorms spawned 15 tornadoes in   west Texas. In Louisiana, a man in a boat on Lake Bistineau was struck   and killed by lightning, while the other 3 people aboard were unharmed.   The man reportedly stood up in the boat and asked to be struck by   lightning.
 1988 - There was "frost on the roses" in the Upper   Ohio Valley and the Central Appalachian Mountain Region. Thirteen cities   reported record low temperatures for the date, including Youngstown OH   with a reading of 30 degrees. Evening thunderstorms in North Dakota   produced wind gusts to 75 mph at Jamestown.
 1994-Elvis Presley's daughter Lisa Marie marries the   self- proclaimed "King Of Pop" Michael Jackson in the Dominican   Republic. Presley files for divorce in January of 1996
 Stanley Cup Champions This Date      1988 Edmonton Oilers  
         
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  Lay Lake  - Leah Ellen Marks 12/2/90     -12/7/07                     by     Barry S. Marks   How John and I are fishing,  despite     everything. Because of everything.   How you find bass where the shore and the     weeds  and     a fallen log make structure.  Not out in the open water.   How John has caught a bass  and I have not.   There is so much I would show     you.   How the mist glides over Lay Lake and two men, the men who loved you,  the     men who failed you,  sit     in their little boat, one talking, the other silent within     himself.   How this lake is bound  by shores, by trees, by land that is bound only by the sky and the sky and the sky.   from Possible     CrocodilesPoems by Barry     Marks
 www.BrickRoadPoetryPress
 REMEMBERING LEAH     MARKS AND AFFIRMING LIFEhttp://www.leasingnews.org/archives/June%202009/06-05-09.htm#jewishfoundation
 
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