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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry


Sales Account Executives
Jacksonville, FL/Philadelphia, PA
Small Ticket funder with broad funding and
exceptional vendor service capabilties.
E-mail resume to:

Navitas Lease Corp is an innovator in the Small Ticket Leasing
Industry.  We offer solutions to small-to-medium sized businsses
looking to acquire and finance equipment.

Tuesday, October 29, 2013

Today's Equipment Leasing Headlines

Proviso Financial Services, Coquitlam, British Columbia
 $618.00 Bulletin Board Complaint
  Third Bulletin Board Complaint Provisio Financial
   ---Plus Dallin Hawkins Second Arrest within 25 days
    Classified Ads---Collections
     Stay Current with Sales Tax Rate Updates:
      Free Webcast Tuesday, October 29th
      10:00AM PT/1:00PM ET
Balboa Capital Settles Mass Fax Class Action Case
 by Christopher Menkin
  “Number #1 Trait in Job Interview”
    Career Crossroad---By Emily Fitzpatrick/RII
     Classified Ads---Help Wanted
 Leasing 102 by Mr. Terry Winders, CLP
  Sales Requirements
   Site Inspection Services
    List Up-dated
    Top Stories October 21--October 25
     (You May Have Missed One)
  Banks’ Mortgage-Related Fines Continue to Grow
   By Philip Ryan,
    How to be an “Expert Witness”
     and Make Extra Income
      by Christopher Menkin
       Poodle Mix
        New Jersey Adopt-a-Dog
News Briefs---
TCF Financial Meets Analyst expectation 3rd Quarter
 -- Expects new auto finance business to go to $2 Billion
  MicroFinancial: Every Investor Should Love
   John Deere Landscapes sold to NY investment firm
    For American Restaurant Chains, the Future Is Mexican
     Netflix Flirts With a New Idea: “Big” Movies at Your House,
      --- the Same Day They’re in Theaters
      Fast-food wages costly to taxpayers
       Google forecasts record online Christmas for Canada
        It's a happy ending for many pets that were
         left hurt and homeless by Superstorm Sandy

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)

  You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer

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Proviso Financial Services, Coquitlam, British Columbia
$618.00 Bulletin Board Complaint

This is the second complaint posted about not paying a broker their commission. The first one involved $2,200 (1). The new complaint comes from Matthew (Tyler) Tucker, 1403 Matilda Street, Pekin, Illinois, 61554.(2)

The owner of Provisio Financial Services is Anthony Carroll, who is also the president of Litehaus Systems. Both web sites state they belong to the National Association of Equipment Leasing Brokers. According to the association, neither company is a member and the video on the web site was pre-2009 from the association. It appears they did contact him to remove both the logo and video.

It is a good idea to do business with a company that is a member of a leasing association as you can often go there for help, but it is a good idea to verify first they are current members and not be fooled because they have an association logo on their web site.

Leasing News since the beginning of October has been trying to reach Mr. Carroll by email and telephone. On October 21, 2013, he answered the telephone, but would not comment on the complaint by Mr. Tucker and hung up the telephone.

Subsequent emails and telephones calls were not returned.

It is difficult to "collect" from Canada, which has different laws than the United States, as well as international agreements, requiring an attorney in the United States, who is also licensed in the province involved in Canada, or with a second attorney in Canada. Collecting through such a procedure regarding $618.00 would cost more than what is owed.

Readers should be aware of the legalities involved in dealing with companies, including banks, not located in the United States.

(1) First Complaint

(2) Invoice on Commission owed

((Please click on ad to learn more))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Third Bulletin Board Complaint Provisio Financial
---Plus Dallin Hawkins Second Arrest within 25 days

Dallin Hawkins
Managing Director of Sales & Operations
Integrity Financial Groups, Murray, Utah

Dallin Hawkins, Integrity Financial Group, was arrested for his third time in Utah, according Jail Base report from the Salt Lake County Sheriff's Office, primarily for DUI. (1) This would then be his third DUI This Year--4th in last two Years.

The Provisio Financial complaint came up in the discussion regarding email involving a $50,000 complaint against Integrity Financial Group (2).

Again, this is another example of “know who you are doing business with.” Hawkins has been very active in asking for business from brokers and others, citing his alleged abilities. In the last complaint regarding $50,000 from Colin Durward, San Tan Construction Group Inc., and his Canadian attorney have been (when they connect) communicating with Hawkins. Both parties have been sending me cc: mails of their communication:

"Kit, we have tried 100 times to contact him, my broker Pat Sawler Called him from Florida in August the only reason Dallin took the call was because of a Florida area code, to date he has not returned emails or phone calls. I see that as well on your site we have another Financial scammer up here in Canada, his name is Anthony Carroll, from Provisio Financial, he tried to lure me into paying a fee to him which I did not fall for. Make sure this character stays on your radar as well as our fraudster Dallin Hawkins."

Part of another email: "Mr. Hawkins, I am pleased that you are familiar with Canadian Law, perhaps you should research ‘Financial Crime’, and the fact that you do not carry a valid business registration at the time of this incident. I sure hope you can quantify $40,000.00 dollars of expenses you have in cured, as you will need it!!!, You’re a "individual whom has falsified there representation for financial gain…

"As all of your emails and responses are being forwarded to the leasing news, you may continue your efforts of trying to cover your Fraud! I encourage you to continue hiding behind your lease agreements that you have not obviously retained independent legal advice on. especially for Canadian Law!!!"

The legal difficulty stems from the applicant being based in Canada and Hawkins in Utah, and both citing each other’s supposed legal position. Based upon the representations, there is no doubt that Hawkins did not perform, and follows other such complaints (see below)

  1. October 28, 2013 Booking

  1. $50,000 Bulletin Board Complaint

June 28, 2013 arrest

Arrested June 3, 2013

Arrested February 9, 2012

Orange County, California

Bulletin Board Complaints

Integrity Financial Groups, Murray, Utah

Integrity Financial Groups, Murray, Utah

Integrity Financial Groups, Murray, Utah

Dallin Hawkins Second Arrest within 25 days

Integrity Financial Groups, Murray, Utah


• Contract Negotiations • Fraud Investigations 
• Credit Investigations • Skip-tracing 
• Third-party Commercial Collections
John Kenny 
Receivables Management

For flat fee or commissions basis | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)


Classified Ads---Collections

(These ads are “free” to those seeking employment
or looking to improve their position)

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Financial services professional with a proven track record of positively impacting corporate finances through effective management of cash flow, collections and financial assets. Strategic thinker capable of analyzing financial issues and processes in order to implement changes that improve efficiency and profit margins. Well-versed in all aspects of corporate financial affairs. | Resume

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


Stay Current with Sales Tax Rate Updates:
Free Webcast Tuesday, October 29th
10:00AM PT/1:00PM ET



Balboa Capital Settles Mass Fax Class Action Case
by Christopher Menkin

Friday, October 25, 2013 the parties resolved their sole remaining difference and Jay C. Gandhi, United States Magistrate Judge noted the settlement conference for October 28, 2013 is VACATED. "The parties are reminded that all discussions were, and are, confidential settlement." (1). While not finally disclosed, looks like it cost Balboa Capital Corporation, Irvine, California $5 million--- not counting Balboa attorney and court costs. (The class action attorneys were seeking one-third of the $3.3 million ceiling amount.)

The case regarding sending out unsolicited fax advertisements. Reportedly Balboa Capital Chief Operating Officer Robert “Rob” Rasmussen held a meeting with the new sales telephone calling group changing marketing operations involving leads not directed to senior sales staff. Now with 45 days after a sale is completed, going to the telephone group who make less of a commission, it is a reverse.

The sales personnel who originally had the account, lose it to the newer salesmen. This basically a rationing out of sales leads "Glengarry Glen Ross" style in reverse: the established salesmen don't get a reward with the better leads, often in this case, repeat customers. Obvious objective is to return more profits to the corporation, perhaps due to this capital loss. More on this in another Leasing News edition.

At one time, unsolicited faxes were quite common, but that changed in 1991:

“(14. 14. The Telephone Consumer Protection Act of 1991, Pub. L, 102-243, § 3(a), added Section 227 to Title 47 of the United States Code, 47 U.S.C. § 227, In pertinent part, 47 U.S.C. § 227(b) provides that “[i]t shall be unlawful for any person within the United States, or any person outside the United States if the recipient is within the United States . to use any telephone facsimile machine, computer, or other device to send an unsolicited advertisement to a telephone facsimile machine[.]” 47 C.F.R. § 64.1200(a), a regulation prescribed under 47 U.S.C. § 227(b) and effective as of December 20, 1992, provides in pertinent part that “[n]o person may . [u]se a telephone facsimile machine, computer, or other device to send an unsolicited advertisement to a telephone facsimile machine.”

Basically the settlement calls for a $2.3 Million with a “Ceiling” amount of $3.3 million to class members, each of whom will receive either $500 or $175 per fax received, depending on whether the class member submits, respectively, the actual fax advertisement. In addition, the two named Plaintiff class representatives will receive one combined incentive award of $10,000, and Balboa will not object to Plaintiffs’ counsels’ seeking an attorneys’ fee award of up to one-third of the $3.3 million ceiling amount.

  1. Court Notes Settlement

Proposed Settlement Terms

Balboa Complaint, filed Sept. 30 (23 pages):



Number #1 Trait in Job Interview”
Career Crossroad---By Emily Fitzpatrick/RII

Question: When conducting a job search, what would you say is the most important trait?

Answer: The most important trait when conducting a job search and landing a new position is, without a doubt, ATTITUDE --- a winning attitude that is positive and active.

The candidate is aware that success depends on landing leads/ interviews. At those interviews, the candidate maintains the interviewer’s interest and attention by carrying at least half the weight of the interview. What the candidate asks will demonstrate analytic abilities and will reflect interest in the position/company. The candidate remaining positive, professional, and upbeat during the entire interview process is “attitude.”

Companies understand their most valuable resource is an employee who understands and contributes towards company goals. These people have something in common: They recognize their differing functions as a series of challenges and problems each to be



and solved.

It’s that ATTITUDE that land jobs and enhances careers.

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone: 954-885-9241
Cell: 954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns



Classified Ads---Help Wanted

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exceptional vendor service capabilties.
E-mail resume to:

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Industry.  We offer solutions to small-to-medium sized businsses
looking to acquire and finance equipment.


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Leasing 102
by Mr. Terry Winders, CLP

Sales Requirements

What’s a lease? Many new lease salespersons whether primarily using the telephone or going out to meet a potential client or vendor using a rate card and trying to sell interest rates either stumble into success or get let go because they are not meeting quota. I guess they are expected to learn on the job, so to speak. The difficulty is that leasing is too complex and too different to learn quickly. So many get disgusted or fired and thus move on. Training is very important regardless of what level or type of lease the salesperson is asked to sell.

Basic lease information can be learned by reading commercial equipment leasing books that present each type of lease and what its purpose is, how it fits the current accounting requirements (and the new changes). They need to know about the basis of revenue ruling 55-540 (plus tax court changes) for Income tax and Article 1 for the legal definition of a lease. This may look like a lot but if presented in pieces it can be learned over a few months.

Sometimes it is best to train the whole company by taking the time to have one or two hour sessions once a week with the senior staff presenting each subject. The more everyone understands about the rules and documentation requirements for each type of lease the more efficient and successful the whole company will be.

Some think it is only important to train on the type of lease you are selling! However, by understanding all types of leases, the sales staff can sell the strong points of your chosen lease and present the weak points of your competitor’s lease. If you can sell different types of leases then the sales staff will be more successful because they can sell what the lessee wants instead of trying to sell a limited offering.

Leasing sales is a difficult profession if you are not prepared to give it your all. If your employer is not prepared to stand the cost of your training then you need to pay for it yourself. One way to do this is to purchase the books or CD’s about leasing and read or listen to them. If you have a question that you cannot find an answer, drop me an email and I will answer it for you.

One of the best books on leasing can be purchased from the Certified Leasing Professional (CLP) program, It is called the “Leasing Handbook.” It is important to learn about your profession to become a professional salesperson and not just an order taker.

I also recommend joining, or taking part in, one of the lease trade associations to support the growth of the commercial leasing business and be able to stay on top of the changes that affect our business. Sometimes I hear that the seminars offered by the different leasing trade associations are too expensive and take too much time away from work. When one considers the time it took to attend college and get a diploma and then to learn a profession the time to attend a two or three day lease training seminars is cheap and short.

I have said before if you need a test to test your personal skills, email me a request and I will send you a beginning or a senior one.

If you need the answers I will send them to you, but it may surprise you with what you do not know. Then you can begin to fill in the gaps of your leasing knowledge.

Each year everyone in this profession needs to support the growth and interest in all types of leasing because, with the coming changes in accounting rules, leasing will take yet another turn just like we have in the past . We need to return to how is leasing going to be different and better for the lessee than lending. Anyone can sell rate if that’s all they have to sell but selling leasing takes a thorough understanding of the product.

Sales capabilities are the responsibility of each person and a mandatory learning curve is necessary to become a professional in this business.

(To learn more about the CLP Handbook)

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-649-0448.

He invites your questions and queries.

Previous #102 Columns:

Mr. Terry Winders available as Expert Witness. 35 years as a professional instructor to the top equipment leasing and finance companies in the United States, author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.

Mr. Winders received his Master of Business Administration and his Bachelor of Science degrees from the College of Notre Dame.


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


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Top Stories October 21--October 25
(You May Have Missed One)

Here are the top stories opened by readers:

(1) Archives--October 23, 2000
50 Leasing Companies Major Changes 51>?

(2) Archives---October 25, 2000
Unicapital Unwinding---Rebirth of BSB Leasing

(3) Remiker Retires as Chairman of ELFA
New Officers and Board of Directors

(4) New Hires—Promotions

(5) Blue Bridge announces New Growth Capital
Expands Financing Abilities

(6) The Growth & Problems with Small Business Lenders
by Christopher Menkin

(7) Growth of Banks Within the Industry
ELFA Conference Report
by Shawn Halladay

(8) PacTrust Bank now Banc of California

(9) The List—August & September, 2013
--- Mergers, Acquisitions & Changes
"The Good, the Bad and the Ugly"

(10) Sales Makes it Happen by Steve Chriest
True Leases - True Challenges



Banks’ Mortgage-Related Fines Continue to Grow
By Philip Ryan,

Five years, 81 settlements, $100 billion in fines.

Source: Economist/Hat tip: The Big Picture

Working Capital Loans $10,000-$250,000


How to be a “Leasing Expert Witness”
and Make Extra Income
By Christopher Menkin

Many in the leasing industry make their full living as an "expert witness," and others pick up $3,000 to $5,000 and more for their experience in the states where they have had leasing experience. Some firms specialize in it, such as The Alta Group.

Even attorneys experienced in leasing and finance ask for experience, opinions, testimony, and often just plain "feedback" from those with niche market experience from small ticket to large ticket and specifically special industries.

You may have the experience to assist in resolving a dispute, supplying testimony as to common practices, or defining the procedures in the leasing marketplace. You may also help mediate a settlement or be able to explain “leasing jargon” or give insight into current practices.

You are to be impartial, meaning you are not to represent the attorney and his client who hired you, but to give you unbiased “expert” testimony only. In trial, you may be called as an “expert witness,” to give your professional opinion.

Attorneys and their client will pay you for your expert testimony. This could be from $150 to $450 an hour, including traveling time, waiting time, lodging and food, too. I have been in cases where each side has two or more expert witnesses. While situations vary, it is possible to earn from $5,000 to $10,000 for your time in one case.

This column will explore the basics, such as “C.V.”, agreement, and arriving at basic fees to charge, as how to be known that you are available.

Every expert witness, and in fact, every attorney, has a “C.V.” It stands for “Curriculum vitæ.” It is Latin for "course of life." It basically is a summary of academic and professional history and achievements.

Some begin with a short paragraph: a summary. It should only be a few sentences, then list your education, then employment in the leasing industry.

If you have testified in any matters as a witness, it is best to list them. If you are hired and the opposing counsel wants to learn about you, one of the requirements is listing previous cases along with the attorney’s name and address. Some may require a brief description of the case.

You may have a short version and a long version, depending on its use in a publication or a court room. Samples “on line” follow this article. You may be questioned in a deposition, so don’t exaggerate in your “C.V.” Tell the truth or it will come back to haunt you as opposing counsel will look for anything that diminishes your reputation or opinion.

You can vary your fee per case. It is most common that your fee equals the attorney hourly fee. It is best to first talk with the attorney on the telephone to understand what may be required. This conversation is generally free. Don’t give any opinions at this time. Listen. If there is research to be done or to understand what you may be hired for, ask the attorney for an estimate of the time. Ask him what he expects to pay you. Most often, they may turn it around. You may say the fee varies and you want to learn more about the “situation.”

To learn more, you may guess (never underestimate.) If it is four hours, make sure he sends you a check along with the documents before you proceed, or when you arrive at his office, you want a check first. I walked away from one he didn’t have a check ready, or couldn’t get one. It is not the way I want to start a “relationship.” Also as a witness, even if brought to an office by a subpoena, you are entitled to a fee. I made one attorney give me cash, that I signed for. Collecting from an attorney is not something that I look forward to. No money, no performance. Attorneys ask for a retainer. You should, too, particularly when you give an opinion that doesn't help and therefore they don't want to "hire" you. If you want to give up being paid for a “free hour,” that is up to you.

There are printed and internet expert witness directories where attorneys can find your “C.V.” and explore your ability to help them; geography may make a difference, your experience in your niche may benefit all parties, and you can be paid for your experience.

You can advertise in state and county bar directories, regional books, national books, legal notice newspapers, or on the internet as (list them.) Or on your web site as Ken Goodman, CLP does:

Or have one specific as "expert witness" with a tool bar of skills as does attorney Joseph G. Bonanno, CLP:

Or as noted in Bob Teichman, CLP, page:

The best is referral and getting your name out that you are available. Making yourself available to those in your geographic neighborhood who may need your “expert” services is the first thing to do.

Here is a form that you can download for a fee and use on your computer (you can view it on line, too.) It covers mileage, waiting time, administrative time, research time, court time, and you need to decide what you are worth an hour and work backwards from there. Usually travel time is half your regular time and often court time is 1 ½ your regular time. Don’t forget your parking receipts. In San Francisco, that can be $35.00 easy. Also a clause that if you have blocked out time for a case and it is settled right before the date, you can be reimbursed as often attorneys put this clause in their contracts with clients;

Expert Witness form

Other advice on being an Expert Witness:

Equipment Leasing Expert Witness on line:



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Adopt-a-Pet by Leasing Co. State/City

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News Briefs----

TCF Financial Meets Analyst expectation 3rd Quarter
-- Expects new auto finance business to go to $2 Billion

MicroFinancial: Every Investor Should Love

John Deere Landscapes sold to NY investment firm

For American Restaurant Chains, the Future Is Mexican

Netflix Flirts With a New Idea: “Big” Movies at Your House,
--- the Same Day They’re in Theaters

Fast-food wages costly to taxpayers

Smartphones/Tablets Drive Global Consumer Electronics

Google forecasts record online Christmas for Canada

It's a happy ending for many pets that were left hurt and homeless by Superstorm Sandy




--You May Have Missed It

Sea Lion 'Pancho' Steals Trophy Fish From Unsuspecting Fisherman (VIDEO)




SparkPeople--Live Healthier and Longer

10 Bizarre Things Your Body Does While You Sleep


Baseball Poem

 God Protects Fools with Curveballs

by Tim Peeler

Going after her 
Was chasing
A bad pitch,
A sharp curve
That tailed off
Into the dirt,
Evaded the end
Of my whirling bat.
Thank goodness
I only looked stupid
On the first strike.

Touching All Bases
Poems from Baseball

Tim Peeler




Sports Briefs----

Red Sox Beat Cardinals, 3-1, in Game 5

Seahawks' stand preserves 14-9 win over Rams

Chiefs remaining humble despite 8-0 start



California Nuts Briefs---


Celebrity chef Guy Fieri testifies in Max Wade trial

Sacramento to host 2014 national track and field championships

Training program goes to the dogs


“Gimme that Wine”

A Neighborhood Prowl Through the City of Chianti

Tiny Wineries Build an Institution

Excitement Abounds at Sold-Out Grand Tasting

The Most Avid U.S. Wine Cities

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History


1682 -William Penn lands in what will become Pennsylvania. He originally called it Sylvania, but the King changed it to Pennsylvania in granted the charter.
    1815-Birthday of Daniel Emmett DeCatur, creator of words and music for the song “Dixie,” which became a fighting son for Confederate troops and unofficial “national anthem” of the South, born Mt. Vernon, OH, and died there June 28, 1904.
    1837-Birthday of African-American folk artist Harriet Powers, now nationally recognized for her quilts, born in rural Georgia.
    1849-In San Francisco--Rowe's Olympic Circus and the Ethiopian>Serenaders opened today. The circus was situated in the block bounded by Kearny, Clay, Montgomery and Sacramento streets. Admission $3, a lot of money in its day.
    1850-Grand celebration ball given by the citizens of San Francisco in honor of the admission of California into the Union. Col. Jonathan D. Stevenson was Grand Marshal. Elizabeth Maria Wills sang an ode written for the celebration.
    1863-Battle of Wauhatchie (Brown's Ferry) concludes: The troops of Union General Ulysses S. Grant open a supply line into Chattanooga, Tennessee, when they drive away a Confederate attack by General James Longstreet. Although the Confederates still held the high ground above Chattanooga, the new supply line allowed the Union to hold the city and prepare for a major new offensive the next month. After the Battle of Chickamauga in northern Georgia on September 19 and 20, the defeated Union army of General William Rosecrans fled back to nearby Chattanooga. Braxton Bragg's Confederates took up positions along Lookout Mountain and Missionary Ridge to the east of the city. The Rebel lines made a semicircle around the city, and Confederate guns closed traffic on the Tennessee River. As a result, Union supplies had to come over a rugged mountainous route from the west. This line was vulnerable to a Confederate attack, and it made the Union's hold on Chattanooga tenuous at best. On October 23, Grant arrived as the new commander of all western forces. He immediately ordered two brigades to attack Brown's Ferry, where the Confederates were blocking river traffic to Chattanooga. The Yankees captured the ferry on October 27, then held off a counterattack to maintain control. On the night of October 28, Longstreet mounted a much larger attack to retake the crossing. The Confederates possessed superior numbers but could not pry the Union troops from the river. In the dark, the Yankees held and Longstreet withdrew his forces before dawn. The Union suffered 78 killed, 327 wounded, and 15 missing, while the Confederates suffered 34 killed, 305 wounded, and 69 missing. The Battle of Wauhatchie was one of the few Civil War engagements that took place at night. As a result of the battle, the Tennessee River was reopened for the Union and supplies reached Grant's troops. One month later, Grant drove the Confederates from the mountains around Chattanooga.
    1902 -- Fredric Brown, American writer birthday.. One of the most ingenious American crime, mystery writers, and also wrote science fiction to overcome — as he said — the too real aspect of detective fiction. He also wrote television plays for Alfred Hitchcock series. “Martian Go Home” was one of his best sellers. His other notable novels include Night of the Jabberwock (1951) and The Deep End (1952)
    1917 - The temperature at Denver, CO, dipped to zero, and at Soda Butte, WY, the mercury plunged to 33 degrees below zero, a U.S. record for the month of October.
    1921 – Birthday of Bill Mauldin (Pulitzer Prize-winning editorial cartoonist: [1945, 1959], created G.I. Joe and Willie) Killed in action.
    1922-Composer/arranger/trumpet player Neal Hefti Birthday
    1923 -- "Runnin' Wild" (introducing the Charleston) opens on Broadway.
    1925- tenor saxophone player Zoot Sims born, Inglewood, CA.
    1925- History records “Howard Johnson's “ as the first franchise chain. The chain got it s started when Howard Dearing Johnson, the proprietor of a drugstore in Quincy, MA, began making ice cream with a hand-held crank to sell at the soda fountain. Unable to finance additional restaurants on his own. he began franchising his name and the formulas for his ice cream and other specialties. The first restaurant to which he granted a franchise, in 1932, was on Cape Cod. Eventually, the chain had 600 restaurants across the country. Johnson's innovations included the use of a central commissary to supply all franchises with food of consistent quality and the sitting of diner along highways.
    1929- Major Stock Market Crash as prices on the New York Stock Exchange plummeted and virtually collapsed four days after President Herbert Hoover had declared “The fundamental business of the country ... is on a sound and prosperous basis.” More than 16 million shares were dumped and billions of dollars were lost. The boom was over and the nation faced nearly a decade of depression. Some analysts had warned that the buying spree, with prices 15 to 150 times above earnings, had to stop at some point. Frightened investors ordered their brokers to sell at whatever price. The resulting Great Depression, which lasted until about 1939, involved North Amer­ica, Europe and other industrialized countries. In 1932 one out of four US workers was unemployed.,,301462,00.html
    1934-Birthday of alto sax player Jimmy Woods, St. Louis, MO
    1936 -- Singer Hank Snow makes his first recordings, "Lonesome Blue Yodel" & "Prisoned Cowboy."
    1944---HAJIRO, BARNEY F. Medal of Honor
Private Barney F. Hajiro distinguished himself by extraordinary heroism in action on 19, 22, and 29 October 1944, in the vicinity of Bruyeres and Biffontaine, eastern France. Private Hajiro, while acting as a sentry on top of an embankment on 19 October 1944, in the vicinity of Bruyeres, France, rendered assistance to allied troops attacking a house 200 yards away by exposing himself to enemy fire and directing fire at an enemy strong point. He assisted the unit on his right by firing his automatic rifle and killing or wounding two enemy snipers. On 22 October 1944, he and one comrade took up an outpost security position about 50 yards to the right front of their platoon, concealed themselves, and ambushed an 18-man, heavily armed, enemy patrol, killing two, wounding one, and taking the remainder as prisoners. On 29 October 1944, in a wooded area in the vicinity of Biffontaine, France, Private Hajiro initiated an attack up the slope of a hill referred to as "Suicide Hill" by running forward approximately 100 yards under fire. He then advanced ahead of his comrades about 10 yards, drawing fire and spotting camouflaged machine gun nests. He fearlessly met fire with fire and single-handedly destroyed two machine gun nests and killed two enemy snipers. As a result of Private Hajiro’s heroic actions, the attack was successful. Private Hajiro’s extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit upon him, his unit, and the United States Army.
    1944--*OKUBO, JAMES K. Medal of Honor
Technician Fifth Grade James K. Okubo distinguished himself by extraordinary heroism in action on 28 and 29 October and 4 November 1944, in the Foret Domaniale de Champ, near Biffontaine, eastern France. On 28 October, under strong enemy fire coming from behind mine fields and roadblocks, Technician Fifth Grade Okubo, a medic, crawled 150 yards to within 40 yards of the enemy lines. Two grenades were thrown at him while he left his last covered position to carry back wounded comrades. Under constant barrages of enemy small arms and machine gun fire, he treated 17 men on 28 October and 8 more men on 29 October. On 4 November, Technician Fifth Grade Okubo ran 75 yards under grazing machine gun fire and, while exposed to hostile fire directed at him, evacuated and treated a seriously wounded crewman from a burning tank, who otherwise would have died. Technician Fifth Grade James K. Okubo’s extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army.
    1944--SAKATO, GEORGE T. Medal of Honor
Private George T. Sakato distinguished himself by extraordinary heroism in action on 29 October 1944, on hill 617 in the vicinity of Biffontaine, France. After his platoon had virtually destroyed two enemy defense lines, during which he personally killed five enemy soldiers and captured four, his unit was pinned down by heavy enemy fire. Disregarding the enemy fire, Private Sakato made a one-man rush that encouraged his platoon to charge and destroy the enemy strongpoint. While his platoon was reorganizing, he proved to be the inspiration of his squad in halting a counter-attack on the left flank during which his squad leader was killed. Taking charge of the squad, he continued his relentless tactics, using an enemy rifle and P-38 pistol to stop an organized enemy attack. During this entire action, he killed 12 and wounded two, personally captured four and assisted his platoon in taking 34 prisoners. By continuously ignoring enemy fire, and by his gallant courage and fighting spirit, he turned impending defeat into victory and helped his platoon complete its mission. Private Sakato’s extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army.
    1950 — Detroit's Wally Trippett established an NFL record with 294 kickoff return yards against Los Angeles. The record has since been broken by Tyrone Hughes but his average of 73.5 yards per return still stands.
    1953—Top Hits
You, You, You - The Ames Brothers
No Other Love - Perry Como
Oh - Pee Wee Hunt
I Forgot More Than You'll Ever Know - The Davis Sisters
    1953-The sale of the St. Louis Browns from Bill Veeck to a group of Baltimore investors was completed, and the American League's most hapless team became the Orioles.
    1954- Dizzy Gillespie and Roy Eldridge record “Trumpet Kings” album, Verve.
    1955-Billboard reviews Little Richard's "Tutti Frutti" and calls it "cleverly styled novelty with nonsense words, rapid fire delivery."
    1955--- Roger Williams' "Autumn Leaves" hits #1
    1956 - John Cameron Swayze and "The Camel News Caravan" were replaced by Chet Huntley and David Brinkley on NBC-TV. The "Huntley-Brinkley Report" clicked so well that the respected newsmen reported nightly until July of 1970. “Good night Chet. Good night David. And good night from NBC News.
    1956 – Israeli armed forces push into Egypt toward the Suez Canal, initiating the Suez Crisis. They would soon be joined by French and British forces, creating a serious Cold War problem in the Middle East. The catalyst for the joint Israeli-British-French attack on Egypt was the nationalization of the Suez Canal by Egyptian leader General Gamal Abdel Nasser in July 1956. The situation had been brewing for some time. Two years earlier, the Egyptian military had begun pressuring the British to end its military presence (which had been granted in the 1936 Anglo-Egyptian Treaty) in the canal zone. Nasser’s armed forces also engaged in sporadic battles with Israeli soldiers along the border between the two nations, and the Egyptian leader did nothing to conceal his antipathy toward the Zionist nation. Supported by Soviet arms and money, and furious with the United States for reneging on a promise to provide funds for construction of the Aswan Dam on the Nile River, Nasser ordered the Suez Canal seized and nationalized. The British were angry with the move and sought the support of France (which believed that Nasser was supporting rebels in the French colony of Algeria), and Israel (which needed little provocation to strike at the enemy on its border), in an armed assault to retake the canal. The Israelis struck first, but were shocked to find that British and French forces did not immediately follow behind them. Instead of a lightning strike by overwhelming force, the attack bogged down. The United Nations quickly passed a resolution calling for a cease-fire. The Soviet Union began to issue ominous threats about coming to Egypt’s aid. A dangerous situation developed quickly, one that the Eisenhower administration hoped to defuse before it turned into a Soviet-U.S. confrontation. Though the United States sternly warned the Soviet Union to stay out of the situation, Eisenhower also pressured the British, French, and Israeli governments to withdraw their troops. They eventually did so in late 1956 and early 1957.
    1957--Bobby Helms records "Jingle Bell Rock". By December, it will be in the US Top 10, eventually selling over a million copies and becoming a Christmas standard. 
    1957-Buddy Holly & the Crickets' "Oh Boy!" is released by Brunswick Records. It will peak at #10
    1957-- After his concert at Los Angeles' Pan Pacific Auditorium, Elvis Presley meets TV star -- and, thanks to Elvis' inspiration, recording artist -- Rick Nelson for the first time. "Man, I just love your new record," says Elvis, referring to "Be-Bop Baby." The King also mentions that he's a fan of Rick's Adventures of Ozzie and Harriet show and gives the young singer some advice on touring. 
    1958-Elvis Presley attends a Bill Haley concert in Stuttgart, West Germany while stationed there with the US Army.
    1959- First performance of the R.G.Davis Mime Studio and Troupe. The Troupe performs "Mime and Words" at the San Francisco Art Institute. … Diggers site
    1960 - Cassius Clay won his first pro bout -- over Tunney Hunsaker -- in six rounds in his hometown of Louisville, Kentucky.
    1961 - The top, pop song on the charts belonged to Dion (DiMucci). "Runaround Sue" was in its second week at the tiptop of the top-tune tabulation (it was in the top 40 for three months).
    1961—Top Hits
Runaround Sue - Dion
Bristol Stomp - The Dovells
Big Bad John - Jimmy Dean
Walk on By - Leroy Van Dyke
    1962 – John “Buck” O'Neil is the first black coach in major-league baseball, for the Chicago Cubs.
    1962-Actor Sydney Poitier testifies before the House Committee on Education and Labor, condemning the lack of opportunities for black actors in Hollywood. Poitier was born in 1924 to poor farmers in the Bahamas. He dropped out of school at age 13 and later joined the U.S. Army. After his army stint, he became interested in performing and joined the American Negro Theater. He debuted on Broadway in 1946 and three years later made his film debut in a U.S. Army documentary. By the late 1950s, he was the leading African American actor in the country. In 1964, he became the first African American actor to win the Best Actor Oscar, for his role as a laborer who helps build a chapel in Lilies of the Field (1963). Other films include In the Heat of the Night (1967) and Guess Who's Coming to Dinner (1967). He began directing in 1971 with Buck and the Preacher. In 1992, he won the American Film Institute's Life Achievement Award, the first black actor and director to be so honored.
    1965-CAPTAIN HUMBERT R. VERSACE Medal of Honor
UNITED STATES ARMY for conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty: Captain Humbert R. Versace distinguished himself by extraordinary heroism during the period of 29 October 1963 to 26 September 1965, while serving as S-2 Advisor, Military Assistance Advisory Group, Detachment 52, Ca Mau, Republic of Vietnam. While accompanying a Civilian Irregular Defense Group patrol engaged in combat operations in Thoi Binh District, An Xuyen Province, Captain Versace and the patrol came under sudden and intense mortar, automatic weapons, and small arms fire from elements of a heavily armed enemy battalion. As the battle raged, Captain Versace, although severely wounded in the knee and back by hostile fire, fought valiantly and continued to engage enemy targets. Weakened by his wounds and fatigued by the fierce firefight, Captain Versace stubbornly resisted capture by the over-powering Viet Cong force with the last full measure of his strength and ammunition. Taken prisoner by the Viet Cong, he exemplified the tenets of the Code of Conduct from the time he entered into Prisoner of War status. Captain Versace assumed command of his fellow American soldiers, scorned the enemy's exhaustive interrogation and indoctrination efforts, and made three unsuccessful attempts to escape, despite his weakened condition which was brought about by his wounds and the extreme privation and hardships he was forced to endure. During his captivity, Captain Versace was segregated in an isolated prisoner of war cage, manacled in irons for prolonged periods of time, and placed on extremely reduced ration. The enemy was unable to break his indomitable will, his faith in God, and his trust in the United States of America. Captain Versace, an American fighting man who epitomized the principles of his country and the Code of Conduct, was executed by the Viet Cong on 26 September 1965. Captain Versace's gallant actions in close contact with an enemy force and unyielding courage and bravery while a prisoner of war are in the highest traditions of the military service and reflect the utmost credit upon himself and the United States Army. 
    1966-After topping the Cashbox Magazine Best Sellers Chart two weeks earlier, ? and the Mysterians "96 Tears" reached number one on the Billboard chart. Although he closely guarded his true identity at the time, the man known as Question Mark turned out to be Rudy Martinez, from Saginaw Valley, Michigan. 
    1966- formation of the National Organization for Women to "bring women into full participation in the mainstream of American society NOW!"
    1967-Hair, An American Tribal Love-Rock Musical, opened at the Public Theater in New York City. The composer was Galt MacDermott. The musical, which appeared during the Vietnam War, carried an antiwar message and aroused some controversy for its glorification of “hippie” values, including a nude scene at the end of the first act. The production moved to Broadway's Biltmore Theater in April, 1968.
    1967 – In Oakland, Ca., police made a traffic stop on Black Panther leader Huey Newton. In a gun battle Newton was wounded and police officer John Frey was killed. Newton was convicted of voluntary manslaughter but the conviction was overturned. Gene McKinney (d.2000 at 58) and Newton had driven out for takeout feed following a Black Panther Party fundraiser when they were pulled over. McKinney commandeered a passing car to get Newton to a hospital.
    1969-Historians consider this the day the Internet was created. The first connection on what would become the world wide web was made on this day when bits of data flowed between computers at UCLA and the Stanford Research Institute. This was the beginning of ARPANET, the precursor to the Internet developed by the Department of Defense. By the end of 1969, four sites were connected: UCLA, the Stanford Research Institute, the University of California, Santa Barbara and the University of Utah. By the next year there were 10 sites and soon there were applications like e­mail and file transfer utilities. The @ symbol was adopted in 1972 and a year later 75 percent of ARPANET traffic was e-mail. ARPANET was decommissioned in 1990 and the National Science Foundation's NSFnet took over the role of backbone of the Internet.
    1969—Top Hits
I Can't Get Next to You - The Temptations
Hot Fun in the Summertime - Sly & The Family Stone
Suspicious Minds - Elvis Presley
The Ways to Love a Man - Tammy Wynette
    1970 - Neil Diamond received a nice package: a gold record for the hit, "Cracklin' Rosie".
    1971 – The total number of U.S. troops remaining in Vietnam drops to 196,700 – the lowest level since January 1966. This was a result of the Vietnamization program announced by President Richard Nixon at the June 1969 Midway Conference. U.S. troops were to be withdrawn as the South Vietnamese assumed more responsibility for the war. The first withdrawal included troops from the 9th Infantry Division, who departed in August 1969. The withdrawals continued steadily, and by January 1972 there were less than 75,000 U.S. troops remaining in South Vietnam.
    1973 - O.J. Simpson set two NFL records this day. The Buffalo Bills' star running back ran 39 times for 157 yards -- and he rushed for a total of over 1,000 yards in only seven games.
    1974-- President Gerald Ford signs law that forbids credit discrimination on the basis of sex. In November, the Federal Home Loan Bank Board announces an end to discrimination in mortgage lending. (1995 backlash finds many mortgage lenders reverting by insisting on spousal credit/income.) 
    1977—Top Hits
You Light Up My Life - Debby Boone
Nobody Does It Better - Carly Simon
That's Rock 'n' Roll - Shaun Cassidy
Heaven's Just a Sin Away - The Kendalls
    1977--A 30 year old Rocker named Marvin Lee Aday, who uses the stage name Meat Loaf, releases his landmark album "Bat Out Of Hell". Since that time, the LP has sold over 43 million copies worldwide. 
    1981 - Loretta Lynn received a gold record for her album, "Greatest Hits, Vol. 2".
    1982--Paul McCartney and Michael Jackson released "The Girl is Mine", which will rise to #2 on the Billboard Pop chart. 
    1982- Car maker John DeLorean indicted for drug trafficking in a government sting operation; later acquitted
    1983 - After four weeks at #1 on the pop music charts, Bonnie Tyler's "Total Eclipse of the Heart" slipped to #2 -- replaced by "Islands in the Stream" by Kenny Rogers and Dolly Parton.
    1983-Pink Floyd's "Dark Side of the Moon" marks its 491st week on the Billboard album chart, surpassing the previous record holder, "Johnny's Greatest Hits" by Johnny Mathis. When it finally fell off of list in October 1988, "Dark Side" had set a record of 741 weeks on the chart. 
    1984 - Golfing great Tom Watson won his sixth PGA Player of the Year title; the most won by any golfer since the award was first given in 1948. Jack Nicklaus had accumulated five of those titles.
    1985—Top Hits
Saving All My Love for You - Whitney Houston
Part-Time Lover - Stevie Wonder
Miami Vice Theme - Jan Hammer
Touch a Hand, Make a Friend - The Oak Ridge Boys
    1987 - Severe thunderstorms in Arizona produced wind gusts to 86 mph at the Glendale Airport near Phoenix, baseball size hail and 70 mph winds at Wickenburg, and up to an inch of rain in fifteen minutes in Yavapai County and northwest Maricopa County. Arizona Public Service alone reported 2.5 million dollars damage from the storms.
    1988 - Wintry weather prevailed in the Upper Midwest. South Bend, IN, equaled their record for October with a morning low of 23 degrees. International Falls MN reported a record low of 11 degrees in the morning, then dipped down to 8 degrees above zero late in the evening.
    1989 - Thunderstorms developing along a cold front produced severe weather in Oklahoma and north central Texas during the late afternoon and evening hours. Thunderstorms in Oklahoma produced weak tornadoes near Snyder and Davidson, and produced hail two inches in diameter at Altus. Large hail damaged 60 to 80 percent of the cotton crop in Tillman County OK. Nine cities in the northeastern U.S. reported record high temperatures for the date as readings warmed into the 70s. For Marquette MI it marked their fifth straight day of record warmth. Arctic cold invaded the western U.S. Lows of 7 degrees at Alamosa CO and 9 degrees at Elko NV were records for the date. (My daughter in nearby Lamoille said it was zero degrees.)
    1990-- The inductees for the sixth annual Rock and Roll Hall of Fame are announced, a list which includes Wilson Pickett, Ike and Tina Turner, The Byrds, The Impressions, LaVern Baker, Jimmy Reed, and John Lee Hooker.
    1996-The National Basketball Association got set to launch its 50th anniversary of all time, ten of the 50 spent significant portions of their careers with the Boston Celtics.
    1998 - Hurricane Mitch (Oct 22-Nov 4, 1998), one of the strongest Atlantic storms ever, made landfall, slamming into Honduras, Nicaragua, Guatemala, Belize, El Salvador and other Central American countries. The real story was not the wind but the rain. Slow movement of the storm caused heavy rain, resulting in widespread flooding and mudslides. Over 10,000 people were killed, another 10,000 were missing, and some two million people were affected in some way by the storm.
    1998 - The space shuttle Discovery blasted off, returning 77-year-old U.S. Senator John Glenn to space some 36 years after he became the first American in orbit. Glenn was part of a crew of seven astronauts shepherding scientific payloads on the shuttle mission.
    2001-- Matt Williams becomes the first player in World Series history to hit home runs with three different teams. He homered in the Fall Classic for the Indians in 1997 and the Giants in 1989.
    2003-Research by Professor James Kellaris of the University of Cincinnati College of Business Administration, found that songs get stuck in our heads because they create a 'brain itch' that can only be scratched by repeating a tune over and over. Songs such as the Village People's "YMCA" and the Baha Men's "Who Let The Dogs Out", owe their success to their ability to create a 'cognitive itch'. 
    2009--Forbes Magazine reported that Michael Jackson had earned about 72 million dollars since his death on June 6th. That was good enough for third place on their list of dead celebrities making the most money. Fashion designer Yves Saint Laurent came in first at $350 million, songwriters Richard Rodgers and Oscar Hammerstein were second with $235 million and Elvis Presley was fourth, earning $55 million.
    2009- Derek Jeter is the recipient of this year's Roberto Clemente Award, an honor given to a player who best exemplifies the game of baseball, sportsmanship, and community involvement. The 35-year-old Yankee captain joins 13 Hall of Famers and former Bronx Bombers Ron Guidry and Don Baylor in winning the prestigious prize.
    2011 - New York City received one inch of snow, the earliest they had received that much snow since records began. It was also only the fourth times since the Civil War snow had fallen in New York City in October. The storm also left over three million people without power including 62% of the customers of Connecticut Light and Power.



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