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Hugh Swandel named CFLA
Member of the Year

(photo courtesty of Shari L. Lipski)

Hugh Swandel, Senior Manager, Canada, The Alta Group, receives the member of the year from the Canadian Finance & Leasing Association at thier 2018 Confeence in Montereal, Quebec. There were almost 500 attendes. The CFLA membership is primarily comprised of Canadian banks, U.S. banks with operations in Canada, captive finance companies, independent finance and leasing companies, and industry service providers who are engaged in vehicle and asset finance and leasing.

Hugh serves on the boards of directors of the Canadian Finance and Leasing Association (CFLA), is Chairman of the CFLA research committee, and is the past President of the National Equipment Financing Association (NEFA, USA). He also is a member of the Equipment Leasing and Finance Association of America (ELFA). In addition to his involvement in industry association Mr. Swandel is on the advisory board of the industry trade publication Leasing News.

Monday a full report on Monday in Leasing News from Ed Kaye, Access Commercial Capital, and President, National Vehicle Leasing Association, member of Leasing News Advisory Board.

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New Hires/Promotions in the Leasing Business
and Related Industries

Bryan Anderson, CLFP, was hired as Business Development Manager, ENGS Commercial Financial CO., Isle, Illinois. He is located in Lincoln, Nebraska. Previously, he was National Account Manager, Amur Equipment Finance (March, 2012 - July, 2018); Distribution, The Buckle (July, 2008 - March, 2012); Intern, Shelter Distribution (June, 2009 - August, 2009). Intern, Shelter Distribution (June, 2009 - August, 2009). University of Nebraska at Kearney, Master of Business Administration (MBA), Business Administration and Management, General (2010 - 2013). University of Nebraska at Kearney, Bachelor of Science (BS), Industrial Distribution (2006 -2010).
https://www.linkedin.com/in/bryan-anderson-clfp-93a8317b/

William Clark was promoted to President, Univest Capital, Inc., a subsidiary of Univest Bank and Trust Co., Souderton, Pennsylvania. He joined the firm May, 2006, as EVP/COO. Previously, he was National Sales Manager, FirstLease, Inc. (May, 2003 - May, 2006); Vice President, Sales, Patriot Commercial Leasing (July, 1995 - May, 2003); Sales Manager, Independent Dealers, Cannon Financial Services, Inc. (October, 1989 - July, 1995); Account Manager, Master Lease (April, 1987 - October, 1989). Community: Volunteer: Habitat for Humanity International (December, 2012). Education: Penn State University, BS. Finance. (1982 - 1986). Activities and Societies: Marketing Club. Sun Valley HS (1979 - 1982).
https://www.linkedin.com/in/billclarkunivest/

Chris Ewer was promoted to Senior Vice President, Indirect Lending, Cashmere Valley Bank, Wenatchee, Washington. He joined the firm July, 2009, as Loan Officer, Dealer Finance; promoted, July, 2011, Vice President, Equipment Finance Manager. Previously, he was Senior Credit Manager, Wells Fargo Financial (June, 2006 - July, 2009). Education: Central Washington University, Bachelor of Science, Business Administration, Management and Organization (2001 - 2005). University of Washington, Michael G. Foster School of Business. Pacific Coast Banking School. 2014 -2016.
https://www.linkedin.com/in/chris-ewer-aaa3a747/

Jeremy Dials was hired as Vice President, Relationship Manager, BMO Harris Bank, Indianapolis, Indiana. Previously, he was Vice President, Sales, South Central US, Global Jet Capital (January, 2018 - July, 2018); Vice President, Senior Account Manager, GE Capital, Healthcare Equipment Finance (March, 2001 - January, 2018); Regional Vice President, Originations, TCF Equipment Finance (March, 2010 - March, 2011); Vice President, Specialty Finance, GE Capital (September, 2007 - February, 2010); Area Financial Services Manager, GMAC Financial Services (August, 2005 - September, 2007). Education: Cornell University Graduate School, Master of Business Administration, MBA (2015 - 2017). Indiana University, Kelley School of Business, B.S., Accounting (1998 - 2003). Activities and Societies: Delta Sigma Pi, Accounting Club, Finance Club. https://www.linkedin.com/in/jeremy-dials-41a3974/

Joel Mikolich was hired as Vice President, Division Sales Manager, Manufacturing, TCF Equipment Finance, Minnetonka, Minnesota. Previously, he was Vice President, Davison Sales Manager, Midland States Bank (January, 2018 - August, 2018); Manufacturing Division Manager, Scottrade (April, 2014 - December, 2017); Relationship Manager, U.S. Bank (2003 - 2014). Education: Concordia University, St. Paul. Bachelor's degree, Organizational Business Management. https://www.linkedin.com/in/joel-mikolich-4a99139/

John Mundaca was hired as Vice President of Funding, Heartland Commercial Finance, Wheatridge, Colorado. Previously, he was Senior Operations Specialist, Scottrade (August, 2016 - October, 2017). He started at Key Equipment Finance, March, 2006, as Credit Analyst; promoted March, 2009, Operations Specialist. Prior, he was Accounting Specialist, McKesson (March, 2001 - March, 2006}; Accountant I, Colorado Division of Wildlife (December, 1999 - March, 2001). Education: Metropolitan State University of Denver, Bachelor of Science BS, Business Management (1994 - 1999).
https://www.linkedin.com/in/john-mundaca-506475a/

Chris Ralston was hired as Director, Lender Finance & Capital Markets, CIT. He is based in San Francisco. He previously was Vice President, Capital Markets, TIAA Bank (August, 2013 - August, 2018); National Accounts Manager, Huntington Bank (February, 2012 - August, 2013); Managing Director, LFC Capital, Inc (January, 2011 - February, 2012); Western Regional Manager, MEI Healthcare Capital (June, 2010 - January, 2011), Western Region Manager, Tygris Commercial Finance/MarCap Corp. (August, 2004 -December, 2008), Western Region Manager, DVI Financial (September, 1999 - August, 2003), inside sales, Matsco Financial (1997-September, 1999), Market Analyst, Automotive Lease Guide (January, 1993 - July, 1995). University of California, Santa Barbara, Bachelor of Arts, Economics (1985 – 1990).
https://www.linkedin.com/in/chris-ralston-92600a11/

Brian Raum was hired as Financial Solutions Manager, Cisco Systems Capital. He based out of the Greater Nashville, Tennessee Area. Previously he was Sr. Vice President, LLC/Insight Financial Services (January, 2006 - August, 2018); Global Accounts Executive, Hewlett-Packard Financial Services (August, 2009 – December, 2015); Managing Director, Fidelity National Capital (2007 – 2009); Vice President, Technology Finance, GE Capital (2005 – 2007); Vice President, Business Development, US Bank Oliver Allen (2004 – 2005); Regional Sales Director, Compaq Capital/Hewlett Packard Financial Services (September, 1998 – August, 2004); Vice President, Sales and Marketing, Brentwood Credit Corp. (1992 – 1998); Volunteer: Board of Directors, Ladera Ranch Little League, Orange County, CA. Education: Arizona State University. University of California, Santa Barbara (1985 – 1989. Activities and Societies: Scholarship Athlete -Baseball, Sigma Chi Fraternity. Villa Park High School (1983 – 1985).
https://www.linkedin.com/in/brian-raum-2767543

Mark Sulava was hired as Account Manager, KLC Financial, Inc., Minnetonka, Minnesota. Previously, he was Sales Representative, August, 2015 - September, 2018); Sales Representative, Sanimax (June, 2014 – July, 2016); Assistant Operator, TETRA Technologies, Inc. (June, 2013 – May, 2014); Laborer, Manager, Salesperson, Southwest Building Contractor (January, 2006 – May, 2012); Sales person, Tom Clark Automotive (May, 2009 – August, 2009). Education: Geneva College, Business, Marketing, Sports Management (2008 – 2012). Activities and Societies: Baseball, FCA President, FCA Secretary, SAAC President. https://www.linkedin.com/in/mike-sulava-42996519

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State Licensing and Usury Laws:
An Updated Overview of a Few Troublesome States
By Barry Marks, CLFP

(Special to Leasing News)

(Leasing News requested Barry, a long time contributor to Leasing News, to update the state usury laws list. He states these are synopsis, pointing out the actual laws for each state should be view.
He also makes a disclaimer:) “This article is not intended to offer legal advice and is no substitute for consultation with a lawyer familiar with the laws of the relevant state.”

State usury and licensing laws differ significantly from state to state. These are just a few examples, there are other laws in other states that bear review.

In general, the factors that determine whether licensing or usury issues are likely to exist include whether leases or loans are offered, whether motor vehicles are being leased or financed, the size of the transaction and how high the proposed rate will be.

Many states also have laws affecting lease and loan brokers and the sale of off-lease motor vehicles.

California: Willful violation of the finance lender licensing laws is punishable by a fine of up to $10,000 and imprisonment for up to one year. Violators can be subject to a civil penalty of $2,500 per violation. Note that brokers are also subject to the licensing requirement and payment of referral fees is restricted. Licensed lenders are exempt from California’s usury limitation: the higher of 10% or a rate tied to the Federal Reserve rate. As Tom McCurnin points out: lenders who violate California’s usury laws are prohibited from recovering any interest and loss of previously paid interest, treble damages and punitive damages are possible.

Colorado: Charging over 45% interest is a felony and carries a minimum one year prison sentence and a fine of $1,000.00.

Florida: Charging interest at a rate exceeding 18% on loans of less than $25,000 is considered a consumer finance loan and requires a license. In addition, an interest rate exceeding 25% is a second degree misdemeanor and charging an interest rate exceeding 45% is a third degree felony.

Kentucky: Lenders making loans of $15,000 or less or to sole proprietors must have a license and is subject to a usury limitation of 4% over the Fed 90-day commercial paper rate. Failure to obtain the loan license when necessary is a misdemeanor. The statute also provides that any loan contract made in violation of this statute shall be void and the lender shall have no right to collect any principal, charges or recompense whatsoever.”

Maryland: Loans under $15,000 made to a borrower other than a corporation face a 24% usury limitation and require licensing. Failure to obtain the license is a misdemeanor subject to fines and/or imprisonment not exceeding 3 years.

Massachusetts: The criminal usury rate is 20%. Violation of the criminal usury statute is punished by imprisonment in the state prison for not more than ten years or by a fine of not more than ten thousand dollars, or by both such fine and imprisonment.

Michigan: If the borrower is a “business entity” but the lender is not a bank, credit union or similar institution, the maximum interest rate is 25% and that rate is subject to criminal penalties. Any person guilty of criminal usury may be imprisoned for up to 5 years and/or fined up to $10,000.00.

Minnesota: Loans to sole proprietors are limited to:
Any person who violates the loan licensing statute is guilty of a “gross misdemeanor” and loans made without a license are void. The borrower is not liable to pay any amount under the loan and can obtain a refund of any money paid on the loan.

New Jersey: Loans for business purposes under $50,000 are limited to 16% interest (or a rate tied to federal rates, if higher). In addition to its civil usury rates New Jersey’s criminal usury rates are: (a) 50% for to loans to corporations, limited liability companies and limited liability partnerships; and (b) 30% to other borrowers Violation of criminal usury laws subjects the lending party to criminal usury liability and a fine up to $250,000.

Rhode Island: The maximum interest rate any entity may charge may not exceed the greater of 21% per annum or 9% above a published index. Violation of the usury statute can result in forfeiture of the entire principal and interest and imprisonment for not more than five years.

Tennessee: Tennessee’s usury rate is a variable published “formula rate”. The willful collection of usury is a misdemeanor punishable by up to eleven (11) months, twenty-nine (29) days in jail or a fine not to

Barry S. Marks, CLFP
Marks & Associates, P.C.
400 Century Park South, Suite 100
Birmingham, AL 35226
Mailing Address: PO BOX 1138
Birmingham, AL 35202
Tel: (205) 251-8303
Fax: (205) 278-8905
Email: barry@leaselawyer.com
www.leaselawyer.com

ELFA Reports August New Business Up 8.5% from July
Confidence is Growing

(Chart: Leasing News)

The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index (MLFI-25), reports overall new business volume for August was $8.9 billion, up from $8.2 billion in July.

click to make larger
Chart: ELFA)

Separately, the Equipment Leasing & Finance Foundation’s Monthly Confidence Index (MCI-EFI) in September is 65.5, up from the August index of 60.7.

ELFA President and CEO Ralph Petta said, “Members report continued strong origination volume as the summer comes to a close. Fundamentals in the U.S. economy are favorable for capex investment by both large and small borrowers, and a number of asset classes and equipment verticals are benefiting. Steadily rising interest rates, a spate of disagreements with our trading partners and a powerful hurricane have seemingly little, to no, effect on the U.S. economy and its continued vitality.”

Mark Duncan, Executive Vice President and General Manager, Commercial Finance and Corporate Development, Hitachi Capital America Corp., said, “The August MLFI shows continued broad-based volume growth. However, economic headwinds may be appearing on the horizon; we expect these to impact specific sectors uniquely and not necessarily in the same timeframe. Accordingly, at Hitachi Capital America, along with many other ELFA members, we are executing a diversified strategy and continue monitoring our clients’ underlying fundamentals closely. It is our hope that the market works its way through any potential turbulence with minimal impact on both our clients and our industry.”

Receivables over 30 days were 1.90 percent, unchanged from the previous month and up from 1.50 percent the same period in 2017. Charge-offs were 0.29 percent, down from 0.31 percent the previous month, and down from 0.44 percent in the year-earlier period.

Credit approvals totaled 76.4 percent in August, up slightly from 76.2 percent in July. Total headcount for equipment finance companies was down 0.3 percent year over year. During 2017, headcount was elevated due to acquisition activity at an MLFI reporting company.

click to make larger

click image to make larger

(Charts: ELFA)

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Record Attendance at Commercial Financing Expo Reports
American Association of Commerce Finance Brokers

Left to Right: Schwartz, Channel Partners Capital, Kim Baughman, First Federal Leasing,
and Kristi Herig, First Federal Leasing

The American Association of Commercial Finance Brokers (AACFB) Commercial Financing Expo saw increases of over 47% in exhibitors, 44% in attendees and 36% in brokers from the 2017 regional meetings. The new format, with expanded educational offerings and exhibit time, along with a unique opportunity to connect broker members to a wide variety of funding sources both during and before the Expo through AACFB’s "Meet the Funder" online seminars, was applauded by many of the attendees.

Educational seminars focused on a diverse range of topics including Complementary Revenue Sources (such as SBA Loans, A/R Funding, PO Financing, Lines of Credit, Supply Chain Financing, Insurance and Commercial Real Estate), FinTech Process Automation and Docusign, Building Your Own Portfolio and Cyber Security. The new “freestyle” format provided attendees the option to free flow from the seminars to the exhibitors’ booths without interruption. An “Ask the Experts” table, staffed by industry veterans, provided new brokers the opportunity to seek advice for any industry-related subjects. Attendees also enjoyed various social functions including the popular Women in Leasing Luncheon.

Sheri Bancroft, AACFB President. said, “The AACFB is excited about the success of its inaugural EXPO! It opened the door to new brokers as well as provided opportunities for all brokers to expand their reach and grow their businesses!” noted by Sheri Bancroft, AACFB President.

Her views, shared by many of the attendees at the show, can be seen in the video below as well as the following:

Jane Schwartz, Channel Partners Capital, “The AACFB provides a positive, professional forum for the commercial finance community to learn, grow and evolve. The opportunity for establishing new relationships and expanding your business is relevant and real. We are proud to be members of the AACFB."

John Hollender, TradeRiver USA, said. “"The AACFB is an important resource that connects Commercial Finance Brokers and a wide array of Funding Sources. TradeRiver USA and a number of our Broker partners are the beneficiaries of a strong professional affiliation with the AACFB."

Mike Merriman, Sun First Equipment Finance, said, "The face to face time with your funders is priceless! We always come away better than we arrived!" –

Highlight Video of Conference 1:12
https://www.youtube.com/watch?v=NxceNqGBPzA&feature=youtu.be

About American Association of Commercial Finance Brokers
The American Association of Commercial Finance Brokers (AACFB), formerly the NAELB, is the premier trade association empowering independent commercial finance brokers. The AACFB represents the expanding interests of its growing membership by providing best practice education and networking opportunities, while promoting a culture of ethics. For more information visit: www.aacfb.org

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2017 was a good year for global tourism. The World Tourism Organization (UNWTO) published its 2018 report on international tourism trends, finding that 2017 experienced the highest growth in international tourist arrivals since 2010. That was due to a combination of factors, such as strong economic conditions, higher demand in emerging markets and the recovery of destinations suffering from security challenges. The total number of tourist arrivals last year was 1.32 billion, up 7 percent on 2016, while tourism receipts went up 5 percent to $1.34 trillion.

In 2017, France was the world's most-visited country with 86.9 million arrivals, ahead of Spain's 81.8 million and the USA's 75.9 million. Some observers feared that President Trump's actions and rhetoric could deter tourists and last year, U.S. arrivals fell 3.8 percent. Despite the decline, however, spending still increased 1.9 percent to reach $210.7 billion, drastically higher than France and Spain combined.

By Niall McCarthy Statista.com

https://www.statista.com/chart/15584/the-number-of-tourist-arrivals-and-total-inbound-expenditure/

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Channel Partners Capital Honored for Significant Growth
For 6th Consecutive Year

Working Capital Provider Achieves the Inc. 500/5000 List

Minnetonka, MN – Channel Partners Capital (Channel), a nationwide leading provider of small business working capital, was ranked among the 5,000 fastest-growing private companies in the U.S. by Inc. magazine for the sixth straight year in 2018. The Inc. 500/5000 list recognizes the nation’s most successful, dynamic small and mid-sized businesses.

James Ledbetter, Editor in Chief, Inc. Media, “Companies that have made the list, on average, have grown six fold since 2014.”

“Over a stretch when the economy grew around 11 percent, that’s a result most businesses can only dream to achieve.”

Of the tens of thousands of companies that have applied to the Inc. 5000 over the years, only a fraction made the list more than once. A mere six percent have made the list six times and fewer still for six consecutive years.

Brad Peterson, CEO of CPC, said, “Our consistent growth results from the strong relationships we build with equipment finance partners and their customers.”

“We work hard to provide convenient, easy access to growth capital for small business customers who are often acquiring equipment at the same time.” Adds Peterson, “Leveraging these connections ensures that our partners are in the right place at the right time to help small businesses with their working capital needs.”

Earlier this year, Channel closed on a mid-eight figure equity investment and a senior debt facility that will support over $300 million in annual fundings, allowing Channel to continue its trajectory of growth as one of the most financially stable companies in the industry.

More about Channel Partners Capital LLC

Based in Minnetonka, Minn., Channel Partners Capital is a leading provider of small business working capital across the U.S., partnering exclusively with equipment leasing and finance companies. Since its founding in 2009, CPC has originated over 7,000 loans, generating receivables of over $350 million; deals typically range from $10,000 to $250,000. Channel is a full-service funding source successfully filling the gap in small business credit availability.

Channel provides multiple programs to support equipment finance companies in offering working capital to their customers, including a referral program for partners looking for a comprehensive solution to working capital.

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Working Capital from $10,000 to $250,000 ChannelPartnersCapital.com

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Fed Chairman Jerome H. Powell on the U.S. Economy
At Rhode Island Business Leaders Day, Washington, D.C.

The Federal Open Market Committee, the body within the Federal Reserve that sets monetary policy, just concluded a meeting yesterday. I plan to talk briefly about how my colleagues and I see the economy evolving and our role in keeping it healthy. Importantly, I want to hear from you. I very much appreciate your views, as business people, of economic conditions where you live and work. And, of course, I will be happy to respond to questions.

Our economy is strong. Growth is running at a healthy clip. Unemployment is low, the number of people working is rising steadily, and wages are up. Inflation is low and stable. All of these developments are very good signs. Of course, that is not to say that everything is perfect. The benefits of this strong economy have not reached all Americans. Many of our country's economic challenges are beyond the scope of the Fed, but we are doing all we can to keep the economy strong and moving forward. That is the best way we can promote an environment in which every American has the opportunity to succeed.

Each time we meet, we face the same question: How can we set monetary policy to best support job growth and low, steady inflation? For many years, this question called for very low interest rates to help an economy that had been damaged by the deep financial crisis that gripped the world 10 years ago. As the economy has steadily gained strength, the Fed has been gradually returning interest rates closer to the levels that are normal in a healthy economy. We took another step on that path yesterday, with a quarter-point increase in short-term interest rates. These rates remain low, and my colleagues and I believe that this gradual return to normal is helping to sustain this strong economy for the longer-run benefit of all Americans.

As I mentioned, 10 years have now passed since the depths of the financial crisis‑‑a painful part of our history that cost many Americans their jobs, their homes, and, for some, their hopes and dreams. In addition to holding interest rates low to support the recovery, we have taken many steps to make the financial system safer. In particular, we are holding the largest banks too much higher standards in the amount of capital and liquidity they hold and in the ways they assess and manage the risks they take. I am confident that the system today is stronger and in a far better position to support the financial needs of households and businesses through good times and bad. We continue to work to sustain these fundamental improvements while also ensuring that regulation is both effective and efficient.

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Fernando's View
By Fernando F. Croce

New releases include an offbeat Western (“The Sisters Brothers”) and a biting seriocomedy (“The Land of Steady Habits”), while unsettling horror (“Hereditary”), fascinating historical drama (“Zama”), and a sparkling classic (“My Man Godfrey”) come to DVDs.

In theaters:

The Sisters Brothers (Annapurna Pictures): Known for his intense studies of people on the edge, French director Jacques Audiard (“A Prophet”) lightens up a bit in his English-language debut, an ambitious, offbeat Western set in the 1850s. Joaquin Phoenix and John C. Reilly star as Charlie and Eli Sisters, fraternal hired gunslingers who scratch and grouse in between shootouts. Their latest job, paid by a shadowy figure known as The Commodore, puts them on the trail of a young chemist (Riz Ahmed) whose invention might just revolutionize the Gold Rush. As they travel from Oregon into California and details emerge, they find their bond as both hunters and brothers tested. Alternating between brutal seriousness and near-absurdist humor, Audiard’s movie benefits hugely from the odd-couple chemistry between Phoenix and Reilly.

The Land of Steady Habits (Netflix): A specialist in half-light, half-biting ironies, Nicole Holofcener (“Friends with Money”) serves up another sharp and humanistic comedy-drama. At its centers is a refreshing leading role for character actor Ben Mendelsohn as Anders, a recently retired divorcee trying to cope with the awareness of voids in his life. Despite his luxurious surroundings, Anders feels trapped by quotidian rituals that are supposed to reassure but instead stifle him. While trying to rekindle his feelings for his ex-wife Helene (Edie Falco) and find common ground with his son Preston (Thomas Hill), he finds himself increasingly slipping down an emotional path. Though it suggests the melancholy suburban bubble of films like “American Beauty,” Holofcener’s film provides a far more generous view, greatly aided by her first-rate cast.

Nextflix: In the spirit of “The Sisters Brothers,” check out Netflix for earlier eccentric Westerns. They include “Johnny Guitar” (1954), “One-Eyed Jacks” (1961), “Bad Company” (1972), and “Barbarosa” (1982).

On DVD:

Hereditary (A24): Directorial debuts don’t come much more blood-curdling than Ari Aster’s disturbing horror drama, which features an all-stops-out performance by Toni Collette. She stars as Annie Graham, an artist whose life begins to unravel following the death of her harsh mother, putting a strain on her relationship with her husband (Gabriel Byrne) and children (Alex Wolff, Milly Shapiro). The terrors keep coming, however, as disturbing details from the family history start to emerge and Annie gradually becomes aware of a ghastly cycle that she may be unable to escape from. Can she and her family evade doom before it’s too late? Building slowly but surely with subtle and raw details, Aster’s film weaves a web of shock that, like the recent “The Babadook,” gives the horror genre a shot in the arm.

Zama (Walt Disney Motion Pictures): Directing her first feature in a decade, Argentinean filmmaker Lucrecia Martel (“The Headless Woman”) scores with this half-droll, half-unsettling, wholly original historical drama. Based on the acclaimed novel by Antonio di Benedetto and set in 18th-century South America, the film follows the woozy trajectory of Don Diego de Zama (Daniel Gimenez Cacho), a Spanish officer assigned with surveying the tropical colonies. Waiting patiently to be reassigned to a different outpost, he finds himself stuck in a blackly comic bureaucratic nightmare where he interacts with coquettish mistresses, sullen superiors and mysterious natives. When new orders finally arrive, Zama is send into the jungle, where dangerous rebels dwell. Featuring endlessly inventive visuals and a pointed indictment of colonialism, Martel’s film is one of the year’s true marvels. With subtitles.

My Man Godfrey (Criterion): One of the most beloved examples of classic screwball comedies, this marvel from 1936 is as sparkling now as when it first came out. William Powell plays as Godfrey, one of the Depression’s many “forgotten men,” trying to survive hard times by scavenging through garbage dumps. Into his life comes Irene Bullock (Carole Lombard), a young socialite who, after meeting him as part of a silly high-society game, impulsively decides to hire him as a butler. As he interacts with the rest of her rich family—her gravel-voiced father (Eugene Pallette), tipsy mother (Alice Brady) and unkind sister (Gail Patrick)—he changes their lives forever. Directed with warmth and wit by genre specialist Gregory La Cava, this is a matchless mix of social consciousness and sheer comic effervescence.

News Briefs----

Ex-Banker CFO Gets 10 Years for $25M Fraud
ordered to pay restitution of $21.2 million
http://ww2.cfo.com/fraud/2018/09/ex-bankrate-cfo-gets-10-years-for-25m-fraud/

Ford CEO Says Metals Tariffs Took $1 Billion of Profit
Urges to Change Trade Disputes before do "more damage"
https://finance.yahoo.com/news/ford-ceo-says-trump-metals-121230013.html

Mortgage rates soar to 7-year highs
30 Year Climbs 4.72 Percent
https://www.cnbc.com/2018/05/15/mortgage-rates-are-surging-to-the-highest-level-in-7-years.html

More US corporate giants warn tariffs
will mean price hikes
https://www.stltoday.com/business/national-and-international/more-us-corporate-giants-warn-tariffs-will-mean-price-hikes/article_0fdd1068-d3bb-50ad-be46-104d4eba0465.html

U.S. regulators sue Tesla's Musk for fraud,
seek to bar him as officer
https://www.stltoday.com/business/local/u-s-regulators-sue-tesla-s-musk-for-fraud-seek/article_125df71b-f9b7-5338-b5a5-7bd73c12e892.html#tracking-source=home-the-latest

How Interest Rate Hikes Will Trigger The Next Financial Crisis
Rate Hike Cycle
https://www.forbes.com/sites/jessecolombo/2018/09/27/how-interest-rate-hikes-will-trigger-the-next-financial-crisis/#714388ba6717

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You May Have Missed---

Stripe is now valued at $20B after raising another $245M
led by Tiger Global
https://techcrunch.com/2018/09/26/stripe-is-now-valued-at-20b-after-raising-another-245m-led-by-tiger-global/

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Baseball Poem

Reluctance
By: Robert Frost

Out through the fields and the woods
And over the walls I have wended;
I have climbed the hills of view
And looked at the world, and descended;
I have come by the highway home,
And lo, it is ended.

The leaves are all dead on the ground,
Save those that the oak is keeping
To ravel them one by one
And let them go scraping and creeping
Out over the crusted snow,
When others are sleeping.

And the dead leaves lie huddled and still,
No longer blown hither and thither;
The last lone aster is gone;
The flowers of the witch-hazel wither;
The heart is still aching to seek,
But the feet question 'Whither?'

Ah, when to the heart of man
Was it ever less than a treason
To go with the drift of things,
To yield with a grace to reason,
And bow and accept the end
Of a love or a season?

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Sports Briefs---

Jon Gruden feeling heat after 0-3 start with Raiders
https://www.yahoo.com/sports/jon-gruden-feeling-heat-0-3-start-raiders-211541435--nfl.html

Cleveland head coach Hue Jackson has
history with Raiders, Jon Gruden
https://www.sfchronicle.com/raiders/article/Browns-coach-Hue-Jackson-has-history-with-13260927.php

Kyle Shanahan says 49ers' new starting QB C.J. Beathard
has improved since last season
https://www.pressdemocrat.com/sports/8783576-181/kyle-shanahan-says-49ers-new

Panthers sign former 49ers safety Eric Reid
https://www.sfgate.com/49ers/article/Panthers-sign-former-49ers-safety-Eric-Reid-13262836.php

Andrew Luck confident he 'can make all the throws'
http://www.theredzone.org/Blog-Description/EntryId/72523/Andrew-Luck-confident-he--can-make-all-the-throws

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California Nuts Briefs---

Bay Area home sales grinding down — could this be the top?
https://www.mercurynews.com/2018/09/27/bay-area-home-sales-grinding-down-could-this-be-the-top/

Crews begin work to shore up cracked beams
at SF’s Transbay Transit Center
https://www.sfchronicle.com/bayarea/article/Crews-begin-work-to-shore-up-cracked-beam-at-13263647.php

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“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Wine Industry Faces Changing Market, Economy
https://www.winesandvines.com/news/article/203853/Wine-Industry-Faces-Changing-Market-Economy

Wine Industry Leaders Discuss Distribution, Acquisitions, and Exports
https://www.winebusiness.com/news/?go=getArticle&dataid=203878

Cork Producer Parramon Passes 25 Million Mark
with No Reports of TCA
https://www.winebusiness.com/suppliernews/?go=getSupplierNewsArticle&dataid=203845

Foreign wine buyers, meet Sonoma County vintners
https://www.northbaybusinessjournal.com/industrynews/wineindustry/

Asia's Top Sommelier Crushes It with Fitness and Alcohol
https://www.forbes.com/sites/margiegoldsmith/2018/09/26/asias-top-sommelier-crushes-it-with-fitness-and-alcohol/#7bc516e178c0

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
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This Day in History

     1542 - California is discovered by Portuguese navigator Juan Rodriguez Cabrillo who reached San Diego Bay. His birth date is unknown but is generally recognized as 1499. The Cabrillo National Monument marks his landfall and Cabrillo Day is still observed in California (in some areas on the Saturday nearest Sept 28). Cabrillo left Navidad, Mexico on June 27, and landed at what is now known as Ballast Point, San Diego, CA. He continued his explorations and discovered Santa Catalina Island, San Pedro Bay, the Santa Barbara Channel, San Francisco Bay, and other West Coast landmarks. Other Europeans had encountered the Pacific Ocean previously, including Vasco Nunez de Balboa, who had laid eyes on the Pacific in 1513, and Ferdinand Magellan, who had sailed across the Pacific in 1520-21 during the first circumnavigation of the world. Cabrillo died at San Miguel Island, CA, Jan 3, 1543.
(Lower part of: http://memory.loc.gov/ammem/today/sep28.html )
    1781 - American forces in the Revolutionary War, backed by a French fleet, began their siege of Yorktown Heights, Va.
    1787 - The newly completed US Constitution was approved by Congress to be sent to the state legislatures to be ratified.
    1829 – “Walker’s Appeal” was published in Boston. David Walker (1796 – 1830) was an outspoken African-American abolitionist and activist. His mother was free and his father was a slave. Therefore, he was free. He published “An Appeal to the Coloured Citizens of the World,” a call for black unity and self-help in the fight against oppression and injustice. The appeal brought attention to the abuses and inequities of slavery and the role of individuals to act responsibly for racial equality, according to religious and political tenets. At the time, some people were outraged and fearful of the reaction that the pamphlet would have. Many abolitionists thought the views were extreme. Historians and liberation theologians cite the Appeal as an influential political and social document of the 19th century. Walker exerted a radicalizing influence on the abolitionist movements of his day and inspired future black leaders and activists. His son, Edward G. Walker, was an attorney and one of the first two black men elected into the Massachusetts Legislature in 1866.
    1836 – The first of 3 early snows for the year hit the northeast. Hamilton, NY had 4 inches and Ashby, MA had 2 inches.
    1850 – Brigham Young, Mormon leader, was named first governor of the territory of Utah by Pres. Fillmore.
    1856 – Kate Douglas Wiggin (d. 1923) was born at Philadelphia, PA. She helped organize the first free kindergarten on the West Coast in 1878 at San Francisco and, in 1880, she and her sister established the California Kindergarten Training School. After moving back to the east coast, she devoted herself to writing, producing a number of children’s books including “The Birds’ Christmas Carol,” “Polly Oliver’s Problem” and “Rebecca of Sunnybrook Farm.”
    1867 – Toronto becomes the capital of Ontario
http://www.lonelyplanet.com/destinations/north_america/toronto/history.htm
http://www.city.toronto.on.ca/archives/index.htm#more
http://www.blackhole.on.ca/index_history.html
    1886 – The Statue of Liberty was dedicated in New York Harbor and women were barred from the ceremony because of concerns of over- crowding and rough for the ladies. But a group of women chartered a boat and circled the island singing and shouting women’s rights messages.
    1892 – The first night game in US football took place between Wyoming Seminary and Mansfield State Normal.
    1895 - At a convention in Atlanta, three Baptist groups merged to form the National Baptist Convention. It is today the largest African-American denomination in America and the world.
    1901 - Birthday of Ed Sullivan (d. 1974) in NYC: A well-known columnist, who lived in Port Chester, New York, and, in his day, was the King of TV variety shows. Sullivan started his media career in 1932 as a sportswriter for the Daily News in New York. His popular variety show, “The Ed Sullivan Show” (“Toast of the Town”), ran from 1948 until 1971. It included such sensational first time public appearances from such stars as Elvis Presley and the Beatles. It is fair to say that in his day, he owned New York.
    1901 – William S. Paley (d. 1990), the founder of CBS, was born in Chicago. Paley's father was an immigrant who ran a cigar company. As the company became increasingly successful, Paley became a millionaire, and moved his family to Philadelphia in the early 1920s. William had graduated from the Wharton School of the University of Pennsylvania. In 1927, Paley's father, brother-in-law and some business partners bought a struggling Philadelphia-based radio network of 16 stations called the Columbia Phonographic Broadcasting System. The intention was to use his acquisition as an advertising medium for promoting the family's cigar business. Within a year, under William's leadership, cigar sales had more than doubled, and, in 1928, the Paley family secured majority ownership of the network from their partners. Within a decade, William S. Paley had expanded the network to 114 affiliate stations. During World War II, Paley served in the Office of War Information, under General Eisenhower. It was while based in London during the war when Paley came to know and befriend Edward R. Murrow, CBS's head of European news. In 1946, Paley promoted Frank Stanton to president of CBS. CBS expanded into TV and rode the post-war boom to surpass NBC.
    1909 – Cartoonist Al Capp (d. 1979) was born Alfred Gerald Caplin in New Haven, CT. He is best known for the satirical strip “Li’L Abner.”
    1912 - W.C. Handy's “Memphis Blues” is published, changing the course of American popular music.
http://memory.loc.gov/ammem/today/sep28.html
    1918 - MILLER, OSCAR F., Medal of Honor
Rank and organization: Major, U.S. Army, 361st Infantry, 91st Division. Place and date: Near Gesnes, France, 28 September 1918. Entered service at: Los Angeles, Calif. Birth: Franklin County, Ark. G.O. No.: 16, W.D. 1919. Citation: After 2 days of intense physical and mental strain, during which Maj. Miller had led his battalion in the front line of the advance through the forest of Argonne, the enemy was met in a prepared position south of Gesnes. Though almost exhausted, he energetically reorganized his battalion and ordered an attack. Upon reaching open ground the advancing line began to waver in the face of machinegun fire from the front and flanks and direct artillery fire. Personally leading his command group forward between his front-line companies, Maj. Miller inspired his men by his personal courage, and they again pressed on toward the hostile position. As this officer led the renewed attack he was shot in the right leg, but he nevertheless staggered forward at the head of his command. Soon afterwards he was again shot in the right arm, but he continued the charge, personally cheering his troops on through the heavy machinegun fire. Just before the objective was reached he received a wound in the abdomen, which forced him to the ground, but he continued to urge his men on, telling them to push on to the next ridge and leave him where he lay. He died from his wounds a few days later.
    1918 - SCHAFFNER, DWITE H., Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, 306th Infantry, 77th Division. Place and date: Near St. Hubert's Pavillion, Boureuilles, France, 28 September 1918. Entered service at: Falls Creek, Pa. Birth: Arroya, Pa. G.O. No.: 15, W.D., 1923. Citation: He led his men in an attack on St. Hubert's Pavillion through terrific enemy machinegun, rifle, and artillery fire and drove the enemy from a strongly held entrenched position after hand-to-hand fighting. His bravery and contempt for danger inspired his men, enabling them to hold fast in the face of 3 determined enemy counterattacks. His company's position being exposed to enemy fire from both flanks, he made 3 efforts to locate an enemy machinegun which had caused heavy casualties. On his third reconnaissance he discovered the gun position and personally silenced the gun, killing or wounding the crew. The third counterattack made by the enemy was initiated by the appearance of a small detachment in advance of the enemy attacking wave. When almost within reach of the American front line the enemy appeared behind them, attacking vigorously with pistols, rifles, and hand grenades, causing heavy casualties in the American platoon. 1st Lt. Schaffner mounted the parapet of the trench and used his pistol and grenades killing a number of enemy soldiers, finally reaching the enemy officer leading the attacking forces, a captain, shooting and mortally wounding the latter with his pistol, and dragging the captured officer back to the company's trench, securing from him valuable information as to the enemy's strength and position. The information enabled 1st Lt. Schaffner to maintain for S hours the advanced position of his company despite the fact that it was surrounded on 3 sides by strong enemy forces. The undaunted bravery, gallant soldierly conduct, and leadership displayed by 1st Lt. Schaffner undoubtedly saved the survivors of the company from death or capture.
    1918 - STOWERS, FREDDIE, Medal of Honor
Corporal Stowers, a native of Anderson County, South Carolina, distinguished himself by exceptional heroism on 28 September 1918, while serving as a squad leader in Company C, 371st Infantry Regiment, 93rd Infantry Division. His company was the lead company during the attack on Hill 188, Champagne Marne Sector, France, during World War I. A few minutes after the attack began, the enemy ceased firing and began climbing up onto the parapets of the trenches, holding up their arms as if wishing to surrender. The enemy's actions caused the American forces to cease fire and to come out into the open. As the company started forward and when within about 100 meters of the trench line, the enemy jumped back into their trenches and greeted Corporal Stowers' company with interlocking bands of machine gun fire and mortar fire causing well over fifty percent casualties. Faced with incredible enemy resistance, Corporal Stowers took charge, setting such a courageous example of personal bravery and leadership that he inspired his men to follow him in the attack. With extraordinary heroism and complete disregard of personal danger under devastating fire, he crawled forward leading his squad toward an enemy machine gun nest, which was causing heavy casualties to his company. After fierce fighting, the machine gun position was destroyed and the enemy soldiers were killed. Displaying great courage and intrepidity, Corporal Stowers continued to press the attack against a determined enemy. While crawling forward and urging his men to continue the attack on a second trench line, he was gravely wounded by machine gun fire. Although, Corporal Stowers was mortally wounded, he pressed forward, urging on the members of his squad, until he died. Inspired by the heroism and display of bravery of Corporal Stowers, his company continued the attack against incredible odds, contributing to the capture of Hill 188 and causing heavy enemy casualties. Corporal Stowers' conspicuous gallantry, extraordinary heroism and supreme devotion to his men were well above and beyond the call of duty, follow the finest traditions of military service and reflect the utmost credit on him and the United States Army.
    1919 - In the shortest nine-inning game in Major League history, lasting only 51 minutes, the New York Giants beat the Philadelphia Phillies, 6-1.
    1919 – All-American Tom Harmon (d. 1990) was born in Renssalaer, IN. One of college football’s early legends, he played halfback at the University of Michigan (1938-40), leading the nation in scoring. He was a consensus All-American in both 1939 and 1940 and won the Heisman Trophy, Maxwell Award, and the AP Athlete of the Year Award in 1940. He was inducted into the College Football Hall of Fame in 1954. During World War II, Harmon served as a pilot in the US Army Air Corps. In April 1943, he was the sole survivor of the crash of a bomber he piloted in South America en route to North Africa. Six months later, he was shot down in a dogfight with Japanese Zeros over China. After the war, Harmon played two seasons of professional football for the Los Angeles Rams and had the longest run from scrimmage during the 1946 season. He is the father of actor/producer Mark Harmon and Kristin Harmon Nelson, who was married to rock ‘n’ roller Rick Nelson.
    1920 - Eight members of the 1919 Chicago White Sox were indicted by a grand jury in Chicago on charges that they conspired to fix the 1919 World Series and allowed the Cincinnati Reds to win. According to Wikipedia, on this day, Eddie Cicotte and Shoeless Joe Jackson confessed their participation in the scheme to the grand jury. White Sox owner Charles Comiskey immediately suspended the eight. They were acquitted, but were nevertheless banned from baseball for life by the new and first Commissioner of Baseball, Kennesaw Mountain Landis.
    1928 - Glen Gray's orchestra recorded “Under a Blanket of Blue” with Kenny Sergeant on vocals.
    1930 - Lou Gehrig's errorless streak ends at 885 consecutive baseball games. The winning pitcher is Babe Ruth, beating the Red Sox 9-3.
    1934 - Birthday of French sex symbol Brigitte Bardot, born Camille Javal, Paris, France.
http://www.triviatribute.com/brigittebardot.html
http://www.jon-aristides.com/brigitte.html
http://www.silverscreensirens.com/brigitte.htm
    1937 - President Franklin D. Roosevelt dedicates Bonneville Dam on Columbia River, Oregon.
http://www.ohwy.com/or/b/bonnedam.htm
http://www.cqs.washington.edu/crisp/hydro/bon.html
    1938 – Birthday of Ben E. King (d. 2015) born Benjamin Earl Nelson, Singer, songwriter, Henderson, NC. In 1958, King (still using his birth name) joined a doo-wop group called the Five Crowns. Later that year, the Drifters' manager, George Treadwell fired the members of the original Drifters, and replaced them with the members of the Five Crowns. King had a string of R&B hits with the group: He co-wrote and sang lead on the first Atlantic hit by the new version of the Drifters, "There Goes My Baby" (1959). He also sang lead on a succession of hits including "Save the Last Dance for Me," "This Magic Moment" and "I Count the Tears". King recorded only thirteen songs with the Drifters—two backing other lead singers and eleven lead vocal performances. In May 1960, King left the Drifters for a solo career. He scored his first solo hit with the ballad "Spanish Harlem" (1961), followed by “Stand by Me,”[ written with Leiber and Stoller, that ultimately would be voted as one of the Songs of the Century by the RIAA. King's records continued to place well on the Billboard Hot 100 chart until 1965 when the British invasion was in full gale.
    1939 - America's most noted woman pilot, Jacqueline Cochran, wrote Eleanor Roosevelt to suggest women pilots could release American men pilots for combat duty in the war that was certainly coming. It would take until July 2, 1941 for a meeting to be scheduled between them. Mrs. Roosevelt then asked President Franklin Roosevelt to join the discussion. The President agreed to Cochran's plan but politics would hold up implementation of the WASP program for another year.
    1941 - Ted Williams of the Boston Red Sox, starting the day with a batting average of .3995, went six-for-eight in a doubleheader against the Philadelphia Athletics to finish the season with a batting average of .406. This is the last time a Major Leaguer finished the season with a batting average above .400. Williams rejected manager Joe Cronin's suggestion to sit out the day and have his average rounded up to .400. He went four-for-five in the first game to raise his average to .4040 and got two hits in three at-bats in the nightcap.
    1942 - BAUER, HAROLD WILLIAM, Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Marine Corps. Born: 20 November, 1908. Woodruff, Kans. Appointed from: Nebraska. Citation: For extraordinary heroism and conspicuous courage as Squadron Commander of Marine Fighting Squadron 212 in the South Pacific Area during the period 10 May to 14 November 1942. Volunteering to pilot a fighter plane in defense of our positions on Guadalcanal, Lt. Col. Bauer participated in 2 air battles against enemy bombers and fighters outnumbering our force more than 2 to 1, boldly engaged the enemy and destroyed 1 Japanese bomber in the engagement of 28 September and shot down 4 enemy fighter planes in flames on 3 October, leaving a fifth smoking badly. After successfully leading 26 planes on an over-water ferry flight of more than 600 miles on 16 October, Lt. Col. Bauer, while circling to land, sighted a squadron of enemy planes attacking the U.S.S. McFarland. Undaunted by the formidable opposition and with valor above and beyond the call of duty, he engaged the entire squadron and, although alone and his fuel supply nearly exhausted, fought his plane so brilliantly that 4 of the Japanese planes were destroyed before he was forced down by lack of fuel. His intrepid fighting spirit and distinctive ability as a leader and an airman, exemplified in his splendid record of combat achievement, were vital factors in the successful operations in the South Pacific Area.
    1944 - ROEDER, ROBERT E., Medal of Honor
Rank and organization: Captain, U.S. Army, Company G, 350th Infantry, 88th Infantry Division. Place and date: Mt. Battaglia, Italy, 27-28 September 1944. Entered service at: Summit Station, Pa. Birth: Summit Station, Pa. G.O. No.: 31, 17 April 1945. Citation: for conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty. Capt. Roeder commanded his company in defense of the strategic Mount Battaglia. Shortly after the company had occupied the hill, the Germans launched the first of a series of determined counterattacks to regain this dominating height. Completely exposed to ceaseless enemy artillery and small-arms fire, Capt. Roeder constantly circulated among his men, encouraging them and directing their defense against the persistent enemy. During the sixth counterattack, the enemy, by using flamethrowers and taking advantage of the fog, succeeded in overrunning the position Capt. Roeder led his men in a fierce battle at close quarters, to repulse the attack with heavy losses to the Germans. The following morning, while the company was engaged in repulsing an enemy counterattack in force, Capt. Roeder was seriously wounded and rendered unconscious by shell fragments. He was carried to the company command post, where he regained consciousness. Refusing medical treatment, he insisted on rejoining his men although in a weakened condition, Capt. Roeder dragged himself to the door of the command post and, picking up a rifle, braced himself in a sitting position. He began firing his weapon, shouted words of encouragement, and issued orders to his men. He personally killed 2 Germans before he himself was killed instantly by an exploding shell. Through Capt. Roeder's able and intrepid leadership his men held Mount Battaglia against the aggressive and fanatical enemy attempts to retake this important and strategic height. His valorous performance is exemplary of the fighting spirit of the U.S. Army.
    1945 - Robert Todd Duncan (1903-98), a baritone of Washington, DC, became the first African-American opera singer to sing a white role with a white cast, appearing as Tonio in “I Pagliacci”, and then as Escamillo in “Carmen” on September 30 in the New York City Opera Company's presentation at the City Center of Music and Drama, New York City.
    1951 – The Yankees’ Allie Reynolds pitched his second no-hitter of the season, blanking the Red Sox, 8-0. He was the first American League pitcher to throw two no-hitters in a season and only the second player to do so in baseball history, after Johnny Vander Meer threw consecutive no-hitters in 1938. With two outs in the ninth inning, Ted Williams hit a pop fly to Yankees catcher Yogi Berra who dropped the ball and prolonged the at bat against the dangerous Williams. Reynolds remained calm, telling Berra, "Don't worry Yogi, we'll get him again." Reynolds was correct and Williams once again popped up, but Berra caught this one. In the second game of the doubleheader, the Yanks clinched the AL pennant, their third in a row.
    1951 – CBS launches the first color TVs for sale to the general public, but the product is discontinued less than a month later.
    1954 - Top Hits
“Sh-Boom” - The Crew Cuts
“Hey There” - Rosemary Clooney
“Shake, Rattle and Roll” - Bill Haley & His Comets
“I Don't Hurt Anymore” - Hank Snow
    1958 - "To Know Him Is To Love Him" by the Teddy Bears, composed and arranged by 18 year old Phil Spector is released on Dore Records. The title is taken from the inscription on Spector's father's tombstone. The song makes it up to Number One by the end of the year. Spector also sang the song with the other Teddy Bears, Marshall Loeb and Annette Kleinbard.
    1958 – Similar to 1941, with 7 hits in his last 11 at-bats, Red Sox outfielder Ted Williams wins his sixth and final batting title, becoming the first 40-year old to lead the league in hitting. The Splendid Splinter's .328 batting average beats out his teammate Pete Runnels, who goes 0-for-4 today and ends up with .322.
    1961 - “Hazel” premiered on TV, based on a comic strip of the same name about a maid working for the Baxter family who gets into everyone's business. Hazel was played by Shirley Booth, and the Baxters were played by Don DeFore, Whitney Blake and Bobby Buntrock. “Hazel” moved from NBC to CBS after the third season and Hazel switched families from George to younger brother, Steve Baxter. These Baxters were played by Ray Fulmer, Lynn Borden and Julia Benjamin. Buntrock and Booth remained. This very successful series also featured Maia Powers and Ann Jillian.
    1961 - On NBC, Richard Chamberlain sang the top-10 hit song "Theme from Dr. Kildare (Three Stars Will Shine Tonight)", and played the part of the handsome, young doctor on NBC. Raymond Massey co-starred in the medi-drama. A year into the show's run, Chamberlain's "Theme from Dr. Kildare" became a hit. On MGM, he also sang "Love Me Tender" and "All I Have to Do is Dream" in 1962 and 1963.
    1961 - A military coup effectively ends the United Arab Republic, the union between Egypt and Syria.
    1962 – US Circuit Court of Appeals orders James Meredith admitted to U of Mississippi.
http://www.olemiss.edu/depts/english/ms-writers/dir/meredith_james/
    1962 - Top Hits
“Sheila” - Tommy Roe
“Ramblin' Rose” - Nat King Cole
“Green Onions” - Booker T. & The MG's
“Devil Woman” - Marty Robbins
    1963 - The legendary New York disc jockey Murray The K receives a copy of The Beatles' "She Loves You" and plays it on the radio. It is believed to be the first Beatles song ever played in the U.S,
    1963 - The Beach Boys' "Little Deuce Coupe" peaks at #15 on the singles chart.
    1968 - The Beatles' "Hey Jude" hits #1 on the singles chart, a position it will hold for 9 weeks. At 7 minutes 11 seconds, it was the longest song ever to hit the Billboard Hot 100 chart, an honor it held until Richard Harris' "MacArthur Park" in 1972 clocked in at 7:20.
    1970 - Top Hits
“Ain't No Mountain High Enough” - Diana Ross
“Lookin' Out My Back Door/Long as I Can See the Light” - Creedence Clearwater Revival
“Julie, Do Ya Love Me” - Bobby Sherman
“There Must Be More to Love Than This” - Jerry Lee Lewis
    1970 - Eric Burdon and War are awarded a Gold record for "Spill the Wine."
    1973 - The Rolling Stones appear on the premiere of Don Kirschner's Rock Concert on ABC, performing "It's Only Rock N' Roll (But I Like It)," marking their first appearance on US television in six years.
    1974 - "Rock Me Gently" by Andy Kim topped the charts and stayed there for a week.
    1974 - Bad Company's self-titled LP hits #1
    1974 – Nolan Ryan of the California Angels pitched his third of seven career no-hitters, striking out 15 and beating the Minnesota Twins, 4-0, in Anaheim.
    1975 - For the first time in Major League history, four pitchers combined on a no-hitter when Vida Blue, Glenn Abbott, Paul Lindblad, and Rollie Fingers of the Oakland A’s blanked the Angels, 5-0, on the final day of the season.
    1976 - World heavyweight boxing champion Muhammad Ali won a unanimous 15-round decision over Ken Norton at Madison Square Garden in New York City.
    1978 - Top Hits
“Boogie Oogie Oogie” - A Taste of Honey
“Kiss You All Over” - Exile
“Hopelessly Devoted to You” - Olivia Newton-John
“I've Always Been Crazy” - Waylon Jennings
     1982 - Poisoning of store merchandise, the first of its kind to have resulted in numerous deaths, took place in and around Chicago, IL. In a three-day period, from September 29 to October 1, 1982, several people died after taking Tylenol, a brand of acetaminophen, which they had bought at local drugstores and supermarkets. A murderer who was never apprehended had removed the bottles from store shelves, opened them, added cyanide to the capsules of Tylenol, and replaced them in the stores. The poisonings led to the introduction of wraps and seals on all pharmaceutical products and many other products as well, that are now standard.
    1985 - Phil Collins' "Don't Lose My Number" peaks at #4 on the singles chart.
    1986 - Top Hits
“Stuck with You” - Huey Lewis & The News
“Friends and Lovers” - Gloria Loring & Carl Anderson
“Walk This Way” - Run-D.M.C.
“In Love” - Ronnie Milsap
    1988 – Orel Hershiser of the Dodgers threw ten shutout innings against the San Diego Padres extending his streak of scoreless innings to 59 and breaking the record set by Don Drysdale in 1968.
    1988 - The first American women to ascent Mount Everest were Stacy Allison of the Northwest American Everest Expedition and Peggy Luce, was who part of the same expedition, who completed her ascent two days later. Both used the South Col route.
    1989 - Jimmy Buffett publishes a book of short stories entitled, "Tales from Margaritaville."
    1989 - Thunderstorms over northeastern Florida drenched Jacksonville with 4.28 inches of rain between midnight and 6 AM EDT. Unseasonably cool weather prevailed in the northeastern U.S. Five cities reported record low temperatures for the date, including Binghamton, NY with a reading of 30 degrees. Morning lows were in the 20s in northern New England. Unseasonably mild weather prevailed in the northwestern U.S., with afternoon highs in the upper 70s and 80s. In Oregon, Astoria reported a record high of 83 degrees
    1991 - R.E.M.'s "Shiny Happy People" peaks at #10 on the singles chart.
    1991 - Dire Straits' "On Every Street" enters the LP chart.
    1991 - "Good Vibrations" by Marky Mark & the Funky Bunch topped the charts and stayed there for 2 weeks.
    1991 - Garth Brooks becomes the first Country artist to enter the Billboard Hot 200 album chart at number one. His "Ropin' the Wind," a collection of Pop and Country tunes, had advance orders of over 4 million copies.
    1995 – Greg Harris of the Montreal Expos became the first pitcher to pitch with both hands in the 20th century. He faced four batters, two from his usual right side and two from the left, in the 9th inning of a 9-7 loss to Cincinnati.
    1997 – Newscaster David Brinkley (1920-2003) retired after 54 years in broadcasting. From 1956 through 1970, he con-anchored NBC's top-rated nightly news program, “The Huntley-Brinkley Report,” with Chet Huntley and thereafter appeared as co-anchor or commentator on its successor, “NBC Nightly News”, through the 1970s. In the 1980s and 1990s, Brinkley was host of the popular Sunday “This Week with David Brinkley” program and a top commentator on election-night coverage for ABC News. Over the course of his career, Brinkley received ten Emmy Awards, three George Foster Peabody Awards, and the Presidential Medal of Freedom.
    2001 - In the first home game at Wrigley since the terrorist attacks on America, Sammy Sosa, after hitting his 59th home run of the season, pulls out a small American flag and waves it as he circles the bases. After scoring and making a curtain call from the dugout, the Cub slugger continues to wave Old Glory.
    2001 - On a night he hits his 68th round tripper of the season in quest of Mark McGwire's single season home run record, Barry Bonds is walked for the 163rd time breaking 'Big Mac's' 1998 National League record for bases on balls. The major league record of 170 walks held by Babe Ruth was broken later that year by Bonds who finished with 177. Bonds also set the MLB HR record, finishing with 73.
    2003 - Ron Santo, the team's radio color commentator joins Hall of Famers Ernie Banks and Billy Williams becoming third player to have his number retired by the Cubs. The former third baseman, who spent 14 of his 15-year career with the Chicago (1960-73), will have his uniform #10 below Ernie Banks' on the left-field foul pole.
    2003 – Derek Jeter was named by owner George Steinbrenner to be the 11th captain in Yankees history.
    2004 - A Beverly Hills tribute concert in honor of Ray Charles, featuring Stevie Wonder, Michael McDonald, James Ingram, and Patti Austin, raises $15 million for Atlanta's African-American institution, Morehouse College.
    2008 – The New York Metropolitans closed out the Shea Stadium era with a 4-2 loss to the Florida Marlins.
    2008 – The Yankees’ Mike Mussina, having won 18 or 19 games in a season five times, finally won his 20th, at age 39, beating the Red Sox, 6-2. Mussina retired after the season.
  2012 – Homer Bailey of the Reds pitched the seventh no-hitter of the season, beating the Pirates, 1-0. The seven no-hitters this year tie the modern record set in 1990 and 1991.
    2014 - For the second straight season, a pitcher tossed a no-hitter on the last day of the regular season. After Henderson Alvarez last year, Jordan Zimmerman did the trick as the Washington Nationals beat Miami, 1-0, after rookie left fielder Stephen Souza made a leaping catch to rob the last hitter and preserve the no-no. It was the first no-hitter in Nats history, although they recorded four such games when they were the Montreal Expos.

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