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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries


Friday, March 7, 2018

Today's Equipment Leasing Headlines

California SB 1235 Moves to Committee by March 18th
  To Declare Interest Rates, Terms, Conditions
Credit Card Debt Sets All-Time Record
  After $92 Billion Increase in 2017 – WalletHub Study
New Hires/Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
   Positions Available
Advanced Execution of Acceptance Certificates
   By Michael J. Witt, Esq.
Channel Partners February's Last 20 Dealers
Business Type/FICO/TIB/Annual Revenues/Funding Amt/Term
Why We Need Libraries
Brossard Leasing is named a Best Managed company
   Winner of Canada's Best Managed Companies
Annihilation/Game Night
Blade Runner 2049/The Unknown Girl/An Actor's Revenge
Film/Digital Reviews by Leasing News' Fernando Croce
German Shorthair
  Salt Lake City, Utah   Adopt a Dog
The Largest Gathering of Business
   and Commercial Brokers In the Country
News Briefs--- 
Companies with more female executives make more money
  Bank of America report says
SoFi Is Paying Top Dollar To Acquire Its Prime Customers
  “typically spend $350-$450 to acquire each customer”
Beige Book report US Job Market Remains Tight
  Inflation See as Moderate
U.S. Household Debt Rose Last Quarter at Fastest Rate
    Since 2007  --5.2% Annual Rate
Mortgage Rates at a Four-Year High Threaten to Roil Housing
  30 Year Fixed 4.46%

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Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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   "Gimme that Wine"
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California SB 1235 Moves to Committee by March 18th
To Declare Interest Rates, Terms, Conditions

The bill relates to Licensed California Financial Lenders. So, if the lender is exempt (Bank or Bank Subsidiary), this does not apply.

Second, the bill applies only to certain commercial financing loans, which are A/R financing over $5,000, cash advances of $5,000 or more, or a line of credit of $5,000 or more. For the Merchant Cash Advance industry, there is a little surprise in that paragraph for you—this law covers the purchase of future accounts receivable or a “cash advance.”

Third, the Bill requires a “Reg. Z” type disclosure of interest rates. Most readers are probably familiar with that disclosure, which is on all consumer installment contracts.

Fourth, the bill requires the lender to specify the term of the loan. This seemed obvious enough to me, but some equipment lenders still use clever end of lease options to require additional payment terms.

Fifth, the bill will require lenders to specify the repayment policies, which presumably targets ACH disclosures. The bill will also require the lender to specify any prepayment options and penalties.

Finally, the disclosure language must be in at least 10 point type, be in the language principally used to negotiate the loan, and may not be confusing. Each of the above statements has to be initialed by the borrower. The language provision seems problematic. 

California Seeks to Require Interest Rate Disclosure
in Commercial Loans, MCA, Capital Leasing




Credit Card Debt Sets All-Time Record
After $92 Billion Increase in 2017 – WalletHub Study

U.S. consumers racked up $92.2 billion in credit card debt during 2017, pushing outstanding balances past $1 trillion for the first time ever, according to WalletHub’s latest Credit Card Debt Study*, based on Federal Reserve data.

Given this ominous data, WalletHub also released the results of its 2018 Credit Card Debt Survey, which provides a nationally representative look at consumer sentiment.

• The average household owes a record $8,600 – $138 more than at the height of the Great Recession.
• The $67.6 billion in credit card debt that we added in Q4 2017 is the highest quarterly accumulation in 30 years – 68% higher than the post-Great Recession average.
• Despite Federal Reserve data painting a dark picture, consumers are optimistic about their credit card debt, with 92% thinking they’ll have less debt at the end of the year.
• 35% of people think travel is worth borrowing for and more than 1 in 10 people with credit card debt don’t remember why they got into it.
• 7 in 10 people think we’re 2+ years from another recession.
• 88% of Americans say their personal finances are run better than the federal government.

Credit Card Debt Study: Trends & Insights





New Hires/Promotions in the Leasing Business
and Related Industries

Christian Campbell was promoted at Firestone Financial, Needham, Massachusetts, to Sales Executive, Fitness and Specialty Markets. He joined the firm February, 2017, as Commercial Credit Analyst.  Prior, he was Commercial Finance Relationship Manager, EverBank (July, 2016 - February, 2017); Commercial Credit Analyst, Priority Leasing, Inc. dba Priority Capital (January, 2015 - July, 2016); Director of Credit and Funding, LeaseQ (October, 2013 - January, 2015).  He began his career at TimePayment/Client Services Manager, July, 2011; promoted September, 2012, Broker Channel Manager. Education: Salem State College, Bachelor of Business Administration (B.B.A.), Financial Management Services (2005 - 2009).

Kathy Collatos was promoted to Senior Account Manager, Amur Equipment Finance, Concord, Massachusetts. She joined the firm June, 2017, as National Account Manager.  Previously, she was Senior Business Development Specialist, North Star Leasing Company (July, 2015 - June, 2017); Business Development Manager, Engs Commercial Finance Co. (November 2014 – March 2015); Office Manager, Red Oak Farm (May 2012 – November 2014); Regional V.P. Business Development. Cherry Creek Financial Solutions (2010 –2010); Vice President, Business Development, GE Commercial Finance (October 2003 – January 2009); Vice President, AmSource Capital (September, 2002 – September 2003); Vice President, Marketing Manager, Southern Pacific Bancapital (January 2000 – January 2002); Assistant Vice President, Syndications, Capital Associates International, Inc. (January 1998 – January 2000); Manager, Lease Plan USA, Inc.  (January 1994 – January 1998); Contract Manager, First Fleet Corporation (1989 – 1993); Title Coordinator, Chancellor Corporation (1984 – 1987); Intern, White House (September 1979 – January 1980). Education: Skidmore College, BA; of, Political Science; Paralegal studies (1977 – 1981). Kimball Union Academy

Adam DiCosola was hired as Regional Sales Manager, Commercial Vehicles, Balboa Capital, Costa Mesa, California.  Previously, he was Lead Funding & Titling Coordinator, Partners Capital Group (May, 2017 - December, 2017); Senior Finance Consultant, Smarter Finance USA (October, 2016 - May, 2017); Sr. Account Manager, TopMark Funding, LLC (May, 2012 - October, 2016); Sr. Account Manager, Strada Capital Corporation (July, 2011 - May, 2013); Senior Account Executive National Accounts, Benchmark Financial Group, LLC (October, 2009 - June, 2011); Senior Account Manager, American Capital Group (July, 2008 - October, 2009); Sales Manager, Senior Finance Group, Nationwide Funding, LLC (March, 2001 - October, 2009); Sales Manager, Nationwide Funding, LLC (March, 2001 - July, 2008). Education: Northern Illinois University.

Doug Houlihan was hired as CEO, ClickLease, Utah. He is based in San Francisco Bay Area.  Previously, he was CFO, Member, Maxim Commercial Capital, LLC (February, 2009 - January, 2018); Managing Member, Mill Investment Group, LLC (May, 2006 - Present); Managing Director, Allegiant Partners (June, 2002 - January, 2009).  Education: San Francisco State University, College of Business, MBA (2002 - 2003).  San Francisco State University, MBA, Business (2001 - 2003).  Iowa State University, BBA, Finance (1993 - 1995). Activities and Societies: Tau Kappa Epsilon Fraternity.

Alyssa Howe was promoted to Supervisor at TimePayment Corp., Burlington, Massachusetts.  She joined the firm February, 2013, and her previous positon was Team Lead, Client Funding.  Prior, she was a Bartender/Server, Rainforest Cafe (January, 2010 - March, 2014).  Education: Lincoln College, Associate of Arts and Sciences (AAS), Criminal Justice/Police Science (2009 -2010); Lincoln Technical Institute Lowell, Certificate in Criminal Justice, Criminal Justice/Police Science.

Bradley Kissler was hired as Executive Vice President, Currency, Los Angeles, California. Previously, he was CEO, STRADA Capital Corporation (February, 2003 - February, 2018); Chief Financial Officer, Asili, LLC dba Marula (November 2012 - December, 2013). He began his career at Balboa Capital, October, 1996, working his way up to Branch Manager; promoted, December, 1999, Vice President, Sales.  Education: California State University, Fullerton, BA, Broadcast Journalism (1989 - 1993). Activities and Societies: Sigma Alpha Epsilon.  Radio Voice of Titan Basketball.  Loyola Marymount University, Sports Broadcasting (1995 - 1997).  Sports Broadcasting & Journalism.

Tom Klassen was hired as Capital Markets Originator, TCF Equipment Finance, Minnetonka, Minnesota.  Previously, he was Senior Vice President, a division of Old National Bank (August, 2013 - February, 2018); SVP, Manager, Equipment Leasing Division, Associated Bank (February, 2002 - December, 2012); VP, Equipment Leasing Manager, Signal Bank., N.A./Goodhue County National Bank (September, 1990 - February, 2002).  Education: University of Saint Thomas, School of Business.  MBA, Finance. Cardinal Stritch University, BS, Management, Finance. Academic Distinction: Sales & Marketing Certificate.

Nicolas Marr was hired by Reliant to lead the Wholesale Brokerage Division. "Marr joins the team with a decade of sales leadership experience in the small business finance and software industries. His well-rounded background is also bolstered by his having served as a deep sea diver for the United States Army. He holds a Bachelor of Arts from the California State University Maritime Academy in Vallejo, California."

Jay McGlynn was appointed to the Board of Director of Lease Accelerator, Reston, Virginia. He was Chief Revenue Officer for LeaseAccelerator (February, 2015 - January, 2018).  February, 2018, he was hired as President and CEO, TechPlan, LLC.  He was CEO & Founder, TechPlan (July, 2014 - February, 2015); Executive Vice President, Sales and Marketing, Reval (January, 2008 - January, 2014); Senior Vice President, Worldwide Sales, Parlano Inc. (August, 2005 - October, 2007); Vice President, Sales, MarketSoft (October, 2002 - July, 2005); Senior Vice President, Worldwide Sales, FatWire Corporation (July, 2000 - December, 2001); Senior Vice President of Sales, Eastern Operations, New Era of Networks (January, 1997 - June, 2000); CEO and Founder, TecPlan, Inc (July, 1995 - December, 1996); Senior Vice President, Sales & Marketing, Kleinwort Benson (January, 1990 - June, 1995); Managing Director, Financial Services, Wang Laboratories (July, 1988 - December, 1990); Sales Manager, Banking Industry, Digital Equipment Corp. (DEC) (July, 1986 - July, 1988); Marketing Manager & Director Market Release, IBM (July, 1972 - June, 1986).  Education: Villanova University, B.S., Business.

Larry Nogueira was hired as Senior Vice President and Relationship Manager, Regions Equipment Finance. Based in Houston, Texas, "(he)...will be responsible for originating and managing relationships with commercial and corporate clients in the Houston and South Texas markets."  Previously, he was Senior Vice President, Fifth Third Equipment Finance (August, 2016 - March, 2018); Vice President, Wells Fargo (January, 2014 - August, 2016); Vice President/Sr. Relationship Manager, Bank of America (June, 2013 - January, 2014). Prior, he was at GE Capital Commerce Finance, starting December, 1997, as Account Manager; promoted July, 2000, Relationship Manager; promoted, June, 2004, Regional Sales Manager; promoted January, 2011, National Sales Leader, GE Capital Dealer Finance.  He began his career as District Rental Manager, Rollins Truck Leasing (July, 1995 - November, 1997).  Education: Stephen F. Austin State University, B.B.S. Degree, Business Management (1995).

Shawn Passman was hired as Senior Vice President, Santander Bank, N.A. He is located in Jamison, Pennsylvania. Previously, he was Director, SunTrust Robinson Humphrey (July, 2012 - January, 2018); VP, Business Development, Royal Bank America Leasing (December, 2005 - July, 2012); SVP Marketing, Oxygen Therapurity, LLC (January, 2005 - May, 2012); Owner, Passmar (December, 2005 - January, 2006); Sales, Vice President, GE Capital (1994 - 2005); Regional Sales Manager, US Lines (1984 - 1986). Community Service: Member, Advisory Group, Seton Hall (2000 - 2006).  Education: Villanova University (1977 - 1982). Bishop Egan (1973 - 1977).

Daniel Perron was hired as Senior Client Partner, Advisory Services, BDC, Montreal, Canada. He previously, was Managing Partner & Founder, DSX Capital & Consulting, Inc. (January, 2106 - February, 2018); Ambassador, Montreal, 2PS (July, 2016 - April, 2017); Managing Partner, Henley & Partners Canada (October, 2012 - December, 2015); Director and Head of Global Investor Immigrate Services (GIIS), HSBC (September, 2011 - October, 2013); Director, Global Immigrant Investor Services (GIIS), HSBC Trust Company (Canada) (July, 2009 - September, 2011); Assistant Vice President, Leasing (equipment finance) for Eastern Canada, HSBC (2001 - June, 2009); Business Development Officer, Corporation Alter Moneta (January, 1998 - June, 2001); International Officer, National Bank (1990 - 1993). Education: Universite du Quebec a Montreal. Activities and Societies: Investment Migration Council; International Referral (private client steering committee); the International Tax Planning Association. Universit due Quebec a Montreal.  Business, Management, Marketing, and Related Support Services.

Eric Roberts was promoted to Middle Market Broker Manager, Nationwide, National Funding, San Diego, California. He joined the firm May, 2012, as Business Finance Consultant; promoted April, 2016, Broker Account Manager, ISO Relations; promoted January, 2017, Middle Market Broker Manager, West Coast. Prior he was Regional Consultant, College Works Painting (February, 2009 - October, 2011). Education: San Diego State University, Bachelor of Business Administration (B.B.A.), Management emphasis in Entrepreneurship (2006 - 2011).

Kaitlin Ruzicka was hired as Accountant/Financial Analyst III, Winthrop Resources, Minnetonka, Minnesota.  Previously, she was Accountant/Financial Analyst II, TCF Bank (April, 2014 - March, 2018); Receptionist/Administration Assistant, Wealshire of Bloomington (September, 2012 - February, 2018).  She joined TCF Equipment Finance, February, 2008, as Account Servicing Specialist I; promoted March, 2012, Account Servicing Specialist II. Prior, she was Front End Supervisor, K-Mart (March, 2007 - February, 2008); A/R Specialist, Intern, Central Power Distributors (February, 2006 - March, 2007). Education: Anoka Ramsey Community College, AAS, Accounting (2006 - 2009).  Metropolitan State University, BS, Accounting & Finance, Undergraduate (2009 - 2012).  University of Phoenix, Masters of Science in Accountancy, MSA, Accounting, Graduate.

Brad Wolf was hired as National Account Manager, HP, Greater Chicago area.  He previously was Senior Account Executive, DLL (December, 2010 - February, 2018); Account Manager, EverBank (March, 2008 - April, 2010); Lease Sales, GE Capital (August, 1997 - January, 2008).  Education: Western Illinois University, BS, (1989 - 1993). Activities and Societies: Delta Sigma Phi Fraternity.



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Advanced Execution of Acceptance Certificates
By Michael J. Witt, Esq.

You’ve been warned many times before: don’t allow delivery and acceptance certificates to be signed before actual delivery. The reason is well-known: if the equipment is defective and the lessee stops paying and can prove that the certificate was pre-signed, then the lessee could argue that the Hell or High Water clause in the lease is unenforceable, even though the lessee is partially complicit in the “lie.”

But now here’s a second and far more pragmatic reason for not allowing the advanced execution of acceptance certificates: Sooner or later you're going to make a mistake. Shortcuts never work 100% of the time, and even an error rate of 1% can cost you plenty.

Here’s a case in point, a true story: Vendor ABC prides himself on being efficient. “Minimal human touch” is his driving principle. A new leasing customer is in Vendor’s office on June 5 to sign the lease . . . . so why not just have the Lessee sign the acceptance certificate too, even though delivery can’t be scheduled until June 28? That’s the efficient thing to do, right? Everyone else in the business does it. It's a little “white lie.” No one gets harmed.

Delivery goes forward on June 28. Lessor funds Vendor on June 29 and files its UCC-1 financing statement the same day. Lessee files for bankruptcy the following year. Unrelated Creditor, who has a blanket lien on all of Lessee’s assets, convinces the court that the lease is not a true lease but a secured loan instead. The Uniform Commercial Code requires a purchase-money lender to file its UCC within 20 days of equipment delivery in order to take priority over a blanket lien holder. Therefore, since Lessor filed its UCC-1 within 20 days of the actual delivery, Lessor takes priority over Creditor, right?

Wrong. Unfortunately for Lessor, Vendor was a little too efficient, too expeditious, in having Lessee sign the acceptance certificate in advance. He forgot to tell Lessee to leave the date on the certificate blank, and when he submitted the documents to Lessor, he didn't notice that Lessee filled in the true date on which he signed all the papers—June 5. Therefore, the Court ruled that Creditor had priority over Lessor because the acceptance certificate was dated more than 20 days before the Lessor filed its UCC.

“But wait a minute,” Lessor pleaded with the judge. “The truth of the matter is that the equipment was delivered on June 28, not June 5. I can prove this to you, judge, by this other receipt I have here. Surely you won’t let this little error overrule the real truth.”

The judge would hear none of it, and probably rightly so. He said, in so many words, that it was too late to tell the truth.

Michael Witt was Managing Counsel at Wells Fargo & Co and Senior Vice President and General Counsel of Advanta Leasing Corporation. He is now in private practice in Iowa.

Michael J. Witt
4342 Oakwood Lane
West Des Moines, IA 50265
Land: 515.223.2352
Mobile: 515.868.1067







#### Press Release #############################

Brossard Leasing is named a Best Managed company
Winner of Canada's Best Managed Companies

MONTRÉAL, CNW Telbec/ - Brossard Leasing is very proud to announce that it has been officially recognized for overall performance and sustained growth, having been named a winner of the Canada's Best Managed Companies program for 2018. Established for 45 years in Québec, Brossard Leasing is known for its leadership and a corporate culture built on respect for its employees and attentiveness to its customers, as well as for its innovation.

Peter Brown
Partner, Deloitte

"The Best Managed winners should be very proud of their achievements," said Peter Brown, Senior Practice Partner, Deloitte, and Co-Leader of the Canada's Best Managed Companies program. "The market is changing, and the engagement and entrepreneurial leadership shown by this group of companies help drive the success of the business community so essential to the health of our economy."

Brossard Leasing impressed the jury with its effective management of its material and financial resources, its tangible actions to engage its 150 specialists, and its sustained sales growth. Brossard Leasing also stands apart for its contribution to Québec's economy by creating hundreds of jobs in recent years at its offices in Dorval, Québec City and Montréal-Est. With a business model that is unique in North America and its extremely skilled team, Brossard Leasing provides its customers with genuine added value.

Jerome Leonard
VP/General Manager
Brossard Leasing

"It's thanks to the expertise and know-how of our specialists and the quality customer service provided by all our employees that we are among the Best Managed," said Jérôme Léonard, Vice-President and General Manager of Brossard Leasing. "This designation speaks to the strength of our strategic planning and corporate vision. Since our inception, we have understood the importance of quickly responding to our clients, who have products to be delivered on time. This is the impeccable customer service that we are known for."

Winners of the Canada's Best Managed Companies program for 2018 are the best-in-class of Canadian-owned and managed companies with revenues over $15 million, demonstrating strategy, skill and commitment to achieve sustainable growth.

About Canada's Best Managed Companies

Canada's Best Managed Companies continues to be the mark of excellence for Canadian-owned and managed companies with revenues over $15 million. Every year since the launch of the program in 1993, hundreds of entrepreneurial companies have competed for this designation in a rigorous and independent process that evaluates their management skills and practices. The awards are granted on four levels: 1) Canada's Best Managed Companies new winner (one of the new winners selected each year); 2) Canada's Best Managed Companies winner (award recipients that have re-applied and successfully retained their Best Managed designation for two additional years, subject to annual operational and financial review); 3) Gold Standard winner (after three consecutive years of maintaining their Best Managed status, these winners have demonstrated their commitment to the program and successfully retained their award for 4–6 consecutive years); 4) Platinum Club member (winners that have maintained their Best Managed status for seven years or more). Program sponsors are Deloitte, CIBC, Canadian Business, Smith School of Business, TMX Group and MacKay CEO Forums. For further information, visit

About Brossard Leasing
Established in 1973, Brossard Leasing is the largest lessor of heavy vehicles in Québec with a team of 150 experts, more than $175 million in assets and a fleet of over 3,500 vehicles. Member of NationaLease, Brossard Leasing offers its customers rentals by the day, the week or the month, or with equipment specifically adapted to your needs for an extended period of up to 10 years. Leaders in the industry, Brossard Leasing can help you maximize your transportation operations, both day and night, as well as offer you support that is unmatched in the industry.

###Press Release #############################


Fernando's View
By Fernando F. Croce

Science-fiction visions (“Annihilation”) and clever comedy (“Game Night”) make for a wildly contrasting double-bill in theaters, while new DVDs offer a highly anticipated sequel (“Blade Runner 2049”), gripping drama (“The Unknown Girl”) and imaginative suspense (“An Actor’s Revenge”).

In theaters:

Annihilation (Paramount Pictures): Following “Ex Machina,” director Alex Garland further cements his position as an engineer of acclaimed science-fiction visions with this starkly atmospheric adaptation of Jan VanderMeer’s novel. Set in the future, it stars Natalie Portman as Lena, a biologist who becomes obsessed with finding her missing husband, even if that means entering a strange, otherworldly zone known as Area X. She enlists as part of an exploratory team, which also includes a psychologist (Jennifer Jason Leigh), a paramedic (Gina Rodriguez) and a physicist (Tessa Thompson). As they venture deeper into Area X, they discover deadly creatures that seem to defy the very laws of Nature and threaten the characters’ identities. Offering surreally visceral moments and gripping psychological suspense, Garland’s film has reminded more than one critic of Andrei Tarkovsky’s classic “Stalker.”

Game Night (Warner Bros.): From the writing team of “Horrible Bosses” comes this zippy, hilarious comedy, which mixes humor and tension with deft aplomb. The fast-paced plot focuses on Max (Jason Bateman) and Annie (Rachel McAdams), a married couple united by their love of gaming but marred by his feelings of inadequacy. Their lives take a sudden sharp turn when, during one of their routine weekends of video games, Max’s brother Brooks (Kyle Chandler) has the idea of creating a mystery party. Fake criminals and clues take on a new meaning, however, when Brooks is kidnapped and Max and Annie find themselves facing very real danger. Directed by John Francis Daley and Jonathan M. Goldstein, this cleverly genre-mixing movie keeps the comic nightmare running thanks to the impeccable timing of its cast.

Netflix Tip: A bold voice in African cinema, Burkina Faso director Idrissa Ouedraogo (1954-2018) combined a fierce and eloquent style with a humanistic concern for his characters. So check out Netflix for some of his best films, which include “Yaaba” (1989), “Tilai” (1990), “Samba Traoré” (1992), and “Kini and Adams” (1997).


Blade Runner 2049 (Warner Bros.): One of the most influential science-fiction films ever gets its much-anticipated sequel with this moody and visually stunning entry from Canadian director Dennis Villeneuve (“Arrival”). Set in a slick futuristic society where androids live side by side with humans, the plot follows Los Angeles officer K (Ryan Gosling), who, as a blade runner, is tasked with tracking down older robots. His latest mission uncovers a secret that leads him to former blade runner Rick (Harrison Ford, reprising his iconic role from the 1982 original), who had disappeared years ago. What follows is a welter of intrigue that goes away the way to a powerful manufacturer (Jared Leto). While it lacks the tantalizing mysteries of Ridley Scott’s classic, Villeneuve’s film has a cerebral grandeur of its own.

The Unknown Girl (Artificial Eye): Among the world’s most respected arthouse directors, the fraternal Belgian team of Jean-Pierre and Luc Dardenne (“The Son”) dabble in genre in this gripping tale. Fashioned like a moody thriller, it starts as Jenny (Adele Haenel), a young doctor, is met at her office by a mysterious late-night caller. Refusing to respond, she soon discovers that the girl who made the call died afterward, leaving Jenny wrecked with guilt and obsessed with helping the police. Determined to discover the victim’s name as a way to make sure her existence does not simply vanish, she starts an investigation of her own. What she discovers along the way comprises the tense spine of the film, which is enhanced with the Dardenne brothers’ tough and perceptive humanism. With subtitles.

An Actor’s Revenge (Criterion): Though not as well-known as such illustrious peers as Akira Kurosawa or Yasujiro Ozu, veteran Japanese director Kon Ichikawa proved to be a more versatile talent than either, working on genres ranging from noir drama to war horror. Hard to classify even by his chameleon-like standards, this one-of-a-kind film from 1963 shows Ichikawa at his most imaginatively perverse. Set in the 19th-century, the story follows Yukitaro (Kazuo Hasegawa), a stage actor who specializes in female roles. Obsessed with tracking down the three men responsible for the death of his parents, he uses his craft to infiltrate their lives. But will the blurred lines between stage and reality bring his own downfall? Combining Kabuki artificiality with cinematic eccentricity, Ichikawa provides a suspenseful and visually lush spectacle. With subtitles.



German Shorthair
Salt Lake City, Utah   Adopt a Dog

ID# A449798

"I am a neutered male, liver and white German Shorthaired Pointer.

"The shelter staff think I am about 5 years old.

"I have been at the shelter since Mar 06, 2018."

Shelter Staff made the following comments about this animal:
Hello, My name is Remy and I am a "Puppy at Heart"

"Age is just a number and you're only as young as you feel! I still have plenty of energy to go on adventures with you, but I would love a nap on a nice soft bed when we get home."
I am very smart! I know sit, shake and down.

For more information about this animal, call:
County Shelter - 511 W 3900 S at (385) 468-7387
Ask for information about animal ID number A449798

Adoption Fee $75
Free to Senior Citizens (55 yrs+)


Salt Lake County Animal Services
511 West 3900 South
Salt Lake City, UT 84123
Phone: 385-468-7387
24/hr Officer Dispatch: 801-743-7045
Fax: 385-468-6028/Email:
Hours: 10:00 am-6:00 pm Mon-Sat.
Closed Sundays and Holidays

Adopt a Pet



The Largest Gathering of Business
and Commercial Brokers In the Country

4th annual National Alliance of Commercial Loan Brokers Conference on October 16th - 18th at Doral in Miami.
FOR LENDERS: Meet over 800 commercial loan/ISO brokers at the largest conference dedicated to today's modern commercial loan and lease broker. Gain valuable relationships that will bring you new business and increase your deal originations.
FOR BROKERS: Meet over 150 funders, lenders and banks that offer multiple products to serve your clients such as: Equipment Financing, Equipment Leasing,  SBA Lending, Merchant Cash Advance, Project Funding, Commercial Real Estate Lending, Fix and Flip Financing, Unsecured Lines of Credit, Alternative Financing, Asset Based Lending, Factoring, Purchase Order Financing and much, much more.
FOR ALL: Besides two days of valuable networking and eating great food, get a chance to play in our first annual Golf Scramble Tournament on a world famous PGA course. After that, sign up and play in our annual Texas Hold'em Poker Tournament Hosted by Rapid Advance. Get a chance to win $2,500 in our limited 70 seat game while enjoying free drinks and a professional cigar rolling station at hand.
Each of our events is designed for you to network while you’re having the time of your life.
Don't wait: There are limited spots left for Golf and Poker. 
To sign up please register here:




News Briefs----

Companies with more female executives make more money,
  Bank of America report says

SoFi Is Paying Top Dollar To Acquire Its Prime Customers
  “typically spend $350-$450 to acquire each customer” 

Beige Book report US Job Market Remains Tight,
  Inflation See as Moderate 

U.S. Household Debt Rose Last Quarter at Fastest Rate
    Since 2007  --5.2% Annual Rate

Mortgage Rates at a Four-Year High Threaten to Roil Housing
  30 Year Fixed 4.46%




You May Have Missed---

U.S. manufacturing, business spending on equipment slowing
  Biggest Decline in Six Months


The Storm

Theodore Roethke, 1908 - 1963

Against the stone breakwater,
Only an ominous lapping,
While the wind whines overhead,
Coming down from the mountain,
Whistling between the arbors, the winding terraces;
A thin whine of wires, a rattling and flapping of leaves,
And the small street-lamp swinging and slamming against
         the lamp pole.

Where have the people gone?
There is one light on the mountain.
Along the sea-wall, a steady sloshing of the swell,
The waves not yet high, but even,
Coming closer and closer upon each other;
A fine fume of rain driving in from the sea,
Riddling the sand, like a wide spray of buckshot,
The wind from the sea and the wind from the mountain contending,
Flicking the foam from the whitecaps straight upward into the darkness.

A time to go home!—
And a child’s dirty shift billows upward out of an alley,
A cat runs from the wind as we do,
Between the whitening trees, up Santa Lucia,
Where the heavy door unlocks,
And our breath comes more easy,—
Then a crack of thunder, and the black rain runs over us, over
The flat-roofed houses, coming down in gusts, beating
The walls, the slatted windows, driving
The last watcher indoors, moving the cardplayers closer
To their cards, their anisette.
We creep to our bed, and its straw mattress.
We wait; we listen.
The storm lulls off, then redoubles,
Bending the trees half-way down to the ground,
Shaking loose the last wizened oranges in the orchard,
Flattening the limber carnations.

A spider eases himself down from a swaying light-bulb,
Running over the coverlet, down under the iron bedstead.
The bulb goes on and off, weakly.
Water roars into the cistern.

We lie closer on the gritty pillow,
Breathing heavily, hoping—
For the great last leap of the wave over the breakwater,
The flat boom on the beach of the towering sea-swell,
The sudden shudder as the jutting sea-cliff collapses,
And the hurricane drives the dead straw into the living pine-tree.




Sports Briefs---

In Seattle, a Seahawks Defense That Flowed Together Drifts Apart

After career year, 49ers WR Marquise Goodwin
   gets three-year extension

Seahawks Traded Michael Bennett to Eagles
   Despite Better Patriots Offer

Ryan Fitzpatrick, Buccaneers Agree on New Contract

Why Dodgers stars are holding a big Shohei Ohtani grudge

Question for 49ers: Is Reuben Foster another Aldon Smith?

Tim Lincecum joins Rangers with new contract, heavy heart


California Nuts Briefs---

Bay Area homeowners hit hardest in new federal tax law

The constitutional question California and Jeff Sessions
    are really fighting about



“Gimme that Wine”

Rich People Are Ruining Wine
… and Napa Valley is forever changing as a result

Nicky Hahn, Founder of Hahn Family Wines, Passes Away at Age 81

NapaLearns receives $1 million gift from Trinchero Family Estates

Accused Thief in Court Over Goldman Exec's $1.2 Million
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This Day in History

     1451 - Amerigo Vespucci (d. 1512), Italian navigator, was born in Florence, Italy. The continents of the Americas were named after him (America is the Latin version of his name used on maps in its day.)  Italian navigator, merchant and explorer, he participated in at least two expeditions between 1499 and 1502 which took him to the coast of South America. Vespucci’s expeditions were of great importance because he believed that he had discovered a new continent, not just a new route to the Orient. Neither Vespucci nor his exploits achieved the fame of Columbus, but the New World was to be named for Amerigo Vespucci by an obscure German geographer and map maker, Martin Waldseemuller. Ironically, in his work as an outfitter of ships, Vespucci had been personally acquainted with Christopher Columbus. 
    1728 - During the course of the Anglo-Spanish War, a military force of English settlers from the South Carolina colony conducts an expedition deep into Spanish controlled Florida to destroy a Yamassee Indian village close to the Spanish settlement of St. Augustine.
    1781 - The siege of Pensacola began. The Spaniard, Gov. Gen. Bernardo Galvez y Gallardo, conde de Galvez, had just completed a very successful campaign against the English in New Orleans, Natchez, and Baton Rouge. Indeed, this leader showed his brilliance from the outset of this campaign. As Galvez had his 14 ships ready to attack at Baton Rouge (1779), a great storm struck, sinking most of his ships and destroying their provisions. Undaunted, he recovered cannon from the sunken ships, built a shore battery, and attacked the fort. He succeeded where lesser leaders would have confessed failure. At Pensacola, the English general had made a weak attempt to help the troops on the Louisiana coast, but he sent so few of his own troops with such weak instructions, they were quickly dispatched. Even as the Spanish fleet massed off Santa Rosa Island, the English general did not believe they would attack. He failed to grasp the importance of Pensacola as the key to naval supremacy in the Gulf of Mexico. Galvez had a firm grasp of this key fact. When Galvez landed his troops on Santa Rosa Island, 1400 troops were landed onto Santa Rosa Island. When Galvez's ships first massed for the entrance into the harbor, a hurricane struck. Great skill in fleet handling and, pre-planning for such, he took the large number of ships out to sea for protection and then quickly back on station still ready to "run the guns" of the Royal Navy Redoubt (fort) at Red Cliffs (about 7 miles SW of Pensacola) with minimal losses. Galvez personally took command of a small ship (the brig Galveztown) and led the others under the guns by first going through alone. In doing so, he had exposed a flaw in the design of the batteries on the Red Cliffs fort. Although some 140 heavy shot had been fired from the fort, the fleet suffered little damage. The big guns could not be lowered enough to hit ships very near them. The English General had miscalculated. Galvez's ship soon fired on the small Fort Half Moon and struck the powder magazine. His men captured several English sloops, 2 small warships and a frigate, the Port Royal (the English burned the frigate Mentor to avoid its capture!). With all these ships in skirmishing actions, some have written of the naval victory at Pensacola. It was strictly a land victory with the Navy there in large numbers to protect against English reinforcements from the sea. This marks the beginning of the siege of Pensacola that will continue until 9 May.
    1793 - President George Washington watched aeronaut Jean Pierre Blanchard make the first aerial voyage in the New World.
    1798 - Dr. George Balfour became the first surgeon in the U.S. Navy.    
    1822 - Charles Graham of NY was granted the first US patent for artificial teeth.
    1824 - Amasa Leland Stanford (d. 1893), founder of Stanford University, was born in Watervliet, NY.  Migrating to California at the time of the Gold Rush, he became a successful merchant and wholesaler and continued to build his business empire. He served one two-year term as governor of California after his election in 1861, and later, eight years as senator from the state. As president of Southern Pacific Railroad and, beginning in 1861, the Central Pacific, he had tremendous power in the region and a lasting impact on California. Many consider him a robber baron. 
    1832 - Abraham Lincoln, of New Salem, Illinois, announced he was running for political office for the first time. He campaigned for a seat in the Illinois state legislature. ‘Honest Abe' did not win, but less than thirty years later, he become President of the United States.
    1841 - The Supreme Court issued a ruling freeing the remaining 35 survivors of the Amistad mutiny. This case involved captive Africans who had seized control of the ship carrying them and the court ruled that they had been taken into slavery illegally. Although seven of the nine justices on the court hailed from Southern states, only one dissented from Justice Joseph Story's majority opinion. Private donations ensured the Africans' safe return to Sierra Leone in January, 1842.
    1842 – The first documented discovery of gold in California occurred at Rancho San Francisco, six years before the California Gold Rush.
    1847 - During the Mexican-American War, U.S. forces under General Winfield Scott invade Mexico three miles south of Vera Cruz. Encountering little resistance from the Mexicans massed in the fortified city of Vera Cruz, by nightfall the last of Scott's 10,000 men came ashore without the loss of a single life. It was the largest amphibious landing in U.S. history and not surpassed until World War II. The Mexican-American War began with a dispute over the U.S. government's 1845 annexation of Texas.
    1856 – The fraternity, Sigma Alpha Epsilon was founded at the University of Alabama.
    1858 - Albert Potts of Philadelphia, PA, received a patent on his invention of a street letter box, “a mode of attaching metallic letter-boxes.” The box had center hole through which the shaft of an ordinary cast-iron lamppost was placed. Boxes were erected on August 2, 1838, in Boston and New York City.
    1861 - Confederate paper money was issued under the Confederate States Act at Mobile, Alabama, authorizing $1 million in treasury notes in denominations of $50, $100, $500 and $1,000. The $50 note feature three African-Americans slaves in a field, two of them hoeing; the $100 note, a train of cars at a depot, at the right, and Liberty standing, at the left; the $500 note, a rural scene with cattle wading in a brook, and the $1,000 note, busts of Andrew Jackson and John Caldwell Calhoun.
    1862 - Two ironclad ships, the Union's Monitor and the Confederacy's Merrimac (renamed Virginia), battled at Hampton Roads, VA. The "History Channel" has a great documentary on this, and the change from wooden ship hulls to metal hulls. The Monitor was a 172-foot Union ship with a crew of 58 under the command of Lieutenant John Lorimer Worden, who was partially blinded by a shot while observing action and was superseded by Lieutenant S. Dana Greene. It had been designed by John Ericsson and had a revolving gun turret. The Merrimac was a 175 foot Confederate ship with a crew of 300 under command of Captain Franklin Buchanan, who was wounded and superseded by Lieutenant Catseby ap Roger Jones. It was a scuttled Union steam frigate that had been salvaged and armored by the Confederates and renamed the Virginia. The battle ended with the sinking of the Merrimac.
    1864 – Gen Ulysses S. Grant was appointed Commander of the Army.
    1889 - Kansas passed the first general antitrust law in U.S.
    1897 - Cleveland Spiders signed Louis Sockalexis, a full-blooded Penobscot.  Fans began calling the team Indians, leading to the name change to the Cleveland Indians which became the official name in 1915.
    1903 - Singer/pianist Georgia White (d. 1980) was born in Sandersville, GA.  She was a prolific blues singer in the 1930s and 1940s.
   1909 - Birthday of rich, full tone tenor saxophone player Herschel Evans (d. 1939), Denton, Texas. He created the “tough Texas tenor” sound. With Count Basie from 1936-39 and quite a contrast with tenor player Lester Young.
    1910 - The Westmoreland County coal strike began involving 15,000 miners represented by the United Mine Workers.
    1916 - In the early morning hours, several hundred Mexican guerrillas under the command of Francisco "Pancho" Villa crossed the U.S.-Mexican border and attacked the small border town of Columbus, New Mexico. Seventeen Americans were killed in the raid, and the center of town was burned. It was unclear whether Villa personally participated in the attack, but President Woodrow Wilson ordered the U.S. Army into Mexico to capture the rebel leader dead or alive.  In January 1917, having failed in their mission to capture Villa, and under continued pressure from the Mexican government, the Americans were ordered home. Villa continued his guerrilla activities in northern Mexico until Adolfo de la Huerta took power over the government and drafted a reformist constitution. Villa entered into an amicable agreement with Huerta and agreed to retire from politics. In 1920, the government pardoned Villa, but three years later he was assassinated at his ranch in Parral.
    1918 - “Hard boiled” detective writer Mickey Spillane’s (d. 2006) birthday, born Frank Morrison Spillane in Brooklyn. He followed the time line of Dashiell Hammet and Raymond Chandler.
    1926 – Joe Franklin (d. 2015) of “Memory Lane” fame, was born Joseph Fortgang in The Bronx.  He was considered to be an authority on popular culture of the first half of the 20th century, including silent films. He was called "The King of Nostalgia" and "The Wizard of Was" for focusing on old-time show-business personalities. Franklin was also a pioneer in promoting products such as Hoffman Beverages and Canada Dry Ginger Ale on the air. A&E's documentary “It's Only Talk, The Real Story of America's Talk Shows” (Actuality Productions) credits Franklin as the creator of the television talk show. Franklin was listed in the Guinness World records as the longest running continuous on-air TV talk show host, more than a decade longer than Johnny Carson’s run. 
    1931 - Cab Calloway's theme song, "Minnie the Moocher," was recorded in New York. Not until 1978 was it revealed that his single recording had ultimately sold 2.5 million copies, making it the longest million-seller "sleeper" after 47 years.    
    1933 - Singer Lloyd Price, an important figure in New Orleans rock 'n' roll, was born in Kenner, Louisiana. He first hit the charts in 1952 with "Lawdy Miss Clawdy," a song originally designed to be used as a radio commercial. The piano player on the record was Fats Domino. After two years in the armed forces, Price resumed his recording career with "Just Because," which hit the charts in early 1957. The following year he had his only number-one hit, "Stagger Lee," which he wrote with his manager, Harold Logan. Price's other hits include "Personality" and "I'm Gonna Get Married."
    1933 – In the first of his New Deal legislation, President Franklin Roosevelt submitted the Emergency Banking Act to Congress.  FDR set out to rebuild confidence in the nation's banking system, first declaring a four-day banking holiday that shut down the banking system, including the Federal Reserve. Prepared by the Treasury staff during Hoover administration, the legislation allowed the twelve Federal Reserve banks to issue additional currency on good assets so that banks that reopened would be able to meet every legitimate call.
    1934 – Yuri Gagarin (d. 1968) was born in Klushino, Russia.  A pilot and cosmonaut, he was the first human to journey into outer space, when his spacecraft completed an orbit of the earth on 12 April 1961. 
    1935 - Birthday of Keely Smith, born Dorothy Jacqueline Keely (d. 2017) in Norfolk, VA.  Pop vocalist, best known number "That Old’ Black Magic," a Top 20 hit in 1958.  She began her career singing with the Louis Prima band, where they became the "Queen and King" of Las Vegas, Nevada.  In 1959, Smith and Prima were awarded the first-ever Grammy for Best Performance by a Vocal Group or Chorus for "That Ol' Black Magic".

    1936 – Babe Ruth rejected an offer to manage the Cincinnati Reds, attempting instead to try a comeback as a player.
    1937 – Mickey Gilley was born in Natchez, MS.  Country music singer and musician. Although he started out singing straight-up country and western material in the 1970s, he moved towards a more pop-friendly sound in the 1980s, bringing him further success on not just the country charts, but the pop charts as well. 
    1938 - Comedian Bob Hope makes his first film appearance, singing "Thanks for the Memories" in “The Big Broadcast of 1938.” He made more than 700 trips to American military bases and hospitals around the world, entertaining some 10,000 troops. These efforts earned him five special Academy Awards and the nickname "Mr. Humanitarian." President John F. Kennedy once called him "America's most prized ambassador of goodwill throughout the world," and the United States Congress made him an "honorary veteran" in 1997-an unprecedented gesture. Hope has won more than 2,000 awards and citations, including 54 honorary doctorates, an honorary knighthood, and a Presidential Medal of Freedom. In 1985, he was awarded the prestigious Kennedy Center Honors for Lifetime Achievement. His accolades earned him the title "Most Decorated and Honored Entertainer" in the Guinness Book of Records.
    1942 - Tommy Dorsey records Elman-Peterson trumpet battle “Well, Git it.”
    1943 - The temperature at Lac Frontiere, Maine fell to 40 degrees below zero. This is the coldest ever in March in New England.
    1942 – Mark Lindsay, lead singer of Paul Revere and The Raiders, was born in Eugene, OR.
    1943 – Chess champion Bobby Fischer (d. 2008) was born in Chicago.
    1944 - Canadian blues-rock singer and harmonica player King Biscuit Boy was born Richard Newell (d. 2003), in Hamilton, Ontario. He released several LPs of his own in the 1970's, as well as appearing on recordings by Ronnie Hawkins, Crowbar, April Wine and the Electric Flag.
    1944 - Japanese troops counter-attacked American forces on Hill 700 in Bougainville in a battle that would last five days.
    1945 - The Japanese capital of Tokyo was bombed by 343 US Air Force B-29 Super Fortresses carrying all the incendiary bombs they could hold. Within the targeted areas of the city, population densities were four times greater than those of most American cities, and homes were made primarily of wood and paper. Carried by the wind, the fires leveled 16 sq. miles. More than a quarter million buildings were destroyed, including 18% of the industrial area. The death toll was 83,000; 41,000 were injured. For the balance of the war, American strategic bombing followed this pattern. The bombing of Germany was also changed to incendiary as the military learned the fire aftermath caused great more damage than regular bombs.
    1946 – Ted Williams rejected a $500,000 offer to play in the Mexican League.
    1950 – Willie Sutton robbed Manufacturers Bank of $64,000 in NYC.  When asked why he robbed banks, Sutton replied, “…because that’s where the money is.”
    1951 – Physicists Edward Teller and Stanislaw Ulam submitted a classified paper at the Los Alamos lab in which they proposed their revolutionary new design, staged implosion, for a practical megaton-range hydrogen bomb.
    1951 - HARVEY, RAYMOND, Medal of Honor
Rank and organization: Captain, U.S. Army, Company C, 17th Infantry Regiment. Place and date: Vicinity of Taemi-Dong, Korea, 9 March 1951. Entered service at: Pasadena, Calif. Born: 1 March 1920 Ford City, Pa. G.O. No.: 67, 2 August 1951. Citation: Capt. Harvey Company C, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action. When his company was pinned down by a barrage of automatic weapons fire from numerous well-entrenched emplacements, imperiling accomplishment of its mission, Capt. Harvey braved a hail of fire and exploding grenades to advance to the first enemy machine gun nest, killing its crew with grenades. Rushing to the edge of the next emplacement, he killed its crew with carbine fire. He then moved the 1st Platoon forward until it was again halted by a curtain of automatic fire from well-fortified hostile positions. Disregarding the hail of fire, he personally charged and neutralized a third emplacement. Miraculously escaping death from intense crossfire, Capt. Harvey continued to lead the assault. Spotting an enemy pillbox well camouflaged by logs, he moved close enough to sweep the emplacement with carbine fire and throw grenades through the openings, annihilating its 5 occupants. Though wounded he then turned to order the company forward, and, suffering agonizing pain, he continued to direct the reduction of the remaining hostile positions, refusing evacuation until assured that the mission would be accomplished. Capt. Harvey's valorous and intrepid actions served as an inspiration to his company, reflecting the utmost glory upon himself and upholding the heroic traditions of the military service. 
    1954 – “See It Now” producer and star Edward R. Murrow delivered a broadcast that has been referred to as television's finest hour. “See It Now” focused on a number of controversial issues in the 1950s, but it is best remembered as the show that criticized the Communist Scare and contributed to the political downfall of Senator Joseph McCarthy. By using mostly recordings of McCarthy himself in action, interrogating witnesses and making speeches, Murrow and co-producer Fred Friendly displayed what they felt was the key danger to the democracy: not suspected Communists, but McCarthy's actions themselves. As Murrow said in his summation:  "No one familiar with the history of this country can deny that Congressional committees are useful; it is necessary to investigate before legislating. But the line between investigating and persecuting is a very fine one, and the junior senator from Wisconsin has stepped over it repeatedly. His primary achievement has been in confusing the public mind as between the internal and the external threats of communism. We must not confuse dissent with disloyalty; we must remember always that accusation is not proof, and that conviction depends upon evidence and due process of the law." The broadcast provoked tens of thousands of letters, telegrams and phone calls to CBS headquarters, running 15 to 1 in favor of Murrow. Friendly later recalled how truck drivers pulled up alongside Murrow and shouted, "Good show, Ed." The show's probe of the McCarthy-led anti-Communist era is the focus of the 2005 film “Good Night and Good Luck.”
    1954 – The first television commercial in color was broadcast on NBC-TV in NY…for Castro Convertibles…sofas, not cars!
    1956 - Top Hits
“Lisbon Antigua” - Nelson Riddle
“Why Do Fools Fall in Love” - Frankie Lymon & The Teenagers
“Hot Diggity (Dog Ziggity Boom)” - Perry Como
“I Don't Believe You've Met My Baby” - The Lovin' Brothers
    1956 - A whopping 367 inches of snow was measured on the ground at the Rainier Park Ranger station in Washington. The snow depth was a state record and the second highest total of record for the US
    1957 - Fats Domino had the number 1 record on the Billboard R&B singles chart with "I'm Walkin'," which had just replaced his own, "Blue Monday." Domino would keep the Top 40 hits coming for the next 5 years before fading to the younger rock ‘n’ rollers. 
    1958 - Cannonball Adderley, with Miles Davis, cuts “Somethin' Else” album (BN 1595).
    1959 - Barbie Debuts. The popular girls' doll debuted in stores. More than 800 million dolls have been sold.
    1959 - Jack Paar was on the cover of "LIFE" magazine. The article on him said he was accused of “keeping the U.S. up nights.” He had a late night television show on NBC with show regulars, Dody Goodman, Alexander King, Cliff Arquette, announcer Hugh Downs and bandleader Jose Melis.
    1960 - A winter storm produced a narrow band of heavy snow from north central Kentucky into Virginia and the mountains of North Carolina. Snowfall totals ranged from 12 to 24 inches with drifts up to 11 feet high in western Virginia
    1961 - Clifton Reginald Wharton was sworn in as ambassador to Norway. He was the first African-American to enter the Foreign Service and the first African-American diplomat to head a United States delegation to a European country.
    1961 - "I Want a Guy," the first Supremes' single under that name, was released. The Supremes had previously recorded as the Primettes.
    1961 - The Beatles make their first of over 300 appearances at Liverpool's Cavern Club. The group had played the venue in the past as The Quarry Men.
    1964 - Capitol Records releases a song called "Letter to the Beatles" by The Four Preps. The lyrics describe a boy lamenting the fact that he's lost his girlfriend to The Fab Four. On its first day, the record shot to #85 on the Billboard Hot 100 and it looked like The Preps were going to have another hit on their hands. Unfortunately, they had included a few bars from "I Want to Hold Your Hand" without permission and Capitol was forced to withdraw the single to avoid a lawsuit. These days you can still find the song on YouTube.  
    1964 - Top Hits
“I Want to Hold Your Hand” - The Beatles
“She Loves You” - The Beatles
“Please Please Me” - The Beatles
“Saginaw, Michigan” - Lefty Frizzell
    1964 - Five Sioux, led by Richard McKenzie, took over Alcatraz Island in San Francisco Bay. They demanded the establishment of a cultural center and university on the island. The occupation lasted four hours. On November 20, 1969, these demands were raised again by Richard Oakes and a group of about 100 Native Americans, mostly college students, who began an organized occupation of Alcatraz that lasted 19 months. Alcatraz today is a national monument, quite a tourist attraction, too.
    1965 - Three white Unitarian ministers, including the Rev. James J. Reeb, were attacked with clubs on the streets of Selma, Alabama, while participating in a civil rights demonstration. Reeb later died in a Birmingham, Alabama hospital.
    1965 – “The Boz,” Brian Bosworth was born in Oklahoma City.  Still regarded as one the NFL’s biggest busts, you can see him get run over by the Raiders’ Bo Jackson as few have ever been.  A two-time All-American LB from Oklahoma prior to his entry into the NFL supplemental draft, Bosworth had sent letters to various NFL teams stating that, if they drafted him, he wouldn't report to their training camp and he wouldn't play for them.  One of those teams, the Seattle Seahawks drafted him in the 22d round and he lasted all of three years in the NFL.
    1966 - Andrew Brimmer became the first African-American Governor of Federal Reserve Board.
    1968 - Grammy Awards are presented to The Fifth Dimension for "Up, Up and Away" - Record of the Year and Best Performance by a Vocal Group. The Beatles' "Sgt. Pepper's Lonely Hearts Club Band" is named Album of the Year, Best Contemporary Album, Best Engineered Record and Best Album Cover, Graphic Arts.
    1969 - JACOBS, JACK H., Medal of Honor
Rank and organization: Captain, U.S. Army, U.S. Army Element, U.S. Military Assistance Command, Republic of Vietnam. Place and date: Kien Phong Province, Republic of Vietnam, 9 March 1968. Entered service at: Trenton, N.J. Born: 2 August 1945, Brooklyn, N.Y. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Capt. Jacobs (then 1st Lt.), Infantry, distinguished himself while serving as assistant battalion advisor, 2d Battalion, 16th Infantry, 9th Infantry Division, Army of the Republic of Vietnam. The 2d Battalion was advancing to contact when it came under intense heavy machine gun and mortar fire from a Viet Cong battalion positioned in well-fortified bunkers. As the 2d Battalion deployed into attack formation its advance was halted by devastating fire. Capt. Jacobs, with the command element of the lead company, called for and directed air strikes on the enemy positions to facilitate a renewed attack. Due to the intensity of the enemy fire and heavy casualties to the command group, including the company commander, the attack stopped and the friendly troops became disorganized. Although wounded by mortar fragments, Capt. Jacobs assumed command of the allied company, ordered a withdrawal from the exposed position and established a defensive perimeter. Despite profuse bleeding from head wounds which impaired his vision, Capt. Jacobs, with complete disregard for his safety, returned under intense fire to evacuate a seriously wounded advisor to the safety of a wooded area where he administered lifesaving first aid. He then returned through heavy automatic weapons fire to evacuate the wounded company commander. Capt. Jacobs made repeated trips across the fire-swept open rice paddies evacuating wounded and their weapons. On 3 separate occasions, Capt. Jacobs contacted and drove off Viet Cong squads who were searching for allied wounded and weapons, single-handedly killing 3 and wounding several others. His gallant actions and extraordinary heroism saved the lives of 1 U.S. advisor and 13 allied soldiers. Through his effort the allied company was restored to an effective fighting unit and prevented defeat of the friendly forces by a strong and determined enemy. Capt. Jacobs, by his gallantry and bravery in action in the highest traditions of the military service, has reflected great credit upon himself, his unit, and the U.S. Army.
    1969 - The Smothers Brothers television show was cancelled by CBS after the brothers refused to censor a comment made by Joan Baez on one of her songs. She wanted to dedicate the song to her husband, David, who was just about to go to jail for objecting to the draft. An edited version of the show was broadcast later in the month.
    1970 - Having recently changed their name from Earth to Black Sabbath, Ozzy Osbourne, Tony Iommi, Geezer Butler and Bill Ward make their concert debut at The Roundhouse in the North London district of Camden Town.
    1972 - In what will become a trend, pop artists unite to perform for a presidential candidate: Carole King, James Taylor and Barbara Streisand among others, play a benefit show for Democratic presidential hopeful George McGovern at the Forum in Los Angeles
    1972 - Top Hits
“Without You” - Nilsson
“Hurting Each Other” - Carpenters
“Down by the Lazy River” - The Osmonds
“Bedtime Story” - Tammy Wynette
    1973 – Birthday in LaMesa, CA of Aaron Boone, former MLB 3B infamously known to Red Sox fans with Yankees Joe DiMaggio and Bucky Dent.  Boone was involved in two incidents of Yankees lore:  he hit a walk-off home run in the 11th inning, off Red Sox knuckleballer Tim Wakefield, during Game 7 of the 2003 ALCS which gave the New York Yankees a 6–5 victory.  On February 27, 2004, Boone was cut from the Yankee roster after tearing a knee ligament during a pick-up basketball game, played in violation of his contract with the Yankees.  This led the Yanks to acquire Alex Rodriguez from the Texas Rangers in a trade.  Boone is the son of C Bob Boone, brother of 2B Brett Boone and grandson of former AL batting champ Ray Boone.  In December, 2017, the Yankees hired Boone to become the 33rd manager in franchise history.
    1974 - Terry Jacks was starting the second week of a three-week stay at the top of the pop charts with "Seasons in the Sun." Other musical newcomers: Jefferson Starship, Billy Joel, Kiss, Olivia Newton-John, Kool & the Gang and The Steve Miller Band.
    1974 – The last Japanese soldier, a guerrilla operating in Philippines, surrendered, 29 years after World War II ended.
    1976 - Queen's breakthrough album, "A Night at the Opera," is certified Gold.
    1977 - The Jacksons TV show aired for the final time on CBS-TV, finishing dead last in the ratings. 
    1977 - Fleetwood Mac's "Rumours" becomes their second album to go platinum since the addition of Stevie Nicks and Lindsey Buckingham
    1977 - In a thirty-nine-hour standoff, armed Hanafi Muslims seized three Washington, DC, buildings, killing two and taking 149 hostage.
    1979 - ABC-TV shows the rock documentary, "Heroes of Rock & Roll," narrated by Jeff Bridges and featuring clips of Buddy Holly, Chuck Berry, Elvis Presley, the Beatles, Rolling Stones, Bob Dylan, Elvis Costello and others.
    1980 - Top Hits
“Crazy Little Thing Called Love” - Queen
“Longer” - Dan Fogelberg
“Desire” - Andy Gibb
“My Heroes Have Always Been Cowboys” - Willie Nelson
    1985 - "Gone With The Wind," the most requested movie in history, went on sale at video stores across the United States for the first time. The tape cost $89.95. The film, starring Clark Gable and Vivien Leigh, cost $4.5 million to make, but has earned over $400 million, making it one of the biggest money-making films in history.
    1985 - REO Speedwagon returned to Billboard's top spot with "Can't Fight This Feeling." 
    1987 - Gale force winds ushered arctic air into the north central U.S. Some places were 50 degrees colder than the previous day. Northeast winds, gusting to 60 mph, produced 8 to 15 foot waves on Lake Michigan causing more than a million dollars damage along the southeastern shoreline of Wisconsin.
    1987 - U2's "The Joshua Tree," which sold nearly six million copies in the US alone, was released. The compact disc version of the album became the first CD to sell one-million copies in the US. It contained U2 classics like "I Still Haven't Found What I'm Looking For," "With or Without You" and "Where the Streets Have No Name."
    1988 - Top Hits
“Father Figure” - George Michael
“Never Gonna Give You Up” - Rick Astley
“I Get Weak” - Belinda Carlisle
“Face to Face” – Alabama
    1989 - Twenty-two cities in the southwestern U.S. reported new record high temperatures for the date. In New Mexico, afternoon highs of 72 at Los Alamos, 76 at Ruidoso, and 79 at Quemado, were records for March.
    1989 – Eastern Airlines filed for bankruptcy protection.
    1992 - The first 9 days of March in Cincinnati, Ohio were very warm. The temperature averaged 58.7 degrees -- or 21.0 degrees above normal!! Within this 9 day stretch, high temperatures were 70 degrees or above on 5 consecutive days. Never before had this occurred so early in the season.
    1994 - Top Hits
“The Sign”- Ace Of Base
“The Power Of Love”- Celine Dion
“Whatta Man” - Salt-N-Pepa Featuring En Vogue
“Without You/Never Forget You” - Mariah Carey
    1995 - With a vote of 28-0, the Major League owners admit two new teams, the Arizona Diamondbacks and Tampa Bay Devil Rays. The teams were added to the National and American leagues, respectively.
    1996 - "One Fine Day" by Mariah Carey and Boys II Men topped the Billboard Hot 100 singles chart for the 15th week, a record for the rock era. The old record of 14 weeks was shared by Whitney Houston's 1992 hit "I Will Always Love You" and Boys II Men's 1994 smash "I'll Make Love to You."
    1998 - In San Francisco, the bicycle bandits, Edwin James Rowan III (39) and Raymond V. Lopez (46) were arrested after robbing the California Federal Savings Bank on the 4000 block of Geary. They were suspected of robbing 12 North Bay banks and using bikes as get-away vehicles.
    2007 - The US Justice Department released an internal audit that found that the FBI had acted illegally in its use of the USA Patriot Act to secretly obtain personal information about US citizens.
    2012 - Senior members of hacking group Lulz Sec are arrested, including one member of the FBI, in the United States, United Kingdom and Ireland.
    2013 - NASA's Mars Reconnaissance Orbiter (MRO) spacecraft transmits images that for the very first time, allow scientists to create a 3D reconstruction of ancient water channels below the surface of Mars.
    2014 – Barbie turned 55.     



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(chronological order)

- Who Works the Most Hours Every Year?
- Deborah Monosson Leasing Person of the Year 2017
- Airplane Travel Card Deadline Extended
- Section 179 Increases to $1 Million Retroactive to 9/27/2017
   Bonus Depreciation Extended through 2027
- Chairman and CEO LEAF Commercial Capital
   House up for Sale in Pennsylvania
- $50 Million Ponzi Scheme in San Jose, California
- The U.S. States with the Most People in Debt
- Financing Cannabis
- What the Most Profitable Companies Make
- 2018 World Leasing Yearbook Available
- The Meteoric Rise of Venmo
- The Most Valuable Companies of All-Time
- Fred Van Etten Now President Midland Equipment Finance
- Reader Wants to Share Articles; How Does He do That?
- Lesley Farmer, KLC Finance, A Top Woman in Finance
    Selected by Finance & Commerce
- Dyer and Pelose Come Out of Retirement
- ECN Capital Reports $50.9 Million Loss
- A+ Ratings on Alt-Finance and Leasing Companies
   Questions by Christopher Menkin, Editor
- Navitas Credit Corp. Reaches One Billion Total Originations
- "Hewlett Packard Sabotaged My Printer"
- Certified Leasing and Finance Foundation Member Milestone
   Surpasses 500 Members
- Hurricanes Reasons for 8th Consecutive Q Loss at OnDeck
- Are you an Equipment Leasing’s version of Blockbuster Video?
- Leasing News Complaints Bulletin Board BBB Ratings
- Tips for Obtaining Financing - Despite Challenged Credit
- Four Types of Interim Rent
Marlin Leasing: 10-Q for Quarter Ended Sept 30, 2017
- Is Competition Dying in the Canadian Equipment Finance Market
- Hours to Pay Monthly Mortgage in United States
- LEAF CFO Has Left the Building
- More Changes at Bank of the West
- 10 year Chief Sales Officer Leaves Marlin with over $750,000
- The Complaint Process for Leasing and Finance Associations
- Top Nine Leasing Company Websites in North America
- Ascentium Capital Class Action Suit Settled?
- Don't Fear the Unsubscribe
- Pine River to Shut $1 Billion Flagship Hedge Fund
- Alleged $11.5 Million Lease Fraud in Canada
- What's Ahead for Fleet Lessors?
- State Licensing and Usury Laws:
   An Updated Overview of a Few Troublesome States
- Shopko-Balboa Capital Summary Judgement Denied
- Who Writes Small Ticket Leases in Today’s Marketplace?
- Changes at Bank of the West Clarification
- Accounting for Leases Under the New Standard, Part 1
- DocuSign is now the electronic signature of choice
   for the federal government
- Class Action/Ascentium Settlement Discussions
- LEAF "All-Cash Acquisition"
- Violating California Lender’s License Law?
   This May Prevent You from Being Licensed in the Future
- New Jersey Appeals Court Vacates $1.5 Million
  Attorneys’ Fees Award in Equipment Leasing Dispute
- National Do Not Call Registrys
- Solar Financing Firms
   Working with Third Party Originators
- Referral, Recommendations, Questions, Complaints
- Filing a Complaint Against a Finance or Leasing Company
   in the State of California
- Credit Bureaus Erasing Negative Info
- It's Not the United States with Highest Income Tax
- California Department of Business Oversight Confirms
that Brokers Need Licenses and Lessors Can’t Pay Unlicensed Brokers
- Signs of a Chill in Fintech Funding?
- FinTech #102  by Christopher Menkin
   Menkin has an Epiphany
- Alternate Finance Companies - Subprime
- FICO Score: Excellent to Bad
- Charlie Chan on Balboa Capital
- Reader Complaint About LEAF Financial Investment (Collection)
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- Your Photograph on
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Lease Police Tips on Judging Vendors
- Alert: Rudy Trebels Back Soliciting Broker Business
- "The real U.S. Bank Equipment Finance story"
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- California License Web Addresses
- Settlement Costs vs. Litigation Costs