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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry


Wednesday, April 29, 2015

Today's Equipment Leasing Headlines

Archives---April 29, 2003
Douglas-Guardian Services Corporation Announces
  Robert J. Fisher, CLP, as Vice President Sales and Marketing
Classified Ads---Sales
California Proposed Law:
Brokers Won't Need License for Business Loans
  by Christopher Menkin
Funder List "A"
Broker/Lessor" List "A"
Federal Reserve Indicates Desire to Implement
International ACH Payment System
  by Tom McCurnin, Leasing News Legal Editor
    Leasing Industry Ads---Help Wanted
CIT Reports 1st Q 2015 Net Income of $104 Million
Customers Bank Recruits Very Experienced Team
  To Launch Commercial Finance Business
Yellow Labrador Retriever/Shepherd
   San Diego, California  Adopt-a-Dog added to Employment Web Sites
News Briefs---
FDIC levies fines against New Frontier Bank directors
 Regions Bank Fined $7.5MM for Bad Overdrafts
  Farmers Don't Own their Tractors Claims John Deere
   It looks like you'll lease Tesla's home battery instead of buying it
    Fitch: Aircraft Lessors Buoyed by Healthier Airlines
     Sweetheart deal saves Tavern on the Green $1M a year
      Twitter stock plummets 18 percent amid revenue shortfall
       Forcing Black Men Out of Society

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Archives---April 29, 2003
Douglas-Guardian Services Corporation Announces
Robert J. Fisher, CLP, as Vice President
Sales and Marketing

"I am delighted to have Bob join Douglas-Guardian's senior management team. With his broad experience base and his prior achievements in the equipment finance industry, we look for Bob to play an integral role in the continued success of Douglas-Guardian," said Bruce E. Lurie President, Douglas-Guardian Services Corporation.

Mr. Fisher began his career with The CIT Group/Sales Financing Inc. holding various sales, credit and management positions throughout his 20 plus year tenure. Bob has been active in professional organizations, currently serving as the Immediate Past-President of UAEL.

(He was with New Era in Illinois, who became Datronics, and when they went out of business, started Fisher-Anderson in Des Moines, Iowa. When Marcap ended funding and then took control of the portfolio, he started Firerock Financial. )


Bob Fisher, CLFP
Senior Vice President
Business Development, Ascentium Capital



Classified Ads---Sales

(These ads are “free” to those seeking employment or looking
to improve their position)

Work Remotely
Business Development - Are you looking to enter/increase your Healthcare lending? Let me identify and qualify healthcare (all verticals) vendors, distributors, and end users who utilize leasing/financing as a tool to sell equipment for you. Many years experience - contact Mitchell Utz at or 
(215) 460-4483.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)



California Proposed Law:
Brokers Won't Need License for Business Loans
by Christopher Menkin

Senate Bill 197 Introduced by California State Senator Marty Block, District 27 (Cities of San Diego, Coronado, Del Mar, and Solana Beach) basically amends the Finance Lenders code to exclude brokers from needing a license to obtain referral fees. (1)

This does not affect discounters, brokers who utilize bank documents, or operating leases (often called "true leases."). Specifically, funders and discounters who use "private label contracts" are still required to have a license. It is unclear whether “Referral” also applies to “Commission,” as explained in this previous article by Leasing News Legal Editor Tom McCurnin (2).  Certainly the payment can be labeled a “referral fee” to fit the requirements. It will depend on how the bill is finally amended when passed.

The bill is basically aimed at competition from the growing Merchant Advance and Business Loan business, according to a press release from Senator Block’s office. (3) Maybe it will help regulate brokers who keep deposits when loans or capital leases don’t go through.

SB 197 is being backed by several organizations, specifically the California Association for Micro Enterprise Opportunity (4) and a social group based in San Francisco called Opportunity Fund, allegedly "California's largest not-for-profit commercial Lender," according to the press release from Senator Block’s office (Note: It appears to be a chapter of the American Sustainable Business Council (5)

In a synopsis of the motivation, as outlined by the Senator in the press release, "Existing California regulation prohibits California Finance Lenders Law (CFLL) licensees from paying any compensation to any person or company that is unlicensed, in exchange for the referral of business. This places CFLL licensees that make commercial loans at a competitive disadvantage relative to their direct competitors, who operate as unlicensed merchant advance companies. CFLL licensees may offer better loan terms to businesses than their unlicensed competitors, but often lose customers to businesses that lack California lending licenses, because the unlicensed entities can compensate those from whom they receive referrals, while CFLL licensees are prohibited from doing so. 

According to small business lending experts, referrals are the single most efficient way for commercial lenders to acquire small business customers. Because general purpose advertising is not targeted, it is very inefficient at reaching customers. Word of mouth is by far the most efficient use of marketing dollars, but is an avenue that is closed off to CFLL licensees by California’s outdated regulations.


Merchant advance companies that serve small businesses represent the most common form of direct competition to commercial lenders licensed under the CFLL. Unlike commercial lenders, merchant advance companies do not offer loans. Instead, they offer a variety of non-loan financing options, which include cash advance, purchase order finance, accounts receivable finance, or a combination of these. Generally speaking, business arrangements between advance companies and the firms they fund involve the following: The advance company advances a certain amount of money to a business. In return, the business agrees to remit a certain percentage of its future revenue (typically sales receipts) to the advance company until the advance is paid back. Some merchant advance firms purchase future revenue at a discount; others purchase future sales revenue on a dollar for dollar basis, but charge the business a fee for the transaction. Some contracts require that money be repaid on a daily basis; others require different repayment schedules. There is considerable variety in the ways in which advance transactions are set up; the one thing that remains constant is their being structured to avoid California lending laws. 

According to the Department of Business Oversight, merchant advance companies are not required to hold lending licenses, as long as they assume the full risk of nonpayment of the future receipts or accounts receivable. Because merchant advance companies are not technically engaged in the business of lending, they are not required to hold a California lending license, and are thus not subject to restrictions on the manner in which they can compensate persons who refer them business. 

However, because merchant advance companies typically share the same customer base as commercial lenders, they have a significant competitive advantage over the commercial lenders with which they compete. Often, merchant advance companies offer less favorable terms to small businesses than commercial lenders; however, small businesses never learn about the commercial lenders that offer more favorable terms, because those lenders cannot compensate entities to refer business to them. 

California’s existing prohibition against payment of referral fees by licensed lenders is intended to protect borrowers, by ensuring that they are not steered to loans with unfavorable terms by unlicensed individuals whose referrals are based entirely on the compensation they generate, and not on the extent to which the loan makes sense for the borrower being referred. SB 197 is designed to eliminate the possibility that referral fees paid to unlicensed individuals will result in predatory lending. The bill allows the payment of referral fees only upon consummation of a loan, and requires all loans for which referral fees are paid to adhere to specified best practices for business lending (verify the commercial status of the borrower, minimum loan term of one year, maximum APR of 36%, and rigorous underwriting). 

STAFF CONTACT:  Eileen Newhall,, 916-651-4765

  1. Senate Bill 197

  2. Leasing Brokers: When May You Collect a Commission?
    Update by Tom McCurnin
    Leasing News Legal Editor

  3. Senator Block Press Release

  4. California Association for Micro Enterprise Opportunity
  5. American Sustainable Business Council



Funder List "A"

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

To qualify for this list, the company must be a "funder" and not a "Broker/Lessor" or "Super Broker/Lessor". . The company may sell off its portfolio from time to time, but the definition is for a company or financial institution where 50% or more of its business is from actually "funding" transactions themselves, where
they are on "recourse." Every non-public company' banker and/or investor(s) are contacted to verify this.

Leasing News reserves the right to not list a company who does not meet these qualifications.

There is a Funder List "B" to companies who were requested to add their information, but did not.

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers and is very much encouraged.

To up-date your listing, or add it, please contact



"Broker/Lessor" List "A"

The "Broker/Lessor" list is in two sections, due to its length. Broker List "A" is by number of employees and Broker List "B" is a separate list where the numbers of employees is not known and is alphabetical.
Both lists you may click on the name of the company and go to its listing.

To up-date your listing, or add it, please contact


Federal Reserve Indicates Desire to Implement
International ACH Payment System
by Tom McCurnin
Leasing News Legal Editor 

The Federal Reserve’s Long Awaited “White Paper” on Payment
Systems Recommends Many Changes.  The Fed Indicates a Desire
to Broaden ACH Payment System Internationally. Are You Ready?

Strategies for Improving the US Payment System Federal Reserve System (January 26, 2015)

Among our banking law circles, payment systems are a big deal. When the Federal Reserve announced last year a comprehensive study and forward thinking strategy paper on the subject, the results were eagerly awaited.  The subject is too complex and detailed for discussion here, but one aspect of the white paper struck me as being of interest to readers—the Fed’s desire to bring the ACH payment system internationally. 

Perhaps wire transfers have become passé.  Or maybe ACH debits are easier.  Then again, it is possible the Federal Reserve has overlooked the issues with payday lenders and marijuana distributors and is ready to inject Nigerian email scams directly into the payment system. It also could be mobile payments are taking over the United States banking marketplace, and what is left? The international arena.  For whatever reason, the Fed has, for the first time, suggested that ACH debits could go international.  The facts follow.

The U.S. payment system has reached a turning point.  High speed data networks are faster, more sophisticated, and end-user expectations are driving the ACH network to the next level. Mobile payments are becoming more widespread.  Globalization and international trade has increased making the use of wire transfers relevant only for large trade shipments. 

The Federal Reserve wants better choices for both US consumers and businesses to send and receive convenient, cost-effective and timely cross-border payments.  Because cross-border payment systems involve higher transaction costs and longer processing time, several innovators have emerged with products that address cross-border payments, but not in a comprehensive way. It is also true that small business has started doing trade overseas, especially in China, who is setting up their own international banking system.  The Federal Reserve wants address this.

Consequently, the Federal Reserve conducted its annual survey, and respondents were broadly supportive of a cross-border payment system, but with some differences in opinion as to its priority.  Some respondents believe that the Fed should implement a specific global standard like ISO 20022, the universal financial industry message scheme which is the international standard that defines the ISO platform for the development of financial message standards.  This would result in a direct linkage of US based ACH systems through NACHA with those systems located abroad. 

The Fed has defined five strategies to implement this goal. 

First, The Fed will actively engage stakeholders (banks and ACH payment processors) on initiatives designed to improve the U.S. system.  This includes a task force with diverse participants. 

Second, The Fed will take a leadership role to effectively identify approaches for implementing a safer, faster payment system.  The Fed believes that a faster payment system can be designed to make ACH payments happen in minutes if not seconds.  Again, the Fed will lead a task force to develop the hardware and software to implement this system.

Third, The Fed will develop a payment system which reduces fraud risk and makes the system more transparent by sharing fraud data and cyber threat information.  The Fed will try to pursue non-regulatory tactics to achieve this goal whenever possible.

Fourth, The Fed will consider taking an active leadership role in the development of the new payment system.  Although the Fed’s role has been mainly in support, its role could expand to that of an actual service provider, if the stakeholders desire that outcome.  At the minimum, the Fed will try to negotiate a unitary global standard for ACH transfers, similar to what it did relative to bank text messages in ISO 20022.  Also as a minimum, the Fed will develop education kits for use by businesses and banks to enable the new cross- border ACH payment system

Fifth, the Fed will expand the hours of the Federal Reserve for interbank settlement of check payments, and will urge NACHA (the ACH governing body) to accelerate settlements, implementing 24-7 ACH processing. 

The bottom line is that the ACH payment system may be left behind,
not only in the United States, but also abroad, especially in China. The Federal Reserve wants to improve the system and take into the global market place.  Equipment lessors and banks should be ready to take this next step.

Payment System Study


Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at

Previous Tom McCurnin Articles:


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)


Leasing Industry Help Wanted

For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees


##### Press Release ############################

CIT Reports 1st Q 2015 Net Income of $104 Million

  • Pre-tax Income of $148 million – Pre-tax income rose 20% from the year-ago quarter while net income declined 12% due to a higher effective tax rate;
  • Increase in Effective Tax Rate – Due to the prior year partial valuation allowance reversals, earnings reflect a $44 million tax provision while cash taxes were significantly lower at $14 million;
  • Board Authorized Additional $200 Million Share Repurchase in April – Completed existing share repurchase authorization and returned nearly $360 million of capital to shareholders through dividends and the repurchase of 7.3 million shares during the first quarter;
  • Improved Funding Profile – Grew deposits to 50% of total funding, reducing weighted average cost of funds by eight basis points

Full Press Release:

CIT Group (CIT) John A. Thain on Q1 2015 Results
 - Earnings Call Transcript


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


### Press Release ############################

Customers Bank Recruits Very Experienced Team
To Launch Commercial Finance Business

Initial focus will be on the Bank's 7-state markets in New England and Mid-Atlantic, with plans to expand the business to all 50 states throughout the United States.

WYOMISSING, PA-- - Richard Ehst, President and COO of Customers Bank, today announced the formation of a Commercial Finance Group based in New England. Its initial focus will be on the Bank's 7-state markets in New England and Mid-Atlantic, with plans to expand the business to all 50 states throughout the United States.

The new business unit will initially offer equipment finance and leasing products and services for a broad range of asset classes. It will service vendors, dealers, independent finance companies, bank-owned leasing companies and strategic direct customers in the plastics, packaging, machine tool, construction, transportation and franchise markets.

"The expansion of our Commercial Finance Group through these commercial finance and leasing programs is an important part of our strategic growth plan," said Steven Issa, Chief Lending Officer of Customers Bank. "The team brings a wealth of experience in the equipment finance and leasing industry, and I have no doubt that they will bolster our commercial lending and cross-sell activity."

Samuel H. Smith III has joined Customers Bank as Managing Director and will be responsible for the overall leadership of this new team. He has more than 30 years of experience and has held senior positions with Wells Fargo Equipment Finance, EverBank Commercial Finance, Equilease Financial Services, ORIX Vendor Finance and Charter Financial. He also was co-founder of Wentworth Capital, a plastics and packaging specialty finance firm, later sold to Charter Financial. Smith will report directly to Lyle P. Cunningham, Managing Director of the Customers Bank Specialty Lending Group.

Joining Smith will be an experienced team composed of eight team members, many of whom have been working together for more than two decades. Together, they have financed $500 million in assets over the last four years, without any delinquencies or charge-offs.

Sheila S. Mahon will serve as operations team leader and Fred A. Clough will direct the risk and credit function for the team. "Each of these professionals, along with five additional team members bring a wealth of knowledge and a proven track record of building a successful business in the specialty finance marketplace," said Smith.

The formation of this new group marks the Bank's entry into the equipment finance business, and builds a foundation for its loan, capital lease and off-balance sheet product programs under development.

Editor's Note: Smith and Cunningham can be contacted via email at and, respectively.

About Customers Bancorp, Inc. and Customers Bank
Customers Bancorp, Inc. is a bank holding company in Wyomissing, Pa., engaged in banking and related businesses through its subsidiary, Customers Bank. Customers Bank is a community-based, full-service bank with assets of $6.8 billion. A member of the Federal Reserve System and deposits insured by the Federal Deposit Insurance Corporation ("FDIC"), Customers Bank is an equal housing lender that provides a full range of banking services to small- and medium-sized businesses, professionals, individuals and families through offices in Pennsylvania, New York, Rhode Island, Massachusetts and New Jersey. Committed to fostering customer loyalty, Customers Bank uses a High Tech/High Touch strategy that includes use of industry-leading technology to provide customers better access to their money, as well as a continually expanding portfolio of loans to small businesses, multi-family projects, mortgage companies and consumers.

Customers Bancorp, Inc. is listed on the NYSE under the symbol CUBI. Additional information about Customers Bancorp, Inc. can be found on the company's website,

Richard Ehst
President & COO


Yellow Labrador Retriever/Shepherd
San Diego, California  Adopt-a-Dog

(short coat) Yellow Labrador Retriever
2 Years Old
Good with Dogs
House trained
Up-to-date with vaccines

“Jodie is a gorgeous 2 year old Labrador Retriever mix.  She is very affectionate and social and gets along well with other dogs.  She loves being with her people just relaxing, riding in the car or going for walks. She walks well on her leash and knows her basic commands. She loves to play and enjoys toys. She will be happiest in an active family and with another friendly dog who would like a friend to play with. Jodie takes a few minutes to feel comfortable with new people and needs proper introductions. She is very treat oriented and they are the way to her heart.

“Jodie's adoption fee is $200 - she is spayed, micro chipped and up to date on her vaccinations.

“All of our dogs are in private volunteer foster homes, and as such these individuals are most qualified to answer any questions regarding the dog.

“We do not have a central shelter or kennel locations - you must make a private one-on-one meet and greet appointment with each individual dog at the foster family's convenience.  To protect our foster families' privacy, we must have an APPROVED adoption application on file before we release their contact information.

“All of our dogs are fixed (spayed/neutered) and up to date on shots. We have a 2 week foster-to-adopt period to make sure the dog is a fit for your family. Adoption fees vary from dog-to-dog.

“Please go to our website to complete an application.

“We will make every attempt to process all applications within 3 business days of receipt .”

Second Chance Dog Rescue
2801 B Street, #55
San Diego, CA 92102
(619) 721-3647

Adopt a Pet



added to Employment Web Sites


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Classified Ads---Employment Web Sites

Here is a list of top internet job web sites, several specializing in financial, money, and leasing, too.



News Briefs----

FDIC levies fines against New Frontier Bank directors 

Regions Bank Fined $7.5MM for Bad Overdrafts

Farmers Don't Own their Tractors Claims John Deere

It looks like you'll lease Tesla's home battery
  instead of buying it 

Fitch: Aircraft Lessors Buoyed by Healthier Airlines

Sweetheart deal saves Tavern on the Green $1M a year

Twitter stock plummets 18 percent amid revenue shortfall

Forcing Black Men Out of Society




--You May Have Missed It

Amazon launches Amazon Business


SparkPeople--Live Healthier and Longer

The Right Salad May Help You Eat Less


Baseball Poem

A Fairy Tale


Wayne Lanter

"The body of a horse, the heart of a boy," 
Campanella claimed, catching four games
a day in the negro leagues - sometimes 
losing twenty pounds in the process.
Talented enough to do it,
little boy enough to think it's important,
beyond the money and people shouting,
the pure pleasure of driving a fastball
over the three-eighty sign.
When he objected to her Korean tour,
Monroe lectured )Joltin' Joe.
"You don't know what it's like
to have thirty thousand people cheer
for you." Some time before, sixty thousand watched
him catapult two shots into the seats off Feller. 
"Yes, I do," he said.
Even a hundred mile-an-hour fastball has its limits.
Feller warned young pitchers
of "hitters you can't throw it by."
He hadn't seen Dalkowski throw.
Maybe Dave Pope had the fastest hands 
of anyone. In the cage or in a game, 
turn on it. It turns on that.

In the beat of a boy's heart Campanella
ended up "a horse that couldn't run." 
Pulled from a tangle of twisted metal
he sits at home plate in a wheelchair,
the stars and stripes draped across his legs.
For years DiMaggio sold coffee-makers.
Feller and Pope lived on to old age,

old age. Dalkowski simply dropped off
the radar, or so it seems.
Monroe? Everybody knows that story.
How they souped-up the ball,
lowered the mound,
reduced the strike zone,
suspended pitchers for throwing at hitters,
brought in the fences,
yes, they brought in the fences.
Everybody knows that story.

"A Season of Long Taters"
Baseball Poems
Wayne Lander
Published by Snark Publishing
637 W. Hwy 50 #119
O'Fallon, Illinois, USA

(Printed with permission of the author)




Sports Briefs----

49ers calling time out on $15 million parking,
  soccer field deal


California Nuts Briefs---

Debate over dry farming divides California Wine Country

NFL Draft: What is your teams strategy

Peter King Mock Draft


“Gimme that Wine”

Michael Mondavi on Challenges vs. Opportunities

New York Retailer Draws Ire of US Wholesalers

An Open Letter to the California Wine Industry

Roche chardonnay named 'Best of the Best'
  at North Coast Wine Challenge

Wine: Re-evaluating Napa's 2011 cabs

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

     1749 - Benjamin Franklin on the banks of the Schuylkill River, Philadelphia, PA, became the first person to cook by electricity. In a letter dated this day in 1749, he wrote: “A turkey is to be killed for our dinner by the electrical shock and roasted by the electrical jack, before a fire kindled by the electrified bottle.”
    1813 – The first record of rubber in the United States is a patent for gum elastic varnish for footwear, issued to Jacob F. Hummel.
    1830 – Birthday of Adolph Sutro in Prussia.  He was the 24th mayor of San Francisco and first German-American Jewish mayor, serving in that office from 1894 until 1896. He is today perhaps best remembered for the various San Francisco lands and landmarks that still bear his name.  He introduced his plans for de-watering and de-gassing the mine shafts of the Comstock Lode by driving a tunnel through Mount Davidson to drain the water. Sutro incorporated the Sutro Tunnel Company and raised US$3 million, a considerable fortune through this work in Nevada.  His wealth was increased by large real estate investments in San Francisco, where he became an entrepreneur and public figure after returning from the Comstock in 1879. These land investments included Mount Sutro, Land's End (the area where Lincoln Park and the Cliff House are today), and Mount Davidson, which was called "Blue Mountain" at the time.
    1845 - Macon B. Allen becomes the first African-American lawyer admitted to the bar in Massachusetts.  With Robert Morris Jr, they became the first African-Americans to open a law practice in the US.
    1852 – The first edition of Roget’s Thesaurus was published.
    1854 - The first college for African-American students was the Ashmun Institute, Chester County, PA. It was named after Jeshudi Ashmun, the reorganizer of the colony of Liberia. In 1966, the college name was changed to Lincoln University.
    1857 – The US Army, Pacific Division HQ permanently formed at San Francisco’s Presidio.  It had been a fortified location since 1776, when New Spain established it to gain a foothold on Alta California and San Francisco Bay. It passed to Mexico, which in turn passed it to the United States in 1848.  As part of a 1989 military reduction program under the Base Realignment and Closure process, Congress voted to end the Presidio's status as an active Army military installation. On October 1, 1994, it was transferred to the National Park Service, ending 219 years of military use and beginning its next phase of mixed commercial and public use.
    1861 - Maryland's House of Delegates voted against seceding from the Union.
    1863 - William Randolph Hearst was born in San Francisco.   He was an American newspaper publisher who built the nation's largest newspaper chain and whose methods profoundly influenced American journalism. Hearst entered the publishing business in 1887 after taking control of “The San Francisco Examiner” from his father. Moving to New York City, he acquired “The New York Journal” and engaged in a bitter circulation war with Joseph Pulitzer’s “New York World” that led to the creation of yellow journalism - sensationalized stories of dubious veracity. Acquiring more newspapers, Hearst created a chain that numbered nearly 30 papers in major American cities at its peak. He later expanded to magazines, creating the largest newspaper and magazine business in the world.  He was twice elected as a Democrat to the House, and ran unsuccessfully for Mayor of New York City in 1905 and 1909, for Governor of New York in 1906, and for Lt. Governor of New York in 1910. Nonetheless, through his newspapers and magazines, he exercised enormous political influence, and was famously blamed for pushing public opinion with his yellow journalism type of reporting leading the United States into a war with Spain in 1898.  His life story was the main inspiration for the development of the lead character of “Citizen Kane”.  His mansion, Hearst Castle, on a hill overlooking the Pacific Ocean near San Simeon, California, halfway between Los Angeles and San Francisco, was donated by the Hearst Corporation to the state of California in 1957, and is now a State Historical Monument and a National Historic Landmark, open for public tours.
    1864 – Theta Xi fraternity was founded at Renssalear Polytechnic Institute, the only fraternity to be founded during the Civil War.
    1873 - Eli Hamilton Janney of Alexandria, VA, obtained a patent on an “improvement in car-couplings.”  Eventually every railroad car in the United States, Canada, and Mexico was equipped with his invention.
    1892 – The Philadelphia Phillies’ Charlie Reilly became baseball's first pinch hitter.  He is also the first of two Major Leaguers to have four hits that included two home runs in his first major league game, 1889 with the Columbus Solons.
    1894 - Commonwealth of Christ (Coxey's Army) arrived in Washington, DC, 500 strong, to protest unemployment.  Coxey was arrested for trespassing at the Capitol.
    1899 - Jazz pianist, composer and bandleader Edward Kennedy (Duke) Ellington was born in Washington, DC. He made his first professional appearance as a jazz pianist in 1916, and two years later formed his first band. After appearances in Harlem nightclubs, Duke Ellington's orchestra became one of the most famous jazz bands, and remained so for more than 50 years. Some of Ellington's best-known songs include "Take the A Train," "Mood Indigo," "Solitude" and "Sophisticated Lady." He also wrote a number of concert works including "Creole Rhapsody" and "Black, Brown and Beige." Ellington made hundreds of recordings before his death in 1974.
    1901- For the first and only time, the Kentucky Derby was run in April instead of May. The winning cold was “His Eminence,” ridden by Jimmy Winkfeld. Sannazarro finished second, a length-and-a-half back.
    1910 - The temperature at Kansas City, MO, soared to 95 degrees to establish a record for the month of April. Four days earlier the afternoon high in Kansas City was 44 degrees, following a record cold morning low of 34 degrees.
    1913 - The zipper was invented about 1906 by Gideon Sundback of Hoboken, NJ, an inventor of Swedish ancestry, who obtained a patent on this day for his “separable fasteners.” His design consisted of two flexible tapes, each of which carried a row of metal teeth with tiny hooks, and a slider that locked the two rows of hooks together. This fastener was improved upon by later patents on March 20 and October 16, 1917, which were assigned to the Hookless Fastener Company of Meadville, PA, under the name “Talon.” The first manufactured garments to incorporate zippers were rubber boots made by the B.F. Goodrich Company in 1923. Prior to this all clothes used buttons exclusively. The term “zipper” was coined by the English novelist Gilbert Frankau, who saw the device at a promotional luncheon and explained “Zip! It's Open! Zip! It's closed!” The first fashion designer to use zippers was Elsa Schiaparelli, who added them to garments in her 1930 collection.
    1918 - Ace of Aces, Captain Edward Vernon Rickenbacker’s first victory took place in the Baussant region, in the Toul sector, France. He was credited with 26 victories, including 22 airplanes and four balloons.
    1918 - Tris Speaker tied the career outfield record of 4 unassisted double plays
    1918 – Former Rams and Redskins Hall of Fame head coach, George Allen, was born in Nelson County, VA.  After he delivered them to the 1972 Super Bowl, losing to the undefeated Miami Dolphins, Redskins owner Edward Bennett Williams quipped, “I gave him an unlimited budget and he exceeded it!”
    1927 - Birthday of tenor saxophone Big Jay McNeely, Watts Ca
    1927 – The construction of ‘The Spirit of St Louis’ was completed.  Officially known as the Ryan NYP, the custom-built, single engine, single-seat monoplane was flown solo by Lindbergh on May 20–21, 1927 on the first non-stop flight to Paris from New York.  It was designed by Donald A. Hall of Ryan Airlines and was named “The Spirit of St. Louis” in honor of Lindbergh's supporters from The St. Louis Raquette Club in his then hometown.  The design and build took a mere 60 days.
    1931 - British skiffle musician Lonnie Donegan birthday. His biggest North American hit was 1961's "Does Your Chewing Gum Lose Its Flavor (On the Bedpost Over Night)." Died November 3, 2002.
    1933 - Birthday of guitarist Willie Nelson, Abbott, TX.  Singer-songwriter, musician, guitarist, author, poet, actor, and activist.  He was one of the main figures of ‘outlaw country’, a subgenre of country music that developed in the late 1960s as a reaction to the conservative restrictions of the Nashville sound. Nelson has acted in over 30 films, co-authored several books, and has been involved in activism for the use of biofuels, including significant investment in two bio-diesel plants, and the legalization of marijuana.
    1934 - Guitarist Otis Rush birthday, born Neshoba, MS
    1934 – The Pittsburgh Pirates became the last Major League team to play a Sunday ball game.
    1934 – Hall of Fame shortstop Luis Aparicio was born in Maracaibo, Venezuela.  He played 18 seasons for the White Sox, Orioles, and Red Sox (1956-73).   Aparicio was one of the most dominant shortstops of his era and was the first Venezuelan inducted into the National Baseball Hall of Fame in 1984.  He was a 10-time All-Star, an American League stolen base leader for 9 consecutive seasons, and a 9-time Gold Glove. Ted Williams called Aparicio "the best shortstop he had ever seen". Aparicio was nominated for the MLB All-Century Team (selected as one of the one-hundred greatest players) in 1999.
    1936 – April Stevens was born Carol LoTempio in Niagara Falls, NY.  With her brother she was Nino Tempo and April Stevens who recorded “Deep Purple” (1963) that won the Grammy as "best rock & roll record of the year".
    1939 – The Bronx-Whitestone Bridge, connecting The Bronx and Queens over the East River was opened to traffic.
    1941 - The Boston Bees agreed to rename the National League team the Braves, the name they used prior to 1935.
    1945 - The 522nd Field Artillery Battalion, part of the most decorated regiment in the history of the U.S. military (the 442nd regimental combat team), added another first to the history books. They liberated the remaining prisoners of the infamous Nazi death camp, Dachau. The 522nd was made up entirely of second generation Japanese-Americans (Nisei).
    1945 – The terms of surrender of German armies in Italy were signed.
    1945 – Adolph Hitler married Eva Braun in a Berlin bunker and designated Adm. Donitz as his successor. Both Hitler and Braun committed suicide the following day.
    1946 – The International Military Tribunal for the Far East convened and indicted former Japanese Prime minister Tojo and 28 former Japanese leaders for war crimes.
    1947 – Runner Jim Ryun was born in Wichita, KS.  He won a silver medal in the 1968 Olympic Games for the 1500 meters. He was also the first high school athlete to run a mile in under four minutes, which he did twice (first in an AAU meet and again in a high school track meet).  He was a member of the US House of Representatives from 1996–2007.
    1947 – Tommy James, of The Shondells, was born in Dayton, OH.
    1951 - Marguerite Higgins won the Pulitzer Prize for international reporting and journalism. Her book, “War in Korea,” became a best-seller.  Among the many the many newspaper articles she wrote were the first report of the German death camps at the end of World War II, for which she won the Pulitzer Prize for journalism in 1951. She was the first American to enter the Dachau death camp on 04-29-1945, in advance of military troops. From her dispatch filed that day: "Tattered, emaciated men, weeping, yelling and shouting `Long Live America' (in about 16 languages) swept toward the gate in a mob. Those who could not walk limped or crawled... at least a thousand prisoners were killed the night before... the barracks like those at Buchenwald (which she had also entered early) had the stench of death and sickness... the starving and dying lay virtually on top of each other in quarters where 1,200 men occupied a space intended for the crematorium itself were hooks on which the S.S. men hung their victims when they wished to flog them or to use any of the other torture instruments... Many of the living were so frail it seemed impossible they could still be holding on to life." More women were killed by the Germans in the concentration camps than men - and women were subjected to rape and other sexual tortures as well. So many of the Nazi doctors seemed fascinated by women's reproductive abilities and performed unspeakable horrors on pregnant women. She died in Washington, D.C. on January 3, 1966 of a disease which she apparently contracted while in Vietnam. On September 14, 2002, a stamp was issued to commemorate her life.
    1951 - Top Hits
“If” - Perry Como
“Mockingbird Hill” -Patti Page
“Would I Love You” - Patti Page
“The Rhumba Boogie” - Hank Snow
    1952 - Birthday of Dale Earnhardt, stock car racer, in Kannapolis, NC. He was one of NASCAR's most popular personalities, winning the Winston Cup seven times. He was killed while driving in the Daytona 500 at Daytona Beach, FL, Feb 18, 2001 
    1953 - "Coke Time with Eddie Fisher" began its TV and radio run on NBC-TV and Mutual radio. Fisher, a popular performer, was seen and heard on more TV and radio stations in 1954 than any other entertainer. The show ran on TV 1953-57, then “The Eddie Fisher Show” ran 1957-59.  From the negative fallout of his leaving his wife, singer/actress Debbie Reynolds, for her best friend, Elizabeth Taylor, NBC cancelled the show and RCA Victor dropped him as a singer.  “Oh! My Pa-Pa”, “Any Time”, “Lady of Spain”.  Fisher died in 2010.
    1953 - The first U.S. experimental 3D TV broadcast showed an episode of “Space Patrol” on ABC affiliate KECA-TV in LA.
    1953 – At the Polo Grounds in Manhattan, home of the New York Giants, the Braves’ Joe Adcock hit the first HR into the bleachers in dead CF, nearly 500’ away.
    1954 - Ernest Borgnine made his network television debut in "Night Visitor" on "Ford Theatre" on NBC-TV. The versatile film star won the Academy Award for Best Actor for “Marty” in 1955.   He would later become a sitcom sensation in "McHale's Navy" with comedian Tim Conway on CBS and, later, as a helicopter owner in "Airwolf".,+Ernest
    1954 - Miles Davis Sextet records “Walkin'” (Prestige)
    1954 – Jerry Seinfeld was born in Brooklyn.  The heralded sitcom “Seinfeld” (1989–1998), which he co-created and co-wrote with Larry David, was a semi-fictional version of his life, reflecting much of the observational humor for which he became famous as a stand-up comedian.  In 2005, Comedy Central named him the 12th greatest stand-up comedian of all time.
    1957 – The first military nuclear power plant was dedicated at Fort Belvoir, Va.
    1957 – Decorated actor Daniel Day-Lewis was born in London.  Day-Lewis is one of the most acclaimed actors of his generation and has earned numerous awards, including three Academy Awards for Best Actor:  “My Left Foot” (1989), “There Will Be Blood” (2007), and “Lincoln” (2012), making him the only male actor to win that many Best Actor awards and one of only three male actors to win three Oscars (Walter Brennan and Jack Nicholson).
    1958 - Ted Williams becomes the tenth major league player to get 1,000 extra-base hits.
    1958 - "The Witch Doctor" goes to No.1 on Billboard's pop charts. The singer's voice was recorded at various speeds, mainly very Fast.  “…oo-ee-oo-ah-ah, ting tang walla bing bang…”  Songwriter and singer Ross Bagdasarian (who recorded under the name David Seville) topped the charts again at the end of the year with "The Chipmunk Song," sung by his dubbed voice at very fast speed, and this time the singers were: the Chipmunks.
    1958 – Michelle Pfeiffer was born in Santa Ana, CA.  She has been nominated three times for an Academy Award, for her performances in “Dangerous Liaisons” (1988), “The Fabulous Baker Boys” (1989), and “Love Field” (1992).
    1959 - Top Hits
“Come Softly to Me” - The Fleetwoods
“(Now and Then There's) A Fool Such as I” - Elvis Presley
“Guitar Boogie Shuffle” - The Virtues
“White Lightning” - George Jones
    1959 - UNIVAC, the electronic computer that was the size of a house, actually picked four out of six winners at Churchill Downs in Louisville, KY. The electronic brain set a record for right choices in horse races. Of course, the winners all paid 2-1 or even odds, so it didn't win much. But, most of us don't...
    1960 - Dick Clark told a House of Representatives investigating committee looking into the payola scandal that he, the host of "American Bandstand", never took payola for records featured on his daily TV show. Clark would, however, relinquish rights to music publishing that he owned. The value of those rights, Clark indicated 30 years later, amounted to about $80 million.
    1961 - “Spanning the globe ... to bring you the constant variety of sport, the constant variety of human competition, the thrill of victory and the agony of defeat. This is ABC's Wide World of Sports.” A Saturday afternoon sports program began its long run on ABC-TV. The show, featuring Jim McKay as host, along with Howard Cosell, Frank Gifford, Al Michaels, Jack Whitaker, Heywood Hale Brun and others, was not an immediate hit. Although Roone Arledge's vision of a worldwide window on televised sports got off to a slow start, "ABC's Wide World of Sports" became one of TV's most popular and enduring programs.
    1963 - Andrew Loog Oldham signed the Rolling Stones to a management contract. He had seen them perform the previous night at the Crawdaddy Club in Richmond, England.
    1967 - Top Hits
“Somethin' Stupid” - Nancy Sinatra & Frank Sinatra
“A Little Bit Me, A Little Bit You” - The Monkees
“Sweet Soul Music” - Arthur Conley
“Need You” - Sonny James
    1967 - Aretha Franklin's "Respect" is released.
    1967 - Cindy Birdsong makes her stage debut with The Supremes at The Hollywood Bowl, replacing the increasingly unreliable Florence Ballard.
    1967 - Muhammad Ai was stripped of his world heavyweight boxing championship the day after he refused to be inducted into military service. Said Ali, “I have searched my conscience, and I find I cannot be true to my belief in my religion by accepting such a call.” He had claimed exemption as a minister of the Black Muslim religion. Convicted of violating the Selective Service Act but the Supreme Court reversed this decision in 1971
    1968 - "Hair" made its way from Greenwich Village to Broadway. The show certainly opened eyes. It was the first time that actors appeared nude in a Broadway musical. "Hair" ran for 1,844 shows on and off Broadway. It was even more successful in its London run later. Big songs from the show: "Hair" (The Cowsills) and "Aquarius/Let the Sunshine In" (The 5th Dimension).
    1969 - Sir Duke, Duke Ellington, celebrated his 70th birthday. He was honored with the presentation of the Medal of Freedom, the U.S. government's highest civilian honor.
    1970 – Former World’s #1 tennis champion, Andre Agassi, was born in Las Vegas.
    1971 – Bill Graham closed Fillmore and Fillmore East.
    1972 - A Detroit, Michigan band called Gallery enters the Billboard Hot 100 with "Nice To Be With You", which will rise to #4 during its 13 week run. They will follow with two more Top 20 hits, "I Believe in Music" (#22) and "Big City Miss Ruth Ann" (#23) over the next eight months.
    1973 - More than 15,000 people attending a Rock concert by Elvin Bishop, Canned Heat, Buddy Miles and Fleetwood Mac are routed from a baseball stadium in Stockton, California, by police firing tear-gas canisters. More than 80 people, including 28 police officers, are hurt and fifty arrests are made.
    1973 - The Mississippi River reached a crest of 43.4 feet, breaking the previous record of 42 feet established in 1785.
    1974 - Phil Donahue's TV show was on the move. "Donahue" was moving to Chicago, IL, where it would remain until 1985. The show was originally based in Dayton, OH. Following more than a decade in the Windy City, the show again moved, this time to New York City. During its stay in Chicago, "Donahue" earned nine Emmy Awards.
    1975 - Operation Frequent Wind, the largest helicopter evacuation on record, begins removing the last Americans from Saigon.
    1975 - Top Hits
“(Hey Won't You Play) Another Somebody Done Somebody Wrong Song” - B.J. Thomas
“He Don't Love You (Like I Love You)” - Tony Orlando & Dawn
“Supernatural Thing”  - Ben E. King
“Blanket on the Ground” - Billie Jo Spears
    1979 - Van Halen's "Dance The Night Away" single is released
    1980 - Black Sabbath began their first tour with vocalist Ronnie James Dio, who had replaced Ozzy Osbourne.
    1981 - Steve Carlton, the Philadelphia Phillies pitcher, became the first left hander in the major leagues to get 3,000 career strikeouts. He fanned Montreal Expos' Tim Wallach in the first inning of a game that saw the Phillies beat the Expos 6-2. Carlton was only the sixth major leaguer to strike out 3,000 batters. He finished with 4,136.
    1983 – Harold Washington was sworn in as Chicago’s first African-American mayor.
    1983 - Top Hits
“Come on Eileen” - Dexys Midnight Runners
“Beat It” - Michael Jackson
“Der Kommissar” - After the Fire
“American Made” - The Oak Ridge Boys
    1985 - “Challenger” was launched from Kennedy Space Center, Florida, piloted by the first African-American to enter outer space, Col. Frederick Gregory, who became a veteran of three space missions, logging in 455 hours. This flight had a crew of seven and a full animal menagerie of monkeys and other animals to learn about the effects of space. After 111 orbits of Earth, Challenger landed on May 6, 1985, at Edwards Air Force Base, Ca.
    1985 - George Steinbrenner, owner of the New York Yankees, fired manager Yogi Berra after only 16 games into the young baseball season. He sent one of his staff to inform Berra, an act that stuck with Berra who vowed never to visit Yankee Stadium as long as Steinbrenner owned the team.  At the urging of announcer Suzyn Waldman, who urged Steinbrenner to apologize, The Boss did so at the Yogi Berra Museum and Learning Center in 1999.
    1986 - Roger Clemens of the Boston Red Sox set a major-league baseball record by striking out 20 Seattle Mariner batters on the way to a 3-1 win. This record for the Red Sox hurler surpassed the 19 strikeouts for a nine-inning game held by Nolan Ryan when he pitched for the California Angels. Tom Seaver of the New York Mets and Steve Carlton of the St. Louis Cardinals also held a piece of the previous 19-KO record.
    1987 - A storm off the southeast coast of Massachusetts blanketed southern New England with heavy snow. Totals of three inches at Boston, 11 inches at Milton, MA, and 17 inches at Worcester, MA, were records for so late in the season. Princeton, MA was buried under 25 inches of snow.
    1988 - Top Hits
“Wishing Well”- Terence Trent D Arby
“Anything For You”- Gloria Estefan
“Angel”- Aerosmith
“Where Do Broken Hearts Go”- Whitney Houston
“Pink Cadillac”- Natalie Cole
    1988 - The 1988 Baltimore Orioles finally won a game after losing the first 21 games of the season. They beat the Chicago White Sox, 9-0, on a combined four-hitter by pitchers Mark Williamson and Dave Schmidt. The Orioles' streak, lasting from April 4 to 28, set an American League record but fell two losses short of the National League mark.
    1988 - Thunderstorms produced large hail and damaging winds throughout central Texas with baseball size hail reported at Nixon, Texas and wind gusts to 70 mph recorded at Cotulla, Texas. In contrast, a late winter storm dropped up to a foot of snow over northern West Virginia and western Maryland.
    1989 - Porter Wagoner joined Dolly Parton on stage for the first time since Parton split with her mentor in 1976. The duet sold out four shows at Parton's Dollywood theme park in Pigeon Forge, Tennessee. 
    1990 - A storm system crossing northern New Mexico blanketed parts of the Rocky Mountain Region and the Northern High Plains with heavy snow, and produced blizzard conditions in central Montana. Much of southern Colorado was buried under one to three feet of snow. Pueblo tied an April record with 16.8 inches of snow in 24 hours. Strong canyon winds in New Mexico, enhanced by local showers, gusted to 65 mph at Albuquerque. Afternoon temperatures across the Great Plains Region ranged from the 20s in North Dakota to 107 degrees at Laredo, TX
    1990 - The TV movie “Summer Dreams: The Story of the Beach Boys” airs on ABC. 
    1991 - Top Hits
“Baby Baby” - Amy Grant
“Joyride” - Roxette
“I Like the Way” (“The Kissing Game”) - Hi-Five
“Down Home” – Alabama
    1992 - A jury in Simi Valley, CA failed to convict four Los Angeles police officers accused in the videotaped beating of Rodney King, providing the spark that set off rioting, looting and burning at South Central Los Angeles, CA, and other areas across the country. The anger unleashed during and after the violence was attributed to widespread racism, lack of job opportunities and the resulting hopelessness of inner-city poverty.  It claimed 54 lives and over $1 billion in property damage.
    1992 - State Farm Insurance was ordered to pay $157 million to hundreds of California women who were not offered or given jobs as State Farm agents because of their sex. It was the largest sex-discrimination settlement in US history to that time. The settlement was shared by more than 814 women. The case that began in June, 1979 when Muriel Kraszewski sued because she was turned down repeatedly for agent jobs at State Farm offices in South California because she was a woman. As a result of the suit, the ratio of women agents with State Farm has increased from less than 1% in 1979 to more than 50% today. Women make up more than 50% of the population.
    1995 - Severe thunderstorms moved across Tarrant County in Texas. Hail up to 3.5 inches in diameter did an enormous amount of damage. 100 aircraft were damaged at DFW airport. Damages in the county totaled $220 million. This was the second major hailstorm to hit the area in a month.
    1997 - The US House of Representatives voted to bestow Congress's highest civilian award, the Congressional Gold Medal, on Frank Sinatra. In 1985, President Ronald Reagan had presented the singer with the Medal of Freedom, the highest civilian award in the US.
    1997 - Craig MacIavish, the last player to go without a helmet, retired from the National Hockey League. The NHL mandated helmets at the start of the 1979-80 season but allowed players then active to refrain by signing a waiver absolving the league of responsibility in case of head injury. MacIavish was the last remaining player of those who signed the waiver. He retired from the St. Louis Blues after a 16-year career during which he scored 213 goals. Despite his personal choice, he admitted, “Certainly, it's very dangerous out there without a helmet.”
    1998 - Top Hits
“Too Close” - Next
“You’re Still The One” - Shania Twain
“Let’s Ride” - Montell Jordan Featuring Master P
“All My Life” - K-Ci
    2004 – Vice-President Dick Cheney and President George W. Bush testified before the 9/11 Commission in a closed, unrecorded hearing in the Oval Office.
    2004 – The last Oldsmobile rolled off the assembly after 107 years of production.
    2005 – Mary Travers of Peter, Paul, and Mary, had bone-marrow transplant surgery to attempt to stave off the leukemia that will take her life in 2009.
    2007 - Nancy Sinatra made a rare TV appearance in an episode of The Sopranos where she sang "Bossman" to a small gathering of the main characters.





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