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Asset Management:
Long Island City, NY
seeking an experienced off lease and repossession manager. Successful candidates should have prior experience. Email resume to ekaye@advantagefunding.us or fax to 718 392 5427.

About the Company: Advantage Funding is a leading commercial and consumer vehicle and equipment financing and leasing company, Long Island City, NY.

www.advantagefund.com

Tuesday, April 5, 2005

Headlines---

e-Mail
    Classified Ads---Credit
        Economic Events---This Week
            Leasing Conference---Up-Date
Classified Ads---Help Wanted
    Marlin Quarterly Vendor Activity Survey
        Virginia Commerce Leasing
            Nassau Asset Management Moves
TCF Leasing Now TCF Equipment Finance
    LaSalle Charles Van Swearingen Exec.VP
        Edmunds.com New Car Incentive Report
News Briefs---
    Sports Briefs---
        "Gimme this Wine"
            This Day in American History
                Winter Poem

######## surrounding the article denotes it is a “press release”

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e-Mail

Due to our physical move to a new location and change of internet connection, our e-mail configuration may take anywhere from 24 hours to three days to “propagate;” we may not be able to receive your e-mail until Thursday---it depends.

We now can send, and as of noon today, we should start to be able to receive.

We apologize for any inconvenience as this technical problem is beyond our control.

We hope you enjoyed our annual April Fool's Day edition. Several readers have asked if the GE Capital purchasing Key Equipment was true. It was humor, as we do every year for this April Fool's edition---except Jennifer Aniston really gave up Brad Pitt for Steve Reid---that is true!!!! She will be at the UAEL Scottsdale Conference. Be sure to get an invitation to the conference chairman's cocktail party. Jim Merrilees is doing a blind tasting with Paul Menzel---Willamette Valley Pinot Noir versus Santa Barbara's best. Jennifer Aniston is doing the pouring.

April Fool's Edition
http://www.leasingnews.org/archives/April%202005/4-01-05.htm

[headlines]

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Classified Ads---Credit

Atlanta, GA.
VP Credit/Operations/Sr. Credit Officer. 15yrs exp. in equipment leasing. Strong financial analysis and management skills. Experience developing and maintaining profitable customer/vendor relationships.
Email: credops@msn.com

Atlanta, GA.
Senior Credit Officer in middle-market equip. finance, vendor, 3rd party, specialty, flow credit to the fortune 1000. Team builder, originations capable, strong work ethic, ability to multi-task.
Email: kyletrust@hotmail.com

Atlanta, GA.
10 yrs experience in credit/collections/recovery/documentation in the leasing industry. P&L responsibility, team builder & strong portfolio mgnt skills.
email: mortimerga@adelphia.net

Boston Ma.
Challenging position where my skills, professional experience, organization, leadership, strategic thinking, creativity, energy, passion, competitive nature will enable me to define opportunities and personal development.
Email: bernd.janet@verizon.net

Corona, CA.
VP credit Consumer Credit prime/sub prime Auto lending/leasing/mortgages. 20+yrs exp. If you are looking for someone to affect the bottom line I am that person. Will relocate.
Email: amosca2000@yahoo.com

Fairfield, CT.
Diversified background in credit, operations and portfolio management. Demonstrated success in creative structuring of deals, problem solving & providing tactical guidance.
Email: sailer0102@aol.com

Fort Lee NJ
3 Years Experience. Looking in NJ/NY.
Email: angitravis@mail.com

Irvine, CA,
I have over 16 years of Credit/Collection experience in the finance industry. Prompt results, extremely effective and knowledgeable, professional, excellent manager and team player.
Email: newportresources@sbcglobal.net

Los Angeles, CA
Over 15 years experience in Credit/Operations with Small Ticket and transactions up to $500,000.00. CLP, with excellent relationships with most major lenders.
Email: jonbh123@earthlink.net

Mill Valley, CA
Senior corporate officer with financial services credit background. M and A, fund raising and workout expertise.
Email: nywb@aol.com

New Jersey, NJ
Credit Analyst with 10+ years experience in small-ticket lending up to $500,000. Experience with both vendor-direct and with brokers.
Email: b.leavy@worldnet.att.net

New York, NY.
V.P. Credit & Collections w/23 years exp. ooking for a situation where I can utilize my varied & extensive knowledge of credit/collections/risk-management & leasing.
Email: rcouzzi@yahoo.com

New York, NY
3+ years of leasing credit / contracts experience. Currently in the leasing industry and moving to NY! Exp. working at both funding source and broker. Email: lease4you@mail.com

Orange, CA.
15 years exper., looking for a new home. Have handled both middle/ large ticket transaction, plus muni & international finance.
email: equiplender@aol.com

Portland, OR.
Well known Equipment Leasing Industry Professional (Credit Analyst) with 17 years experience working in the Portland, Oregon area for three major Fortune 500 Funding Sources.
Email: jimmyfrank@verizon.net
| RESUME |
http://216.66.242.252/AL/LeasingNews/Resumes/Jimmy%20Frank-Resume.pdf

Senior Credit Officer experienced in middle-market leasing; structured, vendor and 3rd party to the fortune 1000. Proactive team builder, originations capable with strong work ethic.
Email: kyletrust@hotmail.com

Full listing of all “job wanted ads” at:
http://216.66.242.252/AL/LeasingNews/JobPostings.htm

[headlines]

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Economic Events---This Week

Thursday

April 7

Consumer Borrowing: February

Weekly Jobless Claims

[headlines]

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Leasing Association Conferences—Spring

April 6-7,2005

National Funding Exhibition Fairmont Hotel
Chicago, IL

“We're glad to have Non-members attend one time to get the feel of the Exhibition. I'm sorry if a reader felt, or was told, the 24 hour pass to Members Only areas was a requirement.”

Wayne Hunt
Director, Online Services
Equipment Leasing Association
4301 N. Fairfax Drive, Suite 550
Arlington, VA 22203
703.527.8655; Fax: 703.527.2649
whunt@elamail.com ; http://www.elaonline.com/

(If you are a non-member, having trouble learning about the funding exhibition, which will be the largest—most funders, most attendees---please contact Wayne Hunt above.)

The Equipment Leasing Association will allow a one time conference attendance to a non-member. However, the ability to attend not only the conferences but information from their website is well-worth the membership fee)
http://www.elaonline.org/events/2005/fundexhome.cfm

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April 14-17,2005
Mills House
Charleston, South Carolina

“The famous Mills House in beautiful, historic Charleston, South Carolina will be the setting for this super conference. Bill Cowden of Springs Leasing, chairman of this event, promises a conference to remember. If you have any workshop ideas or want to volunteer as a panelist, call Alison at 212-809- 1602.”
        EAEL.org web site

To view the Mills house, please go here:
http://www.millshouse.com/virtual-tour.htm

Registration
http://www.eael.org/CharlestonReg.pdf

Flight Information
http://www.chs-airport.com/

Registration has been very active and the Doubletree expects to be completely sold out soon. Please book your room request at 1-877-445-6677 as soon as possible. Additionally, the Saturday afternoon Texas Hold'em tourmament still has seats remaing. Join us for this fun event.

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April 21-24, 2005

Spring Leadership Conference
Doubletree Paradise Valley Resort
Scottsdale, Arizona
Chairman: Steve Reid - Pacific Capital Bank

Content:
- Great Educational Sessions and Roundtables
- Strong Speakers
- McCormick's Ranch Golf
- Arizona Diamondbacks Game

SPECIAL SPOUSE EVENT:
Friday 10:30 am - 2:00 pm
Interactive cooking Class/Lunch and Wine Tasting with the Chef at Sur La Table. Shopping, to follow your luncheon outing!

Crab Cakes with Chili Lime Dressing
Grilled Spice Rubbed Pork Tenderloin with Spicy Mango Corn Salsa
Potatoes Gratin Dauphinoise
Warm Chocolate Molten Cake with Raspberry Coulis

Saturday 2:00 pm - 5:00 pm
Join us for the Texas Hold'em Card Tournament
$75.00 Entry Fee. $1000.00 to the winner!
(Special championship bracelet to the winner. Male or Female.)

---------------------------------------------------------------

May 4-6,2005

Loews Miami Beach Hotel
South Beach, Miami, Florida

for more information, please go here:
http://leasingnews.org/PDF/25AM05_springpgm.pdf

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May 12-15,2005

Hyatt Regency Union Station
St. Louis, Missouri


Claude Elmore—Conference Chairman
Netbank Business Finance

Conference information:
http://www.naelb.org/associations/2004/files/
NAELB05%20Reg%20Brochure%20FINAL.pdf

General Conference Information:
http://www.naelb.org/displayconvention.cfm

[headlines]

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Classified Ads---Help Wanted

Account Representatives & Sales Coaches


Account Representatives & Sales Coaches are needed in Nashville, TN & Austin, TX locations with exp. in finance and sales with a successful track record of sales leasing.  Positions are available for remote Account Executives with 8+ yrs Equipment Leasing Sales exp. Work directly with CFOs, CIOs, CEOs and other high-level executives.  Please send resume indicating position of interest and location: US_DFS_Staffing@dell.com.

About the Company:  
At Dell Financial Services, we aspire to fuel your potential with the kind of challenging opportunities and hands-on support you need to grow.  We're the exclusive provider of leasing and finance services for Dell technology systems worldwide.

www.dellfinancialservices.com

Asset Management


Asset Management:
Long Island City, NY
seeking an experienced off lease and repossession manager. Successful candidates should have prior experience. Email resume to ekaye@advantagefunding.us or fax to 718 392 5427.

About the Company: Advantage Funding is a leading commercial and consumer vehicle and equipment financing and leasing company, Long Island City, NY.

www.advantagefund.com

Collection Attorney


Collection attorney - three to five years experience, creditor rights and bankruptcy experience is a must - contact: cgates@spiwakandiezza.com

Spiwak & Iezza, LLP, Westlake Village, Ca. is an extremely aggressive collection law firm that believes in taking action against debtors quickly and pushing through to final resolution without delay.
http://www.spiwakandiezza.com/about.htm

Finance Administrator


Export Finance Administrator for cross-border equipment deals. Seeking someone with existing strong credit, administrative, and people skills whom we can train in our specialized international credit services. Fluent English and Spanish required. To learn more and apply, click here .

Meridian Finance Group provides credit, insurance, and financial services that help U.S. exporters to increase their international sales.

www.meridianfinance.com

Marketing Officer



Marketing Officer, generate/maintain relationships w/equip. leasing companies nationwide. Heavy phone/moderate travel. Ability to read/understand FS/tax returns required. Indirect marketing exp. necessary plus computer skills. Bachelor's degree.
Email resume to sgreen@bankofthewest.com
Website: www.bankofthewest.com

Bank of the West and its subsidiaries are equal opportunity/affirmative action employers. It is our policy to recruit, advertise, employ, promote, transfer, discipline, and discharge without regard to race, religion, color, national origin, ancestry, age, physical or mental disability, medical condition, veteran status, sexual orientation, sex, marital status, or any other protected status.

Middle Market Sales Representative



Middle Market Sales Rep.: exp. sales reps throughout country for middle market leasing/financing. Must have min.5-years exp. in "hard assets" ranging from 100K -$1.0MM generated from vendor and /or direct sources. Excel. benefits, base salary and commission program. Resumes to amandell@eqcorp.com .

About the Company: A rapidly expanding Middle Market Leasing / Finance Company located in CT. Equilease Financial Services, Inc

Sales Representative


RCA Capital Corp. Fair Lawn NJ seeks exp. sales rep.w $5 million annual middle market business. A great opportunity to grow with an established reputable independent. Competitive comp. plan w gd benefits/401k. Contact: Mike Pandolfelli, CEO mbp@rcacapital.com

RCA is a privately held nationwide equipment leasing and finance company. Its primary focus is in the printing, packaging, corrugated and label industries. RCA is seeking to diversify and expand its customer base through industries such as transportation, machine tools, plastics, medical, etc.

 


Baltimore/Washington based Sales Rep. - To develop vendor & lessee direct originations. Requires 3+ yrs commercial sales exp. For full description and application, click here for more information.

Madison Capital, a Baltimore based equipment and vehicle leasing company for 30 years is a national provider of direct financing services for both vendors and lessees. www.madisoncapital.com

 

Sales Representatives:
Well-established leasing company seeks veteran sales professionals in the small and middle ticket equipment marketplace. Stay where you are and share in the profit of each deal you book with ACC. Fax resume: 801-733-2358.

About the Company: ACC (ACC Capital Corporation) is a diversified middle-market financial services company that specializes in structuring, origination, servicing and syndication of a broad array of lease products.

www.acccapital.com

[headlines]

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#### Press Release ####################

Marlin Announces Results of Quarterly Vendor Activity Survey

MOUNT LAUREL, N.J---Marlin Leasing Corporation, a subsidiary of Marlin Business Services Corp. (NASDAQ:MRLN), announced the results of their Quarterly Vendor Activity (QVA) Survey, detailing equipment vendors' current and expected sales activity.

"Survey respondents ranked speed of product delivery and cash management as the two most important areas needed to grow their business," said Gary Shivers, President of Marlin. "We're confident our customized leasing programs provide equipment dealers and end-user customers with the quick product delivery and significant cash flow advantages they need for success."

A few highlights:
-- 62.3% of the respondents report higher first quarter of 2005 sales volume than the same period last year
-- 42.5 % of all respondents have characterized the current business environment as "Strong"
-- 80.5% of all respondents expect sales volume to be higher during the second quarter of 2005 versus last quarter
-- 68.3% of telecommunications respondents are expecting higher sales this quarter

About the Quarterly Vendor Activity Survey:

Marlin publishes the QVA four times each year for its business partners. Responses sample the sentiment of more than 17,000 vendors who received questionnaires. Data for this first quarter report were collected during the period from February 15, 2005 to February 17, 2005. This survey is not intended, nor should it in any way be construed, to forecast or predict the financial performance of Marlin Business Services Corp. or Marlin Leasing Corporation. For additional information, visit our web site at www.marlinleasing.com.

About Marlin Business Services Corp.:

Marlin Business Services Corp. (NASDAQ:MRLN), through its subsidiary Marlin Leasing Corporation, is a nationwide provider of quality leasing programs to equipment vendors and their customers. Marlin's unique origination platform provides service to customers from regional offices in Denver, Atlanta, Chicago, Philadelphia and Mount Laurel, New Jersey. For more information, contact Marlin at 1-888-479-9111 or visit their web site at www.marlincorp.com.

This release may contain "forward-looking statements" within the Marlin Leasing Corporation Robert N. Herb, 888-479-9111, ext. 4326 rherb@marlinleasing.com

[headlines]

### Press Release ######################

Virginia Commerce Bank Announces Virginia Commerce Leasing

ARLINGTON, Va.-----In response to the growing financial requirements of its business customers, Virginia Commerce Bank is pleased to announce the formation of Virginia Commerce Leasing. Equipment leasing is now available through Virginia Commerce Leasing for almost all types of business equipment.

R.B. Anderson, Jr., Executive Vice President and Chief Lending Officer for the Bank commented, "Leasing is a flexible, alternative financing option that satisfies a customer's need to manage cash flow and credit lines, finance off-balance sheet, protect against equipment obsolescence and allow for upgrades or additional equipment to meet changing needs. Now Virginia Commerce Bank can offer this valuable service to our business customers." For more information, contact Virginia Commerce Leasing directly at 1 (888) 333-8958.

Equipment leasing is an ideal compliment to traditional commercial loan options and it provides businesses with new alternatives to meet their changing financial needs. Virginia Commerce Leasing provides a wide variety of leasing options and terms such as operating leases and capital leases along with fixed and variable rate plans. Upgrade provisions are also available.

Established in 1988, Virginia Commerce Bank is a wholly-owned subsidiary of Virginia Commerce Bancorp, Inc., a registered financial holding company listed on the Nasdaq National Market under the symbol "VCBI". Consistently rated as one of the top banks in customer satisfaction, VCB offers a full range of business and consumer banking services throughout Northern Virginia. The Bank operates seventeen branches, two residential mortgage lending offices and an investment services office. For further information about VCB's many services and a map of convenient locations, visit our web site at www.vcbonline.com.

Virginia Commerce Bank R. B. Anderson, Jr., 703-531-2941 randerson@vcbonline.com

[headlines]

### Press Release ######################

Nassau Asset Management Moves NY Corporate Headquarters

Collections Expertise Still Centered in RI

WESTBURY, NY,— Nassau Asset Management has relocated its corporate headquarters to Westbury, NY, says Ed Castagna, senior executive vice president of Nassau. The new address is about five miles from the previous Roslyn Heights location, also on New York's Long Island.

“Our NY headquarters will continue to be Nassau's asset management hub providing comprehensive services for the equipment leasing and finance industry,” Castagna explains. “These services include end-of-term fleet liquidations, full plant liquidations, asset recovery, remarketing, appraisals, legal services and our internationally recognized Web site, www.nasset.com. <http://www.nasset.com.> ”
Nassau has been in the remarketing business for more than 25 years.

“Our Woonsocket, RI, office still serves as the nerve center for Nassau's accounts receivable services because that's where our collections talent is located,” Castagna adds. Nassau opened the RI office in 2003 when it expanded collections capabilities significantly.

Nassau combines the strengths of these two offices to provide one-stop outsourcing services to equipment finance companies across the U.S. Castagna says one-stop outsourcing services are in increasing demand because they reduce collections/recovery cycles and improve collectibility. These services include:
· collections prior to charge-off;
· appraisal of leased assets before or after charge-off;
· voluntary and involuntary repossessions;
· full condition reports and appraisals on-site;
· asset location and skip tracing;
· equipment remarketing;
· plant liquidations;
· post charge-off and deficiency balance collections; and
· legal services through nationwide attorney networks.

Nassau's new corporate headquarters address is: 400 Post Ave., Suite 300, Westbury, NY, 11590. Its phone numbers remain the same: 1-800-4NASSAU (1-800-462-7728), direct dial (516) 484-5959 and fax number (516) 625-1981.

Media Contacts:
Ed Castagna
Nassau Asset Management 540.899.3913
ecast@nasset.com, cc: carla@crosslink.net

[headlines]

### Press Release ######################

TCF Leasing, Inc. Changes Its Name to TCF Equipment Finance, Inc.

MINNETONKA, Minn.----TCF Leasing, Inc. announced that it has changed its name to TCF Equipment Finance, Inc. ("TCF Equipment Finance"). TCF Express Leasing, a trade name for TCF Leasing, will also begin operating as TCF Equipment Finance.

TCF Equipment Finance provides a variety of equipment finance solutions for a wide range of targeted industries and vendor programs nationwide. Today those industry segments served include: Construction, Manufacturing, Printing, Packaging, Woodworking, Restaurant and Hospitality, Franchise Finance, Vocational and Specialty Vehicles such as Tow Trucks, Tire Service Trucks, Motorcoaches, and Shuttle Buses along with various other industry specific niches. VGM Financial Services, a division of TCF Equipment Finance acquired in 2004, also provides equipment financing to the Home Healthcare, Hospital, Medical Professionals, Golf and Club industries. The VGM Financial Services trade name will not be impacted by this name change. Winthrop Resources Corporation, TCF's Technology Leasing group, will also not be impacted by this name change.

The TCF family of equipment finance companies has experienced a 245% increase in total portfolio size since 1998. During 2004, the total portfolio increased $215 million or 18.5% to $1.4 billion.

"Our new name more clearly reflects the broad range of equipment finance products offered to our customers in the various markets we serve," said Bill Henak, Chief Operating Officer of TCF Equipment Finance. "The name, TCF Equipment Finance, reflects and supports our company value proposition which states that 'We are experts at delivering equipment finance solutions that meet the needs of our vendors, sources and customers in select markets, through our unique combination of industry knowledge, tailored products and services, and financial strength.'"

TCF Equipment Finance, Inc. is a wholly owned finance subsidiary of TCF National Bank (TCF). TCF is a subsidiary of TCF Financial Corporation (NYSE:TCB). TCF Financial Corporation is a Wayzata, Minnesota-based national financial holding company with $12.3 billion in assets. TCF has 430 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide mortgage banking, securities brokerage, and investments and insurance sales.

[headlines]

#### Press Release ######################

LaSalle Bank Corporation Names Charles Van Swearingen
Executive Vice President

TROY, Mich., -- LaSalle Bank Corporation, holding company for Chicago-based LaSalle Bank and Michigan-based Standard Federal Bank, has promoted Group Senior Vice President Charles Van Swearingen to Executive Vice President. Van Swearingen is the chief financial officer for LaSalle Bank Corporation's Mortgage and Capital Markets lines of business. Additionally, he will continue in his role as chief financial officer of Standard Federal Bank.

A resident of West Bloomfield, Van Swearingen was formerly executive vice president and chief financial officer of Michigan National Bank, which merged with Standard Federal in 2001.

Van Swearingen holds an MBA in finance from the University of Pittsburgh. He earned his bachelor's degree in accounting from Grove City College in Grove City, Pennsylvania.

Van Swearingen is a member of the American Institute of Certified Public Accountants, Michigan Institute of Certified Public Accountants, and the Financial Executives Institute. He also serves as a director of the Metropolitan Affairs Coalition.

LaSalle Bank Corporation is headquartered in Chicago with $103.4 billion in assets. Its primary subsidiaries are LaSalle Bank and Standard Federal Bank.

LaSalle Bank National Association is based in Chicago with $63.7 billion in assets, $37.7 billion in deposits, more than 140 retail locations and 500 ATMs. LaSalle Bank is the second largest bank in Chicago. Subsidiaries include LaSalle National Leasing Corporation, LaSalle Business Credit, LLC and ABN AMRO Financial Services, Inc.

LaSalle Bank maintains commercial offices in Boca Raton, Cleveland, Cincinnati, Denver, Indianapolis, Kansas City, Milwaukee, Minneapolis, New England (covering Connecticut, Boston and New Jersey), Pittsburgh, Des Moines, Rockford, Peoria, St. Louis, Tampa and Miami.

Standard Federal Bank National Association is headquartered in Troy, MI, with $39.1 billion in assets and $20.2 billion in deposits. One of the largest banks in the Midwest, Standard Federal offers a complete range of investment, commercial and retail banking solutions through 261 branches and more than 1,000 ATMs in Michigan and Indiana. In the third quarter of 2005, Standard Federal will take the name LaSalle Bank Midwest National Association, creating a unified brand with LaSalle Bank in Chicago. The banks, which are indirect subsidiaries of Netherlands-based ABN AMRO Bank N.V., will not merge as a result of this name change.

CONTACT:
Robert J. Darmanin
Standard Federal Bank
Phone Number: (248) 637-2521

[headlines]

#### Press Release #####################

Edmunds.com Reports True Cost of Incentives:
Japanese Incentives Reach Record High

SANTA MONICA, Calif., -- Edmunds.com, the premier online resource for automotive information, reported today that the average manufacturer automotive incentive in the United States was $2,556 per vehicle sold in March 2005, up $177, or 7.0%, from March 2004, and up $187, or 7.9%, from February 2005.

(Logo: http://www.newscom.com/cgi-bin/prnh/20031009/LATH011ALOGO)

Edmunds.com's monthly True Cost of Incentives(SM) (TCI(SM)) report takes into account all of the manufacturers' various United States incentives programs, including subvented interest rates and lease programs as well as cash rebates to consumers and dealers. To ensure the greatest possible accuracy, Edmunds.com bases its calculations on sales volume, including the mix of vehicle makes and models for each month, as well as on the proportion of vehicles for which each type of incentive was used.

Overall, combined incentives spending for domestic Chrysler, Ford and General Motors nameplates averaged $3,472 per vehicle sold in March, up $311 from February 2005. Chrysler increased incentives spending by $200 to $3,507 per vehicle sold in March, while its market share decreased by 1.3%, down to 13.6%. After five consecutive months of lowering incentives, in March Ford reversed course and increased incentives spending by $389 to $3,064 per vehicle, while its market share decreased by 0.8% to 17.9%. General Motors also spent more money on incentives in March, up by $312 to $3,732 per vehicle sold, while its market share recovered from the record low of February -- up by 2.4% to 26.4%. In total, domestic manufacturers gained market share in March, increasing from 57.6% to 57.9%.

In March, Korean automakers increased incentives spending by $120 to an average of $1,737 per vehicle sold and lost 0.2% market share, achieving a total of 4.2%. European automakers decreased incentives spending by $23 to average $1,967 per vehicle sold and lost 0.3% market share, achieving a total of 5.7%. This was the lowest market share for the European manufacturers since October 2001. Japanese automakers increased incentives spending by $62 to average $1,110 per vehicle -- a record high -- and gained 0.2% market share for a total of 32.1%.

Comparing all brands in March, Mini spent virtually nothing on incentives, while Scion spent only $109 and Porsche spent $177 per vehicle sold. At the other end of the spectrum, Lincoln was the biggest spender at $5,901 in March, followed by Cadillac at $4,831 and Jaguar at $4,529 per vehicle sold. Looking at incentives expenditures as a percentage of MSRP for each brand, Pontiac spent the most, 16.5%, while Mini and Porsche spent the least, 0% and 0.3%, respectively. Among vehicle segments, in March, large SUVs offered the highest average incentives, $4,290 per vehicle sold, while sports cars had the lowest average incentives per vehicle at $874. Looking at incentives expenditures as a percentage of MSRP for each segment, large cars were the highest, 11.7%, while sports cars were the lowest, 3.0%.

Luxury cars have lost the most market share since March 2004, decreasing from 3.1% to 2%, while large trucks have gained the most market share during that period, up from 14.4% to 15.2% of the new vehicle market.

About Edmunds.com True Cost of Incentives(SM) (TCI(SM))

Edmunds.com's TCI(SM) is a comprehensive monthly report that measures automobile manufacturers' cost of incentives on vehicles sold in the United States. These costs are reported on a per vehicle basis for the industry as a whole, for each manufacturer, for each make sold by each manufacturer and for each model of each make. TCI covers all aspects of manufacturers' various incentives programs (except volume and similar bonus programs), including dealer cash, manufacturer rebates and consumer savings from subvented APR and lease programs (including subvented lease residual values used in manufacturer leasing programs). Data for the industry, the manufacturers and the makes are derived using weighted averages and are based on actual monthly sales and financing activity.

About Edmunds.com, Inc.

Edmunds.com is the premier online resource for automotive information. Its comprehensive set of data, tools and services, including Edmunds.com True Market Value(R) pricing, is generated by Edmunds.com Information Solutions and is licensed to third parties. For example, the company supplies content for the auto sections of NYTimes.com, AOL, About.com, iVillage.com and IGN.com, provides weekly data to Automotive News and delivers monthly data reports to Wall Street analysts. Edmunds.com was named "best car research" site by Forbes ASAP, has been selected by consumers as the "most useful Web site" according to every J.D. Power and Associates New Autoshopper.com Study(SM) and was ranked first in the Survey of Car-Shopping Web Sites as reported by The Wall Street Journal. The company is headquartered in Santa Monica, Calif. and maintains a satellite office outside Detroit.

SOURCE Edmunds.com

[headlines]

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News Briefs---

Pope's Funeral Is Set for Friday
http://www.nytimes.com/2005/04/05/international/worldspecial2/05pope.html?
hp&ex=1112760000&en=8c0c7855aa470d62&ei=5094&partner=homepage

http://www.usatoday.com/news/religion/2005-04-04-pope-meeting_x.htm

Dollar at Fresh Highs on U.S. Rates
http://www.washingtonpost.com/wp-dyn/articles/
A26919-2005Apr5.html?nav=headlines

ABS Rates Going Up
http://www.absnet.net/include/showfreearticle.asp?file=/headlines/.htm

Q1 '05 Venture-Backed IPOs
http://www.nvca.org/pdf/IPOQ105releasefinal.pdf

Former Tyco Auditor Says He Was Never Asked to Hide Data
http://www.nytimes.com/2005/04/05/business/05tyco.html?pagewanted=all

Ionizing air cleaners get zapped
http://www.usatoday.com/news/health/2005-04-04-air-filters_x.htm

Only 24 percent of the 136,000 Windows XP PCs in 251 North American companies have upgraded to Service Pack 2 (SP2), according to a new survey from AssetMetrix Research Labs.
http://www.internetnews.com/bus-news/article.php/3494891

[headlines]

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Sports Briefs---

Williams's Tar Heels Take the Final Step
http://www.washingtonpost.com/wp-dyn/articles/A26738-2005Apr4.html

Year's big MVP question has a big answer — Shaq
http://www.usatoday.com/sports/basketball/nba/
2005-04-04-duprees-awards_x.htm

Mickelson picks up momentum at BellSouth
http://www.ajc.com/sports/content/sports/0405/05bellsouth.html

National League Standing
http://www.nytimes.com/aponline/sports/AP-BBN-NL-Standings.htmls--

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“Gimme that Wine”

A risqué wine battle plays out in 2 courts
http://www.napanews.com/templates/index.cfm?template=story_full
&id=A6C3BAC2-48D3-4160-8566-27ADB6B0C630

Local Texas wineries could be affected by pending legislation
http://www.jacksonvilleprogress.com/articles/2005/04/03/news/news07.txt

Willamette Valley Vineyards, Inc. Reports a Profit for the Year Ended December 31, 2004
http://www.stockhouse.com/news/news.asp?tick=WVVI&newsid=2706498

Alsatian sensation Formerly part of Germany, this French region makes extraordinary white wines at great prices
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/
2005/03/31/WIG4UBV07C1.DTL

Germany's warmest year since 1540 creates historic wines
http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/
2005/03/31/WIG2MC0CER1.DTL

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This Day in American History

    1799 -- First record of a meteor falling in the New World, Baton Rouge, Louisiana.
    1856- the birthday of Booker Taliaferro Washington, black educator and leader born at Franklin County, VA. " No race can prosper," he wrote in "Up from Slavery, "till it learns that there is as much dignity in tilling a field as in writing a poem."
http://www.historycooperative.org/btw/
    1868-The first Chamber of Commerce was established by 20 merchants at a meeting at Fraunces Tavern, New York City, " for promoting and encouraging commerce, supporting industry, adjusting disputes relative to trade and navigation, and procuring such laws and regulations as may be found necessary for the benefit of trade in general." John Cruger was the first president.
    1871-Glenn Scobey “Pop” Warner, football player and coach, born at Springville, NY. After playing several sports at Cornell, Warner began coaching football, most notably at the Carlisle Indian School where he coached Him Thorpe. He coached three undefeated teams oat the University of Pittsburgh and went to the Rose Bowl three times with Stanford. he ended a 44-year career at Temple. Died at Palo Alto, CA. September 7, 1954.
    1887 --Anne Sullivan teaches the word "water" to Helen Keller.
http://www.spartacus.schoolnet.co.uk/USAkeller.htm
http://www.afb.org/section.asp?sectionid=1
    1908-Birthday of Bette Davis, actor, won Academy Awards for best actress for her portrayal in Dangerous (1935), and Jezebel (1938) and nominated for her work in Dark Victory 1939), The Letter (1940), The Little Foxes (1941), Now Voyager (1942), Mr. Skeffington (1944), All About Eve (1950), The Star (1952) and Whatever Happened to Baby Jane? (1962).
    1913 -In an exhibition game against the Yankees, 25,000 fans watch the Dodgers play their first game in Ebbets Field. Brooklyn beats New York, 3-2 with Casey Stengel hitting the park's first home run, an inside-the-parker.
http://www.allposters.com/gallery.asp?aid=914057&item=360139
    1915-Towering Jess Willard beat Jack Johnson in the 26 th round to win the heavyweight championship of the world in Havana, Cuba. Johnson, a black American who had held the title since defeating Tommy Burns in 1908, had been widely criticized for his flamboyant lifestyle. Willard from Kansas was touted as the “Great White Hope,” whose goal it was to recapture the title for the “Caucasian race.” The decision was controversial as Willard was on the floor several times with many “slow counts.” It was also said that he thought he could escape Mann Act charges against him if he lost to a “white man.” A movie was made about his life starring James Earl Jones.
http://www.famoustexans.com/jackjohnson.htm
    1916—National Park Service founded. http://memory.loc.gov/ammem/today/apr05.html
    1918-Goerge “ Joe” Sobek, inventor of racquetball born at Greenwich, CT, in 1950. Sobek decided he needed more exercise. Such a good squash player that he was unable to find opponents and not interested in either handball or paddle ball. Sobek invented racquetball. For the racquet, he added strings to a platform-tennis paddle. For the ball, he used the core of a tennis ball. By his death, his sport was being played by 8.5 million people in 91 nations. Died at Greenwich, March 27,1998.
    1926—birthday of guitarist Lou Millet, Baton Rouge, LA http://rcs.law.emory.edu/rcs/artists/m/mill6700.htm
    1923 -Firestone Tire and Rubber Company of Akron, OH began the first regular production of balloon tires.
    1926 --: H.L. Mencken arrested in front of hundreds of cheering spectators in Boston, for selling a banned issue of the American Mercury magazine.
http://www.io.com/~gibbonsb/mencken.html
    1927—Drummer Stan Levey Birthday http://www.rhythmweb.com/people/stan.htm
    1928—birthday of singer Tony Williams, Elizabeth,NJ. Under the guidance of manager Buck Ram, the Platters recorded a string of hits for Mercury Records from 1955 to 1964. Among them - "The Great Pretender," "Only You" and "Smoke Gets in Your Eyes." Williams quit the Platters in 1961 and Sonny Turner took over as lead singer. In the late '60s, the Platters regained chart status briefly with a couple of contemporary soul tunes. A Platters' group is still touring the supper club circuit, but none of the original members is present. Tony Williams died on August 14th, 1992.
http://www.hotshotdigital.com/OldRock/PlattersBio.html
    1934-birthday of tenor sax player Stanley Turrentine, Pittsburgh, PA
http://www.sonicnet.com/allmusic/ai_bio.jhtml?ai_id=507685
    1942 - The Ski Union of America was formed in New York City to become the governing body for amateur skiing in the Western hemisphere.
    1942- Allan Clarke, lead singer of The Hollies, was born in Manchester, England. The Hollies were one of the most enduring of the British invasion groups, being represented on the charts 21 times from 1963 to 1970. They managed to adapt their high-harmony sound to the latest trends and fads on such hits as "Bus Stop" and "He Ain't Heavy, He's My Brother."
    1945 - The temperature at Eagles Nest, NM, plunged to 45 degrees below zero to establish an April record for the United States.
    1949-“Fireside Theater” premiered on TV.Gene Raymond and later Jane Wyman hosted this NBC anthology program consisting of 15- and 30-minute dramas. One of its most acclaimed presentations was "The Reign of Amelika Jo" on Oct 12, 1954. It was set in the South Pacific during World War II and had a mostly black and Asian cast.
    1950-Birthday of Agnetha Faltskog, vocalist, one of the two lead female singers with the fabulously successful ABBA vocal group of the 1970's. They had 18 consecutive singles in the top ten.
    1951---Top Hits
If - Perry Como
Mockingbird Hill -Patti Page
Aba Daba Honeymoon - Debbie Reynolds and Carleton Carpenter
The Rhumba Boogie - Hank Snow
    1953-Buddy Rich joins Harry James band Easter Sunday, Hollywood Palladium.
    1955 - Richard J. Daley was elected mayor of Chicago, IL, starting one of the most colorful political careers in the twentieth century. A man who lived in the house he was born until he died. Never a “rich” man in money, but perhaps the most single political powerful man in American history.
    1958 - Johnny Mathis' album, "Johnny's Greatest Hits", on Columbia Records, made it to the pop music charts for the first time. The LP remained on the charts for a record 490 weeks (nearly 9-1/2 years!) The record began its stay at number one (three weeks) on June 9, 1958. Mathis studied opera from age 13 and earned a track and field scholarship at San Francisco State College. He was invited to Olympic try-outs and chose a singing career instead. He was originally a jazz-style singer when Mitch Miller of Columbia switched Mathis to singing pop ballads. He would chart over 60 albums in 30 years. When he declared himself “gay,” his popularity waned.
    1959---Top Hits
Venus - Frankie Avalon
Come Softly to Me - The Fleetwoods
It's Just a Matter of Time - Brook Benton
When It's Springtime in Alaska (It's Forty Below) - Johnny Horton
    1961-“Secret Agent” premiered on TV. Before Patrick McGoohan became "The Prisoner," he played the role of intelligence agent John Drake on this CBS adventure series. Produced in England by ATV, it also aired there as "Danger Man."
http://www.cvalley.net/~canote/danger_agent.html
    1965 – Bob Hope hosted the 37th Annual Academy Awards at the Santa Monica Civic Auditorium, Los Angeles. "My Fair Lady" and "Mary Poppins" vied for Best Picture as did "Alexis Zorbas"; "Becket"; and "Dr. Strangelove or: How I Learned to Stop Worrying and Love the Bomb". And the winner was ... "My Fair Lady" (Jack L. Warner, producer). "My Fair Lady" was the name in the winner's envelope seven more times: Best Director (George Cukor); Best Actor (Rex Harrison); Best Cinematography/Color (Harry Stradling); Best Art Direction-Set Decoration/Color (Gene Allen, Cecil Beaton, George James Hopkins); Best Costume Design/Color (Cecil Beaton); Best Sound (George Groves-Warner Bros. Studio Sound Dept.); and Best Music/Scoring of Music, Adaptation or Treatment (André Previn). "Mary Poppins" was not about to let Eliza Doolittle steal all her thunder. Julie Andrews was awarded an Oscar for Best Actress for her title role; Cotton Warburton won for Best Film Editing; Peter Ellenshaw, Hamilton Luske, Eustace Lycett for Best Effects, Special Visual Effects and Richard M. Sherman and Robert B. Sherman won for Best Music/Song ("Chim Chim Cher-ee" from "Mary Poppins") and for Best Music/Score-Substantially Original. The two remaining crowd-pleaser awards went to Peter Ustinov in "Topkapi" for Best Supporting Actor and to Lila Kedrova in "Alexis Zorbas" for Best Supporting Actress. http://www.infoplease.com/ipa/A0148977.html
    1967---Top Hits
Happy Together - The Turtles
Dedicated to the One I Love - The Mamas & The Papas
Somethin' Stupid - Nancy Sinatra & Frank Sinatra
Walk Through This World with Me - George Jones
    1968- on the day after Martin Luther King's assassination, Boston officials urged James Brown to allow his concert to be televised. Civic leaders hoped teens would stay home instead of venting their anger in the streets. Brown agreed - but only after receiving a guarantee of $60,000 to compensate him for the admission-paying fans who were being urged to stay home. Most of the Boston Garden was empty - only about 2,000 people showed up. And the city's streets were quiet.
    1971-The second incarnation of the Washington Senators opened their last season in the nation's capital, defeating the Oakland Athletics, 8-0. After the season, they moved to Arlington, TX, and became the Texas Rangers. the original Washington Senators became the Minnesota Twins in 1962.
    1972 - A tornado, 500 yards wide at times, touched down at a marina on the Oregon side of the Columbia River, and then tore through Vancouver WA killing six persons, injuring 300 others, and causing more than five million dollars damage. It was the deadliest tornado of the year, and the worst of record for Washington
    1975---Top Hits
Lovin' You - Minnie Riperton
Philadelphia Freedom - The Elton John Band
No No Song/Snookeroo - Ringo Starr
I Just Can't Get Her Out of My Mind - Johnny Rodriguez
    1982 - An unprecedented April blizzard began in the northeastern U.S. One to two feet of snow fell across Massachusetts and Connecticut, and up to 26 inches was reported in Maine. New York City received a foot of snow. Winds reached 70 to 80 mph during the storm, and the storm also produced numerous thunderstorms, which contributed to the heavy snow.
    1983---Top Hits
Billy Jean - Michael Jackson
Do You Really Want to Hurt Me - Culture Club
Hungry like the Wolf - Duran Duran
When I'm Away from You - The Bellamy Brothers
    1984- the Reorganized Church of Jesus Christ of Latter-Day Saints with a membership of a quarter of a million votes to permit the ordination of women priests.
    1985- "We Are the World," the American recording industry's effort for African famine relief, was played simultaneously on more than 5,000 radio stations in the US and Canada.
    1987 - Calling it the first launching of a television network in almost 40 years, the FOX Broadcasting Company, under the direction of media and publishing baron, Rupert Murdoch, started with two Sunday night offerings. "Married......With Children" and "The Tracey Ullman Show" were the beginnings of the FOX lineup.
    1987—“Married...With Children” premiered on TV. This raunchy Fox TV show premiered as the antidote to Cosby-style family shows. Ed O'Neill starred as boorish, luckless shoe salesman Al Bundy, Katey Sagal portrayed Al's big-haired, spandex-clad, sex-starved wife Peggy, Christina Applegate played air headed bombshell daughter Kelly and David Faustino played hormone-driven son Bud. The Bundys' neighbors were portrayed by Amanda Bearse as Marcy Rhoades, David Garrison as husband #1, Steve Rhoades and Ted McGinley as husband #2, Jefferson D'Arcy. The last episode aired Apr 20, 1997.
http://www.sonypictures.com/tv/shows/marriedwithchildren/tvindex.html
http://www.bundyology.com/
    1987-“The Tracey Ullman Show” premiered on TV.This Emmy award-winning comedy-variety show was one of the Fox network's early critical hits. Tracey Ullman starred with Julie Kavner, Dan Castellaneta, Joe Malone and Sam McMurray. The show, produced by James L. Brooks, contained sketches, songs and satire. Animated snippets in between segments introduced us to the Simpsons, executed by Matt Groening, creator of the "Life in Hell" comic strip. "The Simpsons" spun off from the show in 1990 with Castellaneta and Kavner speaking the voices of Homer and Marge Simpson.
http://www.imdb.com/title/tt0092469/
http://www.rreini.com/tracey/ttus.htm
    1988 - Thirty-nine cities across the eastern half of the country reported record high temperatures for the date, including Saint Louis MO with a reading of 91 degrees. Laredo TX was the hot spot in the nation with an afternoon high of 100 degrees.
    1989 - Unseasonably hot weather prevailed in the southwestern U.S. Afternoon highs of 100 degrees at Santa Maria CA and 105 degrees in Downtown Los Angeles established records for the month of April
    1991---Top Hits
Coming Out of the Dark - Gloria Estafan
This House - Tracie Spencer
Hold You Tight - Tara Kemp
Two of a Kind, Workin' on a Full House - Garth Brooks

NCAA Basketball Champions This Date

    1983-North Carolina

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POEM: A CHRISTIAN'S COMMITMENT

I'm part of the fellowship of the unashamed.
I have stepped over the line.
The decision has been made.
I am a disciple of Jesus Christ.
I won't look back, let up, slow down, back away, or be still.
My past is redeemed, my present makes sense, my future is secure.

I'm finished and done with low living, sight walking, small planning, smooth knees, colorless dreams, tamed visions, mundane talking, cheap living, and dwarfed goals.

I no longer need preeminence, prosperity, position, promotions, plaudits, or popularity.
I don't have to be right, first, tops, recognized, praised, regarded, or rewarded.

I now live by faith, lean on His presence, walk by patience, lift by prayer, and labor by power.

My face is set, my gait is fast, my goal is heaven, my road is narrow, my way rough, my companions few, my Guide reliable, my mission clear. I cannot be bought, deluded, or delayed.

I will not flinch in the face of sacrifice, hesitate in the presence of the adversary, negotiate at the table of the enemy, or meander in the maze of mediocrity.

I won't give up, shut up, let up, until I have stayed up, stored up, prayed up, paid up, preached up for the cause of Christ.

I am a disciple of Jesus.
I must go till He comes, give till I drop, preach till all know, and work till He stops me.

And when He comes for His own, He will have no problem recognizing me - my banner will be clear!

Author Unknown

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