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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

Monday, August 11, 2014

Today's Equipment Leasing Headlines

1997--Pictures from the Past
 Leasing Icon Fred Van Etten
     Classified Ads---Sales
Déjà vu on Proposed Lease Accounting Changes
   by Christopher Menkin
Top Stories August 4--August 8
  Opened Most by Readers of Leasing News
        Leasing Industry Ads---Help Wanted
 “Critiquing a Resume”
   Career Crossroad---By Emily Fitzpatrick/RII
Late Fees
 By Tom McCurnin, Leasing News Legal Editor
   Leasing 102 by Mr. Terry Winders, CLP
 Differences of Sales/Finance Contracts & Leasing Contracts
  Top Eight Sandwich Franchises
      LinkedIn's Impressive Revenue Growth
Bank stock performance vs. analyst expectations
  SNL Financial Report
ALG Forecast: Uptick in New Car Sales Will Create
   Lower Used Prices for First Time Since 2008
         2014 Prepaid Card Report Released
 Labrador Retriever Mix
  St. Louis, Missouri  Adopt-a-Dog
   Online Equipment Auction List
News Briefs--- 
Rules prevent solar panels in many states with abundant sunlight
 In UK, Kennett Equipment Leasing acquired by Star Capital Partners
  John Chen's plan to save BlackBerry

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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      California Nuts Brief---
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           Daily Puzzle
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                 Traffic Live----

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1997--Pictures from the Past
Leasing Icon Fred Van Etten
Co-Founder/Executive Vice-President
Chief Marketing Officer
First Sierra Financial
(Photo by the late Charlie Lester)



Scottrade Bank Equipment Finance
Chairman, The Van Etten Foundation
Owner/Partner, Van Etten Farms, LLC


Classified Ads---Sales

(These ads are “free” to those seeking employment
or looking to improve their position)

Boston, Mass.
Accomplished Sales & Relationship Management Professional with business development experience in the financial services industry. Recognized by market leaders as industry expert in Professional Practice financing, as well as Residential Mortgage Lending. Keen insight and understanding of transaction process and financial requirements of customer. Proven record of exceeding sales goals.
Work Remotely
Business Development - Are you looking to enter/increase your Healthcare lending? Let me identify and qualify healthcare (all verticals) vendors, distributors, and end users who utilize leasing/financing as a tool to sell equipment for you. Many years experience - contact Mitchell Utz at or 
(215) 460-4483.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:

Bookmark Leasing News


Déjà vu on Proposed Lease Accounting Changes
by Christopher Menkin

Discussions continue regarding changes in lease accounting by the International Accounting Standards Board and the Financial Accounting Standards Board. However, the IASB Staff Decisions report, 16 pages, looks like this is déjà vu ala the metric conversion imitative of several decades ago. The European group will go one way, and the U.S. will go another, with Europe putting "all" leases on the balance sheet, the U.S. choosing a dual model with bells and whistles. "All" is in quotation marks because it really isn't all, as there appear to be "minor" exceptions to today's definitions.

The 16 page report intimates the changes, and in this short article, all is definitely not covered, as the discussion continues. It certainly appears IASB has their minds made up and will go their own way, just as reported last week regarding the Global Agreement on Financial Instrument Project.  Hans Hoogervorst, chairman of the International Accounting Standards Board (IASB), at the Singapore Accountancy Convention (SAC) declared the creation of a single set of global accounting standards is no longer achievable.

In the latest report, page 7 includes a comparison among (Circuit City (US), Borders (US), Woolworths (UK,) HMV (UK), Clinton Cards (UK). It states, "The liabilities of these companies range from 7 times to more than 90 times higher than the debt that they reported, when taking into account off balance sheet lease commitments."  Concluding on page 8, "The proposed changes to lease accounting will significantly improve the transparency of information about those off balance sheet leases."

There was discussion of perhaps not including certain small assets, such as laptops and office furniture, equipment that does not have a "long life," but that is perhaps part of the continuing discussion, although a decision may have been made regarding "service" costs. Page 10.

On page 12, "Nonetheless, the boards agree that the objective is not to include service components in lease accounting. Consequently, service components of contracts would be separated from lease
components—thus the new requirements would apply only to lease components. In response to feedback received on the 2013 ED, the boards would allow lessees to use estimates to separate payments between lease and service components in a contract."

Accounting Age estimates there are 1,000 companies listed in both the US and another country that will be using the IASB's International Financial Reporting Standards. Whether there will be a dual role in reporting by this 1000 companies in the United States, meaning one accounting version, will be very interesting to see, as well as which will be more defining for investors of public companies or bankers in evaluating credit lines (or their regulators overlooking their shoulders).

The IASB said it expects to issue a new leasing standard in 2015.

IASB Staff Decisions to date on Leasing  (16 pages)


Leasing Industry Help Wanted


Collector, Atlanta, GA

Experienced, calling 11-90 day delinquent customers, assisting Asset Re-marketer with delinquency reporting, weekly reporting to home office.

Sales, Chicago, Atlanta

Work out of main office and satellite. Heavy phone sales calling on both independent dealers and end users (cold/warm calling), marketing, weekly reporting to management. Outside territorial salespeople will also be considered.

Contact: Michael Testa 312-881-3133
Financing for Commercial Truck & Trailer, Exotic, High Line, Vintage & Classic Automobiles, Taxi, Livery & Paratransit


Leasing Operations Manager
San Antonio, Texas

Leadership role in building a team focused on credit, documentation and funding functions for a dynamic high growth business operating in both captive and non- captive lift truck markets.
Click here for full description.

Contact: Monet Pitts, HR Manager
Quality Controlled Material Handling Equipment Rent, Finance, or Lease up to 84 months, Maintenace, too.

For information on placing a help wanted ad, please click here: 
Please see our Job Wanted section for possible new employees.


Help Wanted Classified Ads

$595 four HTML lines
(note, a space is counted as a line)
$40 for each additional line or space

The classified ad will appear for 21 days.

The idea is to attract an applicant to learn more, either to click to a full description on your web site or to a full job description attachment (free, no charge).

All "Help Wanted" ads go into the "Help Wanted" classified ad section, which appears in each news edition, and is well read. The ad will also appear on the web site for those who go directly to the web site section.

A "Help Wanted" ad appears at the top of the headlines in each edition in a chronological basis with other help wanted ads. The position cannot be purchased. The ad also continues to appear in the classified ad section in the news edition as well as the web site in addition to appearing above the headlines. If there is only one help wanted ad, a display ad may be utilized in the rotation basis as this position, meaning the one help wanted ad is not going to be on top in every edition.

Contact for more
information or to help word a classified ad.

Leasing News reserves the right to refuse advertising, particularly to a company that has appeared in the complaint bulletin board



Top Stories August 4--August 8
Opened Most by Readers of Leasing News

(1) Broker’s Responsibility to Obtain
      California Lender’s License
 By Tom McCurnin, Leasing News Legal Editor

(2) New Hires---Promotions in the Leasing Industry

(3) Update on Viet Nam Veteran Richard Wilson
          from his wife Rosanne Wilson, CLP, BPB

(4) Archives---August 4, 2006
  Kerhoulas settles California tax issue

(5) Top Stories July 28--August 1
Opened Most by Readers of Leasing News

(6) The Real Reason Tiger Woods Will Never Catch Jack  

(7) Archives---August 2, 2001
        COO Jeff Allard says, “Goodbye.”

(8) Leasing 102 by Mr. Terry Winders, CLP
           Niche Marketplaces

(9) Capital Relay Expands “On Line Third Party Origination”
              by Christopher Menkin

(10) Ascentium Capital Surpasses $2 Billion
             Credit Application Milestone



“Critiquing a Resume”
Career Crossroad---By Emily Fitzpatrick/RII


Question: I need to dust off my resume, can you give me some pointers on critiquing it

Answer: You will want to (1) assess how well your resume meets today’s accepted principles and (2) identify areas needing improvement.  Since your resume will receive a 30-second review, it is critical that it makes a fantastic first impression.

You will want to review four main components of your resume
I.       Format
Your resume must be in the correct format, again using today’s accepted principles, e.g.
·         Length
·         Tone/Formality
The standard length for a resume is one to two pages. However, someone with 20+ years of experience, in most cases, will require more than two pages. Additionally, note that a CV (known as a curriculum vitae and is used primarily in academic, medical and scientific circles) is rarely subject to any length rules, and may include MANY pages.

The tone (the language used to describe qualifications, descriptions, etc.…) of your resume must be appropriate for the job level you are targeting and must be consistent throughout the document.

II.    Look
Your resume’s look will make the first impression, e.g.
·         Visual Aspects (must be appealing)
·         Design Elements
Documents should be impressive and suitable in appearance for the position and level you are targeting. It is important that your resume projects a professional image and is free of errors (proofreading is imperative). Other considerations include an easy-to-read style, font style/size, bullets, and line spacing.

III. Content
Your resume should be unique and showcase your expertise, e.g.
·         Value is Immediately Visible
·         Contains High-Impact Statements
In a nutshell, the resume should contain
1.       Summary of Qualifications:  Highlight relevant skills and accomplishments
2.       Titles with Dates and Job Descriptions:  Should showcase challenges, actions and results using action verbs
3.       Achievements:  To capture the reader’s attention quickly, quantifiable data should be positioned at the start of each accomplishment
4.       Education and Training: List education and training relevant to the position types/industries you are targeting
5.       Computer/Technology Skills:  It is important to let employers know that you have up-to-date computer skills
6.       Affiliations/Groups:  List only those relevant to your position/industry target

IV.  Relevance
Your resume must not contain irrelevant information, e.g.
·         Only Relevant Positions are Included
·         Supports Job/Career Targets
Resumes are strategic marketing documents, and every piece of information needs to support your case for the position. Job descriptions can be tailored to emphasize skills and keywords that are most relevant to your target. Furthermore, consider the order and emphasis of accomplishments.

Contact RII if you are interested in receiving either our Resume Worksheet or LinkedIn Profile Worksheet. Email us at or view our website at

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns



Late Fees
By Tom McCurnin
Leasing News Legal Editor


Be Very Careful Not to Charge More than 10% or “On Top” of Other Late Fees Because All Late Fees Could Be Dismissed

1. Generally, throughout the United States, late fees are an issue of contract law. If the contract is valid, then the amount of the late fees will be upheld.

2. Many lessees argue that the amount of the late fees is unfair, or "unconscionable." Decisions are all over the map on this issue. Suffice to say that I have yet to find a case which says that the typical late fee charge 5-10% of the actual late payment is unconscionable. On larger deals, we try to get an opinion of debtor's counsel and there is a plethora of law that if the borrower has advice of counsel, there can be no unconscionability claim. Two of the cases are Adams v. Adams, 603 S.E.2d 273 (Ga. 2004); Roussalis v. Wyoming Medical Center, Inc., 4 P.3d 209 (Wyo.2000).

3. One Supreme Court case holds that late charges are just another form of interest (this would be applicable only to a lease intended as security) and that if the lender is exempt from usury (National Bank or licensed lender), then any late charge is enforceable. So, in California on a lease intended as security, if the lender is licensed, it would appear that any interest rate should fly. In other states where no commercial contract is subject to usury, then any rate should also be fine.

4. There are a couple of cases out there, most notably Garcia v. Canan 851 F.Supp. 327 (ND Ill. 1994) holding that a 10% late charge on the whole of the delinquent payments (as opposed to a one-time assessment against a single discreet late payment) is a penalty.

Another case I've run into is Leasing Services v. Eastern Equipment 11 B.R. 732 (SD WVa. 1981), an awful case which held that in bankruptcy, the court can strip a lease intended as security down to its components, impute a hypothetical interest figure, back off unearned interest, and back off late charges which are accrued to the overall balance as opposed to a one-time assessment of a single discreet late payment.

The bottom line to this issue, is that while the lease or contract can say whatever you want for late charges, and it may be enforceable, I would not feel comfortable with an amount over 10% of the actual late payment, and I would not want to aggregate the late charges, e.g., 10% of the whole delinquent balance, which is essentially interest on interest.

In addition, if the lease is a loan (lease intended as security) there are very adverse consequences in bankruptcy, with the court having the authority to back off unearned interest and late charges.

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California. 

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:





Leasing 102
by Mr. Terry Winders, CLP

Differences of Sales/Finance Contracts and Leasing Contracts

A bargain option lease fails the IRS test and the UCC test for operating lease status. However, for legal purposes, there are differences in the content of the agreements, so it is important to understand that so long as each provision of the agreement does not become “unenforceable” both parties must live up to their respective agreement.

There are three types of transactions that a bargain option lease could be compared to: a loan, a conditional sales contract (CSC), or an equipment finance agreement (EFA). So what are the differences?

A conditional sales contract is a legal contract an exchange of goods, services or property to be exchanged from seller (or vendor) to buyer (or purchaser) for an agreed upon value in money (or money equivalent) paid or the promise to pay same. It is a specific type of legal contract. Contracts for sale involving goods are governed by Article 2 of the Uniform Commercial Code in most United States  and Canadian jurisdictions, however in Quebec such contracts are governed by the Civil Code of Quebec as a nominate contract in the book on the law of obligations.

An Equipment Finance Agreement is another term for "contract of sale" and most often applies to commercial transactions rather than consumer transactions.

As written about in Leasing News by Attorney Jim Coston, "It is important to consider the financial impact of an EFA as well. Currently, Financial Accounting Standards Board (FASB) Standard 13 establishes standards of financial accounting and reporting for leases by lessees and lessors. For lessees, a lease is a financing transaction called a capital lease if it meets any one of four specified criteria; if not, it is an operating lease. Capital leases are treated as the acquisition of assets and the incurrence of obligations by the lessee. Operating leases are treated as current operating expenses. For lessors, a financing transaction lease is classified as a sales-type, direct financing, or leveraged lease. To be a sales-type, direct financing, or leveraged lease, the lease must meet one of the same criteria used for lessees to classify a lease as a capital lease, in addition to two criteria dealing with future uncertainties. Leveraged leases also have to meet further criteria. These types of leases are recorded as investments under different specifications for each type of lease. Leases not meeting the criteria are considered operating leases and are accounted for like rental property. However, FASB and the International Accounting Standards Board (IASB) will likely revise the current accounting rules so that companies must capitalize assets that have traditionally fallen under the "operating lease" category. If that is the case, EFA’s should be considered more often for use by creditor/lessors." (1)

Another major difference is that in most states, it does not take a lenders license to be in the operating leasing business. However, if you make loans using security agreements, or engage in capital leases with a bargain purchase option, most States require some form of licenses (if you are using your documents. For instance, in California, if you are using the bank's documents, you do not need to have a California Finance Lender's License. (2)

 Conditional sales agreements and equipment finance agreements do vary from State to State.  Many states have "commitment fee" and "advance fee" licensing requirements or lending requirements regarding usury, and the laws may not apply to commercial loans, although many courts have different interpretations today. (2)

The real issue is the question of title. In a Conditional Sales Contract or Equipment Finance Agreement, the title is passed to the debtor and the creditor has a lien on the equipment. Upon payment of any purchase option, the lien is required to be released.   

In operating leases, as well as capital leases, the title remains in the name of the lessor. The lessor, having title, is also responsible for all personal property tax and insurance requirements are different. Leasing contracts may pass on responsibility of tax, insurance, and warranty of equipment issues to the lessee, although these are the full requirement of the debtor in both conditional sales contract and equipment finance agreements. At the end of the term of the contract, there are several options, including the return of equipment, continuation of rent, or purchase, which may be a PUT (purchase upon terms, most often 10%), or fair market value (often with the procedure that this is determined).

In either case, at the termination of the contract, a UCC-3 is utilized to release the lien.  I also recommend issuing a "Bill of Sale."  Many companies have a fee written into their lease contract to cover the cost of the UCC-3 and creating a "Bill of Sale."

There is the issue of keeping the lien active, if the residual or any other amounts owing, are not completed within the 60 month window of the filing.  Of course, you can always renew the filing without the consent of the lessee or borrower before expiration. In many states, you just check a box to renew it.  No need to re-write it. You can even do it online in most states.




Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-649-0448.
He invites your questions and queries.

Previous #102 Columns:


Mr. Terry Winders available as a consultant regarding assisting attorneys in resolving disputes or explaining procedures or reviewing documents as utilized in the finance and leasing industry.

He is the author of several books, including DVD's, as well as weekly columnist to Leasing News. He also performs audits of leasing companies as an expert on documentation, and has acted as an expert witness on leasing for litigation in legal and tax disputes, including before the IRS. He also has taught the senior bank examiners, how to review a bank leasing department, for the Federal Reserve in Washington D.C. and has trained the examiners for the FDIC on how to prepare a lease portfolio for sale.


(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)


Top Eight Sandwich Franchises

Top 50 Brands Quick Service Industry by QRS Magazine




Bank stock performance vs. analyst expectations
SNL Financial Report
By Bhaumik Baxi and Hina Nawaz

Slightly more than half of the public U.S. banks and thrifts in an SNL Financial analysis outperformed analysts' year-ago stock price targets at the end of July. Of the 157 companies included in the analysis, 81 outperformed mean stock price targets set a year ago, while 76 underperformed.

For the purpose of this analysis, SNL tracked U.S.-listed bank and thrift companies with four or more analyst estimates available through FactSet as of July 31, 2013. To determine "outperformance" or "underperformance," SNL then compared the mean price target for each company, based on available one-year price target estimates as of July 31, 2013, to each company's actual closing price on July 31, 2014.

As of July 31, the stock of San Diego-based BofI Holding Inc. was 43.44% above the mean one-year price target from July 2013. This marked the largest outperformance of any of the companies in SNL's analysis. While BofI's stock surpassed analyst expectations, it has dropped considerably since earlier in 2014. BofI's stock closed as high as $105.55 in March, and the company was named the best-performing public thrift of 2013 by SNL. But shares have since sold off and as of July 31 were trading below $80 with elevated short interest. On July 22, the company announced the completion of a $50.0 million at-the-market common stock offering initially commenced in March 2013, and launched a second offering of the same size.

The second-highest outperforming stock, Philadelphia-based Beneficial Mutual Bancorp Inc. (MHC), outstripped its year-ago mean analyst price target by 42.69%. Boenning & Scattergood Inc. analyst Rick Weiss raised his rating on the company to "outperform" in May and increased its price target to $15, with anticipation of a second-stage conversion in the near future.

Bank of New York Mellon Corp., the largest bank by assets among the 20 greatest outperformers, beat analysts' year-ago mean price estimate by 23.84%.

While none of the 'Big Four' U.S. banks made an appearance in the top 20 outperformers, Wells Fargo & Co. and Bank of America Corp. did exceed mean year-ago analyst price targets by 12.34% and 0.97%, respectively.

In contrast, Citigroup Inc. and JPMorgan Chase & Co. fell short of mean year-ago analyst price targets by 17.96% and 7.34%, respectively.

Citi was the largest bank by assets in SNL's list of top 20 underperforming stocks. The bank reported second-quarter net income of $181 million, down from $4.18 billion a year ago after a $3.8 billion pretax charge related to a multibillion-dollar settlement the company reached with regulators.

First BanCorp.'s stock price was approximately 41.26% below analysts' year-ago mean price targets, marking the largest underperformance of any company in the analysis. The San Juan, Puerto Rico-based bank reported net income of $21.2 million for the quarter ended June 30, an improvement over the $122.6 million net loss reported a year earlier. In a statement, CEO Aurelio Alemán-Bermudez cited a challenging environment with slow economic progress as a main factor in the quarter's results.

Guggenheim Securities LLC analyst Taylor Brodarick upgraded First BanCorp. to "buy" from "neutral" on Aug. 6, stating that the company is undervalued in light of its capital position and stable core earnings.

Shares of First BanCorp.'s Puerto Rico peers Doral Financial Corp. and Popular Inc. have also struggled over the last year, posting negative returns of 78.80% and 3.04%, respectively, from the end of July 2013 through July 2014.


##### Press Release ############################

ALG Forecast: Uptick in New Car Sales Will Create
Lower Used Prices for First Time Since 2008

Used car prices expected to drop 5.2 percent by 2017

SANTA BARBARA, Calif. – Relief for used-car shoppers from record-high prices is finally coming, according to ALG, the auto industry benchmark for future vehicle values and the analytics division of TrueCar. ALG analysts say a wave of newer vehicles has started to flood the secondhand market and will gradually bring resale values in line with what they were before 2008’s economic downturn.

Due to historically poor sales years from 2008-2012, as well as 2009’s “Cash for Clunkers” program that took nearly 700,000 vehicles off U.S. roads, used-vehicle supplies have been limited. However, ALG estimates that June 2014 marked the lowest number of used vehicles available for sale (which also translated to the highest prices) and that the trend is shifting.

Larry Dominique
President, ALG
Vice-President, TrueCar

“The continued strength of new-car sales is increasing the availability of high-quality used cars as shoppers continue to trade in their old vehicles,” said Larry Dominique, president of ALG and executive vice president at TrueCar. “Additionally, because of the popularity of short 24- and 36-month leases, the drought of used-car supply is already starting to subside. As a result, we expect a steady decline in used-vehicle prices.”

By 2017, ALG forecasts the average new vehicle will retain 49.4 percent of its value after three years, in contrast to the 54.6-percent retention recorded for vehicles through June 2014. Furthermore, ALG forecasts the growing supply of used vehicles in the market should ease the industry back to a 46-percent residual average by 2019 – the same as it was before 2008.

“The lower residual values will create a greater gulf between used- and new-vehicle prices, which could steer more consumers to purchase used vehicles,” said Dominique. “Consequently, we expect automakers to increase new-car incentives to keep up their current sales pace.”

The impact of the used-vehicle supply increases is covered in greater detail in ALG’s Industry Report, a macro look at the U.S. economy and other drivers of ALG’s forecast, including gasoline prices, durable goods and interest rates, as well as trends in jobs reports and consumer confidence.

To obtain a copy of the ALG Industry Report, or for more information about ALG and its products, visit

About ALG

Founded in 1964 and headquartered in Santa Barbara, California, with an office in Toronto, Ontario, ALG is an authority on automotive residual value projections in North America. By analyzing nearly 2,500 vehicle trims each year to assess residual value – which is mainly driven by used car inventory, brand strength, macroeconomic conditions, incentive spending and pricing – ALG provides auto industry and financial services clients with resale insights, forecasts and consulting services about the future vehicle marketplace. ALG, owned by TrueCar, Inc., the negotiation-free car-buying platform, has been publishing residual values for all cars, trucks and SUVs in the U.S. for 50 years and in Canada since 1981. The 2015 Residual Value Awards, honoring new vehicles projected to best maintain their value, will be announced Nov. 17. For more information, visit

### Press Release ############################

John Kenny 
Receivables Management

• End of Lease Negotiations & Enforcement
• Fraud Investigations
• Credit Investigations • Asset Searches 
• Skip-tracing • Third-party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny)



### Press Release ############################

2014 Prepaid Card Report Released released its 2014 Prepaid Card Report, which evaluates the state of the alternative banking market and identifies the best and worst prepaid card offers.

The popularity of prepaid cards has increased dramatically in recent years, as traditional banking costs and lingering distrust of large financial institutions have led folks to explore other options. At the same time, financial institutions have emphasized prepaid offerings in the face of regulations that limit the profitability of checking accounts. Prepaid card deposits are expected to rise to $168.4 billion by 2015.

Some highlights from the report are as follows:

  • The annual cost of prepaid card use ranges from nothing to more than $400, emphasizing the importance of selecting the right card for your needs.
  • Consumers will find prepaid cards to be 21% more expensive in 2014 than in the previous year.
  • Prepaid cards from large banks are up to 87% more affordable than those from smaller institutions.
  • Celebrity-founded/endorsed cards are between 33% and 51% more expensive than non-branded prepaid cards.
  • As many as 31% of available prepaid card offers lack the features (e.g., online bill pay, free check loading, etc.) needed to meet basic consumer needs.
  • The average prepaid card charges 11 different fees.


#### Press Release #############################

2014's Best & Worst Cards

Prepaid Cards Report


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


Labrador Retriever Mix
St. Louis, Missouri  Adopt-a-Dog

Name: Calia
Gender: Female
Breed: Lab/Retriever mix
Size: 50pounds
Age: 3 years

“This cutie is Calia. All it took is one look in her sweet, brown eyes and her foster parents fell head-over-heels in love with this girl. She was rescued off the streets along with her sister, so she’s slowly learning how great humans and home-life can be (she thinks the TV is pretty fascinating, and she especially seems to love drama movies). Calia is a feral dog, which means she’s had limited contact with people until Stray Rescue came along; but she’s already made great progress since her rescue.

“Calia is a very clean, quiet little girl – she’s had no accidents in the house, and she does a good job of whining once or twice to let you know when she needs to go out. She doesn’t even go the bathroom or chew things up when left alone while her foster people are gone. Calia gets along well with other dogs, and although we don’t have cats, she seemed a bit fearful of her guinea pig foster sister, so she’d probably be okay with cats, too.

“She does well on the leash – she calmly follows behind you without pulling. She takes food gently from your hand, and has even started taking her place along with her foster doggy siblings when they gather around to receive treats. Even though we’re still working on building up her confidence, she loves being near her dog and human companions, lying calmly on her bed. With a little time, patience, and lots of hotdogs, this sweetheart will make the perfect couch companion. Really, this dog is something special, don’t let this opportunity pass you by.”



Apply to Adopt:

Stray Rescue of St. Louis
2320 Pine St
St. Louis, MO 63103-2219
Phone: 314.771.6121

Adoption Form

Adopt a Pet



On Line Equipment Auction List

This is not a list of companies who hold auctions primarily, but those who conduct on line auctions. Online Auctions – Monthly Sales, Weekly Heavy Equipment Auction Every Tuesday. And Bi-Weekly Auctions From The Tennessee Department Of General Services Every Other Tuesday. Now part of Ritchie Bros. EquipmentOne Tractor, Mower, Dump Truck, Mower, Cutter, 13 Tire Roller All types of Equipment Trucks and vehicles Both live and virtual online auction format, light and heavy equipment for the construction and transportation industry Mostly trucks and related equipment Heavy Equipment, Truck and Machinery Industry
Online Gov't Surplus Auctions - Over 1,000 Government Clients Caters to lessors, lenders, and bankruptcy trustees, conducting both virtual and live auctions of all types of assets including:  Agricultural, Medical, Industrial, Transportation, Trucks, Construction, Real Estate, etc.  Appraisals - on site and desktop. Cranes, Trailers, Equipment Trucks Construction Equipment & Trucks Municibid is an online government auctions website designed specifically for the sale of surplus and forfeited/seized goods directly by the government

Specializes in government surplus auctions. Browse by equipment or by specific government auctions. Salvaged equipment for both re-seller and end user. Mostly farm equipment Government Online Auctions - Servicing Government Agencies for over a Decade

List of many auction sites for consumer and vehicle:

Online auction Top Ten Most Popular Sites
(Primarily for consumers or consumer merchandise)

Auction Zip
--primarily consumer
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News Briefs----

Rules prevent solar panels in many states with abundant sunlight

In UK, Kennett Equipment Leasing acquired by Star Capital Partners 

John Chen's plan to save BlackBerry


Collector, Atlanta, GA

Experienced, calling 11-90 day delinquent customers, assisting Asset Re-marketer with delinquency reporting, weekly reporting to home office.

Sales, Chicago, Atlanta

Work out of main office and satellite. Heavy phone sales calling on both independent dealers and end users (cold/warm calling), marketing, weekly reporting to management. Outside territorial salespeople will also be considered.

Contact: Michael Testa 312-881-3133
Financing for Commercial Truck & Trailer, Exotic, High Line, Vintage & Classic Automobiles, Taxi, Livery & Paratransit




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The 15 most profitable business sectors


SparkPeople--Live Healthier and Longer

Eating Healthier at the Office
10 Ways to Make Your Workplace Work for Your Diet


Baseball Poem

How It All Started


It all started
when Pedro threw a no-hitter on Opening Day.
Nomar backed him up
with a triple play deep in the hole
and Manny Ramirez smashed
the first of 90 home runs.

Suddenly things got brighter.
Flowers sprang whole from the earth
and the cod swarmed to George's Bank.
The war ended.  U.S. Marines
danced in the streets with handsome Fedayeen.
(Jerry Falwell married them off
while the Pope and the imams cheered.)

Israel and Palestine agreed
to share everything:  beds, cities, streets,
temples and mosques,
falafel and coffee and tea.
Air pollution stopped
along with global warming and gum disease.

The Sox won it all of course,
beating the Yankees in three
and the Yankees in four
and the Yankees in five
(they lost one just to keep the Series alive).
Mia Hamm hit a grand slam
to put it away in the ninth.

Boston exploded with joy.
Babe Ruth signed the game-winning ball
and nobody sold it on E-bay.

That's how it all started.
At least, that's what I recall



Sports Briefs----

Anquan Boldin Getting Closure In Baltimore

Rory McIlroy proves he can win ugly, regroups for PGA Championship victory

Johnny Manziel has made 'a lot of improvement'

Death Highlights History of Confrontation for Racing, and for Tony Stewart



California Nuts Briefs---

California drought: Lawmakers consider historic rules to limit groundwater pumping

Walt Disney 1950'a House for Sale in Palm Springs, California

Readers reminisce: What you’ll never see again in S.F


“Gimme that Wine”

Winery audit finds almost half didn't comply with use permits in 2013

Pinot Grigio Shortage Could See Consuemrs Opt for other White Wine

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

Leasing News Wine & Spirits Page


This Day in History

     1760 - The first Methodist preacher, Philip Embury, arrived in New York City on the Perry, which carried 70 passengers, half of whom were Methodists. With the assistance of Barbara Heck, he organized the first Methodist Society in America in 1776.
  1806 – While hunting for elk along the Missouri River, Meriwether Lewis is shot in the hip, probably by one of his own men. Meriwether Lewis and William Clark had embarked on their epic journey to the Pacific two years earlier. The near-sighted Cruzatte probably mistook the leather-clad Lewis for an elk, though it is unlikely the private’s guilt will ever be proven with absolute certainty. His wound was not serious, but Lewis spent the next several days lying face down in the bottom of a canoe as the party proceeded down river. The following day, they caught up with Clark. By the time they reached St. Louis on September 23, Lewis’ wound had healed and the excitement of homecoming overshadowed the event.
    1807 - Birthday of David R. Atchison, Missouri legislator who was President of the US for one day. Born at Frogtown, KY, Atchison's strong pro-slavery opinions made his name prominent in legislative debates. He served as President Pro Tempore of the Senate a number of times, and he became president of the US for one day Sunday, Mar 4, 1849, pending the swearing in of President-elect Zachary Taylor Monday, Mar 5, 1849. The city of Atchison, KS, and the county of Atchison, MO, are named for him. He died at Gower, MO, Jan 26, 1886.
    1841 - Having escaped from slavery only three years earlier, Frederick Douglass was legally a fugitive when he first spoke before an audience on this day. At an antislavery convention on Nantucket Island, Douglass spoke simply but eloquently about his life as a slave. His words were so moving that he was asked to become a full-time lecturer for the Massachusetts Anti-Slavery Society. Douglass became a brilliant orator, writer and abolitionist who championed the rights of blacks as well as the rights of all humankind.
    1860 - Nevada is known as the “Silver State” as the first silver mill to treat sliver ore successfully and the first reducing mill to treat ore-bearing quartz was established by the Washoe Gold and Silver Mining Company, No. 1, near Virginia City, Nevada. The mill operated by waterpower, was built by Almarin B. Paul, who began construction work on May 25, 1860, and completed it on August 9, 1860. It consisted of 24 stamps that began to crush on August 11, 1860.
    1861 - The first US Senator to address the Senate in military uniform was Edward Dickinson Baker, Republican of Oregon. He was drilling his regiment at Meridian Hill when he was summoned to refute Senator John Breckinridge, Democrat of Kentucky, who was speaking against a proposal to send troops against the South. Baker did not have time to change into civilian attire, but removed his sword prior to delivering his speech. Baker City and County were named for London-born Edward Dickinson Baker, a Disciple minister. E.D. Baker had been converted to Christ at the Carrolton Church in Greene County, Illinois. Baker held many roles. He defeated Abraham Lincoln in a primary election in 1842. Baker and Lincoln were friends and the Lincolns named their second son Edward Baker Lincoln in honor of E. D. Baker. He came to Oregon in 1860 and campaigned for Lincoln. Later, becoming United States senator from Oregon, Baker introduced Lincoln at his first inaugural.  He was killed at the battle of Balls Fluff, VA, on October 21, 1861.

    1862 - Birthday of songwriter Carrie Jacobs Bond at Janesville, WI. She had been left a penniless widow with a baby son, earning her living running a boarding house and painting china. She was able to supplement her income by giving recitals in private homes. Her growing popularity gave her courage to start her own publishing company. Using borrowed money, the Carrie Jacobs-Bond and Son Publishing Company became highly successful printed the sheet music to her songs. Wildly popular in her day, the perennial favorite "I Love You Truly" made her a wealthy woman but it was "When You Come to the End of a Perfect Day" that was the most popular of all, selling more than 5 million copies of the sheet music. She wrote about 400 songs and published slightly less than half. Her autobiography is “The Roads of Melody” (1927).  She died at Hollywood, CA, at age 84, Dec 28, 1946.
    1874 - Harry S. Parmelee of New Haven, Connecticut got a patent for the sprinkler head.
    1885 - $100,000 raised in U.S. for pedestal for Statue of Liberty
     1896 - The pull-chain electric-light socket was patented by Harvey Hubbell of Bridgeport, Connecticut.
    1897 - Birthday of poet Louise Bogan; chairman of poetry at the Library of Congress, poetry critic for New Yorker magazine for 37 years (1931-1969), and a distinguished poet in her own right. Her final collection, “The Blue Estuaries: Poems, 1923-1968” (1968) presents her finest work.
    1904 - Pianist Jess Stacy birthday, “Sing, Sing, Sing” soloist, born Bird's Point, Mo
    1907 - St. Louis Cardinal pitcher Ed Karger pitches a 7 inning perfect game vs the Boston Braves, 4-0.
    1909 - The first United States ship to use the "SOS" radio distress call was made by Theodore D. Hauber on the Clyde liner "Arapahoe", a single-screw freight and passenger steamer of some 3,000 tons, bound for Charleston, SC, and Jacksonville, FL, from New York City. The first distress signal used was the “CQ” for “stop sending and listen.” Its engines were disabled 21 miles southeast of Diamond Shoals, off Cape Hatteras at 3:45pm. The SOS was first heard and acknowledged by R.J. Vosburg, wireless operator at station HA in Cape Hatteras, NC.
    1908 - Birthday of clarinetist Russell Procope, NYC. He was Duke Ellington’s alto clarinetist for 28 years.
    1911 - Duke Kahanamoku breaks the world record in the 100-yard free-style swim by 4.6 seconds in Honolulu Harbor, Hawaii.
    1921 - Birthday of author Alex Haley , Ithaca, New York. He was raised by his grandmother at Henning, Tennessee, and entered the US Coast Guard in 1939 serving as a cook.  He eventually became a writer and college professor. His interview with Malcolm X for Playboy magazine led to his first book, " The Autobiography of Malcolm X," which sold six million copies and was translated into eight languages (it was an excellent, moving biography of a man I interviewed several times as a newsman; he was quite an "electric" interview ). His Pulitzer Prize-winning novel published in 1976, “Roots”, sold millions, was translated into 37 languages, and was made into a celebrated eight-part TV miniseries in 1977, holding the first top ratings of any such series, generating interest in all human ancestry. Haley died at Seattle, WA, Feb 13, 1992.
    1922 - Birthday of Mavis Gallant - Canadian short story writer and novelist. Although she settled in France, she considered herself primarily a Canadian. She traveled widely. Most of her short stories were published in The New Yorker magazine… "Green Water, Green Sky," "A Fairly Good Time," and "Home Truths" are considered her best stories.
    1924 - 1st newsreel pictures of presidential candidates were taken.
     1925-Birthday of Mike Douglas.  This pioneer of daytime talk shows was born Michael Delaney Dowd, Jr., at Chicago, Il. Douglas hosted his first afternoon talk show in Cleveland in 1961 and within five years was a household name.  His nationally syndicated show featured celebrity interviews and topics and remained on the air until 1981.  The show received the first Emmy Award for Individual Achievement in Daytime Television and memorable guests included first time performances by Aretha Franklin, Barba Streisand and Bill Cosby.  Tiger wood appeared at the age of two alongside avid golfer bob Hope.  Douglas died August 11, 2006, at North Palm Beach, Florida.
     1929 - Babe Ruth of the New York Yankees became the first player to hit 500 career home runs when he connected off Willis Hudlin as the Cleveland Indians defeated the Yankees, 6-5. The home was also the 30th of the year for the Bambino.
    1934 - The first prisoners arrive at Alcatraz, in San Francisco Bay, a prison for the “most dangerous.”  (lower half of: )
    1940 - A major hurricane struck Savannah, GA, and Charleston, SC, causing the worst inland flooding since 1607.
    1941 – President Franklin Roosevelt and British Prime Minister Winston Churchill sign the Atlantic charter.
    1941 - With his orchestra, Glenn Miller recorded "Elmer’s Tune" for Bluebird Records.
    1942 - Movie star Hedy Lamarr, born Hedwig Eva Maria Kiesler in Vienna about 1914, received a patent while under contract with the MGM studio in Hollywood for the development of the concept of “frequency hopping” as a mean of controlling torpedoes by radio.   
    1943 – German forces begin a six-day evacuation of the Italian island of Sicily, having been beaten back by the Allies, who invaded the island in July. The Germans had maintained a presence in Sicily since the earliest days of the war. But with the arrival of Gen. George S. Patton and his 7th Army and Gen. Bernard Montgomery and his 8th Army, the Germans could no longer hold their position. The race began for the Strait of Messina, the 2-mile wide body of water that separated Sicily from the Italian mainland. The Germans needed to get out of Sicily and onto the Italian peninsula. While Patton had already reached his goal, Palermo, the Sicilian capital, on July 22 (to a hero’s welcome, as the Sicilian people were more than happy to see an end to fascist rule), Montgomery, determined to head off the Germans at Messina, didn’t make his goal in time. The German 29th Panzergrenadier Division and the 14th Panzer Corps were brought over from Africa for the sole purpose of slowing the Allies’ progress and allowing the bulk of the German forces to get off the island. The delaying tactic succeeded. Despite the heavy bombing of railways leading to Messina, the Germans made it to the strait on August 11. Over six days and seven nights, the Germans led 39,569 soldiers, 47 tanks, 94 heavy guns, 9,605 vehicles, and more than 2,000 tons of ammunition onto the Italian mainland. (Not to mention the 60,000 Italian soldiers who were also evacuated, in order to elude capture by the Allies.) Although the United States and Britain had succeeded in conquering Sicily, the Germans were now reinforced and heavily supplied, making the race for Rome more problematic.
    1944 - Burlington, VT reaches a scorching 101 for all-time maximum record.
    1946 - Top Hits
“They Say It’s Wonderful” - Frank Sinatra
“The Gypsy” - The Ink Spots
“Surrender” - Perry Como
“New Spanish Two Step” - Bob Wills
    1946 - Birthday of writer Marilyn Vos Savant, holder of the world's highest IQ according to the Guinness book of records.   
   1947 - WHEAT, ROY M.  Medal of Honor
Rank and organization: Lance Corporal, U.S. Marine Corps, Company K, 3d Battalion, 7th Marines, 1st Marine Division. Place and date: Republic of Vietnam, 11 August 1967. Entered service a*: Jackson, Miss. Born: 24 July 1947, Moselle, Miss. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. L/Cpl. Wheat and 2 other marines were assigned the mission of providing security for a Navy construction battalion crane and crew operating along Liberty Road in the vicinity of the Dien Ban District, Quang Nam Province. After the marines had set up security positions in a tree line adjacent to the work site, L/Cpl. Wheat reconnoitered the area to the rear of their location for the possible presence of guerrillas. He then returned to within 10 feet of the friendly position, and here unintentionally triggered a well concealed, bounding type, antipersonnel mine. Immediately, a hissing sound was heard which was identified by the 3 marines as that of a burning time fuse. Shouting a warning to his comrades, L/Cpl. Wheat in a valiant act of heroism hurled himself upon the mine, absorbing the tremendous impact of the explosion with his body. The inspirational personal heroism and extraordinary valor of his unselfish action saved his fellow marines from certain injury and possible death, reflected great credit upon himself, and upheld the highest traditions of the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country.
    1950 – Hitting .259, Yankees CF Joe DiMaggio is benched for the first time in his career by Mgr. Casey Stengel.
    1951 - The Braves beat the Dodgers 8-1 in the first major league game to be televised in color.
    1951 – Losing again, the New York Giants fall 13 ½ games behind the Brooklyn Dodgers.  From here on the Giants go 44-7, tie the Dodgers on the last day of the season, then win in a three-game playoff on Bobby Thomson’s game-winning “Shot Heard ‘Round the World” HR in the bottom of the 9th off Ralph Branca.
    1954 - Top Hits
“Sh-Boom” - The Crewcuts
“The Little Shoemaker” - The Gaylords
“In the Chapel in the Moonlight” - Kitty Kallen
“One by One” - Kitty Wells & Red Foley
    1956 - Elvis Presley's "Don't Be Cruel" is released. It will become his second Billboard chart topper.
    1958 - "Hard Headed Woman," the feature song of the movie "King Cole," earned Elvis Presley a gold record.
    1961 – Hall of Fame pitcher Warren Spahn, the winningest lefthander in Major League history, recorded his 300th win, beating the Cubs, 2-1.  Spahn won 363 games in his career.
    1962 - Neil Sedaka's "Breaking Up Is Hard To Do" hits #1
    1962 - Top Hits
“Breaking Up is Hard to Do” - Neil Sedaka
“The Loco-Motion” - Little Eva
“Ahab, the Arab” - Ray Stevens
“Wolverton Mountain” - Claude King
    1962 - A flood of new releases hit the Billboard Hot 100 chart, that will go on to be hit records. Mary Wells' "You Beat Me to the Punch", Ray Stevens' "Ahab the Arab", Johnny Tillotson's "Send Me the Pillow That You Dream On", The Marvelettes' "Beechwood 4-5789", The Contours' "Do You Love Me", The Beach Boys' "Surfin' Safari", Booker T and the MGs' "Green Onions" and Tony Bennett's "I Left My Heart in San Francisco".
    1962 – Beach Boys release “Surfin’ Safari”.
    1963 - The Kingston Trio appear as the celebrity "mystery guests" on CBS-TV's What's My Line?
    1964 - The Beatles' first film, “A Hard Day's Night”, has its US premiere in New York City.
    1964 - No. 1 Billboard Pop Hit: "Everybody Loves Somebody," Dean Martin. The song becomes the theme song to NBC's "The Dean Martin Show" the following year.
    1965 - Watts Riots: A minor clash between the California Highway Patrol and two young blacks set off six days of riots in the Watts area of Los Angeles. Thirty-four deaths were reported and more than 3,000 people were arrested. Damage to property was listed at $40 million. The less-immediate cause of the disturbance and the others that followed was racial tension between whites and blacks in American society.
    1966 - The Beatles held a press conference at the Astor Towers Hotel in Chicago where John Lennon apologized for his remarks that The Beatles were "more popular than Jesus now." The US media misquoted Lennon and rallies were held all over the country to smash and burn Beatle records. Lennon said later that he was trying to say, "the way they (some fans) carry on, it's like we're more popular than Jesus Christ."  Separately, the Beatles begin their final tour.
    1967 - WHEAT, ROY M., Medal of Honor.
Rank and organization: Lance Corporal, U.S. Marine Corps, Company K, 3d Battalion, 7th Marines, 1st Marine Division. Place and date: Republic of Vietnam, 11 August 1967. Entered service: Jackson, Miss. Born: 24 July 1947, Moselle, Miss. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty. L/Cpl. Wheat and 2 other marines were assigned the mission of providing security for a Navy construction battalion crane and crew operating along Liberty Road in the vicinity of the Dien Ban District, Quang Nam Province. After the marines had set up security positions in a tree line adjacent to the work site, L/Cpl. Wheat reconnoitered the area to the rear of their location for the possible presence of guerrillas. He then returned to within 10 feet of the friendly position, and here unintentionally triggered a well concealed, bounding type, antipersonnel mine. Immediately, a hissing sound was heard which was identified by the 3 marines as that of a burning time fuse. Shouting a warning to his comrades, L/Cpl. Wheat in a valiant act of heroism hurled himself upon the mine, absorbing the tremendous impact of the explosion with his body. The inspirational personal heroism and extraordinary valor of his unselfish action saved his fellow marines from certain injury and possible death, reflected great credit upon himself, and upheld the highest traditions of the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country.
    1968 – Satchel Paige, in his 60s and needing 158 days to qualify for a Major League pension, signs a contract with the Atlanta Braves.
    1969 - Diana Ross holds a party for 350 at Beverly Hills' Daisy Club to announce her discovery of the singing group the Jackson 5 -- even though Gladys Knight actually recommended them to Motown head Berry Gordy. That night, the group gains even more exposure by performing at the first Miss Black America pageant
    1970 - Top Hits
“(They Long to Be) Close to You” - Carpenters
“Make It with You” - Bread
“Signed, Sealed, Delivered I’m Yours” - Stevie Wonder
“Don’t Keep Me Hangin’ On” - Sonny James
    1970 - Jim Bunning of the Philadelphia Phillies defeated the Houston Astros,6-5, to become the first pitcher to win 100 games in each major league. Bunning, who started his career with the Detroit Tigers, became a Congressman from Kentucky after retiring from baseball and was inducted into the Baseball Hall of Fame in 1996.
    1974 - No. 1 Billboard Pop Hit: "The Night Chicago Died," Paper Lace. The song is written by Mitch Murray and Peter Callander.
    1975 - Aerosmith's "Toys in the Attic" LP goes gold.
    1978 - Top Hits
“Miss You” - The Rolling Stones
“Three Times a Lady” - Commodores
“Grease” - Frankie Valli
“Love or Something Like It” - Kenny Rogers
    1981 - No. 1 Billboard Pop Hit: "Endless Love," Diana Ross & Lionel Richie. The song holds onto the top spot for nine weeks, making it the most successful duo, most successful Motown single and most successful soundtrack single of all time.
    1982 - The debut of Anglo-American pop-rock band, the Pretenders is certified platinum about three years after it's released. The L.P. contained two hits, "Brass in Pocket" and "Kid."
    1984 - President Ronald Reagan's voice-test joke: in preparation for a radio broadcast, during a thought-to-be-off-the-record voice level test, instead of counting "one, two, three . . ." the President said: "My fellow Americans, I am pleased to tell you I just signed legislation which outlaws Russia forever. The bombing begins in five minutes." The statement was picked up by live television cameras and was heard by millions worldwide. The incident provoked national and international reactions, including a news network proposal of new ground rules concerning the use of "off-the-record" remarks.
    1984 - Ray Parker, Jr.'s single, “Ghostbusters”, hit the Number 1 spot on the Billboard's record charts on this date, and stayed there for 3 weeks. Parker also wrote and produced the song, which was the title theme song for one of the highest-grossing comedy films in movie history. He later received an Academy Award nomination for it.
    1984 – Cincinnati Reds retire catcher Johnny Bench’s #5.  Bench is regarded by many as baseball’s greatest catcher and in in the Baseball hall of Fame.
    1986 - Top Hits
“Glory of Love” - Peter Cetera
“Papa Don’t Preach” - Madonna
“Mad About You” - Belinda Carlisle
“Rockin’ with the Rhythm of the Rain” - The Judds
    1987 - The Beatles' album "Sgt. Pepper's Lonely Hearts Club Band" was named 'the best album made during the last 20 years' by Rolling Stone magazine.
    1988 - Moisture from what remained of Tropical Storm Beryl resulted in torrential rains across eastern Texas. Twelve and a half inches of rain deluged Enterprise, TX, which was more than the amount received there during the previous eight months. Philadelphia, PA reported a record forty-four days of 90 degree weather for the year. Baltimore, MD and Newark, NJ reported a record fourteen straight days of 90 degree heat
    1989 - One of the most severe convective outbreaks of record came to a climax in southern California after four days. Thunderstorms deluged Benton, CA with six inches of rain two days in a row, and the flooding which resulted caused more than a million dollars damage to homes and highways. Thunderstorms around Yellowstone Park, WY produced four inches of rain in twenty minutes resulting in fifteen mudslides. Thunderstorms over Long Island, NY drenched Suffolk County with 8 to 10 inches of rain. Twenty-three cities in the southeastern U.S. reported record low temperatures for the date. It was, for some cities, the fourth straight morning of record cold temperatures.
    1989 - Bruce Springsteen joins Ringo Starr onstage at a concert in Holmdel, NJ, to sing four songs: "Get Back," "Long Tall Sally," "Photograph," and "With A Little Help From My Friends."
    1991 - In only his second big league start, 21-year old White Sox southpaw Wilson Alvarez no-hits the Orioles, 7-0. Only Browns' hurler Bobo Holloman, who threw a no-hitter in his first major league start in 1953 accomplished the feat in fewer starts.
    1993 - First foreign-born officer appointed chair of joint chiefs: President Bill Clinton appointed Army General John Shalikashvili to succeed Colin Powell as Chairman of the Joint Chiefs of Staff. Shalikashvili was born at Poland, but his family fled to Germany in 1944 to escape advancing Soviet troops. After moving to the US, his family lived at Peoria, IL. "General Shali" has a distinguished military record and is a Vietnam War veteran.
    1993 - A severe thunderstorm spawned a high elevation F3 tornado in the Ashley National Forest, 20 miles north of Roosevelt, UT. The tornado touched down 3 times along a 17 mile path and was up to 1/2 miles wide. 1000 acres of trees were snapped or uprooted. The highest elevation damage was at 10,800 feet.
    1994 - Randy Johnson’s pitch to strike out A's Ernie Young will become the last ball thrown in the major league for seven and half month as the longest work stoppage in baseball history begins.  Among the casualties was the 1994 World Series, the first to be cancelled in MLB history.
    1994 - Top Hits
“Stay (I Missed You)” (From "Reality Bites"), Lisa Loeb
“I Swear”- All-4-One
“Fantastic Voyage”- Coolio
“Wild Night”- John Mellencamp With Me Shell Ndegeocello
“Can You Feel The Love Tonight” (From "The Lion King")- Elton John
    1994 - Record high set at Miami with 96 then heavy thunderstorms drop the temperature to 70, a record low for the same date.
    1997 - Sonny West, Red West, Lamar Fike and Marty Lacker, four of the biggest members of Elvis' "Memphis Mafia," recall the King in a one-time-only webchat.
    1997 - Congress passed the line-item veto for the President in 1996, but on this day in 1997, William Jefferson Clinton was the first to use it,
eliminating three provisions from legislation that had been passed by Congress. The line-item veto, a power sought by presidents since Ulysses S. Grant, enables presidents to strike particular items from newly enacted federal laws without having to veto the entire bill.
    1998 - Lawrence Ferlinghetti was named the first poet laureate of San Francisco.
    1999 - Top Hits
“Genie in a Bottle”- Christina Aguilera
“Tell Me It s Real”- K-Ci
“Bills, Bills, Bills”- Destiny s Child
“All Star”- Smash Mouth
    2001 - Using fewest number of games anyone has ever needed to hit 50 homers in a season, Giant outfielder Barry Bonds reaches the milestone in 117 contests. In 1999, Sammy Sosa reached the mark in 121 contests.
    2002 - Sammy Sosa's grand slam and run-scoring double against the Rockies gives the Cubs' slugger 14 RBIs over two games establishing a new a National League record. The previous mark was 13 shared by Nate Colbert (Padres-1972) and Mark Whiten (Cardinals -1993).
    2003 - By fanning Jeff Kent in the seventh inning at Wrigley Field, Kerry Wood became the fastest major leaguer to record his 1,000th career strikeout, needing only 134 games to reach the milestone. It took 143 games for Roger Clemens to accomplish the feat.
    2003 – Top Hits
“Crazy In Love”- Beyonce Featuring Jay-Z
“Right Thurr”- Chingy
“Never Leave You - Uh Ooh-- Uh Oooh!,” Lumidee
P.I.M.P-, 50 Cent
    2012 – The Republicans’ presumptive nominee for President, Mitt Romney, selects Wisconsin Congressman Paul Ryan as his running mate.
    2013 - At the Oak Hill Country Club in Pittsford, New York, American golfer Jason Dufner wins the 2013 PGA Championship.



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