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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

Monday, August 10, 2015

Today's Equipment Leasing Headlines

Archives: August 10, 1999
Commerce Security, Sacramento, Ca.
Position Wanted---Senior Management
  Seeking New Opportunities
Top Stories  August 4 - August 6
(Opened Most by Readers)
79 page 10Q SEC Filing Marlin Business Services
What Was Not Fully Covered in the Press Release
Companies who notify lessee in advance of lease expiration
  Recommended to Do Business With
Leasing 102 by Mr. Terry Winders, CLFP
   Back to Leasing
Leasing Industry Ads---Help Wanted
“What Do They Mean by Casual Attire?”
Career Crossroad---By Emily Fitzpatrick/RII
Canadian Finance and Leasing Association Conference
  September 16 - 18, 2015, Gatineau - Ottawa
Last Call: August 28-September 4 Jazz Cruise
  Sailing Alaska with Jeff Rudin and Crew
Broker/Lessor List "A"
 Not Updated
Broker/Lessor List "B"
  Not Updated
Collie, Smooth/Golden Retriever
Sacramento, California  Adopt-a-Dog
  Complete Turnkey Blog
News Briefs---
Loan broker charged in kickback scheme
 allegedly collected “tens of thousands of dollars” in referral fees
Apple Watch hits Best Buy shelves Friday
First retailer to sell the Apple Watch
SoulCycle: You Say ‘Cult.’ I Say ‘Loyal Customer Base.’
 47 studios in seven states and the District of Columbia

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.

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Archives: August 10, 1999
Commerce Security, Sacramento, Ca.

Ron Wagner ceases taking brokered/discount business (Preferred Leasing was one of their sources) and make it an "in-house banking product (H.Q. in Southern California at El Dorado Bank).

“1990  Western Association of Equipment Lessors President Ronald L. Wagner, CLP, President, Heritage Leasing Capital(4), receives his President’s Plaque from Bill Grohe, VP Marketing, Brentwood Funding Enterprises, who takes office as WAEL’s President January, 1991.”

Independent Financial Services Professional

"Ron Wagner-Wagner is a long time veteran in the leasing industry, active in several leasing associations, 1990 WAEL President, and had an illustrious career, reputed to conduct leadership and high ethics by example. The Pentech Financial Navigator Program was run by Wagner who put together the team that successfully funded over $300 Million in small ticket leases, many already turned down by US Bank Manifest."
   Leasing News Top 25 Most Influential Persons---Transaction


Position Wanted---Senior Management
  Seeking New Opportunities

Each Week Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.

Senior-level leasing executive accomplished in sales, finance, operations and marketing. Seeking new opportunity to capitalize on my strategic, ideation, communication and analytical strengths to identify opportunities, formulate solutions and articulate strategies that inspire cross-functional teams to enhance corporate performance and shareholder value. Adept negotiator of multi-million dollar lease program agreements and contracts. Driver of increased sales productivity, incremental revenue, operating expense reductions and customer acquisition/retention.



Top Stories  August 4 - August 6
(Opened Most by Readers)

(1) Marlin Business Bank Loan Website Requirements - Really?
        "apply online for loans of up to $100,000 in a matter of minutes"

(2) Archives: August 6, 2010
 President and CFO of HL Leasing Found Liable Ponzi scheme

(3) Funders Taking New Broker Business List

(4) New Hires---Promotions in the Leasing Business
                 and Related Industries

(5) ELFA Webinar August 5, Noon EDT
   Free, 2015 Survey of Equipment Finance Activity

(6) The Disruption Uber Has Brought To the Taxi Business
        Is Coming To Trucking   

(7) Placard---Cash Flow it King

(8) Largest 100 Banks in the World, March 31, 2015
           SNL Finance Exclusive

(9) Marlin Business Services (MRLN) Misses Q2 EPS by 3c

(10) Marlin CEO Dan Dyer on Q2 2015 Results



79 page 10Q SEC Filing Marlin Business Services
What Was Not Fully Covered in the Press Release
by Christopher Menkin

(No Comments, just direct quotes from the SEC filing)

Six Month Ended June 30 Net income:
2015 $8.2 million
 2014 $9.5 million
(page 7)

"Overall, our average net investment in total finance receivables for the three month period ended month period ended June 30, 2015 increased 4.6% to $627.1 million, compared to $599.4 million for the three month period ended June 30, 2014. This change was primarily due to origination volume continuing to exceed lease repayments. The end of period net investment in total finance receivables at June 30, 2015 was $641.1 million, an increase of $11.6 million, or 1.8%, from $629.5 million at December 31, 2014"
  page 27

"Net charge offs were $5.5 million for the six month period ended June 30, 2015, compared to $4.6 million for the same period in 2014. The increase in net charge offs was primarily due to portfolio growth, the ongoing seasoning of the portfolio as reflected in the mix of origination vintages and the mix of credit profiles. Net charge offs as an annualized percentage of average total finance receivables increased to 1.77% during the six month period ended June 30,2014, from 1.55% for the same period in 2004."
  page 42

"During the three months ended June 30, 2015, we generated 6,366 new leases with equipment cost of $92.7 million, compared to 6,423 new leases with equipment cost of $88.9 million generated for the three months ended June 30, 2014. Sales staffing levels increased from 117 sales account executives at June 30, 2014 to 127 sales account executives at June 30, 2015. Approval rates remained stable at 64% for the quarter ended June 30, 2015, compared to 67% for the quarter ended June 30, 2014."
  page 28

"Fee income increased $.02 million to $3.7 million for the three-month period ended June 30, 2015, compared to $3.5 million for the three-month period ended June 30, 2014. Fee income included approximately $1.0 million and $0.7 million of net residual income for the three month periods ended June 30, 2015 and June 30, 2014, respectively. Fee income also included approximately $2.2 million in late fee income for each of the three month periods ended June 30, 2015 and June 30, 2014."
page 33


Our leases offer our end user customers the option to own the equipment at lease expiration. As of June 30, 2015, approximately 68% of our leases were one dollar purchase option leases, 31% were fair market value leases and 1% were fixed purchase option leases, the latter of which typically contain an end of term purchase option equal to 10% of the original equipment cost. As of June 30, 2015, there were $27.4 million of residual assets retained on our Consolidated Balance Sheet, of which $22.3 million, or 81.3%, were related to copiers. As of December 31, 2014, there were $27.4 million of residual assets retained on our Consolidated Balance Sheet, of which $22.0 million, or 80.2%, were related to copiers. No other group of equipment represented more than 10% of equipment residuals as of June 30, 2015 and December 31, 2014, respectively. Improvements in technology and other market changes, particularly in copiers, could aversely impact our ability to realize the recorded residual values of this equipment...

“Our leases generally include renewal provisions and many leases continue beyond their initial contractual term. Based on the Company’s
experience, the amount of ultimate realization of the residual value tends to relate more to the customer's election at the end of the lease term to enter into a renewal period, purchase the leased equipment or return the
leased equipment than it does to the equipment type. We consider renewal income a component of residual performance.  Rene weal income net of decpreciation totaled approximately $1.0 million and $1.1 million for the three month periods ended June 30, 2015 and June 30, 2014, respectively.

“Renewal income net of depreciation totaled approximately $2.1 million and $2.3 million for the six month periods ended June 30, 2015 and June 30, 2014, respectively. The decline in renewal income was primarily due to fewer leases reaching the end of their original contractual terms, as a result of the lower originations during the 2009 to 2011 time frame.”
  Page 42

"Since its opening in 2008, MBB has served as a funding source for a portion of the Company’s new originations primarily through the issuance of FDIC insured deposits. We anticipate that FDIC-insured deposits issued by MBB will continue to represent our primary source of funds for the foreseeable future. As of June 30, 2015, total MBB deposits were $554.2 million, compared to $550.1 million at December 31, 2014. We had no outstanding secured borrowings as of both June 30, 2015 and December 31, 2014."
  Page 27

"At June 30, 2015, brokered certificates of deposit represented approximately 54% of total deposits, while approximately 38% of total deposits were obtained from direct channels, and 8% were in the brokered MMDA Product."
  Page 33

"Federal Reserve Discount Window

"In addition, MBB has received approval to borrow from the Federal Reserve Discount Window based on the amount of assets MBB chooses to pledge. MBB had $32.1 million in unused, secured borrowing capacity at the Federal Reserve Discount Window, based on $34.9 million of net investment in leases pledged at June 30, 2015.

Long-term Loan Facilities

"On October 9, 2009, Marlin Business Services Corp.’s affiliate, MRC, closed on a $75.0 million, three year committed loan facility with the Lender Finance division of Wells Fargo Capital Finance. The facility is secured by a lien on MRC’s assets and is supported by guaranties from Marlin Business Services Corp. and MLC. Advances under the facility are made pursuant to a borrowing base formula, and the proceeds are used to fund lease originations. In contrast to previous facilities, this long-term loan facility does not require annual refinancing. As previously disclosed, on April 8, 2015, the facility was amended to change the amount under the loan facility from $75.0 million to $50.0 million, and change the commitment termination date of the facility from April 8, 2015 to July 7, 2015. On July 6, 2015, the facility was further amended to change the commitment termination date of the facility from July 7, 2015 to October 7, 2015. An event of default, such as nonpayment of amounts when due under the loan agreement or a breach of covenants, may accelerate the commitment termination date of the facility. There was no amount outstanding under the facility at June 30, 2015."
  page 45

"Salaries and benefits expense.

"Salaries and benefits expense increased $0.8 million, or 12.3%, to $7.3 million for the three month period ended June 30, 2015 from $6.5 million for the same period in 2014. The increase was primarily due to $0.3 million of salary and benefit expense associated with the separation agreement related to the departure of the Company’s Chief Financial Officer and an increase in total personnel. Salaries and benefits expense, as an annualized percentage of average total finance receivables, was 4.63% for the three month period ended June 30, 2015 compared with 4.31% for the same period in 2014. Total personnel increased to 302 at June 30, 2015 from 279 at June 30, 2015 from 279 at June 30, 2014."
page 33

There is a lot more to see in the full filing:



Companies who notify lessee in advance of lease expiration
Recommended to Do Business With

These companies do not use language to confuse, perhaps to deceive, with the result an automatic continuation for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.

Advantage Funding
Agility Ventures LLC
Allegiant Partners
American Leasefund, Inc.
BancLease Acceptance Corporation
Bank of Ozarks Leasing
Bankers Capital
Bank of the West, Indirect Equipment Finance
Black Rock Capital
BSB Leasing
Capital Technology & Leasing, LLC
Cobra Capital, LLC
Dakota Financial, LLC
Direct Capital

Financial Pacific Leasing
Forum Financial Services, Inc.
Gonor Funding
GreatAmerica Financial

Innovative Lease Services, Inc.

Madison Capital
Macrolease Corporation
Manufacturer's Lease Plans, Inc
Mesa Leasing
Maxim Commercial Capital
Mount Pleasant Capital
National Machine Tool Financial Corporation
Navitas Lease Corp.
Northwest Leasing Company
P&L Capital Corporation
Pacifica Capital
Padco Financial Services
Park Western Leasing
Pawnee Leasing Corporation
Southern California Leasing, Inc
Specialty Funding, Albuquerque, New Mexico
Standard Professional Services, LLC
Stoddard & Associates
TEAM Funding Solutions


In its editorial of June 30, 2011, Leasing News recommends that the equipment lessor send a certified letter with return receipt; however, at this time, the acceptance of the word of the president of the company will be accepted until proven otherwise.

Full List 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)



(Terry retired January 1, 2015.  To honor him and his many years of writing for readers of Leasing News, is repeating several of his columns that are still meaningful today. Here is August 8, 2009.)

Back to leasing

We tend to forget the many differences between purchasing, financing, and leasing. In all the discussion regarding the changes in accounting for leases that the FASB wants to create they have forgotten that in a lease the Lessor "owns" the equipment. Perhaps this is because we rely so heavily on $1 out or bargain purchase option leases. Our cry to the leasing industry to have our accountants and owners write to FASB to complain about their lack of understanding of true leasing, and the responsibilities we take on as equipment owners, has suffered from "let the other guy do it". So we will most likely suffer from an accounting view that we "are" just another form of financing. Therefore, I think we need to explore how leasing got started in the old days, before accounting became the focus and how we will need to sell it in the future.

The federal income tax depreciation tables since 1981 have not matched the true "use" of the equipment making the capital equipment recovery process out of whack with the customer's use of the equipment. Take the modern computer or lap top. It appears that the useful life is about three years.

However the MACRS depreciation tables for Federal Income Tax require computers to be depreciated over 5.5 years. That means put out your money now and get your tax deductions over 5.5 years. That is why a lot of data processing equipment is leased over three years with extension possibilities to match expenses to actual term of "use". This is the number one reason to lease. Putting use, cash and expense together. The expense term for accounting, tax, and cash outlay is in tandem only when a true lease is the method of acquiring the equipment. Depreciation for accounting is usually different than that for federal income tax and both are different that the term on a loan or $1 out lease.

I should point out that most of the reasons to lease require a "true lease" where the Lessor is the true and usually legal owner of the equipment and the lessee "user" will expense the rents. Under current operating lease capitalization rules for accounting, a lessee is allowed to expense the rents "as paid" if the "use" of the equipment is irregular. Therefore, seasonal or an irregular use creates a seasonal cash flow and the lessee usually wants to put equipment cost in the same period as the revenue. Leasing is the only way to do it. Never underestimate the customers "need" to put expenses in the correct period to match up with revenue. This is an excellent form of profit margin control and cash conservation. Remember that loans and $1 out leases are amortized on a straight line basis and require the extra expense of a line of credit to handle mismatches of cash and expense.

Cash is difficult in poor economic times so things like sales taxes, down payments and transportation costs are usually up front expenses. Leasing can deter these expenses into the future. Also when an addition to production or service is required a lease can lower costs in the beginning and increase rental payments in the future when business picks up. In addition the deferral of payments into the next budget year can help companies that need equipment now but do not have any budget funds this year.

The need to control expenses and cash have pushed leasing for many decades however the accounting advantages of operating leases has caused us to view off balance sheet has a major incentive to lease and we have lost our ability to sell the real reasons to lease. It is time to go back to the customer and hunt for solid lease opportunities and look as closely as we can to equipment "use" and how to create a lease term that offers cash, tax, and expense control.

Ownership of the equipment is not that important on many types of equipment. So leasing is better accepted today. Plus with the advent of modern electronics most equipment use is short of the current federal depreciation tables.

We always say lease what depreciates in value and finance hard and long term equipment. A good lease salesperson does not only reacts to the customer's request but looks for the real reason a lease will do the job and makes a relationship stick with the customer instead of just doing a transaction.

Previous #102 Columns:



Leasing Industry Ads---Help Wanted
Ascentium Capital/NEC Equipment Finance/Umpqua Bank

Senior Credit Analyst

Choose Location
Anaheim, CA, Tigard, OR, Federal Way, WA

Middle Market Credits $500,000 to $5MM
including Equipment Leases and Financings
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-Five or More Years Credit Underwriting Exp.
Some Relocation Provided
click here for more information

Financial Pacific Leasing - Commercial
A subsidiary of Umpqua Bank


Experienced Sales Manager
Central Region

Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.


For information on placing a help wanted ad, please click here:

Please see our Job Wanted section for possible new employees.



“What Do They Mean by Casual Attire?”
Career Crossroad---By Emily Fitzpatrick/RII


Q: I will be interviewing with a company that mentioned casual attire, what is appropriate “casual attire” for an interview?
 A: I am a strong advocate of dressing professionally (wearing your best business attire) regardless of the company’s dress code on an initial interview (it will be their first impression).

After your first in person interview, if they mention a casual dress code for your second or third interview, then dress in casual business attire.  
Remember, business casual can mean different things to different employers. In some cases, casual means pressed khakis and a button-down long-sleeved shirt. To other companies, it might mean dress jeans and a polo shirt. Make sure you look around to follow appropriate attire (however, I suggest never wearing jeans on any interview).

Business Casual Attire
For men, appropriate business casual attire is dress slacks or chinos, a shirt, dark socks, and dress shoes. Avoid wearing polo shirts and jeans to any interview, even if they are acceptable for work.

  • Khaki, gabardine or cotton pants
  • Cotton long-sleeved button-down shirts, polo shirts or knit shirts with a collar
  • Sweaters
  • Leather shoes and belt
  • Tie optional 

Women should wear a combination of a skirt (not too short) or dress slacks, blouse, sweater, twin set, a jacket (optional), and hosiery with closed-toe shoes.

  • Khaki, corduroy, twill or cotton pants or skirts
  • Sweaters, twin sets, cardigans, polo/knit shirts 

After you have accepted the offer, you may be working in an environment where business casual or just plain casual is appropriate. There is no better way to make a bad impression than to show up for your first day of work looking out of place because you're not dressed correctly, so ask. If there is no "dress code," follow the rules of business casual attire – it makes a difference how you will be perceived by hire ups, think promotions! Remember …. Appearances do Matter!

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns




Canadian Finance and Leasing Association
 Annual Conference 2015
September 16 - 18, 2015
Gatineau - Ottawa

Early Bird Registration Extend August 14, 2015


Hilton Hotel Registration


Last Call: August 28-September 4 Jazz Cruise
Sailing Alaska with Jeff Rudin and Crew

Sail with Divine Jazz Cruise to enjoy an intimate Jazz and Blues experience while enjoying the beauty of Alaska and British Columbia ports, along with friends in leasing and finance industry, led by Jeff Rudin of Quail Capital. The evening prior to our sailing the Divine Jazz Cruise staff plans to enjoy dinner and a show at Tula's Restaurant and Jazz Club. Please plan to join us so we can get to know each other and get the party started!   
On Friday, August 28th, our ship is scheduled to sail-away at 5:00 p.m.

"My wife and I have organized this great line-up of singers and musicians, plus Mark Cantor's exclusive jazz films.  Please join us for a fun time in Alaska with Divine Jazz Cruise on one of Celebrity's finest ships. Come make a memory of a lifetime!"

Jeff Rudin
Or Email:



Broker/Lessor List "A"





Broker/Lessor List "B"
Not Updated



Collie, Smooth/Golden Retriever
Sacramento, California  Adopt-a-Dog

Animal ID: 21683330

Breed: Collie, Smooth/Retriever, Golden
Age: 3 years 2 months 8 days
Sex: Female
Size: Large
Color: Tan/White
Declawed: No
Site: Adoptions
Location: Dog Runs
Intake Date: 8/6/2015
Adoption Price: $100.00

"Layla is bright friendly girl who loves everyone. She really likes getting pets and cuddles. Layla has lots of energy and loves to run and play. Playing fetch with tennis balls is one of her favorite things to do. She is a bright gal who already knows how to sit and stay when asked. She would do great with a little positive training to help her focus her energy and learn fun new things."

Sacramento SPCA
6201 Florin Perkins Rd.
Sacramento, CA  95828
Main: (916) 383-7387

Adoption center
Wed.-Sun.: 11 a.m. – 6 p.m.*

*Animal adoptions can take more than 30 minutes to complete. When visiting our adoption center please note that we do not begin new animal visitations or adoption applications after 5:30 p.m., but invite you to come back the next business day.

Adopt a Pet




Complete Turnkey Blog
Generate Leads, Build Authority and Showcase your expertise with your own lease blog. Don't have the time? We do it for you. Complete turnkey blog setup and/or content only provided by leasing expert for leasing companies. 
Email for free

(Please click on ad to learn more)
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


News Briefs----

Loan broker charged in kickback scheme
allegedly collected “tens of thousands of dollars” in referral fees

Apple Watch hits Best Buy shelves Friday

SoulCycle: You Say ‘Cult.’ I Say ‘Loyal Customer Base.’
 47 studios in seven states and the District of Columbia

Experienced Sales Manager
Central Region

Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.



--You May Have Missed It

The top burger brands in quick service


SparkPeople--Live Healthier and Longer

Pets and the Summer Heat:
How to Keep Them Safe and Cool


Baseball Poem

Fathers Play Catch with Sons

“Half of my poet-friends think I am insane to waste my time writing about sports and to loiter in the company of professional athletes. The other half would murder to take my place.

“My obsession with sports began a year or two before my obsession with poetry, I suppose in mimicry of my father and in companionship. The first essay in this book talks bout those days. Like other boys I wanted desperately to be an athlete, but, although (and probably because) I conceived that my father was prodigiously athletic, I wholly incompetent: I dropped the ball; I struck out; I practiced the airball layup. A few years back trying to write songs for a composer, I made this lamentation:”

By Donald Hall

In the baseball game of life
It's the bottom of the ninth:
We trail, bases are loaded, and I'm up.
The pitcher throws a sliders
Just where the plate gets wider.
I think, I swing, I foul it off my cup.
Then he brings if Express Freight
Through the fat part of the plate.
I think, I swing, I pop the baseball up.

In the basketball game of life
I am standing in the line:
Time's fine. I've got two shoots to win the game.
In the silent, breathless gym
My first one hits the rim.
I pause, I bounce the ball, I take good aim.
If I make it we will tie
But my shot hits only sky.
We loose. I disappear. I change my name.


In a third stanza, I dropped a game-winning pass at the end of the fourth quarter. I ended:

They can shoot me if they want to. I don't mind.

From “Fathers Playing Catch (Essays on Sport-mostly baseball) with Sons”
By Donald Hall

North Point Press, Farrar, Straus and Giroux, New York



Sports Briefs----

Frank Gifford, N.F.L. Celebrity Player and Broadcaster, Dies at 84

Charles Haley tells the best golf story in his Hall of Fame speech

Sydney Seau carried her father’s spirit to the Hall


Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


California Nuts Briefs---

Base at Sonoma County airport plays big role in attack on Rocky Fire 

S.F. woman is first to swim from Farallones to Golden Gate


“Gimme that Wine”

Merlot’s Quiet Comeback

A wine label's eye-grabbing prowess gets a bottle in your hands and between your lips

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

     1588 – This event is mentioned as history may have been quite different for the founding of the United States. The Spanish Armada, a fleet of 130 huge ships, met defeat at the hands of English sailors and their smaller, more maneuverable vessels. Then a series of wicked Atlantic storms off the coast of Southern England took their toll. Only half of the 130 Spanish ships managed to limp ... at best ... home. The 60 or so English ships, plus the weather, saved England from the Spanish invaders.
    1680 – The Pueblo Revolt began, an uprising of most of the Pueblo Indians against the Spanish Colonizers in the province of Santa Fe in what is now New Mexico.   The Pueblo Revolt killed 400 Spanish and drove the remaining 2,000 settlers out of the province. Twelve years later the Spanish returned and were able to reoccupy New Mexico with little opposition.
    1755 - Under the orders of Governor Charles Lawrence, the British Army begins to forcibly deport the Acadians from Nova Scotia to the American Colonies.  
    1776 – Word of the Declaration of Independence reached London.
    1814 - Esther Hobart McQuigg Morris (1814-1902) was born at Tioga County, NY, but eventually moved to Wyoming Territory, where she worked in the women’s rights movement and had a key role in getting a women’s suffrage bill passed. Morris became justice of the peace of South Pass City, WY, in 1870, one of the first times a woman held public office in the US. She represented Wyoming at the national suffrage convention in 1879.
    1821 – Missouri became the 24th state.
    1844 - Brigham Young chosen Mormon Church head following Joseph Smith death.
    1846 - Congress chartered the Smithsonian Institution, named after English scientist James Smithson, whose bequest of $500,000 made it possible.
    1866 - Birthday of Mathew Henson (1866-1955), famous African-American explorer, born at Charles County, MD. He met Robert E. Peary while working in a Washington, DC, store in 1888 and was hired to be Peary’s valet. He accompanied Peary on his seven subsequent Arctic expeditions. During the successful 1908—09 expedition to the North Pole, Henson and two of the four Eskimo guides reached their destination Apr 6, 1909. Peary arrived minutes later and verified the location. Henson’s account of the expedition, “A Negro Explorer at the North Pole”, was published in 1912. In addition to the Congressional medal awarded all members of the North Pole expedition, Henson received the Gold Medal of the Geographical Society of Chicago and, at 81, was made an honorary member of the Explorers Club at New York, NY.
    1866 - The first queen to visit the United Sates was Queen Emma, widow of King Kamehameha IV of the Sandwich Islands (later to be re-named Hawaii), who arrived in New York City from England on the Cunard liner Java. She was received on August 14, 1866 by President Andrew Johnson and introduced to his family. American business had already started to invest in the island, bringing coffee, potatoes, hybrid sugarcane, horses and cattle.
    1874 – Herbert Hoover (1874-1964), 31st president of the United States, was born in West Branch, IA.  His parents were poor and he was orphaned at 9, but he amassed a fortune as a mine engineer and owner.  With the start of World War I, he directed the evacuation of 200,000 Americans from Europe. It was the first of a series of massive economic, evacuation and food relief activities that spanned half a century. He was Secretary of Commerce in the Administrations of Harding and Coolidge and was elected President on the Republican ticket in 1928.  The crash of the stock market on Oct. 29, 1929, plunged the nation into its worst economic crisis in history. His policies were attacked as insufficient to spur economic revival. He was voted out of office in 1932 under the cloud of the Great Depression, called the "Hoover Depression" by his opponents.
  1876 - Thomas Alva Edison of Menlo Park, NJ, obtained a patent for a “method of preparing autographic stencils for printing”. He went on to improve the “mimeograph,” which, until the advent of the photocopier, was the most widespread method of paper communication and duplication.
    1878 - The temperature at Denver, CO, soars to an all-time record high of 105 degrees.
    1885 - America's first commercially operated electric streetcar began operation in Baltimore.   
   1896 - Birthday of Marjorie Kinnan Rawlings (1896-1953) at Washington, DC.   American short story writer and novelist: “The Yearling”.
    1897- Actor Jack Haley (1897-1979), the Tin Man in “The Wizard of Oz”, was born in in Boston.
    1899 – Charles Darrow (1899-1967), one of the creators of Monopoly, was born in Philadelphia.   
    1899 - Birthday of American choreographer Russell Markert (1899-1990) at Jersey City, NJ. He founded and directed the Radio City Music Hall Rockettes from 1932 to 1971.
    1899 - A.T. Marshall of Brockton, MA patented the refrigerator. It was not practical in cost for many households and “ice” refrigerators were common until perhaps World War II.
    1900 - Birthday of bandleader Lucky Millinder, Anniston, AL.
    1904 – Jack Chesbro was knocked out by the White Sox after pitching 30 complete games in a row. For the year, he will win 41 games, pitching 48 complete games out of 51 starts for the New York Highlanders. All are post-1900 Major League records. His 455 innings pitched has been topped only by Ed Walsh’s 464 in 1908.  For perspective, in today’s game, pitchers are considered a workhorse if they pitch 200 innings and a complete game is a rarity.
    1905 – With President Theodore Roosevelt leading the way, peace negotiations to end the Russo-Japanese War began in Portsmouth, NH.
    1909 – Leo Fender (1909-91) inventor and manufacturer of musical instruments, including the electric guitar, was born Clarence Leonidas Fender in Anaheim, CA.
    1911 - Membership in the U.S. House of Representatives was established at 435. Every 211,877 residents of the U.S. were represented by one member of Congress.
    1913 – Noah Berry, Jr, (1913-94) was born in NYC.  A veteran bit part actor in early films and TV, he is best known as Rocky, Jim Rockford’s dad in “The Rockford Files” that ran 1974-80.
    1918 – Birthday alto sax player Benny Carter (1918-2003).
    1918 - Two days after the Battle of Marne ended, the British Fourth Army mounted an offensive at Amiens with the objective of freeing the Amliens-Paris railways from bombardment by the German Second and Eighteenth Armies. More than 16,000 German prisoners were taken in two hours of fighting the first day. The German forces were forced back to the Hindenburg’s line by September 3. This battle is considered a turning point by many historians because of its impact on the psyche o f Germany. August 8 was described by General Erich Ludendorff as a “Black Day” for Germany.
    1918 - MESTROVITCH, JAMES I., Medal of Honor
Rank and organization: Sergeant, U.S. Army, Company C, 111th Infantry, 28th Division. Place and date: At Fismette, France, 10 August 1918. Entered service at: Pittsburgh, Pa. Birth: Montenegro. G.O. No.: 20, W.D., 1919. Citation: Seeing his company commander lying wounded 30 yards in front of the line after his company had withdrawn to a sheltered position behind a stone wall, Sgt. Mestrovitch voluntarily left cover and crawled through heavy machinegun and shell fire to where the officer lay. He took the officer upon his back and crawled to a place of safety, where he administered first-aid treatment, his exceptional heroism saving the officer's life.
    1921 - Franklin D. Roosevelt was stricken with polio at his summer home on the Canadian island of Campobello.
    1922 - Louis Armstrong, 22 years old, leaves for the Windy City. His autobiography is fascinating to read about his version of the beginnings of jazz. He perhaps is not only the best known jazz musicians, but considered even today to have been quite ahead of his time. On old records, it is easy to pick him out playing the trumpet. He had tone, melody and rhythm that still wants you to sing, dance, or tap your foot.
    1923 – Actress Rhonda Fleming was born Marilyn Louis in Hollywood.  She acted in more than forty films, mostly in the 1940s and 1950s, and was one of the most glamorous actresses of her day. She was nicknamed the "Queen of Technicolor" because her fair complexion and flaming red hair photographed exceptionally well in Technicolor.
    1923 - Benny Goodman was 14 years old as he began his professional career as a clarinet player. He took a job in a band on a Chicago-based excursion boat on Lake Michigan.
   1923 - Birthday of singer Jimmy Witherspoon, Gurdon, AR.
   1924 – Ty Cobb stole second base once, third base twice, and home once in the Tigers’ 13-7 win over Boston.
    1926 - Birthday of trombonist Urbie Green, Mobile, AL.
1932-Birthday of singer/songwriter Mel Tillis, Pahokee, FL. Tillis was the Country Music Association Entertainer of the Year . Equally talented as a singer and as a songwriter, Tillis began his hit-making career in 1958 with "The Violet and the Rose." His top-ten singles have included "Who's Julie," "The Arms of a Fool" and "Memory Maker." Tillis has a speech impediment, but has made his stuttering a part of his act.
    1928 – Jimmy Dean (1928-2010), the founder of Jimmy Dean’s Sausage, was born in Plainview, TX.  He was also a country music singer, television host, and actor. Although he may be best known today as the creator of the sausage brand, he became a national television personality starting on CBS in 1957. He rose to fame for his 1961 country crossover hit "Big Bad John” (“...stood six foot six and weighed 245, kinda broad at the shoulder and narr’ at the hip, and everybody knew you didn’t give no lip to Big John…”  His 1963 ABC Television series, “The Jimmy Dean Show” gave puppeteer Jim Henson his first national media exposure. He was formally inducted posthumously into the Country Music Hall of Fame in 2010.
    1928 – Eddie Fisher (1928-2010) was born in Philadelphia.  He was the most successful pop singles artist of the first half of the 1950s, “Any Time” (#2 in 1951),  “Lady of Spain” (#6 in 1952), “Oh, My Papa” (#1 in 1953), “I Need You Now” (#1 in 1954) and “Dungaree Doll (#7 in 1955), selling millions of records and hosting his own TV show.  Fisher left his first wife, actress Debbie Reynolds, to marry Reynolds' best friend, actress Elizabeth Taylor, when Taylor's husband, film producer Mike Todd, died. This event garnered scandalous and unwelcome publicity for Fisher and contributed to his box office demise. He later married Connie Stevens. Fisher is the father of actresses Carrie Fisher (with Reynolds) and Joely Fisher (with Stevens).
    1929 – Grover Cleveland Alexander pitched and won his final Major League game.  His 373rd and last NL victory, at the time, tied Christy Mathewson for the most NL wins.
    1933 - Louisiana Governor O.K. Allen pardoned Huddie William Ledbetter, better known as the folksinger “Leadbelly”.  He got the name while in prison in Texas for being very strong. He was a very big man with an explosive temper, and was in for murder. He was pardoned by Texas Governor Pat Neff from a thirty year sentence, something that was unheard of in Texas and from the very conservative Neff, but it is said, he sang a song of why he should be released that so affect the warden, and then Neff, that they released him. Leadbelly was one of my father’s favorite folksingers, that he played all the time, and my first memories of my father are listening to this music in the forties. I remember sitting on his knee, perhaps the earliest recollection of my father, who I miss more and more as each year goes by.
    1933 - The first savings and loan association established by the federal government was the first Federal Savings and Loan Association of Miami, Florida. The creation of savings and loan institutions had been authorized by the Home Owners Loan Act of June 13, 1933, to provide a convenient place for the investment of small and large sums and to lend money to local applicants for first mortgages.
    1934 – Babe Ruth announced that this is his final season as a regular player. He says he will seek a managerial role and will pinch-hit, but will then go back on his decision and play with the Boston Braves in 1935.
    1940 – Bobby Hatfield (1940-2003) of The Righteous Brothers was born in Beaver Dam, WI.  Hatfield and Bill Medley began singing as a duo in 1962 in the Los Angeles area as part of a five-member group called the Paramours.  They were often told they sounded like African-American gospel singers and named their singing act "The Righteous Brothers" after a fan remarked of their singing, "that's righteous, brothers."  They were part of a sliver of rock ‘n’ roll genre known as Blue-Eyed Soul, distinctive in that these were white singers who many thought sounded like black performers.  Their first charted single as the Righteous Brothers was "Little Latin Lupe Lu” and their first #1 was "You’ve Lost That Lovin’ Feelin’”, produced by Phil Spector in 1964. Follow-up hits included the #1 "(You're My) Soul and Inspiration" and "Unchained Melody," and the latter song was actually a Hatfield solo performance later re-recorded after the success of the 1990 film “Ghost“, and Hatfield remarked to friends that he had not lost any of the high notes in his tenor range since the original recording, but had actually gained one note. The duo broke up in 1968, but returned with another hit in 1974, the #3 "Rock and Roll Heaven." The Righteous Brothers were inducted into the Rock and Roll Hall of Fame in 2003 by Billy Joel.
    1941 - Les Brown and His Band of Renown paid tribute to baseball’s ‘Yankee Clipper’, Joe DiMaggio of the New York Yankees, with the recording of "Joltin’ Joe DiMaggio" on Okeh Records. From that time on, DiMaggio was called Joltin’ Joe as frequently as he was called “The Yankee Clipper”.
    1942 - Adding to the fear of the times from both the war in the Pacific and Atlantic, this event is forgotten by many today. Six Germans were electrocuted in Washington, DC. They were part of a group of eight who were tried by a military commission of seven generals. One saboteur, George John Dasch, was sentenced to 30 years in prison, and another Ernest Peter Bruger, received a life sentence. All eight were found guilty of landing in rubber boats from enemy submarines, carrying explosives, incendiaries, fuses, detonators timing devices, acids, and similar material. Four of them landed on June 13, 1942, at Amagansett, NY, on Long Island, and were discovered by Seamen Second Class John C. Cullen of the Amagansett Coast Guard Station. Four others landed on June 17, 1942, at Poine Vedra Beach near Jacksonville, FL.
    1943 – Ronnie Spector was born Veronica Yvette Bennett in NYC.  She was the lead singer of The Ronettes, a trio including her sister, Estelle and cousin Nedra Talley.  The Ronettes were a popular attraction around the greater NYC area in the early 1960s. After releasing a few singles on Colpix Records without success, they were signed by Phil Spector to Philles Records. Their relationship with Spector brought chart success with "Be My Baby", "Baby, I Love You", "The Best Part of Breakin’ Up", "Do I Love You?", and "Walking in the Rain". The group broke up in early 1967, following a European concert tour that included their appearance at the Moonlight Lounge, in Gelnhausen, Germany, where they entertained American military personnel.  Spector was a mainstay on the Oldies circuit in the late 90s and early 2000s.  In 2007, The Ronettes were inducted into the Rock and Roll Hall of Fame.
    1944 – Red Barrett of the Boston Braves threw only 58 pitches and shut out the Reds, 2-0. This is the major-league record for fewest pitches in a nine-inning game. The game takes one hour, 15 minutes, the shortest night game ever.
    1944 - American forces overcame Japanese resistance on Guam during World War II.
    1948 – Smile!  “Candid Camera” made its TV debut after being on radio for a year as “Candid Microphone.
    1949 – President Truman signed the National Security Act Amendment, streamlining the defense agencies and replacing the Department of War with the Department of Defense.   
     1951 - Top Hits
“Too Young” - Nat King Cole
“Mister and Mississippi” - Patti Page
“Because of You” - Tony Bennett
“I Wanna Play House with You” - Eddy Arnold
    1954 – At Massena, NY, groundbreaking for the St. Lawrence Seaway began.
    1955 - Two weeks after it cracks the R&B Top Ten, Chuck Berry's "Maybellene" enters the Pop chart at #23.
    1957 – Mickey Mantle blasted a 460’ HR over the center field hedge at Baltimore’s Memorial Stadium, still the longest HR ever it there.
    1959 - Top Hits
“Lonely Boy” - Paul Anka
“A Big Hunk o’ Love” - Elvis Presley
“My Heart is an Open Book” - Carl Dobkins, Jr.
“Waterloo” - Stonewall Jackson
    1960 - British Decca destroyed 25,000 copies of Ray Peterson's death-rock song, "Tell Laura I Love Her." The company refused to release a song which it said was "too tasteless and vulgar for the English sensibility." A rival firm, however, had no such compunction, recording a cover version by a singer named Ricky Valance, which went to number one on the British chart. In the US, Ray Peterson's recording of "Tell Laura I Love Her" reached number seven on the Billboard pop chart.
    1960 – Ted Williams hit two HRs in the Red Sox’ 6-1 win over the Indians.  The first gave him 521 for his career that tied him with Mel Ott for 4th all-time.  He also announced that he will retire after the season.
    1962 - Spider-Man made his debut in issue 15 of Marvel Comics’ "Amazing Fantasy."
    1963 - Little Stevie Wonder had the number 1 song in America this week with "Fingertips - Pt. 2". Stevie was just 13 years old when the song was recorded.
    1967 - Top Hits
“Light My Fire” - The Doors
“All You Need is Love” - The Beatles
“A Whiter Shade of Pale” - Procol Harum
“I’ll Never Find Another You” - Sonny James
    1968 - Race riot in Miami Florida.
    1968 – The Bubblegum Music craze was in full gear when a group from Linden, New Jersey, who went by the unusual name of The 1910 Fruitgum Co. cracked the Hot 100 with their second hit, "123 Red Light". The record would climb to number five in the US.
    1969 - Photographer Iain Macmillan took six pictures of the Beatles crossing the street outside their Abbey Road studio in London. A police officer held up traffic while the band walked back and forth several times. Paul McCartney chose one of the pictures for the cover of the "Abbey Road" album.
    1969 – “Helter Skelter” - Leno and Rosemary LaBianca were murdered in their Los Angeles home by members of Charles Manson's cult, one day after pregnant actress Sharon Tate and four other people were slain.
    1970 - CCR's "Looking Out My Back Door" is released.
    1970 - Janis Joplin bought a tombstone for blues singer Bessie Smith's unmarked grave in a Philadelphia cemetery. Less than two months later, Joplin herself was dead of a drug overdose. Smith had died following an auto accident in 1942 at the age of 37.
    1973 - Vice-President Spiro T Agnew brands them "damned lies" regarding reports he took kickbacks from government contracts in Maryland. He vowed not to resign; that he was innocent.
    1974 - President Richard Nixon announced in a televised address that he would resign. Three days earlier he had released tape transcripts revealing he had impeded the Watergate investigation. Nixon told an audience of some 100,000,000, he had made some wrong decisions but that he was resigning because he no longer had enough support in Congress.
    1974 - Eric Clapton receives a gold record for "461 Ocean Boulevard." It's his comeback album and contains his Number One version of "I Shot the Sheriff." The album reaches the top of the charts.
    1974 - Roberta Flack received a gold record for the single, "Feel Like Makin’ Love", her third US number one hit. It was a song that she was forced to mix herself after her producer quit in the middle of her fifth album. In a vague reference to her first effort, she took producer's credit on the LP as Rubina Flake.  Flack, born in Asheville, NC and raised in Arlington, VA, was awarded a music scholarship to Howard University in Washington, DC at the age of 15. One of her classmates became a singing partner on several hit songs. Donny Hathaway joined Flack on "You’ve Got a Friend", "Where is the Love" and "The Closer I Get to You". She had 10 hits on the pop charts in the 1970s and 1980s.
    1975 - Top Hits
“One of These Nights” - Eagles
“Jive Talkin’” - Bee Gees
“Please Mr. Please” - Olivia Newton-John
“Just Get Up and Close the Door” - Johnny Rodriguez
    1975 - Country singer Hank Williams Junior suffered severe head injuries when he fell 150 meters while mountain climbing in Montana. When he returned to performing months later, he had switched to a country-rock sound from the pure country style made famous by his father.
    1976 - The Chicago White Sox made baseball sartorial history by donning shorts for a game against the Kansas City Royals. The Sox won, 5-2, but the shorts, a novelty thought up by owner Bill Veeck, lasted only a while.  From time to time the Sox wear the shorts in retro uni days.
    1977 – David Berkowitz, a 24-year-old postal employee said by the police to be the "Son of Sam," the .44-caliber killer who took the lives of six young people and wounded seven others in a year-long reign of terror in New York City, was taken into custody late last night in Yonkers.
    1978 – The Ulrich family of three was killed in their Ford Pinto, the event that triggered the massive litigation of the Ford Motor Company’s negligence in the safety design of the car’s fuel tank that was vulnerable to explosion when the car was rear-ended.
    1981 - The head of John Walsh’s son Adam was found in a canal near Vero Beach, FL. This inspired the creation of the television series “America’s Most wanted” and Walsh’s activism for child safety.
    1981 - Shiaway St. Pat, driven by Ray Remmen, won the Hambletonia, the most important race for three-year-old trotters, contested for the first time at the Meadowlands in New Jersey.
    1983 - Top Hits
“Every Breath You Take” - The Police
“Sweet Dreams (Are Made of This)” - Eurythmics
“She Works Hard for the Money” - Donna Summer
“Your Love’s on the Line” - Earl Thomas Conley
    1984 - Carl Lewis won his third gold medal at the Los Angeles Olympics. He won the 200-meter sprint. At the same time, Greg Louganis received his first gold medal in diving in the springboard competition.
    1986 - Singer David Crosby, sentenced to a five-year term for drug and weapons charges, was paroled from a prison in Huntsville, Texas after serving only five months. The convictions were overturned by a Texas appeals court in November, 1987.  Crosby said when he was released that he had kicked a ten-year drug habit and wanted to resume his musical career. He gained fame with the Byrds in the late 1960's, then teamed with Stephen Stills, Graham Nash, and Neil Young.
    1987 - Less than three months after they go to No. 1 on Billboard's Hot 100 for the first time with "With or Without You," U2 return to the top of the chart with "I Still Haven't Found what I'm Looking For," the second single from "The Joshua Tree."(A birthday present for the Edge.)
    1988 - The first night game of Chicago’s Wrigley Field was postponed by rain with the Cubs leading the Philadelphia Phillies 3-1, in the bottom of the fourth inning. The Phillies’ Phil Bradley let off the game with a home run, but in a postponed game, all statistics are washed out.
    1990 - Iraq annexes Kuwait. The US has been sending troops to Saudi Arabia and moving the US Navy into the Mediterranean seas.
    1990 – The Magellan space probe reached Venus.
    1991 - Top Hits
“(Everything I Do) I Do It for You” - Bryan Adams
“P.A.S.S.I.O.N.” - Rhythm Syndicate
“Summertime” - D.J. Jazzy Jeff & The Fresh Prince
“She’s in Love with the Boy” - Trisha Yearwood
    1992 - The Dream Team, a specially-assembled team of NBA all-stars, defeated Croatia, 117-85, to win the gold medal at the 1992 Summer Olympics in Barcelona. The Dream Team, coached by Chuck Daly, including Charles Barkley, Larry Bird, Clyde Drexler, Patrick Ewing, Magic Johnson, Michael Jordan, Christian Laettner, Karl Malone, Chris Mullin, Scottie Pippen, David Robinson and John Stockton.
    1993 - Ruth Bader Ginsburg was sworn in as the second female Supreme Court justice.
    1994 - Janet Jackson tied Aretha Franklin for the most gold singles by a female artist - 14 - when "Any Time, Any Place" was certified as having sold more than 500,000 copies.
    1995 - The Canadian stage production of Disney's "Beauty and the Beast" opened at the Princess of Wales Theatre in Toronto. At $17 million, it was the most expensive stage production in Canadian history.
    1995 – In the Oklahoma City bombing, Timothy McVeigh and Terry Nichols were indicted.   Michael Fortier pleaded guilty in a plea-bargain for his testimony.
    1998 - The largest free jazz festival in the world, San Jose, California, draws 200,000 to hear Sandoval, Broadbent, Schuur, among many others.
    2006 - British authorities announced they had thwarted a terrorist plot to simultaneously blow up 10 aircraft heading to the United States.
    2008 - American swimmer Michael Phelps won the first of a record eight gold medals at the Beijing Olympics by smashing his own world record in the 400-meter individual medley.



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