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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

Monday, August 17, 2015

Today's Equipment Leasing Headlines

Archives: August 17, 2001  Heller Financial Corporation
"GE to close Heller by September 1st"
Top Stories  August 10 - August 14
 (Opened Most by Readers)
  Position Wanted –Credit
Work Remotely or Relocate for Right Opportunity
 “Will You Fit in?”
Career Crossroad---By Emily Fitzpatrick/RII
Leasing 102 by Mr. Terry Winders, CLFP
“Are Your Sales People Happy?”
How Many Types of Leases?
  More than Three!
CLFP Academy for Lease and Finance Professionals
 November 5-7 (last one this year)
Barry S. Marks, Esq. --- CLFP for 16 Years
  Celebrating Long Time Active Members
Email Signature by
  No Project Too Small/No Project Too Large
Labrador Retriever/Mix
Quaker Hill, Connecticut  Adopt-a-Dog
Web Site Construction
Complete Turnkey Blog

News Briefs---
48% of credit unions: auto is top growth segment
Top 3 (of 12 credit categories) by 81% of respondents
Farmer’s Almanac winter forecast is grim
 Pacific NorthWest to be Hit Hard
San Diego County Credit Unions $10 Billion Loan
  by June 30, 17% More than Last Year
The top 50 brands in quick service and fast casual

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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You May have Missed---
   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
           Daily Puzzle
               Weather, USA or specific area
                 Traffic Live----

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Archives: August 17, 2001 Heller Financial Corporation
“GE to close Heller by September First.”

“No real word on how many will end up on the street in this exchange. (July 30, 2001) General Electric Capital Corp. buys Heller for $5.3 billion. The boards of directors of both companies have approved the agreement.  Dennis J. Nayden, Chairman and CEO of Stamford-based GE Capital, said the companies are “really a perfect fit'' in terms of shared core businesses, cultural attributes and management practices.”

Archives, January 28, 2002
"Wednesday afternoon was the first of a series of meetings that ran into Thursday with the entire staff which was probably about 225. The Wednesday people were told that they needed to leave immediately. On Thursday, the first meeting was held with a group that was told that they were going to be retained for 60 days. The subsequent meetings that were held involved terminating employees. All employees are technically on the GE payroll for another 60 days (in the event that they are applying for employment, refinancing a mortgage, etc.) and the severance checks will be mailed shortly. By the looks of it about 2/3 of the staff is gone and the terminations were targeted at higher salaried employees. Sales reps, even those top performers, were not spared. I even heard a rumor that the similar GE facility in Cedar Rapids, Iowa, experienced the same events.

"What this boils down to is that there are many employees out in the local market that generally have long tenures with a company that valued training and do not have unrealistic salary expectations. A windfall for any local lessor or bank that is looking to add staff."
    (name withheld)

“The same kind of thing happened at Colonial Pacific in Portland. The
executives are now gone as is most of the staff. The Cedar Rapids
location is closed and moved it to Troy, Michigan. They are also laying off much of the staff in Moberly. There is a huge restructuring plan being conducted by non-leasing personnel and bad debt is of greater concern than ever before. GE wants to tighten everything up a la Jack Welch.”
   (name withheld)


History repeats itself at GE, as the company
gets lean and mean.




Top Stories  August 10 - August 14
(Opened Most by Readers)


(1) Does Thomas Anderson Believe Latest Press Release?
  Balboa Capital Receives High Marks in Customer Service
          By Christopher Menkin

(2) Dale Kluga Sees Alternate Finance Bubble Ahead
         Concerned History is Repeating Itself

(3) Loan broker charged in kickback scheme
allegedly collected “tens of thousands of dollars” in referral fees

(4) Sales Make it Happen by Christopher Menkin
   "Now is the Time for Brokers"

(5) 79 page 10Q SEC Filing Marlin Business Services
   What Was Not Fully Covered in the Press Release
             by Christopher Menkin

(6) Archives: August 12, 2003
 Monitor Top 50 U.S. Bank Affiliated Leasing Companies

(7) Companies who notify lessee in advance of lease expiration
    Recommended to Do Business With

(8) Ascentium Capital SBA Loans
        Examples of Fundings

(9) New Hires---Promotions in the Leasing Business
           and Related Industries

(10) Leasing 102 by Mr. Terry Winders, CLFP
           Back to Leasing



“Will You Fit in?”
Career Crossroad---By Emily Fitzpatrick/RII

Q: How will a potential employer determine if I am a good fit for their organization? 
A: Employers are not only interested in a good match for the position but are also interested in making sure the Candidate is a good fit for the department/organization. As such, interviewers will be assessing the Candidate during the interview process to determine this. Even if you have excellent credentials, if you do not fit in with management, other employees, or with the company culture, a job offer will not occur.

What makes you a good fit for an employer? Many factors will determine how well you will fit in if hired. The most obvious is whether your resume lines up with the qualifications of the job. Interviewers will want to know if you have the right personality, skills, knowledge, and experiences.

Beyond your resume, employers will look for Candidates who fit in well with their corporate culture on a personal and professional level. For example, if a company values innovation and entrepreneurship, then the interviewer will want to see a pattern of those qualities in your career history. Additionally, how you handle your in person interview will help employers determine these qualities. So find out what the company values before you interview!

Make sure you research the company culture as you prepare for an interview so that you can present your strengths within the environment of their culture. Furthermore, be ready to answer interview questions about values and principles. 

Additionally, try to determine your prospective manager's style prior to your face-to-face interview (possibly even before your phone interview). You can achieve this by asking those who report to this potential supervisor to describe his or her management style; then approach the interview accordingly.   

Do not forget it is just as important to make sure the company is a good long term fit for you. Evaluate whether the employer is a match for what you are looking for by analyzing the position and the employer. 

Emily Fitzpatrick
Sr. Recruiter
Recruiters International, Inc.
Phone:  954-885-9241
Cell:  954-612-0567
Invite me to Connect on LinkedIn
Also follow us on Twitter #RIIINFO

Career Crossroads Previous Columns



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(Terry retired January 1, 2015.  To honor him and his many years of writing for readers of Leasing News, is repeating several of his columns that are still meaningful today. Here is August 2, 2010.)

Are Your Sales People Happy?

A strong leasing company usually happens because they have a well-trained and happy sales staff. Let me qualify this by saying I know the emotions of sales personnel are almost never happy enough. There is someone with a lower rate so therefore rates should be lower meaning rates are never low enough… or the credit people are often too tight… or the turn-around time could be faster…they need more time. So what do I mean about happy? Happy means they cannot get it better anywhere else even though they are constantly on the lookout for a better position.

Sales personnel need these two things to be happy. Recognition for success, and more money because they closed more sales. Yes, sometimes recognition is as important, or more important than money. Often the recognition helps them in a down time or gets them to work harder, smarter.

You would think that money was the most important incentive but in reality it is the acceptance from peers and management that stimulates them quite a bit. The first method to begin this process is to establish individual goals.

They are best served by short time periods so at year end the goal has been reached. By having short time periods when a sales person is ahead of the goals a pat on the back is necessary. If a transaction is closed and results in a higher than normal return, then a notice in writing to the whole company should be prepared to feed the ego of the sales person. The same goes for reaching their goals and those who failed to do so.

I once worked for a banker that told me the reason banks have so many titles is that happy personnel come from the ability to show their peers that they were progressing in their job and receiving a promotion. I sometimes think it was in lieu of proper compensation. However it points out that sales personnel have a need to be able to show friends and family their successes. There are some sales personnel that love what they do and would prefer to continue as sales forever but they are rare and most look to progress and need stepping stones along the way. It would be best to create some titles in your company such as assistant sales, sales, senior sales, assist vice president, regional manager, national manager, technology senior sales manager…I think you get the idea.

On occasion with a good size sales force you need a presidents club or a top performer or Top Ten (company) Performer, a group that can be reached with outstanding performance. It should be set at a standard that only 15% to 25% can reach and then the payoff would be something special. Or set a standard that is unlimited to the number that can achieve it so a sales person would be conspicuous by their absence.

Recognition from our peer group is a very strong motivator.
You need to not worry about sales personnel that do not reach their goals. They may be nice people but they are usually unhappy themselves and if they cannot cut the mustard it is time for them to leave and seek other positions. You need to question sales people that talk a good line but have multiple leasing companies in their resume. Some people are attracted to the sales position because of the freedom and compensation, but are not right for the job. I have always found that credit people and sales people are opposite ends of the spectrum. Both very good at what they do, but not good at the others job even if they both think they could do the others job because it is so easy. They come from different sides of the desk.

There is no easy way to maintain a sales force because they are by nature always looking over the next horizon but the more you work at it to keep them happy and give them that recognition for good performance and a good kick for a bad performance the better off you will be. The worst thing you can do is to ignore them when times seem to be acceptable. The best sales people are the steady performers that are always reaching their goals without a large one time deal.Recognition is as important as money, sometimes more.

Previous #102 Columns:



How Many Types of Leases?
More than Three!

It is a misconception to think there are only three types of leases:

  1. Return the equipment (in working and satisfactory order at your expense)
  2. $1.00 purchase option, a capital lease/finance lease
  3. 10% residual (10% of the cost to lessor, not just the equipment, meaning often labor, delivery, and sales tax is included); depending on the equipment, most often still a capital lease.
  4. 10% guaranteed, often called a P.U.T:  Purchase upon terms.
    The lessee must pay 10%, generally if the lessor so requires, is the most often term utilized. Still considered a "capital lease."
  5. Fair Market Value---This is often not spelled out regarding
    the evaluation of FMV; perhaps the dispute resolution in the contract may be the legal resolution procedure. On the street, it generally means the difference between the wholesale price and the retail price, used often in vehicle FMV determination.
    Often three dealer wholesale and retail are average to
    determine FMV.
  6. There are sub-definitions that may fit this:
         a.TRAC Lease
    A lease that contains a special provision called a "terminal rental adjustment clause. The transaction looks and works like a balloon loan because the lessor transfers all residual value risk to the lessee.
    Most commonly used in the vehicle leasing FMV's, particularly if fits a "blue book" end valuation.
         b.PRO Lease
    Often considered an opened ended lease, although there are those who on certain equipment define it as requiring an extra 12 or specified payments and then abandon the equipment.
         c. This is an in-between lease, often called a Synthetic Lease: A financing agreement structured to be treated as a lease for accounting purposes, but as a loan for tax purposes.

    In addition to these residual definitions, there are other types of leases.

* Master Lease---Increments until all equipment delivered.
**Deposit Lease---Deposit to seller of equipment, interest only until equipment delivered and accepted; often when custom equipment is made or modified for the end user.
***Maintenance ---Often in copier leases as well as automobiles, where maintenance is provided, often at an additional monthly payment; often a separate contract, but not always, especially if from the manufacturer or provider of equipment.
The Master Lease pays for equipment on a schedule of delivery of equipment, with the lessee paying "interest" interim rent until all the equipment is delivered and accepted, then the lease will start.
The Deposit Lease gives the seller a 25% or 50% or even 75% up-front deposit on the order. The lessee pays interim "interest" rent until all the equipment is delivered and accepted, then the lease will start.
There are tax rules regarding special equipment, especially if custom
mad or modified, that should be discussed with your CPA or attorney.

Special Programs

1. 60 Day Deferral Plan "A"
2. 60 Day Deferral Plan "B"
3. 90 Day Deferral Plan
4. $19.95 Security Deposit Only
5. 7 X $100 Program
6. 6 X $99 Program
7. Step-up Rate Program
8. Waive Payment Voucher Plan
9. Annual, Semi-Annual, and Quarterly Payments
10. Seasonal Payment Plan


A 60 Day Deferral Program in which the Lessee pays one month Security Deposit with documentation and then is not invoiced until 60 days after funding. Technically, the lessee does not make a first payment for ninety days after acceptance of equipment.


This is a true 90 day Deferral Plan. With this program, one or two months security deposit is collected at the signing of the lease, and the lessee pays $25.00 for each of the first 3 months followed by the normal term of 36, 48, or 60 months.

(Technically a 120 day plan as payment 4 due on fourth month)

One month security deposit is collected at the signing of the lease. The lessee pays $25.00 for each of the first 3 months followed by the normal term of 36, 48, or 60 months.

$19.95 Security Deposit

The program is simply a $19.95 Security Deposit Program. The
customer simply pays $19.95.

7 x $100 PROGRAM

The lessee pays a $100.00 Security Deposit and has their first six payments at $100.00. This is followed by 30, 42, or 54 payments.

6 x $99 PROGRAM

With this program, the lessee pays two (2) Security Deposits totaling $198.00. Their first six payments are $99.00 followed by 30, 42, or 54 payments remaining in the lease.


The Step Up Rate Program with reduced monthly payments for the first twelve months of the 3 to 5 year term leases offers attractive benefits for a number of different lessee's needs. It is an effective advantage to those customers who are particularly interested in maximizing their benefits versus cost during their first year of equipment use.

Waive Payment Voucher

The lessee may tailor their own payment plans with an option to remit up to three (3) vouchers a year, and six (6) vouchers total during the term of their lease, instead of making a full lease payment.

Requirements include:

    1. Available on 36, 48, 60 month term only.
    2. Lessee may utilize up to three vouchers per year, but not more than three consecutive payments.
    3. Lessee pays $25.00 plus use tax with each voucher instead of a full lease payment.
    4. Lessee must be current.

Annual, Semi-Annual, and Quarterly Payment Plan

Payments are made annually, semi-annually, or quarterly. This is popular for municipalities or government funded organizations.

 Be on the lookout for a switch taking the monthly payments and making them then a quarterly payment, as the payments are in advance but for lessor accounting in arrears, actually make a
higher interest rate to the lessee.  The quarterly payment should
always be lower than the three monthly payments combined.

Seasonal Payment Plan

This is for companies who have off seasons where they can choose three consecutive months they do not need to make a "monthly" payment. In effect, they make nine payments per year.




CLFP Academy for Lease and Finance Professionals
November 5-7 (last one this year)

The Academy for Lease & Finance Professionals (ALFP) is a new product offered by the CLFP Foundation. This three day event is designed to fully prepare an individual to sit for the CLFP exam assuming that the candidate has read The Certified Lease & Finance Professionals' Handbook prior to attending. All of the mandatory sections of the exam, as well as three of the elective sections, are covered in-depth during the first two days. On the third day, the exam is offered, but is not mandatory.

Midwest (Iowa) - November 5-7 
(This is almost filled up- Reserve now!)
Hosted by GreatAmerica Financial Services; more information here

Next classes will be in 2016

To register for any ALFP, please contact: Reid Raykovich, CLFP: or (206) 535-6281

The fourth edition has new chapters on Agriculture and Insurance with expanded sections on Lease Pricing and Asset Management - Collections. The History, Classification and Tax and Accounting chapters have also been updated to reflect the pending changes in the FASB and IASB Exposure Draft. Whether you’re a college student, entry level leasing associate, or an old pro, this book is an invaluable resource.
(To learn more about the CLP Handbook)




Barry S. Marks, Esq. --- CLFP for 16 Years
Celebrating Long Time Active Members

The Certified Leasing and Finance Professional Foundation is celebrating their 30th anniversary of the designation and 15th for the formation of the Foundation.  Originally started by the Western Association of Equipment Lessors (WAEL) in 1985, who changed their name to United Association of Equipment Leasing (UAEL), then Merged with the Eastern Association of Equipment Lessors (EAEL), and became the National Equipment Finance Association, (NEFA) later joining support from National Association of Equipment Leasing Brokers (NAELB), this series salutes those who remain active.

Barry S. Marks, Esq., CLFP
Founding Shareholder
Makers & Associates

In 1999, Mr. Marks became the first lawyer certified as a Certified Lease Professional. He has served on the Board of Trustees of the Foundation.

(Note: the designation changed at the first of the year from CLP to CLFP.)

"One of the things that makes for a good lawyer is a healthy dose of insecurity, even paranoia. Many of us are constantly wondering what someone else might know that we don't, and should.

"I suppose that it was that concern that led me to becoming a CLFP. For years I was afraid that, while I advised lessors, lessees and lenders on leasing issues, I really did not KNOW leasing. There seemed to be an arcane other world of implicit rates, running rates, residual assumptions, money-over-money-dollar-out-first-amendment-middle-market-mumbo-jumbo jargon that left me nodding and guessing.

"Justice Brandeis said that "a lawyer who has not studied sociology is a public menace"; a leasing lawyer who does not understand the economics and business of leasing is no less so.

"With that in mind, I took a stab at the CLFP program.  I wanted to
fill in the spaces that existed in my understanding of leasing, to give gave me both new insights into how leasing works (and why the law of leasing is what it is) and a new appreciation for my clients and the challenges they face. Now ,not only can I communicate better, I can better craft legal solutions to real-world situations and avoid the fatal, deal-threatening gap between what I do and what my clients need.

"I am honored to be a member of the fraternity/sorority of Certified Leasing and Finance Professionals and I recommend it to all who are eligible, lawyers included."

Barry Marks, Esq., CLFP, was the original attorney for National Association of Equipment Leasing Brokers and a very forward thinking, bright attorney and practical businessman. He helped the organization grow and recommended Joe Bonanno, CFLP, to take his position when he retired to become an ex-officio board member. Barry was winner of the Bill Granieri award for leasing education. Always available to answer leasing and finance questions at no charge and to brainstorm problems and solutions, he is a published author and co-author of books on leasing. He also produces a well-read monthly newsletter (available through He is also known for his three poetry books and many published poems and stories. Barry was named Alabama Poet of the Year in 1999 and was a runner up for the prestigious Eric Hoffer Award for books published by small presses.

He has served on the Editorial Boards of the Journal of Equipment Lease Financing, written for various industry news publications, including Leasing News, and authored "Power Tools for Successful Leasing" and chapters in two major legal treatises. He is past counsel to the National Association of Equipment Leasing Brokers and active in other leasing associations. Mr. Marks counsels clients nationwide regarding leasing, lending, tax and other business matters and is admitted to practice in Alabama, Georgia and Florida. 



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News Briefs----

48% of credit unions: auto is top growth segment
Top 3 (of 12 credit categories) by 81% of respondents

Farmer’s Almanac winter forecast is grim; Pacific NorthWest to be Hit Hard

Tales of luck, loss emerge from fire's front lines near John Day

San Diego County Credit Unions $10 Billion Loan by June 30, 17% More than Last Year

The top 50 brands in quick service and fast casual


Experienced Sales Manager
Central Region

Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.




--You May Have Missed It

Two jumbo phones from Samsung ahead of expected new iPhone


SparkPeople--Live Healthier and Longer

Healthy Beverage Guidelines
Drink Up, But Drink the Right Stuff


Baseball Poem


God Protects Fools with Curveballs

Going after her
Was chasing
A bad pitch,
A sharp curve
That tailed off
Into the dirt,
Evaded the end
Of my whirling bat.
Thank goodness
I only looked stupid
On the first strike.  

    from “ Touching the Bases”



Sports Briefs----

PGA Championship 2015: Final Leaderboard Scores, Prize-Money Payouts and More

Arik Armstead has ups and downs in 49ers debut

Gov. Nixon's Ejection Helps Boost Fight to Keep Rams in St. Louis


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California Nuts Briefs---

Los Gatos, Saratoga: Fast-growing economy is negatively impacting local families


“Gimme that Wine”

Years of drought causing early harvest in Wine Country

New Grape Breeds Reduce The Chill For Northern US Vineyards

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

     1585 - The Roanoke Island colony, sponsored by Sir Walter Raleigh, was established on Roanoke Island, off the northeast coast of what is now North Carolina, under the leadership of Sir Richard Gren­ville and Sir Ralph Lane. The settlers fared badly and returned to England in June of 1586. In 1587, Raleigh sent out another group, under John White, consisting of 117 men, women, and children. White returned to England for supplies but was unable to get back to Roanoke until Aug. 17, 1590. He found all the colo­nists gone; the only clue to their fate was the word Croatoan carved on a tree. The meaning of this remains unexplained and no trace was ever found of the settlers.
    1635 - English Puritan Richard Mather, 39, first arrived in Boston. A staunch defender of the congregational form of church government, Mather is remembered today for founding the "dynasty" to which was born his son Increase Mather in 1639, and his grandson Cotton Mather in 1663.
    1786 - American Frontiersman Davy Crockett was born at Hawkins County, TN, then a part of North Carolina. He died during the final heroic defense of the Alamo, March 6, 1836, at San Antonio, TX. In his autobiography, 1834, when he was a congressman, Crockett wrote, “I leave this rule for others when I am dead. Be always sure you’re right—then go ahead.”  Crockett served two separate terms in the House, representing Tennessee.
    1788 - Losantville, OH (now Cincinnati), was founded.
    1790 - First presidential declaration of the free and equal status of Jewish-American citizens.
    1807 - Robert Fulton began the first American steamboat trip between Albany and New York, New York. He revolutionized transportation and the growth of the country, but was laughed at for his invention. The US Minister of France, Robert R. Livingston, raised money to allow Fulton to design and construct his “steamboat” in France. He launched his proto-type on the Seine in 1803. He then secured exclusive rights to operate steamboats on the New York waters. The first Albany-to-New York trip took 32 hours to travel the 150-mile course. Although his efforts were labeled “Fulton’s Folly” by his detractors, his success allowed the partnership to begin commercial services. Fulton became a wealthy man, but when his exclusive contract was up, he lost most of his business to Cornelius Vanderbilt, who parlayed his capital into banks, railroads and real estate. Excellent book at, “The Vanderbilts and the Story of Their Fortune” by W. A. Croffut (Hardcover - June 1975). I also recommend the next time you are either in Chicago or New York to take a “river” trip to not only see
architecture and historical landmarks, but to understand why these cities grew, primarily due to their water access, and by understanding the Ferry between New York and New Jersey and other states, you can understand how Vanderbilt became a multi-millionaire.  He built a monopoly by undercutting his competition, and when they went out of business, he raised his prices and was basically the only game in town.
    1809 - In Pennsylvania, Thomas Campbell, 46, and his son Alexander, 20, formed the American Movement for Christian Unity, which later became the Disciples of Christ Church.
    1846 - U.S. fleet officer Robert F Stockton annexed California after capturing it from Mexico during the Mexican War.
    1858 – The first bank in Hawai’i opened.
    1859 – The first air mail, in a balloon, took off from Lafayette, IN.
    1862 - Minnesota erupts in violence as desperate Dakota Indians attack white settlements along the Minnesota River. The Dakota were eventually overwhelmed by the U.S. military six weeks later. The Dakota Indians were more commonly referred to as the Sioux, a derogatory name derived from part of a French word meaning "little snake." They were composed of four bands, and lived on temporary reservations in southwestern Minnesota. For two decades, the Dakota were poorly treated by the Federal government, local traders, and settlers. They saw their hunting lands whittled down, and provisions promised by the government rarely arrived. Worse yet, a wave of white settlers surrounded them. The summer of 1862 was particularly hard on the Dakota. Cutworms destroyed much of their corn crops, and many families faced starvation. Skirmishes and war then developed. Over 500 white settlers lost their lives along with about 150 Sioux warriors. President Lincoln dispatched General John Pope, fresh from his defeat at the Battle of Second Bull Run, to organize the Military Department of the Northwest. Some Dakota fled to North Dakota, but more than 2,000 were rounded up and over 300 warriors were sentenced to death. President Lincoln commuted most of their sentences, but on December 26, 1862, 38 Dakota men were executed at Mankato, Minnesota. It was the largest mass execution in American history.
    1862 - Major General J.E.B. Stuart was assigned command of all the cavalry of the Confederate Army of Northern Virginia.
    1885 – Amos, in extreme southeastern California, hit 130 to set the August U.S. record high.
    1887 - Birthday of Marcus (Moziah or Mosiah) A Garvey (1887-1940), St. Ann’s Bay, Jamaica, well-known Black leader of the “Back to Africa” movement.
    1893 - Birthday of Mae West (1893-1980) in Brooklyn.- U.S. burlesque, stage, radio, and movie star who specialized in double-entendre and sensuality. She had a regal bearing and her wisecracks were legend. She was sexual and was proud of it. She was once arrested for "corrupting" youth for her stage work. One of the problems was not the throw of the hips or the sexual comments, but her very strong woman roles. She was in charge of her life, her sexuality, and men went to her. Her personal life mirrored her public presentation. During World War II, the inflatable life jacket was named after her because of its large curves. She starred in vaudeville and on Broadway for a number of years. She made 11 motion pictures including “She Done Him Wrong” (1933) and “My Little Chickadee” (1940). She was pure camp. Her autobiography is “Goodness Had Nothing to Do With It” (1959.) She invested in real estate, especially in Hollywood and became a very, very wealthy woman. Some of the famed "wise-cracks" of Mae West who never married:
"Give a man a free hand and he'll run it all over you."
"He who hesitates is last."
"I only like two kinds of men: foreign and domestic."
"I feel like a million tonight, but one at a time."
"It's not the men in your life who count. It's the life in your men."
"So many men, so little time."
"I've been in more laps than a napkin."
"Come up and see me sometime....."
"When I'm good, I'm very, very, good, but when I'm bad, I'm better."
"She's the kind of girl who climbed the ladder of success wrong by wrong."
"When a girl goes bad - men go right after her."
"I generally avoid temptation unless I can't resist it."
"I've been rich and I've been poor. Believe me, rich is better."
"It's better to be looked over than overlooked."
"I wrote this story myself, It's all about a girl who lost her reputation, but never missed it."
    1894 - Skookum Jim and Tagish Charlie, members of the Tagish First Nations people, and George Carmack found gold in the Yukon, Canada, starting what became known as the Klondike Gold Rush. The three men were prospecting in Rabbit Creek (which they renamed Bonanza), a tributary of the Klondike River, when they made their discovery. Over 100,000 people stampeded to the Yukon in search of gold.
    1897 - WB Purvis patented the electric railway switch. Among the black inventor’s patents was the first fountain pen, patented bag machines, a bag fastener, a hand stamp, and the edge cutter for such products as aluminum foil, wax paper, cling wrap.
    1903 - The first Pulitzer Prize was awarded, when Joseph Pulitzer contributed a million-dollar donation to Columbia University providing the funds for the Pulitzer Prize awards made in his name.
    1906 - Birthday of Hazel Gladys Bishop (1906-98) in Hoboken, NJ.  U.S. inventor, chemist, business tycoon. While employed as an organic chemist for Standard Oil she conducted a series of home experiments to develop a lipstick that stayed on the lips and didn't smear to everything else they touched. In 1950, she formed the Hazel Bishop, Inc. Later she formed Hazel Bishop Laboratories which developed a series of home care products. A partner forced her out of the $10 million company she created and then, through court action, forbade her from using her own name in her future careers or in personal appearances. She became financial analyst for Evans & Company and Bache and Company with her opinions actively sought on matters of the burgeoning cosmetics business. In 1978, she became an adjunct professor at the Fashion Institute of Technology in Manhattan specializing in training students for careers in cosmetics.
    1907 – Pike Place Market, a popular tourist destination and registered historic district in Seattle, opened.
    1908 – From the ashes of the great earthquake and fires, the Bank of Italy opened its new HQ at Clay and Montgomery in San Francisco.
    1909 - Bandleader Larry Clinton (1909-85) was born in Brooklyn, NY.
    1915 - Dayton, Ohio resident Charles F. Kettering patented the electric automobile self-starter.
    1915 - Mob lynches Jewish businessman Leo Frank in Cobb County, Ga after death sentence for murder of 13-year-old girl commuted to life.
    1915 - A hurricane hit Galveston, TX, with wind gusts to 120 mph and a twelve foot storm surge. The storm claimed 275 lives, including forty-two on Galveston Island, with most deaths due to drowning. Of 250 homes built outside the seawall (which was constructed after the catastrophic hurricane of 1900), just ten percent were left standing.
    1918 - Tenor sax player Ike Quebec born Newark, NU.
    1918 - Samuel Riddle bought Man o'War, one of racing’s great horses, for $5,000.  
    1920 - Cleveland shortstop Ray Chapman (1891-1920) dies as a result of being hit the day before by a pitch thrown by Yankee submariner Carl Mays. The tragedy remains the only on-field fatality in Major League history.  The sound of the ball smashing into Chapman's skull was so loud that Mays thought it had hit the end of Chapman's bat, so he fielded the ball and threw to first base.  His death led to Major League Baseball establishing a rule requiring umpires to replace the ball whenever it became dirty, and it was partially the reason the spitball was banned after the 1920 season. Chapman's death was also one of the examples used to emphasize the need for wearing batting helmets (although the rule was not adopted until over 30 years later).
    1920 - Bassist George Duvivier (1920-85) was born in NYC.
    1933 – Lou Gehrig, on the way to a record of 2,130, played in his 1308th consecutive game to break the Major League record held by Everett Scott.  Gehrig’s consecutive games-played streak was the record until 1995 when Cal Ripken, Jr of the Baltimore Orioles broke it on the way to the current record of 2,632.
    1939 - The magical "Wizard of Oz," the first movie to combine the uses of black and white, and color film, premiered. It starred Judy Garland as Dorothy Gale; Bert Lahr as both the Cowardly Lion and Zeke; Ray Bolger as the Scarecrow and Hunk; and Jack Haley as both the Tin Woodsman and Hickory. Buddy Ebsen originally cast as the Tin Man; but sickness forced him to leave the production before its completion. The movie was based on L. Frank Baum’s 1900 "The Wonderful Wizard of Oz", which had previously adapted into a musical play. The Hollywood version, directed by Victor Fleming, won an Oscar for best movie score (Harold Arlen and E.Y. ‘Yip’ Harburg), and for best song, "Somewhere Over the Rainbow".
    1939 - The markets came down with a case of the war jitters. World War II was a few weeks from officially starting, but Wall Street could smell trouble brewing. After refusing U.S. requests to enter into peace agreements and breaking a non-aggression pact with Poland, Hitler had readied his troops to seize the Polish port city of Danzig. The markets reacted to these overtures by posting their biggest decline since July. Bond ratings followed suit, prompting fears that the troubles in Europe would torpedo whatever progress the American economy had made since the Depression.
But Wall Street's misgivings were otherwise misplaced: the war helped kick-start the American economy, pushing it from a lingering Depression-era funk into a prolonged state of abundance.
    1943 - On CBS radio, writer Norman Corwin’s first success "Passport for Adams" debuted. It starred Robert Young, who played a small town newspaper editor. Corwin would go on to have many radio successes including radio classics: "This is War", "An American in England" and "We Hold These Truths" all of which he wrote and produced.
    Lieutenant General George S. Patton and his 7th Army arrive in Messina, Sicily before British General Bernard Law Montgomery and his 8th Army, winning the unofficial "race to Messina," and completing the Allied conquest of Sicily.
    1944 - BENDER, STANLEY, Medal of Honor.
Rank and organization: Staff Sergeant, U.S. Army, Company E, 7th Infantry, 3d Infantry Division. Place and date: Near La Lande, France, 17 August 1944. Entered service at: Chicago, 111. Born: 31 October 1909, Carlisle, W. Va. G.O. No.: 7, 1 February 1945. Citation: For conspicuous gallantry and intrepidity at risk of life above and beyond the call of duty. On 17 August 1944, near La Lande, France, he climbed on top of a knocked-out tank, in the face of withering machinegun fire which had halted the advance of his company, in an effort to locate the source of this fire. Although bullets ricocheted off the turret at his feet, he nevertheless remained standing upright in full view of the enemy for over 2 minutes. Locating the enemy machineguns on a knoll 200 yards away, he ordered 2 squads to cover him and led his men down an irrigation ditch, running a gauntlet of intense machinegun fire, which completely blanketed 50 yards of his advance and wounded 4 of his men. While the Germans hurled hand grenades at the ditch, he stood his ground until his squad caught up with him, then advanced alone, in a wide flanking approach, to the rear of the knoll. He walked deliberately a distance of 40 yards, without cover, in full view of the Germans and under a hail of both enemy and friendly fire, to the first machinegun and knocked it out with a single short burst. Then he made his way through the strong point, despite bursting hand grenades, toward the second machinegun, 25 yards distant, whose 2-man crew swung the machinegun around and fired two bursts at him, but he walked calmly through the fire and, reaching the edge of the emplacement, dispatched the crew. Signaling his men to rush the rifle pits, he then walked 35 yards further to kill an enemy rifleman and returned to lead his squad in the destruction of the 8 remaining Germans in the strong point. His audacity so inspired the remainder of the assault company that the men charged out of their positions, shouting and yelling, to overpower the enemy roadblock and sweep into town, knocking out 2 antitank guns, killing 37 Germans and capturing 26 others. He had sparked and led the assault company in an attack which overwhelmed the enemy, destroying a roadblock, taking a town, seizing intact 3 bridges over the Maravenne River, and capturing commanding terrain which dominated the area.
    1944 - Top Hits
“I’ll Be Seeing You” - Bing Crosby
“Amor” - Bing Crosby
“Milkman, Keep Those Bottles Quiet” - Ella Mae Morse
“Is You is or is You Ain’t (Ma’ Baby)” - Louis Jordan
    1945 – Korea divided at the 38th parallel with the US occupying the south.
    1948 - An estimated crowd of nearly 100,000 fans pass by the body of Babe Ruth which is on display at Yankee Stadium.  His funeral Mass took place at St. Patrick’s Cathedral; a crowd estimated at 75,000 waited outside. Ruth was buried at the Gate of Heaven Cemetery, Hawthorne, NY.
    1950 - No. 1 Billboard Pop Hit:  “Goodnight Irene”, Gordon Jenkins Orchestra & the Weavers.
    1950 – The Hill 303 Massacre:  41 American POWs were shot to death by the N. Korean Army.
    1952 - Top Hits
“Walkin’ My Baby Back Home” - Johnnie Ray
“Auf Wiedersehn, Sweetheart” - Vera Lynn
“Half as Much” - Rosemary Clooney
“A Full Time Job” - Eddy Arnold
    1953 – Narcotics Anonymous co-founded by Jimmy Kinnon, held its first meeting, near LA.
    1954 - In Rhode Island, the Newport Jazz Festival opened at the Newport Casino. The festival featured jazz legends Dizzy Gillespie, Gerry Mulligan and Ella Fitzgerald.
    1955 - Hurricane Diane, following hurricane Connie floods Connecticut River killing 190 and causing $1.8 billion damage
    1956 - Shelly Manne, with Previn and Vinnegar, cuts jazz version of “My Fair Lady”. I used to see them in person at the Lighthouse in Hermosa Beach, every weekend I could when I went to high school.  They made one of the best jazz albums in history.
    1957 - Richie Ashburn, Phillies Hall of Fame CF, hit fan Alice Roth twice in same at bat with foul balls.  The first one broke her nose, and the second hit her while she is on the stretcher.
    1958 – Pioneer 0, America's first attempt at lunar orbit, was launched using the first Thor-Able rocket and failed. This is also notable as one of the first attempted launches beyond Earth orbit by any country.
    1958 - Belinda Carlisle is born in Hollywood. She becomes the lead singer of the all-female group the Go-Go's and has a solo No. 1 hit in 1987 with “Heaven Is a Place on Earth”.
    1959 – Quake Lake was formed by the magnitude 7.5 Hebgen Lake earthquake in Montana.
    1960 - Top Hits
“It’s Now or Never” - Elvis Presley
“Walk--Don’t Run” - The Ventures
“Walking to New Orleans” - Fats Domino
“Please Help Me, I’m Falling” - Hank Locklin
    1960 - The Beatles begin the first of forty-eight nights playing the Indra Club on Grosse Freiheit in Hamburg, Germany, playing for four-and-a-half hours every day (six on the weekends), an arrangement that leads to twenty-minute versions of songs like Little Richard's "Long Tall Sally." Notable as the first time the group performed under the name "The Beatles" (having dropped the "Silver" from their name en route), the gigs feature John Lennon yelling at the German audiences, calling them Nazis, shouting "Sieg Heil!" at them, and wearing outlandish outfits -- at one point appearing on stage in only his underwear, at another with a toilet seat around his neck.
    1961 - Birthday of American Composer David "Uncle Dave" Lewis in Cincinnati, Ohio.  Radio programmer on WAIF-Radio, Cincinnati and co-founder of the still-active "Art Damage" radio program begun in 1985, devoted to experimental music. He is a music expert and author of hundreds of articles on music and musicians, mostly published by the All Music Guide 2001-present, however also for ARSC Journal, WAIF Alert, WCBN Program Guide, and others
    1961 – The construction of the Berlin Wall began.
    1962 - L.A. County Coroner officially labels Marilyn Monroe's death a "probable suicide." Norman Mailer, author of “The Naked & the Dead” subsequently theorized she was murdered, partly on the grounds that "it is extremely rare for a woman to commit suicide in the nude." Rumors that she was both acquainted with John F. Kennedy, and was in love with Bobby Kennedy, who the night before told her he could not continue to see her, were alleged as the reason she committed suicide.  This was also the inside story I heard from the press corps particularly from the first cameraman on the scene, who I knew personally, were denied??? However, this is from the Cal Neva Resort website: During the Sinatra ownership years of 1955 to 1968, along with his associates "Wingy" and "Skinny," Sinatra built the now famous Celebrity Showroom and installed a helicopter pad on the roof in an attempt to make access easier for his colleagues and guests appearing at the Cal Neva during summer months. Hollywood followers were enamored with Sinatra and the "Rat Pack," an unforgettable fraternity that linked itself with the White House through Peter Lawford, brother-in-law of the then-President John F. Kennedy. Dean Martin, Sammy Davis, Jr., Juliet Prowse and Marilyn Monroe (among others) "sang for their suppers" in the Celebrity Showroom and the Indian Room while politicians and Hollywood stars played at the tables and in the private cottages overlooking Lake Tahoe. Marilyn Monroe was a frequent guest of the Lodge, and scandal generally surrounded her because of the "alleged" secret rendezvous with John F. Kennedy. Then, when the presence of one particular guest, mobster Sam Giancana of Chicago, was noticed by authorities, it finally cost Sinatra his gaming license in a losing battle with the Nevada Gaming Control Board.
    1962 - A riot broke out during a Gary U.S. Bonds performance at the Boston Arena.
    1962 – Ringo Starr replaced Pete Best as the drummer of The Beatles.
    1963 – Former football coach and current ESPN Monday Night Football analyst Jon Gruden birthday in Sandusky, OH.  After coaching the Oakland Raiders from 1998-2001, he was traded to the Tampa Bay Buccaneers by Raiders owner Al Davis for four first and second round draft picks and $8 million.  The Bucs defeated the Raiders in the next Super Bowl, 48-21, making Gruden the youngest NFL head coach to win the Super Bowl at 36.
    1966 - Psychedelic fashion show and tarot reading at the SF Fillmore. The Jefferson Airplane and Mimi Fariña entertained.
    1967 – Gary Puckett and The Union Gap record "Woman Woman". The song would break first in Cleveland in November and would rise to number four on the US national charts.
    1968 - Deep Purple's "Hush" is released in the US, where it will climb to #4 by mid-September.
    1968 – “People Got to Be Free”, the hit single by The Rascals, rocketed into the top slot on Billboard's record charts, and stayed there for 5 weeks.
    1968 - Top Hits
“People Got to Be Free” - The Rascals
“Born to Be Wild” - Steppenwolf
“Light My Fire” - Jose Feliciano
“Heaven Says Hello” - Sonny James
    1969 – Third day of Woodstock: Richie Havens, Jefferson Airplane, Grateful Dead, Crosby, Stills, Nash and Young, Creedence Clearwater Revival, The Who, The Band, Janis Joplin, Jimi Hendrix.
    1969 - Donny Wahlberg, one time member of New Kids on the Block and current star of CBS’ “Blue Bloods”, was  born in Dorchester, MA. His younger brother is former rapper/current actor Mark Wahlberg, who had a top 10 hit in 1991-92 with the million-selling single, “Wildside”.
    1969 - Camille, the second worst hurricane in U.S. history, smashed into the Mississippi coast. Winds gusted to 172 mph at Main Pass Block, LA and to 190 mph near Bay Saint Louis, MS. The hurricane claimed 256 lives, and caused $1.3 billion in damage. Several ocean going ships were carried over seven miles inland by the hurricane. The hurricane produced winds to 200 mph, and a storm surge of 24.6 feet. Complete destruction occurred in some coastal areas near the eye of the hurricane.
    1973 - At Shea Stadium, 42-year old New York Mets' outfielder, Willie Mays, hits his 660th and final home run of his career off Reds' lefty Don Gullett.  Mays would retire later that season with the third highest HR total, to Henry Aaron’s 755 and Babe Ruth’s 714.
    1974 - Bad Company's "Can't Get Enough" is released.
    1975 - No. 1 Billboard Pop Hit: “Fallin' in Love”, Hamilton, Joe Frank & Reynolds.
    1976 - Top Hits
“Don’t Go Breaking My Heart” - Elton John and Kiki Dee
“You Should Be Dancing” - Bee Gees
“Let ’Em In” -Wings
“Say It Again” - Don Williams
    1977 - The day after Elvis Presley's death, President Jimmy Carter issues the following statement, "Elvis Presley's death deprives our country of a part of itself. He was unique and irreplaceable. More than twenty years ago, he burst upon the scene with an impact that was unprecedented and will probably never be equaled. His music and his personality, fusing the styles of white country and black rhythm and blues, permanently changed the face of American popular culture. His following was immense and he was a symbol to people the world over, of the vitality, rebelliousness and good humor of his country." Or as James Brown once put it, "he taught white America to get down."
    1977 - Florists Transworld Delivery (FTD) reports that in one day, the number of orders for flowers to be delivered to Graceland has surpassed the number for any other event in the company's history    
     1982 – The first CDs, compact discs, were released to the public in Germany.
    1984 - Top Hits
“Ghostbusters” - Ray Parker Jr.
“What’s Love Got to Do with It” - Tina Turner
“State of Shock” - Jacksons
“That’s the Thing About Love” - Don Williams
    1987 - No. 1 Billboard Pop Hit: “Who's That Girl”, Madonna.
It is the title song of Madonna's third film.
    1988 - Fifty-five cities, from the Middle Mississippi Valley to the Middle Atlantic Coast Region, reported record high temperatures for the date. Beckley, WV reported an all-time record high of 96 degrees, and Baltimore, MD hit 104 degrees, marking their thirteenth day of the year with 100 degree heat. Chicago, IL equaled a record with 46 days of 90 degree weather for the year. Thunderstorms produced severe weather from Wisconsin to New Jersey. Thunderstorms in New Jersey produced high winds which gusted to 92 mph at Wrightstown, and blew down a circus tent at Lavallette on the Jersey Shore, injuring fourteen persons.
    1992 - Woody Allen admitted to being romantically involved with Soon-Yi Previn, adopted daughter of Mia Farrow, Allen's longtime companion.
    1993 - Pop star Michael Jackson became the subject of an investigation of child molestation of a 13-year-old boy. Police confiscated video tapes and photographs from Jackson's Neverland ranch home, but found nothing to support the allegation. The charge was that Jackson had fondled and engaged in oral sex with the boy over a period of several months. It was believed that the child-abuse allegation grew out of an "extortion gone awry," after a purported demand for $20 million by the boy's father, a dentist, was denied. Charges were later dropped, and an unidentified source leaked to the press that a hefty settlement, possibly as high as $15 million, was paid to the boy's family. More than a year after the damaging allegations were made, the Santa Barbara County and Los Angeles County district attorneys publicly announced that they didn't have enough evidence to charge the pop singer with a single crime.
    1994 - Boise, ID recorded its 41st day in a row with 90 plus temperatures, a record for that city.
    1994 - Severe thunderstorms belted central Oklahoma. Winds gusted to 113 at Meno, 104 at Mangum and 97 at Hobart. Hail up to 4.5 inches in diameter driven by the winds totaled 30 mobile homes at Okarche
    1996 - Ross Perot announced he was the Reform Party's presidential candidate.
    1998 - United States President Clinton admitted to having an improper relationship with former White House intern, Monica Lewinsky….so that’s what they call it!
    2002 - Homering in the seventh inning of Mariner starter James Baldwin, Yankee All-star Alfonso Soriano becomes the first second baseman to hit 30 home runs and steal 30 bases in the same season. Bobby Bonds is the only other Yankee to post a 30/30 season, accomplishing the feat in 1975.
    2002 - Alex Rodriguez becomes the sixth player and the first infielder to compile five consecutive 40-home run seasons. The Rangers' shortstop joins Ralph Kiner (1947-51), Duke Snider (1953-57), Ken Griffey Jr (1996-2000), Sammy Sosa (1998-2002) and Babe Ruth (1926-32), who established the record with seven straight 40-homer seasons.  He admitted in 2009 that he was taking PEDs during this period.
    2003 - Peanuts character Charlie Brown joins late broadcaster Bob Prince, Negro League star Josh Gibson, former catcher Manny Sanguillen current shortstop Jack Wilson to be honored by the Pirates with a bobble head doll give-away day. Almost ten percent of the nearly 18,000 Peanuts strips created by Charles Schulz focused on baseball.
    2003 - The Rally Monkey, the Angels' unofficial mascot, is honored for its contribution to last season's world championship with its own bobble head doll promotion. The Rally Monkey Bobble Belly joins other dolls given to fans this year paying tribute to Troy Glaus' (2002 World Series MVP) , Adam Kennedy' (ALCS MVP), and Mike Scioscia (AL Manager of the Year) and will wear an Anaheim jersey with a name of a honored player on the back.
    2004 - As she enters Raley Field at 6:27 p.m., five year old Olivia Perez is honored by the River Cats as she becomes four millionth fan in franchise history. The Triple A affiliate of the Oakland A’s reaches the milestone faster than any club in minor league baseball history.
    2005 - St. Louis announces the franchise has broken its single-season attendance record of 3.43 million set in 1989. The first-place Cardinals have sold 3.45 million tickets for the team’s farewell season at 40-year old Busch Stadium     
    2008 - In a pre-game 55-minute ceremony at Minute Maid Park, Craig Biggio becomes the ninth Astro to have his jersey number retired. The Smithtown, N.Y. native, who wore number 7, is the team's all-time leader in games (2,850) and seasons (20) played.  He was elected to the Baseball Hall of Fame in 2015.
    2008 – Swimmer Michael Phelps became the first person to win eight gold medals in one Olympic Games.
    2013 - A wildfire near Yosemite National Park burned over 25 square miles, forcing residents of the Pine Lake community to evacuate.



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