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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

kitmenkin@leasingnews.org
   


Experienced Sales Manager
Central Region


Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

www.necam.com

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.


Wednesday, August 12, 2015



Today's Equipment Leasing Headlines

Archives: August 12, 2003
Monitor Top 50 U.S. Bank Affiliated Leasing Companies
Park Western Leasing Joins
Companies who notify lessee in advance of lease expiration
Leasing Industry Ads---Help Wanted
Ascentium Capital/Umpqua Bank Leasing/NEC Financial Services
Sales Make it Happen by Christopher Menkin
  Now is the Time for Brokers
"Call to Action"
  Scott A. Wheeler, CLFP, Book a Big Hit
Ascentium Capital SBA Loans
  Examples of Fundings
Shareware
  Recommendations
Channel Partners New $50 Million Funding Credit Facility
  Secures Minority Equity Invest with Monroe Capital
CSI Leasing Announces $1 Billion in Lease Originations
   During Fiscal Year 2015 and Several Officer Promotions
Hound/Rottweiler/Mixed
Maple Grove, Minnesota
Accounting/Aircraft/Appraisals
  Leasing News Industry Services
News Briefs---
ELFA 2015 Digital Software Guide
  Free Download
Hackers who breached corporate wires made millions off     
  insider trading, stealing 150,000 press releases to be sent
FDIC Claims Over Failed Bank...taking aim at
at Deutsche Bank, Goldman Sachs Group and the Royal Bank of Scotland
10 Apps That Help You Manage Your Time Effectively
  May Help You
Wolverton: Apple Watch draws reader raves
  Readers Write Finding a Lot of Use
NBC ‘Nightly News’ Holds Lead in Fight for Viewers
  average of 7.8 million total nightly viewers
Verizon Tests Internet Technology That's 10X Faster
     Than Google Fiber
Top Ten Restaurant Groups
  fsrmagazine.com

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months

www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

You May have Missed---
   SparkPeople--Live Healthier and Longer
   Poem
    Sports Briefs---
      California Nuts Brief---
       "Gimme that Wine"    
          This Day in American History
         SuDoku
           Daily Puzzle
             GasBuddy
               Weather, USA or specific area
                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.



Please send a copy of Leasing News to a colleague and ask them
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the subject line and email: kitmenkin@leasingnews.org


[headlines]

--------------------------------------------------------------

Archives: August 12, 2003
Monitor Top 50 U.S. Bank Affiliated Leasing Companies

Monitor Bank 50 Ranked by New business Volume
http://two.leasingnews.org/imanges_uael_wael/Monitor-50_banks.jpg

Today
Top 100 Banks
http://www.federalreserve.gov/Releases/Lbr/current/default.htm

 


 

[headlines]
--------------------------------------------------------------

Joins
Companies who notify lessee in advance of lease expiration

Park Western Leasing
Tempe, Arizona
   1987
John Leber
480-831-6561
jleber@pwli.com
www.pwli.com

click here for more info
28
Western US
$10,000 -$1 Million
Avg: $30,000 -$250,000
Y
N
Y
N
Y
 

A -Accepts Broker Business | B -Requires Broker be Licensed
| C -Sub-Broker Program | D -"Private label Program" |
 E - Also "in house" salesmen

"For the record, Park Western advises the lessee of lease expiration and residual amount owed. We bill the residual (10%) when due and follow up with a call if we haven’t heard from them.  We’ll actually let them break it in 2-4 payment if they would like."
  John M. Leber
   Equipment Finance Specialist

 

Full List:
http://www.leasingnews.org/Pages/lease_expiration.html

 

 

[headlines]
--------------------------------------------------------------

Leasing Industry Ads---Help Wanted
Ascentium Capital/NEC Equipment Finance/Umpqua Bank


Senior Credit Analyst

Choose Location
Anaheim, CA, Tigard, OR, Federal Way, WA


Middle Market Credits $500,000 to $5MM
including Equipment Leases and Financings
and Recourse and Non-recourse Lines of Credit
-Five or More Years Credit Underwriting Exp.
Some Relocation Provided
click here for more information

Financial Pacific Leasing - Commercial
A subsidiary of Umpqua Bank

  


Experienced Sales Manager
Central Region


Develop/maintain relationships with NEC Dealers and Resellers. Meet with potential large customers to
structure new lease and financial service opportunities.
Full job description and application here

www.necam.com

A leading provider of innovative IT, biometrics, network, and
communications products and solutions for service carriers and
Fortune 1000 and SMB businesses across multiple vertical industries,
including healthcare, government, education, and hospitality.

 

For information on placing a help wanted ad, please click here:
http://www.leasingnews.org/Classified/Hwanted/Hwanted-post.htm

Please see our Job Wanted section for possible new employees.

 


[headlines]
--------------------------------------------------------------

Sales Make it Happen

by Christopher Menkin
Now is the Time for Brokers

The truth is leasing has always been an alternate means of financing. This not only applies to small ticket leasing where convenience is a factor for vendors, captive lessors, and leasing companies, but to the middle marketplace that now has "application only" that is not uncommon in the $150,000 to $250,000 range, as well as the large dollar market place for railroad cars and airplanes. As credit scoring becomes more popular, those that don't score, need navigation in the financial sea. In reality, there would not be a need for brokers or even leasing companies or finance companies if the banks wanted all the business.

The real skill of the leasing broker is not just finding a customer who needs "money," but knowing where to take the customer for a fast approval along with an acceptable rate and conditions, and helping to make the transaction as "painless" and "convenient" as possible. That often includes holding the customers hand throughout the entire process. The more often the company has experienced the leasing process, the more they need to be reassured there will be no rate change, no term from 36 months to 48 months at the same monthly payment, no “Evergreen clause,” a $1.00 buy-out or specific dollar amount, and the salesman will be there after the sale, not leaving the company to deal as “lease number 83456,” bought and sold through various portfolio transfers.

While the vendor or captive lessor wants their customer to get the best rate, their first concern is making the sale, not losing it. They don't want to sell the lease. They want to sell the product itself.

While "inside sales" have the advantage in a liberal credit marketplace for new businesses and sub-prime credit applications, a tightening marketplace gives more options to the independent broker who has more than one source. It becomes more than expediting the leasing application. The action now takes part on the street instead of inside. This also happens when rates are low and there are many sources looking to lend money. Despite the hype, the name of the game has always been to get the deal done.

The ballpark has always belonged to the independent experienced broker. I’m not talking about mailers, telephone dialers, or those that stumble into a client turned down by many and anxious just to get the deal done at a “reasonable rate.”

This is not to disparage the company sales person. The analogy may somewhat be made by comparing the insurance agent who represents one company and works solely for it, versus an independent agent who has many sources for not only quoting, but sources who will take "B-" to "C-" leases, and perhaps even "D's" at a "decent rate." And often it is not the rate, or who will “win” the bid, but who will get the "deal" done quickly and conveniently.

The experienced leasing broker works for free and gets paid only when a sale is complete; a sort of "pay as you go," meaning a percentage of the sale without any other financial overhead, except for processing. As the marketplace changes, the experienced leasing broker becomes more independent as well as more valuable to both the end user and the funder of the transaction.

As for the average lessor, you reach a size where it is better to be purchased by a larger fish, or become a leasing broker.

To view other "Sales makes it Happen" article, please go here.
http://www.leasingnews.org/Legacy/index.html

 




[headlines]
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"Call to Action"
Scott A. Wheeler, CLFP, Book a Big Hit

"Scott Wheeler condenses his 35 years of sales and
prospecting expertise into an easy to read book..."
Bruce Winter, CLFP, President, FSB Capital

"...From beginning to end, it gives great guidance
from a true expert."
Peter Sawyer, CLFP, President
Sun South Equipment Leasing, Inc.

"Scott has an amazing way of discussing a wide variety
of sales-related subjects and boiling them down into
easily actionable strategies and tasks..."
Chris Enbom, CLFP, CEO, Allegiant Partners Inc.

"...Get this book for your teams!"
Bob Rinaldi, CEO, Commercial Industrial Finance

"The book has managed to clearly walk one through the processes, filled with solid advice on best practices. This should become a staple for any leader in the industry by which to provide a complement to the plan in place.

“Congratulations to him."
Ralph P. Mango
Associate Editor, Leasing News

'Call to Action,' 134 pages, is designed to assist individuals to think outside of their current comfort zone, to increase their productivity, and to enhance their personal value proposition," Scott Wheeler explains. "Each chapter in this book touches upon a significant area in the finance and leasing industry. The sales tips are followed by call to action exercises to stimulate group discussions and individual reflection.

$19.95 at Amazon

A portion of each sale will be donated to the Chris Walker Educational Fund – dedicated to the education of professionals in the commercial equipment leasing and finance industry.

Scott is a well-known author for several leasing publications, including Leasing News, plus issues a weekly newsletter as well as conducts a school for training entrepreneurs to become independent leasing brokers.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com


 

[headlines]
--------------------------------------------------------------

Ascentium Capital SBA Loans
Examples of Fundings

Sakone Phommasak, Vice President of Sales at Ascentium Capital,
reports: “Ascentium Capital continues its growth in the finance and lease industry being the third largest independent finance company by volume; has again continues to find ways to help businesses grow in our SBA Loan Department. 


Sakone Phommasak
VP, Sales

“Here some funding's we've successfully completed in different industries:”

(Originally appeared in LinkedIn.com)

 

[headlines]
--------------------------------------------------------------

Recommendations

SHAREWARE

Jim Knopf at IBM is credited with starting "shareware" in 1981. He started a database where "freeware" or independent software developers could offer their software on line on an "honor system" for payment. This opened up the availability of inexpensive software for the masses. With the advent of faster speeds and number of users, this distribution is now very widely used and accepted.

ASSOCIATION OF SHAREWARE PROFESSIONALS
www.asp-shareware.org
The best for link: www.sharewarejunkies.com, plus a very good section on the rules of buying or offering shareware.

CNET DOWNLOAD.COM
www.download.com Easy to find, perhaps the best "shareware search engine on the internet."

GARBO
garbo.uwasa.fi Based at the University of Vaasa in Finland, this site has an extensive collection of MS-DOS programs.

MACUPDATE
www.macupdate.com A comprehensive site for Macintosh programs, offering reviews, search capability and lists of new and popular programs.

SOFTWAREVAULT.COM
www.softwarevault.com/ Allows searching of a database of Windows, Macintosh, OS/2 and Linux programs; has a list of new titles and some software reviews.

TUCOWS
www.tucows.com Perhaps the most popular "shareware" site on the internet.

ZDNET SOFTWARE LIBRARY
www.zdnet.com The Microsoft magazine of the internet offers perhaps the best and most latest software available, free or "low cost."

 

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections

john@jkrmdirect.com | ph 315-866-1167
www.jkrmdirect.com

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)

[headlines]
--------------------------------------------------------------

##### Press Release ############################

Channel Partners New $50 Million Funding Credit Facility
Secures Minority Equity Invest with Monroe Capital


Maple Grove, MN  – Channel Partners LLC announced today a new, broad-based funding partnership with Chicago-based Monroe Capital LLC (“Monroe”). Under the terms of the deal, affiliate Channel Partners Capital secured a minority equity investment from Monroe and closed a new three-year $50 million credit facility with certain Monroe affiliated investment funds. Monroe is a leading fund manager and institutional investor with approximately $2.4 billion in assets under management. Monroe provides senior and junior debt and equity co-investments to both public and privately held middle market companies throughout the U.S. and Canada.

Channel Partners established Channel Partners Capital in 2011 to hold working capital loans with terms of up to 24 months to a wide range of U. S. based small businesses with revenues typically ranging from $200,000 to $10,000,000.


Brad Peterson
CEO, Channel Partners Capital


“Monroe is a highly knowledgeable financial partner with substantial capital resources and deep relationships in the banking and asset management industries,” said Brad Peterson, CEO of Channel Partners Capital. “We are very pleased to partner with them as we look to drive our focused loan origination strategy and grow our on-balance sheet funding activity.”


Ted Koenig
President/CEO, Monroe Capital

“This transaction significantly expands Channel Partners Capital’s lending capacity and positions the firm to deploy substantial amounts of capital to the large, diverse and underserved small business market,” said Monroe Capital’s CEO Ted Koenig. “Our partnership is a direct result of Channel Partners’ successful track record, since 2009, of originating high quality working capital loans through its many relationships within the large and active equipment leasing and finance industry.”

With the addition of the Monroe Capital investment, Channel Partners Capital is well positioned, through its leasing industry partners, to materially affect small business credit access nationwide. “Access to capital continues to be a major challenge for small businesses looking to expand”, said Peterson. “We are attacking this issue every day by reaching out to the market and letting our partners and borrowers know we are here for them. With this added funding capacity, we can provide solutions to an expanded number of qualified borrowers.”

“Monroe’s investment further confirms the depth of borrower demand for Channel’s loan products and the growing attractiveness of the assets originated from an institutional investor perspective,” said Bryan Mitchell, who served as financial advisor to Channel Partners on the transaction.

“We are pleased to have completed this financing for Channel Partners Capital, an industry leader in providing working capital through the small ticket equipment leasing infra-structure,” said Aaron Peck, Managing Director at Monroe Capital. “We look forward to supporting the company’s senior management team in its plans for ongoing success.”

Channel Partners has been recognized as one of Inc. Magazine’s fastest growing privately held companies in the United States for 2013, 2014, and 2015.

About Channel Partners Capital LLC
Channel is a leading provider of small business working capital loans. Channel utilizes customized technology and business processes applied to data and risk modeling to support rapid credit decision making and electronic payment technology to efficiently service working capital loans to small business customers. Channel delivers loans exclusively through partnerships with equipment leasing and finance companies. Through these equipment finance partnerships, Channel is able to identify and acquire pre-screened quality small business customers in need of working capital. Since its founding in 2009, Channel has originated over 3,000 loans generating loan receivables of over $150 million exclusively through these partnerships. Channel was honored in 2013, 2014 and 2015 as one of Inc. Magazines 500 Fastest Growing privately held companies and is one of a limited number of full service non-bank small business fin-tech lenders making successful efforts to fill the large and growing gap in small business credit availability, estimated at over $100 billion. For more information about financing options from Channel Partners Capital, call (763) 763-7760 or visit
ChannelPartnersCapital.com


About Monroe Capital LLC
Monroe Capital LLC is a leading provider of senior and junior debt and equity co-investments to middle-market companies in the U.S. and Canada. Investment types include unitranche financings, cash flow and enterprise value based loans, acquisition facilities, mezzanine debt, second lien or last-out loans and equity co-investments. Monroe Capital prides itself on its flexible investment approach and its ability to close and fund transactions quickly. Monroe is committed to being a value-added and user-friendly partner to owners, senior management and private equity sponsors. Monroe has been recognized by Global M&A Network as the 2013 and 2014 Small Mid-Market Lender of the Year, Private Debt Investor as the 2013 Unitranche Lender of the Year and 2014 Senior Lender of the Year, and the U.S. Small Business Administration as the 2015 Small Business Investment Company (SBIC) of the Year. To learn more about Monroe Capital LLC, visit www.monroecap.com.

 

 

[headlines]
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### Press Release ############################

CSI Leasing  Announces $1 Billion in Lease Originations
During Fiscal Year 2015 and Several Officer Promotions

ST. LOUIS  - CSI Leasing, Inc. (CSI) recently held its annual sales meeting to review fiscal year 2015 and kick off fiscal year 2016. During the meeting, president and COO, Steve Hamilton announced that, for the first time in company history, CSI exceeded $1 billion in new lease originations in one year.


Steve Hamilton
President/COO
CSI Leasing

"I am pleased to announce that we hit such an incredible landmark last year,” said Hamilton. “Reaching $1 billion in new lease volume throughout the course of one year is a true accomplishment and I want to thank everyone at CSI for all their hard work and dedication.”

Hamilton also reviewed the recent investment in CSI by Century Tokyo Leasing Corporation (CTL). In March, CTL purchased approximately 35 percent of the common stock of CSI. Several CTL executives were present at the meetings and offered further insight into how the two companies can work together.

“I see tremendous potential in the near future for CSI and CTL,” said Toshio Kitamura, of CTL’s global business department, who was recently appointed to CSI’s board of directors. “With our combined global network, increasing portfolio and the right synergy, the future success of our two companies is unlimited.” 

Fifteen officer promotions were announced at the meeting, including three sales executives who were promoted to district managers.

Promotions

Jeanne Norris, senior vice president, human resources. Previously vice president, Norris manages the human resource department that is responsible for all of CSI’s employees in the U.S. and Canada. She has been with CSI for 13 years.

Janine Todd, senior vice president, accounting. Previously vice president, Todd is responsible for consolidated financial reporting and manages a team of accounting professionals responsible for corporate and international accounting, tax and accounts payable.  She has been with CSI for 19 years.

Jason Brock, senior vice president and district manager of sales, Eastern Canada. Previously senior vice president, Brock will continue to be responsible for originating equipment lease transactions and lifecycle solutions. In this new role, he will also lead a team of associate account executives in the region. He is based in Toronto and has been with CSI for 14 years.
Patrick Gloriod, vice president and district manager of sales, Carolina region. Previously vice president, Gloriod will continue to be responsible for originating equipment lease transactions and lifecycle solutions. In this new role, he will also lead a team of account executives in the region. He is based in Atlanta and has been with CSI for 16 years.

Tim O’Brien, vice president and district manager of sales, Boston region. Previously vice president, O’Brien will continue to be responsible for originating equipment lease transactions and lifecycle solutions. In this new role, he will also lead a team of associate account executives in the region. He is based in Boston and has been with CSI for 13 years.

Christine Foelsing, vice president, corporate accounting manager. Previously assistant vice president, Foelsing manages a team of accountants responsible for processing and reporting lease transactions for the U.S. portfolio, managing accounts payable and preparing consolidating financial statements. She has been with CSI for 25 years.

Brian Foley, vice president, sales. Previously account executive, Foley will continue his role of originating equipment lease transactions and lifecycle solutions, primarily in the Midwest. He lives in Chicago and has been with for CSI 10 years.

Kirk Kasicki, vice president, corporate tax. Previously assistant vice president, Kasicki oversees CSI’s worldwide income tax filings and related accounting. He has been with CSI for 9 years.

Laura Kelemetc, vice president and international accounting manager. Previously assistant vice president, Kelemetc manages a team of accountants that are responsible for the consolidation of all CSI’s foreign subsidiary financial statements. She has been with CSI for 25 years.

Matt Kersting, vice president, credit administration. Kersting manages CSI’s international credit portfolio, primarily focusing on the Latin American and Asia-Pacific regions. He has been with CSI for 6 years. 

Kevin Womble, vice president, sales and property tax. Previously assistant vice president, Womble manages a team of tax accountants that prepares, files and analyzes sales and property tax for all U.S. customers. In addition, his group is responsible for CSI Leasing’s VAT compliance and all GST/HST/PST compliance of CSI Leasing Canada.  He has been with CSI for 19 years.

Alex Kafoury, assistant vice president and corporate counsel. Previously corporate attorney, Kafoury will continue his role as an attorney in the legal department, assisting with both domestic and international matters. He has been with CSI for 3 years.

Kristin Putnam, assistant vice president and senior legal assistant. Previously senior legal assistant, Putnam will continue her role in the legal department drafting, editing and reviewing contracts and other legal documents for all of CSI’s U.S. and Canadian-based customers. Putnam has been with CSI for 22 years.

Deb Wess, assistant vice president. Previously accounts receivable supervisor, Wess manages a team of accounts receivable bookkeepers that is responsible for invoicing CSI’s U.S. and Canadian customers. She has been with CSI for 28 years.

Ann Whittaker, assistant vice president, sales and property tax. Previously sales and property tax supervisor, Whittaker manages a team of tax accountants that prepares, file and analyzes sales and property tax for all CSI’s U.S. customers. She has been with CSI for 10 years.

CSI Leasing, Inc. is one of the largest privately-held independent equipment leasing and equipment lifecycle services companies in the world. Established in 1972, CSI has operations throughout North, Central and South America, Europe and Asia. More information is available at www.csileasing.com

 #### Press Release #############################

Senior Credit Analyst

Choose Location
Anaheim, CA, Tigard, OR, Federal Way, WA


Middle Market Credits $500,000 to $5MM
including Equipment Leases and Financings
and Recourse and Non-recourse Lines of Credit
-Five or More Years Credit Underwriting Exp.
Some Relocation Provided
click here for more information

Financial Pacific Leasing - Commercial
A subsidiary of Umpqua Bank


--------------------------------------------------------------

Hound/Rottweiler/Mixed
Maple Grove, Minnesota


Beth (temporary name)
Rescue ID: D150085
Female
General Color: Black with Tan, Yellow or Fawn
Current Age: 3 Months 15 Days (best estimate)

 

"Meet Beth!

“She is a super sweet pup looking for her forever home. She is super friendly. She is looking for a home that is dedicated to training her and giving her the love and attention that she deserves. She cannot wait to be part of a real family who will give her unconditional love. She is such a good girl who has lots of love to give. She will make one family extremely lucky! If interested in meeting her please fill out a pre adoption application.
She hopes to meet you soon!"

Prior to adoption Beth will be spayed, vaccinated, health checked, heartworm/lymes tested (negative) and microchipped

Adoption Fee $400
 
More about Beth:
Good with Dogs, Good with Cats, Good with Kids.

PLEASE NOTE:
 Home visits are required for all dog adoptions.  Potential adopters over 60 miles from the Minneapolis/St. Paul, MN area will be considered based on home visit availability.

 If you are outside of the Twin Cities area, we will contact rescue volunteers in your area to conduct a home visit.  We do not transport adoption animals out of state.

Application:
http://www.tailsrescue.org/forms/form_humanverify?formid=525

Happy Tails Rescue
P. O. Box 2485
Maple Grove, MN 55311
(612) 588-0188

Email:
happy@tailsrescue.org

Website:
http://www.htr.petfinder.com

Adopt a Pet
http://www.adoptapet.com/

 

[headlines]
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Leasing News Industry Services

 

Appraisals: Boston, MA
Nationwide appraisals, remarketing, audits, inspections and more! Over 15-years industry experience and dedicated to deliver personal, prompt, professional services. 
Call Chris @ 508-785-1277. 
Email:
chris@dovermanagementgroup


   

Appraisals: National Equipment Appraisal prepares Certified Machinery and Equipment Appraisals. IRS qualified, USPAP Compliant. Nationwide - fast turnaround.
Visit 
nationalequipmentappraisal.com
 or
call 714-282-1525.
Accounting: Dallas, TX
Provide cost effective Sales and Use Tax and Property Tax consulting and administration Services to the leasing industry. Many leasing industry referrals available.
E-mail: mattm@osgsolutions.com 
Accounting: National Property Tax Compliance Services to the leasing industry. Over 80 years experience and 70 Lessors as clients. References and free quotes available
440.871.0555
E-mail gary@avptc.com 
  
Aircraft Delivery: Seattle, WA 
Global Aircraft Delivery ferries all types of aircraft all over the world. We are a unique ferry company moving your aircraft with our expert turnkey operation
globalaircraftdelivery.com 
E-mail:info@globalaircraftdelivery.com
Asset Management: Canada 
Cease Bailiff Services Incorporated:
Asset Investigation/Tracing; Asset Recoveries; Asset Protection/Security
Asset Liquidations/Sales; Ottawa, Canada;www.ceasebailiff.ca dave@ceasebailiff.ca; Phone 613 898 7376 ; Fax 613 225 2452

Asset/Recovery & Collections:
Charlotte, NC
IRTC Continencies: Commercial Collections-Skip Trace- Repossessions-judgment enforcement-Investigations- Asset Re-marketing& No Cost Warehousing East Coast USA. Call 336-877-3077 ask for Robert or
E-mail to Robert@mbsfinancial.com

Nationwide Seasoned anfair priced workforce is at your service for all lease collections, repossessions, and asset liquidations, appraisals.  Call Nassau Asset Management800-462-7728   dcastagna@nasset.com  

Asset/Recovery: NorthWest 
Sequent provides collateral recovery, remarketing, and storage services to lenders with assets located in the greater Pacific Northwest. Professional services at reasonable pricing. Contactrossr@sequentam.com
Asset Marketing/Recovery: Remarking solutions for big rigs assets and trucking related companies including collections, recovery, repair and re-sales. North South Leasing cell # 586-909-8797
bob@nsleasing.com
Appraisals/Asset Recovery
Melville, New York
Auctions, Appraisals, National Repossessions.  ALL asset classes. 20+ year team works for you. Spend less, Net More… Fast!
Ed Castagna 516-229-1968ecastagna@inplaceauction.com
Appraisals/Inspections – Construction & Mining Heavy Equipment, Transport, Agriculture and Manufacturing. We provide Certified Appraisal Reports, (USPAP Compliant), Inventory Inspections, Collateral Valuation, VIN and Serial Number Verification with Detailed Photos, Lessee and Vendor Site Inspections including Customized Inspections. In a Hurry? Try our Kwik-Kwote 
Email
www.MobileEquipAppraisals.com

 


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)

[headlines]
--------------------------------------------------------------


News Briefs----

ELFA 2015 Digital Software Guide- Free Download
http://www.leasingnews.org/PDF/2015SoftwareGuide_FINAL.pdf

Hackers who breached corporate wires made millions off     
  insider trading, stealing 150,000 press releases to be sent
https://www.washingtonpost.com/news/the-switch/wp/2015/08/11/hackers-who-breached-corporate-wires-made-millions-off-insider-trading/?tid=hybrid_experimentrandom_2_na

FDIC Claims Over Failed Bank...taking aim at
at Deutsche Bank, Goldman Sachs Group and the Royal Bank of Scotland
http://www.courthousenews.com/2015/08/11/fdic-claims-over-failed-bank-revived-by-5th-cir.htm

10 Apps That Help You Manage Your Time Effectively
http://www.baselinemag.com/careers/slideshows/10-apps-that-help-you-manage-your-time-effectively.html

Wolverton: Apple Watch draws reader raves
http://www.siliconbeat.com/2015/08/11/wolverton-apple-watch-draws-reader-raves/

NBC ‘Nightly News’ Holds Lead in Fight for Viewers
http://www.nytimes.com/2015/08/12/business/media/nbc-nightly-news-holds-lead-in-fight-for-viewers.html?ref=business&_r=0
        

Verizon Tests Internet Technology That's 10X Faster Than Google Fiber
http://www.nbcnews.com/tech/tech-news/verizon-tests-broadband-10x-faster-google-fiber-n407996

Top Ten Restaurant Groups
http://www.fsrmagazine.com/industry-highlights/fsr-50-top-10-groups

 



[headlines]

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--You May Have Missed It

What Does a Bank Branch Look Like — in Mongolia?
  Looks like a Virgin Atlantic airplane
http://bankinnovation.net/2015/08/what-does-a-bank-branch-look-like-in-mongolia/



[headlines]
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SparkPeople--Live Healthier and Longer



How to Walk with Proper Form and Technique
The Art and Science of Fitness Walking
http://www.sparkpeople.com/resource/fitness_articles.asp?id=1220


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Baseball Poem

First Time At Third

by Jacqueline Sweeney © 
Published: At The Crack Of The Bat (1992)

First time at third
nothing but nerves.
He fist-whomps his glove,
tucks in his shirt,
kicks up the dirt
for the twenty-fifth time.

Gets in position
pumped up to win,
jump sweeps the plate.
Will it ever begin?

A quick-line drive!
He leaps for the sky.
His body's an arrow,
glove aimed high. 

What's this?
He stumbles,
he tumbles to earth.
His glove is still empty,
face red as his shirt.

The game hasn't started?
"Play Ball!" can be heard
and he's tried to snag
a lowflying bird;
fastflying, linedriving
feathers and all.

How could he think
that a bird was a ball!




[headlines]

--------------------------------------------------------------


Sports Briefs----

Jets quarterback Geno Smith out 6-10 weeks after being punched by teammate
http://www.usatoday.com/story/sports/nfl/jets/2015/08/11/geno-smith-out-6-8-weeks-after-being-punched-teammate-locker-room/31467479/

Judge reiterates Brady-Goodell settlement preferred, but will it happen?
http://sports.yahoo.com/blogs/nfl-shutdown-corner/judge-reiterates-brady-goodell-settlement-preferred--but-will-it-happen-150328607.html

Bye-bye Raiders? New L.A.stadium gains NFL owners' support
http://www.contracostatimes.com/raiders/ci_28623206/bye-bye-raiders-new-l-stadium-gains-nfl

Roger Goodell: Job One Is Los Angeles
http://www.wsj.com/articles/roger-goodell-job-one-is-los-angeles-1439334365

New stadium design: 'Essence of San Diego'
http://www.sandiegouniontribune.com/news/2015/aug/10/stadium-chargers-populous-architecture/

Donald Sterling Sues V. Stiviano, TMZ for Leaking Audio Tapes
http://www.courthousenews.com/2015/08/10/donald-sterling-sues-v-stiviano-tmz-for-leaking-audio-tapes.htm

Barcelona vs. Sevilla: Score and Reaction from
  2015 UEFA Super Cup Match
http://bleacherreport.com/articles/2545311-barcelona-vs-sevilla-score-and-reaction-from-2015-uefa-super-cup-match

49ers reshuffled offensive line still is not settled
http://www.sacbee.com/sports/nfl/san-francisco-49ers/article30775743.html

Jed York, Trent Baalke, and the 49ers’ prolonged run of bad news, major losses, and invisible leaders
http://blogs.mercurynews.com/kawakami/2015/08/10/jed-york-trent-baalke-and-the-49ers-prolonged-run-of-bad-news-major-losses-and-invisible-leaders/ 


(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)

 


[headlines]
--------------------------------------------------------------


California Nuts Briefs---

Feds Charge Four Former California DMV employees for selling truck driving licenses without testing
http://www.sacbee.com/news/local/crime/article30718371.html 

Larkspur rail extension imperiled by budget hack in U.S. Senate
http://www.marinij.com/general-news/20150810/larkspur-rail-extension-imperiled-by-budget-hack-in-us-senate




[headlines]
--------------------------------------------------------------


“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Napa vintners pull support for new rules on development
http://www.pressdemocrat.com/business/4324431-181/napa-vintners-pull-support-for

Harvest Has Begun in Russian River Valley
http://www.winebusiness.com/news/?go=getArticle&dataid=155854

Randall Grahm Innovates The Wine Business Model. Again
http://www.forbes.com/sites/cathyhuyghe/2015/08/10/randall-grahm-innovates-the-wine-business-model-again/

Bello’s S. California bankruptcy causes waves in wine country
http://napavalleyregister.com/news/local/bello-s-socal-bankruptcy-causes-waves-in-wine-country/article_da45e6e4-14cc-51b4-ba0b-e0f03b648171.html


Free Mobile Wine Program
http://leasingnews.org/archives/Feb2010/2_26.htm#mobile

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

Leasing News Wine & Spirits Page
http://two.leasingnews.org/Recommendations/wnensprts.htm

[headlines]
----------------------------------------------------------------

This Day in American History

       1508 - Ponce de Leon arrived in Puerto Rico. Spain had appointed him to colonize Puerto Rico. He explored Puerto Rico and Spanish ships under his command began to capture Bahamanian Tainos to work as slaves on Hispaniola. His settlement at Caparra, 2 miles south of San Juan Bay, was plagued by Taino Indians and cannibalistic Carib Indians.
    1553 - Pope Julius III orders confiscation and burning of the Talmud. Religious prosecution of Jews in Europe becomes prevalent for the next two centuries, as many then migrated to the United States to escape growing religious prosecution.
    1585 - The first letters written in English in America were the four letters of Ralph Lane, the first commander of Raleigh's first colony at Roanoke Island, NC, Porte Ferdynando.
http://www.britannia.com/bios/rlane.html
Here is Lane's Report from his letters:
http://www.nationalcenter.org/ColonyofRoanoke.html
    1658 – The first police force in the colonies was established in New Amsterdam.
    1676 - King Phillip’s War (1675-1676) ended when the Wampanoag leader was surprised and shot by an Indian in the service of Captain Benjamin Church near Mt. Hope, Rhode Island. King Phillip was the son of the chief of the Wampanog tribe. The conflict had grown to include the Wampanoag, Nipmuck, Narragansett, Mohegan, and Podunk tribes and ended with their virtual destruction, opening southern New England to unimpeded colonial expansion.
    1778 - A Rhode Island hurricane prevented an impending British-French sea battle, and caused extensive damage over southeast New England.
    1833 - Chicago incorporates as a village of about 350
http://www.chipublib.org/004chicago/timeline/originame.html
    1833 - Birthday of Lillie Devereux Blake (1833-1913) in Raleigh, NC.  U.S. writer and suffrage activist. Widowed, she turned to writing to support herself. Prolific, she used a dozen pseudonyms as she churned out newspaper and magazine articles and novels. She was a main contributor to Elizabeth Cady Stanton's “Woman's Bible” that may be found in WOAH's library - http://www.undelete.org/library/library0041.html.  See some quotes below in Quotes du Jour. She led successful campaigns to have women matrons or physicians on duty at public institutions and police stations where it was customary to have males supervise jailed women in ALL aspects of their lives, often alone. The women had no way to object to any kind of treatment by the male guards, including rape or beatings. She also was successful in having wives declared joint guardians of minor children in New York State, a provision that soon spread to other states. Up to the late 1890s, despite propaganda today by ultra-conservative forces, men had SOLE custody of his children and the mother had NO rights.
    1835 - The City of Canaan, NH votes to remove the Noyes Academy (black school) from their city and a group attacks it, breaking windows, and threatening to tear down the building. The building survives, Blacks leave, according to many diary accounts, and a year later, after it is repaired at city expense, it burns down, according to one report.
http://freepages.history.rootsweb.com/~townsend/HoC/HoC272.html
    1834 - Dental amalgam for filing teeth was introduced by Messrs. Carcour and Sons, who first started advertising in the New York Commercial Advertiser, as "Royal Mineral Succadaneum for filling decayed teeth without the slightest pain, heat or pressure."  They paid little attention to [???caries] and filled all cavities without first removing decay. Their work was unsatisfactory and they were obliged to flee the country.
    1851 - Isaac Merritt Singer (1811-75) developed the sewing machine for use in homes and received a patent for a rocking treadle or double treadle. He used a treadle similar to that employed in old spinning wheels and attached it by means of a pitman to the handle on the driving gear of the machine.
    1851 – In the first America’s Cup yacht race, the U.S. schooner America beat the British yacht Aurora.
    1856 – Diamond Jim Brady (1856-1917) was born James Buchanan Brady in NYC.  At 23, Brady parlayed his knowledge of the rail transport industry and its officials to become a highly successful salesman for a railroad supply company. Known for his penchant for jewels, especially diamonds, he collected precious stones and jewelry in excess of US$ 2 million (equivalent to approximately $56,696,000 in 2015 dollars). He was known for being the first person in New York City to own an automobile, in 1895.
    1857 – James Edward Allen Gibbs (1829-1902) of Mill Point, VA invented the chain-stitch single-thread sewing machine.  On June 2, 1857, he was awarded a patent for using a rotating hook. In partnership with James Willcox, Gibbs became a principal in the Willcox & Gibbs Sewing Machine Company. Willcox & Gibbs commercial sewing machines are still made and used in the 21st century.
    1858 - William and Ellen Demorest of New York devised paper sewing patterns, publishing them in magazine. They cut apart stylish dresses and recreated them in tissue-paper versions packaged in large envelopes, which they sold mainly by mail order. Their company was notable in its time for being run jointly by a married couple and for employing African-Americans and whites equally. The business was eventually eclipsed by e. Butterick and Company of New York City, bounded in 1867 by Ebenezer and Eleanor Butterick of Sterling MA, who had received a patent for paper sewing patterns. In 1866, Excelsior Needle of Wolcottbville, CT, organized with $20,000 of capital, sped the sale of sewing machines with a means of making uniform sewing needles at a very low cost rather than the crude needles previously made. Singer at this time started lay-away plans, trade-in plans, leasing of sewing machines for clothing manufacturers (seasonal and long term), and in 1876 introduced the first sewing machine lamp holder. IT "quite obviated the difficulty experienced by operators when sewing at night" because the lamp would not" jar off the table or upset" and it could "be moved without soiling the fingers (patented by Ludwig Martin Nicolaus Wolf of Avon, CT). In 1889, the first electric sewing machine was manufactured by the Singer Manufacturing Company at its factory in Elizabethport, NJ.
    1859 - Birthday of Katherine Lee Bates (1859-1929) in Falmouth, MA. American English teacher. She published over 20 books, but is best remembered today for writing the patriotic hymn, "America, the Beautiful" (a.k.a. "O Beautiful for Spacious Skies").
    1862 – Confederate Gen. John Hunt Morgan and his raiders capture Gallatin, TX.
    1863 - Confederate raider William Quantrill led a massacre of 150 men and boys in Lawrence, Kansas. Quantrill's last ride.
    1867 - President Andrew Johnson sparked a move to impeach him as he defied Congress by suspending Secretary of War Edwin M. Stanton.
    1867 - Birthday of Edith Hamilton (1867-1963) in Dresden, Germany.  U.S. classicist, author and authority on ancient Greece and mythology. She was headmistress of Bryn Mawr School in Baltimore (founded by Mary E. Garrett and M. Carey Thomas). She remained headmistress for 26 years until what has been termed a "disagreement" with Thomas in 1922. In her retirement, she was able to devote herself to her classical studies and writing and a second career that has made her a popular writer even today.  At age 90, she was made an honorary citizen of Athens in recognition of her scholarly writings. She started “The Greek Way” (1930) and published a series of astoundingly easy to read yet scholarly books including the ever-popular “Mythology” (1942) that is still in print. Her other books are “The Roman Way” (1932), “The Prophets of Israel” (1936), “Three Greek Plays, translations from Aeschylus and Euripides” (1937), “Mythology” (1942), “Witness to the Truth: Christ and His Interpreters” (1949), “The Great Age of Greek Literature (an expansion of The Greek Way” (1943), “Spokesmen for God (an expansion of The Prophets of Israel” (1949), and “The Echo of Greece” (1957). In 1922, she began living with Doris Field Reid for the rest of her life, "staying home to keep house" and write while Reid continued as a noted investment banker. The couple bought a summer home on Mount Desert Island and later moved to New York City from Baltimore when Reid received the opportunity to go with a noted Wall Street firm. Hamilton later followed Reid to Washington when Reid was made head of the firm's offices there.
    1877 - Thomas Edison completes his first model of a phonographic player. http://memory.loc.gov/ammem/today/aug12.html
    1880 - Birthday of famed American baseball player Christopher (Christy) Mathewson (1880-1925), one of the players named to Baseball Hall of Fame’s inaugural class. Born at Factoryville, PA, he was a college graduate, and considered one of baseball's first clean-cut stars. He pitched three complete game shutouts during the 1905 World Series. In 17 years, he won 373 games while losing 188 and striking out 2,499 players.  He played his entire career with the New York Giants. He was among the most dominant pitchers of his (or any) era and ranks in the all-time top-10 in major pitching categories including wins, shutouts, and ERA. In fact, he is the only pitcher in MLB history to rank in the top ten both in career wins and in career ERA.  Mathewson served in the US Army’s Chemical Warfare Service in World War I, and was accidentally exposed to chemical weapons during training; his respiratory system weakened from the exposure, he contracted TB and subsequently died of the disease
    1881 - Birthday of Cecil B. DeMille (1881-1959), film pioneer, born at Ashfield, MA. Cecil Blount De Mille was a film showman extraordinaire known for lavish screen spectacles.  He produced more than 70 major films which were noted more for their large scale than for the subtle artistry. He produced one of the earliest four-reel films, "The Squaw Man," in 1913, which boasted the first use of indoor lighting on an actor and was the first film to publicize the names of its stars. His other innovations included the sneak preview and the idea of producing different versions of a popular film. His films include, "The Crusades", "The Sign of the Cross", "King of Kings", "Cleopatra", "The Plainsman", "The Buccaneer", "Reap the Wild Wind" and "The Ten Commandments", which was made in 1923 and then in a new version in 1956. DeMille was awarded an Oscar for "The Greatest Show on Earth" in 1953.
    1892 - The Baltimore Orioles removed outfield posts‚ around which ropes holding back overflow crowds would be wrapped‚ after a batted fair ball struck a post and bounced back toward the infield‚ forcing the batter to stop at second base. Another factor in the decision is an incident three days earlier in which the Oriole RF missed a sure catch when he ran into a post.
    1896 – Hall of Famer Nap Lajoie who batted .429 in the minors, made his Major League debut for the Philadelphia Phillies going 1-for-5 in a 9-0 win over Washington.
    1896 – Gold was discovered in Dawson, Yukon Territory.  Some 30,000 miners swarmed to the Yukon and many eventually found their way to Alaska and discovered gold there as well.
    1898 - The first island territory annexed by the federal government was the Hawaiian Islands. The treaty was signed on June 16, 1867, by John Sherman, secretary of state. A joint congressional resolution to provide for annexation was passed on July 7, 1898 and were formally annexed this day, to become known after their largest island, Hawai’i.  The flag of Hawai’i was lowered from ‘Iolani Palace in an elaborate annexation ceremony and replaced with the US flag to signify the transfer of sovereignty from the Republic of Hawai’i to the US.
http://www.uwec.edu/Academic/curric/greidebe/Indigenous/
Student.Web.Pages/Hawaii/HISTORY%20II.htm

    1898 - The brief and one-sided Spanish-American War comes to an end when Spain formally agrees to a peace protocol on U.S. terms: the cession of Cuba, Puerto Rico, and Manila in the Philippines to the United States pending a final peace treaty.
    1910 – Jane Wyatt (1910-2006) was born in Mahwah, NJ.  She starred in a number of Hollywood films, but is best known for her role as the wife and mother on the television comedy series, “Father Knows Best”, and as Amanda Grayson, the human mother of Spock on “Star Trek”. Wyatt was a three-time Emmy Award-winner.
    1912 - Three men attacked Ty Cobb on his way to the Detroit rail station. Cobb sustained a cut on his shoulder, but he caught one of his attackers and pistol-whipped him. Cobb then traveled to Syracuse where he got two hits in an exhibition game.
    1915 - "Of Human Bondage," by William Somerset Maugham, published
    1918 – Sid Bernstein (1918-2013) was born in NYC.  Bernstein changed the American music scene in the 1960s by bringing The Beatles, The Rolling Stones, Herman’s hermits, The Moody Blues, and The Kinks to America. He was the first impresario to organize rock concerts at sports stadiums, first at Shea Stadium for the Beatles first US appearance, and later at Madison Square Garden.
    1923 - Victor Cine Camera introduced the first portable movie camera. It weighed five pounds and cost $55. Today it was first advertised and Charlie Chaplin was one of the first customers.
    1927 – “Wings” the only silent film to win an Oscar, opened.
    1929 - Birthday of Alvis Edgar "Buck" Owens (1929-2006), singer and songwriter, Sherman, TX.
    1930 – Progressive George Soros, the 30th richest man in the world, was born in Hungary.
    1933 - The temperature at Greenland Ranch in Death Valley, CA, hit 127 degrees to establish a U.S. record for the month of August.
    1934 – The Babe played his final game at Fenway Park, where it all began.  Nearly 42,000 fans jammed the park, whose stated capacity is approximately 37,000, to pay their respects to their former hero. 
    1936 - The temperature at Seymour, TX hit 120 degrees to establish a state record.
    1938 – Dave “Baby” Cortez was born David Cortez Clowney in Detroit.  He scored a major success in 1959 with "The Happy Organ”, the first pop/rock hit to feature the electronic organ as lead instrument.
     1947 - Top Hits
“Peg o' My Heart” - The Harmonicats
“I Wonder, I Wonder, I Wonder” - Eddy Howard
“Chi-Baba, Chi-Baba” - Perry Como
“Smoke! Smoke! Smoke! (That Cigarette)” - Tex Williams
    1950 - The New York Giants defeated the Ottawa Rough Riders of the Canadian Football League, 27-6, in an exhibition game played at Ottawa. The Giants thus became the first NFL team to play outside the US.
    1950 – Bloody Gulch Massacre:  75 American POWs were massacred by the N. Korean Army.  
    1951 - The New York Giants (59-51) started the day 13 games behind first place Brooklyn (70-36). They swept the Phillies in a doubleheader to launch a 16-game win streak and a spurt of 39 wins in 47 games. They would wind up tied with the Dodgers for first, win the playoff on Bobby Thomson’s “Shot Heard ‘Round the World” and lose to the Yankees in the World Series.
    1953 – Yankees P Whitey Ford had 4 hits in a 22-1 win over the Philadelphia A’s.  Yogi Berra and Billy Martin each had 5 hits and Hank Bauer scored 5 runs.
    1955 - The US Government set the first minimum hourly wage of one dollar. It was set at $3.10 effective January 1, 1980, and at $4.25 effective April, 1991.
    1955 - During the second week of August, Hurricanes Connie and Diane produced as much as 19 inches of rain in the northeastern U.S., forcing rivers from Virginia to Massachusetts into a high flood. Westfield, MA was deluged with 18.15 inches of rain in 24 hours, and at Woonsocket, RI the Blackstone River swelled from seventy feet in width to a mile and a half. Connecticut and the Delaware Valley were hardest hit. Total damage in New England was 800 million dollars, and flooding claimed 187 lives.
    1955 - Top Hits
“Rock Around the Clock” - Bill Haley & His Comets
“Ain't that a Shame” - Fats Domino
“Learnin' the Blues” - Frank Sinatra
“I Don't Care” - Webb Pierce
    1958 – Art Kane photographed 57 notable jazz musicians in the black and white group portrait "A Great Day in Harlem" in front of a brownstone in New York City.
    1959 - Little Rock, Arkansas responded to a Federal Court order with the token integration of two public schools (six blacks were admitted.) White mobs protested and there was major confrontation. Ironically, today there is a placard celebrating the history of this "event."
    1959 - Bobby Darin signed his first movie contract, a million-dollar, six-year, six-picture deal with Paramount Studios. He would go on to secure a nomination for Best Supporting Actor in 1962.
    1960 - The first communications satellite was Echo 1, a 26.5-inch magnesium sphere launched by a Thor-Delta rocket at 5:30am from Cape Canaveral, FL. The satellite went into orbit at 7:45am, after the three stages of the rocket had been fired successfully. A tape message was transmitted from Goldstone, CA, bounced off the satellite, and received by the Bell Laboratories at Holmdel, NJ. This eventually revolutionized the communication industry from radio and television news, miniature portable telephones, Internet and geographic location at extremely low costs and very high efficiencies.
    1963 - Top Hits
“Fingertips - Pt 2” - Little Stevie Wonder
“Wipe Out” - The Surfaris (The “A” side was “Surfer Joe.”
“(You're the) Devil in Disguise” - Elvis Presley
“Ring of Fire” - Johnny Cash
    1963 - The Four Seasons sued their struggling first label, Vee Jay, for non-payment of royalties and move to Mercury/Philips Records. This would be the first of a long line of incidents that would doom the label.
    1963 – Hall of Famer Stan Musial announced his retirement at season’s end.
    1964 - Race riot in Elizabeth, NJ.
    1964 – For the 10th time in his career, then a record, Mickey Mantle hit HRs from both sides of the plate.  One traveled 502 feet.
    1965 - Race riot in West Side of Chicago, IL.
    1966 - Longview, TX radio station KLUE-AM organized the first of the "Beatles bonfires," where ex-Beatle fans burned the groups' records in protest of John Lennon's recent "bigger than Jesus" comment. KLUE's radio tower was struck the next morning by lightning, throwing the station off the air. Meanwhile, Cleveland's Reverend Thurman H. Babbs, of the New Haven Baptist Church, calls for the excommunication of all Beatles fans.
    1967 - A planned Joan Baez concert at Washington DC's Constitution Hall was canceled after the Daughters of the American Revolution protested her recent anti-war remarks concerning Vietnam.
    1968 - WORLEY, KENNETH L., Medal of Honor.
Rank and organization: Lance Corporal, U.S. Marine Corps, 3d Battalion, 7th Marines, 1st Marine Division (Rein), FMF. Place and date: Bo Ban, Quang Nam Province, Republic of Vietnam, 12 August 1968. Entered service at: Fresno, Calif. Born: 27 April 1948, Farmington, N. Mex. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a machine gunner with Company L, 3d Battalion, in action against enemy forces. After establishing a night ambush position in a house in the Bo Ban, Hamlet of Quang Nam Province, security was set up and the remainder of the patrol members retired until their respective watch. During the early morning hours the marines were abruptly awakened by the platoon leader's warning that "grenades" had landed in the house. Fully realizing the inevitable result of his actions, L/Cpl. Worley, in a valiant act of heroism, instantly threw himself upon the grenade nearest him and his comrades, absorbing with his body, the full and tremendous force of the explosion. Through his extraordinary initiative and inspiring valor in the face of almost certain death, he saved his comrades from serious injury and possible loss of life although 5 of his fellow marines incurred minor wounds as the other grenades exploded. L/Cpl. Worley's gallant actions upheld the highest traditions of the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country.
    1969 - The Boston Celtics NBA championship basketball team was sold for $6,000,000; the highest dollar figure ever paid, to that time, for a pro basketball team.
    1969 - Chuck Berry, Jethro Tull, Chicago Transit Authority, The Youngbloods and The Loading Zone @ San Francisco Fillmore West.
    1970 - The Hollywood Bowl holds a memorial concert for recently deceased folk legend Woody Guthrie, featuring (among others) Bob Dylan, Arlo Guthrie, Richie Havens, Pete Seeger, Odetta, and Tom Paxton.
    1970 – Curt Flood lost his $41 million suit against Major League Baseball.  Flood became one of the pivotal figures in the baseball’s labor history when he refused to accept a trade following the 1969 season, ultimately appealing his case to the Supreme Court. Although his legal challenge was unsuccessful, it brought about additional solidarity among players as they fought against baseball's reserve clause and sought free agency, now commonplace.
    1971 - Birthday of tennis player Pete Sampras, Washington, DC.
    1971 - Top Hits
“How Can You Mend a Broken Heart” - The Bee Gees
“Take Me Home, Country Roads” - John Denver
“Beginnings/Color My World” - Chicago
“I'm Just Me” - Charley Pride
    1972 - The last United States ground combat forces in Vietnam were withdrawn.
    1973 - Golfer Jack Nicklaus won his 14th major golf title, breaking a record held for nearly 50 years by Bobby Jones. Nicklaus won the PGA Championship for the third time.  Nicklaus finished his career with 18 major championships, still the best.
    1974 – In a first, Mickey Mantle and Whitey Ford were inducted into the Baseball Hall of Fame, the first teammates to be so honored simultaneously.
    1975 - Marking his first real appearance on the national radar, Bruce Springsteen and the E Street Band performed the first of five sold-out shows at New York's Bottom Line.
    1978 - The Commodores have their first US number one single with "Three Times a Lady". Lionel Richie would later explain that he wrote the song after hearing his father give a touching speech at his 37th anniversary party.
    1979 - Top Hits
“Bad Girls” - Donna Summer
“Good Times” - Chic
“The Main Event/Fight” - Barbra Streisand
“Suspicions” - Eddie Rabbitt
    1980 - Songwriter, producer, and artist Todd Rundgren, his female companion, and three others were victims of a home invasion at his house in Woodstock, NY, bound and gagged by four masked intruders who stole art, stereo equipment, and recording equipment. One of the criminals hummed Todd's 1972 hit "I Saw the Light" to himself as the robbery takes place.
    1981 - IBM (International Business Machines) introduced the Model 5150 PC (personal computer). The IBM PC ran on the Intel 8088 microprocessor at 4.77 MHz with one or two 160K floppy disk drives. It had 16 kilobytes of memory, expandable to 256k, five 8-bit ISA slots, a 65-watt power supply, no built-in clock, no built-in serial or parallel ports, and no built-in video capability -- it was available with an optional color monitor. MS-DOS 1.0/1.1 was issued with the PC (IBM later released its own operating system: PC-DOS). Prices started at $1,565. The IBM PC was a smashing success and IBM quickly became the #1 microcomputer company, with Apple dropping to #2, primarily because it was one-third the cost and available at Sears-Roebuck and many other retail stores, plus direct from IBM with a lease-finance plan both for consumers and business, including many start-ups (it followed their typewriter leasing-finance plan with maintenance available).
    1982 – Mexico announced that it is unable to pay its enormous external debt, marking the beginning of a debt crisis that spreads to all of Latin America and the Third World.  Citi’s then CEO, Walter Wriston, a holder of a considerable amount of this debt, once declared them to be the safest investment because “countries don’t go bankrupt.”
    1982 - The Minnesota Vikings, who for years used to the frozen tundra of Minneapolis's Metropolitan Stadium as a significant home-field advantage, made their debut in the Hubert H. Humphrey Metrodome. They beat the Seattle Seahawks in a preseason game.
    1987 - Top Hits
“I Still Haven't Found What I'm Looking For” - U2
“I Want Your Sex” - George Michael
“Heart and Soul” - T'Pau
“One Promise Too Late” - Reba McEntire
    1988 - The Red Sox beat the Tigers 9-4 for their 23rd consecutive win at Fenway Park establishing a new major league record [the streak will end after one more home victory]. The 1931 Philadelphia Athletics had previously set the league mark with 22 straight home victories.
    1988 - Fifteen cities in the northeastern U.S. reported record high temperatures for the date. Youngstown, OH reported twenty-six days of 90 degree weather for the year, a total equal to that for the entire decade of the 1970s.
    1990 – Sue, the largest and most complete Tyrannosaurus Rex skeleton found to date, was discovered by Sue Hendrickson at the Cheyenne River Reservation in South Dakota.  It has a length of 42 ft., stands 13 ft. tall at the hips, and was estimated to have weighed more than 6.4 metric tons when alive. After ownership disputes were settled, she was auctioned in October 1997 for US $7.6 million, the highest amount ever paid for a dinosaur fossil.  It is now a permanent feature at the Filed Museum of Natural History in Chicago.
    1992 - The United States, Mexico and Canada agreed to form a free-trade zone that would rank as the world's largest single trading bloc.  Known as NAFTA, the U.S. Chamber of Commerce credits NAFTA with increasing U.S. trade in goods and services with Canada and Mexico from $337 billion in 1993 to $1.2 trillion in 2011, while the AFL-CIO blames the agreement for sending 700,000 American manufacturing jobs to Mexico over that time.  The U.S. goods trade deficit with NAFTA accounted for 26.8% of the overall U.S. goods trade deficit in 2010.
    1993 - President Bill Clinton signed a bill providing $6.2 billion in federal relief to victims of floods in July and August for nine states from North Dakota to Missouri. Due to the record rains in the spring of up to 200 percent above average, the Midwest suffered 50 deaths, 70,000 left homeless and an estimated $12 billion in damage as of August 9, 1998.
    1994 - "Woodstock '94" was held in Saugerties, New York. About 350,000 attended the show, which included mud fights and performances by Green Day, Nine Inch Nails, Aerosmith and the Red Hot Chili Peppers
    1994 - In baseball's eighth work stoppage since 1972, players went on strike rather than allow team owners to limit their salaries. The work stoppage will lead to the cancellation of the World Series and a delayed opening of next season.
    1996 - National Hockey League general managers agreed upon a rule change taking effect at the start of the 1996-1997 season. If fans litter the ice during the game, the referee is empowered to give a warning and then, if the offense is repeated, to penalize the home team for delay of game. The rule was a response to fans of the Detroit Red Wings, who tradition called for throwing octopi on the ice, and more particularly to fans of the Florida Panthers, who littered the ice with plastic rates after Panther goals during the 1995-96 season.
    1997 - MTV debuts the Fleetwood Mac reunion concert. The special was taken from two performances at a Warner Brothers soundstage a few months earlier.
    2007 - Fats Domino was honored as an "American Music Legend" by the Recording Industry Association of America.
    2011 – The health insurance mandate from the Patient Protection and Affordable Care Act was struck down by the U.S. court of Appeals for the Eleventh Circuit.
    2014 - A home-based colon cancer screening test by Exact Sciences Corp. has received approval by the U.S. Food and Drug Administration; patients must receive a doctor's prescription in order to purchase the test.

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Top Stories

(chronological order)

- FinPac, Alumni, Friends Get Together, Puget Sound
- 10 Tips to Boost Equipment Sales with Leasing
- SBA 7(a) Raised from $18.75 to $23.5 Billion
- Feds Approve CIT Acquiring OneWest Bank
- California SB 197 Will Change Small Ticket Leasing
  Final Amendment Going to Consent Calendar
- SBA Hits Its 7(a) Loan Agreement Cap
- Ascentium Capital Continues to Outpace its Competitors
- Scott Wheeler's Latest Book Released
  "Call to Action"
- Charlie Chan on Balboa Capital
- The Volume Produced by Alternate Finance is Astounding
   Changing the Way Credit Decision Are Being Made
- NAELB Leasing School Says it is Time
- All Wireless Phones to Have Anti-Theft Devices
- Dan Baldwin Forms "Cloud Broker Association"
- CLFP Foundation Breaks Record, Plus 18 New Members
- FDIC Cases Against Failed Bank Directors & Officers 26 to Date
- Senior Vice President Sentenced to Federal Prison
    Loss to Bank was $991,680
- Web App with Calculator for Vendors- One Month Free Trial
- Equipment Finance Decision Maker Survey Results:
   Vendor & Small Biz
- California Proposed Law Update:
    Third Party Originators: No License Needed
- Bank Officer Gets One Year/$174,000 Judgment
- Bank of America to close drive-up tellers at 12 branches
- First American Equipment Makes it 40 CLFP's
- Ironic that Peek is at Bank of America and Thain is at CIT
- 182 Bank Officers Plus Investigated by SIGTARP
- Element Financial Tearing Up the US Market
- Stick Mobility--Yoga to the Next Level
  New Exercise for Individuals or Groups
- Which States Finance the Most Equipment
- New IdentityTheft.gov Website
- Lease One Tagged for Fraud in Lease Commitment
     by Tom McCurnin, Leasing News Legal Editor
- Three New Bulletin Board Complaints
    US Business Funding, Newport Beach, California
- Verhelle Founds Harvard Partners, LLC
- Business Loans/Cash Advance Increase
- Subject: Need a corporation 3-7 years old? Reaction
- Financial Pacific Leasing Digitizes
   End-to-End Transaction Lifecycle with DocuSign & eOriginal
- What You Didn’t See in the Marlin Leasing Press Release
- Directions to Stop Unwanted Calls and Texts to Your Mobile Phone
- "Your lease rates are too high"
- Bulletin Board Complaint
   Balboa Capital, Irvine, California
- Provide “Added Value” by Protecting Your Customer
    Get Repeat Customer/Vendor Business with These Tips
      By Christopher Menkin
- Reader Complaint About LEAF Financial Investment (Collection)
- 2015 U.S. Digital Future in Focus
     by comScore
- Report: “The Impact of Alternative Financing on the
    Equipment Leasing and Finance Industry"
- The Equipment Leasing and Finance Foundation Releases
 study "Digital Documents in the Equipment Finance Industry”
- Top Five Leasing Company Web Sites—
  in North America
- Bulletin Board Complaint Matrix Business Capital
    First Response to Cease & Desist
- US Business Funding, Newport Beach, California
  Bulletin Board Complaint $5,915 Deposit Made in 2013
- EAR President Mark Anstett Pleads Guilty
- Loan/Lease Regulations --- Update
   Don’t Have a License? Not Caught, You’re Lucky, so Far
- Update--Balboa Files: "It was an Operating Lease"
   By Tom McCurnin and Frank Peretore 
- Leasing Brokers: When May You Collect a Commission?
- Bulletin Board Complaint
    Integrity Financial Groups, Alpine, Utah
- “Capital” or “Finance” in Name, Better Have a License
- Bulletin Board Complaint
  Brian Acosta/Matrix Business Capital
- Maricle Found Guilty in Not Returning Advance Fees  
- Balboa Capital Sued in Federal Court for
        Bait and Switch Sales Tactics
- Details, Details...How Important are they?
   Very, When the Lessor Sneaks in a Blanket Lien
- What is Leasing?
    Legal Definitions by Leasing News Legal Editor Tom McCurnin
- Invest in Your Country
  U.S. Savings Bonds
- How to be a “Leasing Expert Witness”
    and Make Extra Income
- 2014 Survey Reports Expert Witness Hourly Fees
    Record All-Time Highs
- Your Photograph on LinkedIn.com
Use a Password Generator
- Banks Turn Toward Leasing for More Profit
- Why Leasing News is Different
- Take Your Banker to Lunch
- Look Out!!! --Two Evergreen/PRR Clause Lessors Merge
   Onset Financial/Mazuma Capital
- Lease Police Tips on Judging Vendors
- Netiquette: Rules of Behavior For Email and the Internet
- Alert: Rudy Trebels Back Soliciting Broker Business
- HL Leasing/John Otto--Update
- NorVergence- Year end, 2013
- Twelve Lawyers Against Evergreen Clause Abuse
- Wants to Go After Lessors and Their Attorneys
   Re: Evergreen Clause Abuses
- Sample of Usury Laws in United States
- Balboa Capital Class Action Case Settled--$5 million?
- Old Cowboy On His Horse
- Leasing Brokers: When May You Collect a Commission?
- Is Long Term Leasing Dead?
- 5 Ways Women Are Better Bosses Than Men
- Balboa Capital, Irvine, California
   $20,543.22 Bulletin Board Complaint
   Alleged “Bait and Switch”
- Female Lease Finance Association Presidents
- Broker’s Responsibility to Obtain
    California Lender’s License
- The Day that Albert Einstein Feared May Have Finally Arrived
- Equipment Finance Agreements Explained/Barry S. Marks
- Royal Links "True Lease" Court Ruling
- "The Memory Shock" –New Book by Barry Reitman
- Mazuma and Republic Bank Get Snared on PRR Provision
   by Tom McCurnin, Esq.
- Jeff Taylor's Leasing Predictions, Spring, 2006
- Radiance Capital, Tacoma, Washington
   Bulletin Board Complaint 
   Purchase Option on EFA, Won’t Return $5,000 S.D.
- New Case against Mazuma Capital and Republic Bank
  ---Automatic Evergreen Payment---PPR
- Republic Bank out of leasing?
- Charles Schwartz and Allied Health
- Copier Wars---It's more than the lease payment
    by Christopher Menkin
- Leasing Gypsies
- Verifying Tax Returns
- Special Report: Part I
   Could Church Kiosks, Royal Link Carts, NorVergence results been avoided?

   The use of “Equipment Finance Agreements”
- Special Report: Part II
    Bank of the West

   Equipment Lease Agreement (EFA)
- California License Web Addresses
- Settlement Costs vs. Litigation Costs