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Credit Analyst Campbell, CA. Credit Analyst for middle market commercial/venture leases. Performs financial statement analysis/assesses qualifications w/underwriting criteria. Assists portfolio management. Requires excellent analytical and writing skills. College degree  finance/accounting. Prior exper. financial services industry required. E-mail resume to: pentech@pentechfinancial.com

For more information about Pentech: www.pentechfinancial.com

Monday, August 22, 2005

Headlines---

Classified ads---Sales Manager
    Dolsen Leasing added to Story Credit List
        "Funders Only" List
            Classified Ads---Help Wanted
                Weekly Bulletin Board Report
Fast money profit taking and supply weigh on mortgages
    Marlin Leasing Completes $340.6 MM Securitization
        Dash with NCW2, IBU 41
News Briefs---
    You May Have Missed---
        Sports Brief---
Today's Top Event in History
    This Day in American History
        Baseball Poem

######## surrounding the article denotes it is a “press release”

Classified ads---Sales Manager

Atlanta, GA
30 years in transportation Finance with strong management/ sales background. Represented company on national & region markets. Started two successful operations- produce profits and growth.
Email: pml@mindspring.com

Chicago, IL .
Successful sales manager has 15 years experience with captives and independents. Expertise in re-energizing existing sales teams and territories, also building teams from scratch. True Team Leader looking for new challenge. email: Murph5553@aol.com

Chicago, IL
Senior sales manager seeks Chicago based sales management role with growing, creative, customer focused lessor. Extensive experience/documented results in all aspects of information technology leasing.
Email: belanger@dataflo.net

Dallas/Fort Worth, TX .
Domestic-int'l exp. Small to middle ticket. 24 yrs with Fortune 500 firms. Consistently achieves margin/ volume goals.
Email: dptr7300@sbcglobal.net

New York, NY
I have over 25 years owning an independent leasing company that specialized in truck leasing. Tow trucks, Limos, ambulances, tractors, etc..
Email: rfleisher@rsrcapital.com

Pennsauken, NJ .
17 Years Leasing in all capacities from CSR and Collections to National Sales Management and Vice President Vendor Development. Exceptional People Skills. Many industry references.
email: cherfurth1@aol.com

Portland, OR.
18+ yrs w/bank leasing company. Supervised 14- 20 sales people. Willing to relocate for the proper position.
Email: pthygeson@netscape.net

Scottsdale, AZ
Have successfully built or rebuilt 3 national sales forces in 3 different industry niches. Strong credit and operations background compliment overall experience. Strong industry references.
Email: azlessor@cox.net

For a full listing of all “job wanted” ads, please go to:

http://216.66.242.252/AL/LeasingNews/JobPostings.htm

To place a free “job wanted” ad, please go to:

http://216.66.242.252/AL/LeasingNews/PostingForm.asp

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For full list, please go here:

http://www.leasingnews.org/Story_Credit/Story_Credit.htm

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Funder's Only

A -Accepts Broker Business | B -Requires Broker be Licensed | C -Sub-Broker Program
| D -"Private label Program" | E - Also "in house" salesmen

(A) Pioneer Capital originates all it's paper from brokers - 100%. Pioneer is a full service funding company that holds 100% of its transactions internally. We have over $150 million in small ticket leasing lines. We offer "A", "B" and in some circumstances "C+" credit coverage. We also offer franchise, medical, and new business leasing programs. Accepts Broker Business - to apply for to http://www.pioneerfunding.com/becomebroker.html. Private Label Program - Pioneer offers private label documents and discounting programs to eligible brokers.

(B) BWC Equipment Leasing only funds deals in Northern California. Sub-broker accepted only is disclosed up-front. Broker must sign "Representation and Warranty" broker agreement.

(C) Balboa Capital:
A - Accepts broker business
B - request appropriate state licenses be obtained.
C - No sub broker allowed without written consent.
D - Broker can be listed as Lessor, receive advance payments, and assign to Balboa. Balboa pays the vendor.
E - Balboa has a large internal sales force that solicits directly to the end user. Broker customers are excluded from any calling list and our Broker Agreement specifically states your accounts will not be solicited while a customer of Balboa.

(D) Dolsen Leasing, see our Broker Application at www.dolsenleasing.com . While we do not require brokers to be licensed, we do a background check on all prospective brokers. While we have both inside and outside sales people, we are always open to expanding our broker network.

Please complete this "Form:"

Name:
Year Start:
Contact:

(some people put telephone number, some e-mail, or both)

Website:
Leasing Assoc.
Employees:
Geographic Area:
Minimum Dollar Amount:

(several also put a range, as you will see, some also add their average transaction size)

Equipment Restrictions:

( you may have this on your web site, or may say, call, or may have a short list, or may say depends on credit.)

A-B-C-D-E These are yes or no answers. If you have any further clarification please include in your comments section.

A--Accepts Broker Business

(It is suggested in the comment section that the web site address of contact and/or qualifications be placed. If not on a web site, please put on a page that we can turn into a URL for readers to go to)

B-Requires Broker be Licensed---Certain states require all those involved in the leasing process be licensed. If you care to make a comment on this, then please add to your comment section.

C-Sub-Broker Program—Allows a broker to pay a broker who submits and/or works with the original broker to obtain credit, financial statements, negotiate, or assist in the obtaining of leasing documents and invoices.

D—Private Label Program—offers the broker or discounter a contract that allows them to put their name on it, primarily for marketing purposes.

E—In addition to accepting broker business, has “in house” salesmen who go “direct” to customers and/or equipment vendors. If there is confusion such as the entity is a subsidiary or separate operation, but under the same financial control, it is best to state “yes,” while the sales team may be “separate,” it is in reality part of the organization. This is very common in the leasing industry to have both sets of “on premise” and “off premise” sales and should not be viewed as a negative to each “divisions” efforts.

Comments: These will be “footnoted” and hopefully will cover any statement or clarification a “funder” would like to make.

In addition, we may need the name and telephone number of your banker who will confirm you are a funder or have investors, etc. We have done this with all companies we do not know or can verify that they are a “true” funder and not a broker or “super broker.”

Please also let him know we are calling. All information will be held confidential.

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Classified Ads--- Help Wanted

Account Executives

Account Executives Positions are available for remote Account Executives with 7+ yrs Equipment Leasing Sales exp.  Work directly with CFOs, CIOs, CEOs and other high-level executives. Please send resume indicating where you saw this ad to:  US_DFS_Staffing@dell.com. About the Company: At Dell Financial Services, we aspire to fuel your potential with the kind of challenging opportunities and hands-on support you need to grow. We're the exclusive provider of leasing and finance services for Dell technology systems worldwide.

www.dellfinancialservices.com

Credit Analyst

Credit Analyst Campbell, CA. Credit Analyst for middle market commercial/venture leases. Performs financial statement analysis/assesses qualifications w/underwriting criteria. Assists portfolio management. Requires excellent analytical and writing skills. College degree  finance/accounting. Prior exper. financial services industry required. E-mail resume to: pentech@pentechfinancial.com

For more information about Pentech: www.pentechfinancial.com

Lease Representatives

MIS/Business Analyst

MIS/Business Analyst Campbell, CA. Business Analyst needed to assist Ops Department in production and development of business segment reporting, liquidity management; systems integration. College degree/related experience in financial services industry required. E-mail resume to: pentech@pentechfinancial.com

For more information about Pentech: www.pentechfinancial.com

National Account Manager

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Weekly Bulletin Board Report

by Christopher Menkin

It was ironic to me to receive all the complaints, some by telephone and by fax, about how they would like to see Gordon Roberts, formerly of Centerpoint Financial punished more than he was for his conviction in Denver, Colorado. One of them came from a company that may appear on this complaint bulletin board. All I can say is it appears " ethics are in the eye of the beholder."

#1 A church complained about not receiving their deposit back, a check for $2,814.10 check dated March 30,2005 along with a copy of the lease dated 4/22/05. They complaint: the lease was never funded nor their money returned.

The super broker told us, "We are doing an investigation into the vendor on this transaction and have found several inconsistencies in the submission." After several more communications, the super broker on June 23, 2005 told us, "I believe this to be a disguised sale lease back and the client is fully aware of this. I will send her check back less the doc. fees and I'll notify our lenders of the potential problem with the vendor. She is using you as leverage because the vendor knows the business and knows who you are. I'll get you the vendors name to put on your watch list if it comes up again. For now I'll be glad we passed on this transaction."

The day after coming back from vacation, I queried the church, whether they got the money back. No. The super broker said "They tried to get a loan disguised as a lease." When I reminded him there was no documentation signed by both parties regarding this, nor proof of it, and more importantly, the "super broker" made a promise to return the money on June 23 and here is was August 9th.

This went on for several days. We told the "super broker" we were publishing the complaint tomorrow, and he told us then decided to send the money back.

August 19, the church tells us," Unfortunately, they saw fit to withhold $595.10 from the down payment refund check. We find this totally unacceptable, since we were told that our lease application was definitely approved before we sent in the down payment check to them. It was through no fault of ours that they arbitrarily decided not to go forward with the lease deal."

There is much more to this story, stay tuned.

#2 This complaint was against a company already on our Bulletin Board Complaint. The company kept $4,000 against a $135,000 application. It is involved, as the credit was originally based on the wife, not the husband. After many "hot" e-mails, the super broker was convinced that he did not have documentation to keep the money nor did the circumstances support any difference, so he stated on July 11,2005: "I'm going to talk to legal dept tomorrow and get the client their refund check minus the &750 doc."

August 16, the company had not received the check, so we contacted the "super broker" that the check must have been lost, and requested he send it over night.

"Thanks for bringing that to my attention. I will put a stop payment on the old one and reissue a new one today. I will send you the check number and air bill number shortly."

He sent us the number, and the company received the full check the next day on the deposit he had made.

#3 " I believe that the Company acted dishonestly. ***** misrepresented the lease rate to us when the lease was initially signed. The residual was never discussed and the salesman hurried us through the documentation signing process. He never explained what happens at the end of the lease.

I cannot understand how a company can continue to do business when they charge over 20% interest for an established, profitable business with strong personal guarantors.

Furthermore, the company filed a UCC-1 blanket lien against all company assets even though they only financed one piece of equipment for us.

I think we have made a very generous offer to ***** and they have not taken any steps to resolve this matter. I would appreciate it if you could assist us."

The leasing company is a major company located in Southern California ( as the first two were also located.) In discussing the circumstances, 20% was not an unusual high rate, although it is high, and a blanket lien on all property is not uncommon, although not common. His disagreement boiled down to not understanding there was an automatic 12 month lease renewal and not a purchase option, as the salesmen explained he would own the equipment at the end of the original term. Yes, he signed all the papers, but was told to sign or else he would not get the lease, and to trust the salesman as he came through for him.

The president of the company told us, "I agree with the majority of your points. However, I am not convinced that our sales rep was anything but forthright on this deal. This was our third deal with the *******.

"This was a tough deal. Here are some notes from the file.

"-Time in business at the inception of the lease was only 4 years

- Only one solid trade for the lessee at the time

- PG's had good credit, but no home ownership

- PG's had excessive inquiries on their credit report, and explained that they had shopped the deal around and could not get the deal approved elsewhere

- The equipment was located in Taiwan and according to our asset manager there was a limited U.S. resale market for the equipment

- A vendor check out could not be done

- A wire transfer was sent to an overseas bank"

"I have notes in our system that indicate we have communicated with ***** about their offer.

"Having said all that, we are not pleased that we have an unhappy customer and we would be more than happy to extend a 'Leasing News discount."

That was July 11, 2005. August 16, we contacted the president of the Leasing Company who made the statement above he would take care of it.

"Kit, Thank you for the follow up.

Two people in our portfolio management department had overlapping vacations and we dropped the ball. No excuses though, we should have managed this better.

***** will receive a generous offer from us before day's end."

Here is the response from the lessee on August 17, the next day:

"Dear Kit, first of all, thanks for your effort and support on my case. And the following is the offer I received from ******* which was not any different than the original invoice besides the late fee. We are now evaluating the offer and we will probably be considering to return the machinery but the renewal cost is just not reasonable since they had already received the full payment of 60 months. Thanks."

Several e-mails with the president, who finally responded:

"...we are willing to put forth a final offer to settle this matter. If we can settle this matter and ***** receives the money by tomorrow, we will offer an additional $1,500 discount. If this is still not an acceptable outcome to either you or ******, we respect the decisions of the parties to pursue whatever course of action they deem appropriate."

The next day, "I really don't know what to say but thank you for all your hard work on our case. We are now consulting with attorney and will let you know next day or two. BTW, the machines are here and we don't intend to keep them for that market value they had appraised. Those are all in good working condition and here in my plant."

This complaint may appear in our Bulletin Board format as it appears a legitimate one. You will then learn the name of the major leasing company. It all could have been settled if done in a timely manner and not have turned into an insult. Companies talk about “customer service” and “caring about their customer,” and here is obviously a repeat customer, three leases before, and the time lapse was certainly a factor to alienating the customer and wanting to seek an attorney as the issue appears not just to be about the money, but the alleged deception and treatment the customer received.

#4 This is an unusual one where the "broker" signed the original proposal, then when they could not get this placed, signed a second proposal with money down along with an advance rental. When the transaction commenced with the company the super broker placed the deal with, the applicant asked for his money back, $12,000, as per the second proposal.

The "broker" contends he told the applicant that the money would be earned as a commission as the source they used does not pay a commission. To add to this confusion, the actual lease was not a “lease” but a "finance," spelled out on the face of the contract. It did meet the monthly payments on the second proposal, and did not call for any additional money up-front ( 59 monthly payments;) although the second proposal specifically stated for “money down” and “advance rental,” not a commission.

The persons involved in the transaction stated they never agreed to a $12,000 commission, nor signed a third proposal, that would have spelled this out.

The broker "threatened" to sue us if we posted the complaint.

Readers will most likely see this complaint posted in Leasing News within the next ten days. We have asked the “super broker” to have their attorney review our posting for us to learn that all sides are being fairly represented in it.

#5 We have a lot stirring in the pot about a famous “super broker,” and the issues are so complicated that it would take up pages to explain them. Suffice to say, three leases have not funded, and two have asked for the advance rentals back. This “super broker” has been in hot water and out of hot water with many brokers, vendors, and customers so often in the last year he has learned how to duck and weave--- While the complaints have been going on for two months, in the past this company has resolved them all---eventually. When they reach the Leasing News Bulletin Board very few of our readers will be surprised---if anything, why didn't they make it earlier?

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Fast money profit taking and supply weigh on mortgages

ABSnet

Last week was fairly choppy for mortgages, with the first half of the week seeing fast money profit taking and above average originator selling. Mortgage cheapening finally encouraged some real money support — albeit modest — by Thursday and spreads had recovered some of their earlier week widening.

The near-term outlook for mortgages remains somewhat pessimistic. Rolls are not attractive, supply is strong, overseas buyers are showing limited support at current yield levels, real money is no longer underweight and liquidity tends to decline in the latter part of August, as many participants are on vacation. Weakening is likely to draw in some opportunistic buying, but that is expected to be limited. JPMorgan Securities analysts favor an underweight to mortgages as fundamentals and short-term technicals are poor. They also prefer selling 5.5s versus 5s as month-end support should favor 5s on a market share increase.

Application activity increases modestly

Mortgage application activity increased 2% overall for the week ending Aug. 12, primarily on an uptick in refinancing activity that responded to the late week rally. The Refinancing Index rose 5% to 2286, according to the Mortgage Bankers Association. Meanwhile, purchase activity was essentially unchanged at 499.3 versus 498.8 the previous week. As a percentage of total application activity, refinancings were lower at 40.9% from 41.7% previously. ARM share increased to 29.7% from 28.5%.

Michael Cevarr, MBA's director of member surveys, noted that the overall number of applications is 10.6 % greater than the same time last year with the dollar volume of applications also increasing 26.1%. This rise is true for both purchase and refinance applications, reflecting the increasing home values over the past year, Cervarr added.

The Refinancing Index has been holding firm despite the increase in mortgage rates. To some extent, analysts attribute this phenomenon to fence sitters reacting to the higher rate levels. In recent research, UBS analysts noted that previously, for similar rate levels, application volume moved higher when rates increased compared to when they declined. Lehman Brothers analysts also suggest that homeowners are cashing out equity in order to pay upcoming tuition payments for their children.

Mortgage rates respond to rally

After six weeks of increases, mortgage rates declined slightly last week in response to the latest rally that brought the 10-year Treasury yield down from 4.49% on Aug. 10 to 4.21% as of Tuesday's close.

For last week, Freddie Mac reported the 30-year fixed rate mortgage fell nine basis points to 5.80% —in line with expectations. The 15-year fixed rate averaged 5.40% versus 5.47% the previous week; the 5/1 hybrid ARM rate was six basis points lower to 5.34%; and one-year ARM rates reported in at 4.58% versus 4.57% previously.

Explaining what happened to mortgage rates over the week, Freddie's Chief Economist Frank Nothaft said, “Mortgage rates can fluctuate from week to week depending on market conditions and expectations.” He added that despite recent economic indicators being positive, they were still not up to market expectations.

However, Nothaft said long-term mortgage rates are at about the same levels they were at this time last year. This is why it isn't surprising, he said, that the housing industry continues to thrive, noting robust home sales and increased housing starts compared to last year's numbers. Given last week's decline in mortgage rates, refinancing activity is anticipated to hold near its current level.

Prepayment outlook

Currently, expectations are for August prepayments to increase roughly 10%, primarily due to a higher day count, then decline 15% to 20% in September on the decline in refinancings and lower day count. An additional 5% to 10% slowdown in October is currently projected.

JPMorgan analysts said that although the MBA Refinancing Index suggests a less than 5% decrease in August, this is offset by the three additional collection days for the month and a 5% increase in seasonal turnover. But analysts expect a sharp slowdown in discount speeds for September, equivalent to 20%. — Sally Ann Runyan/IFR Mortgage Data

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### Press Release ######################

Marlin Leasing Completes $340.6 Million Term Debt Securitization

MOUNT LAUREL, N.J., -- Marlin Leasing

Corporation, a wholly owned subsidiary of Marlin Business Services Corp. (Nasdaq: MRLN), announced the completion of a $340.6 million term asset backed securitization. This transaction was Marlin's seventh term debt securitization completed since 1999. As with all prior term debt securitizations, this financing provides the company with fixed cost borrowing and will be recorded "on-balance sheet." Partial proceeds from the offering were used to repay borrowings under certain of the company's warehouse credit facilities. Approximately $109 million from the transaction was deposited into an account to fund future lease production through December 14, 2005.

J.P. Morgan Securities Inc. acted as the structuring and lead placement agent, with Deutsche Bank Securities Inc. acting as co-manager.

This was a private offering made to qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended, by Marlin Leasing Receivables IX LLC, a wholly owned subsidiary of Marlin Leasing Corporation. The senior/subordinated structure included six fixed rate classes of notes rated by Moody's Investors Service, Inc. and Standard & Poor's Ratings Services. The weighted average interest cost over the term of the financing to Marlin approximates 4.806%. In advance of this transaction, a series of forward interest rate swap contracts were executed to partially hedge against rising interest rates. After adjusting for hedging activities and other transaction costs, the effective weighted average interest expense over the term of the financing will be approximately 4.50%.

Avg. Fixed Note

Class Size (MMs) Life Moodys/S&P Benchmark Spread Rate

A-1 $92.000 0.42yr P-1/A-1+ 5 Mos. LIBOR +9 4.05063%

A-2 $73.500 1.21yr Aaa/AAA EDSF +17 4.49%

A-3 $50.000 2.15yr Aaa/AAA Swaps +21 4.63%

A-4 $46.749 2.99yr Aaa/AAA Swaps +27 4.75%

B $55.546 2.28yr A2/A Swaps +67 5.09%

C $22.765 2.44yr Baa2/BBB Swaps +125 5.67%

"We are pleased to announce the completion of our 2005 term securitization," said Bruce E. Sickel, CFO of the company. "This transaction once again completes our normal annual funding cycle. It provides us with fixed rate financing to support our existing lease portfolio and expected growth into the fourth quarter of 2005 while reducing our exposure to rising interest rates."

About Marlin Business Services Corp.

Marlin Business Services Corp. is a nationwide provider of equipment leasing solutions primarily to small businesses. The company's principal operating subsidiary, Marlin Leasing Corporation, finances over 60 equipment categories in a segment of the market generally referred to as "small-ticket" leasing (i.e. leasing transactions less than $250,000). The company was founded in 1997 and completed its initial public offering of common stock on November 12, 2003. Since 1999, the Company has successfully completed seven term debt securitizations issuing more than $1.3 billion in notes. The first four term debt securitizations have been retired. In addition to Mount Laurel, NJ, Marlin has regional offices in or near Atlanta, Chicago, Denverand Philadelphia.

For more information, visit
http://www.marlincorp.com
or
call toll free at (888) 479-9111.

#### Press Release #####################

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Dash with NCW2, IBU 41

“Dad, tell your friend (Dwight Galloway) Quantico was the first Marine Corp Base I trained at... When in North Carolina I was training with the guys from Lejune At a place called BlackWater. I am sure he knows all about it. My home base is now Portsmith, Virginia.

“The Navy has made an unclassified webpage for my unit.

I'm with NCW2, IBU 41

Check it out.”

Dash
http://apps.surfor.navy.mil/ncwg2/default.asp

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News Briefs----

St. Louis income growth tops U.S. average
http://www.stltoday.com/stltoday/business/stories.nsf/story/
C60752E1599A390A862570630032F455?OpenDocument

High-growth Atlanta has seen 40 bank creations since 2000 — more than any other metro area in the country.
http://www.ajc.com/business/content/business/0805/19bizcommunity.html

Gas prices bring on new ways to cut corners
http://www.usatoday.com/money/autos/2005-08-21-gas-prices-usat_x.htm

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You May Have Missed

TV Ratings Hit all-Time Low this Summer
http://www.variety.com/article/VR1117927790?categoryid=
14&cs=1&s=h&p=0

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Sports Briefs----

49ers' sad day
Team mourning: Lineman collapsed in locker room after game in Denver
http://sfgate.com/cgi-bin/article.cgi?file=/c/a/2005/08/22/HERRION.TMP

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Today's Top Event in History

1990- President George Bush I calls up military reserves. By November some 230,000 American troops are in Saudi Arabia and President Bush announces that 150,000 more would be sent. By the end of 1990, 580,000 Iraqi troops were believed to be in Kuwait or southern Iraq. Facing them were 485,000 troops of 17 allied countries.

This Day in American History

    1654-The first Jews to arrive in America were Marra­nos, Spanish Jews who had converted to Chris­tianity in order to escape torture and death un­der the Inquisition. Marranos were part of Co­lumbus's voyage of discovery in 1492 and of Spanish explorations and settlements in the 16th century. A handful of Jews came to the English colonies in Virginia and Massachusetts in the first half of the 17th century, but most historians consider the first permanent Jewish settler in America to have been Jacob Barsimson of Holland, who landed at the Dutch colony of New Amsterdam (the future New York City.) A month later, a group of 23 Jews from Recife, Brazil, arrived in New Amsterdam seeking refuge from Portu­guese persecution. Against the wishes of the colony's governor, Peter Stuyvesant, the Dutch West India Company allowed them to stay, provided “the poor among them should not be­come a burden to the Company or the commu­nity, but be supported by their own nation.” They had left their homeland to escape religious prosecution. While some of the prejudice was brought to the New World, as different immigrants arrived, they learned to accept each other and work together.
    1670- In Massachusetts, English-born colonial missionary John Eliot, 66, founded an Indian church at Martha's Vineyard, with educated Indians Hiacoomes and Tackanash appointed pastor and teacher, respectively.
    1771-The talk of the colonies was a dwarf exhibited as a theatrical attraction. His name is not known, but he was a man, 53 years of age and 22 inches high, shown at the house of Widow Bignall, next door to King's Head Tavern, a little above Mr. Hancock's wharf in Boston, MA. Admission was one shilling. His appearance was advertised in the Massachusetts Spy this date.
    1775- King George III proclaims colonies to be in open rebellion, vows to send more troops.
    1791 -- Haiti: Encouraged by the French & American revolutions, 100,000 slaves revolt. They wage war first on French, then Spanish & English troops to achieve freedom for slaves in 1793. In 1804, Haiti becomes first free black country in the world. Bowing to pressure from Southern slaveholders, the US refuses recognition of Haiti until 1865.
    1816- Damaging frosts in low places from New England to North Carolina in the "Year-without-a-Summer"
    1834-Birthday of Samuel Pierpoint Langley, American astronomer, physicist and aviation pioneer for whom Langley air Force Base, VA, is named. Born at Roxbury, MA. Langley died at Aiken, SC, Feb. 27,1906. 1846-Without a shot fired, the US annexes New Mexico.
http://rip.physics.unk.edu/Kearney/SWK.html
http://www.newmexico.org/culture/history.html
http://www.state.nm.us/category/aboutnm/fastfacts.html
http://www.southernnewmexico.com/snm/history.html
http://www.nmcn.org/features/articles/timeline.html
    1846 -- General Kearney announces annexation of New Mexico by U.S.
http://www.kumeyaay.com/history/article_detail.html?id=6
http://bchs.kearney.net/BTales_197901.htm
    1847-What would later become the world famous Mormon Tabernacle Choir gave its first public performance at Salt Lake City, Utah, for an outdoor meeting of the Church of Jesus Christ of Latter-day Saints. Widely known for its concert tours, recordings and weekly radio and television broadcast from Temple Square, the choir's radio program “ Music and the Spoken Word” is the longest continuously running radio program in network history, dating back to 1929.
    1851- the first yacht to win in the international yacht race was America , owned by a syndicate headed by Commodore John Cox Stevens of the New York Yacht Club. They won what was known as the “hundred Guinea Cup.” The trophy, latter turned over to the New York Yacht Club, where you may view it today, became known as the America's Cup. ***
    1865- William Sheppard of New York City patented liquid soap.
    1901-Henry LeLand founded The Cadillac Company, named after eighteenth century French explorer Antoine de la Mothe Cadillac, founder of the city of Detroit. The Cadallac reached its height of popularity during the 1950s. The Cadillac Debutante, which debuted at the Waldorf Astoria, was based on the play The Solid Gold Cadillac. Cadillac sales decreased during the 1970s as the American car market experienced an influx of smaller imports, but luxury car sales, Cadillac included, have rebounded in recent years, particularly its SUV Escalade, said to be stolen four more times than any other car today; the most frequently stolen vehicle on the road, according to insurance claim statistics.
http://www.geocities.com/motorcity/track/2582/cadillac/cadindex.html
http://www.ajc.com/business/content/business/0803/21stolen.html
    1906- the first “Victrola” was made by the Victor Talking Machine Co., Camden, NJ.
1916-Birthday of pianist Sonny Thompson
http://music.lycos.com/artist/bio.asp?QT=A&QW=Sonny+Thompson&AN=
Sonny+Thompson&MID=28067&MH=
http://www.bluesbeforesunrise.com/bbssetlist011198.html
http://www.amazon.com/exec/obidos/ASIN/B000000PTY/
fast-musicasin-20/103-5362656-4423850#product-details
    1917 - John Lee Hooker, American blues guitarist and singer, born in Clarksdale, Miss. He began his career in Detroit in 1948 with the release of Boogie Chillun, the biggest of his several hit records and a staple of both the blues and rock repertoires. He toured continually, and among "deep blues" artists, enjoyed an unusually successful career, appearing in concerts and on recordings with many of the leading figures in rock. He was inducted into the Rock 'n' Roll Hall of Fame in 1991. Died June 21,2001 at his home in the San Francisco Bay Area.
http://www.johnleehooker.com/biography.htm
http://www.vh1.com/artists/az/hooker_john_lee/bio.jhtml
    1920 – Birthday of Ray Bradbury (writer: Fahrenheit 451, The Toynbee Convector, Martian Chronicles) .
http://www.raybradbury.com/about.html
    1926-Birthday of Bob Flanagan, lead singer of the '50s pop group the Four Freshmen.
http://business.baylor.edu/Phil_VanAuken/graphics/Jazz/group3.htm
http://www.amdest.com/stars/freshmen.html
http://www.fourfreshmen.com/wwwboard/wwwboard.shtml
http://wwwp.musicmatch.com/artist/artist.cgi?ARTISTID=
341444&TMPL=LONG#bio
http://www.fourfreshmen.com/fan.htm
http://www.fourfreshmen.com/index.htm
    1917-Birthday of blues man John Lee Hooker, whose boogie rhythms provided a link with rock 'n' roll, born in Clarksdale, Mississippi. He moved to Detroit in 1943, and began recording towards the end of the decade. Hooker's first record, "Boogie Chillun," and his 1951 recording of "I'm In the Mood" - not to be confused with the Glenn Miller tune - are reputed to have sold a million copies each. Many rock bands covered his songs and in 1970 Hooker recorded an album with Canned Heat. Hooker made a brief appearance in "The Blues Brothers" movie in 1980.
http://www.blueflamecafe.com/index.html
    1932- Philippa Duke Schuyler birthday, black-American pianist and writer started composing music at age three and at 12 her award- winning symphonic work was played by the Detroit Symphony. She has appeared as guest soloist, performing her own works with major symphony orchestras in the U.S. She died May 9,1967 in a helicopter accident in Da Nang, Vietnam, where she had gone in her new career as a reporter.
http://www.washingtonpost.com/wp-srv/style/longterm/
books/reviews/composit.htm
http://stream.realimpact.net/rihurl.ram?file=realimpact/wnyc/studio360/
studio091402c.ra&start=%2200:00.0%22&end=%2214:52.1%22
http://www.africanpubs.com/Apps/bios/1149SchuylerPhilippa.asp?pic=none
http://www.philippaschuyler.org/tn5_Philippa_Duke_Schuyler.asp
http://www.oup.co.uk/isbn/0-19-511393-4
    1936-Birthday of drummer Lex Humphries, New York City
http://www.vervemusicgroup.com/verve/artist.asp?aid=3702
    1938-Birthday of rockabilly singer Dale Hawkins, born in Goldmine, Louisiana. His brief moment in the national spotlight came in 1957 when” Suzie Q" made it to number 27 on the Billboard pop chart. It's still a favorite oldie, and was revived with great success in 1968 by Creedence Clearwater Revival.
http://www.rockabilly.nl/artists/dhawkins.htm
http://www.tsimon.com/dhawkins.htm
    1938- Count Basie records for Decca records, “Jumpin' at the Woodside.”
    1939- Julian Seth Kahn of New York City received a patent for a “spray can.” It was equipped with an inexpensive disposable valve mechanism. Under controlled pressure, it dispensed such items as whipped cream, paints, pharmaceuticals, and insecticides.
    1944- Cootie Williams cuts the first record of “Round Midnight.”
    1945-Many do not realize that the Vietnam Conflict actually began this day in 1945, less than a week after the Japanese surrender ended World War II, a team of Free French parachuted into southern Indochina in response to a successful coup by a Communist guerrilla named Ho Chi Minh in the French Colony.
    1949----Top Hits
Some Enchanted Evening - Perry Como
Room Full of Roses - The Sammy Kaye Orchestra (vocal: Don Cornell)
You're Breaking My Heart - Vic Damone
I'm Throwing Rice (At the Girl that I Love) - Eddy Arnold
    1950- Althea Gibson becomes 1st black competitor in national tennis competition at Forrest Hills.
http://www.tennisfame.org/enshrinees/althea_gibson.html
http://www.altheagibson.com/gallery.html
    1956- President Dwight Eisenhower and Vice-President Richard Nixon denominated by Republican convention in San Francisco.
http://gi.grolier.com/presidents/ea/bios/34peise.html
    1957----Top Hits
Love Letters in the Sand - Pat Boone
Tammy - Debbie Reynolds
Whispering Bells - The Dell-Vikings
(Let Me Be Your) Teddy Bear - Elvis Presley
    1961- Roger Maris, in his record-setting season, becomes the first player to hit his 50th home run in the month of August. The 26-year old all-star outfielder connects off Ken McBride as the Yankees lose to the Angels, 4-3.
    1965----Top Hits
I Got You Babe - Sonny & Cher
Save Your Heart for Me - Gary Lewis & The Playboys
Help! - The Beatles
Yes, Mr. Peters - Roy Drusky & Priscilla Mitchell
    1965 -Juan Marichal thinks Johnny Roseboro throws too close to his head returning the ball to Sandy Koufax and attacks Dodger catcher with his bat. The Los Angeles backstop suffers cuts on the head during the 14-minute brawl.
    1966- the United Farm Workers Organizing Committee (UFWOC), later to be renamed the United Farm Workers of America (UFW), was formed.
http://memory.loc.gov/ammem/today/aug22.html
    1972 - The Republican party renominated Richard M. Nixon (President of U.S.) and Spiro T. Agnew (Vice President) in Miami, FL.
    1973----Top Hits
Touch Me in the Morning - Diana Ross
Live and Let Die - Wings
Brother Louie - Stories
Louisiana Woman, Mississippi Man - Conway Twitty & Loretta Lynn
    1981----Top Hits
Endless Love - Diana Ross & Lionel Richie
Theme from "Greatest American Hero" (Believe It or Not) - Joey Scarbury
Slow Hand - Pointer Sisters
I Don't Need You - Kenny Rogers
    1982- Ernie Banks becomes the first Cub to have his uniform number (14) retired.
    1984 - The last Volkswagen Rabbit rolled off the assembly line in Westmoreland, PA. Over 11 million of the economical cars had been produced.
    1987 - Madonna's single "Who's that Girl" hit #1 in the U.S for a short and sweet one-week stay at the top.
    1989----Top Hits
Right Here Waiting - Richard Marx
On Our Own - Bobby Brown
Cold Hearted - Paula Abdul
Sunday in the South – Shenandoah
    1989-Nolan Ryan of the Texas Rangers became the first pitcher to strike out 5,000 batters when he fanned Rickey Henderson of the Oakland A's in the fifth inning of a 2-0 Oakland win. Henderson went down on a 3-2 count, winging at a fastball. Ryan ended his career with 5,714 strikeouts.
    1990- President George Bush I calls up military reserves. By November some 230,000 American troops are in Saudi Arabia and President Bush announces that 150,000 more would be sent. By the end of 1990, 580,000 Iraqi troops were believed to be in Kuwait or southern Iraq. Facing them were 485,000 troops of 17 allied countries.
    1990--thunderstorms dropped heavy rains in Virginia with Nassawadox recording 12 inches in just 2 hours. Numerous road washouts occurred including several on U.S. 13, a major route to the Tidewater area.
    1993---Top Hits
Can t Help Falling In Love (From "Sliver")- UB40
Whoomp! (There It Is)- Tag Team
Dreamlover- Mariah Carey
Lately- Jodeci
    1998 -With his 52nd home run, Mark McGwire breaks Babe Ruth's record for round-trippers in three consecutive seasons. 'Big Red' has 162 homers in three seasons (1996-52, 1997-58) compared to the Bambino's 161 dingers hit in 1926-28.
    1998---Top Hits
The Boy Is Mine- Brandy
My Way- Usher
The First Night- Monica
Crush- Jennifer Pai
    2000- Hitting a solo blast and a three-run round tripper during a nine-run sixth inning of a 14-6 victory over the Expos, Dodger first baseman Eric Karros becomes the first player in the 111- year franchise history to hit two homers in an inning.
    2002---Top Hits
Dilemma, Nelly Featuring Kelly Rowland
Hot In Herre- Nelly
Complicated- Avril Lavigne
Just A Friend 2002- Mario
***
In 1848, Queen Victoria authorized the creation of a "One Hundred Guinea Cup" of solid silver (134oz), 27" tall for a yacht race "open to all nations."
In 1851 one American boat challenged 16 English ships. The Royal Yacht "Squadron" of Cowes, England was the host. The New York Yacht Club entry was the schooner "America." W.H. Brown, the designer, was so confident of his design that he refused payment if "America" did not win. The oft-quoted remark by the Queen was sparked by a great lead and victory around the Isle of Wight over the 16 other yachts.
She asked, "Who is first?"
"America" has won, she was told.
"Who was second," asked the Queen?
The reply still echoes -our Majesty, there is no second."
In 30 defenses since then, the interplay of national pride, giant egos, wide-ranging brilliant designs, and now modern technology, have kept the cup very much alive. The 132 years of successful defense by the New York Yacht Club remains the longest record in sports history. Sir Thomas Lipton tried for 31 years to win The Cup, commencing in 1899. From schooners, to J-boats, to 12 meters to the current IOAC designs, men's brains, wits, skills and money have been locked in sea-swept combat.

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Baseball Poem

An Asterisk as Big as a Ball

the ball talked to
three hundred thirty feet of air,
rising into the teeth
of the bat's echo,
crashing into right field bleachers
like any other Yankee missile —
an exiled hero
circled the Ruthian diamond
to footnote glory —
just down the first base line
the magic bat lay,
like a gun that had killed
its owner.

from Tim Peeler, from his book
“Touching All the Bases.” He has given us permission
to reproduce them.

These come from a soft cover 128 pages
with index published by www.mcfarlandpub.com
While they are all mostly baseball,
some are not. He is a unique American poet.
He lives in Hickory, North Carolina.

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