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San Francisco
Trinity Vendor Finance--National Program Specialist
BA degree, 2+ years experience in equipment finance or lending
Visit, click ‘Careers’ and
search Under ‘National Program Specialist-San Francisco’.

Wednesday, February 2, 2011

Today's Equipment Leasing Headlines

  Classified Ads---Senior Management
   Snow and Ice Bring Leasing to a Stand Still
Brad Peterson on "Real U.S.Bank Equipment Finance" letter
 Equipment Not Repossessed, Lessee use as they Sue Lessor
  Credit Managers Encouraged about 2011
   Classified Ads---Help Wanted
     Leasing Conferences
     —More Information about Coming Dates
       Sales makes it Happen---by Steve Chriest
       Perception and Reality
        More Bank Branches for Less People
         Majority of Americans Have Frugal Fatigue
          McKinney, Texas Adopt a Dog
News Briefs---
 Sparta Commercial Municipal Lease Program
  Oracle Will Pay $46MM to Settle Merger Missteps
   Fees for home mortgages increase
    Modest comeback foreseen for restaurants in 2011
     PACCAR Improved 4th Quarter Revenues and Net Profit
      Nothing unusual about Taco Bell's meat, experts say
       Tiger's $1B Dubai golf resort was a mirage
        Kapalua, Hawaii-ML&P issues layoff notices

Broker/Funder/Industry Lists | Features (collection)
Top Ten Stories Chosen by Readers | Top Stories last six months


 Photo's on line reveal the location of the photo
   You May Have Missed--- 
    Sports Briefs---
     California Nuts Briefs---
      "Gimme that Wine"
    This Day in American History
       Daily Puzzle
      Weather, USA or specific area
       Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer. It is considered “bias” as it is the writer’s viewpoint.


Classified Ads---Senior Management

(These ads are “free” to those seeking employment
or looking to improve their position)

25+ yrs exper. management roles Chase, AT&T Capital, Heller Financial, SFS. Develop biz from “scratch to success”. Looking for challenging & pioneering job.

Philadelphia, PA
27 yrs. exp. sales, ops., credit, strategy, P&L mngmet. Most recently created & executed the biz plans for 2 highly successful Bank-owned small ticket leasing subsidiaries.
Philadelphia Metro Area - 30 Years experience Healthcare sales/ management- 3 years experience newly create "small-ticket" healthcare division.
Good success - Mitch Utz

Southern CA
20 years exp. as hands-on leasing CFO, managing accounting, treasury, FP&A, including securitizations, Great Plains/FRx, budgets, risk management.  MBA.  Also available as interim Controller/CFO, consultant.

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


Snow and Ice Bring Leasing to a Stand Still

Northern Illinois and northwest Indiana have been the hardest hit so far in the most recent storm with residents being told to stay indoors, don't travel. It has closed businesses, including leasing companies:

Sent out Monday by Paul Witte, First Federal Leasing:

“It is being forecasted that our area (Richmond, IN right on the I-70 pathway) is in the path of a severe winter storm with snow and a half inch to one inch of ice expected.  If that happens, we will likely not be able to make it into the office.  Our credit department will be able to continue to function remotely as long as we don’t lose power.  Fundings are a different story.

“If travel is prohibited we will not be able to receive funding packages and thus payments to the vendors will be delayed.  Service is our number one priority and we will do our best to accomplish it…weather permitting.  We apologize in advance for any inconvenience to our valued customers and any affected parties.

“Thank you,”

Paul Witte
First Federal Leasing
P.O. Box 1145
Richmond, IN 47375-1145
Ph:  765-962-3881 ext. 515
Fax:  765-935-0360

One of the hardest-hit cities on Tuesday was Kansas City, where a municipal state of emergency was declared and snow plows were pulled from runways at the international airport in late afternoon due to blowing snow and low visibility.

Statewide emergencies were declared in Missouri, Oklahoma, Illinois and Wisconsin. White-out conditions were reported on Interstate 44 between Oklahoma and Missouri, closing part of that highway, as well as Interstate 70 in central Missouri.

As reported on TV and the Radio news, twenty percent of all scheduled flights in the U.S. have been grounded by what is being called a "life-threatening blizzard" with record cold temperatures, high winds, and as much as two feet of snow predicted in some areas.

Hit hard was Texas, with airports closing, perhaps now open, but most businesses, including shopping centers were closed. Certainly the expected economic spending of visitors for the Super Bowl on Sunday has seriously been curtailed.

The reports, "Much of the Dallas-Fort Worth area remains covered with ice, and with temperatures staying below freezing, most area schools will again be closed Wednesday."

McKinney hit, too!

Sue’s daughter in McKinney, Texas, about 45 minutes from Dallas) says everything is closed as the high is 22 degrees and low 9 degrees with ice drops (not rain) hitting the windows and covering the streets in strong winds with sleets of ice.

From Ron Mitchell, Sr. Vice-President, BancLease Acceptance Corporation, Irving, Texas (not far from Arlington, the Cowboys stadium):

“Our offices are currently closed due to an ice storm.

“We will be back in the office as soon as possible.

“Please don’t hesitate to give Dana or myself a call on our cell phones. We will do whatever we can to help.

“Ron Mitchell 972-489-0796 cell
“Dana Kirchner 214-766-1181”

John Kenny, Receivables Management, in upstate New York, who works out of his barn, says he is waiting for the big storm coming, not worried, as “We are well stocked with wood, food and beer.”

John Kenny Receivables Management

• End of Lease Negotiations & Enforcement
• Fraud Investigations
• Credit Investigations • Asset Searches
• Skip-tracing • Third-party Commercial Collections | ph 315-866-1167|

(Leasing News provides this ad as a trade for investigations
and background information provided by John Kenny


Brad Peterson on "Real U.S.Bank Equipment Finance" letter

"The real U.S. Bank Equipment Finance story"
by Christopher Menkin

From Brad Peterson, who resigned as senior vice-president and general manager in August, 2005 at US Bank Manifest with Curt Kovash succeeding him:

“I was saddened by the letter you received regarding ‘The Real U.S. Bank Equipment Finance Story’ as I thought it was unfair. I read it a second time trying to imagine the motives of the anonymous writer...makes you wonder.

“Unfortunately, there were no ‘scoring models’ to guide companies through what has happened in the economy and financial markets over the last few years. Almost every small ticket equipment finance company operating as a ‘generalist (like Manifest)’ were crippled by very poor portfolio performance and in many cases liquidity issues. In addition, originating paper through independent brokers/lessors has always been a challenging environment let alone what we've all been through. I think your ‘list’ of companies exiting the broker market is evidence of the challenges. There are a few truly remarkable companies like Financial Pacific, Pawnee, Great America and Bank of the West (I'm sure a few more) that had the discipline and strength to continue, but not many.

“In my opinion, the ‘Ghost writer(s)’ go(es) too far in assessing blame. I watched Manifest make serious and tough decisions as the depth of the crisis became evident. It would be interesting to know what the writer might have done differently and when (deeper cuts in broker relationships, tighter credit restrictions, higher rates, quicker/deeper lay-offs, etc)? It seems unlikely that someone lacking the courage to sign their indictment would have the strength to deal with the complexity and ramifications of the problems.

“I watched as Curt Kovash and his team work diligently to deal with the rising crisis. On several occasions Curt took time to share with the industry his insights and frustrations with the lack of clear cut answers as the crisis deepened. He was open, serious and engaged. On those occasions, Manifest's and Curt's peers shared the stage and the struggle, many with similar problems and results.

“Thank you, Kit, for defending Curt.  In my opinion he deserves it.

“I hope someday a company with the same entrepreneurial spirit and culture that gave birth to Manifest chooses to re-build the model. Maybe they will also be chosen by their customers as the ‘best company to do business with’. And if they're fortunate, they'll have a good man like Curt Kovash to lead the business.

“Please feel free to share my thoughts.”

Brad Peterson
Channel Partners LLC
Managing Member
Direct: 763.746.7762
Fax: 763.592.8297

March 25, 2004 Brad Peterson Named New Senior VP & General Manager

August 8, 2005 Curt Kovash named to succeed Brad Peterson as Senior VP & General Manager


Equipment Not Repossessed, Lessee use as they Sue Lessor

November 5, 2009 Leasing News issued an alert regarding Brican America, Miami, Florida and it subsidiaries along with NCMIC Finance Corporation dba Professional Solutions Financial (PFSF), a subsidiary of Professional Solutions, Clive, Iowa and what was eventually to evolve into 2,500 dentists and optometrists. The first reaction was a letter threatening legal action with Michael H. Lichtman as co-counsel, who Leasing News was familiar with from NorVergence and Adam Zuckerman Operation Lease Fleece stories.

Shortly thereafter the reality hit the fan and class action suits were brought against Brican America, Brican's subsidiaries, various leasing companies, with the lead NCMIC Finance Corporation d/b/a Professional Solutions Finance Services, owned by Professional Solutions out of Iowa. To sum it up, one part made "advertisement payments" so the lessee could make lease payments. When the "advertisement payments" stopped, so did the lease payments, and the main point is most of the leasing companies were aware of the "advertisement payment" relationship.

There are several class action cases, including Ken Catanzarite out of Anaheim, California representing over 50 clients (may be over a 100 at this time as he also represents others in other states) as neither of the companies involved had a valid California Finance Lenders license, and total may be 2,500 dentists and optometrists.

It seems most of the lessees, according to their blog conversations, are still using the Brican equipment, which consists of a very large monitor in the waiting room or display area for Optometrists, a computer with software that shows information about what is available, procedures, other advertisements and information. Many have added new "features" and all appear very happy the product. Other lessees have found new programs, or newer computers and software, but are rebuffed as most like the equipment.

In most cases of default, the equipment is picked up and a deficiency is sought.

Ronald P. Gossett, Gossett & Gossett, P.A., of Hollywood, Florida, perhaps best known for his success for NorVergence lessees, has the largest group of the class action cases. Leasing News asked him the use by the lessees of the equipment as well as an up-date of the law suit:

"Let me start with the easiest---why there has been no repossession of goods. These contracts are not leases; they are financing contracts which give the 'lessor' the right to a security interest. The lessor, however, must perfect its security interest by recording a UCC1 in the proper location in each state where the equipment is located. NCMIC did not perfect security interests in most cases; in all cases, the equipment is not worth the cost of repossession. The 'lessees' are free to continue to use the systems, but when they have technical issues, they will not get any help from Brican.


"A lot is happening on all fronts. First, we have been directly hired to represent more than 1,000 lessees (and their personal guarantees which we do not count; if counted, we would be close to 2,000 clients in these cases). Second, we have been appointed as lead counsel by the United States District Court for the Southern District of Florida, the court to which the Judicial Panel on Multi-District Litigation transferred all pending federal cases involving NCMIC/Brican contracts. Third, NCMIC continues to file cases in Iowa (we are defending about 850 at this point). All Iowa cases involving leases which were assigned to NCMIC have been stayed in Iowa. All Iowa cases involving leases which were originally entered into by NCMIC, and assigned post-suit to a newly formed, wholly owned company---PSFS 3 Corporation, are proceeding in Iowa. We have several hearings set for Friday in Des Moines concerning the Iowa cases.

"The federal MDL action has moved into the discovery phase. We have produced thousands of pages of documents, names and addresses of 984 potential witnesses, and have received 27,534 pages of documents which we are now reviewing. We are mapping out the depositions which will be taken over the next year (100 total), and have taken the limited deposition of the CEO of NCMIC, Patrick E. McNerney.

“We are on course to take this case to trial during the late autumn of 2012.

“Our position looks to be very strong.”

NCMIC CEO Patrick E. McNerney deposition:

Brican America/Brican Financial Lawsuits:

Gary DiLillo, President 216-658-5618 or

To learn more about the benefits of
outsourcing personal property tax, please click here.


Leasing Industry Help Wanted

Sales Manager – Houston Office
5 years+ equip fin/leasing experience
Player/Coach 3-4 Rep’s, Energy Experience+
Must have track record of overachievement

Controller – So California Office
AR, AP,Tax,Fin-Statement Prep/Internal Controls
Treasury Mgmt/Lease Acct and IT knowledge all++

Please submit resume to

FIRST NATIONAL CAPITAL CORPORATION Is the 5th Largest Privately Held Equipment Finance Company In the United States

Vehicle Lenders Group, LLC is looking for dynamic sales associate. Either work out of one of our offices in Calif. , Dayton, or Oyster Bay, NY or your own office.
Draw w/benefits after three month probation period.
Must have excellent references, honest, self motivated, able to generate $500,000 a month by the end
of 12 months of employment.
Curt Webster, CVLE 516-922-7447 ext 104

Sales Account Executives: Jacksonville, FL/Philadelphia, PA.

Small ticket Direct Lender with broad funding capabilities and exceptional vendor service. Join an experienced management team in a dynamic growth environment.
E-mail resume to:

Navitas Lease Corp is a top leader in the equipment financing industry. We offer solutions to small-to-medium-sized businesses looking to acquire and finance equipment.

San Francisco
Trinity Vendor Finance--National Program Specialist
BA degree, 2+ years experience in equipment finance or lending
Visit, click ‘Careers’ and
search Under ‘National Program Specialist-San Francisco’.

Please see our Job Wanted section for possible new employees.


Credit Managers Encouraged about 2011

The index now stands at a level that normally signals more rapid expansion in the near future.

The National Association of Credit Managers (NACM) January, 2011 Credit Manager's Index reports is being viewed as a most encouraging indicator this month because of the amount of credit extended. NACM represents approximately 18,000 business credit and financial professionals.

Overall the increase from January to January was 55.1 to 56.4.

The jump from 60.7 to 65.9 for the year is very significant as this is the signal that many have been waiting to see. While sales and new credit applications slowed a little in January, the numbers remain robust due to the overall increase in activity in these indicators over the past several months. Sales dropped from 65.9 to 63.5, which is still very respectable given that the holiday season had ended. New credit applications fell from 60.1 to 58.6, but that is also somewhat attributable to the arrival of a generally slow time of year as compared to the last quarter, NACM reported.

"As companies start to see increased sales and begin to anticipate growth opportunities in coming months, it is important that they get positioned to take on more debt, if needed, for that expansion," said Chris Kuehl, PhD, managing director for Armada Corporate Intelligence and economic advisor for the NACM. "If they are planning to access more credit, they generally have to catch up on their current debt first." In the midst of the downturn, companies tried to conserve cash flow at all costs, during which they are more prone to stretching out credit obligations. The result is reflected in the deterioration of unfavorable factors. As companies recover and catch up on their credit, they are in a position to request more and in a position to be granted that access. "This is what seems to be happening now," said Kuehl. "Companies are setting themselves up for more growth in the months to come. The data from the CMI is reflected in the latest economic numbers from the Purchasing Managers Index (PMI) as well as surveys from groups like the National Association of Business Economists and the Conference Board."

"The fact that credit extended sharply increased despite the slowdown in sales and credit applications indicates more credit availability than in previous months—quite a bit more. This indicator has not seen such high readings since early 2008, and those were barely at 62, much less at 64.8. Banks are reporting a loosening of credit in the United States and since lenders are more active, more commercial credit is appearing as well. Companies are far more willing to offer credit and, as they start to consider expansion in the coming year, it will also create more opportunity to engage their clients."

"The change in the credit situation in part stems from the fact that banks have been far more interested in the manufacturing community," Kuehl noted. "Machine tool makers are seeing increased demand and an additional boom is being created by manufacturers seeking credit in order to accumulate reserves in commodities and other raw materials. This has been an area where manufacturers are uninterested in carrying inventory, but now with a real fear of commodity price inflation, some companies are trying to hedge with advance purchasing."

"When compared with other national numbers, the service indicators back up the uneven performance of select sectors," Kuehl observed. "Retail had its best December in more than five years with a 0.7% growth rate. At the same time, the entire housing market slipped even lower and now rests at about where it was at the end of the 1990s."

“When one looks at what follows an expansion of credit, there is an expectation that the following months will steadily improve," he concluded.

Full Report Here:


More Information about Coming Dates

Leasing Association 2011 Conferences

March 8-11, 2011
2011 Truck Rental and Leasing Association
Annual Meeting
The Westin Mission Hills Resort & Spa
Rancho Mirage, CA

Registration form and more information:

March 17 - 19
Spring 2011
National Equipment Finance Summit
National Equipment Finance Association
Hotel Valley Ho - Scottsdale, Arizona



The video and our other efforts have helped NEFA increase its Partner/Sponsorship participation by 63%

"These are companies that are investing in marketing to commercial equipment leasing and financing businesses. The fact that we have more of them this year and they're willing to invest more money this year than last year says a lot about what they expect to happen going forward. We've already sold more tabletop exhibits at the upcoming National Equipment Finance Summit, March 17-19th, in Scottsdale, Arizona than we originally allocated space for."

"What's interesting", says Egan, "is a kind of disconnect between perception and reality. We still hear a lot of gloom and doom from some folks complaining that they can't find funding sources, and yet the reality is we're finding more people trying to provide those services this year than in the last couple of years. I think it's a very positive, bullish sign for our industry."

National Equipment Finance Summit
March 17-19, 2011
Hotel Valley Ho
Scottsdale, AZ

April 3-April 5

Equipment Leasing and Finance
2011 Equipment Management Conference
Renaissance Vinoy
St. Petersburg, Florida



April 7-April 9, 2010
Annual Conference
National Association of Equipment Leasing Brokers
Hilton Austin
500 East 4th Street
Austin, TX 78701

Registration Brochure

Registration Form

Hotel Reservations


April 12--April 14
Equipment Leasing and Finance Association
23rd Annual National Funding Conference
Fairmont Hotel
Chicago, Illinois

Event Schedule and Exhibit Information:

Registration Fees:


May 4-6, 2001
Grand Hyatt Hotel, Buckhead
Atlanta, Georgia

Everett H. Walker, Chairman
1449 Green Hill Road
Blowing Rock, NC 28605
(828) 295-4377

The NFA conference kicks off on Wednesday, May 4 with a Golf Tournament at a noted Atlanta area course. An opening reception starts the evening’s festivities from 6:00 to 8:00 PM! Following his presentation are attendee sponsored receptions and hospitality rooms.

On Thursday, May 5, the conference formally begins with an opening session at 8:30 AM, with a welcome by Atlanta Mayor Kasim Reed, followed by a day long line-up of prominent speakers, including a luncheon, a networking exhibit hall, evening reception, and a banquet with an entertaining dinner speaker.

Our presenters include:
Dennis Lockhart, President, Federal Reserve Bank of Atlanta
Hon. Nathan Deal, Governor of the State of Georgia
Richard Hastings, Global Hunter Securities, Speaker, Author, Retail Economic Expert
Atlanta Mayor Kasim Reed
Kenneth Marks, High Rock Partners
Rob Slee, Robertson & Foley Investment Bankers
Charles Green, Speaker and Author
Nancy Halwig, UPS Capital, leading a panel discussion on the State of the Lending Industry

Click here for conference rates

May 11-May 13
National Vehicle Leasing Association
The Allerton Hotel on Magnificent Mile
Chicago, Illinois

More Information:

October 23-25
Equipment Leasing and Financial Association
50th Annual Convention
JW Marriott Hill Country
San Antonio, Texas


To view Leasing Association Events-Meetings Open to All, please click here.


Sales makes it Happen---by Steve Chriest

Perception and Reality

It was just before a previous Super Bowl when I heard on TV a well respected, long time sports announcer comment, "The best coaches are always great salesmen because they have to convince players that they're the ones who can do the job for the team." It gets down to respect, creditability, motivation, and believing what you are being told will make you a better player.

Then I heard the response that the coach is then a salesman. And the interviewed add, "The best salesmen are those who truly believe what they're saying, whether or not it's true." Worse, this TV journalist declared, "Lying comes naturally to a good salesman."

Unforunately, too many people think of the salesman as Willie Loman or Gordon Gekko - shallow but smooth, manipulative, gifted gabbers who work to persuade at almost any cost. If you are a salesperson, a sales manager, or a senior executive responsible for the performance of a sales team, you must be asking yourself, what can be done to change this perception?

The answer is deceptively easy to see, and extraordinarily difficult to implement. First, the answer: In those instances where a salesperson puts the interests of the customer ahead of everything else, the salesperson is usually held in high regard by the customer. Some years ago I became aware of an HP salesman who, when talking with a customer about a purchase, took out a competitor's catalog and recommended a more appropriate item for his customer than HP offered. True, the salesman lost the order, and the commission on the sale, but he gained the loyalty of a customer for a very long time and, not surprisingly, did a large volume of business with that customer in the future.

Implementing a true customer-first attitude is difficult, for salespeople, for sales managers and for senior executives. In a world where short-term gains and performance are rewarded almost to the exclusion of everything else, the pressure to sell, to earn commissions, and to put the company's interests ahead of customers' interests, is enormous. If a competitor's bid is much better, say it is, and if it doesn't pan out, to call you back. You'd be surprised how many times when things start to go wrong, the original salesman who took the attitude of trying to really help, gets called back. Again and again.

As long as this negative attitude continues, it is not likely that the overall negative perception of the salesman, and saleswoman, will change. If, on the other hand, some enlightened salespeople, sales managers and senior executives cultivate a company culture that truly champions the interests of its customers, those professionals and their companies will not only prosper, but they will play a significant role in changing the perception of the salesmen and saleswomen held by their customers and, perhaps, others.

Being a sales representative of a company is a proud profession.

About the author: Steve Chriest is the founder of Selling UpTM (, a sales consulting firm specializing in sales improvement for organizations of all types and sizes in a variety of industries. He is also the author of Selling The E-Suite, The Proven System For Reaching and Selling Senior Executives and Five Minute Financial Analyst, Basic CREDIT & Analysis Tools for Non-Accountants. He was the CEO of a very successful leasing company and executive at a major company. You can reach Steve at

Sales Makes it Happen articles:


### Press Release ############################

More Bank Branches for Less People

In New York State, the population growth in the last decade was only 3 percent, yet the number of branches increased by 19 percent over the same time period.

(SAN ANSELMO, Calif.) – A new analysis from Market Rates Insight (MRI, reveals that while banks and credit unions kept up with population changes in the high-growth states, they have not done so in states with low or no change in population... According to the latest estimates of the US Census Bureau (2010 Census), the ten states that had minimal or virtually no growth in the last decade are: Michigan, Rhode Island, Louisiana, West Virginia, North Dakota – all with less than 1.0 percent population growth in the last decade. Ohio 1.7 percent, Vermont 2.1 percent, Pennsylvania 2.6 percent, Iowa 2.8 percent, and New York 3 percent. In Rhode Island, the population growth was less than 1.0 percent, yet the number of branches grew by 15 percent, and in New York State, despite a population growth of only 3 percent, the number of branches increased by 19 percent in the last decade.

The ten highest-population growth states are Nevada, Arizona, Utah, Georgia, Idaho, Texas, Colorado, North Carolina, Florida and South Carolina. In all these states, the number of branches has increased, since the last Census in 2000, at the same or higher rate than the increase in population. For example, Nevada’s population has increased by 32 percent in the last decade, and the number of branches has increased by 45 percent.

“In times of diminishing profit margins.” said Dan Geller, Ph.D. Executive Vice President at Market Rates Insight, “changes in population along with the increase in online banking and electronic transactions should be considered in the realignment of any branch network.”

Full Report: About Market Rates Insight:

Market Rates Insight (MRI, is a reputable provider of competitive-pricing information and analysis to financial institutions. MRI’s competitive data is complete, detailed and timely, which allows for the highest level of pricing precision. Therefore, the use of MRI’s competitive data ensures greater pricing optimization, and subsequently, improved profitability. In addition to competitive-pricing data, MRI also conducts pricing analysis and provides tracking of industry indexes. MRI’s indexes, published weekly in the National Pricing Indicators, are the industry standard for deposit pricing, and are viewed weekly by executives of banks and credit unions through video, audio and print channels.

#### Press Release #############################

(This ad is a “trade” for the writing of this column. Opinions
contained in the column are those of Mr. Terry Winders, CLP)

#### Press Release #############################

Majority of Americans Have Frugal Fatigue

Silver Spring, MD – The January poll hosted on the National Foundation for Credit Counseling (NFCC) website,, queried consumers regarding their attitude toward “frugal fatigue,” the weariness associated with long-term restricted spending.

“It is not surprising that the majority of respondents, 66 percent, indicated they were tired of pinching pennies, but would have to continue that lifestyle,” said Gail Cunningham, spokesperson for the NFCC. “Even though the recession is technically over, that textbook definition isn’t being felt in American households. The interesting finding is that more than 20 percent of those weighing in said they had implemented financial lifestyle changes that they found to be positive and intended to keep them in place.”

The recession introduced many Americans to a financial lifestyle they had not previously known, one that included tracking spending, creating a budget that was in line with income, and saving for the inevitable rainy day.

“Even though these positive actions may have been forced upon consumers out of necessity, anytime a person takes control of his or her financial well-being, it’s a step in the right direction,” continued Cunningham.

When one in five people makes a decision to permanently alter their financial habits, presumably spending less and saving more, it potentially impacts the economy as a whole. This could be worrisome to some who encourage increased spending as a necessary component to the country’s recovery. Nonetheless, it can be argued that a financially stable household is critical to a financially stable America.

The NFCC supports financially responsible behavior, and congratulates those who have embraced it as their new lifestyle. Further, the NFCC encourages the 66 percent of Americans who are reluctantly remaining in the restricted spending mode to examine their current financial habits to see if some of the elements are worth implementing permanently.

The actual poll question and results are as follows:

Do you have “frugal fatigue?”

A. Yes, I am tired of pinching pennies, but will have to continue that lifestyle = 66%

B. Yes, I am tired of pinching pennies, and have decided to begin spending more = 5%

C. No, I've not made any spending changes in recent years = 8%

D. No, I have made lifestyle changes, but they are positive and I intend to keep them = 21%

If you need help dealing with frugal fatigue, reach out to a trained and certified NFCC Member Agency counselor. To locate the Agency closest to you dial, (800) 388-2227, or go online to For assistance in Spanish, call (800) 682-9832.

”Note: The NFCC’s January Financial Literacy Opinion Index was conducted via the homepage of the NFCC Web site ( from January 1 – 31, 2011 and answered by 2,121 individuals.

The National Foundation for Credit Counseling (NFCC), founded in 1951, is the nation’s largest and longest serving national nonprofit credit counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior and build capacity for its Members to deliver the highest quality financial education and counseling services. NFCC Members annually help four million consumers through close to 800 community-based offices nationwide. For free and affordable confidential advice through a reputable NFCC Member, call (800) 388-2227, (en Español (800) 682-9832) or visit Visit us on Facebook at and on Twitter at

### Press Release ###############################


McKinney, Texas -- Adopt-a-Dog

Pet ID #: 3166914

Breed: Shepherd (Unknown Type) / Chow Chow Mix
Location: McKinney, TX
Size: Med. 26-60 lbs (12-27 kg)
Sex: Female
Age: Puppy
Shadow is:
good with kids
good with dogs
good with cats
up to date with shots

Shadow and her brother Shiloh are the sweetest Shepherd/Chow six week old pups... Shadow is the most precious little girl you'll ever see... She loves to play with her brother but would rather lye down next to you and get her belly rubbed. She loves getting hugs and kisses.

Since Shadow is so young she will need a family who has the time and patience to teach her to be the best little girl.

She has already begun her puppy shots and will be spayed, microchipped, and fully vetted.

We do not have a facility to house the dogs in our program. They are all kept in foster homes until they are adopted. Therefore, if you are interested in adopting from CCHS, you have to complete an online application at and we will contact you asap about the status of your application.

Collin County Humane Society
PO Box 2733
McKinney, TX 75070
(641) 715-3900

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet\

News Briefs----

Sparta Commercial Welcomes Bloomfield, NJ to Its Municipal Lease Program for the Third Time

Oracle Will Pay $46MM to Settle Merger Missteps

Fees for home mortgages increase

Modest comeback foreseen for restaurants in 2011

PACCAR Announces Improved Fourth Quarter Revenues and Net Profit

Nothing unusual about Taco Bell's meat, experts say

Tiger's $1B Dubai golf resort was a mirage

Kapalua, Hawaii-ML&P issues layoff notices

You May have Missed---

Photo's on line reveal the location of the photo



Sports Briefs----

Preview of the 2011 Super Bowl TV ads

NFL players say CBS won't air ad

San Francisco Giants mark their territorial rights with a trophy run




California Nuts Briefs---

Whitman spends $178.5M on failed Calif. gov's race

Meg-a-bash! Whitman's post-election political autopsy at UC Berkeley brutally dissects "worst campaign ever"


“Gimme that Wine”

Wine drinkers trust merchants over bloggers

Get Expert Winemaking Advice on Web

Kosta Brown Winery


Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Winery Atlas\

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This Day in American History

    1633 - The tobacco laws of Virginia were codified, limiting tobacco production to reduce dependence on a single-crop economy. The main export was Tobacco to Europe, who had become addicted.   
    1780 – The British fleet carrying General Clinton’s 8,000-man army arrives from New York off Charleston, South Carolina.    
    1790- The Supreme Court of the United States met for the first time in New York City with Chief Justice John Jay presiding.
    1859-Considered one of America's greatest composers, Victor Herbert, was born in Dublin, Ireland.
    1860-The first Rabbi to open the House of Representatives with prayer was Rabbi Morris Jacob Raphall, rabbi of Congregation B'nai Jeshurn, New York City, who delivered the invocation at the first session of the 36 th congress.
    1860-Decree from Norton I, Emperor of the United States & Protector of Mexico, orders representatives of the different states to assemble at Platt's Music Hall in Frisco to change laws to ameliorate the evils under which the country is laboring.
    1861 - Texas seceded from the Union and joined the Confederate States of America.
    1862 - Battle Hymn of the Republic, written by Julia Ward Howe, was first published in the Atlantic Monthly. The song's music was inspired by the song "John Brown's Body." Howe just wrote new words for the existing music.
    1865- President Abraham Lincoln's signed into law the 13th Amendment to the US Constitution (abolishing slavery): "1. Neither slavery nor involuntary servitude, except as a punishment for crime whereof the party shall have been duly convicted, shall exist within the United States or any place subject to their jurisdiction. 2. Congress shall have power to enforce this article by appropriate legislation." The amendment had been proposed by the Congress Jan 31, 1865; ratification was completed Dec 6, 1865.
    1865-The first lawyer admitted to practice before the Supreme Court who was African-American was John S. Rock,. His admittance was moved by Senator Charles Sumner of Massachusetts. Chief Justice Salmon Portland Chase presided. It would be the last triumphant act in a life overflowing with achievement, for Rock died suddenly on December 3, 1866. He was interred at the Twelfth Baptist Church and buried with full Masonic honors at Woodlawn Cemetery in Everett, MA.
    1878- Hattie Wyatt Caraway, born at Bakersville, TN, Hattie Caraway became a US senator from Arkansas when her husband died in 1931 and she was appointed to fill out his term. The following year she ran for the seat herself and became the first woman elected to the US Senate. She served 14 years there, becoming an adept and tireless legislator (once introducing 43 bills on the same day) who worked for women's rights (once cosponsoring an equal rights amendment), supported New Deal policies as well as Prohibition and opposed the increasing influence of lobbyists. Caraway died at Falls Church, VA, Dec 21, 1950.
    1893- The first moving picture studio was built at Thomas Edison's laboratory compound at West Orange, NJ, at a cost of less than $700. The wooden structure of irregular oblong shape was covered with black tar paper. It had a sharply sloping roof hinged at one edge so that half of it could be raised to admit sunlight. Fifty feet in length, it was mounted on a pivot enabling it to be swung around to follow the changing position of the sun. There was a stage draped in black at one end of the room. Though the structure was officially called a Kinetographic Theater, it was nicknamed the "Black Maria" because it resembled an old-fashioned police wagon.
    1894—Birthday of rag time pianist/composer James P. Johnson
    1895--Film director John Ford was born at Cape Elizabeth, ME, as Sean Aloysius O'Feeney; he changed his name after moving to Hollywood. Ford won his first Academy Award in 1935 for The Informer . Among his many other films: Stagecoach, Young Mr. Lincoln, The Grapes of Wrath, How Green Was My Valley, Rio Grande, What Price Glory? and Mister Roberts . During World War II he served as chief of the Field Photographic Branch of the OSS. Two documentaries made during the war earned him Academy Awards. He died Aug 31, 1973, at Palm Desert, CA.
    1898- Travelers Insurance Company issued the first car insurance against accidents with horses.
    1901- actor Clark Gable birthday. His first film was The Painted Desert in 1931, when talking films were replacing silent films. He won an Academy Award for his role in the comedy It Happened One Night , which established him as a romantic screen idol. Other films included China Seas, Mutiny on the Bounty, Saratoga, Run Silent Run Deep and Gone with the Wind , for which his casting as Rhett Butler seemed a foregone conclusion due to his popularity as the acknowledged "King of Movies." Gable was born at Cadiz, OH, and died Nov 16, 1960, at Hollywood, CA, shortly after completing his last film, Arthur Miller's The Misfits , in which he starred with Marilyn Monroe.
    1902- birthday of Langston Hughes. African American poet and author, born at Joplin, MO. Among his works are the poetry collection Montage of a Dream Deferred , plays, a novel and short stories. Hughes died May 22, 1967 at New York, NY.
What happens to a dream deferred?
Does it dry up
like a raisin in the sun?
Or fester like a sore--
and then run?
Does it stink like rotten meat?
Or crust and sugar over—
like a syrupy sweet?
Maybe it just sags
like a heavy load
Or does it just explode?
— Langston Hughes, "Dream Deferred"
( lower part of )
    1906-- 1st federal penitentiary building completed, Leavenworth KS. The penitentiary is the largest maximum-security prison in the United States, housing more than 2,200 inmates.  Famous inmates over the years included Al Capone, Machine Gun Kelly, and Robert Stroud – the famous “Birdman of Alcatraz.”  Actually, Stroud's bird work began at Leavenworth, where he served 28 years before being transferred to Alcatraz. The Immanuel Church, located on the grounds, was made famous in Ripley's Believe it or Not as the only church in which Protestant and Catholic services were conducted simultaneously.
    1911- Thomas Jennings was found guilty and sentenced to death for the murder of Clarence B. Hiller in the Criminal Court of Cook County, Illinois. He was convicted because of his fingerprints and is the first to be found guilty. The Illinois Supreme Court rule that fingerprints were admissible evidence.
Hiller was hanged for his crime.
    1919 - The first Miss America was crowned in New York City. The winner, Edith Hyde was found by the judges not to be a Miss. She was a "Mrs." named Mrs. Tod Robbins, the mother of two children.
    1920 - The North West Mounted Police ("The Mounties") became the Royal Canadian Mounted Police.
    1922-Birthday of 1922, Renata Tebaldi - Italian operatic soprano whose rich, sumptuous voice made her the operatic star at the Metropolitan Opera, Covent Garden, and LaScala in the 1950s and 60s. She was known for her acting ability. In 1946, along with Arturo Toscanini, RT performed at the reopening concert of La Scala, which had been closed during World War II.    Her great roles included Giacomo Puccini's Mimi ( La Boh è me ) and Tosca , Giuseppe Verdi's Desdemona ( Otello ) and Aida , and Umberto Giordano's Madeleine ( Andrea Ch é nier ).
    1934- Bob Shane of the Kingston Trio was born in Hilo, Hawaii. The trio was credited with starting the folk craze of the late 1950's and early '60s with their hit recording of "Tom Dooley" in 1958. The Kingston Trio had a clean-cut collegiate image which helped them win acceptance among the trendy college crowd. The trio broke up in 1968.
    1935 -- James T. Farrell finishes his Studs Lonigan trilogy ( Judgment Day ).
    1937- Don Everly of the Everly Brothers was born in Brownie, Kentucky. The brothers were one of the most important acts of early rock 'n' roll. Their music, a mixture of close country harmonies over a rocking beat, resulted in two dozen chart entries, including such number-one records as "Wake Up Little Susie," "All I Have to Do Is Dream" and "Cathy's Clown." The brothers broke up in 1973, reunited in 1983 and again in 1985. They were last seen touring with Garfunkle and Simon, who re-united, and confessed on stage, before the introduction, when they started, they were trying to sound like their idols, the Everly Brothers.
    1939 - On Victor Records, Benny Goodman and his orchestra recorded "And the Angels Sing". The vocalist for that song went on to find fame at Capitol Records, Martha Tilton.
    1940 - For his first recording session, held in Chicago, Illinois, with the Tommy Dorsey Band, Frank Sinatra sang "Too Romantic" and "The Sky Fell Down". Sinatra replaced Jack Leonard as the band's lead singer.
    1941 - "Downbeat" magazine reported Glenn Miller had signed a new three-year contract with RCA Victor Records, guaranteeing him $750 a side, the largest record contract signed to that date.
    1944---Top Hits
My Heart Tells Me - The Glen Gray Orchestra (vocal: Eugenie Baird)
Shoo, Shoo, Baby - The Andrews Sisters
Besame Mucho - The Jimmy Dorsey Orchestra (vocal: Bob Eberly & Kitty Kallen
Pistol Packin' Mama - Al Dexter
    1944--KNAPPENBERGER, ALTON W. Medal of Honor
Rank and organization: Private First Class, U.S. Army, 3d Infantry Division. Place and date: Near Cisterna di Littoria, Italy, 1 February 1944. Entered service at: Spring Mount, Pa. Birth: Cooperstown, Pa. G.O. No.: 41, 26 May 1944. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty in action involving actual conflict with the enemy, on 1 February 1944 near Cisterna di Littoria, Italy. When a heavy German counterattack was launched against his battalion, Pfc. Knappenberger crawled to an exposed knoll and went into position with his automatic rifle. An enemy machinegun 85 yards away opened fire, and bullets struck within 6 inches of him. Rising to a kneeling position, Pfc. Knappenberger opened fire on the hostile crew, knocked out the gun, killed 2 members of the crew, and wounded the third. While he fired at this hostile position, 2 Germans crawled to a point within 20 yards of the knoll and threw potato-masher grenades at him, but Pfc. Knappenberger killed them both with 1 burst from his automatic rifle. Later, a second machinegun opened fire upon his exposed position from a distance of 100 yards, and this weapon also was silenced by his well-aimed shots. Shortly thereafter, an enemy 20mm. antiaircraft gun directed fire at him, and again Pfc. Knappenberger returned fire to wound 1 member of the hostile crew. Under tank and artillery shellfire, with shells bursting within 15 yards of him, he held his precarious position and fired at all enemy infantrymen armed with machine pistols and machineguns which he could locate. When his ammunition supply became exhausted, he crawled 15 yards forward through steady machinegun fire, removed rifle clips from the belt of a casualty, returned to his position and resumed firing to repel an assaulting German platoon armed with automatic weapons. Finally, his ammunition supply being completely exhausted, he rejoined his company. Pfc. Knappenberger's intrepid action disrupted the enemy attack for over 2 hours.
    1945-- US Army arrives at Siegfriedlinie, a major defense of the Nazi regime. p?p=117338&sid=d4b2df326cdcad65d492d560b41a5cc6
    1949 - Louis B. Mayer, of Metro Goldwin Mayer (MGM), became a millionaire all over again when he sold his racehorse breeding farm for one-million dollars.
    1949 - 1949, RCA Victor introduced the 45 rpm record. It was designed as a rival to Columbia's 33 1/3 rpm long- playing disc, introduced the previous year. The two systems directly competed with each other to replace 78 rpm records, bewildering consumers and causing a drop in record sales.
By the end of 1949, all the major companies, except RCA, had committed themselves to the LP record, seemingly putting an end to the 45. Even RCA itself announced it would issue its classical library on 33 1/3 rpm discs. But RCA was not ready to admit the demise of the 45 rpm record. The company spent $5-million publicizing 45 rpm as the preferred speed for popular music. The campaign worked. Buyers of non-classical records turned increasingly to the 45 rpm record, so that by 1954, more than 200-million of them had been sold. And all the major companies now were producing both 33 1/3 and 45 rpm records.
    1951 -50ºF (-46ºC), Gavilan NM (state record)
    1951 - The greatest ice storm of record in the U.S. produced glaze up to four inches thick from Texas to Pennsylvania causing twenty-five deaths, 500 serious injuries, and 100 million dollars damage. Tennessee was hardest hit by the storm. Communications and utilities were interrupted for a week to ten days.
    1951 - The temperature at Taylor Park Dam plunged to 60 degrees below zero, a record for the state of Colorado
    1952---Top Hits
Slowpoke - Pee Wee King
Cry - Johnnie Ray
Anytime - Eddie Fisher
Give Me More, More, More (Of Your Kisses) - Lefty Frizzell
    1953 - "Private Secretary" debuted on CBS-TV starring Ann Southern as Susie McNamera, the private secretary to New York talent agent, Peter Sands played by Don Porter. With its last show airing on September 10, 1957, the show ran on CBS during the regular television seasons and ran on NBC-TV in the summers of 1953 and 1954.
    1953- "Your Are There" premiered on Television. The program began as an inventive radio show in 1947. News correspondents would comb the annals of history and "interview" the movers and shakers of times past. Walter Cronkite hosted the series on CBS for four seasons. The show's concept was revived for a season in 1971 with Cronkite gearing the program toward children.
    1953- General Electric Theater premiered on TV. CBS's half-hour dramatic anthology series was hosted by Ronald Reagan (in between his movie and political careers). Making their television debuts were Joseph Cotten (1954); Fred MacMurray, James Stewart and Myrna Loy (1955); Bette Davis, Anne Baxter, Tony Curtis and Fred Astaire (1957); Sammy Davis, Jr (1958); and Gene Tierney (1960). Other memorable stars who appeared on the series include: Joan Crawford, Harry Belafonte, Rosalind Russell, Ernie Kovacs, the Marx Brothers and Nancy Davis Reagan, who starred with her husband in the premonitory episode titled "A Turkey for the President" (1958).
    1954 - On CBS-TV, "The Secret Storm" was shown for the first day of a 20-year run.
    1955--Elvis Presley records, "Baby, Let's Play House"
    1956 -- Martin Luther King, Jr.'s Montgomery Improvement Association files suit in federal court against Alabama for segregation of buses.
    1954-Backed by his Jazz ensemble, Big Joe Turner records the original version of "Shake, Rattle and Roll". The tune will top the Billboard R&B chart next June, but did not cross over to the Pop chart. Some of the original lyrics, that would have been considered highly sexual at the time, were changed when Bill Haley recorded the song five months later.
    1957--Birthday of Donna Adamek, known as "Mighty Mite", DA dominated women's professional bowling from 1978 through 1981. She was Woman Bowler of the Year each year and, in that four-year period, she won the Women's Open in 1978 and 1981, the WIBC Queens in 1979 and 1980, and the WPBA National Championship in 1980. Adamek led the WPBA tour in winnings for three consecutive years, 1978 through 1980. During the 1981-82 season, DA rolled three perfect 300 games. {{The compiler of WOAH whose highest average was 194 (287 game) remembers when ONE 300 GAME was memorable before the change in bowling ball construction and the way bowling lanes are dressed1957-20-year-old Don Everly and his 2-year-younger brother Phil sign a recording contract with Cadence Records. During their career, The Everly Brothers will have 35 Billboard Hot 100 singles
    1958-Elvis Presley crams in one more trp to a recording studio before joining the US Army. The session will produce "Wear My Ring around Your Neck", which will reach #3 in the US and the UK.
    1958-- Elvis Presley records: "My Wish Came True," "Doncha' Think It's Time," "Your Cheatin' Heart," "Wear My Ring Around Your Neck."
    1960- Greensboro Sit-In. Commercial discrimination against blacks and other minorities provoked a nonviolent protest. At Greensboro, NC, four students from the Agricultural and Technical College (Ezell Blair, Jr, Franklin McCain, Joseph McNeill and David Richmond) sat down at a Woolworth's store lunch counter and ordered coffee. Refused service, they remained all day. The following days similar sit-ins took place at the Woolworth's' lunch counter. Before the week was over they were joined by a few white students. The protest spread rapidly, especially in southern states. More than 1,600 people were arrested before the year was over for participating in sit-ins. Civil rights for all became a cause for thousands of students and activists. In response, equal accommodation regardless of race became the rule at lunch counters, hotels and business establishments in thousands of places.
    1960---Top Hits
Running Bear - Johnny Preston
Teen Angel - Mark Dinning
Where or When - Dion & The Belmonts
El Paso - Marty Robbins
    1962 -- US: Ken Kesey's One Flew Over Cuckoo's Nest is published.
    1963-- Paul Simon graduates from New York City's Queens College.
    1964- "I Want to Hold Your Hand" by the Beatles reached number one on the Billboard Hot 100 chart. It stayed there for seven weeks.
    1964- The Beatles' "Please Please Me" enters the pop charts
    1964-The governor of Indiana declared "Louie, Louie" pornographic. The song was about seven years old when the Kingsmen recorded their version in 1963, and the fantastic legend that grew up in its wake--a legend that even an FCC investigation couldn't kill--seems to have sprung solely from their extraordinary lack of elocution. Berry, who spoke on the subject a while back to a Los Angeles interviewer named Bill Reed, explains the song as the lament of a seafaring man, spoken to a sympathetic bartender named Louie. Here, without further ado, are the "official" published lyrics:
"Louie Louie, me gotta go. Louie Louie, me gotta go. A fine little girl, she wait for me. Me catch the ship across the sea. I sailed the ship all alone. I never think I'll make it home. Louie Louie, me gotta go . Three nights and days we sailed the sea. Me think of girl constantly. On the ship, I dream she there. I smell the rose in her hair. Louie Louie, me gotta go. Me see Jamaican moon above. It won't be long me see me love. Me take her in my arms and then I tell her I never leave again. Louie Louie, me gotta go." (By Richard Berry. Copyright 1957-1963 by Limax Music Inc.)
    1966-The first Navy captain who was African-American was Thomas David Parham, Jr., of Newport News, VA, a Presbyterian chaplain, whose rank was raised from commander to captain.
    1966-Bill Graham resigns as business manager of the San Francisco Mime Troupe in order to devote himself full-time to the business of acid rock concert promotion, initially at the Fillmore Auditorium.
    1966--Birthday of soccer great Michelle Akers.
    1967- the American Basketball Association (ABA) was born with 10 teams and George Mikan as commissioner in hits first season. The ABA lasted nine years before four teams, the Denver Nuggets, the Indiana Pacers, the New Jersey Nets and the San Antonio Spurs, were absorbed into the NBA.
    1967-- The Beatles record "Sgt. Pepper's Lonely Hearts Club Band"
    1968--DIX, DREW DENNIS Medal of Honor
Rank and Organization: Staff Sergeant, U.S. Army, U.S. Senior Advisor Group, IV Corps, Military Assistance Command. Place and date: Chau Doc Province, Republic of Vietnam, 31 January and 1 February 1968. Entered service at: Denver, Colo. Born: 14 December 1944, West Point, N.Y. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. S/Sgt. Dix distinguished himself by exceptional heroism while serving as a unit adviser. Two heavily armed Viet Cong battalions attacked the Province capital city of Chau Phu resulting in the complete breakdown and fragmentation of the defenses of the city. S/Sgt. Dix, with a patrol of Vietnamese soldiers, was recalled to assist in the defense of Chau Phu. Learning that a nurse was trapped in a house near the center of the city, S/Sgt. Dix organized a relief force, successfully rescued the nurse, and returned her to the safety of the Tactical Operations Center. Being informed of other trapped civilians within the city, S/Sgt. Dix voluntarily led another force to rescue 8 civilian employees located in a building which was under heavy mortar and small-arms fire. S/Sgt. Dix then returned to the center of the city. Upon approaching a building, he was subjected to intense automatic rifle and machine gun fire from an unknown number of Viet Cong. He personally assaulted the building, killing 6 Viet Cong, and rescuing 2 Filipinos. The following day S/Sgt. Dix, still on his own volition, assembled a 20-man force and though under intense enemy fire cleared the Viet Cong out of the hotel, theater, and other adjacent buildings within the city. During this portion of the attack, Army Republic of Vietnam soldiers inspired by the heroism and success of S/Sgt. Dix, rallied and commenced firing upon the Viet Cong. S/Sgt. Dix captured 20 prisoners, including a high ranking Viet Cong official. He then attacked enemy troops who had entered the residence of the Deputy Province Chief and was successful in rescuing the official's wife and children. S/Sgt. Dix's personal heroic actions resulted in 14 confirmed Viet Cong killed in action and possibly 25 more, the capture of 20 prisoners, 15 weapons, and the rescue of the 14 United States and free world civilians. The heroism of S/Sgt. Dix was in the highest tradition and reflects great credit upon the U.S. Army.
    1968---Top Hits
Judy in Disguise (With Glasses) - John Fred & His Playboy Band
Chain of Fools - Aretha Franklin
Green Tambourine - The Lemon Pipers
Sing Me Back Home - Merle Haggard
    1968- Green Bay Packers head coach Vince Lombardi resigned after nine seasons, five NFL titles and victories in the first two Super Bowls. Oddly enough, Green Bay's founding coach, Curly Lambeau, resigned on the same day in 1950 after 29 years on the job.
    1968- Elvis Presley's only child, Lisa Marie, was born. Elvis and his wife, Priscilla, were married in Las Vegas the previous May. They were divorced in 1973.
    1968 -The Jimi Hendrix ExperienceJohn Mayall and the Bluesbreakers, at the Fillmore Auditorium.
    1969- Tommy Roe's "Dizzy" enters the pop charts
    1969- Tommy James & the Shondells' "Crimson and Clover" hits #1.
    1970-Timothy Leary sentenced to 10 years for Texas/Mex marijuana bust.
    1970-STEINDAM, RUSSELL A. Medal of Honor
Rank and organization: First Lieutenant, U.S. Army, Troop B, 3d Squadron, 4th Cavalry, 25th Infantry, Division. Place and date: Tay Ninh Province, Republic of Vietnam, 1 February 1970. Entered service at: Austin, Tex. Born: 27 August 1946, Austin, Tex. Citation: for conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. 1st Lt. Steindam, Troop B, while serving as a platoon leader, led members of his platoon on a night ambush operation. On the way to the ambush site, suspected enemy movement was detected on 1 flank and the platoon's temporary position was subjected to intense small arms and automatic weapons fire as well as a fusillade of hand and rocket-propelled grenades. After the initial barrage, 1st Lt. Steindam ordered fire placed on the enemy position and the wounded men to be moved to a shallow bomb crater. As he directed the return fire against the enemy from his exposed position, a fragmentation grenade was thrown into the site occupied by his command group. Instantly realizing the extreme gravity of the situation, 1st Lt. Steindam shouted a warning to alert his fellow soldiers in the immediate vicinity. Then, unhesitatingly and with complete disregard for his safety, 1st Lt. Steindam deliberately threw himself on the grenade, absorbing the full and fatal force of the explosion as it detonated. By his gallant action and self-sacrifice, he was able to save the lives of the nearby members of his command group. The extraordinary courage and selflessness displayed by 1st Lt. Steindam were an inspiration to his comrades and are in the highest traditions of the U.S. Army.
    1971- The Love Story soundtrack album is certified gold.
    1974- “Good Times” premiered on TV. A CBS spin-off from "Maude," which was a spin-off of "All in the Family." "Good Times" featured an African American family living in the housing projects of Chicago. The series portrayed the Evans family's struggles to improve their lot. The cast featured Esther Rolle and John Amos as Florida and James Evans, Jimmie Walker as son J.J., Bernadette Stanis as daughter Thelma, Ralph Carter as son Michael, Johnny Brown as janitor Mr. Bookman, Ja'Net DuBois as neighbor Willona Woods, Janet Jackson as Willona's adopted daughter Penny and Ben Powers as Thelma's husband, Keith Anderson.
    1975- Neil Sedaka's "Laughter in the Rain" hits #1.
    1976---Top Hits
Love Rollercoaster - Ohio Players
Love to Love You Baby - Donna Summer
You Sexy Thing - Hot Chocolate
This Time I've Hurt Her More Than She Loves Me - Conway Twitty
    1978- the first postage stamp depicting an African-American woman was issued. It showed the likeness of Harriet Tubman, the escaped slave and abolitionist who led more than 300 slaves to freedom along the Underground Railroad.
    1978- Bob Dylan's film "Renaldo and Clara," a documentary of the Rolling Thunder Revue tour mixed with surrealistic fantasy sequences, premieres in Los Angeles.
    1979-Patty Hearst released from jail.
    1982- "Late Night with David Letterman premiered..” This is when it all began: the stupid pet tricks, stupid human tricks and the legendary top ten lists. "Late Night" premiered on NBC as a talk/variety show appearing after "The Tonight Show with Johnny Carson." Host David Letterman was known for his irreverent sense of humor and daffy antics. The offbeat show attained cult status among college crowds and insomniacs, as many tuned in to see a Velcro-suited Letterman throw himself against a wall. The show also featured bandleader-sidekick Paul Shaffer, writer Chris Elliott and Calvert DeForest as geezer Larry "Bud" Melman. In 1993, Letterman made a highly publicized exit from NBC and began hosting "The Late Show" on CBS.
    1983-Air Supply's third album, "Now and Forever" is certified Platinum.
    1984---Top Hits
Owner of a Lonely Heart - Yes
Karma Chameleon - Culture Club
Talking in Your Sleep - The Romantics
The Sound of Goodbye - Crystal Gayle
    1985 -69ºF (-56ºC), Peter's Sink UT (state record)
    1985 - Snow, sleet and ice glazed southern Tennessee and northern sections of Louisiana, Mississippi and Alabama. The winter storm produced up to eleven inches of sleet and ice in Lauderdale County AL, one of the worst storms of record for the state. All streets in Florence AL were closed for the first time of record
    1987 - Terry Williams from Los Gatos, California, won the largest slot machine payoff, to that time, pocketing $4.9 million after getting four lucky 7s on a machine in Reno, Nevada.
    1988 - Thirty cities in the eastern U.S. reported new record high temperatures for the date, including Richmond VA with a reading of 73 degrees. Thunderstorms in southern Louisiana deluged Basile with 12.34 inches of rain. Arctic cold gripped the north central U.S. Wolf Point MT reported a low of 32 degrees below zero
    1989 - While arctic cold continued to invade the central U.S., fifty- four cities in the south central and eastern U.S. reported new record high temperatures for the date. Russell KS, the hot spot in the nation with a high of 84 degrees the previous day, reported a morning low of 12 above. Tioga ND reported a wind chill reading of 90 degrees below zero
    1989- a Spokane, Washington, funeral director revealed that jazz saxophonist and pianist Billy Tipton, who had lived his life as a man, was a woman. Tipton played for years in the US northwest after a career with several big bands. He appeared to have a wife and adopted three sons.
    1990---Top Hits
How Am I Supposed To Live Without You- Michael Bolton
Opposites Attract- Paula Abdul (Duet With The Wild Pair)
Downtown Train- Rod Stewart
Two To Make It Right- Seduction
    1992-Elton John and George Michael teamed up to score a US number one with a song recorded live at Wembley Stadium the previous March, "Don't Let the Sun Go down on Me". Elton had originally released the song on his "Caribou" album in 1974.
    1992 - United States President George Bush and Russian President Boris Yeltsin signed the Camp David declaration which states t hat their two countries no longer regard each other as adversaries
    1992--Barry Bonds signs baseball's highest single year contract ($4.7 million)
    1993- On Lisa Marie's 25th birthday, it was announced that she wouldn't be taking over her father's estate as provided in his will. Lisa Marie left management of Graceland and other parts of Elvis's multimillion-dollar estate to Jack Soden, head of Elvis Presley Enterprises.
    1993-- First Lady Hillary Rodham Clinton is given an office in the West Wing of the White House and named January 25 to head a commission charged with creating a health plan for the nation. It is the most influential position a president's wife has ever had. she bans smoking in the White House February 1. Will she return in the next presidential election?
    1995---Top Hits
Creep- TLC
On Bended Knee- Boyz II Men
Another Night- Real McCoy
Take A Bow- Madonna
    2000---Top Hits
I Knew I Loved You- Savage Garden
What A Girl Wants- Christina Aguilera
Smooth- Santana Featuring Rob Thomas
Back At One- Brian McKnigh
    2003- After a successful 16 day mission, the space shuttle Columbia, with a crew of seven, perished during entry. Kalpana Chawla, 41, emigrated to United States from India in 1980s and became an astronaut in 1994, was one of seven astronauts who died in an explosion that streaked across the Texas sky on a clear, beautiful morning .Laurel Clark, 41, a Navy diving medical officer aboard submarines, then flight surgeon who became an astronaut in 1996. On board Columbia to help with science experiments. Had 8-year-old son. Her home was in Racine, Wis. Commander Rick Husband, 45, Air Force colonel; Pilot William McCool, 41;.Payload commander Michael Anderson, 43; David Brown, 46, a Navy captain, pilot and doctor;Ilan Ramon, 48, a colonel in Israel's air force and the first Israeli in space.




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