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Friday, July 21, 2023


Today's Leasing News Headlines

Take Control
    By Scott Wheeler, CLFP
ELFA Outlines What You Need to Know About New York’s
    Commercial Financing Disclosure Laws Taking Effect August 1
Leasing and Finance Industry Help Wanted
  We Are Growing Our Senior Sales Team Now!
    www.topmarkfunding.com/careers
Think Differently to Get Ahead:
  Embracing Creativity and Innovation
    By Ken Lubin, ZRG Partners
Solar Financing Firms - Updated
    Working with Third Party Originators
Confidence Increased in ELFF Monthly Report
    To July Index 46.6 from June Index of 44.4
Q3 Update to 2023 Economic Outlook Forecasts
    0.9% Expansion in Equipment, Software Investment
Screenwriters in Prominent Roles: The Frong,
  Sunset Blvd., In a Lonely Place, The Player
    Mank - Reviews by Leasing News' Fernando Croce
Schnauzer / Shih Tzu / Mixed
    Minneapolis, Minnesota  Adopt-a-Dog
News Briefs ---
New instant payment system.
    Here’s what it means for you
Rich lode of EV metals could boost
    Taliban and its new Chinese partners
Clear vs. TSA PreCheck: What’s better
    for price and privacy?
Chinese real estate giant reveals staggering
    $81 billion loss amid slump

You May Have Missed --
The real Oppenheimer's stranger

    than-Hollywood love life

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

Sports Briefs
   California News
    "Gimme that Wine"
 This Day in History
  SuDoku
   Daily Puzzle
    GasBuddy
     Weather, USA or specific area
      Traffic Live----
       Wordle

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified, but from the source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

[headlines]
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Take Control
By Scott Wheeler, CLFP

Being an originator in the commercial equipment finance and leasing industry means you control your own destiny. If you are not satisfied with your results, you have the power to change course and realize improved personal results in a relatively brief period of time.

Recently, I have been asked by multiple originators how they should address flattening, or reduced production numbers. For the first time in several years, their flow of business is being disrupted and they are at a loss regarding what to do next. My suggestions are:

  • Be confident that plenty of opportunities remain in the market for strong originators to exceed their personal production numbers.

  • If business is down, spend more time prospecting. If your current relationships are not producing your desired results, then it is time to find new vendors and end-users to supplement your current accounts. New relationships developed in 2023 will become your golden accounts for 2024 and 2025.

  • Stop wasting your time with busy work and focus on activities that will produce meaningful results.

  • Get back to basics. Get out of the office; have more in-person meetings with vendors and end-users that have the most potential.

  • Take on a new project that will re-energize you as a successful originator.

  • Stop complaining, stop worrying, and start enjoying the process of being a top producing originator for your company, your vendors, your end-users, and your funders.

2023 is the year to flaunt your value, display your professionalism, and to take control of your destiny. There are unlimited opportunities waiting to be satisfied by aggressive originators who are willing to seek them out on a daily basis

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com



[headlines]
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*******************Announcement*******************

ELFA Outlines What You Need to Know About New York’s
Commercial Financing Disclosure Laws Taking Effect August 1

New commercial financing disclosure laws taking effect in New York on August 1, 2023 and their impact on the commercial equipment leasing and finance sector are top priorities of ELFA’s State Advocacy team.


Team Leader, VP of State Government Relations Scott Riehl, stated,  “ELFA’s engagement in the legislative process and regulatory rulemaking has resulted in a suite of exemptions being included in New York. Our strategy to work to exempt as many industry transactions as we can continue in order to reduce burdensome requirements on equipment finance companies.”

New York is one of six states that have passed commercial financial disclosure laws, out of a total of 15 states that have proposed such legislation. To help educate members about what they need to know about this important topic, ELFA has compiled a number of critical informational resources.

In-Depth Webinar and Takeaways

The third in a series of webinars about disclosure laws on July 12 titled “The NY Disclosure Laws Are Effective on August 1, 2023 – Will You Be Ready? Let Us Help!”

Speakers:


Scott Riehl, VP, State Government Relations, Equipment Leasing and Finance Association


Moorari Shah, Partner, Sheppard Mullin Richter & Hampton LLC


Robert S. Cohen, Partner, Moritt Hock & Hamroff LLP


Robert Hornby, Partner, Chiesa Shahinian & Giantomasi PC

The session generated considerable interest with approximately 500 people registering to learn about topics including which organizations must comply, exempt organizations and transaction types, information that must be disclosed with transactions, operational requirements, penalties, record keeping and reporting obligations, disclosure fees, and effective dates for upcoming regulations in other states.

The webinar recording, slide deck and video Q&A from the webinar are available at:
https://www.elfaonline.org/advocacy/state-issues/lenders-license.

The webinar provided an extended opportunity for Q&A with attendees, as well as an invitation to follow up with the expert session presenters directly. “I encourage anyone with questions about disclosure law issues to watch the webinar Q&A, and to contact me or any of the panel presenters with their questions,” said Riehl. “ELFA members have the benefit of these resources, as well as the expertise of ELFA’s legislative and regulatory subcommittee of 60 member attorneys who volunteer their time to advocate for and help educate fellow members.”

Contact information for the presenters is in the webinar slide deck, or contact sriehl@elfaonline.org for more information.

Additional State Advocacy Resources

ELFA’s industry topic webpage on State Disclosure:  https://www.elfaonline.org/advocacy/state-issues/lenders-license provides an overview of finance licensing and enhanced finance disclosure, the State Advocacy team’s legislative testimony and regulatory comments, and invitation for comments.

Recordings and slide decks from ELFA’a two previous webinars on disclosure regulations, “Operational Preparedness: Are You Ready for the New CA and NY Disclosure Requirements?” and “ELFA State Advocacy New Year’s Resolutions: Prepare for Commercial Financing Disclosure Laws in New York and California,” are also available.

*******************Announcement*******************

[headlines]
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Leasing and Finance Industry Help Wanted
  We Are Growing Our Senior Sales Team Now!
www.topmarkfunding.com/careers


[headlines]
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Think Differently to Get Ahead:
Embracing Creativity and Innovation
By Ken Lubin, ZRG Partners

Standing out from the crowd and achieving success requires more than just following the conventional path. The key to getting ahead lies in thinking differently and embracing creativity and innovation. Whether you are an entrepreneur, a student, or a professional in any field, adopting a fresh perspective can lead to groundbreaking ideas and unprecedented achievements:  thinking differently can propel you toward success in both your personal and professional life.

Embrace a Growth Mindset: To start thinking differently, one must first adopt a growth mindset. This concept, popularized by psychologist Carol Dweck, suggests that individuals who believe their abilities can be developed through dedication and hard work are more likely to achieve their goals. Embracing a growth mindset allows you to see challenges as opportunities for growth rather than obstacles to overcome. This positive outlook encourages you to think outside the box and explore innovative solutions to problems.

Challenge the Status Quo: To truly think differently, you must be willing to question the status quo and challenge existing norms. Don't be afraid to ask "Why?" and "What if?" as these questions can lead to groundbreaking insights and discoveries. By questioning established practices, you open doors to uncover more efficient, creative, and effective methods, giving you a competitive edge in any field.

Embrace Failure as a Learning Opportunity: Fear of failure often stifles creativity and hinders innovative thinking. However, successful individuals understand that failure is a natural part of the learning process. Embrace failure as a valuable learning opportunity and a stepping stone toward success. By reframing failure in this way, you'll be more inclined to take calculated risks and explore uncharted territories, paving the way for groundbreaking achievements.

Foster a Diverse and Inclusive Environment: Diversity and inclusivity play a crucial role in promoting different perspectives and fresh ideas. Surround yourself with people from diverse backgrounds, cultures, and experiences. Engaging in open and respectful discussions with individuals who have different viewpoints can broaden your horizons and spark new ways of thinking. This collaborative approach can lead to innovative solutions and problem-solving that would have been impossible in a homogenous environment.

Cultivate Curiosity and Continuous Learning: The quest for knowledge should never stop. Cultivate curiosity and a thirst for continuous learning. Attend workshops, conferences, and seminars that are outside your usual field of interest. By exposing yourself to new ideas and disciplines, you will develop a broader knowledge base, fostering creativity by connecting seemingly unrelated concepts.

Break Down Mental Barriers: Many of the limitations we face are self-imposed. Break down mental barriers by challenging your assumptions and preconceived notions. Allow your mind to wander and explore unconventional connections between ideas. Often, it is in this seemingly chaotic space that groundbreaking innovations are born.

Thinking differently is not just a buzzword; it's a mindset that can transform your life and propel you toward success in ways you never imagined. By adopting a growth mindset, challenging the status quo, embracing failure, fostering diversity and inclusivity, and cultivating curiosity, you'll unlock your creative potential and gain a competitive advantage in today's dynamic world. Remember, the journey toward success begins with a single thought – the decision to think differently. So, dare to be innovative, embrace creativity, and set yourself on a path to a future filled with remarkable achievements.


Ken Lubin
Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
https://www.linkedin.com/in/klubin

The Ultimate Hire Collections:
http://leasingnews.org/Conscious-Top%20Stories/ultimate.html



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Solar Financing Firms
Working with Third Party Originators 

Michael Kountze, Regents Capital.,  Voice: 512-222-5539  Fax: 512-222-5539
email: michaelk@regentscapital.com

John Meredith, CG Commercial Finance.   Voice:  949.720.9511    fax:  949.720.9611 
email: john.meredith@cgcommercial.com

Jim Recker, Crestmark Equipment Finance.  Voice: 248.593.3919  Mobile: 248.705.5704   Toll Free: 888.800.3705
email: jrecker@crestmark.com

Scott Woodring, Managing Partner, Triex Capital Partners, Office: 402-441-4828  Cell: 402 -419-9095  www.triexcapital.com 
Guidelines: http://leasingnews.org/PDF/triex_capital2021.pdf


Any additions or corrections, please contact: kitmenkin@leasingnews.org

[headlines]
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##### Press Release ############################

Confidence Increased in ELFF Monthly Report
From June Index of 44.4 to July Index 46.6

(ELFF Chart)

The Equipment Leasing & Finance Foundation (the Foundation) releases the July 2023 Monthly Confidence Index for the Equipment Finance Industry. Overall, confidence in the equipment finance market is 46.4, an increase from the June index of 44.1.


James D. Jenks, CEO, Global Finance and Leasing Services, LLC, commented,  “For most companies, revenues continue to come in, albeit a little slower and financing their capital equipment acquisitions protects their cash flow.”


David Normandin, President and Chief Executive Officer, Wintrust Specialty Finance, said, “The equipment leasing and finance industry as a whole is relatively nimble. That is and will continue to be tested this year. I am confident that the industry will step up to the challenges and create solutions to meet the needs of our partners and customers.”


Adam Warner, President, Key Equipment Finance, stated, “Key Equipment Finance remains very encouraged by our clients' financial performance as they navigate the uncertain macroeconomic climate.  We have not seen any meaningful credit degradation in our portfolios, and we expect that to hold up for the remainder of the year.”

Full Press Release:
https://www.leasefoundation.org/industry-resources/monthly-confidence-index/

### Press Release ############################

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### Press Release ############################

Q3 Update to 2023 Economic Outlook Forecasts
0.9% Expansion in Equipment, Software Investment

High interest rates and slowing economic growth will continue to impact equipment and software investment growth as the year progresses, according to the Equipment Leasing & Finance Foundation’s Q3 update to the 2023 Equipment Leasing & Finance U.S. Economic Outlook. The report revealed that economic growth in Q1 was stronger than initially estimated, leading the Foundation to raise its annual U.S. GDP forecast to 1.6 percent. However, after investment contracted in the first quarter — and with a potential recession still looming on the horizon — the Foundation revised its annual estimate for equipment and software investment growth down slightly, to 0.9 percent.

The Foundation's report is focused on the $1.16 trillion equipment leasing and finance industry and highlights key trends in equipment investment, placing them in the context of the broader U.S. economic climate.


Nancy Pistorio, Foundation Chair and President of Madison Capital LLC, said, “The U.S. economy posted surprisingly solid growth in Q1, and labor markets have been unexpectedly resilient to higher interest rates. Additionally, after a poor first quarter for equipment and software investment growth, it appears that the segment may have picked up a bit in Q2, and several of the Foundation’s forward-leaning Momentum Monitors are in a better position today than they were earlier in the year. Nevertheless, as the report makes clear, the economic tide still looks to be going out: core inflation is still above target, financial stress is rising, and labor markets are likely to weaken substantially later this year as the effect of high interest rates sets in. While a so-called ‘soft landing’ is still possible, a mild recession beginning by year’s end is still the most likely base-case scenario.”

Highlights from the Q3 update to the 2023 Outlook include:

  • The U.S. economy has been stronger than anticipated driven by a robust labor market and resilient U.S. consumers. Inflation has improved but remains above target, and a looming credit crunch and slower global economic growth remain significant headwinds.
  • Equipment and software investment growth is struggling amid volatile industry conditions at the midway point of 2023 after decreasing by 4.5 percent in Q1. Although conditions may have improved somewhat in Q2, they are far from ideal. As a result, the annualized growth forecast for equipment and software investment is just 0.9 percent.
  • The manufacturing sector’s measures of activity have held firm in recent months with solid production and sales in Q2. However, several leading indicators point to weakness later this year, including reduced demand from abroad, though the recent boom in manufacturing construction is a notable exception that should continue.
  • Main Street has held its own during one of the most turbulent periods in recent economic history. However, a growing share of small firms are reporting weaker sales, tepid capital investment plans, and rising borrowing costs. The looming credit crunch expected later in 2023 is likely to disproportionately impact small businesses.
  • The Federal Reserve held interest rates steady at its most recent meeting, the first such pause in the current tightening cycle. However, Chair Powell and the FOMC have made it clear that their work is not done and that additional rate hikes are likely later this year.

The Foundation-Keybridge U.S. Equipment & Software Investment Momentum Monitor, which is released in conjunction with the Economic Outlook, tracks 12 equipment and software investment verticals. In addition, the Momentum Monitor Sector Matrix provides a customized data visualization of current values of each of the 12 verticals based on recent momentum and historical strength. This month one vertical is expanding, five are recovering/emerging, and six verticals are weakening. Over the next three to six months, year over year:

  • Agriculture machinery investment growth is likely to remain in negative territory.
  • Construction machinery investment growth will decelerate.
  • Materials handling equipment investment growth will likely remain subdued.
  • All other industrial equipment investment growth is likely to remain muted.
  • Medical equipment investment growth should improve.
  • Mining and oilfield machinery investment growth may slow, but should remain positive.
  • Aircraft investment growth will continue to slow.
  • Ships and boats investment growth could decelerate sharply.
  • Railroad equipment investment growth may decelerate, but will likely remain positive.
  • Trucks investment growth may weaken but should remain positive.
  • Computers investment growth could begin to bounce back.
  • Software investment growth will continue to decelerate but should remain positive.

The Foundation produces the Equipment Leasing & Finance U.S. Economic Outlook report in partnership with economic and public policy consulting firm Keybridge Research. The annual economic forecast provides the U.S. macroeconomic outlook, credit market conditions, and key economic indicators. The Q3 report is the second update to the 2023 Economic Outlook, and will be followed by one more quarterly update before the publication of the 2024 Economic Outlook in December.

#### Press Release #############################

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Watch at Home
by Fernando Croce, Leasing News Movie Reviewer

As the Writers Guild of America continues its history-making strike, it’s a good time to remember the often-overlooked importance of writers in the filmmaking process. So check out our list of Hollywood classics that feature screenwriters in prominent roles.

Sunset Blvd. (1950): Billy Wilder’s poison-pen classic takes an unforgettable look at the movie business, following a screenwriter into Hollywood’s seamier side. Joe Gillis (William Holden) is a down-on-his-luck writer who, on the run from creditors, stumbles into the crumbling mansion where forgotten silent-screen diva Norma Desmond (Gloria Swanson) lives. Determined to make a comeback, she hires the younger man to write an epic story for her. Thinking he’s in control of the situation, Gillis goes along with her whims and soon finds himself in a web of codependency and madness. Combining gothic horror with pitch-black humor, Wilder envisions a world of mutual manipulation between an industry’s decaying relics and pitiless upstarts. A film brimming with magnificent performances (including one by legendary filmmaker Eric von Stroheim) and withering irony.

In a Lonely Place (1950): Humphrey Bogart delivers his most complex performance in Nicholas Ray's remarkable noir-drama, which devastatingly deconstructs the legendary star’s tough-guy persona to mine the contradictory emotions underneath. Bogart plays Dixon Steele, a world-weary screenwriter whose quick temper has cost him many a relationship in Hollywood. When he becomes romantically involved with his neighbor Laurel (Gloria Grahame), Dixon seems to discover rare traces of emotional happiness. A shadow hangs over the couple, however, as a police investigation involving the murder of a girl Dixon used to know threatens to pull the couple apart. With a sharp yet tender touch, Ray ("Rebel Without a Cause") paints an indelible portrait of violent and vulnerable characters that anticipates the antihero studies of decades to come.

The Front (1976): Woody Allen has a rare acting-only appearance in this critically acclaimed study of the House of Un-American Activities Committee’s witch hunts of the 1950s, when industry professionals were kept from working because of their political beliefs. Among them is Alfred Miller (Michael Murphy), a blacklisted screenwriter who asks his friend Howard Prince (Allen) to act as a “front” for him—to put his name on the scripts in exchange for a percentage of Miller’s salary. At first interested only in making a buck, Prince gradually grows conscious of the unfairness and corruption of the situation, particularly as he sees its effects on a comic named Hecky (Zero Mostel). A particularly personal project for director Martin Ritt (“Hud”), himself a victim of the blacklist.

The Player (1992): One of the most acclaimed directors of the 1970s, Robert Altman was mostly stuck with obscure projects during the following decade until his great comeback with this delicious satire, which roasts the Hollywood system with venomous gusto. Tim Robbins shines as Griffin Mill, a slick studio producer whose routine of movie deals and parties is torn asunder by anonymous threats. Convinced that the culprit is a disgruntled screenwriter (Vincent D'Onofrio), Griffin ends up murdering him and begins a relationship with the dead man's girlfriend (Greta Scacchi). That's just the beginning of the intrigue, however, as a police investigation draws nearer by the moment. With playfully flashy camerawork, an insider's mordant wisdom and more celebrity cameos than can be counted, Altman serves up a masterful comedy-drama.

Mank (2020): A forgotten figure in one of cinema’s most indelible works, “Citizen Kane” screenwriter Herman J. Mankiewicz is the subject of this gorgeous take on classic Hollywood by “Social Network” director David Fincher. Played by Oscar-nominated Gary Oldman, Mank (as his friends call him) is a self-described “smartest man in the room.” a driven, acid-tongued professional taking on assignments and clashing with studio bosses. Tasked with helping write a screenplay for hotshot up-and-comer Orson Welles (Tom Burke), he uses it to exact revenge on powerful newspaper tycoon William Randolph Hearst (Charles Dance), whose relationship with starlet Marion Davies (Amanda Seyfried) served as a basis for the Welles masterpiece. Shooting in black-and-white to reflect the film era in which the story takes place, Fincher offers a feast for movie buffs.

Fernando Croce is a nationally recognized film reviewer and has been contributing to Leasing News since 2008. His reviews appear each Friday.

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Schnauzer/Shih Tzu/Mixed
Minneapolis, Minnesota  Adopt-a-Dog

Hicks

Medium Young Male
Available for Adoption
Pet ID # 23-0165
Minneapolis, MN

Organization Contact Info: Underdog Rescue MN P.O. Box 16453 St. Louis Park, MN 55416
inquiries@underdogrescuemn.com https://www.underdogrescuemn.com

About Hicks

Fence Required: Not Required
Housetrained: No
Obedience Training Needed: Needs Training
Exercise Needs: Low
Shedding Amount:
Grooming Needs: Low
Owner Experience Needed: Breed
Reaction to New People: Friendly
Activity level: Slightly Active
Compatibility Qualities
Good with Cats
Good with Dogs
Good with Kids
Older/ considerate kids only
More about Hicks
Somewhat vocal
Requires a yard
Playful
Timid
Eager To Please
Skittish

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News Briefs---

New instant payment system
    Here’s what it means for you
https://www.washingtonpost.com/business/2023/07/20/federal-reserve-fednow-payments/

Rich lode of EV metals could boost
    Taliban and its new Chinese partners
https://www.washingtonpost.com/world/interactive/2023/ev-lithium-afghanistan-taliban-china/?itid=hp-top-table-main_p001_f001

Clear vs. TSA PreCheck: What’s better
    for price and privacy?
https://www.washingtonpost.com/technology/2023/07/20/clear-tsa-precheck-cost-privacy-airport-security/

Chinese real estate giant reveals staggering
    $81 billion loss amid slump
https://www.washingtonpost.com/world/2023/07/18/china-evergrande-losses-real-estate/


[headlines]
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The real Oppenheimer's stranger
    -than-Hollywood love life
https://www.sfgate.com/sf-culture/article/oppenheimer-love-life-wife-girlfriends-18206519.php

[headlines]
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Sports Briefs---

He Makes $1 Million a Golf Tournament. He Can Thank the Golf War.
    Scottie Scheffler has won handsomely from the PGA Tour’s battle with Saudi Arabia
https://www.wsj.com/sports/golf/pga-tour-liv-golf-saudi-arabia-scottie-scheffler-9d431d6f?st=wu1hoqkfuria4iz&reflink=desktopwebshare_permalink

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California News Briefs---

You can earn $100,000 a year in these
    San Francisco Bay Area counties/still be ‘low-income’
https://www.mercurynews.com/2023/07/20/you-can-earn-100000-a-year-in-the-bay-area-and-still-be-low-income/

Anchor Steam workers want to buy
    the S.F. company to keep it from closing
https://www.sfchronicle.com/sf/article/anchor-brewing-closure-employee-sale-18210989.php

Meet the Stanford student whose reporting led
    to resignation of president Marc Tessier-Lavigne
https://www.sfchronicle.com/bayarea/article/stanford-president-resigns-student-journalist-18208940.php

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Gimme that Wine

 

http://www.youtube.com/watch?v=EJnQoi8DSE8    

A Fresh Look at French Wine,
    From the Inside Out by Eric Asimov
https://www.nytimes.com/2023/07/13/dining/drinks/new-french-wine-book.html

Smoke from Nearby Controlled Burn
Visible in the City of Sonoma
https://www.sonomacity.org/smoke-from-nearby-controlled-burn-visible-in-the-city-of-sonoma/

[headlines]
----------------------------------------------------------------

This Day in History

      1692 - Five Massachusetts women were hanged for witchcraft. Fifteen young girls in the Salem community charged as many as 150 citizens in the area with witchcraft during the greater part of this year. The Salem witch hunt was unleashed in March of the year when some children, called upon to explain their odd behavior, claimed that three old women had bewitched them. The women were tried, convicted, and condemned on the testimony of the children. Although Governor William Phis halted the trails in October, 1692, by January, 1693, twenty persons condemned for witchcraft had been executed and two had died in prison. The first person executed for witchcraft in America was Margaret Jones of Charlestown, Mass. Gov. John Winthrop wrote “that she was found to have such a malignant touch, as many persons, (men, women and children), whom she stroked or touched with any affection or displeasure, etc., were taken with deafness...or other violent pains or sickness...Her behavior at the trial was very intemperate, lying notoriously, and railing upon the jury and witnesses, etc., and in the like distemper she died.”
    1701 - Representatives of the Iroquois Confederacy signed the Nanfan Treaty at Albany, NY, ceding a large territory north of the Ohio River to England. 
    1814 - Samuel Colt (d. 1862) was born in Hartford, CT.  An industrialist and inventor, he founded Colt's Patent Fire-Arms Manufacturing Company (today Colt’s Manufacturing Company) and made the mass production of the revolver commercially viable. His use of interchangeable parts helped him become one of the first to use the assembly line efficiently. Moreover, his innovative use of art, celebrity endorsements, and corporate gifts to promote his wares made him a pioneer in the fields of advertising, product placement, and mass marketing. 
    1817 - Birthday of Mary Ann Ball Bickerdyke (d. 1901), Knox County, OH.  Known as Mother Bickerdyke for her nursing and sanitary commission work during the Civil War, she turned to the work after witnessing the appalling conditions that male nurses and doctors considered normal for hospitals. She would serve at the site of 19 battles. She petitioned in vain for pensions for veterans and nurses after the hostilities.
    1825 - The American Unitarian Association was founded by members of the liberal wing of the Congregational churches in New England. 
http://www.americanunitarian.org/
    1845 - The last great fire to affect Manhattan began early in the morning and was subdued that afternoon. The fire killed 4 firefighters, 26 civilians, and destroyed 345 buildings. 
    1848 - A convention concerning the rights of women, called by Lucretia Mott and Elizabeth Cady Stanton, was held at Seneca Falls, NY. The issues discussed included voting, property rights and divorce. The convention drafted a “Declaration of Sentiments” that paraphrased the Declaration of Independence, addressing man instead of King George, and called for women's “immediate admission to all the rights and privileges which belong to them as citizens of the United States.” This convention was the beginning of an organized women's rights movement in the US. The most controversial issue was Stanton's demand for women's rights to vote.
(lower half of: http://memory.loc.gov/ammem/today/jul19.html )    
    1860 - Birthday of Lizzie Andrew Borden (d. 1927), Fall River, MA.  She was suspected but acquitted of the double murders of her father and her stepmother. There was a great deal of circumstantial evidence, but lack of a murder weapon or blood on her clothes stymied prosecutors. The women of the city of Fall River, Massachusetts, supported her by crowding the courtroom and, after the acquittal, ostracized her. Their attitude plus other factors indicate that she was an abused child/woman. If she committed the murders, she had to have help from people outside the home to cover up the evidence. Contrary to some rumors, the murder hatchet was never found.
    1863 - At Buffington Island in Ohio, CSA Gen John Hunt Morgan’s raid into the north was mostly thwarted when a large group of his men were captured while trying to escape across the Ohio River.  Morgan's Confederates, during the 46-day raid, covered more than 1,000 miles, beginning in Tennessee and ending in northern Ohio. Morgan's raid coincided with the Vicksburg and Gettysburg campaigns, though it was not directly related to either. However, it was meant to draw away tens of thousands of US troops away from these major campaigns and to frighten Northern civilians into demanding their troops be recalled to defend them.
    1865 – Charles H. Mayo (d. 1939) was born in Rochester, MN.  With his brother, William J. Mayo and five others, he was one of the founders of the Mayo Clinic.  
   1881 - Surrender of Sitting Bull and 186 followers, crossing the Canadian border into US; Army breaks its amnesty promise and jails him at Fort Randall, Dakota Territory.
    1883 - Max Fleischer (d. 1972) was born in Krakow, Austria-Hungary.  Fleischer was a pioneer in the development of the animated cartoon and served as the head of Fleischer Studios. He brought such animated characters as Koko the Clown, Betty Bop, Popeye and Superman to the movie screen and was responsible for several technological innovations.   
    1886 - Third hurricane in one month crosses Florida causing great damage from Cedar Keys to Jacksonville
    1902 – John McGraw made his debut as manager of the New York Giants, losing 5-3 to the Phillies.  He would stay on until 1932, winning three World Series.
    1902 - Birthday of clarinet player William “Buster” Bailey (d. 1967), Memphis, TN
http://www.redhotjazz.com/BusterBailey.html 
http://www.amazon.com/exec/obidos/ASIN/B000000GCZ/greatdayinharlem/
102-8899986-2380120
 
    1909 - With men on first and second, Cleveland shortstop Neal Ball catches Ambrose McConnell's line drive, gets Heinie Wagner at second, and then tags Jake Stahl completing the first modern Major League unassisted triple play in a 6-1 win over the Red Sox.
    1910 – Pitching for the Cleveland Indians, Cy Young won his 500th game, the only pitcher in Major League history to do so.  He finished his Hall of Fame career with 511, a record many believe is the most unbreakable in all of sport.
    1911 - Former circus acrobat Walter Carlisle completes an unassisted triple-play for Vernon (LA) of the Pacific Coast League when he catches a ball in shallow centerfield flips and touches second base and beats the runner back to first base.
    1912 – Birthday of Art Linkletter, born Gordon Arthur Kelly (d. 2010), Moose Jaw, Saskatchewan.  An early daytime TV star, he hosted “People Are Funny,” “House Party,” and “Kids Say the Darndest Things.”
    1913 - Trombonist Charlie Teagarden (d. 1984) birthday, Vernon, TX.
http://shopping.yahoo.com/shop?d=product&id=1927007162&clink=dmmu.artist&a=b
    1916 - Birthday of Eve Merriam (d. 1992), Philadelphia, PA.  A poet, playwright and author of more than 50 books for both adults and children. Merriam's works, which often focused on feminism, include “It Doesn't Always Have to Rhyme,” “After Nora Slammed the Door,” “The Women's Unfinished Revolution,” “Mommies at Work,” and a book of poems attacked by authorities as glamorizing crime, “The Urban Mother Goose.” Her play “Out of Our Father's House,” portraying the lives of American women, was presented on public television, “Great Performances” series. She also wrote the first documentary of women's rights for network TV, “We the Women.” 
http://www.poets.org/poets/poets.cfm?prmID=160
    1921 - Birthday of Medical physicist Rosalyn Yalow (d. 2011), New York City. Along with Andrew V. Schally and Roger Guillemin, in 1977, Yalow was awarded the Nobel Prize for Physiology or Medicine. Through her research on medical applications of radioactive isotopes, Yalow developed RIA, a sensitive and simple technique used to measure minute concentrations of hormones and other substances in blood or other body fluids. First applied to the study of insulin concentration in the blood of diabetics, RIA was soon used in hundreds of other applications.
http://spot.colorado.edu/~gamow/george/1987bio.html
    1922 - Birthday of George McGovern (d. 2012), Mitchell, SD.  Vietnam antiwar activist, Senator, presidential candidate in 1972.
    1933 – For the first time in Major League history, brothers on opposing teams homered in the same game. Red Sox catcher Rick Ferrell hit his home run off brother Wes of the Cleveland Indians while Wes hit his off Hank Johnson in the 3rd inning. He will wind up his career with 38 homers in 548 games. Rick will hit only 28 in 1,884 games.  
    1936 - 17-year-old Iowa farm boy Bob Feller made his Major League debut, pitching one inning of relief against the Senators for the Cleveland Indians in Washington, D.C. The fireballer allowed no hits and no runs, striking out none, walking two. 
    1937 - Country singer George Hamilton IV (d. 2014), was born in Winston-Salem, North Carolina. Hamilton became much more popular in Canada and Britain than in the US. In Canada, this popularity stemmed from his close association with the songs of Gordon Lightfoot. Hamilton became friendly with Lightfoot in 1965 and recorded such Lightfoot tunes as "Early Morning Rain" and "Canadian Railroad Trilogy." Hamilton began to work with other Canadian writers as well, and later signed with RCA's Canadian division. Hamilton also was the host of the Canadian TV show "North Country" for five years. 
http://www.countrypolitan.com/bio-george-hamilton-iv.php
    1939 - Jack Teagarden and his orchestra recorded "Aunt Hagar's Blues" for Columbia Records. Teagarden provided the vocal on the session recorded in Chicago, IL.
http://www.redhotjazz.com/teao.html
    1939 - Bud Freeman and his Summa Cum Laude Orchestra record “The Eel.” 
http://www.redhotjazz.com/freeman.html 
http://centerstage.net/music/whoswho/BudFreeman.html 
http://www.venerablemusic.com/JazzA-MRecordPages/ASL_5280.htm 
http://www.interstatecd.com/bio/biopage.P+++++6528.html
    1940 - Charlie Barnet Band records “Pompton Turnpike” (Bluebird 10825)
http://www.parabrisas.com/d_barnetc_f.html 
http://music.barnesandnoble.com/search/product.asp?ean=743625524727 
http://www.jazz-angebote.de/9799897.htm
    1940 - Pop music record charts for single songs were published by the music trade newspaper Billboard. The first song to hit No. 1 in the pop charges was Tommy Dorsey's “I'll Never Smile Again,” sung by Frank Sinatra
    1941 - Birthday of guitarist Phil Upchurch, Chicago, IL
    1941 - Birthday of singer Vikki Carr was born Florencia Bisenta deCasilla-Martinez Cardona, El Paso, Texas.
http://vikkicarr.net/
    1942 – German Adm. Donitz ordered the last U-boats to withdraw from their United States Atlantic coast positions in response to the effective American convoy system.
    1944 - Top Hits
“I'll Be Seeing You” - Bing Crosby
“Long Ago and Far Away” - Helen Forrest & Dick Haymes
“Amor” - Bing Crosby
“Straighten Up and Fly Right” - King Cole Trio
    1944 - Some 1,200 8th Air Force bombers bombed targets in SW Germany. Some 500 15th Air Force Liberators (Flying Fortresses) bombed the Munich vicinity.
    1944 - CHRISTENSEN, DALE ELDON, Medal of Honor
Rank and organization: Second Lieutenant, U.S. Army, Troop E, 112th Cavalry Regiment. Place and date: Driniumor River, New Guinea, 16-19 July 1944. Entered service at: Gray, lowa. Birth: Cameron Township, lowa. G.O. No.: 36, 10 May 1945. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty along the Driniumor River, New Guinea, from 16-19 July 1944. 2d Lt. Christensen repeatedly distinguished himself by conspicuous gallantry above and beyond the call of duty in the continuous heavy fighting which occurred in this area from 16-19 July. On 16 July, his platoon engaged in a savage fire fight in which much damage was caused by 1 enemy machinegun effectively placed. 2d Lt. Christensen ordered his men to remain under cover, crept forward under fire, and at a range of 15 yards put the gun out of action with hand grenades. Again, on 19 July, while attacking an enemy position strong in mortars and machineguns, his platoon was pinned to the ground by intense fire. Ordering his men to remain under cover, he crept forward alone to locate definitely the enemy automatic weapons and the best direction from which to attack. Although his rifle was struck by enemy fire and knocked from his hands he continued his reconnaissance, located 5 enemy machineguns, destroyed 1 with hand grenades, and rejoined his platoon. He then led his men to the point selected for launching the attack and, calling encouragement, led the charge. This assault was successful and the enemy was driven from the positions with a loss of 4 mortars and 10 machineguns and leaving many dead on the field. On 4 August 1944, near Afua, Dutch New Guinea, 2d Lt. Christensen was killed in action about 2 yards from his objective while leading his platoon in position. 2d Lt. Christensen's leadership, intrepidity, and repeatedly demonstrated gallantry in action at the risk of his life, above and beyond the call of duty, exemplify the highest traditions of the U.S. Armed Forces.
    1945 - The USAAF struck the cities of Choshi, Hitachi, Fukui and Okazaki with 600 B-29 Superfortress bombers dropping some 4000 tons of bombs. It is largest deployment of the bomber type yet.
    1946 - Marilyn Monroe was given her first screen test at Twentieth Century-Fox Studios. Even with no sound, this test was all they needed to sign her first contract. Beginning with “Scudda-Hoo! Scudda-Hay!” in 1948 and ending with “The Misfits” in 1961, Monroe made a total of 29 films during her short career.  She was a top-billed actress for only a decade but her films grossed $200 million (equivalent to $2 billion in 2020) by the time of her death in 1962.   Long after her death, she continues to be a major icon of pop culture.   In 1999, the AFI ranked Monroe sixth on its list of the greatest female screen legends from the Golden Age of Hollywood.
    1948 - "Our Miss Brooks," starring Eve Arden and Gale Gordon, debuted an attack on an enemy machinegun on CBS radio. Arden played the role of Connie Brooks. The program stayed on radio until 1957, running simultaneously on TV from 1952 to 1956. Miss Brooks taught English at Madison High School. Her pal, the bashful, biology teacher Philip Boynton, was played by Robert Rockwell. The crusty, blustery principal of Madison High, Osgood Conklin, was none other than Gale Gordon. Supporting Eve Arden was Jane Morgan as Miss Brooks' landlady, Mrs. Davis. The main problem child in the classroom, the somewhat dimwitted Walter Denton was Richard Crenna.
http://www.pe.net/~rnovak/omb.html
http://us.imdb.com/Details?0044287
    1949 - Singer Harry Belafonte began recording for Capitol Records. The first sessions included "They Didn't Believe Me" and "Close Your Eyes." A short time later, Capitol said Belafonte wasn't “commercial enough,” so he signed with RCA Victor (for a very productive and commercial career).
    1950 – The Yankees obtained their first black players, OF Elston Howard and P Frank Barnes from the Kansas City Monarchs of the Negro Leagues.  Howard was called up to the parent club in 1955 to become the first black player on the Yankees and was a mainstay on their pennant-winning teams through 1964. In 1963, he became the first black player in the American League to be named MVP.
    1952 - Author Jayne Anne Phillips born Buckhannon, West Virginia. “Black Tickets,” “Fast Lanes,” “Shelter.”
http://www.jayneannephillips.com/
    1952 - Top Hits
“I'm Yours” - Eddie Fisher
“Kiss of Fire” - Georgia Gibbs
“Walkin' My Baby Back Home” - Johnnie Ray
“Are You Teasing Me” - Carl Smith
    1954 - Elvis Presley's first record, "That's All Right (Mama)" backed with "Blue Moon of Kentucky," was released on the Sun label. Elvis had recorded the tunes two weeks earlier with guitarist Scotty Moore and bassist Bill Black at the Sun studio in Memphis. When the record was first aired on a Memphis radio station, Elvis was reported to have hid in a movie theatre because he thought people would laugh at his effort. He needn't have worried . . . "That's All Right (Mama)" became a local hit. Sun is supposed to have pressed only about seven-thousand copies of the record, and one in mint condition today is worth at least $200.
    1958 - After a series of disputes over money (and a fistfight with the manager of Harlem's famous Apollo Theater), Drifters manager George Treadwell fires the entire group and installs the existing group, the Five Crowns, in their place, renaming them the Drifters. This lineup, featuring a lead tenor named Ben E. King, would prove to be the most popular critically and commercially, releasing hits like "There Goes My Baby," "This Magic Moment," and "Save the Last Dance for Me." 
    1960 - Juan Marichal of the San Francisco Giants became the first pitcher to throw a one-hitter in his Major League debut. Marichal allowed just one hit (a double in the eighth inning) as the Giants beat the Philadelphia Phillies.
    1960 - Top Hits
“I'm Sorry” - Brenda Lee
“Only the Lonely” - Roy Orbison
“That's All You Gotta Do” - Brenda Lee
“Please Help Me, I'm Falling” - Hank Locklin
    1960 - Boise sets highest ever reading with a scorching 111
    1960 - Cow Creek, CA in Death Valley starts with a morning low of 102 and rises to 126
    1963 – Capt. Joe Walker flew an X-15 to a record altitude of 347,800 feet, thereby qualifying as a human spaceflight under international convention.
    1966 - 50-year-old Frank Sinatra marries 20-year-old actress Mia Farrow in New York amid a sea of fourteen movie cameras and 37 regular cameras. The marriage, one of Hollywood's rockiest, will last only two years, with Sinatra issuing an ultimatum to Farrow as she is filming Roman Polanski's movie “Rosemary's Baby” -- one she will ignore, leading Sinatra to serve divorce papers to her on the set.
    1965 - Shooting begins on Star Trek 2nd pilot "Where No Man Has Gone Before." This one makes it.
http://www.startrek.com/
    1968 - Top Hits
“This Guy's in Love with You” - Herb Alpert
“The Horse” - Cliff Nobles & Co.
“Jumpin' Jack Flash” - The Rolling Stones
“D-I-V-O-R-C-E” - Tammy Wynette
    1969 - The Who appeared at Fillmore West in San Francisco.
    1969 - No. 1 Billboard Pop Hit: "Grazing in the Grass," Hugh Masekela, a version of the song by The Friends of Distinction reaches No. 3.
    1969 - GERTSCH, JOHN G., Medal of Honor
Rank and organization: Staff Sergeant, U.S.. Army, Company E, 1st Battalion, 327th Infantry, 101st Airborne Division. Place and date: A Shau Valley, Republic of Vietnam, 15 to 19 July 1969. Entered service at: Buffalo, N.Y. Born: 29 September 1944, Jersey City, N.J.: Citation: S/Sgt. Gertsch distinguished himself while serving as a platoon sergeant and platoon leader during combat operations in the A Shau Valley. During the initial phase of an operation to seize a strongly defended enemy position, S/Sgt. Gertsch's platoon leader was seriously wounded and lay exposed to intense enemy fire. Forsaking his own safety, without hesitation S/Sgt. Gertsch rushed to aid his fallen leader and dragged him to a sheltered position. He then assumed command of the heavily engaged platoon and led his men in a fierce counterattack that forced the enemy to withdraw. Later, a small element of S/Sgt. Gertsch's unit was reconnoitering when attacked again by the enemy. S/Sgt. Gertsch moved forward to his besieged element and immediately charged, firing as he advanced. His determined assault forced the enemy troops to withdraw in confusion and made possible the recovery of 2 wounded men who had been exposed to heavy enemy fire. Sometime later his platoon came under attack by an enemy force employing automatic weapons, grenade, and rocket fire. S/Sgt. Gertsch was severely wounded during the onslaught but continued to command his platoon despite his painful wound. While moving under fire and encouraging his men he sighted an aid man treating a wounded officer from an adjacent unit. Realizing that both men were in imminent danger of being killed, he rushed forward and positioned himself between them and the enemy nearby. While the wounded officer was being moved to safety S/Sgt. Gertsch was mortally wounded by enemy fire. Without S/Sgt. Gertsch's courage, ability to inspire others, and profound concern for the welfare of his men, the loss of life among his fellow soldiers would have been significantly greater. His conspicuous gallantry, extraordinary heroism, and intrepidity at the cost of his life, above and beyond the call of duty, are in the highest traditions of the U.S. Army and reflect great credit on him and the Armed Forces of his country.
    1969 - Apollo 11, with Neil Armstrong, Edwin "Buzz" Aldrin and Michael Collins on board, went into orbit around the moon. 
    1974 - The House Judiciary Committee recommended that President Richard Nixon should stand trial in the Senate for any of the five impeachment charges against him. 
    1975 - "Listen To What The Man Said" by Wings hits #1 on the singles chart.
    1975 - Orleans' "Dance With Me" is released.
    1976 - No. 1 Billboard Pop Hit: "Kiss and Say Goodbye," Manhattans.
    1976 - Top Hits
“Afternoon Delight” - Starland Vocal Band
“Kiss and Say Goodbye” - Manhattans
“I'll Be Good to You” - The Brothers Johnson
“Teddy Bear” - Red Sovine
    1977 - Slow moving thunderstorms drop 12 inches of rain in the Johnstown, PA area in only 7 hours. Severe flash flooding occurred with Johnstown under 10 feet of water. The death toll was 76 and total damage was $200 million.
    1980 - Billy Joel's "It's Still Rock & Roll To Me" hits #1.
    1980 - Elton John's "Little Jeannie" hits #3 on the singles chart.
    1980 - The Grateful Dead's "Alabama Getaway" peaks at #68 on the singles chart.
    1981 - In a private meeting with President Ronald Reagan, French Prime Minister Mitterand revealed the existence of the “Farewell Dossier,” a collection of documents showing the Soviet Union had been stealing American technological research and development.
    1981 - "Roy Orbison Day" is celebrated in Odessa, Texas.
    1984 - Congresswoman Geraldine Ferraro was nominated to run with candidate Walter Mondale on the Democratic ticket, the first female vice-presidential candidate representing a major American political party. They were defeated by the Republican ticket headed by Ronald Reagan.
    1984 - Top Hits
“When Doves Cry” - Prince
“Dancing in the Dark” - Bruce Springsteen
“Eyes Without a Face” - Billy Idol
“I Don't Want to Be a Memory” – Exile
    1986 - All-time record heat in stubborn heat wave for Charleston, SC with 104, breaking record set earlier in month (9th) of 103.
    1986 - Genesis' "Invisible Touch" hits #1 on the singles chart.
    1986 - The "Ruthless People" soundtrack enters the album chart. It features the Billy Joel hit, "Modern Woman.”
    1986 - No. 1 Billboard Pop Hit: "Invisible Touch," Genesis.
    1986 - Caroline Kennedy weds Edwin A Schlossberg in Centerville, Mass.
    1989 - 181 out of 293 passengers and crew survived the crash of a United Airlines DC-10. The pilot of Flight 232, bound for Chicago, reported trouble to the Sioux City, Iowa airport half an hour before it slammed into the Sioux City runway. Prepared emergency personnel were credited with helping many to survive the fiery crash.
    1990 - Singer Vicki Carr helps dedicate the Nixon Presidential Library, singing in front of all four living presidents (Nixon, Carter, Reagan, and George H.W. Bush), all of which she had performed for at the White House during their terms. 
    1990 - Baseball's all-time hits leader Pete Rose was sentenced in Cincinnati to five months in prison and fined $50,000 for filing false income tax returns. Rose, who spent 25 years in the Majors with 4256 hits, 1314 RBIs and a lifetime average of .303, was released from prison Jan 7, 1991
    1994 - The Rolling Stones played a surprise date at the R-P-M club in Toronto as a preview of their "Voodoo Lounge" tour. One-thousand people paid just five-dollars each to see the nearly hour-and-a-half-long show. The Stones had been in Toronto rehearsing for weeks.
    1995 - Elvis Presley's former doctor lost his license when the state of Tennessee decided he over-prescribed addictive drugs to patients, including Jerry Lee Lewis. George Nichopoulos called the decision "idiotic." He suggested it stemmed from resentment over Presley's death in 1977. Nichopoulos was found not guilty in 1981 of charges he indiscriminately and negligently prescribed drugs to Presley.
http://www.clearhq.org/PaxtonSu98.html
    1996 - Montreal singer Celine Dion performed at the opening ceremonies of the Atlanta Olympics. She sang "The Power of the Dream," written by David Foster, Kenneth (Babyface) Edmonds and Linda Thompson. The song was commissioned for the occasion. 
http://www.celineonline.com/
    1997 - Daniel Komen of Kenya broke the 8-minute barrier for the 2-mile run while setting a new world record of 7:58.61 at the Hechtel Night of Athletics in Hechtel, Belgium. Komen actually ran two sub-4-minute-miles in this race, running his first mile in 3:59.2, then turned in a second mile of 3:59.4.
http://faculty.rmwc.edu/tmichalik/8min.htm
    2004 - In Pacific Coast League action at Portland's PGE Park, Tagg Bozied hits a walk-off grand slam in the bottom of the ninth to beat the Tacoma Rainiers, 8-5. Upon his arrival at home plate, the Beavers' first baseman, jumping for joy, ruptures the patella tendon to his left knee and was taken to Legacy Good Samaritan Hospital by ambulance.
    2005 - John G. Roberts, Jr. was nominated to the United States Supreme Court by President George W. Bush to fill a vacancy that would be created by the retirement of Justice Sandra Day O’Connor.  Chief Justice William H. Rehnquist died on September 3, 2005, while Roberts's confirmation was still pending before the Senate. On September 5, Bush withdrew Roberts' nomination as O'Connor's successor and announced Roberts' new nomination to the position of Chief Justice.  Roberts was confirmed by the full Senate on September 29 by a margin of 78–22.
    2014 - R. J. Reynolds must pay over $23 billion in resolution of a lawsuit filed by the widow of a man who died from lung cancer at age 36.  The suit accused the company of hiding the health risks and habit-forming nature of cigarettes.
    2015 - Jeffrey Webb pleads not guilty to bribery charges in the FIFA soccer corruption case brought against 14 former officials.  Webb was the first to be extradited to the U.S. to face the charges.
    2019 - Heat wave begins across the east of America affecting 100 million people and killing 6, with New York city declaring a state of emergency.
    2020 - Portland Mayor Ted Wheeler criticizes federal policing of protesters in his city, calling it unconstitutional.

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