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######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified, but from the source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.

A New Congressional Bill Renews the Possibility
of Federal Disclosure Legislation
By Marshall Goldberg, Esq., Leasing News Legal Editor

You may recall that last month, my good friend Ken Greene posted a blog in Leasing News indicating that someday we may even see some uniformity of disclosure laws in all states through Federal Legislation. There are already at least 15 state disclosure bills introduced, many of which have already been enacted, including California. New York laws come into play in August of this year. Whether you like the new state disclosure laws, or more likely you do not, it would be great to have some uniformity to preempt the state laws. Many of the state proposals and laws contain just enough small nuances to create unnecessary confusion and mistakes.

However, as Mr. Greene pointed out, all the past efforts have failed. In 2019, HR 3490, dubbed the “Small Business Lending Fairness Act”, made its way through the House Financial Services Committee on a vote of 31-23 and then died. On November 18, 2021, New York Representative Nydia Velázquez introduced H.R. 6054, entitled the “Small Business Lending Disclosure Act”. It failed to move forward.

The new federal bill (SIL23594 (senate.gov)), which was introduced by US Senator Robert Menendez and Congresswoman Nydia M. Velázquez, seeks to place the small business finance industry under the authority of the Consumer Financial Protection Bureau (CFPB).

The legislation, if passed would add a new section to the Truth in Lending Act, called “the Small Business Financing Disclosure Act of 2023”. It would require disclosures very similar to the ones proposed and passed in most states as follows:

• Financing Amount;
• APR (differs depending upon the financial product);
• Payment Amount;
• Term;
• Finance Charge, including a breakdown of fees and expenses;
• Prepayment Costs;
• Collateral Requirements

The bill requires formatting of the disclosures to be:

• In writing at the time of extending a specific offer;
• Made in a manner that is clear, conspicuous, and allows the business to compare the range of financing options; and
• Prominently set out.

The term “Small Business Financing” is defined in the bill as including any line of credit, closed-end commercial credit, sales-based financing, or other non-equity obligation or alleged obligation of a partnership, corporation, cooperative, association, sole proprietorship, or other entity where the transaction is not more than $2,500,000 (Current California law has a $500,000 threshold whereas New York has a $2,500,000 threshold). The law would not include any obligation of an individual that is primarily for personal, family, or household purposes.

Marshall Goldberg
Glass & Goldberg, A Law Corporation
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203
(818) 474-1532 Direct
(818) 888-2220 Main
(818) 888-2229 Facsimile
mgoldberg@glassgoldberg.com
www.glassgoldberg.com

Why I Recommend You Subscribe to Leasing News
By Shari L. Lipski, CLFP

“I find immense value in reading Leasing News. It provides insightful articles specific to the leasing industry, with relevant and informative content. For over 23 years, it’s been a reliable and trusted source of information keeping me up to date with the latest developments and insights in a concise, straightforward approach. It’s my 3x a week go to for what’s happening in the leasing world around me.”

Shari L. Lipski, CLFP
Principal
ECS Financial Services
Slipski@ecsfinancial.com

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New Hires/Promotions in the Leasing Business
and Related Industries

Kristofer Arant was promoted to Assistant Vice President/Senior Commercial Credit Analyst, LEAF Commercial Capital, Inc., Philadelphia, Pennsylvania. He joined LEAF April, 2018, Commercial Credit Analyst. Previously, he was at Barclays, starting July, 2015, Credit Analyst, promoted July, 2016 Portfolio Credit Analyst, promoted September, 2016, Credit Facilitator.
https://www.linkedin.com/in/kristofer-arant-27012746/

Rick Kurz was announced EVP Division Head National Sales, Flagstar Finance, Troy, Michigan. Previously, he was EVP, Division Head National Sales, Signature Financial, starting May, 2012; Senior Vice President, National Sales Manager Capital One Equipment Finance Corp. (February, 2007 - April, 2012); Senior Vice President, National Sales Manager, Capital One Equipment Finance Corp. (February, 2007 - April,2012). Full Bio:
https://www.linkedin.com/in/rick-kurz-64651912/details/experience/
https://www.linkedin.com/in/rick-kurz-64651912/

Amanda (Sapienza) Leach was hired as Vice President of Risk, CLFP, SLR Equipment, Finance, Wilton, Connecticut. Previously, she was at Nexseer Capital, starting September 2021, Credit Manager, promoted September, 2021, Vice President of Credit; Credit Analyst, Sumitomo Mitsui Finance and Leasing Company, Limited (December, 2014 - July, 2018). Full Bio: https://www.linkedin.com/in/amanda-sapienza-leach-09374577/details/experience/
https://www.linkedin.com/in/amanda-sapienza-leach-09374577/

Scott Macklin was hired as Senior Vice President, De Lage Landen Leasing, Austin, Texas Branch. He is located in Roanoke, Texas. Previously, he was National Sales Director, Equify, LLC (August, 2020 - November, 2022); VP Sales, Wells Fargo Equipment Finance (December, 2016 - August, 2020); FVP, Regional Sales Manager East West Equipment Finance, a division of East West Bank (November, 2015 - November, 2016). Full Bio: https://www.linkedin.com/in/scott-macklin-9276b13/details/experience/
https://www.linkedin.com/in/scott-macklin-9276b13/

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Leasing and Finance Industry Help Wanted
Highly Trained Operation Staff/Work from Home
Excellent Compensation/Marketing Support

You Are Better Than You Think
Soar to New Heights

The Ultimate Hire by Ken Lubin, ZRG Partners

The sky is the limit for your career aspirations. It's time to break free from self-doubt and unleash your full potential. You possess incredible talents and abilities that can propel you to unprecedented success. Let's explore empowering strategies and mindset shifts that will skyrocket your career journey.

Embrace the Power of Self-Reflection:

Take a moment to reflect on your unique strengths, accomplishments, and untapped potential. Embrace the incredible person you are and leverage your strengths to their fullest extent. With this newfound confidence, you'll recognize and seize opportunities that align perfectly with your exceptional abilities.

Set Audacious yet Achievable Goals:

Challenge yourself to dream big and aim for the stars! Set audacious yet realistic goals that align with your long-term vision. Break these goals down into manageable steps, creating a roadmap that leads straight to triumph. Celebrate each milestone along the way as a testament to your brilliance, fuelling your motivation to conquer new frontiers.

Embrace Lifelong Learning:

Embrace the exhilarating pursuit of knowledge and skills that will set you apart from the rest. Seek out every chance to expand your horizons, whether it's attending thought-provoking workshops, engaging in cutting-edge online courses, or earning valuable certifications. By staying at the forefront of industry trends, you'll wield a powerful arsenal of knowledge, propelling you to unparalleled heights of success.

Forge Powerful Connections through Mentorship and Networking:

Get ready to amplify your professional growth by building an extensive network and seeking guidance from accomplished mentors. Connect with individuals who have triumphed in your desired field and absorb their invaluable wisdom. Their insights and experiences will guide you through challenges and steer you towards triumph. Plus, networking opens doors to exciting opportunities and collaborations, taking your career to exhilarating new dimensions.

Nurture a Resilient Growth Mindset:

Unleash the force within you by cultivating an unwavering growth mindset. Embrace challenges as thrilling opportunities for personal and professional evolution. Realize that failure and setbacks are mere stepping stones on the path to success. With a positive attitude, unyielding resilience, and unwavering belief in your abilities, you will conquer any obstacle that dares to stand in your way.

Embrace Thrilling Risks:

It's time to break free from the confines of your comfort zone and embrace thrilling risks that lead to unprecedented rewards. Dare to explore new roles, tackle exciting projects, and take on additional responsibilities that push your boundaries. By embracing the unknown, you'll unlock hidden potential, open doors to unexpected opportunities, and elevate your worth as a trailblazing professional.

Fuel Your Success with Unyielding Passion:

Supercharge your career trajectory by igniting a blazing passion for your work. Harness the power of a strong work ethic by embracing a proactive and dedicated mindset. Seize ownership of your responsibilities and go the extra mile with every task. Your unwavering commitment to excellence will not only set you apart but will also ignite a ripple effect of success that transcends boundaries.

Believe it with every fiber of your being: You are better than you think! With the power of self-reflection, audacious goal-setting, lifelong learning, influential mentorship, a resilient growth mindset, thrilling risks, and an unwavering passion, you are destined to soar to new heights in your career. Embrace your extraordinary potential, overcome challenges with a smile, and never stop reaching for the stars. Your journey to remarkable success begins now in Your Career!

Ken Lubin
Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
https://www.linkedin.com/in/klubin/

"What is the Ultimate Hire? The Ultimate Hire is the professional that every business, team or leader needs in their organization. This is the high performance individual that always rises to the top, brings the team to the next level and can significantly add to the bottom line. The Ultimate Hire is the person that you can't afford to be without. Finding, Attracting, Hiring and Retaining these professionals is critical to the success of your business. We have identified these traits and can help you find these top professionals."

The Ultimate Hire Collection:
http://leasingnews.org/Conscious-Top%20Stories/ultimate.htm

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CLFP Foundation Adds 21 New CLFPs
First CLFP in Pakistan

The Certified Lease & Finance Professional (CLFP) Foundation is pleased to announce that 21 individuals, who recently sat through the 8-hour online proctored CLFP exam, have passed, including the first CLFP in Pakistan. They are:

Muhammad Arif, CLFP
Implementation Consultant,
Leasepath

Lacey Borden, CLFP
Funding Specialist,
AP Equipment Financing

Joseph Brown, CLFP
Corporate F&I Sales Manager,
Bruckner’s Truck & Equipment

Seth Buchanan, CLFP
Financial Analyst II / AVP & ASST SEC,
First Citizens Bank Equipment Finance

Raphael Deats, CLFP
Assistant Vice President- Lender Finance
First Citizens Bank Equipment Finance

Daniel DeFrancesco, CLFP
Director, Corporate Controller
First Citizens Bank Equipment Finance

Lucas Develder, CLFP
Director of Finance,
First Citizens Bank Equipment Finance

Nathan Feliss, CLFP
Credit Analyst
AP Equipment Financing

Timothy Graver, CLFP
Senior Commercial Relationship Service Specialist
The Huntington National Bank

Sarah Maze, CLFP
Business Systems Manager
AP Equipment Financing

Taketoshi Miyamoto, CLFP
Assistant Vice President, Marketing,
Tokyo Century (USA) Inc.

Mackenzie O’Connell, CLFP
Finance Coordinator,
APPROVE

Lene Palmer, CLFP Associate
Executive Assistant,
AP Equipment Financing

Stephen Peronace, CLFP
Senior Credit Manager
Taycor Financial

Lisa Purser, CLFP
Credit Officer,
Tokyo Century (USA) Inc.

Jessica Rivera, CLFP
Assistant Vice President,
First Citizens Equipment Finance

John Schatz, CLFP
AVP, Financial Analyst II,
First Citizens Bank Equipment Finance

Michael Schwartz, CLFP
Operations Officer,
Tokyo Century (USA) Inc.

Kimberly Smith, CLFP
Chief Administrative Officer,
Vision Financial Officer

Sandra Smith, CLFP
Vendor Program Coordinator,
AP Equipment Financing

Hiroki Yagishita, CLFP
Marketing Officer,
Tokyo Century (USA) Inc.

Muhammad Arif, the first CLFP in Pakistan, stated, “Pursuing the CLFP designation can indeed enhance my knowledge base for the US market. The CLFP program provides individuals with in-depth knowledge of industry standards, regulations, and best practices. By obtaining this designation, I demonstrate my commitment to staying up-to-date with the latest developments and acquiring specialized knowledge that is relevant to the US lease and finance industry.”

The CLFP is a notable achievement for any leasing professional, and Joseph Brown, CLFP at Bruckner’s Truck and Equipment shares, “The CLFP designation is a significant milestone in my professional journey. I wanted to demonstrate my commitment to expanding my knowledge of the industry to my employer, client base, and industry peers.”

The CLFP designation identifies an individual as a knowledgeable professional to employers, clients, customers, and peers in the commercial equipment finance industry. There are Certified Lease & Finance Professionals and Associates located throughout the United States (including Puerto Rico), Canada, India, Pakistan, Africa, and Australia. For more information, visit http://www.CLFPFoundation.org.

Academy for Certified Lease & Finance Professionals
New Dates Added - June to October
https://leasingnews.org/archives/Jun2023/06_12.htm#academy

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Top Ten Leasing News Read by Readers
June 20 to June 22

(1) California Disclosure Law Survey: Part One
By Ken Greene, Esq. Leasing News Advisor Emeritus
https://leasingnews.org/archives/Jun2023/06_20.htm#ca

(2) California Disclosure Law Survey: Part Two
By Ken Greene, Esq. Leasing News Advisor Emeritus
https://leasingnews.org/archives/Jun2023/06_22.htm#2

(3) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Jun2023/06_22.htm#hires

(4) APR Programs Are Widely Available on the Internet
Search Annual Percentage Rate Programs
https://leasingnews.org/archives/Jun2023/06_20.htm#apr

(5) Usury
Various Laws Subject to Disclosure
https://leasingnews.org/archives/Jun2023/06_20.htm#us

(6) Story Credit Financing
Business Loans, SBA Loans, Working Capital
https://leasingnews.org/archives/Jun2023/06_22.htm#sc

(7) Ex-Google CEO buys super yacht abandoned by Russian
Russian oligarch Guryev
https://news.yahoo.com/ex-google-ceo-buys-superyacht-155500066.html?fr=yhssrp_catchall

(8) The Ignorance Plea
By Terry Winders
https://leasingnews.org/archives/Jun2023/06_22.htm#plea

(9) Getting Out of Your Own Head for Success
By Ken Lubin, ZRG Partners
Getting Out of Your Own Head for Success
https://leasingnews.org/archives/Jun2023/06_20.htm#getting

(10) Breaking Down Barriers
Sales Makes it Happen by Scott Wheeler, CLFP
https://leasingnews.org/archives/Jun2023/06_22.htm#breaking

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This Day in History

     1604 - French explorer Samuel de Champlain, Pierre Dugua, and 77 others landed on the island of St. Croix and made friends with the native Passamaquoddy Indians. It later became part of Maine on the US-Canadian border.
    1721 – Dr. Zabdiel Boylston (1679-1766) gave the first smallpox inoculations in America, in Boston. Boylston is known for holding several "firsts" for an American-born physician: He performed the first surgical operation by an American physician, the first removal of gall bladder stones in 1710, and was the first to remove a breast tumor in 1718. He inoculated about 248 people by applying pus from a smallpox sore to a small wound on the subjects, a method said to have been previously used in Africa. Initially, he used the method on two slaves and his own son, who was 13 at the time. This was the first introduction of inoculations to the US. He was also a great uncle of both President John Adams and philanthropist Ward Nicholas Boylston. This is a major event as smallpox whipped out not only Indians,
but many settlers as well.
    1740 - A combined force Spanish, free blacks and allied Indians defeated a British garrison at the Siege of Fort Mose near St. Augustine (present-day FL) during the War of Jenkins’ Ear.
    1819 - Birthday of Abner Doubleday (1819-93) in Ballston Spa, NY. He served in the US Army during the Mexican War and the Seminole War in Florida prior to his service in the Civil War. He was stationed at Charleston, SC, where he manned the first of Fort Sumter's guns to fire back at the Confederates. His service found him at the battle of Second Bull Run, Antietam, Fredericksburg, and as a major general commanding a division at Gettysburg. In San Francisco, after the war, he obtained a patent on the cable car railway that still runs there. A commission set up to investigate the origins of baseball by sporting goods manufacturer Albert Spalding credited Doubleday with inventing the game in 1839, the first year of Doubleday’s West Point education. Subsequent research has debunked the commission's finding. In researching the letter from a person who later was committed to an insane asylum, Doubleday would have been 18 years old and the writer five years old at the time the writer claimed he witnessed Doubleday “invent” baseball. Conversely, Alexander Joy Cartwright, an umpire and member of the New York Knickerbockers team, set up the first formal rules, laid out the diamond-shaped field and established its nine playing positions. Accordingly, Cartwright was officially declared the inventor of the modern game of baseball by the 83d Congress on June 3, 1953. Early versions of baseball, based on the English games of rounders and cricket, were played in the English Colonies of America as far back as the early 1700's. Baseball can be considered America's oldest sport. The History Channel has a documentary on Spalding, who was quite a promoter and businessman, as well as the man with the highest pitcher’s winning percentage, .796, in MLB history.
    1862 - Day two of the Seven Days-Battle of Mechanicsville
http://www.geocities.com/larone1/war-facts.htm
see second one:
http://www.civil-war.net/Discussion%20Archives/Mechanicsville%20Archive.htm
    1870 – Christmas was declared a federal holiday in the US.
    1888 - Residents of New York suffered through a record heat wave. Daily average temperatures were above 80 degrees for fourteen straight days. The heat wave was a sharp contrast to the severe blizzard in March of that year, which buried the city under nearly two feet of snow.
    1892 - Birthday of Pearl S. Buck (1892-1973) in Hillsboro, WV. She was one of the first writers to try to explain the Far East to Western readers. She won the Nobel Prize for literature in 1938 for her many novels of Chinese life, especially among the peasantry. She had won the 1932 Pulitzer Prize for her classic novel “The Good Earth” which was made into a terrible movie. She adopted nine children and established the Pearl S. Buck Foundation to support or find homes for "Amerasian" children who are abandoned by their American fathers throughout Asia and for abandoned children worldwide. Family pressures had forced her to turn to writing when she was almost 40 and in all, she published more than 100 books, innumerable articles and delivered hundreds of speeches.
    1893 - Illinois Governor John Peter Altgeld pardoned Samuel Fielden, Michael Schwab and Oscar Neebe, three of the anarchists who had been convicted in the violence connected with the Haymarket Riot on May 4, 1886. At a protest meeting at Haymarket Square, an unknown individual threw a bomb which caused the death of several policemen. Eight anarchists were tried and convicted of the bombing. Of those, one committed suicide the day before he was to be hanged, three were hanged, and Fielden, Schwab and Neebe were imprisoned. In 1893, the newly elected Altgeld, at the urging of Clarence Darrow, reviewed the transcripts of the trial of these men and concluded that they had been railroaded. The pardon was widely criticized. It was an act of political suicide for Altgeld.
    1894 - The American Railway Union, led by Eugene Debs, called a general strike in sympathy with Pullman workers.
    1896 – The first movie theater opened in the US. Admission: 10 cents.
    1898 - Birthday of singer/guitarist ‘Big Bill’ Broonzy (1898-1958), born Lee Conley Bradley in Lake Dick, AR. His career began in the 1920s when he played country blues to mostly African-American audiences. Through the 1930s and 1940s, he successfully navigated to a more urban blues sound popular with working-class African-American audiences. In the 1950s, a return to his traditional folk-blues roots made him one of the leading figures of the emerging American folk music revival and an international star. His long and varied career marks him as one of the key figures in the development of blues music in the 20th century. Broonzy copyrighted more than 300 songs during his lifetime, including both adaptations of traditional folk songs and original blues songs. As a blues composer, he was unique in that his compositions reflected the many vantage points of his rural-to-urban experiences. http://home.swipnet.se/bigtony/blues/Artist/Broonzy_BigBill.htm
http://www.broonzy.demon.co.uk/index.html
    1900 – Dr. Walter Reed (1851-1902) began research for a cure of Yellow Fever. He was an Army physician who in 1901 led the team that postulated and confirmed the theory that the fever is transmitted by a particular mosquito species, rather than by direct contact. This insight gave impetus to the new fields of epidemiology and biomedicine, and most immediately allowed the resumption and completion of work on the Panama Canal (1904–1914) by the United States.
    1902 – William Lear (1902-78) was born in Hannibal, MO. An inventor and businessman, he is best known for founding the Lear Jet Corporation, a manufacturer of business jets. He also invented the battery eliminator for the B battery and developed the 8-track cartridge which was widely used in the 1960s and 1970s.
    1904 – Peter Lorre (1904-64) was born László Loewenstein in Austria-Hungary.   From 1941 to 1946, he mainly worked for Warner Brothers where he appeared in “The Maltese Falcon” (1941), followed by “Casablanca” (1942), the second of the nine films in which Lorre and Sidney Greenstreet appeared. Lorre's other films include “Arsenic and Old Lace” (1944) and Disney’s “20,000 Leagues Under the Sea.” (1954). Frequently cast as a sinister foreigner, Lorre was the first actor to play a James Bond villain as Le Chiffre in a TV version of “Casino Royale” (1954).
    1909 - Birthday of “Colonel” Tom Parker (1909-97), born Andreas Cornelis van Kuijk in Breda, Holland. He is known primarily for his management of Elvis Presley’s career.
   1911 - Birthday of Babe Didrikson Zaharias (1911-56), born Mildred Ella Didrikson at Port Arthur, TX. She was nicknamed “Babe” after Babe Ruth.   She was named to the women's All-America basketball team when she was 16. In a 1950 Associated Press poll, she was named the woman athlete of the first half of the 20th century. The Babe was named top woman athlete in the U.S. for 1931, 1945-47, 1950, and 1954. She won two gold medals at the 1932 Olympics in track and field and set the world records in the javelin throw and in the 80-meter hurdles. Didrikson married professional wrestler George Zaharias in 1938, six years after she began playing golf casually. In 1946, Babe won the US Women's Amateur tournament, and in 1947, she won 17 straight golf championships and became the first American winner of the British Ladies' Amateur Tournament. Turning professional in 1948, she won the US Women's Open in 1950 and 1954, the same year she won the All-American Open. Babe won a total of 114 golf tournaments, 83 amateur golf tournaments, 31 on the P.G.A. tour. She even pitched an exhibition for the St. Louis Cardinals. The 1911 birth date is according to her sister and baptismal records, confirmed by The New York Times and Wikipedia though some have it as 1914.
    1913 - Birthday of Willard Jessie Brown (1913-96), baseball player, at Shreveport, LA. Brown played with the Kansas City Monarchs in the Negro National League and with the St. Louis Browns in 1947 when he was 34. He was the first African-American to hit a home run in the American League.
http://www.baseball-almanac.com/players/player.php?p=brownwi02
    1916 - When the Cleveland Indians walked onto the field for their game for their game against the Chicago White Sox, their home uniforms were adorned for the first time with numbers on the left sleeve. This innovation was abandoned after a short while and uniform numbers did not appear again until the New York Yankees adopted them in 1929, not on the sleeves but on the backs of their jerseys.
    1916 – Christy Mathewson pitched and won his last Major League game. The Giants beat the Brooklyn Robins, 11-8 in the first game of a doubleheader. He relieved starter Pol Perritt and held the Robins to two hits over the final four innings to win.
    1917 - The first U.S. troops arrived in France to fight alongside Britain and France against Germany in World War I.
    1918 – In the Battle for Belleau Wood, Allied Forces under Gen. John J. Pershing and James Harbord defeated Imperial German Forces under German Prince Wilhelm.
    1919 – The New York Daily News was published for the first time.
    1926 - US Troops pulled out of the Dominican Republic, which had, in 1844, received independence from Spain. After years of discussing it, Congress decided not to annex the Dominican Republic, or Haiti, and to allow the countries to become sovereign republics.
(Lower half of: http://memory.loc.gov/ammem/today/jun26.html )
    1927 – The Cyclone rollercoaster opened on Coney Island in Brooklyn.
    1934 - President Franklin Delano Roosevelt signed into law the Federal Credit Union Act, thus enabling the formation of credit unions anywhere in the US.
    1938 – Billy Davis, Jr. of The Fifth Dimension was born in St. Louis.
    1939 - In Philadelphia, the Yankees played the first night game in franchise history, losing to the A’s, 3-2.
    1944 - The only time the Brooklyn Dodgers, New York Yankees and New York Giants played together, at a special exhibition game at the Polo Grounds before 50,000 fans. In the six-inning contest, each team played successive innings against the other two and then sat out a frame. The combined final score was Dodgers 5, Yankees 1, Giants 0). The proceeds of the game went to purchase war bonds.
    1944 - MURANAGA, KIYOSHI K., Medal of Honor.
Private First Class Kiyoshi K. Muranaga distinguished himself by extraordinary heroism in action on 26 June 1944, near Suvereto, Italy. Private First Class Muranaga's company encountered a strong enemy force in commanding positions and with superior firepower. An enemy 88mm self-propelled gun opened direct fire on the company, causing the men to disperse and seek cover. Private First Class Muranaga's mortar squad was ordered to action, but the terrain made it impossible to set up their weapons. The squad leader, realizing the vulnerability of the mortar position, moved his men away from the gun to positions of relative safety. Because of the heavy casualties being inflicted on his company, Private First Class Muranaga, who served as a gunner, attempted to neutralize the 88mm weapon alone. Voluntarily remaining at his gun position, Private First Class Muranaga manned the mortar himself and opened fire on the enemy gun at a range of approximately 400 yards. With his third round, he was able to correct his fire so that the shell landed directly in front of the enemy gun. Meanwhile, the enemy crew, immediately aware of the source of mortar fire, turned their 88mm weapon directly on Private First Class Muranaga's position. Before Private First Class Muranaga could fire a fourth round, an 88mm shell scored a direct hit on his position, killing him instantly. Because of the accuracy of Private First Class Muranaga's previous fire, the enemy soldiers decided not to risk further exposure and immediately abandoned their position. Private First Class Muranaga's extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit on him, his unit, and the United States Army.
    1945 - The United Nations Charter was signed at San Francisco by representatives of 50 nations.
    1945 - Top Hits
“Sentimental Journey” - The Les Brown Orchestra (vocal: Doris Day)
“Dream” - The Pied Pipers
“Laura” - The Woody Herman Orchestra
“At Mail Call Today” - Gene Autry
    1946 – Fred Allen’s final radio broadcast featured Jack Benny.
    1947 - The first transatlantic mobile telephone between two phones was made by U.S. Ambassador James Clement Dunn from Milan, Italy, to Vincent R. Impellitteri, president of the New York City Council, on the occasion of Marconi Day at the Milan Fair.
    1947 - No. 1 Billboard Pop Hit: "Chi-Baba, Chi-Baba," Perry Como.
    1948 – The Berlin Airlift began after the Soviet blockade of West Berlin.
    1948 – William Shockley (1910-89) filed the original patent for the grown junction transistor, the first bipolar junction transistor. Shockley was the manager of a Bell Labs research group that included John Bardeen and Walter Houser, who invented the transistor. The three were jointly awarded the 1956 Nobel Prize in Physics. Shockley's attempts to commercialize a new transistor design in the 1950s and 1960s led to California's "Silicon Valley" becoming a hotbed of electronics innovation. In his later life, Shockley was a professor at Stanford.
    1950 - President Harry S. Truman authorized the Air Force and Navy to enter the Korean conflict.
    1950 - Garry Moore hosted many programs which aired at various times: his first, “The Garry Moore Show,” debuted on this date and it became the longest lasting. Moore was the host, with his sidekick Durward Kirby, of a show blending singing, joking and talking with guests and regulars. Regulars included Ken Carson and Denise Lor. Guest performers included Don Adams, George Gobel, Don Knotts, Jonathan Winters, Leslie Uggams and Carol Burnett. Animals also appeared on the show. This was before Oprah and others.
    1953 - Top Hits
“Song from Moulin Rouge” - The Percy Faith Orchestra
“April in Portugal” - The Les Baxter Orchestra
“Ruby” - Richard Hayman
“Take These Chains from My Heart” - Hank Williams
    1954 - Sam Phillips, head of Sun Records, calls a young singer named Elvis Presley, who had recorded a few songs there earlier in the year, and asks him to record two songs, "Without You" and "Rag Mop." He sings the first, attempting to match a demo made by an unknown person hanging around the studio, but it proves too much for him, and, according to Dave Marsh's book Elvis, beats the walls of the studio, repeatedly shouting "I hate him! I hate him!" The singer whom Elvis could not match is lost to history. Phillips mollifies the young Elvis by asking him to sing something else, and Presley impresses him anyway, to the point that he makes plans to set the singer up with musicians for a future date.
    1955 - Decca Records announces that Bill Haley and His Comets have sold more than 3 million records in thirteen months. Both "Rock Around The Clock" and "Shake Rattle and Roll" sold a million copies, while "Dim, Dim the Lights" and "Mambo Rock" sold about 500,000.
    1956 - In an article in LOOK Magazine entitled, “The Great Rock 'n' Roll Controversy,” swing band leader Benny Goodman makes this comment about Rock 'n' Roll; "I guess it’s okay, man. At least it has a beat.” …which is what the kids used to say on American Bandstand’s Rate a Record…
    1957 - Hurricane Audrey strikes Louisiana claiming 500 lives
    1959 - President Dwight D. Eisenhower and Queen Elizabeth II jointly dedicated the St. Lawrence Seaway in formal ceremonies held at St. Lambert, Quebec, Canada. A project undertaken jointly by Canada and the US, the waterway (which provides access between the Atlantic Ocean and this Great Lakes) had been opened to traffic April 25, 1959.
    1959 - Ingemar Johansson of Sweden knocked out Floyd Patterson in the third round of a fight at Yankee Stadium to win the heavyweight championship. Patterson and Johansson fought twice more with Patterson regaining the title in June, 1960 and defending it successfully in March, 1961.
    1961 - The Marcels made their US television debut, performing "Blue Moon" on ABC-TV's American Bandstand.
   1961 - Top Hits
“Quarter to Three” - U.S. Bonds
“Raindrops” - Dee Clark
“Tossin' and Turnin'” - Bobby Lewis
“Hello Walls” - Faron Young
    1961 - The Yankees beat the Angels, 8-6, and Yogi Berra collects his 2000th career hit, all as a Bronx Bomber. To celebrate the achievement a huge cake is rolled out in Wrigley Field in Los Angeles, the Angels’ home field at the time.
    1961 - Gary U.S. Bonds had his only US number 1 hit, "Quarter to Three." Bonds and Gene Barge (Daddy G.) added lyrics to an instrumental called, "A Night With Daddy G." Although he released several more singles in the US including "Dear Lady Twist," Bonds found more success in England than his homeland. After years of touring the oldies circuit, Bonds would have another Top 40 hit in the early 1980s with "This Little Girl is Mine."
    1963 - Singer George Michael (d. 2016), one of the biggest rock stars of the late 1980's, was born Georgios Kyriacos Panayiotou in London. Michael and Andrew Ridgeley formed the pop duo Wham!, which hit the British chart in 1982 with "Young Guns (Go For It)." North American success followed in 1984, with three straight number-ones - "Wake Me Up Before You Go- Go," "Careless Whisper" and "Everything She Wants." Michael was clearly the mastermind behind the duo. When they broke up in 1986, he began a highly successful solo career. He duetted with Aretha Franklin on "I Knew You Were Waiting (For Me)," which went to number one. Then came the multi-million selling "Faith" album, which yielded such chart-toppers as the title song, "Father Figure" and "One More Try." The album also contained "I Want Your Sex," which some radio stations refused to play despite Michael's claim it endorsed monogamy. In 1990, Michael released "Listen without Prejudice, Volume One." Although it made the top 10, the album did not match the sales figures of his solo debut
    1963 - After a Beatles performance at the Majestic Ballroom, Newcastle-upon-Tyne, England, John Lennon and Paul McCartney write "She Loves You" in their hotel room, originally an answer song of sorts to the Bobby Rydell hit "Forget Him."
    1963 – President Kennedy gave his “Ich bin ein Berliner” speech underlining the US support of the democratic West Germany shortly after Soviet-supported East Germany erected the Berlin Wall.
    1964 - "A Hard Day's Night" was released by United Artists Records. The album featured all original material by The Beatles and became the top album in the country by July 25, 1964.
    1964 - "It's All Over Now" by the Rolling Stones was released. The song, written by American soul singer Bobby Womack, was the first Stones' record to reach number one in Britain.
    1965 - "Mr. Tambourine Man," by The Byrds, reached the number one spot on the pop music charts. The song was considered by many to be the first folk-rock hit. The tune was written by Bob Dylan, as were two other hits for the group: "All I Really Want to Do" and "My Back Pages." The group of James Roger McGinn, David Crosby, Gene Clark, Chris Hillman and Mike Clarke charted seven hits. The Byrds were inducted into the Rock and Roll Hall of Fame in 1991.
    1966 – Sandy Koufax (13-2) matched his NL record of seven consecutive strikeouts in consecutive 9-inning appearances on his way to a 2-1 win in Atlanta.
    1966 - Sopwith Camel opened for the Rolling Stones in performance at the Daly City Cow Palace. Jefferson Airplane also performed.
    1966 - Sutro Baths, the famous San Francisco Oceanside landmark, burns down
    1966 - Lenny Bruce & the Mothers of Invention appear in concert at the San Francisco Fillmore Auditorium. KFRC Beach Boys' Summer Spectacular at the Cow Palace.
    1967 - No. 1 Billboard Pop Hit: "Windy," The Association.
    1968 - Iwo Jima and Bonin Islands were returned to Japan by the US.
    1968 – The Executive Council of MLB decided both Leagues will divide into two divisions. Beginning with the 1969 post-season, the MLB playoffs began. Prior to this, the American and National League pennant winners met in the World Series without playoffs except to settle a first place tie.
    1969 - Top Hits
“Get Back” - The Beatles
“Love Theme from Romeo & Juliet” - Henry Mancini
“Bad Moon Rising” - Creedence Clearwater Revival
“Running Bear” - Sonny James
    1971 - Promoter Bill Graham announced the closing of his Fillmore East and West concert halls in New York and San Francisco. The Fillmore East had operated for three years, and its last concert the following night included performances by the Beach Boys and the Allman Brothers Band. Graham had begun producing rock concerts at the Fillmore West in 1965. The San Francisco club was a prime venue for many psychedelic superstars.
    1971 - WNEW-FM in New York becomes the first radio station to play Don McLean's new single, "American Pie," which it features in its 8:36 entirety.
    1973 - Former White House counsel John W. Dean told the Senate Watergate Committee about an "enemies list" kept by the Nixon White House.
    1973 - Model and singer Marsha Hunt, inspiration for the Rolling Stones song "Brown Sugar," names Mick Jagger in a paternity suit, claiming the singer fathered her two-year-old daughter Karis. That same day, Stones guitarist Keith Richards is busted, along with girlfriend Anita Pallenberg, in his Chelsea home for possession of heroin, illegal pharmaceuticals, guns, and ammo.
    1974 – Derek Jeter was born in Pequannock, NJ. The Yankees drafted Jeter out of high school in 1992 and he debuted in the major leagues in 1995, winning Rookie of the Year in 1996 when the Yanks won the first of the five rings under Jeter. With him at shortstop, they won five World Series and made the postseason in every year but three. He retired with the sixth most hits (3,465) in MLB history, and by far, the most by any Yankee, with a .310 career batting average. He holds nearly every offensive record for the post-season in MLB history. He was a first ballot Hall of Fame selection in the Class of 2020, falling one vote shy of the unanimous vote of his teammate, Mariano Rivera in 2019.
1974 - A pack of Wrigley's gum was swiped across the first checkout scanner at a supermarket in Troy, OH. A committee formed by US grocers and food manufacturers recommended in 1973 a Universal Product Code (i.e., a bar code) for supermarket items that would allow electronic scanning of prices. Today, bar codes are used to keep track of everything from freight cars to cattle.
    1975 - Two FBI agents and a member of the American Indian Movement are killed in a shootout on the Pine Ridge Indian Reservation in SD. Leonard Peltier was later convicted of the murders in a controversial trial.
    1975 - Cher's divorce from Sonny Bono becomes final, leaving her free to marry Gregg Allman of the Allman Brothers just four days later.
    1975 - The rules of football were amended: the divisional winners with the highest won-loss percentage were made the home team for the divisional playoffs, and the surviving winners with the highest percentage made home teams for the championship games.
    1976 - The CN Tower opened in Toronto, Ontario, Canada. At 1,815 feet, 5 inches high, the tower is the world's tallest building and the tallest freestanding structure.
http://www.cntower.ca/
    1977 - Top Hits
“Got to Give It Up (Pt. I)” - Marvin Gaye
“Gonna Fly Now” (Theme from "Rocky") - Bill Conti
“Undercover Angel” - Alan O'Day
“Luckenbach, Texas (Back to the Basics of Love)” - Waylon Jennings
    1977 - Elvis Presley performs what would be his last concert, performing at the Market Square Arena in Indianapolis, IN for a crowd of 18,000. Although Elvis appears pale, weak, and overweight, as he had with increasing regularity, there is nothing to suggest his impending death. Indeed, there is nothing unusual about this show on the tour, except that Elvis for some reason introduces practically everyone from his life while on stage. Some take this as "proof" Elvis knew he was in his final days; others maintain that he was worried about the imminent publication of “Elvis: What Happened?,” a tell-all biography by former bodyguards Sonny and Red West that publicly broke the story of his drug abuse and what those revelations might do to his image. The last song he performs from the stage is "Can't Help Falling in Love." Footage of the final concert is taken but has not been widely seen since; the audio portion can be heard on the LP “The Last Farewell” (released on CD as “Adios: The Final Performance”, A.J. Records CD 92-2002). Presley's father, Vernon, will pass away two years later to the day.
    1977 - The Human Lightning Conductor, park ranger Roy C. Sullivan, was struck by lightning for the seventh time. He was first hit in 1942, then again in 1970, 1972, 1973 and 1976.
    1977 – At Maury County Jail in Columbia, TN, 42 died in a fire caused by the inmates.
    1983 - Record heat prevailed from Texas to Michigan. Alpena, MI hit 98 degrees.
    1985 - Top Hits
“Heaven” - Bryan Adams
“Sussudio” - Phil Collins
“Raspberry Beret” - Prince & The Revolution
“Little Things” - The Oak Ridge Boys
    1986 - Hurricane Bonnie made landfall on the upper Texas coast. A wind gust to 98 mph occurred at Sea Rim State Park. The town of Ace recorded 13 inches of rain.
    1987 - Hot weather prevailed in the Pacific Northwest. Afternoon highs of 88 degrees at Seattle, WA, 103 degrees at Medford, OR, and 111 degrees at Redding, CA, were records for the date. Cloudy and cool weather prevailed in the northeastern U.S. The high at Boston, MA, was just 60 degrees
    1988 - Thirteen cities in the southeastern U.S. reported record high temperatures for the date. In Montana, the record high of 102 degrees at Billings, MT, was their fifteenth of the month, and the high of 108 degrees at Glasgow MT equaled their record for June. Thunderstorms in the Atlantic Coast Region produced wind gusts to 102 mph at Tall Timbers, MD.
    1988 - No. 1 Billboard Pop Hit: "Dirty Diana," Michael Jackson.
    1989 - Thunderstorms produced severe weather from the Central Plains to the Middle Mississippi Valley. There were 129 reports of severe weather during the day and night. Thunderstorms in Kansas produced wind gusts to 90 mph at Liberal, and hail four inches in diameter at Quinter. Thunderstorms in Wisconsin spawned a tornado at Lake Delton injuring four persons. Lightning struck and killed a woman at Junction City, KS, who had gotten out of her car to photograph the lightning
    1989 – The Supreme Court ruled that 16 year olds can receive the death penalty.
    1993 - The U.S. launched a cruise missile attack targeting Baghdad intelligence headquarters in retaliation for a thwarted assassination attempt against former President George H.W. Bush in April in Kuwait.
    1996 - The Supreme Court ordered the Virginia Military Institute to admit women or forgo state support.
    1997 – The Supreme Court ruled that the Communications Decency Act violates the First Amendment.
    2003 - Record temperatures hit the Bay Area with 97 in SF and 102 in San Jose. This year while 45 miles away in San Jose and inland reach 103 degrees, the city stays at 65 high due to the fog rolling in.
    2003 - Strom Thurmond, the second longest-serving senator in U.S. history, died in Edgefield, S.C., at age 100.
    2003 - Edgar Martinez, who already holds the Mariners all-time records for games played, at-bats, hits, doubles, total bases, extra-base hits, walks and runs scored, passes Ken Griffey Jr.'s mark for team career RBIs. His two-run homer in the Mariners 10-6 victory over the Angels gives the All-Star designated hitter 1,153 RBIs -- one more than Junior. Martinez was elected to the Baseball Hall of Fame, class of 2019.
    2013 - The Supreme Court ruled that Section 3 of the Defense of Marriage Act is unconstitutional and in violation of the Fifth Amendment. In California, the 2008 proposition 8 ballot measure was upheld in an appeal, allowing same sex marriage to continue.
    2015 – The Supreme Court ruled, 5-4, that same-sex couples have a constitutional right to marriage under the 14th Amendment.

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