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Monday, March 1, 2010

Trombonist Benny Powell born March 1, 1930, New Orleans, Louisiana, played originally with the Lionel Hampton band, joined Count Basie 1951. His claim to fame is his trombone solo in "April in Paris."


Hawaii Tsunami---
 Classified Ads---Sales Managers
  Brican America another NorVergence or Recomm?
   by Christopher Menkin, Publisher
Placard---“Don’t Ever Give Up!”
 Leasing 102 by Mr. Terry Winders, CLP
  "The Ignorance Plea"
 E.A.R. Equipment being Sold?
   Classified Ads---Help Wanted
  Bank Beat---Up to 22 in Two Months
Hawaiian banks bruised but not broken
 By Kevin Dobbs, SNL Exclusive
  Top Stories February 22--26
    St. Louis, Missouri---Adopt-a-Pet
News Briefs---
 Georgia banks lose $3.3 billion in 2009
  70.5 is the new 65
   The Crisis Is in the Mail
    Survey: 26% get news via cell phone
     Stanford survey finds iPhone habit-forming
   Honolulu to become one newspaper town
 Wi-Fi Turns Rowdy Bus Into Rolling Study Hall
  You May have Missed---
   Today's Top Event in History
    This Day in American History
     Winter Poem
       Daily Puzzle
  Weather, USA or specific area
     Traffic Live----

######## surrounding the article denotes it is a “press release”


Hawaii Tsunami---

Readers not on the mailing list missed the reports on Saturday from Don Myerson, BSB Leasing, who lives in Kauai, Hawaii six months of the year. At first expected to be a major tsunami, it turns out to have been an excellent drill for the next time.

Reports also have an email about Chile:

About Kauai:


Classified Ads---Sales Manager

Bayville, NJ
Dedicated individual seeking a account management position, 3 years leasing experience and 15+ years sales experience. Resume furnished upon request,
email Frank at .

Fort Myers, Florida
Very experienced and strong skills with both Captive and Specialty Sales Management. Over 25 years , will relocate and travel---successful and team player.


For a full listing of all “job wanted” ads, please go to:

Other e-Mail Posting Sites:


Brican America another NorVergence or Recomm?
by Christopher Menkin, Publisher

(All the parties involved were asked for a statement or comment by email on Friday regarding comments in the three blogs as well as the dismissal of the court case as mentioned in this article. No statements or comments were received. - Editor)

When Brican America, Miami, Florida attorney Michael Leichtling of Troutman-Sanders recommended a law suit against Leasing News (as he did in the IFC Credit case regarding NorVergence before IFC Credit filed BK) for likening the Brican America situation to Recomm, he appears wrong for the second time.

The resemblance to Recomm centered on the co-founder of Recomm involved as a co-founder of Brican America. The law suit centered on Leasing News’ Alert regarding the case where NCMIC Finance Corporation dba Professional Solutions Financial Services (PSFS), Clive, Iowa filed a claim against Brican for $38 million involving 1672 leases. PSFS claimed not being made aware of a separate agreement regarding advertising making the payment to the lessee who in turn paid the lessor was not divulged. The case was dismissed. The latest internet blog has Doctors stating state they sent all signed agreements to “Professional Solutions” who knew about the advertising procedure and payment.

It appears the parent of PSFS is Professional Solutions, Clive, Iowa, whose web site states they provide insurance and financial solutions for health care professionals and small business professionals, including malpractice insurance, all types of business and personal insurance for professionals, credit card processing, SBA loans, as well as equipment financing. The doctors involved believed they were doing business with the recommendation of Professional Solutions, many who were provided other services by the company.

They didn’t look at the leasing company as separate but as part of Professional Solutions, which it really is.

It appears the holder of the overwhelming majority of Brican America leases is “Professional Solutions” whose clients believe they should be forgiven for leases that were underwritten by “Professional Solutions” that they believe should have done more due diligence and protected their clients, the doctors, who signed the lease documents because they felt PSFS stood behind them. They trusted “Professional Solutions.”

What now has happened are three internet blogs with the fastest one growing now over 300 at the time this was written, similar to what happened in NorVergence, and this email addressed to Leasing News explains the comments provided above, why, and the feelings of those joining the blog (

"Our concern is that some of your subscribers (leasing companies) may unknowingly buy leases that are highly volatile at this time from Brican America and/or, Brican Finance. Many of the lease holders have requested a termination of the lease and some have just stopped paying.

The basis of the fall out is that many doctors were leased a package that included some video equipment, video software, video editing services and a marketing agreement with VisoLasik Medspas. Viso agreed to pay a marketing fee to the doc for a percentage of screen time in our offices. This was a significant amount and pretty much closed the deal.

"Brican just sent out letters on Viso's behalf that 'they' will no longer be able to pay the doctors. We now find out that the ownership of Brican and Viso is tied together by some of the players that own some of each company as reported in Florida's Sun Biz data. Brican apparently knew some time ago that payments were falling behind from Viso to doctors (since much of the check writing happened at Brican for Viso, based on the deposition of Brican employees, and Brican financed Viso), yet Brican continued to contract with doctors and then sell the leases if they could. 1672 leases were sold to NCMIC, the party that just settled the lawsuit with Brican with no details available yet. Many more leases exist with other companies and some remain with Brican Financial, LLC possibly because they could not find an outside buyer. It appears that the only way the Viso payments could continue is if more doctors were signed up!

"FYI - this Google group of doctors that are ready to hire counsel is over 300 members strong in just 11 days.

"Thanks for your interest in this case. It is not a highlight in the leasing industry."

(name with held)

The blog has brought the group together, organizing, contacting other medical associations, and bringing other information to light, such as Gordon and Pat Roberts along with Chuck Brazier. Pat Roberts is president of M&R Leasing in Colorado, Gordon Roberts and Chuck Brazier worked together at Colonial Pacific Leasing, and Brazier worked as director of marketing at Centerpoint Leasing, where Roberts was convicted of theft (1). Chuck Brazier was marketing the portfolio and leases at Brican America with a Brican America email address.

Since there were several on the blog who stated they had leases with M&R Leasing, Pat Roberts was contacted. She responded:

"There is no relationship between M & R Leasing, Inc. and Brican, other than M & R, in the past, acquired a few leases from them. In the past 24 hours several doctors have contacted M & R inquiring about whether we acquired their leases and M & R never heard of any of the Doctors and has certainly not acquired their leases. I do not know where or why any of these people are getting our name."
Pat Roberts

Bringing this to the attention of one of the bloggers, they responded:

"They have my lease. I received a letter from Brican and M & R stating they were now my leasing company. M & R even mailed me a copy of lease that I had with Brican."

Since Chuck Brazier had worked for Centerpoint and was at Brican, Leasing News asked about the connection:

"They have my lease. I received a letter from Brican and M & R stating they were now my leasing company. M & R even mailed me a copy of lease that I had with Brican"

Another Blogger sent this email, which was "strange" as Chuck Brazier was aware of the advertising clause, according to several informed sources and other reports:

"I spoke with someone this a.m. from M&R Leasing by the name of Gordon. I asked him what his title is and he said he does everything. I asked him about Brican/Viso and he said another doctor had called this morning to inquire whether his lease had been bought by M&R. Gordon told me they had bought some leases , the one where doctors stopped paying Brican for several months already and then the leases were sold to them for that reason. Gordon said his company won't be buying any more leases from Brican since M&R knows about the Viso agreement. He quotes '"We don't want to be in their mess.'"

One of the two men behind Brican America is Jean-Francois Vincens, a Canadian and French citizen, according to his court deposition. The operation is very much like the recent Royal Links Golf Carts leased to country clubs based on advertising to pay for the carts and perhaps even make a profit. Jean-Francois Vincens was one of the principals in Recomm, who had over $125 million in losses involving over 30 leasing companies, including Colonial Pacific Leasing, Lease Partners, Bell Atlantic TriCon, Finova, GreatAmerica Leasing, Textron, among others.

As reported in Leasing News, International Display Corp. Recomm Operations, Inc, and Recomm Enterprises, Inc (hereafter referred to collectively with Optical Technologies, Inc., as “Recomm”). Recomm, in turn, convinced several advertising agencies of the merits of advertising via kiosks, and convinced pharmacists, veterinarians, optometrists, and others of the profits they would earn by locating the kiosks at their places of business. Having accomplished this, Recomm acquired the necessary kiosks, leased them to the pharmacists and others (the “Lessees”), assigned the leases to finance companies (the “Lessors”), and (4) entered into advertising contracts with the Lessees. These contracts provided that the Lessees would receive a stated percentage of fees Recomm received form the advertising agencies. Recomm, the Lessees, and the Lessors contemplated that the Lessees share of the advertising fees would more than cover the Lessees' lease payments.

“The scheme worked for the benefit of all parties for a few years, until mid-1995, when Recomm began to experience cash-flow problems and ceased remitting to the Lessees their portions of the advertising fees. The lessees responded in two ways. First, they quit paying the Lessors the rent due on the kiosk leases; then they sued Recomm. As the law suits multiplied, Recomm turned to the bankruptcy court for relief. In January, 1996, Recomm filed a Chapter 11 petition in the Bankruptcy Court for the Middle District of Florida.”

The days of "hell and high water" lease contracts appear over and the dentists, optometrists, physicians with Professional Solutions may have a good case. This position was discussed in a recent column by attorney Jim Coston:

Gordon Roberts/Chuck Brazier:

Jim Coston
Special Report: Part I -- Could Church Kiosks,
Royal Link Carts, NorVergence results been avoided?

Special Report: Part II
Bank of the West
Equipment Lease Agreement (EFA)

Brican America Exposed



((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)



Leasing 102
by Mr. Terry Winders, CLP

"The Ignorance Plea"

Once in a while we forget that the Lessee must be given the lease documents with sufficient time for them to read, and hopefully understand, the transaction. Many times we place the documents in front of the Lessee and say sign here, here, and here. We may even put an “x” where they are to sign. Then we grab them back and head for the door. Then later on, when everything goes sour, the Lessee stands in front of a judge and pleads Ignorance. The usual statement is; that they were not given time to read the documents, and even if they did, they did not understand its content. If you are dealing with a small company be prepared for this argument.

You should always give the Lessee a completed copy of the documents with all signatures and dates completed. This may not happen until the deal is funded so a good check list of facts should be explained to the Lessee at the time of closing. Here is a list of the proper comments and it would not be a bad idea to have a Lessee sign the list after every comment has been checked off.

[] This is a non-cancelable contract
[] The Lessor is not the supplier of the equipment and you must look to the dealer or distributor for equipment defects or performance issues.
[] This is a net lease and you must provide insurance against the loss, theft of or damage to the Equipment, for the amount of the applicable casualty value from time to time, naming Lessor as a loss-payee, and in addition; general liability, public liability, workers' compensation liability, environmental hazard liability and property damage insurance, naming Lessor as an additional insured.
[] You will be responsible for property taxes which will be paid by the Lessor and then billed to you with immediate payment responsibility
[] You may not relocate or sublease the equipment without our permission
[] You must maintain the equipment through out the lease term according to the maintenance requirements of the manufacture.
[] You acknowledge that the lessor is the owner of the equipment and you may not encumber it with any mechanic or lender liens.
[] Your obligation to pay rent is unconditional
[] Any additions or modifications to the equipment require our permission and will become Lessor property at termination.
[] The equipment will be inspected by an industry expert, at termination, to determine if it meets the return conditions.
[] All payments must be made on time or a late charge will be assessed.
[] We will stop by from time to time, with notice, to inspect our equipment.

Or……. another approach I have used is to place the following statement at the bottom of the acceptance agreement …

“Lessee acknowledges that it has received a copy of this document as executed by Lessee, with all blanks completed. Lessee acknowl­edges that it (a) has READ THIS DOCUMENT, HAS CAUSED THIS DOCUMENT TO BE EXAMINED BY LESSEE'S REPRESENTATIVES OR ADVISORS; (b) is thor­oughly familiar with the transactions contem­plated in this document; and (c) together with Lessee's representa­tives or advisors, if any, has had the opportunity to ask such questions to representatives of Lessor, and receive answers thereto, concerning the terms and conditions of the transactions contemplated in this document as Lessee deems necessary in connection with Lessee's decision to enter into this Lease and any Schedules and/or Supplements. “

This may seem a bit much for small ticket Lessor’s but it is important that the Lessee understand the content of the lease agreement. The court system takes a dim view of Lessor’s that “prey” on the ignorance of the lessee and get them to agree to transactions that they expect to function just like a loan because the Lessor’s salesperson said so. Salespersons for leasing need to be trained in the rules and regulations of leasing so as to not jeopardize the legal standing of you documents. Most of all they need to be trained in how to close a lease. If you fully explain the type of transaction the Lessee is about to sign, many current and future problems will be eliminated.

Mr. Terry Winders, CLP, has been a teacher, consultant, expert witness for the leasing industry for thirty years and can be reached at or 502-327-8666.

He invites your questions and queries.

Previous #102 Columns:


Equipment Acquisition Resources Equipment being Sold?

(This information is unsubstantiated, however, comes from two reliable sources known to Leasing News. It appears strange, although many things with Sheldon Player and Equipment Acquisition Resources (E.A.R.) involved are strange. - Editor)

All the equipment and parts at E.A.R. are now crated and ready for shipment.  A major buyer from Germany has made a bid on the lot. It is also reported E.A.R. has been granted an 18 month extension on their "legal" problems which the reliable source indicated to him meant that the "creditors" would be happy to take the bid from the company in Germany.

Again, whether this is a “done deal” or a proposal to be executed or is just “talk,” is not known, but both sources believe it to be true.


Leasing Industry Help Wanted


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Please see our Job Wanted section for possible new employees.


Bank Beat---Up to 22 in Two Months

The 14 branches (11 in Pierce County, 3 in Federal Way) of Rainier Pacific Bank, Tacoma, Washington, were closed Friday by the Washington Department of Financial Institutions, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Umpqua Bank, Roseburg, Oregon. This is the 22nd FDIC-insured institution to fail in the nation this year, and the fourth in Washington.

FDIC records indicate 27 of the remaining 91 banks and thrifts in the State of Washington, almost 30%, are on the watch list under enhanced regulatory scrutiny.

Equity of the bank had gone from $28.5 million to a minus $11 million after a charge off of $17.8 million ($14.5 million Construction and land development and $568,000 in residential 1-4 family properties) including a loss of $13.9 million in 2008 and loss of $69.9 million in 2009.

In addition to residential and commercial loan losses, the write downs came from the purchase of securities called trust preferred collateralized debt obligations — bundles of debt issued by banks and insurance companies. At one time they were worth $108.8 million on the books, but were down to $17.1 million.

Tier 1 risk-based capital ratio 1.55%.

December31, 2008 the bank had 223 full time employees and December 31, 2009: 191 full time employees.

Umpqua Bank will pay the FDIC a premium of 1.04 percent to assume all of the deposits of Rainier Pacific Bank. In addition to assuming all of the deposits, Umpqua Bank agreed to purchase approximately $670.1 million of the failed bank's assets. The FDIC will retain the remaining assets for later disposition.

The FDIC and Umpqua Bank entered into a loss-share transaction on $578.1 million of Rainier Pacific Bank's assets The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $95.2 million.

Carson River Community Bank, located on Highway 395 next to Home Depot and Target, Carson City, Nevada closed with Heritage Bank of Nevada, Reno, Nevada, to assume all of the deposits.

A young, small bank founded October 16, 2006 down to 11 full time employees; bank equity dropped from $5.5 million the end of 2008 to $889,000 the end of 2009. 2008 saw a net loss of $2.9 million to $4.7 million loss end of 2009 with a like minus operating income. Tier 1 risk-based capital ratio 2.19%. reports, “Carson River Community Bank was one of many local banks that got wrapped up in the commercial real estate boom prior to the beginning of the recession. When the recession hit, Carson River Community Bank was caught with a large portfolio of non-performing commercial loans that prompted an order for them to stop making any further commercial loans and that the current CEO/Manager of the bank be replaced. He was.”

As of December 31, 2009, Carson River Community Bank had approximately $51.1 million in total assets and $50.0 million in total deposits. In addition to assuming all of the deposits, Heritage Bank of Nevada agreed to purchase approximately $38.0 million of the failed bank's assets. The FDIC and Heritage Bank of Nevada entered into a loss-share transaction on $28.5 million of Carson River Community Bank's assets.

The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $7.9 million

List of Bank Failures


Hawaiian banks bruised but not broken
By Kevin Dobbs, SNL Exclusive

Hawaii's banking system is bumping along the bottom of the credit cycle, grappling with souring assets and steep loan losses. But its woes are hardly among the nation's worst, and as it emerges from the downturn, analysts say, it likely will have an easier climb back to prosperity than hard-hit states in the West.

Aaron Deer, an analyst at Sandler O'Neill & Partners who tracks the Hawaii market, noted that the depths of the state's problems have not approached that of California, its closest mainland neighbor. "Hawaii has its issues; the credit environment is not good," Deer said. "But it is not like it compares" to battered areas of the West Coast.

While the banking sector as a whole in Hawaii saw earnings drop notably last year, the two largest banks in the state, First Hawaiian Bank, a unit of BNP Paribas SA's BancWest Corp., and Honolulu-based Bank of Hawaii Corp., made money throughout 2009, according to data compiled by SNL Financial. Seven banks based in Hawaii hold about 90% of the state's deposits, according to the FDIC, so one particularly weak — or strong — showing from any given bank can have a big impact on averages.

First Hawaiian and Bank of Hawaii, which together hold the majority of the state's deposits, had relatively strong showings last year. First Hawaiian said it finished the year with net income of $230.5 million, up 4% from the previous year, while Bank of Hawaii posted full-year net income of $144 million, down about 25% from the previous year but strong given the credit environment, its chief executive said.

Honolulu-based American Savings Bank FSB, a unit of American Savings Holdings Inc. and Hawaii's third-largest bank by deposit market share, reported that, excluding special charges that affected results the past two years, adjusted net income was $41.1 million last year and $53.4 million the previous year.

The sustained profitability "increased our prospects" for long-term growth, Hawaiian Electric CEO Constance Lau said in the company's latest earnings report.

But, echoing colleagues, Lau also noted that his company's bank has endured "economic pressures" that have dinged its balance sheet. Its 2009 results included a provision for loan losses of $32 million, triple the level of the year before, reflecting an increase in nonperforming residential lot loans, mortgages on one- to four-family properties and a $10 million provision for a troubled commercial loan.

There are of course pockets of severe distress. Central Pacific Financial Corp.'s Central Pacific Bank, which posted a steep loss in 2009, finished the year beaten down, with nonperforming assets more than 90 days past due topping 10% of its total assets, the highest in the state, according to SNL analysis.

Central Pacific's nonperformers in the quarter rose two percentage points from the previous quarter alone, the results of "further deterioration" in Hawaii construction loans, the company said. Its net loan charge-offs in the fourth quarter totaled $83.9 million, a twelvefold increase from a year earlier.

Regulators took notice of what was happening. In December of last year, Central Pacific Bank was delivered a consent order from the FDIC and the Hawaii Division of Financial Institutions that required it to boost capital to offset its mounting losses and to distance itself from troubled commercial real estate loans.

To be sure, Central Pacific helped to drag down the state's overall performance. By contrast, First Hawaiian's nonperforming assets more than 90 days past due were about 0.38% of total assets, according to SNL, and Bank of Hawaii's were about 0.56% of its total.

But each of those figures marked a rise over the previous year. Executives, while optimistic long-term, are cautious about their 2010 outlooks, saying they expect only slow economic recovery over the next several months, with struggling consumers pressuring consumer credit. They also are watching closely for signs that a building commercial real estate problem could spread yet this year, causing further losses.

"We certainly have not been immune," to credit headwinds, Bank of Hawaii CEO Allan Landon told SNL in an interview after reporting fourth-quarter and year-end results.

Again, Central Pacific amplifies the concern. The bank sold $204.4 million of commercial real estate loans in the fourth quarter of last year. The loans, of which $53.1 million were nonperforming, were sold at an aggregate discount of 18.9% compared to their book values at the time of the sales, the company said. "We will continue to pursue loan sales, along with other measures, to improve our asset quality," CEO Ronald Migita said in a release.

Broad economic malaise is expected to fester. While Hawaii's unemployment rate was 6.9% at the end of 2009, well below the national rate and the level in California, which topped 12%, it is about double where it was at its lowest prior to the recession.

Hawaii's tourism industry — its largest sector — is linked closely to the U.S. mainland, most notably California. "And so the slump in California, especially, has had a big impact on the economy there," Deer told SNL.

Indeed, spending by tourists last year in Hawaii was down 12.8% through November when compared with the previous year, according to Bank of Hawaii. Such sluggishness translates into weak earnings for resorts, hotels, shopping malls and other businesses that cater to tourists, hurting both their employees' income potential and their own ability to stay afloat and pay off debt, explaining concerns about commercial real estate. From the perspective of banks generating income, the slump has meant weak loan demand.

"The Hawaii economy just isn't giving us much growth opportunity," Landon told SNL. "Loan demand is very slow." Bank of Hawaii's average loans and leases totaled about $5.8 billion at the end of the fourth quarter last year, down from $6.5 billion a year earlier.

Deer said Bank of Hawaii is "among the most conservative banks out there, and in this environment that's the right way to be" in terms of forming an outlook for this year.

But the analyst also emphasized that, when conditions do improve, Bank of Hawaii and many of its top competitors will have only a shallow hole to dig out of — relative to the worst-off areas of the country — and should be able to meet credit demand when it returns.

"Overall, it should be a good place to be," he said.

Robert Clark contributed to this article.


Top Stories February 22--26

Here are the top ten stories opened by readers:

(1) "Complaints" Bulletin Board

(2) Archive--February 24, 2003
On the Pawnee Website

(3) Pawnee Lease Press Release to attract business

(4) Lawsuit between Brican America and PSFS Dismissed

(5) Leasing 102 by Mr. Terry Winders, CLP
End of the Lease Option “the Up-Grade Option”

(6) Sales make it Happen by Gerry Egan
Listening to Zig Ziglar”

(7) Bank Beat---A real mixture of four failed banks

(8) From the Desk of Michael J. Witt, Esq.
Helping a New Broker

(9) Ex-Arrow Truck drivers w/lease purchase get trucks back

(10) Triton Financial Receiver has his eye on Axis Capital


St. Louis, Missouri---Adopt-a-Pet


Pet ID #: 2241436-A013974
Breed: Labrador Retriever / Australian Cattle Dog Mix
Size: Med. 26-60 lbs (12-27 kg)
Color: Unknown
Sex: Male
Age: Young

already neutered

CHARLIE's story...
Shelter: Animal Protective Association of Missouri
Phone: (314) 645-4610 - Let 'em know you saw "CHARLIE" on!

Address: 1705 South Hanley Road
St. Louis , MO
63144 end_number=50&geo_range=35&geo_range_km=55&is_dog=1& postal_code=63105&start_number=1&state_code=MO

Adopt-a-Pet by Leasing Co. State/City

Adopt a Pet


News Briefs----

Georgia banks lose $3.3 billion in 2009

70.5 is the new 65

The Crisis Is in the Mail

Survey: 26% get news via cell phone,0,6931753.story

Stanford survey finds iPhone habit-forming

Honolulu to become one newspaper town



You May have Missed---

Wi-Fi Turns Rowdy Bus Into Rolling Study Hall arizona%20school%20bus%20wifi&st=cse

  • Google is reportedly the first to do this on their company buses for employee transportation. It is not also common on commuter trains and being introduced on airplanes for a fee. Wireless is free, almost everywhere, including laundramats; now some school buses.


Today's Top Event in History

1781- This should be the national holiday, as it commemorates the founding of the United States. A compact was made among the original 13 states had been adopted by the Congress Nov 15, 1777, and submitted to the states for ratification Nov 17, 1777. Maryland was the last state to approve, Feb 27, 1781, but Congress named Mar 1, 1781, as the day of formal ratification. The Articles of Confederation remained the supreme law of the nation until Mar 4, 1789, when the US Constitution went into effect: 1803


This Day in American History

    1440- Martin Alonzo Pinzon (1440-1493), Spanish shipbuilder and navigator (and co-owner of the Nina and the Pinta), accompanied Christopher Columbus on his first voyage, as commander of the Pinta. Storms separated the ships on their return voyage, and the Pinta first touched land at Bayona, Spain this day in 1493, where Pinzon gave Europe its first news of the discovery of the New World (before Columbus's landing at Palos).
    1624- Edward Winslow, governor of the Plymouth Colony in Massachusetts received cattle imported from Dover, England. Cows, were raised principally for their hides; secondly, for meat; and only very incidentally for their milk.
    1638- the Dutch colonial administrator Peter Minuit ( who was later to establish Patroons, grants of settlement in New York ), lead an expedition that sailed from Gothenburg, Sweden on November 20, 1637 and arrived this day in 1638, in two Dutch vessels, Lamar Nyckel and Vogel Grip, with Jan Hendricksen van de Waeter as skipper. The expedition landed at the Rockes” on Chritina River (the future site of Wilmington, DE), Fort Christina, and build nearby was named in honor of the Swedish queen. Another settlement, New Sweden, was built on the Delaware River, near the present site of Trenton, NJ.
    1639- The first document known to have been printed in America was the Oath of a free Man,” by Stephen Day Press, Cambridge, MA. It was a one-page sheet that read: I doe solemnly bind myself in the sight of God, that when I shall be called to give my voice touching any subject of this State, in which Freemen are to deal, I will give my vote and suffrage as I shall judge in mind own conscience may best donce and ten to the publick weal of the body, without respect of persons, or favour of any man.”
    1642 - Georgeana (York), Maine, became the first American city to incorporate.
    1692- The Salem Witch trails began and “witches” were put to death.
    1776- The first independent government was formed in Charleston, SC. John Rutledge was elected president, Henry Laurens vice president, and William Henry Drayton chief justice. An army and navy were created, a privy council and an assembly were elected, and the issue of $600,000 of paper money was authorized, as well as coin.
    1780 - Pennsylvania became the first U.S. state to abolish slavery (for new-borns only). It was followed by Connecticut and Rhode Island in 1784, New York in 1785, and New Jersey in 1786. Massachusetts abolished slavery through a judicial decision in 1783.
    1781- This should be the national holiday, as it commemorates the founding of the United States. A compact was made among the original 13 states had been adopted by the Congress Nov 15, 1777, and submitted to the states for ratification Nov 17, 1777. Maryland was the last state to approve, Feb 27, 1781, but Congress named Mar 1, 1781, as the day of formal ratification. The Articles of Confederation remained the supreme law of the nation until Mar 4, 1789, when the US Constitution went into effect. 1803
    1803- Ohio became the 17 th state.  The Buckeye State (nicknamed because of the many buckeye trees, the state tree) with Columbus as its capital city seems to have a penchant for the color red. Its state bird is the cardinal; the scarlet carnation is its flower; the state insect is the ladybug; and the state drink is tomato juice. The state song is "Beautiful Ohio", the word, Ohio, is derived from the Iroquois Indian word meaning ‘great river'. The Ohio River is not as great as the Mississippi, but it is pretty big! Ohio's state motto: With God, all things are possible.”
    1810-- Georgetown College was chartered in Washington, D.C., making it the first Roman Catholic institution of higher learning established in the United States.
    1845--- President Tyler signs a resolution annexing the Republic of Texas
    1864-- Rebecca Lee, received the first formal M. D. degree in the U.S. ever given an Afro-American woman. Lee got her degree16 years after Elizabeth Blackwell fought her way into the all-male medical establishment. Blackwell then established       other women's medical institutions. Lee received her degree from the New England Female Medical College in Boston.
    1864- Believing the Confederate capital of Richmond. Virginia, to be lightly fortified, President Abraham Lincoln ordered a surprise raid to capture the city and free Union prisoners. Federal troops under General Judson Kilpatrick and Colonel Ulric Dahlgren led the attack on this date, but failed when the plan was discovered by Southern forces in the wake of their retreat, Dahlgren was killed, and two documents were discovered on his body. The incriminating documents contained plans to burn the city and kill Confederate President Jefferson Davis and his cabinet. Confederate General Robert E. Lee complained to the Union commander, George Meade, which infuriated President Lincoln. War historian also label Meade "incompetent", who's indecision cost the Union many lives. As a side note, President Lincoln on March 10th appointed Ulysses S. Grant general in chief, replacing Henry W. Halleck, who systemically began replacing officers who seemed to be composed on "high society" appointments.
    1867-- Nebraska became the 37th state. The Cornhusker State, aka the Beef State, aka the Tree Planter State, Nebraska means ‘flat water' in Oto Indian speak. Lincoln is the official seat of Nebraska government. Nebraska's motto: Equality before the law. The western meadowlark holds the honor of being the state bird; while the goldenrod takes its place as the state flower. Other state symbols include the cottonwood tree (state tree); the honeybee (state insect); blue agate (state gemstone); whitetail deer (state mammal); mammoth (state fossil); prairie agate (state rock); "Beautiful Nebraska" (state song)
    1867-- Howard University, Washington DC, charted.
    1872-- The Yellowstone National Park was established. The first area in the world to be designated a national park, most of Yellowstone is in Wyoming, with small sections in Montana and Idaho. It was established by an act of Congress.
    1874-- Lawn tennis was introduced by Mary Ewing Outerbridge, who imported rackets and other equipment from Bermuda. A court was laid out at the Staten Island Cricket and Baseball Club, New Brighton, N to which Miss Outerbridge's family belonged. The first players were members of the family. Within seven years, tennis had become popular and on May 321, 1881, Eugenius H. Outerbridge, Mary Outerbridge's brother, organized the United States Lawn Tennis Association, to which 33 tennis clubs sent delegates.
    1904- March 1, Glenn Miller Birthday
    1904- Birthday of Glenn Miller, American bandleader and composer (Alton) Glenn Miller was born at Clarinda, IA. He enjoyed great popularity preceding and during World War II. His hit recordings included "Moonlight Serenade," "String of Pearls," "Jersey Bounce" and "Sleepy Lagoon." Major Miller, leader of the US Army Air Force band, disappeared Dec 15, 1944, over the English Channel, on a flight to Paris where he was scheduled to give a show. There were many explanations of his disappearance, but 41 years later, in December 1985, crew members of an aborted RAF bombing said they believed they had seen Miller's plane go down, the victim of bombs being jettisoned by the RAF over the English Channel. Famed trombone player Buddy Morrow now leads the orchestra.
    1910 - The deadliest avalanche of record in the U.S. thundered down the mountains near Wellington Station WA sweeping three huge locomotive train engines and some passenger cars, snowbound on the grade leading to Stevens Pass, over the side and into a canyon, and burying them under tons of snow. The avalanche claimed the lives of more than 100 people. The station house at Wellington was also swept away.
    1912-Isabella Goodwin becomes the first woman detective with the New York City police department.
    1914-- Ralph Ellison, American writer and educator, born at Oklahoma City, OK. Author of the acclaimed novel Invisible Man (1952), the story of a young black man's struggle for his own identity in the face of rejection from both whites and blacks. Quickly recognized as a classic of 20th-century literature, it won the National Book Award in
    1953-- While only one of his novels was published, Ellison published collections of his essays, reviews and stories in Shadow and Act (1964) and Going to the Territory (1986). He died Apr 16, 1994, at New York City.
    1917-- American radio and television personality Dinah Shore was born Frances Rose Shore at Winchester, TN. In addition to recording many hit songs in the 1930s and 1940s, she was one of the first women to be successful as a television host, beginning in the 1950s with the "Dinah Shore Chevy Show." She received 10 Emmys before she died Feb 24, 1994, at Beverly Hills, CA.
    1922--- Birthday of William M Gaines. The magazine Mad , especially popular in the 1960s and 1970s, was founded and published by William Gaines. Alfred E. Neuman, the loony, freckle-faced mascot of the publication, became a pop-culture hero. The magazine, known for its parodies of movies, comic strips and celebrities as well as its satire of politics and social mores, greatly influenced dozens of humorists. Gaines was born at the Bronx, NY. He died June 3, 1992, at New York City.
    1923-- The first tenant moved into a shopping center as we know it today, designed for cars. It was the Country Club Plaza, Kansas City, MO, built by Jesse Clyde Nichols. the center occupied 40 acres and had 150 stores, a 2,000 seat auditorium, and a parking lot for 5,500 automobiles.
    1927-- Harry Belafonte birthday, Harlem City, NY
    1928 --Paul Whiteman and his orchestra recorded Ol´ Man River for Victor Records. The featured vocalist on the track was 29-year-old Paul Robeson.
The song became an American classic.
    1930-- Birthday of Benny Powell, Jazz musician, trombone with the Ernie Fields band, Lionel Hampton, Count Basie veteran.
    1933—Bank holidays were declared in six states, effectively preventing runs on bank assets by worried depositors. By March 4, bank panics reached their greatest intensity. At 4:30am, that day, Gov. Herbert H. Lehman of New York declared a state bank holiday; Gov. Henry Honer of Illinois immediately followed suit.
    1934--- Primo Carnera beats Tommy Loughran in 15 for heavyweight boxing title
    1941-- FM Radio began in the U.S. when station W47NV in Nashville, TN started operations on this day. W47NV was the first commercial FM radio station to receive a license, some 20 years after its AM radio counterpart, KDKA in Pittsburgh. FM stands for ‘frequency modulation´ as opposed to ‘amplitude modulation´.
    1948---Top Hits
Now is the Hour - Bing Crosby
I'm Looking Over a Four Leaf Clover - The Art Moonie Orchestra
Ballerina - Vaughn Monroe
I'll Hold You in My Heart (Till I Can Hold You in My Arms) - Eddy Arnold
    1950-- The FBI issued their first “Ten Most Wanted.” It was originally a publicity stunt, but two men were caught within the month, based on tips from the public.
    1954 -- Ted Williams fractures collarbone in 1st game of spring training after flying 39 combat missions without injury in Korean War
    1954--- US explodes 15 megaton hydrogen bomb at Bikini Atoll
    1956---Top Hits
Lisbon Antigua - Nelson Riddle
The Poor People of Paris - Les Baxter
Why Do Fools Fall in Love - Frankie Lymon & The Teenagers
I Forgot to Remember to Forget - Elvis Presley
    1957-The Everly Brothers record "Bye Bye Love", a teen-age love song that was written by 37 year old Boudleaux Bryant and his 31 year old wife, Felice. Although nearly 30 other artists turned the song down.
    1957-- Chuck Berry releases "School Days"
    1958--Johnny Mathis, Johnny's Greatest Hits is released.
    1958- New Orleans mayor DeLesseps "Chep" Morrison, noting Elvis Presley's arrival in town to begin filming his movie King Creole, officially declares today "Elvis Presley Day" in the city.
    1961-- Official establishment of the Peace Corps by President John F. Kennedy's signing of executive order. The Peace Corps has sent more than 153,000 volunteers to 134 countries to help people help themselves. The volunteers assist in projects such as health, education, water sanitation, agriculture, nutrition and forestry. For info: Peace Corps, 1111 20th St NW, Washington, DC 20526.
Web: .
    1963- Filming begins in Hollywood for Elvis Presley's 13th film, Fun in Acapulco.
    1964---Top Hits
I Want to Hold Your Hand - The Beatles
She Loves You - The Beatles
Dawn (Go Away) - The Four Seasons
Begging to You - Marty Robbins
    1965-Petula Clark's first U.S. hit, "Downtown" is awarded a gold record.
    1967 -- Black Congressman Adam Clayton Powell is stripped of his House seat for "gross misconduct." Ralph Bunch later commented: "...if Adam Clayton Powell were white, he would have his seat today." (Re-elected without campaigning, April 11.)
    1968 -- Elton John´s first record, I´ve Been Loving You, was released by Philips Records in England. Philips, not realizing the potential of the soon-to-be superstar, released him in 1969, just prior to his teaming with lyricist Bernie Taupin. Elton then signed a contract with Uni Records and began to turn out what would become a string of more than 50 hits over the next 25 years.
    1968---- Country music stars Johnny Cash and June Carter got married on this day. Johnny walked down the aisle knowing that his 1956 hit, Folsom Prison Blues, was about to be redone for a June release. Cash has a daughter, Rosanne, (previous marriage) who became a country star in her own right in the 1980s.
    1969 - Mickey Mantle announced his retirement from baseball on this day. ‘Number 7' was considered to be the final link to the great Yankee dynasty of the 1950s and 1960s. Mantle's World Series records include: home runs (18), runs scored (42), RBIs (40), walks (43) and strikeouts (54). Mickey Mantle died in 1995
    1969---BRUCE, DANIEL D.  Medal of Honor
Rank and organization: Private First Class, U.S. Marine Corps, Headquarters and Service Company, 3d Battalion, 5th Marines, 1st Marine Division. Place and date: Fire Support Base Tomahawk, Quang Nam Province, Republic of Vietnam, 1 March 1969. Entered service at: Chicago, 111. Born: 18 May 1950, Michigan City, Ind. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving as a mortar man with Headquarters and Service Company 3d Battalion, against the enemy. Early in the morning Pfc. Bruce was on watch in his night defensive position at fire support base tomahawk when he heard movements ahead of him. An enemy explosive charge was thrown toward his position and he reacted instantly, catching the device and shouting to alert his companions. Realizing the danger to the adjacent position with its 2 occupants, Pfc. Bruce held the device to his body and attempted to carry it from the vicinity of the entrenched marines. As he moved away, the charge detonated and he absorbed the full force of the explosion. Pfc. Bruce's indomitable courage, inspiring valor and selfless devotion to duty saved the lives of 3 of his fellow marines and upheld the highest traditions of the Marine Corps and the U.S. Naval Service. He gallantly gave his life for his country.
    1971 -- At Miami's Dinner Key Auditorium, Jim Morrison of the Doors is arrested for allegedly exposing his penis during the show. Morrison is officially charged with lewd & lascivious behavior, indecent behavior, open profanity & public drunkenness.
    1972---Top Hits
Without You - Nilsson
Hurting Each Other - Carpenters
Precious and Few - Climax
It's Four in the Morning - Faron Young
    1973 --The Robert Joffrey Dance Company opened with a unique presentation in New York City. The show featured music of the Beach Boys in "Deuce Coupe Ballet". A clever show, even if it didn´t do much to bring the masses to ballet.
    1975- 17th annual Grammy Awards for 1974 are announced during ceremonies at the Hollywood Palladium. Olivia Newton John wins Record of the Year for "I Honestly Love You" (which also earns her Best Female Pop Vocal Performance). Album of the Year is Stevie Wonder's "Fulfillingness' First Finale" (he wins Best Male Pop Vocal Performance). Song of the Year is "The Way We Were."
    1977- Sara Lowndes Dylan files for divorce from her husband of eleven years, Bob Dylan. The divorce is granted in June and she is given custody of their 5 kids and possession of their million-dollar home. Sara was the subject of such songs as "Sad-Eyed Lady of the Lowlands," "Lay Lady Lay" and "Sara."
    1977- Manfred Mann gets their first gold record for "Blinded by the Light," one of the several Bruce Springsteen songs covered the group. The song hit Number One last month, 13 years after Mann's first Number One song, "Do Wah Diddy Diddy."
    1980---Top Hits
Crazy Little Thing Called Love - Queen
Yes, I'm Ready - Teri DeSario with K.C.
Longer - Dan Fogelberg
I Ain't Living Long like This - Waylon Jennings
    1980 - Norfolk, VA, received 13.7 inches of snow to push their season total to a record 41.9 inches exceeding their previous record by more than four inches.
    1980 - An unusually large Florida tornado, 500 yards in width at times, killed one person and caused six million dollars damage near Fort Lauderdale.
    1981-- Duke Ellington-musical "Sophisticated Ladies" premieres in New York NY
    1983 - The Philadelphia 76ers won their 10th straight game, beating the New York Knicks 106-94, their 50th win of the season. The Sixers lost only seven of their first 57 games. The team had the fastest start of any team in the 37-year history of the National Basketball Association
    1983-- Robyn Smith rode North Star to victory in the Paumanok Handicap at Aquaduct Racetrack to become the first woman jockey to win a stakes race.
    1983-- Skier Tamara Mckinney became the first American woman skier to win the overall World Cup Championship.
    1987 - The Boston Celtics defeated Detroit 112-102 to become the first NBA franchise to win 2,000 games.
    1988---Top Hits
Father Figure - George Michael
What Have I Done to Deserve This? - Pet Shop Boys & Dusty Springfield
She's like the Wind - Patrick Swayze featuring Wendy Fraser
I Won't Take Less Than Your Love - Tanya Tucker
    1988-- Center Wayne Gretzky of the4 Edmonton Oilers earned an assist in a game against the Los Angeles Kings to become the NHL's all-time career assist leader. It took Gretzky 681 games to garner 1,050 assists and surpass Gordie Howe who set the record in 1,767 games.
    1991-Director Oliver Stone's biopic The Doors, starring Val Kilmer, opens in Los Angeles.
    1994- Aretha Franklin is honored with the Lifetime Achievement Award and Frank Sinatra is given the annual Living Legends Award at tonight's Grammys in New York.
    1994- Tony Bennett's Unplugged wins Album of the Year at tonight's Grammy Awards.
    1995- The 1994 Grammy winners are announced. Sheryl Crow wins Grammys for Best New Artist and Best Song for "All I Wanna Do" while Tony Bennett's "Unplugged" LP wins Best Album.


Winter Poem

Canadian Winter

by Jelaluddin Rumi

Sometimes it feels like
it is always winter here
In our "snowy north"
as others call it
while they ask us, with sly smiles,
if we live in igloos, and use dogsleds
to get around.

I could move, I suppose.
Someplace warm, where
I could grow
Morning Glories instead of Marigolds
And not have to read about hockey
eight months of the year.

But here, there is a breathless anticipation
of the seasons change.
We are all watchful eyes
for the first buds on trees,
And the last of the ice
flowing away down the river.

So I think I will stay
In my "snowy north".
Where the hoarfrost on the trees stands out
so clear against the cold air
it makes your heart hurt just to look at them
And the borealis dance over the fields in May
Calling me to remember
the joyous flow of life.




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