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Monday, March 20, 2023

Today's Leasing News Headlines

Back Online
  Now Catching Up
    By Kit Menkin, Editor/Publisher
The Supreme Court to Decide the Constitutionality
 of the California Consumer Financial Protection Law
  Licensed Funders, Brokers, and Vendors Affected
    By Marshall Goldberg, Esq.
New Hires/Promotions in the Leasing Business
    and Related Industries
Leasing and Finance Industry Help Wanted
  Highly Trained Operation Staff/Work from Home
    Excellent Compensation/Marketing Support
Top Ten Leasing News Read by Readers
    March 13 to March 15
Chesswood Reports Strong 2022
    Diversified Portfolio plus Free Cash Flow
Reid Raykovich, CLFP, Executive Director
    at Certified Leasing and Finance Foundation Engagement
A Dreamer or a Doer: 10 Best Quotes
    From Apple CEO Tim Cook
Labrador Retriever
    Fort Collins, Colorado  Adopt-a-Dog
"Make Your Own Luck" in Irvine California
    AACFB Annual Conference May 2-4, 2023
News Briefs ---
Subsidiary of New York Community Bancorp, Inc., to Assume  
    Deposits of Signature Bridge Bank, N.A., from the FDIC
Silicon Valley Bank’s former parent company
    has filed for bankruptcy protection
Before Collapse of Silicon Valley Bank,
    the Fed Spotted Big Problems
Banking giant UBS acquiring
    Credit Suisse for $3.2 billion
New Apple iPhone 15 Pro Max rumour
    points to noticeable display modernisation

You May Have Missed
How a poker game launched Silicon Valley Bank’s four-decade ride   
    on the tech wave — and a bad gamble 42 years later ended it all
‘Valley wouldn’t be Silicon Valley without Silicon Valley Bank’

Broker/Funder/Industry Lists | Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
Sales Make It Happen

This Day in History
 "Gimme that Wine"
   Daily Puzzle
     Weather, USA or specific area
      Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.


Back Online
Now Catching Up
By Kit Menkin, Editor/Publisher

Power off since last Tuesday.  Rick Jones was able to get the Wednesday Leasing News edition out as he lives the East Bay which was not affected by the strong winds and rain. PG&E reported 367,000 San Francisco Bay Area residents power out.

I should note that Ralph Mango who does the proofing lives in Virginia.

I work in Silicon Valley from home in Saratoga, California, located at the base of the Santa Cruz Mountain range, forty miles south of San Francisco.

This is the alert sent out on email: "This is the Santa Clara County Sheriff’s Office. Due to the high winds please STAY INSIDE, DONT DRIVE AND DO NOT GO FOR WALKS. DUE TO WEATHER AND LIVE WIRES BEING DOWN, STAY INSIDE."

High wind, heavy rain, trees falling down on power lines, highways, streets, rain causing floods and mudslides. In all the years living in this area, have never experienced this long and strong weather before where we live.


The Supreme Court to Decide the Constitutionality
of the California Consumer Financial Protection Law
Licensed Funders, Brokers, and Vendors Affected
By Marshall Goldberg, Esq.

In my last article, I discussed the newly proposed regulations under the California Consumer Financial Protection Law (CCFPL), should they be adopted by the California Department of Financial Protection and Innovation (“DFPI”).  These regulations provide for DFPI enforcement authority to prevent unfair, deceptive, or abusive acts or practices in connection with any transaction with a consumer for a consumer financial product or service, or the offering of a consumer financial product or service.  This proposed Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) expands the definition of consumer to include small businesses, nonprofits and family farms, whose activities are principally directed or managed from California.

Though entities with finance lender’s licenses and banks are exempt as to financing “financial products and services” the UDAAP is more expansive than merely providing financing and could cause the UDAAP rule to apply to the non-lending/leasing activities of licensed entities such as vendor payment processing, portfolio servicing, etc.

On the Federal level, the U.S. Supreme Court has now agreed to hear arguments in a case challenging the constitutionality of funding for the Consumer Financial Protection Bureau (CFPB), which in theory could have a considerable impact on the CFPB.

The CFPB is an independent government agency responsible for protecting consumers in the financial sector. However, its funding structure has been the subject of controversy since its inception in 2010. Currently, the CFPB is funded through the Federal Reserve System, which means that its budget is not subject to congressional appropriations. This funding structure has been criticized by some lawmakers who argue that it gives the agency too much power and lacks accountability.

The CFPB was established by the Dodd-Frank Act after the 2008 global financial crisis to protect consumers from abusive financial practices by banks and other financial institutions.  The agency was designed to be independent from political interference, with a director appointed by the President and confirmed by the Senate to serve a five-year term, and its funding coming from the Federal Reserve rather than from Congress.

The issue before the Supreme Court relating to the 5th Circuit Court of Appeals decision in Community Financial Services Association of America Ltd. (CFSA) v. CFPB is whether CFPB enforcement actions are even constitutional because the CFPB is funded by the Federal Reserve and not Congress and therefore violates the separation of powers.  The 5th Circuit Court of Appeals found that the CFPB’s funding structure is unconstitutional because it gives too much power to the agency’s director, who can only be removed by the President. 

The Supreme Court’s decision to hear the case is significant because it could have far-reaching implications for the CFPB and other independent agencies.  If the court upholds the Fifth Circuit’s ruling, it could mean that other independent agencies with similar funding structures could also be found unconstitutional.

A decision on this is not expected until the spring of 2024.

Marshall Goldberg
Glass & Goldberg, A Law Corporation
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203
(818) 474-1532 Direct
(818) 888-2220 Main
(818) 888-2229 Facsimile


New Hires/Promotions in the Leasing Business
and Related Industries


Len Baccaro was hired as Vice President of Sales and Business Development, Navitas Credit Corporation, Point Vedra, Florida. He is working out of their Parsippany, New Jersey Office.  He is located in Morristown, New Jersey. Previously he was Consultant as Senior Vice President of Sales (January, 2023 – March, 2023); Senior Vice President, Ascentium Capital (October, 2011 –January, 2023); Executive Vice President/Partner, American Equipment Finance.

Chris Cainion was promoted to Vice President of Sales and Business Division at Channel Partners Capital, Minnetonka, Minnesota. He is located in Atlanta, Georgia. He joined Channel June, 2021, Director of Sales and Business Development. Previously, he was at CAN Capital, starting May, 2015, Renewals Funding Manager, promoted September, 2015, Manager of Renewals, prompted November, 2017, Manager Partner Sales. Full Bio:

Jill Miller, CLFP, was hire as Senior Manager, Digital Marketing, Automation and eCommerce, Envista Holdings Corporation. Previously, she was Adjunct Professional California State Polytechnic University, Pomona; Co-Founder, Marketing Design Mix (October, 2016 – March, 2023); Marketing Director, MEG Attorney at Law (April, 2021 – March, 2022); Marketing Director, Nexseer Capital (January, 2014 – October, 2015). Full Bio:

Tonya Single was hired as Director, Lease Billing/Lease Administration, Wheels. She is located in the Atlanta, Georgia Metropolitan Area. Previously, she was at Lease Plan, starting August, 2001, Director, Lease Administration (June, 2019 – November, 2022, promoted November, 20022, Administration/Billing Services (November, 2022 – March, 2023).

Emily Silva was promoted to Vice President of NFS Leasing, Beverly, Massachusetts.  She is located in Wakefield, Massachusetts. She joined the company November, 2008, as Leasing Administrator, promoted January, 2012 Director of Leasing Services (January, 2012 – March, 2013. “For 15 years, Emily has been an invaluable asset to our team, exhibiting deep expertise in leasing and an unwavering commitment to excellence. Her leadership in managing the documentation process has played a critical role in our continued success. As a member of our executive team, Emily has been instrumental in propelling our business forward, and we are very grateful to have her on our team,” said Ashley Whyman, President, NFS Leasing.



Leasing and Finance Industry Help Wanted
Highly Trained Operation Staff/Work from Home
Excellent Compensation/Marketing Support


Top Ten Leasing News Read by Readers
March 13 to March 15

(1) U.S. gov't guarantees all Silicon Valley Bank deposits
    Money available Monday

(2) Funders Forum + Brokers Expo Report
By Bruce Kropschot, The Alta Group

(3) New Hires/Promotions in the Leasing Business
and Related Industries

(4) U.S. government guarantees all Silicon Valley Bank deposits
Money available Monday

(5) More on Employee Retention Credit
from the Internal Revenue Service
By David Goldin, Founder & CEO

(6) 31% of new cars sold for above sticker price last month
    These 10 models have the biggest premiums

(7) Company Offering to Purchase Funds
for SVB “ERC credits” from $75,000 and up
Employee Retention Credit | Internal Revenue Service

(8) The American Diet Has a Sandwich Problem
  Americans’ favorite lunch is a ‘heart bomb’ of salt,  
preservatives and sugar

(9) Fed Forecasts Answer on Why SVB Failed
to Be Released May 1, 2023

(10) 3 Lessons From Silicon Valley Bank’s Failure
    extremely online clientele may have contributed to its downfall


Chesswood Reports Strong 2022
Diversified Portfolio plus Free Cash Flow

2022 was a strong year for Chesswood Group. Our diversified portfolio generated record earnings and free cash flow. Our newly acquired automotive subsidiary, RIFCO, achieved strong first year results,
complementing our equipment finance businesses in North America. Chesswood Capital Management continued to grow throughout the year with the launch of a new private credit fund in Canada as well as the recent announcement with Värde Partners.

Ryan Marr, Chesswood’s President and CEO, reported, “The economic environment throughout 2022 was impacted by central bank rate considerations, both the predictions and then the decisions in the second half of the year. We have begun to see the early signs of
economic pressure resulting from these increases, primarily in origination volumes and delinquency statistics.

“The impact, however, has not been homogenous across Chesswood’s portfolio. We believe the diversifications strategy undertaken, along with a preference for prime credit, will provide ballast to the portfolio should economic conditions worsen. We have begun to see opportunities to price credit more aggressively, taking advantage of a pullback in capital availability in certain markets.

“Historically, periods of turbulence offer the best risk/reward for Chesswood’s operating groups” said Ryan Marr, Chesswood’s President and CEO.

Summary of Fourth Quarter & Year End Results 2022 Full Year
The Company reported consolidated net income of $30.4 million in the year ended December 31, 2022, compared to a net income of $31.2 million in 2021, a decrease of $0.8 million.

The U.S. Equipment Finance Segment generated revenue of $150.9 million ($130.4 million interest revenue and $20.5 million ancillary finance and other fee income) during the year ended December 31, 2022, compared to $105.3 million ($94.2 million interest revenue and $11.1 million ancillary finance and other fee income) in the prior year, an increase of $45.6 million year-over-year.

The increase in interest revenue of$36.1 million was caused by a US$311.3 million increase in the average net investment in finance receivables (before allowance for expected credit losses (“ECL”)) and continuously growing originations since 2021.
The impact of the portfolio growth was offset by a 1.2% decrease in the interest revenue yield during the year.

 The average annualized interest revenue yield earned on U.S. based net finance receivables was 10.6% in the year ended December 31, 2022, compared to 11.8% in the prior year, reflecting the continuing growth of the Tandem portfolio, which has a slightly lower yield.

Learn more at:  ,, www.Blue Chip and

Complete Press Release:


Reid Raykovich, CLFP, Executive Director
at Certified Leasing and Finance Foundation Engagement

 Ralph Petta, Michael Rothe, Reid Raykovich, CLFP, David Gandolfo, David Gill, CLFP

“This was at the CFLA conference in Prince Edward Island last September (just a day before the Hurricane hit!). Ralph was on a panel and the Davids were there to support the association and the promotion of the CLFP designation in Canada as theirs is complete in Australia. Michael Rothe is Ralph and David Gill’s counterpart in Canada.

“I had the pleasure of speaking at the Canadian Finance & Leasing Association - Association canadienne de financement & de location Annual Conference about the upcoming Canadian #CLFP designation. I was lucky to spend dinner on the last night with some of the industry's finest!”


A Dreamer Or A Doer: 10 Best Quotes
From Apple CEO Tim Cook
By Anna Papadopoulos, CEOWorld Magazine

Over the years, Apple CEO Tim Cook has shared his thoughts on various topics, ranging from leadership, creativity, innovation and Social Change to social responsibility, sustainability, and shared value.

Tim Cook has been ranked No. 4 in a list of the most influential CEOs and business executives for 2023; meanwhile, Apple Inc ranked No. 3 in the CEOWORLD magazine’s ranking of the world’s most influential and innovative companies in the world. Cook, who became CEO in 2011, has a net worth of $1.8 billion. There’s a famous cliché that waking up early is the secret to success. But Tim Cook takes that concept to the extreme, waking up at around 3.45 a.m.

As CEO of Apple, it’s Tim Cook’s job to lead the most valuable company in the world. Whether you’re a dreamer or a doer, in this article, we’ll take a closer look at ten of the best quotes from Tim Cook.

  1. “Don’t let the noise of others’ opinions drown out your own inner voice.”
  2. “The sidelines are not where you want to live your life. The world needs you in the arena.”
  3. “The most important thing Apple is doing is making sure they leave the world better than they found it.”
  4. “Innovation is not about saying yes to everything. It’s about saying no to all but the most crucial features."
  5. “Some people see innovation as change, but we have never really seen it like that. It’s making things better.”
  6. “If you embrace that the things that you can do are limitless, you can put your ding in the universe. You can change the world."
  7. “History rarely yields to one person, but think and never forget what happens when it does. That can be you. That should be you. That must be you.”
  8. “So if hearing that the CEO of Apple is gay can help someone struggling to come to terms with who he or she is, or bring comfort to anyone who feels alone, or inspire people to insist on their equality, then it’s worth the trade-off with my own privacy.”
  9. “Life is fragile. We’re not guaranteed a tomorrow so give it everything you’ve got.”
  10. “You can focus on things that are barriers or you can focus on scaling the wall or redefining the problem.”



Labrador Retriever
Fort Collins, Colorado  Adopt-a-Dog


Pet ID: 20230308-11
Four Months Old
Good with Kids
Good with Cats
Good with Dogs
Shots current
Adoption Fee: $495.00

Ohno was saved from euthanasia in her final moments and is making her way to CO to find her forever home!!

Interested in this pup? The first step is to fill out the adoption application on our website!!

Check out our Instagram and/or Facebook page for info on where we will be hosting adoptions this weekend! We also host adoption events almost every Saturday at our clinic, 1721 W Harmony unit 102 Fort Collins Co 80526 10am-2pm!

Interested in volunteering and/or fostering? Please email us at

All Aboard Animal Rescue
Fort Collins CO 80526

Adoption application

Our adoption events are held every Saturday. Adoption events are hosted at our partner vet in Fort Collins by appointment only from 10am-1pm. We ask that you fill out an application to get preapproved before our event if you would like to meet a particular dog. We are hosting meet and greets by appointment and not hosting events for the public at this time.


"Make Your Own Luck" in Irvine California
AACFB Annual Conference May 2-4, 2023

Yes, “make your own luck” by attending the 2023 AACFB Annual Conference this May 2-4 in Irvine, CA. Register now and take advantage of early-bird rates!

Information and Registration:


News Briefs---

Subsidiary of New York Community Bancorp, Inc., to Assume  
   Deposits of Signature Bridge Bank, N.A., from the FDIC
The 40 former branches of Signature Bank will operate under New York Community Bancorp's Flagstar Bank, N.A., on Monday, March 20, 2023.

Silicon Valley Bank’s former parent company
    has filed for bankruptcy protection

Before Collapse of Silicon Valley Bank,
    the Fed Spotted Big Problems

Banking giant UBS acquiring Credit Suisse
    for $3.2 billion

New Apple iPhone 15 Pro Max rumor
    points to noticeable display modernization


You May Have Missed---

How a poker game launched Silicon Valley Bank’s four-decade ride   
  on the tech wave — and a bad gamble 42 years later ended it all.
    ‘Valley wouldn’t be Silicon Valley without Silicon Valley Bank’


This Day in American History

    1767 - Andrew Jackson (d. 1845) was born in a log cabin at Waxhaw, SC. The 7th president of the US (Mar 4, 1829-Mar 3, 1837), Jackson was the first president since George Washington who had not attended college. He was a military hero in the War of 1812. His presidency reflected his democratic and egalitarian values. His birthday is observed as a holiday in Tennessee.
    1781 – The Continental Army inflicted heavy losses on the British at the Battle of Guilford Court House, North Carolina. A 2,100-man British force under Cornwallis defeated Maj. Gen. Nathanael Greene’s 4,500 Americans but lost a considerable number of men during the battle with estimates as high as 27%. Such heavy British casualties resulted in a strategic victory for the Americans. The battle was the “largest and most hotly contested” battle of the American Revolution’s southern campaign and led to the surrender of Cornwallis at Yorktown.
    1783 - General George Washington addressed a meeting at Newburgh, NY of Continental Army officers who were dissatisfied and rebellious for want of back pay, food, clothing and pensions. General Washington called for patience, opening his speech with the words: "I have grown gray in your service." Congress later acted to satisfy most of the demands.
    1820 - Maine became the 23rd state. Prior to this date it was part of Massachusetts. The Pine Tree State. The white pine cone with its tassel is the state flower. The chickadee is the state bird. The landlocked salmon is the state fish, the tourmaline is the state mineral. The state song:  “State of Maine Song”. ‘I direct' is the state motto which is ‘dirigo' in Latin.  From the 15th to 19th centuries, this was a great fishing area, off the coast of islands off Nova Scotia. The name of the state comes for its first use to distinguish the mainland from islands offshore. Maine was also thought to be named in honor of Henrietta Maria, Charles I of England's queen. She owned a province in France titled, Mayne. Augusta is the state capital.
    1827 – “Freedom's Journal,” first Black newspaper, published by John Russwurm and Samuel Cornish
    1848 - "The Californian" reported gold was discovered along the American River at a sawmill owned by Capt. John A. Sutter. News was not widely believed in San Francisco.
    1848 – “The Californian”: "We entertain several reasons why slavery should not be introduced here. First, it is wrong for it to exist anywhere. Second, not a single instance of precedence exists at present in the shape of physical bondage of our fellow men. Third, there is no excuse whatever for its introduction into this country (by virtue of climate or physical conditions). Fourth, Negroes have equal rights to life, liberty, health and happiness with the whites. Fifth, it is every individual's duty, to self and to society, to be occupied in useful employment sufficient to gain self-support. Sixth, it would be the greatest calamity that the power of the United States could inflict upon California. Seventh, we desire only a white population in California. Eighth, we left the slave states because we did not like to bring up a family in a miserable, can't-help-one's-self condition. Ninth, in conclusion we dearly love the 'Union,' but declare our positive preference for an independent condition of California to the establishment of any degree of slavery, or even the importation of free blacks." Ten days later the other local journal, “The California Star,” said editorially; "While we sincerely entertain these views, and value the union with the United States as highly as we should, the simple recognition of slavery here would be looked upon as a greater misfortune to the territory than though California had remained in its former state, or were at the present crisis, abandoned to its fate. * * We believe, though slavery could not be generally introduced, that its recognition would blast the prospects of the country. It would make it disreputable for the white man to labor for his bread, and it would thus drive off to other homes the only class of emigrants California wishes to see, the sober and industrious middle-class of society. We would, therefore, on the part of 90 per cent of the population of this country, most solemnly protest against the introducing of this blight upon the prosperity of the home of our adoption. We should look upon it as an unnecessary moral, intellectual and social curse to ourselves and posterity."
    1849 - Gen. Smith, military commander of California, declared the Yerba Buena harbor to be poor because the seas are too rough and it is located on a peninsula with little water and few food supplies.
    1864 - The U.S. Navy fleet arrived at Alexandria, LA for the Red River Campaign that lasted into May.  The campaign was a Union initiative, fought between approximately 30,000 Union troops under the command of Maj. Gen. Nathaniel Banks, and 6,000 to 15,000 Confederate troops under the command of Lt. Gen. Richard Taylor.  The campaign was primarily the plan of Union General-in-Chief Henry Halleck, and a diversion from Lt. Gen.  Grant’s plan to surround the main Confederate armies by using Banks's Army of the Gulf to capture Mobile, AL.  It was a Union failure, characterized by poor planning and mismanagement, in which not a single objective was fully accomplished. Taylor successfully defended the Red River Valley with a smaller force.
    1875 – The Archbishop of New York, John McCloskey, was named the first Roman Catholic Cardinal in the US.
    1885 - A lower court in NYC ruled that playing baseball on Sunday is a crime. This decision will be overturned, but it will be appealed.
    1892 - New York State unveiled an automatic ballot booth (voting machine).
    1892 – The escalator was patented by Jesse W. Reno of NYC.
    1901 – Horse racing was banned in San Francisco.
    1907 - Trumpet player Jimmy McPartland (d. 1991) was born, Chicago, IL.
    1912 - Birthday of guitarist/folksinger Lightin' Hopkins (d. 1982), Centerville, TX. His career spanned more than 30 years, even though he did not begin performing in earnest until middle age. Hopkins spent most of his life in the Houston area, recording his first hits, "Short Haired Woman" and "Baby Please Don't Go" for the local Gold Star label in 1947. Texas blues fell from favor in the mid-1950s, and Hopkins was not heard from again until 1959 when he began playing folk and blues festivals. Lightnin' Hopkins's last performance was at Carnegie Hall in 1979.
    1912 – Cy Young retired from Major League Baseball with a still-record 511 wins.  His average year was 20-12 with 30 complete games.  Of all the records in sports, most agree this will never be broken.
    1913 - The first small claims court established for small debtors, was authorized by Kansas, to deal with cases involving not more than $20. Plaintiffs and defendants appeared without legal representation. Judges served without fee, pay, or award. Appeals could be taken to the district court.
    1913 – President Woodrow Wilson held the first presidential press conference.
    1914 – The birthday of Joe E. Ross, born Joseph Roszawikz (d. 1982) in NYC.  Known for his trademark "Ooh! Ooh!" exclamation, which he used in many of his roles, he starred as Mess Sgt. Rupert Ritzik in “The Phil Silvers Show” and as Patrolman Gunther Toody in “Car 54, Where Are You?”
    1916 - Trumpet player/bandleader Harry James (d. 1983) was born in Albany, GA.  His was the first "name band" to employ Frank Sinatra in 1939. James signed Sinatra to a one-year contract, of which Sinatra worked seven months before going to sing for Tommy Dorsey. His later band included drummer Buddy Rich. His orchestra succeeded Glenn Miller’s on a radio program in 1942, when Miller disbanded his orchestra to enter the Army.
    1922 – The first radio station in the South, WSB Atlanta, began broadcasting.
    1926 – “The Dutchman,” Norm Van Brocklin (d. 1983) was born in Parade, SD.  After nine seasons with the LA Rams, winning the 1951 NFL Championship, he signed as the QB for the Philadelphia Eagles.  He led the Eagles to the 1960 NFL Championship, the only QB to defeat Vince Lombardi in an NFL title game.  He became the first head coach of the Minnesota Vikings in 1961.  He is a member of the University of Oregon and the Pro Football Halls of Fame.
    1930 - USS Constitution (Old Ironsides) floated out to become a national shrine.  A 1924 inspection found her in grave condition.  The Navy Board of Inspection and Survey recommended that she be thoroughly repaired in order to preserve her as long as possible. The estimated cost of repairs was $400,000. Secretary of the Navy Wilbur proposed to Congress that the required funds be raised privately, and he was authorized to assemble the committee charged with her restoration. A nationwide campaign included $148,000 raised from the pennies of schoolchildren across the US.  Constitution entered dry dock with a crowd of 10,000 observers on 16 June 1927. Charles F. Adams had been appointed as the Secretary of the Navy, and he proposed that Constitution make a tour of the United States upon her completion as a gift to the nation for its efforts to help restore her. She emerged from dry dock with many amenities installed to prepare her for the three-year tour of the country.  Setting out with much celebration and a 21-gun salute, the tour of 90 port cities along the Atlantic, Gulf, and Pacific coasts began at Portsmouth, NH. She went as far north as Bar Harbor, ME, on the Atlantic coast, south through the Panama Canal, and north again to Bellingham, WA. Constitution returned to her home port of Boston in May, 1934 after more than 4.6 million people visited her during the three-year tour.
    1930 – USS Nautilus, the first streamlined US submarine was launched at Mare Island in California.  The third sub of this name, she was the forerunner of USS Nautilus, the first nuclear submarine that was launched in 1954.
    1933 - Birthday of Ruth Bader Ginsburg (d. 2020), Brooklyn, NY.  U.S. Supreme Court Associate Justice appointed in 1992, she is a lifelong advocate of women's rights. She won five of the six cases that she argued before the Supreme Court, establishing the unconstitutionality of unequal treatment for men and women. She was the editor of the Harvard Law Review. Ginsburg graduated first in her class of 1959, but she was unable to find a job in a law firm as neither mothers nor Jews were being hired. She eventually found employment as a clerk with a federal district judge in New York with the proviso that a male appointee would be waiting when she failed. She was the first female tenured professor at Columbia University and former director of the Women's Rights Project of the ACLU. President Bill Clinton nominated Ginsburg to the Supreme Court on June 15, 1993, and the Senate overwhelmingly (96—3) approved her nomination. She took the oath of office on August 10, 1993.
    1935 – Actor Judd Hirsch was born in The Bronx.  He is best known for playing Alex Rieger on the television comedy series “Taxi” (1978–1983).  Over the course of his career, he has twice won the Primetime Emmy for Outstanding Lead Actor in a comedy Series, has twice won the Tony for Best Actor in a Play, and has been nominated for the Academy Award for Best Supporting Actor.
    1937 - The first birth control clinic run by a state government was opened in Raleigh, NC, by the state board of health, including a program setting up contraceptive clinics for poor married women in local maternity and child health services.
    1937 - The first blood bank to preserve blood by refrigeration for future use in transfusions was established by the Cook County Hospital, Chicago, IL.
    1941 - Mike Love of the Beach Boys was born in Los Angeles. Love is a cousin of the three Wilson Brothers - Brian, Carl and Dennis. With their friend, Al Jardine, they formed a high school group which played under such names as the Pendletones, Kenny and the Cadets, and Carl and the Passions. Mike Love and Brian Wilson wrote "Surfin'," which was a California hit in 1961 for the group, now called the Beach Boys. Murray Wilson, the father of Brian, Dennis and Carl, got the Beach Boys a contract with Capitol Records. Their hits began - "Surfin' Safari," "Surfin' USA" and "Surfer Girl." These were the songs that launched the surf music fad. They went to University High School, as I did, played in some of their pick-up bands, and yes, they really were surfers, who got up at 5am to go surfing before going to school—before the days of wet suits, too.
    1941 - The most severe blizzard in modern history struck North Dakota and Minnesota. The blizzard hit on a Saturday night while many were traveling and resulted in the tragic loss of 71 lives. Winds gusted to 75 mph at Duluth, Minnesota and to 85 mph at Grand Forks, North Dakota. Snow drifts reached 12 feet in north central Minnesota.
    1943 - Sly Stone was born Sylvester Stewart in Denton, Texas.  Sly & The Family Stone had their first hit single with "Dance to the Music” (1968). Their fourth album, “Stand!” (1969), became a runaway success, selling over three million copies and spawning a number one hit single, "Everyday People."  By the summer of 1969, Sly & The Family Stone were one of the biggest names in music, releasing two more top five singles, "Hot Fun in the Summertime" and "Thank You" / "Everybody Is a Star", before the end of the year, and appearing at Woodstock.
    1944 – The Washington Senators started spring training with six knuckleballers likely to make the staff.  Of them, Mickey Haefner, Dutch Leonard, Johnny Niggeling and Roger Wolff joined Early Wynn as starters and the rest went to the bullpen.
    1946 - Nat “King” Cole records “Route 66” written by Bobby Troup, the first of dozens of covers since.  Troup, a Wharton graduate in economics, got the idea for the song on a cross-country drive from Pennsylvania to California. Troup wanted to try his hand as a Hollywood songwriter, so he and his wife, Cynthia, packed up their 1941 Buick and headed west. The trip began on US 40, then continued along US 66 to the California coast. Troup initially considered writing a tune about US 40, but Cynthia suggested the title "Get Your Kicks on Route 66." The song was composed on the ten-day journey and completed by referring to maps when the couple arrived in Los Angeles.
    1947 - Ensign John W. Lee of Indianapolis, IN was commission an officer, becoming the first in the U.S. Navy. He was assigned to the U.S. S. Kearsarge.
    1948 - Parcel Post Air Service between the United States and 21 countries in Europe and Africa began. Service late in the year began to South America and then to the Pacific.
    1952 – Kay Starr hit # 1 with “Wheel of Fortune.”
    1954 - Top Hits
“Make Love to Me!” - Jo Stafford
“I Get So Lonely” - The Four Knights
“Answer Me, My Love” - Nat ‘King' Cole
“Slowly” - Webb Pierce
    1954 - The Chords released "Sh-Boom."  It was a U.S. Top 100 #2 hit that year for both The Chords (who first recorded the song) and The Crew-Cuts who took it to #1.
    1955 - Colonel Tom Parker becomes Elvis Presley's manager. Parker's previous show-business experience included managing country stars Hank Snow, Eddy Arnold and Gene Autry. Parker manages Presley all his life and after his death.
    1955 - Fats Domino released "Ain't It (That) A Shame."  It became a top 10 hit and was covered later by Pat Boone who took it to #1.  Domino didn’t care…he wrote the song!
    1956 - The musical, "My Fair Lady", opened on Broadway. The show ran for 6-1/2 years before 2,717 audiences. It became, thanks to Rex Harrison and an outstanding cast, the longest running major musical theatre production in history. It was followed by a hit London production, a popular film version, and numerous revivals. It has been called "the perfect musical."
    1957 - Carol Heiss of Ozone Park, Queens, New York City, won her first National Women's figure skating championship at Berkeley, CA: her second and third in 1958 and 1959; and her fourth consecutive title on January 29, 1960, at Seattle, WA.
    1959 - The musical, “No Strings,” opened on Broadway at the 54th Street Theatre. Richard Kiley and Diahann Carroll starred in the show. Also featured was the show’s composer in an acting role, singing his own lyrics. The composer was Richard Rodgers.
    1960 - The Key Largo Coral Reef Preserve, an area 21 miles long and 3.5 wine in the Atlantic Ocean was made an undersea park by proclamation of President Dwight D. Eisenhower. This wildlife refuse contains 40 of the 52 known coral species.
    1962 - Top Hits
“Hey! Baby” - Bruce Channel
 “Midnight in Moscow” - Kenny Ball & His Jazzmen
 “Don't Break the Heart that Loves You” - Connie Francis
 “Misery Loves Company” - Porter Wagoner
    1966 - Winners of the eighth annual Grammy awards for 1965 are announced. Record of the Year is "A Taste of Honey" by Herb Albert and the Tijuana Brass. Album of the year is Frank Sinatra's "September of My Years." Song of the Year is "The Shadow of Your Smile" by Paul Francis Webster and Johnny Mandel.
    1964 – “My Fair Lady,” by Lerner and Loewe, opened on Broadway. It ran for 6-1/2 years before 2,717 audiences. It became, thanks to Rex Harrison and an outstanding cast, the longest-running musical to that time.
    1968 - "LIFE" magazine called Jimi Hendrix, “the most spectacular guitarist in the world.”
    1968 - Blood, Sweat and Tears opened at the S.F. Avalon Ballroom.
    1970 - Top Hits
“Bridge Over Troubled Water” - Simon & Garfunkel
 “Travelin' Band/Who'll Stop the Rain” - Creedence Clearwater Revival
 “The Rapper” - The Jaggerz
 “It's Just a Matter of Time” - Sonny James
    1971 - CBS-TV announced the cancelation of “The Ed Sullivan Show,” then the longest-running TV show in history, after 23 years.
    1971 – Bernice Gera, a 39-year-old NYC housewife, filed a lawsuit against organized baseball, claiming violation of her civil rights. Mrs. Gera had completed an umpire school and signed a contract to work in the New York-Penn League, only to see the deal be voided six days later with no explanation. Gera will eventually umpire one game before quitting.
    1972 - Singer Robert John scores with a remake of the Tokens' Number One hit "The Lion Sleeps Tonight." John's version goes Top Fifteen and earns him a gold record
    1972 - Los Angeles Radio station KHJ is raided by L.A. police after calls from listeners who feared there'd been a revolution at the station from 6:00 to 7:30 in the morning. DJ Robert W. Morgan had played Donny Osmond's "Puppy Love" over and over. The police left without making any arrests.
    1972 - "The Godfather," Francis Ford Coppola's epic gangster movie based on the Mario Puzo novel and starring Marlon Brando and Al Pacino, premiered in New York.  Paramount obtained the rights to the novel for the price of $80,000, before it gained popularity. It is widely regarded as one of the greatest films in world cinema and one of the most influential.  It was nominated for 11 Oscars and won three, including Best Picture.  It was selected for preservation in the U.S. National Film Registry of the Library of Congress in 1990, being deemed "culturally, historically, or aesthetically significant" and is ranked the second-greatest film in American history (behind “Citizen Kane”) by the AFI.
    1977 - “Eight is Enough” premiers on TV. This one-hour comedy-drama was set in Sacramento and starred Dick Van Patten as Tom Bradford, a columnist for a local paper and a widower with eight children. Diana Hyland played his wife Joan; she died from cancer after filming five shows. The children were played by Grant Goodeve, Lani O'Grady, Laurie Walters, Susan Richardson, Dianne Kay, Connie Needham, Willie Aames and Adam Rich. In the fall of 1977, Betty Buckley joined the cast as tutor Abby Abbott, who later married Tom. Most of the cast was reunited for Tom's 50th birthday on "Eight Is Enough: A Family Reunion" shown on Oct 18, 1987.
    1977 - “Three's Company” appears on TV. This half-hour comedy featured two girls and a guy sharing an apartment. In order for the landlord to go along with the living arrangements, Jack Tripper, played by John Ritter, had to pretend he was gay. Cast included Joyce DeWitt, Suzanne Somers, Norman Fell, Audra Findley, Richard Kline, Don Knotts and Priscilla Barnes. The last telecast aired on Sept 18, 1984.
    1978 - The Oakland A’s traded star pitcher Vida Blue to the San Francisco Giants for seven players and nearly $400,000 in cash. Blue won 18 games for the Giants that season.  In 1976, baseball commissioner Bowie Kuhn vetoed an attempt by Oakland A's owner Charlie Finley to sell Blue to the New York Yankees, and in 1978, Kuhn cancelled a proposed trade of Blue to the Cincinnati Reds. In both instances, Kuhn said the trades would be bad for baseball because they would benefit already powerful teams without making them give up any significant talent in return. At the end of the 1976 season, nearly the entire A's roster of star players from Oakland's championship teams left with baseball's new free agency, or were traded off by Finley, leaving Blue, who was still under contract with Oakland, to mentor a new team of primarily rookies and other young players.
    1978 - Top Hits
“(Love Is) Thicker Than Water” - Andy Gibb
 “Night Fever” - Bee Gees
 “Lay Down Sally” - Eric Clapton
 “Mamas Don't Let Your Babies Grow Up to Be Cowboys” - Waylon & Willie
    1978 - "American Hot Wax," a film about a week in the life of pioneer rock & roll disc jockey Alan Freed, premieres in New York. The soundtrack features Jackie Wilson, Buddy Holly, the Moonglows, Drifters, Spaniels, Cadillacs, Zodiacs and others.  It is widely considered one of the best rock and roll movies of all time.
    1981 – The National Football League prohibited the use of any sticky substances on the body uniform or equipment of any player. The rules change was largely aimed at the defensive unit of the Los Angeles Raiders, winners of the 1981 Super Bowl, and in particular, at LA defensive back Lester Hayes, who coated his arms and chest with Stickum and intercepted 13 passes during the 1980 season.
    1984 - Severe thunderstorms in Arkansas produced 2 violent (F4) tornadoes. The first tornado tracked 48 miles through Van Buren, Cleburne, and Independence counties. 2 people were killed and 13 were injured. 63 homes and 22 mobile homes were destroyed. The tornado lifted the highway 16 bridge and threw it into Greers Ferry Lake. The bridge was 1/4 mile long and had a large steel superstructure. The second tornado tore through Jackson and Poinsett counties with 5 people killed and 12 injured
    1985 - “Mr. Belvedere” premiers on TV. A sitcom about a sarcastic, talented, wise British housekeeper and his love-hate relationship with a Pittsburgh family. It starred Christopher Hewett as Lynn Belvedere, former baseball player Bob Uecker as his employer/antagonist, sportswriter George Owens, Ilene Graff as George's wife Marsha, a law student, Rob Stone as Kevin, Tracy Wells as Heather and Brice Beckham as mischievous Wesley. At the end of each episode, Mr. Belvedere narrated the day's lesson as he wrote in his journal and ended the show on a funny note. The last telecast aired July 8, 1990.
    1985 - The first Internet domain name,, was registered.
    1986 - Top Hits
 “Sara” - Starship
 “These Dreams” - Heart
 “Secret Lovers” - Atlantic Starr
 “I Could Get Used to You” - Exile
    1987 - Bryan Adams' "Heat of the Night" becomes the first commercially released cassette single, or cassingle, in the U.S.
    1987 - The place: Orlando, Florida. The golf course: the Arnold Palmer-designed Bay Hill layout. The tournament: the Bay Hill Classic. Don Pooley showed the golf world what a true million-dollar swing looked like, as he made a hole in one during the final round. The tournament sponsor had offered a million dollars to anyone making an ace. Pooley didn't win the tourney but won a lot more than anyone else.
    1987 - Andrew Lloyd Webber's "Starlight Express" opened on Broadway. This was the first ever roller-skating musical.
    1988 - “The Wonder Years” premiered on TV. A coming-of-age tale set in suburbia in the 1960s and 1970s, this drama/comedy starred Fred Savage as Kevin Arnold, Josh Saviano as his best friend Paul and Danica McKellar as girlfriend Winnie. Kevin's dad was played by Dan Lauria, his homemaker mom by Alley Mills, his hippie sister by Olivia d'Abo and his bully brother by Jason Hervey. Narrator Daniel Stern was the voice of the grown-up Kevin. The last episode ran Sept 1, 1993 but it remains popular in syndication.
    1988 - More than one hundred hours of continuous snow finally came to an end at Marquette, MI, during which time the city was buried under 43 inches of snow. Unseasonably cold weather prevailed in the southeastern U.S., with forty-one cities reporting record low temperatures for the date.
    1993 - 69 daily low temperature records were broken over the eastern US as cold air persisted behind the "blizzard of '93". Elkins, West Virginia recorded 5 degrees below zero to break its old record by 15 degrees and New Orleans, Louisiana dropped to 31 degrees to break its old record by 9 degrees. Fort Myers, Florida shivered at 39 degrees.
    1994 - 0.9 inches of snow on this day brought the seasonal snowfall total at Binghamton, New York to 123.2 inches -- the city's snowiest winter ever.
    1997 - Dave Andreychuk of the New Jersey Devils became the 26th player in the National Hockey League and the second in two days to score 500 regular-season goals. Andreychuk's goal helped the Devils beat the Washington Capitals, 3-2.
    1997 - The University of North Carolina men's basketball team defeated Colorado, 73-56, in the second round of the NCAA tournament to give coach Dean Smith the 877th victory of his career, one more than Adolph Rupp. Smith's win, his 63rd in NCAA tournament play, came in his 36th season as a head coach.  He finished his career with 879 wins, the most in NCAA Division I Men’s basketball at the time.
    1999 - Paul McCartney, Bruce Springsteen, Billy Joel, Dusty Springfield, the Staples Singers, Del Shannon, Curtis Mayfield and Beatles producer George Martin are among those inducted into the Rock and Roll Hall of Fame. Springfield died just 11 days before.
    2003 - Thousands of anti-war demonstrators marched in SF, Washington, DC and around the world.
    2006 - Remnants of Fats Domino's three pianos were discovered and saved by the Louisiana State Museum after attempting to salvage his Ninth Ward home after Hurricane Katrina.
    2011 – MLB Commissioner Bud Selig formed a twelve-person committee to study the origins of baseball   newly-appointed official historian John Thorn as its chair. The issue has been rekindled with the publication this week of Thorn's book, “Baseball in the Garden of Eden,” which casts doubt on the role of Alexander Cartwright in laying down the fundamental principles of the game. Ironically, Cartwright was promoted as the "real" founder of the game to counteract the unfounded legend that Abner Doubleday had laid down the first baseball diamond in Cooperstown in 1839.  Thorn argues that the game is in fact much older than once thought, with traces found in 18th century records.
    2015 - Boston reached a new snowfall record of 108.6 inches. The city's previous record of 107.6 inches was set in the winter of 1995-1996.
    2018 – Toys R Us announced it will close all its stores after filing for bankruptcy.
    2018 – A pedestrian bridge on near Florida International University in Miami collapsed onto 8-lane highway 5 days after it was built, killing 6 and injuring 10.    


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