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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry


Monday, May 11, 2015

Today's Equipment Leasing Headlines

Archives---May 13, 2009
 Mike Rizzo let go at US Bank Manifest
  Position Wanted--Credit
Subject: Need a corporation 3-7 years old?
 Sales Make it Happen
   Accept Responsibility by Scott Wheeler, CLFP
CLFP Academy for Lease and Finance Professionals
 Three Opportunities
   Funders Looking for New Broker Business
8th Circuit Sides with Bank on Wire Transfer
Cyber-Crime Against Escrow Company
  By Tom McCurnin, Leasing News Legal Editor
    Leasing Industry Ads---Help Wanted
Biggest Bank Stocks Have Fared the Worst in 2015
  SNL Financial Feature
Bank Merger & Acquisition 2015 Deal Tracker
  SNL Financial Feature
North Mill Equip. Finance Completes $122MM Securitization
  Financial Pacific Leasing Digitizes
   End-to-End Transaction Lifecycle with DocuSign & eOriginal
 Labrador Retriever
  Fallston, Maryland  Adopt-a-Dog
   Classified Ads--Marketing
News Briefs---
Russia, China establish new SSJ100 lessor
  (100 Sukhoi Superjet aircraft worth $3 billion over next three years)
Steady Growth Expected for Equipment Rental Revenue in 2015 and Beyond
Nations Equipment Finance Announces They Closed $73 Million in   
  Equipment Leases and Loans during the First Quarter of 2015
Creekridge Capital Surpasses $1 Billion in Funding Since 2002
   Adds Several New Vendor Partners

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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      California Nuts Brief---
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           Daily Puzzle
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                 Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.



Archives---May 13, 2009
Mike Rizzo let go at US Bank Manifest

Michael J. Rizzo

Michael J. Rizzo, President & CEO, Business Equipment Finance Group, executive vice president at U.S. Bank, was recently let go by management.  On March 20, 2009, he told Leasing News he was no longer in charge of the U.S. Bancorp Business Equipment Finance Group. He said Dave Verkinderen is the General Manager of that division. Adrian Hebig is the Chief Operations Officer. Both are considered peers.

He was given other bank assignments, and in the realignment, a position was not available, Leasing News was told. It was not a performance issue.

Cindy Fleck recently left to join MCA Relationship Manager for Channel Partners under her old boss Brad Peterson. Reportedly with two younger children, she would be required to do a lot more traveling, as there appears to be a management shift going on at US Bank Manifest. There is even talk that the bank is interested in selling the division.


Michael Rizzo
On Sabbatical

Dave Verkinderen
US Bank
May 1990 – Present

Adrian Hebig
Senior Sales Manager Vendor Division
Wells Fargo Equipment Finance

Cindy Fleck
Director, Business Development
GreatAmerica Financial Services




Position Wanted--Credit

Leasing News is pleased, as a service to its readership, to offer completely free ads placed by candidates for jobs in the industry. These ads also can be accessed directly on the website at:

Each ad is limited to (100) words and ads repeat for up to 6 months unless the candidate tells us to stop. Your submissions should be received here by the end of each week.

Please encourage friends and colleagues to take advantage of this service, including recent graduates and others interested in leasing and related careers.

Will relocate for the right opportunity and can work remotely. I have (25+) years in making credit decisions, as well as helping sales team and third party originators close more transactions via understanding their applicant's financial abilities. I can create alternative or additional opportunities (and income) by knowing which type of loan is best for the borrower

Orlando, Florida
As a Commercial Credit Analyst/Underwriter, I have evaluated transactions from sole proprietorships to listed companies, across a broad spectrum of industries, embracing a multitude of asset types. Sound understanding of balance sheet, income statement and cash flow dynamics which impact credit decisions. Strong appreciation for credit/asset risk.
407 430-3917



Subject: Need a corporation 3-7 years old?

Stanley Burgis

What is an aged shelf corporation?

     It is a corporation that was formed but no longer has activity (all yearly fees paid)  It then can be sold to a person or group who wish to start a company that is already 5 to 7 years old. Great for business credit and borrowing power without PG's (personal guarantees). We also offer the trade lines to get the loans 50-100K to start, credit cards, and  Auto loans . We guide and stay with you until you are on your own.

Why choose me?

Here at Aces Leasing Co., Since 1986, we have specialize in AGED Shelf Corporations, Trade Lines, project finance and equipment leasing.

When you choose to purchase your Shelf Corporation from us, you will have the peace of mind of knowing that you are dealing with a Company with a great track record.

Corporation that are aged, anywhere from 3 to 7 years old in good standing and come with:

Articles of Incorporation & By-Laws
Certificate of Existence, and good standing.
Resolutions of the Board of Directors


1. IRS Company Registration EIN (Worth $49)
2.  Dun & Bradstreet (DUNS) # (Worth $99)
3.  Initial Officer List (Worth $149)
4.  Registered Agent for 1 Year (Worth $499)
5.  Virtual Office for 1 Year (Worth $1,200)
6. Corporate Phone/Fax System (Worth $150)
7. Website Setup (Worth $150)
8.  Merchant Account Setup (Worth $100)
9. Business Listing (Worth $49)
10.  eTrade Bank Account Setup
12. eTrade Bank Account Setup (Worth $199)
13. Business Insurance Search Service from Top Insurance Vendors (Worth $100)
14. GoToMeeting Web-Conferencing Service Trial
15. GoToMyPC Remote Access Trial
16. InfusionSoft CRM & Marketing System Trial
17. Online Collaboration Tool Trial
28. Wall Street Journal Market Watch Trial

1. 48-Hour Turn-Around Service $150
2. S-Corporation Status Election $100
3. Nominee Officer Service** for Complete Privacy & Asset Protection $400 per Year
4. Amended Articles of Incorporation & By-Laws customized to your needs $250
5. Foreign Entity Registration Application in your Home State $100 + State Fees
6. Fictitious Name Registration Application in your Home State $100 + State Fees
7. Local City + County + State Occupational License Applications Combo $200 + City/County/State Fees
8. Business Bank Account Setup / Remote Deposit, Online Bill-Pay, & ACH $150
9. Corporate E-Mail System for up to 50 Users with Domain ( $150
10. Yellow Pages + Super Pages + Google Maps + Google Local Directory Listing Combo $150
11. Official Corporate Kit w/ Seal made specifically for your Aged Corporation $250
12. Proven Business Plan, Marketing Plan, & Financial Projections Template $250
13. Corporate Identity Kit: Custom Logo Design* + Business Card + Letterhead with    250 Copies $450
14. Custom Website Design* & Coding (No eCommerce. Home Page + Internal Page) $2,000

I'll send you a current list of existing corporation names to select from when you are ready.

 Cost is $4400.00.  We prefer you deposit the funds in a Bank of America, (my account number by request) or mail your check to Aces Leasing c/o Stanley Burgis  77 Conch Reef, Aliso Viejo Ca. 92656.

Be sure to include your name and 2 director's names, phone, email and addresses for the aged corp. If you wish, I would be a director for you.

The Trade lines are $2200 each. They are issued only at the beginning of each month. Form for trade lines attached.

Questions by email so the answers will be in writing.

We look forward to helping you start an old business with great credit.

    Stanley Burgis, President
    Aces Equipment Leasing Inc.
    Phone      949-939-2828
    Skype  stanley.burgis


Sales Make it Happen by Scott Wheeler, CLFP

Accept Responsibility

I often hear concerns from seasoned professionals in the industry that the pace has quickened and everyone is driven by additional volume; and some of the basic lessons from the downturn are being ignored.

They are:

  • Fewer site inspections.
  • Fewer request for vendor profiles
  • Fewer verification of the essentiality of equipment.
  • Important documents being waived.
  • Boilerplate credit write-ups being submitted with less  information.
  • Application-only programs being tweaked with little supporting evidence.
  • Application thresholds being expanded (application-only to $450M).

The main lesson learned from the 2008 downturn was that processes matter and when corners are cut on processes, portfolios turn south. I have no problem with finance and leasing companies taking additional credit risk, if they have a plan for when the economy has a bump in the road. But regardless of their well-intended plans, if documentation is sloppy and signatures are missing, then well-intended plans cannot be executed upon.

As an originator, your first reaction may be: "Let the Good Times Roll."  However, the strongest originators know the unwarranted risk their employers or funding sources take will ultimately affect them. The strongest originators always have their fraud antennas on full tilt, they express their concerns when transactions don't seem quite right, and they treat every transaction as if it were their own money on the line. The strongest originators think and act long-term.

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161

Sales Makes it Happen articles:


((Please Click on Bulletin Board to learn more information))
(Leasing News provides this ad “gratis” as a means
to help support the growth of Lease Police)


CLFP Academy for Lease and Finance Professionals
Three Opportunities

The Academy for Lease & Finance Professionals (ALFP) is a new product offered by the CLFP Foundation.  This three day event is designed to fully prepare an individual to sit for the CLFP exam assuming that the candidate has read The Certified Lease & Finance Professionals' Handbook prior to attending.  All of the mandatory sections of the exam, as well as three of the elective sections, are covered in-depth during the first two days. On the third day, the exam is offered, but is not mandatory.
The Locations
Texas - June 18-20
Hosted by Ascentium Capital; more information here

New York - August 13-15
Hosted by First American Equipment Finance; more information here

Midwest (Iowa) - November 5-7
Hosted by GreatAmerica Financial Services; more information here

To register for any ALFP, please contact: Reid Raykovich, CLFP: or (206) 535-6281


Funders Looking for New Broker Business

To qualify for this list, the company must be a funder (as qualified by Leasing News) and on the “Funder List,” an acceptable Better Business Bureau Rating and no history of complaints at Leasing News. Also, it is their practice to notify lessees in advance when the lease will end and what the residual will be, specifically not automating extra lease payments, or insisting their discounter follow the same policy. We reserve the right to not list a company who does not meet these qualifications.

There is no advertising fee or charge for a listing. They are “free.” Leasing News makes no endorsement of any of the companies listed, except they have qualified to be on this specific list.

We encourage companies who are listed to contact us for any change or addition they would like to make. We encourage adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers.

Please send company name, contact/email or telephone number as well as a URL to attach or description to

Alphabetical list - click on company name to view more details

1st Enterprise Bank Leasing
Advantage Funding
Agility Solutions
Allegheny Valley Bank Leasing 
Allstate Leasing
American Leasefund, Inc.
Bankers Capital 
Barrett Capital Corporation
Black Rock Capital
Boston Financial & Equity Corp.
BSB Leasing, Inc.
Calfund, LLC
Chesapeake Industrial Leasing Co., Inc.
Citizens Business Bank
Cobra Capital LLC
Dakota Financial 

Data Sales Co., Inc
Enverto Investment Group LLC
Exchange Bank Leasing (formerly Dumac Leasing)
FirstLease, Inc.
First Federal Leasing
First Midwest Equipment Finance
Financial Pacific Leasing
Financial Pacific Leasing Commercial
Forum Financial Services, Inc.
Gonor Funding
Lease Corporation of America
Madison Capital
Manufacturer's Lease Plans, Inc

Mar Vista Financial
Maxim Commercial Capital, LLC
Mesa Leasing
National Equipment Finance
NexTier Leasing
NFS Leasing, Inc
Northwest Leasing Company, Inc
P&L Capital Corporation
Padco Financial Services
Pawnee Leasing Corporation
RLC Funding
Standard Professional Services, LLC
Summit Leasing, Inc.
TEAM Funding Solutions
Vision Financial Group, Inc.

Full Listing:



8th Circuit Sides with Bank on Wire Transfer
Cyber-Crime Against Escrow Company
By Tom McCurnin
Leasing News Legal Editor

Case Again Underscores Necessity of Companies Using Wire Transfers to Have Adequate Security, Usually a Dual Control System.  Failure to Heed Bank’s Warnings Cost Escrow Company $440,000 Plus the Bank’s Attorney Fees

Choice Escrow and Land Title, LLC v. BancorpSouth Bank, 2014 WL 2598764 (8th Cir. 2014). 

“I remind myself every morning: Nothing I say this day will teach me anything. So if I'm going to learn, I must do it by listening.”
  - Larry King

Some people just don’t listen.  In today’s case, an escrow company was more concerned about employees’ schedules than listening to the Bank that handled its wire transfers.  The failure to listen cost the escrow company $440,000 plus the Bank’s attorney fees, a net turnaround of $600,000.  The facts follow.

Choice Escrow is a Springfield, Missouri, land and title company, handling both title policies and escrow services.  Obviously, most of the funds it handles are processed through wire transfers.  Choice Escrow banked with Mississippi-based BankSouth since 2009. 

Consistent with the Bank’s policies, BankSouth offered Choice Escrow wire services based on its “dual control” security system, whereby the customer could only wire transfer funds out when two people logged into the Bank’s internet site.  Choice Escrow refused that security system due to the fact that two employees might not be present each time a wire was needed. 

Ever vigilant, the Bank required Choice Escrow to sign a memo which stated that Choice was warned to have a dual control security system, and declined.  The memo further stated that the Bank cannot protect customers that do not utilize a dual control system.  The underlying wire transfer agreement had the following indemnification language:

“As long as BancorpSouth has performed as provided in Section 8 above, the Customer shall indemnify and hold BancorpSouth harmless from any and all claims, damages, losses, liabilities, and costs and expenses, including reasonable attorney's fees, which relate in any manner to the Services performed under this Agreement.”

The Bank wasn’t done trying to save Choice Escrow from itself.  In late 2009, the Bank received a warning from the Fed that fraudsters were attacking companies like Choice Escrow with emails with a Trojan Horse attachment which was a keystroking logger.  One of the Bank’s Directors again contacted Choice, explained the scam and pleaded with Choice to install a dollar limit to every wire and dual control.  Choice Escrow refused: 

“Actually I don't think that would be a good procedure for us-lots of times Paige is here by herself and that would be really tough unless we all shared pass words.”

Sometime after this exchange, a Choice employee fell prey to a phishing attack and contracted a computer keystroke logging virus which gave an unknown third party access to the employee's username and password.  $440,000 was wired out of the account to an unknown third party. 

Choice sued, claiming that the security procedure used by BankSouth was commercially unreasonable, claiming that the security procedure must include a process whereby a banker manually reviews every payment order submitted to the bank to ensure that no irregularities exist-what Choice calls “transactional analysis.” 

BankSouth's management testified that the Bank conducts tens of thousands of wire transfers daily on behalf of its roughly 400,000 checking account customers and that reviewing each one of these transactions would be impracticable. 

The Court found that the Bank was not required, under the various agreements and the facts, to perform a “transactional analysis” for every wire transfer. 

The Court further found that the Bank’s dual control security procedure, offered and declined by Choice Escrow, was commercially reasonable and used by many banks as an effective security procedure.  Although Choice stated that having two senior employees present at the same time would be inconvenient, Choice misunderstood the nature of dual control.  Dual control allows one employee to create a pending payment order in the morning, and a second employee may come into the office in the afternoon and confirm the pending payment order. 

Therefore, the Court affirmed the trial court’s granting of BankSouth’s motion for summary judgment—the Bank won, Choice Escrow lost, and lost big, $440,000 worth.  It couldn’t get much worse.

But it did.  The Bank’s wire transfer agreement contained an indemnity clause which required the customer to indemnify the Bank in the event the Bank complied with the agreed upon security procedure.  Although the trial court refused to enforce the indemnity, the 8th Circuit Court of Appeals did, making Choice Escrow liable for a wad of the Bank’s costs (over $92,000) and attorney fees. 

What are the lessons here for equipment lessors?

•  First, the Lessor obviously uses wires to pay vendors.  Make sure your company uses an up to date security procedure, either dual control, or a physical component, such as a USB dongle. 

•  Second, listen to the Bank.  If it recommends a security system, your company would be well served to take notice. 

•  Third, I have not seen the indemnity provision of BankSouth being used by other banks, and it certainly came as a surprise to me that it existed and the Bank won on that issue.  It should be noted that costs alone, excluding attorney fees totaled over $92,000, so Choice Escrow is on the hook for almost $600,000!  Perhaps someone should have read that clause before filing suit.  That type of clause may dis-incentivize bank customers from suing the Bank, unless the customer has a really good case. 

The bottom line to this case is to listen—listen to the Bank that handles your accounts. Perhaps like Larry King, you might learn something. 

Choice Escrow Case

Tom McCurnin is a partner at Barton, Klugman & Oetting
in Los Angeles, California.

Tom McCurnin
Barton, Klugman & Oetting
350 South Grand Ave.
Suite 2200
Los Angeles, CA 90071
Direct Phone: (213) 617-6129
Cell (213) 268-8291
Visit our web site at
Previous Tom McCurnin Articles:

Previous Tom McCurnin Articles:


(Leasing News provides this ad as a trade for appraisals and equipment valuations provided by Ed Castagna)



Biggest Bank Stocks Have Fared the Worst in 2015
SNL Financial Feature
By Salman Aleem Khan

U.S. bank and thrift stocks lagged the broader markets in the first four months of 2015, with the largest banks faring the worst. Bank and thrift stocks with a market capitalization above $50 billion have collectively generated a negative total return of 1.77% in the first four months of 2015, while the SNL U.S. Bank and Thrift Index gave a negative total return of 0.52%. In contrast, the S&P 500 returned 1.92%, and banks and thrifts with a market cap between $5 billion and $10 billion collectively returned 7.19%.

SNL limited this analysis to publicly listed U.S. banks and thrifts trading on the NASDAQ, NYSE or NYSE MKT as of April 30. All of the indexes shown are market-value weighted. The top-performing banking stocks were further limited to those companies with an average daily trading volume of 5,000 shares or more as of April 30.

Among institutions in the $5 billion to $10 billion bucket, City National Corp. led the way with a 15.79% return for the first four months of 2015. Royal Bank of Canada announced Jan. 22 that it would acquire City National, helping push the stock to all-time highs.

SVB Financial Group had the second-best year-to-date returns in the $5 billion to $10 billion group at 14.38%. The bank reported $5.31 in EPS after extraordinary items in 2014, its highest annual figure ever and a significant improvement over the $4.70 reported in 2013. For the first quarter of 2015, SVB's EPS was $1.71, compared to $1.95 for the first quarter of 2014.

Banks and thrifts with a market cap between $1 billion and $5 billion returned 1.05% for the first four months of 2015. Pinnacle Financial Partners Inc. led the group with a total return of 21.19% in the year-to-date. The bank has been an active acquirer of late, announcing the purchases of CapitalMark Bank & Trust and Magna Bank on April 7th and April 28th, respectively.

Among banks with a market cap above $50 billion, Wells Fargo & Co. and JPMorgan Chase & Co. were the only two to report positive returns over the first four months of 2015 at 1.17% and 2.41%, respectively. Bank of America Corp. was the laggard in the group, with a negative total return of 10.67% as of April 30.

Chicago-based Northern Trust Corp. had the highest return among the $10 billion to $50 billion group, at 9.05%.

Banks and thrifts with a market cap below $500 million returned negative 0.27% during the first four months of 2015. While Louisville, Ky.-based Porter Bancorp Inc. saw the highest return of any of the companies studied, regardless of size, at 108.31%, the bank's one-year stock return was negative 5.58% as of April 30. NASDAQ notified the company in December 2014 that its common shares remained out of compliance with the required $1 minimum bid price per share. At the end of April, Porter's shares closed at exactly $1.



Bank Merger & Acquisition 2015 Deal Tracker
SNL Financial Feature
By Junaid Daher and Mohsin Azam

For 2015, as of April 30, SNL Financial counted 88 deal announcements in the banking sector with an aggregate disclosed deal value of $8.81 billion and a median price-to-tangible book ratio of 142.82%. During the same period in 2014, the sector saw 81 deal announcements with an aggregate disclosed deal value of $3.51 billion and a median price-to-tangible book ratio of 137.96%.

The full year of 2014 witnessed 291 deal announcements with an aggregate disclosed deal value of $18.69 billion and a median price-to-tangible book ratio of 134.76%.

Among deals valued at greater than or equal to $25 million, First Financial Bankshares Inc.'s planned acquisition of FBC Bancshares Inc. was the most expensive deal announced since Jan. 1, 2014. The deal had a price-to-tangible book value of 386.89%.

S&T Bancorp Inc.'s acquisition of Integrity Bancshares Inc. was the second-most expensive deal announced since Jan. 1, 2014. The deal, announced Oct. 30, 2014, had a price-to-tangible book value of 262.68%.

Announced March 2, PacWest Bancorp's planned acquisition of Square 1 Financial Inc. was the third-most expensive deal, with a price-to-tangible book value of 262.53%. It was also the fourth-largest deal by disclosed deal value since the beginning of 2014.

Announced Jan. 22, Royal Bank of Canada's planned acquisition of City National Corp. for about $5.33 billion was the largest deal by disclosed deal value in the U.S. banking space since Jan. 1, 2014. With a price-to-tangible book value of 262.13%, it was also the fourth-most expensive deal announced since Jan. 1, 2014.

Announced July 22, 2014, CIT Group Inc.'s planned acquisition of IMB HoldCo LLC for approximately $3.37 billion marked the second-largest deal since Jan. 1, 2014, in terms of disclosed deal value.

BB&T Corp.'s pending acquisition of Susquehanna Bancshares Inc. is the third-largest deal announced since Jan. 1, 2014. Disclosed Nov. 12, 2014, the deal was valued at $2.50 billion.

Recent deal announcements in the bank and thrift space include the following:

* Kansas City, Mo.-based First Federal Bank FSB agreed to merge with Kansas City, Kan.-based Inter-State Federal Savings and Loan Association of Kansas City, The Kansas City (Mo.) Star reported April 29. The terms of the deal were not disclosed.

* Ashland, Mo.-based Connections Bancshares Inc. applied to become a bank holding company by acquiring 100% of the voting shares of Ashland, Mo.-based Calvert Financial Corp., according to a notice published in the Federal Register on April 28. The terms of the deal were not disclosed.

* On April 28, Nashville, Tenn.-based Pinnacle Financial Partners Inc., the parent of Pinnacle Bank, announced plans to acquire Memphis, Tenn.-based Magna Bank. The deal was valued at $82.5 million.

* South Burlington, Vt.-based Merchants Bancshares Inc., the parent of Merchants Bank, intends to acquire Springfield, Mass.-based NUVO Bank and Trust Co. The deal, announced April 27, was valued at $21.7 million.

* On April 23, San Jose, Calif.-based Heritage Commerce Corp, the parent of Heritage Bank of Commerce, announced plans to acquire San Jose, Calif.-based Focus Business Bank. The deal was valued at $54.8 million.

* Blairsville, Ga.-based United Community Banks Inc., the parent of United Community Bank, agreed to acquire Greenville, Ga.-based Palmetto Bancshares Inc. The deal, announced April 22, was valued at $237.6 million.

* On April 21, Nacogdoches, Texas-based Commercial Bank of Texas NA, a unit of Nacogdoches Commercial Bancshares Inc., announced that it has agreed to acquire substantially all of the assets and assume substantially all of the liabilities of Elkhart, Texas-based Elkhart State Bank, a subsidiary of Elkhart Bancorp. Inc. The terms of the deal were not disclosed.

* On April 17, Everett, Wash.-based Coastal Financial Corp., the parent of Coastal Community Bank, and Lynnwood, Wash.-based Prime Pacific Financial Services, the parent of Prime Pacific Bank NA, announced the execution of a definitive agreement for the merger of the two banks. The terms of the deal were not disclosed.

* Dubuque, Iowa-based Heartland Financial USA Inc., the parent of Albuquerque, N.M.-based New Mexico Bank & Trust, disclosed April 16 that it intends to acquire Santa Fe, N.M.-based Community Bancorp of New Mexico Inc. The deal was valued at $11.3 million.

* Towson, Md.-based Hamilton Bancorp Inc., the parent of Hamilton Bank, agreed to acquire Baltimore-based Fairmount Bancorp Inc. The deal, announced April 16, was valued at $15.4 million.

* Darlington, Wis.-based First National Bank at Darlington plans to acquire Gratiot, Wis.-based Gratiot State Bank the (Darlington) Republican Journal reported April 16. The terms of the deal were not disclosed.

Receivables Management LLC
John Kenny

• End of Lease Negotiations & Enforcement 
• Third-Party Commercial Collections | ph 315-866-1167

(Leasing News provides this ad as a trade for investigative
reporting provided by John Kenny)


##### Press Release ############################
North Mill Equipment Finance Completes $122 Million Securitization

North Mill Equipment Finance LLC (“North Mill”), a leading independent commercial equipment lessor located in South Norwalk, CT, announces  the closing of its inaugural securitization transaction, NMEF Funding 2015-A, which was completed on May 7, 2015. NMEF Funding 2015-A issued two classes of equipment finance-backed notes totaling $122 million, which included a pre-funding account of $25 million for additional leases and loans. The transaction was rated by Kroll Bond Rating Agency and the notes received ratings of A (sf) and BBB (sf).

The portfolio of leases and loans is secured mostly by transportation equipment, including heavy and medium duty trucks, cargo vans and other vehicles, and construction, manufacturing and other equipment.

BB&T Capital Markets was the book runner, structuring and placement agent of the notes. North Mill will continue to be the servicer of the underlying assets.

Gary Silverhardt, President and CEO of North Mill, stated, “This securitization is a significant milestone in the company’s continued growth. It enhances our access to capital and enables us to expand our equipment finance activities.”

Andy Yuder of BB&T Capital Markets said, “This transaction provides additional capital the company needs to offer equipment financing to its customers. We enjoyed working with the North Mill team to make this happen, and we look forward to supporting the company’s plans for continued growth.”

About North Mill Equipment Finance
North Mill has over 55 years of experience originating equipment leases and loans. For more information,

North Mill is a subsidiary of Colford Capital Holdings LLC, a New York City based holding company that is building a diversified and industry-leading specialty finance and asset management business through acquisitions, strategic partnerships and new business development. In addition to North Mill Equipment Finance, Colford owns North Mill Capital, a national asset based lending and receivables factoring company based in Princeton, NJ. Colford is majority owned by Monitor Clipper Partners, a private equity firm that targets growth-oriented businesses with strong management teams and currently manages over $2 billion in capital. For more information,


("The best response from our ad came from your pub..... and what a response we had!")

Don Cosenza,
Sr. Vice President
Chief Marketing Officer
North Mill Equipment Finance

(The “trick” is all display ads are placed in appropriate articles to draw the best audience for the specific advertiser. They just don’t float everywhere, but are positioned in each news edition by the editor for the best draw.)



### Press Release ############################

Financial Pacific Leasing Digitizes
End-to-End Transaction Lifecycle with DocuSign & eOriginal

DocuSign, Inc. (DocuSign®) and eOriginal, Inc. announced that Financial Pacific Leasing, Inc., an Umpqua Bank company, has fully digitized its end-to-end transaction lifecycle with the companies' joint Digital Transaction Management (DTM) solution. The all-digital offering pairs DocuSign's DTM platform and industry-leading eSignature solution with eOriginal's eAsset Management Services to help Financial Pacific Leasing streamline its contracting processes, including document creation, redlining, signature and retention.

DocuSign and eOriginal are helping Financial Pacific Leasing accelerate funding to earn revenue faster, reduce costs, and increase security and compliance, all while delighting customers with an easier, faster, more convenient and secure contracting experience.

Paul J. Menzel, CLFP
President & CEO
Financial Pacific Leasing, Inc.
a subsidiary of Umpqua Bank

"We're excited to digitize our business processes to benefit not only our internal procedures, but the ease of equipment financing for our customers," said Financial Pacific Leasing CEO and President Paul J. Menzel. "The joint solution from DocuSign and eOriginal accelerates our origination process saving time and money, while providing a secure centralized location to manage all of our collateral documents."

Stephen Bisbee

"By integrating Digital Transaction Management into its financing processes, Financial Pacific Leasing is able to serve more companies, more efficiently," said eOriginal CEO and President Stephen Bisbee. "Once an asset is electronically signed through our integration with DocuSign, the asset will be protected within our eAsset document repository throughout its entire post-execution lifecycle, with the highest levels of protection and compliance available today."

Neil Hudspith
Chief Revenue Officer

"Financial Pacific Leasing's digital transformation with DocuSign and eOriginal is powering a better transaction experience for their customers," said DocuSign's Chief Revenue Officer Neil Hudspith. "We're pleased to help drive Financial Pacific Leasing's move to become 100% digital with the power of DocuSign's DTM platform and eOriginal."

The joint integration from DocuSign and eOriginal helps financial services companies like Financial Pacific Leasing:

  • Increase security: Completed loan documents are encrypted, vaulted and managed with tamper evident protection.
  • Drive compliance: Every transaction includes a legally enforceable audit trail showing every action taken on an asset.
  • Eliminate cost: Going digital decreases cost and manual labor associated with printing, faxing, scanning, overnighting and rekeying data from paper contracting processes.
  • Delight customers: Clients enjoy the convenience of transacting business anytime, anywhere, on any device.

For more information on DocuSign and eOriginal's joint solution, visit

#### Press Release #############################


Labrador Retriever
Fallston, Maryland  Adopt-a-Dog

Prefers a home without: Young Children
• House trained
• Current on vaccinations

Luke is a 7 year old lab mix in need of a forever home. He knows several commands such as sit, stay, paw, lay down and he loves to play with his toys (Which come with him).

Luke needs a small kid free home please (No kids under 12 years of age). Luke is a mild mannered dog he just can't handle the anxiety and stress that comes along with small children.

Luke is housebroken and crake trained although he hasn't been crated in a very long time. Luke loves treats and chewing on bones, playing Frisbee and ball and playing in the snow. Can you give him the forever home he so deserves?

For question or if you would like to adopt please contact 240-412-3960.

Fallston Animal Rescue Movement, Inc.
2725 Fallston Road
Fallston, MD 21047
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This Day in American History

     1607 - The first permanent English settlement was established in Jamestown, VA with one hundred and five from Blackwell, England who traveled on three ships: Susan Constant, Goodspeed and Discovery. Most of them were 'gentlemen adventurers," gentlemen who did not work and brought servants…quite British, you know. Captains John Smith and Christopher Newport were among the leaders of the group of royally chartered Virginia Company settlers.  The colony was named after England's King James I.
    1612 - Tobacco cultivation was undertaken at Jamestown by John Rolfe, who had arrived with the Jamestown settlers. Rolfe was the first settler to come up with a method of curing tobacco, which made it possible grow tobacco drops for export to England. The smoking, chewing, and snuff became very popular and soon were the most important export to Europe. Nicotine made this not only popular, but a daily necessity. It was definitely a "cash crop" for the New World.
    1637 - Cardinal Richelieu of France created the table knife
    1780 - The Cumberland Compact was signed by leaders of the settlers in early Tennessee. This forerunner of the Tennessee Constitution was signed by these 256 settlers when they settled Fort Nashborough, which would become Nashville.  It called for a governing council of twelve judges who would be elected by the vote of free men 21 years of age or older. Unique to the times, the Compact included a clause that these judges could be removed from office by the people. Government salaries were to be paid in goods. Governor was worth 1,000 deer skins. Secretary was to be paid 450 otter skins, and county clerk was valued at 500 raccoon skins. The constable received one mink skin for every warrant served. All males sixteen or older were subject to militia duty.
    1846 - Although fighting had begun days earlier, Congress officially declared war on Mexico. The struggle cost the lives of 11,300 American soldiers and resulted in the annexation by the US of land that became parts of Oklahoma, New Mexico, Arizona, Nevada, California, Utah and Colorado. The war ended in 1848.
    1861 – Queen Victoria of England issued a "proclamation of neutrality" which recognized the breakaway Confederate states as having belligerent rights.
    1862 – The USS Planter, a steamer and gunship, stole through Confederate lines and passed to the Union by a southern slave, Robert Smalls, who later was officially appointed as captain, becoming the first black man to command a United States ship.
    1864 - The first soldier buried at Arlington National Cemetery was a Confederate soldier, William Henry Christman, close to what is now the northeast gate in Section 27.  George Washington Parke Custis, Martha Washington’s grandson, acquired the land that now is Arlington National Cemetery in 1802, and began construction of Arlington House. The estate passed to Custis' daughter, Mary Ana, who had married then US Army Officer Robert E. Lee.   When Virginia seceded from the Union, Lee resigned his commission and took command of the armed forces of the Commonwealth of Virginia, later becoming commander of the Army of Northern Virginia. The Virginia militia occupied Arlington and Arlington House.  With Confederate forces occupying Arlington's high ground, the capital of the Union was left in an untenable military position.  Although unwilling to leave Arlington House, Mary Lee believed her estate would soon be infested with federal soldiers. So she buried many of her family treasures on the grounds and left for her sister's estate in Fairfax County, Virginia.  On May 3, General Winfield Scott ordered Brigadier Gen. Irvin McDowell to clear Arlington and of all troops not loyal to the United States.  McDowell occupied Arlington without opposition on May 24.  By late 1863, existing cemeteries in the area were nearly full.  On July 16, 1862, Congress passed legislation authorizing the U.S. federal government to purchase land for national cemeteries for military dead, and put the U.S. Army Quartermaster General in charge of this program.  In May 1864, Union forces suffered large numbers of dead in the Battle of the Wilderness. The Quartermaster ordered that an examination of eligible sites be made for the establishment for a large new national military cemetery. Within weeks, his staff reported that Arlington Estate was the most suitable property in the area.  The property was high and free from floods (which might unearth graves), it had a view of the District of Columbia, and it was aesthetically pleasing. It was also the home of the leader of the armed forces of the Confederate States of America, and denying Robert E. Lee use of his home after the war was a valuable political consideration. 
    1865 – The Battle of Palmito Ranch, near Brownsville, Texas, more than a month after the Confederate surrender, is the last land battle of the Civil War and ends with a Confederate victory.   PVT. John J Williams of the 34th Indiana is last man killed.
    1880 – Thomas Edison performed the first test of his electric railway, in Menlo Park, NJ.
    1908 - President Theodore Roosevelt declares "Conservation is a national duty."
(Lower half of
    1911 - Birthday of pianist Maxine Sullivan, Homestead, PA. 
    1911 – Fred Merkle of the New York Giants, of Merkle’s Boner fame in 1908, became the first Major Leaguer to get 6 RBIs in an inning.
    1912 - Jazz arranger and composer Gil Evans was born in Toronto. Evans, whose career was almost entirely in the US, first became known for his innovative writing for the Claude Thornhill orchestra in the 1940's. In the following decade, Evans collaborated with trumpeter Miles Davis for such classic jazz LPs as "Miles Ahead," "Porgy and Bess" and "Sketches of Spain." He died in Mexico on March 20th, 1988. He is my favorite jazz composer/arranger. I have all his records; every one.,,428387,00.html
    1914 - Birthday of one of boxing’s great heavyweight champions, Joe Louis was born Joseph Louis Barrow near Lafayette, AL.   He held the title 1937-49.  Nicknamed the "Brown Bomber”, Louis helped elevate boxing from a decline in popularity in the post-Jack Dempsey era by establishing a reputation as an honest, hardworking fighter at a time when the sport was dominated by gambling interests.  Louis' championship reign lasted 140 consecutive months, during which he participated in 26 championship fights. Louis was victorious in 25 title defenses, a record for any division. In 2005, Louis was ranked as the #1 heavyweight of all-time by the International Boxing Research Organization, and was ranked #1 on “The Ring’s” list of the 100 Greatest Punchers of All-Time.  He is widely regarded as the first African-American to achieve the status of a nationwide hero within the US, and was also a focal point of anti-Nazi sentiment leading up to and during World War II.  He was instrumental in integrating the game of golf, breaking the sport's color barrier in America by appearing under a sponsor's exemption in a PGA event in 1952.  In 1943, he enlisted as an Army private and was stationed at Ft. Riley, KS.  There he helped the cause of various black soldiers with whom he came into contact. In one noted episode, Louis contacted his lawyer in order to facilitate the Officer Candidate School applications of a group of African Americans at Fort Riley, which had been inexplicably delayed for several months.  Among the OCS applications Louis facilitated was that of a young Jackie Robinson.  The episode would spawn a personal friendship between the two men.  He died Apr 12, 1981, at Las Vegas, NV. His burial at Arlington National Cemetery, by presidential waiver, was the 39th exception ever to the eligibility rules for burial in Arlington National Cemetery. 
    1923 - Birthday of Pianist Red Garland, Dallas, TX.
    1926 - Birthday of Beatrice Arthur, born Beatrice Frankel in NYC.  Actor and singer who the Tony for Best Supporting Actress in “Mame” (1966). Her TV series “Maude”, a spin-off of “All in the Family”, was a hit during the 1970s and she was one of the “Golden Girls”, another long running TV hit series.  Arthur died in 2009.
    1930 - A man was killed when caught in an open field during a hailstorm northwest of Lubbock TX. It was the first, and perhaps the only, authenticated death by hail in U.S. weather records.
    1931 – Cult Leader Jim Jones was born in Randolph County, IN.  Jones is notorious as founder and the leader of the Peoples Temple, best known for the mass murder-suicide in November, 1978 of 909 of its members in Jonestown, Guyana, the murder of five people at a nearby airstrip, including California Congressman Leo Ryan. Nearly three-hundred children were murdered at Jonestown, almost all of them by cyanide poisoning.  Jones died from a gunshot wound to the head; it is suspected his death was a suicide.
    1933 - Birthday of saxophonist Buddy Catlett, Long Beach, CA catlett.htm 
    1938 - Louis Armstrong records "When the Saints Go Marching In"
    1939 - The first commercial FM radio station in the United States launched in Bloomfield, CT. The station later became WDRC-FM.
    1941 - 50s rock 'n' roll singer Ritchie Valens was born Richard Steven Valenzuela in Pacoima, California. He was signed by Del-Fi Records in 1958, and had three big hits that year with "Come On, Let's Go," "Donna" and "La Bamba." Valens was killed in the plane crash in Iowa with Buddy Holly and the Big Bopper in February, 3, 1959…"...the day music died".  There was a resurgence of interest in Valens' music in 1987 with the release of the movie biography "La Bamba." 
    1943 - General Sir Harold Alexander telegraphed Winston Churchill, who was in Washington attending a conference, "It is my duty to report that the Tunis campaign is over. All enemy resistance has ceased. We are masters of the North African shores." About 250,000 Germans and Italians surrendered in the last few days of the campaign. This Allied victory in North Africa helped open Mediterranean shipping lines.
    1943 - Birthday of singer Mary Wells in Detroit.  Probably best known for her song, "My Guy", she was one of the group of black artists of the 60's who helped end musical segregation by being played on white radio stations.  Mary Wells died July 26, 1992, at Los Angeles, California at the age of 49. 
    1947 – The Senate approved the Taft-Hartley Act limiting the power of unions.
    1948 – On the day before the signing of its declaration of independence, Israel suffers a tragic loss at the hands of Arab irregulars at the Kfar Etzion Massacre.
    1949 - Top Hits
“Cruising Down the River” - The Russ Morgan Orchestra
   (vocal: The Skyliners)
“Forever and Ever” - Perry Como
“Careless Hands” - Mel Torme
“Lovesick Blues” - Hank Williams
    1950 - Stevie Wonder, whose real name is Steveland Morris Hardaway, was born in Saginaw, Michigan. He sang and played the harmonica so well that Ronnie White of the Miracles brought him to Motown records, where Berry Gordy signed him on the spot. Wonder's third single, "Fingertips-Part Two," shot to the top of the Billboard Hot 100 in the summer of 1963. Since then, Stevie Wonder has developed into one of the greatest pop composers and vocalists of our time. His songs, such as "For Once in My Life," "Signed, Sealed, Delivered, I'm Yours" and "You Are the Sunshine of My Life," appeal to a wide range of the public taste. Almost all of his albums have sold enough to qualify for gold records. The one notable exception was 1977's "Journey Through the Secret Life of Plants," a mostly instrumental album which failed to catch on with the public. 
    1951 – E Street drummer Max Weinberg was born in Newark, NJ.
    1952 – Ron Necciai of the Bristol Twins struck out 27 batters while throwing a 7-0 no-hitter against the Welch Miners in the Class D Appalachian League. He is the only pitcher ever to do so in a nine-inning, professional-league game.  Four hitters did reach base, a walk, error, hit batter, and a third-strike passed ball. Only two batters put the ball in play.  In his next start, Necciai threw a 24-strikeout two-hitter. In that season he struck out 109 hitters in 43 innings with Bristol.
    1954 - President Dwight Eisenhower signed legislation authorizing US-Canadian construction of a waterway that would make it possible for oceangoing ships to reach the Great Lakes.  The construction of the St. Lawrence Seaway was underway.
    1954 - "The Pajama Game" made its debut on Broadway in New York City at the St. James Theatre, the first Broadway endeavor of producer Harold Prince. The show ran for 1,063 performances. John Raitt and Janis Paige starred in the leading roles. Carol Haney came to national fame for her rendition of the song, "Steam Heat". The movie version also starred Raitt along with Doris Day.
    1954 – Robin Roberts of the Philadelphia Phillies gave up a HR to the first batter, then retired 27 in a row.  The lead-off home run was hit by Bobby Adams of the Cincinnati Reds, who lost the one-hitter, 8-1.
    1955 - At tonight's show in Jacksonville, FL, Elvis Presley tells the girls who make up the majority of the 14,000-plus crowd that he'll "see (them) backstage." The crowd proceeds to do just that, ripping the King's clothes, causing Elvis' first-ever riot and, reportedly, convincing Tom Parker about Elvis' popularity once and for all.
    1955 – Mickey Mantle hit 3 consecutive home runs of at least 463'.
    1957 - Top Hits
“School Day” - Chuck Berry
“A White Sport Coat (And a Pink Carnation)” - Marty Robbins
“So Rare” - Jimmy Dorsey
“All Shook Up” - Elvis Presley
    1957 - Elvis begins filming his third movie, “Jailhouse Rock”, in Hollywood.
    1958 - During a visit to Caracas, Venezuela, Vice President Nixon’s car was attacked by anti-American demonstrators.
    1958 - Stan Musial of the St. Louis Cardinals got the 3,000th hit of his career, a pinch-hit double off Moe Drabowsky of the Chicago Cubs. “The Man” finished his career in 1963 with 3,630 hits, 1,815 at home and an equal number on the road. 
    1958 – Velcro was first registered as a trademark.
    1960 - The juvenile delinquent movie “Platinum High School”, starring Conway Twitty, opens in New York.
    1960 – The Free Speech Movement was born when hundreds of University of California students congregated in Berkeley for the first day of protest against a visit by the House Committee on Un-American Activities. Thirty-one students were arrested.
    1962 - The Beatles began their legendary stint at the new Star-Club in Hamburg, Germany. Performing three to four hours a night for 48 days, with only one day off, the group logged a total of 172 hours of performance. When they return to England, they were already stars with a recording contract.
    1963 - The Beach Boys released "Surfin' USA".
    1964 – Stephen Colbert was born in DC.  After years on the hit Comedy Channel’s “The Colbert Report”, he has been chosen to take over from David Letterman as host of CBS’ “The Late Show”, premiering on September 8, 2015.
    1965 - Elvis Presley's sixteenth movie, “Tickle Me”, premieres in Hollywood.
    1965 - Top Hits
“Mrs. Brown You've Got a Lovely Daughter” - Herman's Hermits
“Count Me In” - Gary Lewis & The Playboys
“Ticket to Ride” - The Beatles
“Girl on the Billboard” - Del Reeves
    1966 – Federal education funding was withheld from 12 school districts in the South because of violations of the 1964 Civil Rights Act
    1967 - Slugging outfielder Mickey Mantle of the New York Yankees hit the 500th home run of his career against Stu Miller of the Baltimore Orioles. The homer propelled the Yankees to a 6-5 victory. Mantle finished his career in 1968 with 536 home runs, third on the all-time list at the time of his retirement after the next season. 
    1967 - The Rolling Stones played their first-ever gig behind the "Iron Curtain" with a performance in Warsaw. When the club became overrun by kids without tickets, the local police reacted by dispersing the crowd with tear gas.
    1969 - DUNAGAN, KERN W., Medal of Honor
Rank and organization: Major, U.S. Army, Company A, 1st Battalion, 46th Infantry, Americal Division. Place and date: Quang Tin Province, Republic of Vietnam, 13 May 1969. Entered service at: Los Angeles, Calif. Born: 20 February 1934, Superior, Ariz. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Maj. (then Capt.) Dunagan distinguished himself during the period May 13 and 14, 1969, while serving as commanding officer, Company A. On May 13, 1969, Maj. Dunagan was leading an attack to relieve pressure on the battalion's forward support base when his company came under intense fire from a well-entrenched enemy battalion. Despite continuous hostile fire from a numerically superior force, Maj. Dunagan repeatedly and fearlessly exposed himself in order to locate enemy positions, direct friendly supporting artillery, and position the men of his company. In the early evening, while directing an element of his unit into perimeter guard, he was seriously wounded during an enemy mortar attack, but he refused to leave the battlefield and continued to supervise the evacuation of dead and wounded and to lead his command in the difficult task of disengaging from an aggressive enemy. In spite of painful wounds and extreme fatigue, Maj. Dunagan risked heavy fire on 2 occasions to rescue critically wounded men. He was again seriously wounded. Undaunted, he continued to display outstanding courage, professional competence, and leadership and successfully extricated his command from its untenable position on the evening of May 14. Having maneuvered his command into contact with an adjacent friendly unit, he learned that a 6-man party from his company was under fire and had not reached the new perimeter. Maj. Dunagan unhesitatingly went back and searched for his men. Finding 1 soldier critically wounded, Maj. Dunagan, ignoring his wounds, lifted the man to his shoulders and carried him to the comparative safety of the friendly perimeter. Before permitting himself to be evacuated, he insured all of his wounded received emergency treatment and was removed from the area. Throughout the engagement, Maj. Dunagan's actions gave great inspiration to his men and were directly responsible for saving the lives of many of his fellow soldiers. Maj. Dunagan's extraordinary heroism above and beyond the call of duty, are in the highest traditions of the U.S. Army and reflect great credit on him, his unit, and the U.S. Army.
    1969 – Singer Diana Ross, having left The Supremes, made her first television appearance as a solo act, performing on Dinah Shore's NBC special Like Hep”.
    1970 - WINDER, DAVID F., Medal of Honor
Rank and organization: Private First Class, U.S. Army, Headquarters and Headquarters Company, 3d Battalion, 1st Infantry, 11th Infantry Brigade, Americal Division. Place and date: Republic of Vietnam, 13 May 1970. Entered service at: Columbus, Ohio. Born: 10 August 1946, Edinboro, Pa. Citation: Pfc. Winder distinguished himself while serving in the Republic of Vietnam as a senior medical aid man with Company A. After moving through freshly cut rice paddies in search of a suspected company-size enemy force, the unit started a thorough search of the area. Suddenly they were engaged with intense automatic weapons and rocket propelled grenade fire by a well-entrenched enemy force. Several friendly soldiers fell wounded in the initial contact and the unit was pinned down. Responding instantly to the cries of his wounded comrades, Pfc. Winder began maneuvering across approximately 100 meters of open, bullet-swept terrain toward the nearest casualty. Unarmed and crawling most of the distance, he was wounded by enemy fire before reaching his comrades. Despite his wounds and with great effort, Pfc. Winder reached the first casualty and administered medical aid. As he continued to crawl across the open terrain toward a second wounded soldier he was forced to stop when wounded a second time. Aroused by the cries of an injured comrade for aid, Pfc. Winder's great determination and sense of duty impelled him to move forward once again, despite his wounds, in a courageous attempt to reach and assist the injured man. After struggling to within 10 meters of the man, Pfc. Winder was mortally wounded. His dedication and sacrifice inspired his unit to initiate an aggressive counterassault which led to the defeat of the enemy. Pfc. Winder's conspicuous gallantry and intrepidity in action at the cost of his life were in keeping with the highest traditions of the military service and reflect great credit on him, his unit and the U.S. Army
    1971 - Aretha Franklin, the 'Queen of Soul', received a gold record for her version of "Bridge over Troubled Water", originally a Paul Simon and Art Garfunkel tune. 
    1973 - Top Hits
“Tie a Yellow Ribbon Round the Ole Oak Tree” - Dawn featuring Tony Orlando
“You are the Sunshine of My Life” - Stevie Wonder
“Little Willy” - The Sweet
“Come Live with Me” - Roy Clark
    1973 - Tennis star Bobby Riggs defeated Margaret Court in a televised tennis match that was seen worldwide. He went on to face Billy Jean King, in a typical "Don King" hype, after appearing on many radio and television shows saying a man tennis player can always beat a woman tennis player. At that time Billy Jean King, his opponent, was still in the closet, and she whipped his butt at the Houston Astrodome. The event allegedly brought women's tennis to the forefront as a competitive sport with a growing legion of fans. It certainly made Riggs a lot of money, plus put him on a circuit for more as the man for women to beat. Died Oct. 27, 1995.
    1978 - Paul Anka opened a disco in Las Vegas named after his early gospel-disco number "Jubilation."
    1978 – Former A’s and Giants’ lefty, Barry Zito, was born in Las Vegas.  He won the 2002 Cy Young Award in the American League with a 23-5 record for the Oakland A’s.  He never approached that level of excellence again and currently pitches for the AAA Nashville Sounds.
    1980 - After $8 million in ticket sales and 3,883 performances, a record run for the time (not to mention one major motion picture), the Fifties musical Grease” closed on Broadway.
    1981 - Top Hits
“Morning Train (Nine to Five)” - Sheena Easton 
“Just the Two of Us” - Grover Washington, Jr./Bill Withers
“Bette Davis Eyes” - Kim Carnes
“Am I Losing You” - Ronnie Milsap
    1981 - A tornado 450 yards in width destroyed ninety percent of Emberson, TX. People did not see a tornado, but rather a wall of debris. Homes were leveled, a man in a bathtub was hurled a quarter of a mile, and a 1500 pound recreational vehicle was hurled 500 yards. Miraculously no deaths occurred in the tornado.
    1982 - The Chicago Cubs, charter members of the National League won the 8,000th game in their history, beating the Houston Astros in the Astrodome, 5-0.  The Cubs began their existence as the Chicago White Stockings in the National Association (1871, 1874-75) and moved to the National League in 1876. The team changed its name to the Colts in 1890, to the Orphans in 1898, and the Cubs in 1902.
    1983 – Reggie Jackson became the first Major Leaguer to strike out 2000 times.
    1984 - "The Fantasticks", playing at the Sullivan Theatre in Greenwich Village in New York City, became the longest-running musical in theatre history with performance number 10,000 on this night. "The Fantasticks" opened on May 3, 1960.
    1985 - During the siege of the radical group MOVE at Philadelphia, PA, police in a helicopter reportedly dropped a bomb containing the powerful military plastic explosive C-4 on the building in which the group was housed.  The bomb and the resulting fire left 11 persons dead (including four children) and destroyed 61 homes.
    1985 - Tony Perez became the oldest major-league baseball player to hit a grand slam home run. Perez hit the grand slam for the Cincinnati Reds, helping the Reds to a 7-3 win over the Houston Astros. Perez was just a month shy of his 43rd birthday when he connected for the big dinger.
    1985 - 'The Boss', Bruce Springsteen, married actress/model Julianne Phillips in ceremonies in Lake Oswego, OR. The couple went their separate ways in 1989. Springsteen's hit, "I'm on Fire", was in the top ten when the couple tied the wedding knot. Springsteen remarried in June of 1991, this time to a member of his E Street Band, Patti Scialfa, a true Jersey Girl, with whom he remains married. Despite his popularity, Springsteen has never had a number one song. His closest to the top of the pop music charts was a four-week stay at number two with "Dancing in the Dark" (June/July, 1984). Springsteen has had 11 hits in the top ten. 
    1989 - Top Hits
“I'll Be There for You” - Bon Jovi
“Real Love” - Jody Watley
“Forever Your Girl” - Paula Abdul
“Is It Still Over?” - Randy Travis
    1989 - Thunderstorms developing along a warm front produced severe weather in the Southern Plains Region during the afternoon and night. A thunderstorm at Killeen, TX produced wind gusts to 95 mph damaging 200 helicopters at Fort Hood causing nearly 500 million dollars damage. Another thunderstorm produced softball size hail at Hodges, TX.
   1990 - Thunderstorms developing ahead of a cold front spawned ten tornadoes from eastern Wyoming to northern Kansas, including seven in western Nebraska. Thunderstorms forming ahead of a cold front in the eastern U.S. spawned five tornadoes from northeastern North Carolina to southern Pennsylvania. Thunderstorms over southeast Louisiana deluged the New Orleans area with four to eight inches of rain between 7 AM and Noon.
    1991 - A way ahead of its time, Apple introduced an improved version of its Macintosh system software, called System 7.0, on this day in 1991. The new system let all Macintoshes share files in a network without the intervention of a server, and it also introduced "balloon help" - pop-up text windows offering helpful hints.
    1994 - After nine years of a very public marriage, Billy Joel and Christie Brinkley announced they have separated. They divorced later in the year.
    1994 – Johnny Carson made his last television appearance on “The Late Show with David Letterman”.  He died in 2005.
    1997 – Eddie Murray became the sixth player in MLB history to play in 3000 games.
    2014 - A shipwreck off of Haiti may be that of the Santa Maria, one of the three ships led by Christopher Columbus.  The wreck was discovered in 1994, but was only now tentatively identified in light of Columbus' writings and other evidence.




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