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Leasing News is a web site that posts information, news, and
entertainment for the commercial alternate financing,
bank, finance and leasing industries

Thursday, May 18, 2017

Today's Equipment Leasing Headlines

ELFA MLFI-25 Reports April Business Down 11%
    from Previous Month of March
New Hires---Promotions in the Leasing Business
   and Related Industries
Leasing Industry Ads---Help Wanted
   This Company is on a Growth Mode
Every Morning Lion
Leasing and Finance Conference Update
  Presentations Requested for NAELB Conferences
FDIC-Insured Institutions Earn $44 Billion in 1st Q 2017
Community Bank Net Income Rises to $5.6 Billion
      Loan Growth Rate Slows to 4%
OnDeck Announces Extension of $100 Million
   Credit Facility with SunTrust Bank
Memorial Day Movies:  Air Force, Stalag 17
The Dirty Dozen, Flags of Our Father, Fury
   Netflix Reviews by Leasing News' Fernando Croce
   San Antonio, Texas  Adopt-a-Dog
My Grandson to Become US Marine
  After this Memorial Day
News Briefs---
There’s hope for Charlotte’s future in banking, finance
  Leading in Financial Technology
BankThink Banks should share financial data
   — to avoid being forced to
Sprint Remains Focused on Handset Leasing
     to Accelerate Growth

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
Leasing News Icon for Android Mobile Device 

You May have Missed---
New Salvation Army program gives former homeless,
    addicts a chance to get a job
 Baseball Poem
  Sports Brief----
   California Nuts Brief---
   "Gimme that Wine"
     This Day in American History
       Daily Puzzle
         Weather, USA or specific area
          Traffic Live----

######## surrounding the article denotes it is a “press release” and was not written by Leasing News nor information verified, but from the source noted. When an article is signed by the writer, it is considered a “by line.” It reflects the opinion and research of the writer.


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ELFA MLFI-25 Reports April Business Down 11%
from Previous Month of March

(Chart: Leasing News)


The Equipment Leasing and Finance Association reports April New Business from 25 companies, known as the Monthly Leasing and Finance Index, was down 11%.  This follows the Equipment Leasing & Finance Foundation Monthly Confidence Index drop, labeled "easing" by ELFF, which was:
     63.2% in May
     65.8% in April
     71.1% March
     72.2% February
     73.4% January

Full ELFA Report: 




New Hires---Promotions in the Leasing Business
and Related Industries


Angela Anderson was hired as Director of National Accounts, ENGS Commercial Finance, Lisle, Illinois. She is based out of the Greater Los Angeles Area.  She previously was Director, Franchise and Hospitality Groups, Ascentium Capital, joining the firm December, 2015 (there is more to the story). Prior, she was Director of Business Development, Franchise Finance Division, Balboa Capital (January, 2013 – December, 2015); Vice President, Technology Finance, National City Commercial Capital (March, 2006 – June, 2007); Vice President, Strategic Relationship Management, Wells Fargo Financial (January, 2003 – May, 2006); Director of Leasing, Western Region, IOS Capital, LLC (February, 2001 – January, 2003); Western Regional Sales Manager, Fleet Bank Boston/Fleet Capital Leasing, Inc. (January, 2000 – February, 2001); Western Regional Manager, Apple Financial Services, Heller Financial/Dana Commercial Credit (February, 1997 – January, 2000). CNA Certification. Many awards. Volunteer, Experience & Causes: Meals on Wheels America, Friendly Visitor and Driver. Give Kids The World, Volunteer. Daily Money Manager, Case Manager and Friendly Visitor for the elderly and disabled. Volunteer, Dog Walker, Assistant to Vet. The Lange Foundation, Westwood, California. The Salvation Army, Volunteer for Children's School. Education: California State University, Long Beach. Master of Science (M.S.), M.S. Certificate in Gerontology (2007 – 2008), 3.9 GPA, CSULB Alumni. Certified Nursing Assistant (CNA). Activities and Societies: Sigma Phi Omega is the National Academic Honor and Professional Society in Gerontology. 3.9 GPA. California State University, Fullerton, Bachelor of Arts, Communications (1992 – 1999). Activities and Societies: California State University, Fullerton Alumni Association. Saddleback College, Associate of Arts, Liberal Studies (1988 – 1991).

Joe Bannister was promoted to Vice President, Business Development and Program Manager, LEAF Commercial Capital, Philadelphia, Pennsylvania.  He joined the firm October, 2004 as Pricing Analyst; promoted January, 2011, Manager, Capital Markets; promoted January, 2012, Program Development Manager; promoted November, 2014, Director, Business Development. Education: Randolph-Macon College (1999 - 2003). 

Joseph Hennigar was hired as Vice President Sales, Alliance Funding.  He is based in New Hampshire.  Previously, he was Vice President, Ascentium Capital (January, 2015 - May, 2017). He started in the Finance Department at Direct Capital Corporation, promoted to Finance Manager, then Senior Finance Manager in June, 2013. Previously he was Account Receivable Specialist (2009 - June, 2013); Vice President, Crestmark Bank (June, 2007 – December, 2008); BBO, Citizens Bank (2002-2005)

Walter Hursh was hired as Senior Vice President, Vendor Finance. He is located in Charleston, South Carolina. He previously was Equipment Finance Manager, Cutera (July, 2011 - May, 2017); Account Executive, CoActiv Capital Partners, Inc. (2003 - 2007).

Rahul Lavingia was hired as Operations Analyst, Lending USA.  He previously was Commercial Loan Analyst, Westlake Financial Services (August, 2016 - April, 2017); Commercial Loan Analyst, Westlake Financial services (August, 2016 - April, 2017). Prior, he was Sales Associate, Metro PCS Corporate Store (March, 2011 – November, 2011); Sales Associate, The Smoke Shop (January, 2010 – February, 2011); Intern, TaylorMade Capital and Realty (August, 2009 – December, 2009); Sales Associate, Dreamers (July, 2007 – July, 2009). Education: California State University-Fullerton, Bachelors, Finance (2007 – 2011) Activities and Societies: Vice President, Delta Chi Fraternity Associate Member Councilor, Delta Chi Fraternity Member, CSUF Indian Club & Finance Association. Martin Luther King High School.

Mathew Meronek was hired as Rental Manager, DRIVING FORCE Vehicle Rentals, Sales, and Leasing, Winnipeg, Canada. He previously was at National Leasing, starting June, 2014 as Assignment Assumption Coordinator; promoted Sales Coordinator, November, 2015.  Site Manager, Van Norman Painting (June, 2006 - November, 2013). Education: The University of Winnipeg, Bachelor of Business Administration (BBA), Business Administration and Management, General, 3.75 (2009 – 2012). Red River College, Business Administration and Management, General.

Eric Moore, Senior Vice President was promoted to Senior Credit Officer,"... responsible for supporting Capital One Equipment Finance in the evaluation of new credits and portfolio management.”  He joined the firm August, 2013 as SVP, Senior Regional Commercial Credit Officer; promoted November, 2016, SVP Underwriting, Middle Market Banking.  He previously was Senior Vice-President, Regional Commercial Credit Officer at SunTrust Equipment Finance & Leasing. He joined the firm in April, 2010 as Managing Director, Senior Credit Officer, and was promoted in SVP April, 2013. Previously he was VP & Director, Chief Credit Officer, The CIT Group, Inc. (July, 2004 - April, 2010);  VP Investment Risk Management, GATX Technology (November, 2000 - June, 2004): VP Credit, Wachovia Leasing (September, 1999 - October, 2000): Assistant Vice president, The CIT Group Equipment Finance (May, 1995 - September, 1999). Education: Georgia Southern University - College of Business Administration, Bachelor of Business Administration, Finance, (1985 – 1990).

Eric Moore was promoted to Director of Sales at LEAF Commercial Capital, Philadelphia, Pennsylvania.  He is located in Orange, California. He joined the firm September, 2011, as Senior Account Executive; promoted October, 2014, Sales Manager. Previously, he was National Sales Executive, Access Capital (July, 2007 - September, 2011). Education: California State University-Fullerton, College of Business and Economics, BA, Economics (2004 - 2007).  Mater Dei. Activities and Societies: Varsity Golf Team Capital, 2000 & 2001. 

Harold Ray was promoted to Director and Commercial Leader of Industrial Markets, CIT Group, New York, New York. He is based in Atlanta, Georgia. He joined CIT Equipment Finance in 1992, holding "...a series of equipment finance sales positions at CIT, serving middle- and small-market commercial clients. Prior to that, Ray was a senior credit analyst with Heller Financial. Ray holds a Bachelor of Science degree in Accounting from Saint Peter's College in New Jersey.”

Sohni Roy was hired as Chief Financial Officer, CG Commercial Finance, Irvine, California. Previously, she was Co-Founding Partner, Allsop MyR+A, London, United Kingdom (January, 2015 - May, 2017);  Co-Founder, Principal, Stoneford Consulting (March, 2014 - Present); Chief Accounting Officer, Bridgewater Associates (March, 2009 - December, 2012); CFO Advisory, Roy Consulting, Diageo (August, 2007 - March, 2009); Roy Consulting, Neuromonics (2006 - 2008);  CFO and COO, Majestic Research (September, 2005 - October, 2006); CFO Advisory-Roy Consulting, WPPP (January, 2004 - July, 2005); Roy Consulting, Wartbug Adult Healthcare Community (March, 2003 -January, 2004); CFO, Avatar Associates (November, 1999 - February, 2003); CFO and COO, Prime Time Holdings (July, 1996 - October, 1999). Education: New York University, Leonard N. Stern School of Business, Exec MBA (2001 - 2003). Franklin & Marshall College, Bachelors degree in Accounting (1988 - 1992). L Martiniere for Girls, High School (1979 - 1986).

Marci L. Slagle, CLFP, was hired as Vice President, Originations, SQN Capital Management, New York City (the company specializes in alternative asset management .) She is based in Utah. She remains at VFI Corporate Finance during the transition, a company she joined in February, 2007, rising to Senior Vice President. Prior, she was Vice President, Tetra (January, 2005 - February, 2007); Executive Vice President, Amembal Capital (July, 1997 - July, 2005). Association: Vice President, CLFP Foundation (January, 2017 - Present).  Education: University of Utah, Business Management (1987).  Brighton High School (1984 -1987).

Junaid Zuberi was hired as Director, Junaid Zuberi Finance Inc. (Representing Execucor Financial Ltd), Mississauga, Ontario, Canada.  Previously, he was Business Development Manager, Lionhart Capital Ltd (July, 2015 - 2017); Advisor, Life and Living Benefits, RBC Insurance (October, 2013 -June, 2015); Customer Service Representative (Volunteer Internship), BMO Financial Group (August, 2013 - October, 2013); Senior Manager Corporate Communications and Customer Car, ORIX Leasing Pakistan Limited (October, 2011 - March, 2013); Manager Credit & Marketing, ORIX Leasing Limited (June, 2001 - December, 2007); Visiting Faculty, Institute of Business Management (loBM) (1998 - 1999). Volunteer: Coordinator, Sampurna (March, 2000 - February, 2011).  Mentor, The Citizens Foundation (September, 2012 - January, 2013); Bookkeeper, Karachi Relieve Trust (2010 - 2011).  Vice Chair Friends of the Museums of Mississauga (April, 2015 - Present).  Founder & President, Sur Sangum (July, 2013 -Present).  Member Advisory Board, Mosaic International South Asian Film Festival (July, 2015 - Present).Education: Institute of Business  Administration, MBA, Finance/Marketing (1991 - 1994); Institute of Business Administration, BAA (Hons), Finance/Management. 





Leasing Industry Help Wanted

For information on placing a help wanted ad, please click here: 

Please see our Job Wanted section for possible new employees.





Leasing/Finance Conferences 2017
Save the Dates

Commercial Equipment Marketplace Council
3 Day Retreat, Laguna Beach, California, June 12-14

Charles Anderson, Commercial Equipment Marketplace Council Founder, said, "The working sessions are designed to address the opportunities and challengers in the FinTech marketplace and how the technology can be utilized to develop more business with successful results.”

Sponsors include Current Capital, PayNet, The Alta Group, Columbia University, Stanford University, Genpack, Katten, and HCVT.

A brochure on participating attendees with other information:

To learn more about the CEMC and the upcoming 2017 Innovation Summit, please email Corey Waller at

Sheraton Atlanta Airport Hotel Reservation: click here

Presentation Proposal for September 16, Atlanta, Georgia

October 4, 2017 - October, 6
2017 Funding Symposium
JW Marriott Buckhead
Atlanta, Georgia

October 11, 2017 - October 13, 2017
Fairmount Dallas, Texas

October 17, 2017 - October 19, 2017
2017 56th Annual Convention
Gaylord Resort & Convention Center
Orlando, Florida

"Our registration is now open and we anticipate over 600 brokers to attend based on the success of last year and growth we experienced."

Kris D. Roglieri
Commercial Capital Training Group

For More Information:

October 22, 2017 - October 24, 2017
2017 56th Annual Convention
Orlando, Florida

Call for Presentations/Submission Deadline 
Monday, July 3, 2017

October 22, 2017 -  October, 26, 2017
The Palazzo and Sands Convention Center
Venetian Hotel & Casino
Las Vegas, Nevada

Speakers and More Information

November 7, 2017
The Regency Ballroom
1300 Van Ness Avenue
San Francisco, CA 94109

$100 Early Bird

Western Regional Meeting
November 17 - 18, 2017
Doubletree by Hilton - Anaheim
Anaheim, California

Presentation Proposal for November 17 - 18, Orange, California





##### Press Release ############################

FDIC-Insured Institutions Earn $44 Billion in 1st Q 2017
Community Bank Net Income Rises to $5.6 Billion

Loan Growth Rate Slows to 4%

  • Quarterly Net Income Is 12.7% Higher than a Year Earlier
  • Community Bank Net Income Rises 10.4% Year Ago
  • Annual Loan Growth Rate Slows to 4%,  On Par With Nominal GDP Growth
  • “Problem Bank List” Falls to 9-Year Low


“The banking industry reported largely positive results for the first quarter, but the operating environment continues to pose challenges for banks.”
-- FDIC Chairman

Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reported aggregate net income of $44 billion in the first quarter of 2017, up $5 billion (12.7 percent) from a year earlier. The increase in earnings was mainly attributable to an $8.8 billion (7.8 percent) increase in net interest income and a $2.1 billion (3.4 percent) increase in noninterest income. Financial results for the first quarter of 2017 are included in the FDIC’s latest Quarterly Banking Profile released today.

Of the 5,856 insured institutions reporting first quarter financial results, 57 percent reported year-over-year growth in quarterly earnings. The proportion of banks that were unprofitable in the first quarter fell to 4.1 percent from 5.1 percent a year earlier.

“Revenue and net income growth were strong, asset quality improved, and the number of unprofitable banks and ‘problem banks’ continued to fall,” Gruenberg said. “Community banks reported another quarter of solid revenue and net income growth.”

Gruenberg continued: “In the past two quarters, the industry has seen a slowdown in loan growth that is broad-based across major lending categories. This slowdown has occurred as the economy approaches the end of the eighth year of a relatively modest expansion. Still, loan growth has remained at or above nominal GDP growth.

“Low interest rates for an extended period and a competitive lending environment have led some institutions to reach for yield. This has led to heightened exposure to interest-rate risk, liquidity risk, and credit risk. Banks must manage these risks prudently to maintain growth on a long-run, sustainable path.”

Highlights from the First Quarter 2017 Quarterly Banking Profile
Quarterly Industry Net Income is 12.7 Percent Higher than a Year Earlier: Quarterly earnings were 12.7 percent higher than in the first quarter of 2016 due to growth in net operating revenue. Net operating revenue – the sum of net interest income and total noninterest income – was $183.6 billion, an increase of $10.9 billion (6.3 percent) from a year earlier. Loan-loss provisions totaled $12 billion, a decline of $541 million (4.3 percent) compared to first quarter 2016. Noninterest expenses of $109.2 billion were $4.5 billion (4.3 percent) higher than a year earlier, as a 2 percent year-over-year increase in employment was reflected in higher payroll expenses. The improvement in revenue also caused the average return on assets to rise to 1.04 percent from 0.97 percent a year earlier.

Community Bank Net Income Rises 10.4 Percent from a Year Ago: The 5,401 insured institutions identified as community banks reported a $522.9 million (10.4 percent) increase in net income in the first quarter. Net operating revenue was $1.5 billion (7 percent) higher, as net interest income was up $1.2 billion (7.1 percent), and noninterest income rose by $304.4 million (6.8 percent). Loan-loss provisions increased by $32.7 million (5.2 percent), while noninterest expenses were $721.9 million (5 percent) higher.

Annual Loan Growth Rate Slows to 4 Percent: Total loan and lease balances increased $358.1 billion (4 percent) during the 12 months ended March 31, compared with a 5.3 percent growth rate over the 12 months ending in March 2016. The slowdown in loan growth occurred across all major loan categories. During the first three months of 2017, total loan balances declined by $8.1 billion (0.1 percent) from the fourth quarter, as borrowers reduced their credit card balances by $43.7 billion (5.5 percent). Community banks increased their loan balances by $16.7 billion (1.1 percent) during the quarter and by $109.9 billion (7.7 percent) over the past 12 months. Still, loan growth has remained at or above nominal GDP growth.

“Problem Bank List” Falls to 9-Year Low: The number of banks on the FDIC’s Problem Bank List fell from 123 to 112 during the first quarter. This is the smallest number of problem banks since March 31, 2008, and is down significantly from the post-crisis peak of 888 in the first quarter of 2011. Total assets of problem banks fell from $27.6 billion to $23.7 billion during the first quarter.

Deposit Insurance Fund’s Reserve Ratio Remains at 1.20 Percent: The Deposit Insurance Fund (DIF) balance increased $1.8 billion during the first quarter to $84.9 billion at March 31, largely driven by assessment income, including surcharges on large banks. Estimated insured deposits increased 2.3 percent in the first quarter. The DIF reserve ratio remained unchanged from year-end 2016 at 1.20 percent, due in part to strong insured deposit growth.

# # #

Quarterly Banking Profile Home Page (includes previous reports and press conference webcast videos)

Insured Institution Performance, First Quarter 2017:

Community Bank Performance, First Quarter 2017

Deposit Insurance Fund Trends, First Quarter 2017

Chairman Gruenberg’s Press Statement

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation’s banking system. The FDIC insures deposits at the nation’s banks and savings associations, 5,856 as of March 31, 2017. It promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars—insured financial institutions fund its operations.





### Press Release ############################

OnDeck Announces Extension of $100 Million
Credit Facility with SunTrust Bank

NEW YORK,  -- OnDeck® (NYSE: ONDK), the leader in online lending for small business, announced today that it had extended its current asset-backed revolving credit facility with SunTrust Bank.

As a result of the transaction, OnDeck extended the maturity date of its $100 million credit facility with SunTrust Bank to November 2018 and decreased funding cost by 50 basis points.

Tarun Mehta
Managing Director
Investment Banking
SunTrust Robinson Humphrey

"This transaction exemplifies our commitment to our relationship with OnDeck," said Tarun Mehta, Group Head for Financial Institutions Investment Banking, SunTrust Robinson Humphrey. "OnDeck is a leading provider of innovative financing solutions to the small business community enabling small businesses to grow, and we are pleased to support the OnDeck team in this important endeavor."

Loans will continue to be made to Receivable Assets of OnDeck, LLC, or RAOD, a wholly-owned subsidiary of OnDeck, to finance RAOD's purchase of small business loans from OnDeck. The revolving pool of small business loans purchased by RAOD serves as collateral under the SunTrust facility.  OnDeck is acting as the servicer for those small business loans.

Howard Katzenberg
Chief Financial Officer

"In the first months of 2017, OnDeck has demonstrated its ability to execute on its financing strategy by extending debt maturities and creating additional funding capacity to pave the way for future loan growth and this transaction is yet another example," said Howard Katzenberg, Chief Financial Officer, OnDeck. "SunTrust, a leading national financial institution, has been, and will now continue to be, our valued partner in support of our mission to empower small businesses to grow into thriving enterprises through OnDeck's lending technology and innovation."

Mr. Katzenberg further noted "We believe that this transaction, along with the recent closing of a Aus$22.5M credit facility to finance small business loans originated by our Australian subsidiary, further exemplifies the strength of OnDeck's capital position and liquidity outlook."

About OnDeck

OnDeck (NYSE:  ONDK) is the leader in online small business lending. Since 2007, the Company has powered Main Street's growth through advanced lending technology and a constant dedication to customer service. OnDeck's proprietary credit scoring system – the OnDeck Score® – leverages advanced analytics, enabling OnDeck to make real-time lending decisions and deliver capital to small businesses in as little as 24 hours. OnDeck offers business owners a complete financing solution, including the online lending industry's widest range of term loans and lines of credit. To date, the Company has deployed over $6 billion to more than 60,000 customers in 700 different industries across the United States, Canada and Australia. OnDeck has an A+ rating with the Better Business Bureau.

#### Press Release #############################



Fernando’s View: Special Memorial Day Edition
By Fernando Croce

For this upcoming Memorial Day weekend, check out these patriotic classics from Netflix for a cinematic celebration of the courage and resolve of the men and women protecting country and freedom.

Air Force (Howard Hawks, 1943): Classical Hollywood’s most versatile director, Howard Hawks always excelled at depicting the struggles and heroics of groups of people under pressure. Among his wartime efforts was this crackerjack action-drama, which depicts the intertwined lives of a crew of military pilots on the days leading up to Pearl Harbor. The trajectory of the air bomber from California to Hawaii is supposed to be a routine one, with men like Sergeant White (Harry Carrey), co-pilot Williams (Gig Young) and outsider Winocki (John Garfield) expecting an uneventful flight. Things take a sharp turn in the wake of the surprise Japanese attack, which sends them to the Philippines on a dangerous mission. Though originally crafted as a morale-booster, Hawks’ film survives as an exciting and scrupulous portrait of soaring valor.

Stalag 17 (Billy Wilder, 1953): Best known for his acidic wit, Billy Wilder brings his razor-sharp sense of irony to the war with this popular comedy-drama, set in 1944 in a German POW camp. Behind barbed wire, a group of American prisoners plan a daring escape while under the ruthless eye of the camp’s commandant (Otto Preminger). Among the men is Sgt. Sefton (Best Actor Oscar winner William Holden), whose cynical dealings and antagonistic manner has made him no friends. With the possibility of a German spy hiding among the men, however, Sefton finds himself in the unlikely position of hero. Mining wry humor without sacrificing the setting’s seriousness and claustrophobia, Wilder serves up a mix rowdiness of and bleakness that remains absorbing, suspenseful, and memorably irreverent.

The Dirty Dozen (Robert Aldrich, 1967): The ultimate men-on-a-mission classic, this remarkably tough action classic still packs a wallop. Set during World War II on the verge of D-Day, the film charts the training of a most unlikely group of soldiers—a gaggle of death row criminals who’ve been promised commuted sentences in exchange for taking part in a dangerous mission. Led by Major Reisman (Lee Marvin), this bunch (which includes Charles Bronson, Telly Savalas, John Cassavetes, Jim Brown and Donald Sutherland) sets out to Europe with little more than their brutal wiles and hopes for survival. Directed with matchless grit by the great Robert Aldrich, this fast-paced, slam-bang, sneakily subversive thriller paints a hellish yet rousing portrait of the barbarism of life at war.

Flags of Our Fathers (Clint Eastwood, 2006): One of modern screen’s most enduring stars, Clint Eastwood has also become one of American cinema’s most fascinating and adventurous filmmakers. In this deeply moving WWII drama, he chronicles the fates of the young soldiers who in 1945 raised the flag at the battle of Iwo Jima. With their historic moment captured in a famous photograph, John Bradley (Ryan Phillippe), Rene Gagnon (Jesse Bradford), and Ira Hayes (Adam Beach) quickly become national heroes and media superstars. But at what price has their fame come? With a camera that never flinches from either battlefield brutality or the dark moments of a man’s soul, Eastwood creates a trenchant, profoundly humane portrait of troubled, brave men.

Fury (David Ayer, 2014): After a terrific comic turn in "Inglourious Basterds," Brad Pitt goes to a considerably more serious battleground in this solid war drama, directed by David Ayer ("Street Kings"). Set in 1945 as the conflict in Europe nears its brutal end, the story follows tough Army Sergeant "Wardaddy" Collier (Pitt, in fine commanding form) as he leads his crew of men inside a tank behind enemy lines. As they get closer and closer to Nazi leaders, the soldiers have to deal with danger from every side, from the skirmishes hiding just around the corner to the inexperienced new grunt Swan (Shia LeBeouf) in their midst. Can they survive long enough to make it back home? Depicting life and death in this hellish landscape with relentless intensity and a cracking supporting cast, the movie is a forcefully visceral portrayal of combat.  


San Antonio, Texas  Adopt-a-Dog

Pet ID: 14820994
Age: 5 years, 7 Months
Color: Black and White

"His name may remind you of a cold winter, but Snowy, the 5-year-old Shepherd mix, has a heart that melts glaciers. He's alert during walks, paying close attention to his surroundings, and he'll enjoy leading you around the courtyard on his leash. He's very friendly, but he can sometimes be a bit timid. He's happily joined other friendly pooches during his Canine-In-Training playgroup sessions (but dog intros are always encouraged). Snowy came to us as an Animal Care Services transfer, and he's spent time here previously as a puppy. He's grown into a handsome guy-the perfect model for a photo on your holiday card! Visit him today! This bio was helped written by an awesome SAHS volunteer."

San Antonio Humane Society
4804 Fredericksburg Road
San Antonio, Texas 78229

 Adoption fee includes: spay/neuter surgery, first set of vaccinations, microchip, de-wormer, flea and heartworm prevention, collar, tag, complimentary wellness exam within the first 5 days of adoption, 14 day complimentary follow up care at any VCA animal hospital, 30 days 24PetWatch Pet Insurance, and a free (after mail-in rebate) bag of Purina Pro Plan pet food.

 For more information, visit the San Antonio Humane Society at 4804 Fredericksburg Rd. or call (210) 226-7461.

Adopt a Pet




My Grandson to Become US Marine
After this Memorial Day

My grandson, Jedrek Wilcox, has signed up for the U.S. Marines, Infantryman, and will be going to San Diego, California after he graduates West Wendover High School, West Wendover, Nevada,  June 9th. He rounds out the family services as I was U.S. Army, my son Dashiell, U.S. Navy, my brother, Michael, U.S. Coast Guard, and my late brother, Peter, U.S. Air Force. My father served in World War II, U.S. Army, and his brother was U.S. Army Regular, serving in the Korean War.

Our family is very proud of Jedrek.


News Briefs---

There’s hope for Charlotte’s future in banking, finance
  Leading in Financial Technology

BankThink Banks should share financial data
   — to avoid being forced to

Sprint Remains Focused on Handset Leasing
     to Accelerate Growth



You May Have Missed---

New Salvation Army program gives former homeless,
    addicts a chance to get a job


Baseball Poem ---

by Dan Zamudio

Bat boy

breeze rustles his
oversized uniform
as he kneels outside our home team

and waits
patiently for
the moment when both hands
will hold smooth pine still trembling from
a hit.


Sports Briefs----

Kaepernick’s Seattle trip was a visit only, not a workout 

Miami Marlins owner will have to cut price to sell team

Warriors coach Steve Kerr not yet ready to return to bench


California Nuts Briefs---

120,000 fans expected in Napa as BottleRock roars back into town


“Gimme that Wine”

Federal Budget Could Ax Grape Crush Report

Gov. Scott vetoes bill to tear down ‘liquor wall’

President Macron appoints wine lobbyist as adviser

16 Best Sonoma Wineries for First-Time Visitors

K Syrah, Sera: How Charles Smith Went From Rocker
   To Rock Star Vintner

Katherine Cole focuses new book on rosé – a Northwest favorite

Chardonnay Day is a good time to look at some delicious California varietals

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

    1637 – A combined Protestant and Mohegan force under the English Captain John Mason attacked a Pequot village in Connecticut, massacring approximately 500 Native Americans.
    1649 - A ban on Jesuits was enacted by the Puritan Massachusetts Bay colony. Contrary to what is taught in elementary and middle schools, the Puritans were quite prejudiced to other religions and did not escape England for persecution.  Rather, they wanted to ensure their own religion above any others. The ban provided that “No Jesuit or ecclesiastical person obayned by the authoritie of the pope shall henceforth come within our jurisdiction” excepting survivors of shipwrecks and trades who “behave themselves inoffensively during their abode here.” A second offense was punishable by death.
    1647 - Alse Young became the first person executed as a witch in the American colonies, when she was hanged in Hartford, Connecticut.
    1736 - The Battle of Ackia was fought near the present site of Tupelo, MS. British and Chickasaw soldiers repelled a French and Choctaw attack on the then-Chickasaw village of Ackia. This was one of two such battles of the Chickasaw Campaign of 1736 fortified villages in northeast Mississippi. The French, short of ammunition and provisions, and worried that they could not carry any more wounded, and with no information from d'Artaguette, retreated the way they came having lost roughly two hundred men (roughly 100 killed and 100 wounded) in an ultimately futile campaign. 
    1771 - A famous Virginia flood occurred as heavy rains in the mountains brought all rivers in the state to record high levels.
    1781 – The Bank of North America incorporated in Philadelphia
    1805 - Lewis & Clark saw the Rocky Mountains for the first time.
    1830 – The Indian Removal Act was passed by Congress and was signed into law by President Andrew Jackson two days later.
    1836 - The power of the Southern pro-slavery Congress voted the first gag rule when they voted 117 to 68 to ban any consideration of the contentious subject of slavery. The resolution read: “Whereas it is extremely important and desirable that the agitation of this subject should be finally arrest, for the purpose of restoring tranquility to the public mind, your committee respectfully recommend the adoption of the following additional resolution: Resolved that all petitions, memorials, resolutions, propositions, or papers relating in any way, or to any extent whatever, to the subject of slavery, or the abolition of slavery, shall without being either printed or referred, be laid upon the table and that no further action whatever shall be had thereon.”
    1857 – Dred Scott and his family were freed by owner Henry Taylor Blow three months after the Supreme Court ruled against them.
    1864 - The Territory of Montana was formed by Congress from the Territory of Idaho.
    1865 – Confederate General Edmund K. Smith was the last full general of the Confederate Army to surrender, at Galveston, TX.
    1868 - President Andrew Johnson avoids impeachment by 1 vote. When Johnson removed his Secretary of War Edwin M. Stanton over plans for Reconstruction, the opposing party, Republicans, voted to impeach him on February 24 at the House of Representatives. A trial then was brought against him by the US Senate. Both times the vote was 35 for conviction and 19 for acquittal. Because a two-thirds vote was needed to convict, Johnson was judged not guilty. As a side note, on May 21, the Republican National Convention nominated Gen. Ulysses S. Grant for the presidency, and at the same meeting, the convention adopted the name National Republican Party.
    1869 – Boston University was chartered by the Commonwealth of Massachusetts.  Three trustees of the Boston Theological Institute obtained from the Massachusetts Legislature a charter for a university by name of "Boston University." They were Isaac Rich (1801–1872), Lee Claflin (1791–1871), and Jacob Sleeper (1802–1889), for whom Boston University's three West Campus dormitories are named. Lee Claflin's son, William, was then Governor of Massachusetts and signed the University Charter after it was passed by the Legislature.
    1883 - Jazz singer Mamie Smith (1883-1946) was born in Cincinnati, OH.
    1886 - Al Jolson’s (1886–1950) birthday, born Asa Yoelson at St. Petersburg, Russia. Actor, singer who was the first performer to sing in a sound movie “The Jazz Singer.”
    1887 – New York legalized racetrack betting
    1895 – Famous “America” photographer Dorothea Lange (d. 1965) was born Hoboken, New Jersey.
    1896 - An F5 tornado hit Oakwood, Ortonville, and Thomas, Michigan. 47 people were killed and 100 were injured. Trees were debarked "even to the twigs, as though done by the careful hand of an experienced artisan." Parts of houses were found up to 12 miles away.
    1896 – Charles Dow published the first edition of the Dow Jones Industrial Average
    1898 – The charter for the City of San Francisco was approved, allowing municipal ownership of utilities.
    1907 - Birthday of John Wayne (1907-1979), born Marion Robert Morrison at Winterset, IA. An Academy Award-winner (“True Grit”), Wayne was among the top box office draws for three decades. Between 1926 and 1976, Wayne appeared in over 170 motion pictures. An enduring American icon, he epitomized rugged masculinity and is famous for his demeanor, including his distinctive calm voice, walk, and height. “Talk low, talk slow and don't say too much,” was his advice on acting.  Growing up in Glendale, CA, a local fireman at the station on his route to school started calling him "Little Duke" because he never went anywhere without his huge Airedale Terrier, “Duke.”  He was recognized by the Congress on May 26, 1979, when he was awarded the Congressional Gold Medal. On June 9, 1980, Wayne was posthumously awarded the Presidential Medal of Freedom by President Carter.  John Wayne Airport in Orange County, where he lived, is named after him.
    1908 - At Masjed Soleyman in southwest Persia, the first major commercial oil strike in the Middle East was made. The rights to the resource were quickly acquired by the United Kingdom.
    1911 – Joe Friday’s first partner, Nicholas Benton "Ben" Alexander (1911–1969) was born in Goldfield, NV.  Alexander played Officer Frank Smith in “Dragnet,” first in the radio series and then on television.
    1912 - Jay Silverheels (1912–1980) was born Harold J. Smith on the Six Nations of the Grand River First Nation, near Brantford, Ontario, Canada. He achieved enduring fame for his role as Tonto, the faithful Indian companion of the character, “The Lone Ranger” (1949-57) in the long-running TV series.  
    1913 - Actors' Equity Association was formed in NYC.
    1914 - Trumpet player Ziggy Elman (1914-1980) born Harry Aaron Finkelman (d. 1968), Philadelphia.
    1916 - Composer/author Louis Thomas Hardin (d. 1999), better known as “Moondog,” born Marysville, KS

    1917 - A tornado touched down near Louisiana, MO about noon and remained on the ground for a distance of 293 miles, finally lifting seven hours and twenty minutes later in eastern Jennings County, IN. The twister cut a swath of destruction two and a half miles wide through Mattoon, IL. There were 101 persons killed in the tornado, including 53 at Mattoon, and 38 at Charleston, IL. Damage from the storm totaled 2.5 million dollars.
    1920 - Peggy Lee (1920-2002) was born Norma Deloris Egstrom at Jamestown, ND.  Singer, songwriter and actress, she got her start singing on a Fargo, ND, radio station, and was soon hired by Benny Goodman to sing with his band. Known for her simple, jazzy style as well as her sex appeal, her biggest hits were 1958’s “Fever” and 1969's “Is That All There Is?,” both of which are now considered standards. She is perhaps best remembered for the songs that she co-wrote and performed in Disney's “Lady and the Tramp.” She continued to perform until the 1990's, when poor health forced her to retire.
    1923 - James Arness (1923-2011) was born in Minneapolis, MN. He was our neighbor and was starring in the long-running TV western "Gunsmoke" as Marshal Matt Dillon. “Gunsmoke” ran 1955-75 and 635 episodes.  My father wrote a few of the episodes. Mr. Arness also took my brother Michael and I to University High School for almost two years (until I learned to drive). He would pick us up at the bus stop on Sunset Blvd. in his Oldsmobile station wagon. Perhaps at times he would get up to 80 to 100 miles an hour down Sunset Blvd. He would zoom in and out of traffic, laughing, and give us advice on life. My brother told my mother the speed and she told us not to ride with him anymore (we did, as we always beat the bus to school). If he was late, he would drop off us a few blocks from the high school, but if he was really making time, he would drop us off right in front. He was a very nice man. Right across from where we lived was James Whitmore. He was offered the Gunsmoke role first, but turned it down, recommending Arness, who was tall (6’ 7”) as Whitmore was short. Whitmore thought Arness was better for the role.
    1923 - The first 24 Hours of LeMans was held and has since been run annually in June. It is the world's oldest active sports car race, held annually near the town of LeMans, France.  It is one of the most prestigious automobile races in the world and is often called the "Grand Prix of Endurance and Efficiency". The event represents one leg of the Triple Crown of Motorsport with the Indianapolis 500 and the Monaco Grand Prix.
    1924 – President Coolidge signed a restrictive Immigration law
    1925 – After ulcer surgery and a five-week convalescence, Babe Ruth left the hospital.  Ty Cobb became the first Major Leaguer to 1000 extra-base hits and would finish his career with 1,138.
    1926 – Miles Davis (1926-91) was born in Alton, IL.  Widely considered one of the most influential musicians of the 20th century, he was, together with his musical groups, at the forefront of several major developments in jazz music.  In 2006, Davis was inducted into the Rock and Roll Hall of Fame which recognized him as "one of the key figures in the history of jazz".       
    1927 - Ford Motor Company produced the last and 15th million Model T Ford, known as Tin Lizzie.
    1928 – ‘Dr. Death,’ Jack Kevorkian (1928-2011) was born in Pontiac, MI.
    1930 – The Supreme Court ruled that buying liquor does not violate the Constitution
    1932 - The kindly bequest of Lillie Hitchcock Coit, who desired to leave a memorial to her beloved city, has precipitated a bitter war among the art elements of that same city. With the memorial, a $100,000 tower atop Telegraph Hill, ready for erection, the air is filled with criticism and friction. The San Francisco Federation of Art, an organization composed of representatives of 22 groups interested in the arts, declared that the memorial tower was not suitable, that its erection would ruin Telegraph Hill and that it would spoil the city's silhouette.  The 210 foot tower was built in 1931 after five years of construction.
        1938 - William Bolcom, American pianist, composer and writer, born Seattle, Washington.
    1938 – House Un-American Activities Committee began its first session to investigate alleged disloyalty and subversive activities on the part of private citizens, public employees, and those organizations suspected of having communist ties.  Congressman Hamilton Fish III (R-NY), who was a fervent anti-communist, introduced on May 5, 1930, a resolution to establish a committee to investigate communist activities in the United States. The resulting committee, commonly known as the Fish Committee, undertook extensive investigations of people and organizations suspected of being involved with or supporting communist activities in the United States.  Among the committee's targets were the ACLU and communist presidential candidate William Foster.  The committee recommended granting the US Department of Justice more authority to investigate communists, and strengthening of immigration and deportation laws to keep communists out of the United States.  Think they’d be busy today?
    1940 - The evacuation of 200,000 British and 40,000 French and Belgian soldiers began. The British Force had become trapped by advancing German armies at Dunkirk, the port on the northern coast of France. Sailing on every kind of transport available, including fishing boats and recreational craft, these men were safely across the English Channel by June 2.
    1941 – Betsy Ross’ home was given to the City of Philadelphia.
    1942 - Lionel Hampton's big band, with Illinois Jacquet, records “Flyin' Home,” (Decca 18394)
    1945 – Garry Peterson, drummer for The Guess Who and Bachman-Turner Overdrive, was born in Winnipeg.
    1946 - Top Hits
The Gypsy - The Ink Spots
All Through the Day - Perry Como
Laughing on the Outside - The Sammy Kaye Orchestra (vocal: Billy Williams)
New Spanish Two Step - Bob Wills
    1948 – Stevie Nicks of Fleetwood Mac was born Stephanie Lynn Nicks in Phoenix.
    1949 - Singer Hank Williams, Jr. ("All for the Love of Sunshine," "I Fought the Law"), was born in Shreveport, LA.
    1949 – Ward Cunningham, who developed the first wiki, was born in Michigan City, IN.
    1951 - Birthday of Sally Kristen Ride (1951-2012) in Encino, CA. Dr. Ride was one of the first women in the US astronaut corps and the first American woman in space. Her flight aboard the space shuttle Challenger was launched from Cape Canaveral, FL, June 18, and landed at Edwards Air Force Base, CA, June 24, 1983. The six-day flight was termed “nearly a perfect mission.”
    1954 - Top Hits
“Wanted” - Perry Como
“Little Things Mean a Lot” - Kitty Kallen
“Man Upstairs” - Kay Starr
“I Really Don't Want to Know” - Eddy Arnold
    1956 - Althea Gibson (1927-2003) won the French Open, becoming the first Black tennis player to win a major tennis title, 1956.
    1959 - In another of Bill Veeck's stunts, 3-feet, 7-inch Eddie Gaedel returns to a Major League field along with three other midgets. Arriving by helicopter and dressed as Martians, the quartet shake hands with Nellie Fox and Luis Aparicio near second base on Comiskey Park's infield and gave them toy ray guns as the PA announcer informs fans the crowd the ETs have arrived to help the somewhat short keystone combo in their struggle with giant earthlings.  In 1951, in the second game of a St. Louis Browns doubleheader, Gaedel became the shortest player in the history of the Major Leagues. He made a single plate appearance and was walked with four consecutive balls before being replaced by a pinch-runner at first base.
    1959 – Harvey Haddix of the Pittsburgh Pirates threw a 12-inning perfect game against the Milwaukee Braves, only to lose 1-0 in the 13th inning.  An error by third baseman Don Hoak ended the perfect game in the bottom of the 13th, allowing Felix Mantilla to reach first base. Mantilla was advanced to second on a sacrifice by Eddie Mathews, which was followed by an intentional walk to Hank Aaron. Joe Adcock then hit a home run, ending the no-hitter and the game. However, in the confusion, Aaron left the base paths and was passed by Adcock for the second out and the Braves won 2-0. Eventually the hit was changed from a home run to a double by a ruling from NL President Warren Giles; only Mantilla's run counted, for a score of 1-0, but the Pirates and Haddix still lost.  Haddix's 12 2/3-inning, one-hit complete game, against the team that had just represented the NL in the previous two World Series, is considered by many to be the best pitching performance in Major League history.
    1961 – Dave Garroway told the NBC-TV brass that he was ready to retire. “I want to give up the Today show,” he said, “to stop talking awhile and start looking, thinking and listening to people.” Garroway voiced his trademark, “Peace,” with palm facing the camera, for the last time, after 10 years of early morning informing and entertaining.
    1962 – Top Hits
“Stranger on the Shore” – Mr. Acker Bilk
“I Can’t Stop Loving You” – Ray Charles
“Old Rivers” – Walter Brennan
“She Thinks I Still Care” – George Jones
    1963 – Wes Stock of the Baltimore Orioles won both games of a doubleheader, the only Oriole pitcher to do so.
    1964 – Lenny Kravitz birthday, Actor, singer, born New York.
    1965 - The Rolling Stones appear on "Shindig!" along with Jackie De Shannon, Sonny and Cher and Jimmy Rodgers.
    1967 - A slow moving nor'easter battered New England with high winds, heavy rain, and record late season snow. Winds 70 to 90 mph in gusts occurred along the coast. Over 7 inches of rain fell at Nantucket, Massachusetts with 6.57 inches falling in 24 hours to set a new 24-hour rainfall record. Severe damage occurred along the coast from very high tides. 24.9 inches of snow fell at Mount Washington, New Hampshire to set a new may snowfall record. 10 inches of snow fell near Keene, New Hampshire and 6 inches was recorded at Dublin, New Hampshire.
    1967 - "Sgt. Pepper's Lonely Hearts Club Band," by The Beatles, was released. It took the Fab Four only 12 hours to record their first album, "Please, Please Me." It took them 700 hours to complete "Sgt. Pepper's."
    1967 - The Charlatans, The Salvation Army Banned, and Blue Cheer at the Avalon Ballroom in San Francisco.
    1970 - Top Hits
“American Woman/No Sugar Tonight” - The Guess Who
“Turn Back the Hands of Time” - Tyrone Davis
“Everything is Beautiful” - Ray Stevens
“My Love” - Sonny James
    1978 - The first legal casino in the eastern United States opened in Atlantic City, New Jersey.  The owners of the Chalfonte-Haddon Hall Hotel opened as the Resorts International.
    1978 - Top Hits
With a Little Luck - Wings
Too Much, Too Little, Too Late - Johnny Mathis/Deniece Williams
You're the One that I Want - John Travolta & Olivia Newton-John
She Can Put Her Shoes Under My Bed (Anytime) - Johnny Duncan
    1980 – The Phillies’ Steve Carlton became the only NL hurler with six one-hitters.
    1984 - Thunderstorms during the late evening and early morning hours produced 6 to 13 inches of rain at Tulsa, OK in six hours (8.63 inches at the airport). Flooding claimed fourteen lives and caused 90 million dollars property damage. 4600 cars, 743 houses, and 387 apartments were destroyed or severely damage in the flood.
    1984 – President Reagan ruled out US involvement in the Iran-Iraq war.
    1986 - Top Hits
“Greatest Love of All” - Whitney Houston
“Live to Tell” - Madonna
“On My Own” - Patti LaBelle & Michael McDonald
“Tomb of the Unknown Love” - Kenny Rogers
    1987 - Severe thunderstorms spawned 15 tornadoes in west Texas. In Louisiana, a man in a boat on Lake Bistineau was struck and killed by lightning, while the other 3 people aboard were unharmed. The man reportedly stood up in the boat and asked to be struck by lightning.
    1988 - There was "frost on the roses" in the Upper Ohio Valley and the Central Appalachian Mountain Region. Thirteen cities reported record low temperatures for the date, including Youngstown, OH with a reading of 30 degrees. Evening thunderstorms in North Dakota produced wind gusts to 75 mph at Jamestown.
    1990 – The #20 worn by Michael Jack Schmidt was retired by the Philadelphia Phillies.
    1993 – You’ve seen this on TV numerous times…A long fly ball hit by the Indians' Carlos Martinez bounced off Jose Canseco's head and over the fence for a home run.
    1994 - Elvis Presley's daughter Lisa Marie marries the self-proclaimed "King of Pop," Michael Jackson in the Dominican Republic. Presley files for divorce in January of 1996.
    1997 – In the same game, Sammy Sosa of the Cubs and Tony Womack of the Pirates hit inside the park HRs.
    1998 – The Supreme Court ruled that Ellis Island, the historic gateway for millions of immigrants, is mainly in New Jersey, settling dispute with New York that dated to 1664.
    2004 - The New York Times published an admission of journalistic failings, claiming that its flawed reporting and lack of skepticism towards sources during the buildup to the 2003 war in Iraq helped promote the belief that Iraq possessed large stockpiles of weapons of mass destruction.
    2004 - Army veteran Terry Nichols was found guilty of 161 state murder charges for helping carry out the Oklahoma City bombing.
    2015 - Hackers stole personal data of about 100,000 taxpayers after breaking into a U.S. Internal Revenue Service system that allows taxpayers to retrieve previous tax returns; the data can be used to file tax refund claims and commit identity theft.  

Stanley Cup Champions
    1988 - Edmonton Oilers



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