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Leasing News is a web site that posts information, news, and
entertainment for the commercial bank, finance and leasing industry

Wednesday, November 26, 2014

(Please click on kettle to learn more)

It is the only time of the year that the Salvation Army asks for donations for the operation of their mission. There are many centers, as well as specific operations, and you have the choice of the “general operation” or to donate to a specific center or project.  These include the Adult Rehabilitation Center, battered women, senior citizens, and many others, open to all regardless of race, religion, or sexual preference.

Today's Equipment Leasing Headlines

Archives---November 26, 2007
  LEAF buys Dolphin Capital
A Thanksgiving Prayer
  by Samuel F. Pugh
Classified Ads---Legal
Many Report October Leasing Business Was Very Good
  ELFA Reports New Business Down 12% from September
Baytree National Bank sells Equipment Leasing

  and Financing Business to North Community Bank
       New Hires---Promotions in the Leasing Industry
           Leasing Industry Ads---Help Wanted
   Placard---Bird on a Branch
Letters?---We get eMail!
  (News and Reactions to News)
September & October - "The List"
--- Mergers, Acquisitions & Changes
Tips for Creating the Perfect LinkedIn Profile
By Deborah Richmond, TekkBuzz
FDIC Insured Institutions Earned $38.7 Billion
  in the Third Quarter of 2014-Largest Since 2009
Delaware Former Bank President Gets Two Years in Fed Prison
   for Bank Fraud and Money Laundering
Thanksgiving Movies to Watch
  by Fernando Croce, Leasing News Film Reviewer
    Husky Shepherd
San Francisco, California Adopt-a-Dog
November 26, 1789 - President George Washington proclaimed
   this day to be Thanksgiving Day
News Briefs--- 
Federal Reserve proposes new rules for GE Capital
 LaSalle Solutions Expands to New Headquarters
  Apple Market Cap Soars To $700 Billion

Broker/Funder/Industry Lists | Features (writer's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months (Be Careful of Doing Business)
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   SparkPeople--Live Healthier and Longer
    Sports Briefs---
      California Nuts Brief---
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                 Traffic Live----

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Archives---November 26, 2007

Reportedly on the market for quite some time, LEAF Financial Corp. has agreed to buy the Dolphin Capital Corp. equipment finance business from Lehman Brothers Bank for about $167 million.

LEAF recently has purchased Pacific Capital Leasing for $280 million and NetBank Business Finance for $430 million and appears interested in several other companies.

### Press Release ##############

PHILADELPHIA, PA, -- Resource America, Inc. (NASDAQ: REXI) announced today that its commercial finance subsidiary, LEAF Financial Corporation ("LEAF"), has significantly expanded its origination capability and small business assets under management by entering into a definitive agreement to acquire the business of Dolphin Capital Corp., an equipment finance subsidiary of Lehman Brothers Bank, FSB. The total purchase price of approximately $167 million includes a portfolio of small ticket leases to be acquired by LEAF and investment partnerships managed by LEAF. In addition, LEAF will retain the lease origination and management platform as well as the highly experienced small ticket leasing team including senior management, origination and operations personnel.


The company is no longer a part of Resource America, and has changed its entity to LEAF Commercial Capital, Inc. It has divested itself of its company in South Carolina, formerly NetBank Business Finance, as well as its company in California, formerly Pacific Capital.

Dolphin remains, primarily in copier financing, with complaints regarding the abuse of Evergreen clauses.

LEAF and Resource America 






A Thanksgiving Prayer
by Samuel F. Pugh

O God, when I have food,
help me to remember the hungry;
When I have work,
help me to remember the jobless;
When I have a home,
help me to remember those who
have no home at all;
When I am without pain,
help me to remember those who suffer,
And remembering,
help me to destroy my complacency;
bestir my compassion,
and be concerned enough to help;
By word and deed,
those who cry out for what we take for granted.


Classified Ads---Legal

(These ads are “free” to those seeking employment
or looking to improve their position)

San Diego , CA 
Experienced in-house corporate, equipment leasing and financial services attorney seeks position as managing or transactional counsel. Willing to relocate.
Cell Phone: 760-533-4058; | Resume

Free Posting for those seeking employment in Leasing:

All “free” categories “job wanted” ads:


Bookmark Leasing News


Many Report October Leasing Business Was Very Good
ELFA Reports New Business Down 12% from September

(Chart: Leasing News)

The Equipment Leasing and Finance Association's (ELFA) Monthly Leasing and Finance Index (MLFI-25) reported October, 2014, saw $8.3 billion in new business, compared to $9.4 billion in September, 2014, a 12% drop.  This was to be expected, especially since it follows a pattern since 2006, when Leasing News started archiving the numbers. (Also see Rick Remiker’s astute comments.)

Note below that October has been lower than September.

It should also be noted from both charts that business is improving, and as expressed by the following equipment leasing leaders, October saw a lot of business (alphabetical:)

Richard A. Baccaro
Executive Vice President - Sales & Marketing
Ascentium Capital LLC

"October was a record month at Ascentium Capital with new business volume up 50% year over year and up over 15% vs. September

"Our expectations in November are somewhat tempered with only 18 working days to produce new business, but we are expecting a very strong December to finish-out a great Q4 and 2014."

John Boettigheimer
Centra Leasing, Inc.
4 Hour Funding

"Application flow was good in October, but the average size of deal was down.  One good note is that so far, the Thanksgiving holiday week has been quite strong.  I think that may indicate we may have a strong holiday season.

“We also received a nice boost recently from several "rush" orders for snow removal and tree removal equipment related to the big snowstorms up North.

Chris Enbom, CLP
CEO and Chairman,
Allegiant Partners Inc. dba
First Star Capital dba Clearview Financial

"Allegiant Partners had its highest volume month in October in the company’s history, and volume remains very strong.  Pricing, however, is very competitive and is likely to stay at record lows for a long time so we are all being pressured to do more for less margin."

"We get a lot of these type deals because the vendors and customers needed them fast and nobody else can approve and fund the same day.  It was a nice order surge for us."

Dwight Galloway, CLP
Senior Vice-President, Broker Division
RLC Funding

"The application volume was up over September, but the funding was down by 9%."

Barbara Griffith, President
Southern California Leasing Inc

"We had a really busy summer and in late September early October we did feel a slight decline in applications.  As of right now we seem to be back on track."

Allan Levine
President and COO

"October did not see a decline in originations either on the vehicle or equipment side. One thing we did notice is the size of financing requests for equipment is larger than prior months.

"Therefore, volume is higher with fewer or the same number of transactions as prior months in 2014. Our backlog is also higher compared to prior years. At some point, business will slow; we just have not seen it in 2014. We are hoping it is due to better marketing and efficiency and less due to economic conditions.

"With less community banks, less finance companies, and less brokers than 4/5 years ago, the pie is getting bigger (as the economy comes back) and there are less sources for financing."

Don Myerson
BSB Leasing, Inc.

"October saw a slight drop in new applications and a flat funding month compared to September. Year over year we saw a slight increase in both new applications and business funded. Nothing to get too excited about.

Originally, we expected an uptick in new business after the midterm elections but that has failed to materialize.  We’re looking for reasons why we would see strong growth through the end of the year but don’t see any."

Rick Remiker
Sr. Executive Vice President,
Director of Commercial Banking
Huntington National Bank

"The Sept. to Oct. drop seems to follow a trend where the first month of each Quarter is the slowest, while the last month of each Quarter is the most active. These differences seem to be more pronounced as time goes on. Are we ‘training’ our customers to drive business to Quarter end?  Is it driven by sales compensation practices?  Likely a little of both."

David T. Schaefer, CLP
Chief Executive Officer
Orion First Financial, LLC

"Volume of new applications has been rather flat for the past six months.  Approval rates have been climbing slightly and fundings have remained good despite the lackluster application growth. We are hopeful that 2015 will see growth again as the federal government gets back to being more functional."

Paul Witte, CEO
First Federal Leasing

"Our volume in October was only slightly higher than September in both the number of applications and funding volume.  I don’t anticipate any large increases in volume towards the end of the year since the maximum Section 179 deduction for 2014 is $25,000.  In the recent past, limits were much higher providing an incentive to buy equipment for the upcoming year."

ELFA President and CEO William G. Sutton, CAE, said: “ELFA members report strong growth in new business volume, albeit tempered by continued margin compression in many sectors. The U.S. economy continues to expand at a modest rate, providing a welcome stimulus for investment in business equipment. Portfolios are performing relatively well, although delinquencies are showing some slight volatility. Most economic indicators—lower fuel prices, reduced unemployment and a robust equity and bond market—all point to a strong fourth quarter, absent some unforeseen development.”

The ELFA MFLI-25 report noted "Receivables over 30 days increased from the previous month to 1.2 percent, and were up from 0.9 percent in the same period in 2013.  Charge-offs were unchanged for the seventh consecutive month at an all-time low of 0.2 percent.

"Credit approvals totaled 78.3 percent in October, a decrease from 79.7 percent the previous month.  Total headcount for equipment finance companies was up 0.7 percent year over year."

Here are the October, 2014, ELFA Charts:

MLFI-25 New Business Volume (Year Over Year Comparison)
click to make larger


Aging of Receivables:

click to make larger

Average Losses (Charge-offs) as a % of net receivables
(Year Over Year Comparison)

click image to make larger

Credit Approval Ratios As % of all Decisions Submitted
(Year Over Year Comparison)

click image to make larger

Total Number of Employees
(Year Over Year Comparison)

click image to make larger 

ELFA MLFI-25 Participants

BancorpSouth Equipment Finance
Bank of America
Bank of the West
BB&T Bank
BMO Harris Equipment Finance
Canon Financial Services
Caterpillar Financial Services
Dell Financial Services
Direct Capital Corporation
EverBank Commercial Finance
Fifth Third Equipment Finance
First American Equipment Finance, a City National Bank Company
GreatAmerica Financial Services
Hitachi Credit America
HP Financial Services
Huntington Equipment Finance
John Deere Financial
Key Equipment Finance
LEAF Commercial Capital
M&T Bank
Marlin Leasing
Merchants Capital
PNC Equipment Finance
RBS Asset Finance
SG Equipment Finance
Siemens Financial Services
Stearns Bank
Susquehanna Commercial Finance
TCF Equipment Finance
US Bancorp Equipment Finance
Verizon Capital
Volvo Financial Services
Wells Fargo Equipment Finance


Baytree National Bank sells Equipment Leasing
 and Financing Business to North Community Bank

RENO, NEVADA, – The Alta Group, a global consultancy specializing in the equipment leasing and financing industry, announced that its client, Baytree National Bank & Trust Co. of Lake Forest, Illinois, had sold its equipment leasing and financing assets and business to North Community Bank, a subsidiary of Chicago-based Metropolitan Bank Group, Inc. Alta initiated the transaction and served as exclusive financial advisor to Baytree National Bank & Trust Co.

Bruce Kropschot
Senior Managing Director and
Merger & Acquisition Advisory Practice Leader –
The Alta Group

 “It was gratifying to satisfy our client’s sale objectives and find an excellent home for the top-quality Baytree leasing team,” Alta Group Managing Partner Bruce Kropschot said.
A spokesman for the acquired leasing business, which operates under the name Baytree Financial Group, stated that the leasing team will continue its business as a part of North Community Bank and offer specialized finance and leasing programs in areas such as healthcare and medical equipment, information technology solutions, industrial equipment, veterinary equipment and office automation products.

North Community Bank has approximately $2.4 billion in assets and 91 branch locations in the Chicago metropolitan area.  It is a full service commercial bank offering an array of banking products and services to retail and business customers
Alta’s Merger & Acquisition Advisory Practice provides both buy and sell side advisory services, funding management and capital raising services, due diligence services and valuation services. Bruce Kropschot is senior managing director and Merger & Acquisition Advisory Practice leader.  He and his colleagues have arranged the acquisition of over 200 equipment leasing and financing companies, including three transactions in recent months.  For information on the M&A Advisory Practice visit:

About The Alta Group

The Alta Group is the leading global consultancy dedicated exclusively to the business of equipment leasing and asset finance. Since 1992, Alta has represented equipment leasing and finance companies, financial institutions, manufacturers and service providers, offering management consulting and expertise in global market entry, vendor and captive finance, professional development, legal services, asset management, mergers and acquisitions, and application consulting. For information on the group’s services in the United States and Canada, Latin America, Europe, the Middle East and Africa, China, and Asia-Pacific, visit



New Hires---Promotions in the Leasing Industry

Ray Borgard was hired for Accounts Receivable at First Financial Corporate Services, Inc., working out of Hoffman Estates, Illinois. He has been doing this work as RB Asset Management since August, 2008. Previously, he was Manager, Credit and Collections, Stericycle, Inc. (October 2006–July 2008); Director, Accounts Receivable, Operations, Customer Service, Peacock Interiors, LLC. (May 2003–September 2006); Director, Accounts Receivable, Comdisco, Inc. (April 1999–May 2003); Manager, Accounts Receivable, Comdisco, Inc. (1986–April 1999); Education: North Park University, Bachelor of Arts (B.A.), Liberal Arts and Sciences/Liberal Studies

William Griesmyer named Senior Account Manager at Commercial Capital Leasing, Charlotte, North Carolina. Previously he was Vice President of National Accounts, Crest Capital (January 2014- November 2014); Senior Funding Services (November 2009-January, 2014); President, Link Financial Solutions (2008-November 2009); Engineering Project Manager, Flextronics (2006-2008); Product Change Manager, Cummins Engine Company (2003-2005); Senior Product Engineer, Corning (2001-2002); Product Engineer, Solectron (1998-2001); Advisory Product Engineer, Product Manager, Siemens (1989-1998); Product Manager, Product Engineer, IBM (ROLM) (1982-1989), Senior Engineer, Westinghouse (1991-1982); Electronics Engineer, EXXON/Reliance electric (1980-1981); Member Technical Staff, Princeton University Plasma Physics Laboratory (1975-1980); Member Technical Staff, Princeton Plasma Physics Lab (1975-1980). Courses: Southern Methodist University, Telecom Network Design, Data Communications, Digital Switching, Engineering Finance, Telecommunications Management and Regulation, Digital Telephony, Applications Programming, Intro to Telecommunications, Engineering Management, Economic Decision Analysis. Education: Southern Methodist University, MS, Telecommunications Management (1986–989)(Open)1 course; Clarkson University, Bachelor of Science, Master of Engineering, Electrical Engineering (1970–975); Research Assistant. Operated Clarkson University high voltage laboratory. Activities and Societies: Tau Beta Pi engineering honor society, Eta Kappa Nu electrical engineering honor society, Tau Delta Kappa fraternity; Oneida Senior High, Regents, Science, Math, English, Latin (1967–1970),Activities and Societies: Football, Wrestling, Track, National Honor Society, Band.


Geoffrey F. Pritchard, CPA, has joined Blue Bridge Financial, Buffalo, New York as Chief Financial Officer. "He served the previous 5 years as the deputy CFO and Financial Controller with the Buffalo City School District where he oversaw the district’s $1 billion annual budget. Prior to working in the Buffalo City School District, Pritchard held positions as CFO and VP of Finance with Security Savings Bank in Las Vegas, NV, AVP and Assistant Controller with Evans Bancorp, Inc., Analyst with HealthNow New York, Inc. and CPA with Deloitte & Touche, LLP. Geoff holds a bachelor’s degree in Business Administration with Accounting and Finance from the State University of New York at Buffalo.

Rita Richeson hired as Funding Manager, Go Capital, Roseville, California. Previously, she was Owner/Managing Member Lending Processors, LLC. (January 2004–November 2014); Manager, Documentation & Funding, Balboa Capital (1994–2004). Education: Sierra College, Business

Greg Sting was hired as Vice President, Portfolio Management at Marlin Business Services Corp., Mount Laurel, New Jersey; he is located in Jacksonville, Florida.  He joined CIT Group, Inc., August, 2007 as Vice President/Director, Operations, and was promoted August, 2011, as Chief Operations Officer, Vendor Finance US.  Previously, he was Director of Operations, Stryker (2006–2007). He joined Dana Corporation Commercial Credit as Transaction Manager/Remarking Representative, 1991; promoted 1996 to International Program Manager-Asset Management Group; promoted, 1999, Program Manager/Director; promoted 2001, Vice President, Product Group Manager; promoted 2003 Corporate Director, Global Processes/Supply Chain Management. Volunteer Leader, Boy Scouts of America (September 2007). Education: Bowling Green State University MBA, Business. Heidelberg College, Bachelor of Science, Business Administration. University of Michigan-Dearborn, Executive Program.

Dan Whiteash named Vice President PNC Equipment Finance, Washington, DC Metro area.  Previously, he was PNC Sports & Entertainment Finance (July 2009–October 2014); National Sales Director, National City Manufacturing Finance (2006–2009); Underwriter II, National City Commercial Capital (2004–2006); Sales Associate, Coldwell Banker Commercial (2003–2004);
Education, Penn State University, Bachelor's degree, Finance (2003). Duquesne University, Masters, Management & Leadership


Leasing Industry Help Wanted

Rosemont, Illinois

Billing Specialist

Leasing Experience, knowledge LeasePlus preferred,
click here for more information

  Accounts Receivable Specialist

Experienced Collector/AR Associate
click here for more information




STRADA Capital recently moved into its new facility and is hiring Top Sales Producers to work in our Equipment Financing and Working Capital Divisions.

High Level Performance, Collaborative Creativity, Integrity and Transparency define our Culture. The Company offers generous commission plans, industry leading support and benefits.

Email your resume to:
The Place where Professionals Prosper

For information on placing a help wanted ad, please click here:



Letters?---We get eMail!
(News and Reactions to News)


eLease Charged with Collecting Advance Fee in Florida

"I saw that eLease International was getting in trouble for Advance Rentals.  They have the same name with International.  Our trademark is only US, so they are able to use the extension.

"We run a tight ship over here so I just wanted to make sure it was clear it was not us.

"Nice win at the World Series!


J Thomas Williams
President & CEO


Leasing to Franchises
By Tom McCurnin, Leasing News Legal Editor

"Tom nailed it on franchise leasing.

"During my career, I had the opportunity of providing leasing for McDonald's, Burger King, Sir Speedy, and others whose names escape me.

"McDonald's was a leasing person's dream.  Though there was nothing formally written, they wanted to know if their franchisees were in the slightest of difficulty and demanded that we notify the region managers when any of them hit the 30 day column.  They threatened them with loss of their franchise and it was quite effective in keeping them current.

"The others were only interested in the approvals...speed and rates.  There was little help in those problem cases and the collateral was worthless.

"We developed parameters by which the Franchisors were subject to scrutiny not only in the original approval process but in ongoing performance metrics.  These included the obvious...losses, DQ, equipment realization on resale, franchisee turnover, location history, and the continuing financial quality of the franchisor.  Difficult as it was, we once walked away from a franchisor because of some of these problems.  Much volume to recover but at least our portfolio quality improved."

Ralph Mango


"Any input, advise, direction etc. on the best ways to become a great equipment leasing broker (other than having integrity, tenacity & resilience & work ethic- all of which I know well).

"Happy Thanksgiving"

Ed Lavine

(see tradepub mentioned in article:

license required many states, especially California, unless you use the funder’s documents and not private label.

Best collection:


Pawnee Leasing Simplifies Sales Processes
with DocuSign and eOriginal

"Madison capital has used electronic signatures for approximately 6 +/- years. The product has evolved and is much better than the inception period. For many clients, it speeds up the funding process and is an easy way to complete vehicle and equipment financing transactions.

"Each company needs to decide if there are thresholds for when to have signatures notarized or use electronic documents. Also, there are levels of security that can be put in place that in my opinion, are more secure than notarized documents. 

"Electronic signatures have been a part of the Madison funding process for years. Over that period, like most electronic programs, enhancements have made the process easier for the client and more secure for the funding source."

Allan Levine
President and COO


Chairman Ken Kelly, Councilman Linda LaZotte, Kit Menkin,
Captain James Sloan.

Archives: November 21, 2000
  "Others Award" Goes to Kit Menkin

"Kudos to you, Kit, and congratulations on your past, present and future work with the Salvation Army.

"And thanks to all the bell ringers who continue to make a difference with their time through the holiday season.  Ring on!"

Gary Greene, CLP BPB
Lease $mart


Classic Tom McCurnin on “Origin of Suretyship Defenses”
Robin Hood, The Evil Prince John, The Knights Templar, and the Magna Carta
By Tom McCurnin, Leasing News Legal Editor


"Proud to be added to your mailing list."

Stephen McCollister


"I recently signed on full time with GO Capital and therefore do not check my Lending Processors email very often anymore.  I would like to receive the newsletter here at my go capital email address, as I miss reading it and keeping up on what’s going on in the industry.  I enjoy the fact that you always provide a fresh perspective on all things leasing, as well as non-leasing related current events!

"Thanks for keeping it interesting; looking forward to getting the newsletter again soon.  Have a wonderful Thanksgiving!"

Rita Richeson
Funding Manager
Go Capital


Sales Commissions
Leasing 102 by Terry Winders

Compensation Plans
by Ralph Mango, Leasing News Associate Editor

"I enjoyed reading today's issue especially the high quality articles written by Terry and Ralph. The real life knowledge and experience spoke to me through both pieces.  Their articles inform the reader about the core of leasing and what makes leasing work which is a nice contrast to the typical leasing publications out there which focus more toward news about leasing companies and the surrounding economy. That typical "canned" news can be repetitive.  The leasing news is unique."

Ed Castagna


"Please add this work e-mail of mine to the mailing list.  I have enjoyed and valued the information provided in Leasing News for many, many years."

Gavin Kemp
Vice President
Commercial Lender
Equipment Leasing Specialist
Winona National Bank


Day in American History

"I’m unable to open the link to this Day in American History.  Not only do I find this section a blast to read, this past year I’m also keeping track of the Medal of Honor Winners.  Our town has a Citizen Patrol/Volunteer Organization and one of the events we help participate in on a state-wide basis here in Texas is honoring the Medal of Honor winners each year in Gainesville. Some of medalists actually come in that day from other states as well.  So I thought if I copied all your MOH winners and their reasons for winning the medal, it would prove inspirational to the event participants and the local police and service organizations that participate every year.  These men and women are truly heroes and deserve that recognition.

"Thank you for all you do."
Ralph “Coop” Coppola




September & October - "The List"
--- Mergers, Acquisitions & Changes
"The Good, the Bad and the Ugly"—


Enverto, Los Angeles, CA (09/14) Enverto Investment Group Closes a $100mm Equipment (09/14) Enverto Introduces IMCA Express

Ultimate Financing, Grand Island, Nebraska (09/14) Dean Rubin starts new company, a Division of Navitas Lease Corp.


Direct Capital Corporation, Portsmouth, N.H. Direct Capital Corporation, Portsmouth, N.H. (10/14) Who Will be the New Head of Direct Capital? Changes in the Works

Ascentium Capital, Kingswood, Texas (10/14) It’s Official Office in New Hampshire

CIT Group, New York (10/14) CIT Bank to Merge with OneWest Bank? Will Direct Capital Acquisition Hurt Merger?

De Lage Landen Financial Services, Wayne, Pennsylvania (10/14) De Lage Landen Changes Name and Catch the New Logo

Alphabetical List

Chronicle List




Tips for Creating the Perfect LinkedIn Profile
By Deborah Richmond, TekkBuzz

LinkedIn is the most popular social media network for professionals. Unlike Facebook, Twitter and other sites that are used for personal purposes, it's strictly for business. For this reason, signing up for a LinkedIn account and filling out profile information is a little bit different from other social networks.

What to Include

First of all, your profile should be complete. Fill out even the details that you don't believe are important. People will be searching for your profile using all kinds of information. For example, old schoolmates will find you by your education information. Another reason is that a half-completed profile looks lazy. It looks like you don't care enough to take the thirty minutes to finish it.

Be sure to include:
Work experience – Present and past positions in all fields.
Education – The schools you've attended and degrees obtained.
Areas of specialization – These will set you apart from similar profiles.
Your websites – List all of them that you want people to know about.
Interests and hobbies – These may not be important but they can offer another connection point between you and others on LinkedIn.
Awards – Don't be afraid to brag.
Location – This one is important because lots of people search by geographic location.

Writing your LinkedIn profile may feel like doing your resume, but it's not. You're creating content as well as laying down the facts. Like content for any blog or website, make it readable and interesting. Write it in a professional AND personable manner in order to make it something that you'd enjoy reading yourself rather than just a laundry list of achievements.

Your Profile Picture

Just like all social media profiles, your LinkedIn profile needs a good picture. It should be a photograph of you. The site doesn't allow logos or funny pictures (and remember, this isn't Facebook, so don't get wacky with it). One of the main purposes of your photo is to show that you're a real person.

Your picture should be friendly but not too casual. Make sure that the sizing is right. It shouldn't be a full body picture where your face is about one pixel. On the other hand, your face shouldn't fill the entire frame.

Keyword Optimization

LinkedIn profiles appear in search engine results so you should keyword optimize. Wherever possible, use targeted keywords that people might use when looking for someone like you. Be careful not to stuff it with the same keywords over and over or else it will look like you're trying to game the site. Use your keywords naturally and tastefully.

Your Unique URL

When you first sign up for LinkedIn, it will assign you a generic URL. You can change it with just a few clicks and keystrokes. Go to 'Edit My Profile' and 'Public Profile.' Click where it says 'edit' and you can enter your own vanity URL.

If possible, use your name. If not, choose something that uses your name and is easy to remember. That's the main point of the vanity URL – it gives people something easy to remember. LinkedIn lets you change it at any time, but pick something good and stick with it. Whenever you change your URL, you'll lose people who have you bookmarked as well as breaking any links you’ve created elsewhere to your personal profile.

The Real You

There are lots of profiles that are just plain boring. You want yours to stand out and the best way to do this is to infuse your own personality. Keep it professional, but don't be afraid to share some personal information as well. That's what makes your profile unique and it will invite others to connect with you.


##### Press Release ############################

FDIC Insured Institutions Earned $38.7 Billion
in the Third Quarter of 2014

Revenue Increase Is Largest Since 2009

Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reported aggregate net income of $38.7 billion in the third quarter of 2014, up $2.6 billion (7.3 percent) from earnings of $36.1 billion the industry reported a year earlier. The increase in earnings was mainly attributable to a $7.8 billion (4.8 percent) increase in net operating revenue (the sum of net interest income and total noninterest income), the biggest since the fourth quarter of 2009. Almost two-thirds of the 6,589 insured institutions reporting (62.9 percent) had year-over-year growth in quarterly earnings. The proportion of banks that were unprofitable during the third quarter fell to 6.4 percent from 8.7 percent a year earlier.

"The banking industry had another positive quarter," FDIC Chairman Martin J. Gruenberg said. "Community banks, in particular, performed better than a year ago. Most importantly, third quarter income growth was based on revenue growth instead of lower loan-loss provisions. This can be a more sustainable foundation for continued earnings growth going forward."

Total loan and lease balances rose by $50.9 billion (0.6 percent) in the third quarter to $8.2 trillion. Commercial and industrial loans increased by $10.1 billion (0.6 percent), and auto loans grew by $9 billion (2.4 percent), while balances of one- to four-family mortgage loans declined by $6.7 billion (0.4 percent). Over the last 12 months, loan and lease balances increased by 4.6 percent.

Noninterest income was $5.4 billion (9.2 percent) higher than a year ago. Gains from loan sales were $1.2 billion (45.6 percent) higher, while trading income was up by $1.1 billion (25.3 percent). This is the first time in the last five quarters that noninterest income has increased year-over-year.

Net interest income was up $2.4 billion (2.3 percent) from a year ago, as interest-bearing assets were 5.9 percent higher. The average net interest margin (the difference between the average yield banks earn on loans and other investments and the average cost of funding those investments) was 3.14 percent, down from the 3.26 percent average in the third quarter of 2013. This is the lowest quarterly average margin since 3.11 percent in the third quarter of 1989, as larger institutions increased their holdings of low-yield, liquid investments.

Noninterest expenses for goodwill impairment were $1.1 billion higher than a year ago, while itemized litigation expenses were $1.6 billion lower. Expenses for salaries and employee benefits were $2.0 billion (4.3 percent) higher than in the third quarter of 2013. Banks set aside $7.2 billion in provisions for loan losses, up 23.9 percent from $5.8 billion a year earlier. This is the first time in five years that the industry has reported a year-over-year increase in loss provisions.

Asset quality indicators continued to improve as insured banks and thrifts charged off $9.2 billion in uncollectible loans during the quarter, down $2.4 billion (21.0 percent) from a year earlier. The amount of noncurrent loans and leases (those 90 days or more past due or in nonaccrual status) fell by $9.7 billion (5.3 percent) during the quarter. The percentage of loans and leases that were noncurrent declined to 2.11 percent, the lowest level since the 2.09 percent posted at the end of the second quarter of 2008.

The average return on assets (ROA) rose slightly to 1.02 percent in the third quarter from 1.00 percent a year earlier. The average return on equity (ROE) rose from 8.94 percent to 9.04 percent.

Despite continued positive developments, Chairman Gruenberg noted: "Still, there are challenges ahead for the industry. Margins remain under pressure in this low interest rate environment. Institutions have responded by extending asset maturities, which raises concerns about interest-rate risk. And banks are increasing higher-risk loans to leveraged commercial borrowers. All of these issues continue to be matters of ongoing supervisory attention.

Nevertheless, third quarter results were largely good news for community banks and for the entire banking industry."

Financial results for the third quarter of 2014 are contained in the FDIC's latest Quarterly Banking Profile, which was released today. Also among the findings:

Community banks earned $4.9 billion during the quarter. Starting with the Quarterly Banking Profile released for the first quarter of 2014, the FDIC added a new section that reports on the performance of community banks – those institutions that provide traditional, relationship-based banking services in their local communities. Based on criteria developed for the FDIC

Community Banking Study published in December 2012, there were 6,107 community banks (93.0 percent of all FDIC-insured institutions) in the third quarter of 2014 with assets of $2.0 trillion (13.0 percent of industry assets). Third quarter net income at community banks of $4.9 billion was up $351 million (7.8 percent) from a year earlier, driven by higher net interest income and lower loan-loss provisions. The report also found that loan balances at community banks in the third quarter grew at a faster pace than in the industry as a whole, asset quality indicators continued to show improvement, and community banks continued to account for 45 percent of small loans to businesses.

The number of "problem banks" fell for the 14th consecutive quarter. The number of banks on the FDIC's "Problem List" declined from 354 to 329 during the quarter, the lowest since the 305 in the first quarter of 2009. The number of "problem" banks now is 63 percent below the post-crisis high of 888 at the end of the first quarter of 2011. Two FDIC-insured institutions failed in the third quarter, compared to six in the third quarter of 2013.

The Deposit Insurance Fund (DIF) balance continued to increase. The DIF balance (the net worth of the Fund) rose to a record $54.3 billion as of September 30 from $51.1 billion at the end of June. The Fund balance increased primarily due to assessment income, recoveries from litigation settlements, and receivership asset recoveries that exceeded estimates.

Estimated insured deposits increased by 0.4 percent, and the DIF reserve ratio (the Fund balance as a percentage of estimated insured deposits) rose to 0.89 percent as of September 30 from 0.84 percent as of June 30. A year ago, the DIF reserve ratio was 0.68 percent. By law, the DIF must achieve a minimum reserve ratio of 1.35 percent by September 30, 2020.

The complete Quarterly Banking Profile is available at on the FDIC Web site.


John Kenny
Receivables Management

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### Press Release ############################

Delaware Former Bank President Gets Two Years in Fed Prison
for Bank Fraud and Money Laundering

WASHINGTON, DC – Christy Romero, Special Inspector General for the Troubled Asset Relief Program (SIGTARP), and Charles M. Oberly, III, United States Attorney for the District of Delaware, today announced that on November 24, 2014, United States District Judge Richard G. Andrews sentenced James A. Ladio, age 58, of Wilmington, Del., to two years in federal prison for his role in a loan scheme involving TARP recipient Wilmington Trust Corporation.

Ladio, former president and chief executive officer of MidCoast Community Bank, pleaded guilty on December 17, 2013, to two counts of bank fraud and to two counts of money laundering. The charges related to a nominee loan scheme in which Ladio recruited two former MidCoast customers to obtain loans, the proceeds of which the customers loaned back to Ladio.

According to facts revealed during the sentencing hearing, Ladio had been involved in a decade-long “loan-swap” arrangement with former Wilmington Trust market manager Brian Bailey, in which the two men provided more than 20 loans to each other totaling more than $1.5 million. In June 2010, Wilmington Trust called Ladio’s loans and required him to enter into a Global Restructuring Agreement. Ladio engaged in the nominee loan scheme in substantial part to make interest and principal payments under the agreement.

“Ladio, former president and chief executive officer of MidCoast Community Bank and a leader in the Delaware banking community, was sentenced to spend the next two years in federal prison for bank fraud against three banks, including TARP bank Wilmington Trust Corporation,” said Christy Romero, Special Inspector General for TARP (SIGTARP). “For more than a decade involving more than 20 transactions, Ladio lined his pockets by fraudulently securing Wilmington Trust loans through former Wilmington Trust officer Brian Bailey in exchange for Ladio making sweetheart loans to Bailey. Ladio used the loans to pay off personal debt. SIGTARP and our law enforcement partners will hold accountable perpetrators who engage in fraud related to TARP. We will not rest in our efforts to identify and investigate those individuals, unravel their crimes, and support their prosecution. We are proud to stand together with the United States Attorney’s Office for the District of Delaware in our combined fight against bailout related crime.”

United States Attorney Oberly said, “The Court rightly punished Mr. Ladio for his serious fraud offenses, which negatively impacted his bank and other financial institutions. Today’s sentence sends a powerful message that bankers who abuse their positions of trust and engage in self-dealing will face significant consequences, including imprisonment and being banned from banking.”

The case was investigated by SIGTARP, the Federal Bureau of Investigation, the Internal Revenue Service - Criminal Investigation, and the Office of Inspector General for the Board of Governors of the Federal Reserve System and the Consumer Financial Protection Bureau. The case was prosecuted by Assistant United States Attorneys Robert F. Kravetz and Lesley F. Wolf.


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Fernando’s View: Special Thanksgiving Edition:
By Fernando Croce

As end-of-year holidays quickly pile up, it’s important to not lose track of the things that really matter, like health, family, and a good movie. So for this upcoming Thanksgiving, we’re recommending a slew of savory cinematic treats to go with your turkey gravy and pumpkin pie. Enjoy!

Rally 'Round the Flag, Boys! (Leo McCarey, 1958): An expert in comedy since the earliest days of Laurel and Hardy, Leo McCarey directed this warm and wild satire on suburbia, which concludes with one of the funniest portraits of Turkey Day ever put on screen. Paul Newman and Joanne Woodward, in rare comic roles, stars as Harry and Grace, a married couple whose staid life in a small Connecticut town is shaken up by unexpected events. First, there's a military army base being built right in their backyard, and then there's flirty local Angela (Joan Collins), who has her eyes on Harry. Culminating with a crazy Thanksgiving reenactment that shuffles everybody's roles, this unheralded comedy mixes slapstick with humanism as only McCarey could.

A Charlie Brown Thanksgiving (Bill Melendez & Phil Roman, 1973): No holiday gathering is complete without a visit from the Peanuts gang. In this short but delightful animated TV special, Charles M. Schultz’s characters come to face such Turkey Day challenges as getting the family together and getting the right meals cooked. When Peppermint Patty and friends invite themselves over to Charlie Brown’s house, he must whip up a holiday special even though he’s supposed to be going to his grandmother’s house. Throw in lessons about what Thanksgiving really stands for and Snoopy and Woodstock in pilgrim costumes, and you have a tip-top Peanuts feature.

The Last Waltz (Martin Scorsese, 1978): Hailed by critics as one of the greatest concert films ever made, this wonderful documentary unfolds on Thanksgiving Day, 1976, where the group The Band gathers for their final concert. Staged in San Francisco's Winterland Ballroom, the film is a priceless record of talented musicians coming together in an emotional presentation. Members of The Band share the stage with such electrifying friends as Bob Dylan, Eric Clapton, Neil Young, Joni Mitchell and Ringo Starr. The numbers, which include hits like "Up on Cripple Creek" and "The Shape I'm In," are choreographed by the great Martin Scorsese with as much cinematic care as in films like "Taxi Driver" and "Raging Bull." Joyous, moving and tuneful, this is definitely something for lovers of film and music to be thankful for.

Planes, Trains & Automobiles(John Hughes, 1987): Steve Martin and John Candy make an unbeatable odd couple in this hilarious and ultimately poignant comedy from director John Hughes (“The Breakfast Club”). Smooth advertising exec Neal (Martin) and brash salesman Del (Candy) make unlikely traveling companions, but when their flight is grounded by snow, the two are stuck on a madcap road trip. Can they make it home in time for Thanksgiving—or, more to the point, before they kill each other? There are several unforgettable jokes and characters along the way, but what makes the movie such an enduring treat is the warm chemistry between Martin and Candy.

Free Birds (Jimmy Hayward, 2013): From former Pixar animators comes this energetic holiday comedy, which envisions the original Thanksgiving as a literal turkey day. The story centers on Reggie (voiced by Owen Wilson), a sharp-witted turkey who finds himself celebrated around the farm after he dodges the hatched during the holiday season. Enter Jake (Woody Harrelson), a manic fellow fowl who's determined, with the help of a time machine, to save their species from becoming a staple of seasonal food. So back to the 17th-century they go, where they learn first-hand about the Plymouth colony. Taking a look at Thanksgiving traditions from an inventive new point of view, the movie serves up a bright palette and often hilarious comedy, resulting in often inspired, underrated family entertainment.


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 November 26, 1789 - President George Washington proclaimed this day to be Thanksgiving Day. It was the first holiday by presidential proclamation. Both Houses of Congress, by their joint committee, had requested him to recommend a day of public thanksgiving and prayer, to be observed by acknowledging with grateful hearts the many and signal favors of Almighty God, especially by affording them an opportunity to peaceably establish a form of government for their safety and happiness. Those opposed said it violated the states’ rights to proclaim the day of Thanksgiving in their own state and it should not be a national holiday. Proclamation issued Oct 3, 1789. It was next proclaimed by President Lincoln in 1863 for the last Thursday in November. In 1939, President Roosevelt moved Thanksgiving to the next to last Thursday.  On May 10, 1941, Pres. Roosevelt announced Thanksgiving would be moved forward again to the last Thursday of November, after the two-year experiment. Roosevelt had originally moved the holiday to stimulate business activity…and this was before anyone thought of Black Friday or Cyber Monday!


News Briefs----

Federal Reserve proposes new rules for GE Capital

LaSalle Solutions Expands to New Headquarters

Apple Market Cap Soars To $700 Billion




--You May Have Missed It

Look How Much Bigger Thanksgiving Turkeys Are Today Than in the 1930s


SparkPeople--Live Healthier and Longer

Thanksgiving Survival Guide
Make it Through the Day...Guilt-Free


Football Poem


Man in the Glass

( The poem Bill Parcells is reportedly read often to his players on Monday )

When you get what you want in your struggle for self
And the world makes you king for a day
Just go to a mirror and look at yourself
And see what that man has to say

For it isn't your father, mother or wife
Whose judgment upon you must pass
The fellow whose verdict counts most in your life
Is the one staring back from the glass

Some people may think you're a straight-shootin' chum
And call you a wonderful guy
But the man in the glass says you're only a bum
If you can't look him straight in the eye

He's the fellow to please, never mind all the rest
For he's with you clear up to the end
And you've passed your most dangerous, difficult test
If the man in the glass is your friend

You may fool the whole world down the pathway of life
And get pats on the back as you pass
But your final reward will be heartaches and tears
If you've cheated the man in the glass



Sports Briefs----

Pablo Sandoval wants 'new challenge' with Red Sox

Why Pablo Sandoval chose Boston Red Sox over Giants

Troy Aikman admits rival was greatest quarterback of all time

Rebel fell: Ole Miss plummets to 19

The 20 Richest NFL Quarterbacks of All-Time

Who is paying for tonight's Bills-Jets game at Ford Field - and who is getting paid?

New Orleans Saints owner Tom Benson pledges $11 million to Pro Football Hall of Fame

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California Nuts Briefs---

CalPERS: Pensioners will eventually outnumber pension contributors


“Gimme that Wine”

Boarding pass is your ticket to free Spokane wine tasting

Free Mobile Wine Program

Wine Prices by vintage

US/International Wine Events

Leasing News Wine & Spirits Page


This Day in American History

      1716 – A lion is exhibited for the first time in the Colonies, in Boston.
    1774 - A congress of colonial leaders criticized British influence in the colonies and affirmed their right to “Life, liberty and property.”        
    1775 - The American Navy began using chaplains within its regular service.        
    1778 - British explorer Captain James Cook first discovers Maui, the islands (the Hawaiian Islands) and names them Sandwich Islands after Britain’s Earl of Sandwich. He dies in the islands with four of his men as the natives were continuing to steal fishing hooks and supplies from the ship.
    1789 - President George Washington proclaimed November 26, 1789 to be Thanksgiving Day. It was the first holiday by presidential proclamation. Both Houses of Congress, by their joint committee, had requested him to recommend a day of public thanksgiving and prayer, to be observed by acknowledging with grateful hearts the many and signal favors of Almighty God, especially by affording them an opportunity to peaceably establish a form of government for their safety and happiness. Those opposed said it violated the states’ rights to proclaim the day of Thanksgiving in their own state and it should not be a national holiday. Proclamation issued Oct 3, 1789. It was next proclaimed by President Lincoln in 1863 for the last Thursday in November. In 1939, President Roosevelt moved Thanksgiving to the next to last Thursday.  On May 10, 1941, Pres. Roosevelt announced Thanksgiving would be moved forward again to the last Thursday of November, after the two-year experiment. Roosevelt had originally moved the holiday to stimulate business activity…and this was before anyone thought of Black Friday or Cyber Monday!
    1792 - Sarah Moore Grimke birthday at Charleston, SC.  With her sister, American antislavery and women’s rights advocate.  Died Dec 23, 1873, at Hyde Park, MA.
    1825 – The first college fraternity, Kappa Alpha, was founded at Union College, New York.
    1832 - Mary Edwards Walker birthday at Oswego, NY. American physician and women's rights leader.  First female surgeon in US Army (Civil War). Spent four months in Confederate prison. First and only woman ever to receive Medal of Honor (Nov 11, 1865). Two years before her death, on June 3, 1916, a government review board asked that her award be revoked along with 908 others as they decided the award would be solely for those in combat. She continued to wear it, in spite of official revocation, until her death, Feb 21, 1919, at Oswego. On June 11, 1977, the Secretary of the Army posthumously restored the Medal of Honor to Dr. Walker.
    1832 - The first Streetcar “John Mason”, a horse-drawn conveyance designed and constructed by John Stephenson in Philadelphia, PA, was placed in service in New York City by the New York and Harlem Railway. Named for the prominent New York banker who organized the railway company, the John Mason was equipped with iron wheels and was drawn over iron rails laid in the center of the pavement. Lank O’Dell was the first driver. The car was divided into three non-connecting compartments with 10 seats in each. The first of the three doors bore on its panel the name “New York,” the second “Yorkville,” and the third “Harlaem.” (sic). The fare was 12.5 cents. Tracks for the streetcar were laid along Fourth Avenue from Prince Street to 14th Street. In November 1835, a double track running north to Yorkville was completed.
    1853 – Bat Masterson was born William Barclay Masterson at Henriville, Quebec.  He was a buffalo hunter, US Marshal, Army scout, fisherman, gambler, frontier lawman, and Sports Editor for the New York Morning Telegraph.  He was Wyatt Earp’s deputy in Dodge City and became sheriff of Ford County, KS.  In 1881, in Tombstone, AZ, Earp called on Masterson to run one of his saloons but he returned to Dodge to help his brothers against some outlaws.  “The Dodge City War” ensued.  He spent his last years with the Morning Telegraph and died at age 67 on October 25, 1921, at his desk from a heart attack after penning what became his final column.  He is buried at Woodlawn Cemetery in The Bronx.
    1858 - Mother Mary Katharine Drexel’s birthday at Philadelphia.  Founder of the Sisters of the Blessed Sacrament for Indians and Colored People.   She inherited $14 million in 1880; she used her funds freely while directing her order's work, which ranged from a school for black girls in Virginia to schools for Indians in the West. In 1915, she endowed and began forming Xavier University in New Orleans, the only Catholic college for blacks in the U.S.
     1861 - West Virginia was created as a result of a dispute over slavery with Virginia.  21 western counties, easternmost in what is now WV, did not want to secede from the Union and they were against slavery.
    1862 - On meeting Harriet Beecher Stowe, author of Uncle Tom's Cabin, President Abraham Lincoln comments: "So this is the little lady who made the big war.”
    1863 - Union General George Meade moves against General Robert E. Lee's Army of Northern Virginia after months of inaction following the Battle of Gettysburg. Meade's troops found no weaknesses in Lee's lines, and the offensive was abandoned after only five days. Meade sent three corps against Lee's right flank around a small valley called Mine Run. Unfortunately for the Union, William French's Third Corps took the wrong road and did not cross the Rapidan River (just south of the Rappahannock) on time. Lee moved part of his army east to meet the threat. While French's corps wandered in the Virginia wilderness, Confederate General Edward Johnson moved to block their advance. French's men fought Johnson's at Payne's Farm; French suffered 950 men killed and wounded to Johnson's 545. The blunder cost the Union heavily. Lee's men took up strong positions along Mine Run, and Meade realized that to attack head on would be foolish. By December 1, Meade began pulling his men back across the Rappahannock River and into winter quarters. There would be no further activity between the two great armies until spring.
    1863 - The first of our modern annual Thanksgivings was held following the Oct 3 proclamation of Pres. Lincoln to assign the last Thursday in Nov for this purpose.
    1864 - Colonel Kit Carson led the attack in the First Battle of Adobe Walls. Commanding the First Cavalry, New Mexico Volunteers, Carson was ordered to lead an expedition against the winter campgrounds of the Comanche’s and Kiowas, believed to be somewhere on the south side of the Canadian border. On November 10, he arrived at Fort Bascom with fourteen officers, 321 enlisted men, and seventy-five Ute and Jicarilla Apache scouts and fighters he had recruited from Lucien Maxwell's ranch near Cimarron, New México. The first eyewitness account of the battle other than Carson's military correspondence was published in 1877 by George Pettis, who had served as the expedition's artillery officer.
    1865 - "Alice in Wonderland" by Lewis Carroll was published in US.
    1867 - J.B. Sutherland of Detroit, MI received a patent on the first refrigerated railroad car. It was for an insulted car constructed with ice bunkers in each end. Air came in at the top, was passed through the ice chambers, and circulated through the car by means of gravity, controlled by the use of hanging flaps that created differences in air temperature. The first refrigerated railroad car to carry a load of fresh fruit was constructed in 1866 by Parker Earle of Cobden, IL, who built and shipped chests of strawberries on the Illinois Central Railroad. The chests had three layers of board and were airtight and watertight. They held 100 pounds of ice and 200 quarts of strawberries, which brought $2 a quart. In 1872, Earle shipped a full carload from Anna, IL, to Chicago.
    1868 – Baseball was played on an enclosed diamond for the first time, at 25th and Folsom in San Francisco.
1871 - Birthday of Texas Governor Pat Neff at McGregor, Texas.   He pardoned “Leadbelly,” was anti-Ku Klux Klan, a man ahead of his time, and a champion of education and progress.
    1872 - The San Francisco Evening Bulletin exposed one of the most notorious mining scandals in US history, The Great Diamond Hoax. Philip Arnold (1829-1878) was a confidence trickster from Elizabethtown, Kentucky, who was the brains behind a legendary scam to fool people into investing in western diamond mining operations. He managed to walk away from the hoax with more than half a million dollars. Clarence King (1842-1901) was the geologist who uncovered the swindle.
"Arnold and Slack played their con perfectly. They arrived in San Francisco in 1872 and tried to deposit a bag of uncut diamonds at a bank. When questioned, the two men quickly disappeared, acting as if they were reluctant to talk about their discovery. Intrigued, a bank director named William Ralston tracked down the men. Assuming he was dealing with unsophisticated country bumpkins, he set out to take control of the diamond mine. The two cousins agreed to take a blindfolded mining expert to the site; the expert returned to report that the mine was indeed rich with diamonds and rubies ...
"Back in San Francisco, King exposed the fraud in the newspapers and the Great Diamond Hoax collapsed. Ralston returned $80,000 to each of his investors, but he was never able to recover the $600,000 given to the two cousins. Arnold lived out the few remaining years of his life in luxury in Kentucky before dying of pneumonia in 1878. Slack apparently squandered his share of the money, for he was last reported working as a coffin maker in New Mexico. King's role in exposing the fraud brought him national recognition as he became the first director of the United States Geological Survey." Source: Wilson’s book of days
    1883 - We don’t generally mention the passing of a person in American History, but this is the date Sojourner Truth left Earth. A former slave who had been sold four different times, Sojourner Truth became an evangelist who argued for abolition and women’s rights. After a troubled early life, she began her evangelical career in 1843, traveling through New England until she discovered the utopian colony called the Northampton Associations of Education and Industry. It was there she was exposed to, and became an advocate for, the cause of abolition, working with Frederick Douglass, Wendell Phillips, William Lloyd Garrison and others. In 1850, she befriended Lucretia Mott, Elizabeth Cady Stanton and other feminist leaders and actively began supporting calls for women’s rights. In 1870, she attempted to petition Congress to create a “Negro state” on public lands in the west. Born at Ulster County, NY, about 1790, with the name Isabella Van Wagener, she died November 26, 1883, at Battle Creek, MI.  (Lower half of:
    1885 – A meteor was photographed for the first time.
    1895 - National Negro Medical Association founded.
 (could not find current or successor organization)
    1895 – The Hawaiian Sugar Planters Association was formed.
    1896 – The first huddle in American football was deployed by legendary coach Amos Alonzo Stagg.
    1899 – Bruno Richard Hauptman was born in Dresden, Germany.  He was convicted for the abduction and murder of the 20-month-old Lindbergh baby in 1932 in what became known as "The Crime of the Century".  He was executed in 1936 after a spectacular trial that would have been so even in today’s circus of media outlets.  Although he and his family always proclaimed his innocence, and there was some thought to that effect as he approached his electrocution, proponents have increased since, to the point that there is significant doubt about the conviction.
    1907 - Birthday of trumpeter Henry ”Hot Lips” Levine, born London, England.
    1907 - Birthday of pianist Frank “Kansas City Frank” Melrose, Sumner, IL.
    1908 - Birthday of Vernon “Lefty” Gomez at Rodeo, CA., well-known San Francisco personality and restaurateur. Gomez was a star pitcher with the New York Yankees from 1930 to 1942. He won six World Series games without a defeat. A 20-game winner four times and an All-Star every year from 1933 to 1939, Gomez led the league twice each in wins, winning percentage, and ERA, and was a three-time league leader in shutouts and strikeouts. In the first major league All-Star Game on July 6, 1933, Gomez was the winning pitcher for the American league and drove in first run of the game. Often overshadowed by great teammates Lou Gehrig and Joe DiMaggio, Gomez was on five World Series champions.  Inducted into the Hall of Fame in 1972, one of very few to be so honored with fewer than 200 wins. Died at Greenbrae, CA, Feb 17, 1989.
    1917 – The National Hockey League was formed.  The first teams were the Montreal Canadiens, Montreal Wanderers, Ottawa Senators, Quebec Bulldogs, and Toronto Arenas.
    1922 - Birthday of Charles Schulz, cartoonist, born at Minneapolis, MN. Created the “Peanuts” comic strip that debuted on Oct 2, 1950. The strip included Charlie Brown, his sister Sally, his dog Snoopy, friends Linus and Lucy and a variety of other characters. Stricken with colon cancer, Schulz’ last daily strip was published Jan 3, 2000, and his last Sunday strip was published Feb 13, 2000. The strip ran in more than 2,500 newspapers in many different countries. Schulz won the Reuben Award in both 1955 and 1964 and was named International Cartoonist of the Year in 1978. Several TV specials were spin-offs of the strip including “It’s the Great Pumpkin Charlie Brown” and “You’re a Good Man Charlie Brown.” Schulz died at Santa Rosa, CA Feb 12, 2000. See also “Peanuts Debuts: Anniversary” (Oct 2).
    1922 – “The Toll of the Sea” debuted as the first general release film to use two-tone Technicolor. “The Gulf Between” was the first film to do so, but it was not widely distributed.
    1925 - After finishing his college football career oat the University of Illinois, Harold “Red” Grange, perhaps the most famous player of all time, played his first game as a professional. Wearing the uniform of the Chicago Bears, Grange was held to 35 yards rushing in a 0-0 tie against the Chicago Cardinals.
    1933 - Birthday of entertainer, actor, singer Robert Goulet, born Lawrence, MA. Died in 2007       
    1933 - Fifteen thousand people in San Jose, California, storm the jail where Thomas Thurmond and John Holmes are being held as suspects in the kidnapping and murder of Brooke Hart, the 22-year-old son of a local storeowner. The mob of angry citizens proceeded to lynch the accused men and then pose them for pictures. On November 9, Brooke Hart was abducted by men in a Studebaker. His family received a $40,000 ransom demand and, soon after, Hart's wallet was found on a tanker ship in a nearby bay. The investigative trail led to Holmes and Thurmond, who implicated each other in separate confessions. Both acknowledged, though, that Hart had been pistol-whipped and then thrown off the San Mateo Bridge. After Hart's body washed ashore on November 25, a vigilante mob began to form. Newspapers reported the possibility of a lynching and local radio stations broadcast the plan. Not only did Governor James Rolph reject the National Guard's offer to send assistance, he reportedly said he would pardon those involved in the lynching. On November 26, the angry mob converged at the jail and beat the guards, using a battering ram to break into the cells. Thurmond and Holmes were dragged out and hanged from large trees in a nearby park. The public seemed to welcome the gruesome act of vigilante violence. After the incident, pieces of the lynching ropes were sold to the public. Though the San Jose News declined to publish pictures of the lynching, it condoned the act in an editorial. Eighteen-year-old Anthony Cataldi bragged that he had been the leader of the mob but he was not held accountable for his participation. At Stanford University, a professor asked his students to stand and applaud the lynching. Perhaps most disturbing, Governor Rolph publicly praised the mob. "The best lesson ever given the country," said Governor Rolph. "I would like to parole all kidnappers in San Quentin to the fine, patriotic citizens of San Jose."
    1938 - Birthday of singer Tina Turner, born Anna Mae Bullock, Nutbush, TN
    1938 – Impressionist/Comedian Rich Little was born in Ottawa, Ontario.
    1941 - A Japanese fleet of six aircraft carriers, commanded by Vice Admiral Chuichi Nagumo, left Hitokapu Bay under strict radio silence, headed east in what would become the attack on Pearl Harbor that plunged the US into World War II.  The surprise attack was Admiral Isoroku Yamamoto's idea. The Commander in Chief of the Japanese Combined Fleet had been stewing over the idea since November 1940, two months after Japan signed the Tripartite Pact that aligned them with Germany and Italy. Yamamoto's Pearl Harbor idea was inspired by two things: a prophetic book and a historic attack. The book was “The Great Pacific War”, written in 1925 by Hector Bywater, a British naval authority. It was a realistic account of a clash between the United States and Japan that begins with the Japanese destruction of the U.S. fleet and proceeds to the Japanese attacks on Guam and the Philippines. To Yamamoto, the book's plot almost seemed like a blueprint for war. And when the Royal Air Force attacked and successfully debilitated the Italian fleet at Taranto on November 11, 1940, Yamamoto was convinced that Bywater's fiction could become reality. He started making plans at once. Yamamoto, who studied English at Harvard University, did not underestimate the Americans. He said that if "hostilities break out between Japan and the United States, it would not be enough that we take Guam and the Philippines . . . we would have to march into Washington and dictate the terms of peace in the White House." He understood this would be virtually impossible but also believed that waiting for the Americans to strike first would be playing into U.S. strengths. Planning the Pearl Harbor attack and organizing the First Air Fleet took up much of 1941. When the fleet finally sailed on November 26, the mood was tense. The director of the First Fleet, Vice Admiral Nagumo, not only lacked experience with naval aviation but openly opposed the attack. Yamamoto sat in his flagship headquarters in Japanese waters, anxiously awaiting the results of his Pearl Harbor brainchild.
    1942 - “Casablanca” premiered. Due to the landing of the Allies in North Africa on Nov 8, the premiere and release of the film were moved up from June 1943 to Nov 26, 1942, when it premiered at New York City on Thanksgiving Day. The general nationwide release followed on Jan 23, 1943, during the Roosevelt-Churchill conferences in Casablanca.
    1944 - Birthday of singer Jean Terrell (of the Supremes), at Belzoni, MS.  Upon the departure of Diana Ross as lead singer, Terrell assumed that role in January, 1970.  She is also the sister of former heavyweight boxer Ernie Terrell.
    1944 - SHERIDAN, CARL V., Medal of Honor.
Rank and organization: Private First Class, U.S. Army, Company K, 47th Infantry, 9th Infantry Division. Place and date: Frenzenberg Castle, Weisweiler, Germany, 26 November 1944. Entered service at: Baltimore, Md. Birth: Baltimore, Md. G.O. No.: 43, 30 May 1445. Citation: Attached to the 2d Battalion of the 47th Infantry on 26 November 1944, for the attack on Frenzenberg Castle, in the vicinity of Weisweiler, Germany, Company K, after an advance of 1,000 yards through a shattering barrage of enemy artillery and mortar fire, had captured 2 buildings in the courtyard of the castle but was left with an effective fighting strength of only 35 men. During the advance, Pfc. Sheridan, acting as a bazooka gunner, had braved the enemy fire to stop and procure the additional rockets carried by his ammunition bearer who was wounded. Upon rejoining his company in the captured buildings, he found it in a furious fight with approximately 70 enemy paratroopers occupying the castle gate house. This was a solidly built stone structure surrounded by a deep water-filled moat 20 feet wide. The only approach to the heavily defended position was across the courtyard and over a drawbridge leading to a barricaded oaken door. Pfc. Sheridan, realizing that his bazooka was the only available weapon with sufficient power to penetrate the heavy oak planking, with complete disregard for his own safety left the protection of the buildings and in the face of heavy and intense small-arms and grenade fire, crossed the courtyard to the drawbridge entrance where he could bring direct fire to bear against the door. Although handicapped by the lack of an assistant, and a constant target for the enemy fire that burst around him, he skillfully and effectively handled his awkward weapon to place two well-aimed rockets into the structure. Observing that the door was only weakened, and realizing that a gap must be made for a successful assault, he loaded his last rocket, took careful aim, and blasted a hole through the heavy planks. Turning to his company he shouted, "Come on, let's get them!" With his .45 pistol blazing, he charged into the gaping entrance and was killed by the withering fire that met him. The final assault on Frezenberg Castle was made through the gap which Pfc. Sheridan gave his life to create.
    1945 - Charlie Parker cuts “Billie’s Bounce,” “Now’s the Time,” “KoKo”
    1946 - Birthday of former Oakland Raiders football coach and Pro Football Hall of Fame tackle, Arthur “Art” Shell, Charleston, SC.
    1949 - Top Hits
“Don’t Cry, Joe” - The Gordon Jenkins Orchestra (vocal: Betty Brewer)
“I Can Dream, Can’t I?” - The Tommy Dorsey Orchestra (vocal: Jack Leonard)
“A Dreamer’s Holiday” - Perry Como
“Slipping Around” - Margaret Whiting & Jimmy Wakely
    1949 - “Twenty Questions” premiered on TV. This game show was based on the old guessing game. A celebrity panel had to guess the identity of an object (at the start they were told only if it was animal, vegetable or mineral) by asking up to 20 questions. Bill Slater hosted two network versions of the show on NBC and Dumont. Jay Jackson took over when it switched from NBC to ABC. “Twenty Questions” first began on radio. Regular panelists included Fred Van Deventer, Florence Rinard, Herb Polesie and Johnny McPhee.      
    1950 - In some of the fiercest fighting of the Korean War, thousands of communist Chinese troops launch massive counterattacks against U.S. and Republic of Korea (ROK) troops, driving the Allied forces before them and putting an end to any thoughts for a quick or conclusive U.S. victory.
    1950 - MITCHELL, FRANK N., Medal of Honor.
Rank and organization: First Lieutenant, U.S. Marine Corps, Company A, 1st Battalion, 7th Marines, 1st Marine Division (Rein.). Place and date: Near Hansan-ni, Korea, 26 November 1950. Entered service at: Roaring Springs, Tex. Born: 18 August 1921, Indian  Gap, Tex. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty as leader of a rifle platoon of Company A, in action against enemy aggressor forces. Leading his platoon in point position during a patrol by his company through a thickly wooded and snow-covered area in the vicinity of Hansan-ni, 1st Lt. Mitchell acted immediately when the enemy suddenly opened fire at pointblank range, pinning down his forward elements and inflicting numerous casualties in his ranks. Boldly dashing to the front under blistering fire from automatic weapons and small arms, he seized an automatic rifle from one of the wounded men and effectively trained it against the attackers and, when his ammunition was expended, picked up and hurled grenades with deadly accuracy, at the same time directing and encouraging his men in driving the outnumbering enemy from his position. Maneuvering to set up a defense when the enemy furiously counterattacked to the front and left flank, 1st Lt. Mitchell, despite wounds sustained early in the action, reorganized his platoon under the devastating fire, and spearheaded a fierce hand-to-hand struggle to repulse the onslaught. Asking for volunteers to assist in searching for and evacuating the wounded, he personally led a party of litter bearers through the hostile lines in growing darkness and, although suffering intense pain from multiple wounds, stormed ahead and waged a single-handed battle against the enemy, successfully covering the withdrawal of his men before he was fatally struck down by a burst of small-arms fire. Stouthearted and indomitable in the face of tremendous odds, 1st Lt. Mitchell, by his fortitude, great personal valor and extraordinary heroism, saved the lives of several marines and inflicted heavy casualties among the aggressors. His unyielding courage throughout reflects the highest credit upon himself and the U.S. Naval Service. He gallantly gave his life for his country.   
    1950 - A great storm hit the Northern and Central Appalachians with snow and high winds. Winds reached hurricane force along eastern slopes of the Appalachians, with gusts to 100 mph at Hartford CT, 110 mph at Concord, NH, and 160 mph at Mount Washington, NH. Heavy rain also hit the eastern slopes, with eight inches reported at Slide Mountain, NY. The western slopes were buried under heavy snow. The storm produced record snowfall totals of 27.7 inches at Pittsburgh, PA, and 36.3 inches at Steubenville, OH. The snow, and record cold temperatures, resulted in 160 deaths.
   1951 - PITTMAN, JOHN A., Medal of Honor.
Rank and organization: Sergeant, U.S. Army, Company C, 23d Infantry Regiment, 2d Infantry Division. Place and date: Near Kujangdong, Korea, 26   November 1950. Entered service at: Carrolton, Miss. Born: 15 October 1928, Carrolton, Miss. G.O. No.: 39, 4 June 1951. Citation: Sgt. Pittman, distinguished himself by conspicuous gallantry and intrepidity above and beyond the call of duty in action against the enemy. He volunteered to lead his squad in a counterattack to regain commanding terrain lost in an earlier engagement. Moving aggressively forward in the face of intense artillery, mortar, and small-arms fire he was wounded by mortar fragments. Disregarding his wounds he continued to lead and direct his men in a bold advance against the hostile standpoint. During this daring action, an enemy grenade was thrown in the midst of his squad endangering the lives of his comrades. Without hesitation, Sgt. Pittman threw himself on the grenade and absorbed its burst with his body. When a medical aid man reached him, his first request was to be informed as to how many of his men were hurt. This intrepid and selfless act saved several of his men from death or serious injury and was an inspiration to the entire command. Sgt. Pittman's extraordinary heroism reflects the highest credit upon himself and is in keeping with the esteemed traditions of the military service.
    1952 - Birthday of bass player Mark Dresser, Los Angeles, CA
    1954 - Elvis Presley, on tour, sends a telegram to his parents: "Hi babies, here's the money to pay the bills, don't tell no one how much I sent I will send more next week. There is a card in the mail. Love Elvis."
    1955 - Bill Haley's "Rock Around The Clock" reaches #1 in the UK and is considered to be the first Rock and Roll record to accomplish that feat.
    1955 - "Sixteen Tons" by Tennessee Ernie Ford tops the Billboard singles chart, becoming the fastest selling single in recording industry history up to that time.
    1955 - Johnny Cash's "Cry! Cry! Cry!" enters the country chart       
    1956 - “The Price is Right” premiers on television. This popular show is also TV's longest-running daily game show, surviving changes in format, networks, time slots and hosts. It began in 1956 with Bill Cullen as host, Don Pardo as announcer and a fairly rigid format: four contestants had to bid on an item and the one who bid closest to the manufacturer's suggested price without going over won the item. In 1972, after a seven-year hiatus, "The Price Is Right" came back in two versions. Bob Barker was the host of the network version, which expanded to an hour. Johnny Olsen was the announcer until his death in 1985. Rod Roddy took his place. Also on the show are attractive women who model the prizes to be won and give Bob Barker minimal assistance in setting up the price-guessing games. "Price" contestants are drawn from the studio audience. My father’s very good friend Bernie Gould was the chief writer on the show, coming up with the themes and dialogue.  The current host is comedian Drew Carey.
    1957 - Top Hits
“Jailhouse Rock” - Elvis Presley
“You Send Me” - Sam Cooke
“My Special Angel” - Bobby Helms
“Wake Up Little Susie” - The Everly Brothers
    1961 – Major League Baseball’s Rules committee rules 8-1 against legalizing the spitball.
    1962 - The Beatles re-record "Please Please Me" at EMI's Abbey Road Studios. Under the direction of producer George Martin, who told the band that their original ballad version was "too bloody boring for words", the song is re-arranged to an up-tempo rocker which would rise to #2 in the UK and #3 in the US.
    1963 – Navy QB Roger Staubach is awarded the Heisman Trophy.
    1965 - Top Hits
“I Hear a Symphony” - The Supremes
“1-2-3” - Len Barry
“Rescue Me” - Fontella Bass
“May the Bird of Paradise Fly Up Your Nose” - "Little" Jimmy Dickens
    1966 - Wilson Pickett's "Mustang Sally" enters the pop charts
    1966 - The Temptations "I'm Losing You" enters the R&B charts
    1967 - The new promotional video clip for the Beatles', new single, "Hello Goodbye," is aired on tonight's episode of CBS-TV's Ed Sullivan Show.
    1968 - S.I. Hayakawa made acting president, San Francisco State College.
    1968 - While returning to base from another mission, Air Force 1st Lt. James P. Fleming and four other Bell UH-1F helicopter pilots get an urgent message from an Army Special Forces team pinned down by enemy fire. Although several of the other helicopters had to leave the area because of low fuel, Lieutenant Fleming and another pilot pressed on with the rescue effort. The first attempt failed because of intense ground fire, but refusing to abandon the Army green berets, Fleming managed to land and pick up the team. When he safely arrived at his base near Duc Co, it was discovered that his aircraft was nearly out of fuel. Lieutenant Fleming was later awarded the Medal of Honor for his actions, detailed below.
  1968 - FLEMING, JAMES P., Medal of Honor.
Rank and organization: Captain, U.S. Air Force, 20th Special Operations Squadron. Place and date: Near Duc Co, Republic of Vietnam, 26 November 1968. Entered service at: Pullman, Wash. Born: 12 March 1943, Sedalia, Mo. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Capt. Fleming (then 1st Lt.) distinguished himself as the Aircraft Commander of a UH-1F transport Helicopter. Capt. Fleming went to the aid of a 6-man Special Forces long range reconnaissance patrol that was in danger of being overrun by a large, heavily armed hostile force. Despite the knowledge that 1 helicopter had been downed by intense hostile fire, Capt. Fleming descended, and balanced his helicopter on a river bank with the tail boom hanging over open water. The patrol could not penetrate to the landing site and he was forced to withdraw. Dangerously low on fuel, Capt. Fleming repeated his original landing maneuver. Disregarding his own safety, he remained in this exposed position. Hostile fire crashed through his windscreen as the patrol boarded his helicopter. Capt. Fleming made a successful takeoff through a barrage of hostile fire and recovered safely at a forward base. Capt. Fleming's profound concern for his fellowmen, and at the risk of his life above and beyond the call of duty are in keeping with the highest traditions of the U.S. Air Force and reflect great credit upon himself and the Armed Forces of his country.
    1968 - O.J. Simpson is named football's Heisman Trophy winner for 1968. A running back for the University of Southern California, Simpson ran for 3,187 yards in 18 games and 33 touchdowns in two seasons. He then played for the Buffalo Bills, for whom he became the first back to rush for 2,000 yards in a season, and the San Francisco 49ers, became a sportscaster and actor. Simpson was elected to the Pro Football Hall of Fame in 1985. In one of the more sensationalized trials of the 20th…or any…century, Simpson was acquitted of murdering his ex-wife and an acquaintance, Ron Goldman, whose father sued in civil court and won a $33 million judgment for the wrongful death of his son.  In the process of liquidating assets to satisfy the judgment, Simpson sold his Heisman and other awards. In September 2007, Simpson was arrested in Las Vegas, and in 2008, he was found guilty of armed robbery and kidnapping when he went to a Vegas hotel room under the impression that his Heisman and other awards were there.  He is currently serving a 33 years' imprisonment, with a minimum of nine years without parole at the Lovelock Correctional Center in NV.
1969 - The Heisman Trophy was awarded to Steve Owens of Oklahoma as the nation’s outstanding college football player. Owens scored more touchdowns and gained more yardage than any previous player in collegiate history.
    1969 - John Lennon spends the afternoon in the Abbey Road studios, mixing the Beatles songs "What's The New Mary Jane" and "You Know My Name (Look Up The Number)" for release as two sides of a Plastic Ono Band single. When this falls through, "Number" gets released as the B-side to the Beatles' "Let It Be" single, making this the last time John Lennon was in the studio working on a Beatles song.
    1970 - The temperature at Tallahassee, FL, dipped to 13 degrees, following a high of 40 degrees the previous day. The mercury then reached 67 degrees on the 26th, and highs were in the 70s the rest of the month.
    1970 - African-American Charles Gordone receives the Pulitzer Prize for his play, “No Place to be Somebody.” Died November 13, 1995.
    1972 – Kicker Pete Gogolak kicks 8 PATs, a NY Giants’ record.  (My Cornell Delta Upsilon fraternity brother).  Gogolak's 41-yard field goal during Cornell's 1961 season, the first by a soccer-style kicker, became a significant moment in the development of college football, and a portent of the changes he would later bring to the professional game.  Upon graduation in 1964, he was signed by the Buffalo Bills of the AFL.  Bringing the then unorthodox style that had made Gogolak notable while in college now made him professional football's first "soccer style" kicker.  Finally, the Giants’ signing of Gogolak was a first shot in the bidding war for players between the NFL and AFL that led to the merger of the two leagues in 1970.  At his retirement, he was the Giants’ all-time leading scorer.
    1973 - Top Hits
“Photograph” - Ringo Starr
“Top of the World” - Carpenters
“Space Race” - Billy Preston
“Paper Roses” - Marie Osmond
    1973 - Rose Mary Woods, U.S. President Richard Nixon’s personal secretary, told a federal court she had accidentally erased over eighteen minutes of a ‘Watergate tape’ made June 20, 1972. The recording was of a crucial conversation at an Oval-Office meeting between Nixon and Chief of Staff Bob Haldeman just three days after the Watergate break-in.
    1974 - Elton John's "Greatest Hits" became his fifth consecutive number 1 album in the US. The record spent 10 weeks at the top and followed "Honky Chateau", "Don't Shoot Me I'm Only the Piano Player", "Goodbye Yellow Brick Road" and "Caribou".
    1975 - With New York City spiraling toward fiscal disaster, President Gerald Ford proposed a $2.3 billion aid package designed to address the city's "seasonal cash needs." The president's plan, passed a little less than a month later, made federal money available to New York in any of the ensuing three years. While Mayor Abraham D. Beame praised Ford's announcement, a few New Yorkers greeted the news with a Bronx cheer, grousing about the attendant tax hikes which threatened to further erode the city's private sector and drive away wealthy residents to tax havens in New Jersey. Whatever the merits of these complaints, the city, saddled with a multi-million-dollar deficit that threatened to balloon to $1.3 billion by March 1976, seemingly had little choice but to accept federal help.
    1975 - Red Sox center fielder Fred Lynn (.331 batting average, 21 HRs, 105 RBIs) becomes the first rookie ever to be named the league's MVP.
    1975 – A Federal jury finds Lynette “Squeaky” Fromme guilty of attempted assassination of President Gerald Ford.
    1981 - Top Hits 
“Physical” - Olivia Newton-John
“Waiting for a Girl like You” - Foreigner
“Here I Am (Just When I Thought I was Over You)” - Air Supply
“All My Rowdy Friends (Have Settled Down)” - Hank Williams, Jr.
    1982 - Miles Davis enters into his third marriage, this time with actress Cicely Tyson in New York City. Best man: Bill Cosby.
    1983 - The Great Thanksgiving Weekend Blizzard hit Denver, CO. The storm produced 21.5 inches of snow in 37 hours, closing Stapleton Airport for 24 hours. The snow and wind closed interstate highways around Denver. Visibility at Limon CO was down to zero for 24 hours.
    1985 – Random House acquired Richard Nixon’s memoires for $3 million.
    1987 - An early morning thunderstorm in southeastern Texas produced high winds which rolled a mobile home east of Bay City killing two of the four occupants. Thunderstorms produced locally heavy rains in central and eastern Texas, with nine inches reported at Huntsville, and 8.5 inches at Wimberly. Snow fell across northern and central Lower Michigan, with totals ranging up to nine inches at Cadillac.
    1988 - Thunderstorms produced severe weather in Arkansas, eastern Oklahoma and northwest Texas during the day and into the night. Thunderstorms in Texas produced softball size hail at Alba, and wind gusts to 80 mph at Krum. Hail and high winds caused nearly five million dollars damage at Kaufman, TX, and strong downburst winds derailed twenty-eight freight cars at Fruitvale, TX.
    1989 - Los Angeles Rams wide receiver Willie "Flipper" Anderson makes 15 catches for an NFL record 336 yards and a touchdown as the Rams rally for a 20-17 overtime victory over New Orleans.
    1989 - Top Hits
“Blame It on the Rain” - Milli Vanilli
“Love Shack” - The B-52’s
“(It’s Just) The Way That You Love Me” - Paula Abdul
“Yellow Roses” - Dolly Parton
    1991 - The US Congress approved a bill renaming Custer Battlefield National Monument as Little Bighorn Battlefield National Monument. The bill also authorized the construction of a memorial to the Native Americans who fought and died at the battle known as Custer’s Last Stand. Introduced by then Representative Ben Nighthorse Campbell, the only Native American in Congress, the bill was signed into law by President George H.W. Bush.
    1991 – Condoms were distributed to thousands of New York students.
    1994 - The Eagles’ "Hell Freezes Over", signaling the band’s reunion after fourteen years, hit #1 (for two weeks) on U.S. album charts. The tracks: "Get Over It", "Love Will Keep Us Alive", "The Girl from Yesterday", "Learn to Be Still", "Tequila Sunrise", "Hotel California", "Wasted Time", "Pretty Maids All in a Row", "I Can’t Tell You Why", "New York Minute", "The Last Resort", "Take It Easy", "In the City", "Life in the Fast Lane" and "Desperado".  For the past three years, following the TV special of the same name, “The History of The Eagles” Tour has been a sellout worldwide
    1995 – Miami Dolphins Hall of Fame QB Dan Marino set an NFL record with his 343d TD pass.  The Denver Broncos’ Peyton Manning erased that with his 510th…and counting…TD pass in the 2014 season.
    1996 – Major League Baseball owners agree to interleague play.
    1997 – The Washington Capitals play their final game at US Air Arena, leaving to play in the new Verizon Center for the 1998-99 season.  At halftime, the team retires Rod Langway’s #5.
    1998 - When Minnesota’s Randy Moss scored three receiving touchdowns of at least 50 years vs. Dallas, he became the first player to do so in an NFL game since Raymond Berry in 1960.
     2000 – Republican George W. Bush is certified the winner of Florida's electoral votes by Katherine Harris, going on to win the US Presidential election despite losing in the national popular vote.
     2000 - The Sunday SF Examiner and Chronicle became simply the SF Chronicle after 35 years of publishing with separate editorial visions.
     2004 - The last Po’ouli (Black-faced honeycreeper) dies of avian malaria in the Maui Bird Conservation Center in Olinda, Hawaii, before it could breed, making the species in all probability extinct.
    2008 - For the eighth straight year, revenue for North American terrestrial radio declined, with figures showing a seven percent drop from last year. The entire industry had its worst year financially since 1954.
    2010 - Authorities searching two homes near Escondido, California, find the largest cache of homemade explosives ever discovered in the U.S.
    2011 - NBA team owners and players reach an agreement, ending the 149-day NBA lockout.  The new NBA season will begin Christmas Day.
    2011 - The robotic Mars Science Laboratory, the largest rover ever sent to Mars, is launched by NASA.  The goal is to find evidence of past or present life on Mars.  
    2012 - Mikhail Korniyenko and Scott Kelly, veteran astronauts, are chosen to carry out the first year-long mission to the International Space Station in 2015.
    2013 - Journalist Lara Logan of CBS is suspended after admitting that portions of her '60 Minutes' Benghazi attack report covering the death of U.S Ambassador Christopher J. Stevens, were false.



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