Information, news, and entertainment for the commercial
alternate financing, bank, finance and leasing industries

Add me to mailing listSearch | All Lists | Columnists | Site Map
Advertising| Archives | Classified Ads | This Day In American History

Email the Editor



Monday, November 1, 2021

Today's Leasing News Headlines

Female Leasing/Finance Association Presidents
   Correction: One Past President Not Included
Accounts Receivable/Collection
    Leasing/Finance Industry Job Wanted
Companies Who Notify Lessee - Updated
   in Advance of Lease Expiration
Leasing Industry Ads
   These Companies Want to Advance Your Career
Time Now to Advance Your Career
   Sales Makes it Happen by Scott Wheeler, CLFP
Top Ten Leasing News Read by Readers
   October 27 to October 29
Trailer Orders Improve in September
   Very High in Demand Due to Chain Bottleneck
Enova International 3rd Q $462M in Small Business Loans
   Net Revenue and Income Down from 2021
Top IRS Official Reveals Cannabis Banking Reform
   Can Ease Tax Organization's Work
Financing Cannabis Funding Sources
   Many Work with Third Party Originators
Labrador Retriever
   Atlanta, Georgia  Adopt-a-Dog
Ten Attorneys Against Evergreen Abuse
   Help in Leasing News’ Bulletin Board Complaint Issues
News Briefs---
26 FDNY firehouses out of service
    over vaccine mandate staff shortage
High court refuses to block Maine vaccine
    mandate for health workers
Hebrew speakers mock Facebook's corporate
    rebrands to Meta, which means "dead" in Hebrew
A Global Tax Deal Is at Hand.
    Here’s How It Would Work
American Airlines cancels hundreds of weekend flights
    And so did many other airlines delay flights
Covid-19 Pushed Many Americans to Retire
     The Economy Needs Them Back
How Cheesecake to Go
     Saved the Cheesecake Factory

You May have Missed---
Job Market Ratings Set Record
    but Economic Confidence Slides


Broker/Funder/Industry Lists
| Features (wrilter's columns)
Top Ten Stories Chosen by Readers | Top Stories last six months
www.leasingcomplaints.com (Be Careful of Doing Business)
www.evergreenleasingnews.org
Leasing News Icon for Android Mobile Device

Sports Brief----
 California Nuts Brief---
  "Gimme that Wine"
    This Day in History
     SuDoku
      Daily Puzzle
       GasBuddy
        Weather, USA or specific area
         Traffic Live----

######## surrounding the article denotes it is a “press release,” it was not written by Leasing News nor has the information been verified. The source noted. When an article is signed by the writer, it is considered a “byline.” It reflects the opinion and research of the writer.




[headlines]
--------------------------------------------------------------

Female Leasing/Finance Association Presidents
Correction: One Past President Not Included:

National Equipment Finance Association


Tara Aasand
2014 - 2015
Vice-President, Sales and Relationship
Management at LTi Technology

Full List:
https://leasingnews.org/archives/Oct2021/10_29.htm#female

(Thank you, John Rosenlund, although retired, still reads Leasing News. Editor)
 


[headlines]
--------------------------------------------------------------

Accounts Receivable/Collection
Leasing/Finance Industry Job Wanted


Ray Borgaard

Senior Accounts Receivable and Collections professional with over 30 years of experience. Have successfully and consistently reduced DSO and increased cash flow during my entire career. Have worked with Fortune 500 "C" Suite level to resolve large outstanding balances. This has been done by dealing on a one on one with these individuals, after written correspondence has not resolved the delinquency.

Have worked well with marketing, contact administrators, and credit to resolve any contractual issues that are preventing payment. Looking for an opportunity with a company that can utilize my experience to have better control and results for the future.
References furnished upon request. roborgaard@aol.com


Post a Free Ad that You are Looking
Limited to 100 Words
https://leasingnews.org/Classified/Jwanted/Jwanted-post.htm

[headlines]
--------------------------------------------------------------

Companies Who Notify Lessee
in Advance of Lease Expiration - Updated

These companies do not use language to confuse or deceive, resulting in an automatic continuation of the lease for an additional twelve months of payments. They do not invoke the twelve months on a $1.00 purchase option or an Equipment Finance Agreement.

In its editorial of June 30, 2011, Leasing News recommended that the equipment lessor send a certified letter with return receipt. A program such as DocuSign is added as another new recommendation.

http://leasingnews.org/archives/Jun2011/6_30.htm#editorial

Note: Please send any updates of information to: kitmenkin@leasingnews..org
 


Balboa Capital Corp.
BancLease Acceptance Corporation
Bankers Capital
Equipment Finance
BSB Leasing
Calfund
Capital Technology & Leasing, LLC
Dakota Financial, LLC
eLease
Financial Pacific Leasing
First Midwest Equipment Finance
Forum Financial Services, Inc.
Gonor Funding
GreatAmerica Financial


Innovative Lease Services, Inc.
Madison Capital
Manufacturer's Lease Plans, Inc
(Microfinancial)/TimePayment
Navitas Lease Corp.
NewLane Finance
P&L Capital Corporation
Pacifica Capital
Padco Financial Services
Pawnee Leasing Corporation
Southern California Leasing, In
Specialty Funding, Albuquerque, New Mexico
TEAM Funding Solutions

Full Listing:
https://leasingnews.org/Pages/lease_expiration.html


[headlines]
--------------------------------------------------------------

Help Wanted Ads


[headlines]
--------------------------------------------------------------

Time Now to Advance Your Career

Sales Makes it Happen by Scott Wheeler, CLFP

Originators are constantly asking me how they can advance their careers, move to the next level of production, and make more money.

The simple answer is to fund more business. But how?

The commercial equipment leasing and finance industry offers tremendous opportunities. How does an originator capitalize on those opportunities and advance her career?

If you dissect the leaders in the industry, they all have a common attribute. They understand all aspects of the industry. They know marketing, sales, credit, collections, capital markets, vendor & end-user channels, portfolio management, and more. They are well-rounded professionals who have touched all aspects of the process and they understand the integration of risk and reward.

In order to advance your career, no matter your current position, you need to become an integral part of the process. You need to fully understand how the parts (sales, credit, portfolio management) relate with one another. The good news is that internal resources exist within most organizations. Talk with your managers, credit professionals, owners, and funders.  Break out of your comfort zone, ask lots of questions and take a sincere interest in the process. Become an indispensable component of your organization. Strive to be a team leader. Make it your passion to know more. Knowledge equals an increase in production and will lead to exponential career advancement.

Knowledge

Scott A. Wheeler, CLFP
Wheeler Business Consulting
1314 Marquis Ct.
Fallston, Maryland 21047
Phone: 410 877 0428
Fax: 410 877 8161
Email: scott@wheelerbusinessconsulting.com
Web: www.wheelerbusinessconsulting.com

Sales Makes it Happen articles:
http://www.leasingnews.org/Legacy/index.htm



[headlines]
--------------------------------------------------------------

Top Ten Leasing News Read by Readers
October 27 to October 29

(1) Northmill Equipment Finance Whole Team Photo
Gets Together from all over the Country
https://leasingnews.org/archives/Oct2021/10_29.htm#nm

(2) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Oct2021/10_29.htm#hires

 (3) ELFA September New Business Confirms Companies’
Press Releases Showing Third Quarter and September New Business
https://leasingnews.org/archives/Oct2021/10_29.htm#elfa

(4) ELFA Annual Convention Draws Large Crowd
Report and Photos from “In the Spotlight”
https://leasingnews.org/archives/Oct2021/10_29.htm#elfa2

(5) Wednesday’s News Edition
Due to Heavy San Francisco Bay Area Storm
https://leasingnews.org/archives/Oct2021/10_27.htm#wed

(6) ELFA New Board of Directors Announced
Including new Board Chair
https://leasingnews.org/archives/Oct2021/10_27.htm#elfa_board

(7) Female Leasing/Finance Association Presidents
Year of Office
https://leasingnews.org/archives/Oct2021/10_29.htm#female

(8) Chesswood Closes Marketed Securitization for
Pawnee Leasing at US$356 Million
 https://leasingnews.org/archives/Oct2021/10_27.htm#chesswood

(9)  Merchant Cash Agreements: Connecticut and North Carolina
By Kenneth C. Greene, Leasing News Legal Editor
https://leasingnews.org/archives/Oct2021/10_27.htm#mca

(10) Identifies Six Key Trends Expected to Impact
Equipment Finance Firms Over the Next Five Years
https://leasingnews.org/archives/Oct2021/10_27.htm#indentifies

 


 


[headlines]
--------------------------------------------------------------

Trailer Orders Improve in September
Very High in Demand Due to Chain Bottleneck

In September, trailer orders improved over 100% month-over-month to between 28,127 and 28,300 units, ACT Research and FTR reported, respectively. The growth is attributed to a few large fleets sending in 2022 requirements.

Most OEMs entered few orders for 2022 due to uncertainties involving production capacity, supply chain performance, high commodity prices, and labor force supply entering 2022, FTR officials said. Many OEMs still have unfilled orders from 2021 that will roll into the first quarter of 2022 and this makes production planning difficult. Orders will surge when OEMs are more confident about future manufacturing condition, FTR reported.


Frank Maly, Director of Commercial Vehicle Transportation Analysis and Research at ACT Research, said, “September total net trailer orders grew mainly as the result of a 68% month-over-month surge in dry van orders for the month as some 2022 order books were very cautiously cracked open.

“It appears that OEMs are being extremely careful regarding acceptance of additional orders, although the caution is more centered in the higher-volume dry van, reefer, and flatbed categories.”

Trailer orders now total 316,000 units over the past 12 months, according to FTR.


Don Ake, FTR Vice President of Commercial Vehicles, noted, “The supply chain bottlenecks which hampered production throughout 2021 will, unfortunately, continue into 2022.

“Trailer OEMs are facing shortages of over two dozen components including steel, aluminum, rubber products, wood flooring, wiring harnesses, and plastic parts, etc. The supply chain is now expected to improve only at a modest pace throughout 2022.”

Ake added: “Fleets are desperate for new trailers. There are reports from the field of trailers breaking down because they are being run for an extended time due to the shortage of new trailers. The pent-up demand is growing every month, so when the trailer OEMs are finally able to ramp up production, they will be under pressure to produce at elevated rates for an extended time.”

Source: HDT Truckinginfo.com


[headlines]
--------------------------------------------------------------

Enova International 3rd Q $462M in Small Business Loans
Net Revenue and Income Down from 2021

  • Total revenue of $320 million in the third quarter of 2021 increased 57% from $205 million in the third quarter of 2020.
  • Net revenue margin of 77% in the third quarter of 2021 compared to 89% in the third quarter of 2020.
  • Net income from continuing operations of $52 million, or $1.36 per diluted share, in the third quarter of 2021, compared to $94 million, or $3.09 per diluted share, in the third quarter of 2020.
  • Third quarter 2021 adjusted EBITDA of $100 million, a non-GAAP measure, compared to $136 million in the third quarter of 2020.
  • Adjusted earnings of $57 million, or $1.50 per diluted share, both non-GAAP measures, in the third quarter of 2021, compared to adjusted earnings of $90 million, or $2.97 per diluted share, in the third quarter of 2019.

October 12, 2020 press release announced they had completed the acquisition of On Deck capital for %1.89 a share or approximately $122 Million.

The 3rd Quarter Press Release noted:

CFPB Civil Investigative Demand

“The Company has received a Civil Investigative Demand ("CID") from the Consumer Financial Protection Bureau ("CFPB") concerning certain loan processing issues. Enova has been cooperating fully with the CFPB by providing data and information in response to the CID. Enova anticipates being able to expeditiously complete the investigation as several of the issues were self-disclosed and the Company has provided, and will continue to provide, restitution to customers who may have been negatively impacted.

"Enova has led the industry in providing innovative products that help consumers and small businesses and we are committed to putting customers first and complying with regulatory requirements," said


Sean Rahilly, General Counsel & Chief Compliance Officer at Enova International, said, "We have devoted significant efforts to continually improving our technology and processes, as well as ongoing enhancements to our systems and controls to prevent negative customer experiences. Working with our regulatory authorities like the CFPB is a critical part of the process of providing financial services and we look forward to completing the investigation."

Full Q3 2021 Earnings Call Transcript:
https://www.fool.com/earnings/call-transcripts/2021/10/29/enova-international-inc-enva-q3-2021-earnings-call/

 

 
[headlines]
--------------------------------------------------------------

Top IRS Official Reveals Cannabis Banking Reform
Can Ease Tax Organization's Work

Marijuana businesses have been unable to access financial services such as deposit accounts, cashless payments and loans since legal sales began in America. This is mostly due to the controversial plant’s classification as a Schedule I controlled drug and it has had wide-ranging consequences on both cannabis businesses and federal authorities.
Players in the cannabis space are forced to transact on a cash-only basis, increasing their chances of robberies and making it difficult to account for and pay taxes. Furthermore, federal authorities, the IRS specifically, don’t often receive taxes that are due, and when they do, it is usually in large amounts of cash.

For quite a while, stakeholders, drug reform activists, and lawmakers have urged federal authorities to allow cannabis businesses to access banking services. Recently, a top IRS official joined the growing number of figures that support banking services for America’s state-legal cannabis industry after she claimed that cannabis banking reform would ease the taxman’s work.


“The IRS would like to get paid,” IRS official Cassidy Collins said during an event hosted by UCLA’s Annual Tax Controversy Institute, “and granting marijuana access to the banking system will be a big help. As it stands, marijuana presents a ‘special type of collection challenge’ since the plant is federally outlawed and mostly stuck to cash-only payments that make it harder for the federal agency to receive taxes from cannabis businesses,” Cassidy says.

She notes that the cash-only payment crisis can be attributed to two things: customers that are avoiding a paper trail that shows they purchased cannabis and banks that avoid working with cannabis businesses due to fear of reprisal by the federal government. Fortunately, lawmakers have introduced cannabis reform bills to give the industry access to banking services, and one of them has made headway.

Cassidy, a senior counsel in the IRS Office of Chief Counsel, said that while her views on cannabis banking may not represent the IRS’s or her own opinion, it would make the agency’s job of collecting taxes a lot easier. The Internal Revenue Service’s main objective, after all, is to collect taxes, and any legislation that eases the agency’s efforts is welcome.

Currently, cannabis business operators have to visit IRS tax assistance centers, which accept cash payments greater than $50,000. However, Cassidy notes that an operator will likely spend some time at the center because the federal employee has to check and double-check payments. The agency wants to work with companies in the cannabis space, regardless of the plant’s status with the federal government, to ensure it gets paid the taxes owed. Should lawmakers finally pass cannabis legislation, both cannabis companies and the IRS stand to benefit.

Cannabis banking reform will not only benefit the IRS but will also remove a major bottleneck faced by the entire marijuana industry, including sector players such as Hero Technologies Inc. (OTC: HENC).

Source: Cannabiswire.com 



[headlines]
--------------------------------------------------------------

Financing Cannabis Funding Sources
Many Work with Third Party Originators

Alliance Commercial Capital
Alternative Finance Network
Cannabis Equipment Leasing
International Financial Services (IFS)
NEC Financial Services
Number One Enterprise
Prime Commercial Lending
Slim Capital
Vertical Companies
XS Equipment Leasing Solutions

Full Site:
https://leasingnews.org/Pages/cannabis_financing.html

[headlines]
--------------------------------------------------------------

Labrador Retriever
Atlanta, Georgia  Adopt-a-Dog


Alfie

Male
3 years old
54 pounds
Tan

Shots Up-to- Date
Neutered
okay with dogs
okay with kids
okay with cats
Housetrained
Hypoallergenic-No
Adoption Fee: $375

Alfie, formally known as Creek, is a 3 year old, 54 pound lab/golden mix that was found dying in a creek bed with puncture wounds in his neck. The shelter thought that he had been there for a while because he was emaciated. Fast forward to today and he is gaining weight and strength and coming out of his shell in his foster home. He loves other dogs and will be happiest in a home with one and is great with the cats too. He is housetrained and crate trained and although still a little shy and nervous in new situations, he is getting more comfortable every day. If you would like to foster to adopt Alfie, please fill go to www.atlantalabrescue.com to fill out an application.

Atlanta Dog Rescue
Mailing Address
P.O. Box 250206
Atlanta, GA 30325

Contact:
http://www.atlantalabrescue.com/contact-us/


[headlines]
--------------------------------------------------------------

Ten Attorneys Against Evergreen Abuse
Help in Leasing News’ Bulletin Board Complaint Issues


The original intention of the Evergreen clause in an equipment leasing contract was to have an alternative to when the lessee did not exercise the residual at the end of the contract. Often the clause calls for an automatic additional twelve months when the residual is not resolved.

In most cases, the lessor notifies the lessee that the residual will be due, often ninety days in advance. However, often there is nothing in the contract that requires the lessor to notify the lessee regarding the expiration of the contract.

Contrarily, many small ticket lessors do not notify the lessee, and automatically continue the lease, often via an ACH or continued billing, which often goes unnoticed until many payments have already been made.

Leasing News would like to see an industry standard that lessees are notified in advance of the expiration of their contract regarding its termination. We support the clause, and the notification requirement is wide open, meaning 90, 60, even 30 days and by telephone or mail.

This list of attorneys agrees with this and will be available to lessees, sometimes able to help them without a fee, or at a reduced rate, in an effort to end the abuse of Evergreen clause leases.

Joseph G. Bonanno, Esq., CLFP
Attorney at Law, Massachusetts
Andover Landing at Brickstone
300 Brickstone Square, Ste. 201
Andover, MA 01810
Tel: (781)328-1010
Fax: (781) 827-0866
Email: law@jgbesq.com
"Industry expert witness in litigation, numerous authored and
co-authored published articles and conducting educational
seminars. Very well-known in the industry."

Ronald J. Eisenberg
Schultz & Associates LLP
640 Cepi Drive, Suite A
Chesterfield, MO 63005
(636) 537-4645 x108
(636) 537-2599 (fax)
www.sl-lawyers.com
(Proven Leasing Litigator, well respected by all sides)

Marshall Goldberg, Esq.
GLASS & GOLDBERG, ALC
22917 Burbank Blvd.
Woodland Hills, CA 91367-4203.
(818) 888-2220
mgoldberg@glassgoldberg.com
www.glassgoldberg.com

Ronald P. Gossett
Gossett & Gossett, P.A.
400 Seridan Street, Building I
Hollywood, Florida
954-983-2828
Fax: 954-983-2850
rongossett@gossettlaw.com
(Many cases including NorVergence, Brican, among others, a winner)

Ken Greene
Law Offices of Kenneth Charles Greene
5743 Corsa Avenue Suite 208
Westlake Village, California 91362
Tel: 818.575.9095
Fax: 805.435.7464
Skype: 424.235.1658
kenlaw100@gmail.com
(Ken was involved in the formation of Leasing News and
represented it (pro bono) in the early days.)

Peter S. Hemar, Esq.
Hemar & Associates, Attorneys at Law
2001 Wilshire Blvd., Suite 510
Santa Monica, CA 90403
Telephone: (310) 829-1948
Fax: (310) 829-1352
phemar@hemar.com
(My firm supports the clause giving lessees advance 
notice of the expiration of their contract.)

Edward P. Kaye, Managing Partner
Schickler Kaye LLP
One Rockefeller Plaza11th Floor
New York, NY 10020
Direct Dial: 212-262-6397
Facsimile:  212-262-6298
ekaye@skfinancelaw.com
www.skfinancelaw.com
(Experienced vehicle leasing attorney.  Past president
and current board member of the National Vehcile Leasing Association,
member Leasing News Advisory Boar,
former leasing company co-founder, CEO and general counsel.)

Brandon J. Mark
Attorney at Law, Admitted in Utah and Oregon
Parsons Behle & Latimer
201 South Main Street, Suite 1800
Salt Lake City, UT 84111
Direct Dial 801.536.6958
Facsimile 801.536.6111
www.parsonsbehle.com
BMark@parsonsbehle.com
(His firm represents banks who buy leases, and his
clients refuse to buy these types of leases.)

Frank Peretore
Chiesa Shahinian & Giantomasi
West Orange, New Jersey
http://www.csglaw.com/biographies/frank-peretore
Phone 973-530-2058
fperetore@csglaw.com
(Experienced leasing attorney, aggressive, author, active
National Equipment Finance Association, ELFA, too)

Kevin E. Trabaris, Partner
Culhane Meadows PLLC
30 S. Wacker Drive, 22nd floor
Chicago, IL  60606
Telephone:  847-840-4687
Email:  ktrabaris@culhanemeadows.com
llflegal.com/attorneys/kevin-trabaris
"In my career, I’ve repeatedly seen this provision misused
by unscrupulous lessors and think it’s a bad idea for both
the lessee and the lessor."


 

[headlines]
--------------------------------------------------------------

News Briefs---

26 FDNY firehouses out of service
    over vaccine mandate staff shortage
https://nypost.com/2021/10/30/fdny-firehouses-shuttered-over-vaccine-staffing-shortages/

High court refuses to block Maine vaccine   
    mandate for health workers
https://www.courthousenews.com/high-court-refuses-to-block-maine-vaccine-mandate-for-health-workers/

Hebrew speakers mock Facebook's
    rebrand to Meta, which means "dead" in Hebrew
https://www.cnn.com/2021/10/30/tech/mock-facebook-meta-rebrand-intl-scli/index.html

A Global Tax Deal Is at Hand.
    Here’s How It Would Work.
https://www.nytimes.com/2021/10/29/us/politics/g20-global-tax-deal.html

American Airlines cancels hundreds of weekend flights
     And so did many other airlines delay flights
https://www.mercurynews.com/2021/10/31/american-airlines-cancels-hundreds-of-weekend-flights/

Covid-19 Pushed Many Americans to Retire
     The Economy Needs Them Back
https://www.wsj.com/articles/covid-19-pushed-many-americans-to-retire-the-economy-needs-them-back-11635691340?st=mk932dnxn3494e2&reflink=desktopwebshare_permalink

How Cheesecake to Go
     Saved the Cheesecake Factory
https://www.wsj.com/articles/cheesecake-to-go-saved-the-cheesecake-factory-11635450438?st=f1gpeglsneemvdv&reflink=desktopwebshare_permalink


[headlines]
--------------------------------------------------------------


You May Have Missed---

Job Market Ratings Set Record,
    but Economic Confidence Slides
https://news.gallup.com/poll/356672/job-market-ratings-set-record-economic-confidence-slides.aspx



[headlines]

--------------------------------------------------------------


Sports Briefs---

Sam Darnold exits win over Falcons early due to concussion
https://www.theredzone.org/Blog-Description/EntryId/18758/Sam-Darnold-exits-win-over-Falcons-early-due-to-concussion

Exclusive: 49ers’ Jimmy Garoppolo explains why
‘this was a big one’ to win in Chicago
https://www.eastbaytimes.com/2021/10/31/exclusive-49ers-jimmy-garoppolo-explains-why-this-was-a-big-one-to-win-in-chicago/

49ers 33, Bears 22: Samuel, Garoppolo key comeback
that snaps four-game skid
https://www.eastbaytimes.com/2021/10/31/49ers-33-bears-22-samuel-garoppolo-key-comeback-that-snaps-four-game-skid/

Warriors bench gets big minutes
as Warriors thump Thunder
https://www.sfgate.com/sports/article/Warriors-bench-gets-big-minutes-as-Warriors-thump-16578229.php

[headlines]
--------------------------------------------------------------


California Nuts Briefs---

What does $1M get you in the Bay Area? It's official: A burned down home
https://www.sfgate.com/realestate/article/bay-area-burned-home-sells-1-million-real-estate-16398674.php


[headlines]

--------------------------------------------------------------




“Gimme that Wine”

http://www.youtube.com/watch?v=EJnQoi8DSE8

Oldest Online Wine Auction House Celebrates
     25th Anniversary
https://www.winebusiness.com/news/?go=getArticle&dataId=252830

2021 New York Wine Experience:
The Pleasure of Being Together
https://www.winespectator.com/articles/2021-new-york-wine-experience-the-pleasure-of-being-together

Wine Star: Caymus’ Chuck Wagner
https://www.winespectator.com/articles/2021-new-york-wine-experience-wine-star-chuck-wagner

Here are the best California Cabernets
for $20 or less right now
https://www.sfchronicle.com/food/wineoftheweek/article/best-cabernet-california-wine-20-dollars-16573296.php

The Wine Group On Franzia
And The Future of Boxed Wine
https://www.shankennewsdaily.com/index.php/2021/10/28/29739/the-wine-group-on-franzia-and-the-future-of-boxed-wine/


Free Wine App

https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

[headlines]
----------------------------------------------------------------

This Day in History

     1620 - 41 Pilgrims aboard the Mayflower, anchored off Massachusetts, signed a compact calling for a "body politick." 102 Pilgrims stepped ashore. They called themselves Saints and the others Strangers. One passenger died enroute and 2 were born during the passage. Their military commander was Miles Standish.
    1683 – The British colony of New York was divided into 12 counties.
    1765 - Defense of the American colonies in the French and Indian War (1754-63) and Pontiac's Rebellion (1763-64) were costly affairs for Great Britain, and Prime Minister George Grenville hoped to recover some of these costs by taxing the colonists. In 1764, the Sugar Act was enacted, putting a high duty on refined sugar. Although resented, the Sugar Act tax was hidden in the cost of import duties, and most colonists accepted it. The Stamp Act, however, was a direct tax on the colonists and led to an uproar in America over an issue that was to be a major cause of the Revolution: taxation without representation. Passed without debate by Parliament in March 1765, the Stamp Act was designed to force colonists to use special stamped paper in the printing of newspapers, pamphlets, almanacs, and playing cards, and to have a stamp embossed on all commercial and legal papers. The stamp itself displayed an image of a Tudor rose framed by the word "America" and the Latin phrase Honi soit qui mal y pense--"Shame to him who thinks evil of it." Outrage was immediate and this day the “Stamp Riot” broke out in New York City coincide ding with preparations for celebration of Guy Fawkes Day. Colonists executed and buried “Liberty” and then proceeded to break windows, burn an effigy of the governor, mock soldiers, and loot homes of officials. the riot was gradually quelled by fearful citizens. The Stamp Act was repealed by Parliament on March 17, but the next day passed the Declaratory Act stating that Parliament had the power to pass laws binding the colonies. Thus began a series of import duties, export duties, and other such taxes. Various Colonies such as Virginia, while protesting loyalty to the king, entered into an agreement not to import goods on which Parliament raised revenues, and after a certain date, to stop buying a long list of embargoed items
    1776 - Mission San Juan Capistrano, California was founded. The original collapsed during the 1812 earthquake. The swallows of Capistrano nest in the ruins of the old mission church, departing each year on Oct 23 and returning the following year on or near St. Joseph’s Day (Mar 19).
    1781 - The first bank charted by Congress was the Bank of North America in Philadelphia, PA. It began business on January 7, 1782, with a total capital of $400,000, of which the government subscribed $250,000. Thomas Willing was elected president and Tench Francis cashier. Later the bank entered the National Banking System.
    1784 - The General Assembly of Maryland awarded by special grant citizenship to the Marquis de Lafayette, Washington’s French ally in the Revolutionary War. It provided that “the Marquis de Lafayette and his heirs male forever, shall be, and they and each of them are hereby deemed, adjudged, and taken to be, natural born citizens of this state, and shall henceforth be entitled to all the immunities, rights and privileges of natural born citizens thereof.”
    1800 - Until this date, Philadelphia had served as the nation’s capital from 1790.  President John Adams and his family moved into the newly-completed White House, as Washington, DC, became the new capital.
    1824 - The first presidential election in which the most popular president lost due to electoral votes. It was also the first election where electoral votes were used. Andrew Jackson received 153,544 popular and 99 electoral votes, John Quincy Adams received 108,740 popular and 84 electoral votes, and William Harris Crawford and Henry Clay received 42 and 37 electoral votes respectively. Since no candidate had a majority of the electoral votes, the House of Representatives was called down to exercise it constitutional responsibility to choose from the highest three. In the meantime, Crawford became ill and was practically eliminated, and Clay agreed to use his influence to have Adams elected, provided that Adams promised to appoint him secretary of state. The balloting in the House of Representatives was 13 states for Adams, seven for Jackson, and four for Crawford.
    1834 - First published reference to poker (as Mississippi riverboat game).
http://www.pokerpages.com/historypoker.htm
http://www.poker.uk.co/indexhistory.html
    1846 - The Donner Pass tragedy: 87 pioneers were trapped in the Sierra Nevada when 5 feet of snow with drifts to 30 to 40 feet blanketed the mountains; only 47 survived, many of whom resorted to cannibalism to do so.
    1848 - The first medical school for women opened at Boston, MA. Founded by Samuel Gregory, a pioneer in medical education for women, the Boston Female Medical School opened as the first medical school exclusively for women. The original enrollment was 12 students. In 1874, the school merged with the Boston University School of Medicine and formed one of the first coed medical schools in the world.
    1861 - A hurricane near Cape Hatteras, NC, battered a Union fleet of ships attacking Carolina ports and produced high tides and high winds in New York State and New England.
    1863 - Fortifications were built on Angel Island in San Francisco Bay by troops from a plan to defend the City and its harbors from attack by the Confederate navy and army.
http://www.militarymuseum.org/Ring.html
(Other true facts about the Civil War: US Gen Ulysses S. Grant was introduced to his wife, Julia Dent, by her cousin, CS Gen James Longstreet; US Gen Philip St. George Cooke was father-in-law of CS Gen James Ewell Brown 'Jeb' Stuart and father of CS Gen John Rogers Cooke.)
    1871 - Birthday of Stephen Crane (d. 1900), American author, “The Red Badge of Courage,” born at Newark, NJ. After the novel's success, the newspaper syndicate sent Crane to cover the West and Mexico. In 1897, he went to Cuba to write about the insurrection against Spain. On the way there, he stayed at a dingy hotel where he met Cora Howard Taylor, who became his lifelong companion. In 1897, his boat to Cuba sank, and he barely survived. His short story "The Open Boat" is based on his experiences in a lifeboat with the captain and cook. Crane later covered the war between Greece and Turkey, and settled in England, where he made friends with Joseph Conrad, H.G. Wells, and Henry James. Crane contracted tuberculosis in his late 20s. Cora Howard Taylor nursed him while he wrote furiously in an attempt to pay off his debts. He exhausted himself and exacerbated his condition. He died June 5, 1900, Badenweiller, Germany at the age of 28.
    1872 - Susan B. Anthony, her three sisters, and fifteen other Rochester women registered to vote after persuading the election inspectors that the Fourteenth Amendment gave them that right. Four days later, they cast their ballots and, on November 18, Anthony was arrested for illegal voting. She was tried the following June. The judge refused to allow SBA to testify in her own defense. She insisted on speaking anyway and when she refused to be quiet, he dismissed the jury, found her guilty, and fined her $100. She refused to pay hoping to appeal the case to a higher court but the judge allowed the case to languish instead, never prosecuting her for contempt.
    1873 - Joseph Farwell Glidden of De Kalb, IL, started commercial production of barbed wire. The barbs were cut from sheet metal and were inserted between two twisted wires. This invention supposedly not only enhanced the raising of cattle, but eventually ended the feuding between cowboys and farmers by the end of the
century.
    1880 – Grantland Rice (d. 1954) was born in Murfreesboro, TN.  An early 20th-century American sportswriter known for his elegant prose, his writing was published in newspapers around the country and broadcast on the radio. He is best known for being the successor to Walter Camp in the selection of College Football All-America Teams beginning in 1925, and for being the writer who dubbed the great backfield of the 1924 Notre Dame Fighting Irish football team the “Four Horsemen” of Notre Dame. A Bibilcal reference to the Four Horsemen of the Apocalypse, this famous account was published in the New York Herald Tribune on October 18, describing the Notre Dame vs. Army game played at the Polo Grounds in NYC:
    “Outlined against a blue-gray October sky the Four Horsemen rode again. In dramatic lore they are known as famine, pestilence, destruction and death. These are only aliases. Their real names are: Stuhldreher, Miller, Crowley and Layden. They formed the crest of the South Bend cyclone before which another fighting Army team was swept over the precipice at the Polo Grounds this afternoon as 55,000 spectators peered down upon the bewildering panorama spread out upon the green plain below.”
    1894 - Billboard Advertising, a trade publication dealing with all manner of billboard advertising and selling for a dime, begins publication. Within a few years, it will begin focusing on the entertainment shows advertised by billboards and, by the 1930s, Billboard, as it has come to be known, is covering radio and sales of the new medium, juke box records.
    1894 – Buffalo Bill, 15 of his Indians, and Annie Oakley were filmed by Thomas Edison in his Black Maria Studio in West Orange, New Jersey.
    1897 - The first Library of Congress opened its doors.
http://memory.loc.gov/ammem/today/nov01.html
    1901 – Sigma Phi Epsilon, the largest national male collegiate fraternity, is established at Richmond College, Richmond, VA.
    1910 - W.E.B. DuBois, activist, begins publication of the NAACP monthly magazine “Crisis.”
    1913 - In the first football game between two emerging gridiron powers, Notre Dame upset Army, 35-13, surprising the Cadets with an unprecedented barrage of forward passes. Quarterback Gus Dorais completed 14 of 17 passes for 243 yards. His frequent target was end Knute Rockne.
    1914 – Philadelphia Athletics owner Connie Mack cleaned house after winning the AL pennant.  He asked for waivers on Jack Coombs, Eddie Plank and Chief Bender. Coombs went to the Brooklyn Robins as Plank and Bender escape Mack's maneuvering by jumping to the Federal League. Philadelphia fans did not support the Athletics and the club lost $50,000.
    1918 - The worst rapid transit accident in US history occurred under the intersection of Malbone Street and Flatbush Avenue, Brooklyn, New York City, with at least 102 deaths.    
    1921 - The American Birth Control League is founded by Margaret Sanger. Dissemination of birth control information was a jailable offense in the United States at the time although men in the army were given condoms bought with tax dollars as "disease preventers."
    1926 - Birthday of alto saxophonist Lou Donaldson, Badin, NC.
http://www.blacksuccessfoundation.org/lou_donaldson.htm
http://www.members.tripod.com/~hardbop/loudon.html
    1927 - Birthday of pianist Consuela Moorehead (d. 2009), Tallahassee, FL.  An African-American jazz pianist, composer, arranger, music theory professor, and the founder of the Springtree/Snow Hill Institute for the Performing Arts, she fought to establish an arts school in rural Alabama, Moribund Academy. She is sometimes known as Consuela Lee or Consuela Lee Morehead.
    1938 - In a special match race at Pimlico, Seabiscuit, ridden by George Wolff, defeated favored War Admiral before a crowd of 40,000. Seabiscuit captured the winner-take-all purse of $15,000.
    1939 - Birthday of pianist Roger Kellaway, Waban, MA.
    1940 - Stan Kenton records his first sides with eight-piece band, at a Hollywood music store (Reed Rapture, ‘Etude for Saxophones).
    1941 - American photographer Ansel Adams takes a picture of a moonrise over the town of Hernandez, NM that would become one of the most famous images in the history of photography.
    1942 - CASAMENTO, ANTHONY, Medal of Honor
Rank and organization: Corporal, Company D, First Battalion, Fifth Marines, First Marine Division. Place and date: Guadalcanal, Solomon Islands. Entered service at: Brooklyn, New York. Date and place of birth: 16 November 1920, Brooklyn, New York. For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with Company D, 1st Battalion, 5th Marines, 1st Marine Division on Guadalcanal, British Solomon Islands, in action against the enemy Japanese forces on 1 November 1942. Serving as a leader of a machine gun section, Corporal Casamento directed his unit to advance along a ridge near the Matanikau River where they engaged the enemy. He positioned his section to provide covering fire for two flanking units and to provide direct support for the main force of his company which was behind him. During the course of this engagement, all members of his section were either killed or severely wounded and he himself suffered multiple, grievous wounds. Nonetheless, Corporal Casamento continued to provide critical supporting fire for the attack and in defense of his position. Following the loss of all effective personnel, he set up, loaded, and manned his unit's machine gun. tenaciously holding the enemy forces at bay. Corporal Casamento single-handedly engaged and destroyed one machine gun emplacement to his front and took under fire the other emplacement on the flank. Despite the heat and ferocity of the engagement, he continued to man his weapon and repeatedly repulsed multiple assaults by the enemy forces, thereby protecting the flanks of the adjoining companies and holding his position until the arrival of his main attacking force. Corporal Casamento's courageous fighting spirit, heroic conduct, and unwavering dedication to duty reflected great credit upon himself and were in keeping with the highest traditions of the Marine Corps and the United States Naval Service.
    1942 - HANSON, ROBERT MURRAY, Medal of Honor
Rank and organization: First Lieutenant, U.S. Marine Corps Reserve. Born: 4 February 1920, Lucknow, India. Accredited to: Massachusetts. Other Navy awards: Navy Cross, Air Medal. Citation: For conspicuous gallantry and intrepidity at the risk of his life and above and beyond the call of duty as fighter pilot attached to Marine Fighting Squadron 215 in action against enemy Japanese forces at Bougainville Island, 1 November 1943; and New Britain Island, 24 January 1944. Undeterred by fierce opposition and fearless in the face of overwhelming odds, 1st Lt. Hanson fought the Japanese boldly and with daring aggressiveness. On 1 November, while flying cover for our landing operations at Empress Augusta Bay, he dauntlessly attacked 6 enemy torpedo bombers, forcing them to jettison their bombs and destroying 1 Japanese plane during the action. Cut off from his division while deep in enemy territory during a high cover flight over Simpson Harbor on 24 January, 1st Lt. Hanson waged a lone and gallant battle against hostile interceptors as they were orbiting to attack our bombers and, striking with devastating fury, brought down 4 Zeroes and probably a fifth. Handling his plane superbly in both pursuit and attack measures, he was a master of individual air combat, accounting for a total of 25 Japanese aircraft in this theater of war. His great personal valor and invincible fighting spirit were in keeping with the highest traditions of the U.S. Naval Service.
    1943 - OWENS, ROBERT ALLEN, Medal of Honor
Rank and organization: Sergeant, U.S. Marine Corps. Born: 13 September 1920, Greenville, S.C. Accredited to: South Carolina. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty while serving with a marine division, in action against enemy Japanese forces during extremely hazardous landing operations at Cape Torokina, Bougainville, Solomon Islands, on 1 November 1943. Forced to pass within disastrous range of a strongly protected, well-camouflaged Japanese 75-mm. regimental gun strategically located on the beach, our landing units were suffering heavy losses in casualties and boats while attempting to approach the beach, and the success of the operations was seriously threatened. Observing the ineffectiveness of marine rifle and grenade attacks against the incessant, devastating fire of the enemy weapon and aware of the urgent need for prompt action, Sgt. Owens unhesitatingly determined to charge the gun bunker from the front and, calling on 4 of his comrades to assist him, carefully placed them to cover the fire of the 2 adjacent hostile bunkers. Choosing a moment that provided a fair opportunity for passing these bunkers, he immediately charged into the mouth of the steadily firing cannon and entered the emplacement through the fire port, driving the gun crew out of the rear door and insuring their destruction before he himself was wounded. Indomitable and aggressive in the face of almost certain death, Sgt. Owens silenced a powerful gun which was of inestimable value to the Japanese defense and, by his brilliant initiative and heroic spirit of self-sacrifice, contributed immeasurably to the success of the vital landing operations. His valiant conduct throughout reflects the highest credit upon himself and the U.S. Naval Service.
    1943 - The U.S. Marines invaded Bougainville, the largest of the Solomon Islands. The attack, called Operation Goodtime, was part of a larger Allied plan (Operation Cartwheel) to wipe out Rabaul, the mammoth Japanese base on the eastern end of New Britain Island. Bougainville was 200 miles away from Rabaul, close enough to provide fighter escorts for Rabaul-bound bombers. When the 1st Marine Amphibious Corps, commanded by General Alexander A. Vandegrifft, landed on Bougainville's western coast, they faced heavy Japanese artillery. Resistance dwindled quickly, though, and by nightfall, about 14,000 Marines and 6,200 tons of supplies were ashore. The next night, after a day of wading through swamps, U.S. Marines faced Japanese counter-invaders from the then-vacant beachhead. The 475 Japanese soldiers were completely wiped out. Among the participants in Operation Goodtime was a young John Fitzgerald Kennedy. Lieutenant Kennedy commanded a PT boat sent in to rescue members of a Marine patrol trapped on a Bougainville riverbank. Lieutenant Orville Freeman, Kennedy's future Secretary of Agriculture, was also wounded.
    1944 - The whimsical tale about an invisible rabbit named "Harvey" opened in New York City. One year later, the play by Mary Chase won the Pulitzer Prize for Drama. Movie fans remember the classic film, starring Jimmy Stewart in one of his most famous roles.
    1944 - The first of some 9000 paper balloons, carrying bombs intended to be dropped over North American land, are released near Tokyo. Many land in Oregon and start fires but newspapers do not report the bombing and the Japanese are lead to believe the dropping of balloons was not effective.
    1945 - John H. Johnson publishes the first issue of Ebony Magazine.
    1945 - Stan Kenton with his future wife June Christy records “Shoo Fly Pie” and “Apple Pan Dowdy.”
    1947 - The famous racehorse, Man o’ War, died. His funeral was attended by over 2,500 people. Man o’ War was so famous that, while a stud in retirement, his guest book listed over 2,000,000 names!
    1947 - Eddy Arnold began a 21-week run at #1 on U.S. country music charts with "I’ll Hold You in My Heart (Till I Can Hold You in My Arms)." It was the biggest hit of Arnold’s illustrious career.
    1949 - Gillette buys the World Series television rights for $1.37 million, the money to be dedicated to the players' pension fund.
    1950 - Two Puerto Rican nationalists attempted to assassinate President Harry S Truman at Blair House, Washington, DC (where the Trumans were living during a three-year renovation of the White House). One of the gunmen and one White House policemen were killed. Truman, who had avoided an attempt on his life from the right-wing Israeli Stern Gang a few years earlier, escaped unscathed.  In the autumn of 1950, the White House was being renovated and President Truman and his family were living in the nearby Blair House on Pennsylvania Avenue. On the afternoon of November 1, Truman and his wife were upstairs when they heard a commotion on the front steps of the house. Alerted by the sound of gunshots, Bess Truman glanced out the window and exclaimed, "Harry, someone's shooting our policemen!” Indeed, the pair of would-be assassins, Massac Griselio Torresola and Oscar Collazo had strolled up to the front door of Blair House and opened fire. They never made it past the entry steps, however, due to the quick reaction of police officers and guards. Secret Service Agent Leslie Coffelt was mortally wounded in the ensuing melee but not before he managed to kill Torresola. Collazo later revealed to police just how poorly planned the assassination attempt was: the assailants were unsure if Truman would even be in the house when they launched their attack at 2 o'clock in the afternoon.  Torresola and Collazo were political activists and members of the extremist Puerto Rican Nationalist Party, a group fighting for full independence from the United States. The "Independistas," as they were commonly called, targeted Truman despite his support of greater Puerto Rican autonomy. Apparently unfazed by the attempt on his life, Truman kept his scheduled appointments for the day. "A President has to expect these things," he remarked dryly. Oscar Collazo was sentenced to death, but in an admirable act of forgiveness on July 24, 1952, Truman commuted the sentence to life imprisonment.
    1948 - Top Hits
“A Tree in the Meadow” - Margaret Whiting
“Buttons and Bows” - Dinah Shore
“Hair of Gold, Eyes of Blue” - Gordon MacRae
“Just a Little Lovin’” (“Will Go a Long, Long Way”) - Eddy Arnold
    1954 - The November issue of Billboard magazine lists Elvis Presley at number 8 of the Most Promising New Hillbilly or Country Singers.
    1955 - Macon, GA R&B favorites, The Famous Flames, enter local radio station WIBB to record a demo of their first song, "Please, Please, Please." The primitive scorcher, featuring lead singer James Brown pleading into a single microphone while standing on a Coca-Cola carton, would be rejected by several record labels before finally being picked up by Federal Records in Cincinnati.
    1956 - Top Hits
“Love Me Tender” - Elvis Presley
“The Green Door” - Jim Lowe
“Blueberry Hill” - Fats Domino
“Hound Dog/Don’t Be Cruel” - Elvis Presley
    1957 - The Mackinac Straits Bridge, between Michigan’s upper and lower peninsulas, opened to traffic. At the time, it was the world’s longest suspension bridge -- and is still in the top ten -- at five miles long, with a main span of 3,800 feet/1,158 meters.
    1959 - Tired of stopping hockey pucks with his face, Montreal Canadians goalie Jacques Plante, having received another wound, reemerged from the locker room with seven new stitches—and a plastic face mask he had made from fiberglass. Although Cliff Benedict had tried a leather mask back in the ‘20s, the idea didn’t catch on but after Plante wore his, goalies throughout the NHL began wearing protective plastic face shields. Plante is credited with inventing the hockey mask.
    1959 - The Spacemen's "The Clouds" enters the R&B chart at #24. Their only chart entry will make it to the top spot and remain on the R&B charts for 18 weeks.
    1962 - No. 1 Billboard Pop Hit: "He's a Rebel," The Crystals. The actual singers on the record aren't the Crystals, but a trio of backing singers known as the Blossoms.
    1963 - The Beatles begin their first headlining UK tour with two shows at the Odeon in Gloucestershire, England, earning 300 pounds a night. Opening acts include The Rhythm and Blues Quartet, The Vernons Girls, Frank Berry, The Brook Brothers, Peter Jay and the Jaywalkers, and The Kestrels. The set list: "I Saw Her Standing There," "From Me To You," "All My Loving," "You Really Got A Hold On Me," "Roll Over Beethoven," "Boys," "Till There Was You," "She Loves You," "Money," and "Twist And Shout." The full scream of Beatlemania makes it impossible to hear the music, but that doesn't stop girls from camping out for two days in advance for tickets.
    1963 - Bonanza TV star Lorne Greene records his hit "Ringo"
    1964 - Yet another British Invasion band makes its US television debut on CBS' Ed Sullivan Show: The Dave Clark Five, whose clean-cut image visibly relieves the host, who is still suffering from the Stones riot of a few days' earlier. After the band plays "Glad All Over," Ed goes out of his way to tag them as "nice, neat boys."
    1964 - Top Hits
“Baby Love” - The Supremes
“Last Kiss” - J. Frank Wilson & The Cavaliers
“Let It Be Me” - Betty Everett & Jerry Butler
“I Don’t Care” (“Just as Long as You Love Me”) - Buck Owens
    1964 - The Free Speech Movement was launched at the University of California at Berkeley. Mario Savio (1943-1996), UC Berkeley physics student, began the Free Speech Movement to fight prohibitions against students distributing political brochures and other materials such as civil rights. The incident began when police arrested Jack Weinberg for setting up an unauthorized table in Sproul Plaza. Students surrounded the police car in a standoff that lasted 32 hours. The crowd of protestors, growing to 3000, attempted to blocks police car carrying Weinberg away. The stand-off lasted 32 hours. This was the start of the protests that I covered for KFRC News, San Francisco. There was a hard core but most of the followers reacted as if it were a party to gather and meet girls.
    1966 - Santa Anna winds fanned fires and brought record November heat to parts of coastal California. November records included 86 degrees at San Francisco, 97 degrees at San Diego, and 101 degrees at LAX. Fires claimed the lives of at least sixteen firefighters
    1966 - On All Saints Day, the National Football League awarded a franchise to New Orleans. The team, nicknamed the Saints, began play in 1967 but did not finish a season at .500 until 1979.
    1966 - Three Elvis Presley albums are certified gold this day: his 1956 debut album, "Elvis Presley," "Elvis' Golden Records, Vol. 2" and "Elvis' Golden Records, Vol. 3."
    1966 – Sandy Koufax became the first three-time winner of the Cy Young Award in the final year before the award will be given to the best pitcher in each league.  From the first Cy Young Award in 1956, awarded to the Dodgers’ Don Newcombe, the award was to the best pitcher in baseball. 
    1968 - ROGERS, CHARLES CALVIN, Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Army, 1st Battalion, 5th Artillery, 1st Infantry Division. Place and date:
Fishhook, near Cambodian border, Republic of Vietnam, 1 November 1968. Entered service at: Institute, W Va. Born: 6 September 1929, Claremont, W Va. Citation: For conspicuous gallantry and intrepidity in action at the risk of his life above and beyond the call of duty. Lt. Col. Rogers, Field Artillery, distinguished himself in action while serving as commanding officer, 1st Battalion, during the defense of a forward fire support base. In the early morning hours, the fire support base was subjected to a concentrated bombardment of heavy mortar, rocket and rocket propelled grenade fire. Simultaneously the position was struck by a human wave ground assault, led by sappers who breached the defensive barriers with bangalore torpedoes and penetrated the defensive perimeter. Lt. Col. Rogers with complete disregard for his safety moved through the hail of fragments from bursting enemy rounds to the embattled area. He aggressively rallied the dazed artillery crewmen to man their howitzers and he directed their fire on the assaulting enemy. Although knocked to the ground and wounded by an exploding round, Lt. Col. Rogers sprang to his feet and led a small counterattack force against an enemy element that had penetrated the howitzer positions. Although painfully wounded a second time during the assault, Lt. Col. Rogers pressed the attack killing several of the enemy and driving the remainder from the positions. Refusing medical treatment, Lt. Col. Rogers reestablished and reinforced the defensive positions. As a second human wave attack was launched against another sector of the perimeter, Lt. Col. Rogers directed artillery fire on the assaulting enemy and led a second counterattack against the charging forces. His valorous example rallied the beleaguered defenders to repulse and defeat the enemy onslaught. Lt. Col. Rogers moved from position to position through the heavy enemy fire, giving encouragement and direction to his men. At dawn the determined enemy launched a third assault against the fire base in an attempt to overrun the position. Lt. Col. Rogers moved to the threatened area and directed lethal fire on the enemy forces. Seeing a howitzer inoperative due to casualties, Lt. Col. Rogers joined the surviving members of the crew to return the howitzer to action. While directing the position defense, Lt. Col. Rogers was seriously wounded by fragments from a heavy mortar round which exploded on the parapet of the gun position. Although too severely wounded to physically lead the defenders, Lt. Col. Rogers continued to give encouragement and direction to his men in the defeating and repelling of the enemy attack. Lt. Col. Rogers' dauntless courage and heroism inspired the defenders of the fire support base to the heights of valor to defeat a determined and numerically superior enemy force. His relentless spirit of aggressiveness in action is in the highest traditions of the military service and reflects great credit upon himself, his unit, and the U.S. Army.
    1969 - The forerunner of the Internet began when Bolt, Beranek and Newman (BBN), a small consulting firm in Cambridge, Massachusetts, delivered an Interface Message Processor (IMP) to the University of California at Santa Barbara. IMP connected UCSB to UCLA, the Stanford Research Institute, and the University of Utah, forming the first links in the fledgling ARPANET, precursor to the Internet. ARPANET, conceived by the Pentagon's Advanced Research Projects Agency (ARPA), was designed to provide a communications network that did not depend on a single hub to transmit messages. ARPANET evolved into the Internet in the early 1970s, when Dr. Vinton Cerf and Robert Kahn were commissioned by the federal government to extend the network for military, government, and academic use.
    1969 - "Abbey Road," by The Beatles, was #1 on U.S. album charts. Although "Let It Be" was the last Beatles album of new material to be released, "Abbey Road" was, in fact, the last album The Beatles recorded. The album, number one for eleven weeks, consisted of: "Come Together", "Something", "Maxwell’s Silver Hammer", "Oh! Darling", "Octopus’s Garden", "I Want You (She's So Heavy)", "Here Comes the Sun", "Because", "You Never Give Me Your Money". "Sun King", "Mean Mr. Mustard", "Polythene Pam", "She Came in Through the Bathroom Window", "Golden Slumbers", "Carry That Weight", "The End", "Her Majesty."
    1970 - ABBA, then known as the Festfolk Quartet, play their first-ever concert at a Gothenburg, Sweden restaurant.
    1971 - The first Eisenhower dollar coins were put into circulation by the U.S. Mint. The coins were minted from 1971 to 1978.
    1972 - Top Hits
“My Ding-A-Ling” - Chuck Berry
“Burning Love” - Elvis Presley
“Nights in White Satin” - The Moody Blues
“Funny Face” - Donna Fargo
    1974 - No. 1 Billboard Pop Hit: "You Haven't Done Nothin'," Stevie Wonder. The Jackson Five sing backup vocals on the song.
    1975 - Elton John’s "Island Girl" hit number one on the "Billboard Hot 100" chart. The song parked itself at the top of the hit heap for 3 weeks.
    1975 - Sony Corporation of Japan started selling in the United Sates a video cassette recorder for home use, the “Betamax.” It was built into a console that also contained a Sony color television set. The tape was contained in a plastic cassette to make it easy to handle. Sony had marketed the first open-reel video tape recorder for home use, the TCV-2010, beginning in 1966, which was designed to be used with a separate video recorder and separate microphone to record sound.
    1979 - Edward Bennett Williams buys the Baltimore Orioles for a reported $12.3 million from Jerold Hoffberger.
    1979 - Bob Dylan debuts the songs from his new album, a Christian polemic called “Slow Train Coming,” on the first night of his new tour in San Francisco, CA. A shocked audience boos the new material throughout the set.
    1980 - Top Hits
“Woman in Love” - Barbra Streisand
“He’s So Shy” - Pointer Sisters
“Real Love” - The Doobie Brothers
“Theme from The Dukes of Hazzard” (“Good Ol’ Boys”) - Waylon Jennings
    1982 – Major League owners vote not to renew Bowie Kuhn’s contract as commissioner. The AL owners vote in favor of Kuhn 11-3, and the NL owners, 7-5. But his 18 votes leave him 2 shy of the three-fourths majority required for reelection. Kuhn will remain on the job until a successor is found. He will eventually be replaced by Peter Ueberroth.
    1983 - IBM introduced its long-awaited home computer, the PC Jr., starting at $669. The PC Jr. was doomed to a short life: the company discontinued the model in March 1985. They had chosen another operating system including that to be purchased by Bill Gates to launch Microsoft Corporation.
    1984 - No. 1 Billboard Pop Hit: "Caribbean Queen (No More Love on the Run)," Billy Ocean. The song is first released as "European Queen" in the U.K.
    1985 - Microsoft released Windows 1.01 (on five 360kb, 5.25-inch floppy disks). It ran on MS-DOS v5.0 (called MS-DOS Executive in Windows).
    1985 - The birth of AOL: Q-Link, a proprietary online service for users of Commodore's Amiga computers, was launched. A newly-formed company called Quantum Computer Services, run by twenty-six-year-old Steve Case, created the service. Q-Link offered news, soap opera updates, games, and chat for $9.95 per month. Quantum later created an online system for Apple, called Applelink. When Apple abandoned the system in October 1989, Quantum decided to run the system itself under the name America Online.
    1986 - Boston’s "Third Stage" album hit the big time this day as it became the number one album in the U.S. Memorable (and not so memorable) tracks on the album: "Amanda", "We’re Ready", "The Launch", "Cool the Engines", "My Destination", "A New World", "To Be a Man", "I Think I Like It", "Can’tcha Say", "Still in Love" and "Hollyann."
    1987 - Dire Straits' CD "Brothers in Arms" passes the three million sales mark, becoming the UK's all-time best selling album.
    1987 - Tom Watson won the first Nabisco Championship (later named the Tour Championship) of Golf by two strokes over Chip Beck. Watson scooped up $384,000 in prize money -- the biggest payoff in golf to that day.
    1988 - Top Hits
“Groovy Kind of Love” - Phil Collins
“Kokomo” - The Beach Boys
“Wild, Wild West” - The Escape Club
“Gonna Take a Lot of River” - The Oak Ridge Boys
    1988 - Low pressure brought gales and locally heavy rain to the northeastern U.S. The rainfall total of 1.46 inches at Newark, NJ was a record for the date. New York City was soaked with more than two inches of rain.
    1993 - A series of storms dumps heavy snows over the Ohio Valley and the northeast. 10.3 inches fell at Mansfield, OH, the greatest so early in the season
    1994 - The Chicago Bulls retired Michael Jordan’s uniform (No. 23) and put it on display at the United Center.
    1998 - Steve Young and Jerry Rice connected for their 80th career touchdown. That TD broke an NFL record, previously held by the Miami duo of Dan Marino and Mark Clayton.  The Indianapolis Colts’ Peyton Manning-to-Marvin Harrison is the most prolific regular season QB-WR connection in NFL history. The duo connected on an NFL record 114 passes during their decade together.
    2001 - The first Major League game ever started in the month of November is a memorable one as the Yankees, for the second consecutive night, make a dramatic comeback in the bottom of the ninth to tie the game and go on to victory in extra innings. Tonight's heroes are Scott Brosius, who hits a game-tying, two out, two-run homer to knot the game at 2-2, and Alfonso Soriano, who singles in Chuck Knoblauch in the 12th giving the Yankees a 3-2 victory and 3-2 lead in the Series over the Diamondbacks.
    2007 – Joe Torre, the winningest manager in postseason history left the New York Yankees for the Los Angeles Dodgers.  He won two NL West division titles with the Dodgers until resigning in 2010.
     2010 - The San Francisco Giants win their first World Championship since moving to California, defeating the Texas Rangers, 3 - 1, in Game 5 of the World Series. 
    2011 – Four states and 1.5 million people in the eastern US remained without power after a Halloween nor’easter hit the area with an unusual early snowfall.
    2012 – Two weeks after Superstorm Sandy ravaged the area, half of New York City and millions of others in the northeastern US continued to suffer power outages, gas shortages and limited public transportation.  The storm’s death toll reached 90.
    2013 – An $800 million lawsuit was filed by Fannie Mae against nine banks for manipulating the LIBOR benchmark interest rate.  Among the defendants are Bank of America and Citibank.  Timothy Lee, a capital markets expert at the Federal Housing Finance Agency Office of Inspector General, said in a 3 November memo that Fannie Mae and Freddie Mac may have lost more than $3 billion because of the manipulation. Citi received full immunity for one of the infringements in which it participated, thereby avoiding a fine of around €55 million, but was fined €70 million for other infringements.  JP Morgan was fined $80 billion while Citi, Morgan and BofA remain under investigation.
    2015 – The Kansas City Royals win the 2015 World Series by defeating the New York Mets, 7 - 2, in Game 5. Trailing 2 - 0 in the top of the 9th, the Royals score twice against starter Matt Harvey and Jeurys Familia to tie the game and explode for 5 runs in the 12th.
    2017 – The Houston Astros won their first World Series title, beating the LA Dodgers in Game 7.  It was later revealed that the Astros were guilty of sign-stealing that aided the effort but other than suspensions and the dismissal of Manager AJ Finch, no further action was taken against the Astros.
    2019 – The Mets hired Carlos Beltran as their manager.  He will never get to manage the team however, being forced to resign due to his role in the 2017 Astros sign-stealing scandal that also cost Red Sox manager Alex Cora a one-year suspension for his part therein.

World Series Champions:
2010 – San Francisco Giants
2015 – Kansas City Royals
2017 – Houston Astros

-------------------------------------------------------------

SuDoku

The object is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. What could be simpler?

http://leasingnews.org/Soduku/soduko-main.htm

[headlines]

 

 

--------------------------------------------------------------

Daily Puzzle

How to play:
http://www.setgame.com/set/puzzle_frame.htm

Refresh for current date:
http://www.setgame.com/set/puzzle_frame.htm

[headlines]

--------------------------------------------------------------

http://www.gasbuddy.com/
http://www.gasbuddy.com/GB_Map_Gas_Prices.aspx
http://www.gasbuddy.com/GB_Mobile_Instructions.aspx

[headlines]

--------------------------------------------------------------

Weather

See USA map, click to specific area, no commercials

http://www.weather.gov/

[headlines]

--------------------------------------------------------------

Traffic Live---

Real Time Traffic Information

You can save up to 20 different routes and check them out with one click,
or type in a new route to learn the traffic live

--------------------------------

[headlines]