License and Registration United States - Update
By Kenneth C. Greene, Attorney

A State-by-State Analysis of License Requirements for Lenders and Brokers

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia

Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland

Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey

New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina

South Dakota Tennessee Texas Utah Vermon Virginia Washington West Virginia Wisconsin Wyoming Washington, D.C. Puerto Rico

Full Listing:
https://leasingnews.org/Pages/states_license.html

[headlines]
--------------------------------------------------------------

Story Credit Financing
Business Loans, SBA Loans, Working Capital

Balboa Capital Corp.  Bankers Capital Black Rock Capital Investment BSB Leasing, Inc Calfund Dakota Financial

Financial Pacific Leasing Forum Financial Services, Inc. Gonor Funding Maxim Commercial Capital, LLC North Mill Equipment Finance

Pawnee Leasing Corporation P&L Capital Corporation Providence Equipment Finance Quality Leasing Co. Inc. SLIM Capital, LLC TEAM Funding Solutions

Alphabetical list-click on company name to view more details

Here are funders who take "A" and "B" rated applicants. They are also more interested not in "application only."  They become more comfortable learning more, beyond reviewing financial statements and tax returns, additional collateral, learning more about the story behind the business as qualifiers.

To qualify for this list, the company must be a funder (as qualified by Leasing News) and are on the “Funder List” and not a "Broker” or “Super Broker.”

Leasing News reserves the right to not list a company who does not meet these qualifications.

Funder List “A”
http://www.leasingnews.org/Funders_Only/Funders.htm

We encourage companies who are listed to contact us for any change or addition they would like to make. Adding further information as an "attachment" or clarification of what they have to offer would be helpful to readers is also very much encouraged."

Full List:
https://leasingnews.org/Story_Credit/Story_Credit.htm 

Leasing and Finance Industry Help Wanted
Excellent Compensation/Marketing Support/Work

 

[headlines]
--------------------------------------------------------------

Build Your Contact List

The Ultimate Hire by Ken Lubin, ZRG Partners

We all have a list of people, ex-clients, and potential clients that we know we should reach out. It is the list in the back of our heads, in our inboxes or on our desk of people we know we should connect or reconnect with, but never do.  We always say that we will when we have time.

Now is the time!

Make time now until the end of the year to reach out, to build your brand/business, to connect with those we haven’t yet connected, with or reconnect with those we may have neglected in the past. Work on it each day, including making time during the weekend.

Here are 3 simple ways to build your list.

- Download your LinkedIn connections list and take the time to determine whom you should connect or delete. Here are the Directions https://www.linkedin.com/help/linkedin/answer/66844/exporting-connections-from-linkedin?lang=en

- Export the contacts in your inbox to an Excel spreadsheet and sort by priority of whom you should reach out. Determine who the influencers are in your space that could be potential clients and connect.

- One thing I do is look at the speakers at top industry events and reach out to them directly.  You can do it via LinkedIn. Or with a little ingenuity and out of the box thinking you can send them emails directly.  One way to test if you have the right email is to use https://mailtester.com/
 
Now is the time to take the internal list of those to whom we should be reaching out that is floating in our brain and put it on paper (virtual paper) and make the effort to connect.  Many of your contacts are likely just as perplexed on what to do during these times as you.  Perhaps when you team up, great things can happen.

Make 2023 a better year for business than 2022.

Ken Lubin
Managing Director
ZRG Partners, LLC
Americas I EMEA I Asia Pacific
C: 508-733-4789
https://www.linkedin.com/in/klubin/

"What is the Ultimate Hire? The Ultimate Hire is the professional that every business, team or leader needs in their organization. This is the high performance individual that always rises to the top, brings the team to the next level and can significantly add to the bottom line. The Ultimate Hire is the person that you can't afford to be without. Finding, Attracting, Hiring and Retaining these professionals is critical to the success of your business. We have identified these traits and can help you find these top professionals.

The Ultimate Hire Collections:
http://leasingnews.org/Conscious-Top%20Stories/ultimate.html

[headlines]
--------------------------------------------------------------

Top Ten Leasing News Read by Readers
November 7 to November 11

(1) 2022 NEFA Funding Symposium
  Their Largest Event EVER
    By Shari L. Lipski, CLFP
Principal, ECS Financial Services, Inc
https://leasingnews.org/Pages/nefa112022.html

(2) Utah's Disclosure Laws Soon to Take Effect
By Ken Greene, Leasing News Legal Editor
https://leasingnews.org/archives/Nov2022/11_09.htm#utah

(3) Disclosures Laws: Good or Bad?
By Ken Greene, Leasing News Legal Editor
https://leasingnews.org/archives/Nov2022/11_07.htm#disclosure

(4) Don't Ever Give Up!
Placard
https://leasingnews.org/archives/Nov2022/11_07.htm#give

(5) New Hires/Promotions in the Leasing Business
and Related Industries
https://leasingnews.org/archives/Nov2022/11_09.htm#hires

(6) Millennials Are Changing What It Takes to Succeed in Sales
  biggest generation in workforce is taking over purchasing for   
    much of corporate world
https://www.wsj.com/articles/millennials-are-changing-what-it-takes-to-succeed-in-sales-11667878038

(7) Most Influential Lawyers
in Equipment Finance and Leasing
https://leasingnews.org/archives/Nov2022/11_07.htm#lawyers

(8) These are the men running Elon Musk’s Twitter
The billionaire has installed several members of his inner circle
https://www.washingtonpost.com/technology/2022/11/06/elon-musk-inner-circle/

(9) Elon Musk's Hyperloop prototype tube is gone
What does it mean for his tunneling dream?
https://www.latimes.com/california/story/2022-11-05/elon-musk-hyperloop-tunnel-hawthorne-removed?utm_id=74257&sfmc_id=1646692

(10) Chesswood Group Limited Announces
$12.3 Million Q3 Compared to $9.1 Million 2021
https://leasingnews.org/archives/Nov2022/11_09.htm#chesswood

##### Press Release ############################

Element Fleet Management Reports 3rd Quarter
 $103.7 Million New Income
Increases Common Dividend by 29%

TORONTO, ON,  - Element Fleet Management Corp. (TSX:EFN) (“Element” or the “Company”), the largest pure-play automotive fleet manager in the world, today announced record financial and operating results for the three months ended September 30, 2022; a 29% common dividend increase; the Company’s intention to renew its normal course issuer bid (“NCIB”); and full year 2023 results guidance.

Jay Forbes, the Company’s President and Chief Executive Officer, noted, “Element powered through the many headwinds confronting businesses in 2022 to deliver record third quarter results, a testimony to the resilience of our business model and the people that serve our clients so well.

 "The growth we are generating from increasing both vehicles under management and our share of wallet has given us the insight and confidence to increase our annual organic net revenue growth
benchmark to 6% to 8%, materially better than our previous 4-6% target," Mr. Forbes continued.

“This level of revenue growth - atop a scalable operating platform and enabled by our capital-lighter business model - is expected to generate compelling long-term value for our shareholders, as illustrated by today’s 29% increase in the common dividend.”

Third quarter net income of $103.7 million represents $0.25 on a per share basis. Q3 adjusted operating income ("AOI") of $165.4 million was 31.7% higher than Q3 last year ("year-over-year").
This year's Q3 AOI represents $0.30 of adjusted EPS, which is 9 cents per share growth year-over year. Element grew Q3 free cash flow ("FCF") per share 11 cents year-over-year to $0.38.

Third quarter net income of $103.7 million represents $0.25 on a per share basis. Q3 adjusted operating income ("AOI") of $165.4 million was 31.7% higher than Q3 last year ("year-over-year").
This year's Q3 AOI represents $0.30 of adjusted EPS, which is 9 cents per share growth year-over-year. Element grew Q3 free cash flow ("FCF") per share 11 cents year-over-year to $0.38.

Full News Release (12 pages)
https://www.elementfleet.com/binaries/content/assets/elementfleet/investor-documents/efn_3q22-results-news-release.pdf

### Press Release ############################

 

[headlines]
--------------------------------------------------------------

### Press Release ############################

Canadian Asset Finance Industry Business Confidence
Outlooks at Lowest Levels since 2019

The CFLA’s Q3 and 4 Industry Business Confidence Survey results indicate pessimism, with 28 per cent of respondents expecting business volumes to decrease over the next six months.

Toronto, ON, Canada – The (CFLA) released its 2022 Q3 and 4 Industry Business Confidence Survey results. Sentiment on most responses is at its lowest since the survey’s inception in 2019.

Twenty-eight percent of respondents expect new business volumes to decrease, and 60 percent expect overall margins to fall over the next six months – the highest figures of negative outlooks on record. 

Michael Rothe, CFLA President and CEO, stated, “With high inflation and chatter of a looming recession, I wasn’t surprised to see some pessimism.

“I know we have some hard work ahead of us, but I’m confident our members will continue supplying Canadians with the resources they need to make the best of the tough economic headwinds.”

This year, the CFLA’s Research Committee shortened the survey to understand individual sentiments better. The survey asks respondents about their outlooks on business volumes, margins, debt ratios, credit approvals, mergers and acquisitions, availability of capital, delinquency rates and staffing.

Hugh Swandel, Chair of the CFLA’s Research Committee and President of Meridian OneCap Credit Corp, noted, “Despite low sentiment across most responses, we did see some silver linings.

“Respondents expect the availability of capital will stay the same over the next six months, and staffing levels for both sales and non-sales roles will remain constant or increase.” 

The CFLA publishes more information about its Industry Business Confidence Survey online and provides CFLA members with a detailed report on the results. Visit the CFLA at www.cfla-acfl.ca to learn more.

About the CFLA:
The Canadian Finance and Leasing Association is the only organization advocating the interests of Canada's asset-based financing and vehicle and equipment leasing industry. Through the CFLA, members help shape the industry's future within the competitive financial services sector.

Established in 1993 through the merger of the Canadian Automotive Leasing Association and the Equipment Lessors Association of Canada, the CFLA grew from 61 member companies to over 200 today.

https://cfla-acfl.ca/

#### Press Release #############################

 

Doberman Pinscher/German Shepherd Dog
Mission Vallejo, California  Adopt-a-Dog

Bucatini

ID #A249381
Male
Two Months Old
(guess at this time)
Brown

Mission Vallejo Shelter
(949) 470- 3045
Michelle Claud-Clemente,
Director of Animals Services
email:
ask-shelter@cityofmissionviejo.org
(Shelter Address not Given)

[headlines]
--------------------------------------------------------------

SBA Hotel Financing Live Streaming Webinar
Wednesday, November 30, 2022

What SBA Credit Underwriters Need to Know for 2023

Coleman’s 13th Annual Webinar

You Will Learn:

● Supply and Demand Analysis
● SBA Delinquency Trends
● Hotel Cap Valuations
● Occupancy Benchmarks
● Franchise vs Mom and Pop
● Cash Equity Benchmarks
● SBA 7(a) and 504 Structures
● USDA B&I Lending Participations

A Coleman Webinar
Date: Wednesday, November 30, 2022
Time: 2:00 p.m. Eastern

Unlimited Registration: $600
(includes unlimited video streaming)

Single-Site Registration: $500

Full Information plus registration
https://colemanreport.com/sba-hotel-financing-what-sba-credit-underwriters-need-to-know-for-2023-webinar-11-30/

News Briefs---

Twitter reportedly cuts 4,400 contract worker
    following mass layoffs
https://www.engadget.com/twitter-reportedly-cuts-contract-workers-173755779.html

Electric battery company building $2.6B plant
    in metro Atlanta
https://www.ajc.com/news/breaking-georgia-lands-26b-electric-battery-plant-in-coweta/FYN2QRSTOVDKNJF3PQ45SYXTSI/

Electric Vehicles Start to Enter the Car-Buying Mainstream
    "choosing electric vehicles to save money"
https://www.nytimes.com/2022/11/13/business/electric-vehicles-buyers-mainstream.html

The Classic 60-40 Investment Strategy Falls Apart
    ‘There’s No Place to Hide’
https://www.wsj.com/articles/investment-retirement-stocks-bonds-market-11668015638?st=v89ov1oc4qghn3k&reflink=desktopwebshare_permalink

[headlines]
--------------------------------------------------------------

Elon Musk’s Twitter $8 blue-check verification experiment
    has failed spectacularly
https://www.sfgate.com/tech/article/musk-twitter-verification-live-updates-17578230.php

[headlines]
--------------------------------------------------------------

Sports Briefs---

Tom Brady, Bucs beat Seahawks 21-16
     in historic Germany game
https://www.pressdemocrat.com/article/sports/tom-brady-bucs-beat-seahawks-21-16-in-historic-germany-game/

Game of the year? Vikings outlast Bills in OT
    after wild finish that included one-handed catch
https://www.usatoday.com/story/sports/nfl/2022/11/13/vikings-bills-score-wild-game-justin-jefferson/10692729002/

Who’s lying, who’s telling the truth and who even knows
    the truth with the Colts | Opinion
https://www.usatoday.com/story/sports/nfl/colts/2022/11/10/jeff-saturday-colts-interim-coach-whats-next-peyton-manning/8324279001

Steph Curry takes over fourth quarter
    to lead Warriors to win over Cavaliers
https://www.nbcsports.com/bayarea/warriors/warriors-observations-steph-curry-saves-dubs-again-fuels-win-over-cavaliers

[headlines]
--------------------------------------------------------------

California Nuts Briefs---

Up to 48,000 University of California academic workers
     plan to go on strike Monday
https://www.mercurynews.com/2022/11/13/up-to-48000-university-of-california-academic-workers-plan-to-go-on-strike-monday/

Over 700 people cited for Saturday night
sideshow in San Jose
https://www.mercurynews.com/2022/11/13/over-700-people-cited-for-saturday-night-sideshow-in-san-jose/

[headlines]
--------------------------------------------------------------

"Gimme that wine"

Exclusive: E. & J. Gallo Acquires
    Denner Vineyards in Paso Robles
https://www.winespectator.com/articles/gallo-acquires-denner-vineyards-in-paso-robles

Marin County’s O’Neill Vintners & Distillers
    buys low-sugar wine brand FitVine
https://www.northbaybusinessjournal.com/article/industrynews/marin-countys-oneill-vintners-distillers-buys-low-sugar-wine-brand-fitv/

Sonoma County vintner offers farmworkers
     ‘hazard pay’ during smoky days
https://www.northbaybusinessjournal.com/article/industrynews/sonoma-county-vintner-offers-farmworkers-hazard-pay-during-smoky-days/

He rarely gets credit, but this winemaker helped
inspire California's natural wine movement
https://www.sfchronicle.com/food/wine/article/Paul-Draper-Ridge-natural-wine-17572383.php

“Gimme that Wine”
http://www.youtube.com/watch?v=EJnQoi8DSE8

Free Wine App
https://www.nataliemaclean.com/mobileapp/

Wine Prices by vintage
http://www.winezap.com
http://www.wine-searcher.com/

US/International Wine Events
http://www.localwineevents.com/

This Day in History

      1732-The Library Company of Philadelphia signed a contract with its first librarian. Founded by Benjamin Franklin and friends in November 1731, the library enrolled members for a fee of 40 shillings but had to wait for its books to arrive from England before beginning full operation.
    1784-Samuel Seabury, 55, was consecrated Bishop of Connecticut and Rhode Island, the first bishop of the American Protestant Episcopal Church, and the first Anglican bishop in America.
    1803 -- American author Jacob Abbott born Hallowell, Maine.Abbott wrote the first fictional series for children, introducing many of the key types and techniques of series books, popularizing the genre virtually single-handedly, and wrote some of the earliest American juveniles deserving of the term "children's literature"
http://www.readseries.com/auth-a/ab-bio.html
http://www.merrycoz.org/bib/ABBOTT.HTM
    1832 - The first horse car (a streetcar drawn by horses) was displayed in New York City. The vehicle had room for 30 people in three compartments. The new service traveled Fourth Avenue between Prince and Fourteenth Streets. 
    1851 - “Call me Ishmael. Some years ago -- never mind how long precisely -- having little or no money in my purse, and nothing particular to interest me on shore, I thought I would sail about a little and see the watery part of the world...” Thus begins Herman Melville’s book "Moby-Dick; or, The Whale", which was first published in New York City by Harper & Brothers on this day. The complex, but rousing sea story tells the tale of a sea captain’s search for Moby Dick, the great white whale that had once crippled him. The story is told by sailor-narrator Ishmael. Through the pages of "Moby Dick", we meet Ishmael’s bunkmate Queequeg, a whale harpooner from Polynesia; learn everything there is to know about whaling in the nineteenth century; and, of course, about Captain Ahab and his obsession with Moby Dick.  In 1846, he published his first novel, Typee, based on his Polynesian adventures. His second book, Omoo (1847), also dealt with the South Seas. The two novels became popular, although his third, Mardi (1849), more experimental in nature, failed to catch on with the public. Melville bought a farm near Nathaniel Hawthorne's house in Massachusetts, and the two became close friends, although they later drifted apart. Melville wrote for journals and continued to publish novels. Moby Dick was coolly received, but his short stories were highly acclaimed. Putnam's Monthly published "Bartleby the Scrivener" in 1853 and "Benito Cereno" in 1855. In 1866, Melville won appointment as a customs inspector in New York, which brought him a stable income. He published several volumes of poetry. He continued to write until his death in 1891, and his last novel, Billy Budd, was not published until 1924. 
    1882-Gunslinger Franklin "Buckskin" Leslie shoots the Billy "The Kid" Claiborne dead in the streets of Tombstone, Arizona. (The name of one of Aaron Copland’s work, who’s birthday is today-1900)The town of Tombstone is best known today as the site of the infamous shootout at the O.K. Corral. In the 1880s, however, Tombstone was home to many gunmen who never achieved the enduring fame of Wyatt Earp or Doc Holliday. Franklin "Buckskin" Leslie was one of the most notorious of these largely forgotten outlaws. There are few surviving details about Leslie's early life. The first historical evidence of Leslie's life emerges in 1877, when he became a scout in Arizona. A few years later, Leslie was attracted to the moneymaking opportunities of the booming mining town of Tombstone, where he opened the Cosmopolitan Hotel in 1880. That same year he killed a man named Mike Killeen during a quarrel over Killeen's wife, and he married the woman shortly thereafter. Leslie's reputation as a cold-blooded killer brought him trouble after his drinking companion and fellow gunman John Ringo was found dead in July 1882. Some Tombstone citizens, including a young friend of Ringo's named Billy "The Kid" Claiborne, were convinced that Leslie had murdered Ringo, though they could not prove it. Probably seeking vengeance and the notoriety that would come from shooting a famous gunslinger, Claiborne unwisely decided to publicly challenge Leslie, who shot him dead. The remainder of Leslie's life was equally violent and senseless. After divorcing Killeen in 1887, he took up with a Tombstone prostitute, whom he murdered several years later during a drunken rage. Even by the loose standards of frontier law in Tombstone, the murder of an unarmed woman was unacceptable, and Leslie served nearly 10 years in prison before he was paroled in 1896. After his release, he married again and worked a variety of odd jobs around the West. He reportedly made a small fortune in the gold fields of the Klondike region before he disappeared forever from the historical record.
    1861 -- Historian Frederick Jackson Turner
(The Frontier in American History) born Portage, Wisconsin.
http://www.bgsu.edu/departments/acs/1890s/turner/turner.html
http://www.pbs.org/weta/thewest/people/s_z/turner.htm
    1900- birthday of American composer Aaron Copland , born at Brooklyn, NY. Incorporating American folk music and, later, the 12-tone system, he strove to create an American music style that was both popular and artistic. He composed ballets, film scores and orchestral works including Fanfare for the Common Man (1942), Appalachian Spring (1944) (for which he won the Pulitzer Prize) and the score for The Heiress (1948) (for which he won an Oscar) and “Billy the Kid.”
He died Dec 2, 1990, at North Tarrytown, NY.
http://memory.loc.gov/ammem/today/nov14.html
    1900-Ban Johnson, president of the minor Western League, announced his intention to upgrade its status to a major league and to change its name to the American League.
    1903- The first football game was played in the first football stadium, Harvard Stadium, Cambridge, MA. It was specifically build for football, made of concrete and the largest steel re-enforced concrete structure in the world at the time of construction. The stadium had a seating capacity of 40,000.
    1904 - Art Hodes Birthday
http://www.amazon.com/exec/obidos/ISBN%3D0252017536/107-7460879-4591723
    1906 -- Actress Louise Brooks born Cherryvale, Kansas. She is the fourth most written about actress (in terms of major magazine articles) after Clara Bow, Joan Crawford and Colleen Moore.
http://www.pandorasbox.com/
    1917- Storyville, also known as the District, New Orleans’s red-light district, a series of honky-tonks and sporting house, was shut down by the U.S. Navy The closing tended to drive jazz musicians out of New Orleans, up the river, including the Original Dixieland Jass Band that opened at Reisenweber’s Restaurant in New York City. In this year, the group made the first jazz recording, including “ Tiger Rag,” “Barnyard Blues, “ Clarinet Marmalade, “: At the Jazz Band Ball, and “Reisenweber Rag.”
    1919-Birthday of Constance Frances Marie Ockleman, later known as Veronica Lake, born in Brooklyn, N.Y. Lake began appearing in films under the name Constance Keane in 1939; in 1941, she changed her name and was soon a major Hollywood draw, frequently starring opposite Alan Ladd in films like This Gun for Hire (1942), The Glass Key (1942), and The Blue Dahlia (1946). Her career took a nosedive in the late 1940s and early 1950s. She and her husband, director Andre de Toth, filed for bankruptcy. Lake stopped acting and allegedly drank heavily. In the 1960s, a reporter discovered her working at a hotel bar in New York. She later began acting again in small roles and published an autobiography in 1969. She died of hepatitis in 1973. 
    1934-Birthday of pianist Ellis Marsalis, New Orleans, LA
http://www.nathanielturner.com/ellismarsalis.htm
http://www.louisianamusic.org/ELMBioandDiscog.html
    1934-Under the direction of Leopold Stokowski, who was conducting the Philadelphia Orchestra at the Academy of Music, Philadelphia, PA, the symphony No. 1, known as the Negro Folk Symphony, composed by the African-American conductor William Levi Dawson was presented. 
http://www.africanpubs.com/Apps/bios/0759DawsonWilliam.asp?pic=none
    1935 - President Roosevelt proclaimed the Philippine Islands a free commonwealth. Manuel Luis Quezon was sworn in as the first Filipino president, as the Commonwealth of Philippines was inaugurated.
    1942 - Off the coast of Guadalcanal, Admiral Tanaka turns south with his destroyers and transports and comes under heavy air attack from both Henderson Field and planes from the USS Enterprise. Seven of the transports and two warships are lost. He continues his advance throughout the night and manages to sail his remaining transports to Tassafaronga. However, more of the Japanese troops are killed by air attack while disembarking. Meanwhile, the second battle of Guadalcanal gets underway shortly before midnight. The Japanese covering force supporting the convoy, led by Admiral Kondo ( with the battleship Kirishima, four cruisers and nine destroyers), encounters US Task Force 64, under the command of Admiral Lee ( with the battleships Washington and South Dakota and four destroyers). The battle begins with damage to the South Dakota. It is forced from the battle. A seven minute burst of fire from the USS Washington sinks the Kirishima. Control of the seas around Guadalcanal is passing to the Americans. Supply problems are mounting for the Japanese, who will now be forced to make considerable use of submarines to transport supplies. Already many of the Japanese troops are ill and hungry.
    1942---BAUER, HAROLD WILLIAM Medal of Honor
Rank and organization: Lieutenant Colonel, U.S. Marine Corps. Born: 20 November 1908. Woodruff, Kans. Appointed from: Nebraska. Citation: For extraordinary heroism and conspicuous courage as Squadron Commander of Marine Fighting Squadron 212 in the South Pacific Area during the period 10 May to 14 November 1942. Volunteering to pilot a fighter plane in defense of our positions on Guadalcanal, Lt. Col. Bauer participated in 2 air battles against enemy bombers and fighters outnumbering our force more than 2 to 1, boldly engaged the enemy and destroyed 1 Japanese bomber in the engagement of 28 September and shot down 4 enemy fighter planes in flames on 3 October, leaving a fifth smoking badly. After successfully leading 26 planes on an over-water ferry flight of more than 600 miles on 16 October, Lt. Col. Bauer, while circling to land, sighted a squadron of enemy planes attacking the U.S.S. McFarland. Undaunted by the formidable opposition and with valor above and beyond the call of duty, he engaged the entire squadron and, although alone and his fuel supply nearly exhausted, fought his plane so brilliantly that 4 of the Japanese planes were destroyed before he was forced down by lack of fuel. His intrepid fighting spirit and distinctive ability as a leader and an airman, exemplified in his splendid record of combat achievement, were vital factors in the successful operations in the South Pacific Area.
    1943 -- During World War II, President Franklin D. Roosevelt, Secretary of State Cordell Hull, and all of America's top military brass, narrowly escape disaster aboard the U.S. battleship Iowa, when a live torpedo is accidentally fired at them from a U.S. destroyer. To demonstrate to the president the defensive abilities of the Iowa, the battleship launches a series of weather balloons to use as anti-aircraft targets. Men on the nearby destroyer William D. Porter, under Captain Jesse Walker, are ordered to battle stations and begin shooting down the balloons that the Iowa had missed. Better yet, a simulated torpedo firing was ordered, and the torpedo room obliged. Unfortunately, torpedoer Lawton Dawson neglected to disarm torpedo tube #3, and an armed torpedo was fired at the Iowa. The Iowa rapidly began evasive maneuvers, as all guns were turned on the Porter. Word of the firing reached Roosevelt, who asked that his wheelchair be moved to the ship's railing so that he could watch the torpedo's approach. It exploded behind the ship's massive wake. The Porter is ordered to return to Bermuda, and Captain Walker and the entire crew are arrested by a force of Marines upon docking. President Roosevelt intervened and the ship was kidded throughout the fleet with signs saying, “Don’t Shoot, We’re Republicans.” On 10 June 1945, the Porter's hard luck finally ran out. She was sunk by a plane which had (unintentionally) attacked underwater. A Japanese bomber almost made entirely of wood and canvas slipped through the Navy's defense. Having little in the way of metal surfaces, the plane didn't register on radar. A fully loaded kamikaze, it was headed for a ship near the Porter, but just at the last moment veered away and crashed along side the unlucky destroyer. There was a sigh of relief as the plane sunk out of sight, but then it blew up underneath the Porter, opening her hull in the worst possible location. Three hours later, after the last man was off board, the Captain jumped to the safety of a rescue vessel and the ship that almost changed world history slipped astern into 2400 feet of water. Not a single soul was lost in the sinking. After everything else that happened, it was almost as if the ship decided to let her crew off at the end.
http://bobrosssr.tripod.com/porterstory.html
    1943-Sid Luckman of the Chicago Bears became the first professional quarterback to pass for more than 400 yards in a single game, throwing for 433 yards and seven touchdowns as the Bears walloped the New York Giants, 56-7.
    1944 - An outstanding array of musicians gathered in Hollywood to record a classic. Tommy Dorsey and orchestra made "Opus No. 1", Victor record number 20-1608. Buddy Rich was the drummer in the session, Buddy DeFranco on sac and clarinet, and Nelson Riddle played trombone on the Sy Oliver arrangement. 
    1944-Birthday of pianist George Cables, Brooklyn, NY.
    1945---Top Hits
It’s Been a Long, Long Time - The Harry James Orchestra (vocal: Kitty Kallen)
Till the End of Time - Perry Como
I’ll Buy that Dream - The Pied Pipers
With Tears in My Eyes - Wesley Tuttle
    1953---Top Hits
Ebb Tide - The Frank Chacksfield Orchestra
Rags to Riches - Tony Bennett
Many Times - Eddie Fisher
There Stands the Glass - Webb Pierce
    1954-Birthday of Condoleezza Rice, US National Security Adviser to President George Bush, Birmingham, AL.
    1954-Birthday of new age composer Yanni, born Yanni Chrysomalis, Kalamata, 
Greece. He made a big hit of musical cd’s sold via television commercials.
    1957 -- Twenty underworld kingpins stage "Crime Convention" in Appalachia, New York
    1959 - The eruption of Kilauea Iki Crater (Nov 14-Dec 20, 1959) on the Big Island of Hawaii was a relatively brief event, but produced some of Kilauea’s most spectacular lava fountains of the 20th century. (The current Pu`u `O`o-Kupaianaha eruption of Kilauea began in 1983). 
    1960--- Elvis Presley's latest single, "It's Now or Never," sells 780,000 copies in the UK during its first week of release, making it the fastest-selling song in the country's history.
    1960--- Drummer Cozy Cole of "Topsy" fame is sent by the US State Department on a 20-week goodwill tour of Africa
    1960- Ray Charles' "Georgia on My Mind" hits #1
    1961---Top Hits
Big Bad John - Jimmy Dean
Fool #1 - Brenda Lee
Tower of Strength - Gene McDaniels
Walk on By - Leroy Van Dyke 
    1961 - The Elvis Presley film ``Blue Hawaii'' premieres.
    1961 - President Kennedy increased the number of American advisors in Vietnam from 1,000 to 16,000.
    1964 - Gordie Howe of the Detroit Red Wings set a National Hockey League record as he scored his 627th career goal in a game against Montreal.
    1964 - With the help of a fresh three inch cover of snow, the temperature at Ely, NV, dipped to 15 degrees below zero to establish an all-time record low for the month of November. That record of -15 degrees was later equaled on the 19th of November in 1985.
    1965--CAPTAIN ED W. FREEMAN Medal of Honor
United States Army; for conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty: Captain Ed W. Freeman, United States Army, distinguished himself by numerous acts of conspicuous gallantry and extraordinary intrepidity on 14 November 1965 while serving with Company A, 229th Assault Helicopter Battalion, 1st Cavalry Division (Airmobile). As a flight leader and second in command of a 16-helicopter lift unit, he supported a heavily engaged American infantry battalion at Landing Zone X-Ray in the Ia Drang Valley, Republic of Vietnam. The unit was almost out of ammunition after taking some of the heaviest casualties of the war, fighting off a relentless attack from a highly motivated, heavily armed enemy force. When the infantry commander closed the helicopter landing zone due to intense direct enemy fire, Captain Freeman risked his own life by flying his unarmed helicopter through a gauntlet of enemy fire time after time, delivering critically needed ammunition, water and medical supplies to the besieged battalion. His flights had a direct impact on the battle's outcome by providing the engaged units with timely supplies of ammunition critical to their survival, without which they would almost surely have gone down, with much greater loss of life. After medical evacuation helicopters refused to fly into the area due to intense enemy fire, Captain Freeman flew 14 separate rescue missions, providing life-saving evacuation of an estimated 30 seriously wounded soldiers -- some of whom would not have survived had he not acted. All flights were made into a small emergency landing zone within 100 to 200 meters of the defensive perimeter where heavily committed units were perilously holding off the attacking elements. Captain Freeman's selfless acts of great valor, extraordinary perseverance and intrepidity were far above and beyond the call of duty or mission and set a superb example of leadership and courage for all of his peers. Captain Freeman's extraordinary heroism and devotion to duty are in keeping with the highest traditions of military service and reflect great credit upon himself, his unit and the United States Army.
     1965-MARM, WALTER JOSEPH, JR. Medal of Honor
Rank and organization: First Lieutenant (then 2d Lt.), U.S. Army, Company A, 1st Battalion, 7th Cavalry, 1st Cavalry Division (Airmobile). place and date: Vicinity of la Drang Valley, Republic of Vietnam, 14 November 1965. Entered service at: Pittsburgh, Pa. Born: 20 November 1941, Washington, pa. G.O. No.: 7, 15 February 1967. Citation: For conspicuous gallantry and intrepidity at the risk of life above and beyond the call of duty. As a platoon leader in the 1st Cavalry Division (Airmobile), 1st Lt. Marm demonstrated indomitable courage during a combat operation. His company was moving through the valley to relieve a friendly unit surrounded by an enemy force of estimated regimental size. 1st Lt. Marm led his platoon through withering fire until they were finally forced to take cover. Realizing that his platoon could not hold very long, and seeing four enemy soldiers moving into his position, he moved quickly under heavy fire and annihilated all 4. Then, seeing that his platoon was receiving intense fire from a concealed machine gun, he deliberately exposed himself to draw its fire. Thus locating its position, he attempted to destroy it with an antitank weapon. Although he inflicted casualties, the weapon did not silence the enemy fire. Quickly, disregarding the intense fire directed on him and his platoon, he charged 30 meters across open ground, and hurled grenades into the enemy position, killing some of the 8 insurgents manning it. Although severely wounded, when his grenades were expended, armed with only a rifle, he continued the momentum of his assault on the position and killed the remainder of the enemy. 1st Lt. Marm's selfless actions reduced the fire on his platoon, broke the enemy assault, and rallied his unit to continue toward the accomplishment of this mission. 1st Lt. Marm's gallantry on the battlefield and his extraordinary intrepidity at the risk of his life are in the highest traditions of the U.S. Army and reflect great credit upon himself and the Armed Forces of his country.
    1965 - US government sent 90,000 soldiers to Vietnam.
    1965--CRANDALL, BRUCE P. Medal of Honor
Rank and Organization: Major, U.S. Army, Company A, 229th Assault Helicopter Battalion, 1st Cavalry Division (Airmobile). Place and dates: Ia Drang Valley, Republic of Vietnam, 14 November 1965. Place and date of birth: Olympia, Washington, 1933. Citation: For conspicuous gallantry and intrepidity at the risk of his life above and beyond the call of duty: Major Bruce P. Crandall distinguished himself by extraordinary heroism as a Flight Commander in the Republic of Vietnam, while serving with Company A, 229th Assault Helicopter Battalion, 1st Cavalry Division (Airmobile). On 14 November 1965, his flight of sixteen helicopters was lifting troops for a search and destroy mission from Plei Me, Vietnam, to Landing Zone X-Ray in the Ia Drang Valley. On the fourth troop lift, the airlift began to take enemy fire, and by the time the aircraft had refueled and returned for the next troop lift, the enemy had Landing Zone X-Ray targeted. As Major Crandall and the first eight helicopters landed to discharge troops on his fifth troop lift, his unarmed helicopter came under such intense enemy fire that the ground commander ordered the second flight of eight aircraft to abort their mission. As Major Crandall flew back to Plei Me, his base of operations, he determined that the ground commander of the besieged infantry batallion desperately needed more ammunition. Major Crandall then decided to adjust his base of operations to Artillery Firebase Falcon in order to shorten the flight distance to deliver ammunition and evacuate wounded soldiers. While medical evacuation was not his mission, he immediately sought volunteers and with complete disregard for his own personal safety, led the two aircraft to Landing Zone X-Ray. Despite the fact that the landing zone was still under relentless enemy fire, Major Crandall landed and proceeded to supervise the loading of seriously wounded soldiers aboard his aircraft. Major Crandall's voluntary decision to land under the most extreme fire instilled in the other pilots the will and spirit to continue to land their own aircraft, and in the ground forces the realization that they would be resupplied and that friendly wounded would be promptly evacuated. This greatly enhanced morale and the will to fight at a critical time. After his first medical evacuation, Major Crandall continued to fly into and out of the landing zone throughout the day and into the evening. That day he completed a total of 22 flights, most under intense enemy fire, retiring from the battlefield only after all possible service had been rendered to the Infantry battalion. His actions provided critical resupply of ammunition and evacuation of the wounded. Major Crandall's daring acts of bravery and courage in the face of an overwhelming and determined enemy are in keeping with the highest traditions of the military service and reflect great credit upon himself, his unit, and the United States Army.
    1966 - Boxing’s largest indoor crowd assembled in the Houston Astrodome to see Cassius Clay defeat Cleveland Williams -- by a TKO. 
    1967 - The Monkees received a gold record for "Daydream Believer". 
    1967-Brave and reportedly well-liked Major General Bruno Arthur Hochmuth, commander of the 3rd Marine Division, was killed at Hue, Vietnam, when ground fire downed the helicopter in which he was a passenger. Two American pilots, an American crew chief, and a Vietnamese interpreter were also killed in the crash.
    1969- Apollo 12, a space milestone launched this date. This was the second manned lunar landing—in Ocean of Storms. First pinpoint landing. Astronauts Conrad, Bean and Gordon visited Surveyor 3 and took samples. Earth splashdown November 24.
    1969---Top Hits
Wedding Bell Blues - The 5th Dimension
Come Together - The Beatles
Baby It’s You - Smith
To See My Angel Cry - Conway Twitty
    1970-Birthday of Dana William Stubblefield, San Francisco 49ers, born, Cleves.OH.
    1970--Santana's "Black Magic Woman" is released.
    1972- the Dow-Jones Index of 30 major industrial stocks topped the 1,000 mark for the first time.
    1972 - No. 1 Billboard Pop Hit: ``I Can See Clearly Now,'' Johnny Nash.
    1974 - A storm produced 15 inches of snow at the Buffalo, NY, airport, and 30 inches on the south shore of Lake Erie.
    1975 - "They Just Can’t Stop It (The Games People Play)" became a gold record for the Spinners. Their other hits include "Then Came You" (with Dionne Warwicke), "Could It Be I’m Falling in Love", "The Rubberband Man", "Working My Way Back to You", "Cupid", "It’s a Shame" and "I’ll Be Around" -- for Motown. 
    1977---Top Hits
You Light Up My Life - Debby Boone
Boogie Nights - Heatwave
It’s Ecstasy When You Lay Down Next to Me - Barry White
More to Me - Charley Pride
    1981 - Paul ‘Bear’ Bryant tied the record of Amos Alonzo Stagg for most football wins. The Alabama Crimson Tide notched win #314 for Coach Bryant. Alabama beat Penn State, 31-16. 
    1981 - For the second week in a row, Daryl Hall and John Oates owned the top spot on the pop music charts with "Private Eyes".
    1982 - No. 1 Billboard Pop Hit: ``Up Where We Belong,'' Joe Cocker & Jennifer Warnes. The single wins an Oscar as the theme of ``An Officer and a Gentleman.'
    1985—Top Hits
Miami Vice Theme - Jan Hammer
Head over Heels - Tears For Fears
You Belong to the City - Glenn Frey
Can’t Keep a Good Man Down – Alabama
    1986 - The U.S. Securities and Exchange Commission announced that Ivan Boesky would have to pay $100 million in fines and alleged profits to settle insider-trading charges against him. The settlement was just $6 million less than the entire S.E.C. budget for 1986. Until 1986, Ivan Boesky was one of wealthiest and most successful figures on Wall Street. But, after November 14, 1986, his name was inextricably linked with the scandal and corruption that engulfed the industry during the 1980s. After prison, Boesky divorced his wife and relocated to La Jolla, California. In contrast to Milken and others involved, Boesky has largely avoided public attention since the scandal, though he has surfaced to testify in still-unresolved legal proceedings. History is full of people who manipulated the system such as Enron, Worldcom, Kozlowski, to just a few recent ones.
    1986 - An early season cold wave set more than 200 records from the northwestern U.S. to the east coast over a seven day period. For some places it proved to be the coldest weather of the winter season.
    1986 - An early season cold wave set more than 200 records from the northwestern U.S. to the east coast over a seven day period. For some places it proved to be the coldest weather of the winter season.
    1987--- In an initially awkward but eventually moving live event, David Letterman convinces guest Cher to sing "I Got You Babe" just one more time with embittered ex Sonny Bono on his NBC-TV Late Night program. Both Sonny and Cher are left in tears, though no reunion is forthcoming.
    1987-- A major oldies revival crests today, when the soundtrack to the hit Patrick Swayze film Dirty Dancing -- set in 1963 and featuring many hits of the day -- rises to Number One on the Billboard charts.
    1988- "Murphy Brown" premiered on television. The series lasted ten years. The show often blurred the lines between reality and fiction by dealing with topical issues and including real-life journalists as guests stars playing themselves. Former Vice-President Dan Quayle made a major issue about the character Murphy Brown being an un-married mother. Set in Washington, DC, starred Candice Bergen starred in the title role, as an egotistical, seasoned journalist working for the fictitious TV newsmagazine show “FYI.” Also featured were Grant Shaud as the show’s high-strung producer, Miles Silverberg (later replaced by Lily Tomlin), Faith Ford as the former Miss America, Corky Sherwood (and later Miles’ bride), Joe Regalbuto as Murphy’s neurotic friend, reporter Frank Fontana, Charles Kimbrough as “FYI”’s uptight anchorman, Jim Dial and Pat Corley as Phil, owner of the local watering hole. Colleen Dewhurst appeared as Murphy’s mother and Robert Pastorelli appeared as Eldin Bernecky, perfectionist housepainter and aspiring artist (he left the series for his own show). The show often blurred the lines between reality and fiction by dealing with topical issues and by including real-life journalists as guest stars playing themselves. The series ended with the May 31,1998 episode.
    1987 - The "Dirty Dancing" movie soundtrack was the number one album in the U.S. It was number one for a total of eighteen weeks. The remainder of the top-five that week: 2)-"Tunnel of Love" (Bruce Springsteen); 3)-"Bad" (Michael Jackson); 4)-"Whitesnake" (Whitesnake); 5)-"A Momentary Lapse of Reason" (Pink Floyd).
    1988 - A massive storm produced snow and gusty winds in the western U.S., with heavy snow in some of the higher elevations. Winds gusted to 66 mph at Show Low AZ, and Donner Summit, located in the Sierra Nevada Range of California, was buried under 23 inches of snow. Heavy rain soaked parts of California, with 3.19 inches reported at Blue Canyon
    1989 - Unseasonably warm weather prevailed east of the Rockies. Temperatures reached 70 degrees as far north as New England, and readings in the 80s were reported across the southeast quarter of the nation. Nineteen cities reported record high temperatures for the date. For the second time in the month Dallas/Fort Worth TX equalled their record for November with an afternoon high of 89 degrees. The high of 91 degrees at Waco TX was their warmest of record for so late in the season. Heavy snow blanketed parts of Wyoming overnight, with a foot of snow reported at Cody, and ten inches at Yellowstone Park.
    1993- head coach Don Shula of the Miami Dolphins won the 325th game of his career as the Dolphins defeated the Philadelphia Eagles, 19-14. The victory moved Shula past George Halas as the “winningist” coach in NFL history. Shula concluded his coaching career in 1995 with a record of 347 wins, 173 losses and 6 ties.
    1994-Bill Gates paid $30.8 million for a sixteenth-century Leonardo da Vinci manuscript, which depicted the motion of water and the principles of the steam engine. Gates' bid tripled the existing price for similar items. Beating out Italian bidders who had pledged to bring the treasure back to its home in Italy, Gates promised to leave the manuscript on public display at least fifty percent of the time. The manuscript, last sold to the Armand Hammer Museum of Art and Cultural Center, had fetched a mere $5.6 million in 1980.
    2000 --Y2K countdown: 47 days, 2 hours, 43 minutes.
http://www.cpsr.org/program/y2k/
    2001- For the second time in his career, Seattle skipper Lou Piniella is named the American League Manager of the Year. 'Sweet Lou', the only person to appear on every ballot, guided to the Mariners to an historical 116 victories which tied 1906 Cubs as the winningest team in major league history. 
    2002-Nancy Pelosi became the 1st woman to lead a party in the US Congress after Democrats voted 177-29 in support of the liberal from SF.